Blackfoot Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Blackfoot averaged
6.96%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.91% and
one month ago for the week of 2025-04-17, the
average rate was 6.93%.
Blackfoot's average rate one year ago was 7.02%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.36%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Blackfoot 30 Year Fixed Rate | 2025-05-22 | 6.96% |
| Blackfoot 30 Year Fixed Rate Refi | 2025-05-22 | 7.36% |
| Blackfoot 15 Year Fixed Rate | 2025-05-22 | 5.81% |
| Blackfoot 15 Year Fixed Rate Refi | 2025-05-22 | 6.31% |
| Blackfoot 30 Year FHA | 2025-05-22 | 6.45% |
| Blackfoot 30 Year FHA Refi | 2025-05-22 | 6.71% |
| Blackfoot 30 Year USDA | 2025-05-22 | 6.33% |
| Blackfoot 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Blackfoot 30 Year VA | 2025-05-22 | 6.72% |
| Blackfoot 30 Year VA Refi | 2025-05-22 | 6.72% |
Blackfoot Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Blackfoot, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Blackfoot Average Closing Costs & Other Stats
Blackfoot, ID's 53 lenders originated 999
loans during 2024. The total origination value was $233,755,000, with an average loan value of
$233,989.
Blackfoot's average closing costs are $6,647.
The top Blackfoot lender as defined by loan originations is QUICKEN LOANS, LLC, with
43 loans originated. Their average total fees are
$7,991, which is $811
higher than the next largest lender,
IDAHO CENTRAL.
The lowest fee Blackfoot lenders (with over 10 loans originated) are
IDAHO CENTRAL ($7,179), Glacier Bank ($7,187), Eagle Bank and Trust Company ($7,662), QUICKEN LOANS, LLC ($7,991) and HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($8,553).
The lowest rate Blackfoot lenders (with over 10 loans originated) are
Glacier Bank (6.49%), CANOPY MORTGAGE, LLC (6.51%), IDAHO CENTRAL (6.55%), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (6.63%) and Eagle Bank and Trust Company (6.66%).
Blackfoot, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $37,230,000 | $40,660,000 | 9.2% | 17.4% |
| QUICKEN LOANS, LLC | $11,610,000 | $16,860,000 | 45.2% | 7.2% |
| Eagle Bank and Trust Company | $11,395,000 | $15,090,000 | 32.4% | 6.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $10,150,000 | $14,200,000 | 39.9% | 6.1% |
| CANOPY MORTGAGE, LLC | $11,765,000 | $11,680,000 | -0.7% | 5.0% |
| Glacier Bank | $7,535,000 | $7,735,000 | 2.7% | 3.3% |
| MOUNTAIN AMERICA | $7,380,000 | $7,325,000 | -0.7% | 3.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,820,000 | $6,015,000 | 57.5% | 2.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,455,000 | $5,630,000 | 129.3% | 2.4% |
| FIRST COLONY MORTGAGE CORPORATION | $4,880,000 | $5,355,000 | 9.7% | 2.3% |
| WESTMARK Credit Union | $5,260,000 | $5,085,000 | -3.3% | 2.2% |
| The Bank of Commerce | $3,595,000 | $4,445,000 | 23.6% | 1.9% |
| Zions Bank | $5,920,000 | $4,390,000 | -25.8% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $1,460,000 | $4,270,000 | 192.5% | 1.8% |
| VAN DYK MORTGAGE CORPORATION | $3,025,000 | $4,145,000 | 37.0% | 1.8% |
| Mortgage Research Center, LLC | $1,315,000 | $3,860,000 | 193.5% | 1.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,400,000 | $3,645,000 | 7.2% | 1.6% |
| GUILD MORTGAGE COMPANY | $2,685,000 | $3,490,000 | 30.0% | 1.5% |
| U.S. Bank | $2,845,000 | $3,350,000 | 17.8% | 1.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,355,000 | $3,115,000 | -57.6% | 1.3% |
| Bank of Idaho | $315,000 | $2,870,000 | 811.1% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $1,685,000 | $2,845,000 | 68.8% | 1.2% |
| Farmers Bank & Trust | $2,805,000 | n/a | 1.2% | |
| KeyBank | $2,440,000 | $2,715,000 | 11.3% | 1.2% |
| BELEM SERVICING LLC | $2,725,000 | $2,670,000 | -2.0% | 1.1% |
| BROKER SOLUTIONS, INC. | $475,000 | $2,315,000 | 387.4% | 1.0% |
| Gateway First Bank | $2,015,000 | $2,275,000 | 12.9% | 1.0% |
| S1L, Inc. | $1,215,000 | $2,135,000 | 75.7% | 0.9% |
| LOANDEPOT.COM, LLC | $1,735,000 | $2,100,000 | 21.0% | 0.9% |
| SUMMIT FUNDING, INC. | $1,620,000 | $1,850,000 | 14.2% | 0.8% |
| NEWREZ LLC | $320,000 | $1,655,000 | 417.2% | 0.7% |
| BEEHIVE | $2,645,000 | $1,605,000 | -39.3% | 0.7% |
| D. L. Evans Bank | $1,635,000 | $1,595,000 | -2.4% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $1,010,000 | $1,345,000 | 33.2% | 0.6% |
| CMG MORTGAGE, INC. | $1,405,000 | $1,335,000 | -5.0% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $175,000 | $1,245,000 | 611.4% | 0.5% |
| CONNECTIONS | $1,260,000 | $1,230,000 | -2.4% | 0.5% |
| Northwest Farm Credit Services, FLCA | $1,085,000 | n/a | 0.5% | |
| VILLAGE CAPITAL MORTGAGE | $995,000 | n/a | 0.4% | |
| MOVEMENT MORTGAGE, LLC | $855,000 | $975,000 | 14.0% | 0.4% |
| MY MOVE MORTGAGE, LLC | $955,000 | n/a | 0.4% | |
| Barrington Bank & Trust Company, N.A. | $945,000 | n/a | 0.4% | |
| AMERICAN FINANCING CORPORATION | $740,000 | $930,000 | 25.7% | 0.4% |
| ALLIANT CREDIT UNION | $925,000 | n/a | 0.4% | |
| CHURCHILL MORTGAGE CORPORATION | $1,005,000 | $915,000 | -9.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $360,000 | $870,000 | 141.7% | 0.4% |
| LOANPAL, LLC | $510,000 | $860,000 | 68.6% | 0.4% |
| The Huntington National Bank | $855,000 | n/a | 0.4% | |
| AMERICA FIRST | $1,070,000 | $850,000 | -20.6% | 0.4% |
| INTERCAP LENDING INC. | $235,000 | $790,000 | 236.2% | 0.3% |
| EAST IDAHO Credit Union | $3,435,000 | $765,000 | -77.7% | 0.3% |
| Flagstar Bank, FSB | $1,875,000 | $735,000 | -60.8% | 0.3% |
| IDAHO STATE UNIVERSITY | $505,000 | $660,000 | 30.7% | 0.3% |
| NBKC BANK | $975,000 | $655,000 | -32.8% | 0.3% |
| ADVANTAGE PLUS | $1,300,000 | $615,000 | -52.7% | 0.3% |
| LONGBRIDGE FINANCIAL, LLC | $215,000 | $585,000 | 172.1% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $355,000 | $580,000 | 63.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $440,000 | $550,000 | 25.0% | 0.2% |
| Magnolia Bank | $380,000 | $550,000 | 44.7% | 0.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $535,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $655,000 | $535,000 | -18.3% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $935,000 | $520,000 | -44.4% | 0.2% |
| Washington Federal Bank | $505,000 | n/a | 0.2% | |
| Plains Commerce Bank | $495,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $75,000 | $440,000 | 486.7% | 0.2% |
| VERITAS FUNDING, LLC | $1,265,000 | $430,000 | -66.0% | 0.2% |
| Chickasaw Community Bank | $425,000 | n/a | 0.2% | |
| GOLDENWEST | $415,000 | n/a | 0.2% | |
| JPMorgan Chase Bank | $415,000 | n/a | 0.2% | |
| LADERA LENDING, INC. | $115,000 | $395,000 | 243.5% | 0.2% |
| PREMIA MORTGAGE, LLC | $225,000 | $395,000 | 75.6% | 0.2% |
| Figure Lending LLC | $245,000 | $385,000 | 57.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,075,000 | $355,000 | -67.0% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $345,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP | $345,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $335,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $315,000 | n/a | 0.1% | |
| Toyota Financial Savings Bank | $305,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $205,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $205,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $115,000 | $195,000 | 69.6% | 0.1% |
| Summit Mortgage Corporation | $195,000 | n/a | 0.1% | |
| Bank of America | $185,000 | n/a | 0.1% | |
| Rails West Federal Credit Union | $525,000 | $170,000 | -67.6% | 0.1% |
| The Loan Store, Inc. | $160,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $345,000 | $135,000 | -60.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $125,000 | n/a | 0.1% | |
| GEORGIA'S OWN | $120,000 | n/a | 0.1% | |
| Discover Bank | $775,000 | $115,000 | -85.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $35,000 | $85,000 | 142.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $175,000 | $65,000 | -62.9% | 0.0% |
| BETTER MORTGAGE CORPORATION | $55,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $55,000 | n/a | 0.0% | |
| First Federal Savings Bank of Twin Falls | $45,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $45,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $35,000 | n/a | 0.0% |
Blackfoot's top lender by overall market share is IDAHO CENTRAL, with 17.4% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $16,860,000 in loans. In third place, with 6.5%, is Eagle Bank and Trust Company, having originated $15,090,000 in loans. In fourth place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $14,200,000 in loans. In fifth place, with 5.0%, is CANOPY MORTGAGE, LLC, having originated $11,680,000 in loans.
Blackfoot Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Blackfoot (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $155,650 (-1.5%) | $246,372 (13.4%) | 0.00 | 83 |
| 2018-02-01 | $160,625 (2.6%) | $269,517 (21.6%) | 0.00 | 72 |
| 2018-03-01 | $186,000 (12.1%) | $309,558 (32.9%) | 0.00 | 71 |
| 2018-04-01 | $189,500 (11.5%) | $299,319 (23.6%) | 0.00 | 69 |
| 2018-05-01 | $189,250 (8.4%) | $293,643 (20.8%) | 0.00 | 78 |
| 2018-06-01 | $205,000 (20.8%) | $285,155 (22.6%) | 0.00 | 86 |
| 2018-07-01 | $220,938 (42.6%) | $256,883 (15.5%) | 0.00 | 94 |
| 2018-08-01 | $197,000 (34.3%) | $283,671 (29.2%) | 0.00 | 95 |
| 2018-09-01 | $194,900 (30.8%) | $283,241 (28.1%) | 0.00 | 96 |
| 2018-10-01 | $201,150 (38.8%) | $299,211 (39.1%) | 0.00 | 93 |
| 2018-11-01 | $200,000 (30.3%) | $315,830 (28.3%) | 0.00 | 85 |
| 2018-12-01 | $217,000 (42.8%) | $331,287 (37.5%) | 0.00 | 70 |
| 2019-01-01 | $214,900 (38.1%) | $333,546 (35.4%) | 0.00 | 70 |
| 2019-02-01 | $215,675 (34.3%) | $343,846 (27.6%) | 0.00 | 64 |
| 2019-03-01 | $224,150 (20.5%) | $349,920 (13.0%) | 0.00 | 54 |
| 2019-04-01 | $253,350 (33.7%) | $347,322 (16.0%) | 0.00 | 49 |
| 2019-05-01 | $337,250 (78.2%) | $410,978 (40.0%) | 0.00 | 59 |
| 2019-06-01 | $275,000 (34.2%) | $369,921 (29.7%) | 0.00 | 81 |
| 2019-07-01 | $247,675 (12.1%) | $312,819 (21.8%) | 0.00 | 96 |
| 2019-08-01 | $248,055 (25.9%) | $322,614 (13.7%) | 0.00 | 96 |
| 2019-09-01 | $251,961 (29.3%) | $339,510 (19.9%) | 0.00 | 93 |
| 2019-10-01 | $260,000 (29.3%) | $356,940 (19.3%) | 0.00 | 91 |
| 2019-11-01 | $267,000 (33.5%) | $387,220 (22.6%) | 0.00 | 82 |
| 2019-12-01 | $274,875 (26.7%) | $415,889 (25.5%) | 0.00 | 77 |
| 2020-01-01 | $284,950 (32.6%) | $429,678 (28.8%) | 0.00 | 59 |
| 2020-02-01 | $292,500 (35.6%) | $416,229 (21.1%) | 0.00 | 58 |
| 2020-03-01 | $331,650 (48.0%) | $437,627 (25.1%) | 0.00 | 48 |
| 2020-04-01 | $317,125 (25.2%) | $401,747 (15.7%) | 0.00 | 54 |
| 2020-05-01 | $271,950 (-19.4%) | $359,020 (-12.6%) | 0.00 | 65 |
| 2020-06-01 | $289,000 (5.1%) | $409,739 (10.8%) | 0.00 | 65 |
| 2020-07-01 | $279,950 (13.0%) | $405,530 (29.6%) | 0.00 | 56 |
| 2020-08-01 | $318,000 (28.2%) | $402,784 (24.9%) | 0.00 | 47 |
| 2020-09-01 | $228,750 (-9.2%) | $362,885 (6.9%) | 0.00 | 37 |
| 2020-10-01 | $300,450 (15.6%) | $373,344 (4.6%) | 0.00 | 40 |
| 2020-11-01 | $293,950 (10.1%) | $350,159 (-9.6%) | 0.00 | 29 |
| 2020-12-01 | $314,750 (14.5%) | $324,209 (-22.0%) | 0.00 | 25 |
| 2021-01-01 | $305,200 (7.1%) | $290,674 (-32.4%) | 0.00 | 21 |
| 2021-02-01 | $307,950 (5.3%) | $301,950 (-27.5%) | 0.00 | 18 |
| 2021-03-01 | $326,125 (-1.7%) | $345,507 (-21.1%) | 0.00 | 22 |
| 2021-04-01 | $356,250 (12.3%) | $390,934 (-2.7%) | 0.00 | 24 |
| 2021-05-01 | $367,500 (35.1%) | $450,229 (25.4%) | 0.00 | 29 |
| 2021-06-01 | $409,950 (41.9%) | $496,424 (21.2%) | 0.00 | 34 |
| 2021-07-01 | $432,000 (54.3%) | $499,337 (23.1%) | 0.00 | 40 |
| 2021-08-01 | $380,500 (19.7%) | $397,500 (-1.3%) | 0.00 | 50 |
| 2021-09-01 | $380,000 (66.1%) | $425,650 (17.3%) | 0.00 | 56 |
| 2021-10-01 | $380,000 (26.5%) | $424,900 (13.8%) | 0.00 | 50 |
| 2021-11-01 | $405,000 (37.8%) | $468,807 (33.9%) | 0.00 | 49 |
| 2021-12-01 | $417,375 (32.6%) | $475,447 (46.7%) | 0.00 | 42 |
| 2022-01-01 | $477,000 (56.3%) | $542,811 (86.7%) | 0.00 | 34 |
| 2022-02-01 | $466,250 (51.4%) | $510,127 (68.9%) | 0.00 | 30 |
| 2022-03-01 | $480,000 (47.2%) | $526,682 (52.4%) | 0.00 | 37 |
| 2022-04-01 | $467,500 (31.2%) | $496,091 (26.9%) | 0.00 | 48 |
| 2022-05-01 | $466,750 (27.0%) | $534,553 (18.7%) | 0.00 | 62 |
| 2022-06-01 | $462,450 (12.8%) | $528,216 (6.4%) | 0.00 | 90 |
| 2022-07-01 | $449,950 (4.2%) | $527,328 (5.6%) | 0.00 | 109 |
| 2022-08-01 | $447,500 (17.6%) | $535,548 (34.7%) | 0.00 | 100 |
| 2022-09-01 | $454,900 (19.7%) | $537,334 (26.2%) | 0.00 | 103 |
| 2022-10-01 | $447,000 (17.6%) | $510,639 (20.2%) | 0.00 | 108 |
| 2022-11-01 | $442,500 (9.3%) | $493,021 (5.2%) | 0.00 | 106 |
| 2022-12-01 | $423,500 (1.5%) | $468,522 (-1.5%) | 0.00 | 90 |
| 2023-01-01 | $419,950 (-12.0%) | $478,403 (-11.9%) | 0.00 | 86 |
| 2023-02-01 | $423,725 (-9.1%) | $483,585 (-5.2%) | 0.00 | 84 |
| 2023-03-01 | $438,500 (-8.7%) | $510,943 (-3.0%) | 0.00 | 67 |
| 2023-04-01 | $450,000 (-3.7%) | $529,926 (6.8%) | 0.00 | 71 |
| 2023-05-01 | $492,500 (5.5%) | $542,962 (1.6%) | 0.00 | 84 |
| 2023-06-01 | $483,000 (4.4%) | $537,078 (1.7%) | 0.00 | 99 |
| 2023-07-01 | $489,500 (8.8%) | $549,272 (4.2%) | 0.00 | 96 |
| 2023-08-01 | $482,250 (7.8%) | $557,316 (4.1%) | 0.00 | 99 |
| 2023-09-01 | $472,000 (3.8%) | $562,013 (4.6%) | 0.00 | 102 |
| 2023-10-01 | $444,250 (-0.6%) | $519,249 (1.7%) | 0.00 | 109 |
| 2023-11-01 | $436,000 (-1.5%) | $522,721 (6.0%) | 0.00 | 114 |
| 2023-12-01 | $410,950 (-3.0%) | $501,335 (7.0%) | 0.00 | 97 |
| 2024-01-01 | $406,000 (-3.3%) | $480,309 (0.4%) | 0.00 | 80 |
| 2024-02-01 | $399,500 (-5.7%) | $471,023 (-2.6%) | 0.00 | 85 |
| 2024-03-01 | $412,000 (-6.0%) | $485,699 (-4.9%) | 0.00 | 78 |
| 2024-04-01 | $404,625 (-10.1%) | $479,995 (-9.4%) | 0.00 | 86 |
| 2024-05-01 | $450,225 (-8.6%) | $538,325 (-0.9%) | 0.00 | 80 |
| 2024-06-01 | $475,000 (-1.7%) | $537,280 (0.0%) | 0.00 | 104 |
| 2024-07-01 | $449,925 (-8.1%) | $520,717 (-5.2%) | 0.00 | 121 |
| 2024-08-01 | $449,900 (-6.7%) | $510,786 (-8.4%) | 0.00 | 118 |
| 2024-09-01 | $444,500 (-5.8%) | $505,538 (-10.1%) | 0.00 | 110 |
| 2024-10-01 | $409,825 (-7.8%) | $495,982 (-4.5%) | 0.00 | 126 |
| 2024-11-01 | $416,250 (-4.5%) | $513,157 (-1.8%) | 0.00 | 123 |
| 2024-12-01 | $398,750 (-3.0%) | $494,844 (-1.3%) | 0.00 | 122 |
| 2025-01-01 | $417,475 (2.8%) | $500,389 (4.2%) | 0.00 | 116 |
| 2025-02-01 | $434,975 (8.9%) | $504,868 (7.2%) | 0.00 | 108 |
| 2025-03-01 | $455,000 (10.4%) | $475,167 (-2.2%) | 0.00 | 109 |
| 2025-04-01 | $454,500 (12.3%) | $483,735 (0.8%) | 0.00 | 116 |
Blackfoot's median listing price comes in at 0% of the national average.
Blackfoot's average listing price for 2025-04-01 was $483,735, a difference of $3,740 (0.8%) versus the prior year and $8,568 versus the prior month.
For the 2025-04-01 period, Blackfoot had 116 MLS listings, a difference of 7 listings (6%) versus the prior month and 30 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Blackfoot (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,287 sqft |
| 2018-02-01 | 0 days | 2,270 sqft |
| 2018-03-01 | 0 days | 2,332 sqft |
| 2018-04-01 | 0 days | 2,370 sqft |
| 2018-05-01 | 0 days | 2,347 sqft |
| 2018-06-01 | 0 days | 2,650 sqft |
| 2018-07-01 | 0 days | 2,678 sqft |
| 2018-08-01 | 0 days | 2,450 sqft |
| 2018-09-01 | 0 days | 2,377 sqft |
| 2018-10-01 | 0 days | 2,477 sqft |
| 2018-11-01 | 0 days | 2,666 sqft |
| 2018-12-01 | 0 days | 2,649 sqft |
| 2019-01-01 | 0 days | 2,649 sqft |
| 2019-02-01 | 0 days | 2,641 sqft |
| 2019-03-01 | 0 days | 2,648 sqft |
| 2019-04-01 | 0 days | 2,716 sqft |
| 2019-05-01 | 0 days | 3,058 sqft |
| 2019-06-01 | 0 days | 2,886 sqft |
| 2019-07-01 | 0 days | 2,738 sqft |
| 2019-08-01 | 0 days | 2,574 sqft |
| 2019-09-01 | 0 days | 2,536 sqft |
| 2019-10-01 | 0 days | 2,534 sqft |
| 2019-11-01 | 0 days | 2,600 sqft |
| 2019-12-01 | 0 days | 2,776 sqft |
| 2020-01-01 | 0 days | 2,700 sqft |
| 2020-02-01 | 0 days | 2,488 sqft |
| 2020-03-01 | 0 days | 2,500 sqft |
| 2020-04-01 | 0 days | 2,557 sqft |
| 2020-05-01 | 0 days | 2,494 sqft |
| 2020-06-01 | 0 days | 2,544 sqft |
| 2020-07-01 | 0 days | 2,410 sqft |
| 2020-08-01 | 0 days | 2,549 sqft |
| 2020-09-01 | 0 days | 2,261 sqft |
| 2020-10-01 | 0 days | 2,528 sqft |
| 2020-11-01 | 0 days | 2,268 sqft |
| 2020-12-01 | 0 days | 2,132 sqft |
| 2021-01-01 | 0 days | 1,919 sqft |
| 2021-02-01 | 0 days | 1,869 sqft |
| 2021-03-01 | 0 days | 2,028 sqft |
| 2021-04-01 | 0 days | 2,464 sqft |
| 2021-05-01 | 0 days | 2,477 sqft |
| 2021-06-01 | 0 days | 2,496 sqft |
| 2021-07-01 | 0 days | 2,645 sqft |
| 2021-08-01 | 0 days | 2,492 sqft |
| 2021-09-01 | 0 days | 2,611 sqft |
| 2021-10-01 | 0 days | 2,374 sqft |
| 2021-11-01 | 0 days | 2,448 sqft |
| 2021-12-01 | 0 days | 2,504 sqft |
| 2022-01-01 | 0 days | 2,675 sqft |
| 2022-02-01 | 0 days | 2,307 sqft |
| 2022-03-01 | 0 days | 2,521 sqft |
| 2022-04-01 | 0 days | 2,310 sqft |
| 2022-05-01 | 0 days | 2,541 sqft |
| 2022-06-01 | 0 days | 2,623 sqft |
| 2022-07-01 | 0 days | 2,621 sqft |
| 2022-08-01 | 0 days | 2,600 sqft |
| 2022-09-01 | 0 days | 2,641 sqft |
| 2022-10-01 | 0 days | 2,761 sqft |
| 2022-11-01 | 0 days | 2,730 sqft |
| 2022-12-01 | 0 days | 2,654 sqft |
| 2023-01-01 | 0 days | 2,612 sqft |
| 2023-02-01 | 0 days | 2,702 sqft |
| 2023-03-01 | 0 days | 2,832 sqft |
| 2023-04-01 | 0 days | 2,832 sqft |
| 2023-05-01 | 0 days | 2,987 sqft |
| 2023-06-01 | 0 days | 2,864 sqft |
| 2023-07-01 | 0 days | 2,940 sqft |
| 2023-08-01 | 0 days | 2,940 sqft |
| 2023-09-01 | 0 days | 2,928 sqft |
| 2023-10-01 | 0 days | 2,834 sqft |
| 2023-11-01 | 0 days | 2,840 sqft |
| 2023-12-01 | 0 days | 2,780 sqft |
| 2024-01-01 | 0 days | 2,600 sqft |
| 2024-02-01 | 0 days | 2,515 sqft |
| 2024-03-01 | 0 days | 2,499 sqft |
| 2024-04-01 | 0 days | 2,574 sqft |
| 2024-05-01 | 0 days | 2,738 sqft |
| 2024-06-01 | 0 days | 2,864 sqft |
| 2024-07-01 | 0 days | 2,794 sqft |
| 2024-08-01 | 0 days | 2,678 sqft |
| 2024-09-01 | 0 days | 2,609 sqft |
| 2024-10-01 | 0 days | 2,582 sqft |
| 2024-11-01 | 0 days | 2,436 sqft |
| 2024-12-01 | 0 days | 2,228 sqft |
| 2025-01-01 | 0 days | 2,387 sqft |
| 2025-02-01 | 0 days | 2,277 sqft |
| 2025-03-01 | 0 days | 2,430 sqft |
| 2025-04-01 | 0 days | 2,496 sqft |
Blackfoot's median square footage for active listings during the 2025-04-01 period was 2,496 sqft. One year prior, the average listing was 2,574 sqft.
Blackfoot, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 447 | $135,295,000 | $302,673 |
| Cash Out Refi | 197 | $42,175,000 | $214,086 |
| Home Improvement | 159 | $15,285,000 | $96,132 |
| Refi | 110 | $31,450,000 | $285,909 |
| Other | 86 | $9,550,000 | $111,047 |
Blackfoot's most frequently cited loan purpose was Home Purchase, with 447 originations. The 2nd most popular reason was Cash Out Refi, with 197 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 372 | $109,220,000 | $293,602 |
| Over 8% | 245 | $23,325,000 | $95,204 |
| 7-8% | 169 | $36,375,000 | $215,237 |
| 5-6% | 166 | $51,240,000 | $308,675 |
| 4-5% | 10 | $4,100,000 | $410,000 |
| <2.5% | 3 | $625,000 | $208,333 |
| 2.5-3% | 2 | $480,000 | $240,000 |
| 3-4% | 1 | $195,000 | $195,000 |
During 2024, Blackfoot's most frequently originated rate bucket was 6-7%, with 372 originations.
Loan Sizing (Blackfoot, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 376 | $107,850,000 | $286,835 |
| $100,000 or less | 274 | $13,570,000 | $49,526 |
| $100k-200k | 195 | $29,645,000 | $152,026 |
| $400k-600k | 122 | $57,550,000 | $471,721 |
| $600k-1000k | 29 | $20,035,000 | $690,862 |
| $Over $1MM | 3 | $5,105,000 | $1,701,667 |
Blackfoot's loan sizing saw the bucket of loans from $200k-400k with 376 originations, totaling $107,850,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 307 | $109,565,000 | $356,889 |
| Under 20% | 213 | $9,795,000 | $45,986 |
| 60-80% | 164 | $51,990,000 | $317,012 |
| 20-40% | 150 | $20,110,000 | $134,067 |
| 40-60% | 107 | $24,335,000 | $227,430 |
| Over 100% | 8 | $3,060,000 | $382,500 |
Blackfoot's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 307 originations, totaling $109,565,000 in origination value.