Washington Federal Bank Mortgage Rates, Fees & Info

Seattle, WA

LEI: D38AC76TAMYI50NBPX33

Tax ID: 91-0135860

1 stars - out of 5 stars, based on 66 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


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Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Overview

    Washington Federal Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. Washington Federal Bank has a high proportion of conventional loans. Their top markets include Seattle, Phoenix, Salt Lake City, Boise City, and Portland among others. Washington Federal Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Washington Federal Bank is typically a high fee lendor.


    Originations

    4,380

    Origination Dollar Volume (All Markets)

    $2,625,920,000

    Employee count

    2,129

    Relative Rate

    Washington Federal Bank's average 30 year fixed rate mortgage of loans were 3.39%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 0.24%.

    Relative Fees

    Washington Federal Bank's average total fees for a 30 year fixed rate mortgage are $9,040.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Market Originations Total Value Average Loan Average Fees Average Rate
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 879 $500,585,000 $569,494 $13,653 3.62%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 259 $223,155,000 $861,602 $9,903 3.64%
    SALT LAKE CITY, UT (FHA|USDA|VA) 136 $215,270,000 $1,582,868 $13,571 3.54%
    BOISE CITY, ID (FHA|USDA|VA) 166 $119,250,000 $718,373 $8,496 3.59%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 178 $111,790,000 $628,034 $14,207 3.61%
    TUCSON, AZ (FHA|USDA|VA) 159 $105,405,000 $662,925 $9,473 3.55%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 140 $87,450,000 $624,643 $13,718 3.79%
    Outside of Metro Areas 227 $78,065,000 $343,899 $8,758 3.56%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 66 $76,290,000 $1,155,909 $11,863 3.51%
    WENATCHEE, WA (FHA|USDA|VA) 92 $72,490,000 $787,935 $11,485 3.61%
    BELLINGHAM, WA (FHA|USDA|VA) 195 $72,425,000 $371,410 $8,469 3.69%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 11 $71,585,000 $6,507,727 $14,333 3.32%
    BEND, OR (FHA|USDA|VA) 119 $50,415,000 $423,655 $11,753 3.68%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 101 $49,245,000 $487,574 $13,649 3.58%
    ALBUQUERQUE, NM (FHA|USDA|VA) 54 $43,170,000 $799,444 $9,751 3.68%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $42,005,000 $42,005,000 $0 2.13%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 126 $41,070,000 $325,952 $8,594 3.50%
    SALEM, OR (FHA|USDA|VA) 89 $38,655,000 $434,326 $9,434 3.54%
    MEDFORD, OR (FHA|USDA|VA) 33 $34,675,000 $1,050,758 $9,832 3.69%
    PROVO-OREM, UT (FHA|USDA|VA) 46 $32,830,000 $713,696 $16,752 3.80%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $24,055,000 $24,055,000 $0 3.00%
    Oak Harbor, WA (FHA|USDA|VA) 50 $22,460,000 $449,200 $10,190 3.62%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 49 $22,195,000 $452,959 $8,300 3.58%
    CORVALLIS, OR (FHA|USDA|VA) 33 $21,205,000 $642,576 $8,966 3.64%
    SANTA FE, NM (FHA|USDA|VA) 36 $20,010,000 $555,833 $14,448 3.69%
    Ellensburg, WA (FHA|USDA|VA) 32 $19,490,000 $609,063 $15,692 4.00%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 55 $19,065,000 $346,636 $8,166 3.81%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 57 $18,125,000 $317,982 $8,590 3.55%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 37 $17,845,000 $482,297 $11,679 3.62%
    LAS CRUCES, NM (FHA|USDA|VA) 48 $16,690,000 $347,708 $8,484 3.68%
    Moses Lake, WA (FHA|USDA|VA) 66 $16,440,000 $249,091 $6,614 3.59%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 29 $16,435,000 $566,724 $12,852 3.63%
    Show Low, AZ (FHA|USDA|VA) 34 $15,150,000 $445,588 $10,463 3.72%
    YUMA, AZ (FHA|USDA|VA) 38 $14,620,000 $384,737 $6,518 3.59%
    LONGVIEW, WA (FHA|USDA|VA) 13 $13,845,000 $1,065,000 $9,206 3.61%
    Hailey, ID (FHA|USDA|VA) 26 $13,600,000 $523,077 $11,671 3.67%
    Heber, UT (FHA|USDA|VA) 14 $13,530,000 $966,429 $20,026 3.56%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $12,550,000 $2,091,667 $17,043 3.37%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $12,275,000 $4,091,667 $10,074 3.41%
    Port Angeles, WA (FHA|USDA|VA) 32 $11,220,000 $350,625 $9,161 3.72%
    Shelton, WA (FHA|USDA|VA) 27 $10,475,000 $387,963 $9,553 3.97%
    RAPID CITY, SD (FHA|USDA|VA) 1 $9,915,000 $9,915,000 $0 2.87%
    Klamath Falls, OR (FHA|USDA|VA) 32 $9,810,000 $306,563 $6,885 3.76%
    Newport, OR (FHA|USDA|VA) 32 $9,610,000 $300,313 $8,549 3.86%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 20 $9,350,000 $467,500 $7,310 3.70%
    RENO, NV (FHA|USDA|VA) 5 $9,035,000 $1,807,000 $20,425 3.49%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $9,010,000 $4,505,000 $10,457 3.80%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 28 $8,800,000 $314,286 $7,866 3.67%
    Payson, AZ (FHA|USDA|VA) 36 $8,590,000 $238,611 $7,371 3.51%
    ST. GEORGE, UT (FHA|USDA|VA) 16 $8,150,000 $509,375 $12,013 3.51%
    Los Alamos, NM (FHA|USDA|VA) 3 $7,555,000 $2,518,333 $0 3.89%
    Centralia, WA (FHA|USDA|VA) 22 $7,520,000 $341,818 $8,663 3.67%
    Sandpoint, ID (FHA|USDA|VA) 18 $6,770,000 $376,111 $11,392 3.71%
    Outside of Metro Areas 11 $5,875,000 $534,091 $11,984 3.89%
    GRANTS PASS, OR (FHA|USDA|VA) 27 $5,515,000 $204,259 $7,458 3.74%
    Hood River, OR (FHA|USDA|VA) 12 $4,910,000 $409,167 $13,122 3.43%
    LOGAN, UT-ID (FHA|USDA|VA) 11 $4,875,000 $443,182 $13,060 3.75%
    Prineville, OR (FHA|USDA|VA) 17 $4,675,000 $275,000 $6,298 3.60%
    Blackfoot, ID (FHA|USDA|VA) 21 $4,595,000 $218,810 $6,820 3.45%
    YAKIMA, WA (FHA|USDA|VA) 11 $4,015,000 $365,000 $11,133 3.54%
    Rexburg, ID (FHA|USDA|VA) 12 $3,970,000 $330,833 $8,706 3.58%
    Ontario, OR-ID (FHA|USDA|VA) 16 $3,880,000 $242,500 $5,202 3.55%
    Aberdeen, WA (FHA|USDA|VA) 12 $3,790,000 $315,833 $9,498 3.78%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $3,725,000 $3,725,000 $0 3.50%
    TWIN FALLS, ID (FHA|USDA|VA) 23 $3,475,000 $151,087 $5,014 3.61%
    FARMINGTON, NM (FHA|USDA|VA) 17 $3,475,000 $204,412 $7,329 3.56%
    FLAGSTAFF, AZ (FHA|USDA|VA) 7 $3,205,000 $457,857 $13,221 4.02%
    Roseburg, OR (FHA|USDA|VA) 7 $2,975,000 $425,000 $12,824 3.46%
    Pullman, WA (FHA|USDA|VA) 13 $2,965,000 $228,077 $5,771 3.74%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 21 $2,555,000 $121,667 $3,825 3.64%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $2,405,000 $2,405,000 $0 3.50%
    IDAHO FALLS, ID (FHA|USDA|VA) 10 $2,340,000 $234,000 $6,371 3.80%
    POCATELLO, ID (FHA|USDA|VA) 15 $2,145,000 $143,000 $4,662 3.49%
    Price, UT (FHA|USDA|VA) 12 $2,020,000 $168,333 $5,651 3.70%
    Nogales, AZ (FHA|USDA|VA) 15 $1,995,000 $133,000 $5,952 3.56%
    Ruidoso, NM (FHA|USDA|VA) 8 $1,890,000 $236,250 $5,488 3.35%
    Roswell, NM (FHA|USDA|VA) 11 $1,885,000 $171,364 $4,859 3.22%
    Astoria, OR (FHA|USDA|VA) 4 $1,850,000 $462,500 $7,966 4.13%
    Safford, AZ (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 4.25%
    LEWISTON, ID-WA (FHA|USDA|VA) 10 $1,520,000 $152,000 $5,163 3.46%
    The Dalles, OR (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,233 3.31%
    AMARILLO, TX (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $0 3.50%
    WACO, TX (FHA|USDA|VA) 1 $1,325,000 $1,325,000 $0 3.20%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,413 3.58%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,095,000 $365,000 $0 3.95%
    Paris, TX (FHA|USDA|VA) 1 $925,000 $925,000 $0 3.50%
    WALLA WALLA, WA (FHA|USDA|VA) 8 $890,000 $111,250 $4,078 3.48%
    Fallon, NV (FHA|USDA|VA) 5 $805,000 $161,000 $4,301 3.13%
    Las Vegas, NM (FHA|USDA|VA) 1 $645,000 $645,000 $17,478 3.75%
    Coos Bay, OR (FHA|USDA|VA) 5 $635,000 $127,000 $4,475 4.85%
    Hobbs, NM (FHA|USDA|VA) 4 $630,000 $157,500 $5,678 3.31%
    Fernley, NV (FHA|USDA|VA) 7 $615,000 $87,857 $2,960 3.29%
    Alamogordo, NM (FHA|USDA|VA) 4 $580,000 $145,000 $4,148 3.25%
    Silver City, NM (FHA|USDA|VA) 4 $520,000 $130,000 $4,356 3.31%
    Española, NM (FHA|USDA|VA) 2 $470,000 $235,000 $6,419 3.69%
    Mineral Wells, TX (FHA|USDA|VA) 1 $455,000 $455,000 $14,326 3.50%
    Gallup, NM (FHA|USDA|VA) 3 $375,000 $125,000 $4,616 2.88%
    Winnemucca, NV (FHA|USDA|VA) 2 $360,000 $180,000 $4,330 3.63%
    Taos, NM (FHA|USDA|VA) 1 $345,000 $345,000 $8,529 3.38%
    Elko, NV (FHA|USDA|VA) 1 $305,000 $305,000 $1,770 2.88%
    Othello, WA (FHA|USDA|VA) 2 $300,000 $150,000 $3,738 3.25%
    Moscow, ID (FHA|USDA|VA) 1 $265,000 $265,000 $5,101 3.13%
    EL PASO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,204 3.50%
    La Grande, OR (FHA|USDA|VA) 3 $235,000 $78,333 $4,694 3.79%
    Jackson, WY-ID (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.75%
    Lufkin, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,348 3.00%
    Clovis, NM (FHA|USDA|VA) 1 $135,000 $135,000 $3,414 4.13%

    Washington Federal Bank's top markets include Seattle, Phoenix, Salt Lake City, Boise City, and Portland among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional 4,380 $2,625,920,000 $599,525 $10,785 3.62%

    For the 2021 period, Washington Federal Bank's most frequently originated loan type of loans were Conventional, with 4,380 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase 2,059 $1,586,425,000 $770,483 $12,236 3.70%
    Cash Out Refi 1,002 $707,790,000 $706,377 $8,713 3.45%
    Other 582 $115,270,000 $198,058 $6,898 3.68%
    Home Improvement 427 $70,535,000 $165,187 $9,523 3.69%
    Refi 310 $145,900,000 $470,645 $6,950 3.46%

    For the 2021, Washington Federal Bank's most frequently cited loan purpose of loans were Home Purchase, with 2,059 originations. The 2nd most popular reason of loans were Cash Out Refi, with 1,002 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,739 $818,735,000 $470,808 $9,040 3.39%
    Other 1,225 $361,255,000 $294,902 $6,571 3.96%
    30+ year 990 $655,600,000 $662,222 $15,543 3.76%
    10 Year 202 $427,200,000 $2,114,851 $2,635 3.57%
    15 Year 182 $104,490,000 $574,121 $4,497 3.12%
    5 Year 26 $254,550,000 $9,790,385 $0 3.24%
    20 Year 15 $3,085,000 $205,667 $4,780 3.93%
    3 Year 1 $1,005,000 $1,005,000 $0 3.55%

    For the 2021, Washington Federal Bank's most frequently cited loan length of loans were 30 Year, with 1,739 originations. The 2nd most popular length of loans were Other, with 1,225 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $5k+ 1,649 $1,210,505,000 $734,084
    $3k-4k 559 $161,585,000 $289,061
    $2k-3k 324 $55,980,000 $172,778
    $1k-2k 259 $32,175,000 $124,228
    $<1k 73 $28,925,000 $396,233

    $9,040 of loans were Washington Federal Bank's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 1,649 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,322 $1,850,780,000 $557,128
    4-5% 427 $145,275,000 $340,222
    2.5-3% 365 $289,585,000 $793,384
    5-6% 172 $36,570,000 $212,616
    <2.5% 12 $288,600,000 $24,050,000
    6-7% 2 $570,000 $285,000

    During 2021, Washington Federal Bank's average interest rate of loans were 3.39%, while their most frequently originated rate bucket of loans were 3-4%, with 3,322 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,237 $356,215,000 $287,967 $7,079 3.63%
    $100k-200k 765 $110,155,000 $143,993 $4,457 3.78%
    $600k-1MM 701 $533,475,000 $761,020 $15,417 3.50%
    $400k-600k 629 $305,505,000 $485,700 $10,783 3.58%
    $100,000 or less 597 $35,815,000 $59,992 $3,227 3.74%
    $1MM+ 451 $1,284,755,000 $2,848,681 $24,098 3.47%

    2021 saw Washington Federal Bank place emphasis on $200k-400k loans with 1,237 originations, totaling $356,215,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 868 $414,180,000 $477,166 $12,451 3.70%
    $100k-150k 860 $301,140,000 $350,163 $9,633 3.66%
    $250k+ 818 $621,580,000 $759,878 $16,866 3.65%
    $75k-100k 504 $134,930,000 $267,718 $7,981 3.58%
    $50k-75k 441 $88,765,000 $201,281 $5,994 3.51%
    $50k or less 289 $34,265,000 $118,564 $4,302 3.49%

    Washington Federal Bank lent most frequently to those with incomes in the $150k-250k range, with 868 originations. The second most popular income band? $100k-150k, with 860 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 942 $353,580,000 $375,350 $9,578 3.57%
    30-36% 801 $319,455,000 $398,820 $9,940 3.64%
    <20% 460 $163,110,000 $354,587 $8,883 3.58%
    42% 297 $124,325,000 $418,603 $11,395 3.67%
    41% 227 $97,535,000 $429,670 $11,284 3.63%
    39% 179 $76,535,000 $427,570 $11,150 3.70%
    37% 173 $73,935,000 $427,370 $11,439 3.62%
    38% 163 $72,555,000 $445,123 $11,410 3.72%
    36% 159 $62,925,000 $395,755 $11,525 3.65%
    40% 158 $74,440,000 $471,139 $11,084 3.69%
    43% 119 $64,125,000 $538,866 $13,743 3.67%
    >60% 90 $75,520,000 $839,111 $16,852 3.48%
    50-60% 44 $34,700,000 $788,636 $16,721 3.57%
    45% 12 $7,650,000 $637,500 $13,507 3.52%
    44% 8 $3,790,000 $473,750 $12,319 3.56%
    47% 5 $2,325,000 $465,000 $9,285 3.45%
    49% 5 $2,825,000 $565,000 $11,522 3.38%
    48% 4 $1,860,000 $465,000 $11,873 3.47%
    46% 3 $1,865,000 $621,667 $13,006 3.50%

    Washington Federal Bank lent most frequently to those with DTI ratios of 20-30%, with 942 originations. The next most common DTI ratio? 30-36%, with 801 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,123 $1,294,605,000 $414,539 $10,534 3.60%
    Not applicable 512 $996,950,000 $1,947,168 $12,924 3.66%
    Not provided 484 $207,760,000 $429,256 $11,239 3.72%
    Asian 182 $91,080,000 $500,440 $11,795 3.69%
    Black 39 $20,425,000 $523,718 $12,360 3.71%
    American Indian 24 $7,440,000 $310,000 $9,994 3.53%
    Native Hawaiian 13 $5,075,000 $390,385 $13,095 3.63%
    Korean 1 $1,985,000 $1,985,000 $29,662 3.75%
    Other Asian 1 $315,000 $315,000 $9,303 3.50%
    Asian Indian 1 $285,000 $285,000 $7,537 5.38%

    Approval Rates

    Total approvals of all applications
    83.93%

    Washington Federal Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    64.21%

    Washington Federal Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,380 $2,625,920,000 $599,525

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,380 $2,625,920,000 $599,525

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 640 $180,540,000 $282,094 $6,728 3.51%
    40-60% 906 $572,670,000 $632,086 $10,863 3.53%
    60-80% 1,858 $1,592,560,000 $857,137 $11,877 3.73%
    80-100% 395 $193,505,000 $489,886 $10,116 3.46%
    Over 100% 3 $16,725,000 $5,575,000 $110,615 3.73%
    Under 20% 578 $69,920,000 $120,969 $3,603 3.68%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION Conventional home mortgage Closing on a mortgage 1 16.7%
    WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 3 50.0%
    WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Washington Federal Bank, National Association 116 Kirkland Avenue Kirkland, WA 98033 Full Service B&M $116,770
    Washington Federal Bank, National Association 102 South Main Street Payette, ID 83661 Full Service B&M $20,629
    Washington Federal Bank, National Association 103 E. Third Avenue Moses Lake, WA 98837 Full Service B&M $86,459
    Washington Federal Bank, National Association 103 East First Street Cle Elum, WA 98922 Full Service B&M $65,177
    Washington Federal Bank, National Association 103 East Smokey Bear Blvd. Capitan, NM 88316 Full Service B&M $25,802
    Washington Federal Bank, National Association 105 West First Avenue Odessa, WA 99159 Full Service B&M $33,064
    Washington Federal Bank, National Association 108 North Park Street Chewelah, WA 99109 Full Service B&M $52,505
    Washington Federal Bank, National Association 110 North Pearl Street Centralia, WA 98531 Full Service B&M $43,413
    Washington Federal Bank, National Association 111 West Main Street Walla Walla, WA 99362 Full Service B&M $64,421
    Washington Federal Bank, National Association 1111-A Northwest Ninth Street Corvallis, OR 97330 Full Service B&M $94,584
    Washington Federal Bank, National Association 1124 N Riverside Dr Espanola, NM 87532 Full Service B&M $53,672
    Washington Federal Bank, National Association 115 East Fourth Street The Dalles, OR 97058 Full Service B&M $106,714
    Washington Federal Bank, National Association 115 Oak Street Hood River, OR 97031 Full Service B&M $92,322
    Washington Federal Bank, National Association 1328 Southwest Baseline Hillsboro, OR 97123 Full Service B&M $61,275
    Washington Federal Bank, National Association 13411 Se Mill Plain Blvd A-1 Vancouver, WA 98683 Full Service B&M $61,059
    Washington Federal Bank, National Association 13415 N. E. 175th Street Woodinville, WA 98072 Full Service B&M $48,155
    Washington Federal Bank, National Association 135 South Redwood Highway Cave Junction, OR 97523 Full Service B&M $56,595
    Washington Federal Bank, National Association 13633 100th Avenue Ne Kirkland, WA 98034 Full Service B&M $58,430
    Washington Federal Bank, National Association 13648 N Tatum Blvd, Ste. 103 Phoenix, AZ 85032 Full Service B&M $26,055
    Washington Federal Bank, National Association 140 East Main Street Jerome, ID 83338 Full Service B&M $24,696
    Washington Federal Bank, National Association 140 N Moapa Valley Blvd Overton, NV 89040 Full Service B&M $18,853
    Washington Federal Bank, National Association 14360-15th Avenue N E Seattle, WA 98125 Full Service B&M $61,711
    Washington Federal Bank, National Association 1442 Foothill Drive Salt Lake City, UT 84108 Full Service B&M $34,306
    Washington Federal Bank, National Association 1448 Southwest Fourth Avenue Ontario, OR 97914 Full Service B&M $26,460
    Washington Federal Bank, National Association 1460 Caldwell Boulevard Nampa, ID 83651 Full Service B&M $51,328
    Washington Federal Bank, National Association 15635 N.E. 8th Street Bellevue, WA 98004 Full Service B&M $65,406
    Washington Federal Bank, National Association 1570 Ne 3rd Street Prineville, OR 97754 Full Service B&M $27,942
    Washington Federal Bank, National Association 16 North Main Deer Park, WA 99006 Full Service B&M $51,478
    Washington Federal Bank, National Association 16600 East Avenue Of The Fountains Fountain Hills, AZ 85268 Full Service B&M $46,139
    Washington Federal Bank, National Association 1675 Ne Burnside Road Gresham, OR 97030 Full Service B&M $53,225
    Washington Federal Bank, National Association 16900 Redmond Way Redmond, WA 98052 Full Service B&M $78,392
    Washington Federal Bank, National Association 1744 N Litchfield Road Goodyear, AZ 85338 Full Service B&M $23,074
    Washington Federal Bank, National Association 1745 Coburg Road Eugene, OR 97401 Full Service B&M $35,632
    Washington Federal Bank, National Association 175 Lithia Way Ashland, OR 97520 Full Service Retail $11,572
    Washington Federal Bank, National Association 1800 South Telshor Blvd. Las Cruces, NM 88011 Full Service B&M $25,003
    Washington Federal Bank, National Association 1810 S, Main St. Roswell, NM 88203 Limited, Drive-thru $0
    Washington Federal Bank, National Association 1833 South Sixth Avenue Tucson, AZ 85713 Full Service B&M $21,605
    Washington Federal Bank, National Association 206 A St. Se Auburn, WA 98002 Full Service B&M $32,390
    Washington Federal Bank, National Association 208 Washington Santa Fe, NM 87501 Full Service B&M $25,579
    Washington Federal Bank, National Association 21 West Bartlett Avenue Omak, WA 98841 Full Service B&M $47,735
    Washington Federal Bank, National Association 2122 Barkley Boulevard Bellingham, WA 98226 Full Service B&M $85,915
    Washington Federal Bank, National Association 213 South Beeline Highway Payson, AZ 85541 Full Service B&M $75,475
    Washington Federal Bank, National Association 215 N Main St Hailey, ID 83333 Full Service B&M $35,923
    Washington Federal Bank, National Association 215 North Columbia Street Milton-Freewater, OR 97862 Full Service B&M $52,333
    Washington Federal Bank, National Association 2198 E Camelback Rd, Ste 100 Phoenix, AZ 85016 Full Service B&M $26,369
    Washington Federal Bank, National Association 220 A Avenue, Suite 100 Lake Oswego, OR 97034 Full Service B&M $17,627
    Washington Federal Bank, National Association 221 West Aztec Avenue Gallup, NM 87305 Full Service B&M $102,576
    Washington Federal Bank, National Association 223 11th Avenue South Nampa, ID 83651 Full Service B&M $52,436
    Washington Federal Bank, National Association 224 South Washington Street Newport, WA 99156 Full Service B&M $29,418
    Washington Federal Bank, National Association 29028 Southwest Town Center Loop E Wilsonville, OR 97070 Full Service B&M $33,248
    Washington Federal Bank, National Association 2955 Broadway Street Ne Salem, OR 97303 Full Service B&M $57,151
    Washington Federal Bank, National Association 298 W Mariposa Rd Nogales, AZ 85621 Full Service B&M $44,054
    Washington Federal Bank, National Association 300 E. 1st St Alamogordo, NM 88310 Full Service B&M $32,029
    Washington Federal Bank, National Association 300 East Fairhaven Avenue Burlington, WA 98233 Full Service B&M $106,942
    Washington Federal Bank, National Association 300 Ellsworth St Sw Albany, OR 97321 Full Service B&M $43,212
    Washington Federal Bank, National Association 300 Grover Street Lynden, WA 98264 Full Service B&M $40,325
    Washington Federal Bank, National Association 300 N Pennsylvania Ave Roswell, NM 88201 Full Service B&M $145,697
    Washington Federal Bank, National Association 3000 Eubank Blvd Ne Albuquerque, NM 87111 Full Service B&M $64,164
    Washington Federal Bank, National Association 301 W. Amador Las Cruces, NM 88001 Full Service B&M $34,875
    Washington Federal Bank, National Association 301 W. Main Safford, AZ 85546 Full Service B&M $36,483
    Washington Federal Bank, National Association 303 West Esperanza Boulevard Green Valley, AZ 85614 Full Service B&M $93,408
    Washington Federal Bank, National Association 337 High School Rd Ne, Suite 1 Bainbridge Island, WA 98110 Full Service B&M $13,650
    Washington Federal Bank, National Association 3380 State Highway 434 Angel Fire, NM 87710 Full Service B&M $12,933
    Washington Federal Bank, National Association 35 Main Street Eastsound, WA 98245 Full Service B&M $107,063
    Washington Federal Bank, National Association 3563 South Federal Way Boise, ID 83705 Full Service B&M $58,070
    Washington Federal Bank, National Association 3617 88th Street Ne Marysville, WA 98270 Full Service B&M $20,798
    Washington Federal Bank, National Association 3761 Highway 528 Northwest Albuquerque, NM 87114 Full Service B&M $29,751
    Washington Federal Bank, National Association 3762 150th Ave Se Bellevue, WA 98006 Full Service B&M $72,342
    Washington Federal Bank, National Association 398 Sudderth Drive Ruidoso, NM 88345 Full Service B&M $32,527
    Washington Federal Bank, National Association 399 North Main Street, Suite 100 Logan, UT 84321 Full Service B&M $56,442
    Washington Federal Bank, National Association 400 108th Avenue, N.E., Suite 104 Bellevue, WA 98004 Full Service B&M $50,166
    Washington Federal Bank, National Association 400 H Street Blaine, WA 98230 Full Service B&M $41,410
    Washington Federal Bank, National Association 4008 Summitview Avenue, Suite 102 Yakima, WA 98908 Full Service B&M $22,480
    Washington Federal Bank, National Association 405 E Main Street Pullman, WA 99163 Full Service B&M $50,626
    Washington Federal Bank, National Association 405 North Second Avenue Sandpoint, ID 83864 Full Service B&M $43,534
    Washington Federal Bank, National Association 405 South Main St, Suite 100 Salt Lake City, UT 84111 Full Service B&M $731,014
    Washington Federal Bank, National Association 4102 California Avenue Southwest Seattle, WA 98116 Full Service B&M $149,277
    Washington Federal Bank, National Association 4110 Pacific Avenue Southeast Lacey, WA 98503 Full Service B&M $39,821
    Washington Federal Bank, National Association 421 North Cole Road Boise, ID 83704 Full Service B&M $60,559
    Washington Federal Bank, National Association 4221 Bridgeport Way West University Place, WA 98466 Full Service B&M $30,562
    Washington Federal Bank, National Association 425 Pike Street Seattle, WA 98101 Full Service B&M $1,883,546
    Washington Federal Bank, National Association 4400 Osuna Road, Ne Albuquerque, NM 87109 Full Service B&M $321,727
    Washington Federal Bank, National Association 460 Sun Valley Road, Suite 101 Ketchum, ID 83340 Full Service B&M $43,687
    Washington Federal Bank, National Association 4770 Southwest 76th Avenue Portland, OR 97225 Full Service B&M $42,809
    Washington Federal Bank, National Association 4788 East Sunrise Drive Tucson, AZ 85718 Full Service B&M $61,802
    Washington Federal Bank, National Association 601 South Jackson Street Seattle, WA 98104 Full Service B&M $117,001
    Washington Federal Bank, National Association 602 West Texas Avenue Artesia, NM 88210 Full Service B&M $11,012
    Washington Federal Bank, National Association 603 Shoup St Salmon, ID 83467 Full Service B&M $11,999
    Washington Federal Bank, National Association 610 N Arrowleaf Trail Sisters, OR 97759 Full Service B&M $42,249
    Washington Federal Bank, National Association 6105 S. Fashion Blvd Murray, UT 84107 Full Service B&M $34,895
    Washington Federal Bank, National Association 611 Main Street Dallas, OR 97338 Full Service B&M $64,254
    Washington Federal Bank, National Association 620 Highway 101 Florence, OR 97439 Full Service B&M $49,238
    Washington Federal Bank, National Association 620 Morris Street La Conner, WA 98257 Full Service B&M $48,516
    Washington Federal Bank, National Association 620 Second Street Snohomish, WA 98291 Full Service B&M $48,326
    Washington Federal Bank, National Association 645 Main St Gooding, ID 83330 Full Service B&M $18,255
    Washington Federal Bank, National Association 660 Se 7th Street Grants Pass, OR 97526 Full Service B&M $73,631
    Washington Federal Bank, National Association 6720 N. Scottsdale Road, Suite 111 Scottsdale, AZ 85253 Full Service B&M $158,007
    Washington Federal Bank, National Association 675 South Cooper Road Suite 103 Gilbert, AZ 85233 Full Service B&M $43,935
    Washington Federal Bank, National Association 6835 E. Baseline Road Mesa, AZ 85208 Full Service B&M $38,470
    Washington Federal Bank, National Association 6895 W. Bell Road Glendale, AZ 85308 Full Service B&M $23,336
    Washington Federal Bank, National Association 701 E State St Eagle, ID 83616 Full Service B&M $65,695
    Washington Federal Bank, National Association 702 So. Clark St. Republic, WA 99166 Full Service B&M $34,100
    Washington Federal Bank, National Association 708 Highway 2 Leavenworth, WA 98826 Full Service B&M $33,732
    Washington Federal Bank, National Association 725 Great Basin Blvd Ely, NV 89301 Full Service Retail $33,406
    Washington Federal Bank, National Association 733 E. Mullan Avenue Osburn, ID 83849 Full Service B&M $24,453
    Washington Federal Bank, National Association 7334 35th Avenue, Northeast Seattle, WA 98115 Full Service B&M $69,154
    Washington Federal Bank, National Association 7345 S Durango Drive, Suite 116, Ste 116 Las Vegas, NV 89113 Full Service B&M $22,942
    Washington Federal Bank, National Association 735 Ne Purcell Blvd Bend, OR 97701 Full Service B&M $75,252
    Washington Federal Bank, National Association 748 Sixth Street Clarkston, WA 99403 Full Service B&M $53,368
    Washington Federal Bank, National Association 777 Wallace Road N.W. Salem, OR 97304 Full Service B&M $68,469
    Washington Federal Bank, National Association 80 North 2nd East Rexburg, ID 83440 Full Service B&M $16,380
    Washington Federal Bank, National Association 8000 Frankford Road Dallas, TX 75252 Limited, Mobile/Seasonal Office $22,663
    Washington Federal Bank, National Association 8001 North Oracle Road, Suite 101 Tucson, AZ 85704 Full Service B&M $131,995
    Washington Federal Bank, National Association 803 Main Street Klamath Falls, OR 97601 Full Service B&M $95,255
    Washington Federal Bank, National Association 809 Saint Michaels Drive Santa Fe, NM 87505 Full Service B&M $32,482
    Washington Federal Bank, National Association 81 West Mesquite Boulevard Mesquite, NV 89027 Full Service B&M $36,437
    Washington Federal Bank, National Association 830 North Wenatchee Avenue Wenatchee, WA 98801 Full Service B&M $93,668
    Washington Federal Bank, National Association 855 Rainier Blvd N Issaquah, WA 98027 Full Service B&M $74,393
    Washington Federal Bank, National Association 855 Sw Veterans Way, Chelsea Square, Building 2, Redmond, OR 97756 Full Service B&M $68,741
    Washington Federal Bank, National Association 860 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $28,358
    Washington Federal Bank, National Association 8675 East Broadway Boulevard Tucson, AZ 85710 Full Service B&M $57,886
    Washington Federal Bank, National Association 8747 Holman Road N.W. Seattle, WA 98117 Full Service B&M $68,013
    Washington Federal Bank, National Association 9025 271st St Nw Stanwood, WA 98292 Full Service B&M $66,086
    Washington Federal Bank, National Association 9325 Rainier Ave South Seattle, WA 98118 Full Service B&M $40,572
    Washington Federal Bank, National Association 9340 Sun City Blvd #103 Las Vegas, NV 89134 Full Service B&M $62,115
    Washington Federal Bank, National Association 940 W Williams St Fallon, NV 89406 Full Service B&M $43,126
    Washington Federal Bank, National Association 9480 S. Eastern Ave, Suite 105 Las Vegas, NV 89123 Full Service B&M $43,261
    Washington Federal Bank, National Association 9780 West Fairview Avenue Boise, ID 83704 Full Service B&M $77,456
    Washington Federal Bank, National Association 9929 Evergreen Way Everett, WA 98204 Full Service B&M $26,749
    Washington Federal Bank, National Association 999 North Cascade Drive Woodburn, OR 97071 Full Service B&M $37,428
    Washington Federal Bank, National Association 10 Bisbee Road Bisbee, AZ 85603 Full Service B&M $47,193
    Washington Federal Bank, National Association 100 East 32nd Street Yuma, AZ 85364 Full Service B&M $62,350
    Washington Federal Bank, National Association 10001 Northeast Eighth Street Bellevue, WA 98004 Full Service B&M $104,457
    Washington Federal Bank, National Association 10009 Bridgeport Way Sw Tacoma, WA 98499 Full Service B&M $30,157
    Washington Federal Bank, National Association 1001 West Idaho Street Boise, ID 83702 Full Service B&M $161,591
    Washington Federal Bank, National Association 1001-5 G Street Douglas, AZ 85607 Full Service B&M $50,811
    Washington Federal Bank, National Association 10015 Northeast 183rd Bothell, WA 98011 Full Service B&M $96,769
    Washington Federal Bank, National Association 1005 West Fourth Street Winnemucca, NV 89445 Full Service B&M $34,240
    Washington Federal Bank, National Association 101 E Broadway Eugene, OR 97401 Full Service B&M $28,477
    Washington Federal Bank, National Association 101 East Johnson Avenue Chelan, WA 98816 Full Service B&M $52,555
    Washington Federal Bank, National Association 1017 Commercial Avenue Anacortes, WA 98221 Full Service B&M $131,878
    Washington Federal Bank, National Association 102 North Main Street Colfax, WA 99111 Full Service B&M $21,517
    Washington Federal Bank, National Association 14626 North Del Webb Boulevard Sun City, AZ 85351 Full Service B&M $61,805
    Washington Federal Bank, National Association 1480 Us Hwy 95a N Fernley, NV 89408 Full Service B&M $38,177
    Washington Federal Bank, National Association 14801 Bel Red Road Bellevue, WA 98007 Full Service B&M $55,348
    Washington Federal Bank, National Association 149 West 4th Street Benson, AZ 85602 Full Service B&M $57,138
    Washington Federal Bank, National Association 1500 Cornwall Avenue Bellingham, WA 98225 Full Service B&M $264,565
    Washington Federal Bank, National Association 1501 Riverside Drive Mount Vernon, WA 98273 Full Service B&M $80,979
    Washington Federal Bank, National Association 1501 San Juan Blvd Farmington, NM 87401 Full Service B&M $50,949
    Washington Federal Bank, National Association 1503 Washington Avenue La Grande, OR 97850 Full Service B&M $28,571
    Washington Federal Bank, National Association 1540 Cooper Point Rd. Sw Ste. 500 Olympia, WA 98502 Full Service B&M $28,154
    Washington Federal Bank, National Association 15444 Southwest Pacific Highway Tigard, OR 97224 Full Service B&M $33,341
    Washington Federal Bank, National Association 1545 Northwest Highway 101 Lincoln City, OR 97367 Full Service B&M $34,278
    Washington Federal Bank, National Association 15610 Meridian East, Bldg B Puyallup, WA 98375 Full Service B&M $28,016
    Washington Federal Bank, National Association 1840 North Hill Field Road Layton, UT 84041 Full Service B&M $12,295
    Washington Federal Bank, National Association 18960 State Highway 305 Ne Poulsbo, WA 98370 Full Service B&M $37,105
    Washington Federal Bank, National Association 19005 North R H Johnson Boulevard Sun City West, AZ 85375 Full Service B&M $68,904
    Washington Federal Bank, National Association 191 West Washington Street Sequim, WA 98382 Full Service B&M $54,453
    Washington Federal Bank, National Association 1920 N Coit Road, Ste 201 Richardson, TX 75080 Full Service B&M $19,143
    Washington Federal Bank, National Association 19265 State Route 2 Monroe, WA 98272 Full Service B&M $69,127
    Washington Federal Bank, National Association 200 E Sycamore St Globe, AZ 85501 Full Service B&M $53,138
    Washington Federal Bank, National Association 201 Plaza St Socorro, NM 87801 Full Service B&M $34,904
    Washington Federal Bank, National Association 2020 N.W. Market Street Seattle, WA 98107 Full Service B&M $145,078
    Washington Federal Bank, National Association 2020 S 320th St Federal Way, WA 98003 Full Service B&M $66,045
    Washington Federal Bank, National Association 204 E Park Street Mccall, ID 83638 Full Service B&M $32,432
    Washington Federal Bank, National Association 2045 Main Street Ferndale, WA 98248 Full Service B&M $39,348
    Washington Federal Bank, National Association 225 East First Avenue Colville, WA 99114 Full Service B&M $58,753
    Washington Federal Bank, National Association 2262 South Highland Drive Salt Lake City, UT 84106 Full Service B&M $38,072
    Washington Federal Bank, National Association 229 Main Street Edmonds, WA 98020 Full Service B&M $126,126
    Washington Federal Bank, National Association 22904 Bothell Everett Hwy Bothell, WA 98021 Full Service B&M $31,331
    Washington Federal Bank, National Association 2323 Avenue H White City, OR 97503 Full Service B&M $13,901
    Washington Federal Bank, National Association 2501 Mountain City Hwy, Ste 105 Elko, NV 89801 Full Service B&M $62,808
    Washington Federal Bank, National Association 2518 Southern Blvd Se Rio Rancho, NM 87124 Full Service B&M $9,216
    Washington Federal Bank, National Association 25812 104th Ave Se Kent, WA 98030 Full Service B&M $54,152
    Washington Federal Bank, National Association 2720 N. Prince Street Clovis, NM 88101 Full Service B&M $43,731
    Washington Federal Bank, National Association 280 W. Judicial Blackfoot, ID 83221 Full Service B&M $13,522
    Washington Federal Bank, National Association 2800 Beacon Avenue South Seattle, WA 98144 Full Service B&M $115,080
    Washington Federal Bank, National Association 290 Union Ave Grants Pass, OR 97526 Full Service B&M $61,409
    Washington Federal Bank, National Association 305 East Main Street Hermiston, OR 97838 Full Service B&M $38,541
    Washington Federal Bank, National Association 306 East Main Street Dayton, WA 99328 Full Service B&M $26,250
    Washington Federal Bank, National Association 308 E Main Street Price, UT 84501 Full Service B&M $21,742
    Washington Federal Bank, National Association 3100 Wind River Lane Denton, TX 76210 Full Service B&M $18,252
    Washington Federal Bank, National Association 3170 W Ann Rd North Las Vegas, NV 89031 Full Service B&M $109,439
    Washington Federal Bank, National Association 3197 North Cole Road Boise, ID 83704 Full Service B&M $38,381
    Washington Federal Bank, National Association 3201 N. Main St. Roswell, NM 88201 Limited, Drive-thru $0
    Washington Federal Bank, National Association 3219 West Mcgraw Street Seattle, WA 98199 Full Service B&M $62,851
    Washington Federal Bank, National Association 325 East Bender Hobbs, NM 88240 Full Service B&M $68,301
    Washington Federal Bank, National Association 325 Nw Hemlock Waldport, OR 97394 Full Service B&M $39,839
    Washington Federal Bank, National Association 3350 South 25th East Idaho Falls, ID 83406 Full Service B&M $35,101
    Washington Federal Bank, National Association 336 228th Ave Ne Sammamish, WA 98074 Full Service B&M $55,091
    Washington Federal Bank, National Association 4800 Rainier Avenue South Seattle, WA 98118 Full Service B&M $49,088
    Washington Federal Bank, National Association 4910 East Broadway Blvd Tucson, AZ 85711 Full Service B&M $34,228
    Washington Federal Bank, National Association 494 Blue Lake Blvd N Twin Falls, ID 83301 Full Service B&M $61,912
    Washington Federal Bank, National Association 500 Central Avenue South Quincy, WA 98848 Full Service B&M $54,579
    Washington Federal Bank, National Association 5010 South Highland Dr Salt Lake City, UT 84117 Full Service B&M $46,591
    Washington Federal Bank, National Association 5017 W Lovers Ln Dallas, TX 75209 Full Service B&M $3,531
    Washington Federal Bank, National Association 505 North Coast Highway Newport, OR 97365 Full Service B&M $28,843
    Washington Federal Bank, National Association 515 Cleveland Boulevard Caldwell, ID 83605 Full Service B&M $37,618
    Washington Federal Bank, National Association 51535 S Huntington Road La Pine, OR 97739 Full Service B&M $70,352
    Washington Federal Bank, National Association 5215 South Sixth Street Klamath Falls, OR 97603 Full Service B&M $129,839
    Washington Federal Bank, National Association 523 Main St E Monmouth, OR 97361 Full Service B&M $31,914
    Washington Federal Bank, National Association 5265 State Hwy 303 Ne Bremerton, WA 98311 Full Service B&M $32,237
    Washington Federal Bank, National Association 530 Sw 5th Ave Portland, OR 97204 Full Service B&M $334,200
    Washington Federal Bank, National Association 5322 North Division St Spokane, WA 99207 Full Service B&M $9,997
    Washington Federal Bank, National Association 541 Terrace Avenue Chama, NM 87520 Full Service B&M $26,294
    Washington Federal Bank, National Association 5430 Lyndon B Johnson Fwy, Suite 200 Dallas, TX 75240 Full Service B&M $283,978
    Washington Federal Bank, National Association 5520 East Grant Road Tucson, AZ 85712 Full Service B&M $29,660
    Washington Federal Bank, National Association 572 Sw Bluff Drive, Suite 120 Bend, OR 97702 Full Service B&M $404,181
    Washington Federal Bank, National Association 575 E Franklin Rd Meridian, ID 83642 Full Service B&M $49,257
    Washington Federal Bank, National Association 5809 196th St Sw Lynnwood, WA 98036 Full Service B&M $101,628
    Washington Federal Bank, National Association 5852 East Mckellips Road, Suite 101 Mesa, AZ 85215 Full Service B&M $31,802
    Washington Federal Bank, National Association 5900 Chapel Hill Blvd. Plano, TX 75093 Full Service B&M $16,274
    Washington Federal Bank, National Association 5980 E 2nd St Prescott Valley, AZ 86314 Full Service B&M $26,925
    Washington Federal Bank, National Association 600 Biddle Road Medford, OR 97504 Full Service B&M $290,250
    Washington Federal Bank, National Association 119 W 11th Street Silver City, NM 88061 Limited, Drive-thru $0
    Washington Federal Bank, National Association 1200 Ne 45th Street Seattle, WA 98105 Full Service B&M $24,468
    Washington Federal Bank, National Association 1203 North Hudson Street Silver City, NM 88061 Full Service B&M $64,921
    Washington Federal Bank, National Association 1207 E Draper Pkwy Draper, UT 84020 Full Service B&M $13,311
    Washington Federal Bank, National Association 1233 South Second Street Raton, NM 87740 Full Service B&M $27,614
    Washington Federal Bank, National Association 1241 Sw Barlow St Oak Harbor, WA 98277 Full Service B&M $51,962
    Washington Federal Bank, National Association 125 North E Street Lakeview, OR 97630 Full Service B&M $46,687
    Washington Federal Bank, National Association 12830 Bothell Everett Highway Everett, WA 98208 Full Service B&M $56,685
    Washington Federal Bank, National Association 1301 East Deuce Of Clubs Show Low, AZ 85901 Full Service B&M $41,383
    Washington Federal Bank, National Association 1315 S 4th Ave Yuma, AZ 85364 Full Service B&M $52,722
    Washington Federal Bank, National Association 1315 West Prince Road Tucson, AZ 85705 Full Service B&M $31,185

    For 2021, Washington Federal Bank had 225 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $600,652
    Net interest income $525,156
    Total noninterest income $72,208
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $15,116
    Trading account gains and fees $0
    Additional Noninterest Income $57,092
    Pre-tax net operating income $247,416
    Securities gains (or losses, -) $95
    Income before extraordinary items $195,433
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $195,433
    Minority interest net income $0
    Net income $195,433
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $195,357

    Washington Federal Bank's gross interest income from loans was $600,652,000.
    Washington Federal Bank's net interest income from loans was $525,156,000.
    Washington Federal Bank's fee based income from loans was $15,116,000.
    Washington Federal Bank's net income from loans was $195,433,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $75,496
    Provision for credit losses $-2,000
    Total noninterest expense $351,948
    Salaries and employee benefits $179,625
    Premises and equipment expense $37,842
    Additional noninterest expense $134,481
    Applicable income taxes $52,078
    Net charge-offs $-6,722
    Cash dividends $114,000

    Washington Federal Bank's interest expense for loans was $75,496,000.
    Washington Federal Bank's payroll and benefits expense were $179,625,000.
    Washington Federal Bank's property, plant and equipment expenses $37,842,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $16,001,377
    Deposits held in domestic offices $16,001,377
    Deposits by Individuals, partnerships, and corporations $14,825,868
    Deposits by U.S. Government $71
    Deposits by States and political subdivisions in the U.S. $1,153,435
    Deposits by Commercial banks and other depository institutions in U.S. $22,003
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $12,649,392
    Demand deposits $12,649,392
    Nontransaction accounts $3,351,985
    Money market deposit accounts (MMDAs) $0
    Other savings deposits (excluding MMDAs) $60,216
    Total time deposits $3,291,768
    Total time and savings deposits $3,351,985
    Noninterest-bearing deposits $3,379,723
    Interest-bearing deposits $12,621,654
    Retail deposits $15,467,201
    IRAs and Keogh plan accounts $529,535
    Brokered deposits $50,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $19,973,048
    Cash & Balances due from depository institutions $1,880,647
    Interest-bearing balances $1,729,261
    Total securities $2,272,526
    Federal funds sold & reverse repurchase $0
    Net loans and leases $14,594,672
    Loan and leases loss allowance $171,411
    Trading account assets $0
    Bank premises and fixed assets $253,488
    Other real estate owned $5,737
    Goodwill and other intangibles $309,747
    All other assets $656,231

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $19,973,048
    Total Liabilities $17,855,687
    Total deposits $16,001,377
    Interest-bearing deposits $12,621,654
    Deposits held in domestic offices $16,001,377
    % insured (estimated) $69
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $1,720,000
    Subordinated debt $0
    All other liabilities $134,310

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $14,594,672
    Loan and leases loss allowance $171,411
    Total loans and leases (domestic) $14,766,083
    All real estate loans $12,452,750
    Real estate loans in domestic offices $12,452,750
    Construction and development loans $1,917,573
    Residential 1-4 family construction $538,336
    Other construction, all land development and other land $1,379,237
    Loans secured by nonfarm nonresidential properties $2,748,506
    Nonfarm nonresidential secured by owner-occupied properties $738,716
    Commercial real estate & other non-farm, non-residential $2,009,790
    Multifamily residential real estate $2,282,687
    1-4 family residential loans $5,492,002
    Farmland loans $11,982
    Loans held in foreign offices $0
    Farm loans $9,557
    Commercial and industrial loans $2,094,692
    To non-U.S. addressees $0
    Loans to individuals $76,507
    Credit card loans $824
    Related Plans $15,122
    Consumer Auto Loans $0
    Other loans to individuals $60,561
    All other loans & leases $132,577
    Loans to foreign governments and official institutions $0
    Other loans $3,657
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $18,637
    Non 1-4 family restructured loans & leases $3,123
    Total loans and leases (foreign) $0

    Washington Federal Bank had $14,594,672,000 of loans outstanding in 2021. $12,452,750,000 of loans were in real estate loans. $1,917,573,000 of loans were in development loans. $2,282,687,000 of loans were in multifamily mortgage loans. $5,492,002,000 of loans were in 1-4 family mortgage loans. $9,557,000 of loans were in farm loans. $824,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 646 $239,905 $371,370
    Nonfarm, nonresidential loans - <$100k 115 $4,233 $36,809
    Nonfarm, nonresidential loans - $100-250k 158 $27,163 $171,918
    Nonfarm, nonresidential loans - $250k-1MM 373 $208,509 $559,005
    Commercial & Industrial, US addressed loans - <$1MM 3,362 $220,136 $65,478
    Commercial & Industrial, US addressed loans - <$100k 2,838 $51,926 $18,297
    Commercial & Industrial, US addressed loans - $100-250k 282 $46,820 $166,028
    Commercial & Industrial, US addressed loans - $250k-1MM 242 $121,390 $501,612
    Farmland loans - <$1MM 20 $1,784 $89,200
    Farmland loans - <$100k 12 $403 $33,583
    Farmland loans - $100-250k 7 $1,071 $153,000
    Farmland loans - $250k-1MM 1 $310 $310,000
    Agriculture operations loans - <$1MM 36 $3,568 $99,111
    Agriculture operations loans - <$100k 20 $358 $17,900
    Agriculture operations loans - $100-250k 13 $1,982 $152,462
    Agriculture operations loans - $250k-1MM 3 $1,228 $409,333