IDAHO FALLS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Idaho Falls averaged
6.01%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.93% and
one month ago for the week of 2023-04-20, the
average rate was 6.03%.
Idaho Falls's average rate one year ago was 4.99%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Idaho Falls 30 Year Fixed Rate | 2023-05-25 | 6.01% |
| Idaho Falls 30 Year Fixed Rate Refi | 2023-05-25 | 5.77% |
| Idaho Falls 15 Year Fixed Rate | 2023-05-25 | 6.08% |
| Idaho Falls 15 Year Fixed Rate Refi | 2023-05-25 | 5.24% |
| Idaho Falls 30 Year FHA | 2023-05-25 | 5.93% |
| Idaho Falls 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Idaho Falls 30 Year USDA | 2023-05-25 | 6.43% |
| Idaho Falls 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Idaho Falls 30 Year VA | 2023-05-25 | 5.84% |
| Idaho Falls 30 Year VA Refi | 2023-05-25 | 6.51% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within IDAHO FALLS, ID.
IDAHO FALLS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the IDAHO FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
IDAHO FALLS Average Closing Costs & Other Stats
IDAHO FALLS, ID's 158 lenders originated 5,934
loans during 2022. The total origination value was $1,572,740,000, with an average loan value of
$265,039.
IDAHO FALLS's average closing costs are $6,204.
The top IDAHO FALLS lender as defined by loan originations is IDAHO CENTRAL, with
364 loans originated. Their average total fees are
$6,846, which is $1,333
lower than the next largest lender,
CANOPY MORTGAGE, LLC.
The lowest fee IDAHO FALLS lenders (with over 10 loans originated) are
NBKC BANK ($4,017), Zions Bancorporation, N.A. ($4,840), BEEHIVE ($5,115), Gateway First Bank ($5,189) and Wells Fargo Bank ($5,753).
The lowest rate IDAHO FALLS lenders (with over 10 loans originated) are
PRIMARY RESIDENTIAL MORTGAGE, INC. (3.85%), LOANDEPOT.COM, LLC (4.01%), AMERISAVE MORTGAGE CORPORATION (4.07%), Mr. Cooper ( Nationstar Mortgage ) (4.19%) and PENNYMAC LOAN SERVICES, LLC (4.30%).
IDAHO FALLS, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $368,920,000 | $254,270,000 | -31.1% | 16.2% |
| CANOPY MORTGAGE, LLC | $224,920,000 | $128,525,000 | -42.9% | 8.2% |
| Eagle Bank and Trust Company | $235,865,000 | $124,105,000 | -47.4% | 7.9% |
| QUICKEN LOANS, LLC | $155,390,000 | $70,250,000 | -54.8% | 4.5% |
| MOUNTAIN AMERICA | $76,885,000 | $61,500,000 | -20.0% | 3.9% |
| Flagstar Bank, FSB | $83,615,000 | $52,180,000 | -37.6% | 3.3% |
| Washington Federal Bank | $2,340,000 | $47,530,000 | 1,931.2% | 3.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $73,260,000 | $41,795,000 | -42.9% | 2.7% |
| Zions Bancorporation, N.A. | $39,900,000 | $38,530,000 | -3.4% | 2.4% |
| U.S. Bank | $41,575,000 | $37,025,000 | -10.9% | 2.4% |
| BEEHIVE | $54,340,000 | $33,580,000 | -38.2% | 2.1% |
| FIRST COLONY MORTGAGE CORPORATION | $41,390,000 | $31,635,000 | -23.6% | 2.0% |
| WESTMARK Credit Union | $59,395,000 | $30,825,000 | -48.1% | 2.0% |
| MANN FINANCIAL INC. | $61,975,000 | $29,505,000 | -52.4% | 1.9% |
| The Bank of Commerce | $38,740,000 | $28,335,000 | -26.9% | 1.8% |
| KeyBank | $40,235,000 | $25,625,000 | -36.3% | 1.6% |
| LOANDEPOT.COM, LLC | $40,885,000 | $23,020,000 | -43.7% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $20,225,000 | $20,920,000 | 3.4% | 1.3% |
| S1L, Inc. | $31,560,000 | $19,730,000 | -37.5% | 1.3% |
| Gateway First Bank | $28,310,000 | $19,415,000 | -31.4% | 1.2% |
| Glacier Bank | $34,680,000 | $19,415,000 | -44.0% | 1.2% |
| CALIBER HOME LOANS, INC. | $22,745,000 | $17,995,000 | -20.9% | 1.1% |
| D. L. Evans Bank | $16,440,000 | $16,915,000 | 2.9% | 1.1% |
| VERITAS FUNDING, LLC | $35,395,000 | $16,860,000 | -52.4% | 1.1% |
| EAST IDAHO Credit Union | $25,165,000 | $15,915,000 | -36.8% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $24,745,000 | $13,730,000 | -44.5% | 0.9% |
| Mortgage Research Center, LLC | $15,505,000 | $13,470,000 | -13.1% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $38,480,000 | $12,385,000 | -67.8% | 0.8% |
| Bank of Idaho | $30,200,000 | $12,205,000 | -59.6% | 0.8% |
| Wells Fargo Bank | $23,855,000 | $12,015,000 | -49.6% | 0.8% |
| JPMorgan Chase Bank | $13,715,000 | $11,900,000 | -13.2% | 0.8% |
| NBKC BANK | $6,605,000 | $11,000,000 | 66.5% | 0.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $20,530,000 | $10,655,000 | -48.1% | 0.7% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $12,290,000 | $9,920,000 | -19.3% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $21,940,000 | $9,375,000 | -57.3% | 0.6% |
| SUMMIT FUNDING, INC. | $17,245,000 | $8,975,000 | -48.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,300,000 | $8,415,000 | -45.0% | 0.5% |
| ACADEMY MORTGAGE CORPORATION | $9,790,000 | $7,215,000 | -26.3% | 0.5% |
| First Republic Bank | $6,825,000 | n/a | 0.4% | |
| IDAHO STATE UNIVERSITY | $18,980,000 | $6,635,000 | -65.0% | 0.4% |
| GUILD MORTGAGE COMPANY | $13,300,000 | $5,840,000 | -56.1% | 0.4% |
| CMG MORTGAGE, INC. | $9,050,000 | $5,485,000 | -39.4% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $9,090,000 | $5,325,000 | -41.4% | 0.3% |
| AMERICAN FINANCING CORPORATION | $16,410,000 | $4,965,000 | -69.7% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,120,000 | $4,905,000 | -19.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $9,515,000 | $4,890,000 | -48.6% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,375,000 | $4,440,000 | -30.4% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $16,785,000 | $4,415,000 | -73.7% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,180,000 | $4,060,000 | 86.2% | 0.3% |
| NEWREZ LLC | $10,560,000 | $3,840,000 | -63.6% | 0.2% |
| LOANPAL, LLC | $6,785,000 | $3,820,000 | -43.7% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $5,950,000 | $3,775,000 | -36.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $14,025,000 | $3,715,000 | -73.5% | 0.2% |
| Arbor Realty Trust, Inc. | $3,495,000 | n/a | 0.2% | |
| CROSSCOUNTRY MORTGAGE, LLC | $3,425,000 | $3,340,000 | -2.5% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $6,095,000 | $3,210,000 | -47.3% | 0.2% |
| CONNECTIONS | $4,240,000 | $3,140,000 | -25.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $6,290,000 | $3,085,000 | -51.0% | 0.2% |
| PLANET HOME LENDING, LLC | $3,060,000 | $3,065,000 | 0.2% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,900,000 | $3,050,000 | -48.3% | 0.2% |
| Stifel Bank and Trust | $245,000 | $3,050,000 | 1,144.9% | 0.2% |
| AMERICAN ADVISORS GROUP | $2,295,000 | $3,020,000 | 31.6% | 0.2% |
| INTERCAP LENDING INC. | $5,485,000 | $2,950,000 | -46.2% | 0.2% |
| NBH Bank | $385,000 | $2,945,000 | 664.9% | 0.2% |
| AMERICA FIRST | $2,375,000 | $2,940,000 | 23.8% | 0.2% |
| USAA Federal Savings Bank | $6,340,000 | $2,830,000 | -55.4% | 0.2% |
| Bank of America | $635,000 | $2,805,000 | 341.7% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $2,590,000 | $2,685,000 | 3.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,355,000 | $2,655,000 | -20.9% | 0.2% |
| PHH Mortgage Corporation | $2,500,000 | $2,480,000 | -0.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,295,000 | $2,455,000 | 89.6% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,865,000 | $2,435,000 | 30.6% | 0.2% |
| GUARANTEED RATE, INC. | $2,835,000 | $2,215,000 | -21.9% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,355,000 | $2,110,000 | -10.4% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $405,000 | $2,050,000 | 406.2% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $8,150,000 | $2,035,000 | -75.0% | 0.1% |
| The Federal Savings Bank | $2,905,000 | $1,770,000 | -39.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,320,000 | $1,730,000 | 31.1% | 0.1% |
| Boeing Employees Credit Union | $1,680,000 | n/a | 0.1% | |
| BELEM SERVICING LLC | $165,000 | $1,650,000 | 900.0% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $1,935,000 | $1,530,000 | -20.9% | 0.1% |
| Pacific Premier Bank | $1,505,000 | n/a | 0.1% | |
| ADVANTAGE PLUS | $2,220,000 | $1,475,000 | -33.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $470,000 | $1,460,000 | 210.6% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $4,440,000 | $1,435,000 | -67.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $300,000 | $1,385,000 | 361.7% | 0.1% |
| CLEARPATH LENDING | $2,240,000 | $1,295,000 | -42.2% | 0.1% |
| Carrington Mortgage Services, LLC | $5,130,000 | $1,290,000 | -74.9% | 0.1% |
| Watermark Capital, Inc. | $520,000 | $1,270,000 | 144.2% | 0.1% |
| Discover Bank | $425,000 | $1,265,000 | 197.6% | 0.1% |
| First Savings Bank | $1,235,000 | n/a | 0.1% | |
| Utah Power | $210,000 | $1,185,000 | 464.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,260,000 | $1,155,000 | -8.3% | 0.1% |
| North American Savings Bank, F.S.B. | $2,610,000 | $1,150,000 | -55.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,155,000 | $1,140,000 | -1.3% | 0.1% |
| FirstBank | $1,750,000 | $1,135,000 | -35.1% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $690,000 | $1,110,000 | 60.9% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $2,170,000 | $1,085,000 | -50.0% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,060,000 | n/a | 0.1% | |
| First Home Bank | $1,895,000 | $1,020,000 | -46.2% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $990,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $990,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $4,410,000 | $965,000 | -78.1% | 0.1% |
| DIRECT MORTGAGE, CORP. | $575,000 | $955,000 | 66.1% | 0.1% |
| Deseret First Credit Union | $995,000 | $935,000 | -6.0% | 0.1% |
| Meridian Trust Federal Credit Union | $935,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $925,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $315,000 | $925,000 | 193.7% | 0.1% |
| Nations Lending Corporation | $1,460,000 | $910,000 | -37.7% | 0.1% |
| UBS Bank USA | $910,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $905,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $895,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $2,790,000 | $865,000 | -69.0% | 0.1% |
| 1st Security Bank of Washington | $860,000 | n/a | 0.1% | |
| CASTLE & COOKE MORTGAGE, LLC | $430,000 | $840,000 | 95.3% | 0.1% |
| LADERA LENDING, INC. | $305,000 | $825,000 | 170.5% | 0.1% |
| AXIA FINANCIAL, LLC | $1,155,000 | $800,000 | -30.7% | 0.1% |
| Citizens Bank | $805,000 | $775,000 | -3.7% | 0.0% |
| First Mortgage Solutions, LLC | $325,000 | $770,000 | 136.9% | 0.0% |
| The Huntington National Bank | $765,000 | n/a | 0.0% | |
| Umpqua Bank | $2,290,000 | $760,000 | -66.8% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $125,000 | $750,000 | 500.0% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $745,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $2,150,000 | $745,000 | -65.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $355,000 | $730,000 | 105.6% | 0.0% |
| SIRVA MORTGAGE, INC. | $775,000 | $715,000 | -7.7% | 0.0% |
| PNC Bank | $1,980,000 | $700,000 | -64.6% | 0.0% |
| Amerifirst Financial, Inc. | $545,000 | $690,000 | 26.6% | 0.0% |
| BMO Harris Bank | $675,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $2,850,000 | $670,000 | -76.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $655,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $685,000 | $650,000 | -5.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,210,000 | $645,000 | -70.8% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $645,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $3,125,000 | $600,000 | -80.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,205,000 | $590,000 | -73.2% | 0.0% |
| First Interstate Bank | $860,000 | $575,000 | -33.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $570,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $210,000 | $555,000 | 164.3% | 0.0% |
| Armed Forces Bank | $555,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $505,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $2,030,000 | $495,000 | -75.6% | 0.0% |
| GOLDENWEST | $35,000 | $495,000 | 1,314.3% | 0.0% |
| Firefighters First Federal Credit Union | $485,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,460,000 | $480,000 | -80.5% | 0.0% |
| Bank of Utah | $670,000 | $475,000 | -29.1% | 0.0% |
| Axos Bank | $315,000 | $455,000 | 44.4% | 0.0% |
| First Federal Bank of Kansas City | $445,000 | n/a | 0.0% | |
| BNC National Bank | $835,000 | $425,000 | -49.1% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $230,000 | $420,000 | 82.6% | 0.0% |
| Columbia State Bank | $415,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $760,000 | $415,000 | -45.4% | 0.0% |
| Cache Valley Bank | $710,000 | $410,000 | -42.3% | 0.0% |
| First Federal Savings Bank of Twin Falls | $295,000 | $405,000 | 37.3% | 0.0% |
| The Central Trust Bank | $405,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $395,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $195,000 | $385,000 | 97.4% | 0.0% |
| EMBRACE HOME LOANS, INC. | $665,000 | $375,000 | -43.6% | 0.0% |
| Bank of the West | $1,450,000 | $370,000 | -74.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $365,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $365,000 | n/a | 0.0% | |
| Renasant Bank | $365,000 | n/a | 0.0% | |
| SECURITY HOME MORTGAGE, LLC. | $880,000 | $365,000 | -58.5% | 0.0% |
| TJC Mortgage, Inc. | $365,000 | n/a | 0.0% | |
| Arvest Bank | $400,000 | $360,000 | -10.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $360,000 | n/a | 0.0% | |
| Banner Bank | $355,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $355,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $355,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $1,220,000 | $350,000 | -71.3% | 0.0% |
| WINGS FINANCIAL | $350,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $335,000 | n/a | 0.0% | |
| Truist | $235,000 | $335,000 | 42.6% | 0.0% |
| Figure Lending LLC | $150,000 | $330,000 | 120.0% | 0.0% |
| First Western Trust Bank | $410,000 | $325,000 | -20.7% | 0.0% |
| Magnolia Bank | $640,000 | $325,000 | -49.2% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $925,000 | $315,000 | -65.9% | 0.0% |
| Network Funding, L.P. | $315,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $310,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $155,000 | $305,000 | 96.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $610,000 | $295,000 | -51.6% | 0.0% |
| NFM, INC. | $295,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $295,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $790,000 | $285,000 | -63.9% | 0.0% |
| Low VA Rates, LLC | $1,535,000 | $285,000 | -81.4% | 0.0% |
| Utah Mortgage Loan Corporation | $285,000 | n/a | 0.0% | |
| Ally Bank | $1,795,000 | $275,000 | -84.7% | 0.0% |
| Equity Prime Mortgage LLC | $275,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $500,000 | $265,000 | -47.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,500,000 | $265,000 | -82.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,085,000 | $255,000 | -76.5% | 0.0% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $210,000 | $255,000 | 21.4% | 0.0% |
| EVANSVILLE TEACHERS | $255,000 | n/a | 0.0% | |
| NMSI, INC. | $250,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $1,320,000 | $245,000 | -81.4% | 0.0% |
| HomeTrust Bank | $245,000 | n/a | 0.0% | |
| OCMBC, INC. | $245,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $245,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $195,000 | $225,000 | 15.4% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $255,000 | $225,000 | -11.8% | 0.0% |
| Simmons Bank | $205,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $95,000 | $195,000 | 105.3% | 0.0% |
| Summit Mortgage Corporation | $195,000 | n/a | 0.0% | |
| Unitus Community Credit Union | $195,000 | n/a | 0.0% | |
| Willamette Valley Bank | $1,360,000 | $195,000 | -85.7% | 0.0% |
| Bell Bank | $175,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $1,555,000 | $175,000 | -88.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| UTAH FIRST | $110,000 | $175,000 | 59.1% | 0.0% |
| M&T Bank | $710,000 | $155,000 | -78.2% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $325,000 | $135,000 | -58.5% | 0.0% |
| OPEN MORTGAGE, LLC | $225,000 | $135,000 | -40.0% | 0.0% |
| RANLIFE, INC. | $1,435,000 | $125,000 | -91.3% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| AMERICAN UNITED FAMILY OF CREDIT UN | $285,000 | $105,000 | -63.2% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $255,000 | $105,000 | -58.8% | 0.0% |
| USAlliance Federal Credit Union | $85,000 | n/a | 0.0% | |
| HORIZON | $80,000 | n/a | 0.0% | |
| Baxter Credit Union | $65,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| Potlatch No. 1 Financial Credit Union | $45,000 | n/a | 0.0% |
IDAHO FALLS's top lender by overall market share is IDAHO CENTRAL, with 16.2% market share. In second place, with 8.2%, is CANOPY MORTGAGE, LLC, having originated $128,525,000 in loans. In third place, with 7.9%, is Eagle Bank and Trust Company, having originated $124,105,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $70,250,000 in loans. In fifth place, with 3.9%, is MOUNTAIN AMERICA, having originated $61,500,000 in loans.
IDAHO FALLS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $242,450 (28.3%) | $328,662 (29.2%) | 0.00 | 340 |
| 2018-02-01 | $254,675 (34.0%) | $339,142 (30.5%) | 0.00 | 297 |
| 2018-03-01 | $269,900 (38.6%) | $353,742 (36.0%) | 0.00 | 274 |
| 2018-04-01 | $260,000 (15.6%) | $335,485 (13.1%) | 0.00 | 287 |
| 2018-05-01 | $261,075 (15.3%) | $325,139 (6.3%) | 0.00 | 317 |
| 2018-06-01 | $259,900 (13.0%) | $329,255 (7.2%) | 0.00 | 347 |
| 2018-07-01 | $259,573 (7.5%) | $325,082 (2.3%) | 0.00 | 373 |
| 2018-08-01 | $259,900 (8.5%) | $333,650 (8.3%) | 0.00 | 397 |
| 2018-09-01 | $265,000 (13.1%) | $329,954 (7.4%) | 0.00 | 415 |
| 2018-10-01 | $262,000 (13.9%) | $339,398 (11.8%) | 0.00 | 393 |
| 2018-11-01 | $266,750 (17.4%) | $349,695 (12.0%) | 0.00 | 361 |
| 2018-12-01 | $259,900 (10.6%) | $351,340 (8.2%) | 0.00 | 292 |
| 2019-01-01 | $267,450 (10.3%) | $360,670 (9.7%) | 0.00 | 241 |
| 2019-02-01 | $287,400 (12.9%) | $376,868 (11.1%) | 0.00 | 244 |
| 2019-03-01 | $299,900 (11.1%) | $392,087 (10.8%) | 0.00 | 228 |
| 2019-04-01 | $299,450 (15.2%) | $392,792 (17.1%) | 0.00 | 224 |
| 2019-05-01 | $294,900 (13.0%) | $379,834 (16.8%) | 0.00 | 270 |
| 2019-06-01 | $290,000 (11.6%) | $379,689 (15.3%) | 0.00 | 302 |
| 2019-07-01 | $292,400 (12.7%) | $376,222 (15.7%) | 0.00 | 324 |
| 2019-08-01 | $299,000 (15.0%) | $390,373 (17.0%) | 0.00 | 342 |
| 2019-09-01 | $310,500 (17.2%) | $420,173 (27.3%) | 0.00 | 312 |
| 2019-10-01 | $289,000 (10.3%) | $377,821 (11.3%) | 0.00 | 349 |
| 2019-11-01 | $285,000 (6.8%) | $378,823 (8.3%) | 0.00 | 328 |
| 2019-12-01 | $291,000 (12.0%) | $390,808 (11.2%) | 0.00 | 284 |
| 2020-01-01 | $289,950 (8.4%) | $384,080 (6.5%) | 0.00 | 252 |
| 2020-02-01 | $295,000 (2.6%) | $391,047 (3.8%) | 0.00 | 242 |
| 2020-03-01 | $317,500 (5.9%) | $390,519 (-0.4%) | 0.00 | 225 |
| 2020-04-01 | $315,000 (5.2%) | $387,536 (-1.3%) | 0.00 | 281 |
| 2020-05-01 | $325,000 (10.2%) | $382,902 (0.8%) | 0.00 | 285 |
| 2020-06-01 | $345,000 (19.0%) | $412,403 (8.6%) | 0.00 | 259 |
| 2020-07-01 | $337,675 (15.5%) | $406,416 (8.0%) | 0.00 | 228 |
| 2020-08-01 | $350,000 (17.1%) | $414,207 (6.1%) | 0.00 | 202 |
| 2020-09-01 | $372,500 (20.0%) | $441,407 (5.1%) | 0.00 | 178 |
| 2020-10-01 | $365,000 (26.3%) | $452,841 (19.9%) | 0.00 | 135 |
| 2020-11-01 | $354,500 (24.4%) | $452,978 (19.6%) | 0.00 | 110 |
| 2020-12-01 | $376,250 (29.3%) | $429,850 (10.0%) | 0.00 | 91 |
| 2021-01-01 | $370,000 (27.6%) | $412,898 (7.5%) | 0.00 | 80 |
| 2021-02-01 | $370,250 (25.5%) | $418,466 (7.0%) | 0.00 | 83 |
| 2021-03-01 | $369,950 (16.5%) | $457,891 (17.3%) | 0.00 | 90 |
| 2021-04-01 | $397,000 (26.0%) | $510,978 (31.9%) | 0.00 | 98 |
| 2021-05-01 | $425,000 (30.8%) | $528,690 (38.1%) | 0.00 | 101 |
| 2021-06-01 | $426,000 (23.5%) | $559,917 (35.8%) | 0.00 | 139 |
| 2021-07-01 | $425,000 (25.9%) | $528,546 (30.1%) | 0.00 | 173 |
| 2021-08-01 | $442,500 (26.4%) | $532,943 (28.7%) | 0.00 | 215 |
| 2021-09-01 | $457,475 (22.8%) | $534,187 (21.0%) | 0.00 | 239 |
| 2021-10-01 | $465,000 (27.4%) | $540,918 (19.5%) | 0.00 | 220 |
| 2021-11-01 | $450,000 (26.9%) | $545,001 (20.3%) | 0.00 | 159 |
| 2021-12-01 | $472,500 (25.6%) | $560,704 (30.4%) | 0.00 | 140 |
| 2022-01-01 | $495,000 (33.8%) | $599,189 (45.1%) | 0.00 | 109 |
| 2022-02-01 | $528,250 (42.7%) | $639,341 (52.8%) | 0.00 | 104 |
| 2022-03-01 | $480,000 (29.8%) | $584,891 (27.7%) | 0.00 | 117 |
| 2022-04-01 | $520,000 (31.0%) | $596,107 (16.7%) | 0.00 | 160 |
| 2022-05-01 | $525,000 (23.5%) | $614,484 (16.2%) | 0.00 | 285 |
| 2022-06-01 | $487,125 (14.4%) | $587,344 (4.9%) | 0.00 | 425 |
| 2022-07-01 | $474,900 (11.7%) | $560,541 (6.1%) | 0.00 | 562 |
| 2022-08-01 | $455,000 (2.8%) | $528,340 (-0.9%) | 0.00 | 593 |
| 2022-09-01 | $451,250 (-1.4%) | $529,558 (-0.9%) | 0.00 | 566 |
| 2022-10-01 | $450,000 (-3.2%) | $534,708 (-1.2%) | 0.00 | 536 |
| 2022-11-01 | $450,000 (0.0%) | $524,283 (-3.8%) | 0.00 | 511 |
| 2022-12-01 | $440,000 (-6.9%) | $515,412 (-8.1%) | 0.00 | 466 |
| 2023-01-01 | $449,225 (-9.3%) | $518,141 (-13.5%) | 0.00 | 405 |
| 2023-02-01 | $457,500 (-13.4%) | $527,184 (-17.5%) | 0.00 | 374 |
| 2023-03-01 | $475,000 (-1.0%) | $540,117 (-7.7%) | 0.00 | 351 |
| 2023-04-01 | $470,000 (-9.6%) | $542,523 (-9.0%) | 0.00 | 345 |
IDAHO FALLS's median listing price for 2023-04-01 was $470,000, a difference of
$-50,000
(-9.6%) versus the prior year and
$-5,000 versus the prior month.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2023-04-01 was $542,523, a difference of $-53,584 (-9.0%) versus the prior year and $2,406 versus the prior month.
For the 2023-04-01 period, IDAHO FALLS had 345 MLS listings, a difference of -6 listings (-2%) versus the prior month and 185 listings (116%) versus the prior year.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2023-04-01 was $542,523, a difference of $-53,584 (-9.0%) versus the prior year and $2,406 versus the prior month.
For the 2023-04-01 period, IDAHO FALLS had 345 MLS listings, a difference of -6 listings (-2%) versus the prior month and 185 listings (116%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,953 sqft |
| 2018-02-01 | 0 days | 2,975 sqft |
| 2018-03-01 | 0 days | 3,012 sqft |
| 2018-04-01 | 0 days | 2,944 sqft |
| 2018-05-01 | 0 days | 2,926 sqft |
| 2018-06-01 | 0 days | 2,836 sqft |
| 2018-07-01 | 0 days | 2,784 sqft |
| 2018-08-01 | 0 days | 2,794 sqft |
| 2018-09-01 | 0 days | 2,784 sqft |
| 2018-10-01 | 0 days | 2,810 sqft |
| 2018-11-01 | 0 days | 2,956 sqft |
| 2018-12-01 | 0 days | 2,985 sqft |
| 2019-01-01 | 0 days | 2,937 sqft |
| 2019-02-01 | 0 days | 2,968 sqft |
| 2019-03-01 | 0 days | 3,009 sqft |
| 2019-04-01 | 0 days | 2,988 sqft |
| 2019-05-01 | 0 days | 2,880 sqft |
| 2019-06-01 | 0 days | 2,887 sqft |
| 2019-07-01 | 0 days | 2,819 sqft |
| 2019-08-01 | 0 days | 2,902 sqft |
| 2019-09-01 | 0 days | 2,908 sqft |
| 2019-10-01 | 0 days | 2,757 sqft |
| 2019-11-01 | 0 days | 2,690 sqft |
| 2019-12-01 | 0 days | 2,697 sqft |
| 2020-01-01 | 0 days | 2,739 sqft |
| 2020-02-01 | 0 days | 2,762 sqft |
| 2020-03-01 | 0 days | 2,856 sqft |
| 2020-04-01 | 0 days | 2,800 sqft |
| 2020-05-01 | 0 days | 2,865 sqft |
| 2020-06-01 | 0 days | 3,022 sqft |
| 2020-07-01 | 0 days | 2,914 sqft |
| 2020-08-01 | 0 days | 2,859 sqft |
| 2020-09-01 | 0 days | 2,833 sqft |
| 2020-10-01 | 0 days | 2,702 sqft |
| 2020-11-01 | 0 days | 2,567 sqft |
| 2020-12-01 | 0 days | 2,624 sqft |
| 2021-01-01 | 0 days | 2,396 sqft |
| 2021-02-01 | 0 days | 2,326 sqft |
| 2021-03-01 | 0 days | 2,716 sqft |
| 2021-04-01 | 0 days | 2,757 sqft |
| 2021-05-01 | 0 days | 2,800 sqft |
| 2021-06-01 | 0 days | 2,826 sqft |
| 2021-07-01 | 0 days | 2,728 sqft |
| 2021-08-01 | 0 days | 2,755 sqft |
| 2021-09-01 | 0 days | 2,795 sqft |
| 2021-10-01 | 0 days | 2,792 sqft |
| 2021-11-01 | 0 days | 2,798 sqft |
| 2021-12-01 | 0 days | 2,852 sqft |
| 2022-01-01 | 0 days | 2,884 sqft |
| 2022-02-01 | 0 days | 2,991 sqft |
| 2022-03-01 | 0 days | 2,772 sqft |
| 2022-04-01 | 0 days | 2,940 sqft |
| 2022-05-01 | 0 days | 2,959 sqft |
| 2022-06-01 | 0 days | 2,882 sqft |
| 2022-07-01 | 0 days | 2,842 sqft |
| 2022-08-01 | 0 days | 2,815 sqft |
| 2022-09-01 | 0 days | 2,806 sqft |
| 2022-10-01 | 0 days | 2,816 sqft |
| 2022-11-01 | 0 days | 2,905 sqft |
| 2022-12-01 | 0 days | 2,883 sqft |
| 2023-01-01 | 0 days | 2,888 sqft |
| 2023-02-01 | 0 days | 2,945 sqft |
| 2023-03-01 | 0 days | 2,998 sqft |
| 2023-04-01 | 0 days | 3,001 sqft |
IDAHO FALLS's median listing age (time on market) for 2023-04-01 was 0 days.
IDAHO FALLS's median square footage for active listings during the 2023-04-01 period was 3,001 sqft. One year prior, the average listing was 2,940 sqft.
IDAHO FALLS's median square footage for active listings during the 2023-04-01 period was 3,001 sqft. One year prior, the average listing was 2,940 sqft.
IDAHO FALLS, ID Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 83236 | Idaho Falls, ID | $570 | $700 | $860 | $1,220 | $1,470 |
| 83274 | Idaho Falls, ID | $570 | $700 | $860 | $1,220 | $1,470 |
| 83285 | Idaho Falls, ID | $570 | $700 | $860 | $1,220 | $1,470 |
| 83401 | Idaho Falls, ID | $570 | $700 | $860 | $1,220 | $1,470 |
| 83402 | Idaho Falls, ID | $500 | $620 | $760 | $1,080 | $1,300 |
| 83403 | Idaho Falls, ID | $570 | $700 | $860 | $1,220 | $1,470 |
| 83404 | Idaho Falls, ID | $660 | $810 | $1,000 | $1,420 | $1,710 |
| 83405 | Idaho Falls, ID | $570 | $700 | $860 | $1,220 | $1,470 |
| 83406 | Idaho Falls, ID | $660 | $810 | $1,000 | $1,420 | $1,710 |
| 83425 | Idaho Falls, ID | $530 | $650 | $800 | $1,140 | $1,370 |
| 83427 | Idaho Falls, ID | $820 | $1,010 | $1,240 | $1,760 | $2,120 |
| 83428 | Idaho Falls, ID | $740 | $910 | $1,120 | $1,590 | $1,920 |
| 83431 | Idaho Falls, ID | $580 | $710 | $880 | $1,250 | $1,500 |
| 83434 | Idaho Falls, ID | $580 | $710 | $870 | $1,240 | $1,490 |
| 83435 | Idaho Falls, ID | $580 | $720 | $880 | $1,250 | $1,510 |
| 83442 | Idaho Falls, ID | $590 | $720 | $890 | $1,260 | $1,520 |
| 83443 | Idaho Falls, ID | $700 | $860 | $1,060 | $1,510 | $1,810 |
| 83444 | Idaho Falls, ID | $560 | $690 | $850 | $1,210 | $1,450 |
| 83449 | Idaho Falls, ID | $530 | $650 | $800 | $1,140 | $1,370 |
| 83450 | Idaho Falls, ID | $590 | $720 | $890 | $1,260 | $1,520 |
| 83454 | Idaho Falls, ID | $570 | $700 | $860 | $1,220 | $1,470 |
2022 Average & Median Rent Data Statistics
IDAHO FALLS, ID average 1BR rent: $738, median: $700
IDAHO FALLS, ID average 2BR rent: $908, median: $860
IDAHO FALLS, ID average 3BR rent: $1,289, median: $1,220
IDAHO FALLS, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,625 | $924,755,000 | $352,288 |
| Cash Out Refi | 1,586 | $356,610,000 | $224,849 |
| Home Improvement | 791 | $80,955,000 | $102,345 |
| Refi | 614 | $162,350,000 | $264,414 |
| Other | 318 | $48,070,000 | $151,164 |
Idaho Falls's most frequently cited loan purpose was Home Purchase, with 2,625 originations. The 2nd most popular reason was Cash Out Refi, with 1,586 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,480 | $449,120,000 | $303,459 |
| 4-5% | 1,446 | $396,640,000 | $274,302 |
| 5-6% | 1,250 | $348,170,000 | $278,536 |
| 6-7% | 683 | $143,215,000 | $209,685 |
| 2.5-3% | 455 | $116,295,000 | $255,593 |
| 7-8% | 275 | $37,995,000 | $138,164 |
| <2.5% | 139 | $39,735,000 | $285,863 |
| Over 8% | 116 | $10,740,000 | $92,586 |
During 2022, Idaho Falls's most frequently originated rate bucket was 3-4%, with 1,480 originations.
Loan Sizing (IDAHO FALLS, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,532 | $739,840,000 | $292,196 |
| $100,000 or less | 1,226 | $63,470,000 | $51,770 |
| $100k-200k | 1,173 | $172,965,000 | $147,455 |
| $400k-600k | 757 | $355,235,000 | $469,267 |
| $600k-1000k | 216 | $151,680,000 | $702,222 |
| $Over $1MM | 30 | $89,550,000 | $2,985,000 |
IDAHO FALLS's loan sizing saw the bucket of loans from $200k-400k with 2,532 originations, totaling $739,840,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,544 | $580,150,000 | $375,745 |
| 60-80% | 1,464 | $492,910,000 | $336,687 |
| Under 20% | 1,078 | $58,080,000 | $53,878 |
| 20-40% | 864 | $126,630,000 | $146,563 |
| 40-60% | 834 | $260,810,000 | $312,722 |
| Over 100% | 41 | $18,025,000 | $439,634 |
IDAHO FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,544 originations, totaling $580,150,000 in origination value.