Ada Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ada averaged 6.91% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.93% and one month ago for the week of 2025-03-06, the average rate was 6.92%.

    Ada's average rate one year ago was 6.91%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.82%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ada, OK.

    Ada Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ada, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Gateway First Bank 24 7.03% $5,105
    QUICKEN LOANS, LLC 16 6.71% $5,180
    First United Bank and Trust Company 15 6.90% $5,922
    Vision Bank 10 6.93% $3,665
    Tinker Federal Credit Union 4 7.00% $3,481
    BancFirst 3 6.88% $3,257
    Chickasaw Community Bank 3 6.63% $10,318
    COMMUNICATION 3 6.63% $3,215
    UNITED WHOLESALE MORTGAGE, LLC 2 7.15% $3,554
    U.S. Bank 2 6.49% $3,524
    Simmons Bank 2 7.50% $3,717
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.13% $3,796
    F & M Bank 1 7.00% $5,390
    GERSHMAN INVESTMENT CORP. 1 7.63% $4,302
    GUILD MORTGAGE COMPANY 1 6.13% $8,071
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $8,481
    HOMESIDE FINANCIAL, LLC 1 6.88% $4,363
    LOANDEPOT.COM, LLC 1 6.99% $5,060
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $3,064
    NEWREZ LLC 1 7.63% $2,937
    OKLAHOMA CENTRAL Credit Union 1 7.00% $2,119
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $11,326
    RCB Bank 1 5.99% $4,696
    S1L, Inc. 1 6.63% $3,937
    Stride Bank 1 7.00% $4,495
    The Central Trust Bank 1 6.50% $5,110
    The Huntington National Bank 1 7.00% $5,279
    AmeriHome Mortgage Company, LLC 1 6.99% $3,695
    ZILLOW HOME LOANS, LLC 1 6.75% $5,618
    Arvest Bank 1 6.75% $3,946
    Bank of America 1 6.25% $8,247
    BAY EQUITY LLC 1 7.49% $7,352
    BETTER MORTGAGE CORPORATION 1 5.13% $11,376
    BOKF 1 6.75% $12,431
    CORNERSTONE HOME LENDING, INC. 1 6.99% $9,222
    Farm Credit Services of Western Arkansas, ACA 1 6.30% $19,905
    First Bank 1 6.50% $6,781
    First Federal Bank 1 6.50% $4,212
    First National Bank and Trust Company 1 6.75% $4,284
    First State Bank 1 7.00% $4,588

    Ada Average Closing Costs & Other Stats

    Ada, OK's 40 lenders originated 509 loans during 2024. The total origination value was $87,585,000, with an average loan value of $172,073.

    Ada's average closing costs are $4,780.

    The top Ada lender as defined by loan originations is Gateway First Bank, with 24 loans originated. Their average total fees are $5,105, which is $75 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Ada lenders (with over 10 loans originated) are Vision Bank ($3,665), Gateway First Bank ($5,105), QUICKEN LOANS, LLC ($5,180), First United Bank and Trust Company ($5,922) and .

    The lowest rate Ada lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.71%), First United Bank and Trust Company (6.90%), Vision Bank (6.93%), Gateway First Bank (7.03%) and .

    Ada, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First United Bank and Trust Company $14,095,000 $15,860,000 12.5% 18.1%
    Gateway First Bank $14,185,000 $15,790,000 11.3% 18.0%
    Vision Bank $13,830,000 $8,885,000 -35.8% 10.1%
    QUICKEN LOANS, LLC $6,865,000 $5,775,000 -15.9% 6.6%
    Chickasaw Community Bank $5,055,000 $4,440,000 -12.2% 5.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,595,000 $3,285,000 106.0% 3.8%
    Mortgage Research Center, LLC $860,000 $1,815,000 111.0% 2.1%
    BancFirst $1,190,000 $1,760,000 47.9% 2.0%
    Tinker Federal Credit Union $585,000 $1,645,000 181.2% 1.9%
    Simmons Bank $1,130,000 $1,540,000 36.3% 1.8%
    Farm Credit Services of Western Arkansas, ACA $1,515,000 n/a 1.7%
    GUILD MORTGAGE COMPANY $1,060,000 $1,125,000 6.1% 1.3%
    The Central Trust Bank $955,000 n/a 1.1%
    COMMUNICATION $915,000 $930,000 1.6% 1.1%
    U.S. Bank $240,000 $895,000 272.9% 1.0%
    First National Bank Of Oklahoma $805,000 n/a 0.9%
    21ST MORTGAGE CORPORATION $960,000 $790,000 -17.7% 0.9%
    GERSHMAN INVESTMENT CORP. $765,000 n/a 0.9%
    BMO Harris Bank $95,000 $675,000 610.5% 0.8%
    BOKF $25,000 $625,000 2,400.0% 0.7%
    Arvest Bank $165,000 $610,000 269.7% 0.7%
    MID AMERICA MORTGAGE, INC. $490,000 $605,000 23.5% 0.7%
    The Huntington National Bank $585,000 $595,000 1.7% 0.7%
    CORNERSTONE HOME LENDING, INC. $385,000 $570,000 48.1% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $565,000 n/a 0.6%
    NEWREZ LLC $535,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $660,000 $510,000 -22.7% 0.6%
    PNC Bank $195,000 $510,000 161.5% 0.6%
    Carrington Mortgage Services, LLC $175,000 $485,000 177.1% 0.6%
    BROKER SOLUTIONS, INC. $480,000 n/a 0.5%
    USAA Federal Savings Bank $350,000 $400,000 14.3% 0.5%
    LOANDEPOT.COM, LLC $740,000 $395,000 -46.6% 0.5%
    MICHIGAN MUTUAL, INC. $325,000 $395,000 21.5% 0.5%
    ROYAL UNITED MORTGAGE LLC $55,000 $385,000 600.0% 0.4%
    CrossFirst Bank $355,000 n/a 0.4%
    First Federal Bank $345,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $850,000 $345,000 -59.4% 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $345,000 n/a 0.4%
    Bank of America $195,000 $340,000 74.4% 0.4%
    F & M Bank $340,000 n/a 0.4%
    CSL Financial, LLC $335,000 n/a 0.4%
    PENTAGON FEDERAL CREDIT UNION $335,000 n/a 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $330,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $325,000 n/a 0.4%
    CMG MORTGAGE, INC. $185,000 $305,000 64.9% 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $145,000 $300,000 106.9% 0.3%
    RCB Bank $300,000 n/a 0.3%
    First Bank $285,000 n/a 0.3%
    First State Bank $265,000 n/a 0.3%
    LOANPAL, LLC $85,000 $260,000 205.9% 0.3%
    Plains Commerce Bank $255,000 n/a 0.3%
    Stride Bank $255,000 n/a 0.3%
    Equity Prime Mortgage LLC $250,000 n/a 0.3%
    Great Plains National Bank $480,000 $245,000 -49.0% 0.3%
    Discover Bank $75,000 $240,000 220.0% 0.3%
    AMWEST FUNDING CORP. $235,000 n/a 0.3%
    OKLAHOMA CENTRAL Credit Union $235,000 n/a 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $230,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $225,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $555,000 $225,000 -59.5% 0.3%
    BAY EQUITY LLC $215,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $95,000 $215,000 126.3% 0.2%
    BETTER MORTGAGE CORPORATION $285,000 $205,000 -28.1% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $195,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $180,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $415,000 $175,000 -57.8% 0.2%
    ZILLOW HOME LOANS, LLC $155,000 $175,000 12.9% 0.2%
    Firstar Bank $145,000 n/a 0.2%
    GUARANTEED RATE, INC. $175,000 $140,000 -20.0% 0.2%
    American Mortgage & Equity Consultants, Inc. $130,000 n/a 0.1%
    First National Bank and Trust Company of Ardmore $125,000 $125,000 0.0% 0.1%
    Figure Lending LLC $135,000 $120,000 -11.1% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $105,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $295,000 $100,000 -66.1% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $170,000 $100,000 -41.2% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $265,000 $85,000 -67.9% 0.1%
    AmeriHome Mortgage Company, LLC $115,000 $75,000 -34.8% 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 $75,000 -21.1% 0.1%
    First National Bank and Trust Company $75,000 n/a 0.1%
    S1L, Inc. $75,000 n/a 0.1%
    JPMorgan Chase Bank $85,000 $65,000 -23.5% 0.1%
    NAVY FEDERAL CREDIT UNION $215,000 $65,000 -69.8% 0.1%
    Waterstone Mortgage Corporation $575,000 $65,000 -88.7% 0.1%
    Coastal Community Bank $15,000 $40,000 166.7% 0.0%
    First Bank & Trust Co. $35,000 $25,000 -28.6% 0.0%

    Ada's top lender by overall market share is First United Bank and Trust Company, with 18.1% market share. In second place, with 18.0%, is Gateway First Bank, having originated $15,790,000 in loans. In third place, with 10.1%, is Vision Bank, having originated $8,885,000 in loans. In fourth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $5,775,000 in loans. In fifth place, with 5.1%, is Chickasaw Community Bank, having originated $4,440,000 in loans.

    Ada Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ada (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $158,900 (10.7%) $203,975 (9.5%) 0.00 146
    2018-02-01 $151,000 (10.5%) $201,861 (18.6%) 0.00 141
    2018-03-01 $154,500 (5.0%) $199,552 (16.0%) 0.00 150
    2018-04-01 $152,450 (-1.7%) $196,581 (10.5%) 0.00 163
    2018-05-01 $152,425 (-3.1%) $187,886 (3.6%) 0.00 169
    2018-06-01 $152,250 (-8.4%) $184,399 (-1.9%) 0.00 180
    2018-07-01 $154,750 (-0.1%) $184,858 (0.4%) 0.00 201
    2018-08-01 $149,925 (0.0%) $178,449 (-3.3%) 0.00 211
    2018-09-01 $150,000 (1.4%) $178,672 (-4.0%) 0.00 211
    2018-10-01 $149,500 (-6.5%) $173,389 (-14.9%) 0.00 208
    2018-11-01 $144,825 (-6.6%) $168,608 (-14.8%) 0.00 194
    2018-12-01 $144,900 (-6.5%) $170,361 (-16.8%) 0.00 166
    2019-01-01 $142,200 (-10.5%) $171,727 (-15.8%) 0.00 150
    2019-02-01 $136,650 (-9.5%) $175,502 (-13.1%) 0.00 133
    2019-03-01 $141,471 (-8.4%) $182,279 (-8.7%) 0.00 132
    2019-04-01 $149,450 (-2.0%) $192,885 (-1.9%) 0.00 139
    2019-05-01 $150,000 (-1.6%) $192,848 (2.6%) 0.00 148
    2019-06-01 $154,950 (1.8%) $199,214 (8.0%) 0.00 152
    2019-07-01 $169,000 (9.2%) $199,320 (7.8%) 0.00 160
    2019-08-01 $161,382 (7.6%) $192,658 (8.0%) 0.00 155
    2019-09-01 $156,105 (4.1%) $186,407 (4.3%) 0.00 147
    2019-10-01 $152,586 (2.1%) $181,873 (4.9%) 0.00 140
    2019-11-01 $157,500 (8.8%) $181,011 (7.4%) 0.00 136
    2019-12-01 $138,150 (-4.7%) $168,453 (-1.1%) 0.00 143
    2020-01-01 $133,975 (-5.8%) $168,585 (-1.8%) 0.00 140
    2020-02-01 $129,500 (-5.2%) $168,129 (-4.2%) 0.00 134
    2020-03-01 $115,475 (-18.4%) $147,165 (-19.3%) 0.00 137
    2020-04-01 $124,125 (-17.0%) $154,464 (-19.9%) 0.00 133
    2020-05-01 $120,000 (-20.0%) $155,903 (-19.2%) 0.00 98
    2020-06-01 $118,750 (-23.4%) $146,475 (-26.5%) 0.00 108
    2020-07-01 $99,675 (-41.0%) $146,421 (-26.5%) 0.00 108
    2020-08-01 $109,900 (-31.9%) $145,684 (-24.4%) 0.00 100
    2020-09-01 $113,250 (-27.5%) $151,053 (-19.0%) 0.00 92
    2020-10-01 $114,500 (-25.0%) $160,456 (-11.8%) 0.00 103
    2020-11-01 $107,000 (-32.1%) $156,799 (-13.4%) 0.00 100
    2020-12-01 $120,600 (-12.7%) $166,478 (-1.2%) 0.00 93
    2021-01-01 $109,900 (-18.0%) $163,146 (-3.2%) 0.00 79
    2021-02-01 $104,675 (-19.2%) $178,922 (6.4%) 0.00 69
    2021-03-01 $97,200 (-15.8%) $179,707 (22.1%) 0.00 55
    2021-04-01 $106,075 (-14.5%) $209,493 (35.6%) 0.00 45
    2021-05-01 $123,500 (2.9%) $200,982 (28.9%) 0.00 41
    2021-06-01 $157,175 (32.4%) $222,798 (52.1%) 0.00 51
    2021-07-01 $172,400 (73.0%) $238,274 (62.7%) 0.00 60
    2021-08-01 $189,875 (72.8%) $245,368 (68.4%) 0.00 79
    2021-09-01 $199,925 (76.5%) $256,499 (69.8%) 0.00 84
    2021-10-01 $215,000 (87.8%) $270,231 (68.4%) 0.00 75
    2021-11-01 $215,000 (100.9%) $279,046 (78.0%) 0.00 62
    2021-12-01 $232,000 (92.4%) $358,250 (115.2%) 0.00 57
    2022-01-01 $219,400 (99.6%) $371,947 (128.0%) 0.00 55
    2022-02-01 $194,823 (86.1%) $360,056 (101.2%) 0.00 50
    2022-03-01 $179,450 (84.6%) $357,106 (98.7%) 0.00 46
    2022-04-01 $240,000 (126.3%) $370,931 (77.1%) 0.00 53
    2022-05-01 $244,475 (98.0%) $395,362 (96.7%) 0.00 59
    2022-06-01 $244,500 (55.6%) $371,933 (66.9%) 0.00 64
    2022-07-01 $260,000 (50.8%) $351,431 (47.5%) 0.00 60
    2022-08-01 $247,250 (30.2%) $348,438 (42.0%) 0.00 66
    2022-09-01 $251,950 (26.0%) $330,415 (28.8%) 0.00 69
    2022-10-01 $234,950 (9.3%) $322,129 (19.2%) 0.00 74
    2022-11-01 $236,200 (9.9%) $327,475 (17.4%) 0.00 88
    2022-12-01 $246,500 (6.3%) $403,449 (12.6%) 0.00 88
    2023-01-01 $227,600 (3.7%) $362,904 (-2.4%) 0.00 87
    2023-02-01 $259,500 (33.2%) $308,875 (-14.2%) 0.00 71
    2023-03-01 $247,000 (37.6%) $283,473 (-20.6%) 0.00 68
    2023-04-01 $249,500 (4.0%) $355,674 (-4.1%) 0.00 68
    2023-05-01 $265,000 (8.4%) $373,256 (-5.6%) 0.00 80
    2023-06-01 $256,725 (5.0%) $373,569 (0.4%) 0.00 79
    2023-07-01 $269,900 (3.8%) $392,444 (11.7%) 0.00 73
    2023-08-01 $209,250 (-15.4%) $335,288 (-3.8%) 0.00 91
    2023-09-01 $203,450 (-19.3%) $325,171 (-1.6%) 0.00 100
    2023-10-01 $201,225 (-14.4%) $267,308 (-17.0%) 0.00 92
    2023-11-01 $218,000 (-7.7%) $272,517 (-16.8%) 0.00 98
    2023-12-01 $222,450 (-9.8%) $291,199 (-27.8%) 0.00 94
    2024-01-01 $213,000 (-6.4%) $301,593 (-16.9%) 0.00 83
    2024-02-01 $228,450 (-12.0%) $316,200 (2.4%) 0.00 79
    2024-03-01 $226,000 (-8.5%) $335,642 (18.4%) 0.00 81
    2024-04-01 $243,975 (-2.2%) $346,712 (-2.5%) 0.00 82
    2024-05-01 $248,750 (-6.1%) $320,241 (-14.2%) 0.00 87
    2024-06-01 $249,000 (-3.0%) $313,263 (-16.1%) 0.00 92
    2024-07-01 $217,467 (-19.4%) $302,593 (-22.9%) 0.00 99
    2024-08-01 $230,000 (9.9%) $305,780 (-8.8%) 0.00 115
    2024-09-01 $237,225 (16.6%) $310,413 (-4.5%) 0.00 113
    2024-10-01 $247,475 (23.0%) $309,073 (15.6%) 0.00 119
    2024-11-01 $248,950 (14.2%) $296,091 (8.7%) 0.00 130
    2024-12-01 $259,000 (16.4%) $306,459 (5.2%) 0.00 124
    2025-01-01 $272,500 (27.9%) $313,093 (3.8%) 0.00 127
    2025-02-01 $270,125 (18.2%) $308,535 (-2.4%) 0.00 117
    2025-03-01 $268,450 (18.8%) $292,901 (-12.7%) 0.00 116
    Ada's median listing price for 2025-03-01 was $268,450, a difference of $42,450 (18.8%) versus the prior year and $-1,675 versus the prior month.

    Ada's median listing price comes in at 0% of the national average.

    Ada's average listing price for 2025-03-01 was $292,901, a difference of $-42,741 (-12.7%) versus the prior year and $-15,634 versus the prior month.

    For the 2025-03-01 period, Ada had 116 MLS listings, a difference of -1 listings (-1%) versus the prior month and 35 listings (43%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ada (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,748 sqft
    2018-02-01 0 days 1,666 sqft
    2018-03-01 0 days 1,674 sqft
    2018-04-01 0 days 1,718 sqft
    2018-05-01 0 days 1,734 sqft
    2018-06-01 0 days 1,764 sqft
    2018-07-01 0 days 1,823 sqft
    2018-08-01 0 days 1,795 sqft
    2018-09-01 0 days 1,794 sqft
    2018-10-01 0 days 1,759 sqft
    2018-11-01 0 days 1,767 sqft
    2018-12-01 0 days 1,796 sqft
    2019-01-01 0 days 1,789 sqft
    2019-02-01 0 days 1,804 sqft
    2019-03-01 0 days 1,819 sqft
    2019-04-01 0 days 1,833 sqft
    2019-05-01 0 days 1,821 sqft
    2019-06-01 0 days 1,845 sqft
    2019-07-01 0 days 1,890 sqft
    2019-08-01 0 days 1,844 sqft
    2019-09-01 0 days 1,775 sqft
    2019-10-01 0 days 1,722 sqft
    2019-11-01 0 days 1,795 sqft
    2019-12-01 0 days 1,728 sqft
    2020-01-01 0 days 1,700 sqft
    2020-02-01 0 days 1,702 sqft
    2020-03-01 0 days 1,620 sqft
    2020-04-01 0 days 1,651 sqft
    2020-05-01 0 days 1,584 sqft
    2020-06-01 0 days 1,523 sqft
    2020-07-01 0 days 1,530 sqft
    2020-08-01 0 days 1,520 sqft
    2020-09-01 0 days 1,558 sqft
    2020-10-01 0 days 1,504 sqft
    2020-11-01 0 days 1,462 sqft
    2020-12-01 0 days 1,635 sqft
    2021-01-01 0 days 1,388 sqft
    2021-02-01 0 days 1,436 sqft
    2021-03-01 0 days 1,419 sqft
    2021-04-01 0 days 1,328 sqft
    2021-05-01 0 days 1,554 sqft
    2021-06-01 0 days 1,670 sqft
    2021-07-01 0 days 1,669 sqft
    2021-08-01 0 days 1,751 sqft
    2021-09-01 0 days 1,769 sqft
    2021-10-01 0 days 1,787 sqft
    2021-11-01 0 days 1,802 sqft
    2021-12-01 0 days 1,875 sqft
    2022-01-01 0 days 1,757 sqft
    2022-02-01 0 days 1,612 sqft
    2022-03-01 0 days 1,666 sqft
    2022-04-01 0 days 1,839 sqft
    2022-05-01 0 days 1,980 sqft
    2022-06-01 0 days 1,971 sqft
    2022-07-01 0 days 1,840 sqft
    2022-08-01 0 days 1,914 sqft
    2022-09-01 0 days 1,914 sqft
    2022-10-01 0 days 1,828 sqft
    2022-11-01 0 days 1,854 sqft
    2022-12-01 0 days 1,848 sqft
    2023-01-01 0 days 1,806 sqft
    2023-02-01 0 days 1,905 sqft
    2023-03-01 0 days 1,850 sqft
    2023-04-01 0 days 1,840 sqft
    2023-05-01 0 days 1,986 sqft
    2023-06-01 0 days 1,928 sqft
    2023-07-01 0 days 2,050 sqft
    2023-08-01 0 days 1,880 sqft
    2023-09-01 0 days 1,855 sqft
    2023-10-01 0 days 1,870 sqft
    2023-11-01 0 days 1,824 sqft
    2023-12-01 0 days 1,740 sqft
    2024-01-01 0 days 1,728 sqft
    2024-02-01 0 days 1,620 sqft
    2024-03-01 0 days 1,757 sqft
    2024-04-01 0 days 1,843 sqft
    2024-05-01 0 days 1,821 sqft
    2024-06-01 0 days 1,724 sqft
    2024-07-01 0 days 1,635 sqft
    2024-08-01 0 days 1,693 sqft
    2024-09-01 0 days 1,685 sqft
    2024-10-01 0 days 1,642 sqft
    2024-11-01 0 days 1,746 sqft
    2024-12-01 0 days 1,757 sqft
    2025-01-01 0 days 1,757 sqft
    2025-02-01 0 days 1,728 sqft
    2025-03-01 0 days 1,705 sqft
    Ada's median listing age (time on market) for 2025-03-01 was 0 days.

    Ada's median square footage for active listings during the 2025-03-01 period was 1,705 sqft. One year prior, the average listing was 1,757 sqft.

    Ada, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 316 $63,390,000 $200,601
    Refi 67 $11,205,000 $167,239
    Other 46 $3,460,000 $75,217
    Cash Out Refi 45 $7,225,000 $160,556
    Home Improvement 35 $2,305,000 $65,857

    Ada's most frequently cited loan purpose was Home Purchase, with 316 originations. The 2nd most popular reason was Refi, with 67 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 187 $40,515,000 $216,658
    Over 8% 135 $11,865,000 $87,889
    7-8% 127 $24,145,000 $190,118
    5-6% 46 $9,650,000 $209,783
    <2.5% 5 $25,000 $5,000
    4-5% 2 $320,000 $160,000

    During 2024, Ada's most frequently originated rate bucket was 6-7%, with 187 originations.

    Loan Sizing (Ada, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 183 $26,755,000 $146,202
    $100,000 or less 170 $9,590,000 $56,412
    $200k-400k 132 $36,240,000 $274,545
    $400k-600k 15 $7,075,000 $471,667
    $600k-1000k 7 $5,285,000 $755,000
    $Over $1MM 2 $2,640,000 $1,320,000

    Ada's loan sizing saw the bucket of loans from $100k-200k with 183 originations, totaling $26,755,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 237 $51,175,000 $215,928
    60-80% 104 $20,350,000 $195,673
    20-40% 61 $5,115,000 $83,852
    Under 20% 48 $2,050,000 $42,708
    40-60% 42 $5,820,000 $138,571
    Over 100% 5 $1,495,000 $299,000

    Ada's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 237 originations, totaling $51,175,000 in origination value.