ST. GEORGE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in St. George averaged
6.51%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.5% and
one month ago for the week of 2024-11-07, the
average rate was 6.7%.
St. George's average rate one year ago was 7.04%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.1%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
St. George 30 Year Fixed Rate | 2024-12-12 | 6.51% |
St. George 30 Year Fixed Rate Refi | 2024-12-12 | 7.1% |
St. George 15 Year Fixed Rate | 2024-12-12 | 6.33% |
St. George 15 Year Fixed Rate Refi | 2024-12-12 | 6.24% |
St. George 30 Year FHA | 2024-12-12 | 6.08% |
St. George 30 Year FHA Refi | 2024-12-12 | 6.18% |
St. George 30 Year USDA | 2024-12-12 | 6.3% |
St. George 30 Year USDA Refi | 2024-12-12 | 6.3% |
St. George 30 Year VA | 2024-12-12 | 5.83% |
St. George 30 Year VA Refi | 2024-12-12 | 6.18% |
ST. GEORGE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ST. GEORGE, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ST. GEORGE Average Closing Costs & Other Stats
ST. GEORGE, UT's 171 lenders originated 5,787
loans during 2023. The total origination value was $1,948,375,000, with an average loan value of
$336,681.
ST. GEORGE's average closing costs are $5,630.
The top ST. GEORGE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
312 loans originated. Their average total fees are
$9,015, which is $2,599
higher than the next largest lender,
SUN AMERICAN MORTGAGE COMPANY.
The lowest fee ST. GEORGE lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($838), DHI MORTGAGE COMPANY, LTD. ($3,198), Zions Bank ($5,108), Bank of Utah ($5,577) and PROVIDENT FUNDING ASSOCIATES, L.P. ($5,699).
The lowest rate ST. GEORGE lenders (with over 10 loans originated) are
Wells Fargo Bank (6.02%), DHI MORTGAGE COMPANY, LTD. (6.23%), Zions Bank (6.27%), U.S. Bank (6.28%) and University First Federal Credit Union (6.34%).
ST. GEORGE, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $262,310,000 | $209,525,000 | -20.1% | 10.8% |
Zions Bank | $300,625,000 | $140,185,000 | -53.4% | 7.2% |
MOUNTAIN AMERICA | $236,475,000 | $125,200,000 | -47.1% | 6.4% |
GUILD MORTGAGE COMPANY | $86,890,000 | $100,920,000 | 16.1% | 5.2% |
SUN AMERICAN MORTGAGE COMPANY | $141,175,000 | $97,550,000 | -30.9% | 5.0% |
FIRST COLONY MORTGAGE CORPORATION | $181,435,000 | $92,735,000 | -48.9% | 4.8% |
INTERCAP LENDING INC. | $98,610,000 | $65,655,000 | -33.4% | 3.4% |
AMERICA FIRST | $88,820,000 | $63,780,000 | -28.2% | 3.3% |
DHI MORTGAGE COMPANY, LTD. | $8,125,000 | $58,635,000 | 621.7% | 3.0% |
QUICKEN LOANS, LLC | $87,530,000 | $57,605,000 | -34.2% | 3.0% |
BELEM SERVICING LLC | $99,340,000 | $54,070,000 | -45.6% | 2.8% |
ACADEMY MORTGAGE CORPORATION | $90,000,000 | $50,990,000 | -43.3% | 2.6% |
State Bank of Southern Utah | $52,515,000 | $50,600,000 | -3.6% | 2.6% |
Cache Valley Bank | $43,760,000 | $35,435,000 | -19.0% | 1.8% |
GOLDENWEST | $62,640,000 | $31,570,000 | -49.6% | 1.6% |
MY MOVE MORTGAGE, LLC | $19,150,000 | $31,300,000 | 63.4% | 1.6% |
NBH Bank | $8,370,000 | $26,040,000 | 211.1% | 1.3% |
Glacier Bank | $27,555,000 | $23,025,000 | -16.4% | 1.2% |
SECURITY SERVICE | $25,590,000 | $20,440,000 | -20.1% | 1.0% |
WALKER & DUNLOP, LLC | $20,075,000 | n/a | 1.0% | |
CROSSCOUNTRY MORTGAGE, LLC | $7,425,000 | $17,065,000 | 129.8% | 0.9% |
BROKER SOLUTIONS, INC. | $23,005,000 | $17,015,000 | -26.0% | 0.9% |
U.S. Bank | $32,830,000 | $16,615,000 | -49.4% | 0.9% |
BAY EQUITY LLC | $47,030,000 | $16,470,000 | -65.0% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $24,240,000 | $15,400,000 | -36.5% | 0.8% |
CHERRY CREEK MORTGAGE, LLC | $125,415,000 | $14,765,000 | -88.2% | 0.8% |
KeyBank | $20,205,000 | $14,095,000 | -30.2% | 0.7% |
Wells Fargo Bank | $42,655,000 | $12,755,000 | -70.1% | 0.7% |
Bank of Utah | $14,700,000 | $12,230,000 | -16.8% | 0.6% |
CITYWIDE HOME LOANS, LLC | $23,525,000 | $12,170,000 | -48.3% | 0.6% |
JPMorgan Chase Bank | $27,710,000 | $12,075,000 | -56.4% | 0.6% |
CHARTWAY FEDERAL CREDIT UNION | $23,405,000 | $10,780,000 | -53.9% | 0.6% |
Century Mortgage Company DBA Century Lending Company | $4,870,000 | $10,265,000 | 110.8% | 0.5% |
SECURITYNATIONAL MORTGAGE COMPANY | $30,100,000 | $10,010,000 | -66.7% | 0.5% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $8,095,000 | $9,675,000 | 19.5% | 0.5% |
Flagstar Bank, FSB | $14,640,000 | $9,510,000 | -35.0% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $16,005,000 | $8,980,000 | -43.9% | 0.5% |
VERITAS FUNDING, LLC | $19,900,000 | $8,690,000 | -56.3% | 0.4% |
NEWREZ LLC | $5,505,000 | $8,020,000 | 45.7% | 0.4% |
UTAH COMMUNITY | $7,080,000 | $7,920,000 | 11.9% | 0.4% |
HOMEXPRESS MORTGAGE CORP. | $3,010,000 | $7,780,000 | 158.5% | 0.4% |
Bank of America | $9,445,000 | $7,705,000 | -18.4% | 0.4% |
University First Federal Credit Union | $8,430,000 | $7,605,000 | -9.8% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,240,000 | $7,445,000 | 75.6% | 0.4% |
UTAH FIRST | $7,180,000 | $7,205,000 | 0.3% | 0.4% |
NEXERA HOLDING LLC | $2,870,000 | $7,190,000 | 150.5% | 0.4% |
Washington Federal Bank | $13,655,000 | $7,070,000 | -48.2% | 0.4% |
DEEPHAVEN MORTGAGE LLC | $465,000 | $6,835,000 | 1,369.9% | 0.4% |
Deseret First Credit Union | $20,740,000 | $6,235,000 | -69.9% | 0.3% |
LENDSURE MORTGAGE CORP. | $12,095,000 | $5,580,000 | -53.9% | 0.3% |
AMWEST FUNDING CORP. | $6,010,000 | $5,380,000 | -10.5% | 0.3% |
SECURITY HOME MORTGAGE, LLC. | $9,005,000 | $5,255,000 | -41.6% | 0.3% |
HOMESIDE FINANCIAL, LLC | $1,715,000 | $5,090,000 | 196.8% | 0.3% |
Morgan Stanley Private Bank | $17,330,000 | $4,990,000 | -71.2% | 0.3% |
Citadel Servicing Corporation | $7,740,000 | $4,910,000 | -36.6% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $18,560,000 | $4,890,000 | -73.7% | 0.3% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,470,000 | $4,885,000 | -57.4% | 0.3% |
The Huntington National Bank | $5,425,000 | $4,605,000 | -15.1% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $4,595,000 | n/a | 0.2% | |
LONGBRIDGE FINANCIAL, LLC | $41,695,000 | $4,565,000 | -89.1% | 0.2% |
CMG MORTGAGE, INC. | $8,665,000 | $4,495,000 | -48.1% | 0.2% |
CANOPY MORTGAGE, LLC | $11,720,000 | $4,390,000 | -62.5% | 0.2% |
CARDINAL FINANCIAL | $13,905,000 | $4,180,000 | -69.9% | 0.2% |
CYPRUS Federal Credit Union | $10,255,000 | $4,155,000 | -59.5% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $8,555,000 | $4,085,000 | -52.3% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $17,995,000 | $4,000,000 | -77.8% | 0.2% |
Raymond James Bank | $1,230,000 | $3,975,000 | 223.2% | 0.2% |
S1L, Inc. | $11,280,000 | $3,960,000 | -64.9% | 0.2% |
MidFirst Bank | $3,900,000 | n/a | 0.2% | |
American Mortgage & Equity Consultants, Inc. | $3,895,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $4,280,000 | $3,800,000 | -11.2% | 0.2% |
FINANCE OF AMERICA REVERSE LLC | $16,600,000 | $3,760,000 | -77.3% | 0.2% |
DIRECT MORTGAGE, CORP. | $10,725,000 | $3,595,000 | -66.5% | 0.2% |
MOVEMENT MORTGAGE, LLC | $8,420,000 | $3,595,000 | -57.3% | 0.2% |
The Loan Store, Inc. | $3,520,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $10,650,000 | $3,515,000 | -67.0% | 0.2% |
PHH Mortgage Corporation | $13,005,000 | $3,285,000 | -74.7% | 0.2% |
GENEVA FINANCIAL, LLC | $1,405,000 | $3,245,000 | 131.0% | 0.2% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,340,000 | $3,130,000 | -6.3% | 0.2% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $6,495,000 | $3,080,000 | -52.6% | 0.2% |
LOANDEPOT.COM, LLC | $21,950,000 | $3,045,000 | -86.1% | 0.2% |
Sierra Pacific Mortgage Company, Inc. | $6,895,000 | $2,850,000 | -58.7% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $3,455,000 | $2,835,000 | -17.9% | 0.1% |
Citibank | $1,305,000 | $2,755,000 | 111.1% | 0.1% |
UNION HOME MORTGAGE CORP. | $565,000 | $2,700,000 | 377.9% | 0.1% |
RANLIFE, INC. | $9,280,000 | $2,690,000 | -71.0% | 0.1% |
Central Bank | $495,000 | $2,665,000 | 438.4% | 0.1% |
ON Q FINANCIAL, INC. | $2,605,000 | n/a | 0.1% | |
Mortgage Research Center, LLC | $8,790,000 | $2,520,000 | -71.3% | 0.1% |
BMO Harris Bank | $1,385,000 | $2,480,000 | 79.1% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,815,000 | $2,480,000 | -35.0% | 0.1% |
NATIONS RELIABLE LENDING, LLC | $610,000 | $2,435,000 | 299.2% | 0.1% |
FREEDOM MORTGAGE CORPORATION | $9,890,000 | $2,225,000 | -77.5% | 0.1% |
Discover Bank | $1,610,000 | $2,145,000 | 33.2% | 0.1% |
EVERETT FINANCIAL, INC. | $19,595,000 | $2,115,000 | -89.2% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $1,930,000 | $2,065,000 | 7.0% | 0.1% |
Regions Bank | $840,000 | $2,025,000 | 141.1% | 0.1% |
Goldwater Bank, N.A. | $8,000,000 | $2,015,000 | -74.8% | 0.1% |
USAA Federal Savings Bank | $3,190,000 | $1,930,000 | -39.5% | 0.1% |
Goldman Sachs Bank USA | $1,875,000 | n/a | 0.1% | |
Figure Lending LLC | $195,000 | $1,780,000 | 812.8% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $3,735,000 | $1,775,000 | -52.5% | 0.1% |
HOMEAMERICAN MORTGAGE CORPORATION | $515,000 | $1,700,000 | 230.1% | 0.1% |
Ameris Bank | $1,675,000 | n/a | 0.1% | |
Ally Bank | $4,940,000 | $1,630,000 | -67.0% | 0.1% |
MID AMERICA MORTGAGE, INC. | $1,940,000 | $1,600,000 | -17.5% | 0.1% |
Commerce Home Mortgage, Inc. | $1,005,000 | $1,585,000 | 57.7% | 0.1% |
NBKC BANK | $1,410,000 | $1,575,000 | 11.7% | 0.1% |
CASTLE & COOKE MORTGAGE, LLC | $1,035,000 | $1,540,000 | 48.8% | 0.1% |
Hometown Equity Mortgage, LLC | $305,000 | $1,500,000 | 391.8% | 0.1% |
ADVANTAGE PLUS | $1,080,000 | $1,495,000 | 38.4% | 0.1% |
UBS Bank USA | $6,275,000 | $1,450,000 | -76.9% | 0.1% |
Bank of England | $365,000 | $1,445,000 | 295.9% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $2,620,000 | $1,415,000 | -46.0% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $730,000 | $1,375,000 | 88.4% | 0.1% |
Coastal Community Bank | $1,360,000 | n/a | 0.1% | |
TBI MORTGAGE COMPANY | $1,360,000 | n/a | 0.1% | |
CORNERSTONE HOME LENDING, INC. | $4,270,000 | $1,335,000 | -68.7% | 0.1% |
AMERICAN FINANCING CORPORATION | $5,590,000 | $1,325,000 | -76.3% | 0.1% |
ARC HOME LLC | $1,145,000 | $1,290,000 | 12.7% | 0.1% |
OCMBC, INC. | $685,000 | $1,285,000 | 87.6% | 0.1% |
AXIA FINANCIAL, LLC | $2,065,000 | $1,250,000 | -39.5% | 0.1% |
Hinsdale Bank & Trust Company | $1,225,000 | n/a | 0.1% | |
SWBC MORTGAGE CORPORATION | $3,695,000 | $1,220,000 | -67.0% | 0.1% |
Utah Power | $1,055,000 | $1,190,000 | 12.8% | 0.1% |
Plains Commerce Bank | $1,630,000 | $1,185,000 | -27.3% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $2,095,000 | $1,155,000 | -44.9% | 0.1% |
Citizens Bank | $590,000 | $1,125,000 | 90.7% | 0.1% |
LIMA ONE CAPITAL, LLC | $1,085,000 | n/a | 0.1% | |
First Interstate Bank | $1,050,000 | n/a | 0.1% | |
Firefighters First Federal Credit Union | $590,000 | $1,040,000 | 76.3% | 0.1% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $510,000 | $1,040,000 | 103.9% | 0.1% |
TEMPLE VIEW CAPITAL FUNDING, LP | $7,680,000 | $1,020,000 | -86.7% | 0.1% |
IncredibleBank | $1,005,000 | n/a | 0.1% | |
SourceOne Financial, Inc. | $1,600,000 | $1,005,000 | -37.2% | 0.1% |
M&T Bank | $1,345,000 | $980,000 | -27.1% | 0.1% |
PNC Bank | $3,400,000 | $975,000 | -71.3% | 0.1% |
The Federal Savings Bank | $3,835,000 | $955,000 | -75.1% | 0.0% |
GMFS LLC | $920,000 | n/a | 0.0% | |
Little Horn State Bank | $915,000 | n/a | 0.0% | |
GUARANTEED RATE, INC. | $2,670,000 | $900,000 | -66.3% | 0.0% |
CHURCHILL MORTGAGE CORPORATION | $1,035,000 | $890,000 | -14.0% | 0.0% |
FBC MORTGAGE, LLC | $4,065,000 | $865,000 | -78.7% | 0.0% |
AMERICAN UNITED FAMILY OF CREDIT UN | $785,000 | $860,000 | 9.6% | 0.0% |
FIRST TECHNOLOGY | $15,815,000 | $860,000 | -94.6% | 0.0% |
Great Southern Bank | $2,800,000 | $835,000 | -70.2% | 0.0% |
D. L. Evans Bank | $755,000 | $825,000 | 9.3% | 0.0% |
ALLIANT CREDIT UNION | $895,000 | $815,000 | -8.9% | 0.0% |
WESCOM CENTRAL CREDIT UNION | $335,000 | $815,000 | 143.3% | 0.0% |
Stifel Bank and Trust | $1,240,000 | $800,000 | -35.5% | 0.0% |
IDAHO CENTRAL | $930,000 | $770,000 | -17.2% | 0.0% |
NOVA FINANCIAL & INVESTMENT CORPORATION | $770,000 | n/a | 0.0% | |
Banterra Bank | $755,000 | n/a | 0.0% | |
Peoples Bank | $745,000 | n/a | 0.0% | |
AmeriHome Mortgage Company, LLC | $2,165,000 | $725,000 | -66.5% | 0.0% |
LIBERTY HOME MORTGAGE CORPORATION | $725,000 | n/a | 0.0% | |
REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $695,000 | $725,000 | 4.3% | 0.0% |
GRANITE FEDERAL CREDIT UNION | $3,300,000 | $720,000 | -78.2% | 0.0% |
PLAZA HOME MORTGAGE, INC. | $345,000 | $715,000 | 107.2% | 0.0% |
F&A Federal Credit Union | $675,000 | n/a | 0.0% | |
Northpointe Bank | $5,930,000 | $670,000 | -88.7% | 0.0% |
ADVANCIAL | $355,000 | $660,000 | 85.9% | 0.0% |
Charles Schwab Bank, SSB | $4,140,000 | $660,000 | -84.1% | 0.0% |
The Bank of Commerce | $535,000 | $655,000 | 22.4% | 0.0% |
Utah Mortgage Loan Corporation | $580,000 | $650,000 | 12.1% | 0.0% |
LADERA LENDING, INC. | $615,000 | n/a | 0.0% | |
SUMMIT FUNDING, INC. | $615,000 | n/a | 0.0% | |
V.I.P. MORTGAGE, INC. | $1,460,000 | $615,000 | -57.9% | 0.0% |
City National Bank | $3,120,000 | $605,000 | -80.6% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $1,235,000 | $550,000 | -55.5% | 0.0% |
Axos Bank | $620,000 | $545,000 | -12.1% | 0.0% |
Network Funding, L.P. | $3,400,000 | $545,000 | -84.0% | 0.0% |
Mid-Continent Funding, Inc. | $535,000 | n/a | 0.0% | |
AMERICAN INTERNET MORTGAGE, INC. | $650,000 | $530,000 | -18.5% | 0.0% |
CHEVRON | $205,000 | $505,000 | 146.3% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $505,000 | n/a | 0.0% | |
RESIDENTIAL BANCORP | $505,000 | n/a | 0.0% | |
Encompass Lending Group, LP | $490,000 | n/a | 0.0% | |
BEEHIVE | $105,000 | $485,000 | 361.9% | 0.0% |
KELLER MORTGAGE, LLC | $810,000 | $475,000 | -41.4% | 0.0% |
Colonial Savings, F.A. | $175,000 | $465,000 | 165.7% | 0.0% |
BETTER MORTGAGE CORPORATION | $3,460,000 | $455,000 | -86.8% | 0.0% |
First Republic Bank | $1,805,000 | $455,000 | -74.8% | 0.0% |
MANN FINANCIAL INC. | $455,000 | n/a | 0.0% | |
Old National Bank | $455,000 | n/a | 0.0% | |
PLANET HOME LENDING, LLC | $1,310,000 | $435,000 | -66.8% | 0.0% |
Heritage Bank | $425,000 | n/a | 0.0% | |
Cornerstone First Mortgage, Inc | $205,000 | $405,000 | 97.6% | 0.0% |
HomeTrust Bank | $125,000 | $400,000 | 220.0% | 0.0% |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $195,000 | $385,000 | 97.4% | 0.0% |
FirstBank | $655,000 | $385,000 | -41.2% | 0.0% |
Barrington Bank & Trust Company, N.A. | $1,310,000 | $375,000 | -71.4% | 0.0% |
Armed Forces Bank | $365,000 | n/a | 0.0% | |
CUSTOMER SERVICE MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
HighTechLending Inc | $725,000 | $365,000 | -49.7% | 0.0% |
RBC Bank, (Georgia) | $365,000 | n/a | 0.0% | |
NexBank | $355,000 | n/a | 0.0% | |
WEBER STATE FEDERAL CREDIT UNION | $425,000 | $355,000 | -16.5% | 0.0% |
Eagle Bank and Trust Company | $1,075,000 | $345,000 | -67.9% | 0.0% |
LAND HOME FINANCIAL SERVICES, INC. | $295,000 | $345,000 | 16.9% | 0.0% |
University Bank | $345,000 | n/a | 0.0% | |
First National Bank of America | $365,000 | $335,000 | -8.2% | 0.0% |
TJC Mortgage, Inc. | $335,000 | n/a | 0.0% | |
GEORGIA'S OWN | $2,560,000 | $330,000 | -87.1% | 0.0% |
Farmers Bank & Trust | $625,000 | $325,000 | -48.0% | 0.0% |
FUNDLOANS CAPITAL | $505,000 | $325,000 | -35.6% | 0.0% |
GARDNER FINANCIAL SERVICES, LTD. | $325,000 | n/a | 0.0% | |
Neighborhood Loans, Inc. | $315,000 | n/a | 0.0% | |
RESIDENTIAL MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
SOVEREIGN LENDING GROUP INCORPORATED | $305,000 | n/a | 0.0% | |
STAR ONE CREDIT UNION | $135,000 | $295,000 | 118.5% | 0.0% |
OPEN MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
FIDELITY BANK | $265,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $285,000 | $260,000 | -8.8% | 0.0% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $575,000 | $235,000 | -59.1% | 0.0% |
DRAPER AND KRAMER MORTGAGE CORP. | $235,000 | $225,000 | -4.3% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
Northwest Federal Credit Union | $225,000 | n/a | 0.0% | |
TRANSWEST CREDIT UNION | $225,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $2,850,000 | $225,000 | -92.1% | 0.0% |
LOANPAL, LLC | $4,215,000 | $205,000 | -95.1% | 0.0% |
MORTGAGEONE, INC. | $205,000 | n/a | 0.0% | |
SPRING EQ, LLC | $1,465,000 | $190,000 | -87.0% | 0.0% |
NORTHROP GRUMMAN Federal Credit Union | $185,000 | n/a | 0.0% | |
Strong Home Mortgage, LLC | $4,005,000 | $185,000 | -95.4% | 0.0% |
CAPITAL EDUCATORS FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $120,000 | $165,000 | 37.5% | 0.0% |
DELTA COMMUNITY CREDIT UNION | $155,000 | n/a | 0.0% | |
MORIA DEVELOPMENT, INC. | $455,000 | $155,000 | -65.9% | 0.0% |
Equity Prime Mortgage LLC | $145,000 | n/a | 0.0% | |
Alaska USA Federal Credit Union | $105,000 | n/a | 0.0% | |
GTE Federal Credit Union | $340,000 | $105,000 | -69.1% | 0.0% |
Jordan Federal Credit Union | $155,000 | $105,000 | -32.3% | 0.0% |
Connexus Credit Union | $95,000 | n/a | 0.0% | |
BLACK HILLS FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $155,000 | $25,000 | -83.9% | 0.0% |
KINECTA | $1,145,000 | $25,000 | -97.8% | 0.0% |
Lakeview Community Capital, LLC | $25,000 | n/a | 0.0% | |
MEMBERS FIRST CREDIT UNION | $25,000 | n/a | 0.0% |
ST. GEORGE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.8% market share. In second place, with 7.2%, is Zions Bank, having originated $140,185,000 in loans. In third place, with 6.4%, is MOUNTAIN AMERICA, having originated $125,200,000 in loans. In fourth place, with 5.2%, is GUILD MORTGAGE COMPANY, having originated $100,920,000 in loans. In fifth place, with 5.0%, is SUN AMERICAN MORTGAGE COMPANY, having originated $97,550,000 in loans.
ST. GEORGE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $364,950 (6.6%) | $468,710 (0.7%) | 0.00 | 1,049 |
2018-02-01 | $379,450 (8.5%) | $538,718 (14.9%) | 0.00 | 1,149 |
2018-03-01 | $379,900 (8.6%) | $537,314 (16.3%) | 0.00 | 1,142 |
2018-04-01 | $390,875 (11.7%) | $561,402 (22.0%) | 0.00 | 1,072 |
2018-05-01 | $396,250 (6.4%) | $556,838 (7.0%) | 0.00 | 1,053 |
2018-06-01 | $389,000 (4.6%) | $541,935 (4.9%) | 0.00 | 1,064 |
2018-07-01 | $381,942 (6.1%) | $541,181 (6.3%) | 0.00 | 1,098 |
2018-08-01 | $388,900 (6.8%) | $478,965 (-6.5%) | 0.00 | 1,119 |
2018-09-01 | $386,173 (5.8%) | $495,232 (-3.5%) | 0.00 | 1,198 |
2018-10-01 | $379,900 (6.9%) | $484,825 (6.1%) | 0.00 | 1,294 |
2018-11-01 | $377,561 (7.3%) | $477,462 (4.6%) | 0.00 | 1,326 |
2018-12-01 | $379,950 (4.5%) | $479,560 (2.8%) | 0.00 | 1,246 |
2019-01-01 | $379,950 (4.1%) | $479,747 (2.4%) | 0.00 | 1,210 |
2019-02-01 | $397,000 (4.6%) | $493,515 (-8.4%) | 0.00 | 1,367 |
2019-03-01 | $399,900 (5.3%) | $499,486 (-7.0%) | 0.00 | 1,410 |
2019-04-01 | $399,900 (2.3%) | $495,762 (-11.7%) | 0.00 | 1,380 |
2019-05-01 | $399,900 (0.9%) | $501,703 (-9.9%) | 0.00 | 1,261 |
2019-06-01 | $399,900 (2.8%) | $502,227 (-7.3%) | 0.00 | 1,236 |
2019-07-01 | $409,175 (7.1%) | $2,166,063 (300.3%) | 0.00 | 1,187 |
2019-08-01 | $406,664 (4.6%) | $1,748,773 (265.1%) | 0.00 | 1,217 |
2019-09-01 | $402,634 (4.3%) | $1,049,189 (111.9%) | 0.00 | 1,298 |
2019-10-01 | $400,197 (5.3%) | $520,251 (7.3%) | 0.00 | 1,338 |
2019-11-01 | $418,135 (10.8%) | $527,888 (10.6%) | 0.00 | 1,220 |
2019-12-01 | $427,500 (12.5%) | $535,906 (11.8%) | 0.00 | 1,174 |
2020-01-01 | $429,450 (13.0%) | $538,565 (12.3%) | 0.00 | 1,161 |
2020-02-01 | $429,900 (8.3%) | $552,590 (12.0%) | 0.00 | 1,234 |
2020-03-01 | $439,900 (10.0%) | $569,943 (14.1%) | 0.00 | 1,250 |
2020-04-01 | $444,400 (11.1%) | $560,220 (13.0%) | 0.00 | 1,340 |
2020-05-01 | $439,900 (10.0%) | $568,815 (13.4%) | 0.00 | 1,213 |
2020-06-01 | $444,920 (11.3%) | $586,208 (16.7%) | 0.00 | 974 |
2020-07-01 | $454,000 (11.0%) | $603,191 (-72.2%) | 0.00 | 819 |
2020-08-01 | $456,000 (12.1%) | $641,269 (-63.3%) | 0.00 | 667 |
2020-09-01 | $467,500 (16.1%) | $678,244 (-35.4%) | 0.00 | 605 |
2020-10-01 | $500,000 (24.9%) | $758,599 (45.8%) | 0.00 | 513 |
2020-11-01 | $529,900 (26.7%) | $831,809 (57.6%) | 0.00 | 460 |
2020-12-01 | $538,425 (26.0%) | $828,405 (54.6%) | 0.00 | 413 |
2021-01-01 | $549,250 (27.9%) | $839,009 (55.8%) | 0.00 | 312 |
2021-02-01 | $584,832 (36.0%) | $846,219 (53.1%) | 0.00 | 287 |
2021-03-01 | $612,450 (39.2%) | $835,305 (46.6%) | 0.00 | 259 |
2021-04-01 | $635,086 (42.9%) | $840,053 (50.0%) | 0.00 | 254 |
2021-05-01 | $650,000 (47.8%) | $887,800 (56.1%) | 0.00 | 318 |
2021-06-01 | $649,925 (46.1%) | $1,270,947 (116.8%) | 0.00 | 413 |
2021-07-01 | $645,000 (42.1%) | $1,163,608 (92.9%) | 0.00 | 524 |
2021-08-01 | $625,000 (37.1%) | $1,102,629 (71.9%) | 0.00 | 593 |
2021-09-01 | $630,875 (35.0%) | $1,000,068 (47.5%) | 0.00 | 680 |
2021-10-01 | $620,000 (24.0%) | $990,752 (30.6%) | 0.00 | 703 |
2021-11-01 | $634,500 (19.7%) | $1,016,101 (22.2%) | 0.00 | 618 |
2021-12-01 | $659,950 (22.6%) | $1,100,818 (32.9%) | 0.00 | 506 |
2022-01-01 | $725,000 (32.0%) | $1,203,247 (43.4%) | 0.00 | 409 |
2022-02-01 | $770,000 (31.7%) | $1,276,826 (50.9%) | 0.00 | 369 |
2022-03-01 | $788,000 (28.7%) | $1,252,213 (49.9%) | 0.00 | 431 |
2022-04-01 | $779,500 (22.7%) | $986,129 (17.4%) | 0.00 | 473 |
2022-05-01 | $765,725 (17.8%) | $951,086 (7.1%) | 0.00 | 676 |
2022-06-01 | $739,950 (13.9%) | $901,399 (-29.1%) | 0.00 | 866 |
2022-07-01 | $699,900 (8.5%) | $848,270 (-27.1%) | 0.00 | 1,101 |
2022-08-01 | $665,925 (6.6%) | $799,705 (-27.5%) | 0.00 | 1,247 |
2022-09-01 | $656,475 (4.1%) | $788,189 (-21.2%) | 0.00 | 1,293 |
2022-10-01 | $649,900 (4.8%) | $778,238 (-21.5%) | 0.00 | 1,375 |
2022-11-01 | $649,450 (2.4%) | $776,142 (-23.6%) | 0.00 | 1,379 |
2022-12-01 | $649,500 (-1.6%) | $779,550 (-29.2%) | 0.00 | 1,319 |
2023-01-01 | $629,950 (-13.1%) | $770,741 (-35.9%) | 0.00 | 1,231 |
2023-02-01 | $659,000 (-14.4%) | $823,800 (-35.5%) | 0.00 | 1,269 |
2023-03-01 | $679,729 (-13.7%) | $863,229 (-31.1%) | 0.00 | 1,304 |
2023-04-01 | $675,000 (-13.4%) | $861,970 (-12.6%) | 0.00 | 1,230 |
2023-05-01 | $682,500 (-10.9%) | $885,256 (-6.9%) | 0.00 | 1,142 |
2023-06-01 | $692,425 (-6.4%) | $883,911 (-1.9%) | 0.00 | 1,096 |
2023-07-01 | $675,000 (-3.6%) | $854,619 (0.8%) | 0.00 | 1,096 |
2023-08-01 | $664,950 (-0.2%) | $833,927 (4.3%) | 0.00 | 1,074 |
2023-09-01 | $659,000 (0.4%) | $821,883 (4.3%) | 0.00 | 1,183 |
2023-10-01 | $675,000 (3.9%) | $843,645 (8.4%) | 0.00 | 1,259 |
2023-11-01 | $664,000 (2.2%) | $830,294 (7.0%) | 0.00 | 1,224 |
2023-12-01 | $649,900 (0.1%) | $828,988 (6.3%) | 0.00 | 1,193 |
2024-01-01 | $654,225 (3.9%) | $840,778 (9.1%) | 0.00 | 1,138 |
2024-02-01 | $696,073 (5.6%) | $919,231 (11.6%) | 0.00 | 1,234 |
2024-03-01 | $699,900 (3.0%) | $955,037 (10.6%) | 0.00 | 1,290 |
2024-04-01 | $698,750 (3.5%) | $954,287 (10.7%) | 0.00 | 1,244 |
2024-05-01 | $696,100 (2.0%) | $961,114 (8.6%) | 0.00 | 1,251 |
2024-06-01 | $679,900 (-1.8%) | $928,374 (5.0%) | 0.00 | 1,245 |
2024-07-01 | $659,500 (-2.3%) | $882,795 (3.3%) | 0.00 | 1,294 |
2024-08-01 | $650,000 (-2.3%) | $866,189 (3.9%) | 0.00 | 1,359 |
2024-09-01 | $659,973 (0.2%) | $854,698 (4.0%) | 0.00 | 1,506 |
2024-10-01 | $675,000 (0.0%) | $879,831 (4.3%) | 0.00 | 1,601 |
2024-11-01 | $665,000 (0.2%) | $877,859 (5.7%) | 0.00 | 1,578 |
ST. GEORGE's median listing price comes in at 0% of the national average.
ST. GEORGE's average listing price for 2024-11-01 was $877,859, a difference of $47,565 (5.7%) versus the prior year and $-1,972 versus the prior month.
For the 2024-11-01 period, ST. GEORGE had 1,578 MLS listings, a difference of -23 listings (-1%) versus the prior month and 354 listings (29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ST. GEORGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,241 sqft |
2018-02-01 | 0 days | 2,281 sqft |
2018-03-01 | 0 days | 2,258 sqft |
2018-04-01 | 0 days | 2,292 sqft |
2018-05-01 | 0 days | 2,293 sqft |
2018-06-01 | 0 days | 2,249 sqft |
2018-07-01 | 0 days | 2,223 sqft |
2018-08-01 | 0 days | 2,239 sqft |
2018-09-01 | 0 days | 2,246 sqft |
2018-10-01 | 0 days | 2,205 sqft |
2018-11-01 | 0 days | 2,179 sqft |
2018-12-01 | 0 days | 2,184 sqft |
2019-01-01 | 0 days | 2,174 sqft |
2019-02-01 | 0 days | 2,191 sqft |
2019-03-01 | 0 days | 2,247 sqft |
2019-04-01 | 0 days | 2,238 sqft |
2019-05-01 | 0 days | 2,240 sqft |
2019-06-01 | 0 days | 2,200 sqft |
2019-07-01 | 0 days | 2,186 sqft |
2019-08-01 | 0 days | 2,180 sqft |
2019-09-01 | 0 days | 2,173 sqft |
2019-10-01 | 0 days | 2,191 sqft |
2019-11-01 | 0 days | 2,268 sqft |
2019-12-01 | 0 days | 2,293 sqft |
2020-01-01 | 0 days | 2,271 sqft |
2020-02-01 | 0 days | 2,255 sqft |
2020-03-01 | 0 days | 2,305 sqft |
2020-04-01 | 0 days | 2,309 sqft |
2020-05-01 | 0 days | 2,300 sqft |
2020-06-01 | 0 days | 2,304 sqft |
2020-07-01 | 0 days | 2,319 sqft |
2020-08-01 | 0 days | 2,330 sqft |
2020-09-01 | 0 days | 2,353 sqft |
2020-10-01 | 0 days | 2,466 sqft |
2020-11-01 | 0 days | 2,502 sqft |
2020-12-01 | 0 days | 2,500 sqft |
2021-01-01 | 0 days | 2,569 sqft |
2021-02-01 | 0 days | 2,536 sqft |
2021-03-01 | 0 days | 2,459 sqft |
2021-04-01 | 0 days | 2,499 sqft |
2021-05-01 | 0 days | 2,574 sqft |
2021-06-01 | 0 days | 2,525 sqft |
2021-07-01 | 0 days | 2,389 sqft |
2021-08-01 | 0 days | 2,294 sqft |
2021-09-01 | 0 days | 2,320 sqft |
2021-10-01 | 0 days | 2,323 sqft |
2021-11-01 | 0 days | 2,335 sqft |
2021-12-01 | 0 days | 2,458 sqft |
2022-01-01 | 0 days | 2,568 sqft |
2022-02-01 | 0 days | 2,570 sqft |
2022-03-01 | 0 days | 2,555 sqft |
2022-04-01 | 0 days | 2,498 sqft |
2022-05-01 | 0 days | 2,444 sqft |
2022-06-01 | 0 days | 2,353 sqft |
2022-07-01 | 0 days | 2,291 sqft |
2022-08-01 | 0 days | 2,222 sqft |
2022-09-01 | 0 days | 2,218 sqft |
2022-10-01 | 0 days | 2,173 sqft |
2022-11-01 | 0 days | 2,178 sqft |
2022-12-01 | 0 days | 2,174 sqft |
2023-01-01 | 0 days | 2,154 sqft |
2023-02-01 | 0 days | 2,222 sqft |
2023-03-01 | 0 days | 2,263 sqft |
2023-04-01 | 0 days | 2,270 sqft |
2023-05-01 | 0 days | 2,340 sqft |
2023-06-01 | 0 days | 2,350 sqft |
2023-07-01 | 0 days | 2,270 sqft |
2023-08-01 | 0 days | 2,262 sqft |
2023-09-01 | 0 days | 2,271 sqft |
2023-10-01 | 0 days | 2,318 sqft |
2023-11-01 | 0 days | 2,290 sqft |
2023-12-01 | 0 days | 2,267 sqft |
2024-01-01 | 0 days | 2,255 sqft |
2024-02-01 | 0 days | 2,337 sqft |
2024-03-01 | 0 days | 2,347 sqft |
2024-04-01 | 0 days | 2,341 sqft |
2024-05-01 | 0 days | 2,334 sqft |
2024-06-01 | 0 days | 2,334 sqft |
2024-07-01 | 0 days | 2,270 sqft |
2024-08-01 | 0 days | 2,250 sqft |
2024-09-01 | 0 days | 2,280 sqft |
2024-10-01 | 0 days | 2,316 sqft |
2024-11-01 | 0 days | 2,306 sqft |
ST. GEORGE's median square footage for active listings during the 2024-11-01 period was 2,306 sqft. One year prior, the average listing was 2,290 sqft.
ST. GEORGE, UT Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
84720 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
84722 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
84725 | St. George, UT MSA | $900 | $980 | $1,190 | $1,680 | $2,030 |
84733 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
84737 | St. George, UT MSA | $870 | $950 | $1,150 | $1,630 | $1,960 |
84738 | St. George, UT MSA | $1,050 | $1,150 | $1,400 | $1,980 | $2,380 |
84745 | St. George, UT MSA | $920 | $1,010 | $1,220 | $1,730 | $2,080 |
84746 | St. George, UT MSA | $870 | $950 | $1,150 | $1,630 | $1,960 |
84756 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
84757 | St. George, UT MSA | $1,180 | $1,300 | $1,570 | $2,220 | $2,670 |
84763 | St. George, UT MSA | $760 | $810 | $990 | $1,400 | $1,680 |
84765 | St. George, UT MSA | $1,220 | $1,340 | $1,620 | $2,290 | $2,760 |
84767 | St. George, UT MSA | $760 | $810 | $990 | $1,400 | $1,680 |
84770 | St. George, UT MSA | $900 | $980 | $1,190 | $1,680 | $2,030 |
84771 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
84774 | St. George, UT MSA | $890 | $970 | $1,170 | $1,650 | $1,990 |
84779 | St. George, UT MSA | $760 | $810 | $990 | $1,400 | $1,680 |
84780 | St. George, UT MSA | $1,000 | $1,100 | $1,330 | $1,880 | $2,270 |
84781 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
84782 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
84783 | St. George, UT MSA | $980 | $1,080 | $1,310 | $1,850 | $2,230 |
84784 | St. George, UT MSA | $810 | $880 | $1,070 | $1,510 | $1,820 |
84790 | St. George, UT MSA | $980 | $1,070 | $1,300 | $1,840 | $2,210 |
84791 | St. George, UT MSA | $930 | $1,010 | $1,230 | $1,740 | $2,100 |
2022 Average & Median Rent Data Statistics
ST. GEORGE, UT average 1BR rent: $1,011, median: $1,010
ST. GEORGE, UT average 2BR rent: $1,228, median: $1,230
ST. GEORGE, UT average 3BR rent: $1,737, median: $1,740
ST. GEORGE, UT Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 3,183 | $1,382,075,000 | $434,205 |
Home Improvement | 748 | $87,440,000 | $116,898 |
Other | 699 | $115,535,000 | $165,286 |
Refi | 660 | $224,760,000 | $340,545 |
Cash Out Refi | 497 | $138,565,000 | $278,803 |
St. George's most frequently cited loan purpose was Home Purchase, with 3,183 originations. The 2nd most popular reason was Home Improvement, with 748 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 1,858 | $752,980,000 | $405,264 |
7-8% | 1,568 | $488,450,000 | $311,511 |
Over 8% | 1,107 | $220,435,000 | $199,128 |
5-6% | 1,009 | $432,515,000 | $428,657 |
4-5% | 179 | $34,575,000 | $193,156 |
3-4% | 20 | $5,650,000 | $282,500 |
<2.5% | 8 | $790,000 | $98,750 |
2.5-3% | 5 | $2,935,000 | $587,000 |
During 2023, St. George's most frequently originated rate bucket was 6-7%, with 1,858 originations.
Loan Sizing (ST. GEORGE, UT MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 1,969 | $594,055,000 | $301,704 |
$100,000 or less | 1,173 | $60,475,000 | $51,556 |
$400k-600k | 1,118 | $539,500,000 | $482,558 |
$100k-200k | 892 | $126,670,000 | $142,007 |
$600k-1000k | 481 | $344,875,000 | $716,996 |
$Over $1MM | 154 | $282,800,000 | $1,836,364 |
ST. GEORGE's loan sizing saw the bucket of loans from $200k-400k with 1,969 originations, totaling $594,055,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,574 | $718,750,000 | $456,639 |
Under 20% | 1,390 | $105,410,000 | $75,835 |
60-80% | 1,156 | $602,110,000 | $520,856 |
20-40% | 859 | $202,985,000 | $236,304 |
40-60% | 737 | $292,305,000 | $396,615 |
Over 100% | 28 | $13,360,000 | $477,143 |
ST. GEORGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,574 originations, totaling $718,750,000 in origination value.