Hereford Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hereford averaged
6.32%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.28% and
one month ago for the week of 2024-08-29, the
average rate was 6.35%.
Hereford's average rate one year ago was 7.51%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.12%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Hereford 30 Year Fixed Rate | 2024-10-03 | 6.32% |
Hereford 30 Year Fixed Rate Refi | 2024-10-03 | 6.12% |
Hereford 15 Year Fixed Rate | 2024-10-03 | 5.05% |
Hereford 15 Year Fixed Rate Refi | 2024-10-03 | 5.65% |
Hereford 30 Year FHA | 2024-10-03 | 5.89% |
Hereford 30 Year FHA Refi | 2024-10-03 | 5.89% |
Hereford 30 Year USDA | 2024-10-03 | 6.07% |
Hereford 30 Year USDA Refi | 2024-10-03 | 5.87% |
Hereford 30 Year VA | 2024-10-03 | 5.6% |
Hereford 30 Year VA Refi | 2024-10-03 | 5.8% |
Hereford Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hereford, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
First Financial Bank | 9 | 7.11% | $3,144 |
Amarillo National Bank | 4 | 7.38% | $4,039 |
Centennial Bank | 4 | 7.09% | $4,237 |
QUICKEN LOANS, LLC | 3 | 7.12% | $4,624 |
UNION HOME MORTGAGE CORP. | 2 | 6.75% | $7,269 |
First United Bank | 1 | 7.00% | $8,483 |
Access Community Credit Union | 1 | 6.88% | $6,089 |
Lakeview Community Capital, LLC | 1 | 7.13% | $7,064 |
MICHIGAN MUTUAL, INC. | 1 | 7.50% | $4,918 |
Mr. Cooper ( Nationstar Mortgage ) | 1 | 6.63% | $6,891 |
NATIONS RELIABLE LENDING, LLC | 1 | 7.49% | $8,737 |
PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 5.99% | $8,698 |
S1L, Inc. | 1 | 5.75% | $7,271 |
TIB The Independent Bankersbank | 1 | 6.38% | $5,480 |
JPMorgan Chase Bank | 1 | 7.13% | $0 |
AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 8.00% | $3,465 |
ASSOCIATED MORTGAGE CORPORATION | 1 | 6.63% | $3,689 |
Education Credit Union | 1 | 7.38% | $3,058 |
First National Bank Texas | 1 | 6.88% | $8,860 |
Hereford Average Closing Costs & Other Stats
Hereford, TX's 19 lenders originated 171
loans during 2023. The total origination value was $28,155,000, with an average loan value of
$164,649.
Hereford's average closing costs are $6,981.
The top Hereford lender as defined by loan originations is First Financial Bank, with
9 loans originated. Their average total fees are
$3,144, which is $895
lower than the next largest lender,
Amarillo National Bank.
The lowest fee Hereford lenders (with over 10 loans originated) are
.
The lowest rate Hereford lenders (with over 10 loans originated) are
.
Hereford, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
S1L, Inc. | $1,725,000 | $4,700,000 | 172.5% | 16.7% |
FirstBank Southwest | $4,110,000 | $3,515,000 | -14.5% | 12.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,005,000 | $2,480,000 | -17.5% | 8.8% |
EVERETT FINANCIAL, INC. | $2,530,000 | $2,305,000 | -8.9% | 8.2% |
First Financial Bank | $2,860,000 | $2,275,000 | -20.5% | 8.1% |
UNION HOME MORTGAGE CORP. | $1,545,000 | n/a | 5.5% | |
Amarillo National Bank | $1,580,000 | $1,055,000 | -33.2% | 3.7% |
First United Bank | $585,000 | $880,000 | 50.4% | 3.1% |
UNITED WHOLESALE MORTGAGE, LLC | $690,000 | n/a | 2.5% | |
Centennial Bank | $715,000 | $680,000 | -4.9% | 2.4% |
CARDINAL FINANCIAL | $135,000 | $495,000 | 266.7% | 1.8% |
Mortgage Research Center, LLC | $785,000 | $480,000 | -38.9% | 1.7% |
ACADEMY MORTGAGE CORPORATION | $825,000 | $440,000 | -46.7% | 1.6% |
NATIONS RELIABLE LENDING, LLC | $275,000 | $380,000 | 38.2% | 1.3% |
QUICKEN LOANS, LLC | $1,780,000 | $375,000 | -78.9% | 1.3% |
AMARILLO COMMUNITY | $175,000 | $365,000 | 108.6% | 1.3% |
Education Credit Union | $355,000 | $350,000 | -1.4% | 1.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $340,000 | n/a | 1.2% | |
21ST MORTGAGE CORPORATION | $925,000 | $315,000 | -65.9% | 1.1% |
AMCAP MORTGAGE, LTD. | $10,520,000 | $300,000 | -97.1% | 1.1% |
Mr. Cooper ( Nationstar Mortgage ) | $320,000 | $300,000 | -6.3% | 1.1% |
CMG MORTGAGE, INC. | $285,000 | n/a | 1.0% | |
JPMorgan Chase Bank | $95,000 | $285,000 | 200.0% | 1.0% |
Barrington Bank & Trust Company, N.A. | $255,000 | n/a | 0.9% | |
TIB The Independent Bankersbank | $245,000 | n/a | 0.9% | |
Prosperity Bank | $235,000 | n/a | 0.8% | |
BROKER SOLUTIONS, INC. | $280,000 | $225,000 | -19.6% | 0.8% |
First National Bank Texas | $105,000 | $215,000 | 104.8% | 0.8% |
GUILD MORTGAGE COMPANY | $185,000 | n/a | 0.7% | |
Lakeview Community Capital, LLC | $185,000 | $185,000 | 0.0% | 0.7% |
MORTGAGEONE, INC. | $185,000 | n/a | 0.7% | |
ZILLOW HOME LOANS, LLC | $195,000 | $175,000 | -10.3% | 0.6% |
Access Community Credit Union | $270,000 | $165,000 | -38.9% | 0.6% |
Wells Fargo Bank | $85,000 | $155,000 | 82.4% | 0.6% |
CHURCHILL MORTGAGE CORPORATION | $145,000 | n/a | 0.5% | |
TRIAD FINANCIAL SERVICES, INC. | $135,000 | n/a | 0.5% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $185,000 | $115,000 | -37.8% | 0.4% |
ASSOCIATED MORTGAGE CORPORATION | $425,000 | $105,000 | -75.3% | 0.4% |
LAKEVIEW LOAN SERVICING, LLC | $105,000 | n/a | 0.4% | |
MICHIGAN MUTUAL, INC. | $95,000 | n/a | 0.3% | |
SOUTHWEST STAGE FUNDING, LLC | $95,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $490,000 | $65,000 | -86.7% | 0.2% |
Hereford's top lender by overall market share is S1L, Inc., with 16.7% market share. In second place, with 12.5%, is FirstBank Southwest, having originated $3,515,000 in loans. In third place, with 8.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $2,480,000 in loans. In fourth place, with 8.2%, is EVERETT FINANCIAL, INC., having originated $2,305,000 in loans. In fifth place, with 8.1%, is First Financial Bank, having originated $2,275,000 in loans.
Hereford Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Hereford (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $138,700 (26.1%) | $206,651 (26.3%) | 0.00 | 34 |
2018-02-01 | $139,500 (27.5%) | $196,519 (20.1%) | 0.00 | 35 |
2018-03-01 | $143,500 (10.4%) | $199,840 (5.0%) | 0.00 | 33 |
2018-04-01 | $146,975 (1.4%) | $198,956 (-1.2%) | 0.00 | 28 |
2018-05-01 | $163,000 (10.5%) | $192,755 (-8.2%) | 0.00 | 29 |
2018-06-01 | $176,000 (19.4%) | $194,838 (-9.9%) | 0.00 | 29 |
2018-07-01 | $148,200 (5.9%) | $190,692 (-8.5%) | 0.00 | 30 |
2018-08-01 | $179,900 (29.1%) | $213,160 (3.1%) | 0.00 | 29 |
2018-09-01 | $180,000 (25.1%) | $215,515 (3.8%) | 0.00 | 24 |
2018-10-01 | $172,900 (21.2%) | $204,381 (-0.1%) | 0.00 | 26 |
2018-11-01 | $154,900 (4.5%) | $204,841 (-6.6%) | 0.00 | 27 |
2018-12-01 | $189,950 (37.7%) | $206,415 (0.2%) | 0.00 | 25 |
2019-01-01 | $195,000 (40.6%) | $203,056 (-1.7%) | 0.00 | 24 |
2019-02-01 | $197,000 (41.2%) | $195,939 (-0.3%) | 0.00 | 25 |
2019-03-01 | $209,286 (45.8%) | $221,832 (11.0%) | 0.00 | 23 |
2019-04-01 | $196,786 (33.9%) | $221,921 (11.5%) | 0.00 | 21 |
2019-05-01 | $170,700 (4.7%) | $211,742 (9.9%) | 0.00 | 23 |
2019-06-01 | $163,750 (-7.0%) | $211,842 (8.7%) | 0.00 | 24 |
2019-07-01 | $165,625 (11.8%) | $198,403 (4.0%) | 0.00 | 27 |
2019-08-01 | $164,000 (-8.8%) | $193,700 (-9.1%) | 0.00 | 29 |
2019-09-01 | $165,125 (-8.3%) | $189,304 (-12.2%) | 0.00 | 33 |
2019-10-01 | $164,750 (-4.7%) | $186,373 (-8.8%) | 0.00 | 35 |
2019-11-01 | $168,500 (8.8%) | $192,826 (-5.9%) | 0.00 | 30 |
2019-12-01 | $179,750 (-5.4%) | $207,128 (0.4%) | 0.00 | 29 |
2020-01-01 | $181,125 (-7.1%) | $211,487 (4.2%) | 0.00 | 30 |
2020-02-01 | $189,750 (-3.7%) | $217,755 (11.1%) | 0.00 | 29 |
2020-03-01 | $209,000 (-0.1%) | $226,590 (2.1%) | 0.00 | 25 |
2020-04-01 | $209,000 (6.2%) | $227,872 (2.7%) | 0.00 | 24 |
2020-05-01 | $203,000 (18.9%) | $220,441 (4.1%) | 0.00 | 24 |
2020-06-01 | $203,000 (24.0%) | $214,566 (1.3%) | 0.00 | 28 |
2020-07-01 | $189,225 (14.3%) | $203,521 (2.6%) | 0.00 | 31 |
2020-08-01 | $180,000 (9.8%) | $185,367 (-4.3%) | 0.00 | 28 |
2020-09-01 | $186,600 (13.0%) | $183,928 (-2.8%) | 0.00 | 27 |
2020-10-01 | $183,500 (11.4%) | $180,068 (-3.4%) | 0.00 | 28 |
2020-11-01 | $174,225 (3.4%) | $179,077 (-7.1%) | 0.00 | 30 |
2020-12-01 | $162,438 (-9.6%) | $172,955 (-16.5%) | 0.00 | 32 |
2021-01-01 | $177,475 (-2.0%) | $178,096 (-15.8%) | 0.00 | 29 |
2021-02-01 | $197,000 (3.8%) | $193,318 (-11.2%) | 0.00 | 30 |
2021-03-01 | $188,213 (-10.0%) | $198,163 (-12.6%) | 0.00 | 32 |
2021-04-01 | $170,000 (-18.7%) | $183,813 (-19.3%) | 0.00 | 26 |
2021-05-01 | $172,000 (-15.3%) | $211,405 (-4.1%) | 0.00 | 19 |
2021-06-01 | $175,000 (-13.8%) | $218,212 (1.7%) | 0.00 | 24 |
2021-07-01 | $180,975 (-4.4%) | $268,311 (31.8%) | 0.00 | 21 |
2021-08-01 | $204,200 (13.4%) | $253,909 (37.0%) | 0.00 | 23 |
2021-09-01 | $193,225 (3.6%) | $267,412 (45.4%) | 0.00 | 24 |
2021-10-01 | $209,950 (14.4%) | $297,491 (65.2%) | 0.00 | 26 |
2021-11-01 | $217,450 (24.8%) | $316,497 (76.7%) | 0.00 | 24 |
2021-12-01 | $224,725 (38.4%) | $302,623 (75.0%) | 0.00 | 28 |
2022-01-01 | $209,950 (18.3%) | $283,812 (59.4%) | 0.00 | 26 |
2022-02-01 | $215,213 (9.2%) | $283,966 (46.9%) | 0.00 | 27 |
2022-03-01 | $222,000 (18.0%) | $263,432 (32.9%) | 0.00 | 32 |
2022-04-01 | $219,950 (29.4%) | $236,058 (28.4%) | 0.00 | 36 |
2022-05-01 | $197,475 (14.8%) | $225,838 (6.8%) | 0.00 | 41 |
2022-06-01 | $210,738 (20.4%) | $232,525 (6.6%) | 0.00 | 37 |
2022-07-01 | $220,000 (21.6%) | $250,671 (-6.6%) | 0.00 | 44 |
2022-08-01 | $235,000 (15.1%) | $266,702 (5.0%) | 0.00 | 44 |
2022-09-01 | $238,713 (23.5%) | $294,183 (10.0%) | 0.00 | 46 |
2022-10-01 | $237,500 (13.1%) | $306,001 (2.9%) | 0.00 | 46 |
2022-11-01 | $241,250 (11.0%) | $308,360 (-2.6%) | 0.00 | 46 |
2022-12-01 | $257,000 (14.4%) | $322,299 (6.5%) | 0.00 | 45 |
2023-01-01 | $254,250 (21.1%) | $332,092 (17.0%) | 0.00 | 43 |
2023-02-01 | $263,188 (22.3%) | $337,363 (18.8%) | 0.00 | 45 |
2023-03-01 | $259,950 (17.1%) | $326,850 (24.1%) | 0.00 | 53 |
2023-04-01 | $259,950 (18.2%) | $314,130 (33.1%) | 0.00 | 58 |
2023-05-01 | $259,950 (31.6%) | $315,223 (39.6%) | 0.00 | 52 |
2023-06-01 | $259,950 (23.4%) | $317,172 (36.4%) | 0.00 | 49 |
2023-07-01 | $254,000 (15.5%) | $297,066 (18.5%) | 0.00 | 56 |
2023-08-01 | $239,988 (2.1%) | $292,773 (9.8%) | 0.00 | 56 |
2023-09-01 | $239,950 (0.5%) | $293,260 (-0.3%) | 0.00 | 56 |
2023-10-01 | $248,750 (4.7%) | $303,736 (-0.7%) | 0.00 | 55 |
2023-11-01 | $245,000 (1.6%) | $300,816 (-2.5%) | 0.00 | 57 |
2023-12-01 | $239,975 (-6.6%) | $302,041 (-6.3%) | 0.00 | 52 |
2024-01-01 | $229,963 (-9.6%) | $269,306 (-18.9%) | 0.00 | 54 |
2024-02-01 | $223,738 (-15.0%) | $262,105 (-22.3%) | 0.00 | 51 |
2024-03-01 | $217,475 (-16.3%) | $266,958 (-18.3%) | 0.00 | 44 |
2024-04-01 | $219,975 (-15.4%) | $270,220 (-14.0%) | 0.00 | 53 |
2024-05-01 | $213,750 (-17.8%) | $260,918 (-17.2%) | 0.00 | 60 |
2024-06-01 | $225,000 (-13.4%) | $267,388 (-15.7%) | 0.00 | 54 |
2024-07-01 | $219,500 (-13.6%) | $267,053 (-10.1%) | 0.00 | 53 |
2024-08-01 | $214,000 (-10.8%) | $262,730 (-10.3%) | 0.00 | 52 |
2024-09-01 | $218,000 (-9.2%) | $265,701 (-9.4%) | 0.00 | 49 |
Hereford's median listing price comes in at 0% of the national average.
Hereford's average listing price for 2024-09-01 was $265,701, a difference of $-27,559 (-9.4%) versus the prior year and $2,971 versus the prior month.
For the 2024-09-01 period, Hereford had 49 MLS listings, a difference of -3 listings (-6%) versus the prior month and -7 listings (-13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hereford (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,189 sqft |
2018-02-01 | 0 days | 2,076 sqft |
2018-03-01 | 0 days | 2,163 sqft |
2018-04-01 | 0 days | 2,295 sqft |
2018-05-01 | 0 days | 2,379 sqft |
2018-06-01 | 0 days | 2,386 sqft |
2018-07-01 | 0 days | 2,315 sqft |
2018-08-01 | 0 days | 2,543 sqft |
2018-09-01 | 0 days | 2,564 sqft |
2018-10-01 | 0 days | 2,468 sqft |
2018-11-01 | 0 days | 2,321 sqft |
2018-12-01 | 0 days | 2,304 sqft |
2019-01-01 | 0 days | 2,261 sqft |
2019-02-01 | 0 days | 2,213 sqft |
2019-03-01 | 0 days | 2,251 sqft |
2019-04-01 | 0 days | 2,150 sqft |
2019-05-01 | 0 days | 2,051 sqft |
2019-06-01 | 0 days | 2,008 sqft |
2019-07-01 | 0 days | 2,123 sqft |
2019-08-01 | 0 days | 2,130 sqft |
2019-09-01 | 0 days | 2,105 sqft |
2019-10-01 | 0 days | 2,075 sqft |
2019-11-01 | 0 days | 2,182 sqft |
2019-12-01 | 0 days | 2,281 sqft |
2020-01-01 | 0 days | 2,340 sqft |
2020-02-01 | 0 days | 2,431 sqft |
2020-03-01 | 0 days | 2,302 sqft |
2020-04-01 | 0 days | 2,380 sqft |
2020-05-01 | 0 days | 2,193 sqft |
2020-06-01 | 0 days | 2,193 sqft |
2020-07-01 | 0 days | 2,041 sqft |
2020-08-01 | 0 days | 1,846 sqft |
2020-09-01 | 0 days | 1,892 sqft |
2020-10-01 | 0 days | 2,031 sqft |
2020-11-01 | 0 days | 1,797 sqft |
2020-12-01 | 0 days | 1,758 sqft |
2021-01-01 | 0 days | 1,754 sqft |
2021-02-01 | 0 days | 1,826 sqft |
2021-03-01 | 0 days | 1,787 sqft |
2021-04-01 | 0 days | 1,566 sqft |
2021-05-01 | 0 days | 1,488 sqft |
2021-06-01 | 0 days | 1,646 sqft |
2021-07-01 | 0 days | 1,831 sqft |
2021-08-01 | 0 days | 1,819 sqft |
2021-09-01 | 0 days | 1,900 sqft |
2021-10-01 | 0 days | 1,766 sqft |
2021-11-01 | 0 days | 1,920 sqft |
2021-12-01 | 0 days | 1,798 sqft |
2022-01-01 | 0 days | 1,656 sqft |
2022-02-01 | 0 days | 1,718 sqft |
2022-03-01 | 0 days | 1,789 sqft |
2022-04-01 | 0 days | 1,634 sqft |
2022-05-01 | 0 days | 1,600 sqft |
2022-06-01 | 0 days | 1,642 sqft |
2022-07-01 | 0 days | 1,657 sqft |
2022-08-01 | 0 days | 1,736 sqft |
2022-09-01 | 0 days | 1,780 sqft |
2022-10-01 | 0 days | 1,800 sqft |
2022-11-01 | 0 days | 1,912 sqft |
2022-12-01 | 0 days | 1,930 sqft |
2023-01-01 | 0 days | 1,919 sqft |
2023-02-01 | 0 days | 1,844 sqft |
2023-03-01 | 0 days | 1,824 sqft |
2023-04-01 | 0 days | 1,812 sqft |
2023-05-01 | 0 days | 1,806 sqft |
2023-06-01 | 0 days | 1,828 sqft |
2023-07-01 | 0 days | 1,795 sqft |
2023-08-01 | 0 days | 1,786 sqft |
2023-09-01 | 0 days | 1,770 sqft |
2023-10-01 | 0 days | 1,768 sqft |
2023-11-01 | 0 days | 1,797 sqft |
2023-12-01 | 0 days | 1,787 sqft |
2024-01-01 | 0 days | 1,755 sqft |
2024-02-01 | 0 days | 1,740 sqft |
2024-03-01 | 0 days | 1,752 sqft |
2024-04-01 | 0 days | 1,788 sqft |
2024-05-01 | 0 days | 1,768 sqft |
2024-06-01 | 0 days | 1,779 sqft |
2024-07-01 | 0 days | 1,787 sqft |
2024-08-01 | 0 days | 1,777 sqft |
2024-09-01 | 0 days | 1,786 sqft |
Hereford's median square footage for active listings during the 2024-09-01 period was 1,786 sqft. One year prior, the average listing was 1,770 sqft.
Hereford, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 134 | $24,100,000 | $179,851 |
Cash Out Refi | 18 | $2,030,000 | $112,778 |
Refi | 9 | $1,465,000 | $162,778 |
Home Improvement | 5 | $315,000 | $63,000 |
Other | 5 | $245,000 | $49,000 |
Hereford's most frequently cited loan purpose was Home Purchase, with 134 originations. The 2nd most popular reason was Cash Out Refi, with 18 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 49 | $10,235,000 | $208,878 |
7-8% | 41 | $6,945,000 | $169,390 |
5-6% | 24 | $4,730,000 | $197,083 |
Over 8% | 18 | $1,940,000 | $107,778 |
<2.5% | 10 | $60,000 | $6,000 |
4-5% | 2 | $490,000 | $245,000 |
3-4% | 2 | $240,000 | $120,000 |
During 2023, Hereford's most frequently originated rate bucket was 6-7%, with 49 originations.
Loan Sizing (Hereford, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 74 | $11,440,000 | $154,595 |
$200k-400k | 56 | $13,950,000 | $249,107 |
$100,000 or less | 40 | $1,990,000 | $49,750 |
$600k-1000k | 1 | $775,000 | $775,000 |
Hereford's loan sizing saw the bucket of loans from $100k-200k with 74 originations, totaling $11,440,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 100 | $19,920,000 | $199,200 |
60-80% | 16 | $2,760,000 | $172,500 |
Under 20% | 15 | $215,000 | $14,333 |
40-60% | 8 | $960,000 | $120,000 |
20-40% | 5 | $275,000 | $55,000 |
Over 100% | 2 | $510,000 | $255,000 |
Hereford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 100 originations, totaling $19,920,000 in origination value.