Cornhusker Bank Mortgage Rates, Fees & Info

Lincoln, NE

LEI: 254900EQ47K76CF2A976

Tax ID: 47-0157560

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Cornhusker Bank is a smaller bank specializing in Refi and Home Purchase loans. Cornhusker Bank has a high proportion of conventional loans. Their top markets by origination volume include: Lincoln, Omaha, Beatrice, Des Moines, and Phoenix among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cornhusker Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cornhusker Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.72% 12/16/24
    30 Year Conventional Refi 6.58% 12/16/24
    30 Year Cash-out Refi 6.56% 12/16/24
    30 Year VA Purchase 6.27% 12/16/24
    15 Year Conventional Purchase 6.20% 12/16/24
    15 Year Conventional Refi 6.12% 12/16/24
    15 Year Cash-out Refi 6.12% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Cornhusker Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Cornhusker Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    980

    Origination Dollar Volume (All Markets)

    $286,940,000

    Employee count

    142

    Awards

    CORNHUSKER BANK 30 Year Conventional Loans gold CORNHUSKER BANK 30 Year Conventional Loans gold CORNHUSKER BANK 30 Year Conventional Loans gold
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LINCOLN, NE (FHA|USDA|VA) 781 $216,065,000 $276,652 $1,383 3.28%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 136 $44,430,000 $326,691 $1,435 3.58%
    Outside of Metro Areas 27 $6,795,000 $251,667 $1,430 3.21%
    Beatrice, NE (FHA|USDA|VA) 6 $2,920,000 $486,667 $1,156 3.58%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $2,595,000 $865,000 $0 3.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $2,450,000 $612,500 $2,805 3.11%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $2,045,000 $2,045,000 $0 3.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $1,260,000 $630,000 $1,133 3.00%
    Pella, IA (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $0 3.75%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,165,000 $388,333 $1,274 2.88%
    Kalispell, MT (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $0 3.75%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $1,020,000 $510,000 $867 3.38%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $795,000 $795,000 $0 3.88%
    GREELEY, CO (FHA|USDA|VA) 1 $545,000 $545,000 $2,813 2.88%
    Fremont, NE (FHA|USDA|VA) 3 $535,000 $178,333 $1,156 3.94%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $385,000 $385,000 $5,209 2.88%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $285,000 $285,000 $2,243 2.50%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $265,000 $265,000 $2,529 3.75%
    GRAND ISLAND, NE (FHA|USDA|VA) 1 $245,000 $245,000 $2,234 2.88%
    Hastings, NE (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.75%
    Columbus, NE (FHA|USDA|VA) 1 $185,000 $185,000 $1,952 2.75%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,409 2.50%
    Kearney, NE (FHA|USDA|VA) 1 $155,000 $155,000 $250 3.38%
    Cornhusker Bank's top markets include Lincoln, Omaha, Beatrice, Des Moines, and Phoenix among others.

    Their top states include:
  • Nebraska (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against CORNHUSKER BANK based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    KELLOGG MIDWEST FEDERAL CREDIT UNION
    Similarity Rank: 322
    U.S. HOME MORTGAGE, INC.
    Similarity Rank: 441
    MUTUAL FIRST
    Similarity Rank: 484
    Cobalt Credit Union
    Similarity Rank: 490
    Five Points Bank
    Similarity Rank: 572
    METRO CU
    Similarity Rank: 720
    Central National Bank
    Similarity Rank: 792
    Equitable Bank
    Similarity Rank: 900
    CENTRIS FEDERAL CREDIT UNION
    Similarity Rank: 1045
    CORNHUSKER BANK
    Similarity Rank: 1127

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 980 $286,940,000 $292,796 $1,402 3.32%

    For 2021, Cornhusker Bank's most frequently originated type of loan was Conventional, with 980 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 433 $146,525,000 $338,395 $987 3.26%
    Home Purchase 348 $96,790,000 $278,132 $1,919 3.52%
    Cash Out Refi 164 $40,260,000 $245,488 $1,645 2.91%
    Home Improvement 21 $1,025,000 $48,810 $439 4.05%
    Other 14 $2,340,000 $167,143 $999 4.03%

    For 2021, Cornhusker Bank's most frequently cited loan purpose was Refi, with 433 originations. The 2nd most popular reason was Home Purchase, with 348 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 433 $118,555,000 $273,799 $1,487 3.08%
    15 Year 189 $42,845,000 $226,693 $1,487 2.66%
    Other 149 $42,745,000 $286,879 $859 4.20%
    5 Year 97 $33,555,000 $345,928 $347 4.04%
    20 Year 57 $12,035,000 $211,140 $1,255 3.17%
    10 Year 31 $27,415,000 $884,355 $413 3.63%
    1 Year 21 $6,235,000 $296,905 $1,143 4.52%
    3 Year 3 $3,555,000 $1,185,000 $0 3.94%

    For 2021, Cornhusker Bank's most frequently cited loan duration was 30 Year, with 433 originations. The 2nd most popular length was 15 Year, with 189 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 673 $167,885,000 $249,458
    $1k-2k 12 $4,700,000 $391,667
    $2k-3k 2 $1,120,000 $560,000
    $3k-4k 1 $245,000 $245,000

    Cornhusker Bank's average total fees were $1,487, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 673 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 382 $116,310,000 $304,476
    3-4% 297 $110,025,000 $370,455
    4-5% 167 $24,225,000 $145,060
    <2.5% 109 $33,435,000 $306,743
    5-6% 25 $2,945,000 $117,800

    During 2021, Cornhusker Bank's average interest rate for loans was 3.08%, while their most frequently originated rate bucket for loans was 2.5-3%, with 382 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 339 $50,995,000 $150,428 $1,320 3.39%
    $200k-400k 328 $91,450,000 $278,811 $1,489 3.08%
    $100,000 or less 159 $10,505,000 $66,069 $736 3.92%
    $400k-600k 120 $58,670,000 $488,917 $1,807 2.92%
    $1MM+ 17 $62,415,000 $3,671,471 $0 3.68%
    $600k-1MM 17 $12,905,000 $759,118 $1,758 3.40%

    2021 saw Cornhusker Bank place emphasis on $100k-200k loans with 339 originations, totaling $50,995,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 187 $44,915,000 $240,187 $1,397 3.05%
    $75k-100k 135 $27,545,000 $204,037 $1,285 3.20%
    $50k-75k 132 $21,430,000 $162,348 $1,445 3.09%
    $150k-250k 128 $37,980,000 $296,719 $1,370 3.04%
    $250k+ 111 $42,885,000 $386,351 $1,591 2.96%
    $50k or less 59 $7,055,000 $119,576 $1,333 3.40%

    Cornhusker Bank lent most frequently to those with incomes in the $100k-150k range, with 187 originations. The second most popular income band? $75k-100k, with 135 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 213 $49,435,000 $232,089 $1,352 3.10%
    30-36% 143 $35,845,000 $250,664 $1,394 3.08%
    <20% 139 $35,885,000 $258,165 $1,300 2.92%
    37% 30 $6,330,000 $211,000 $1,423 3.10%
    40% 26 $7,010,000 $269,615 $1,553 3.12%
    36% 22 $4,340,000 $197,273 $1,562 3.08%
    41% 20 $4,620,000 $231,000 $1,569 3.05%
    38% 19 $4,185,000 $220,263 $1,318 3.34%
    42% 18 $4,090,000 $227,222 $1,504 3.11%
    39% 18 $4,950,000 $275,000 $1,373 2.99%
    46% 17 $3,805,000 $223,824 $1,658 2.98%
    43% 17 $4,395,000 $258,529 $1,848 3.00%
    50-60% 14 $4,330,000 $309,286 $1,276 3.48%
    44% 13 $3,295,000 $253,462 $1,404 3.06%
    48% 12 $3,430,000 $285,833 $1,694 3.15%
    45% 11 $2,085,000 $189,545 $1,078 3.18%
    47% 9 $2,465,000 $273,889 $1,914 2.81%
    49% 7 $1,725,000 $246,429 $1,806 3.18%
    >60% 5 $655,000 $131,000 $850 4.46%

    Cornhusker Bank lent most frequently to those with DTI ratios of 20-30%, with 213 originations. The next most common DTI ratio? 30-36%, with 143 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 650 $157,370,000 $242,108 $1,333 3.13%
    Not applicable 187 $88,615,000 $473,877 $0 4.12%
    Not provided 111 $34,545,000 $311,216 $1,862 3.04%
    Asian 22 $4,810,000 $218,636 $1,373 3.52%
    Asian Indian 3 $705,000 $235,000 $250 2.50%
    Black 4 $460,000 $115,000 $1,048 3.85%
    Chinese 1 $175,000 $175,000 $1,351 3.00%
    Other Asian 1 $155,000 $155,000 $1,385 2.88%
    American Indian 1 $105,000 $105,000 $1,271 2.63%

    Approval Rates

    Total approvals of all applications
    98.58%

    Cornhusker Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    88.16%

    Cornhusker Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 980 $286,940,000 $292,796

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    980 $286,940,000 $292,796

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 99 $17,095,000 $172,677 $1,095 3.46%
    40-60% 190 $46,340,000 $243,895 $1,363 3.09%
    60-80% 446 $156,150,000 $350,112 $1,430 3.31%
    80-100% 196 $63,820,000 $325,612 $1,829 3.34%
    Under 20% 49 $3,535,000 $72,143 $322 3.98%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CARRINGTON MORTGAGE SERVICES, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 11 3.2%
    CARRINGTON MORTGAGE SERVICES, LLC Conventional home mortgage Closing on a mortgage 9 2.6%
    CARRINGTON MORTGAGE SERVICES, LLC Conventional home mortgage Incorrect information on your report 2 0.6%
    CARRINGTON MORTGAGE SERVICES, LLC Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 2 0.6%
    CARRINGTON MORTGAGE SERVICES, LLC Conventional home mortgage Struggling to pay mortgage 53 15.4%
    CARRINGTON MORTGAGE SERVICES, LLC Conventional home mortgage Trouble during payment process 54 15.7%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 18 5.2%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Closing on a mortgage 8 2.3%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Credit monitoring or identity theft protection services 2 0.6%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Incorrect information on your report 9 2.6%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Problem with a credit reporting company's investigation into an existing problem 3 0.9%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Struggling to pay mortgage 37 10.8%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Trouble during payment process 72 20.9%
    CARRINGTON MORTGAGE SERVICES, LLC FHA mortgage Unable to get your credit report or credit score 1 0.3%
    CARRINGTON MORTGAGE SERVICES, LLC Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 0.3%
    CARRINGTON MORTGAGE SERVICES, LLC Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 0.3%
    CARRINGTON MORTGAGE SERVICES, LLC Home equity loan or line of credit (HELOC) Trouble during payment process 3 0.9%
    CARRINGTON MORTGAGE SERVICES, LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 0.6%
    CARRINGTON MORTGAGE SERVICES, LLC Other type of mortgage Closing on a mortgage 2 0.6%
    CARRINGTON MORTGAGE SERVICES, LLC Other type of mortgage Struggling to pay mortgage 7 2.0%
    CARRINGTON MORTGAGE SERVICES, LLC Other type of mortgage Trouble during payment process 3 0.9%
    CARRINGTON MORTGAGE SERVICES, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 4 1.2%
    CARRINGTON MORTGAGE SERVICES, LLC VA mortgage Closing on a mortgage 1 0.3%
    CARRINGTON MORTGAGE SERVICES, LLC VA mortgage Incorrect information on your report 5 1.5%
    CARRINGTON MORTGAGE SERVICES, LLC VA mortgage Struggling to pay mortgage 11 3.2%
    CARRINGTON MORTGAGE SERVICES, LLC VA mortgage Trouble during payment process 23 6.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Cornhusker Bank 1101 Cornhusker Highway Lincoln, NE 68521 Full Service B&M $230,498
    Cornhusker Bank 11102 Blondo St, Ste 102 Omaha, NE 68164 Full Service B&M $8,344
    Cornhusker Bank 5555 South Street Lincoln, NE 68506 Full Service B&M $68,118
    Cornhusker Bank 5600 Pioneers Boulevard Lincoln, NE 68506 Limited, Drive-thru $2,479
    Cornhusker Bank 5700 Fremont Street Lincoln, NE 68504 Limited, Drive-thru $3,377
    Cornhusker Bank 5701 South 34th Street Ste 100 Lincoln, NE 68516 Full Service B&M $47,553
    Cornhusker Bank 6100 Apple's Way Lincoln, NE 68516 Full Service B&M $49,510
    Cornhusker Bank 7200 Van Dorn Street Lincoln, NE 68506 Limited, Drive-thru $2,885
    Cornhusker Bank 8310 O Street Lincoln, NE 68510 Full Service B&M $296,426

    For 2021, Cornhusker Bank had 9 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $28,224
    Net interest income $25,635
    Total noninterest income $7,724
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $500
    Trading account gains and fees $0
    Additional Noninterest Income $7,224
    Pre-tax net operating income $11,332
    Securities gains (or losses, -) $-5
    Income before extraordinary items $11,003
    Discontinued Operations (Extraordinary gains, net) $1,770
    Net income of bank and minority interests $12,773
    Minority interest net income $0
    Net income $12,773
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $11,007

    Cornhusker Bank's gross interest income from loans was $28,224,000.
    Cornhusker Bank's net interest income from loans was $25,635,000.
    Cornhusker Bank's fee based income from loans was $500,000.
    Cornhusker Bank's net income from loans was $12,773,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,589
    Provision for credit losses $495
    Total noninterest expense $21,532
    Salaries and employee benefits $13,427
    Premises and equipment expense $3,759
    Additional noninterest expense $4,346
    Applicable income taxes $324
    Net charge-offs $23
    Cash dividends $3,600

    Cornhusker Bank's interest expense for loans was $2,589,000.
    Cornhusker Bank's payroll and benefits expense were $13,427,000.
    Cornhusker Bank's property, plant and equipment expenses $3,759,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.2%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $718,652
    Deposits held in domestic offices $718,652
    Deposits by Individuals, partnerships, and corporations $667,992
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $49,170
    Deposits by Commercial banks and other depository institutions in U.S. $1,490
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $187,292
    Demand deposits $187,292
    Nontransaction accounts $531,360
    Money market deposit accounts (MMDAs) $343,544
    Other savings deposits (excluding MMDAs) $79,594
    Total time deposits $108,222
    Total time and savings deposits $531,360
    Noninterest-bearing deposits $139,703
    Interest-bearing deposits $578,949
    Retail deposits $682,239
    IRAs and Keogh plan accounts $14,185
    Brokered deposits $25,655
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $867,559
    Cash & Balances due from depository institutions $9,086
    Interest-bearing balances $2,867
    Total securities $199,192
    Federal funds sold & reverse repurchase $0
    Net loans and leases $622,593
    Loan and leases loss allowance $9,009
    Trading account assets $0
    Bank premises and fixed assets $21,818
    Other real estate owned $0
    Goodwill and other intangibles $3,225
    All other assets $11,645

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $867,559
    Total Liabilities $796,743
    Total deposits $718,652
    Interest-bearing deposits $578,949
    Deposits held in domestic offices $718,652
    % insured (estimated) $86
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $76,441
    Subordinated debt $0
    All other liabilities $1,650

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $622,593
    Loan and leases loss allowance $9,009
    Total loans and leases (domestic) $631,602
    All real estate loans $581,244
    Real estate loans in domestic offices $581,244
    Construction and development loans $57,477
    Residential 1-4 family construction $22,390
    Other construction, all land development and other land $35,087
    Loans secured by nonfarm nonresidential properties $256,309
    Nonfarm nonresidential secured by owner-occupied properties $102,975
    Commercial real estate & other non-farm, non-residential $153,334
    Multifamily residential real estate $81,979
    1-4 family residential loans $175,699
    Farmland loans $9,780
    Loans held in foreign offices $0
    Farm loans $70
    Commercial and industrial loans $42,876
    To non-U.S. addressees $0
    Loans to individuals $4,621
    Credit card loans $739
    Related Plans $267
    Consumer Auto Loans $1,396
    Other loans to individuals $2,219
    All other loans & leases $2,851
    Loans to foreign governments and official institutions $0
    Other loans $52
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $521
    Non 1-4 family restructured loans & leases $437
    Total loans and leases (foreign) $0

    CORNHUSKER BANK had $622,593,000 of loans outstanding in 2021. $581,244,000 of loans were in real estate loans. $57,477,000 of loans were in development loans. $81,979,000 of loans were in multifamily mortgage loans. $175,699,000 of loans were in 1-4 family mortgage loans. $70,000 of loans were in farm loans. $739,000 of loans were in credit card loans. $1,396,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 277 $79,694 $287,704
    Nonfarm, nonresidential loans - <$100k 41 $1,468 $35,805
    Nonfarm, nonresidential loans - $100-250k 87 $12,302 $141,402
    Nonfarm, nonresidential loans - $250k-1MM 149 $65,924 $442,443
    Commercial & Industrial, US addressed loans - <$1MM 399 $30,185 $75,652
    Commercial & Industrial, US addressed loans - <$100k 262 $6,148 $23,466
    Commercial & Industrial, US addressed loans - $100-250k 76 $6,662 $87,658
    Commercial & Industrial, US addressed loans - $250k-1MM 61 $17,375 $284,836
    Farmland loans - <$1MM 28 $4,194 $149,786
    Farmland loans - <$100k 6 $283 $47,167
    Farmland loans - $100-250k 13 $1,548 $119,077
    Farmland loans - $250k-1MM 9 $2,363 $262,556
    Agriculture operations loans - <$1MM 3 $70 $23,333
    Agriculture operations loans - <$100k 3 $70 $23,333