Lantzman Management Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AAWFEC6CRH6N89

Tax ID: 20-4074883

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Mortgage Data

Review & Overview

Lantzman Management is a smaller mortgage company specializing in NA and Cash Out Refi loans. Lantzman Management has a high proportion of conventional loans. Their top markets by origination volume include: Las Vegas, Los Angeles, San Diego, Riverside, and San Jose among others. We have data for 33 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lantzman Management has an above average approval rate when compared to the average across all lenders.

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Originations

220

Origination Dollar Volume (All Markets)

$75,610,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 88 $22,250,000 $252,841 $0 10.57%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 20 $11,640,000 $582,000 $0 10.71%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 13 $7,705,000 $592,692 $0 10.17%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 19 $6,725,000 $353,947 $0 10.49%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $4,150,000 $1,037,500 $0 10.81%
RENO, NV (FHA|USDA|VA) 9 $3,505,000 $389,444 $0 10.58%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 8 $3,310,000 $413,750 $0 10.75%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $2,270,000 $1,135,000 $0 10.50%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 7 $1,635,000 $233,571 $0 11.07%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,620,000 $405,000 $0 10.36%
FRESNO, CA (FHA|USDA|VA) 8 $1,580,000 $197,500 $0 10.44%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $1,560,000 $156,000 $0 10.35%
Hailey, ID (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 11.00%
MODESTO, CA (FHA|USDA|VA) 1 $805,000 $805,000 $0 11.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $610,000 $305,000 $0 11.50%
MERCED, CA (FHA|USDA|VA) 3 $535,000 $178,333 $0 10.58%
YUBA CITY, CA (FHA|USDA|VA) 1 $505,000 $505,000 $0 10.25%
Outside of Metro Areas 1 $465,000 $465,000 $0 10.00%
MADERA, CA (FHA|USDA|VA) 3 $445,000 $148,333 $0 10.83%
SALINAS, CA (FHA|USDA|VA) 1 $425,000 $425,000 $0 9.50%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $370,000 $185,000 $0 10.50%
Pahrump, NV (FHA|USDA|VA) 1 $295,000 $295,000 $0 11.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $255,000 $255,000 $0 10.75%
KNOXVILLE, TN (FHA|USDA|VA) 2 $240,000 $120,000 $0 12.00%
CARSON CITY, NV (FHA|USDA|VA) 1 $205,000 $205,000 $0 10.00%
VALLEJO, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 12.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 11.00%
Red Bluff, CA (FHA|USDA|VA) 1 $175,000 $175,000 $0 10.50%
REDDING, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 11.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $155,000 $155,000 $0 12.00%
CHICO, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.75%
Fernley, NV (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.99%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $0 12.00%
Lantzman Management's top markets include Las Vegas, Los Angeles, San Diego, Riverside, and San Jose among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 220 $75,610,000 $343,682 $0 10.61%

    For 2023, Lantzman Management's most frequently originated type of loan was Conventional, with 220 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    NA 126 $47,800,000 $379,365 $0 10.44%
    Cash Out Refi 91 $26,205,000 $287,967 $0 10.84%
    Refi 3 $1,605,000 $535,000 $0 10.66%

    For 2023, Lantzman Management's most frequently cited loan purpose was NA, with 126 originations. The 2nd most popular reason was Cash Out Refi, with 91 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 163 $58,045,000 $356,104 $0 10.67%
    1 Year 55 $17,425,000 $316,818 $0 10.39%
    3 Year 2 $140,000 $70,000 $0 11.50%

    For 2023, Lantzman Management's most frequently cited loan duration was Other, with 163 originations. The 2nd most popular length was 1 Year, with 55 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 220 $75,610,000 $343,682

    During 2023, Lantzman Management's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 220 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 82 $22,920,000 $279,512 $0 10.49%
    $100k-200k 68 $10,160,000 $149,412 $0 10.78%
    $400k-600k 33 $15,325,000 $464,394 $0 10.34%
    $600k-1MM 15 $10,865,000 $724,333 $0 10.63%
    $100,000 or less 13 $895,000 $68,846 $0 11.15%
    $1MM+ 9 $15,445,000 $1,716,111 $0 10.55%

    2023 saw Lantzman Management place emphasis on $200k-400k loans with 82 originations, totaling $22,920,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not provided 123 $42,415,000 $344,837 $0 10.73%
    Not applicable 97 $33,195,000 $342,216 $0 10.45%

    Approval Rates

    Total approvals of all applications
    100.00%

    Lantzman Management has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 220 $75,610,000 $343,682

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    220 $75,610,000 $343,682

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 27 $5,725,000 $212,037 $0 10.89%
    40-60% 52 $20,970,000 $403,269 $0 10.78%
    60-80% 118 $45,730,000 $387,542 $0 10.42%
    80-100% 3 $665,000 $221,667 $0 9.66%
    Under 20% 18 $2,280,000 $126,667 $0 11.07%