Longbridge Financial Mortgage Rates, Fees & Info

NEWARK, DE

LEI: 549300MHH03ICJYEPE85

Tax ID: 46-0530020

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Longbridge Financial is a small mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Phoenix, San Diego, San Francisco, and Denver among others. We have data for 387 markets. (Some data included below & more in-depth data is available with an active subscription.)

Longbridge Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

5,531

Origination Dollar Volume (All Markets)

$1,851,705,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	564	$324,850,000	$575,975	$0	5.57%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	299	$95,045,000	$317,876	$0	5.04%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	178	$94,620,000	$531,573	$0	5.42%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	115	$72,685,000	$632,043	$0	6.01%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	204	$71,350,000	$349,755	$0	4.74%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	203	$65,335,000	$321,847	$0	4.89%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	135	$53,655,000	$397,444	$0	4.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	150	$52,520,000	$350,133	$0	5.32%
BOISE CITY, ID (FHA\|USDA\|VA)	164	$45,000,000	$274,390	$0	4.50%
ST. GEORGE, UT (FHA\|USDA\|VA)	129	$41,695,000	$323,217	$0	4.24%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	119	$41,565,000	$349,286	$0	5.18%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	123	$38,575,000	$313,618	$0	4.65%
Outside of Metro Areas	169	$37,095,000	$219,497	$0	4.87%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	46	$35,390,000	$769,348	$0	6.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	111	$33,425,000	$301,126	$0	5.15%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	111	$30,815,000	$277,613	$0	4.59%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	86	$30,020,000	$349,070	$0	5.18%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	115	$26,345,000	$229,087	$0	4.81%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	90	$25,670,000	$285,222	$0	4.65%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	83	$19,665,000	$236,928	$0	4.80%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	41	$18,105,000	$441,585	$0	4.48%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	51	$17,545,000	$344,020	$0	5.16%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	67	$17,355,000	$259,030	$0	4.66%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	65	$16,375,000	$251,923	$0	5.04%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	44	$15,940,000	$362,273	$0	5.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	31	$14,965,000	$482,742	$0	5.16%
PROVO-OREM, UT (FHA\|USDA\|VA)	48	$13,970,000	$291,042	$0	4.67%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	34	$13,450,000	$395,588	$0	4.93%
RENO, NV (FHA\|USDA\|VA)	38	$13,240,000	$348,421	$0	4.80%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	61	$12,485,000	$204,672	$0	4.65%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	30	$12,380,000	$412,667	$0	4.94%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	31	$11,405,000	$367,903	$0	4.69%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	15	$11,355,000	$757,000	$0	6.00%
BOULDER, CO (FHA\|USDA\|VA)	25	$9,775,000	$391,000	$0	4.59%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	41	$9,715,000	$236,951	$0	4.95%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	27	$9,305,000	$344,630	$0	4.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	43	$8,975,000	$208,721	$0	5.03%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	32	$8,280,000	$258,750	$0	5.28%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	47	$7,775,000	$165,426	$0	4.91%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	33	$7,645,000	$231,667	$0	4.34%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	37	$7,505,000	$202,838	$0	4.94%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	40	$7,480,000	$187,000	$0	5.21%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	21	$7,175,000	$341,667	$0	5.31%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	26	$7,150,000	$275,000	$0	4.67%
BEND, OR (FHA\|USDA\|VA)	16	$6,670,000	$416,875	$0	5.05%
Outside of Metro Areas	20	$6,660,000	$333,000	$0	4.00%
Cedar City, UT (FHA\|USDA\|VA)	24	$6,360,000	$265,000	$0	4.82%
JACKSONVILLE, FL (FHA\|USDA\|VA)	24	$6,310,000	$262,917	$0	4.82%
STOCKTON, CA (FHA\|USDA\|VA)	22	$6,230,000	$283,182	$0	5.60%
TUCSON, AZ (FHA\|USDA\|VA)	31	$6,155,000	$198,548	$0	4.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	20	$6,150,000	$307,500	$0	4.37%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	14	$5,990,000	$427,857	$0	5.71%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	22	$5,460,000	$248,182	$0	4.92%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	15	$5,385,000	$359,000	$0	5.75%
FORT COLLINS, CO (FHA\|USDA\|VA)	16	$5,190,000	$324,375	$0	5.05%
SALINAS, CA (FHA\|USDA\|VA)	7	$5,145,000	$735,000	$0	5.70%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	18	$4,630,000	$257,222	$0	5.07%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	16	$4,450,000	$278,125	$0	4.85%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	12	$4,430,000	$369,167	$0	4.76%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	8	$4,180,000	$522,500	$0	5.33%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	14	$4,160,000	$297,143	$0	4.88%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	11	$4,045,000	$367,727	$0	4.73%
ASHEVILLE, NC (FHA\|USDA\|VA)	14	$4,030,000	$287,857	$0	4.97%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	19	$3,935,000	$207,105	$0	4.52%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	6	$3,880,000	$646,667	$0	7.26%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	8	$3,820,000	$477,500	$0	6.40%
LOGAN, UT-ID (FHA\|USDA\|VA)	14	$3,730,000	$266,429	$0	4.44%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	13	$3,625,000	$278,846	$0	5.16%
VALLEJO, CA (FHA\|USDA\|VA)	11	$3,555,000	$323,182	$0	5.17%
GREELEY, CO (FHA\|USDA\|VA)	10	$3,380,000	$338,000	$0	4.69%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	10	$3,380,000	$338,000	$0	4.82%
FRESNO, CA (FHA\|USDA\|VA)	14	$3,330,000	$237,857	$0	5.43%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	14	$3,330,000	$237,857	$0	4.47%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	18	$3,300,000	$183,333	$0	5.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	19	$3,265,000	$171,842	$0	4.55%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	7	$3,215,000	$459,286	$0	4.18%
RICHMOND, VA (FHA\|USDA\|VA)	20	$3,110,000	$155,500	$0	4.82%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	16	$3,110,000	$194,375	$0	5.37%
SALEM, OR (FHA\|USDA\|VA)	14	$3,070,000	$219,286	$0	4.42%
MODESTO, CA (FHA\|USDA\|VA)	11	$2,975,000	$270,455	$0	4.79%
Hailey, ID (FHA\|USDA\|VA)	5	$2,865,000	$573,000	$0	5.24%
OCEAN CITY, NJ (FHA\|USDA\|VA)	6	$2,820,000	$470,000	$0	6.79%
BAKERSFIELD, CA (FHA\|USDA\|VA)	15	$2,805,000	$187,000	$0	4.67%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	13	$2,685,000	$206,538	$0	4.42%
Heber, UT (FHA\|USDA\|VA)	4	$2,680,000	$670,000	$0	5.10%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	17	$2,585,000	$152,059	$0	4.97%
OCALA, FL (FHA\|USDA\|VA)	14	$2,420,000	$172,857	$0	4.76%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	13	$2,295,000	$176,538	$0	4.84%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	7	$2,205,000	$315,000	$0	5.57%
PITTSBURGH, PA (FHA\|USDA\|VA)	15	$2,155,000	$143,667	$0	5.81%
Edwards, CO (FHA\|USDA\|VA)	5	$2,105,000	$421,000	$0	6.39%
MERCED, CA (FHA\|USDA\|VA)	9	$2,025,000	$225,000	$0	5.56%
MEDFORD, OR (FHA\|USDA\|VA)	6	$1,920,000	$320,000	$0	5.06%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	7	$1,885,000	$269,286	$0	4.58%
LONGVIEW, WA (FHA\|USDA\|VA)	7	$1,825,000	$260,714	$0	5.13%
CARSON CITY, NV (FHA\|USDA\|VA)	7	$1,795,000	$256,429	$0	3.49%
SANTA FE, NM (FHA\|USDA\|VA)	5	$1,775,000	$355,000	$0	6.61%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	11	$1,775,000	$161,364	$0	5.17%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	9	$1,695,000	$188,333	$0	4.54%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	10	$1,680,000	$168,000	$0	3.95%
Key West, FL (FHA\|USDA\|VA)	2	$1,660,000	$830,000	$0	5.90%
Montrose, CO (FHA\|USDA\|VA)	6	$1,640,000	$273,333	$0	5.06%
NAPA, CA (FHA\|USDA\|VA)	3	$1,625,000	$541,667	$0	5.85%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	11	$1,615,000	$146,818	$0	5.34%
Astoria, OR (FHA\|USDA\|VA)	5	$1,615,000	$323,000	$0	5.09%
WORCESTER, MA-CT (FHA\|USDA\|VA)	8	$1,610,000	$201,250	$0	5.08%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	7	$1,605,000	$229,286	$0	4.48%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	5	$1,595,000	$319,000	$0	4.16%
GRANTS PASS, OR (FHA\|USDA\|VA)	7	$1,565,000	$223,571	$0	4.54%
VISALIA, CA (FHA\|USDA\|VA)	9	$1,555,000	$172,778	$0	5.78%
Shelton, WA (FHA\|USDA\|VA)	5	$1,545,000	$309,000	$0	6.44%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	6	$1,540,000	$256,667	$0	4.23%
Oak Harbor, WA (FHA\|USDA\|VA)	4	$1,540,000	$385,000	$0	4.65%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	6	$1,530,000	$255,000	$0	4.85%
PUNTA GORDA, FL (FHA\|USDA\|VA)	6	$1,520,000	$253,333	$0	4.87%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	4	$1,490,000	$372,500	$0	4.42%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	10	$1,480,000	$148,000	$0	5.69%
KNOXVILLE, TN (FHA\|USDA\|VA)	8	$1,460,000	$182,500	$0	4.49%
THE VILLAGES, FL (FHA\|USDA\|VA)	6	$1,450,000	$241,667	$0	4.39%
Ukiah, CA (FHA\|USDA\|VA)	5	$1,445,000	$289,000	$0	6.17%
REDDING, CA (FHA\|USDA\|VA)	5	$1,445,000	$289,000	$0	4.58%
BELLINGHAM, WA (FHA\|USDA\|VA)	3	$1,425,000	$475,000	$0	5.15%
WILMINGTON, NC (FHA\|USDA\|VA)	6	$1,420,000	$236,667	$0	4.40%
Fernley, NV (FHA\|USDA\|VA)	5	$1,315,000	$263,000	$0	2.79%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	9	$1,275,000	$141,667	$0	4.19%
CLEVELAND, TN (FHA\|USDA\|VA)	6	$1,270,000	$211,667	$0	4.59%
COLUMBUS, OH (FHA\|USDA\|VA)	6	$1,270,000	$211,667	$0	5.06%
Show Low, AZ (FHA\|USDA\|VA)	7	$1,265,000	$180,714	$0	4.40%
Port Angeles, WA (FHA\|USDA\|VA)	3	$1,225,000	$408,333	$0	3.76%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	7	$1,215,000	$173,571	$0	4.94%
Glenwood Springs, CO (FHA\|USDA\|VA)	3	$1,195,000	$398,333	$0	4.58%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	6	$1,140,000	$190,000	$0	5.29%
TULSA, OK (FHA\|USDA\|VA)	8	$1,110,000	$138,750	$0	4.72%
Ontario, OR-ID (FHA\|USDA\|VA)	7	$1,065,000	$152,143	$0	4.32%
YUBA CITY, CA (FHA\|USDA\|VA)	5	$1,055,000	$211,000	$0	6.00%
Bozeman, MT (FHA\|USDA\|VA)	3	$1,055,000	$351,667	$0	4.74%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	6	$1,050,000	$175,000	$0	5.08%
WENATCHEE, WA (FHA\|USDA\|VA)	3	$1,045,000	$348,333	$0	5.15%
WALLA WALLA, WA (FHA\|USDA\|VA)	3	$1,025,000	$341,667	$0	4.76%
CHICO, CA (FHA\|USDA\|VA)	4	$1,010,000	$252,500	$0	4.98%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	5	$935,000	$187,000	$0	4.11%
LANCASTER, PA (FHA\|USDA\|VA)	6	$930,000	$155,000	$0	5.52%
Pahrump, NV (FHA\|USDA\|VA)	5	$915,000	$183,000	$0	3.97%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	6	$910,000	$151,667	$0	5.67%
Greeneville, TN (FHA\|USDA\|VA)	5	$905,000	$181,000	$0	4.84%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	3	$875,000	$291,667	$0	4.62%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	5	$865,000	$173,000	$0	5.61%
SPARTANBURG, SC (FHA\|USDA\|VA)	7	$855,000	$122,143	$0	5.06%
SAVANNAH, GA (FHA\|USDA\|VA)	3	$855,000	$285,000	$0	4.19%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	6	$850,000	$141,667	$0	4.52%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	2	$840,000	$420,000	$0	7.29%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	5	$835,000	$167,000	$0	4.88%
CORVALLIS, OR (FHA\|USDA\|VA)	3	$835,000	$278,333	$0	6.35%
Sandpoint, ID (FHA\|USDA\|VA)	2	$830,000	$415,000	$0	5.32%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	3	$825,000	$275,000	$0	4.27%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	4	$820,000	$205,000	$0	4.71%
Kalispell, MT (FHA\|USDA\|VA)	2	$820,000	$410,000	$0	2.97%
GREEN BAY, WI (FHA\|USDA\|VA)	2	$800,000	$400,000	$0	4.72%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	3	$785,000	$261,667	$0	5.98%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	5	$765,000	$153,000	$0	4.69%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	6	$730,000	$121,667	$0	5.33%
Steamboat Springs, CO (FHA\|USDA\|VA)	2	$730,000	$365,000	$0	6.54%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	4	$730,000	$182,500	$0	4.64%
SPRINGFIELD, MA (FHA\|USDA\|VA)	5	$705,000	$141,000	$0	4.69%
COLUMBIA, SC (FHA\|USDA\|VA)	6	$690,000	$115,000	$0	5.35%
GAINESVILLE, FL (FHA\|USDA\|VA)	3	$685,000	$228,333	$0	5.57%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	2	$670,000	$335,000	$0	2.49%
MADERA, CA (FHA\|USDA\|VA)	3	$665,000	$221,667	$0	4.34%
ANN ARBOR, MI (FHA\|USDA\|VA)	3	$655,000	$218,333	$0	3.82%
YUMA, AZ (FHA\|USDA\|VA)	4	$640,000	$160,000	$0	5.15%
Roseburg, OR (FHA\|USDA\|VA)	3	$635,000	$211,667	$0	4.70%
Granbury, TX (FHA\|USDA\|VA)	2	$630,000	$315,000	$0	5.81%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	3	$605,000	$201,667	$0	4.92%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	3	$605,000	$201,667	$0	3.37%
Aberdeen, WA (FHA\|USDA\|VA)	3	$595,000	$198,333	$0	4.25%
SIOUX FALLS, SD (FHA\|USDA\|VA)	3	$595,000	$198,333	$0	5.80%
JOHNSON CITY, TN (FHA\|USDA\|VA)	4	$590,000	$147,500	$0	5.56%
Newport, OR (FHA\|USDA\|VA)	3	$585,000	$195,000	$0	5.15%
POCATELLO, ID (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	6.89%
Traverse City, MI (FHA\|USDA\|VA)	2	$550,000	$275,000	$0	5.92%
Rexburg, ID (FHA\|USDA\|VA)	3	$545,000	$181,667	$0	5.03%
Red Bluff, CA (FHA\|USDA\|VA)	2	$530,000	$265,000	$0	3.43%
Brookings, OR (FHA\|USDA\|VA)	2	$530,000	$265,000	$0	5.68%
Crescent City, CA (FHA\|USDA\|VA)	1	$515,000	$515,000	$0	3.29%
Brenham, TX (FHA\|USDA\|VA)	1	$515,000	$515,000	$0	6.41%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	4	$510,000	$127,500	$0	6.35%
The Dalles, OR (FHA\|USDA\|VA)	2	$510,000	$255,000	$0	3.61%
TYLER, TX (FHA\|USDA\|VA)	3	$505,000	$168,333	$0	4.45%
DULUTH, MN-WI (FHA\|USDA\|VA)	1	$505,000	$505,000	$0	3.28%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	3	$495,000	$165,000	$0	4.29%
Durango, CO (FHA\|USDA\|VA)	1	$495,000	$495,000	$0	2.37%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	3	$495,000	$165,000	$0	3.76%
WATERTOWN-FORT DRUM, NY (FHA\|USDA\|VA)	2	$490,000	$245,000	$0	7.08%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	2	$490,000	$245,000	$0	3.81%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	5	$485,000	$97,000	$0	5.00%
Eureka-Arcata, CA (FHA\|USDA\|VA)	1	$485,000	$485,000	$0	5.24%
Clearlake, CA (FHA\|USDA\|VA)	2	$480,000	$240,000	$0	5.93%
Sevierville, TN (FHA\|USDA\|VA)	1	$475,000	$475,000	$0	4.53%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	4.25%
Elko, NV (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	4.09%
Klamath Falls, OR (FHA\|USDA\|VA)	3	$445,000	$148,333	$0	3.10%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	4	$440,000	$110,000	$0	4.00%
DOVER, DE (FHA\|USDA\|VA)	2	$440,000	$220,000	$0	5.64%
ANCHORAGE, AK (FHA\|USDA\|VA)	2	$440,000	$220,000	$0	5.44%
SPRINGFIELD, MO (FHA\|USDA\|VA)	4	$440,000	$110,000	$0	5.68%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	1	$435,000	$435,000	$0	3.77%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	3	$435,000	$145,000	$0	6.33%
Greenwood, SC (FHA\|USDA\|VA)	1	$435,000	$435,000	$0	2.43%
IDAHO FALLS, ID (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	4.60%
CHARLESTON, WV (FHA\|USDA\|VA)	1	$415,000	$415,000	$0	4.53%
Moses Lake, WA (FHA\|USDA\|VA)	1	$415,000	$415,000	$0	5.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	5.15%
LOUISVILLE, KY (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	4.78%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	5.36%
HUNTSVILLE, AL (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	5.60%
Coos Bay, OR (FHA\|USDA\|VA)	1	$405,000	$405,000	$0	7.06%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	4.50%
DALTON, GA (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	4.44%
PUEBLO, CO (FHA\|USDA\|VA)	3	$395,000	$131,667	$0	5.14%
BRUNSWICK, GA (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	4.10%
BILLINGS, MT (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	5.52%
Payson, AZ (FHA\|USDA\|VA)	1	$385,000	$385,000	$0	2.58%
Sheridan, WY (FHA\|USDA\|VA)	1	$385,000	$385,000	$0	3.14%
Sonora, CA (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	5.18%
NILES, MI (FHA\|USDA\|VA)	3	$375,000	$125,000	$0	3.61%
Brainerd, MN (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	5.96%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	6.35%
PANAMA CITY, FL (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	5.31%
MONROE, LA (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	4.81%
LEBANON, PA (FHA\|USDA\|VA)	1	$365,000	$365,000	$0	4.26%
SPRINGFIELD, IL (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	6.74%
LAS CRUCES, NM (FHA\|USDA\|VA)	3	$355,000	$118,333	$0	4.73%
La Grande, OR (FHA\|USDA\|VA)	1	$355,000	$355,000	$0	6.50%
Ellensburg, WA (FHA\|USDA\|VA)	1	$355,000	$355,000	$0	5.48%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	3.09%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	4.89%
Dayton, TN (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	3.31%
FARMINGTON, NM (FHA\|USDA\|VA)	3	$345,000	$115,000	$0	4.91%
Blackfoot, ID (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	5.01%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	4.41%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	6.22%
SYRACUSE, NY (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	6.79%
GAINESVILLE, GA (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	5.36%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	6.18%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	6.08%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	5.83%
ROCKFORD, IL (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	5.05%
Jacksonville, TX (FHA\|USDA\|VA)	1	$305,000	$305,000	$0	2.96%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	4.21%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	5.87%
Athens, TX (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	6.38%
Albemarle, NC (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	6.81%
Cullman, AL (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	3.42%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	4.40%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	4.57%
YAKIMA, WA (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	3.76%
Hood River, OR (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	3.14%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	3.75%
Cookeville, TN (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	3.93%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	2.21%
Rockport, TX (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	5.62%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	6.93%
Bay City, TX (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	5.36%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	5.75%
SIOUX CITY, IA-NE-SD (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	3.82%
Prineville, OR (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	2.98%
Morehead City, NC (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	2.87%
Centralia, WA (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	3.69%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	5.92%
WACO, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	6.14%
EL PASO, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.81%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.36%
Mountain Home, ID (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	5.61%
Georgetown, SC (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.36%
LEWISTON, ID-WA (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	5.58%
Auburn, NY (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	5.87%
Berlin, NH (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	5.09%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	7.19%
Magnolia, AR (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	6.82%
Mount Pleasant, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	7.04%
Jefferson, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	6.13%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.47%
Fort Morgan, CO (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	2.54%
Alexander City, AL (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	7.03%
Laconia, NH (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	5.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	4.44%
Stevens Point, WI (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	2.66%
TWIN FALLS, ID (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	4.52%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	6.28%
ROCHESTER, NY (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	5.23%
RAPID CITY, SD (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	5.26%
Coldwater, MI (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	5.20%
Helena, MT (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	4.40%
TOPEKA, KS (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.04%
Mount Airy, NC (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.46%
MIDLAND, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.85%
Price, UT (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	5.14%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.77%
Athens, TN (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.16%
Glasgow, KY (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.82%
Pottsville, PA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.37%
Alamogordo, NM (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.38%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.33%
Gillette, WY (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.50%
MUSKEGON, MI (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.96%
Branson, MO (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.47%
APPLETON, WI (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.16%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.36%
Wooster, OH (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.95%
Russellville, AR (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.04%
Ponca City, OK (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.16%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.11%
GREAT FALLS, MT (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	6.41%
Nacogdoches, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.16%
EL CENTRO, CA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.59%
Waycross, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.38%
Cañon City, CO (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.53%
Connersville, IN (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	6.49%
Mount Vernon, OH (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.96%
Somerset, KY (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.94%
Jamestown, ND (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.79%
Augusta-Waterville, ME (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.03%
Summerville, GA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.47%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.14%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.10%
Ottumwa, IA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.48%
Wisconsin Rapids-Marshfield, WI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.64%
Easton, MD (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.90%
Alexandria, MN (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	5.36%
PITTSFIELD, MA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	5.07%
READING, PA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	5.66%
Holland, MI (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	3.55%
Opelousas, LA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.44%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.65%
SAN ANGELO, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	5.90%
Tifton, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	5.17%
Washington Court House, OH (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.00%
TUSCALOOSA, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.01%
TOLEDO, OH (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.62%
OWENSBORO, KY (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.11%
Enterprise, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.48%
Fergus Falls, MN (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	5.81%
DECATUR, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.91%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.16%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.88%
Nogales, AZ (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	5.85%
JACKSON, TN (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.08%
LUBBOCK, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.25%
AMES, IA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.37%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.27%
KANKAKEE, IL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.77%
BANGOR, ME (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.40%
Stillwater, OK (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.99%
LONGVIEW, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.23%
Butte-Silver Bow, MT (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.70%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.71%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.94%
Houghton, MI (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.08%
FLINT, MI (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.65%
Clewiston, FL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.35%
Crossville, TN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.16%
LAFAYETTE, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.15%
Wilson, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.85%
UTICA-ROME, NY (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.19%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.11%
Kinston, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.50%
Thomaston, GA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.76%
Picayune, MS (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.89%
Shawnee, OK (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.51%
WICHITA, KS (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.12%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	5.73%
Lebanon, NH-VT (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.89%
BAY CITY, MI (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	5.33%
MUNCIE, IN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.89%
Borger, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	5.14%
MANSFIELD, OH (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	3.29%
Marquette, MI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.12%
KOKOMO, IN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.88%
Marion, NC (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.46%
Marietta, OH (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.08%
SAGINAW, MI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.37%
Lebanon, MO (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.18%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.98%
Auburn, IN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.33%
Cambridge, OH (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	3.12%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	5.99%
Altus, OK (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	5.83%

Longbridge Financial's top markets include Los Angeles, Phoenix, San Diego, San Francisco, and Denver among others.

Their top states include:

California (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Utah (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Colorado (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	4,828	$1,388,440,000	$287,581	$0	4.70%
Reverse Mortgage	357	$243,325,000	$681,583	$0	8.07%
HELOC	201	$178,125,000	$886,194	n/a	7.57%
FHA	145	$41,815,000	$288,379	$0	4.34%

For 2022, Longbridge Financial's most frequently originated type of loan was FHA, with 4,828 originations. Their 2nd most popular type was Reverse Mortgage, with 357 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	3,976	$1,339,310,000	$336,849	$0	4.86%
Cash Out Refi	753	$292,965,000	$389,064	$0	5.33%
Other	495	$135,105,000	$272,939	$0	5.40%
Home Purchase	192	$45,890,000	$239,010	$0	5.57%
Home Improvement	115	$38,435,000	$334,217	$0	5.70%

For 2022, Longbridge Financial's most frequently cited loan purpose was Refi, with 3,976 originations. The 2nd most popular reason was Cash Out Refi, with 753 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	5,531	$1,851,705,000	$334,787	$0	5.02%

For 2022, Longbridge Financial's most frequently cited loan duration was Other, with 5,531 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	1,215	$387,905,000	$319,263
5-6%	1,088	$330,190,000	$303,483
4-5%	940	$268,100,000	$285,213
6-7%	846	$292,080,000	$345,248
7-8%	507	$187,515,000	$369,852
2.5-3%	456	$144,140,000	$316,096
<2.5%	238	$78,290,000	$328,950
Over 8%	238	$161,810,000	$679,874
%	3	$1,675,000	$558,333

During 2022, Longbridge Financial's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 3-4%, with 1,215 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	2,543	$731,225,000	$287,544	$0	4.80%
$100k-200k	1,292	$200,410,000	$155,116	$0	5.04%
$400k-600k	1,080	$519,970,000	$481,454	$0	4.72%
$600k-1MM	287	$211,165,000	$735,767	$0	6.67%
$100,000 or less	211	$16,335,000	$77,417	$0	5.29%
$1MM+	118	$172,600,000	$1,462,712	$0	7.63%

2022 saw Longbridge Financial place emphasis on $200k-400k loans with 2,543 originations, totaling $731,225,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	4,542	$1,415,670,000	$311,684	$0	4.96%
$50k-75k	720	$291,080,000	$404,278	$0	5.15%
$75k-100k	148	$72,270,000	$488,311	$0	5.54%
$100k-150k	92	$54,000,000	$586,957	$0	5.59%
$150k-250k	22	$12,410,000	$564,091	$0	5.31%
$250k+	7	$6,275,000	$896,429	$0	7.28%

Longbridge Financial lent most frequently to those with incomes in the $50k or less range, with 4,542 originations. The second most popular income band? $50k-75k, with 720 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	4,599	$1,555,865,000	$338,305	$0	5.01%
Not provided	502	$156,470,000	$311,693	$0	5.21%
Black	319	$96,875,000	$303,683	$0	4.81%
Asian	74	$30,400,000	$410,811	$0	5.26%
American Indian	29	$8,645,000	$298,103	$0	4.93%
Filipino	3	$885,000	$295,000	$0	5.88%
Native Hawaiian or Islander	2	$840,000	$420,000	$0	2.52%
Japanese	1	$605,000	$605,000	$0	6.29%
Chinese	1	$565,000	$565,000	$0	3.51%
Asian Indian	1	$555,000	$555,000	$0	3.68%

Approval Rates

Total approvals of all applications
95.02%

Longbridge Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
71.00%

Longbridge Financial has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	5,531	$1,851,705,000	$334,787

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	5,531	$1,851,705,000	$334,787

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	396	$140,080,000	$353,737	$0	6.40%
40-60%	4,470	$1,434,740,000	$320,971	$0	4.99%
60-80%	659	$274,155,000	$416,017	$0	4.33%
Under 20%	6	$2,730,000	$455,000	$0	4.98%