Blackfoot Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Blackfoot averaged 6.78% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 6.82% and one month ago for the week of 2023-08-10, the average rate was 6.36%.

    Blackfoot's average rate one year ago was 5.29%.

    For refis of the same type during the week of 2023-09-14, the average rate was 6.45%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    Blackfoot 30 Year Fixed Rate 2023-09-14 6.78%
    Blackfoot 30 Year Fixed Rate Refi 2023-09-14 6.45%
    Blackfoot 15 Year Fixed Rate 2023-09-14 6.71%
    Blackfoot 15 Year Fixed Rate Refi 2023-09-14 7.11%
    Blackfoot 30 Year FHA 2023-09-14 6.58%
    Blackfoot 30 Year FHA Refi 2023-09-14 7.19%
    Blackfoot 30 Year USDA 2023-09-14 7.08%
    Blackfoot 30 Year USDA Refi 2023-09-14 6.98%
    Blackfoot 30 Year VA 2023-09-14 6.81%
    Blackfoot 30 Year VA Refi 2023-09-14 7.01%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Blackfoot, ID.

    Blackfoot Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Blackfoot, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    IDAHO CENTRAL 113 4.62% $7,155
    QUICKEN LOANS, LLC 48 4.93% $7,049
    CANOPY MORTGAGE, LLC 42 4.65% $8,831
    Eagle Bank and Trust Company 28 4.91% $7,445
    Glacier Bank 24 4.80% $5,383
    VAN DYK MORTGAGE CORPORATION 20 4.81% $5,710
    Flagstar Bank, FSB 16 4.34% $5,083
    FIRST COLONY MORTGAGE CORPORATION 12 5.03% $6,405
    UNITED WHOLESALE MORTGAGE, LLC 12 4.48% $10,508
    MANN FINANCIAL INC. 12 4.74% $9,120
    LOANDEPOT.COM, LLC 11 3.93% $6,282
    U.S. Bank 10 4.68% $12,418
    WESTMARK Credit Union 9 5.13% $5,935
    Washington Federal Bank 8 3.70% $7,660
    MOUNTAIN AMERICA 8 4.73% $5,439
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 4.59% $9,660
    IDAHO STATE UNIVERSITY 7 4.75% $8,059
    KeyBank 7 4.14% $6,702
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 4.88% $6,613
    GUILD MORTGAGE COMPANY 6 5.52% $8,440
    Mr. Cooper ( Nationstar Mortgage ) 5 4.72% $7,062
    Bank of Idaho 5 4.60% $6,150
    PENNYMAC LOAN SERVICES, LLC 5 4.65% $6,268
    PREMIER MORTGAGE RESOURCES, L.L.C. 5 5.85% $8,856
    Gateway First Bank 5 4.13% $6,511
    Zions Bank 5 4.75% $4,767
    AMERICAN FINANCING CORPORATION 4 3.72% $6,051
    S1L, Inc. 4 5.09% $8,660
    Wells Fargo Bank 4 5.09% $5,614
    D. L. Evans Bank 3 4.92% $4,860
    AMERISAVE MORTGAGE CORPORATION 3 4.08% $9,198
    ACADEMY MORTGAGE CORPORATION 3 4.21% $6,872
    SECURITYNATIONAL MORTGAGE COMPANY 3 4.33% $8,971
    21ST MORTGAGE CORPORATION 2 8.05% $6,884
    ADVANTAGE PLUS 2 4.63% $5,194
    BEEHIVE 2 3.56% $4,369
    CALIBER HOME LOANS, INC. 2 4.60% $6,032
    Carrington Mortgage Services, LLC 2 5.06% $12,899
    FREEDOM MORTGAGE CORPORATION 2 5.44% $12,140
    GOLDENWEST 2 5.06% $8,645
    GUARANTEED RATE, INC. 2 4.38% $6,570
    LAKEVIEW LOAN SERVICING, LLC 2 4.49% $6,655
    MOVEMENT MORTGAGE, LLC 2 4.78% $6,709
    PACIFIC RESIDENTIAL MORTGAGE, LLC 2 5.38% $10,330
    LOANPAL, LLC 1 3.63% $11,451
    INTERCAP LENDING INC. 1 4.88% $8,576
    Mortgage Research Center, LLC 1 3.75% $3,616
    HOMEXPRESS MORTGAGE CORP. 1 4.75% $10,955
    ANGEL OAK HOME LOANS LLC 1 4.38% $7,738
    HOME POINT FINANCIAL CORPORATION 1 4.99% $2,050
    M&T Bank 1 3.63% $3,341
    MUTUAL OF OMAHA MORTGAGE, INC. 1 4.25% $8,022
    NBH Bank 1 5.00% $8,470
    NBKC BANK 1 3.38% $2,653
    NEWREZ LLC 1 4.25% $10,024
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 4.75% $4,861
    GENEVA FINANCIAL, LLC 1 7.13% $14,314
    PHH Mortgage Corporation 1 4.13% $4,924
    FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $5,653
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.13% $22,026
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.88% $5,153
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.00% $4,221
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 5.25% $7,826
    RANLIFE, INC. 1 4.50% $18,843
    EAST IDAHO Credit Union 1 5.50% $14,527
    CMG MORTGAGE, INC. 1 4.25% $9,600
    Sunflower Bank 1 5.99% $6,711
    The Federal Savings Bank 1 4.88% $14,028
    TOP FLITE FINANCIAL, INC. 1 7.38% $6,471
    CHERRY CREEK MORTGAGE, LLC 1 3.12% $773
    CASTLE & COOKE MORTGAGE, LLC 1 4.00% $14,411
    Cache Valley Bank 1 7.00% $0
    VERITAS FUNDING, LLC 1 4.00% $7,262
    BROKER SOLUTIONS, INC. 1 3.50% $3,738
    Watermark Capital, Inc. 1 4.75% $13,079
    LADERA LENDING, INC. 1 4.38% $10,573
    BETTER MORTGAGE CORPORATION 1 3.25% $3,746
    JPMorgan Chase Bank 1 4.38% $2,058

    Blackfoot Average Closing Costs & Other Stats

    Blackfoot, ID's 78 lenders originated 1,468 loans during 2022. The total origination value was $319,710,000, with an average loan value of $217,786.

    Blackfoot's average closing costs are $6,116.

    The top Blackfoot lender as defined by loan originations is IDAHO CENTRAL, with 113 loans originated. Their average total fees are $7,155, which is $106 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Blackfoot lenders (with over 10 loans originated) are Flagstar Bank, FSB ($5,083), Glacier Bank ($5,383), VAN DYK MORTGAGE CORPORATION ($5,710), LOANDEPOT.COM, LLC ($6,282) and FIRST COLONY MORTGAGE CORPORATION ($6,405).

    The lowest rate Blackfoot lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (3.93%), Flagstar Bank, FSB (4.34%), UNITED WHOLESALE MORTGAGE, LLC (4.48%), IDAHO CENTRAL (4.62%) and CANOPY MORTGAGE, LLC (4.65%).

    Blackfoot, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    IDAHO CENTRAL $104,500,000 $70,310,000 -32.7% 22.0%
    QUICKEN LOANS, LLC $32,675,000 $20,585,000 -37.0% 6.4%
    CANOPY MORTGAGE, LLC $32,730,000 $19,335,000 -40.9% 6.0%
    MOUNTAIN AMERICA $17,055,000 $13,425,000 -21.3% 4.2%
    Eagle Bank and Trust Company $24,800,000 $11,500,000 -53.6% 3.6%
    Zions Bancorporation, N.A. $9,975,000 $10,490,000 5.2% 3.3%
    Glacier Bank $17,245,000 $10,440,000 -39.5% 3.3%
    VAN DYK MORTGAGE CORPORATION $11,905,000 $8,690,000 -27.0% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $8,965,000 $6,895,000 -23.1% 2.2%
    U.S. Bank $8,940,000 $6,815,000 -23.8% 2.1%
    WESTMARK Credit Union $11,930,000 $6,735,000 -43.5% 2.1%
    KeyBank $13,225,000 $6,675,000 -49.5% 2.1%
    MANN FINANCIAL INC. $9,490,000 $6,470,000 -31.8% 2.0%
    Washington Federal Bank $4,595,000 $5,510,000 19.9% 1.7%
    Flagstar Bank, FSB $9,895,000 $5,305,000 -46.4% 1.7%
    LOANDEPOT.COM, LLC $6,905,000 $5,250,000 -24.0% 1.6%
    The Bank of Commerce $11,510,000 $5,055,000 -56.1% 1.6%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $6,270,000 $5,025,000 -19.9% 1.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $10,025,000 $4,960,000 -50.5% 1.6%
    CONNECTIONS $4,965,000 $4,480,000 -9.8% 1.4%
    FIRST COLONY MORTGAGE CORPORATION $10,100,000 $3,745,000 -62.9% 1.2%
    EAST IDAHO Credit Union $2,885,000 $3,250,000 12.7% 1.0%
    GUILD MORTGAGE COMPANY $4,090,000 $2,890,000 -29.3% 0.9%
    AMERICAN FINANCING CORPORATION $2,705,000 $2,870,000 6.1% 0.9%
    S1L, Inc. $3,080,000 $2,725,000 -11.5% 0.9%
    Bank of Idaho $10,085,000 $2,660,000 -73.6% 0.8%
    D. L. Evans Bank $6,515,000 $2,650,000 -59.3% 0.8%
    PENNYMAC LOAN SERVICES, LLC $4,605,000 $2,555,000 -44.5% 0.8%
    Gateway First Bank $5,190,000 $2,540,000 -51.1% 0.8%
    IDAHO STATE UNIVERSITY $8,000,000 $2,500,000 -68.8% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $2,705,000 $2,465,000 -8.9% 0.8%
    BROKER SOLUTIONS, INC. $1,245,000 $2,050,000 64.7% 0.6%
    Mortgage Research Center, LLC $4,710,000 $2,025,000 -57.0% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,705,000 $2,015,000 -69.9% 0.6%
    ACADEMY MORTGAGE CORPORATION $1,505,000 $1,830,000 21.6% 0.6%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,815,000 $1,745,000 -3.9% 0.5%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $1,515,000 $1,740,000 14.9% 0.5%
    FREEDOM MORTGAGE CORPORATION $5,085,000 $1,600,000 -68.5% 0.5%
    Wells Fargo Bank $2,020,000 $1,465,000 -27.5% 0.5%
    MOVEMENT MORTGAGE, LLC $2,100,000 $1,410,000 -32.9% 0.4%
    CALIBER HOME LOANS, INC. $3,750,000 $1,405,000 -62.5% 0.4%
    AMERISAVE MORTGAGE CORPORATION $3,680,000 $1,390,000 -62.2% 0.4%
    BEEHIVE $4,160,000 $1,370,000 -67.1% 0.4%
    SECURITYNATIONAL MORTGAGE COMPANY $855,000 $1,305,000 52.6% 0.4%
    LOANPAL, LLC $2,885,000 $1,255,000 -56.5% 0.4%
    Carrington Mortgage Services, LLC $2,770,000 $1,165,000 -57.9% 0.4%
    REVERSE MORTGAGE FUNDING LLC $1,145,000 $1,140,000 -0.4% 0.4%
    ADVANTAGE PLUS $3,415,000 $1,120,000 -67.2% 0.4%
    HOME POINT FINANCIAL CORPORATION $1,450,000 $1,095,000 -24.5% 0.3%
    INTERCAP LENDING INC. $1,485,000 $1,030,000 -30.6% 0.3%
    NEWREZ LLC $2,360,000 $970,000 -58.9% 0.3%
    Rails West Federal Credit Union $85,000 $965,000 1,035.3% 0.3%
    VERITAS FUNDING, LLC $2,255,000 $895,000 -60.3% 0.3%
    JPMorgan Chase Bank $1,400,000 $885,000 -36.8% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $1,795,000 $850,000 -52.6% 0.3%
    Sunflower Bank $810,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $1,275,000 $805,000 -36.9% 0.3%
    NEW DAY FINANCIAL, LLC $705,000 $795,000 12.8% 0.2%
    AMERICAN ADVISORS GROUP $1,210,000 $790,000 -34.7% 0.2%
    GUARANTEED RATE, INC. $780,000 n/a 0.2%
    The Federal Savings Bank $1,245,000 $745,000 -40.2% 0.2%
    GOLDENWEST $75,000 $725,000 866.7% 0.2%
    SUMMIT FUNDING, INC. $5,195,000 $670,000 -87.1% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,940,000 $645,000 -66.8% 0.2%
    Nations Lending Corporation $775,000 $615,000 -20.6% 0.2%
    AMERICA FIRST $1,390,000 $605,000 -56.5% 0.2%
    HOMESIDE FINANCIAL, LLC $515,000 $575,000 11.7% 0.2%
    LENDSURE MORTGAGE CORP. $550,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,525,000 $535,000 -64.9% 0.2%
    21ST MORTGAGE CORPORATION $270,000 $525,000 94.4% 0.2%
    Ixonia Bank $525,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $515,000 n/a 0.2%
    Stifel Bank and Trust $505,000 n/a 0.2%
    RANLIFE, INC. $500,000 $465,000 -7.0% 0.1%
    SECURITY HOME MORTGAGE, LLC. $335,000 $465,000 38.8% 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $590,000 $440,000 -25.4% 0.1%
    PLANET HOME LENDING, LLC $680,000 $425,000 -37.5% 0.1%
    Secured Investment Corp. $410,000 n/a 0.1%
    CASTLE & COOKE MORTGAGE, LLC $1,055,000 $385,000 -63.5% 0.1%
    NBH Bank $375,000 n/a 0.1%
    Discover Bank $315,000 $370,000 17.5% 0.1%
    HOMESTEAD FUNDING CORP. $355,000 n/a 0.1%
    First Home Bank $1,455,000 $340,000 -76.6% 0.1%
    LONGBRIDGE FINANCIAL, LLC $340,000 n/a 0.1%
    ANGEL OAK HOME LOANS LLC $335,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $335,000 n/a 0.1%
    CITYWIDE HOME LOANS, LLC $500,000 $325,000 -35.0% 0.1%
    CMG MORTGAGE, INC. $175,000 $325,000 85.7% 0.1%
    Watermark Capital, Inc. $245,000 $325,000 32.7% 0.1%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $305,000 n/a 0.1%
    CHERRY CREEK MORTGAGE, LLC $125,000 $285,000 128.0% 0.1%
    CORNERSTONE HOME LENDING, INC. $265,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $980,000 $250,000 -74.5% 0.1%
    Cache Valley Bank $245,000 n/a 0.1%
    Deseret First Credit Union $85,000 $230,000 170.6% 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 n/a 0.1%
    Willamette Valley Bank $655,000 $225,000 -65.6% 0.1%
    LADERA LENDING, INC. $215,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $205,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $405,000 $185,000 -54.3% 0.1%
    NBKC BANK $500,000 $175,000 -65.0% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,800,000 $165,000 -90.8% 0.1%
    CHURCHILL MORTGAGE CORPORATION $910,000 $165,000 -81.9% 0.1%
    First Federal Savings Bank of Twin Falls $735,000 $155,000 -78.9% 0.0%
    PHH Mortgage Corporation $75,000 $155,000 106.7% 0.0%
    PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 n/a 0.0%
    PNC Bank $215,000 $145,000 -32.6% 0.0%
    OCEANSIDE MORTGAGE COMPANY $125,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $440,000 $125,000 -71.6% 0.0%
    Bank of the West $105,000 n/a 0.0%
    M&T Bank $105,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $75,000 n/a 0.0%
    Figure Lending LLC $70,000 n/a 0.0%
    FOUR POINTS $35,000 n/a 0.0%
    Meridian Trust Federal Credit Union $35,000 n/a 0.0%
    PIONEER $35,000 n/a 0.0%

    Blackfoot's top lender by overall market share is IDAHO CENTRAL, with 22.0% market share. In second place, with 6.4%, is QUICKEN LOANS, LLC, having originated $20,585,000 in loans. In third place, with 6.0%, is CANOPY MORTGAGE, LLC, having originated $19,335,000 in loans. In fourth place, with 4.2%, is MOUNTAIN AMERICA, having originated $13,425,000 in loans. In fifth place, with 3.6%, is Eagle Bank and Trust Company, having originated $11,500,000 in loans.

    Blackfoot Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Blackfoot (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $155,650 (-1.5%) $246,372 (13.4%) 0.00 83
    2018-02-01 $160,625 (2.6%) $269,517 (21.6%) 0.00 72
    2018-03-01 $186,000 (12.1%) $309,558 (32.9%) 0.00 71
    2018-04-01 $189,500 (11.5%) $299,319 (23.6%) 0.00 69
    2018-05-01 $189,250 (8.4%) $293,643 (20.8%) 0.00 78
    2018-06-01 $205,000 (20.8%) $285,155 (22.6%) 0.00 86
    2018-07-01 $220,938 (42.6%) $256,883 (15.5%) 0.00 94
    2018-08-01 $197,000 (34.3%) $283,671 (29.2%) 0.00 95
    2018-09-01 $194,900 (30.8%) $283,241 (28.1%) 0.00 96
    2018-10-01 $201,150 (38.8%) $299,211 (39.1%) 0.00 93
    2018-11-01 $200,000 (30.3%) $315,830 (28.3%) 0.00 85
    2018-12-01 $217,000 (42.8%) $331,287 (37.5%) 0.00 70
    2019-01-01 $214,900 (38.1%) $333,546 (35.4%) 0.00 70
    2019-02-01 $215,675 (34.3%) $343,846 (27.6%) 0.00 64
    2019-03-01 $224,150 (20.5%) $349,920 (13.0%) 0.00 54
    2019-04-01 $253,350 (33.7%) $347,322 (16.0%) 0.00 49
    2019-05-01 $337,250 (78.2%) $410,978 (40.0%) 0.00 59
    2019-06-01 $275,000 (34.2%) $369,921 (29.7%) 0.00 81
    2019-07-01 $247,675 (12.1%) $312,819 (21.8%) 0.00 96
    2019-08-01 $248,055 (25.9%) $322,614 (13.7%) 0.00 96
    2019-09-01 $251,961 (29.3%) $339,510 (19.9%) 0.00 93
    2019-10-01 $260,000 (29.3%) $356,940 (19.3%) 0.00 91
    2019-11-01 $267,000 (33.5%) $387,220 (22.6%) 0.00 82
    2019-12-01 $274,875 (26.7%) $415,889 (25.5%) 0.00 77
    2020-01-01 $284,950 (32.6%) $429,678 (28.8%) 0.00 59
    2020-02-01 $292,500 (35.6%) $416,229 (21.1%) 0.00 58
    2020-03-01 $331,650 (48.0%) $437,627 (25.1%) 0.00 48
    2020-04-01 $317,125 (25.2%) $401,747 (15.7%) 0.00 54
    2020-05-01 $271,950 (-19.4%) $359,020 (-12.6%) 0.00 65
    2020-06-01 $289,000 (5.1%) $409,739 (10.8%) 0.00 65
    2020-07-01 $279,950 (13.0%) $405,530 (29.6%) 0.00 56
    2020-08-01 $318,000 (28.2%) $402,784 (24.9%) 0.00 47
    2020-09-01 $228,750 (-9.2%) $362,885 (6.9%) 0.00 37
    2020-10-01 $300,450 (15.6%) $373,344 (4.6%) 0.00 40
    2020-11-01 $293,950 (10.1%) $350,159 (-9.6%) 0.00 29
    2020-12-01 $314,750 (14.5%) $324,209 (-22.0%) 0.00 25
    2021-01-01 $305,200 (7.1%) $290,674 (-32.4%) 0.00 21
    2021-02-01 $307,950 (5.3%) $301,950 (-27.5%) 0.00 18
    2021-03-01 $326,125 (-1.7%) $345,507 (-21.1%) 0.00 22
    2021-04-01 $356,250 (12.3%) $390,934 (-2.7%) 0.00 24
    2021-05-01 $367,500 (35.1%) $450,229 (25.4%) 0.00 29
    2021-06-01 $409,950 (41.9%) $496,424 (21.2%) 0.00 34
    2021-07-01 $432,000 (54.3%) $499,337 (23.1%) 0.00 40
    2021-08-01 $380,500 (19.7%) $397,500 (-1.3%) 0.00 50
    2021-09-01 $380,000 (66.1%) $422,058 (16.3%) 0.00 57
    2021-10-01 $380,000 (26.5%) $424,900 (13.8%) 0.00 50
    2021-11-01 $405,000 (37.8%) $468,807 (33.9%) 0.00 49
    2021-12-01 $417,375 (32.6%) $475,447 (46.7%) 0.00 42
    2022-01-01 $477,000 (56.3%) $542,811 (86.7%) 0.00 34
    2022-02-01 $466,250 (51.4%) $510,127 (68.9%) 0.00 30
    2022-03-01 $480,000 (47.2%) $526,682 (52.4%) 0.00 37
    2022-04-01 $450,000 (26.3%) $496,091 (26.9%) 0.00 47
    2022-05-01 $463,500 (26.1%) $532,266 (18.2%) 0.00 61
    2022-06-01 $462,450 (12.8%) $526,429 (6.0%) 0.00 89
    2022-07-01 $449,900 (4.1%) $525,857 (5.3%) 0.00 108
    2022-08-01 $445,000 (17.0%) $534,104 (34.4%) 0.00 99
    2022-09-01 $451,225 (18.7%) $535,901 (27.0%) 0.00 102
    2022-10-01 $443,500 (16.7%) $509,089 (19.8%) 0.00 107
    2022-11-01 $440,000 (8.6%) $491,280 (4.8%) 0.00 105
    2022-12-01 $420,000 (0.6%) $466,087 (-2.0%) 0.00 89
    2023-01-01 $417,450 (-12.5%) $475,955 (-12.3%) 0.00 85
    2023-02-01 $421,175 (-9.7%) $481,791 (-5.6%) 0.00 83
    2023-03-01 $437,000 (-9.0%) $509,104 (-3.3%) 0.00 66
    2023-04-01 $450,000 (0.0%) $528,721 (6.6%) 0.00 71
    2023-05-01 $495,000 (6.8%) $546,353 (2.7%) 0.00 81
    2023-06-01 $487,000 (5.3%) $543,011 (3.2%) 0.00 96
    2023-07-01 $482,500 (7.3%) $549,342 (4.5%) 0.00 95
    2023-08-01 $480,750 (8.0%) $556,633 (4.2%) 0.00 98
    Blackfoot's median listing price for 2023-08-01 was $480,750, a difference of $35,750 (8.0%) versus the prior year and $-1,750 versus the prior month.

    Blackfoot's median listing price comes in at 0% of the national average.

    Blackfoot's average listing price for 2023-08-01 was $556,633, a difference of $22,529 (4.2%) versus the prior year and $7,291 versus the prior month.

    For the 2023-08-01 period, Blackfoot had 98 MLS listings, a difference of 3 listings (3%) versus the prior month and -1 listings (-1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Blackfoot (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,287 sqft
    2018-02-01 0 days 2,270 sqft
    2018-03-01 0 days 2,332 sqft
    2018-04-01 0 days 2,370 sqft
    2018-05-01 0 days 2,347 sqft
    2018-06-01 0 days 2,650 sqft
    2018-07-01 0 days 2,678 sqft
    2018-08-01 0 days 2,450 sqft
    2018-09-01 0 days 2,377 sqft
    2018-10-01 0 days 2,477 sqft
    2018-11-01 0 days 2,666 sqft
    2018-12-01 0 days 2,649 sqft
    2019-01-01 0 days 2,649 sqft
    2019-02-01 0 days 2,641 sqft
    2019-03-01 0 days 2,648 sqft
    2019-04-01 0 days 2,716 sqft
    2019-05-01 0 days 3,058 sqft
    2019-06-01 0 days 2,886 sqft
    2019-07-01 0 days 2,738 sqft
    2019-08-01 0 days 2,574 sqft
    2019-09-01 0 days 2,536 sqft
    2019-10-01 0 days 2,534 sqft
    2019-11-01 0 days 2,600 sqft
    2019-12-01 0 days 2,776 sqft
    2020-01-01 0 days 2,700 sqft
    2020-02-01 0 days 2,488 sqft
    2020-03-01 0 days 2,500 sqft
    2020-04-01 0 days 2,557 sqft
    2020-05-01 0 days 2,494 sqft
    2020-06-01 0 days 2,544 sqft
    2020-07-01 0 days 2,410 sqft
    2020-08-01 0 days 2,549 sqft
    2020-09-01 0 days 2,261 sqft
    2020-10-01 0 days 2,528 sqft
    2020-11-01 0 days 2,268 sqft
    2020-12-01 0 days 2,132 sqft
    2021-01-01 0 days 1,919 sqft
    2021-02-01 0 days 1,869 sqft
    2021-03-01 0 days 2,028 sqft
    2021-04-01 0 days 2,464 sqft
    2021-05-01 0 days 2,477 sqft
    2021-06-01 0 days 2,496 sqft
    2021-07-01 0 days 2,645 sqft
    2021-08-01 0 days 2,492 sqft
    2021-09-01 0 days 2,606 sqft
    2021-10-01 0 days 2,374 sqft
    2021-11-01 0 days 2,448 sqft
    2021-12-01 0 days 2,504 sqft
    2022-01-01 0 days 2,675 sqft
    2022-02-01 0 days 2,307 sqft
    2022-03-01 0 days 2,521 sqft
    2022-04-01 0 days 2,310 sqft
    2022-05-01 0 days 2,529 sqft
    2022-06-01 0 days 2,611 sqft
    2022-07-01 0 days 2,611 sqft
    2022-08-01 0 days 2,600 sqft
    2022-09-01 0 days 2,629 sqft
    2022-10-01 0 days 2,760 sqft
    2022-11-01 0 days 2,700 sqft
    2022-12-01 0 days 2,625 sqft
    2023-01-01 0 days 2,595 sqft
    2023-02-01 0 days 2,668 sqft
    2023-03-01 0 days 2,825 sqft
    2023-04-01 0 days 2,832 sqft
    2023-05-01 0 days 2,970 sqft
    2023-06-01 0 days 2,897 sqft
    2023-07-01 0 days 2,934 sqft
    2023-08-01 0 days 2,937 sqft
    Blackfoot's median listing age (time on market) for 2023-08-01 was 0 days.

    Blackfoot's median square footage for active listings during the 2023-08-01 period was 2,937 sqft. One year prior, the average listing was 2,600 sqft.

    Blackfoot, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 536 $162,010,000 $302,257
    Cash Out Refi 444 $87,280,000 $196,577
    Home Improvement 220 $21,070,000 $95,773
    Refi 185 $40,325,000 $217,973
    Other 83 $9,025,000 $108,735

    Blackfoot's most frequently cited loan purpose was Home Purchase, with 536 originations. The 2nd most popular reason was Cash Out Refi, with 444 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 368 $88,290,000 $239,918
    4-5% 363 $85,965,000 $236,818
    5-6% 321 $74,275,000 $231,386
    6-7% 148 $26,580,000 $179,595
    2.5-3% 102 $21,540,000 $211,176
    7-8% 61 $8,005,000 $131,230
    Over 8% 51 $3,945,000 $77,353
    <2.5% 31 $6,055,000 $195,323

    During 2022, Blackfoot's most frequently originated rate bucket was 3-4%, with 368 originations.

    Loan Sizing (Blackfoot, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 539 $152,815,000 $283,516
    $100,000 or less 387 $20,695,000 $53,475
    $100k-200k 381 $56,595,000 $148,543
    $400k-600k 129 $60,555,000 $469,419
    $600k-1000k 25 $18,565,000 $742,600
    $Over $1MM 7 $10,485,000 $1,497,857

    Blackfoot's loan sizing saw the bucket of loans from $200k-400k with 539 originations, totaling $152,815,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 343 $112,695,000 $328,557
    80-100% 312 $98,660,000 $316,218
    Under 20% 265 $12,745,000 $48,094
    40-60% 263 $54,455,000 $207,053
    20-40% 249 $31,545,000 $126,687
    Over 100% 11 $4,405,000 $400,455

    Blackfoot's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 343 originations, totaling $112,695,000 in origination value.