Interbank Mortgage Rates, Fees & Info
Oklahoma City, OK
LEI: 549300T2PYPUFN0IWJ63
Tax ID: 73-1319566
5 stars
-
out of 5 stars, based on 26 reviews
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Mortgage Data
Bank Data
Overview
Interbank is a
smaller
bank
specializing in
Home Purchase and Refi loans.
Interbank has a high proportion of conventional loans.
They have a a low proportion of FHA loans. (This may mean they shy away from
first time homebuyers.)
Their top markets include Dallas, Oklahoma City, Stephenville, Elk City, and Enid among others. Interbank has
an average
approval rate for mortages when compared nationally.
They have
a below average
pick rate when compared to the same sample of other lendors.
Interbank is typically
an average fee
lendor.
Originations
675
Origination Dollar Volume (All Markets)
$143,385,000
Employee count
515
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Relative Rate
Interbank's average 30 year fixed rate mortgage of loans were
3.16%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.01%.
Relative Fees
Interbank's average total fees for a 30 year fixed rate
mortgage are $3,525.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
|
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)
|
113
|
$39,195,000 |
$346,858 |
$3,864 |
3.70% |
|
OKLAHOMA CITY, OK (FHA|USDA|VA)
|
145
|
$36,195,000 |
$249,621 |
$3,336 |
3.45% |
|
Outside of Metro Areas
|
173 |
$26,105,000 |
$150,896 |
$2,915 |
3.97% |
|
Stephenville, TX (FHA|USDA|VA)
|
69
|
$12,235,000 |
$177,319 |
$2,987 |
3.39% |
|
Elk City, OK (FHA|USDA|VA)
|
35
|
$5,845,000 |
$167,000 |
$2,933 |
3.95% |
|
ENID, OK (FHA|USDA|VA)
|
41
|
$4,515,000 |
$110,122 |
$2,329 |
3.94% |
|
Weatherford, OK (FHA|USDA|VA)
|
40
|
$4,340,000 |
$108,500 |
$2,259 |
4.15% |
|
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA)
|
6
|
$2,920,000 |
$486,667 |
$4,268 |
3.19% |
|
Granbury, TX (FHA|USDA|VA)
|
13
|
$2,875,000 |
$221,154 |
$2,970 |
3.68% |
|
Mineral Wells, TX (FHA|USDA|VA)
|
2
|
$1,930,000 |
$965,000 |
$7,061 |
3.63% |
|
AMARILLO, TX (FHA|USDA|VA)
|
4
|
$1,050,000 |
$262,500 |
$2,952 |
3.28% |
|
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA)
|
3
|
$785,000 |
$261,667 |
$4,224 |
2.58% |
|
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA)
|
4
|
$740,000 |
$185,000 |
$3,661 |
4.25% |
|
LONGVIEW, TX (FHA|USDA|VA)
|
1
|
$725,000 |
$725,000 |
$6,967 |
4.50% |
|
LUBBOCK, TX (FHA|USDA|VA)
|
2
|
$700,000 |
$350,000 |
$4,538 |
2.38% |
|
Stillwater, OK (FHA|USDA|VA)
|
4
|
$480,000 |
$120,000 |
$3,758 |
3.84% |
|
TULSA, OK (FHA|USDA|VA)
|
3
|
$435,000 |
$145,000 |
$3,840 |
3.46% |
|
WICHITA FALLS, TX (FHA|USDA|VA)
|
4
|
$400,000 |
$100,000 |
$2,121 |
3.81% |
|
LAWTON, OK (FHA|USDA|VA)
|
1
|
$275,000 |
$275,000 |
$4,066 |
2.75% |
|
Athens, TX (FHA|USDA|VA)
|
1
|
$265,000 |
$265,000 |
$3,425 |
2.25% |
|
GAINESVILLE, FL (FHA|USDA|VA)
|
1
|
$245,000 |
$245,000 |
$2,647 |
2.38% |
|
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA)
|
1
|
$245,000 |
$245,000 |
$4,101 |
3.63% |
|
SHERMAN-DENISON, TX (FHA|USDA|VA)
|
2
|
$240,000 |
$120,000 |
$1,325 |
3.75% |
|
ABILENE, TX (FHA|USDA|VA)
|
2
|
$190,000 |
$95,000 |
$0 |
5.13% |
|
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA)
|
1
|
$165,000 |
$165,000 |
$0 |
2.88% |
|
Tahlequah, OK (FHA|USDA|VA)
|
1
|
$95,000 |
$95,000 |
$0 |
4.00% |
|
WACO, TX (FHA|USDA|VA)
|
1
|
$75,000 |
$75,000 |
$0 |
4.50% |
|
MIDLAND, TX (FHA|USDA|VA)
|
1
|
$75,000 |
$75,000 |
$691 |
5.50% |
|
Brownwood, TX (FHA|USDA|VA)
|
1
|
$45,000 |
$45,000 |
$0 |
6.00% |
Interbank's top markets include Dallas, Oklahoma City, Stephenville, Elk City, and Enid among others.
Product Mix
| Loan Type |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Conventional |
670 |
$142,330,000 |
$212,433 |
$3,130 |
3.73% |
| FHA |
5 |
$1,055,000 |
$211,000 |
$7,502 |
3.23% |
For the 2021 period, Interbank's most frequently
originated loan type
of loans were Conventional, with 670 originations.
Their 2nd most popular type is FHA,
with 5 originations.
Loan Reason
| Loan Reason |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Home Purchase |
364 |
$79,440,000 |
$218,242 |
$3,264 |
3.86% |
| Refi |
170 |
$37,920,000 |
$223,059 |
$3,077 |
3.34% |
| Cash Out Refi |
110 |
$24,230,000 |
$220,273 |
$3,487 |
3.66% |
| Home Improvement |
25 |
$1,145,000 |
$45,800 |
$1,145 |
4.67% |
| Other |
6 |
$650,000 |
$108,333 |
$1,773 |
4.33% |
For the 2021, Interbank's most frequently cited loan
purpose
of loans were Home Purchase, with 364
originations.
The 2nd most popular reason of loans were Refi,
with 170 originations.
Loan Duration/Length
| Loan Length |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 30 Year |
312 |
$82,220,000 |
$263,526 |
$3,525 |
3.16% |
| 15 Year |
106 |
$16,320,000 |
$153,962 |
$2,700 |
3.39% |
| 5 Year |
88 |
$13,240,000 |
$150,455 |
$706 |
4.71% |
| Other |
54 |
$13,710,000 |
$253,889 |
$2,908 |
4.47% |
| 20 Year |
43 |
$6,515,000 |
$151,512 |
$2,509 |
3.98% |
| 1 Year |
38 |
$8,090,000 |
$212,895 |
$2,092 |
4.57% |
| 10 Year |
19 |
$1,125,000 |
$59,211 |
$1,276 |
5.25% |
| 3 Year |
15 |
$2,165,000 |
$144,333 |
$0 |
4.85% |
For the 2021, Interbank's most frequently cited loan
length
of loans were 30 Year, with 312 originations.
The 2nd most popular length of loans were 15 Year,
with 106 originations.
Origination Fees
| Origination Fee |
Originations |
Total Value |
Average Loan |
| $<1k |
401 |
$90,585,000 |
$225,898 |
| $1k-2k |
32 |
$7,430,000 |
$232,188 |
| $2k-3k |
11 |
$4,335,000 |
$394,091 |
| $3k-4k |
4 |
$2,090,000 |
$522,500 |
$3,525 of loans were Interbank's
average total fees, while their most
frequently occuring range of origination fees were in the
$<1k bucket,
with 401 originations.
Interest Rates
| Loan Rate |
Originations |
Total Value |
Average Loan |
| 4-5% |
200 |
$32,670,000 |
$163,350 |
| 2.5-3% |
155 |
$43,435,000 |
$280,226 |
| <2.5% |
124 |
$32,570,000 |
$262,661 |
| 3-4% |
111 |
$26,935,000 |
$242,658 |
| 5-6% |
76 |
$7,230,000 |
$95,132 |
| 6-7% |
5 |
$295,000 |
$59,000 |
| Over 8% |
3 |
$175,000 |
$58,333 |
| 7-8% |
1 |
$75,000 |
$75,000 |
During 2021, Interbank's average interest
rate of loans were 3.16%, while their
most frequently originated rate bucket of loans were 4-5%,
with 200 originations.
Loan Sizing
| Loan Size |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $100,000 or less |
216 |
$12,500,000 |
$57,870 |
$1,653 |
4.56% |
| $200k-400k |
201 |
$55,535,000 |
$276,294 |
$3,688 |
3.08% |
| $100k-200k |
186 |
$27,660,000 |
$148,710 |
$2,850 |
3.69% |
| $400k-600k |
52 |
$24,560,000 |
$472,308 |
$4,416 |
2.89% |
| $600k-1MM |
12 |
$9,590,000 |
$799,167 |
$6,073 |
3.68% |
| $1MM+ |
8 |
$13,540,000 |
$1,692,500 |
$11,765 |
4.16% |
2021 saw Interbank place emphasis on
$100,000 or less loans
with 216 originations, totaling
$12,500,000 in origination value.
Applicant Income
| Applicant Income |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $100k-150k |
120 |
$28,690,000 |
$239,083 |
$3,506 |
3.16% |
| $150k-250k |
88 |
$26,410,000 |
$300,114 |
$3,556 |
3.22% |
| $75k-100k |
78 |
$13,930,000 |
$178,590 |
$2,893 |
3.46% |
| $50k-75k |
70 |
$10,700,000 |
$152,857 |
$2,721 |
3.51% |
| $50k or less |
66 |
$5,690,000 |
$86,212 |
$2,127 |
3.94% |
| $250k+ |
32 |
$16,430,000 |
$513,438 |
$5,145 |
3.38% |
Interbank lent most frequently to those with incomes in the
$100k-150k range, with
120 originations.
The second most popular income band? $150k-250k,
with 88 originations.
Applicant Debt to Income Ratio
| DTI Ratio |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-30% |
150 |
$35,530,000 |
$236,867 |
$3,125 |
3.28% |
| 30-36% |
95 |
$24,115,000 |
$253,842 |
$3,458 |
3.36% |
| <20% |
69 |
$12,245,000 |
$177,464 |
$2,649 |
3.57% |
| 41% |
18 |
$3,610,000 |
$200,556 |
$3,178 |
3.14% |
| 42% |
16 |
$3,120,000 |
$195,000 |
$2,588 |
3.60% |
| 37% |
16 |
$2,890,000 |
$180,625 |
$2,805 |
3.55% |
| 39% |
15 |
$4,355,000 |
$290,333 |
$3,815 |
3.38% |
| 40% |
15 |
$3,325,000 |
$221,667 |
$3,202 |
3.76% |
| 38% |
15 |
$2,555,000 |
$170,333 |
$3,410 |
3.18% |
| 44% |
14 |
$3,030,000 |
$216,429 |
$3,279 |
3.51% |
| 36% |
12 |
$2,780,000 |
$231,667 |
$2,815 |
3.83% |
| 43% |
10 |
$1,920,000 |
$192,000 |
$2,994 |
3.06% |
| >60% |
9 |
$1,655,000 |
$183,889 |
$4,218 |
4.75% |
| 47% |
7 |
$2,435,000 |
$347,857 |
$4,028 |
3.05% |
| 48% |
7 |
$1,455,000 |
$207,857 |
$3,805 |
2.80% |
| 45% |
7 |
$2,315,000 |
$330,714 |
$3,647 |
2.38% |
| 50-60% |
6 |
$630,000 |
$105,000 |
$3,278 |
3.94% |
| 49% |
4 |
$1,070,000 |
$267,500 |
$3,574 |
2.72% |
| 46% |
1 |
$325,000 |
$325,000 |
$3,731 |
3.25% |
Interbank lent most frequently to those with DTI ratios
of 20-30%, with
150 originations.
The next most common DTI ratio? 30-36%,
with 95 originations.
Ethnicity Mix
| Applicant Ethnicity |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| White |
497 |
$99,465,000 |
$200,131 |
$3,178 |
3.61% |
| Not applicable |
115 |
$28,895,000 |
$251,261 |
$3,030 |
4.44% |
| Not provided |
35 |
$8,885,000 |
$253,857 |
$3,660 |
3.22% |
| Asian |
10 |
$2,780,000 |
$278,000 |
$2,948 |
3.30% |
| American Indian |
10 |
$1,750,000 |
$175,000 |
$2,495 |
4.14% |
| Asian Indian |
2 |
$1,130,000 |
$565,000 |
$1,560 |
2.63% |
| Black |
6 |
$480,000 |
$80,000 |
$2,605 |
3.58% |
Approval Rates
Total approvals of all applications
87.49%
Interbank has an average approval rate.
Pick Rate
Approvals leading to origination
85.11%
Interbank has an average pick rate.
Points and Fees
| Points |
Originations |
Total Value |
Average Loan |
| NA |
675 |
$143,385,000 |
$212,422 |
Occupancy Type Mix
| Dwelling Type |
Originations |
Total Value |
Average Loan |
|
675 |
$143,385,000 |
$212,422 |
LTV Distribution
| Loan to Value |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-40% |
50 |
$7,350,000 |
$147,000 |
$2,459 |
3.91% |
| 40-60% |
138 |
$27,340,000 |
$198,116 |
$3,334 |
3.82% |
| 60-80% |
282 |
$64,870,000 |
$230,035 |
$3,413 |
3.62% |
| 80-100% |
183 |
$41,595,000 |
$227,295 |
$3,089 |
3.67% |
| Over 100% |
2 |
$490,000 |
$245,000 |
$0 |
5.50% |
| Under 20% |
19 |
$1,705,000 |
$89,737 |
$1,591 |
4.63% |
Complaints
| Bank Name |
Product |
Issue |
2021 CPFB Complaints |
% of Total Issues |
| INTERACTIVE MORTGAGE |
Conventional home mortgage |
Closing on a mortgage |
1 |
100.0% |
Bank Details
Branches
| Bank Name |
Branch |
Branch Type |
Deposits (000's) |
| Interbank |
455 Elm Street Graham, TX 76450 |
Full Service B&M
|
$142,567 |
| Interbank |
11th Street At Cleveland Friona, TX 79035 |
Full Service B&M
|
$83,707 |
| Interbank |
100 Commercial Avenue Coleman, TX 76834 |
Full Service B&M
|
$84,115 |
| Interbank |
2919 N.W. 49th Street Oklahoma City, OK 73112 |
Limited, Drive-thru
|
$0 |
| Interbank |
300 Us 77 North Waxahachie, TX 75165 |
Full Service B&M
|
$134,586 |
| Interbank |
301 West Walker Street Breckenridge, TX 76424 |
Full Service B&M
|
$70,245 |
| Interbank |
307 West Main Street Olney, TX 76374 |
Full Service B&M
|
$88,046 |
| Interbank |
309 South Ranchwood Boulevard Yukon, OK 73099 |
Full Service B&M
|
$33,252 |
| Interbank |
320 North Main Street Kingfisher, OK 73750 |
Full Service B&M
|
$129,129 |
| Interbank |
400 South Main Hobart, OK 73651 |
Full Service B&M
|
$23,355 |
| Interbank |
405 Southwest Big Bend Trail Glen Rose, TX 76043 |
Full Service B&M
|
$83,106 |
| Interbank |
4255 Camp Bowie Fort Worth, TX 76107 |
Full Service B&M
|
$290,045 |
| Interbank |
429 South Jefferson Hobart, OK 73651 |
Limited, Drive-thru
|
$0 |
| Interbank |
4300 Lovers Lane - University Park Dallas, TX 75225 |
Full Service B&M
|
$44,672 |
| Interbank |
4501 William D. Tate Ave. Grapevine, TX 76051 |
Full Service B&M
|
$182,875 |
| Interbank |
4530 East Highway 377 Granbury, TX 76049 |
Full Service B&M
|
$23,423 |
| Interbank |
115 Main Street Canadian, TX 79014 |
Full Service B&M
|
$64,157 |
| Interbank |
1201 West Memorial Road Oklahoma City, OK 73114 |
Full Service B&M
|
$14,329 |
| Interbank |
1209 South Main Kingfisher, OK 73750 |
Limited, Drive-thru
|
$0 |
| Interbank |
123 West Main Street Sayre, OK 73662 |
Full Service B&M
|
$79,028 |
| Interbank |
125 East First Edmond, OK 73034 |
Full Service B&M
|
$41,930 |
| Interbank |
1431 S Midlothian Parkway Midlothian, TX 76065 |
Full Service B&M
|
$35,265 |
| Interbank |
150 Harbin Drive Stephenville, TX 76401 |
Full Service B&M
|
$180,871 |
| Interbank |
1620 West Third Street Elk City, OK 73648 |
Full Service B&M
|
$78,397 |
| Interbank |
200 North Fm 1187 Aledo, TX 76008 |
Full Service B&M
|
$14,570 |
| Interbank |
200 West Lingleville Highway Stephenville, TX 76401 |
Full Service B&M
|
$0 |
| Interbank |
210 N Minter Ave Throckmorton, TX 76483 |
Full Service B&M
|
$49,829 |
| Interbank |
224 East Oklahoma Avenue Guthrie, OK 73044 |
Full Service B&M
|
$80,373 |
| Interbank |
2409 Country Club Road El Reno, OK 73036 |
Full Service B&M
|
$114,256 |
| Interbank |
28517 U.S. Highway 377 North Bluff Dale, TX 76433 |
Full Service B&M
|
$22,675 |
| Interbank |
4921 North May Avenue Oklahoma City, OK 73112 |
Full Service B&M
|
$379,960 |
| Interbank |
501 Avenue F, N.W. Childress, TX 79201 |
Full Service B&M
|
$24,381 |
| Interbank |
510 North Commerce Enid, OK 73703 |
Full Service B&M
|
$109,915 |
| Interbank |
525 Morse Avenue Stinnett, TX 79083 |
Full Service B&M
|
$11,095 |
| Interbank |
5307 E. Mockingbird, Suite 200 Dallas, TX 75206 |
Full Service B&M
|
$71,716 |
| Interbank |
531 Deahl Street Borger, TX 79007 |
Full Service B&M
|
$26,863 |
| Interbank |
7300 South Pennsylvania Oklahoma City, OK 73159 |
Full Service B&M
|
$48,762 |
| Interbank |
807 Gary Boulevard Clinton, OK 73601 |
Full Service B&M
|
$69,923 |
| Interbank |
Main Street Follett, TX 79034 |
Full Service B&M
|
$36,017 |
| Interbank |
100 North Washington Street Seymour, TX 76380 |
Full Service B&M
|
$49,326 |
| Interbank |
101 North Main Street Hennessey, OK 73742 |
Full Service B&M
|
$78,247 |
| Interbank |
101 North Main Street Vega, TX 79092 |
Full Service B&M
|
$23,416 |
| Interbank |
101 North Rock Island El Reno, OK 73036 |
Limited, Drive-thru
|
$0 |
| Interbank |
102 N. State Hwy 342 Red Oak, TX 75154 |
Full Service B&M
|
$25,681 |
| Interbank |
110 East Cleveland Avenue Guthrie, OK 73044 |
Limited, Drive-thru
|
$0 |
For 2021, Interbank had 45 branches.
Yearly Performance Overview
Bank Income
Interbank's gross interest income from loans was $137,363,000.
Interbank's net interest income from loans was $132,790,000.
Interbank's fee based income from loans was $3,434,000.
Interbank's net income from loans was $78,953,000.
Bank Expenses
| Item |
Value (in 000's) |
| Total interest expense |
$4,573 |
| Provision for credit losses |
$0 |
| Total noninterest expense |
$68,784 |
| Salaries and employee benefits |
$40,582 |
| Premises and equipment expense |
$13,693 |
| Additional noninterest expense |
$14,509 |
| Applicable income taxes |
$0 |
| Net charge-offs |
$-604 |
| Cash dividends |
$99,083 |
Interbank's interest expense for loans was $4,573,000.
Interbank's payroll and benefits expense were $40,582,000.
Interbank's property, plant and equipment expenses $13,693,000.
Deposits
| Type |
Value (in 000's) |
| Total deposits |
$3,680,610 |
| Deposits held in domestic offices |
$3,680,610 |
| Deposits by Individuals, partnerships, and corporations |
$3,363,307 |
| Deposits by U.S. Government |
$0 |
| Deposits by States and political subdivisions in the U.S. |
$277,665 |
| Deposits by Commercial banks and other depository institutions in U.S. |
$39,638 |
| Deposits by Banks in foreign countries |
$0 |
| Deposits by Foreign governments and official institutions |
$0 |
| Transaction accounts |
$2,456,033 |
| Demand deposits |
$2,456,033 |
| Nontransaction accounts |
$1,224,577 |
| Money market deposit accounts (MMDAs) |
$533,068 |
| Other savings deposits (excluding MMDAs) |
$347,205 |
| Total time deposits |
$344,304 |
| Total time and savings deposits |
$1,224,577 |
| Noninterest-bearing deposits |
$1,153,756 |
| Interest-bearing deposits |
$2,526,854 |
| Retail deposits |
$3,587,254 |
| IRAs and Keogh plan accounts |
$38,950 |
| Brokered deposits |
$0 |
| Deposits held in foreign offices |
$0 |
Assets
| Asset |
Value (in 000's) |
| Total Assets |
$4,139,800 |
| Cash & Balances due from depository institutions |
$886,027 |
| Interest-bearing balances |
$853,014 |
| Total securities |
$0 |
| Federal funds sold & reverse repurchase |
$0 |
| Net loans and leases |
$3,046,271 |
| Loan and leases loss allowance |
$31,279 |
| Trading account assets |
$0 |
| Bank premises and fixed assets |
$73,673 |
| Other real estate owned |
$6,181 |
| Goodwill and other intangibles |
$89,008 |
| All other assets |
$38,640 |
Liabilities
| Liabilities |
Value (in 000's) |
| Total liabilities and capital |
$4,139,800 |
| Total Liabilities |
$3,685,057 |
| Total deposits |
$3,680,610 |
| Interest-bearing deposits |
$2,526,854 |
| Deposits held in domestic offices |
$3,680,610 |
| % insured (estimated) |
$50 |
| Federal funds purchased and repurchase agreements |
$0 |
| Trading liabilities |
$0 |
| Other borrowed funds |
$53 |
| Subordinated debt |
$0 |
| All other liabilities |
$4,394 |
Issued Loan Types
| Type |
Value (in 000's) |
| Net loans and leases |
$3,046,271 |
| Loan and leases loss allowance |
$31,279 |
| Total loans and leases (domestic) |
$3,077,550 |
| All real estate loans |
$2,034,327 |
| Real estate loans in domestic offices |
$2,034,327 |
| Construction and development loans |
$389,928 |
| Residential 1-4 family construction |
$76,231 |
| Other construction, all land development and other land |
$313,697 |
| Loans secured by nonfarm nonresidential properties |
$1,324,139 |
| Nonfarm nonresidential secured by owner-occupied properties |
$165,068 |
| Commercial real estate & other non-farm, non-residential |
$1,159,071 |
| Multifamily residential real estate |
$6,155 |
| 1-4 family residential loans |
$169,569 |
| Farmland loans |
$144,536 |
| Loans held in foreign offices |
$0 |
| Farm loans |
$178,292 |
| Commercial and industrial loans |
$852,689 |
| To non-U.S. addressees |
$0 |
| Loans to individuals |
$17,715 |
| Credit card loans |
$0 |
| Related Plans |
$0 |
| Consumer Auto Loans |
$7,404 |
| Other loans to individuals |
$10,311 |
| All other loans & leases |
$2,486 |
| Loans to foreign governments and official institutions |
$0 |
| Other loans |
$348 |
| Loans to depository institutions and acceptances of other banks |
$0 |
| Loans not secured by real estate |
$0 |
| Loans secured by real estate to non-U.S. addressees |
$494 |
| Restructured Loans & leases |
$2,159 |
| Non 1-4 family restructured loans & leases |
$2,159 |
| Total loans and leases (foreign) |
$0 |
InterBank had $3,046,271,000 of loans outstanding in 2021. $2,034,327,000 of loans were in real estate loans.
$389,928,000 of loans were in development loans. $6,155,000 of loans were in multifamily mortgage loans.
$169,569,000 of loans were in 1-4 family mortgage loans. $178,292,000 of loans were in farm loans. $0
of loans were in credit card loans. $7,404,000 of loans were in the auto loan category.
Small Business Loans
| Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
| Nonfarm, nonresidential loans - <$1MM |
559 |
$110,976 |
$198,526 |
| Nonfarm, nonresidential loans - <$100k |
172 |
$6,060 |
$35,233 |
| Nonfarm, nonresidential loans - $100-250k |
148 |
$16,322 |
$110,284 |
| Nonfarm, nonresidential loans - $250k-1MM |
239 |
$88,594 |
$370,686 |
| Commercial & Industrial, US addressed loans - <$1MM |
1,560 |
$79,064 |
$50,682 |
| Commercial & Industrial, US addressed loans - <$100k |
1,271 |
$24,763 |
$19,483 |
| Commercial & Industrial, US addressed loans - $100-250k |
164 |
$17,159 |
$104,628 |
| Commercial & Industrial, US addressed loans - $250k-1MM |
125 |
$37,142 |
$297,136 |
| Farmland loans - <$1MM |
379 |
$42,589 |
$112,372 |
| Farmland loans - <$100k |
175 |
$6,695 |
$38,257 |
| Farmland loans - $100-250k |
141 |
$17,317 |
$122,816 |
| Farmland loans - $250k-1MM |
63 |
$18,577 |
$294,873 |
| Agriculture operations loans - <$1MM |
1,318 |
$47,908 |
$36,349 |
| Agriculture operations loans - <$100k |
1,115 |
$21,719 |
$19,479 |
| Agriculture operations loans - $100-250k |
142 |
$14,826 |
$104,408 |
| Agriculture operations loans - $250k-1MM |
61 |
$11,363 |
$186,279 |
