Price Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Price averaged
6.75%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.88% and
one month ago for the week of 2025-05-15, the
average rate was 6.65%.
Price's average rate one year ago was 6.89%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.81%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Price 30 Year Fixed Rate | 2025-06-18 | 6.75% |
| Price 30 Year Fixed Rate Refi | 2025-06-18 | 6.81% |
| Price 15 Year Fixed Rate | 2025-06-18 | 5.86% |
| Price 15 Year Fixed Rate Refi | 2025-06-18 | 6.46% |
| Price 30 Year FHA | 2025-06-18 | -0.09% |
| Price 30 Year FHA Refi | 2025-06-18 | 0.1% |
| Price 30 Year USDA | 2025-06-18 | 0% |
| Price 30 Year USDA Refi | 2025-06-18 | -0.2% |
| Price 30 Year VA | 2025-06-18 | 0.1% |
| Price 30 Year VA Refi | 2025-06-18 | 0% |
Price Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Price, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Price Average Closing Costs & Other Stats
Price, UT's 50 lenders originated 494
loans during 2024. The total origination value was $112,650,000, with an average loan value of
$228,036.
Price's average closing costs are $5,557.
The top Price lender as defined by loan originations is PREMIER MORTGAGE RESOURCES, L.L.C., with
16 loans originated. Their average total fees are
$7,396, which is $2,056
higher than the next largest lender,
Utah Power.
The lowest fee Price lenders (with over 10 loans originated) are
Utah Power ($5,339), UNITED WHOLESALE MORTGAGE, LLC ($6,275), PREMIER MORTGAGE RESOURCES, L.L.C. ($7,396), .
The lowest rate Price lenders (with over 10 loans originated) are
Utah Power (5.70%), UNITED WHOLESALE MORTGAGE, LLC (6.62%), PREMIER MORTGAGE RESOURCES, L.L.C. (7.08%), .
Price, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Zions Bank | $3,555,000 | $25,230,000 | 609.7% | 22.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $13,945,000 | n/a | 12.4% | |
| MOUNTAIN AMERICA | $6,960,000 | $10,145,000 | 45.8% | 9.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,475,000 | $6,230,000 | -16.7% | 5.5% |
| Bank of Utah | $8,735,000 | $5,685,000 | -34.9% | 5.0% |
| QUICKEN LOANS, LLC | $5,195,000 | $5,610,000 | 8.0% | 5.0% |
| Utah Power | $7,590,000 | $5,190,000 | -31.6% | 4.6% |
| BROKER SOLUTIONS, INC. | $3,590,000 | $4,110,000 | 14.5% | 3.6% |
| GUILD MORTGAGE COMPANY | $585,000 | $2,620,000 | 347.9% | 2.3% |
| INTERCAP LENDING INC. | $2,205,000 | $1,795,000 | -18.6% | 1.6% |
| SECURITY HOME MORTGAGE, LLC. | $14,430,000 | $1,650,000 | -88.6% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $395,000 | $1,390,000 | 251.9% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $635,000 | $1,385,000 | 118.1% | 1.2% |
| LOANDEPOT.COM, LLC | $250,000 | $1,345,000 | 438.0% | 1.2% |
| AMERICA FIRST | $2,170,000 | $1,270,000 | -41.5% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,170,000 | $1,115,000 | -4.7% | 1.0% |
| FIRST COLONY MORTGAGE CORPORATION | $1,380,000 | $1,110,000 | -19.6% | 1.0% |
| Hometown Equity Mortgage, LLC | $1,045,000 | n/a | 0.9% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $150,000 | $925,000 | 516.7% | 0.8% |
| Plains Commerce Bank | $475,000 | $920,000 | 93.7% | 0.8% |
| CANOPY MORTGAGE, LLC | $420,000 | $865,000 | 106.0% | 0.8% |
| Cache Valley Bank | $1,275,000 | $850,000 | -33.3% | 0.8% |
| Washington Federal Bank | $1,710,000 | $665,000 | -61.1% | 0.6% |
| PLAZA HOME MORTGAGE, INC. | $615,000 | n/a | 0.5% | |
| Paramount Residential Mortgage Group, Inc. | $585,000 | n/a | 0.5% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $545,000 | n/a | 0.5% | |
| RANLIFE, INC. | $585,000 | $540,000 | -7.7% | 0.5% |
| Wells Fargo Bank | $200,000 | $530,000 | 165.0% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $225,000 | $510,000 | 126.7% | 0.5% |
| Mortgage Research Center, LLC | $920,000 | $500,000 | -45.7% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $220,000 | $450,000 | 104.5% | 0.4% |
| Equity Prime Mortgage LLC | $425,000 | n/a | 0.4% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $425,000 | n/a | 0.4% | |
| VILLAGE CAPITAL MORTGAGE | $420,000 | n/a | 0.4% | |
| DIRECT MORTGAGE, CORP. | $465,000 | $390,000 | -16.1% | 0.3% |
| CARDINAL FINANCIAL | $295,000 | $385,000 | 30.5% | 0.3% |
| PNC Bank | $385,000 | n/a | 0.3% | |
| AMERICAN UNITED FAMILY OF CREDIT UN | $175,000 | $375,000 | 114.3% | 0.3% |
| The Federal Savings Bank | $445,000 | $375,000 | -15.7% | 0.3% |
| JPMorgan Chase Bank | $145,000 | $365,000 | 151.7% | 0.3% |
| GENEVA FINANCIAL, LLC | $855,000 | $340,000 | -60.2% | 0.3% |
| CHARTWAY FEDERAL CREDIT UNION | $305,000 | $335,000 | 9.8% | 0.3% |
| NATIONS RELIABLE LENDING, LLC | $770,000 | $335,000 | -56.5% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $315,000 | n/a | 0.3% | |
| SUN AMERICAN MORTGAGE COMPANY | $315,000 | n/a | 0.3% | |
| UNION HOME MORTGAGE CORP. | $185,000 | $310,000 | 67.6% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $305,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $355,000 | $305,000 | -14.1% | 0.3% |
| Magnolia Bank | $295,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $355,000 | $285,000 | -19.7% | 0.3% |
| GOLDENWEST | $45,000 | $275,000 | 511.1% | 0.2% |
| KeyBank | $45,000 | $260,000 | 477.8% | 0.2% |
| AmeriHome Mortgage Company, LLC | $255,000 | n/a | 0.2% | |
| BELEM SERVICING LLC | $255,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $530,000 | $255,000 | -51.9% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $255,000 | n/a | 0.2% | |
| Mr. Cooper ( Nationstar Mortgage ) | $235,000 | $255,000 | 8.5% | 0.2% |
| CYPRUS Federal Credit Union | $85,000 | $230,000 | 170.6% | 0.2% |
| GUARANTEED RATE, INC. | $215,000 | n/a | 0.2% | |
| LOANPAL, LLC | $185,000 | $215,000 | 16.2% | 0.2% |
| NEWREZ LLC | $915,000 | $215,000 | -76.5% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $215,000 | n/a | 0.2% | |
| ALLIANT CREDIT UNION | $205,000 | n/a | 0.2% | |
| SECURITY SERVICE | $55,000 | $200,000 | 263.6% | 0.2% |
| UTAH FIRST | $235,000 | $190,000 | -19.1% | 0.2% |
| Glacier Bank | $75,000 | $185,000 | 146.7% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $165,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $295,000 | $165,000 | -44.1% | 0.1% |
| Utah Mortgage Loan Corporation | $165,000 | $165,000 | 0.0% | 0.1% |
| Central Bank | $155,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $155,000 | n/a | 0.1% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $635,000 | $155,000 | -75.6% | 0.1% |
| RESIDENTIAL BANCORP | $55,000 | $155,000 | 181.8% | 0.1% |
| University First Federal Credit Union | $135,000 | n/a | 0.1% | |
| Figure Lending LLC | $130,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $125,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $125,000 | n/a | 0.1% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
| Discover Bank | $365,000 | $120,000 | -67.1% | 0.1% |
| PHH Mortgage Corporation | $115,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | $95,000 | -59.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $75,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $75,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $260,000 | $55,000 | -78.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $55,000 | n/a | 0.0% | |
| GRANITE FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Coastal Community Bank | $15,000 | $15,000 | 0.0% | 0.0% |
| UTAH COMMUNITY | $75,000 | $15,000 | -80.0% | 0.0% |
Price's top lender by overall market share is Zions Bank, with 22.4% market share. In second place, with 12.4%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $13,945,000 in loans. In third place, with 9.0%, is MOUNTAIN AMERICA, having originated $10,145,000 in loans. In fourth place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,230,000 in loans. In fifth place, with 5.0%, is Bank of Utah, having originated $5,685,000 in loans.
Price, UT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 281 | $79,335,000 | $282,331 |
| Refi | 73 | $14,855,000 | $203,493 |
| Cash Out Refi | 64 | $13,100,000 | $204,688 |
| Other | 53 | $3,845,000 | $72,547 |
| Home Improvement | 23 | $1,515,000 | $65,870 |
Price's most frequently cited loan purpose was Home Purchase, with 281 originations. The 2nd most popular reason was Refi, with 73 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 204 | $43,170,000 | $211,618 |
| 7-8% | 156 | $46,050,000 | $295,192 |
| 5-6% | 71 | $16,555,000 | $233,169 |
| Over 8% | 51 | $4,635,000 | $90,882 |
| 4-5% | 7 | $1,675,000 | $239,286 |
| <2.5% | 2 | $40,000 | $20,000 |
| 3-4% | 1 | $295,000 | $295,000 |
During 2024, Price's most frequently originated rate bucket was 6-7%, with 204 originations.
Loan Sizing (Price, UT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 175 | $48,835,000 | $279,057 |
| $100,000 or less | 165 | $6,365,000 | $38,576 |
| $100k-200k | 126 | $19,500,000 | $154,762 |
| $400k-600k | 22 | $10,330,000 | $469,545 |
| $600k-1000k | 4 | $2,870,000 | $717,500 |
| $Over $1MM | 2 | $24,750,000 | $12,375,000 |
Price's loan sizing saw the bucket of loans from $200k-400k with 175 originations, totaling $48,835,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 206 | $54,530,000 | $264,709 |
| Under 20% | 113 | $2,915,000 | $25,796 |
| 60-80% | 79 | $18,375,000 | $232,595 |
| 20-40% | 51 | $4,475,000 | $87,745 |
| 40-60% | 30 | $28,880,000 | $962,667 |
| Over 100% | 4 | $1,010,000 | $252,500 |
Price's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 206 originations, totaling $54,530,000 in origination value.