American Airlines Federal Credit Union Mortgage Rates, Fees & Info

Fort Worth, TX

LEI: 5493004RLLKTQS8K7U51

Tax ID: 11-6014903

5 stars - out of 5 stars, based on 49 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

American Airlines Federal Credit Union is a smaller credit union specializing in Cash Out Refi and Home Purchase loans. American Airlines Federal Credit Union has a high proportion of conventional loans. Their top markets include Dallas, Miami, New York, Phoenix, and Tulsa among others. American Airlines Federal Credit Union has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. American Airlines Federal Credit Union is typically a low fee lendor.


Originations

2,400

Origination Dollar Volume (All Markets)

$513,220,000

Relative Rate

American Airlines Federal Credit Union's average 30 year fixed rate mortgage of loans were 2.99%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.16%.

Relative Fees

American Airlines Federal Credit Union's average total fees for a 30 year fixed rate mortgage are $0.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 796 $172,060,000 $216,156 $0 3.53%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 205 $41,475,000 $202,317 $0 3.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 105 $24,885,000 $237,000 $0 3.96%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 139 $24,065,000 $173,129 $0 4.26%
TULSA, OK (FHA|USDA|VA) 160 $21,810,000 $136,313 $0 3.79%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 98 $20,250,000 $206,633 $0 3.46%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 40 $14,320,000 $358,000 $0 3.34%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 62 $13,070,000 $210,806 $0 3.72%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 39 $7,995,000 $205,000 $0 4.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 19 $7,365,000 $387,632 $0 3.31%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 13 $7,165,000 $551,154 $0 3.72%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 25 $7,115,000 $284,600 $0 3.73%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 33 $5,735,000 $173,788 $0 4.02%
Outside of Metro Areas 35 $5,665,000 $161,857 $0 3.55%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 16 $4,580,000 $286,250 $0 3.23%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 25 $4,375,000 $175,000 $0 4.03%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 14 $3,970,000 $283,571 $0 3.47%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $3,720,000 $372,000 $0 3.22%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $3,510,000 $195,000 $0 3.56%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $3,455,000 $314,091 $0 3.66%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $3,150,000 $315,000 $0 3.82%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $3,085,000 $440,714 $0 3.41%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 12 $2,770,000 $230,833 $0 3.94%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 15 $2,755,000 $183,667 $0 4.33%
ST. LOUIS, MO-IL (FHA|USDA|VA) 17 $2,545,000 $149,706 $0 3.53%
Edwards, CO (FHA|USDA|VA) 3 $2,345,000 $781,667 $0 2.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 9 $2,345,000 $260,556 $0 3.37%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $2,320,000 $580,000 $0 3.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $2,120,000 $176,667 $0 3.82%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $2,115,000 $705,000 $0 3.08%
ASHEVILLE, NC (FHA|USDA|VA) 4 $2,100,000 $525,000 $0 3.84%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,015,000 $287,857 $0 3.62%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 12 $1,970,000 $164,167 $0 4.22%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $1,935,000 $215,000 $0 3.47%
SALT LAKE CITY, UT (FHA|USDA|VA) 5 $1,905,000 $381,000 $0 3.70%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,900,000 $475,000 $0 4.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,855,000 $371,000 $0 4.02%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,750,000 $437,500 $0 3.37%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $1,730,000 $216,250 $0 3.17%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,660,000 $276,667 $0 2.73%
TUCSON, AZ (FHA|USDA|VA) 11 $1,565,000 $142,273 $0 3.65%
RENO, NV (FHA|USDA|VA) 5 $1,505,000 $301,000 $0 4.70%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $1,475,000 $210,714 $0 3.81%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $1,435,000 $159,444 $0 3.84%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $1,315,000 $263,000 $0 4.02%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,295,000 $143,889 $0 3.37%
BEND, OR (FHA|USDA|VA) 2 $1,200,000 $600,000 $0 3.00%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,180,000 $295,000 $0 3.22%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $1,140,000 $570,000 $0 2.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $1,125,000 $160,714 $0 3.14%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,120,000 $280,000 $0 2.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $1,025,000 $146,429 $0 5.05%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $975,000 $975,000 $0 2.75%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $970,000 $485,000 $0 2.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $960,000 $240,000 $0 3.59%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $940,000 $156,667 $0 3.41%
SANTA FE, NM (FHA|USDA|VA) 1 $915,000 $915,000 $0 2.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $890,000 $445,000 $0 4.31%
Key West, FL (FHA|USDA|VA) 3 $855,000 $285,000 $0 4.49%
PITTSBURGH, PA (FHA|USDA|VA) 6 $830,000 $138,333 $0 3.93%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $805,000 $161,000 $0 3.42%
ABILENE, TX (FHA|USDA|VA) 3 $805,000 $268,333 $0 2.67%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $800,000 $200,000 $0 3.53%
Morehead City, NC (FHA|USDA|VA) 2 $790,000 $395,000 $0 2.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 5 $785,000 $157,000 $0 3.47%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $780,000 $195,000 $0 3.72%
Jackson, WY-ID (FHA|USDA|VA) 1 $755,000 $755,000 $0 2.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $750,000 $187,500 $0 2.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $750,000 $375,000 $0 3.06%
Traverse City, MI (FHA|USDA|VA) 2 $750,000 $375,000 $0 3.00%
Fredericksburg, TX (FHA|USDA|VA) 1 $745,000 $745,000 $0 2.88%
TYLER, TX (FHA|USDA|VA) 3 $725,000 $241,667 $0 3.79%
Granbury, TX (FHA|USDA|VA) 3 $695,000 $231,667 $0 3.58%
KANSAS CITY, MO-KS (FHA|USDA|VA) 6 $690,000 $115,000 $0 4.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $650,000 $162,500 $0 2.66%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $645,000 $129,000 $0 4.99%
COLUMBUS, OH (FHA|USDA|VA) 3 $635,000 $211,667 $0 3.16%
RICHMOND, VA (FHA|USDA|VA) 3 $635,000 $211,667 $0 3.00%
Heber, UT (FHA|USDA|VA) 1 $635,000 $635,000 $0 3.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $625,000 $125,000 $0 3.97%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $610,000 $152,500 $0 3.56%
STOCKTON, CA (FHA|USDA|VA) 2 $600,000 $300,000 $0 4.12%
Whitewater, WI (FHA|USDA|VA) 3 $575,000 $191,667 $0 3.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $565,000 $188,333 $0 3.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 5 $565,000 $113,000 $0 3.85%
Natchez, MS-LA (FHA|USDA|VA) 1 $545,000 $545,000 $0 3.25%
Breckenridge, CO (FHA|USDA|VA) 1 $545,000 $545,000 $0 2.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $540,000 $135,000 $0 2.72%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $535,000 $535,000 $0 3.13%
WILMINGTON, NC (FHA|USDA|VA) 4 $530,000 $132,500 $0 4.40%
JACKSON, MS (FHA|USDA|VA) 2 $520,000 $260,000 $0 2.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $495,000 $495,000 $0 3.25%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $490,000 $245,000 $0 3.13%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $490,000 $245,000 $0 2.44%
VALLEJO, CA (FHA|USDA|VA) 2 $490,000 $245,000 $0 4.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $490,000 $245,000 $0 5.50%
LYNCHBURG, VA (FHA|USDA|VA) 2 $490,000 $245,000 $0 2.44%
Forest City, NC (FHA|USDA|VA) 1 $485,000 $485,000 $0 3.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $460,000 $76,667 $0 4.31%
Durango, CO (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $455,000 $151,667 $0 3.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $425,000 $141,667 $0 4.83%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 4 $420,000 $105,000 $0 4.31%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $415,000 $415,000 $0 2.50%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $415,000 $138,333 $0 3.71%
CORVALLIS, OR (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $405,000 $405,000 $0 2.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $400,000 $200,000 $0 2.56%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $400,000 $200,000 $0 4.62%
Bonham, TX (FHA|USDA|VA) 1 $395,000 $395,000 $0 2.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $395,000 $131,667 $0 4.79%
WACO, TX (FHA|USDA|VA) 3 $395,000 $131,667 $0 2.92%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $390,000 $97,500 $0 3.37%
ROCKFORD, IL (FHA|USDA|VA) 2 $390,000 $195,000 $0 2.56%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $370,000 $185,000 $0 2.44%
PITTSFIELD, MA (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.88%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $360,000 $180,000 $0 5.24%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $355,000 $118,333 $0 2.75%
GAINESVILLE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $0 2.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $340,000 $170,000 $0 3.81%
Tahlequah, OK (FHA|USDA|VA) 1 $335,000 $335,000 $0 2.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $335,000 $111,667 $0 3.29%
Newport, OR (FHA|USDA|VA) 2 $320,000 $160,000 $0 4.00%
Ruidoso, NM (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.38%
Mount Pleasant, TX (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $290,000 $145,000 $0 3.87%
Athens, TX (FHA|USDA|VA) 2 $290,000 $145,000 $0 3.68%
Payson, AZ (FHA|USDA|VA) 3 $275,000 $91,667 $0 4.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.88%
TOLEDO, OH (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.13%
Willmar, MN (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.74%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.13%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $240,000 $120,000 $0 4.56%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.63%
SAVANNAH, GA (FHA|USDA|VA) 3 $235,000 $78,333 $0 4.74%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $230,000 $115,000 $0 3.06%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.13%
Branson, MO (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.88%
Oak Harbor, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.75%
Gainesville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.50%
NEW BERN, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.88%
Albertville, AL (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.38%
EL PASO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.13%
COLUMBIA, MO (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.13%
BANGOR, ME (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.13%
OCALA, FL (FHA|USDA|VA) 2 $200,000 $100,000 $0 2.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.63%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.63%
WICHITA, KS (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.88%
RACINE, WI (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $190,000 $95,000 $0 4.50%
Sheridan, WY (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.50%
Brenham, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.13%
Hilo, HI (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.68%
LONGVIEW, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.50%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.13%
AMES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.50%
Lebanon, NH-VT (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.13%
HAMMOND, LA (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.38%
Steamboat Springs, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.99%
MODESTO, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.00%
AMARILLO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.63%
Glenwood Springs, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $150,000 $75,000 $0 4.56%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.25%
VISALIA, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.63%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.12%
Athens, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.00%
Clovis, NM (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.13%
Stillwater, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.00%
Altus, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.00%
MOBILE, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.13%
SPARTANBURG, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.49%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.24%
Wooster, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.88%
LANCASTER, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.99%
COLUMBIA, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.38%
NILES, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
BOULDER, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
GREELEY, CO (FHA|USDA|VA) 2 $100,000 $50,000 $0 5.62%
GAINESVILLE, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.74%
CHARLESTON, WV (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.38%
AKRON, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.38%
ROCHESTER, NY (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.99%
Hudson, NY (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.00%
Ottawa, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.13%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.24%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.75%
LAREDO, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.38%
Batesville, AR (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.88%
Coffeyville, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.88%
RAPID CITY, SD (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.74%
Bartlesville, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.74%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.38%
BRUNSWICK, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
READING, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.24%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.87%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.49%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.99%
Wilson, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.74%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.99%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.74%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.99%
Nogales, AZ (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.49%
MERCED, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.74%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.74%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.49%

American Airlines Federal Credit Union's top markets include Dallas, Miami, New York, Phoenix, and Tulsa among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,400 $513,220,000 $213,842 $0 3.68%

For the 2021 period, American Airlines Federal Credit Union's most frequently originated loan type of loans were Conventional, with 2,400 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Cash Out Refi 683 $194,555,000 $284,854 $0 2.90%
Home Improvement 566 $50,980,000 $90,071 $0 5.23%
Home Purchase 531 $150,275,000 $283,004 $0 3.09%
Refi 422 $97,390,000 $230,782 $0 2.84%
Other 198 $20,020,000 $101,111 $0 5.33%

For the 2021, American Airlines Federal Credit Union's most frequently cited loan purpose of loans were Cash Out Refi, with 683 originations. The 2nd most popular reason of loans were Home Improvement, with 566 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 997 $309,415,000 $310,346 $0 2.99%
15 Year 908 $159,570,000 $175,738 $0 3.67%
10 Year 458 $35,510,000 $77,533 $0 5.30%
Other 37 $8,725,000 $235,811 $0 2.84%

For the 2021, American Airlines Federal Credit Union's most frequently cited loan length of loans were 30 Year, with 997 originations. The 2nd most popular length of loans were 15 Year, with 908 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 823 $223,995,000 $272,169

$0 of loans were American Airlines Federal Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 823 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 620 $190,270,000 $306,887
3-4% 551 $137,455,000 $249,465
<2.5% 517 $127,445,000 $246,509
5-6% 382 $30,570,000 $80,026
4-5% 203 $18,445,000 $90,862
6-7% 84 $6,560,000 $78,095
Over 8% 26 $1,760,000 $67,692
7-8% 17 $715,000 $42,059

During 2021, American Airlines Federal Credit Union's average interest rate of loans were 2.99%, while their most frequently originated rate bucket of loans were 2.5-3%, with 620 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 739 $104,805,000 $141,820 $0 3.49%
$200k-400k 735 $199,545,000 $271,490 $0 2.97%
$100,000 or less 649 $37,815,000 $58,267 $0 5.07%
$400k-600k 174 $84,500,000 $485,632 $0 2.86%
$600k-1MM 86 $62,280,000 $724,186 $0 2.77%
$1MM+ 17 $24,275,000 $1,427,941 $0 2.83%

2021 saw American Airlines Federal Credit Union place emphasis on $100k-200k loans with 739 originations, totaling $104,805,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 636 $131,160,000 $206,226 $0 3.65%
$150k-250k 504 $140,320,000 $278,413 $0 3.69%
$50k-75k 465 $67,645,000 $145,473 $0 3.72%
$75k-100k 372 $63,530,000 $170,780 $0 3.63%
$250k+ 223 $85,365,000 $382,803 $0 3.72%
$50k or less 186 $23,430,000 $125,968 $0 3.60%

American Airlines Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 636 originations. The second most popular income band? $150k-250k, with 504 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 627 $130,095,000 $207,488 $0 3.53%
30-36% 445 $102,335,000 $229,966 $0 3.58%
<20% 228 $38,300,000 $167,982 $0 3.46%
50-60% 137 $22,825,000 $166,606 $0 5.03%
37% 91 $20,065,000 $220,495 $0 3.71%
38% 83 $18,115,000 $218,253 $0 3.73%
39% 77 $15,125,000 $196,429 $0 3.75%
43% 74 $18,530,000 $250,405 $0 3.67%
40% 73 $19,265,000 $263,904 $0 3.53%
36% 70 $16,400,000 $234,286 $0 3.67%
42% 68 $15,420,000 $226,765 $0 3.58%
41% 67 $17,425,000 $260,075 $0 3.61%
44% 67 $15,315,000 $228,582 $0 3.37%
49% 60 $12,520,000 $208,667 $0 3.73%
45% 58 $13,910,000 $239,828 $0 3.90%
47% 57 $11,385,000 $199,737 $0 3.64%
48% 53 $11,505,000 $217,075 $0 4.05%
46% 52 $11,710,000 $225,192 $0 3.65%
>60% 9 $2,055,000 $228,333 $0 4.33%

American Airlines Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 627 originations. The next most common DTI ratio? 30-36%, with 445 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,507 $327,235,000 $217,143 $0 3.64%
Not provided 520 $108,450,000 $208,558 $0 3.87%
Black 203 $39,295,000 $193,571 $0 3.69%
Asian 104 $25,810,000 $248,173 $0 3.41%
American Indian 43 $7,855,000 $182,674 $0 3.42%
Asian Indian 6 $2,020,000 $336,667 $0 3.33%
Not applicable 3 $685,000 $228,333 $0 4.38%
Native Hawaiian 5 $675,000 $135,000 $0 4.20%
Korean 3 $585,000 $195,000 $0 2.67%
Filipino 2 $230,000 $115,000 $0 3.06%
Other Asian 2 $200,000 $100,000 $0 4.12%
Japanese 1 $105,000 $105,000 $0 5.24%
Other Pacific Islander 1 $75,000 $75,000 $0 2.63%

Approval Rates

Total approvals of all applications
80.16%

American Airlines Federal Credit Union has a below average approval rate.

Pick Rate

Approvals leading to origination
78.03%

American Airlines Federal Credit Union has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,400 $513,220,000 $213,842

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,400 $513,220,000 $213,842

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 441 $61,105,000 $138,560 $0 4.30%
40-60% 432 $101,310,000 $234,514 $0 2.98%
60-80% 706 $211,680,000 $299,830 $0 2.90%
80-100% 323 $102,405,000 $317,043 $0 2.94%
Under 20% 495 $36,035,000 $72,798 $0 5.34%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
AMERICA FIRST FEDERAL CREDIT UNION Home equity loan or line of credit (HELOC) Incorrect information on your report 1 33.3%
AMERICA FIRST FEDERAL CREDIT UNION Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 33.3%
AMERICA FIRST FEDERAL CREDIT UNION Other type of mortgage Struggling to pay mortgage 1 33.3%