IDAHO FALLS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Idaho Falls averaged
6.77%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.92% and
one month ago for the week of 2025-04-17, the
average rate was 6.74%.
Idaho Falls's average rate one year ago was 7.03%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.99%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Idaho Falls 30 Year Fixed Rate | 2025-05-22 | 6.77% |
| Idaho Falls 30 Year Fixed Rate Refi | 2025-05-22 | 6.99% |
| Idaho Falls 15 Year Fixed Rate | 2025-05-22 | 5.81% |
| Idaho Falls 15 Year Fixed Rate Refi | 2025-05-22 | 6.51% |
| Idaho Falls 30 Year FHA | 2025-05-22 | 6.52% |
| Idaho Falls 30 Year FHA Refi | 2025-05-22 | 6.51% |
| Idaho Falls 30 Year USDA | 2025-05-22 | 6.53% |
| Idaho Falls 30 Year USDA Refi | 2025-05-22 | 6.63% |
| Idaho Falls 30 Year VA | 2025-05-22 | 6.31% |
| Idaho Falls 30 Year VA Refi | 2025-05-22 | 6.42% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within IDAHO FALLS, ID.
IDAHO FALLS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the IDAHO FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
IDAHO FALLS Average Closing Costs & Other Stats
IDAHO FALLS, ID's 110 lenders originated 3,960
loans during 2024. The total origination value was $1,106,540,000, with an average loan value of
$279,429.
IDAHO FALLS's average closing costs are $6,760.
The top IDAHO FALLS lender as defined by loan originations is QUICKEN LOANS, LLC, with
164 loans originated. Their average total fees are
$8,077, which is $1,150
higher than the next largest lender,
IDAHO CENTRAL.
The lowest fee IDAHO FALLS lenders (with over 10 loans originated) are
NBKC BANK ($4,515), MOUNTAIN AMERICA ($6,200), KeyBank ($6,376), BEEHIVE ($6,885) and IDAHO CENTRAL ($6,927).
The lowest rate IDAHO FALLS lenders (with over 10 loans originated) are
Zions Bank (6.14%), JPMorgan Chase Bank (6.29%), WESTMARK Credit Union (6.31%), Gateway First Bank (6.46%) and BEEHIVE (6.47%).
IDAHO FALLS, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $134,460,000 | $142,365,000 | 5.9% | 12.9% |
| QUICKEN LOANS, LLC | $40,250,000 | $92,730,000 | 130.4% | 8.4% |
| Eagle Bank and Trust Company | $87,945,000 | $89,980,000 | 2.3% | 8.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $53,200,000 | $61,545,000 | 15.7% | 5.6% |
| CANOPY MORTGAGE, LLC | $43,850,000 | $50,020,000 | 14.1% | 4.5% |
| Zions Bank | $22,195,000 | $35,520,000 | 60.0% | 3.2% |
| MOUNTAIN AMERICA | $28,535,000 | $32,930,000 | 15.4% | 3.0% |
| FIRST COLONY MORTGAGE CORPORATION | $28,370,000 | $30,970,000 | 9.2% | 2.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $28,800,000 | $25,750,000 | -10.6% | 2.3% |
| WESTMARK Credit Union | $24,365,000 | $24,470,000 | 0.4% | 2.2% |
| M&T Realty Capital Corporation | $22,135,000 | n/a | 2.0% | |
| VERITAS FUNDING, LLC | $17,090,000 | $21,715,000 | 27.1% | 2.0% |
| S1L, Inc. | $10,070,000 | $20,740,000 | 106.0% | 1.9% |
| BELEM SERVICING LLC | $20,760,000 | $20,720,000 | -0.2% | 1.9% |
| BEEHIVE | $26,945,000 | $19,830,000 | -26.4% | 1.8% |
| Wells Fargo Bank | $4,475,000 | $18,095,000 | 304.4% | 1.6% |
| EAST IDAHO Credit Union | $17,455,000 | $17,545,000 | 0.5% | 1.6% |
| Glacier Bank | $15,010,000 | $13,165,000 | -12.3% | 1.2% |
| The Bank of Commerce | $11,360,000 | $12,210,000 | 7.5% | 1.1% |
| U.S. Bank | $16,785,000 | $12,005,000 | -28.5% | 1.1% |
| Century Mortgage Company DBA Century Lending Company | $760,000 | $11,710,000 | 1,440.8% | 1.1% |
| GREYSTONE SERVICING COMPANY LLC | $9,845,000 | $11,525,000 | 17.1% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $6,525,000 | $11,420,000 | 75.0% | 1.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $10,905,000 | n/a | 1.0% | |
| Mortgage Research Center, LLC | $8,290,000 | $10,855,000 | 30.9% | 1.0% |
| SUMMIT FUNDING, INC. | $5,255,000 | $10,245,000 | 95.0% | 0.9% |
| Flagstar Bank, FSB | $11,930,000 | $10,140,000 | -15.0% | 0.9% |
| GUILD MORTGAGE COMPANY | $4,790,000 | $8,810,000 | 83.9% | 0.8% |
| LOANDEPOT.COM, LLC | $7,085,000 | $8,145,000 | 15.0% | 0.7% |
| Gateway First Bank | $9,030,000 | $7,540,000 | -16.5% | 0.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,725,000 | $7,465,000 | 30.4% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $2,560,000 | $7,225,000 | 182.2% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,675,000 | $7,165,000 | 95.0% | 0.6% |
| JPMorgan Chase Bank | $3,765,000 | $6,905,000 | 83.4% | 0.6% |
| D. L. Evans Bank | $6,140,000 | $6,800,000 | 10.7% | 0.6% |
| INTERCAP LENDING INC. | $6,200,000 | $6,610,000 | 6.6% | 0.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,610,000 | $6,600,000 | -13.3% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $8,020,000 | $6,565,000 | -18.1% | 0.6% |
| NEWREZ LLC | $1,525,000 | $6,245,000 | 309.5% | 0.6% |
| PREMIA MORTGAGE, LLC | $6,160,000 | n/a | 0.6% | |
| River City Bank | $6,005,000 | n/a | 0.5% | |
| ENVOY MORTGAGE, LTD | $1,020,000 | $5,685,000 | 457.4% | 0.5% |
| KeyBank | $10,490,000 | $5,365,000 | -48.9% | 0.5% |
| NBKC BANK | $4,235,000 | $5,090,000 | 20.2% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,040,000 | $5,065,000 | 25.4% | 0.5% |
| Bank of Idaho | $7,050,000 | $4,695,000 | -33.4% | 0.4% |
| The Loan Store, Inc. | $1,400,000 | $4,080,000 | 191.4% | 0.4% |
| AMERICA FIRST | $1,965,000 | $4,070,000 | 107.1% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $3,480,000 | $3,820,000 | 9.8% | 0.3% |
| CONNECTIONS | $1,470,000 | $3,755,000 | 155.4% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $985,000 | $3,205,000 | 225.4% | 0.3% |
| LOANPAL, LLC | $535,000 | $3,195,000 | 497.2% | 0.3% |
| LENDINGONE, LLC | $680,000 | $3,040,000 | 347.1% | 0.3% |
| IDAHO STATE UNIVERSITY | $1,145,000 | $2,830,000 | 147.2% | 0.3% |
| CMG MORTGAGE, INC. | $2,405,000 | $2,820,000 | 17.3% | 0.3% |
| AXIA FINANCIAL, LLC | $2,080,000 | $2,725,000 | 31.0% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,205,000 | $2,725,000 | 126.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,350,000 | $2,665,000 | -20.4% | 0.2% |
| Discover Bank | $2,855,000 | $2,625,000 | -8.1% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $845,000 | $2,595,000 | 207.1% | 0.2% |
| PLANET HOME LENDING, LLC | $710,000 | $2,560,000 | 260.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $3,970,000 | $2,515,000 | -36.6% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,985,000 | $2,315,000 | 16.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $920,000 | $2,295,000 | 149.5% | 0.2% |
| GOLDENWEST | $1,105,000 | $2,260,000 | 104.5% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,890,000 | n/a | 0.2% | |
| NEW DAY FINANCIAL, LLC | $2,220,000 | $1,875,000 | -15.5% | 0.2% |
| First Federal Bank | $1,375,000 | $1,805,000 | 31.3% | 0.2% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $980,000 | $1,785,000 | 82.1% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,765,000 | n/a | 0.2% | |
| RANLIFE, INC. | $710,000 | $1,755,000 | 147.2% | 0.2% |
| Magnolia Bank | $4,695,000 | $1,745,000 | -62.8% | 0.2% |
| Plains Commerce Bank | $225,000 | $1,735,000 | 671.1% | 0.2% |
| The Huntington National Bank | $1,850,000 | $1,670,000 | -9.7% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,620,000 | $1,655,000 | 2.2% | 0.1% |
| Figure Lending LLC | $530,000 | $1,615,000 | 204.7% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,760,000 | $1,610,000 | -8.5% | 0.1% |
| Franklin Loan Corporation | $945,000 | $1,325,000 | 40.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,320,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $255,000 | $1,290,000 | 405.9% | 0.1% |
| Bank of America | $1,130,000 | $1,250,000 | 10.6% | 0.1% |
| NFM, INC. | $375,000 | $1,250,000 | 233.3% | 0.1% |
| UBS Bank USA | $805,000 | $1,250,000 | 55.3% | 0.1% |
| PHH Mortgage Corporation | $1,655,000 | $1,145,000 | -30.8% | 0.1% |
| AMWEST FUNDING CORP. | $1,130,000 | n/a | 0.1% | |
| Boeing Employees Credit Union | $1,180,000 | $1,110,000 | -5.9% | 0.1% |
| OCMBC, INC. | $315,000 | $1,105,000 | 250.8% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $2,255,000 | $1,075,000 | -52.3% | 0.1% |
| The Federal Savings Bank | $1,290,000 | $1,070,000 | -17.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $620,000 | $1,050,000 | 69.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,045,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,010,000 | $1,030,000 | 2.0% | 0.1% |
| Texana Bank | $990,000 | n/a | 0.1% | |
| Bank of Utah | $18,820,000 | $980,000 | -94.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $2,300,000 | $975,000 | -57.6% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $530,000 | $955,000 | 80.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,310,000 | $950,000 | -27.5% | 0.1% |
| Stifel Bank and Trust | $365,000 | $945,000 | 158.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,315,000 | $835,000 | -36.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $830,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $175,000 | $820,000 | 368.6% | 0.1% |
| A&D Mortgage LLC | $810,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $175,000 | $805,000 | 360.0% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $785,000 | n/a | 0.1% | |
| Citibank | $115,000 | $785,000 | 582.6% | 0.1% |
| 1st Security Bank of Washington | $545,000 | $765,000 | 40.4% | 0.1% |
| GEORGIA'S OWN | $765,000 | n/a | 0.1% | |
| Washington Federal Bank | $3,085,000 | $765,000 | -75.2% | 0.1% |
| Banner Bank | $755,000 | n/a | 0.1% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $755,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $660,000 | $735,000 | 11.4% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $385,000 | $730,000 | 89.6% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $105,000 | $730,000 | 595.2% | 0.1% |
| Carrington Mortgage Services, LLC | $405,000 | $700,000 | 72.8% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $695,000 | n/a | 0.1% | |
| NBH Bank | $690,000 | n/a | 0.1% | |
| PNC Bank | $880,000 | $675,000 | -23.3% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $365,000 | $655,000 | 79.5% | 0.1% |
| T2 FINANCIAL LLC | $645,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $520,000 | $640,000 | 23.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $615,000 | n/a | 0.1% | |
| DIRECT MORTGAGE, CORP. | $610,000 | $610,000 | 0.0% | 0.1% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $605,000 | n/a | 0.1% | |
| JMJ FINANCIAL GROUP | $745,000 | $605,000 | -18.8% | 0.1% |
| First National Bank of America | $235,000 | $585,000 | 148.9% | 0.1% |
| First Federal Savings Bank of Twin Falls | $770,000 | $570,000 | -26.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $510,000 | $570,000 | 11.8% | 0.1% |
| Sunflower Bank | $1,400,000 | $530,000 | -62.1% | 0.0% |
| Allied First Bank,sb | $525,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $525,000 | n/a | 0.0% | |
| BancorpSouth | $495,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $495,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $295,000 | $490,000 | 66.1% | 0.0% |
| Bethpage Federal Credit Union | $475,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $75,000 | $475,000 | 533.3% | 0.0% |
| ALLIANT CREDIT UNION | $465,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $85,000 | $455,000 | 435.3% | 0.0% |
| GESA | $435,000 | n/a | 0.0% | |
| M&T Bank | $205,000 | $430,000 | 109.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $425,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $175,000 | $415,000 | 137.1% | 0.0% |
| Cache Valley Bank | $310,000 | $405,000 | 30.6% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $1,100,000 | $405,000 | -63.2% | 0.0% |
| First Savings Bank | $505,000 | $395,000 | -21.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $505,000 | $385,000 | -23.8% | 0.0% |
| MLD MORTGAGE INC. | $385,000 | n/a | 0.0% | |
| NexBank | $385,000 | n/a | 0.0% | |
| USAA Federal Savings Bank | $2,420,000 | $385,000 | -84.1% | 0.0% |
| Waterstone Mortgage Corporation | $350,000 | $385,000 | 10.0% | 0.0% |
| Union Savings Bank | $375,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $365,000 | n/a | 0.0% | |
| Bank of Colorado | $355,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $345,000 | n/a | 0.0% | |
| Utah Power | $790,000 | $335,000 | -57.6% | 0.0% |
| CARDINAL FINANCIAL | $2,180,000 | $325,000 | -85.1% | 0.0% |
| Equity Prime Mortgage LLC | $670,000 | $325,000 | -51.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $325,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $75,000 | $310,000 | 313.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $265,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $255,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $4,105,000 | $255,000 | -93.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $705,000 | $245,000 | -65.2% | 0.0% |
| Fifth Third Bank | $700,000 | $235,000 | -66.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $685,000 | $235,000 | -65.7% | 0.0% |
| 21ST MORTGAGE CORPORATION | $530,000 | $230,000 | -56.6% | 0.0% |
| BMO Harris Bank | $1,850,000 | $215,000 | -88.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $195,000 | n/a | 0.0% | |
| UNITED | $195,000 | n/a | 0.0% | |
| Ixonia Bank | $320,000 | $185,000 | -42.2% | 0.0% |
| SPRING EQ, LLC | $180,000 | n/a | 0.0% | |
| ADVANTAGE PLUS | $965,000 | $175,000 | -81.9% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $1,200,000 | $175,000 | -85.4% | 0.0% |
| LIMA ONE CAPITAL, LLC | $225,000 | $175,000 | -22.2% | 0.0% |
| Nations Lending Corporation | $165,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $155,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $770,000 | $155,000 | -79.9% | 0.0% |
| SWBC MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| HomeTrust Bank | $135,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $175,000 | $105,000 | -40.0% | 0.0% |
| HORIZON | $95,000 | n/a | 0.0% | |
| Potlatch No. 1 Financial Credit Union | $75,000 | n/a | 0.0% | |
| UTAH FIRST | $75,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $65,000 | $65,000 | 0.0% | 0.0% |
| CHEVRON | $45,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $25,000 | n/a | 0.0% |
IDAHO FALLS's top lender by overall market share is IDAHO CENTRAL, with 12.9% market share. In second place, with 8.4%, is QUICKEN LOANS, LLC, having originated $92,730,000 in loans. In third place, with 8.1%, is Eagle Bank and Trust Company, having originated $89,980,000 in loans. In fourth place, with 5.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $61,545,000 in loans. In fifth place, with 4.5%, is CANOPY MORTGAGE, LLC, having originated $50,020,000 in loans.
IDAHO FALLS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $242,450 (28.3%) | $328,662 (29.2%) | 0.00 | 340 |
| 2018-02-01 | $254,675 (34.0%) | $339,142 (30.5%) | 0.00 | 297 |
| 2018-03-01 | $269,900 (38.6%) | $353,742 (36.0%) | 0.00 | 274 |
| 2018-04-01 | $260,000 (15.6%) | $335,485 (13.1%) | 0.00 | 287 |
| 2018-05-01 | $261,075 (15.3%) | $325,139 (6.3%) | 0.00 | 317 |
| 2018-06-01 | $259,900 (13.0%) | $329,255 (7.2%) | 0.00 | 347 |
| 2018-07-01 | $259,573 (7.5%) | $325,082 (2.3%) | 0.00 | 373 |
| 2018-08-01 | $259,900 (8.5%) | $333,650 (8.3%) | 0.00 | 397 |
| 2018-09-01 | $265,000 (13.1%) | $329,954 (7.4%) | 0.00 | 415 |
| 2018-10-01 | $264,000 (14.8%) | $339,966 (12.0%) | 0.00 | 394 |
| 2018-11-01 | $267,000 (17.5%) | $350,297 (12.2%) | 0.00 | 362 |
| 2018-12-01 | $259,900 (10.6%) | $352,077 (8.4%) | 0.00 | 293 |
| 2019-01-01 | $267,475 (10.3%) | $361,070 (9.9%) | 0.00 | 241 |
| 2019-02-01 | $287,400 (12.9%) | $376,868 (11.1%) | 0.00 | 244 |
| 2019-03-01 | $294,214 (9.0%) | $384,834 (8.8%) | 0.00 | 231 |
| 2019-04-01 | $299,450 (15.2%) | $393,540 (17.3%) | 0.00 | 221 |
| 2019-05-01 | $294,900 (13.0%) | $379,834 (16.8%) | 0.00 | 270 |
| 2019-06-01 | $290,000 (11.6%) | $379,689 (15.3%) | 0.00 | 302 |
| 2019-07-01 | $292,400 (12.7%) | $376,222 (15.7%) | 0.00 | 324 |
| 2019-08-01 | $287,909 (10.8%) | $372,446 (11.6%) | 0.00 | 342 |
| 2019-09-01 | $288,523 (8.9%) | $375,581 (13.8%) | 0.00 | 342 |
| 2019-10-01 | $288,932 (9.4%) | $377,475 (11.0%) | 0.00 | 345 |
| 2019-11-01 | $285,000 (6.7%) | $378,745 (8.1%) | 0.00 | 329 |
| 2019-12-01 | $291,500 (12.2%) | $390,681 (11.0%) | 0.00 | 285 |
| 2020-01-01 | $289,950 (8.4%) | $383,965 (6.3%) | 0.00 | 253 |
| 2020-02-01 | $295,000 (2.6%) | $390,900 (3.7%) | 0.00 | 243 |
| 2020-03-01 | $317,500 (7.9%) | $390,374 (1.4%) | 0.00 | 226 |
| 2020-04-01 | $315,000 (5.2%) | $387,422 (-1.6%) | 0.00 | 282 |
| 2020-05-01 | $325,000 (10.2%) | $382,808 (0.8%) | 0.00 | 286 |
| 2020-06-01 | $345,000 (19.0%) | $413,042 (8.8%) | 0.00 | 259 |
| 2020-07-01 | $337,675 (15.5%) | $406,416 (8.0%) | 0.00 | 228 |
| 2020-08-01 | $350,000 (21.6%) | $414,207 (11.2%) | 0.00 | 202 |
| 2020-09-01 | $372,500 (29.1%) | $441,407 (17.5%) | 0.00 | 178 |
| 2020-10-01 | $365,000 (26.3%) | $452,841 (20.0%) | 0.00 | 135 |
| 2020-11-01 | $354,500 (24.4%) | $452,978 (19.6%) | 0.00 | 110 |
| 2020-12-01 | $376,250 (29.1%) | $429,850 (10.0%) | 0.00 | 91 |
| 2021-01-01 | $370,000 (27.6%) | $412,898 (7.5%) | 0.00 | 80 |
| 2021-02-01 | $370,250 (25.5%) | $418,466 (7.1%) | 0.00 | 83 |
| 2021-03-01 | $369,950 (16.5%) | $457,891 (17.3%) | 0.00 | 90 |
| 2021-04-01 | $397,000 (26.0%) | $510,978 (31.9%) | 0.00 | 98 |
| 2021-05-01 | $425,000 (30.8%) | $528,690 (38.1%) | 0.00 | 101 |
| 2021-06-01 | $426,000 (23.5%) | $559,917 (35.6%) | 0.00 | 139 |
| 2021-07-01 | $425,000 (25.9%) | $528,546 (30.1%) | 0.00 | 173 |
| 2021-08-01 | $442,500 (26.4%) | $532,943 (28.7%) | 0.00 | 215 |
| 2021-09-01 | $457,475 (22.8%) | $534,187 (21.0%) | 0.00 | 239 |
| 2021-10-01 | $465,000 (27.4%) | $540,918 (19.5%) | 0.00 | 220 |
| 2021-11-01 | $450,000 (26.9%) | $545,001 (20.3%) | 0.00 | 159 |
| 2021-12-01 | $472,500 (25.6%) | $560,704 (30.4%) | 0.00 | 140 |
| 2022-01-01 | $495,000 (33.8%) | $599,189 (45.1%) | 0.00 | 109 |
| 2022-02-01 | $528,250 (42.7%) | $639,341 (52.8%) | 0.00 | 104 |
| 2022-03-01 | $480,000 (29.8%) | $584,891 (27.7%) | 0.00 | 117 |
| 2022-04-01 | $520,000 (31.0%) | $596,107 (16.7%) | 0.00 | 160 |
| 2022-05-01 | $525,000 (23.5%) | $614,484 (16.2%) | 0.00 | 285 |
| 2022-06-01 | $487,125 (14.4%) | $587,344 (4.9%) | 0.00 | 425 |
| 2022-07-01 | $474,900 (11.7%) | $560,541 (6.1%) | 0.00 | 562 |
| 2022-08-01 | $455,000 (2.8%) | $528,340 (-0.9%) | 0.00 | 593 |
| 2022-09-01 | $451,250 (-1.4%) | $529,558 (-0.9%) | 0.00 | 566 |
| 2022-10-01 | $450,000 (-3.2%) | $534,708 (-1.2%) | 0.00 | 536 |
| 2022-11-01 | $450,000 (0.0%) | $524,283 (-3.8%) | 0.00 | 511 |
| 2022-12-01 | $440,000 (-6.9%) | $515,412 (-8.1%) | 0.00 | 466 |
| 2023-01-01 | $449,225 (-9.3%) | $518,141 (-13.5%) | 0.00 | 405 |
| 2023-02-01 | $457,500 (-13.4%) | $527,184 (-17.5%) | 0.00 | 374 |
| 2023-03-01 | $475,000 (-1.0%) | $540,117 (-7.7%) | 0.00 | 351 |
| 2023-04-01 | $470,000 (-9.6%) | $542,523 (-9.0%) | 0.00 | 345 |
| 2023-05-01 | $479,250 (-8.7%) | $558,655 (-9.1%) | 0.00 | 372 |
| 2023-06-01 | $476,950 (-2.1%) | $549,081 (-6.5%) | 0.00 | 406 |
| 2023-07-01 | $475,000 (0.0%) | $550,593 (-1.8%) | 0.00 | 465 |
| 2023-08-01 | $463,125 (1.8%) | $559,847 (6.0%) | 0.00 | 455 |
| 2023-09-01 | $459,950 (1.9%) | $573,598 (8.3%) | 0.00 | 455 |
| 2023-10-01 | $447,500 (-0.6%) | $568,725 (6.4%) | 0.00 | 479 |
| 2023-11-01 | $441,988 (-1.8%) | $543,372 (3.6%) | 0.00 | 452 |
| 2023-12-01 | $435,000 (-1.1%) | $526,109 (2.1%) | 0.00 | 424 |
| 2024-01-01 | $435,000 (-3.2%) | $523,548 (1.0%) | 0.00 | 349 |
| 2024-02-01 | $445,000 (-2.7%) | $532,274 (1.0%) | 0.00 | 303 |
| 2024-03-01 | $480,000 (1.1%) | $569,816 (5.5%) | 0.00 | 310 |
| 2024-04-01 | $484,500 (3.1%) | $584,265 (7.7%) | 0.00 | 347 |
| 2024-05-01 | $491,950 (2.7%) | $598,915 (7.2%) | 0.00 | 390 |
| 2024-06-01 | $489,900 (2.7%) | $604,441 (10.1%) | 0.00 | 441 |
| 2024-07-01 | $487,375 (2.6%) | $593,073 (7.7%) | 0.00 | 473 |
| 2024-08-01 | $480,000 (3.6%) | $589,936 (5.4%) | 0.00 | 521 |
| 2024-09-01 | $472,500 (2.7%) | $595,626 (3.8%) | 0.00 | 549 |
| 2024-10-01 | $461,500 (3.1%) | $562,056 (-1.2%) | 0.00 | 542 |
| 2024-11-01 | $450,000 (1.8%) | $604,844 (11.3%) | 0.00 | 520 |
| 2024-12-01 | $439,950 (1.1%) | $598,380 (13.7%) | 0.00 | 490 |
| 2025-01-01 | $439,975 (1.1%) | $601,274 (14.9%) | 0.00 | 451 |
| 2025-02-01 | $433,950 (-2.5%) | $598,927 (12.5%) | 0.00 | 435 |
| 2025-03-01 | $440,000 (-8.3%) | $602,419 (5.7%) | 0.00 | 443 |
| 2025-04-01 | $455,000 (-6.1%) | $609,587 (4.3%) | 0.00 | 468 |
IDAHO FALLS's median listing price for 2025-04-01 was $455,000, a difference of
$-29,500
(-6.1%) versus the prior year and
$15,000 versus the prior month.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2025-04-01 was $609,587, a difference of $25,322 (4.3%) versus the prior year and $7,168 versus the prior month.
For the 2025-04-01 period, IDAHO FALLS had 468 MLS listings, a difference of 25 listings (6%) versus the prior month and 121 listings (35%) versus the prior year.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2025-04-01 was $609,587, a difference of $25,322 (4.3%) versus the prior year and $7,168 versus the prior month.
For the 2025-04-01 period, IDAHO FALLS had 468 MLS listings, a difference of 25 listings (6%) versus the prior month and 121 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,953 sqft |
| 2018-02-01 | 0 days | 2,975 sqft |
| 2018-03-01 | 0 days | 3,012 sqft |
| 2018-04-01 | 0 days | 2,944 sqft |
| 2018-05-01 | 0 days | 2,926 sqft |
| 2018-06-01 | 0 days | 2,836 sqft |
| 2018-07-01 | 0 days | 2,784 sqft |
| 2018-08-01 | 0 days | 2,794 sqft |
| 2018-09-01 | 0 days | 2,790 sqft |
| 2018-10-01 | 0 days | 2,817 sqft |
| 2018-11-01 | 0 days | 2,959 sqft |
| 2018-12-01 | 0 days | 2,995 sqft |
| 2019-01-01 | 0 days | 2,941 sqft |
| 2019-02-01 | 0 days | 2,968 sqft |
| 2019-03-01 | 0 days | 2,965 sqft |
| 2019-04-01 | 0 days | 2,988 sqft |
| 2019-05-01 | 0 days | 2,880 sqft |
| 2019-06-01 | 0 days | 2,887 sqft |
| 2019-07-01 | 0 days | 2,819 sqft |
| 2019-08-01 | 0 days | 2,780 sqft |
| 2019-09-01 | 0 days | 2,765 sqft |
| 2019-10-01 | 0 days | 2,755 sqft |
| 2019-11-01 | 0 days | 2,688 sqft |
| 2019-12-01 | 0 days | 2,691 sqft |
| 2020-01-01 | 0 days | 2,735 sqft |
| 2020-02-01 | 0 days | 2,760 sqft |
| 2020-03-01 | 0 days | 2,854 sqft |
| 2020-04-01 | 0 days | 2,800 sqft |
| 2020-05-01 | 0 days | 2,864 sqft |
| 2020-06-01 | 0 days | 3,027 sqft |
| 2020-07-01 | 0 days | 2,914 sqft |
| 2020-08-01 | 0 days | 2,859 sqft |
| 2020-09-01 | 0 days | 2,833 sqft |
| 2020-10-01 | 0 days | 2,702 sqft |
| 2020-11-01 | 0 days | 2,567 sqft |
| 2020-12-01 | 0 days | 2,624 sqft |
| 2021-01-01 | 0 days | 2,396 sqft |
| 2021-02-01 | 0 days | 2,326 sqft |
| 2021-03-01 | 0 days | 2,716 sqft |
| 2021-04-01 | 0 days | 2,757 sqft |
| 2021-05-01 | 0 days | 2,800 sqft |
| 2021-06-01 | 0 days | 2,826 sqft |
| 2021-07-01 | 0 days | 2,728 sqft |
| 2021-08-01 | 0 days | 2,755 sqft |
| 2021-09-01 | 0 days | 2,795 sqft |
| 2021-10-01 | 0 days | 2,792 sqft |
| 2021-11-01 | 0 days | 2,798 sqft |
| 2021-12-01 | 0 days | 2,852 sqft |
| 2022-01-01 | 0 days | 2,884 sqft |
| 2022-02-01 | 0 days | 2,991 sqft |
| 2022-03-01 | 0 days | 2,772 sqft |
| 2022-04-01 | 0 days | 2,940 sqft |
| 2022-05-01 | 0 days | 2,959 sqft |
| 2022-06-01 | 0 days | 2,882 sqft |
| 2022-07-01 | 0 days | 2,842 sqft |
| 2022-08-01 | 0 days | 2,815 sqft |
| 2022-09-01 | 0 days | 2,806 sqft |
| 2022-10-01 | 0 days | 2,816 sqft |
| 2022-11-01 | 0 days | 2,905 sqft |
| 2022-12-01 | 0 days | 2,883 sqft |
| 2023-01-01 | 0 days | 2,888 sqft |
| 2023-02-01 | 0 days | 2,945 sqft |
| 2023-03-01 | 0 days | 3,000 sqft |
| 2023-04-01 | 0 days | 3,000 sqft |
| 2023-05-01 | 0 days | 2,972 sqft |
| 2023-06-01 | 0 days | 2,883 sqft |
| 2023-07-01 | 0 days | 2,826 sqft |
| 2023-08-01 | 0 days | 2,879 sqft |
| 2023-09-01 | 0 days | 2,882 sqft |
| 2023-10-01 | 0 days | 2,815 sqft |
| 2023-11-01 | 0 days | 2,747 sqft |
| 2023-12-01 | 0 days | 2,720 sqft |
| 2024-01-01 | 0 days | 2,735 sqft |
| 2024-02-01 | 0 days | 2,732 sqft |
| 2024-03-01 | 0 days | 2,775 sqft |
| 2024-04-01 | 0 days | 2,799 sqft |
| 2024-05-01 | 0 days | 2,869 sqft |
| 2024-06-01 | 0 days | 2,906 sqft |
| 2024-07-01 | 0 days | 2,895 sqft |
| 2024-08-01 | 0 days | 2,880 sqft |
| 2024-09-01 | 0 days | 2,859 sqft |
| 2024-10-01 | 0 days | 2,783 sqft |
| 2024-11-01 | 0 days | 2,770 sqft |
| 2024-12-01 | 0 days | 2,750 sqft |
| 2025-01-01 | 0 days | 2,750 sqft |
| 2025-02-01 | 0 days | 2,734 sqft |
| 2025-03-01 | 0 days | 2,683 sqft |
| 2025-04-01 | 0 days | 2,726 sqft |
IDAHO FALLS's median listing age (time on market) for 2025-04-01 was 0 days.
IDAHO FALLS's median square footage for active listings during the 2025-04-01 period was 2,726 sqft. One year prior, the average listing was 2,799 sqft.
IDAHO FALLS's median square footage for active listings during the 2025-04-01 period was 2,726 sqft. One year prior, the average listing was 2,799 sqft.
IDAHO FALLS, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,092 | $761,850,000 | $364,173 |
| Home Improvement | 601 | $59,575,000 | $99,126 |
| Cash Out Refi | 593 | $121,155,000 | $204,309 |
| Other | 347 | $36,665,000 | $105,663 |
| Refi | 326 | $127,040,000 | $389,693 |
| NA | 1 | $255,000 | $255,000 |
Idaho Falls's most frequently cited loan purpose was Home Purchase, with 2,092 originations. The 2nd most popular reason was Home Improvement, with 601 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,599 | $519,415,000 | $324,837 |
| Over 8% | 943 | $94,705,000 | $100,429 |
| 5-6% | 649 | $236,055,000 | $363,721 |
| 7-8% | 624 | $166,370,000 | $266,619 |
| 4-5% | 36 | $12,080,000 | $335,556 |
| <2.5% | 8 | $2,240,000 | $280,000 |
| 3-4% | 4 | $1,060,000 | $265,000 |
| 2.5-3% | 1 | $495,000 | $495,000 |
During 2024, Idaho Falls's most frequently originated rate bucket was 6-7%, with 1,599 originations.
Loan Sizing (IDAHO FALLS, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,602 | $480,930,000 | $300,206 |
| $100,000 or less | 1,022 | $51,890,000 | $50,773 |
| $100k-200k | 605 | $87,375,000 | $144,421 |
| $400k-600k | 556 | $262,500,000 | $472,122 |
| $600k-1000k | 144 | $103,820,000 | $720,972 |
| $Over $1MM | 31 | $120,025,000 | $3,871,774 |
IDAHO FALLS's loan sizing saw the bucket of loans from $200k-400k with 1,602 originations, totaling $480,930,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,345 | $506,955,000 | $376,918 |
| Under 20% | 939 | $51,165,000 | $54,489 |
| 60-80% | 656 | $249,790,000 | $380,777 |
| 20-40% | 511 | $73,585,000 | $144,002 |
| 40-60% | 340 | $120,550,000 | $354,559 |
| Over 100% | 46 | $21,860,000 | $475,217 |
IDAHO FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,345 originations, totaling $506,955,000 in origination value.