Interbank Mortgage Rates, Fees & Info

Oklahoma City, OK

LEI: 549300T2PYPUFN0IWJ63

Tax ID: 73-1319566

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Interbank is a smaller bank specializing in Home Purchase and Refi loans. Interbank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Oklahoma City, Stephenville, Weatherford, and Enid among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Interbank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interbank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.76% 4/21/24
    30 Year Conventional Refi 6.54% 4/21/24
    30 Year Cash-out Refi 6.80% 4/21/24
    30 Year FHA Purchase 7.06% 4/21/24
    30 Year FHA Refi 6.27% 4/21/24
    30 Year VA Purchase 6.27% 4/21/24
    30 Year USDA Purchase 6.27% 4/21/24
    15 Year Conventional Purchase 6.46% 4/21/24
    15 Year Conventional Refi 6.99% 4/21/24
    15 Year Cash-out Refi 6.99% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Interbank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Interbank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    671

    Origination Dollar Volume (All Markets)

    $131,085,000

    Employee count

    524 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 120 $45,170,000 $376,417 $2,791 5.82%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 161 $32,175,000 $199,845 $2,031 5.50%
    Outside of Metro Areas 140 $19,510,000 $139,357 $2,440 5.68%
    Stephenville, TX (FHA|USDA|VA) 59 $13,215,000 $223,983 $3,070 5.18%
    Weatherford, OK (FHA|USDA|VA) 61 $5,515,000 $90,410 $1,977 5.93%
    ENID, OK (FHA|USDA|VA) 36 $4,170,000 $115,833 $1,621 5.31%
    Elk City, OK (FHA|USDA|VA) 54 $3,950,000 $73,148 $562 6.28%
    Granbury, TX (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,728 4.63%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $1,020,000 $510,000 $2,965 5.75%
    McAlester, OK (FHA|USDA|VA) 1 $675,000 $675,000 $1,106 6.00%
    WICHITA FALLS, TX (FHA|USDA|VA) 5 $585,000 $117,000 $2,455 6.28%
    LUBBOCK, TX (FHA|USDA|VA) 3 $505,000 $168,333 $2,593 4.83%
    Athens, TX (FHA|USDA|VA) 2 $440,000 $220,000 $0 5.50%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $425,000 $425,000 $4,099 4.50%
    TULSA, OK (FHA|USDA|VA) 2 $420,000 $210,000 $4,077 4.25%
    Mineral Wells, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,554 4.19%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $350,000 $175,000 $6,416 5.31%
    Stillwater, OK (FHA|USDA|VA) 2 $180,000 $90,000 $378 5.44%
    Woodward, OK (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.31%
    ABILENE, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,300 4.50%
    Brownwood, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,084 4.50%
    Oxford, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.75%
    Borger, TX (FHA|USDA|VA) 3 $135,000 $45,000 $1,847 6.75%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $65,000 $65,000 $1,925 5.50%
    MIDLAND, TX (FHA|USDA|VA) 1 $45,000 $45,000 $1,081 6.75%
    Duncan, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.75%
    Ponca City, OK (FHA|USDA|VA) 1 $15,000 $15,000 $14 7.50%
    Interbank's top markets include Dallas, Oklahoma City, Stephenville, Weatherford, and Enid among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against InterBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Municipal Employees Credit Union of Oklahoma City
    Similarity Rank: 89
    WEOKIE
    Similarity Rank: 120
    First Fidelity Bank
    Similarity Rank: 180
    NEIGHBORHOOD
    Similarity Rank: 200
    TRUE SKY
    Similarity Rank: 240
    TEXANS
    Similarity Rank: 416
    Washita Mortgage, Inc.
    Similarity Rank: 564
    US Employees O.C. Federal Credit Union
    Similarity Rank: 620
    OKLAHOMA'S
    Similarity Rank: 714
    AMERICAN HERITAGE CAPITAL, L.P.
    Similarity Rank: 780

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 643 $127,255,000 $197,908 $2,103 5.72%
    FHA 26 $3,630,000 $139,615 $4,827 4.25%
    USDA 2 $200,000 $100,000 $2,990 4.19%

    For 2018, Interbank's most frequently originated type of loan was Conventional, with 643 originations. Their 2nd most popular type was FHA, with 26 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 343 $87,285,000 $254,475 $2,731 5.42%
    Refi 205 $30,845,000 $150,463 $1,911 5.79%
    Cash Out Refi 90 $11,430,000 $127,000 $1,772 6.02%
    Home Improvement 25 $1,145,000 $45,800 $453 6.16%
    Other 8 $380,000 $47,500 $419 6.53%

    For 2018, Interbank's most frequently cited loan purpose was Home Purchase, with 343 originations. The 2nd most popular reason was Refi, with 205 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 222 $54,380,000 $244,955 $3,013 4.98%
    Other 94 $6,830,000 $72,660 $549 6.22%
    5 Year 93 $31,805,000 $341,989 $337 6.00%
    15 Year 89 $12,325,000 $138,483 $1,904 5.55%
    1 Year 59 $10,745,000 $182,119 $574 6.17%
    3 Year 55 $8,885,000 $161,545 $7 5.88%
    20 Year 30 $4,530,000 $151,000 $2,109 5.90%
    10 Year 29 $1,585,000 $54,655 $807 6.50%

    For 2018, Interbank's most frequently cited loan duration was 30 Year, with 222 originations. The 2nd most popular length was Other, with 94 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 353 $64,005,000 $181,317
    $1k-2k 23 $3,375,000 $146,739
    $2k-3k 4 $900,000 $225,000
    $4k-5k 2 $510,000 $255,000
    $3k-4k 1 $335,000 $335,000
    $5k+ 1 $685,000 $685,000

    Interbank's average total fees were $3,013, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 353 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 262 $64,890,000 $247,672
    6-7% 174 $17,950,000 $103,161
    4-5% 166 $34,110,000 $205,482
    3-4% 34 $11,560,000 $340,000
    7-8% 31 $2,345,000 $75,645
    Over 8% 4 $230,000 $57,500

    During 2018, Interbank's average interest rate for loans was 4.98%, while their most frequently originated rate bucket for loans was 5-6%, with 262 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 329 $15,715,000 $47,766 $1,241 6.06%
    $100k-200k 175 $25,085,000 $143,343 $2,781 5.45%
    $200k-400k 121 $33,405,000 $276,074 $3,051 5.02%
    $400k-600k 23 $10,585,000 $460,217 $3,550 4.91%
    $600k-1MM 16 $12,160,000 $760,000 $3,273 5.50%
    $1MM+ 7 $34,135,000 $4,876,429 $1,806 5.54%

    2018 saw Interbank place emphasis on $100,000 or less loans with 329 originations, totaling $15,715,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 106 $17,090,000 $161,226 $2,611 5.44%
    $50k-75k 103 $9,595,000 $93,155 $2,310 5.70%
    $75k-100k 92 $11,840,000 $128,696 $2,469 5.40%
    $50k or less 90 $5,900,000 $65,556 $1,676 5.89%
    $150k-250k 76 $15,510,000 $204,079 $2,370 5.47%
    $250k+ 42 $21,780,000 $518,571 $2,850 5.42%

    Interbank lent most frequently to those with incomes in the $100k-150k range, with 106 originations. The second most popular income band? $50k-75k, with 103 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 130 $23,200,000 $178,462 $2,247 5.56%
    30-36% 84 $13,620,000 $162,143 $2,123 5.67%
    <20% 78 $7,970,000 $102,179 $1,650 5.75%
    41% 26 $3,520,000 $135,385 $2,340 5.34%
    >60% 22 $2,070,000 $94,091 $2,199 6.20%
    37% 21 $2,845,000 $135,476 $2,052 5.69%
    40% 19 $2,665,000 $140,263 $2,395 5.41%
    43% 18 $3,310,000 $183,889 $4,142 5.22%
    38% 18 $2,480,000 $137,778 $2,488 5.57%
    39% 16 $3,550,000 $221,875 $3,177 5.66%
    36% 14 $2,670,000 $190,714 $1,878 5.52%
    42% 13 $4,935,000 $379,615 $2,260 5.36%
    50-60% 12 $1,250,000 $104,167 $3,245 5.44%
    45% 10 $1,800,000 $180,000 $4,102 4.90%
    47% 8 $1,710,000 $213,750 $2,796 4.77%
    44% 7 $1,885,000 $269,286 $4,608 5.02%
    46% 6 $1,270,000 $211,667 $3,183 5.13%
    49% 4 $530,000 $132,500 $2,779 4.94%
    48% 4 $510,000 $127,500 $2,147 5.75%

    Interbank lent most frequently to those with DTI ratios of 20-30%, with 130 originations. The next most common DTI ratio? 30-36%, with 84 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 510 $80,510,000 $157,863 $2,340 5.58%
    Not applicable 130 $45,470,000 $349,769 $200 5.91%
    Not provided 9 $1,785,000 $198,333 $2,853 5.75%
    American Indian 9 $1,295,000 $143,889 $1,279 5.65%
    Asian 6 $1,010,000 $168,333 $1,451 5.52%
    Black 5 $465,000 $93,000 $1,593 6.75%
    Asian Indian 1 $425,000 $425,000 $4,099 4.50%
    Chinese 1 $125,000 $125,000 $0 6.50%

    Approval Rates

    Total approvals of all applications
    85.12%

    Interbank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    84.05%

    Interbank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 671 $131,085,000 $195,358

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 6 $3,740,000 $623,333
    Multifamily:Site-Built 7 $25,485,000 $3,640,714
    Single Family (1-4 Units):Manufactured 11 $545,000 $49,545
    Single Family (1-4 Units):Site-Built 647 $101,315,000 $156,592

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 79 $9,725,000 $123,101 $1,284 6.03%
    40-60% 114 $36,450,000 $319,737 $2,138 5.76%
    60-80% 245 $44,665,000 $182,306 $2,337 5.71%
    80-100% 191 $37,445,000 $196,047 $2,868 5.25%
    Over 100% 1 $65,000 $65,000 $1,129 7.50%
    Under 20% 38 $2,480,000 $65,263 $482 6.17%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Intercoastal Mortgage LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    InterBank 100 Commercial Avenue Coleman, TX 76834 Full Service B&M $73,344
    InterBank 100 North Washington Street Seymour, TX 76380 Full Service B&M $40,513
    InterBank 101 North Main Street Hennessey, OK 73742 Full Service B&M $88,260
    InterBank 101 North Main Street Vega, TX 79092 Full Service B&M $26,261
    InterBank 101 North Rock Island El Reno, OK 73036 Limited, Drive-thru $0
    InterBank 102 N. State Hwy 342 Red Oak, TX 75154 Full Service B&M $18,368
    InterBank 110 East Cleveland Avenue Guthrie, OK 73044 Limited, Drive-thru $0
    InterBank 115 Main Street Canadian, TX 79014 Full Service B&M $68,876
    InterBank 11th Street At Cleveland Friona, TX 79035 Full Service B&M $85,844
    InterBank 1201 West Memorial Road Oklahoma City, OK 73114 Full Service B&M $12,683
    InterBank 1209 South Main Kingfisher, OK 73750 Limited, Drive-thru $0
    InterBank 123 West Main Street Sayre, OK 73662 Full Service B&M $72,878
    InterBank 125 East First Edmond, OK 73034 Full Service B&M $103,034
    InterBank 1431 S Midlothian Parkway Midlothian, TX 76065 Full Service B&M $35,645
    InterBank 150 Harbin Drive Stephenville, TX 76401 Full Service B&M $123,411
    InterBank 1620 West Third Street Elk City, OK 73648 Full Service B&M $56,032
    InterBank 200 North Fm 1187 Aledo, TX 76008 Full Service B&M $8,523
    InterBank 200 West Lingleville Highway Stephenville, TX 76401 Full Service B&M $0
    InterBank 210 N Minter Ave Throckmorton, TX 76483 Full Service B&M $34,461
    InterBank 224 East Oklahoma Avenue Guthrie, OK 73044 Full Service B&M $63,995
    InterBank 2409 Country Club Road El Reno, OK 73036 Full Service B&M $171,893
    InterBank 28517 U.S. Highway 377 North Bluff Dale, TX 76433 Full Service B&M $13,327
    InterBank 2919 N.W. 49th Street Oklahoma City, OK 73112 Limited, Drive-thru $0
    InterBank 300 Us 77 North Waxahachie, TX 75165 Full Service B&M $106,977
    InterBank 301 West Walker Street Breckenridge, TX 76424 Full Service B&M $59,377
    InterBank 307 West Main Street Olney, TX 76374 Full Service B&M $77,901
    InterBank 309 South Ranchwood Boulevard Yukon, OK 73099 Full Service B&M $19,536
    InterBank 320 North Main Street Kingfisher, OK 73750 Full Service B&M $173,920
    InterBank 400 South Main Hobart, OK 73651 Full Service B&M $19,928
    InterBank 405 Southwest Big Bend Trail Glen Rose, TX 76043 Full Service B&M $140,567
    InterBank 4255 Camp Bowie Fort Worth, TX 76107 Full Service B&M $203,802
    InterBank 429 South Jefferson Hobart, OK 73651 Limited, Drive-thru $0
    InterBank 4300 Lovers Lane - University Park Dallas, TX 75225 Full Service B&M $35,692
    InterBank 4501 William D. Tate Ave. Grapevine, TX 76051 Full Service B&M $137,271
    InterBank 4530 East Highway 377 Granbury, TX 76049 Full Service B&M $18,492
    InterBank 455 Elm Street Graham, TX 76450 Full Service B&M $126,205
    InterBank 4921 North May Avenue Oklahoma City, OK 73112 Full Service B&M $468,614
    InterBank 501 Avenue F, N.W. Childress, TX 79201 Full Service B&M $20,362
    InterBank 510 North Commerce Enid, OK 73703 Full Service B&M $143,247
    InterBank 525 Morse Avenue Stinnett, TX 79083 Full Service B&M $5,016
    InterBank 5307 E. Mockingbird, Suite 200 Dallas, TX 75206 Full Service B&M $73,966
    InterBank 531 Deahl Street Borger, TX 79007 Full Service B&M $20,407
    InterBank 7300 South Pennsylvania Oklahoma City, OK 73159 Full Service B&M $35,306
    InterBank 807 Gary Boulevard Clinton, OK 73601 Full Service B&M $54,788
    InterBank Main Street Follett, TX 79034 Full Service B&M $42,965

    For 2018, Interbank had 45 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $168,682
    Net interest income $144,303
    Total noninterest income $14,266
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,387
    Trading account gains and fees $0
    Additional Noninterest Income $8,879
    Pre-tax net operating income $93,979
    Securities gains (or losses, -) $0
    Income before extraordinary items $93,979
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $93,979
    Minority interest net income $0
    Net income $93,979
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $93,979

    Interbank's gross interest income from loans was $168,682,000.
    Interbank's net interest income from loans was $144,303,000.
    Interbank's fee based income from loans was $5,387,000.
    Interbank's net income from loans was $93,979,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $24,379
    Provision for credit losses $1,842
    Total noninterest expense $62,748
    Salaries and employee benefits $36,178
    Premises and equipment expense $13,130
    Additional noninterest expense $13,440
    Applicable income taxes $0
    Net charge-offs $1,848
    Cash dividends $76,200

    Interbank's interest expense for loans was $24,379,000.
    Interbank's payroll and benefits expense were $36,178,000.
    Interbank's property, plant and equipment expenses $13,130,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 3.0%
    Real Estate loans 3.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 5.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 2.0%
    All other family 1.0%
    Commercial & industrial loans 2.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,067,675
    Deposits held in domestic offices $3,067,675
    Deposits by Individuals, partnerships, and corporations $2,495,183
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $255,561
    Deposits by Commercial banks and other depository institutions in U.S. $316,931
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $453,261
    Demand deposits $453,261
    Nontransaction accounts $2,614,414
    Money market deposit accounts (MMDAs) $717,678
    Other savings deposits (excluding MMDAs) $1,435,848
    Total time deposits $460,888
    Total time and savings deposits $2,614,414
    Noninterest-bearing deposits $825,021
    Interest-bearing deposits $2,242,654
    Retail deposits $2,948,359
    IRAs and Keogh plan accounts $54,566
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,561,569
    Cash & Balances due from depository institutions $413,088
    Interest-bearing balances $358,240
    Total securities $335
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,938,238
    Loan and leases loss allowance $20,193
    Trading account assets $0
    Bank premises and fixed assets $87,005
    Other real estate owned $4,111
    Goodwill and other intangibles $91,065
    All other assets $27,727

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,561,569
    Total Liabilities $3,073,892
    Total deposits $3,067,675
    Interest-bearing deposits $2,242,654
    Deposits held in domestic offices $3,067,675
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $508
    Subordinated debt $0
    All other liabilities $5,709

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,938,238
    Loan and leases loss allowance $20,193
    Total loans and leases (domestic) $2,958,431
    All real estate loans $2,060,231
    Real estate loans in domestic offices $2,060,231
    Construction and development loans $357,291
    Residential 1-4 family construction $52,801
    Other construction, all land development and other land $304,490
    Loans secured by nonfarm nonresidential properties $1,282,950
    Nonfarm nonresidential secured by owner-occupied properties $193,628
    Commercial real estate & other non-farm, non-residential $1,089,322
    Multifamily residential real estate $14,072
    1-4 family residential loans $229,062
    Farmland loans $176,856
    Loans held in foreign offices $0
    Farm loans $274,900
    Commercial and industrial loans $601,302
    To non-U.S. addressees $0
    Loans to individuals $22,353
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $9,749
    Other loans to individuals $12,604
    All other loans & leases $3,623
    Loans to foreign governments and official institutions $0
    Other loans $1,000
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    InterBank had $2,938,238,000 of loans outstanding in 2018. $2,060,231,000 of loans were in real estate loans. $357,291,000 of loans were in development loans. $14,072,000 of loans were in multifamily mortgage loans. $229,062,000 of loans were in 1-4 family mortgage loans. $274,900,000 of loans were in farm loans. $0 of loans were in credit card loans. $9,749,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 737 $144,716 $196,358
    Nonfarm, nonresidential loans - <$100k 259 $9,271 $35,795
    Nonfarm, nonresidential loans - $100-250k 188 $23,430 $124,628
    Nonfarm, nonresidential loans - $250k-1MM 290 $112,015 $386,259
    Commercial & Industrial, US addressed loans - <$1MM 2,014 $110,832 $55,031
    Commercial & Industrial, US addressed loans - <$100k 1,639 $32,451 $19,799
    Commercial & Industrial, US addressed loans - $100-250k 204 $23,014 $112,814
    Commercial & Industrial, US addressed loans - $250k-1MM 171 $55,367 $323,784
    Farmland loans - <$1MM 549 $58,201 $106,013
    Farmland loans - <$100k 260 $9,804 $37,708
    Farmland loans - $100-250k 203 $23,430 $115,419
    Farmland loans - $250k-1MM 86 $24,967 $290,314
    Agriculture operations loans - <$1MM 1,681 $71,549 $42,563
    Agriculture operations loans - <$100k 1,404 $28,927 $20,603
    Agriculture operations loans - $100-250k 198 $23,320 $117,778
    Agriculture operations loans - $250k-1MM 79 $19,302 $244,329