Washington Federal Bank Mortgage Rates, Fees & Info

Seattle, WA

LEI: D38AC76TAMYI50NBPX33

Tax ID: 91-0135860

1 stars - Updated: 2/26/24 - out of 5 stars, based on 62 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Washington Federal Bank is a mid-sized bank specializing in Home Purchase loans. Washington Federal Bank has a high proportion of conventional loans. Their top markets by origination volume include: Seattle, Phoenix, Boise City, Dallas, and Provo among others. We have data for 112 markets. (Some data included below & more in-depth data is available with an active subscription.)

Washington Federal Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Washington Federal Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.85% 2/26/24
30 Year Conventional Purchase 6.39% 2/26/24
30 Year Conventional Refi 6.37% 2/26/24
30 Year Cash-out Refi 6.35% 2/26/24
15 Year Conventional Purchase 6.27% 2/26/24
15 Year Conventional Refi 6.39% 2/26/24
15 Year Cash-out Refi 6.39% 2/26/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Washington Federal Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Washington Federal Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,903

Origination Dollar Volume (All Markets)

$3,223,225,000

Relative Rate

Washington Federal Bank's average 30 year fixed mortgage rate was 4.55%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.21%.

Relative Fees (Closing Costs)

Washington Federal Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $11,781.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 698 $524,390,000 $751,275 $17,617 4.80%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 254 $293,780,000 $1,156,614 $14,624 4.57%
BOISE CITY, ID (FHA|USDA|VA) 160 $172,470,000 $1,077,938 $11,858 4.79%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 47 $147,705,000 $3,142,660 $13,310 4.27%
PROVO-OREM, UT (FHA|USDA|VA) 45 $129,215,000 $2,871,444 $19,651 4.57%
SALT LAKE CITY, UT (FHA|USDA|VA) 102 $115,580,000 $1,133,137 $17,432 4.65%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 137 $104,835,000 $765,219 $17,749 4.76%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 39 $99,635,000 $2,554,744 $14,439 4.84%
BEND, OR (FHA|USDA|VA) 109 $97,135,000 $891,147 $14,964 4.69%
Outside of Metro Areas 210 $87,890,000 $418,524 $12,324 4.85%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 142 $84,470,000 $594,859 $20,208 4.84%
SALEM, OR (FHA|USDA|VA) 71 $79,225,000 $1,115,845 $13,549 4.68%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 54 $71,140,000 $1,317,407 $14,925 4.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 58 $70,770,000 $1,220,172 $12,320 4.70%
RENO, NV (FHA|USDA|VA) 8 $67,040,000 $8,380,000 $13,668 4.46%
BELLINGHAM, WA (FHA|USDA|VA) 136 $62,030,000 $456,103 $11,167 4.65%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 12 $49,060,000 $4,088,333 $34,412 4.27%
IDAHO FALLS, ID (FHA|USDA|VA) 18 $47,530,000 $2,640,556 $14,139 4.53%
TUCSON, AZ (FHA|USDA|VA) 102 $45,490,000 $445,980 $10,817 4.61%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 90 $44,400,000 $493,333 $14,297 4.82%
WENATCHEE, WA (FHA|USDA|VA) 81 $43,975,000 $542,901 $13,944 4.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $41,545,000 $5,935,000 $25,489 4.31%
Heber, UT (FHA|USDA|VA) 40 $38,060,000 $951,500 $17,750 4.67%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 100 $38,030,000 $380,300 $10,973 4.86%
YUMA, AZ (FHA|USDA|VA) 30 $37,030,000 $1,234,333 $9,292 4.56%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 58 $35,470,000 $611,552 $14,931 4.60%
Ellensburg, WA (FHA|USDA|VA) 38 $34,250,000 $901,316 $22,248 4.75%
Hailey, ID (FHA|USDA|VA) 43 $29,835,000 $693,837 $18,031 4.56%
Traverse City, MI (FHA|USDA|VA) 1 $24,455,000 $24,455,000 $0 4.39%
Oak Harbor, WA (FHA|USDA|VA) 57 $24,435,000 $428,684 $13,989 4.75%
MEDFORD, OR (FHA|USDA|VA) 29 $23,785,000 $820,172 $9,557 4.79%
SANTA FE, NM (FHA|USDA|VA) 39 $20,195,000 $517,821 $15,657 4.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $20,005,000 $20,005,000 $0 3.69%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 23 $18,175,000 $790,217 $5,742 5.07%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $17,375,000 $1,930,556 $0 4.54%
LOGAN, UT-ID (FHA|USDA|VA) 26 $15,130,000 $581,923 $14,747 4.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 8 $14,400,000 $1,800,000 $12,425 4.80%
TYLER, TX (FHA|USDA|VA) 1 $14,275,000 $14,275,000 $0 5.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 19 $13,885,000 $730,789 $13,415 4.66%
Show Low, AZ (FHA|USDA|VA) 23 $13,715,000 $596,304 $13,369 4.69%
ST. GEORGE, UT (FHA|USDA|VA) 23 $13,655,000 $593,696 $13,419 3.93%
Moses Lake, WA (FHA|USDA|VA) 44 $13,330,000 $302,955 $9,322 4.54%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 42 $11,740,000 $279,524 $8,794 4.81%
LAS CRUCES, NM (FHA|USDA|VA) 50 $11,700,000 $234,000 $9,044 4.79%
VICTORIA, TX (FHA|USDA|VA) 1 $11,405,000 $11,405,000 $0 4.00%
Prineville, OR (FHA|USDA|VA) 22 $11,330,000 $515,000 $16,452 4.52%
FLAGSTAFF, AZ (FHA|USDA|VA) 12 $11,250,000 $937,500 $29,764 5.06%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 30 $10,660,000 $355,333 $11,932 4.65%
Newport, OR (FHA|USDA|VA) 28 $10,630,000 $379,643 $11,463 4.42%
Sandpoint, ID (FHA|USDA|VA) 23 $10,185,000 $442,826 $15,471 4.68%
LONGVIEW, TX (FHA|USDA|VA) 1 $9,175,000 $9,175,000 $0 3.45%
Port Angeles, WA (FHA|USDA|VA) 19 $8,685,000 $457,105 $14,728 4.71%
WALLA WALLA, WA (FHA|USDA|VA) 21 $8,305,000 $395,476 $14,660 4.46%
CORVALLIS, OR (FHA|USDA|VA) 22 $8,240,000 $374,545 $10,888 4.32%
POCATELLO, ID (FHA|USDA|VA) 17 $8,015,000 $471,471 $5,354 4.17%
Outside of Metro Areas 11 $7,975,000 $725,000 $20,623 4.57%
Centralia, WA (FHA|USDA|VA) 19 $7,795,000 $410,263 $12,397 4.67%
Ontario, OR-ID (FHA|USDA|VA) 17 $7,325,000 $430,882 $5,549 4.80%
Klamath Falls, OR (FHA|USDA|VA) 34 $7,250,000 $213,235 $7,087 4.82%
Payson, AZ (FHA|USDA|VA) 24 $6,490,000 $270,417 $9,980 4.58%
GRANTS PASS, OR (FHA|USDA|VA) 25 $6,475,000 $259,000 $7,057 4.75%
Astoria, OR (FHA|USDA|VA) 4 $5,620,000 $1,405,000 $13,309 5.31%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $5,525,000 $5,525,000 $0 3.95%
Blackfoot, ID (FHA|USDA|VA) 16 $5,510,000 $344,375 $13,220 4.03%
Shelton, WA (FHA|USDA|VA) 13 $5,345,000 $411,154 $12,127 4.90%
Gallup, NM (FHA|USDA|VA) 4 $5,110,000 $1,277,500 $4,193 5.66%
Roswell, NM (FHA|USDA|VA) 18 $5,040,000 $280,000 $5,251 4.53%
Brookings, OR (FHA|USDA|VA) 3 $4,395,000 $1,465,000 $11,211 3.35%
Rexburg, ID (FHA|USDA|VA) 10 $4,320,000 $432,000 $17,899 4.40%
Nogales, AZ (FHA|USDA|VA) 15 $4,245,000 $283,000 $12,822 4.83%
TWIN FALLS, ID (FHA|USDA|VA) 19 $4,105,000 $216,053 $9,567 4.70%
Aberdeen, WA (FHA|USDA|VA) 15 $4,055,000 $270,333 $8,926 5.08%
Los Alamos, NM (FHA|USDA|VA) 3 $3,755,000 $1,251,667 $30,283 4.89%
Hermiston-Pendleton, OR (FHA|USDA|VA) 22 $3,600,000 $163,636 $5,462 4.76%
Pullman, WA (FHA|USDA|VA) 9 $3,445,000 $382,778 $12,242 4.06%
Ardmore, OK (FHA|USDA|VA) 1 $3,185,000 $3,185,000 $0 5.15%
LEWISTON, ID-WA (FHA|USDA|VA) 13 $3,065,000 $235,769 $8,791 4.44%
Ruidoso, NM (FHA|USDA|VA) 14 $3,050,000 $217,857 $4,225 5.05%
Hood River, OR (FHA|USDA|VA) 8 $2,650,000 $331,250 $10,549 4.88%
Alamogordo, NM (FHA|USDA|VA) 8 $2,450,000 $306,250 $4,871 5.41%
Price, UT (FHA|USDA|VA) 8 $2,290,000 $286,250 $8,837 4.36%
Elko, NV (FHA|USDA|VA) 9 $2,005,000 $222,778 $8,723 4.81%
Taos, NM (FHA|USDA|VA) 4 $1,820,000 $455,000 $13,637 4.69%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $1,810,000 $226,250 $10,143 4.84%
Brenham, TX (FHA|USDA|VA) 1 $1,755,000 $1,755,000 $0 3.00%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,725,000 $575,000 $14,275 5.00%
WACO, TX (FHA|USDA|VA) 1 $1,675,000 $1,675,000 $0 3.59%
Roseburg, OR (FHA|USDA|VA) 4 $1,510,000 $377,500 $16,212 5.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $1,395,000 $1,395,000 $0 5.25%
Burley, ID (FHA|USDA|VA) 4 $1,360,000 $340,000 $7,315 4.38%
The Dalles, OR (FHA|USDA|VA) 5 $1,185,000 $237,000 $8,314 5.03%
EL PASO, TX (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,552 4.35%
Safford, AZ (FHA|USDA|VA) 5 $1,035,000 $207,000 $9,946 4.23%
Silver City, NM (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $18,766 4.00%
EspaƱola, NM (FHA|USDA|VA) 3 $925,000 $308,333 $11,805 4.63%
Fernley, NV (FHA|USDA|VA) 3 $865,000 $288,333 $4,450 4.88%
Hobbs, NM (FHA|USDA|VA) 2 $860,000 $430,000 $0 4.59%
YAKIMA, WA (FHA|USDA|VA) 5 $855,000 $171,000 $8,260 5.73%
Fallon, NV (FHA|USDA|VA) 5 $775,000 $155,000 $13,339 4.85%
Coos Bay, OR (FHA|USDA|VA) 2 $760,000 $380,000 $14,800 5.38%
Mountain Home, ID (FHA|USDA|VA) 2 $690,000 $345,000 $9,793 3.56%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $685,000 $685,000 $0 4.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $575,000 $575,000 $13,894 5.63%
FARMINGTON, NM (FHA|USDA|VA) 5 $565,000 $113,000 $5,203 4.80%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $475,000 $475,000 $16,126 3.50%
Clovis, NM (FHA|USDA|VA) 3 $345,000 $115,000 $3,958 3.29%
Pahrump, NV (FHA|USDA|VA) 1 $345,000 $345,000 $11,279 6.13%
La Grande, OR (FHA|USDA|VA) 1 $295,000 $295,000 $6,499 3.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $210,000 $105,000 $3,893 3.94%
Jackson, WY-ID (FHA|USDA|VA) 1 $195,000 $195,000 $5,581 5.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,927 3.75%
Othello, WA (FHA|USDA|VA) 1 $45,000 $45,000 $2,836 5.13%
Washington Federal Bank's top markets include Seattle, Phoenix, Boise City, Dallas, and Provo among others.

Their top states include:
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Washington Federal Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    S&S Financial
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    WEBER STATE FEDERAL CREDIT UNION
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    PIONEER
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    State Bank of Southern Utah
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,704 $2,984,200,000 $1,103,624 $14,262 4.55%
    HELOC 1,199 $239,025,000 $199,354 n/a 5.01%

    For 2022, Washington Federal Bank's most frequently originated type of loan was Conventional, with 2,704 originations. Their 2nd most popular type was HELOC, with 1,199 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,886 $2,168,660,000 $1,149,873 $15,732 4.71%
    Cash Out Refi 722 $605,380,000 $838,476 $10,651 4.26%
    Other 668 $240,840,000 $360,539 $9,343 5.05%
    Home Improvement 518 $96,030,000 $185,386 $7,092 4.86%
    Refi 109 $112,315,000 $1,030,413 $7,834 4.26%

    For 2022, Washington Federal Bank's most frequently cited loan purpose was Home Purchase, with 1,886 originations. The 2nd most popular reason was Cash Out Refi, with 722 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,531 $863,675,000 $564,125 $11,781 4.55%
    Other 1,310 $707,900,000 $540,382 $7,763 5.07%
    30+ year 804 $659,010,000 $819,664 $19,818 4.42%
    10 Year 157 $622,835,000 $3,967,102 $0 4.64%
    15 Year 69 $151,215,000 $2,191,522 $5,340 3.93%
    5 Year 24 $152,010,000 $6,333,750 $0 4.49%
    20 Year 6 $1,340,000 $223,333 $5,673 4.73%
    3 Year 2 $65,240,000 $32,620,000 $0 5.08%

    For 2022, Washington Federal Bank's most frequently cited loan duration was 30 Year, with 1,531 originations. The 2nd most popular length was Other, with 1,310 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,604 $1,316,200,000 $820,574
    $3k-4k 191 $50,685,000 $265,366
    $4k-5k 157 $52,865,000 $336,720
    $2k-3k 155 $27,555,000 $177,774
    $1k-2k 105 $17,685,000 $168,429
    $<1k 57 $26,005,000 $456,228

    Washington Federal Bank's average total fees were $11,781, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,604 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,451 $1,262,955,000 $870,403
    4-5% 903 $950,965,000 $1,053,117
    5-6% 879 $608,525,000 $692,292
    6-7% 411 $180,825,000 $439,964
    7-8% 127 $38,075,000 $299,803
    2.5-3% 112 $152,310,000 $1,359,911
    Over 8% 19 $2,605,000 $137,105
    <2.5% 1 $26,965,000 $26,965,000

    During 2022, Washington Federal Bank's average interest rate for loans was 4.55%, while their most frequently originated rate bucket for loans was 3-4%, with 1,451 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,040 $295,920,000 $284,538 $7,585 4.74%
    $600k-1MM 657 $499,765,000 $760,677 $16,905 4.48%
    $400k-600k 600 $291,170,000 $485,283 $11,635 4.67%
    $100k-200k 582 $83,260,000 $143,058 $4,609 4.88%
    $1MM+ 560 $2,025,830,000 $3,617,554 $29,171 4.43%
    $100,000 or less 464 $27,280,000 $58,793 $3,281 4.99%

    2022 saw Washington Federal Bank place emphasis on $200k-400k loans with 1,040 originations, totaling $295,920,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 936 $483,020,000 $516,047 $15,065 4.66%
    $250k+ 863 $710,985,000 $823,853 $21,777 4.81%
    $100k-150k 681 $247,975,000 $364,134 $11,507 4.73%
    $75k-100k 369 $98,125,000 $265,921 $8,805 4.51%
    $50k-75k 328 $65,870,000 $200,823 $6,878 4.70%
    $50k or less 199 $24,915,000 $125,201 $5,124 4.52%

    Washington Federal Bank lent most frequently to those with incomes in the $150k-250k range, with 936 originations. The second most popular income band? $250k+, with 863 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 709 $285,715,000 $402,983 $11,515 4.57%
    30-36% 671 $296,885,000 $442,452 $13,012 4.67%
    42% 343 $160,455,000 $467,799 $15,021 4.73%
    <20% 335 $127,815,000 $381,537 $11,124 4.60%
    41% 235 $102,585,000 $436,532 $14,655 4.84%
    40% 195 $100,935,000 $517,615 $14,904 4.68%
    39% 184 $88,000,000 $478,261 $13,908 4.74%
    37% 157 $74,785,000 $476,338 $13,558 4.63%
    >60% 139 $131,945,000 $949,245 $21,695 5.29%
    38% 139 $75,465,000 $542,914 $14,354 4.69%
    36% 133 $66,055,000 $496,654 $12,405 4.36%
    43% 110 $66,300,000 $602,727 $16,703 4.69%
    50-60% 57 $47,825,000 $839,035 $18,720 4.96%
    44% 8 $2,920,000 $365,000 $13,803 4.59%
    45% 7 $5,315,000 $759,286 $16,816 4.38%
    48% 6 $6,130,000 $1,021,667 $24,243 5.42%
    46% 6 $4,040,000 $673,333 $17,314 4.81%
    49% 4 $3,680,000 $920,000 $19,074 4.41%
    47% 1 $95,000 $95,000 $0 5.88%

    Washington Federal Bank lent most frequently to those with DTI ratios of 20-30%, with 709 originations. The next most common DTI ratio? 30-36%, with 671 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 455 $1,573,525,000 $3,458,297 $19,691 4.75%
    White 2,760 $1,299,670,000 $470,895 $13,974 4.67%
    Not provided 453 $221,155,000 $488,201 $14,065 4.72%
    Asian 165 $97,435,000 $590,515 $14,426 4.75%
    Black 33 $16,675,000 $505,303 $14,199 4.92%
    American Indian 23 $8,725,000 $379,348 $10,011 5.06%
    Native Hawaiian or Islander 8 $2,490,000 $311,250 $7,952 4.73%
    Other Asian 1 $1,765,000 $1,765,000 $34,412 4.63%
    Filipino 3 $975,000 $325,000 $11,344 3.71%
    Asian Indian 1 $775,000 $775,000 $20,608 6.00%
    Vietnamese 1 $35,000 $35,000 $0 8.00%

    Approval Rates

    Total approvals of all applications
    83.71%

    Washington Federal Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    57.96%

    Washington Federal Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,903 $3,223,225,000 $825,833

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,903 $3,223,225,000 $825,833

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 632 $301,470,000 $477,009 $9,589 4.74%
    40-60% 759 $1,312,495,000 $1,729,242 $14,662 4.68%
    60-80% 1,449 $1,277,975,000 $881,970 $15,437 4.57%
    80-100% 384 $241,960,000 $630,104 $13,593 4.46%
    Under 20% 679 $89,325,000 $131,554 $5,058 5.03%