Price Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Price averaged 5.9% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 5.96% and one month ago for the week of 2024-08-29, the average rate was 6.13%.

Price's average rate one year ago was 7.39%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Price 30 Year Fixed Rate 2024-10-03 5.9%
Price 30 Year Fixed Rate Refi 2024-10-03 6.72%
Price 15 Year Fixed Rate 2024-10-03 5.15%
Price 15 Year Fixed Rate Refi 2024-10-03 5.45%
Price 30 Year FHA 2024-10-03 6.15%
Price 30 Year FHA Refi 2024-10-03 5.69%
Price 30 Year USDA 2024-10-03 5.77%
Price 30 Year USDA Refi 2024-10-03 5.97%
Price 30 Year VA 2024-10-03 5.8%
Price 30 Year VA Refi 2024-10-03 5.8%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Price, UT.

Price Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Price, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Utah Power 20 5.66% $4,544
UNITED WHOLESALE MORTGAGE, LLC 20 7.10% $5,823
SECURITY HOME MORTGAGE, LLC. 18 6.85% $6,028
QUICKEN LOANS, LLC 13 6.80% $6,460
Bank of Utah 11 6.91% $5,116
BROKER SOLUTIONS, INC. 7 6.94% $7,030
INTERCAP LENDING INC. 6 6.92% $7,492
MOUNTAIN AMERICA 5 6.60% $4,387
U.S. Bank 4 6.84% $8,216
Cache Valley Bank 3 7.00% $4,401
FIRST COLONY MORTGAGE CORPORATION 3 6.21% $5,400
Zions Bank 2 6.38% $2,112
CANOPY MORTGAGE, LLC 2 6.38% $6,360
GENEVA FINANCIAL, LLC 2 7.19% $11,030
GUILD MORTGAGE COMPANY 2 7.12% $3,971
LOANDEPOT.COM, LLC 2 6.18% $6,181
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.75% $7,026
AMERICA FIRST 1 8.63% $8,110
VERITAS FUNDING, LLC 1 6.62% $6,730
CROSSCOUNTRY MORTGAGE, LLC 1 6.83% $6,347
Wells Fargo Bank 1 7.50% $2,954
LOANPAL, LLC 1 6.99% $7,464
CRESCENT MORTGAGE COMPANY 1 7.13% $5,256
M&T Bank 1 7.50% $5,579
MY MOVE MORTGAGE, LLC 1 5.88% $4,882
NAVY FEDERAL CREDIT UNION 1 7.63% $2,258
PENNYMAC LOAN SERVICES, LLC 1 6.13% $11,839
21ST MORTGAGE CORPORATION 1 8.65% $6,010
Carrington Mortgage Services, LLC 1 5.75% $11,995
RANLIFE, INC. 1 7.38% $4,394
CARDINAL FINANCIAL 1 6.25% $16,488
The Federal Savings Bank 1 6.25% $8,058
The Loan Store, Inc. 1 7.50% $2,765
BETTER MORTGAGE CORPORATION 1 5.38% $12,176
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $3,542
Utah Mortgage Loan Corporation 1 6.00% $7,710
DIRECT MORTGAGE, CORP. 1 8.13% $12,740
Eagle Bank and Trust Company 1 7.13% $5,896
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.38% $9,129
CYPRUS Federal Credit Union 1 6.75% $2,513

Price Average Closing Costs & Other Stats

Price, UT's 40 lenders originated 512 loans during 2023. The total origination value was $87,660,000, with an average loan value of $171,211.

Price's average closing costs are $5,281.

The top Price lender as defined by loan originations is Utah Power, with 20 loans originated. Their average total fees are $4,544, which is $1,279 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Price lenders (with over 10 loans originated) are Utah Power ($4,544), Bank of Utah ($5,116), UNITED WHOLESALE MORTGAGE, LLC ($5,823), SECURITY HOME MORTGAGE, LLC. ($6,028) and QUICKEN LOANS, LLC ($6,460).

The lowest rate Price lenders (with over 10 loans originated) are Utah Power (5.66%), QUICKEN LOANS, LLC (6.80%), SECURITY HOME MORTGAGE, LLC. (6.85%), Bank of Utah (6.91%) and UNITED WHOLESALE MORTGAGE, LLC (7.10%).

Price, UT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
SECURITY HOME MORTGAGE, LLC. $2,190,000 $14,430,000 558.9% 16.5%
Bank of Utah $10,475,000 $8,735,000 -16.6% 10.0%
Utah Power $7,405,000 $7,590,000 2.5% 8.7%
UNITED WHOLESALE MORTGAGE, LLC $7,370,000 $7,475,000 1.4% 8.5%
MOUNTAIN AMERICA $11,900,000 $6,960,000 -41.5% 7.9%
QUICKEN LOANS, LLC $6,905,000 $5,195,000 -24.8% 5.9%
BROKER SOLUTIONS, INC. $3,355,000 $3,590,000 7.0% 4.1%
Zions Bank $2,195,000 $3,555,000 62.0% 4.1%
U.S. Bank $355,000 $2,365,000 566.2% 2.7%
INTERCAP LENDING INC. $4,120,000 $2,205,000 -46.5% 2.5%
AMERICA FIRST $1,340,000 $2,170,000 61.9% 2.5%
Washington Federal Bank $2,290,000 $1,710,000 -25.3% 2.0%
FIRST COLONY MORTGAGE CORPORATION $2,710,000 $1,380,000 -49.1% 1.6%
Cache Valley Bank $1,200,000 $1,275,000 6.3% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $235,000 $1,170,000 397.9% 1.3%
Mortgage Research Center, LLC $690,000 $920,000 33.3% 1.0%
NEWREZ LLC $720,000 $915,000 27.1% 1.0%
GENEVA FINANCIAL, LLC $855,000 n/a 1.0%
NATIONS RELIABLE LENDING, LLC $770,000 n/a 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $515,000 $635,000 23.3% 0.7%
FREEDOM MORTGAGE CORPORATION $565,000 $635,000 12.4% 0.7%
GUILD MORTGAGE COMPANY $1,280,000 $585,000 -54.3% 0.7%
RANLIFE, INC. $655,000 $585,000 -10.7% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 $570,000 322.2% 0.7%
Carrington Mortgage Services, LLC $190,000 $530,000 178.9% 0.6%
Plains Commerce Bank $370,000 $475,000 28.4% 0.5%
DIRECT MORTGAGE, CORP. $1,120,000 $465,000 -58.5% 0.5%
BETTER MORTGAGE CORPORATION $460,000 n/a 0.5%
The Federal Savings Bank $155,000 $445,000 187.1% 0.5%
CANOPY MORTGAGE, LLC $410,000 $420,000 2.4% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $410,000 n/a 0.5%
CRESCENT MORTGAGE COMPANY $1,430,000 $395,000 -72.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $1,295,000 $395,000 -69.5% 0.5%
VERITAS FUNDING, LLC $2,995,000 $370,000 -87.6% 0.4%
Discover Bank $365,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $155,000 $355,000 129.0% 0.4%
NAVY FEDERAL CREDIT UNION $415,000 $355,000 -14.5% 0.4%
CHARTWAY FEDERAL CREDIT UNION $105,000 $305,000 190.5% 0.3%
CARDINAL FINANCIAL $290,000 $295,000 1.7% 0.3%
Eagle Bank and Trust Company $295,000 n/a 0.3%
LONGBRIDGE FINANCIAL, LLC $165,000 $295,000 78.8% 0.3%
21ST MORTGAGE CORPORATION $260,000 n/a 0.3%
Northpointe Bank $655,000 $255,000 -61.1% 0.3%
LOANDEPOT.COM, LLC $1,075,000 $250,000 -76.7% 0.3%
Network Funding, L.P. $175,000 $240,000 37.1% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $420,000 $235,000 -44.0% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $235,000 $235,000 0.0% 0.3%
UTAH FIRST $235,000 n/a 0.3%
Century Mortgage Company DBA Century Lending Company $470,000 $225,000 -52.1% 0.3%
AMERISAVE MORTGAGE CORPORATION $515,000 $220,000 -57.3% 0.3%
Wells Fargo Bank $1,430,000 $200,000 -86.0% 0.2%
MY MOVE MORTGAGE, LLC $205,000 $195,000 -4.9% 0.2%
LOANPAL, LLC $610,000 $185,000 -69.7% 0.2%
UNION HOME MORTGAGE CORP. $185,000 n/a 0.2%
AMERICAN UNITED FAMILY OF CREDIT UN $185,000 $175,000 -5.4% 0.2%
The Loan Store, Inc. $175,000 n/a 0.2%
Utah Mortgage Loan Corporation $455,000 $165,000 -63.7% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $1,215,000 $150,000 -87.7% 0.2%
Bank of England $145,000 n/a 0.2%
JPMorgan Chase Bank $115,000 $145,000 26.1% 0.2%
M&T Bank $135,000 n/a 0.2%
CYPRUS Federal Credit Union $485,000 $85,000 -82.5% 0.1%
Flagstar Bank, FSB $85,000 n/a 0.1%
Glacier Bank $415,000 $75,000 -81.9% 0.1%
UTAH COMMUNITY $2,870,000 $75,000 -97.4% 0.1%
Bank of America $165,000 $55,000 -66.7% 0.1%
RESIDENTIAL BANCORP $55,000 n/a 0.1%
SECURITY SERVICE $35,000 $55,000 57.1% 0.1%
GOLDENWEST $35,000 $45,000 28.6% 0.1%
KeyBank $935,000 $45,000 -95.2% 0.1%
Coastal Community Bank $15,000 n/a 0.0%

Price's top lender by overall market share is SECURITY HOME MORTGAGE, LLC., with 16.5% market share. In second place, with 10.0%, is Bank of Utah, having originated $8,735,000 in loans. In third place, with 8.7%, is Utah Power, having originated $7,590,000 in loans. In fourth place, with 8.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,475,000 in loans. In fifth place, with 7.9%, is MOUNTAIN AMERICA, having originated $6,960,000 in loans.


Price Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Price (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $121,150 (1.0%) $161,044 (15.3%) 0.00 143
2018-02-01 $124,700 (0.9%) $163,123 (9.5%) 0.00 139
2018-03-01 $129,750 (3.9%) $162,445 (7.7%) 0.00 142
2018-04-01 $131,250 (1.7%) $169,937 (9.3%) 0.00 134
2018-05-01 $130,000 (6.6%) $194,503 (25.6%) 0.00 135
2018-06-01 $129,962 (4.0%) $189,368 (24.1%) 0.00 134
2018-07-01 $129,975 (2.9%) $188,346 (22.1%) 0.00 136
2018-08-01 $134,875 (8.6%) $197,010 (24.3%) 0.00 132
2018-09-01 $145,000 (20.9%) $217,727 (36.4%) 0.00 123
2018-10-01 $141,700 (16.3%) $212,813 (30.4%) 0.00 123
2018-11-01 $139,175 (11.3%) $213,932 (28.8%) 0.00 116
2018-12-01 $135,000 (7.1%) $210,224 (28.5%) 0.00 116
2019-01-01 $134,750 (11.2%) $215,834 (34.0%) 0.00 111
2019-02-01 $135,000 (8.3%) $222,641 (36.5%) 0.00 96
2019-03-01 $135,000 (4.1%) $224,279 (38.1%) 0.00 93
2019-04-01 $134,975 (2.8%) $223,920 (31.8%) 0.00 93
2019-05-01 $144,250 (11.0%) $237,766 (22.2%) 0.00 84
2019-06-01 $150,000 (15.4%) $248,007 (31.0%) 0.00 84
2019-07-01 $150,375 (15.7%) $232,444 (23.4%) 0.00 89
2019-08-01 $148,591 (10.2%) $220,312 (11.8%) 0.00 90
2019-09-01 $147,977 (2.1%) $218,292 (0.3%) 0.00 89
2019-10-01 $147,568 (4.1%) $218,901 (2.9%) 0.00 86
2019-11-01 $144,500 (3.8%) $214,002 (0.0%) 0.00 69
2019-12-01 $140,750 (4.3%) $211,652 (0.7%) 0.00 65
2020-01-01 $156,575 (16.2%) $226,706 (5.0%) 0.00 58
2020-02-01 $162,950 (20.7%) $264,578 (18.8%) 0.00 57
2020-03-01 $165,750 (22.8%) $280,577 (25.1%) 0.00 47
2020-04-01 $165,113 (22.3%) $279,747 (24.9%) 0.00 50
2020-05-01 $168,500 (16.8%) $270,869 (13.9%) 0.00 49
2020-06-01 $151,000 (0.7%) $275,709 (11.2%) 0.00 48
2020-07-01 $184,750 (22.9%) $295,954 (27.3%) 0.00 49
2020-08-01 $220,000 (48.1%) $335,095 (52.1%) 0.00 41
2020-09-01 $195,023 (31.8%) $297,892 (36.5%) 0.00 46
2020-10-01 $147,950 (0.3%) $217,615 (-0.6%) 0.00 53
2020-11-01 $152,000 (5.2%) $200,433 (-6.3%) 0.00 54
2020-12-01 $141,975 (0.9%) $205,442 (-2.9%) 0.00 47
2021-01-01 $139,900 (-10.7%) $180,461 (-20.4%) 0.00 32
2021-02-01 $160,975 (-1.2%) $206,621 (-21.9%) 0.00 27
2021-03-01 $200,000 (20.7%) $218,684 (-22.1%) 0.00 22
2021-04-01 $239,995 (45.4%) $331,774 (18.6%) 0.00 20
2021-05-01 $234,495 (39.2%) $400,760 (48.0%) 0.00 22
2021-06-01 $222,250 (47.2%) $376,433 (36.5%) 0.00 33
2021-07-01 $225,000 (21.8%) $360,824 (21.9%) 0.00 49
2021-08-01 $249,723 (13.5%) $354,928 (5.9%) 0.00 52
2021-09-01 $243,725 (25.0%) $341,988 (14.8%) 0.00 57
2021-10-01 $225,000 (52.1%) $358,727 (64.8%) 0.00 37
2021-11-01 $199,375 (31.2%) $256,066 (27.8%) 0.00 32
2021-12-01 $199,375 (40.4%) $243,477 (18.5%) 0.00 20
2022-01-01 $191,250 (36.7%) $232,720 (29.0%) 0.00 15
2022-02-01 $354,125 (120.0%) $338,222 (63.7%) 0.00 11
2022-03-01 $297,000 (48.5%) $326,467 (49.3%) 0.00 14
2022-04-01 $265,000 (10.4%) $294,463 (-11.3%) 0.00 27
2022-05-01 $264,500 (12.8%) $339,394 (-15.3%) 0.00 32
2022-06-01 $309,900 (39.4%) $348,821 (-7.3%) 0.00 44
2022-07-01 $385,000 (71.1%) $367,778 (1.9%) 0.00 60
2022-08-01 $350,000 (40.2%) $341,957 (-3.7%) 0.00 58
2022-09-01 $349,000 (43.2%) $349,634 (2.2%) 0.00 57
2022-10-01 $325,000 (44.4%) $352,611 (-1.7%) 0.00 60
2022-11-01 $324,900 (63.0%) $338,760 (32.3%) 0.00 68
2022-12-01 $319,950 (60.5%) $336,337 (38.1%) 0.00 67
2023-01-01 $340,000 (77.8%) $349,272 (50.1%) 0.00 55
2023-02-01 $380,750 (7.5%) $348,731 (3.1%) 0.00 46
2023-03-01 $392,500 (32.2%) $363,817 (11.4%) 0.00 47
2023-04-01 $414,000 (56.2%) $375,741 (27.6%) 0.00 62
2023-05-01 $424,000 (60.3%) $398,953 (17.6%) 0.00 64
2023-06-01 $375,450 (21.2%) $412,880 (18.4%) 0.00 81
2023-07-01 $392,000 (1.8%) $434,831 (18.2%) 0.00 81
2023-08-01 $421,250 (20.4%) $431,569 (26.2%) 0.00 82
2023-09-01 $375,000 (7.5%) $420,860 (20.4%) 0.00 87
2023-10-01 $362,500 (11.5%) $449,360 (27.4%) 0.00 93
2023-11-01 $352,500 (8.5%) $382,946 (13.0%) 0.00 92
2023-12-01 $350,000 (9.4%) $375,358 (11.6%) 0.00 90
2024-01-01 $358,750 (5.5%) $390,294 (11.7%) 0.00 86
2024-02-01 $380,000 (-0.2%) $391,410 (12.2%) 0.00 83
2024-03-01 $395,000 (0.6%) $425,122 (16.9%) 0.00 78
2024-04-01 $360,000 (-13.0%) $409,625 (9.0%) 0.00 87
2024-05-01 $371,250 (-12.4%) $407,836 (2.2%) 0.00 90
2024-06-01 $365,000 (-2.8%) $407,132 (-1.4%) 0.00 100
2024-07-01 $353,875 (-9.7%) $399,233 (-8.2%) 0.00 105
2024-08-01 $337,200 (-20.0%) $390,446 (-9.5%) 0.00 108
2024-09-01 $336,750 (-10.2%) $387,965 (-7.8%) 0.00 112
Price's median listing price for 2024-09-01 was $336,750, a difference of $-38,250 (-10.2%) versus the prior year and $-450 versus the prior month.

Price's median listing price comes in at 0% of the national average.

Price's average listing price for 2024-09-01 was $387,965, a difference of $-32,895 (-7.8%) versus the prior year and $-2,481 versus the prior month.

For the 2024-09-01 period, Price had 112 MLS listings, a difference of 4 listings (4%) versus the prior month and 25 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Price (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,862 sqft
2018-02-01 0 days 1,954 sqft
2018-03-01 0 days 1,936 sqft
2018-04-01 0 days 1,918 sqft
2018-05-01 0 days 1,950 sqft
2018-06-01 0 days 1,898 sqft
2018-07-01 0 days 1,898 sqft
2018-08-01 0 days 1,976 sqft
2018-09-01 0 days 2,100 sqft
2018-10-01 0 days 2,062 sqft
2018-11-01 0 days 2,042 sqft
2018-12-01 0 days 1,984 sqft
2019-01-01 0 days 1,999 sqft
2019-02-01 0 days 2,015 sqft
2019-03-01 0 days 2,023 sqft
2019-04-01 0 days 2,002 sqft
2019-05-01 0 days 2,037 sqft
2019-06-01 0 days 2,112 sqft
2019-07-01 0 days 1,973 sqft
2019-08-01 0 days 1,973 sqft
2019-09-01 0 days 1,973 sqft
2019-10-01 0 days 1,995 sqft
2019-11-01 0 days 2,016 sqft
2019-12-01 0 days 2,101 sqft
2020-01-01 0 days 2,112 sqft
2020-02-01 0 days 2,162 sqft
2020-03-01 0 days 2,225 sqft
2020-04-01 0 days 2,060 sqft
2020-05-01 0 days 1,989 sqft
2020-06-01 0 days 1,933 sqft
2020-07-01 0 days 2,129 sqft
2020-08-01 0 days 2,248 sqft
2020-09-01 0 days 2,284 sqft
2020-10-01 0 days 1,725 sqft
2020-11-01 0 days 1,717 sqft
2020-12-01 0 days 1,670 sqft
2021-01-01 0 days 1,574 sqft
2021-02-01 0 days 1,671 sqft
2021-03-01 0 days 1,694 sqft
2021-04-01 0 days 1,860 sqft
2021-05-01 0 days 1,836 sqft
2021-06-01 0 days 1,729 sqft
2021-07-01 0 days 1,904 sqft
2021-08-01 0 days 1,944 sqft
2021-09-01 0 days 2,008 sqft
2021-10-01 0 days 1,904 sqft
2021-11-01 0 days 2,005 sqft
2021-12-01 0 days 1,877 sqft
2022-01-01 0 days 1,846 sqft
2022-02-01 0 days 2,109 sqft
2022-03-01 0 days 1,951 sqft
2022-04-01 0 days 1,712 sqft
2022-05-01 0 days 1,827 sqft
2022-06-01 0 days 1,842 sqft
2022-07-01 0 days 1,659 sqft
2022-08-01 0 days 1,659 sqft
2022-09-01 0 days 1,658 sqft
2022-10-01 0 days 1,659 sqft
2022-11-01 0 days 1,737 sqft
2022-12-01 0 days 1,678 sqft
2023-01-01 0 days 1,680 sqft
2023-02-01 0 days 1,658 sqft
2023-03-01 0 days 1,658 sqft
2023-04-01 0 days 1,753 sqft
2023-05-01 0 days 1,940 sqft
2023-06-01 0 days 2,167 sqft
2023-07-01 0 days 2,200 sqft
2023-08-01 0 days 2,424 sqft
2023-09-01 0 days 2,080 sqft
2023-10-01 0 days 2,055 sqft
2023-11-01 0 days 2,016 sqft
2023-12-01 0 days 1,960 sqft
2024-01-01 0 days 1,971 sqft
2024-02-01 0 days 2,085 sqft
2024-03-01 0 days 2,112 sqft
2024-04-01 0 days 2,111 sqft
2024-05-01 0 days 2,100 sqft
2024-06-01 0 days 2,138 sqft
2024-07-01 0 days 2,053 sqft
2024-08-01 0 days 1,977 sqft
2024-09-01 0 days 1,980 sqft
Price's median listing age (time on market) for 2024-09-01 was 0 days.

Price's median square footage for active listings during the 2024-09-01 period was 1,980 sqft. One year prior, the average listing was 2,080 sqft.

Price, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 273 $58,565,000 $214,524
Other 90 $6,680,000 $74,222
Cash Out Refi 62 $11,080,000 $178,710
Refi 52 $8,740,000 $168,077
Home Improvement 35 $2,595,000 $74,143

Price's most frequently cited loan purpose was Home Purchase, with 273 originations. The 2nd most popular reason was Other, with 90 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
7-8% 178 $27,230,000 $152,978
6-7% 165 $32,005,000 $193,970
5-6% 72 $15,140,000 $210,278
Over 8% 67 $8,175,000 $122,015
4-5% 21 $4,675,000 $222,619
3-4% 1 $15,000 $15,000

During 2023, Price's most frequently originated rate bucket was 7-8%, with 178 originations.

Loan Sizing (Price, UT MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 188 $8,760,000 $46,596
$200k-400k 150 $40,870,000 $272,467
$100k-200k 146 $22,310,000 $152,808
$400k-600k 21 $9,875,000 $470,238
$600k-1000k 5 $3,575,000 $715,000
$Over $1MM 2 $2,270,000 $1,135,000

Price's loan sizing saw the bucket of loans from $100,000 or less with 188 originations, totaling $8,760,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 186 $45,350,000 $243,817
Under 20% 101 $3,435,000 $34,010
60-80% 95 $21,475,000 $226,053
20-40% 61 $5,665,000 $92,869
40-60% 54 $9,560,000 $177,037
Over 100% 6 $1,500,000 $250,000

Price's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 186 originations, totaling $45,350,000 in origination value.