Lantzman Management Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AAWFEC6CRH6N89

Tax ID: 20-4074883

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Mortgage Data

Review & Overview

Lantzman Management is a smaller mortgage company specializing in NA and Cash Out Refi loans. Lantzman Management has a high proportion of conventional loans. Their top markets by origination volume include: Las Vegas, Los Angeles, San Francisco, San Diego, and Riverside among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lantzman Management has an above average approval rate when compared to the average across all lenders.

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Originations

241

Origination Dollar Volume (All Markets)

$76,505,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 75 $18,775,000 $250,333 $0 10.73%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 26 $12,200,000 $469,231 $0 11.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $8,950,000 $745,833 $0 10.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 16 $6,990,000 $436,875 $0 10.73%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 19 $5,065,000 $266,579 $0 11.20%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $3,815,000 $545,000 $0 10.34%
RENO, NV (FHA|USDA|VA) 11 $3,205,000 $291,364 $0 10.77%
FRESNO, CA (FHA|USDA|VA) 16 $2,900,000 $181,250 $0 10.84%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $0 10.50%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 5 $1,095,000 $219,000 $0 10.95%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,080,000 $180,000 $0 10.63%
VALLEJO, CA (FHA|USDA|VA) 3 $1,015,000 $338,333 $0 11.16%
Outside of Metro Areas 2 $990,000 $495,000 $0 10.63%
Pahrump, NV (FHA|USDA|VA) 4 $940,000 $235,000 $0 11.06%
MODESTO, CA (FHA|USDA|VA) 4 $900,000 $225,000 $0 10.44%
MADERA, CA (FHA|USDA|VA) 2 $820,000 $410,000 $0 10.50%
SALINAS, CA (FHA|USDA|VA) 2 $690,000 $345,000 $0 11.38%
Sonora, CA (FHA|USDA|VA) 4 $650,000 $162,500 $0 10.44%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $555,000 $555,000 $0 10.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $525,000 $525,000 $0 10.99%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $525,000 $525,000 $0 10.75%
CHICO, CA (FHA|USDA|VA) 3 $515,000 $171,667 $0 10.75%
MERCED, CA (FHA|USDA|VA) 2 $410,000 $205,000 $0 10.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $400,000 $200,000 $0 11.00%
VISALIA, CA (FHA|USDA|VA) 2 $320,000 $160,000 $0 10.75%
Fernley, NV (FHA|USDA|VA) 1 $275,000 $275,000 $0 10.50%
REDDING, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 11.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 10.50%
COLUMBUS, OH (FHA|USDA|VA) 2 $250,000 $125,000 $0 11.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $225,000 $225,000 $0 11.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 12.00%
Cedar City, UT (FHA|USDA|VA) 1 $165,000 $165,000 $0 11.00%
STOCKTON, CA (FHA|USDA|VA) 1 $125,000 $125,000 $0 12.50%
Outside of Metro Areas 1 $115,000 $115,000 $0 11.50%
Hereford, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.25%
YUBA CITY, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.00%
Lantzman Management's top markets include Las Vegas, Los Angeles, San Francisco, San Diego, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 241 $76,505,000 $317,448 $0 10.83%

    For 2024, Lantzman Management's most frequently originated type of loan was Conventional, with 241 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    NA 141 $50,595,000 $358,830 $0 10.64%
    Cash Out Refi 95 $24,705,000 $260,053 $0 11.11%
    Refi 5 $1,205,000 $241,000 $0 10.65%

    For 2024, Lantzman Management's most frequently cited loan purpose was NA, with 141 originations. The 2nd most popular reason was Cash Out Refi, with 95 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 220 $70,110,000 $318,682 $0 10.78%
    1 Year 21 $6,395,000 $304,524 $0 11.36%

    For 2024, Lantzman Management's most frequently cited loan duration was Other, with 220 originations. The 2nd most popular length was 1 Year, with 21 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 241 $76,505,000 $317,448

    During 2024, Lantzman Management's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 241 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 106 $27,930,000 $263,491 $0 10.77%
    $100k-200k 64 $9,570,000 $149,531 $0 10.97%
    $400k-600k 35 $17,065,000 $487,571 $0 10.61%
    $100,000 or less 15 $1,025,000 $68,333 $0 11.35%
    $600k-1MM 15 $10,715,000 $714,333 $0 10.63%
    $1MM+ 6 $10,200,000 $1,700,000 $0 10.82%

    2024 saw Lantzman Management place emphasis on $200k-400k loans with 106 originations, totaling $27,930,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 128 $41,300,000 $322,656 $0 10.63%
    Not provided 113 $35,205,000 $311,549 $0 11.05%

    Approval Rates

    Total approvals of all applications
    100.00%

    Lantzman Management has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 241 $76,505,000 $317,448

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    241 $76,505,000 $317,448

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 35 $6,935,000 $198,143 $0 11.18%
    40-60% 61 $22,605,000 $370,574 $0 10.72%
    60-80% 118 $40,750,000 $345,339 $0 10.66%
    80-100% 1 $225,000 $225,000 $0 10.50%
    Over 100% 2 $820,000 $410,000 $0 10.75%
    Under 20% 23 $5,065,000 $220,217 $0 11.48%