Bank First N.a. Mortgage Rates, Fees & Info

Manitowoc, WI

LEI: 549300BRLQAIJ1LJA253

Tax ID: 39-0447799

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Bank First N.a. is a smaller bank specializing in Refi and Home Purchase loans. Bank First N.a. has a high proportion of conventional loans. Their top markets by origination volume include: Sheboygan, Manitowoc, Milwaukee, Green Bay, and Oshkosh among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank First N.a. has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Bank First N.a. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.27%	11/22/24
30 Year Conventional Purchase	6.77%	11/22/24
30 Year Conventional Refi	6.84%	11/22/24
30 Year Cash-out Refi	6.72%	11/22/24
30 Year VA Purchase	6.74%	11/22/24
30 Year VA Refi	6.27%	11/22/24
30 Year USDA Purchase	7.20%	11/22/24
15 Year Conventional Purchase	5.92%	11/22/24
15 Year Conventional Refi	6.03%	11/22/24
15 Year Cash-out Refi	6.03%	11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bank First N.a. Mortgage Calculator

Purchase Price:

Loan Amount:

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% Deposit:

Interest Rate:

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Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bank First N.a.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

810

Origination Dollar Volume (All Markets)

$149,920,000

Employee count

253

Awards

Bank First N.A. 30 Year Conventional Loans silver

Bank First N.A. 30 Year Conventional Loans gold

Bank First N.A. 30 Year Conventional Loans bronze

Show all (5) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Outside of Metro Areas	202	$31,020,000	$153,564	$861	4.84%
SHEBOYGAN, WI (FHA\|USDA\|VA)	161	$30,275,000	$188,043	$1,884	4.85%
Manitowoc, WI (FHA\|USDA\|VA)	227	$26,495,000	$116,718	$1,471	4.48%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	17	$21,035,000	$1,237,353	$2,206	4.53%
GREEN BAY, WI (FHA\|USDA\|VA)	84	$18,490,000	$220,119	$1,934	4.76%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	34	$6,930,000	$203,824	$1,680	4.74%
APPLETON, WI (FHA\|USDA\|VA)	37	$6,465,000	$174,730	$1,648	4.68%
Shawano, WI (FHA\|USDA\|VA)	7	$1,495,000	$213,571	$1,093	4.74%
Stevens Point, WI (FHA\|USDA\|VA)	11	$1,225,000	$111,364	$743	4.85%
FOND DU LAC, WI (FHA\|USDA\|VA)	5	$1,065,000	$213,000	$1,381	5.07%
Marinette, WI-MI (FHA\|USDA\|VA)	5	$685,000	$137,000	$785	4.77%
Iron Mountain, MI-WI (FHA\|USDA\|VA)	1	$675,000	$675,000	$1,465	5.25%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	1	$555,000	$555,000	$1,715	4.30%
MADISON, WI (FHA\|USDA\|VA)	3	$505,000	$168,333	$1,663	4.85%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	1	$425,000	$425,000	$4,459	4.63%
Whitewater, WI (FHA\|USDA\|VA)	1	$405,000	$405,000	$1,067	3.25%
Marquette, MI (FHA\|USDA\|VA)	1	$395,000	$395,000	$2,298	4.95%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	1	$325,000	$325,000	$1,814	3.70%
LA CROSSE-ONALASKA, WI-MN (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	6.13%
RACINE, WI (FHA\|USDA\|VA)	1	$195,000	$195,000	$1,738	4.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	5.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,999	4.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,875	4.13%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	1	$135,000	$135,000	$1,348	3.88%
TUCSON, AZ (FHA\|USDA\|VA)	1	$115,000	$115,000	$2,153	4.63%
EAU CLAIRE, WI (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,849	3.75%
PUNTA GORDA, FL (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,510	4.25%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	1	$75,000	$75,000	$1,273	3.88%

Bank First N.a.'s top markets include Sheboygan, Manitowoc, Milwaukee, Green Bay, and Oshkosh among others.

Their top states include:

Wisconsin (FHA|USDA|VA)

Michigan (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Nevada (FHA|USDA|VA)

California (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against Bank First N.A. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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PRIME FINANCIAL CREDIT UNION
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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	810	$149,920,000	$185,086	$1,475	4.71%

For 2018, Bank First N.a.'s most frequently originated type of loan was Conventional, with 810 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	386	$66,230,000	$171,580	$864	4.68%
Home Purchase	326	$72,130,000	$221,258	$2,359	4.81%
Other	47	$5,965,000	$126,915	$900	4.40%
Home Improvement	39	$3,415,000	$87,564	$636	4.63%
Cash Out Refi	12	$2,180,000	$181,667	$3,177	4.34%

For 2018, Bank First N.a.'s most frequently cited loan purpose was Refi, with 386 originations. The 2nd most popular reason was Home Purchase, with 326 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	327	$68,355,000	$209,037	$2,118	4.55%
15 Year	143	$37,215,000	$260,245	$1,106	4.49%
20 Year	128	$15,670,000	$122,422	$1,229	4.87%
Other	85	$9,635,000	$113,353	$582	4.53%
10 Year	56	$3,990,000	$71,250	$578	4.46%
5 Year	50	$11,890,000	$237,800	$392	6.22%
3 Year	18	$2,920,000	$162,222	$411	5.54%
1 Year	3	$245,000	$81,667	$0	5.68%

For 2018, Bank First N.a.'s most frequently cited loan duration was 30 Year, with 327 originations. The 2nd most popular length was 15 Year, with 143 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	590	$81,910,000	$138,831
$1k-2k	101	$21,355,000	$211,436
$2k-3k	22	$4,520,000	$205,455
$3k-4k	8	$1,860,000	$232,500
$4k-5k	5	$1,085,000	$217,000
$5k+	2	$650,000	$325,000

Bank First N.a.'s average total fees were $2,118, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 590 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	499	$83,665,000	$167,665
3-4%	144	$43,830,000	$304,375
5-6%	140	$19,960,000	$142,571
6-7%	24	$2,270,000	$94,583
Over 8%	2	$130,000	$65,000
7-8%	1	$65,000	$65,000

During 2018, Bank First N.a.'s average interest rate for loans was 4.55%, while their most frequently originated rate bucket for loans was 4-5%, with 499 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	360	$19,940,000	$55,389	$890	4.89%
$100k-200k	263	$37,795,000	$143,707	$1,826	4.62%
$200k-400k	132	$35,710,000	$270,530	$2,038	4.49%
$400k-600k	34	$15,130,000	$445,000	$2,673	4.43%
$1MM+	12	$34,900,000	$2,908,333	$1,996	4.46%
$600k-1MM	9	$6,445,000	$716,111	$1,406	4.87%

2018 saw Bank First N.a. place emphasis on $100,000 or less loans with 360 originations, totaling $19,940,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	207	$15,705,000	$75,870	$1,154	4.78%
$50k-75k	179	$19,245,000	$107,514	$1,356	4.62%
$100k-150k	133	$22,335,000	$167,932	$1,820	4.51%
$75k-100k	123	$17,145,000	$139,390	$1,423	4.62%
$250k+	63	$26,325,000	$417,857	$1,943	4.25%
$150k-250k	52	$13,380,000	$257,308	$1,919	4.46%

Bank First N.a. lent most frequently to those with incomes in the $50k or less range, with 207 originations. The second most popular income band? $50k-75k, with 179 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	199	$28,225,000	$141,834	$1,545	4.50%
30-36%	140	$18,750,000	$133,929	$1,364	4.63%
<20%	105	$19,455,000	$185,286	$1,519	4.49%
>60%	40	$5,460,000	$136,500	$780	4.82%
50-60%	38	$5,250,000	$138,158	$905	5.14%
42%	26	$4,050,000	$155,769	$1,540	4.58%
36%	24	$2,670,000	$111,250	$1,252	4.61%
37%	23	$3,185,000	$138,478	$1,786	4.67%
38%	23	$4,595,000	$199,783	$1,733	4.46%
40%	23	$3,795,000	$165,000	$2,301	4.53%
41%	20	$3,240,000	$162,000	$2,029	4.85%
44%	18	$2,830,000	$157,222	$1,300	4.57%
43%	17	$1,715,000	$100,882	$1,308	4.42%
45%	16	$1,980,000	$123,750	$1,938	4.58%
39%	14	$3,040,000	$217,143	$1,694	4.35%
46%	12	$2,760,000	$230,000	$1,338	4.50%
48%	10	$1,500,000	$150,000	$1,528	4.41%
49%	7	$1,405,000	$200,714	$1,884	4.88%
47%	7	$945,000	$135,000	$1,301	5.12%

Bank First N.a. lent most frequently to those with DTI ratios of 20-30%, with 199 originations. The next most common DTI ratio? 30-36%, with 140 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	746	$112,880,000	$151,314	$1,479	4.60%
Not applicable	48	$35,070,000	$730,625	$0	6.48%
Black	3	$935,000	$311,667	$1,351	4.71%
Not provided	7	$575,000	$82,143	$1,109	4.94%
Asian	4	$360,000	$90,000	$1,868	4.38%
American Indian	2	$100,000	$50,000	$545	4.19%

Approval Rates

Total approvals of all applications
96.74%

Bank First N.a. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
90.99%

Bank First N.a. has an average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	810	$149,920,000	$185,086

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Multifamily:Site-Built	17	$28,375,000	$1,669,118
Single Family (1-4 Units):Manufactured	37	$2,035,000	$55,000
Single Family (1-4 Units):Site-Built	756	$119,510,000	$158,082

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	74	$6,830,000	$92,297	$691	4.55%
40-60%	126	$30,610,000	$242,937	$981	4.75%
60-80%	250	$47,500,000	$190,000	$1,767	4.64%
80-100%	281	$55,205,000	$196,459	$1,903	4.84%
Over 100%	7	$1,555,000	$222,143	$838	5.05%
Under 20%	72	$8,220,000	$114,167	$466	4.53%

Complaints

Bank Name	Product	Issue	2018 CPFB Complaints	% of Total Issues
BANK OF THE WEST	Conventional home mortgage	Applying for a mortgage or refinancing an existing mortgage	4	14.8%
BANK OF THE WEST	VA mortgage	Applying for a mortgage or refinancing an existing mortgage	1	3.7%
BANK OF THE WEST	Other type of mortgage	Trouble during payment process	3	11.1%
BANK OF THE WEST	Other type of mortgage	Applying for a mortgage or refinancing an existing mortgage	1	3.7%
BANK OF THE WEST	Home equity loan or line of credit (HELOC)	Trouble during payment process	5	18.5%
BANK OF THE WEST	Home equity loan or line of credit (HELOC)	Struggling to pay mortgage	1	3.7%
BANK OF THE WEST	Home equity loan or line of credit (HELOC)	Incorrect information on your report	2	7.4%
BANK OF THE WEST	Home equity loan or line of credit (HELOC)	Closing on a mortgage	1	3.7%
BANK OF THE WEST	Home equity loan or line of credit (HELOC)	Applying for a mortgage or refinancing an existing mortgage	4	14.8%
BANK OF THE WEST	FHA mortgage	Closing on a mortgage	1	3.7%
BANK OF THE WEST	Conventional home mortgage	Trouble during payment process	1	3.7%
BANK OF THE WEST	Conventional home mortgage	Struggling to pay mortgage	1	3.7%
BANK OF THE WEST	Conventional home mortgage	Closing on a mortgage	2	7.4%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Bank First National	101 City Center Oshkosh, WI 54901	Full Service B&M	$69,262
Bank First National	101 East Main Street Weyauwega, WI 54983	Full Service B&M	$18,468
Bank First National	110 Baugniet Street Mishicot, WI 54228	Full Service B&M	$60,640
Bank First National	111 Jefferson Street Waupaca, WI 54981	Full Service B&M	$116,081
Bank First National	135 South Main Street Clintonville, WI 54929	Full Service B&M	$62,824
Bank First National	148 North Main Street Iola, WI 54945	Full Service B&M	$41,958
Bank First National	167 Lincoln Street Valders, WI 54245	Full Service B&M	$42,277
Bank First National	1703 Lake Street Two Rivers, WI 54241	Full Service B&M	$63,311
Bank First National	2600 Kohler Memorial Drive Sheboygan, WI 53081	Full Service B&M	$187,889
Bank First National	2700 Eastern Ave. Plymouth, WI 53073	Full Service B&M	$183,074
Bank First National	2747 Manitowoc Road Bellevue, WI 54311	Full Service B&M	$79,194
Bank First National	2810 South Ridge Road Green Bay, WI 54304	Full Service B&M	$65,305
Bank First National	2915 Custer Street Manitowoc, WI 54220	Full Service B&M	$90,917
Bank First National	402 North Eighth Street Manitowoc, WI 54220	Full Service B&M	$233,974
Bank First National	4201 W Wisconsin Ave Appleton, WI 54913	Full Service B&M	$40,387
Bank First National	601 Fremont Street Kiel, WI 53042	Full Service B&M	$68,359
Bank First National	621 Second Street Chetek, WI 54728	Full Service B&M	$35,618
Bank First National	689 Woodland Plaza Seymour, WI 54165	Full Service B&M	$36,269

For 2018, Bank First N.a. had 18 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$77,944
Net interest income	$63,880
Total noninterest income	$11,206
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$1,401
Trading account gains and fees	$0
Additional Noninterest Income	$9,805
Pre-tax net operating income	$33,394
Securities gains (or losses, -)	$-30
Income before extraordinary items	$26,290
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$26,290
Minority interest net income	$0
Net income	$26,290
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$26,313

Bank First N.a.'s gross interest income from loans was $77,944,000.
Bank First N.a.'s net interest income from loans was $63,880,000.
Bank First N.a.'s fee based income from loans was $1,401,000.
Bank First N.a.'s net income from loans was $26,290,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$14,064
Provision for credit losses	$2,935
Total noninterest expense	$38,757
Salaries and employee benefits	$20,944
Premises and equipment expense	$4,984
Additional noninterest expense	$12,829
Applicable income taxes	$7,074
Net charge-offs	$2,299
Cash dividends	$22,275

Bank First N.a.'s interest expense for loans was $14,064,000.
Bank First N.a.'s payroll and benefits expense were $20,944,000.
Bank First N.a.'s property, plant and equipment expenses $4,984,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	1.0%
Real Estate loans	1.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	1.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	0.0%
All other family	0.0%
Commercial & industrial loans	2.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$1,557,233
Deposits held in domestic offices	$1,557,233
Deposits by Individuals, partnerships, and corporations	$1,445,112
Deposits by U.S. Government	$40
Deposits by States and political subdivisions in the U.S.	$111,589
Deposits by Commercial banks and other depository institutions in U.S.	$492
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$548,327
Demand deposits	$448,841
Nontransaction accounts	$1,008,906
Money market deposit accounts (MMDAs)	$406,527
Other savings deposits (excluding MMDAs)	$202,165
Total time deposits	$400,214
Total time and savings deposits	$1,108,392
Noninterest-bearing deposits	$448,841
Interest-bearing deposits	$1,108,392
Retail deposits	$1,480,548
IRAs and Keogh plan accounts	$61,558
Brokered deposits	$17,770
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$1,790,594
Cash & Balances due from depository institutions	$63,265
Interest-bearing balances	$21,830
Total securities	$159,674
Federal funds sold & reverse repurchase	$44,478
Net loans and leases	$1,416,246
Loan and leases loss allowance	$12,248
Trading account assets	$0
Bank premises and fixed assets	$24,489
Other real estate owned	$2,259
Goodwill and other intangibles	$20,321
All other assets	$59,862

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$1,790,594
Total Liabilities	$1,607,304
Total deposits	$1,557,233
Interest-bearing deposits	$1,108,392
Deposits held in domestic offices	$1,557,233
% insured (estimated)	$77
Federal funds purchased and repurchase agreements	$31,489
Trading liabilities	$0
Other borrowed funds	$0
Subordinated debt	$0
All other liabilities	$18,582

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$1,416,246
Loan and leases loss allowance	$12,248
Total loans and leases (domestic)	$1,428,494
All real estate loans	$1,097,840
Real estate loans in domestic offices	$1,097,840
Construction and development loans	$60,802
Residential 1-4 family construction	$20,744
Other construction, all land development and other land	$40,058
Loans secured by nonfarm nonresidential properties	$531,136
Nonfarm nonresidential secured by owner-occupied properties	$359,988
Commercial real estate & other non-farm, non-residential	$171,148
Multifamily residential real estate	$81,383
1-4 family residential loans	$368,689
Farmland loans	$55,830
Loans held in foreign offices	$0
Farm loans	$18,694
Commercial and industrial loans	$268,610
To non-U.S. addressees	$0
Loans to individuals	$26,955
Credit card loans	$1,838
Related Plans	$1,946
Consumer Auto Loans	$11,414
Other loans to individuals	$11,757
All other loans & leases	$16,395
Loans to foreign governments and official institutions	$0
Other loans	$6,370
Loans to depository institutions and acceptances of other banks	$2,673
Loans not secured by real estate	$6,370
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$179
Non 1-4 family restructured loans & leases	$0
Total loans and leases (foreign)	$0

Bank First N.A. had $1,416,246,000 of loans outstanding in 2018. $1,097,840,000 of loans were in real estate loans. $60,802,000 of loans were in development loans. $81,383,000 of loans were in multifamily mortgage loans. $368,689,000 of loans were in 1-4 family mortgage loans. $18,694,000 of loans were in farm loans. $1,838,000 of loans were in credit card loans. $11,414,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	910	$191,038	$209,932
Nonfarm, nonresidential loans - <$100k	226	$9,733	$43,066
Nonfarm, nonresidential loans - $100-250k	303	$36,276	$119,723
Nonfarm, nonresidential loans - $250k-1MM	381	$145,029	$380,654
Commercial & Industrial, US addressed loans - <$1MM	1,691	$122,377	$72,370
Commercial & Industrial, US addressed loans - <$100k	1,072	$21,515	$20,070
Commercial & Industrial, US addressed loans - $100-250k	305	$25,128	$82,387
Commercial & Industrial, US addressed loans - $250k-1MM	314	$75,734	$241,191
Farmland loans - <$1MM	127	$13,904	$109,480
Farmland loans - <$100k	42	$1,457	$34,690
Farmland loans - $100-250k	46	$4,795	$104,239
Farmland loans - $250k-1MM	39	$7,652	$196,205
Agriculture operations loans - <$1MM	66	$5,066	$76,758
Agriculture operations loans - <$100k	44	$1,172	$26,636
Agriculture operations loans - $100-250k	14	$1,573	$112,357
Agriculture operations loans - $250k-1MM	8	$2,321	$290,125