ST. GEORGE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in St. George averaged 6.51% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.5% and one month ago for the week of 2024-11-07, the average rate was 6.7%.

St. George's average rate one year ago was 7.04%.

For refis of the same type during the week of 2024-12-12, the average rate was 7.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
St. George 30 Year Fixed Rate 2024-12-12 6.51%
St. George 30 Year Fixed Rate Refi 2024-12-12 7.1%
St. George 15 Year Fixed Rate 2024-12-12 6.33%
St. George 15 Year Fixed Rate Refi 2024-12-12 6.24%
St. George 30 Year FHA 2024-12-12 6.08%
St. George 30 Year FHA Refi 2024-12-12 6.18%
St. George 30 Year USDA 2024-12-12 6.3%
St. George 30 Year USDA Refi 2024-12-12 6.3%
St. George 30 Year VA 2024-12-12 5.83%
St. George 30 Year VA Refi 2024-12-12 6.18%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ST. GEORGE, UT.

ST. GEORGE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ST. GEORGE, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 312 6.81% $9,015
SUN AMERICAN MORTGAGE COMPANY 190 6.67% $6,416
FIRST COLONY MORTGAGE CORPORATION 170 6.71% $10,159
GUILD MORTGAGE COMPANY 133 6.79% $10,940
BELEM SERVICING LLC 113 6.70% $7,214
QUICKEN LOANS, LLC 105 6.55% $9,004
DHI MORTGAGE COMPANY, LTD. 100 6.23% $3,198
ACADEMY MORTGAGE CORPORATION 92 6.63% $9,932
INTERCAP LENDING INC. 88 6.85% $8,081
MOUNTAIN AMERICA 76 6.35% $8,200
Zions Bank 63 6.27% $5,108
MY MOVE MORTGAGE, LLC 60 6.43% $7,664
Cache Valley Bank 37 6.49% $7,677
BAY EQUITY LLC 31 6.82% $11,066
CROSSCOUNTRY MORTGAGE, LLC 27 6.77% $11,120
BROKER SOLUTIONS, INC. 27 7.34% $6,096
PROVIDENT FUNDING ASSOCIATES, L.P. 24 6.51% $5,699
State Bank of Southern Utah 22 6.59% $6,514
Wells Fargo Bank 22 6.02% $9,217
CHERRY CREEK MORTGAGE, LLC 21 6.41% $838
SECURITYNATIONAL MORTGAGE COMPANY 16 6.86% $11,867
Glacier Bank 16 6.88% $10,995
VERITAS FUNDING, LLC 16 6.64% $9,676
U.S. Bank 16 6.28% $7,057
CITYWIDE HOME LOANS, LLC 15 6.75% $9,840
JPMorgan Chase Bank 15 6.69% $12,484
AMERICA FIRST 14 6.60% $5,944
PRIMARY RESIDENTIAL MORTGAGE, INC. 14 6.75% $6,950
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 14 6.95% $7,611
Bank of Utah 13 6.55% $5,577
PENNYMAC LOAN SERVICES, LLC 13 6.44% $8,506
HOMESIDE FINANCIAL, LLC 13 6.86% $8,892
University First Federal Credit Union 12 6.34% $7,555
Century Mortgage Company DBA Century Lending Company 12 6.87% $8,724
Flagstar Bank, FSB 12 6.62% $7,061
GOLDENWEST 12 6.81% $10,276
ARK-LA-TEX FINANCIAL SERVICES, LLC. 11 7.12% $9,111
KeyBank 11 6.42% $8,712
Deseret First Credit Union 9 7.16% $8,250
CANOPY MORTGAGE, LLC 9 6.91% $7,962
HOMEXPRESS MORTGAGE CORP. 8 9.00% $15,514
NEWREZ LLC 8 6.98% $5,967
Washington Federal Bank 8 6.81% $18,135
DIRECT MORTGAGE, CORP. 8 6.80% $8,373
LENDSURE MORTGAGE CORP. 8 8.23% $18,265
The Loan Store, Inc. 7 7.02% $8,167
Bank of America 7 5.96% $5,554
American Mortgage & Equity Consultants, Inc. 6 7.64% $9,262
UTAH COMMUNITY 6 6.46% $7,094
SECURITY HOME MORTGAGE, LLC. 6 7.04% $6,934
Morgan Stanley Private Bank 6 5.49% $3,956
GUARANTEED RATE AFFINITY, LLC 6 6.97% $5,876
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.85% $17,497
SECURITY SERVICE 6 6.60% $9,683
RANLIFE, INC. 5 6.80% $12,210
CITY FIRST MORTGAGE SERVICES, L.L.C. 5 6.35% $6,816
Citadel Servicing Corporation 5 9.63% $11,649
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 6.98% $6,564
S1L, Inc. 5 6.82% $10,422
NEXERA HOLDING LLC 5 7.63% $22,093
FREEDOM MORTGAGE CORPORATION 5 7.02% $11,021
NBH Bank 5 6.46% $16,343
NAVY FEDERAL CREDIT UNION 5 6.03% $6,604
MOVEMENT MORTGAGE, LLC 5 7.00% $7,285
EVERETT FINANCIAL, INC. 5 6.72% $12,421
AMERISAVE MORTGAGE CORPORATION 5 6.57% $11,518
The Huntington National Bank 5 6.73% $6,515
CHARTWAY FEDERAL CREDIT UNION 4 6.06% $4,318
DEEPHAVEN MORTGAGE LLC 4 8.00% $10,302
GENEVA FINANCIAL, LLC 4 6.22% $24,115
HOMEAMERICAN MORTGAGE CORPORATION 4 6.09% $3,933
LOANDEPOT.COM, LLC 4 6.75% $9,512
Mr. Cooper ( Nationstar Mortgage ) 4 6.78% $10,972
NBKC BANK 4 6.66% $3,855
NOVA FINANCIAL & INVESTMENT CORPORATION 4 6.47% $1,934
ON Q FINANCIAL, INC. 4 7.88% $8,468
UNION HOME MORTGAGE CORP. 4 6.94% $6,580
USAA Federal Savings Bank 4 6.44% $5,566
AMERICAN FINANCING CORPORATION 3 6.83% $8,123
CARDINAL FINANCIAL 3 7.13% $5,118
Raymond James Bank 3 5.08% $6,668
Regions Bank 3 6.04% $6,316
Ameris Bank 3 5.96% $5,653
Utah Power 3 6.54% $5,358
CYPRUS Federal Credit Union 3 6.58% $8,799
VAN DYK MORTGAGE CORPORATION 3 7.29% $7,276
Sierra Pacific Mortgage Company, Inc. 3 6.63% $10,946
Encompass Lending Group, LP 2 6.63% $5,672
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.50% $4,693
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.50% $12,939
UBS Bank USA 2 6.06% $4,163
Goldwater Bank, N.A. 2 6.81% $13,783
Bank of England 2 6.69% $6,683
NATIONS RELIABLE LENDING, LLC 2 5.88% $6,865
CHURCHILL MORTGAGE CORPORATION 2 7.69% $7,195
ARC HOME LLC 2 9.13% $10,172
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 8.31% $11,864
Utah Mortgage Loan Corporation 2 6.44% $4,291
PLAZA HOME MORTGAGE, INC. 2 6.94% $4,110
Firefighters First Federal Credit Union 2 6.00% $3,038
CASTLE & COOKE MORTGAGE, LLC 2 6.88% $4,362
Stifel Bank and Trust 2 5.25% $3,131
GUARANTEED RATE, INC. 2 6.91% $6,145
CMG MORTGAGE, INC. 2 6.25% $6,024
Ally Bank 2 5.50% $35,175
SWBC MORTGAGE CORPORATION 2 7.25% $5,396
TBI MORTGAGE COMPANY 2 6.19% $24,145
BMO Harris Bank 2 5.81% $4,279
Old National Bank 1 6.25% $3,504
AXIA FINANCIAL, LLC 1 7.50% $9,359
Paramount Residential Mortgage Group, Inc. 1 6.63% $14,610
CORNERSTONE HOME LENDING, INC. 1 6.63% $16,120
PHH Mortgage Corporation 1 6.63% $6,088
Plains Commerce Bank 1 6.63% $7,632
PNC Bank 1 6.38% $3,821
Cornerstone First Mortgage, Inc 1 7.88% $4,429
City National Bank 1 6.58% $4,159
Citizens Bank 1 6.25% $20,628
Citibank 1 5.13% $4,344
RBC Bank, (Georgia) 1 5.75% $2,754
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.50% $6,460
RESIDENTIAL BANCORP 1 7.63% $2,759
Great Southern Bank 1 6.63% $3,797
Charles Schwab Bank, SSB 1 6.13% $1,061
STAR ONE CREDIT UNION 1 6.25% $2,327
Strong Home Mortgage, LLC 1 6.13% $7,622
SUMMIT FUNDING, INC. 1 6.50% $12,159
BLACK HILLS FEDERAL CREDIT UNION 1 5.25% $2,226
TJC Mortgage, Inc. 1 6.13% $14,203
TRANSWEST CREDIT UNION 1 7.13% $4,630
WESCOM CENTRAL CREDIT UNION 1 5.88% $12,824
ADVANTAGE PLUS 1 6.63% $15,719
BETTER MORTGAGE CORPORATION 1 6.00% $7,489
ADVANCIAL 1 6.75% $4,044
First Republic Bank 1 4.15% $3,067
GARDNER FINANCIAL SERVICES, LTD. 1 8.00% $7,624
First National Bank of America 1 10.63% $8,809
First Interstate Bank 1 6.50% $4,796
Goldman Sachs Bank USA 1 5.00% $6,280
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $3,478
GRANITE FEDERAL CREDIT UNION 1 8.00% $7,522
RESIDENTIAL MORTGAGE, LLC 1 6.12% $3,473
FirstBank 1 5.88% $13,413
Heritage Bank 1 6.50% $7,479
FIDELITY BANK 1 5.88% $9,079
FBC MORTGAGE, LLC 1 6.75% $9,540
IDAHO CENTRAL 1 7.63% $5,740
AMERICAN INTERNET MORTGAGE, INC. 1 6.63% $2,573
Farmers Bank & Trust 1 6.13% $4,030
F&A Federal Credit Union 1 5.88% $2,413
LADERA LENDING, INC. 1 6.13% $28,100
Equity Prime Mortgage LLC 1 8.13% $6,781
LIBERTY HOME MORTGAGE CORPORATION 1 6.38% $34,710
VILLAGE CAPITAL MORTGAGE 1 6.75% $11,329
MANN FINANCIAL INC. 1 6.13% $10,996
MORIA DEVELOPMENT, INC. 1 6.00% $3,244
MORTGAGEONE, INC. 1 7.63% $5,427
Eagle Bank and Trust Company 1 6.38% $6,676
V.I.P. MORTGAGE, INC. 1 7.13% $13,490
AMERICAN FINANCIAL NETWORK, INC. 1 6.50% $12,352
AmeriHome Mortgage Company, LLC 1 7.50% $13,373
Axos Bank 1 5.75% $17,878
Neighborhood Loans, Inc. 1 6.63% $12,415
Network Funding, L.P. 1 6.25% $7,027
CUSTOMER SERVICE MORTGAGE CORPORATION 1 8.13% $8,980
NexBank 1 7.50% $10,737
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.25% $7,613
Northpointe Bank 1 7.38% $6,105
Northwest Federal Credit Union 1 7.50% $4,107
WEBER STATE FEDERAL CREDIT UNION 1 5.88% $5,097
OCMBC, INC. 1 7.25% $29,712

ST. GEORGE Average Closing Costs & Other Stats

ST. GEORGE, UT's 171 lenders originated 5,787 loans during 2023. The total origination value was $1,948,375,000, with an average loan value of $336,681.

ST. GEORGE's average closing costs are $5,630.

The top ST. GEORGE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 312 loans originated. Their average total fees are $9,015, which is $2,599 higher than the next largest lender, SUN AMERICAN MORTGAGE COMPANY.

The lowest fee ST. GEORGE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($838), DHI MORTGAGE COMPANY, LTD. ($3,198), Zions Bank ($5,108), Bank of Utah ($5,577) and PROVIDENT FUNDING ASSOCIATES, L.P. ($5,699).

The lowest rate ST. GEORGE lenders (with over 10 loans originated) are Wells Fargo Bank (6.02%), DHI MORTGAGE COMPANY, LTD. (6.23%), Zions Bank (6.27%), U.S. Bank (6.28%) and University First Federal Credit Union (6.34%).

ST. GEORGE, UT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $262,310,000 $209,525,000 -20.1% 10.8%
Zions Bank $300,625,000 $140,185,000 -53.4% 7.2%
MOUNTAIN AMERICA $236,475,000 $125,200,000 -47.1% 6.4%
GUILD MORTGAGE COMPANY $86,890,000 $100,920,000 16.1% 5.2%
SUN AMERICAN MORTGAGE COMPANY $141,175,000 $97,550,000 -30.9% 5.0%
FIRST COLONY MORTGAGE CORPORATION $181,435,000 $92,735,000 -48.9% 4.8%
INTERCAP LENDING INC. $98,610,000 $65,655,000 -33.4% 3.4%
AMERICA FIRST $88,820,000 $63,780,000 -28.2% 3.3%
DHI MORTGAGE COMPANY, LTD. $8,125,000 $58,635,000 621.7% 3.0%
QUICKEN LOANS, LLC $87,530,000 $57,605,000 -34.2% 3.0%
BELEM SERVICING LLC $99,340,000 $54,070,000 -45.6% 2.8%
ACADEMY MORTGAGE CORPORATION $90,000,000 $50,990,000 -43.3% 2.6%
State Bank of Southern Utah $52,515,000 $50,600,000 -3.6% 2.6%
Cache Valley Bank $43,760,000 $35,435,000 -19.0% 1.8%
GOLDENWEST $62,640,000 $31,570,000 -49.6% 1.6%
MY MOVE MORTGAGE, LLC $19,150,000 $31,300,000 63.4% 1.6%
NBH Bank $8,370,000 $26,040,000 211.1% 1.3%
Glacier Bank $27,555,000 $23,025,000 -16.4% 1.2%
SECURITY SERVICE $25,590,000 $20,440,000 -20.1% 1.0%
WALKER & DUNLOP, LLC $20,075,000 n/a 1.0%
CROSSCOUNTRY MORTGAGE, LLC $7,425,000 $17,065,000 129.8% 0.9%
BROKER SOLUTIONS, INC. $23,005,000 $17,015,000 -26.0% 0.9%
U.S. Bank $32,830,000 $16,615,000 -49.4% 0.9%
BAY EQUITY LLC $47,030,000 $16,470,000 -65.0% 0.8%
PENNYMAC LOAN SERVICES, LLC $24,240,000 $15,400,000 -36.5% 0.8%
CHERRY CREEK MORTGAGE, LLC $125,415,000 $14,765,000 -88.2% 0.8%
KeyBank $20,205,000 $14,095,000 -30.2% 0.7%
Wells Fargo Bank $42,655,000 $12,755,000 -70.1% 0.7%
Bank of Utah $14,700,000 $12,230,000 -16.8% 0.6%
CITYWIDE HOME LOANS, LLC $23,525,000 $12,170,000 -48.3% 0.6%
JPMorgan Chase Bank $27,710,000 $12,075,000 -56.4% 0.6%
CHARTWAY FEDERAL CREDIT UNION $23,405,000 $10,780,000 -53.9% 0.6%
Century Mortgage Company DBA Century Lending Company $4,870,000 $10,265,000 110.8% 0.5%
SECURITYNATIONAL MORTGAGE COMPANY $30,100,000 $10,010,000 -66.7% 0.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $8,095,000 $9,675,000 19.5% 0.5%
Flagstar Bank, FSB $14,640,000 $9,510,000 -35.0% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,005,000 $8,980,000 -43.9% 0.5%
VERITAS FUNDING, LLC $19,900,000 $8,690,000 -56.3% 0.4%
NEWREZ LLC $5,505,000 $8,020,000 45.7% 0.4%
UTAH COMMUNITY $7,080,000 $7,920,000 11.9% 0.4%
HOMEXPRESS MORTGAGE CORP. $3,010,000 $7,780,000 158.5% 0.4%
Bank of America $9,445,000 $7,705,000 -18.4% 0.4%
University First Federal Credit Union $8,430,000 $7,605,000 -9.8% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,240,000 $7,445,000 75.6% 0.4%
UTAH FIRST $7,180,000 $7,205,000 0.3% 0.4%
NEXERA HOLDING LLC $2,870,000 $7,190,000 150.5% 0.4%
Washington Federal Bank $13,655,000 $7,070,000 -48.2% 0.4%
DEEPHAVEN MORTGAGE LLC $465,000 $6,835,000 1,369.9% 0.4%
Deseret First Credit Union $20,740,000 $6,235,000 -69.9% 0.3%
LENDSURE MORTGAGE CORP. $12,095,000 $5,580,000 -53.9% 0.3%
AMWEST FUNDING CORP. $6,010,000 $5,380,000 -10.5% 0.3%
SECURITY HOME MORTGAGE, LLC. $9,005,000 $5,255,000 -41.6% 0.3%
HOMESIDE FINANCIAL, LLC $1,715,000 $5,090,000 196.8% 0.3%
Morgan Stanley Private Bank $17,330,000 $4,990,000 -71.2% 0.3%
Citadel Servicing Corporation $7,740,000 $4,910,000 -36.6% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $18,560,000 $4,890,000 -73.7% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $11,470,000 $4,885,000 -57.4% 0.3%
The Huntington National Bank $5,425,000 $4,605,000 -15.1% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $4,595,000 n/a 0.2%
LONGBRIDGE FINANCIAL, LLC $41,695,000 $4,565,000 -89.1% 0.2%
CMG MORTGAGE, INC. $8,665,000 $4,495,000 -48.1% 0.2%
CANOPY MORTGAGE, LLC $11,720,000 $4,390,000 -62.5% 0.2%
CARDINAL FINANCIAL $13,905,000 $4,180,000 -69.9% 0.2%
CYPRUS Federal Credit Union $10,255,000 $4,155,000 -59.5% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $8,555,000 $4,085,000 -52.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $17,995,000 $4,000,000 -77.8% 0.2%
Raymond James Bank $1,230,000 $3,975,000 223.2% 0.2%
S1L, Inc. $11,280,000 $3,960,000 -64.9% 0.2%
MidFirst Bank $3,900,000 n/a 0.2%
American Mortgage & Equity Consultants, Inc. $3,895,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $4,280,000 $3,800,000 -11.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $16,600,000 $3,760,000 -77.3% 0.2%
DIRECT MORTGAGE, CORP. $10,725,000 $3,595,000 -66.5% 0.2%
MOVEMENT MORTGAGE, LLC $8,420,000 $3,595,000 -57.3% 0.2%
The Loan Store, Inc. $3,520,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $10,650,000 $3,515,000 -67.0% 0.2%
PHH Mortgage Corporation $13,005,000 $3,285,000 -74.7% 0.2%
GENEVA FINANCIAL, LLC $1,405,000 $3,245,000 131.0% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $3,340,000 $3,130,000 -6.3% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $6,495,000 $3,080,000 -52.6% 0.2%
LOANDEPOT.COM, LLC $21,950,000 $3,045,000 -86.1% 0.2%
Sierra Pacific Mortgage Company, Inc. $6,895,000 $2,850,000 -58.7% 0.1%
VILLAGE CAPITAL MORTGAGE $3,455,000 $2,835,000 -17.9% 0.1%
Citibank $1,305,000 $2,755,000 111.1% 0.1%
UNION HOME MORTGAGE CORP. $565,000 $2,700,000 377.9% 0.1%
RANLIFE, INC. $9,280,000 $2,690,000 -71.0% 0.1%
Central Bank $495,000 $2,665,000 438.4% 0.1%
ON Q FINANCIAL, INC. $2,605,000 n/a 0.1%
Mortgage Research Center, LLC $8,790,000 $2,520,000 -71.3% 0.1%
BMO Harris Bank $1,385,000 $2,480,000 79.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,815,000 $2,480,000 -35.0% 0.1%
NATIONS RELIABLE LENDING, LLC $610,000 $2,435,000 299.2% 0.1%
FREEDOM MORTGAGE CORPORATION $9,890,000 $2,225,000 -77.5% 0.1%
Discover Bank $1,610,000 $2,145,000 33.2% 0.1%
EVERETT FINANCIAL, INC. $19,595,000 $2,115,000 -89.2% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,930,000 $2,065,000 7.0% 0.1%
Regions Bank $840,000 $2,025,000 141.1% 0.1%
Goldwater Bank, N.A. $8,000,000 $2,015,000 -74.8% 0.1%
USAA Federal Savings Bank $3,190,000 $1,930,000 -39.5% 0.1%
Goldman Sachs Bank USA $1,875,000 n/a 0.1%
Figure Lending LLC $195,000 $1,780,000 812.8% 0.1%
Paramount Residential Mortgage Group, Inc. $3,735,000 $1,775,000 -52.5% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $515,000 $1,700,000 230.1% 0.1%
Ameris Bank $1,675,000 n/a 0.1%
Ally Bank $4,940,000 $1,630,000 -67.0% 0.1%
MID AMERICA MORTGAGE, INC. $1,940,000 $1,600,000 -17.5% 0.1%
Commerce Home Mortgage, Inc. $1,005,000 $1,585,000 57.7% 0.1%
NBKC BANK $1,410,000 $1,575,000 11.7% 0.1%
CASTLE & COOKE MORTGAGE, LLC $1,035,000 $1,540,000 48.8% 0.1%
Hometown Equity Mortgage, LLC $305,000 $1,500,000 391.8% 0.1%
ADVANTAGE PLUS $1,080,000 $1,495,000 38.4% 0.1%
UBS Bank USA $6,275,000 $1,450,000 -76.9% 0.1%
Bank of England $365,000 $1,445,000 295.9% 0.1%
VAN DYK MORTGAGE CORPORATION $2,620,000 $1,415,000 -46.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $730,000 $1,375,000 88.4% 0.1%
Coastal Community Bank $1,360,000 n/a 0.1%
TBI MORTGAGE COMPANY $1,360,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $4,270,000 $1,335,000 -68.7% 0.1%
AMERICAN FINANCING CORPORATION $5,590,000 $1,325,000 -76.3% 0.1%
ARC HOME LLC $1,145,000 $1,290,000 12.7% 0.1%
OCMBC, INC. $685,000 $1,285,000 87.6% 0.1%
AXIA FINANCIAL, LLC $2,065,000 $1,250,000 -39.5% 0.1%
Hinsdale Bank & Trust Company $1,225,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $3,695,000 $1,220,000 -67.0% 0.1%
Utah Power $1,055,000 $1,190,000 12.8% 0.1%
Plains Commerce Bank $1,630,000 $1,185,000 -27.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,095,000 $1,155,000 -44.9% 0.1%
Citizens Bank $590,000 $1,125,000 90.7% 0.1%
LIMA ONE CAPITAL, LLC $1,085,000 n/a 0.1%
First Interstate Bank $1,050,000 n/a 0.1%
Firefighters First Federal Credit Union $590,000 $1,040,000 76.3% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $510,000 $1,040,000 103.9% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $7,680,000 $1,020,000 -86.7% 0.1%
IncredibleBank $1,005,000 n/a 0.1%
SourceOne Financial, Inc. $1,600,000 $1,005,000 -37.2% 0.1%
M&T Bank $1,345,000 $980,000 -27.1% 0.1%
PNC Bank $3,400,000 $975,000 -71.3% 0.1%
The Federal Savings Bank $3,835,000 $955,000 -75.1% 0.0%
GMFS LLC $920,000 n/a 0.0%
Little Horn State Bank $915,000 n/a 0.0%
GUARANTEED RATE, INC. $2,670,000 $900,000 -66.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,035,000 $890,000 -14.0% 0.0%
FBC MORTGAGE, LLC $4,065,000 $865,000 -78.7% 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $785,000 $860,000 9.6% 0.0%
FIRST TECHNOLOGY $15,815,000 $860,000 -94.6% 0.0%
Great Southern Bank $2,800,000 $835,000 -70.2% 0.0%
D. L. Evans Bank $755,000 $825,000 9.3% 0.0%
ALLIANT CREDIT UNION $895,000 $815,000 -8.9% 0.0%
WESCOM CENTRAL CREDIT UNION $335,000 $815,000 143.3% 0.0%
Stifel Bank and Trust $1,240,000 $800,000 -35.5% 0.0%
IDAHO CENTRAL $930,000 $770,000 -17.2% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $770,000 n/a 0.0%
Banterra Bank $755,000 n/a 0.0%
Peoples Bank $745,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $2,165,000 $725,000 -66.5% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $725,000 n/a 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $695,000 $725,000 4.3% 0.0%
GRANITE FEDERAL CREDIT UNION $3,300,000 $720,000 -78.2% 0.0%
PLAZA HOME MORTGAGE, INC. $345,000 $715,000 107.2% 0.0%
F&A Federal Credit Union $675,000 n/a 0.0%
Northpointe Bank $5,930,000 $670,000 -88.7% 0.0%
ADVANCIAL $355,000 $660,000 85.9% 0.0%
Charles Schwab Bank, SSB $4,140,000 $660,000 -84.1% 0.0%
The Bank of Commerce $535,000 $655,000 22.4% 0.0%
Utah Mortgage Loan Corporation $580,000 $650,000 12.1% 0.0%
LADERA LENDING, INC. $615,000 n/a 0.0%
SUMMIT FUNDING, INC. $615,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $1,460,000 $615,000 -57.9% 0.0%
City National Bank $3,120,000 $605,000 -80.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,235,000 $550,000 -55.5% 0.0%
Axos Bank $620,000 $545,000 -12.1% 0.0%
Network Funding, L.P. $3,400,000 $545,000 -84.0% 0.0%
Mid-Continent Funding, Inc. $535,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $650,000 $530,000 -18.5% 0.0%
CHEVRON $205,000 $505,000 146.3% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $505,000 n/a 0.0%
RESIDENTIAL BANCORP $505,000 n/a 0.0%
Encompass Lending Group, LP $490,000 n/a 0.0%
BEEHIVE $105,000 $485,000 361.9% 0.0%
KELLER MORTGAGE, LLC $810,000 $475,000 -41.4% 0.0%
Colonial Savings, F.A. $175,000 $465,000 165.7% 0.0%
BETTER MORTGAGE CORPORATION $3,460,000 $455,000 -86.8% 0.0%
First Republic Bank $1,805,000 $455,000 -74.8% 0.0%
MANN FINANCIAL INC. $455,000 n/a 0.0%
Old National Bank $455,000 n/a 0.0%
PLANET HOME LENDING, LLC $1,310,000 $435,000 -66.8% 0.0%
Heritage Bank $425,000 n/a 0.0%
Cornerstone First Mortgage, Inc $205,000 $405,000 97.6% 0.0%
HomeTrust Bank $125,000 $400,000 220.0% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $195,000 $385,000 97.4% 0.0%
FirstBank $655,000 $385,000 -41.2% 0.0%
Barrington Bank & Trust Company, N.A. $1,310,000 $375,000 -71.4% 0.0%
Armed Forces Bank $365,000 n/a 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $365,000 n/a 0.0%
HighTechLending Inc $725,000 $365,000 -49.7% 0.0%
RBC Bank, (Georgia) $365,000 n/a 0.0%
NexBank $355,000 n/a 0.0%
WEBER STATE FEDERAL CREDIT UNION $425,000 $355,000 -16.5% 0.0%
Eagle Bank and Trust Company $1,075,000 $345,000 -67.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $295,000 $345,000 16.9% 0.0%
University Bank $345,000 n/a 0.0%
First National Bank of America $365,000 $335,000 -8.2% 0.0%
TJC Mortgage, Inc. $335,000 n/a 0.0%
GEORGIA'S OWN $2,560,000 $330,000 -87.1% 0.0%
Farmers Bank & Trust $625,000 $325,000 -48.0% 0.0%
FUNDLOANS CAPITAL $505,000 $325,000 -35.6% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $325,000 n/a 0.0%
Neighborhood Loans, Inc. $315,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $315,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $305,000 n/a 0.0%
STAR ONE CREDIT UNION $135,000 $295,000 118.5% 0.0%
OPEN MORTGAGE, LLC $275,000 n/a 0.0%
FIDELITY BANK $265,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $285,000 $260,000 -8.8% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $575,000 $235,000 -59.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $235,000 $225,000 -4.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $225,000 n/a 0.0%
Northwest Federal Credit Union $225,000 n/a 0.0%
TRANSWEST CREDIT UNION $225,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,850,000 $225,000 -92.1% 0.0%
LOANPAL, LLC $4,215,000 $205,000 -95.1% 0.0%
MORTGAGEONE, INC. $205,000 n/a 0.0%
SPRING EQ, LLC $1,465,000 $190,000 -87.0% 0.0%
NORTHROP GRUMMAN Federal Credit Union $185,000 n/a 0.0%
Strong Home Mortgage, LLC $4,005,000 $185,000 -95.4% 0.0%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $175,000 n/a 0.0%
Bethpage Federal Credit Union $120,000 $165,000 37.5% 0.0%
DELTA COMMUNITY CREDIT UNION $155,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $455,000 $155,000 -65.9% 0.0%
Equity Prime Mortgage LLC $145,000 n/a 0.0%
Alaska USA Federal Credit Union $105,000 n/a 0.0%
GTE Federal Credit Union $340,000 $105,000 -69.1% 0.0%
Jordan Federal Credit Union $155,000 $105,000 -32.3% 0.0%
Connexus Credit Union $95,000 n/a 0.0%
BLACK HILLS FEDERAL CREDIT UNION $85,000 n/a 0.0%
21ST MORTGAGE CORPORATION $155,000 $25,000 -83.9% 0.0%
KINECTA $1,145,000 $25,000 -97.8% 0.0%
Lakeview Community Capital, LLC $25,000 n/a 0.0%
MEMBERS FIRST CREDIT UNION $25,000 n/a 0.0%

ST. GEORGE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.8% market share. In second place, with 7.2%, is Zions Bank, having originated $140,185,000 in loans. In third place, with 6.4%, is MOUNTAIN AMERICA, having originated $125,200,000 in loans. In fourth place, with 5.2%, is GUILD MORTGAGE COMPANY, having originated $100,920,000 in loans. In fifth place, with 5.0%, is SUN AMERICAN MORTGAGE COMPANY, having originated $97,550,000 in loans.


ST. GEORGE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $364,950 (6.6%) $468,710 (0.7%) 0.00 1,049
2018-02-01 $379,450 (8.5%) $538,718 (14.9%) 0.00 1,149
2018-03-01 $379,900 (8.6%) $537,314 (16.3%) 0.00 1,142
2018-04-01 $390,875 (11.7%) $561,402 (22.0%) 0.00 1,072
2018-05-01 $396,250 (6.4%) $556,838 (7.0%) 0.00 1,053
2018-06-01 $389,000 (4.6%) $541,935 (4.9%) 0.00 1,064
2018-07-01 $381,942 (6.1%) $541,181 (6.3%) 0.00 1,098
2018-08-01 $388,900 (6.8%) $478,965 (-6.5%) 0.00 1,119
2018-09-01 $386,173 (5.8%) $495,232 (-3.5%) 0.00 1,198
2018-10-01 $379,900 (6.9%) $484,825 (6.1%) 0.00 1,294
2018-11-01 $377,561 (7.3%) $477,462 (4.6%) 0.00 1,326
2018-12-01 $379,950 (4.5%) $479,560 (2.8%) 0.00 1,246
2019-01-01 $379,950 (4.1%) $479,747 (2.4%) 0.00 1,210
2019-02-01 $397,000 (4.6%) $493,515 (-8.4%) 0.00 1,367
2019-03-01 $399,900 (5.3%) $499,486 (-7.0%) 0.00 1,410
2019-04-01 $399,900 (2.3%) $495,762 (-11.7%) 0.00 1,380
2019-05-01 $399,900 (0.9%) $501,703 (-9.9%) 0.00 1,261
2019-06-01 $399,900 (2.8%) $502,227 (-7.3%) 0.00 1,236
2019-07-01 $409,175 (7.1%) $2,166,063 (300.3%) 0.00 1,187
2019-08-01 $406,664 (4.6%) $1,748,773 (265.1%) 0.00 1,217
2019-09-01 $402,634 (4.3%) $1,049,189 (111.9%) 0.00 1,298
2019-10-01 $400,197 (5.3%) $520,251 (7.3%) 0.00 1,338
2019-11-01 $418,135 (10.8%) $527,888 (10.6%) 0.00 1,220
2019-12-01 $427,500 (12.5%) $535,906 (11.8%) 0.00 1,174
2020-01-01 $429,450 (13.0%) $538,565 (12.3%) 0.00 1,161
2020-02-01 $429,900 (8.3%) $552,590 (12.0%) 0.00 1,234
2020-03-01 $439,900 (10.0%) $569,943 (14.1%) 0.00 1,250
2020-04-01 $444,400 (11.1%) $560,220 (13.0%) 0.00 1,340
2020-05-01 $439,900 (10.0%) $568,815 (13.4%) 0.00 1,213
2020-06-01 $444,920 (11.3%) $586,208 (16.7%) 0.00 974
2020-07-01 $454,000 (11.0%) $603,191 (-72.2%) 0.00 819
2020-08-01 $456,000 (12.1%) $641,269 (-63.3%) 0.00 667
2020-09-01 $467,500 (16.1%) $678,244 (-35.4%) 0.00 605
2020-10-01 $500,000 (24.9%) $758,599 (45.8%) 0.00 513
2020-11-01 $529,900 (26.7%) $831,809 (57.6%) 0.00 460
2020-12-01 $538,425 (26.0%) $828,405 (54.6%) 0.00 413
2021-01-01 $549,250 (27.9%) $839,009 (55.8%) 0.00 312
2021-02-01 $584,832 (36.0%) $846,219 (53.1%) 0.00 287
2021-03-01 $612,450 (39.2%) $835,305 (46.6%) 0.00 259
2021-04-01 $635,086 (42.9%) $840,053 (50.0%) 0.00 254
2021-05-01 $650,000 (47.8%) $887,800 (56.1%) 0.00 318
2021-06-01 $649,925 (46.1%) $1,270,947 (116.8%) 0.00 413
2021-07-01 $645,000 (42.1%) $1,163,608 (92.9%) 0.00 524
2021-08-01 $625,000 (37.1%) $1,102,629 (71.9%) 0.00 593
2021-09-01 $630,875 (35.0%) $1,000,068 (47.5%) 0.00 680
2021-10-01 $620,000 (24.0%) $990,752 (30.6%) 0.00 703
2021-11-01 $634,500 (19.7%) $1,016,101 (22.2%) 0.00 618
2021-12-01 $659,950 (22.6%) $1,100,818 (32.9%) 0.00 506
2022-01-01 $725,000 (32.0%) $1,203,247 (43.4%) 0.00 409
2022-02-01 $770,000 (31.7%) $1,276,826 (50.9%) 0.00 369
2022-03-01 $788,000 (28.7%) $1,252,213 (49.9%) 0.00 431
2022-04-01 $779,500 (22.7%) $986,129 (17.4%) 0.00 473
2022-05-01 $765,725 (17.8%) $951,086 (7.1%) 0.00 676
2022-06-01 $739,950 (13.9%) $901,399 (-29.1%) 0.00 866
2022-07-01 $699,900 (8.5%) $848,270 (-27.1%) 0.00 1,101
2022-08-01 $665,925 (6.6%) $799,705 (-27.5%) 0.00 1,247
2022-09-01 $656,475 (4.1%) $788,189 (-21.2%) 0.00 1,293
2022-10-01 $649,900 (4.8%) $778,238 (-21.5%) 0.00 1,375
2022-11-01 $649,450 (2.4%) $776,142 (-23.6%) 0.00 1,379
2022-12-01 $649,500 (-1.6%) $779,550 (-29.2%) 0.00 1,319
2023-01-01 $629,950 (-13.1%) $770,741 (-35.9%) 0.00 1,231
2023-02-01 $659,000 (-14.4%) $823,800 (-35.5%) 0.00 1,269
2023-03-01 $679,729 (-13.7%) $863,229 (-31.1%) 0.00 1,304
2023-04-01 $675,000 (-13.4%) $861,970 (-12.6%) 0.00 1,230
2023-05-01 $682,500 (-10.9%) $885,256 (-6.9%) 0.00 1,142
2023-06-01 $692,425 (-6.4%) $883,911 (-1.9%) 0.00 1,096
2023-07-01 $675,000 (-3.6%) $854,619 (0.8%) 0.00 1,096
2023-08-01 $664,950 (-0.2%) $833,927 (4.3%) 0.00 1,074
2023-09-01 $659,000 (0.4%) $821,883 (4.3%) 0.00 1,183
2023-10-01 $675,000 (3.9%) $843,645 (8.4%) 0.00 1,259
2023-11-01 $664,000 (2.2%) $830,294 (7.0%) 0.00 1,224
2023-12-01 $649,900 (0.1%) $828,988 (6.3%) 0.00 1,193
2024-01-01 $654,225 (3.9%) $840,778 (9.1%) 0.00 1,138
2024-02-01 $696,073 (5.6%) $919,231 (11.6%) 0.00 1,234
2024-03-01 $699,900 (3.0%) $955,037 (10.6%) 0.00 1,290
2024-04-01 $698,750 (3.5%) $954,287 (10.7%) 0.00 1,244
2024-05-01 $696,100 (2.0%) $961,114 (8.6%) 0.00 1,251
2024-06-01 $679,900 (-1.8%) $928,374 (5.0%) 0.00 1,245
2024-07-01 $659,500 (-2.3%) $882,795 (3.3%) 0.00 1,294
2024-08-01 $650,000 (-2.3%) $866,189 (3.9%) 0.00 1,359
2024-09-01 $659,973 (0.2%) $854,698 (4.0%) 0.00 1,506
2024-10-01 $675,000 (0.0%) $879,831 (4.3%) 0.00 1,601
2024-11-01 $665,000 (0.2%) $877,859 (5.7%) 0.00 1,578
ST. GEORGE's median listing price for 2024-11-01 was $665,000, a difference of $1,000 (0.2%) versus the prior year and $-10,000 versus the prior month.

ST. GEORGE's median listing price comes in at 0% of the national average.

ST. GEORGE's average listing price for 2024-11-01 was $877,859, a difference of $47,565 (5.7%) versus the prior year and $-1,972 versus the prior month.

For the 2024-11-01 period, ST. GEORGE had 1,578 MLS listings, a difference of -23 listings (-1%) versus the prior month and 354 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,241 sqft
2018-02-01 0 days 2,281 sqft
2018-03-01 0 days 2,258 sqft
2018-04-01 0 days 2,292 sqft
2018-05-01 0 days 2,293 sqft
2018-06-01 0 days 2,249 sqft
2018-07-01 0 days 2,223 sqft
2018-08-01 0 days 2,239 sqft
2018-09-01 0 days 2,246 sqft
2018-10-01 0 days 2,205 sqft
2018-11-01 0 days 2,179 sqft
2018-12-01 0 days 2,184 sqft
2019-01-01 0 days 2,174 sqft
2019-02-01 0 days 2,191 sqft
2019-03-01 0 days 2,247 sqft
2019-04-01 0 days 2,238 sqft
2019-05-01 0 days 2,240 sqft
2019-06-01 0 days 2,200 sqft
2019-07-01 0 days 2,186 sqft
2019-08-01 0 days 2,180 sqft
2019-09-01 0 days 2,173 sqft
2019-10-01 0 days 2,191 sqft
2019-11-01 0 days 2,268 sqft
2019-12-01 0 days 2,293 sqft
2020-01-01 0 days 2,271 sqft
2020-02-01 0 days 2,255 sqft
2020-03-01 0 days 2,305 sqft
2020-04-01 0 days 2,309 sqft
2020-05-01 0 days 2,300 sqft
2020-06-01 0 days 2,304 sqft
2020-07-01 0 days 2,319 sqft
2020-08-01 0 days 2,330 sqft
2020-09-01 0 days 2,353 sqft
2020-10-01 0 days 2,466 sqft
2020-11-01 0 days 2,502 sqft
2020-12-01 0 days 2,500 sqft
2021-01-01 0 days 2,569 sqft
2021-02-01 0 days 2,536 sqft
2021-03-01 0 days 2,459 sqft
2021-04-01 0 days 2,499 sqft
2021-05-01 0 days 2,574 sqft
2021-06-01 0 days 2,525 sqft
2021-07-01 0 days 2,389 sqft
2021-08-01 0 days 2,294 sqft
2021-09-01 0 days 2,320 sqft
2021-10-01 0 days 2,323 sqft
2021-11-01 0 days 2,335 sqft
2021-12-01 0 days 2,458 sqft
2022-01-01 0 days 2,568 sqft
2022-02-01 0 days 2,570 sqft
2022-03-01 0 days 2,555 sqft
2022-04-01 0 days 2,498 sqft
2022-05-01 0 days 2,444 sqft
2022-06-01 0 days 2,353 sqft
2022-07-01 0 days 2,291 sqft
2022-08-01 0 days 2,222 sqft
2022-09-01 0 days 2,218 sqft
2022-10-01 0 days 2,173 sqft
2022-11-01 0 days 2,178 sqft
2022-12-01 0 days 2,174 sqft
2023-01-01 0 days 2,154 sqft
2023-02-01 0 days 2,222 sqft
2023-03-01 0 days 2,263 sqft
2023-04-01 0 days 2,270 sqft
2023-05-01 0 days 2,340 sqft
2023-06-01 0 days 2,350 sqft
2023-07-01 0 days 2,270 sqft
2023-08-01 0 days 2,262 sqft
2023-09-01 0 days 2,271 sqft
2023-10-01 0 days 2,318 sqft
2023-11-01 0 days 2,290 sqft
2023-12-01 0 days 2,267 sqft
2024-01-01 0 days 2,255 sqft
2024-02-01 0 days 2,337 sqft
2024-03-01 0 days 2,347 sqft
2024-04-01 0 days 2,341 sqft
2024-05-01 0 days 2,334 sqft
2024-06-01 0 days 2,334 sqft
2024-07-01 0 days 2,270 sqft
2024-08-01 0 days 2,250 sqft
2024-09-01 0 days 2,280 sqft
2024-10-01 0 days 2,316 sqft
2024-11-01 0 days 2,306 sqft
ST. GEORGE's median listing age (time on market) for 2024-11-01 was 0 days.

ST. GEORGE's median square footage for active listings during the 2024-11-01 period was 2,306 sqft. One year prior, the average listing was 2,290 sqft.

ST. GEORGE, UT Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
84720 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100
84722 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100
84725 St. George, UT MSA $900 $980 $1,190 $1,680 $2,030
84733 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100
84737 St. George, UT MSA $870 $950 $1,150 $1,630 $1,960
84738 St. George, UT MSA $1,050 $1,150 $1,400 $1,980 $2,380
84745 St. George, UT MSA $920 $1,010 $1,220 $1,730 $2,080
84746 St. George, UT MSA $870 $950 $1,150 $1,630 $1,960
84756 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100
84757 St. George, UT MSA $1,180 $1,300 $1,570 $2,220 $2,670
84763 St. George, UT MSA $760 $810 $990 $1,400 $1,680
84765 St. George, UT MSA $1,220 $1,340 $1,620 $2,290 $2,760
84767 St. George, UT MSA $760 $810 $990 $1,400 $1,680
84770 St. George, UT MSA $900 $980 $1,190 $1,680 $2,030
84771 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100
84774 St. George, UT MSA $890 $970 $1,170 $1,650 $1,990
84779 St. George, UT MSA $760 $810 $990 $1,400 $1,680
84780 St. George, UT MSA $1,000 $1,100 $1,330 $1,880 $2,270
84781 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100
84782 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100
84783 St. George, UT MSA $980 $1,080 $1,310 $1,850 $2,230
84784 St. George, UT MSA $810 $880 $1,070 $1,510 $1,820
84790 St. George, UT MSA $980 $1,070 $1,300 $1,840 $2,210
84791 St. George, UT MSA $930 $1,010 $1,230 $1,740 $2,100

2022 Average & Median Rent Data Statistics
ST. GEORGE, UT average 1BR rent: $1,011, median: $1,010
ST. GEORGE, UT average 2BR rent: $1,228, median: $1,230
ST. GEORGE, UT average 3BR rent: $1,737, median: $1,740

ST. GEORGE, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,183 $1,382,075,000 $434,205
Home Improvement 748 $87,440,000 $116,898
Other 699 $115,535,000 $165,286
Refi 660 $224,760,000 $340,545
Cash Out Refi 497 $138,565,000 $278,803

St. George's most frequently cited loan purpose was Home Purchase, with 3,183 originations. The 2nd most popular reason was Home Improvement, with 748 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,858 $752,980,000 $405,264
7-8% 1,568 $488,450,000 $311,511
Over 8% 1,107 $220,435,000 $199,128
5-6% 1,009 $432,515,000 $428,657
4-5% 179 $34,575,000 $193,156
3-4% 20 $5,650,000 $282,500
<2.5% 8 $790,000 $98,750
2.5-3% 5 $2,935,000 $587,000

During 2023, St. George's most frequently originated rate bucket was 6-7%, with 1,858 originations.

Loan Sizing (ST. GEORGE, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,969 $594,055,000 $301,704
$100,000 or less 1,173 $60,475,000 $51,556
$400k-600k 1,118 $539,500,000 $482,558
$100k-200k 892 $126,670,000 $142,007
$600k-1000k 481 $344,875,000 $716,996
$Over $1MM 154 $282,800,000 $1,836,364

ST. GEORGE's loan sizing saw the bucket of loans from $200k-400k with 1,969 originations, totaling $594,055,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,574 $718,750,000 $456,639
Under 20% 1,390 $105,410,000 $75,835
60-80% 1,156 $602,110,000 $520,856
20-40% 859 $202,985,000 $236,304
40-60% 737 $292,305,000 $396,615
Over 100% 28 $13,360,000 $477,143

ST. GEORGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,574 originations, totaling $718,750,000 in origination value.