IDAHO FALLS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Idaho Falls averaged
7.16%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.32% and
one month ago for the week of 2026-10-01, the
average rate was 7.06%.
Idaho Falls's average rate one year ago was 5.85%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.07%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Idaho Falls 30 Year Fixed Rate | 2026-11-05 | 7.16% |
| Idaho Falls 30 Year Fixed Rate Refi | 2026-11-05 | 7.07% |
| Idaho Falls 15 Year Fixed Rate | 2026-11-05 | 7.29% |
| Idaho Falls 15 Year Fixed Rate Refi | 2026-11-05 | 6.87% |
| Idaho Falls 30 Year FHA | 2026-11-05 | 6.71% |
| Idaho Falls 30 Year FHA Refi | 2026-11-05 | 6.73% |
| Idaho Falls 30 Year USDA | 2026-11-05 | 7.1% |
| Idaho Falls 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Idaho Falls 30 Year VA | 2026-11-05 | 6.45% |
| Idaho Falls 30 Year VA Refi | 2026-11-05 | 6.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within IDAHO FALLS, ID.
IDAHO FALLS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the IDAHO FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
IDAHO FALLS Average Closing Costs & Other Stats
IDAHO FALLS, ID's 131 lenders originated 4,754
loans during 2025. The total origination value was $1,307,800,000, with an average loan value of
$275,095.
IDAHO FALLS's average closing costs are $7,029.
The top IDAHO FALLS lender as defined by loan originations is IDAHO CENTRAL, with
226 loans originated. Their average total fees are
$6,539, which is $908
lower than the next largest lender,
Eagle Bank and Trust Company.
The lowest fee IDAHO FALLS lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($4,682), First Federal Bank ($5,053), MOUNTAIN AMERICA ($5,934), KeyBank ($6,462) and IDAHO CENTRAL ($6,539).
The lowest rate IDAHO FALLS lenders (with over 10 loans originated) are
IDAHO CENTRAL (6.13%), PENNYMAC LOAN SERVICES, LLC (6.16%), Glacier Bank (6.19%), EAST IDAHO Credit Union (6.23%) and BEEHIVE (6.28%).
IDAHO FALLS, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $142,365,000 | $182,605,000 | 28.3% | 14.0% |
| Eagle Bank and Trust Company | $89,980,000 | $107,625,000 | 19.6% | 8.2% |
| QUICKEN LOANS, LLC | $92,730,000 | $83,285,000 | -10.2% | 6.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $61,545,000 | $80,070,000 | 30.1% | 6.1% |
| CANOPY MORTGAGE, LLC | $50,020,000 | $59,480,000 | 18.9% | 4.5% |
| WESTMARK Credit Union | $24,470,000 | $45,740,000 | 86.9% | 3.5% |
| MOUNTAIN AMERICA | $32,930,000 | $31,555,000 | -4.2% | 2.4% |
| Glacier Bank | $13,165,000 | $31,355,000 | 138.2% | 2.4% |
| EAST IDAHO Credit Union | $17,545,000 | $30,840,000 | 75.8% | 2.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $25,750,000 | $30,560,000 | 18.7% | 2.3% |
| VERITAS FUNDING, LLC | $21,715,000 | $27,160,000 | 25.1% | 2.1% |
| S1L, Inc. | $20,740,000 | $25,315,000 | 22.1% | 1.9% |
| AMERICA FIRST | $4,070,000 | $24,460,000 | 501.0% | 1.9% |
| BEEHIVE | $19,830,000 | $23,460,000 | 18.3% | 1.8% |
| The Bank of Commerce | $12,210,000 | $22,290,000 | 82.6% | 1.7% |
| BELEM SERVICING LLC | $20,720,000 | $21,660,000 | 4.5% | 1.7% |
| FIRST COLONY MORTGAGE CORPORATION | $30,970,000 | $19,745,000 | -36.2% | 1.5% |
| Century Mortgage Company DBA Century Lending Company | $11,710,000 | $18,440,000 | 57.5% | 1.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $7,465,000 | $18,000,000 | 141.1% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $7,225,000 | $17,705,000 | 145.1% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $11,420,000 | $16,665,000 | 45.9% | 1.3% |
| SUMMIT FUNDING, INC. | $10,245,000 | $15,775,000 | 54.0% | 1.2% |
| Mortgage Research Center, LLC | $10,855,000 | $14,845,000 | 36.8% | 1.1% |
| Orion Federal Credit Union | $14,555,000 | n/a | 1.1% | |
| Zions Bank | $35,520,000 | $14,300,000 | -59.7% | 1.1% |
| ENVOY MORTGAGE, LTD | $5,685,000 | $13,560,000 | 138.5% | 1.0% |
| U.S. Bank | $12,005,000 | $11,350,000 | -5.5% | 0.9% |
| CBRE MULTIFAMILY CAPITAL, INC. | $10,525,000 | n/a | 0.8% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,600,000 | $10,480,000 | 58.8% | 0.8% |
| Gateway First Bank | $7,540,000 | $10,150,000 | 34.6% | 0.8% |
| D. L. Evans Bank | $6,800,000 | $9,905,000 | 45.7% | 0.8% |
| The Loan Store, Inc. | $4,080,000 | $9,770,000 | 139.5% | 0.7% |
| INTERCAP LENDING INC. | $6,610,000 | $8,930,000 | 35.1% | 0.7% |
| GUILD MORTGAGE COMPANY | $8,810,000 | $8,885,000 | 0.9% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,065,000 | $8,255,000 | 63.0% | 0.6% |
| Wells Fargo Bank | $18,095,000 | $7,205,000 | -60.2% | 0.6% |
| LOANDEPOT.COM, LLC | $8,145,000 | $6,895,000 | -15.3% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,205,000 | $6,765,000 | 111.1% | 0.5% |
| PREMIA MORTGAGE, LLC | $6,160,000 | $6,520,000 | 5.8% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $1,050,000 | $6,430,000 | 512.4% | 0.5% |
| GOLDENWEST | $2,260,000 | $6,390,000 | 182.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $6,565,000 | $6,385,000 | -2.7% | 0.5% |
| First Federal Bank | $1,805,000 | $6,290,000 | 248.5% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,165,000 | $6,160,000 | -14.0% | 0.5% |
| WALKER & DUNLOP, LLC | $6,005,000 | n/a | 0.5% | |
| JPMorgan Chase Bank | $6,905,000 | $5,270,000 | -23.7% | 0.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $655,000 | $5,240,000 | 700.0% | 0.4% |
| NEWREZ LLC | $6,245,000 | $4,870,000 | -22.0% | 0.4% |
| PLANET HOME LENDING, LLC | $2,560,000 | $4,590,000 | 79.3% | 0.4% |
| CONNECTIONS | $3,755,000 | $4,530,000 | 20.6% | 0.3% |
| KeyBank | $5,365,000 | $4,365,000 | -18.6% | 0.3% |
| CMG MORTGAGE, INC. | $2,820,000 | $3,680,000 | 30.5% | 0.3% |
| Northwest Bank | $3,155,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $385,000 | $2,910,000 | 655.8% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,610,000 | $2,855,000 | 77.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,665,000 | $2,685,000 | 0.8% | 0.2% |
| Flagstar Bank, FSB | $10,140,000 | $2,625,000 | -74.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,875,000 | $2,405,000 | 28.3% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $1,045,000 | $2,355,000 | 125.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $950,000 | $2,345,000 | 146.8% | 0.2% |
| Truist | $2,320,000 | n/a | 0.2% | |
| Paramount Residential Mortgage Group, Inc. | $2,725,000 | $2,160,000 | -20.7% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,890,000 | $2,150,000 | 13.8% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $3,820,000 | $2,100,000 | -45.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $830,000 | $2,095,000 | 152.4% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $955,000 | $2,020,000 | 111.5% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $570,000 | $1,950,000 | 242.1% | 0.1% |
| BROKER SOLUTIONS, INC. | $2,515,000 | $1,885,000 | -25.0% | 0.1% |
| GUARANTEED RATE, INC. | $735,000 | $1,795,000 | 144.2% | 0.1% |
| IDAHO STATE UNIVERSITY | $2,830,000 | $1,745,000 | -38.3% | 0.1% |
| Figure Lending LLC | $1,615,000 | $1,625,000 | 0.6% | 0.1% |
| ALLIANT CREDIT UNION | $465,000 | $1,620,000 | 248.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,315,000 | $1,620,000 | -30.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $975,000 | $1,570,000 | 61.0% | 0.1% |
| NBKC BANK | $5,090,000 | $1,560,000 | -69.4% | 0.1% |
| The Federal Savings Bank | $1,070,000 | $1,560,000 | 45.8% | 0.1% |
| Northwest Farm Credit Services, FLCA | $1,555,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $255,000 | $1,535,000 | 502.0% | 0.1% |
| SPRING EQ, LLC | $180,000 | $1,470,000 | 716.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,655,000 | $1,385,000 | -16.3% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $2,595,000 | $1,305,000 | -49.7% | 0.1% |
| RANLIFE, INC. | $1,755,000 | $1,305,000 | -25.6% | 0.1% |
| Bank of America | $1,250,000 | $1,285,000 | 2.8% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $1,075,000 | $1,220,000 | 13.5% | 0.1% |
| CLEARPATH LENDING | $1,215,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $1,210,000 | n/a | 0.1% | |
| MY MOVE MORTGAGE, LLC | $1,205,000 | n/a | 0.1% | |
| Cache Valley Bank | $405,000 | $1,190,000 | 193.8% | 0.1% |
| Citadel Servicing Corporation | $155,000 | $1,155,000 | 645.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $820,000 | $1,100,000 | 34.1% | 0.1% |
| PNC Bank | $675,000 | $1,085,000 | 60.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $455,000 | $1,030,000 | 126.4% | 0.1% |
| Stifel Bank and Trust | $945,000 | $1,000,000 | 5.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,765,000 | $985,000 | -44.2% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $955,000 | n/a | 0.1% | |
| LOANPAL, LLC | $3,195,000 | $945,000 | -70.4% | 0.1% |
| Commerce Home Mortgage, Inc. | $255,000 | $900,000 | 252.9% | 0.1% |
| BancorpSouth | $495,000 | $885,000 | 78.8% | 0.1% |
| Meridian Trust Federal Credit Union | $880,000 | n/a | 0.1% | |
| AMERITRUST MORTGAGE CORPORATION | $265,000 | $865,000 | 226.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $835,000 | $865,000 | 3.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $490,000 | $855,000 | 74.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,030,000 | $850,000 | -17.5% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $285,000 | $830,000 | 191.2% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $405,000 | $825,000 | 103.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $800,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $385,000 | $775,000 | 101.3% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $770,000 | n/a | 0.1% | |
| Magnolia Bank | $1,745,000 | $760,000 | -56.4% | 0.1% |
| Arvest Bank | $745,000 | n/a | 0.1% | |
| Banner Bank | $755,000 | $745,000 | -1.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $735,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $425,000 | $735,000 | 72.9% | 0.1% |
| DIRECT MORTGAGE, CORP. | $610,000 | $730,000 | 19.7% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $710,000 | n/a | 0.1% | |
| Coastal Community Bank | $705,000 | n/a | 0.1% | |
| GESA | $435,000 | $695,000 | 59.8% | 0.1% |
| Bank of Utah | $980,000 | $685,000 | -30.1% | 0.1% |
| Carrington Mortgage Services, LLC | $700,000 | $685,000 | -2.1% | 0.1% |
| ADVANTAGE PLUS | $175,000 | $665,000 | 280.0% | 0.1% |
| Franklin Loan Corporation | $1,325,000 | $660,000 | -50.2% | 0.1% |
| JMAC LENDING, INC. | $660,000 | n/a | 0.1% | |
| Nations Lending Corporation | $165,000 | $660,000 | 300.0% | 0.1% |
| MLD MORTGAGE INC. | $385,000 | $640,000 | 66.2% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $615,000 | $630,000 | 2.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $620,000 | n/a | 0.0% | |
| AIR ACADEMY | $595,000 | n/a | 0.0% | |
| First National Bank of America | $585,000 | $595,000 | 1.7% | 0.0% |
| Deseret First Credit Union | $585,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $325,000 | $575,000 | 76.9% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $575,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $565,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $1,290,000 | $560,000 | -56.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,320,000 | $535,000 | -59.5% | 0.0% |
| EVERETT FINANCIAL, INC. | $245,000 | $530,000 | 116.3% | 0.0% |
| PHH Mortgage Corporation | $1,145,000 | $530,000 | -53.7% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $525,000 | n/a | 0.0% | |
| Plains Commerce Bank | $1,735,000 | $515,000 | -70.3% | 0.0% |
| UBS Bank USA | $1,250,000 | $505,000 | -59.6% | 0.0% |
| NBH Bank | $690,000 | $485,000 | -29.7% | 0.0% |
| First Federal Savings Bank of Twin Falls | $570,000 | $470,000 | -17.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $325,000 | $470,000 | 44.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $460,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $385,000 | $460,000 | 19.5% | 0.0% |
| Keystone Funding, Inc. | $455,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $145,000 | $455,000 | 213.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $445,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $440,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $435,000 | n/a | 0.0% | |
| ALTITUDE FINANCIAL CORPORATION | $415,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $415,000 | n/a | 0.0% | |
| Sunflower Bank | $530,000 | $415,000 | -21.7% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $405,000 | n/a | 0.0% | |
| Willamette Valley Bank | $405,000 | n/a | 0.0% | |
| First Savings Bank | $395,000 | $395,000 | 0.0% | 0.0% |
| MidFirst Bank | $395,000 | n/a | 0.0% | |
| Discover Bank | $2,625,000 | $390,000 | -85.1% | 0.0% |
| Summit Mortgage Corporation | $375,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $230,000 | $370,000 | 60.9% | 0.0% |
| A&D Mortgage LLC | $810,000 | $370,000 | -54.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $785,000 | $365,000 | -53.5% | 0.0% |
| GENEVA FINANCIAL, LLC | $195,000 | $365,000 | 87.2% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $155,000 | $365,000 | 135.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,295,000 | $355,000 | -84.5% | 0.0% |
| SPOKANE TEACHERS | $335,000 | n/a | 0.0% | |
| Umpqua Bank | $335,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $105,000 | $330,000 | 214.3% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $325,000 | n/a | 0.0% | |
| M&T Bank | $430,000 | $325,000 | -24.4% | 0.0% |
| NEXERA HOLDING LLC | $325,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $325,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $320,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $1,110,000 | $315,000 | -71.6% | 0.0% |
| Equity Prime Mortgage LLC | $325,000 | $315,000 | -3.1% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $640,000 | $305,000 | -52.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $300,000 | n/a | 0.0% | |
| OCMBC, INC. | $1,105,000 | $295,000 | -73.3% | 0.0% |
| BMO Harris Bank | $215,000 | $285,000 | 32.6% | 0.0% |
| MORIA DEVELOPMENT, INC. | $275,000 | n/a | 0.0% | |
| NexBank | $385,000 | $275,000 | -28.6% | 0.0% |
| Deere Employees Credit Union | $255,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $255,000 | n/a | 0.0% | |
| PIONEER | $255,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $765,000 | $245,000 | -68.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $310,000 | $205,000 | -33.9% | 0.0% |
| RESIDENTIAL BANCORP | $200,000 | n/a | 0.0% | |
| NFM, INC. | $1,250,000 | $185,000 | -85.2% | 0.0% |
| V.I.P. MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| HighTechLending Inc | $145,000 | n/a | 0.0% | |
| I.L.W.U. CREDIT UNION | $115,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $65,000 | $95,000 | 46.2% | 0.0% |
| Rails West Federal Credit Union | $85,000 | n/a | 0.0% | |
| AMERICAN UNITED FAMILY OF CREDIT UN | $605,000 | $65,000 | -89.3% | 0.0% |
| NUMERICA CREDIT UNION | $45,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $475,000 | $25,000 | -94.7% | 0.0% |
| NASA Federal Credit Union | $25,000 | n/a | 0.0% |
IDAHO FALLS's top lender by overall market share is IDAHO CENTRAL, with 14.0% market share. In second place, with 8.2%, is Eagle Bank and Trust Company, having originated $107,625,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $83,285,000 in loans. In fourth place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $80,070,000 in loans. In fifth place, with 4.5%, is CANOPY MORTGAGE, LLC, having originated $59,480,000 in loans.
IDAHO FALLS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $242,450 (28.3%) | $328,662 (29.2%) | 0.00 | 340 |
| 2018-02-01 | $254,675 (34.0%) | $339,142 (30.5%) | 0.00 | 297 |
| 2018-03-01 | $269,900 (38.6%) | $353,742 (36.0%) | 0.00 | 274 |
| 2018-04-01 | $260,000 (15.6%) | $335,485 (13.1%) | 0.00 | 287 |
| 2018-05-01 | $261,075 (15.3%) | $325,139 (6.3%) | 0.00 | 317 |
| 2018-06-01 | $259,900 (13.0%) | $329,255 (7.2%) | 0.00 | 347 |
| 2018-07-01 | $259,573 (7.5%) | $325,082 (2.3%) | 0.00 | 373 |
| 2018-08-01 | $259,900 (8.5%) | $333,650 (8.3%) | 0.00 | 397 |
| 2018-09-01 | $265,000 (13.1%) | $329,954 (7.4%) | 0.00 | 415 |
| 2018-10-01 | $264,000 (14.8%) | $339,966 (12.0%) | 0.00 | 394 |
| 2018-11-01 | $267,000 (17.5%) | $350,297 (12.2%) | 0.00 | 362 |
| 2018-12-01 | $259,900 (10.6%) | $352,077 (8.4%) | 0.00 | 293 |
| 2019-01-01 | $267,475 (10.3%) | $361,070 (9.9%) | 0.00 | 241 |
| 2019-02-01 | $287,400 (12.9%) | $376,868 (11.1%) | 0.00 | 244 |
| 2019-03-01 | $294,214 (9.0%) | $384,834 (8.8%) | 0.00 | 231 |
| 2019-04-01 | $299,450 (15.2%) | $393,540 (17.3%) | 0.00 | 221 |
| 2019-05-01 | $294,900 (13.0%) | $379,834 (16.8%) | 0.00 | 270 |
| 2019-06-01 | $290,000 (11.6%) | $379,689 (15.3%) | 0.00 | 302 |
| 2019-07-01 | $292,400 (12.7%) | $376,222 (15.7%) | 0.00 | 324 |
| 2019-08-01 | $287,909 (10.8%) | $372,446 (11.6%) | 0.00 | 342 |
| 2019-09-01 | $288,523 (8.9%) | $375,581 (13.8%) | 0.00 | 342 |
| 2019-10-01 | $288,932 (9.4%) | $377,475 (11.0%) | 0.00 | 345 |
| 2019-11-01 | $285,000 (6.7%) | $378,745 (8.1%) | 0.00 | 329 |
| 2019-12-01 | $291,500 (12.2%) | $390,681 (11.0%) | 0.00 | 285 |
| 2020-01-01 | $289,950 (8.4%) | $383,965 (6.3%) | 0.00 | 253 |
| 2020-02-01 | $295,000 (2.6%) | $390,900 (3.7%) | 0.00 | 243 |
| 2020-03-01 | $317,500 (7.9%) | $390,374 (1.4%) | 0.00 | 226 |
| 2020-04-01 | $315,000 (5.2%) | $387,422 (-1.6%) | 0.00 | 282 |
| 2020-05-01 | $325,000 (10.2%) | $382,808 (0.8%) | 0.00 | 286 |
| 2020-06-01 | $345,000 (19.0%) | $413,042 (8.8%) | 0.00 | 259 |
| 2020-07-01 | $337,675 (15.5%) | $406,416 (8.0%) | 0.00 | 228 |
| 2020-08-01 | $350,000 (21.6%) | $414,207 (11.2%) | 0.00 | 202 |
| 2020-09-01 | $372,500 (29.1%) | $441,407 (17.5%) | 0.00 | 178 |
| 2020-10-01 | $365,000 (26.3%) | $452,841 (20.0%) | 0.00 | 135 |
| 2020-11-01 | $354,500 (24.4%) | $452,978 (19.6%) | 0.00 | 110 |
| 2020-12-01 | $376,250 (29.1%) | $429,850 (10.0%) | 0.00 | 91 |
| 2021-01-01 | $370,000 (27.6%) | $412,898 (7.5%) | 0.00 | 80 |
| 2021-02-01 | $370,250 (25.5%) | $418,466 (7.1%) | 0.00 | 83 |
| 2021-03-01 | $369,950 (16.5%) | $457,891 (17.3%) | 0.00 | 90 |
| 2021-04-01 | $397,000 (26.0%) | $510,978 (31.9%) | 0.00 | 98 |
| 2021-05-01 | $425,000 (30.8%) | $528,690 (38.1%) | 0.00 | 101 |
| 2021-06-01 | $426,000 (23.5%) | $559,917 (35.6%) | 0.00 | 139 |
| 2021-07-01 | $425,000 (25.9%) | $528,546 (30.1%) | 0.00 | 173 |
| 2021-08-01 | $442,500 (26.4%) | $532,943 (28.7%) | 0.00 | 215 |
| 2021-09-01 | $457,475 (22.8%) | $534,187 (21.0%) | 0.00 | 239 |
| 2021-10-01 | $465,000 (27.4%) | $540,918 (19.5%) | 0.00 | 220 |
| 2021-11-01 | $450,000 (26.9%) | $545,001 (20.3%) | 0.00 | 159 |
| 2021-12-01 | $472,500 (25.6%) | $560,704 (30.4%) | 0.00 | 140 |
| 2022-01-01 | $495,000 (33.8%) | $599,189 (45.1%) | 0.00 | 109 |
| 2022-02-01 | $528,250 (42.7%) | $639,341 (52.8%) | 0.00 | 104 |
| 2022-03-01 | $480,000 (29.8%) | $584,891 (27.7%) | 0.00 | 117 |
| 2022-04-01 | $520,000 (31.0%) | $596,107 (16.7%) | 0.00 | 160 |
| 2022-05-01 | $525,000 (23.5%) | $614,484 (16.2%) | 0.00 | 285 |
| 2022-06-01 | $487,125 (14.4%) | $587,344 (4.9%) | 0.00 | 425 |
| 2022-07-01 | $474,900 (11.7%) | $560,541 (6.1%) | 0.00 | 562 |
| 2022-08-01 | $455,000 (2.8%) | $528,340 (-0.9%) | 0.00 | 593 |
| 2022-09-01 | $451,250 (-1.4%) | $529,558 (-0.9%) | 0.00 | 566 |
| 2022-10-01 | $450,000 (-3.2%) | $534,708 (-1.2%) | 0.00 | 536 |
| 2022-11-01 | $450,000 (0.0%) | $524,283 (-3.8%) | 0.00 | 511 |
| 2022-12-01 | $440,000 (-6.9%) | $515,412 (-8.1%) | 0.00 | 466 |
| 2023-01-01 | $449,225 (-9.3%) | $518,141 (-13.5%) | 0.00 | 405 |
| 2023-02-01 | $457,500 (-13.4%) | $527,184 (-17.5%) | 0.00 | 374 |
| 2023-03-01 | $475,000 (-1.0%) | $540,117 (-7.7%) | 0.00 | 351 |
| 2023-04-01 | $470,000 (-9.6%) | $542,523 (-9.0%) | 0.00 | 345 |
| 2023-05-01 | $479,250 (-8.7%) | $558,655 (-9.1%) | 0.00 | 372 |
| 2023-06-01 | $476,950 (-2.1%) | $549,081 (-6.5%) | 0.00 | 406 |
| 2023-07-01 | $475,000 (0.0%) | $550,593 (-1.8%) | 0.00 | 465 |
| 2023-08-01 | $463,125 (1.8%) | $559,847 (6.0%) | 0.00 | 455 |
| 2023-09-01 | $459,950 (1.9%) | $573,598 (8.3%) | 0.00 | 455 |
| 2023-10-01 | $447,500 (-0.6%) | $568,725 (6.4%) | 0.00 | 479 |
| 2023-11-01 | $441,988 (-1.8%) | $543,372 (3.6%) | 0.00 | 452 |
| 2023-12-01 | $435,000 (-1.1%) | $526,109 (2.1%) | 0.00 | 424 |
| 2024-01-01 | $435,000 (-3.2%) | $523,548 (1.0%) | 0.00 | 349 |
| 2024-02-01 | $445,000 (-2.7%) | $532,274 (1.0%) | 0.00 | 303 |
| 2024-03-01 | $480,000 (1.1%) | $569,816 (5.5%) | 0.00 | 310 |
| 2024-04-01 | $484,500 (3.1%) | $584,265 (7.7%) | 0.00 | 347 |
| 2024-05-01 | $491,950 (2.7%) | $598,915 (7.2%) | 0.00 | 390 |
| 2024-06-01 | $489,900 (2.7%) | $604,441 (10.1%) | 0.00 | 441 |
| 2024-07-01 | $487,375 (2.6%) | $593,073 (7.7%) | 0.00 | 473 |
| 2024-08-01 | $480,000 (3.6%) | $589,936 (5.4%) | 0.00 | 521 |
| 2024-09-01 | $471,250 (2.5%) | $594,733 (3.7%) | 0.00 | 546 |
| 2024-10-01 | $461,500 (3.1%) | $565,124 (-0.6%) | 0.00 | 541 |
| 2024-11-01 | $450,000 (1.8%) | $604,844 (11.3%) | 0.00 | 520 |
| 2024-12-01 | $439,950 (1.1%) | $598,380 (13.7%) | 0.00 | 490 |
| 2025-01-01 | $439,975 (1.1%) | $601,274 (14.9%) | 0.00 | 451 |
| 2025-02-01 | $433,950 (-2.5%) | $598,927 (12.5%) | 0.00 | 435 |
| 2025-03-01 | $440,000 (-8.3%) | $602,419 (5.7%) | 0.00 | 443 |
| 2025-04-01 | $455,000 (-6.1%) | $609,587 (4.3%) | 0.00 | 468 |
| 2025-05-01 | $473,000 (-3.9%) | $624,068 (4.2%) | 0.00 | 565 |
| 2025-06-01 | $472,500 (-3.6%) | $631,911 (4.5%) | 0.00 | 624 |
| 2025-07-01 | $468,975 (-3.8%) | $620,762 (4.7%) | 0.00 | 622 |
| 2025-08-01 | $469,950 (-2.1%) | $636,599 (7.9%) | 0.00 | 638 |
| 2025-09-01 | $464,990 (-1.3%) | $628,630 (5.7%) | 0.00 | 676 |
| 2025-10-01 | $445,975 (-3.4%) | $605,551 (7.2%) | 0.00 | 655 |
| 2025-11-01 | $448,500 (-0.3%) | $602,862 (-0.3%) | 0.00 | 602 |
| 2025-12-01 | $444,500 (1.0%) | $601,317 (0.5%) | 0.00 | 546 |
| 2026-01-01 | $429,250 (-2.4%) | $571,572 (-4.9%) | 0.00 | 484 |
| 2026-02-01 | $432,400 (-0.4%) | $576,220 (-3.8%) | 0.00 | 438 |
| 2026-03-01 | $445,625 (1.3%) | $591,673 (-1.8%) | 0.00 | 449 |
| 2026-04-01 | $452,500 (-0.6%) | $599,640 (-1.6%) | 0.00 | 472 |
| 2026-05-01 | $450,000 (-4.9%) | $596,350 (-4.4%) | 0.00 | 518 |
| 2026-06-01 | $452,163 (-4.3%) | $608,580 (-3.7%) | 0.00 | 550 |
| 2026-07-01 | $457,225 (-2.5%) | $617,170 (-0.6%) | 0.00 | 573 |
| 2026-08-01 | $455,900 (-3.0%) | $627,195 (-1.5%) | 0.00 | 644 |
| 2026-09-01 | $450,000 (-3.2%) | $593,069 (-5.7%) | 0.00 | 682 |
| 2026-10-01 | $440,000 (-1.3%) | $584,655 (-3.5%) | 0.00 | 685 |
IDAHO FALLS's median listing price for 2026-10-01 was $440,000, a difference of
$-5,975
(-1.3%) versus the prior year and
$-10,000 versus the prior month.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2026-10-01 was $584,655, a difference of $-20,896 (-3.5%) versus the prior year and $-8,414 versus the prior month.
For the 2026-10-01 period, IDAHO FALLS had 685 MLS listings, a difference of 3 listings (0%) versus the prior month and 30 listings (5%) versus the prior year.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2026-10-01 was $584,655, a difference of $-20,896 (-3.5%) versus the prior year and $-8,414 versus the prior month.
For the 2026-10-01 period, IDAHO FALLS had 685 MLS listings, a difference of 3 listings (0%) versus the prior month and 30 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,953 sqft |
| 2018-02-01 | 0 days | 2,975 sqft |
| 2018-03-01 | 0 days | 3,012 sqft |
| 2018-04-01 | 0 days | 2,944 sqft |
| 2018-05-01 | 0 days | 2,926 sqft |
| 2018-06-01 | 0 days | 2,836 sqft |
| 2018-07-01 | 0 days | 2,784 sqft |
| 2018-08-01 | 0 days | 2,794 sqft |
| 2018-09-01 | 0 days | 2,790 sqft |
| 2018-10-01 | 0 days | 2,817 sqft |
| 2018-11-01 | 0 days | 2,959 sqft |
| 2018-12-01 | 0 days | 2,995 sqft |
| 2019-01-01 | 0 days | 2,941 sqft |
| 2019-02-01 | 0 days | 2,968 sqft |
| 2019-03-01 | 0 days | 2,965 sqft |
| 2019-04-01 | 0 days | 2,988 sqft |
| 2019-05-01 | 0 days | 2,880 sqft |
| 2019-06-01 | 0 days | 2,887 sqft |
| 2019-07-01 | 0 days | 2,819 sqft |
| 2019-08-01 | 0 days | 2,780 sqft |
| 2019-09-01 | 0 days | 2,765 sqft |
| 2019-10-01 | 0 days | 2,755 sqft |
| 2019-11-01 | 0 days | 2,688 sqft |
| 2019-12-01 | 0 days | 2,691 sqft |
| 2020-01-01 | 0 days | 2,735 sqft |
| 2020-02-01 | 0 days | 2,760 sqft |
| 2020-03-01 | 0 days | 2,854 sqft |
| 2020-04-01 | 0 days | 2,800 sqft |
| 2020-05-01 | 0 days | 2,864 sqft |
| 2020-06-01 | 0 days | 3,027 sqft |
| 2020-07-01 | 0 days | 2,914 sqft |
| 2020-08-01 | 0 days | 2,859 sqft |
| 2020-09-01 | 0 days | 2,833 sqft |
| 2020-10-01 | 0 days | 2,702 sqft |
| 2020-11-01 | 0 days | 2,567 sqft |
| 2020-12-01 | 0 days | 2,624 sqft |
| 2021-01-01 | 0 days | 2,396 sqft |
| 2021-02-01 | 0 days | 2,326 sqft |
| 2021-03-01 | 0 days | 2,716 sqft |
| 2021-04-01 | 0 days | 2,757 sqft |
| 2021-05-01 | 0 days | 2,800 sqft |
| 2021-06-01 | 0 days | 2,826 sqft |
| 2021-07-01 | 0 days | 2,728 sqft |
| 2021-08-01 | 0 days | 2,755 sqft |
| 2021-09-01 | 0 days | 2,795 sqft |
| 2021-10-01 | 0 days | 2,792 sqft |
| 2021-11-01 | 0 days | 2,798 sqft |
| 2021-12-01 | 0 days | 2,852 sqft |
| 2022-01-01 | 0 days | 2,884 sqft |
| 2022-02-01 | 0 days | 2,991 sqft |
| 2022-03-01 | 0 days | 2,772 sqft |
| 2022-04-01 | 0 days | 2,940 sqft |
| 2022-05-01 | 0 days | 2,959 sqft |
| 2022-06-01 | 0 days | 2,882 sqft |
| 2022-07-01 | 0 days | 2,842 sqft |
| 2022-08-01 | 0 days | 2,815 sqft |
| 2022-09-01 | 0 days | 2,806 sqft |
| 2022-10-01 | 0 days | 2,816 sqft |
| 2022-11-01 | 0 days | 2,905 sqft |
| 2022-12-01 | 0 days | 2,883 sqft |
| 2023-01-01 | 0 days | 2,888 sqft |
| 2023-02-01 | 0 days | 2,945 sqft |
| 2023-03-01 | 0 days | 3,000 sqft |
| 2023-04-01 | 0 days | 3,000 sqft |
| 2023-05-01 | 0 days | 2,972 sqft |
| 2023-06-01 | 0 days | 2,883 sqft |
| 2023-07-01 | 0 days | 2,826 sqft |
| 2023-08-01 | 0 days | 2,879 sqft |
| 2023-09-01 | 0 days | 2,882 sqft |
| 2023-10-01 | 0 days | 2,815 sqft |
| 2023-11-01 | 0 days | 2,747 sqft |
| 2023-12-01 | 0 days | 2,720 sqft |
| 2024-01-01 | 0 days | 2,735 sqft |
| 2024-02-01 | 0 days | 2,732 sqft |
| 2024-03-01 | 0 days | 2,775 sqft |
| 2024-04-01 | 0 days | 2,799 sqft |
| 2024-05-01 | 0 days | 2,869 sqft |
| 2024-06-01 | 0 days | 2,906 sqft |
| 2024-07-01 | 0 days | 2,895 sqft |
| 2024-08-01 | 0 days | 2,880 sqft |
| 2024-09-01 | 0 days | 2,863 sqft |
| 2024-10-01 | 0 days | 2,802 sqft |
| 2024-11-01 | 0 days | 2,770 sqft |
| 2024-12-01 | 0 days | 2,750 sqft |
| 2025-01-01 | 0 days | 2,750 sqft |
| 2025-02-01 | 0 days | 2,734 sqft |
| 2025-03-01 | 0 days | 2,683 sqft |
| 2025-04-01 | 0 days | 2,726 sqft |
| 2025-05-01 | 0 days | 2,813 sqft |
| 2025-06-01 | 0 days | 2,832 sqft |
| 2025-07-01 | 0 days | 2,758 sqft |
| 2025-08-01 | 0 days | 2,782 sqft |
| 2025-09-01 | 0 days | 2,813 sqft |
| 2025-10-01 | 0 days | 2,758 sqft |
| 2025-11-01 | 0 days | 2,754 sqft |
| 2025-12-01 | 0 days | 2,724 sqft |
| 2026-01-01 | 0 days | 2,730 sqft |
| 2026-02-01 | 0 days | 2,690 sqft |
| 2026-03-01 | 0 days | 2,718 sqft |
| 2026-04-01 | 0 days | 2,690 sqft |
| 2026-05-01 | 0 days | 2,710 sqft |
| 2026-06-01 | 0 days | 2,733 sqft |
| 2026-07-01 | 0 days | 2,743 sqft |
| 2026-08-01 | 0 days | 2,768 sqft |
| 2026-09-01 | 0 days | 2,736 sqft |
| 2026-10-01 | 0 days | 2,726 sqft |
IDAHO FALLS's median listing age (time on market) for 2026-10-01 was 0 days.
IDAHO FALLS's median square footage for active listings during the 2026-10-01 period was 2,726 sqft. One year prior, the average listing was 2,758 sqft.
IDAHO FALLS's median square footage for active listings during the 2026-10-01 period was 2,726 sqft. One year prior, the average listing was 2,758 sqft.
IDAHO FALLS, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,401 | $853,845,000 | $355,621 |
| Cash Out Refi | 738 | $156,290,000 | $211,775 |
| Home Improvement | 696 | $77,590,000 | $111,480 |
| Refi | 544 | $179,000,000 | $329,044 |
| Other | 375 | $41,075,000 | $109,533 |
Idaho Falls's most frequently cited loan purpose was Home Purchase, with 2,401 originations. The 2nd most popular reason was Cash Out Refi, with 738 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,091 | $626,675,000 | $299,701 |
| 5-6% | 1,115 | $406,675,000 | $364,731 |
| 7-8% | 733 | $150,945,000 | $205,928 |
| Over 8% | 623 | $56,765,000 | $91,116 |
| 4-5% | 86 | $27,480,000 | $319,535 |
| 2.5-3% | 6 | $2,020,000 | $336,667 |
| 3-4% | 5 | $2,135,000 | $427,000 |
| <2.5% | 3 | $925,000 | $308,333 |
During 2025, Idaho Falls's most frequently originated rate bucket was 6-7%, with 2,091 originations.
Loan Sizing (IDAHO FALLS, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,950 | $587,630,000 | $301,349 |
| $100,000 or less | 1,183 | $59,885,000 | $50,621 |
| $100k-200k | 700 | $101,070,000 | $144,386 |
| $400k-600k | 697 | $328,425,000 | $471,198 |
| $600k-1000k | 191 | $137,895,000 | $721,963 |
| $Over $1MM | 33 | $92,895,000 | $2,815,000 |
IDAHO FALLS's loan sizing saw the bucket of loans from $200k-400k with 1,950 originations, totaling $587,630,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,611 | $616,265,000 | $382,536 |
| Under 20% | 1,066 | $62,460,000 | $58,593 |
| 60-80% | 825 | $316,735,000 | $383,921 |
| 20-40% | 651 | $95,225,000 | $146,275 |
| 40-60% | 417 | $143,395,000 | $343,873 |
| Over 100% | 37 | $17,095,000 | $462,027 |
IDAHO FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,611 originations, totaling $616,265,000 in origination value.