LOGAN Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Logan averaged 5.56% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.23% and one month ago for the week of 2022-04-07, the average rate was 4.68%.

Logan's average rate one year ago was 2.84%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.3%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Logan 30 Year Fixed Rate 2022-05-12 5.56%
Logan 30 Year Fixed Rate Refi 2022-05-12 5.3%
Logan 15 Year Fixed Rate 2022-05-12 4.71%
Logan 15 Year Fixed Rate Refi 2022-05-12 4.74%
Logan 30 Year FHA 2022-05-12 5.21%
Logan 30 Year FHA Refi 2022-05-12 5.11%
Logan 30 Year USDA 2022-05-12 5.03%
Logan 30 Year USDA Refi 2022-05-12 5.08%
Logan 30 Year VA 2022-05-12 5.02%
Logan 30 Year VA Refi 2022-05-12 5.01%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LOGAN, UT-ID.

LOGAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LOGAN, UT-ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GUILD MORTGAGE COMPANY 468 3.05% $5,695
UNITED WHOLESALE MORTGAGE, LLC 464 2.98% $3,916
Cache Valley Bank 306 2.87% $3,149
FIRST COLONY MORTGAGE CORPORATION 298 2.95% $5,130
QUICKEN LOANS, LLC 286 3.01% $4,792
Bank of Utah 255 3.05% $5,681
STEARNS LENDING, LLC 198 3.05% $3,687
GOLDENWEST 195 2.98% $3,797
CALIBER HOME LOANS, INC. 177 3.01% $3,646
INTERCAP LENDING INC. 161 3.04% $4,453
Glacier Bank 123 3.01% $4,243
AMERICA FIRST 103 3.08% $5,181
ACADEMY MORTGAGE CORPORATION 80 3.19% $5,362
HOME POINT FINANCIAL CORPORATION 79 3.05% $4,297
MOUNTAIN AMERICA 65 3.06% $4,877
CANOPY MORTGAGE, LLC 50 2.91% $3,494
LOANDEPOT.COM, LLC 50 2.92% $4,737
Zions Bancorporation, N.A. 48 2.97% $3,619
Wells Fargo Bank 45 3.14% $2,857
FINANCE OF AMERICA MORTGAGE LLC 44 2.93% $4,592
PRIMARY RESIDENTIAL MORTGAGE, INC. 39 3.21% $4,702
Flagstar Bank, FSB 38 3.01% $4,300
PRIMELENDING, A PLAINSCAPITAL COMPANY 37 3.38% $5,574
MOVEMENT MORTGAGE, LLC 35 3.06% $3,600
PARKSIDE LENDING, LLC 32 3.10% $5,148
PROVIDENT FUNDING ASSOCIATES, L.P. 31 2.76% $2,927
AMERICAN PACIFIC MORTGAGE CORPORATION 31 3.16% $5,162
MY MOVE MORTGAGE, LLC 26 3.06% $2,939
ADVANTAGE PLUS 25 3.30% $4,601
PENNYMAC LOAN SERVICES, LLC 25 3.08% $5,561
AMERISAVE MORTGAGE CORPORATION 23 2.92% $3,834
Mr. Cooper ( Nationstar Mortgage ) 23 3.16% $6,693
KeyBank 23 3.02% $3,777
U.S. Bank 23 3.17% $4,025
BETTER MORTGAGE CORPORATION 22 2.72% $3,243
BROKER SOLUTIONS, INC. 21 3.06% $3,988
FREEDOM MORTGAGE CORPORATION 21 3.13% $2,779
AMERICAN FINANCING CORPORATION 20 3.01% $4,929
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 3.14% $4,471
DIRECT MORTGAGE, CORP. 17 3.26% $3,864
JPMorgan Chase Bank 16 3.10% $2,526
CITYWIDE HOME LOANS, LLC 15 3.12% $4,563
RANLIFE, INC. 13 3.45% $4,455
NEWREZ LLC 13 3.23% $3,553
Deseret First Credit Union 13 3.43% $3,662
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 13 3.01% $3,651
CYPRUS Federal Credit Union 11 3.49% $3,823
SECURITYNATIONAL MORTGAGE COMPANY 10 3.00% $3,801
Northpointe Bank 10 3.16% $5,005
VAN DYK MORTGAGE CORPORATION 10 2.96% $5,033
VERITAS FUNDING, LLC 10 3.24% $3,818
NBH Bank 9 3.04% $5,339
CROSSCOUNTRY MORTGAGE, LLC 9 3.32% $4,904
SECURITY HOME MORTGAGE, LLC. 9 2.90% $3,757
Plains Commerce Bank 8 3.08% $4,307
Utah Mortgage Loan Corporation 8 3.13% $4,705
Gateway First Bank 6 3.31% $5,575
UTAH COMMUNITY 6 3.02% $3,127
SWBC MORTGAGE CORPORATION 6 3.02% $3,550
LOANPAL, LLC 5 3.72% $3,912
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.43% $9,531
S1L, Inc. 5 3.22% $5,306
BAY EQUITY LLC 4 3.18% $6,282
Carrington Mortgage Services, LLC 4 3.63% $5,842
BEEHIVE 4 2.88% $4,560
Nations Lending Corporation 4 3.06% $6,258
The Federal Savings Bank 4 2.97% $8,124
Axos Bank 4 2.91% $1,502
CELEBRITY HOME LOANS, LLC 4 3.09% $3,634
Ally Bank 4 3.00% $5,322
GUARANTEED RATE, INC. 4 3.09% $3,304
HOMESIDE FINANCIAL, LLC 3 3.63% $4,195
Northwest Farm Credit Services, FLCA 3 3.55% $10,306
LAKEVIEW LOAN SERVICING, LLC 3 3.21% $3,230
CMG MORTGAGE, INC. 3 2.95% $6,636
CRESCENT MORTGAGE COMPANY 3 2.96% $8,676
Century Mortgage Company DBA Century Lending Company 3 3.21% $3,779
CHERRY CREEK MORTGAGE, LLC 3 3.21% $1,651
Bank of America 3 2.25% $3,566
Victorian Finance, LLC 3 3.04% $4,135
D. L. Evans Bank 3 2.96% $4,748
North American Savings Bank, F.S.B. 2 2.69% $1,697
WESTMARK Credit Union 2 2.88% $7,835
Watermark Capital, Inc. 2 2.94% $2,799
Citadel Servicing Corporation 2 4.31% $6,973
Paramount Residential Mortgage Group, Inc. 2 3.06% $3,548
EVERLEND MORTGAGE COMPANY 2 2.81% $3,238
CHURCHILL MORTGAGE CORPORATION 2 3.50% $7,188
SECURITY SERVICE 2 2.94% $3,420
Chicago Mortgage Solutions LLC 2 3.25% $2,215
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.06% $4,257
GUARANTEED RATE AFFINITY, LLC 2 3.12% $3,870
SUN AMERICAN MORTGAGE COMPANY 2 3.25% $2,928
ZILLOW HOME LOANS, LLC 2 3.31% $5,307
J. VIRGIL, INC. 2 3.13% $6,223
PANORAMA MORTGAGE GROUP, LLC 2 3.06% $3,430
University First Federal Credit Union 2 3.38% $2,957
IDAHO CENTRAL 2 2.88% $5,969
Utah Power 2 2.63% $6,253
Colonial Savings, F.A. 2 3.31% $4,704
Atlantic Union Bank 1 3.00% $3,829
Arvest Bank 1 3.38% $3,396
VISION ONE MORTGAGE, INC. 1 3.38% $7,408
Wasatch Peaks Federal Credit Union 1 2.88% $4,843
Washington Federal Bank 1 3.38% $17,431
Washington Trust Bank 1 3.63% $3,875
Waterstone Mortgage Corporation 1 3.38% $4,914
WESTERN EXPRESS LENDING 1 2.99% $3,511
First Home Bank 1 3.75% $2,536
First Guaranty Mortgage Corporation 1 3.13% $4,065
First Internet Bank of Indiana 1 2.75% $2,234
FIRST TECHNOLOGY 1 2.88% $6,615
First United Bank and Trust Company 1 3.00% $4,863
FirstBank 1 2.75% $1,494
Firefighters First Federal Credit Union 1 3.75% $0
EVERETT FINANCIAL, INC. 1 4.00% $2,029
EVANSVILLE TEACHERS 1 2.75% $4,402
Hercules First Federal Credit Union 1 2.88% $3,260
Hometown Lenders, Inc. 1 3.50% $13,418
HOMEXPRESS MORTGAGE CORP. 1 3.13% $15,910
InterContinental Capital Group, Inc 1 2.75% $3,108
Jordan Federal Credit Union 1 3.38% $3,781
CORNERSTONE HOME LENDING, INC. 1 3.25% $3,712
KELLER MORTGAGE, LLC 1 2.88% $866
KS StateBank 1 2.88% $1,920
Leader Bank 1 2.75% $4,082
LEADERONE FINANCIAL CORPORATION 1 3.00% $4,569
LENDSURE MORTGAGE CORP. 1 4.25% $22,761
Low VA Rates, LLC 1 4.00% $4,280
Magnolia Bank 1 2.87% $5,252
Manufacturers and Traders Trust Company 1 3.00% $3,043
CIBC Bank USA 1 2.25% $4,497
NBKC BANK 1 2.88% $1,303
NexBank 1 2.75% $1,928
NEXERA HOLDING LLC 1 3.50% $27,982
NORTHROP GRUMMAN Federal Credit Union 1 2.75% $3,170
NYMEO FEDERAL CREDIT UNION 1 3.38% $9,318
OAKTREE FUNDING CORP. 1 4.63% $18,561
Paramount Bank 1 2.88% $3,729
Carrollton Bank 1 2.50% $2,143
PHH Mortgage Corporation 1 3.00% $4,092
PNC Bank 1 3.13% $6,059
BNC National Bank 1 3.13% $3,016
Blue Ridge Bank 1 3.00% $5,194
BELEM SERVICING LLC 1 2.88% $5,561
RBC Bank, (Georgia) 1 2.75% $2,239
ALLIANT CREDIT UNION 1 3.25% $3,593
Baxter Credit Union 1 2.88% $1,950
SOFI LENDING CORP. 1 3.00% $5,705
SOVEREIGN LENDING GROUP INCORPORATED 1 2.88% $6,636
SUMMIT FUNDING, INC. 1 3.13% $7,814
Texana Bank 1 3.13% $5,648
The Huntington National Bank 1 3.38% $3,338
TIAA, FSB 1 2.88% $4,619
Austin Capital Bank SSB 1 3.38% $4,376

LOGAN, UT-ID's 155 lenders originated 8,736 loans during 2021. The total origination value was $2,254,990,000, with an average loan value of $258,126.

The top LOGAN lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 468 loans originated. Their average total fees are $5,695, which is $1,779 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee LOGAN lenders (with over 10 loans originated) are JPMorgan Chase Bank ($2,526), FREEDOM MORTGAGE CORPORATION ($2,779), Wells Fargo Bank ($2,857), PROVIDENT FUNDING ASSOCIATES, L.P. ($2,927) and MY MOVE MORTGAGE, LLC ($2,939).

The lowest rate LOGAN lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.72%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.76%), Cache Valley Bank (2.87%), CANOPY MORTGAGE, LLC (2.91%) and AMERISAVE MORTGAGE CORPORATION (2.92%).

LOGAN, UT-ID Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
GUILD MORTGAGE COMPANY $203,585,000 $208,735,000 2.5% 9.3%
UNITED WHOLESALE MORTGAGE, LLC $180,420,000 $207,595,000 15.1% 9.2%
Cache Valley Bank $173,440,000 $141,015,000 -18.7% 6.3%
GOLDENWEST $125,395,000 $129,535,000 3.3% 5.7%
QUICKEN LOANS, LLC $90,340,000 $123,265,000 36.4% 5.5%
FIRST COLONY MORTGAGE CORPORATION $64,960,000 $123,215,000 89.7% 5.5%
Bank of Utah $126,120,000 $104,580,000 -17.1% 4.6%
STEARNS LENDING, LLC $27,980,000 $86,080,000 207.6% 3.8%
AMERICA FIRST $62,660,000 $82,665,000 31.9% 3.7%
CALIBER HOME LOANS, INC. $98,605,000 $78,830,000 -20.1% 3.5%
INTERCAP LENDING INC. $93,825,000 $73,415,000 -21.8% 3.3%
MOUNTAIN AMERICA $64,830,000 $65,155,000 0.5% 2.9%
Zions Bancorporation, N.A. $51,575,000 $64,930,000 25.9% 2.9%
Glacier Bank $595,000 $54,900,000 9,126.9% 2.4%
HOME POINT FINANCIAL CORPORATION $9,960,000 $37,560,000 277.1% 1.7%
ACADEMY MORTGAGE CORPORATION $26,890,000 $32,860,000 22.2% 1.5%
FREEDOM MORTGAGE CORPORATION $28,440,000 $32,600,000 14.6% 1.4%
LOANDEPOT.COM, LLC $20,645,000 $23,770,000 15.1% 1.1%
Wells Fargo Bank $15,260,000 $21,700,000 42.2% 1.0%
FINANCE OF AMERICA MORTGAGE LLC $29,795,000 $20,390,000 -31.6% 0.9%
CANOPY MORTGAGE, LLC $18,840,000 $19,945,000 5.9% 0.9%
U.S. Bank $11,340,000 $19,780,000 74.4% 0.9%
GREYSTONE SERVICING COMPANY LLC $18,355,000 n/a 0.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $18,685,000 $16,850,000 -9.8% 0.7%
Flagstar Bank, FSB $26,975,000 $16,645,000 -38.3% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $20,250,000 $16,455,000 -18.7% 0.7%
KeyBank $18,590,000 $15,120,000 -18.7% 0.7%
PENNYMAC LOAN SERVICES, LLC $6,265,000 $14,180,000 126.3% 0.6%
PROVIDENT FUNDING ASSOCIATES, L.P. $19,120,000 $13,965,000 -27.0% 0.6%
MOVEMENT MORTGAGE, LLC $27,510,000 $13,475,000 -51.0% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $12,125,000 $12,710,000 4.8% 0.6%
PARKSIDE LENDING, LLC $27,710,000 $12,180,000 -56.0% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $6,365,000 $11,625,000 82.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $6,875,000 $10,860,000 58.0% 0.5%
BETTER MORTGAGE CORPORATION $6,685,000 $10,740,000 60.7% 0.5%
BROKER SOLUTIONS, INC. $7,465,000 $9,780,000 31.0% 0.4%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $9,515,000 n/a 0.4%
D. L. Evans Bank $365,000 $9,485,000 2,498.6% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,850,000 $9,370,000 19.4% 0.4%
CYPRUS Federal Credit Union $2,240,000 $8,355,000 273.0% 0.4%
MY MOVE MORTGAGE, LLC $10,725,000 $7,970,000 -25.7% 0.4%
Deseret First Credit Union $4,955,000 $7,560,000 52.6% 0.3%
JPMorgan Chase Bank $5,615,000 $7,210,000 28.4% 0.3%
DIRECT MORTGAGE, CORP. $9,310,000 $7,160,000 -23.1% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,790,000 $7,105,000 -27.4% 0.3%
ADVANTAGE PLUS $7,675,000 $6,910,000 -10.0% 0.3%
AMERICAN FINANCING CORPORATION $4,090,000 $6,815,000 66.6% 0.3%
NEWREZ LLC $3,050,000 $6,550,000 114.8% 0.3%
CITYWIDE HOME LOANS, LLC $8,390,000 $6,440,000 -23.2% 0.3%
Mortgage Research Center, LLC $6,015,000 $6,425,000 6.8% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $6,520,000 $5,535,000 -15.1% 0.2%
CASTLE & COOKE MORTGAGE, LLC $2,945,000 $5,345,000 81.5% 0.2%
Northpointe Bank $7,530,000 $5,055,000 -32.9% 0.2%
SECURITY HOME MORTGAGE, LLC. $7,590,000 $5,020,000 -33.9% 0.2%
The Federal Savings Bank $5,835,000 $4,880,000 -16.4% 0.2%
Washington Federal Bank $5,040,000 $4,875,000 -3.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $4,035,000 $4,605,000 14.1% 0.2%
First Republic Bank $4,580,000 n/a 0.2%
VAN DYK MORTGAGE CORPORATION $2,165,000 $4,575,000 111.3% 0.2%
LAKEVIEW LOAN SERVICING, LLC $4,135,000 $4,400,000 6.4% 0.2%
RANLIFE, INC. $5,450,000 $4,130,000 -24.2% 0.2%
NBH Bank $3,110,000 $4,055,000 30.4% 0.2%
LOANPAL, LLC $5,555,000 $3,725,000 -32.9% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $3,015,000 $3,695,000 22.6% 0.2%
SECURITY SERVICE $1,550,000 $3,555,000 129.4% 0.2%
Utah Mortgage Loan Corporation $5,465,000 $3,485,000 -36.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $820,000 $3,455,000 321.3% 0.2%
Plains Commerce Bank $275,000 $3,125,000 1,036.4% 0.1%
GUARANTEED RATE, INC. $1,790,000 $3,015,000 68.4% 0.1%
Gateway First Bank $1,615,000 $2,910,000 80.2% 0.1%
VERITAS FUNDING, LLC $8,380,000 $2,890,000 -65.5% 0.1%
NEXERA HOLDING LLC $605,000 $2,805,000 363.6% 0.1%
Northwest Farm Credit Services, FLCA $2,610,000 $2,575,000 -1.3% 0.1%
UTAH COMMUNITY $1,585,000 $2,320,000 46.4% 0.1%
AMERICAN ADVISORS GROUP $1,200,000 $2,310,000 92.5% 0.1%
Bank of America $1,195,000 $2,075,000 73.6% 0.1%
REVERSE MORTGAGE FUNDING LLC $535,000 $2,040,000 281.3% 0.1%
CHERRY CREEK MORTGAGE, LLC $2,840,000 $1,965,000 -30.8% 0.1%
Ally Bank $550,000 $1,960,000 256.4% 0.1%
Century Mortgage Company DBA Century Lending Company $1,905,000 n/a 0.1%
Carrington Mortgage Services, LLC $2,130,000 $1,890,000 -11.3% 0.1%
LONGBRIDGE FINANCIAL, LLC $665,000 $1,845,000 177.4% 0.1%
BNC National Bank $820,000 $1,815,000 121.3% 0.1%
USAA Federal Savings Bank $4,325,000 $1,810,000 -58.2% 0.1%
AMWEST FUNDING CORP. $3,070,000 $1,770,000 -42.3% 0.1%
Axos Bank $470,000 $1,760,000 274.5% 0.1%
S1L, Inc. $710,000 $1,700,000 139.4% 0.1%
CELEBRITY HOME LOANS, LLC $1,695,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $125,000 $1,690,000 1,252.0% 0.1%
SWBC MORTGAGE CORPORATION $2,925,000 $1,640,000 -43.9% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,490,000 $1,635,000 9.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $795,000 $1,575,000 98.1% 0.1%
Paramount Residential Mortgage Group, Inc. $1,680,000 $1,560,000 -7.1% 0.1%
Low VA Rates, LLC $2,215,000 $1,555,000 -29.8% 0.1%
Victorian Finance, LLC $1,545,000 n/a 0.1%
Nations Lending Corporation $705,000 $1,395,000 97.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $900,000 $1,380,000 53.3% 0.1%
BAY EQUITY LLC $990,000 $1,355,000 36.9% 0.1%
PHH Mortgage Corporation $1,630,000 $1,320,000 -19.0% 0.1%
CMG MORTGAGE, INC. $1,280,000 n/a 0.1%
Hercules First Federal Credit Union $45,000 $1,235,000 2,644.4% 0.1%
Bank of the West $575,000 $1,205,000 109.6% 0.1%
BEEHIVE $950,000 $1,205,000 26.8% 0.1%
BLUE BRICK FINANCIAL LLC $1,200,000 n/a 0.1%
NAVY FEDERAL CREDIT UNION $2,740,000 $1,180,000 -56.9% 0.1%
UTAH FIRST $920,000 $1,170,000 27.2% 0.1%
Wyndham Capital Mortgage, Inc. $1,410,000 $1,160,000 -17.7% 0.1%
Bank of England $915,000 $1,150,000 25.7% 0.1%
BENCH EQUITY L.L.C. $1,120,000 n/a 0.0%
FirstBank $860,000 $1,120,000 30.2% 0.0%
Utah Power $560,000 $1,040,000 85.7% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,035,000 n/a 0.0%
First Guaranty Mortgage Corporation $2,075,000 $1,000,000 -51.8% 0.0%
PLAZA HOME MORTGAGE, INC. $165,000 $1,000,000 506.1% 0.0%
PNC Bank $670,000 $965,000 44.0% 0.0%
Watermark Capital, Inc. $530,000 $950,000 79.2% 0.0%
Chicago Mortgage Solutions LLC $930,000 n/a 0.0%
IDAHO CENTRAL $1,595,000 $895,000 -43.9% 0.0%
GRANITE FEDERAL CREDIT UNION $1,485,000 $890,000 -40.1% 0.0%
Eagle Bank and Trust Company $680,000 $880,000 29.4% 0.0%
WESTMARK Credit Union $225,000 $870,000 286.7% 0.0%
ALLIANT CREDIT UNION $115,000 $865,000 652.2% 0.0%
Barrington Bank & Trust Company, N.A. $1,435,000 $860,000 -40.1% 0.0%
HOMESIDE FINANCIAL, LLC $325,000 $840,000 158.5% 0.0%
OAKTREE FUNDING CORP. $825,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $405,000 $795,000 96.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $775,000 n/a 0.0%
TIAA, FSB $1,120,000 $775,000 -30.8% 0.0%
Alaska USA Federal Credit Union $205,000 $765,000 273.2% 0.0%
Wasatch Peaks Federal Credit Union $285,000 $755,000 164.9% 0.0%
Texana Bank $185,000 $740,000 300.0% 0.0%
North American Savings Bank, F.S.B. $285,000 $730,000 156.1% 0.0%
First United Bank and Trust Company $725,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,265,000 $715,000 -43.5% 0.0%
UNITED SECURITY FINANCIAL CORP $245,000 $715,000 191.8% 0.0%
Network Funding, L.P. $735,000 $710,000 -3.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $400,000 $705,000 76.3% 0.0%
Colonial Savings, F.A. $145,000 $690,000 375.9% 0.0%
CIBC Bank USA $675,000 n/a 0.0%
J. VIRGIL, INC. $960,000 $675,000 -29.7% 0.0%
Manufacturers and Traders Trust Company $330,000 $670,000 103.0% 0.0%
SOFI LENDING CORP. $615,000 $670,000 8.9% 0.0%
EVERETT FINANCIAL, INC. $695,000 $655,000 -5.8% 0.0%
The Bank of Commerce $365,000 $615,000 68.5% 0.0%
EVANSVILLE TEACHERS $605,000 n/a 0.0%
BELEM SERVICING LLC $685,000 $560,000 -18.2% 0.0%
Strong Home Mortgage, LLC $305,000 $560,000 83.6% 0.0%
Farmers Bank & Trust $545,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $145,000 $540,000 272.4% 0.0%
LENDSURE MORTGAGE CORP. $535,000 n/a 0.0%
Citadel Servicing Corporation $510,000 n/a 0.0%
FIRST TECHNOLOGY $205,000 $500,000 143.9% 0.0%
Magnolia Bank $295,000 $490,000 66.1% 0.0%
First Home Bank $1,390,000 $480,000 -65.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $155,000 $480,000 209.7% 0.0%
University First Federal Credit Union $1,345,000 $470,000 -65.1% 0.0%
Hometown Lenders, Inc. $455,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $615,000 $435,000 -29.3% 0.0%
Discover Bank $235,000 $430,000 83.0% 0.0%
BM Real Estate Services, Inc. $420,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $805,000 $420,000 -47.8% 0.0%
First Internet Bank of Indiana $560,000 $415,000 -25.9% 0.0%
LEADERONE FINANCIAL CORPORATION $1,600,000 $415,000 -74.1% 0.0%
SUN AMERICAN MORTGAGE COMPANY $1,895,000 $410,000 -78.4% 0.0%
ZILLOW HOME LOANS, LLC $400,000 n/a 0.0%
Blue Ridge Bank $265,000 $395,000 49.1% 0.0%
Arvest Bank $600,000 $390,000 -35.0% 0.0%
NBKC BANK $1,995,000 $375,000 -81.2% 0.0%
AMCAP MORTGAGE, LTD. $365,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $1,600,000 $365,000 -77.2% 0.0%
GSF Mortgage Corporation $365,000 n/a 0.0%
LENDUS, LLC $365,000 n/a 0.0%
Triumph Bank $365,000 n/a 0.0%
AXIA FINANCIAL, LLC $530,000 $355,000 -33.0% 0.0%
QUORUM FEDERAL CREDIT UNION $35,000 $355,000 914.3% 0.0%
WESTERN EXPRESS LENDING $355,000 n/a 0.0%
Hometown Equity Mortgage, LLC $350,000 n/a 0.0%
Citizens Bank $8,910,000 $345,000 -96.1% 0.0%
InterContinental Capital Group, Inc $345,000 n/a 0.0%
ONE NEVADA CREDIT UNION $345,000 n/a 0.0%
The Huntington National Bank $285,000 $345,000 21.1% 0.0%
Austin Capital Bank SSB $335,000 n/a 0.0%
NexBank $335,000 n/a 0.0%
EVERLEND MORTGAGE COMPANY $860,000 $320,000 -62.8% 0.0%
Truist Bank $225,000 $320,000 42.2% 0.0%
THRIVE MORTGAGE, LLC $300,000 n/a 0.0%
WEBER STATE FEDERAL CREDIT UNION $175,000 $300,000 71.4% 0.0%
First Mortgage Solutions, LLC $295,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $175,000 $295,000 68.6% 0.0%
21ST MORTGAGE CORPORATION $200,000 $290,000 45.0% 0.0%
Carrollton Bank $215,000 $265,000 23.3% 0.0%
NEW DAY FINANCIAL, LLC $745,000 $265,000 -64.4% 0.0%
RBC Bank, (Georgia) $265,000 n/a 0.0%
First Federal Bank of Kansas City $255,000 n/a 0.0%
KS StateBank $255,000 n/a 0.0%
Waterstone Mortgage Corporation $265,000 $255,000 -3.8% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $245,000 n/a 0.0%
First Interstate Bank $285,000 $245,000 -14.0% 0.0%
Jordan Federal Credit Union $245,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $245,000 n/a 0.0%
Denmark State Bank $235,000 n/a 0.0%
Paramount Bank $225,000 n/a 0.0%
Washington Trust Bank $175,000 $225,000 28.6% 0.0%
NORTHROP GRUMMAN Federal Credit Union $165,000 $215,000 30.3% 0.0%
NYMEO FEDERAL CREDIT UNION $215,000 n/a 0.0%
Firefighters First Federal Credit Union $645,000 $205,000 -68.2% 0.0%
Rock Canyon Bank $895,000 $205,000 -77.1% 0.0%
Atlantic Union Bank $195,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $195,000 n/a 0.0%
SourceOne Financial, Inc. $185,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $3,660,000 $175,000 -95.2% 0.0%
Baxter Credit Union $245,000 $165,000 -32.7% 0.0%
Leader Bank $145,000 n/a 0.0%
SUMMIT FUNDING, INC. $740,000 $145,000 -80.4% 0.0%
Bethpage Federal Credit Union $125,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $125,000 n/a 0.0%
KELLER MORTGAGE, LLC $885,000 $85,000 -90.4% 0.0%
TCF National Bank $760,000 $85,000 -88.8% 0.0%
TRIAD FINANCIAL SERVICES, INC. $95,000 $55,000 -42.1% 0.0%
CHARTWAY FEDERAL CREDIT UNION $205,000 $45,000 -78.0% 0.0%

LOGAN's top lender by overall market share is GUILD MORTGAGE COMPANY, with 9.3% market share. In second place, with 9.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $207,595,000 in loans. In third place, with 6.3%, is Cache Valley Bank, having originated $141,015,000 in loans. In third place, with 5.7%, is GOLDENWEST, having originated $129,535,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $123,265,000 in loans.


LOGAN, UT-ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,991 $727,475,000 $243,221
Home Purchase 2,495 $799,595,000 $320,479
Cash Out Refi 2,304 $618,540,000 $268,464
Home Improvement 600 $66,270,000 $110,450
Other 346 $43,110,000 $124,595

Logan's most frequently cited loan purpose was Refi, with 2,991 originations. The 2nd most popular reason was Home Purchase, with 2,495 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,595 $1,026,205,000 $285,453
3-4% 2,753 $729,595,000 $265,018
<2.5% 1,795 $415,275,000 $231,351
4-5% 380 $62,360,000 $164,105
5-6% 138 $14,200,000 $102,899
Over 8% 31 $2,845,000 $91,774
6-7% 25 $1,725,000 $69,000
7-8% 13 $1,215,000 $93,462

During 2021, Logan's most frequently originated rate bucket was 2.5-3%, with 3,595 originations.

Loan Sizing (LOGAN, UT-ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,514 $1,277,040,000 $282,907
$100k-200k 2,164 $331,610,000 $153,239
$100,000 or less 991 $54,995,000 $55,494
$400k-600k 925 $434,995,000 $470,265
$600k-1000k 120 $86,260,000 $718,833
$Over $1MM 22 $70,090,000 $3,185,909

LOGAN's loan sizing saw the bucket of loans from $200k-400k with 4,514 originations, totaling $1,277,040,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,000 $906,450,000 $302,150
80-100% 1,957 $650,845,000 $332,573
40-60% 1,802 $456,060,000 $253,085
20-40% 1,021 $148,915,000 $145,852
Under 20% 744 $39,370,000 $52,917
Over 100% 41 $16,265,000 $396,707

LOGAN's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,000 originations, totaling $906,450,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LOGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $298,750 (15.8%) $390,998 (26.4%) 0.00 220
2018-02-01 $319,000 (18.6%) $434,912 (38.2%) 0.00 209
2018-03-01 $320,000 (12.3%) $444,206 (31.8%) 0.00 215
2018-04-01 $326,950 (15.5%) $439,261 (27.8%) 0.00 255
2018-05-01 $324,900 (12.1%) $433,824 (23.5%) 0.00 282
2018-06-01 $318,240 (10.3%) $420,049 (20.6%) 0.00 343
2018-07-01 $319,200 (8.6%) $411,929 (15.6%) 0.00 360
2018-08-01 $299,900 (0.2%) $375,483 (1.9%) 0.00 359
2018-09-01 $299,000 (0.4%) $378,771 (5.3%) 0.00 357
2018-10-01 $299,000 (0.5%) $385,242 (5.1%) 0.00 355
2018-11-01 $299,700 (1.2%) $388,421 (2.7%) 0.00 341
2018-12-01 $308,499 (3.6%) $408,309 (6.2%) 0.00 288
2019-01-01 $294,950 (-1.3%) $390,212 (-0.2%) 0.00 255
2019-02-01 $299,700 (-6.1%) $398,035 (-8.5%) 0.00 249
2019-03-01 $313,657 (-2.0%) $414,788 (-6.6%) 0.00 245
2019-04-01 $335,500 (2.6%) $429,340 (-2.3%) 0.00 263
2019-05-01 $346,950 (6.8%) $440,061 (1.4%) 0.00 264
2019-06-01 $345,592 (8.6%) $450,251 (7.2%) 0.00 290
2019-07-01 $333,635 (4.5%) $444,869 (8.0%) 0.00 304
2019-08-01 $322,068 (7.4%) $416,896 (11.0%) 0.00 371
2019-09-01 $318,821 (6.6%) $398,075 (5.1%) 0.00 391
2019-10-01 $319,900 (7.0%) $406,896 (5.6%) 0.00 333
2019-11-01 $319,000 (6.4%) $394,239 (1.5%) 0.00 316
2019-12-01 $314,250 (1.9%) $384,761 (-5.8%) 0.00 279
2020-01-01 $310,450 (5.3%) $388,813 (-0.4%) 0.00 237
2020-02-01 $301,900 (0.7%) $407,143 (2.3%) 0.00 233
2020-03-01 $314,950 (0.4%) $424,026 (2.2%) 0.00 215
2020-04-01 $323,000 (-3.7%) $440,238 (2.5%) 0.00 244
2020-05-01 $320,000 (-7.8%) $442,694 (0.6%) 0.00 244
2020-06-01 $335,776 (-2.8%) $461,581 (2.5%) 0.00 225
2020-07-01 $339,700 (1.8%) $487,261 (9.5%) 0.00 180
2020-08-01 $349,900 (8.6%) $531,290 (27.4%) 0.00 125
2020-09-01 $344,250 (8.0%) $567,818 (42.6%) 0.00 118
2020-10-01 $365,000 (14.1%) $623,941 (53.3%) 0.00 105
2020-11-01 $386,900 (21.3%) $680,960 (72.7%) 0.00 87
2020-12-01 $354,900 (12.9%) $702,275 (82.5%) 0.00 79
2021-01-01 $374,900 (20.8%) $769,230 (97.8%) 0.00 64
2021-02-01 $499,450 (65.4%) $931,700 (128.8%) 0.00 53
2021-03-01 $462,500 (46.9%) $887,472 (109.3%) 0.00 56
2021-04-01 $465,000 (44.0%) $875,475 (98.9%) 0.00 64
2021-05-01 $494,900 (54.7%) $903,282 (104.0%) 0.00 70
2021-06-01 $517,500 (54.1%) $900,379 (95.1%) 0.00 77
2021-07-01 $522,500 (53.8%) $872,817 (79.1%) 0.00 89
2021-08-01 $449,950 (28.6%) $779,151 (46.7%) 0.00 115
2021-09-01 $467,450 (35.8%) $766,531 (35.0%) 0.00 126
2021-10-01 $495,000 (35.6%) $823,769 (32.0%) 0.00 124
2021-11-01 $493,950 (27.7%) $853,316 (25.3%) 0.00 101
2021-12-01 $499,950 (40.9%) $758,426 (8.0%) 0.00 81
2022-01-01 $495,000 (32.0%) $821,776 (6.8%) 0.00 78
2022-02-01 $527,500 (5.6%) $857,975 (-7.9%) 0.00 82
2022-03-01 $535,000 (15.7%) $889,137 (0.2%) 0.00 72
2022-04-01 $499,000 (7.3%) $756,524 (-13.6%) 0.00 98
LOGAN's median listing price for 2022-04-01 was $499,000, a difference of $34,000 (7.3%) versus the prior year and $-36,000 versus the prior month.

LOGAN's median listing price comes in at 0% of the national average.

LOGAN's average listing price for 2022-04-01 was $756,524, a difference of $-118,951 (-13.6%) versus the prior year and $-132,613 versus the prior month.

For the 2022-04-01 period, LOGAN had 98 MLS listings, a difference of 26 listings (36%) versus the prior month and 34 listings (53%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LOGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 3,000 sqft
2018-02-01 0 days 3,066 sqft
2018-03-01 0 days 3,117 sqft
2018-04-01 0 days 3,071 sqft
2018-05-01 0 days 3,024 sqft
2018-06-01 0 days 2,880 sqft
2018-07-01 0 days 2,888 sqft
2018-08-01 0 days 2,703 sqft
2018-09-01 0 days 2,688 sqft
2018-10-01 0 days 2,664 sqft
2018-11-01 0 days 2,665 sqft
2018-12-01 0 days 2,803 sqft
2019-01-01 0 days 2,705 sqft
2019-02-01 0 days 2,619 sqft
2019-03-01 0 days 2,731 sqft
2019-04-01 0 days 2,930 sqft
2019-05-01 0 days 2,991 sqft
2019-06-01 0 days 3,090 sqft
2019-07-01 0 days 2,896 sqft
2019-08-01 0 days 2,760 sqft
2019-09-01 0 days 2,726 sqft
2019-10-01 0 days 2,717 sqft
2019-11-01 0 days 2,648 sqft
2019-12-01 0 days 2,588 sqft
2020-01-01 0 days 2,601 sqft
2020-02-01 0 days 2,415 sqft
2020-03-01 0 days 2,563 sqft
2020-04-01 0 days 2,490 sqft
2020-05-01 0 days 2,486 sqft
2020-06-01 0 days 2,646 sqft
2020-07-01 0 days 2,717 sqft
2020-08-01 0 days 2,834 sqft
2020-09-01 0 days 2,729 sqft
2020-10-01 0 days 2,741 sqft
2020-11-01 0 days 2,793 sqft
2020-12-01 0 days 2,737 sqft
2021-01-01 0 days 2,598 sqft
2021-02-01 0 days 2,862 sqft
2021-03-01 0 days 3,078 sqft
2021-04-01 0 days 2,855 sqft
2021-05-01 0 days 2,855 sqft
2021-06-01 0 days 2,829 sqft
2021-07-01 0 days 2,842 sqft
2021-08-01 0 days 2,619 sqft
2021-09-01 0 days 2,673 sqft
2021-10-01 0 days 2,732 sqft
2021-11-01 0 days 2,762 sqft
2021-12-01 0 days 2,598 sqft
2022-01-01 0 days 2,487 sqft
2022-02-01 0 days 2,618 sqft
2022-03-01 0 days 2,611 sqft
2022-04-01 0 days 2,524 sqft
LOGAN's median listing age (time on market) for 2022-04-01 was 0 days.

LOGAN's median square footage for active listings during the 2022-04-01 period was 2,524 sqft. One year prior, the average listing was 2,855 sqft.