ST. GEORGE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in St. George averaged
6.21%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.73% and
one month ago for the week of 2023-04-20, the
average rate was 6.13%.
St. George's average rate one year ago was 4.79%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| St. George 30 Year Fixed Rate | 2023-05-25 | 6.21% |
| St. George 30 Year Fixed Rate Refi | 2023-05-25 | 5.7% |
| St. George 15 Year Fixed Rate | 2023-05-25 | 5.98% |
| St. George 15 Year Fixed Rate Refi | 2023-05-25 | 5.69% |
| St. George 30 Year FHA | 2023-05-25 | 5.99% |
| St. George 30 Year FHA Refi | 2023-05-25 | 6.51% |
| St. George 30 Year USDA | 2023-05-25 | 6.63% |
| St. George 30 Year USDA Refi | 2023-05-25 | 6.43% |
| St. George 30 Year VA | 2023-05-25 | 5.65% |
| St. George 30 Year VA Refi | 2023-05-25 | 6.61% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ST. GEORGE, UT.
ST. GEORGE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ST. GEORGE, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ST. GEORGE Average Closing Costs & Other Stats
ST. GEORGE, UT's 208 lenders originated 9,448
loans during 2022. The total origination value was $3,249,850,000, with an average loan value of
$343,972.
ST. GEORGE's average closing costs are $5,316.
The top ST. GEORGE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
402 loans originated. Their average total fees are
$7,084, which is $1,226
lower than the next largest lender,
FIRST COLONY MORTGAGE CORPORATION.
The lowest fee ST. GEORGE lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($958), EVERETT FINANCIAL, INC. ($2,276), Cache Valley Bank ($3,821), PROVIDENT FUNDING ASSOCIATES, L.P. ($4,249) and DHI MORTGAGE COMPANY, LTD. ($4,252).
The lowest rate ST. GEORGE lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (3.11%), SECURITY SERVICE (3.53%), DHI MORTGAGE COMPANY, LTD. (3.67%), AMERISAVE MORTGAGE CORPORATION (3.91%) and LOANDEPOT.COM, LLC (3.96%).
ST. GEORGE, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Zions Bancorporation, N.A. | $257,395,000 | $300,625,000 | 16.8% | 9.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $465,075,000 | $262,310,000 | -43.6% | 8.1% |
| MOUNTAIN AMERICA | $282,660,000 | $236,475,000 | -16.3% | 7.3% |
| FIRST COLONY MORTGAGE CORPORATION | $311,690,000 | $181,435,000 | -41.8% | 5.6% |
| SUN AMERICAN MORTGAGE COMPANY | $272,705,000 | $141,175,000 | -48.2% | 4.3% |
| CHERRY CREEK MORTGAGE, LLC | $177,845,000 | $125,415,000 | -29.5% | 3.9% |
| BELEM SERVICING LLC | $157,820,000 | $99,340,000 | -37.1% | 3.1% |
| INTERCAP LENDING INC. | $161,355,000 | $98,610,000 | -38.9% | 3.0% |
| ACADEMY MORTGAGE CORPORATION | $187,030,000 | $90,000,000 | -51.9% | 2.8% |
| AMERICA FIRST | $93,240,000 | $88,820,000 | -4.7% | 2.7% |
| QUICKEN LOANS, LLC | $236,310,000 | $87,530,000 | -63.0% | 2.7% |
| GUILD MORTGAGE COMPANY | $178,255,000 | $86,890,000 | -51.3% | 2.7% |
| GOLDENWEST | $73,510,000 | $62,640,000 | -14.8% | 1.9% |
| State Bank of Southern Utah | $44,405,000 | $52,515,000 | 18.3% | 1.6% |
| BAY EQUITY LLC | $110,945,000 | $47,030,000 | -57.6% | 1.4% |
| Cache Valley Bank | $71,020,000 | $43,760,000 | -38.4% | 1.3% |
| Wells Fargo Bank | $72,085,000 | $42,655,000 | -40.8% | 1.3% |
| LONGBRIDGE FINANCIAL, LLC | $43,715,000 | $41,695,000 | -4.6% | 1.3% |
| U.S. Bank | $49,140,000 | $32,830,000 | -33.2% | 1.0% |
| CALIBER HOME LOANS, INC. | $59,515,000 | $32,160,000 | -46.0% | 1.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $50,205,000 | $30,100,000 | -40.0% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $74,995,000 | $29,930,000 | -60.1% | 0.9% |
| JPMorgan Chase Bank | $23,990,000 | $27,710,000 | 15.5% | 0.9% |
| Glacier Bank | $31,970,000 | $27,555,000 | -13.8% | 0.8% |
| SECURITY SERVICE | $26,995,000 | $25,590,000 | -5.2% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $57,165,000 | $24,240,000 | -57.6% | 0.7% |
| CITYWIDE HOME LOANS, LLC | $48,980,000 | $23,525,000 | -52.0% | 0.7% |
| CHARTWAY FEDERAL CREDIT UNION | $18,515,000 | $23,405,000 | 26.4% | 0.7% |
| BROKER SOLUTIONS, INC. | $40,600,000 | $23,005,000 | -43.3% | 0.7% |
| LOANDEPOT.COM, LLC | $79,025,000 | $21,950,000 | -72.2% | 0.7% |
| Deseret First Credit Union | $13,470,000 | $20,740,000 | 54.0% | 0.6% |
| KeyBank | $12,645,000 | $20,205,000 | 59.8% | 0.6% |
| VERITAS FUNDING, LLC | $44,755,000 | $19,900,000 | -55.5% | 0.6% |
| EVERETT FINANCIAL, INC. | $9,175,000 | $19,595,000 | 113.6% | 0.6% |
| MY MOVE MORTGAGE, LLC | $34,780,000 | $19,150,000 | -44.9% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $17,230,000 | $18,560,000 | 7.7% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $27,580,000 | $17,995,000 | -34.8% | 0.6% |
| Morgan Stanley Private Bank | $6,870,000 | $17,330,000 | 152.3% | 0.5% |
| FINANCE OF AMERICA REVERSE LLC | $12,945,000 | $16,600,000 | 28.2% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $31,650,000 | $16,005,000 | -49.4% | 0.5% |
| FIRST TECHNOLOGY | $75,000 | $15,815,000 | 20,986.7% | 0.5% |
| Bank of Utah | $19,545,000 | $14,700,000 | -24.8% | 0.5% |
| Flagstar Bank, FSB | $22,305,000 | $14,640,000 | -34.4% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $27,075,000 | $13,905,000 | -48.6% | 0.4% |
| Washington Federal Bank | $8,150,000 | $13,655,000 | 67.5% | 0.4% |
| Rock Canyon Bank | $14,035,000 | $13,615,000 | -3.0% | 0.4% |
| PHH Mortgage Corporation | $16,555,000 | $13,005,000 | -21.4% | 0.4% |
| LENDSURE MORTGAGE CORP. | $13,180,000 | $12,095,000 | -8.2% | 0.4% |
| CANOPY MORTGAGE, LLC | $40,220,000 | $11,720,000 | -70.9% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $22,215,000 | $11,470,000 | -48.4% | 0.4% |
| S1L, Inc. | $9,215,000 | $11,280,000 | 22.4% | 0.3% |
| DIRECT MORTGAGE, CORP. | $18,735,000 | $10,725,000 | -42.8% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $25,955,000 | $10,650,000 | -59.0% | 0.3% |
| CYPRUS Federal Credit Union | $3,790,000 | $10,255,000 | 170.6% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $59,515,000 | $9,890,000 | -83.4% | 0.3% |
| Bank of America | $9,410,000 | $9,445,000 | 0.4% | 0.3% |
| RANLIFE, INC. | $19,490,000 | $9,280,000 | -52.4% | 0.3% |
| SECURITY HOME MORTGAGE, LLC. | $8,655,000 | $9,005,000 | 4.0% | 0.3% |
| Mortgage Research Center, LLC | $18,215,000 | $8,790,000 | -51.7% | 0.3% |
| AMERICAN ADVISORS GROUP | $15,490,000 | $8,745,000 | -43.5% | 0.3% |
| CMG MORTGAGE, INC. | $7,110,000 | $8,665,000 | 21.9% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $35,280,000 | $8,555,000 | -75.8% | 0.3% |
| University First Federal Credit Union | $6,625,000 | $8,430,000 | 27.2% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $7,040,000 | $8,420,000 | 19.6% | 0.3% |
| NBH Bank | $6,225,000 | $8,370,000 | 34.5% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $6,340,000 | $8,125,000 | 28.2% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $21,225,000 | $8,095,000 | -61.9% | 0.2% |
| Goldwater Bank, N.A. | $11,810,000 | $8,000,000 | -32.3% | 0.2% |
| Citadel Servicing Corporation | $7,295,000 | $7,740,000 | 6.1% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $7,680,000 | n/a | 0.2% | |
| CROSSCOUNTRY MORTGAGE, LLC | $14,890,000 | $7,425,000 | -50.1% | 0.2% |
| UTAH FIRST | $4,085,000 | $7,180,000 | 75.8% | 0.2% |
| UTAH COMMUNITY | $9,440,000 | $7,080,000 | -25.0% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $1,150,000 | $6,895,000 | 499.6% | 0.2% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $13,290,000 | $6,495,000 | -51.1% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $13,045,000 | $6,385,000 | -51.1% | 0.2% |
| UBS Bank USA | $3,005,000 | $6,275,000 | 108.8% | 0.2% |
| AMWEST FUNDING CORP. | $12,085,000 | $6,010,000 | -50.3% | 0.2% |
| Northpointe Bank | $1,165,000 | $5,930,000 | 409.0% | 0.2% |
| AMERICAN FINANCING CORPORATION | $9,795,000 | $5,590,000 | -42.9% | 0.2% |
| NEWREZ LLC | $25,850,000 | $5,505,000 | -78.7% | 0.2% |
| The Huntington National Bank | $4,165,000 | $5,425,000 | 30.3% | 0.2% |
| Ally Bank | $6,205,000 | $4,940,000 | -20.4% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $2,030,000 | $4,870,000 | 139.9% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $10,860,000 | $4,850,000 | -55.3% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $11,395,000 | $4,280,000 | -62.4% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,150,000 | $4,270,000 | 98.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $515,000 | $4,240,000 | 723.3% | 0.1% |
| Gateway First Bank | $7,900,000 | $4,215,000 | -46.6% | 0.1% |
| LOANPAL, LLC | $3,195,000 | $4,215,000 | 31.9% | 0.1% |
| Charles Schwab Bank, SSB | $2,250,000 | $4,140,000 | 84.0% | 0.1% |
| FBC MORTGAGE, LLC | $4,065,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $7,330,000 | $4,005,000 | -45.4% | 0.1% |
| The Federal Savings Bank | $13,620,000 | $3,835,000 | -71.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,465,000 | $3,815,000 | -41.0% | 0.1% |
| Silicon Valley Bank | $3,770,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $2,745,000 | $3,735,000 | 36.1% | 0.1% |
| SWBC MORTGAGE CORPORATION | $3,770,000 | $3,695,000 | -2.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $30,060,000 | $3,460,000 | -88.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $15,960,000 | $3,455,000 | -78.4% | 0.1% |
| Network Funding, L.P. | $5,625,000 | $3,400,000 | -39.6% | 0.1% |
| PNC Bank | $3,150,000 | $3,400,000 | 7.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,705,000 | $3,340,000 | -41.5% | 0.1% |
| GRANITE FEDERAL CREDIT UNION | $860,000 | $3,300,000 | 283.7% | 0.1% |
| USAA Federal Savings Bank | $3,510,000 | $3,190,000 | -9.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $13,020,000 | $3,165,000 | -75.7% | 0.1% |
| City National Bank | $3,120,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $6,125,000 | $3,010,000 | -50.9% | 0.1% |
| NEXERA HOLDING LLC | $1,965,000 | $2,870,000 | 46.1% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,850,000 | n/a | 0.1% | |
| Great Southern Bank | $2,800,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $6,165,000 | $2,670,000 | -56.7% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $2,415,000 | $2,620,000 | 8.5% | 0.1% |
| GEORGIA'S OWN | $1,920,000 | $2,560,000 | 33.3% | 0.1% |
| Carrington Mortgage Services, LLC | $2,520,000 | $2,520,000 | 0.0% | 0.1% |
| IMPAC MORTGAGE CORP. | $1,190,000 | $2,235,000 | 87.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $465,000 | $2,165,000 | 365.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,855,000 | $2,095,000 | -26.6% | 0.1% |
| AXIA FINANCIAL, LLC | $4,580,000 | $2,065,000 | -54.9% | 0.1% |
| BNY Mellon | $3,005,000 | $2,025,000 | -32.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,200,000 | $1,940,000 | 61.7% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,810,000 | $1,930,000 | -31.3% | 0.1% |
| Chicago Mortgage Solutions LLC | $11,630,000 | $1,880,000 | -83.8% | 0.1% |
| First Republic Bank | $1,805,000 | n/a | 0.1% | |
| Bank of the West | $1,850,000 | $1,745,000 | -5.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,185,000 | $1,715,000 | -21.5% | 0.1% |
| Blue Ridge Bank | $8,865,000 | $1,705,000 | -80.8% | 0.1% |
| Truist | $2,735,000 | $1,705,000 | -37.7% | 0.1% |
| Plains Commerce Bank | $5,430,000 | $1,630,000 | -70.0% | 0.1% |
| Discover Bank | $590,000 | $1,610,000 | 172.9% | 0.0% |
| The Northern Trust Company | $755,000 | $1,605,000 | 112.6% | 0.0% |
| UMB Bank | $1,605,000 | n/a | 0.0% | |
| SourceOne Financial, Inc. | $1,925,000 | $1,600,000 | -16.9% | 0.0% |
| OAKTREE FUNDING CORP. | $2,215,000 | $1,560,000 | -29.6% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,555,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $105,000 | $1,465,000 | 1,295.2% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,460,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $7,835,000 | $1,450,000 | -81.5% | 0.0% |
| NBKC BANK | $5,930,000 | $1,410,000 | -76.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $6,020,000 | $1,405,000 | -76.7% | 0.0% |
| BMO Harris Bank | $665,000 | $1,385,000 | 108.3% | 0.0% |
| FirstBank | $6,045,000 | $1,350,000 | -77.7% | 0.0% |
| M&T Bank | $930,000 | $1,345,000 | 44.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,655,000 | $1,310,000 | -50.7% | 0.0% |
| PLANET HOME LENDING, LLC | $1,310,000 | n/a | 0.0% | |
| Citibank | $2,645,000 | $1,305,000 | -50.7% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $1,255,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $4,010,000 | $1,240,000 | -69.1% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,910,000 | $1,235,000 | -79.1% | 0.0% |
| Raymond James Bank | $1,230,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $215,000 | $1,150,000 | 434.9% | 0.0% |
| ARC HOME LLC | $1,145,000 | n/a | 0.0% | |
| KINECTA | $1,145,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $1,135,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $955,000 | $1,110,000 | 16.2% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $1,620,000 | $1,095,000 | -32.4% | 0.0% |
| ADVANTAGE PLUS | $1,695,000 | $1,080,000 | -36.3% | 0.0% |
| Eagle Bank and Trust Company | $1,275,000 | $1,075,000 | -15.7% | 0.0% |
| North American Savings Bank, F.S.B. | $9,180,000 | $1,065,000 | -88.4% | 0.0% |
| United Nations Federal Credit Union | $1,055,000 | n/a | 0.0% | |
| Utah Power | $2,040,000 | $1,055,000 | -48.3% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $1,040,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $9,200,000 | $1,035,000 | -88.8% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,205,000 | $1,035,000 | -53.1% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,860,000 | $1,005,000 | -46.0% | 0.0% |
| First National Bank of Omaha | $995,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $6,045,000 | $985,000 | -83.7% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $965,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $355,000 | $930,000 | 162.0% | 0.0% |
| JMJ FINANCIAL GROUP | $1,480,000 | $920,000 | -37.8% | 0.0% |
| NFM, INC. | $900,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $2,770,000 | $895,000 | -67.7% | 0.0% |
| The Central Trust Bank | $395,000 | $870,000 | 120.3% | 0.0% |
| Arvest Bank | $425,000 | $855,000 | 101.2% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $4,895,000 | $855,000 | -82.5% | 0.0% |
| STEARNS LENDING, LLC | $26,240,000 | $855,000 | -96.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $905,000 | $850,000 | -6.1% | 0.0% |
| Regions Bank | $840,000 | n/a | 0.0% | |
| First International Bank & Trust | $835,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $820,000 | n/a | 0.0% | |
| BNC National Bank | $1,235,000 | $815,000 | -34.0% | 0.0% |
| First Guaranty Mortgage Corporation | $5,185,000 | $815,000 | -84.3% | 0.0% |
| KELLER MORTGAGE, LLC | $2,950,000 | $810,000 | -72.5% | 0.0% |
| Sunflower Bank | $1,435,000 | $810,000 | -43.6% | 0.0% |
| First Bank | $790,000 | n/a | 0.0% | |
| AMERICAN UNITED FAMILY OF CREDIT UN | $450,000 | $785,000 | 74.4% | 0.0% |
| Watermark Capital, Inc. | $3,400,000 | $785,000 | -76.9% | 0.0% |
| D. L. Evans Bank | $825,000 | $755,000 | -8.5% | 0.0% |
| Magnolia Bank | $1,180,000 | $740,000 | -37.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $565,000 | $730,000 | 29.2% | 0.0% |
| HighTechLending Inc | $380,000 | $725,000 | 90.8% | 0.0% |
| Logan Finance Corporation | $705,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,740,000 | $695,000 | -60.1% | 0.0% |
| DEPARTMENT OF COMMERCE | $685,000 | n/a | 0.0% | |
| OCMBC, INC. | $435,000 | $685,000 | 57.5% | 0.0% |
| FirstBank | $6,045,000 | $655,000 | -89.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,305,000 | $650,000 | -50.2% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $245,000 | $645,000 | 163.3% | 0.0% |
| NEST HOME LENDING, LLC | $1,300,000 | $645,000 | -50.4% | 0.0% |
| Pony Express Bank | $645,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,965,000 | $645,000 | -67.2% | 0.0% |
| Farmers Bank & Trust | $625,000 | n/a | 0.0% | |
| Axos Bank | $2,910,000 | $620,000 | -78.7% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,715,000 | $610,000 | -64.4% | 0.0% |
| Nations Lending Corporation | $3,650,000 | $600,000 | -83.6% | 0.0% |
| Citizens Bank | $1,035,000 | $590,000 | -43.0% | 0.0% |
| Firefighters First Federal Credit Union | $805,000 | $590,000 | -26.7% | 0.0% |
| Utah Mortgage Loan Corporation | $3,400,000 | $580,000 | -82.9% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $575,000 | n/a | 0.0% | |
| Nicolet National Bank | $565,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $565,000 | n/a | 0.0% | |
| Washington Trust Bank | $565,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $900,000 | $560,000 | -37.8% | 0.0% |
| BLUELEAF LENDING, LLC | $235,000 | $545,000 | 131.9% | 0.0% |
| Low VA Rates, LLC | $6,965,000 | $540,000 | -92.2% | 0.0% |
| The Bank of Commerce | $1,640,000 | $535,000 | -67.4% | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | $515,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $510,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $505,000 | n/a | 0.0% | |
| HomeStreet Bank | $505,000 | n/a | 0.0% | |
| INLAND BANK & TRUST | $505,000 | n/a | 0.0% | |
| Central Bank | $1,550,000 | $495,000 | -68.1% | 0.0% |
| First Western Trust Bank | $670,000 | $495,000 | -26.1% | 0.0% |
| The Camden National Bank | $475,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $465,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $950,000 | $455,000 | -52.1% | 0.0% |
| Paramount Bank | $455,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $610,000 | $430,000 | -29.5% | 0.0% |
| WEBER STATE FEDERAL CREDIT UNION | $425,000 | n/a | 0.0% | |
| 1st State Financial, Ltd. | $415,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $405,000 | n/a | 0.0% | |
| Amalgamated Bank | $395,000 | n/a | 0.0% | |
| Independent Bank | $395,000 | n/a | 0.0% | |
| Devon Bank | $385,000 | n/a | 0.0% | |
| First Savings Bank | $620,000 | $385,000 | -37.9% | 0.0% |
| SPIRIT OF ALASKA | $385,000 | n/a | 0.0% | |
| Wayne Savings Community Bank | $385,000 | n/a | 0.0% | |
| Bank of England | $825,000 | $365,000 | -55.8% | 0.0% |
| First National Bank of America | $1,470,000 | $365,000 | -75.2% | 0.0% |
| ADVANCIAL | $355,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $340,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $335,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $255,000 | $335,000 | 31.4% | 0.0% |
| Fifth Third Bank | $545,000 | $330,000 | -39.4% | 0.0% |
| Adams Bank & Trust | $305,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $390,000 | $305,000 | -21.8% | 0.0% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $255,000 | $305,000 | 19.6% | 0.0% |
| Servion, Inc. | $305,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $1,110,000 | $295,000 | -73.4% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $355,000 | $285,000 | -19.7% | 0.0% |
| Florida Capital Bank | $1,015,000 | $285,000 | -71.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $680,000 | $285,000 | -58.1% | 0.0% |
| SIRVA MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $275,000 | n/a | 0.0% | |
| JLB CORPORATION | $275,000 | n/a | 0.0% | |
| Willamette Valley Bank | $730,000 | $265,000 | -63.7% | 0.0% |
| First Internet Bank of Indiana | $1,555,000 | $255,000 | -83.6% | 0.0% |
| UNIVERSITY CREDIT UNION | $255,000 | n/a | 0.0% | |
| Alpine Credit Union | $390,000 | $245,000 | -37.2% | 0.0% |
| American Airlines Federal Credit Union | $245,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $1,305,000 | $245,000 | -81.2% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $235,000 | n/a | 0.0% | |
| CHEVRON | $205,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $1,255,000 | $205,000 | -83.7% | 0.0% |
| HILTON FINANCIAL CORPORATION | $205,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $205,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $5,795,000 | $205,000 | -96.5% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $195,000 | n/a | 0.0% | |
| Figure Lending LLC | $195,000 | n/a | 0.0% | |
| GENISYS | $195,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $750,000 | $175,000 | -76.7% | 0.0% |
| General Mortgage Capital Corporation | $175,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $495,000 | $155,000 | -68.7% | 0.0% |
| Choice Financial Group | $155,000 | n/a | 0.0% | |
| Jordan Federal Credit Union | $490,000 | $155,000 | -68.4% | 0.0% |
| LENDINGONE, LLC | $155,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $155,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $135,000 | n/a | 0.0% | |
| HomeTrust Bank | $610,000 | $125,000 | -79.5% | 0.0% |
| Bethpage Federal Credit Union | $15,000 | $120,000 | 700.0% | 0.0% |
| BEEHIVE | $105,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $65,000 | n/a | 0.0% | |
| HANSCOM | $25,000 | n/a | 0.0% |
ST. GEORGE's top lender by overall market share is Zions Bancorporation, N.A., with 9.3% market share. In second place, with 8.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $262,310,000 in loans. In third place, with 7.3%, is MOUNTAIN AMERICA, having originated $236,475,000 in loans. In fourth place, with 5.6%, is FIRST COLONY MORTGAGE CORPORATION, having originated $181,435,000 in loans. In fifth place, with 4.3%, is SUN AMERICAN MORTGAGE COMPANY, having originated $141,175,000 in loans.
ST. GEORGE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $364,950 (6.6%) | $468,710 (0.7%) | 0.00 | 1,049 |
| 2018-02-01 | $379,450 (8.5%) | $538,718 (14.9%) | 0.00 | 1,149 |
| 2018-03-01 | $379,900 (8.6%) | $537,314 (16.3%) | 0.00 | 1,142 |
| 2018-04-01 | $390,875 (11.7%) | $561,402 (21.9%) | 0.00 | 1,072 |
| 2018-05-01 | $396,250 (6.4%) | $556,838 (6.9%) | 0.00 | 1,053 |
| 2018-06-01 | $389,000 (4.6%) | $541,935 (4.8%) | 0.00 | 1,064 |
| 2018-07-01 | $381,942 (6.1%) | $541,181 (6.3%) | 0.00 | 1,098 |
| 2018-08-01 | $388,900 (6.7%) | $478,965 (-6.5%) | 0.00 | 1,119 |
| 2018-09-01 | $386,173 (5.8%) | $495,232 (-3.6%) | 0.00 | 1,198 |
| 2018-10-01 | $379,900 (6.9%) | $484,825 (6.0%) | 0.00 | 1,294 |
| 2018-11-01 | $377,561 (7.3%) | $477,462 (4.6%) | 0.00 | 1,326 |
| 2018-12-01 | $379,950 (4.5%) | $479,560 (2.8%) | 0.00 | 1,246 |
| 2019-01-01 | $379,950 (4.1%) | $479,747 (2.4%) | 0.00 | 1,210 |
| 2019-02-01 | $397,000 (4.6%) | $493,515 (-8.4%) | 0.00 | 1,367 |
| 2019-03-01 | $395,000 (4.0%) | $493,374 (-7.0%) | 0.00 | 1,432 |
| 2019-04-01 | $399,688 (2.3%) | $495,261 (-11.7%) | 0.00 | 1,372 |
| 2019-05-01 | $399,900 (0.9%) | $501,703 (-9.9%) | 0.00 | 1,261 |
| 2019-06-01 | $399,900 (2.8%) | $502,227 (-7.3%) | 0.00 | 1,236 |
| 2019-07-01 | $409,175 (7.1%) | $2,166,063 (300.3%) | 0.00 | 1,187 |
| 2019-08-01 | $414,475 (6.6%) | $513,158 (265.1%) | 0.00 | 1,153 |
| 2019-09-01 | $409,750 (6.1%) | $518,115 (111.9%) | 0.00 | 1,200 |
| 2019-10-01 | $399,950 (5.3%) | $514,926 (7.3%) | 0.00 | 1,330 |
| 2019-11-01 | $418,135 (10.8%) | $527,888 (10.6%) | 0.00 | 1,220 |
| 2019-12-01 | $427,500 (12.5%) | $535,906 (11.8%) | 0.00 | 1,174 |
| 2020-01-01 | $429,450 (13.0%) | $538,565 (12.3%) | 0.00 | 1,161 |
| 2020-02-01 | $429,900 (8.3%) | $552,807 (12.0%) | 0.00 | 1,233 |
| 2020-03-01 | $439,916 (11.4%) | $570,287 (14.2%) | 0.00 | 1,249 |
| 2020-04-01 | $444,450 (11.2%) | $560,640 (13.1%) | 0.00 | 1,338 |
| 2020-05-01 | $439,900 (10.0%) | $569,055 (13.4%) | 0.00 | 1,212 |
| 2020-06-01 | $444,940 (11.3%) | $586,520 (16.8%) | 0.00 | 973 |
| 2020-07-01 | $454,000 (11.0%) | $603,191 (-72.2%) | 0.00 | 819 |
| 2020-08-01 | $456,000 (10.0%) | $641,776 (-63.3%) | 0.00 | 666 |
| 2020-09-01 | $467,500 (14.1%) | $678,244 (-35.4%) | 0.00 | 605 |
| 2020-10-01 | $500,000 (25.0%) | $758,599 (45.8%) | 0.00 | 513 |
| 2020-11-01 | $529,900 (26.7%) | $831,809 (57.6%) | 0.00 | 460 |
| 2020-12-01 | $538,425 (26.0%) | $828,405 (54.6%) | 0.00 | 413 |
| 2021-01-01 | $549,250 (27.9%) | $839,009 (55.8%) | 0.00 | 312 |
| 2021-02-01 | $584,832 (36.0%) | $846,219 (53.1%) | 0.00 | 287 |
| 2021-03-01 | $612,450 (39.2%) | $835,305 (46.5%) | 0.00 | 259 |
| 2021-04-01 | $635,086 (42.9%) | $840,053 (49.8%) | 0.00 | 254 |
| 2021-05-01 | $650,000 (47.8%) | $887,800 (56.0%) | 0.00 | 318 |
| 2021-06-01 | $649,900 (46.1%) | $1,271,950 (116.9%) | 0.00 | 412 |
| 2021-07-01 | $644,950 (42.1%) | $1,164,227 (93.0%) | 0.00 | 522 |
| 2021-08-01 | $625,000 (37.1%) | $1,103,523 (72.0%) | 0.00 | 591 |
| 2021-09-01 | $630,495 (34.9%) | $1,000,160 (47.5%) | 0.00 | 679 |
| 2021-10-01 | $620,000 (24.0%) | $991,164 (30.7%) | 0.00 | 701 |
| 2021-11-01 | $633,950 (19.6%) | $1,015,881 (22.1%) | 0.00 | 617 |
| 2021-12-01 | $659,925 (22.6%) | $1,100,696 (32.9%) | 0.00 | 505 |
| 2022-01-01 | $725,000 (32.0%) | $1,203,247 (43.4%) | 0.00 | 408 |
| 2022-02-01 | $770,000 (31.7%) | $1,276,826 (50.9%) | 0.00 | 369 |
| 2022-03-01 | $788,000 (28.7%) | $1,252,213 (49.9%) | 0.00 | 431 |
| 2022-04-01 | $779,500 (22.7%) | $986,129 (17.4%) | 0.00 | 473 |
| 2022-05-01 | $766,175 (17.9%) | $952,299 (7.3%) | 0.00 | 676 |
| 2022-06-01 | $739,950 (13.9%) | $901,552 (-29.1%) | 0.00 | 866 |
| 2022-07-01 | $699,900 (8.5%) | $848,270 (-27.1%) | 0.00 | 1,101 |
| 2022-08-01 | $667,400 (6.8%) | $800,015 (-27.5%) | 0.00 | 1,247 |
| 2022-09-01 | $656,475 (4.1%) | $788,189 (-21.2%) | 0.00 | 1,293 |
| 2022-10-01 | $649,900 (4.8%) | $779,072 (-21.4%) | 0.00 | 1,375 |
| 2022-11-01 | $649,450 (2.4%) | $776,455 (-23.6%) | 0.00 | 1,379 |
| 2022-12-01 | $649,500 (-1.6%) | $779,550 (-29.2%) | 0.00 | 1,319 |
| 2023-01-01 | $629,975 (-13.1%) | $770,741 (-35.9%) | 0.00 | 1,231 |
| 2023-02-01 | $658,613 (-14.5%) | $824,017 (-35.5%) | 0.00 | 1,269 |
| 2023-03-01 | $679,900 (-13.7%) | $864,071 (-31.0%) | 0.00 | 1,304 |
| 2023-04-01 | $675,000 (-13.4%) | $861,970 (0.0%) | 0.00 | 1,230 |
ST. GEORGE's median listing price for 2023-04-01 was $675,000, a difference of
$-104,500
(-13.4%) versus the prior year and
$-4,900 versus the prior month.
ST. GEORGE's median listing price comes in at 0% of the national average.
ST. GEORGE's average listing price for 2023-04-01 was $861,970, a difference of $-124,159 (0.0%) versus the prior year and $-2,101 versus the prior month.
For the 2023-04-01 period, ST. GEORGE had 1,230 MLS listings, a difference of -74 listings (-6%) versus the prior month and 757 listings (160%) versus the prior year.
ST. GEORGE's median listing price comes in at 0% of the national average.
ST. GEORGE's average listing price for 2023-04-01 was $861,970, a difference of $-124,159 (0.0%) versus the prior year and $-2,101 versus the prior month.
For the 2023-04-01 period, ST. GEORGE had 1,230 MLS listings, a difference of -74 listings (-6%) versus the prior month and 757 listings (160%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,241 sqft |
| 2018-02-01 | 0 days | 2,281 sqft |
| 2018-03-01 | 0 days | 2,258 sqft |
| 2018-04-01 | 0 days | 2,292 sqft |
| 2018-05-01 | 0 days | 2,293 sqft |
| 2018-06-01 | 0 days | 2,249 sqft |
| 2018-07-01 | 0 days | 2,223 sqft |
| 2018-08-01 | 0 days | 2,239 sqft |
| 2018-09-01 | 0 days | 2,246 sqft |
| 2018-10-01 | 0 days | 2,205 sqft |
| 2018-11-01 | 0 days | 2,179 sqft |
| 2018-12-01 | 0 days | 2,184 sqft |
| 2019-01-01 | 0 days | 2,174 sqft |
| 2019-02-01 | 0 days | 2,191 sqft |
| 2019-03-01 | 0 days | 2,195 sqft |
| 2019-04-01 | 0 days | 2,232 sqft |
| 2019-05-01 | 0 days | 2,240 sqft |
| 2019-06-01 | 0 days | 2,200 sqft |
| 2019-07-01 | 0 days | 2,186 sqft |
| 2019-08-01 | 0 days | 2,243 sqft |
| 2019-09-01 | 0 days | 2,227 sqft |
| 2019-10-01 | 0 days | 2,203 sqft |
| 2019-11-01 | 0 days | 2,268 sqft |
| 2019-12-01 | 0 days | 2,293 sqft |
| 2020-01-01 | 0 days | 2,271 sqft |
| 2020-02-01 | 0 days | 2,256 sqft |
| 2020-03-01 | 0 days | 2,306 sqft |
| 2020-04-01 | 0 days | 2,309 sqft |
| 2020-05-01 | 0 days | 2,300 sqft |
| 2020-06-01 | 0 days | 2,305 sqft |
| 2020-07-01 | 0 days | 2,319 sqft |
| 2020-08-01 | 0 days | 2,330 sqft |
| 2020-09-01 | 0 days | 2,353 sqft |
| 2020-10-01 | 0 days | 2,464 sqft |
| 2020-11-01 | 0 days | 2,502 sqft |
| 2020-12-01 | 0 days | 2,500 sqft |
| 2021-01-01 | 0 days | 2,569 sqft |
| 2021-02-01 | 0 days | 2,536 sqft |
| 2021-03-01 | 0 days | 2,459 sqft |
| 2021-04-01 | 0 days | 2,499 sqft |
| 2021-05-01 | 0 days | 2,574 sqft |
| 2021-06-01 | 0 days | 2,519 sqft |
| 2021-07-01 | 0 days | 2,389 sqft |
| 2021-08-01 | 0 days | 2,288 sqft |
| 2021-09-01 | 0 days | 2,318 sqft |
| 2021-10-01 | 0 days | 2,322 sqft |
| 2021-11-01 | 0 days | 2,334 sqft |
| 2021-12-01 | 0 days | 2,458 sqft |
| 2022-01-01 | 0 days | 2,568 sqft |
| 2022-02-01 | 0 days | 2,570 sqft |
| 2022-03-01 | 0 days | 2,555 sqft |
| 2022-04-01 | 0 days | 2,498 sqft |
| 2022-05-01 | 0 days | 2,454 sqft |
| 2022-06-01 | 0 days | 2,354 sqft |
| 2022-07-01 | 0 days | 2,293 sqft |
| 2022-08-01 | 0 days | 2,222 sqft |
| 2022-09-01 | 0 days | 2,218 sqft |
| 2022-10-01 | 0 days | 2,173 sqft |
| 2022-11-01 | 0 days | 2,178 sqft |
| 2022-12-01 | 0 days | 2,173 sqft |
| 2023-01-01 | 0 days | 2,153 sqft |
| 2023-02-01 | 0 days | 2,221 sqft |
| 2023-03-01 | 0 days | 2,266 sqft |
| 2023-04-01 | 0 days | 2,270 sqft |
ST. GEORGE's median listing age (time on market) for 2023-04-01 was 0 days.
ST. GEORGE's median square footage for active listings during the 2023-04-01 period was 2,270 sqft. One year prior, the average listing was 2,498 sqft.
ST. GEORGE's median square footage for active listings during the 2023-04-01 period was 2,270 sqft. One year prior, the average listing was 2,498 sqft.
ST. GEORGE, UT Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 84720 | St. George, UT | $840 | $900 | $1,090 | $1,550 | $1,870 |
| 84722 | St. George, UT | $680 | $730 | $890 | $1,260 | $1,520 |
| 84725 | St. George, UT | $820 | $880 | $1,070 | $1,520 | $1,830 |
| 84733 | St. George, UT | $840 | $900 | $1,090 | $1,550 | $1,870 |
| 84737 | St. George, UT | $840 | $900 | $1,090 | $1,550 | $1,870 |
| 84738 | St. George, UT | $970 | $1,040 | $1,260 | $1,790 | $2,160 |
| 84745 | St. George, UT | $840 | $910 | $1,100 | $1,560 | $1,880 |
| 84746 | St. George, UT | $680 | $710 | $880 | $1,250 | $1,520 |
| 84756 | St. George, UT | $840 | $900 | $1,090 | $1,550 | $1,870 |
| 84757 | St. George, UT | $1,080 | $1,160 | $1,410 | $2,000 | $2,410 |
| 84763 | St. George, UT | $680 | $710 | $880 | $1,250 | $1,520 |
| 84765 | St. George, UT | $1,230 | $1,320 | $1,600 | $2,270 | $2,740 |
| 84767 | St. George, UT | $680 | $710 | $880 | $1,250 | $1,520 |
| 84770 | St. George, UT | $830 | $890 | $1,080 | $1,530 | $1,850 |
| 84771 | St. George, UT | $840 | $900 | $1,090 | $1,550 | $1,870 |
| 84774 | St. George, UT | $980 | $1,060 | $1,280 | $1,820 | $2,190 |
| 84779 | St. George, UT | $680 | $710 | $880 | $1,250 | $1,520 |
| 84780 | St. George, UT | $940 | $1,010 | $1,220 | $1,730 | $2,090 |
| 84781 | St. George, UT | $840 | $900 | $1,090 | $1,550 | $1,870 |
| 84782 | St. George, UT | $710 | $760 | $930 | $1,310 | $1,590 |
| 84783 | St. George, UT | $910 | $970 | $1,180 | $1,680 | $2,020 |
| 84784 | St. George, UT | $750 | $810 | $980 | $1,390 | $1,680 |
| 84790 | St. George, UT | $900 | $970 | $1,170 | $1,660 | $2,000 |
| 84791 | St. George, UT | $840 | $900 | $1,090 | $1,550 | $1,870 |
2022 Average & Median Rent Data Statistics
ST. GEORGE, UT average 1BR rent: $902, median: $900
ST. GEORGE, UT average 2BR rent: $1,097, median: $1,090
ST. GEORGE, UT average 3BR rent: $1,557, median: $1,550
ST. GEORGE, UT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,013 | $1,858,915,000 | $463,223 |
| Refi | 1,775 | $544,605,000 | $306,820 |
| Cash Out Refi | 1,412 | $490,490,000 | $347,373 |
| Home Improvement | 1,289 | $168,095,000 | $130,407 |
| Other | 959 | $187,745,000 | $195,772 |
St. George's most frequently cited loan purpose was Home Purchase, with 4,013 originations. The 2nd most popular reason was Refi, with 1,775 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,733 | $958,645,000 | $350,767 |
| 4-5% | 2,382 | $858,280,000 | $360,319 |
| 5-6% | 1,877 | $663,885,000 | $353,695 |
| 6-7% | 897 | $267,885,000 | $298,645 |
| 2.5-3% | 551 | $227,615,000 | $413,094 |
| 7-8% | 415 | $99,485,000 | $239,723 |
| <2.5% | 375 | $128,285,000 | $342,093 |
| Over 8% | 211 | $42,415,000 | $201,019 |
During 2022, St. George's most frequently originated rate bucket was 3-4%, with 2,733 originations.
Loan Sizing (ST. GEORGE, UT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,414 | $1,012,390,000 | $296,541 |
| $400k-600k | 1,957 | $941,335,000 | $481,009 |
| $100k-200k | 1,523 | $219,595,000 | $144,186 |
| $100,000 or less | 1,432 | $78,590,000 | $54,881 |
| $600k-1000k | 889 | $637,445,000 | $717,036 |
| $Over $1MM | 233 | $360,495,000 | $1,547,189 |
ST. GEORGE's loan sizing saw the bucket of loans from $200k-400k with 3,414 originations, totaling $1,012,390,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,460 | $1,226,430,000 | $498,549 |
| 40-60% | 1,813 | $642,455,000 | $354,360 |
| 80-100% | 1,789 | $873,595,000 | $488,315 |
| Under 20% | 1,771 | $139,075,000 | $78,529 |
| 20-40% | 1,558 | $343,260,000 | $220,321 |
| Over 100% | 31 | $16,535,000 | $533,387 |
ST. GEORGE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,460 originations, totaling $1,226,430,000 in origination value.