ST. GEORGE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in St. George averaged
7.17%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.03% and
one month ago for the week of 2026-10-01, the
average rate was 7.07%.
St. George's average rate one year ago was 6.36%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| St. George 30 Year Fixed Rate | 2026-11-05 | 7.17% |
| St. George 30 Year Fixed Rate Refi | 2026-11-05 | 7.1% |
| St. George 15 Year Fixed Rate | 2026-11-05 | 7.1% |
| St. George 15 Year Fixed Rate Refi | 2026-11-05 | 6.77% |
| St. George 30 Year FHA | 2026-11-05 | 6.79% |
| St. George 30 Year FHA Refi | 2026-11-05 | 6.68% |
| St. George 30 Year USDA | 2026-11-05 | 7.1% |
| St. George 30 Year USDA Refi | 2026-11-05 | 7.1% |
| St. George 30 Year VA | 2026-11-05 | 6.67% |
| St. George 30 Year VA Refi | 2026-11-05 | 6.47% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ST. GEORGE, UT.
ST. GEORGE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ST. GEORGE, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ST. GEORGE Average Closing Costs & Other Stats
ST. GEORGE, UT's 184 lenders originated 7,265
loans during 2025. The total origination value was $2,835,865,000, with an average loan value of
$390,346.
ST. GEORGE's average closing costs are $6,182.
The top ST. GEORGE lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
371 loans originated. Their average total fees are
$9,549, which is $1,573
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee ST. GEORGE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,667), HOMEAMERICAN MORTGAGE CORPORATION ($3,654), State Bank of Southern Utah ($4,353), Cache Valley Bank ($4,355) and ARK-LA-TEX FINANCIAL SERVICES, LLC. ($4,608).
The lowest rate ST. GEORGE lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION (4.73%), DHI MORTGAGE COMPANY, LTD. (5.13%), LOANDEPOT.COM, LLC (6.11%), U.S. Bank (6.20%) and PROVIDENT FUNDING ASSOCIATES, L.P. (6.28%).
ST. GEORGE, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $226,505,000 | $276,145,000 | 21.9% | 9.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $251,140,000 | $223,705,000 | -10.9% | 7.9% |
| Zions Bank | $107,900,000 | $124,490,000 | 15.4% | 4.4% |
| BELEM SERVICING LLC | $82,670,000 | $115,785,000 | 40.1% | 4.1% |
| MOUNTAIN AMERICA | $108,880,000 | $114,480,000 | 5.1% | 4.0% |
| The Loan Store, Inc. | $58,595,000 | $113,370,000 | 93.5% | 4.0% |
| FIRST COLONY MORTGAGE CORPORATION | $86,360,000 | $107,045,000 | 24.0% | 3.8% |
| INTERCAP LENDING INC. | $82,420,000 | $99,490,000 | 20.7% | 3.5% |
| SUN AMERICAN MORTGAGE COMPANY | $97,445,000 | $99,205,000 | 1.8% | 3.5% |
| QUICKEN LOANS, LLC | $83,445,000 | $95,015,000 | 13.9% | 3.4% |
| DHI MORTGAGE COMPANY, LTD. | $89,690,000 | $94,790,000 | 5.7% | 3.3% |
| AMERICA FIRST | $71,970,000 | $78,465,000 | 9.0% | 2.8% |
| GOLDENWEST | $43,715,000 | $63,510,000 | 45.3% | 2.2% |
| Century Mortgage Company DBA Century Lending Company | $29,355,000 | $62,105,000 | 111.6% | 2.2% |
| PENNYMAC LOAN SERVICES, LLC | $21,500,000 | $45,455,000 | 111.4% | 1.6% |
| SECURITYNATIONAL MORTGAGE COMPANY | $14,235,000 | $38,855,000 | 173.0% | 1.4% |
| MY MOVE MORTGAGE, LLC | $39,370,000 | $36,105,000 | -8.3% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $26,150,000 | $35,390,000 | 35.3% | 1.2% |
| NEWREZ LLC | $15,290,000 | $34,150,000 | 123.3% | 1.2% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $33,865,000 | n/a | 1.2% | |
| U.S. Bank | $26,110,000 | $30,735,000 | 17.7% | 1.1% |
| State Bank of Southern Utah | $35,515,000 | $30,555,000 | -14.0% | 1.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $9,755,000 | $30,195,000 | 209.5% | 1.1% |
| JPMorgan Chase Bank | $8,845,000 | $27,750,000 | 213.7% | 1.0% |
| CHARTWAY FEDERAL CREDIT UNION | $18,185,000 | $23,150,000 | 27.3% | 0.8% |
| CMG MORTGAGE, INC. | $5,015,000 | $22,210,000 | 342.9% | 0.8% |
| Cache Valley Bank | $16,590,000 | $21,840,000 | 31.6% | 0.8% |
| Bank of Utah | $11,870,000 | $20,770,000 | 75.0% | 0.7% |
| LENDSURE MORTGAGE CORP. | $4,430,000 | $20,560,000 | 364.1% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $7,235,000 | $20,475,000 | 183.0% | 0.7% |
| UTAH FIRST | $12,150,000 | $17,425,000 | 43.4% | 0.6% |
| Mortgage Research Center, LLC | $9,630,000 | $17,290,000 | 79.5% | 0.6% |
| ARC HOME LLC | $275,000 | $17,260,000 | 6,176.4% | 0.6% |
| Glacier Bank | $18,095,000 | $16,900,000 | -6.6% | 0.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $12,370,000 | $16,505,000 | 33.4% | 0.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $10,485,000 | $16,325,000 | 55.7% | 0.6% |
| Citadel Servicing Corporation | $8,170,000 | $14,555,000 | 78.2% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $13,595,000 | $14,335,000 | 5.4% | 0.5% |
| LOANDEPOT.COM, LLC | $10,335,000 | $13,705,000 | 32.6% | 0.5% |
| SECURITY HOME MORTGAGE, LLC. | $6,300,000 | $12,980,000 | 106.0% | 0.5% |
| Deseret First Credit Union | $13,905,000 | $12,555,000 | -9.7% | 0.4% |
| CANOPY MORTGAGE, LLC | $10,175,000 | $11,775,000 | 15.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,900,000 | $11,765,000 | 32.2% | 0.4% |
| MORTGAGEONE, INC. | $10,405,000 | n/a | 0.4% | |
| Central Bank | $1,360,000 | $10,300,000 | 657.4% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $7,820,000 | $9,795,000 | 25.3% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $8,565,000 | $9,335,000 | 9.0% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $5,045,000 | $9,045,000 | 79.3% | 0.3% |
| VERITAS FUNDING, LLC | $8,755,000 | $8,675,000 | -0.9% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,305,000 | $8,555,000 | 61.3% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $5,525,000 | $8,415,000 | 52.3% | 0.3% |
| Wells Fargo Bank | $7,850,000 | $8,405,000 | 7.1% | 0.3% |
| RANLIFE, INC. | $8,275,000 | $8,355,000 | 1.0% | 0.3% |
| Banterra Bank | $995,000 | $8,060,000 | 710.1% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $9,035,000 | $7,885,000 | -12.7% | 0.3% |
| SECURITY SERVICE | $7,385,000 | $7,570,000 | 2.5% | 0.3% |
| CYPRUS Federal Credit Union | $1,460,000 | $7,420,000 | 408.2% | 0.3% |
| Plains Commerce Bank | $6,180,000 | $7,355,000 | 19.0% | 0.3% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $7,020,000 | n/a | 0.2% | |
| UTAH COMMUNITY | $4,055,000 | $6,930,000 | 70.9% | 0.2% |
| GUARANTEED RATE, INC. | $8,600,000 | $6,895,000 | -19.8% | 0.2% |
| Hometown Equity Mortgage, LLC | $3,205,000 | $6,815,000 | 112.6% | 0.2% |
| University First Federal Credit Union | $6,220,000 | $6,515,000 | 4.7% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $8,160,000 | $6,415,000 | -21.4% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,350,000 | $6,150,000 | 161.7% | 0.2% |
| PLANET HOME LENDING, LLC | $3,120,000 | $6,120,000 | 96.2% | 0.2% |
| MidFirst Bank | $5,960,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,050,000 | $5,910,000 | 45.9% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $5,545,000 | $5,565,000 | 0.4% | 0.2% |
| LIMA ONE CAPITAL, LLC | $3,795,000 | $5,565,000 | 46.6% | 0.2% |
| AMWEST FUNDING CORP. | $5,140,000 | $5,495,000 | 6.9% | 0.2% |
| Charles Schwab Bank, SSB | $3,405,000 | $5,180,000 | 52.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $1,575,000 | $4,905,000 | 211.4% | 0.2% |
| Morgan Stanley Private Bank | $9,730,000 | $4,860,000 | -50.1% | 0.2% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,970,000 | $4,795,000 | 143.4% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $3,230,000 | $4,695,000 | 45.4% | 0.2% |
| Stifel Bank and Trust | $2,010,000 | $4,685,000 | 133.1% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $3,845,000 | $4,505,000 | 17.2% | 0.2% |
| Commerce Home Mortgage, Inc. | $3,740,000 | $4,390,000 | 17.4% | 0.2% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,720,000 | $4,390,000 | 155.2% | 0.2% |
| Axos Bank | $4,320,000 | n/a | 0.2% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,665,000 | $4,305,000 | 61.5% | 0.2% |
| BMO Harris Bank | $7,175,000 | $4,195,000 | -41.5% | 0.1% |
| BROKER SOLUTIONS, INC. | $9,985,000 | $4,005,000 | -59.9% | 0.1% |
| A&D Mortgage LLC | $3,980,000 | n/a | 0.1% | |
| OCMBC, INC. | $3,635,000 | $3,970,000 | 9.2% | 0.1% |
| Bank of America | $5,435,000 | $3,750,000 | -31.0% | 0.1% |
| PHH Mortgage Corporation | $1,340,000 | $3,670,000 | 173.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,880,000 | $3,495,000 | 21.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $2,465,000 | $3,255,000 | 32.0% | 0.1% |
| SPRING EQ, LLC | $965,000 | $3,240,000 | 235.8% | 0.1% |
| NEXERA HOLDING LLC | $2,635,000 | $3,220,000 | 22.2% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $4,755,000 | $3,175,000 | -33.2% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $3,170,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $2,170,000 | $3,115,000 | 43.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,215,000 | $3,090,000 | 154.3% | 0.1% |
| USAA Federal Savings Bank | $4,780,000 | $3,060,000 | -36.0% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $3,055,000 | n/a | 0.1% | |
| Raymond James Bank | $1,005,000 | $3,035,000 | 202.0% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,240,000 | $3,025,000 | 35.0% | 0.1% |
| ALLIANT CREDIT UNION | $4,930,000 | $3,000,000 | -39.1% | 0.1% |
| Northpointe Bank | $2,840,000 | $2,965,000 | 4.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $8,665,000 | $2,875,000 | -66.8% | 0.1% |
| S1L, Inc. | $2,260,000 | $2,865,000 | 26.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $425,000 | $2,675,000 | 529.4% | 0.1% |
| NBKC BANK | $650,000 | $2,655,000 | 308.5% | 0.1% |
| NexBank | $910,000 | $2,580,000 | 183.5% | 0.1% |
| BAY EQUITY LLC | $10,580,000 | $2,565,000 | -75.8% | 0.1% |
| Washington Trust Bank | $2,510,000 | n/a | 0.1% | |
| OAKTREE FUNDING CORP. | $455,000 | $2,470,000 | 442.9% | 0.1% |
| FUNDLOANS CAPITAL | $2,445,000 | n/a | 0.1% | |
| Goldman Sachs Bank USA | $2,410,000 | n/a | 0.1% | |
| AMERITRUST MORTGAGE CORPORATION | $2,390,000 | n/a | 0.1% | |
| The Federal Savings Bank | $3,405,000 | $2,355,000 | -30.8% | 0.1% |
| NP, Inc. | $2,315,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $995,000 | $2,300,000 | 131.2% | 0.1% |
| KeyBank | $1,710,000 | $2,235,000 | 30.7% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $1,795,000 | $1,915,000 | 6.7% | 0.1% |
| IDAHO CENTRAL | $755,000 | $1,745,000 | 131.1% | 0.1% |
| ADVANCIAL | $630,000 | $1,710,000 | 171.4% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,930,000 | $1,670,000 | -13.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,270,000 | $1,645,000 | -49.7% | 0.1% |
| Coastal Community Bank | $1,085,000 | $1,530,000 | 41.0% | 0.1% |
| The Huntington National Bank | $7,335,000 | $1,520,000 | -79.3% | 0.1% |
| Magnolia Bank | $910,000 | $1,445,000 | 58.8% | 0.1% |
| City National Bank | $1,435,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $315,000 | $1,415,000 | 349.2% | 0.0% |
| TBI MORTGAGE COMPANY | $2,015,000 | $1,415,000 | -29.8% | 0.0% |
| HomeTrust Bank | $1,410,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $1,560,000 | $1,390,000 | -10.9% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $2,705,000 | $1,370,000 | -49.4% | 0.0% |
| LOANPAL, LLC | $265,000 | $1,330,000 | 401.9% | 0.0% |
| AMERISAVE MORTGAGE CORPORATION | $725,000 | $1,260,000 | 73.8% | 0.0% |
| NBH Bank | $2,835,000 | $1,245,000 | -56.1% | 0.0% |
| Jordan Federal Credit Union | $1,230,000 | n/a | 0.0% | |
| Figure Lending LLC | $1,625,000 | $1,210,000 | -25.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $735,000 | $1,205,000 | 63.9% | 0.0% |
| CARDINAL FINANCIAL | $1,205,000 | n/a | 0.0% | |
| Old National Bank | $1,200,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $1,185,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $535,000 | $1,170,000 | 118.7% | 0.0% |
| Ixonia Bank | $1,165,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,150,000 | $1,150,000 | 0.0% | 0.0% |
| GRANITE FEDERAL CREDIT UNION | $1,010,000 | $1,145,000 | 13.4% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,730,000 | $1,135,000 | -58.4% | 0.0% |
| DIRECT MORTGAGE, CORP. | $6,165,000 | $1,110,000 | -82.0% | 0.0% |
| BEEHIVE | $205,000 | $1,105,000 | 439.0% | 0.0% |
| Equity Prime Mortgage LLC | $265,000 | $1,100,000 | 315.1% | 0.0% |
| JMJ FINANCIAL GROUP | $1,065,000 | $1,095,000 | 2.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,360,000 | $1,080,000 | -79.9% | 0.0% |
| Utah Power | $435,000 | $1,045,000 | 140.2% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,195,000 | $1,030,000 | -13.8% | 0.0% |
| Washington Federal Bank | $4,520,000 | $1,025,000 | -77.3% | 0.0% |
| JMAC LENDING, INC. | $720,000 | $1,010,000 | 40.3% | 0.0% |
| KINECTA | $690,000 | $1,005,000 | 45.7% | 0.0% |
| Logan Finance Corporation | $1,005,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,080,000 | $965,000 | -10.6% | 0.0% |
| University Bank | $2,160,000 | $965,000 | -55.3% | 0.0% |
| Flagstar Bank, FSB | $6,720,000 | $955,000 | -85.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $605,000 | $910,000 | 50.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $375,000 | $895,000 | 138.7% | 0.0% |
| UMB Bank | $885,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $605,000 | $870,000 | 43.8% | 0.0% |
| GENISYS | $855,000 | n/a | 0.0% | |
| First Federal Bank | $1,200,000 | $830,000 | -30.8% | 0.0% |
| BNY Mellon | $705,000 | $805,000 | 14.2% | 0.0% |
| Carrington Mortgage Services, LLC | $2,515,000 | $805,000 | -68.0% | 0.0% |
| North American Savings Bank, F.S.B. | $375,000 | $795,000 | 112.0% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $4,755,000 | $785,000 | -83.5% | 0.0% |
| Firefighters First Federal Credit Union | $560,000 | $770,000 | 37.5% | 0.0% |
| First National Bank of America | $345,000 | $770,000 | 123.2% | 0.0% |
| Farmers Bank & Trust | $145,000 | $760,000 | 424.1% | 0.0% |
| Franklin Loan Corporation | $1,010,000 | $760,000 | -24.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $750,000 | n/a | 0.0% | |
| Texana Bank | $595,000 | $745,000 | 25.2% | 0.0% |
| NBC Oklahoma | $735,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $860,000 | $720,000 | -16.3% | 0.0% |
| HighTechLending Inc | $275,000 | $715,000 | 160.0% | 0.0% |
| STAR ONE CREDIT UNION | $425,000 | $715,000 | 68.2% | 0.0% |
| West Gate Bank | $710,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $695,000 | n/a | 0.0% | |
| Discover Bank | $1,935,000 | $665,000 | -65.6% | 0.0% |
| LOANFLIGHT LENDING, LLC | $365,000 | $645,000 | 76.7% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $625,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,380,000 | $625,000 | -54.7% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $620,000 | n/a | 0.0% | |
| PNC Bank | $1,370,000 | $610,000 | -55.5% | 0.0% |
| Bethpage Federal Credit Union | $1,350,000 | $595,000 | -55.9% | 0.0% |
| Eagle Bank and Trust Company | $435,000 | $595,000 | 36.8% | 0.0% |
| Granite Community Bank | $485,000 | $595,000 | 22.7% | 0.0% |
| Armed Forces Bank | $765,000 | $575,000 | -24.8% | 0.0% |
| RESIDENTIAL BANCORP | $515,000 | $570,000 | 10.7% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $3,830,000 | $555,000 | -85.5% | 0.0% |
| Utah Mortgage Loan Corporation | $1,560,000 | $555,000 | -64.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $530,000 | n/a | 0.0% | |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $505,000 | n/a | 0.0% | |
| UBS Bank USA | $765,000 | $505,000 | -34.0% | 0.0% |
| Umpqua Bank | $505,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $1,320,000 | $465,000 | -64.8% | 0.0% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $105,000 | $460,000 | 338.1% | 0.0% |
| Gateway First Bank | $440,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $1,415,000 | $430,000 | -69.6% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $425,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $425,000 | n/a | 0.0% | |
| Willamette Valley Bank | $205,000 | $415,000 | 102.4% | 0.0% |
| Ameris Bank | $405,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $1,485,000 | $395,000 | -73.4% | 0.0% |
| Alerus Financial | $375,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $655,000 | $375,000 | -42.7% | 0.0% |
| ZILLOW HOME LOANS, LLC | $725,000 | $375,000 | -48.3% | 0.0% |
| GEORGIA'S OWN | $950,000 | $355,000 | -62.6% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $585,000 | $355,000 | -39.3% | 0.0% |
| NuVision Federal Credit Union | $355,000 | n/a | 0.0% | |
| The Central Trust Bank | $355,000 | n/a | 0.0% | |
| Bell Bank | $325,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $325,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $315,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $235,000 | $315,000 | 34.0% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $305,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $305,000 | n/a | 0.0% | |
| The Dart Bank | $305,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $375,000 | $280,000 | -25.3% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $265,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,505,000 | $255,000 | -83.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $420,000 | $255,000 | -39.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $245,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $465,000 | $235,000 | -49.5% | 0.0% |
| WEBER STATE FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| Nations Lending Corporation | $220,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $215,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $210,000 | n/a | 0.0% | |
| Connexus Credit Union | $205,000 | n/a | 0.0% | |
| MORTGAGE EXPRESS, LLC | $205,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $205,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $355,000 | $195,000 | -45.1% | 0.0% |
| Home Mortgage Alliance Corp | $1,570,000 | $145,000 | -90.8% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $595,000 | $145,000 | -75.6% | 0.0% |
| GTE Federal Credit Union | $510,000 | $115,000 | -77.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $45,000 | $75,000 | 66.7% | 0.0% |
ST. GEORGE's top lender by overall market share is GUILD MORTGAGE COMPANY, with 9.7% market share. In second place, with 7.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $223,705,000 in loans. In third place, with 4.4%, is Zions Bank, having originated $124,490,000 in loans. In fourth place, with 4.1%, is BELEM SERVICING LLC, having originated $115,785,000 in loans. In fifth place, with 4.0%, is MOUNTAIN AMERICA, having originated $114,480,000 in loans.
ST. GEORGE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $364,950 (6.6%) | $468,942 (0.7%) | 0.00 | 1,048 |
| 2018-02-01 | $379,450 (8.5%) | $538,970 (15.0%) | 0.00 | 1,148 |
| 2018-03-01 | $379,900 (8.6%) | $537,553 (16.4%) | 0.00 | 1,141 |
| 2018-04-01 | $390,950 (11.7%) | $561,688 (22.0%) | 0.00 | 1,071 |
| 2018-05-01 | $396,750 (6.5%) | $557,127 (7.0%) | 0.00 | 1,052 |
| 2018-06-01 | $389,000 (4.6%) | $542,210 (4.9%) | 0.00 | 1,063 |
| 2018-07-01 | $382,314 (6.2%) | $541,450 (6.3%) | 0.00 | 1,097 |
| 2018-08-01 | $388,900 (6.7%) | $479,070 (-6.5%) | 0.00 | 1,119 |
| 2018-09-01 | $386,173 (5.8%) | $495,232 (-3.6%) | 0.00 | 1,198 |
| 2018-10-01 | $379,900 (6.8%) | $484,825 (6.0%) | 0.00 | 1,294 |
| 2018-11-01 | $377,561 (7.3%) | $477,462 (4.5%) | 0.00 | 1,326 |
| 2018-12-01 | $379,950 (4.1%) | $479,560 (2.7%) | 0.00 | 1,246 |
| 2019-01-01 | $379,950 (4.1%) | $479,747 (2.3%) | 0.00 | 1,210 |
| 2019-02-01 | $397,000 (4.6%) | $493,515 (-8.4%) | 0.00 | 1,367 |
| 2019-03-01 | $399,900 (5.3%) | $499,406 (-7.1%) | 0.00 | 1,410 |
| 2019-04-01 | $399,900 (2.3%) | $495,590 (-11.8%) | 0.00 | 1,381 |
| 2019-05-01 | $399,900 (0.8%) | $501,703 (-10.0%) | 0.00 | 1,261 |
| 2019-06-01 | $399,900 (2.8%) | $502,227 (-7.4%) | 0.00 | 1,236 |
| 2019-07-01 | $409,175 (7.0%) | $2,166,063 (300.1%) | 0.00 | 1,187 |
| 2019-08-01 | $406,664 (4.6%) | $1,748,773 (265.0%) | 0.00 | 1,217 |
| 2019-09-01 | $402,634 (4.3%) | $1,049,189 (111.9%) | 0.00 | 1,298 |
| 2019-10-01 | $400,197 (5.3%) | $520,251 (7.3%) | 0.00 | 1,338 |
| 2019-11-01 | $418,135 (10.8%) | $527,888 (10.6%) | 0.00 | 1,220 |
| 2019-12-01 | $427,500 (12.5%) | $535,906 (11.8%) | 0.00 | 1,174 |
| 2020-01-01 | $429,450 (13.0%) | $538,565 (12.3%) | 0.00 | 1,161 |
| 2020-02-01 | $429,900 (8.3%) | $552,590 (12.0%) | 0.00 | 1,234 |
| 2020-03-01 | $439,900 (10.0%) | $569,943 (14.1%) | 0.00 | 1,250 |
| 2020-04-01 | $444,400 (11.1%) | $560,220 (13.0%) | 0.00 | 1,340 |
| 2020-05-01 | $439,900 (10.0%) | $568,815 (13.4%) | 0.00 | 1,213 |
| 2020-06-01 | $444,920 (11.3%) | $586,208 (16.7%) | 0.00 | 974 |
| 2020-07-01 | $454,000 (11.0%) | $603,191 (-72.2%) | 0.00 | 819 |
| 2020-08-01 | $456,000 (12.1%) | $641,269 (-63.3%) | 0.00 | 667 |
| 2020-09-01 | $467,500 (16.1%) | $678,244 (-35.4%) | 0.00 | 605 |
| 2020-10-01 | $500,000 (24.9%) | $758,599 (45.8%) | 0.00 | 513 |
| 2020-11-01 | $529,900 (26.7%) | $831,809 (57.6%) | 0.00 | 460 |
| 2020-12-01 | $538,425 (26.0%) | $828,405 (54.6%) | 0.00 | 413 |
| 2021-01-01 | $549,250 (27.9%) | $839,009 (55.8%) | 0.00 | 312 |
| 2021-02-01 | $584,832 (36.0%) | $846,219 (53.1%) | 0.00 | 287 |
| 2021-03-01 | $612,450 (39.2%) | $835,305 (46.6%) | 0.00 | 259 |
| 2021-04-01 | $635,086 (42.9%) | $840,053 (50.0%) | 0.00 | 254 |
| 2021-05-01 | $650,000 (47.8%) | $887,800 (56.1%) | 0.00 | 318 |
| 2021-06-01 | $649,925 (46.1%) | $1,270,947 (116.8%) | 0.00 | 413 |
| 2021-07-01 | $645,000 (42.1%) | $1,163,608 (92.9%) | 0.00 | 524 |
| 2021-08-01 | $625,000 (37.1%) | $1,102,629 (71.9%) | 0.00 | 593 |
| 2021-09-01 | $630,875 (35.0%) | $1,000,068 (47.5%) | 0.00 | 680 |
| 2021-10-01 | $620,000 (24.0%) | $990,752 (30.6%) | 0.00 | 703 |
| 2021-11-01 | $634,500 (19.7%) | $1,016,101 (22.2%) | 0.00 | 618 |
| 2021-12-01 | $659,950 (22.6%) | $1,100,818 (32.9%) | 0.00 | 506 |
| 2022-01-01 | $725,000 (32.0%) | $1,203,247 (43.4%) | 0.00 | 409 |
| 2022-02-01 | $770,000 (31.7%) | $1,276,826 (50.9%) | 0.00 | 369 |
| 2022-03-01 | $788,000 (28.7%) | $1,252,213 (49.9%) | 0.00 | 431 |
| 2022-04-01 | $779,500 (22.7%) | $986,129 (17.4%) | 0.00 | 473 |
| 2022-05-01 | $765,725 (17.8%) | $951,086 (7.1%) | 0.00 | 676 |
| 2022-06-01 | $739,950 (13.9%) | $901,399 (-29.1%) | 0.00 | 866 |
| 2022-07-01 | $699,900 (8.5%) | $848,270 (-27.1%) | 0.00 | 1,101 |
| 2022-08-01 | $665,925 (6.6%) | $799,705 (-27.5%) | 0.00 | 1,247 |
| 2022-09-01 | $656,475 (4.1%) | $788,189 (-21.2%) | 0.00 | 1,293 |
| 2022-10-01 | $649,900 (4.8%) | $778,238 (-21.5%) | 0.00 | 1,375 |
| 2022-11-01 | $649,450 (2.4%) | $776,142 (-23.6%) | 0.00 | 1,379 |
| 2022-12-01 | $649,500 (-1.6%) | $779,550 (-29.2%) | 0.00 | 1,319 |
| 2023-01-01 | $629,950 (-13.1%) | $770,741 (-35.9%) | 0.00 | 1,231 |
| 2023-02-01 | $659,000 (-14.4%) | $823,800 (-35.5%) | 0.00 | 1,269 |
| 2023-03-01 | $679,729 (-13.7%) | $863,229 (-31.1%) | 0.00 | 1,304 |
| 2023-04-01 | $675,000 (-13.4%) | $861,970 (-12.6%) | 0.00 | 1,230 |
| 2023-05-01 | $682,500 (-10.9%) | $885,256 (-6.9%) | 0.00 | 1,142 |
| 2023-06-01 | $692,425 (-6.4%) | $883,911 (-1.9%) | 0.00 | 1,096 |
| 2023-07-01 | $675,000 (-3.6%) | $854,619 (0.8%) | 0.00 | 1,096 |
| 2023-08-01 | $664,950 (-0.2%) | $833,927 (4.3%) | 0.00 | 1,074 |
| 2023-09-01 | $659,000 (0.4%) | $821,883 (4.3%) | 0.00 | 1,183 |
| 2023-10-01 | $675,000 (3.9%) | $843,645 (8.4%) | 0.00 | 1,259 |
| 2023-11-01 | $664,000 (2.2%) | $830,294 (7.0%) | 0.00 | 1,224 |
| 2023-12-01 | $649,900 (0.1%) | $828,988 (6.3%) | 0.00 | 1,193 |
| 2024-01-01 | $654,225 (3.9%) | $840,778 (9.1%) | 0.00 | 1,138 |
| 2024-02-01 | $696,073 (5.6%) | $919,231 (11.6%) | 0.00 | 1,234 |
| 2024-03-01 | $699,900 (3.0%) | $955,037 (10.6%) | 0.00 | 1,290 |
| 2024-04-01 | $698,750 (3.5%) | $954,287 (10.7%) | 0.00 | 1,244 |
| 2024-05-01 | $687,075 (0.7%) | $954,836 (7.9%) | 0.00 | 1,251 |
| 2024-06-01 | $670,000 (-3.2%) | $914,897 (3.5%) | 0.00 | 1,244 |
| 2024-07-01 | $659,500 (-2.3%) | $882,795 (3.3%) | 0.00 | 1,294 |
| 2024-08-01 | $650,000 (-2.3%) | $866,189 (3.9%) | 0.00 | 1,359 |
| 2024-09-01 | $657,474 (-0.2%) | $855,138 (4.1%) | 0.00 | 1,505 |
| 2024-10-01 | $667,495 (-1.1%) | $870,940 (3.2%) | 0.00 | 1,589 |
| 2024-11-01 | $665,000 (0.2%) | $877,859 (5.7%) | 0.00 | 1,578 |
| 2024-12-01 | $659,000 (1.4%) | $875,768 (5.6%) | 0.00 | 1,474 |
| 2025-01-01 | $650,000 (-0.7%) | $874,714 (4.0%) | 0.00 | 1,407 |
| 2025-02-01 | $639,950 (-8.1%) | $891,201 (-3.1%) | 0.00 | 1,670 |
| 2025-03-01 | $659,000 (-5.8%) | $925,374 (-3.1%) | 0.00 | 1,764 |
| 2025-04-01 | $650,000 (-7.0%) | $901,448 (-5.5%) | 0.00 | 1,795 |
| 2025-05-01 | $639,945 (-6.9%) | $881,194 (-7.7%) | 0.00 | 1,823 |
| 2025-06-01 | $625,000 (-6.7%) | $858,135 (-6.2%) | 0.00 | 1,831 |
| 2025-07-01 | $620,925 (-5.9%) | $848,984 (-3.8%) | 0.00 | 1,844 |
| 2025-08-01 | $619,900 (-4.6%) | $831,023 (-4.1%) | 0.00 | 1,786 |
| 2025-09-01 | $622,200 (-5.4%) | $835,108 (-2.3%) | 0.00 | 1,863 |
| 2025-10-01 | $620,000 (-7.1%) | $848,285 (-2.6%) | 0.00 | 1,996 |
| 2025-11-01 | $619,900 (-6.8%) | $849,849 (-3.2%) | 0.00 | 1,912 |
| 2025-12-01 | $599,900 (-9.0%) | $834,611 (-4.7%) | 0.00 | 1,771 |
| 2026-01-01 | $599,000 (-7.9%) | $824,763 (-5.7%) | 0.00 | 1,644 |
| 2026-02-01 | $629,495 (-1.6%) | $890,049 (-0.1%) | 0.00 | 1,957 |
| 2026-03-01 | $635,000 (-3.6%) | $892,961 (-3.5%) | 0.00 | 1,961 |
| 2026-04-01 | $626,113 (-3.7%) | $877,302 (-2.7%) | 0.00 | 1,971 |
| 2026-05-01 | $625,000 (-2.3%) | $875,360 (-0.7%) | 0.00 | 2,040 |
| 2026-06-01 | $626,995 (0.3%) | $888,104 (3.5%) | 0.00 | 1,994 |
| 2026-07-01 | $623,000 (0.3%) | $882,146 (3.9%) | 0.00 | 1,917 |
| 2026-08-01 | $615,000 (-0.8%) | $859,065 (3.4%) | 0.00 | 1,946 |
| 2026-09-01 | $615,000 (-1.2%) | $848,322 (1.6%) | 0.00 | 2,030 |
| 2026-10-01 | $600,000 (-3.2%) | $849,074 (0.1%) | 0.00 | 2,146 |
ST. GEORGE's median listing price for 2026-10-01 was $600,000, a difference of
$-20,000
(-3.2%) versus the prior year and
$-15,000 versus the prior month.
ST. GEORGE's median listing price comes in at 0% of the national average.
ST. GEORGE's average listing price for 2026-10-01 was $849,074, a difference of $789 (0.1%) versus the prior year and $752 versus the prior month.
For the 2026-10-01 period, ST. GEORGE had 2,146 MLS listings, a difference of 116 listings (6%) versus the prior month and 150 listings (8%) versus the prior year.
ST. GEORGE's median listing price comes in at 0% of the national average.
ST. GEORGE's average listing price for 2026-10-01 was $849,074, a difference of $789 (0.1%) versus the prior year and $752 versus the prior month.
For the 2026-10-01 period, ST. GEORGE had 2,146 MLS listings, a difference of 116 listings (6%) versus the prior month and 150 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,244 sqft |
| 2018-02-01 | 0 days | 2,282 sqft |
| 2018-03-01 | 0 days | 2,260 sqft |
| 2018-04-01 | 0 days | 2,294 sqft |
| 2018-05-01 | 0 days | 2,295 sqft |
| 2018-06-01 | 0 days | 2,249 sqft |
| 2018-07-01 | 0 days | 2,223 sqft |
| 2018-08-01 | 0 days | 2,242 sqft |
| 2018-09-01 | 0 days | 2,246 sqft |
| 2018-10-01 | 0 days | 2,205 sqft |
| 2018-11-01 | 0 days | 2,179 sqft |
| 2018-12-01 | 0 days | 2,184 sqft |
| 2019-01-01 | 0 days | 2,174 sqft |
| 2019-02-01 | 0 days | 2,191 sqft |
| 2019-03-01 | 0 days | 2,246 sqft |
| 2019-04-01 | 0 days | 2,237 sqft |
| 2019-05-01 | 0 days | 2,240 sqft |
| 2019-06-01 | 0 days | 2,200 sqft |
| 2019-07-01 | 0 days | 2,186 sqft |
| 2019-08-01 | 0 days | 2,180 sqft |
| 2019-09-01 | 0 days | 2,173 sqft |
| 2019-10-01 | 0 days | 2,191 sqft |
| 2019-11-01 | 0 days | 2,268 sqft |
| 2019-12-01 | 0 days | 2,293 sqft |
| 2020-01-01 | 0 days | 2,271 sqft |
| 2020-02-01 | 0 days | 2,255 sqft |
| 2020-03-01 | 0 days | 2,304 sqft |
| 2020-04-01 | 0 days | 2,309 sqft |
| 2020-05-01 | 0 days | 2,300 sqft |
| 2020-06-01 | 0 days | 2,304 sqft |
| 2020-07-01 | 0 days | 2,319 sqft |
| 2020-08-01 | 0 days | 2,330 sqft |
| 2020-09-01 | 0 days | 2,353 sqft |
| 2020-10-01 | 0 days | 2,466 sqft |
| 2020-11-01 | 0 days | 2,502 sqft |
| 2020-12-01 | 0 days | 2,500 sqft |
| 2021-01-01 | 0 days | 2,569 sqft |
| 2021-02-01 | 0 days | 2,536 sqft |
| 2021-03-01 | 0 days | 2,459 sqft |
| 2021-04-01 | 0 days | 2,499 sqft |
| 2021-05-01 | 0 days | 2,574 sqft |
| 2021-06-01 | 0 days | 2,525 sqft |
| 2021-07-01 | 0 days | 2,389 sqft |
| 2021-08-01 | 0 days | 2,294 sqft |
| 2021-09-01 | 0 days | 2,319 sqft |
| 2021-10-01 | 0 days | 2,322 sqft |
| 2021-11-01 | 0 days | 2,334 sqft |
| 2021-12-01 | 0 days | 2,458 sqft |
| 2022-01-01 | 0 days | 2,568 sqft |
| 2022-02-01 | 0 days | 2,570 sqft |
| 2022-03-01 | 0 days | 2,555 sqft |
| 2022-04-01 | 0 days | 2,498 sqft |
| 2022-05-01 | 0 days | 2,444 sqft |
| 2022-06-01 | 0 days | 2,353 sqft |
| 2022-07-01 | 0 days | 2,291 sqft |
| 2022-08-01 | 0 days | 2,222 sqft |
| 2022-09-01 | 0 days | 2,218 sqft |
| 2022-10-01 | 0 days | 2,174 sqft |
| 2022-11-01 | 0 days | 2,178 sqft |
| 2022-12-01 | 0 days | 2,174 sqft |
| 2023-01-01 | 0 days | 2,154 sqft |
| 2023-02-01 | 0 days | 2,222 sqft |
| 2023-03-01 | 0 days | 2,263 sqft |
| 2023-04-01 | 0 days | 2,270 sqft |
| 2023-05-01 | 0 days | 2,340 sqft |
| 2023-06-01 | 0 days | 2,350 sqft |
| 2023-07-01 | 0 days | 2,270 sqft |
| 2023-08-01 | 0 days | 2,262 sqft |
| 2023-09-01 | 0 days | 2,271 sqft |
| 2023-10-01 | 0 days | 2,318 sqft |
| 2023-11-01 | 0 days | 2,290 sqft |
| 2023-12-01 | 0 days | 2,267 sqft |
| 2024-01-01 | 0 days | 2,252 sqft |
| 2024-02-01 | 0 days | 2,337 sqft |
| 2024-03-01 | 0 days | 2,347 sqft |
| 2024-04-01 | 0 days | 2,341 sqft |
| 2024-05-01 | 0 days | 2,328 sqft |
| 2024-06-01 | 0 days | 2,300 sqft |
| 2024-07-01 | 0 days | 2,270 sqft |
| 2024-08-01 | 0 days | 2,250 sqft |
| 2024-09-01 | 0 days | 2,272 sqft |
| 2024-10-01 | 0 days | 2,293 sqft |
| 2024-11-01 | 0 days | 2,306 sqft |
| 2024-12-01 | 0 days | 2,286 sqft |
| 2025-01-01 | 0 days | 2,290 sqft |
| 2025-02-01 | 0 days | 2,264 sqft |
| 2025-03-01 | 0 days | 2,320 sqft |
| 2025-04-01 | 0 days | 2,302 sqft |
| 2025-05-01 | 0 days | 2,286 sqft |
| 2025-06-01 | 0 days | 2,263 sqft |
| 2025-07-01 | 0 days | 2,238 sqft |
| 2025-08-01 | 0 days | 2,217 sqft |
| 2025-09-01 | 0 days | 2,218 sqft |
| 2025-10-01 | 0 days | 2,221 sqft |
| 2025-11-01 | 0 days | 2,217 sqft |
| 2025-12-01 | 0 days | 2,159 sqft |
| 2026-01-01 | 0 days | 2,168 sqft |
| 2026-02-01 | 0 days | 2,249 sqft |
| 2026-03-01 | 0 days | 2,261 sqft |
| 2026-04-01 | 0 days | 2,244 sqft |
| 2026-05-01 | 0 days | 2,227 sqft |
| 2026-06-01 | 0 days | 2,256 sqft |
| 2026-07-01 | 0 days | 2,247 sqft |
| 2026-08-01 | 0 days | 2,224 sqft |
| 2026-09-01 | 0 days | 2,232 sqft |
| 2026-10-01 | 0 days | 2,209 sqft |
ST. GEORGE's median listing age (time on market) for 2026-10-01 was 0 days.
ST. GEORGE's median square footage for active listings during the 2026-10-01 period was 2,209 sqft. One year prior, the average listing was 2,221 sqft.
ST. GEORGE's median square footage for active listings during the 2026-10-01 period was 2,209 sqft. One year prior, the average listing was 2,221 sqft.
ST. GEORGE, UT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,887 | $1,788,685,000 | $460,171 |
| Refi | 1,293 | $554,895,000 | $429,153 |
| Cash Out Refi | 735 | $283,975,000 | $386,361 |
| Other | 734 | $119,010,000 | $162,139 |
| Home Improvement | 614 | $88,490,000 | $144,121 |
| NA | 2 | $810,000 | $405,000 |
St. George's most frequently cited loan purpose was Home Purchase, with 3,887 originations. The 2nd most popular reason was Refi, with 1,293 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,042 | $1,358,370,000 | $446,538 |
| 7-8% | 1,568 | $510,660,000 | $325,676 |
| 5-6% | 1,405 | $632,665,000 | $450,295 |
| Over 8% | 676 | $147,770,000 | $218,595 |
| 4-5% | 322 | $115,990,000 | $360,217 |
| 2.5-3% | 110 | $19,120,000 | $173,818 |
| 3-4% | 97 | $29,725,000 | $306,443 |
| <2.5% | 9 | $1,555,000 | $172,778 |
During 2025, St. George's most frequently originated rate bucket was 6-7%, with 3,042 originations.
Loan Sizing (ST. GEORGE, UT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,441 | $739,715,000 | $303,038 |
| $400k-600k | 1,690 | $811,570,000 | $480,219 |
| $100,000 or less | 1,061 | $56,165,000 | $52,936 |
| $100k-200k | 993 | $140,845,000 | $141,838 |
| $600k-1000k | 825 | $596,375,000 | $722,879 |
| $Over $1MM | 255 | $491,195,000 | $1,926,255 |
ST. GEORGE's loan sizing saw the bucket of loans from $200k-400k with 2,441 originations, totaling $739,715,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,067 | $1,023,025,000 | $494,932 |
| 60-80% | 1,722 | $1,012,840,000 | $588,177 |
| Under 20% | 1,325 | $103,875,000 | $78,396 |
| 20-40% | 1,084 | $246,860,000 | $227,731 |
| 40-60% | 930 | $382,840,000 | $411,656 |
| Over 100% | 45 | $23,335,000 | $518,556 |
ST. GEORGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,067 originations, totaling $1,023,025,000 in origination value.