Bank Of Utah Mortgage Rates, Fees & Info

Ogden, UT

LEI: 549300NNL9H573MWO110

Tax ID: 87-0218467

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Utah is a smaller bank specializing in Home Purchase loans. Bank Of Utah has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Ogden, Salt Lake City, Logan, Provo, and St. George among others. We have data for 25 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Utah has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Utah is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.72% 11/17/24
    30 Year Conventional Refi 6.53% 11/17/24
    30 Year Cash-out Refi 6.72% 11/17/24
    30 Year FHA Purchase 7.62% 11/17/24
    30 Year FHA Refi 6.27% 11/17/24
    30 Year VA Purchase 6.23% 11/17/24
    30 Year USDA Purchase 6.65% 11/17/24
    15 Year Conventional Purchase 6.07% 11/17/24
    15 Year Conventional Refi 6.04% 11/17/24
    15 Year Cash-out Refi 6.04% 11/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Utah Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Utah. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,074

    Origination Dollar Volume (All Markets)

    $289,130,000

    Employee count

    338 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 354 $123,290,000 $348,277 $5,894 4.82%
    SALT LAKE CITY, UT (FHA|USDA|VA) 234 $59,090,000 $252,521 $4,495 5.01%
    LOGAN, UT-ID (FHA|USDA|VA) 241 $56,835,000 $235,830 $4,638 4.81%
    PROVO-OREM, UT (FHA|USDA|VA) 44 $11,220,000 $255,000 $4,129 4.96%
    ST. GEORGE, UT (FHA|USDA|VA) 48 $10,190,000 $212,292 $4,163 4.95%
    Price, UT (FHA|USDA|VA) 78 $9,740,000 $124,872 $2,673 5.04%
    Outside of Metro Areas 35 $6,535,000 $186,714 $3,753 5.04%
    Heber, UT (FHA|USDA|VA) 6 $2,920,000 $486,667 $7,513 4.40%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $1,870,000 $311,667 $4,780 4.79%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $1,435,000 $287,000 $7,574 4.48%
    IDAHO FALLS, ID (FHA|USDA|VA) 3 $1,135,000 $378,333 $8,261 5.04%
    BOISE CITY, ID (FHA|USDA|VA) 3 $695,000 $231,667 $5,086 4.50%
    Blackfoot, ID (FHA|USDA|VA) 2 $650,000 $325,000 $5,041 4.75%
    Vernal, UT (FHA|USDA|VA) 3 $585,000 $195,000 $5,899 4.42%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $565,000 $565,000 $0 6.00%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $390,000 $195,000 $4,575 4.31%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $365,000 $365,000 $6,160 4.63%
    Outside of Metro Areas 1 $355,000 $355,000 $9,302 4.38%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.00%
    PUEBLO, CO (FHA|USDA|VA) 1 $235,000 $235,000 $7,548 4.63%
    MODESTO, CA (FHA|USDA|VA) 1 $195,000 $195,000 $7,262 4.63%
    Evanston, WY (FHA|USDA|VA) 1 $195,000 $195,000 $621 5.00%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.38%
    POCATELLO, ID (FHA|USDA|VA) 1 $105,000 $105,000 $708 5.25%
    Show Low, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $3,588 4.38%
    Bank Of Utah's top markets include Ogden, Salt Lake City, Logan, Provo, and St. George among others.

    Their top states include:
  • Utah (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Utah based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    State Bank of Southern Utah
    Similarity Rank: 256
    Jordan Federal Credit Union
    Similarity Rank: 294
    ADVANTAGE PLUS
    Similarity Rank: 595
    SUN AMERICAN MORTGAGE COMPANY
    Similarity Rank: 1100
    Triumph Bank
    Similarity Rank: 1224
    Cache Valley Bank
    Similarity Rank: 1560
    HOMEAMERICAN MORTGAGE CORPORATION
    Similarity Rank: 1740
    Deseret First Credit Union
    Similarity Rank: 1792
    UTAH COMMUNITY
    Similarity Rank: 1800
    GRANITE FEDERAL CREDIT UNION
    Similarity Rank: 1820

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 844 $239,110,000 $283,306 $4,591 4.95%
    FHA 131 $27,385,000 $209,046 $6,076 4.76%
    USDA 56 $9,370,000 $167,321 $3,506 4.59%
    VA 43 $13,265,000 $308,488 $7,562 4.49%

    For 2018, Bank Of Utah's most frequently originated type of loan was Conventional, with 844 originations. Their 2nd most popular type was FHA, with 131 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 895 $246,555,000 $275,480 $4,692 4.90%
    Cash Out Refi 114 $26,520,000 $232,632 $6,032 4.83%
    Refi 54 $13,760,000 $254,815 $5,466 4.80%
    Other 8 $1,580,000 $197,500 $3,786 4.86%
    Home Improvement 3 $715,000 $238,333 $3,735 5.46%

    For 2018, Bank Of Utah's most frequently cited loan purpose was Home Purchase, with 895 originations. The 2nd most popular reason was Cash Out Refi, with 114 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 979 $239,315,000 $244,448 $4,835 4.92%
    15 Year 43 $10,195,000 $237,093 $5,133 4.07%
    20 Year 34 $8,520,000 $250,588 $5,222 4.51%
    10 Year 13 $4,085,000 $314,231 $1,586 5.65%
    Other 3 $4,795,000 $1,598,333 $0 5.83%
    3 Year 2 $22,220,000 $11,110,000 $0 5.86%

    For 2018, Bank Of Utah's most frequently cited loan duration was 30 Year, with 979 originations. The 2nd most popular length was 15 Year, with 43 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 384 $77,440,000 $201,667
    $3k-4k 169 $42,825,000 $253,402
    $2k-3k 132 $26,540,000 $201,061
    $4k-5k 123 $38,225,000 $310,772
    $5k+ 123 $47,475,000 $385,976
    $1k-2k 76 $15,590,000 $205,132

    Bank Of Utah's average total fees were $4,835, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 384 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 732 $191,190,000 $261,189
    5-6% 216 $68,180,000 $315,648
    3-4% 64 $17,730,000 $277,031
    7-8% 46 $410,000 $8,913
    6-7% 16 $11,620,000 $726,250

    During 2018, Bank Of Utah's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 4-5%, with 732 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 584 $162,580,000 $278,390 $5,528 4.73%
    $100k-200k 271 $42,445,000 $156,624 $3,658 4.77%
    $400k-600k 104 $47,070,000 $452,596 $7,446 4.74%
    $100,000 or less 102 $3,960,000 $38,824 $1,196 6.21%
    $600k-1MM 9 $6,245,000 $693,889 $4,880 5.01%
    $1MM+ 4 $26,830,000 $6,707,500 $16,575 5.37%

    2018 saw Bank Of Utah place emphasis on $200k-400k loans with 584 originations, totaling $162,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 314 $65,370,000 $208,185 $4,412 5.00%
    $50k or less 213 $31,995,000 $150,211 $3,190 4.94%
    $75k-100k 212 $56,960,000 $268,679 $5,460 4.80%
    $100k-150k 191 $60,335,000 $315,890 $6,338 4.77%
    $150k-250k 89 $30,685,000 $344,775 $5,873 4.70%
    $250k+ 28 $10,250,000 $366,071 $6,227 4.69%

    Bank Of Utah lent most frequently to those with incomes in the $50k-75k range, with 314 originations. The second most popular income band? $50k or less, with 213 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 197 $49,955,000 $253,579 $5,092 4.77%
    20-30% 156 $35,820,000 $229,615 $4,908 4.69%
    <20% 59 $14,045,000 $238,051 $4,537 4.68%
    43% 56 $14,960,000 $267,143 $5,435 4.81%
    50-60% 53 $9,655,000 $182,170 $4,819 5.33%
    49% 53 $14,265,000 $269,151 $5,087 4.89%
    44% 51 $10,885,000 $213,431 $3,907 5.06%
    42% 48 $13,970,000 $291,042 $5,537 4.85%
    45% 48 $12,030,000 $250,625 $5,348 5.27%
    39% 43 $12,515,000 $291,047 $5,436 4.71%
    40% 42 $9,650,000 $229,762 $4,047 4.99%
    41% 40 $9,320,000 $233,000 $4,237 4.98%
    36% 39 $8,005,000 $205,256 $4,322 4.84%
    48% 37 $10,115,000 $273,378 $5,726 4.70%
    37% 36 $9,030,000 $250,833 $4,455 4.86%
    47% 34 $7,420,000 $218,235 $3,790 5.27%
    46% 33 $8,305,000 $251,667 $3,936 4.94%
    38% 33 $8,345,000 $252,879 $5,289 4.88%

    Bank Of Utah lent most frequently to those with DTI ratios of 30-36%, with 197 originations. The next most common DTI ratio? 20-30%, with 156 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 922 $222,840,000 $241,692 $4,741 4.87%
    Not provided 115 $30,045,000 $261,261 $5,555 4.90%
    Not applicable 13 $29,995,000 $2,307,308 $0 5.90%
    Asian 10 $2,910,000 $291,000 $5,628 4.53%
    Black 8 $1,910,000 $238,750 $5,325 5.16%
    American Indian 4 $1,110,000 $277,500 $8,610 5.13%
    Native Hawaiian or Islander 2 $320,000 $160,000 $1,913 4.63%

    Approval Rates

    Total approvals of all applications
    98.45%

    Bank Of Utah has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    75.88%

    Bank Of Utah has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,074 $289,130,000 $269,209

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $805,000 $805,000
    Multifamily:Site-Built 10 $29,120,000 $2,912,000
    Single Family (1-4 Units):Manufactured 26 $2,550,000 $98,077
    Single Family (1-4 Units):Site-Built 1,037 $256,655,000 $247,498

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 25 $4,185,000 $167,400 $4,049 4.43%
    40-60% 81 $33,245,000 $410,432 $5,056 4.58%
    60-80% 307 $96,345,000 $313,827 $5,550 4.80%
    80-100% 576 $148,190,000 $257,274 $4,854 4.77%
    Over 100% 19 $5,495,000 $289,211 $9,861 4.47%
    Under 20% 66 $1,670,000 $25,303 $686 6.98%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 14.8%
    BANK OF THE WEST VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.7%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 3 11.1%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.7%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 5 18.5%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 3.7%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Incorrect information on your report 2 7.4%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 1 3.7%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 4 14.8%
    BANK OF THE WEST FHA mortgage Closing on a mortgage 1 3.7%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 1 3.7%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 1 3.7%
    BANK OF THE WEST Conventional home mortgage Closing on a mortgage 2 7.4%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Utah 100 South 500 West Bountiful, UT 84010 Full Service B&M $37,540
    Bank of Utah 115 Washington Boulevard Ogden, UT 84404 Full Service B&M $71,073
    Bank of Utah 121 North Gateway Drive Providence, UT 84332 Full Service B&M $29,711
    Bank of Utah 200 East South Temple Suite 210 Salt Lake City, UT 84111 Limited, Trust Office $0
    Bank of Utah 2309 South Redwood Road Salt Lake City, UT 84119 Full Service B&M $71,273
    Bank of Utah 25 North Tremont Tremonton, UT 84337 Full Service B&M $42,482
    Bank of Utah 2605 Washington Blvd Ogden, UT 84401 Full Service B&M $426,298
    Bank of Utah 4605 Harrison Blvd. Suite 100 Ogden, UT 84403 Full Service B&M $89,292
    Bank of Utah 5 East 1400 North Logan, UT 84341 Full Service B&M $46,333
    Bank of Utah 5729 South 1900 West Roy, UT 84067 Full Service B&M $45,939
    Bank of Utah 711 South State Street Salt Lake City, UT 84111 Full Service B&M $86,392
    Bank of Utah 717 West Antelope Drive Layton, UT 84041 Full Service B&M $49,091
    Bank of Utah 80 East 800 South Brigham City, UT 84302 Full Service B&M $31,062
    Bank of Utah 9320 South State Street Sandy, UT 84070 Full Service B&M $62,168
    Bank of Utah 980 West 830 North Orem, UT 84059 Full Service B&M $16,362

    For 2018, Bank Of Utah had 15 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $56,383
    Net interest income $52,573
    Total noninterest income $20,995
    Gross Fiduciary activities income $10,089
    Service charges on deposit accounts $1,174
    Trading account gains and fees $0
    Additional Noninterest Income $9,732
    Pre-tax net operating income $30,323
    Securities gains (or losses, -) $-148
    Income before extraordinary items $23,813
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $23,813
    Minority interest net income $0
    Net income $23,813
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $23,929

    Bank Of Utah's gross interest income from loans was $56,383,000.
    Bank Of Utah's net interest income from loans was $52,573,000.
    Bank Of Utah's fee based income from loans was $1,174,000.
    Bank Of Utah's net income from loans was $23,813,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,810
    Provision for credit losses $700
    Total noninterest expense $42,545
    Salaries and employee benefits $26,582
    Premises and equipment expense $3,359
    Additional noninterest expense $12,604
    Applicable income taxes $6,362
    Net charge-offs $14
    Cash dividends $24,946

    Bank Of Utah's interest expense for loans was $3,810,000.
    Bank Of Utah's payroll and benefits expense were $26,582,000.
    Bank Of Utah's property, plant and equipment expenses $3,359,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,172,693
    Deposits held in domestic offices $1,172,693
    Deposits by Individuals, partnerships, and corporations $1,108,027
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $64,666
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $668,597
    Demand deposits $470,975
    Nontransaction accounts $504,096
    Money market deposit accounts (MMDAs) $280,947
    Other savings deposits (excluding MMDAs) $132,936
    Total time deposits $90,213
    Total time and savings deposits $701,718
    Noninterest-bearing deposits $470,975
    Interest-bearing deposits $701,718
    Retail deposits $1,110,925
    IRAs and Keogh plan accounts $10,641
    Brokered deposits $7,702
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,422,646
    Cash & Balances due from depository institutions $181,655
    Interest-bearing balances $157,977
    Total securities $126,892
    Federal funds sold & reverse repurchase $1,677
    Net loans and leases $1,041,991
    Loan and leases loss allowance $11,600
    Trading account assets $0
    Bank premises and fixed assets $17,206
    Other real estate owned $0
    Goodwill and other intangibles $9,941
    All other assets $43,284

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,422,646
    Total Liabilities $1,254,323
    Total deposits $1,172,693
    Interest-bearing deposits $701,718
    Deposits held in domestic offices $1,172,693
    % insured (estimated) $47
    Federal funds purchased and repurchase agreements $69,813
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $11,817

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,041,991
    Loan and leases loss allowance $11,600
    Total loans and leases (domestic) $1,053,591
    All real estate loans $840,944
    Real estate loans in domestic offices $840,944
    Construction and development loans $235,315
    Residential 1-4 family construction $64,141
    Other construction, all land development and other land $171,174
    Loans secured by nonfarm nonresidential properties $501,480
    Nonfarm nonresidential secured by owner-occupied properties $178,549
    Commercial real estate & other non-farm, non-residential $322,931
    Multifamily residential real estate $15,901
    1-4 family residential loans $81,990
    Farmland loans $6,258
    Loans held in foreign offices $0
    Farm loans $5,882
    Commercial and industrial loans $70,945
    To non-U.S. addressees $0
    Loans to individuals $4,366
    Credit card loans $0
    Related Plans $579
    Consumer Auto Loans $2,781
    Other loans to individuals $1,006
    All other loans & leases $133,143
    Loans to foreign governments and official institutions $0
    Other loans $35
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $533
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $6,964
    Non 1-4 family restructured loans & leases $6,964
    Total loans and leases (foreign) $0

    Bank of Utah had $1,041,991,000 of loans outstanding in 2018. $840,944,000 of loans were in real estate loans. $235,315,000 of loans were in development loans. $15,901,000 of loans were in multifamily mortgage loans. $81,990,000 of loans were in 1-4 family mortgage loans. $5,882,000 of loans were in farm loans. $0 of loans were in credit card loans. $2,781,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 321 $83,866 $261,265
    Nonfarm, nonresidential loans - <$100k 20 $1,400 $70,000
    Nonfarm, nonresidential loans - $100-250k 73 $8,744 $119,781
    Nonfarm, nonresidential loans - $250k-1MM 228 $73,722 $323,342
    Commercial & Industrial, US addressed loans - <$1MM 309 $41,087 $132,968
    Commercial & Industrial, US addressed loans - <$100k 162 $6,205 $38,302
    Commercial & Industrial, US addressed loans - $100-250k 82 $9,458 $115,341
    Commercial & Industrial, US addressed loans - $250k-1MM 65 $25,424 $391,138
    Farmland loans - <$1MM 15 $2,263 $150,867
    Farmland loans - <$100k 5 $214 $42,800
    Farmland loans - $100-250k 4 $430 $107,500
    Farmland loans - $250k-1MM 6 $1,619 $269,833
    Agriculture operations loans - <$1MM 5 $1,168 $233,600
    Agriculture operations loans - <$100k 2 $82 $41,000
    Agriculture operations loans - $100-250k 2 $507 $253,500
    Agriculture operations loans - $250k-1MM 1 $579 $579,000