Longbridge Financial Mortgage Rates, Fees & Info

NEWARK, DE

LEI: 549300MHH03ICJYEPE85

Tax ID: 46-0530020

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Longbridge Financial is a small mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Diego, and Miami among others. We have data for 430 markets. (Some data included below & more in-depth data is available with an active subscription.)

Longbridge Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.72%	6/22/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Longbridge Financial Mortgage Calculator

Your Estimates

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This is not an official calculator from Longbridge Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

3,849

Origination Dollar Volume (All Markets)

$1,185,925,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	312	$194,260,000	$622,628	$0	7.91%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	188	$77,720,000	$413,404	$0	7.30%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	80	$49,420,000	$617,750	$0	8.41%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	94	$47,570,000	$506,064	$0	7.86%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	105	$41,965,000	$399,667	$0	7.90%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	100	$38,670,000	$386,700	$0	7.88%
Outside of Metro Areas	183	$33,905,000	$185,273	$0	7.11%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	30	$29,550,000	$985,000	$0	9.10%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	100	$29,100,000	$291,000	$0	7.05%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	118	$28,230,000	$239,237	$0	7.03%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	83	$24,325,000	$293,072	$0	6.84%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	91	$24,125,000	$265,110	$0	6.80%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	89	$23,735,000	$266,685	$0	7.22%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	68	$22,300,000	$327,941	$0	7.38%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	32	$14,550,000	$454,688	$0	7.53%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	50	$12,890,000	$257,800	$0	7.25%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	43	$12,735,000	$296,163	$0	7.34%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	54	$12,550,000	$232,407	$0	6.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	50	$12,190,000	$243,800	$0	7.08%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	37	$12,055,000	$325,811	$0	7.21%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	21	$11,335,000	$539,762	$0	8.09%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	63	$10,665,000	$169,286	$0	6.96%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	24	$9,770,000	$407,083	$0	7.69%
PROVO-OREM, UT (FHA\|USDA\|VA)	28	$9,390,000	$335,357	$0	6.93%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	36	$8,200,000	$227,778	$0	6.86%
ST. GEORGE, UT (FHA\|USDA\|VA)	28	$8,160,000	$291,429	$0	6.90%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	35	$7,585,000	$216,714	$0	7.09%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	24	$7,500,000	$312,500	$0	7.16%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	14	$7,070,000	$505,000	$0	8.53%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	39	$7,055,000	$180,897	$0	6.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	16	$6,640,000	$415,000	$0	7.23%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	37	$6,355,000	$171,757	$0	6.89%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	27	$6,265,000	$232,037	$0	6.90%
Outside of Metro Areas	12	$5,950,000	$495,833	$0	8.21%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	15	$5,865,000	$391,000	$0	7.35%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	11	$5,615,000	$510,455	$0	8.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	23	$5,495,000	$238,913	$0	6.96%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	6	$5,460,000	$910,000	$0	8.38%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	21	$5,385,000	$256,429	$0	7.38%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	26	$4,640,000	$178,462	$0	7.15%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	24	$4,580,000	$190,833	$0	6.89%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	17	$4,475,000	$263,235	$0	6.84%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	11	$4,415,000	$401,364	$0	7.24%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	7	$4,325,000	$617,857	$0	8.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	18	$4,210,000	$233,889	$0	7.35%
SALINAS, CA (FHA\|USDA\|VA)	9	$4,175,000	$463,889	$0	9.38%
BEND, OR (FHA\|USDA\|VA)	14	$4,150,000	$296,429	$0	7.22%
RENO, NV (FHA\|USDA\|VA)	12	$4,140,000	$345,000	$0	7.08%
Heber, UT (FHA\|USDA\|VA)	6	$4,130,000	$688,333	$0	8.53%
BOISE CITY, ID (FHA\|USDA\|VA)	14	$3,970,000	$283,571	$0	6.82%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	20	$3,930,000	$196,500	$0	6.83%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	16	$3,900,000	$243,750	$0	7.10%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	21	$3,835,000	$182,619	$0	6.97%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	24	$3,800,000	$158,333	$0	6.79%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	19	$3,705,000	$195,000	$0	7.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	18	$3,660,000	$203,333	$0	7.14%
TUCSON, AZ (FHA\|USDA\|VA)	22	$3,660,000	$166,364	$0	7.00%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	13	$3,525,000	$271,154	$0	7.39%
RICHMOND, VA (FHA\|USDA\|VA)	19	$3,515,000	$185,000	$0	6.86%
BOULDER, CO (FHA\|USDA\|VA)	6	$3,480,000	$580,000	$0	7.21%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	3	$3,455,000	$1,151,667	$0	7.49%
Traverse City, MI (FHA\|USDA\|VA)	7	$3,335,000	$476,429	$0	7.81%
JACKSONVILLE, FL (FHA\|USDA\|VA)	14	$3,270,000	$233,571	$0	7.22%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	11	$3,235,000	$294,091	$0	6.98%
WORCESTER, MA-CT (FHA\|USDA\|VA)	12	$3,150,000	$262,500	$0	7.26%
Vineyard Haven, MA (FHA\|USDA\|VA)	5	$2,985,000	$597,000	$0	8.64%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	15	$2,845,000	$189,667	$0	7.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	15	$2,705,000	$180,333	$0	7.42%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	13	$2,695,000	$207,308	$0	6.84%
STOCKTON, CA (FHA\|USDA\|VA)	8	$2,630,000	$328,750	$0	7.02%
THE VILLAGES, FL (FHA\|USDA\|VA)	15	$2,555,000	$170,333	$0	6.97%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	9	$2,535,000	$281,667	$0	7.06%
NAPA, CA (FHA\|USDA\|VA)	4	$2,500,000	$625,000	$0	7.79%
KNOXVILLE, TN (FHA\|USDA\|VA)	15	$2,485,000	$165,667	$0	7.05%
FORT COLLINS, CO (FHA\|USDA\|VA)	8	$2,390,000	$298,750	$0	6.97%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	9	$2,385,000	$265,000	$0	7.41%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	10	$2,380,000	$238,000	$0	7.11%
Hilo, HI (FHA\|USDA\|VA)	6	$2,380,000	$396,667	$0	8.16%
Oak Harbor, WA (FHA\|USDA\|VA)	6	$2,350,000	$391,667	$0	7.51%
SANTA FE, NM (FHA\|USDA\|VA)	8	$2,290,000	$286,250	$0	7.31%
Shelton, WA (FHA\|USDA\|VA)	9	$2,265,000	$251,667	$0	7.05%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	14	$2,230,000	$159,286	$0	7.20%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	5	$2,215,000	$443,000	$0	6.83%
Steamboat Springs, CO (FHA\|USDA\|VA)	1	$2,045,000	$2,045,000	$0	10.25%
Kapaa, HI (FHA\|USDA\|VA)	3	$1,995,000	$665,000	$0	7.41%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	5	$1,945,000	$389,000	$0	7.58%
BAKERSFIELD, CA (FHA\|USDA\|VA)	10	$1,940,000	$194,000	$0	7.19%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	5	$1,935,000	$387,000	$0	8.07%
COLUMBIA, SC (FHA\|USDA\|VA)	6	$1,910,000	$318,333	$0	7.62%
SPRINGFIELD, MA (FHA\|USDA\|VA)	11	$1,905,000	$173,182	$0	7.54%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	10	$1,890,000	$189,000	$0	6.76%
Montrose, CO (FHA\|USDA\|VA)	6	$1,850,000	$308,333	$0	7.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	6	$1,830,000	$305,000	$0	6.97%
Durango, CO (FHA\|USDA\|VA)	4	$1,810,000	$452,500	$0	8.35%
Key West, FL (FHA\|USDA\|VA)	4	$1,800,000	$450,000	$0	7.07%
GREELEY, CO (FHA\|USDA\|VA)	8	$1,780,000	$222,500	$0	7.39%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	10	$1,780,000	$178,000	$0	6.85%
COLUMBUS, OH (FHA\|USDA\|VA)	10	$1,750,000	$175,000	$0	6.73%
BELLINGHAM, WA (FHA\|USDA\|VA)	2	$1,730,000	$865,000	$0	8.25%
FRESNO, CA (FHA\|USDA\|VA)	9	$1,705,000	$189,444	$0	7.22%
YUBA CITY, CA (FHA\|USDA\|VA)	7	$1,695,000	$242,143	$0	7.23%
SALEM, OR (FHA\|USDA\|VA)	6	$1,680,000	$280,000	$0	6.84%
VALLEJO, CA (FHA\|USDA\|VA)	7	$1,665,000	$237,857	$0	6.92%
OCALA, FL (FHA\|USDA\|VA)	13	$1,635,000	$125,769	$0	6.91%
Hailey, ID (FHA\|USDA\|VA)	4	$1,620,000	$405,000	$0	8.28%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	11	$1,615,000	$146,818	$0	6.53%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	11	$1,605,000	$145,909	$0	6.76%
MODESTO, CA (FHA\|USDA\|VA)	7	$1,595,000	$227,857	$0	6.93%
VISALIA, CA (FHA\|USDA\|VA)	11	$1,595,000	$145,000	$0	7.03%
LOUISVILLE, KY (FHA\|USDA\|VA)	12	$1,580,000	$131,667	$0	7.11%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	5	$1,495,000	$299,000	$0	7.07%
SALISBURY, MD-DE (FHA\|USDA\|VA)	7	$1,485,000	$212,143	$0	7.21%
ASHEVILLE, NC (FHA\|USDA\|VA)	7	$1,485,000	$212,143	$0	6.69%
PITTSBURGH, PA (FHA\|USDA\|VA)	10	$1,450,000	$145,000	$0	6.76%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	6	$1,430,000	$238,333	$0	6.93%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	13	$1,425,000	$109,615	$0	6.86%
PUNTA GORDA, FL (FHA\|USDA\|VA)	7	$1,305,000	$186,429	$0	6.81%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	6	$1,290,000	$215,000	$0	7.04%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	6	$1,230,000	$205,000	$0	6.55%
SPRINGFIELD, MO (FHA\|USDA\|VA)	6	$1,170,000	$195,000	$0	7.34%
Payson, AZ (FHA\|USDA\|VA)	5	$1,165,000	$233,000	$0	7.53%
PITTSFIELD, MA (FHA\|USDA\|VA)	5	$1,165,000	$233,000	$0	7.02%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	7	$1,105,000	$157,857	$0	6.75%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	7	$1,075,000	$153,571	$0	7.01%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	6	$1,070,000	$178,333	$0	7.00%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	4	$1,070,000	$267,500	$0	6.82%
ROCHESTER, NY (FHA\|USDA\|VA)	8	$1,040,000	$130,000	$0	7.09%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	8	$1,030,000	$128,750	$0	6.51%
BILLINGS, MT (FHA\|USDA\|VA)	6	$1,010,000	$168,333	$0	6.98%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	3	$1,005,000	$335,000	$0	6.79%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	8	$1,000,000	$125,000	$0	7.05%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	7	$985,000	$140,714	$0	7.08%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	8	$960,000	$120,000	$0	7.01%
GRANTS PASS, OR (FHA\|USDA\|VA)	5	$955,000	$191,000	$0	6.86%
Newport, OR (FHA\|USDA\|VA)	3	$935,000	$311,667	$0	7.05%
Concord, NH (FHA\|USDA\|VA)	2	$930,000	$465,000	$0	8.25%
OCEAN CITY, NJ (FHA\|USDA\|VA)	3	$915,000	$305,000	$0	7.90%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	8	$900,000	$112,500	$0	6.93%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	7	$895,000	$127,857	$0	6.84%
Kalispell, MT (FHA\|USDA\|VA)	1	$875,000	$875,000	$0	10.82%
Kerrville, TX (FHA\|USDA\|VA)	3	$875,000	$291,667	$0	7.96%
Cedar City, UT (FHA\|USDA\|VA)	5	$865,000	$173,000	$0	6.71%
Hudson, NY (FHA\|USDA\|VA)	2	$860,000	$430,000	$0	6.75%
MISSOULA, MT (FHA\|USDA\|VA)	3	$845,000	$281,667	$0	6.70%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	6	$840,000	$140,000	$0	6.69%
CHICO, CA (FHA\|USDA\|VA)	5	$825,000	$165,000	$0	7.21%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	5	$825,000	$165,000	$0	7.46%
MERCED, CA (FHA\|USDA\|VA)	5	$815,000	$163,000	$0	6.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	6	$800,000	$133,333	$0	6.90%
LANCASTER, PA (FHA\|USDA\|VA)	5	$775,000	$155,000	$0	7.04%
CARSON CITY, NV (FHA\|USDA\|VA)	4	$750,000	$187,500	$0	6.84%
SPARTANBURG, SC (FHA\|USDA\|VA)	4	$740,000	$185,000	$0	7.04%
Kill Devil Hills, NC (FHA\|USDA\|VA)	2	$720,000	$360,000	$0	7.43%
JACKSONVILLE, NC (FHA\|USDA\|VA)	3	$695,000	$231,667	$0	7.16%
Sevierville, TN (FHA\|USDA\|VA)	5	$695,000	$139,000	$0	6.72%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	4	$690,000	$172,500	$0	6.92%
PUEBLO, CO (FHA\|USDA\|VA)	5	$685,000	$137,000	$0	6.96%
Cañon City, CO (FHA\|USDA\|VA)	2	$680,000	$340,000	$0	6.91%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	5	$665,000	$133,000	$0	6.91%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	5	$665,000	$133,000	$0	6.87%
HUNTSVILLE, AL (FHA\|USDA\|VA)	5	$665,000	$133,000	$0	7.08%
Laconia, NH (FHA\|USDA\|VA)	2	$640,000	$320,000	$0	9.71%
SAVANNAH, GA (FHA\|USDA\|VA)	3	$635,000	$211,667	$0	7.26%
REDDING, CA (FHA\|USDA\|VA)	3	$635,000	$211,667	$0	6.86%
NILES, MI (FHA\|USDA\|VA)	1	$635,000	$635,000	$0	7.34%
Glenwood Springs, CO (FHA\|USDA\|VA)	2	$630,000	$315,000	$0	6.97%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	5	$625,000	$125,000	$0	6.88%
BURLINGTON, NC (FHA\|USDA\|VA)	4	$620,000	$155,000	$0	7.35%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	6	$610,000	$101,667	$0	6.87%
WENATCHEE, WA (FHA\|USDA\|VA)	3	$605,000	$201,667	$0	6.77%
Pahrump, NV (FHA\|USDA\|VA)	4	$600,000	$150,000	$0	6.47%
Aberdeen, WA (FHA\|USDA\|VA)	3	$595,000	$198,333	$0	7.10%
Blackfoot, ID (FHA\|USDA\|VA)	3	$585,000	$195,000	$0	7.09%
Coos Bay, OR (FHA\|USDA\|VA)	3	$585,000	$195,000	$0	7.35%
KINGSTON, NY (FHA\|USDA\|VA)	3	$575,000	$191,667	$0	6.99%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	3	$575,000	$191,667	$0	6.91%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	5	$555,000	$111,000	$0	6.94%
YUMA, AZ (FHA\|USDA\|VA)	5	$555,000	$111,000	$0	7.05%
Riverton, WY (FHA\|USDA\|VA)	2	$550,000	$275,000	$0	6.22%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	4	$540,000	$135,000	$0	6.80%
Moses Lake, WA (FHA\|USDA\|VA)	3	$535,000	$178,333	$0	6.37%
NEW BERN, NC (FHA\|USDA\|VA)	4	$520,000	$130,000	$0	7.09%
ANCHORAGE, AK (FHA\|USDA\|VA)	3	$515,000	$171,667	$0	6.90%
Ukiah, CA (FHA\|USDA\|VA)	2	$500,000	$250,000	$0	7.21%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	2	$490,000	$245,000	$0	7.03%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	4	$470,000	$117,500	$0	6.41%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	6.95%
Lewisburg, TN (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	6.76%
Roseburg, OR (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	7.10%
Show Low, AZ (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	7.12%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	7.34%
Ontario, OR-ID (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	7.37%
PANAMA CITY, FL (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	6.78%
MADISON, WI (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	6.87%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	2	$450,000	$225,000	$0	6.85%
MEDFORD, OR (FHA\|USDA\|VA)	2	$450,000	$225,000	$0	6.47%
Burley, ID (FHA\|USDA\|VA)	3	$445,000	$148,333	$0	7.11%
Sandpoint, ID (FHA\|USDA\|VA)	1	$435,000	$435,000	$0	6.95%
YAKIMA, WA (FHA\|USDA\|VA)	1	$435,000	$435,000	$0	7.67%
Lebanon, NH-VT (FHA\|USDA\|VA)	3	$425,000	$141,667	$0	7.10%
SYRACUSE, NY (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	7.74%
Sonora, CA (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	6.86%
EL PASO, TX (FHA\|USDA\|VA)	4	$420,000	$105,000	$0	6.75%
Brookings, OR (FHA\|USDA\|VA)	1	$415,000	$415,000	$0	7.18%
GAINESVILLE, FL (FHA\|USDA\|VA)	4	$410,000	$102,500	$0	7.11%
LEBANON, PA (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	7.26%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	6.64%
Crossville, TN (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	6.47%
TALLAHASSEE, FL (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	6.52%
ANN ARBOR, MI (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	6.63%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	3	$395,000	$131,667	$0	6.59%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	6.52%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	4	$370,000	$92,500	$0	7.43%
AMARILLO, TX (FHA\|USDA\|VA)	3	$365,000	$121,667	$0	7.26%
Prineville, OR (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	6.64%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	6.72%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	1	$355,000	$355,000	$0	7.69%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	3	$355,000	$118,333	$0	7.03%
GAINESVILLE, GA (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	6.20%
HOT SPRINGS, AR (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	6.60%
Cornelia, GA (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	6.71%
Rutland, VT (FHA\|USDA\|VA)	3	$335,000	$111,667	$0	7.49%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	3	$335,000	$111,667	$0	7.12%
TWIN FALLS, ID (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	7.32%
BATON ROUGE, LA (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	6.43%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	7.09%
JACKSON, TN (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	7.14%
VALDOSTA, GA (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	7.11%
Centralia, WA (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	7.70%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	6.27%
WARNER ROBINS, GA (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	6.62%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	6.52%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	6.65%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	1	$305,000	$305,000	$0	5.78%
Greeneville, TN (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	6.96%
Marquette, MI (FHA\|USDA\|VA)	1	$305,000	$305,000	$0	6.88%
Batavia, NY (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	6.95%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	6.98%
GADSDEN, AL (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	6.55%
LONGVIEW, TX (FHA\|USDA\|VA)	3	$295,000	$98,333	$0	6.92%
Ardmore, OK (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	7.13%
LA CROSSE-ONALASKA, WI-MN (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	6.38%
TOPEKA, KS (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	6.89%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	7.26%
GREAT FALLS, MT (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	7.14%
ROCHESTER, MN (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	6.89%
Elizabeth City, NC (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	7.09%
EL CENTRO, CA (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	7.03%
WILMINGTON, NC (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	9.99%
Spirit Lake, IA (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	6.64%
TUSCALOOSA, AL (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	7.39%
Clearlake, CA (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	6.28%
Easton, MD (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	6.63%
Vernal, UT (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	6.91%
YORK-HANOVER, PA (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	7.04%
Baraboo, WI (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	6.16%
The Dalles, OR (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	7.30%
TYLER, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	7.18%
Jefferson, GA (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	6.94%
DALTON, GA (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	6.69%
Edwards, CO (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	9.99%
Fort Payne, AL (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	7.30%
ALEXANDRIA, LA (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	6.97%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	7.07%
TULSA, OK (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	6.86%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	7.25%
McMinnville, TN (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	7.12%
Shelbyville, TN (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	7.33%
WACO, TX (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	7.09%
CORVALLIS, OR (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	7.70%
Athens, TN (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	6.25%
Granbury, TX (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	7.17%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	6.38%
Bozeman, MT (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	6.91%
Bucyrus-Galion, OH (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	7.41%
Cookeville, TN (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	7.28%
Statesboro, GA (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	6.91%
Ellensburg, WA (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	6.71%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	6.63%
Lufkin, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	7.04%
Fernley, NV (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	7.60%
Warsaw, IN (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	6.38%
ITHACA, NY (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	6.97%
FARMINGTON, NM (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	6.97%
MORRISTOWN, TN (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	7.45%
MADERA, CA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	6.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	6.64%
Ludington, MI (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	6.65%
JOHNSON CITY, TN (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	7.67%
Los Alamos, NM (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	7.67%
GRAND FORKS, ND-MN (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	6.65%
LAS CRUCES, NM (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	6.10%
Summerville, GA (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	6.63%
Augusta-Waterville, ME (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	7.17%
TOLEDO, OH (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	6.77%
Sandusky, OH (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	6.31%
West Plains, MO (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	7.12%
Henderson, NC (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	7.40%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	6.61%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	6.53%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	6.85%
SUMTER, SC (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	6.88%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.81%
Cambridge, OH (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.13%
Alice, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.12%
CEDAR RAPIDS, IA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.50%
Wilson, NC (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.06%
Price, UT (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.41%
Clinton, IA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.14%
MONROE, LA (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	7.02%
Marion, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.38%
Newport, TN (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.08%
Aberdeen, SD (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.41%
MOBILE, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.37%
AMES, IA (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	7.05%
Adrian, MI (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	6.38%
LYNCHBURG, VA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	6.50%
COLUMBIA, MO (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	6.04%
MONROE, MI (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.24%
MIDLAND, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.43%
Cadillac, MI (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.29%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.29%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.38%
Jamestown-Dunkirk-Fredonia, NY (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.50%
Portsmouth, OH (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.42%
Enterprise, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.82%
Richmond, IN (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.81%
Rockport, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.66%
STATE COLLEGE, PA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.01%
El Campo, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.07%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.29%
BANGOR, ME (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.18%
DULUTH, MN-WI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.08%
ROANOKE, VA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.01%
La Grande, OR (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.54%
Mayfield, KY (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.69%
Brainerd, MN (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.24%
Marion, OH (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.42%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.50%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.09%
Gainesville, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.50%
Clewiston, FL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.57%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.21%
Morehead City, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.82%
Palatka, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	7.42%
LAFAYETTE, LA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.52%
JACKSON, MI (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.63%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	8.00%
DOTHAN, AL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.50%
DOVER, DE (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	7.50%
Norfolk, NE (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	7.58%
Great Bend, KS (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	7.19%
Bemidji, MN (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.63%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.38%
BATTLE CREEK, MI (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	7.38%
AKRON, OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.87%
Huntsville, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.77%
MORGANTOWN, WV (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.63%
Newberry, SC (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.73%
Uvalde, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.72%
Eagle Pass, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.88%
Auburn, NY (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	5.83%
Winnemucca, NV (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.38%
Liberal, KS (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.46%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.21%
North Wilkesboro, NC (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.61%
Picayune, MS (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.63%
READING, PA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.85%
ROCKFORD, IL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.50%
BINGHAMTON, NY (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.25%
APPLETON, WI (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.50%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.43%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	5.98%
Alexandria, MN (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.50%
WATERTOWN-FORT DRUM, NY (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.50%
Albertville, AL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.76%
FORT WAYNE, IN (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.21%
Zanesville, OH (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.24%
Central City, KY (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.50%
ERIE, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.50%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.87%
ROME, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.75%
Frankfort, KY (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.52%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.50%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.33%
Big Stone Gap, VA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.50%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.41%
Searcy, AR (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.17%
Ottawa, IL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.52%
Arcadia, FL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.06%
Alexander City, AL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.55%
Lumberton, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.19%
SAN ANGELO, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.50%
Salina, KS (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.50%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.50%
Wauchula, FL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.25%
Ashtabula, OH (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.21%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.38%
BECKLEY, WV (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	5.87%
Mount Pleasant, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.46%
TERRE HAUTE, IN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.50%
BAY CITY, MI (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.36%
Middlesborough, KY (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.57%
ENID, OK (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.50%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.50%
Marion, IN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.01%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.75%
KOKOMO, IN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.37%
OWENSBORO, KY (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.72%
LaGrange, GA-AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.47%
LAKE CHARLES, LA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.50%
Fergus Falls, MN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.63%
EAU CLAIRE, WI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.37%
Atmore, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.30%
WICHITA FALLS, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.41%
Bartlesville, OK (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.57%
MUSKEGON, MI (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.33%
Emporia, KS (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.45%
Hereford, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.96%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.21%
Angola, IN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.73%
Lewistown, PA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.63%
PINE BLUFF, AR (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.50%
Pottsville, PA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.80%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.98%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.95%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.10%
Galesburg, IL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.45%
Camden, AR (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	6.80%

Longbridge Financial's top markets include Los Angeles, New York, San Francisco, San Diego, and Miami among others.

Their top states include:

California (FHA|USDA|VA)

Florida (FHA|USDA|VA)

New York (FHA|USDA|VA)

Massachusetts (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	3,461	$847,985,000	$245,012	$0	6.93%
HELOC	199	$170,635,000	$857,462	n/a	11.20%
Reverse Mortgage	184	$166,200,000	$903,261	$0	9.67%
FHA	5	$1,105,000	$221,000	$0	7.61%

For 2024, Longbridge Financial's most frequently originated type of loan was FHA, with 3,461 originations. Their 2nd most popular type was HELOC, with 199 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	2,642	$859,800,000	$325,435	$0	7.28%
Other	618	$162,720,000	$263,301	$0	7.27%
Home Purchase	224	$48,310,000	$215,670	$0	7.06%
Cash Out Refi	190	$65,750,000	$346,053	$0	7.61%
Home Improvement	175	$49,345,000	$281,971	$0	7.28%

For 2024, Longbridge Financial's most frequently cited loan purpose was Refi, with 2,642 originations. The 2nd most popular reason was Other, with 618 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	3,849	$1,185,925,000	$308,112	$0	7.28%

For 2024, Longbridge Financial's most frequently cited loan duration was Other, with 3,849 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
7-8%	1,652	$397,930,000	$240,878
6-7%	1,635	$400,655,000	$245,049
Over 8%	393	$338,335,000	$860,903
5-6%	166	$48,420,000	$291,687
%	3	$585,000	$195,000

During 2024, Longbridge Financial's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 7-8%, with 1,652 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,380	$388,370,000	$281,428	$0	7.08%
$100k-200k	1,288	$192,630,000	$149,557	$0	7.02%
$400k-600k	498	$240,360,000	$482,651	$0	7.34%
$100,000 or less	373	$28,875,000	$77,413	$0	7.00%
$600k-1MM	203	$151,305,000	$745,345	$0	9.05%
$1MM+	107	$184,385,000	$1,723,224	$0	10.45%

2024 saw Longbridge Financial place emphasis on $200k-400k loans with 1,380 originations, totaling $388,370,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	3,000	$860,510,000	$286,837	$0	7.25%
$50k-75k	623	$219,255,000	$351,934	$0	7.32%
$75k-100k	146	$66,380,000	$454,658	$0	7.63%
$100k-150k	40	$14,680,000	$367,000	$0	7.32%
$150k-250k	29	$13,595,000	$468,793	$0	7.94%
$250k+	7	$10,915,000	$1,559,286	$0	9.55%

Longbridge Financial lent most frequently to those with incomes in the $50k or less range, with 3,000 originations. The second most popular income band? $50k-75k, with 623 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	2,971	$919,465,000	$309,480	$0	7.27%
Not provided	412	$139,520,000	$338,641	$0	7.51%
Black	243	$56,765,000	$233,601	$0	7.02%
Not applicable	139	$36,755,000	$264,424	$0	7.09%
Asian	51	$20,175,000	$395,588	$0	7.71%
Vietnamese	1	$3,725,000	$3,725,000	$0	8.99%
American Indian	14	$3,130,000	$223,571	$0	6.89%
Native Hawaiian or Islander	7	$2,075,000	$296,429	$0	7.40%
Asian Indian	3	$1,875,000	$625,000	$0	7.95%
Filipino	3	$925,000	$308,333	$0	6.66%
Chinese	2	$790,000	$395,000	$0	6.40%
Other Asian	3	$725,000	$241,667	$0	8.24%

Approval Rates

Total approvals of all applications
91.28%

Longbridge Financial has an average approval rate.

Pick Rate

Approvals leading to origination
79.45%

Longbridge Financial has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	3,849	$1,185,925,000	$308,112

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	3,849	$1,185,925,000	$308,112

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	1,405	$381,395,000	$271,456	$0	7.41%
40-60%	2,280	$733,660,000	$321,781	$0	7.21%
60-80%	153	$63,775,000	$416,830	$0	7.14%
Under 20%	11	$7,095,000	$645,000	$0	7.25%