Blackfoot Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Blackfoot averaged 6.28% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.59% and one month ago for the week of 2024-10-10, the average rate was 6.12%.

    Blackfoot's average rate one year ago was 7.4%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Blackfoot 30 Year Fixed Rate 2024-11-14 6.28%
    Blackfoot 30 Year Fixed Rate Refi 2024-11-14 7.18%
    Blackfoot 15 Year Fixed Rate 2024-11-14 6.19%
    Blackfoot 15 Year Fixed Rate Refi 2024-11-14 6.29%
    Blackfoot 30 Year FHA 2024-11-14 -0.33%
    Blackfoot 30 Year FHA Refi 2024-11-14 -0.1%
    Blackfoot 30 Year USDA 2024-11-14 0.2%
    Blackfoot 30 Year USDA Refi 2024-11-14 -0.1%
    Blackfoot 30 Year VA 2024-11-14 -0.2%
    Blackfoot 30 Year VA Refi 2024-11-14 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Blackfoot, ID.

    Blackfoot Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Blackfoot, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    IDAHO CENTRAL 59 6.52% $7,470
    QUICKEN LOANS, LLC 26 6.49% $8,230
    CANOPY MORTGAGE, LLC 23 6.52% $9,182
    Eagle Bank and Trust Company 22 6.40% $6,591
    UNITED WHOLESALE MORTGAGE, LLC 15 6.57% $8,306
    Glacier Bank 13 6.49% $6,828
    AMERICAN PACIFIC MORTGAGE CORPORATION 11 6.65% $7,853
    FIRST COLONY MORTGAGE CORPORATION 8 6.97% $6,978
    U.S. Bank 7 6.07% $11,479
    PREMIER MORTGAGE RESOURCES, L.L.C. 6 6.08% $9,855
    WESTMARK Credit Union 6 6.15% $10,764
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 6.40% $8,731
    MANN FINANCIAL INC. 5 6.68% $10,820
    ACADEMY MORTGAGE CORPORATION 5 6.95% $8,919
    EAST IDAHO Credit Union 5 6.11% $10,023
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.32% $7,605
    Flagstar Bank, FSB 4 7.00% $6,632
    BEEHIVE 4 6.78% $5,464
    MOUNTAIN AMERICA 4 6.44% $4,479
    Gateway First Bank 4 6.75% $6,348
    BELEM SERVICING LLC 4 6.53% $7,431
    Zions Bank 3 6.46% $6,634
    AMERISAVE MORTGAGE CORPORATION 3 6.46% $12,917
    Discover Bank 3 7.66% $0
    IDAHO STATE UNIVERSITY 3 7.21% $7,283
    LOANDEPOT.COM, LLC 3 6.13% $7,882
    S1L, Inc. 3 5.83% $5,452
    VAN DYK MORTGAGE CORPORATION 3 6.63% $6,187
    ADVANTAGE PLUS 2 7.25% $4,809
    The Federal Savings Bank 2 7.13% $10,134
    Mr. Cooper ( Nationstar Mortgage ) 2 6.63% $8,717
    PENNYMAC LOAN SERVICES, LLC 2 6.50% $6,395
    Magnolia Bank 2 6.50% $6,425
    Wells Fargo Bank 2 5.31% $3,540
    NAVY FEDERAL CREDIT UNION 2 6.81% $2,665
    CHURCHILL MORTGAGE CORPORATION 2 5.75% $7,012
    GUILD MORTGAGE COMPANY 2 6.50% $11,494
    VERITAS FUNDING, LLC 2 6.19% $15,028
    PREMIA MORTGAGE, LLC 1 5.63% $3,187
    Citadel Servicing Corporation 1 9.38% $8,390
    RANLIFE, INC. 1 7.38% $9,474
    Carrington Mortgage Services, LLC 1 6.75% $6,328
    AMERICA FIRST 1 5.88% $4,382
    Utah Power 1 5.00% $6,625
    21ST MORTGAGE CORPORATION 1 8.15% $6,127
    GENEVA FINANCIAL, LLC 1 7.50% $12,736
    GUARANTEED RATE, INC. 1 6.93% $17,919
    Deseret First Credit Union 1 6.50% $5,369
    D. L. Evans Bank 1 6.38% $17,685
    KeyBank 1 5.63% $12,679
    LOANPAL, LLC 1 7.50% $13,399
    CMG MORTGAGE, INC. 1 7.75% $6,324
    Citibank 1 6.38% $17,685
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $3,634
    NATIONS RELIABLE LENDING, LLC 1 4.75% $10,634
    NBKC BANK 1 6.50% $7,251
    Paramount Residential Mortgage Group, Inc. 1 7.25% $3,825
    PLAZA HOME MORTGAGE, INC. 1 8.13% $7,023

    Blackfoot Average Closing Costs & Other Stats

    Blackfoot, ID's 58 lenders originated 950 loans during 2023. The total origination value was $210,630,000, with an average loan value of $221,716.

    Blackfoot's average closing costs are $6,394.

    The top Blackfoot lender as defined by loan originations is IDAHO CENTRAL, with 59 loans originated. Their average total fees are $7,470, which is $759 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Blackfoot lenders (with over 10 loans originated) are Eagle Bank and Trust Company ($6,591), Glacier Bank ($6,828), IDAHO CENTRAL ($7,470), AMERICAN PACIFIC MORTGAGE CORPORATION ($7,853) and QUICKEN LOANS, LLC ($8,230).

    The lowest rate Blackfoot lenders (with over 10 loans originated) are Eagle Bank and Trust Company (6.40%), Glacier Bank (6.49%), QUICKEN LOANS, LLC (6.49%), IDAHO CENTRAL (6.52%) and CANOPY MORTGAGE, LLC (6.52%).

    Blackfoot, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    IDAHO CENTRAL $70,310,000 $37,230,000 -47.0% 17.7%
    CANOPY MORTGAGE, LLC $19,335,000 $11,765,000 -39.2% 5.6%
    QUICKEN LOANS, LLC $20,585,000 $11,610,000 -43.6% 5.5%
    Eagle Bank and Trust Company $11,500,000 $11,395,000 -0.9% 5.4%
    UNITED WHOLESALE MORTGAGE, LLC $6,895,000 $10,150,000 47.2% 4.8%
    Glacier Bank $10,440,000 $7,535,000 -27.8% 3.6%
    MOUNTAIN AMERICA $13,425,000 $7,380,000 -45.0% 3.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $4,960,000 $7,355,000 48.3% 3.5%
    Zions Bank $10,490,000 $5,920,000 -43.6% 2.8%
    MANN FINANCIAL INC. $6,470,000 $5,885,000 -9.0% 2.8%
    WESTMARK Credit Union $6,735,000 $5,260,000 -21.9% 2.5%
    FIRST COLONY MORTGAGE CORPORATION $3,745,000 $4,880,000 30.3% 2.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,025,000 $3,820,000 -24.0% 1.8%
    The Bank of Commerce $5,055,000 $3,595,000 -28.9% 1.7%
    ACADEMY MORTGAGE CORPORATION $1,830,000 $3,555,000 94.3% 1.7%
    EAST IDAHO Credit Union $3,250,000 $3,435,000 5.7% 1.6%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,745,000 $3,400,000 94.8% 1.6%
    VAN DYK MORTGAGE CORPORATION $8,690,000 $3,025,000 -65.2% 1.4%
    U.S. Bank $6,815,000 $2,845,000 -58.3% 1.4%
    BELEM SERVICING LLC $2,725,000 n/a 1.3%
    GUILD MORTGAGE COMPANY $2,890,000 $2,685,000 -7.1% 1.3%
    BEEHIVE $1,370,000 $2,645,000 93.1% 1.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,015,000 $2,455,000 21.8% 1.2%
    KeyBank $6,675,000 $2,440,000 -63.4% 1.2%
    Gateway First Bank $2,540,000 $2,015,000 -20.7% 1.0%
    Flagstar Bank, FSB $5,305,000 $1,875,000 -64.7% 0.9%
    LOANDEPOT.COM, LLC $5,250,000 $1,735,000 -67.0% 0.8%
    PENNYMAC LOAN SERVICES, LLC $2,555,000 $1,685,000 -34.1% 0.8%
    D. L. Evans Bank $2,650,000 $1,635,000 -38.3% 0.8%
    SUMMIT FUNDING, INC. $670,000 $1,620,000 141.8% 0.8%
    FREEDOM MORTGAGE CORPORATION $1,600,000 $1,460,000 -8.8% 0.7%
    CMG MORTGAGE, INC. $325,000 $1,405,000 332.3% 0.7%
    Mortgage Research Center, LLC $2,025,000 $1,315,000 -35.1% 0.6%
    ADVANTAGE PLUS $1,120,000 $1,300,000 16.1% 0.6%
    VERITAS FUNDING, LLC $895,000 $1,265,000 41.3% 0.6%
    CALCON MUTUAL MORTGAGE LLC $1,260,000 n/a 0.6%
    CONNECTIONS $4,480,000 $1,260,000 -71.9% 0.6%
    S1L, Inc. $2,725,000 $1,215,000 -55.4% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,390,000 $1,075,000 -22.7% 0.5%
    AMERICA FIRST $605,000 $1,070,000 76.9% 0.5%
    NAVY FEDERAL CREDIT UNION $1,010,000 n/a 0.5%
    CHURCHILL MORTGAGE CORPORATION $165,000 $1,005,000 509.1% 0.5%
    NBKC BANK $175,000 $975,000 457.1% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $935,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $225,000 $935,000 315.6% 0.4%
    The Federal Savings Bank $745,000 $895,000 20.1% 0.4%
    Citibank $885,000 n/a 0.4%
    Greenbox Loans, Inc. $885,000 n/a 0.4%
    MOVEMENT MORTGAGE, LLC $1,410,000 $855,000 -39.4% 0.4%
    Discover Bank $370,000 $775,000 109.5% 0.4%
    GENEVA FINANCIAL, LLC $515,000 $770,000 49.5% 0.4%
    AMERICAN FINANCING CORPORATION $2,870,000 $740,000 -74.2% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $535,000 $655,000 22.4% 0.3%
    CARDINAL FINANCIAL $165,000 $640,000 287.9% 0.3%
    PLANET HOME LENDING, LLC $425,000 $615,000 44.7% 0.3%
    Rails West Federal Credit Union $965,000 $525,000 -45.6% 0.2%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $515,000 n/a 0.2%
    LOANPAL, LLC $1,255,000 $510,000 -59.4% 0.2%
    IDAHO STATE UNIVERSITY $2,500,000 $505,000 -79.8% 0.2%
    GUARANTEED RATE, INC. $780,000 $485,000 -37.8% 0.2%
    BROKER SOLUTIONS, INC. $2,050,000 $475,000 -76.8% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $850,000 $455,000 -46.5% 0.2%
    21ST MORTGAGE CORPORATION $525,000 $440,000 -16.2% 0.2%
    Utah Power $420,000 n/a 0.2%
    MORTGAGEONE, INC. $405,000 n/a 0.2%
    Magnolia Bank $380,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $125,000 $365,000 192.0% 0.2%
    Citadel Servicing Corporation $360,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $2,465,000 $360,000 -85.4% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $355,000 n/a 0.2%
    PHH Mortgage Corporation $155,000 $345,000 122.6% 0.2%
    NEWREZ LLC $970,000 $320,000 -67.0% 0.2%
    Bank of Idaho $2,660,000 $315,000 -88.2% 0.1%
    LENDINGONE, LLC $295,000 n/a 0.1%
    Wells Fargo Bank $1,465,000 $290,000 -80.2% 0.1%
    CLEARPATH LENDING $255,000 n/a 0.1%
    Deseret First Credit Union $230,000 $245,000 6.5% 0.1%
    Figure Lending LLC $70,000 $245,000 250.0% 0.1%
    INTERCAP LENDING INC. $1,030,000 $235,000 -77.2% 0.1%
    NATIONS RELIABLE LENDING, LLC $235,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $225,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $340,000 $215,000 -36.8% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $645,000 $215,000 -66.7% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $185,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $175,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $75,000 $165,000 120.0% 0.1%
    PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.1%
    RANLIFE, INC. $465,000 $135,000 -71.0% 0.1%
    Carrington Mortgage Services, LLC $1,165,000 $115,000 -90.1% 0.1%
    LADERA LENDING, INC. $215,000 $115,000 -46.5% 0.1%
    Coastal Community Bank $105,000 n/a 0.0%
    PNC Bank $145,000 $105,000 -27.6% 0.0%
    Deere Employees Credit Union $75,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $250,000 $75,000 -70.0% 0.0%
    AMERICAN UNITED FAMILY OF CREDIT UN $65,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $35,000 n/a 0.0%

    Blackfoot's top lender by overall market share is IDAHO CENTRAL, with 17.7% market share. In second place, with 5.6%, is CANOPY MORTGAGE, LLC, having originated $11,765,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $11,610,000 in loans. In fourth place, with 5.4%, is Eagle Bank and Trust Company, having originated $11,395,000 in loans. In fifth place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $10,150,000 in loans.

    Blackfoot Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Blackfoot (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $155,650 (-1.5%) $246,372 (13.4%) 0.00 83
    2018-02-01 $160,625 (2.6%) $269,517 (21.6%) 0.00 72
    2018-03-01 $186,000 (12.1%) $309,558 (32.9%) 0.00 71
    2018-04-01 $189,500 (11.5%) $299,319 (23.6%) 0.00 69
    2018-05-01 $189,250 (8.4%) $293,643 (20.8%) 0.00 78
    2018-06-01 $205,000 (20.8%) $285,155 (22.6%) 0.00 86
    2018-07-01 $220,938 (42.6%) $256,883 (15.5%) 0.00 94
    2018-08-01 $197,000 (34.3%) $283,671 (29.2%) 0.00 95
    2018-09-01 $194,900 (30.8%) $283,241 (28.1%) 0.00 96
    2018-10-01 $201,150 (38.8%) $299,211 (39.1%) 0.00 93
    2018-11-01 $200,000 (30.3%) $315,830 (28.3%) 0.00 85
    2018-12-01 $217,000 (42.8%) $331,287 (37.5%) 0.00 70
    2019-01-01 $214,900 (38.1%) $333,546 (35.4%) 0.00 70
    2019-02-01 $215,675 (34.3%) $343,846 (27.6%) 0.00 64
    2019-03-01 $224,150 (20.5%) $349,920 (13.0%) 0.00 54
    2019-04-01 $253,350 (33.7%) $347,322 (16.0%) 0.00 49
    2019-05-01 $337,250 (78.2%) $410,978 (40.0%) 0.00 59
    2019-06-01 $275,000 (34.2%) $369,921 (29.7%) 0.00 81
    2019-07-01 $247,675 (12.1%) $312,819 (21.8%) 0.00 96
    2019-08-01 $248,055 (25.9%) $322,614 (13.7%) 0.00 96
    2019-09-01 $251,961 (29.3%) $339,510 (19.9%) 0.00 93
    2019-10-01 $260,000 (29.3%) $356,940 (19.3%) 0.00 91
    2019-11-01 $267,000 (33.5%) $387,220 (22.6%) 0.00 82
    2019-12-01 $274,875 (26.7%) $415,889 (25.5%) 0.00 77
    2020-01-01 $284,950 (32.6%) $429,678 (28.8%) 0.00 59
    2020-02-01 $292,500 (35.6%) $416,229 (21.1%) 0.00 58
    2020-03-01 $331,650 (48.0%) $437,627 (25.1%) 0.00 48
    2020-04-01 $317,125 (25.2%) $401,747 (15.7%) 0.00 54
    2020-05-01 $271,950 (-19.4%) $359,020 (-12.6%) 0.00 65
    2020-06-01 $289,000 (5.1%) $409,739 (10.8%) 0.00 65
    2020-07-01 $279,950 (13.0%) $405,530 (29.6%) 0.00 56
    2020-08-01 $318,000 (28.2%) $402,784 (24.9%) 0.00 47
    2020-09-01 $228,750 (-9.2%) $362,885 (6.9%) 0.00 37
    2020-10-01 $300,450 (15.6%) $373,344 (4.6%) 0.00 40
    2020-11-01 $293,950 (10.1%) $350,159 (-9.6%) 0.00 29
    2020-12-01 $314,750 (14.5%) $324,209 (-22.0%) 0.00 25
    2021-01-01 $305,200 (7.1%) $290,674 (-32.4%) 0.00 21
    2021-02-01 $307,950 (5.3%) $301,950 (-27.5%) 0.00 18
    2021-03-01 $326,125 (-1.7%) $345,507 (-21.1%) 0.00 22
    2021-04-01 $356,250 (12.3%) $390,934 (-2.7%) 0.00 24
    2021-05-01 $367,500 (35.1%) $450,229 (25.4%) 0.00 29
    2021-06-01 $409,950 (41.9%) $496,424 (21.2%) 0.00 34
    2021-07-01 $432,000 (54.3%) $499,337 (23.1%) 0.00 40
    2021-08-01 $380,500 (19.7%) $397,500 (-1.3%) 0.00 50
    2021-09-01 $380,000 (66.1%) $425,650 (17.3%) 0.00 56
    2021-10-01 $380,000 (26.5%) $424,900 (13.8%) 0.00 50
    2021-11-01 $405,000 (37.8%) $468,807 (33.9%) 0.00 49
    2021-12-01 $417,375 (32.6%) $475,447 (46.7%) 0.00 42
    2022-01-01 $477,000 (56.3%) $542,811 (86.7%) 0.00 34
    2022-02-01 $466,250 (51.4%) $510,127 (68.9%) 0.00 30
    2022-03-01 $480,000 (47.2%) $526,682 (52.4%) 0.00 37
    2022-04-01 $467,500 (31.2%) $496,091 (26.9%) 0.00 48
    2022-05-01 $466,750 (27.0%) $534,553 (18.7%) 0.00 62
    2022-06-01 $462,450 (12.8%) $528,216 (6.4%) 0.00 90
    2022-07-01 $449,950 (4.2%) $527,328 (5.6%) 0.00 109
    2022-08-01 $447,500 (17.6%) $535,548 (34.7%) 0.00 100
    2022-09-01 $454,900 (19.7%) $537,334 (26.2%) 0.00 103
    2022-10-01 $447,000 (17.6%) $510,639 (20.2%) 0.00 108
    2022-11-01 $442,500 (9.3%) $493,021 (5.2%) 0.00 106
    2022-12-01 $420,000 (0.6%) $468,775 (-1.4%) 0.00 89
    2023-01-01 $417,450 (-12.5%) $478,780 (-11.8%) 0.00 85
    2023-02-01 $422,450 (-9.4%) $483,784 (-5.2%) 0.00 84
    2023-03-01 $438,500 (-8.7%) $510,943 (-3.0%) 0.00 67
    2023-04-01 $445,000 (-4.8%) $529,475 (6.7%) 0.00 70
    2023-05-01 $492,500 (5.5%) $542,529 (1.5%) 0.00 83
    2023-06-01 $479,000 (3.6%) $536,198 (1.5%) 0.00 98
    2023-07-01 $480,000 (6.7%) $548,498 (4.0%) 0.00 95
    2023-08-01 $480,750 (7.4%) $556,633 (3.9%) 0.00 98
    2023-09-01 $472,000 (3.8%) $562,013 (4.6%) 0.00 102
    2023-10-01 $444,950 (-0.5%) $523,343 (2.5%) 0.00 108
    2023-11-01 $437,000 (-1.2%) $526,640 (6.8%) 0.00 113
    2023-12-01 $412,000 (-1.9%) $506,292 (8.0%) 0.00 96
    2024-01-01 $409,000 (-2.0%) $480,309 (0.3%) 0.00 80
    2024-02-01 $399,500 (-5.4%) $471,023 (-2.6%) 0.00 85
    2024-03-01 $412,000 (-6.0%) $485,699 (-4.9%) 0.00 78
    2024-04-01 $404,625 (-9.1%) $479,995 (-9.3%) 0.00 86
    2024-05-01 $450,000 (-8.6%) $538,717 (-0.7%) 0.00 80
    2024-06-01 $475,000 (-0.8%) $539,250 (0.6%) 0.00 104
    2024-07-01 $449,925 (-6.3%) $520,717 (-5.1%) 0.00 121
    2024-08-01 $449,900 (-6.4%) $510,786 (-8.2%) 0.00 118
    2024-09-01 $444,500 (-5.8%) $505,538 (-10.1%) 0.00 110
    2024-10-01 $409,825 (-7.9%) $495,982 (-5.2%) 0.00 126
    Blackfoot's median listing price for 2024-10-01 was $409,825, a difference of $-35,125 (-7.9%) versus the prior year and $-34,675 versus the prior month.

    Blackfoot's median listing price comes in at 0% of the national average.

    Blackfoot's average listing price for 2024-10-01 was $495,982, a difference of $-27,361 (-5.2%) versus the prior year and $-9,556 versus the prior month.

    For the 2024-10-01 period, Blackfoot had 126 MLS listings, a difference of 16 listings (15%) versus the prior month and 18 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Blackfoot (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,287 sqft
    2018-02-01 0 days 2,270 sqft
    2018-03-01 0 days 2,332 sqft
    2018-04-01 0 days 2,370 sqft
    2018-05-01 0 days 2,347 sqft
    2018-06-01 0 days 2,650 sqft
    2018-07-01 0 days 2,678 sqft
    2018-08-01 0 days 2,450 sqft
    2018-09-01 0 days 2,377 sqft
    2018-10-01 0 days 2,477 sqft
    2018-11-01 0 days 2,666 sqft
    2018-12-01 0 days 2,649 sqft
    2019-01-01 0 days 2,649 sqft
    2019-02-01 0 days 2,641 sqft
    2019-03-01 0 days 2,648 sqft
    2019-04-01 0 days 2,716 sqft
    2019-05-01 0 days 3,058 sqft
    2019-06-01 0 days 2,886 sqft
    2019-07-01 0 days 2,738 sqft
    2019-08-01 0 days 2,574 sqft
    2019-09-01 0 days 2,536 sqft
    2019-10-01 0 days 2,534 sqft
    2019-11-01 0 days 2,600 sqft
    2019-12-01 0 days 2,776 sqft
    2020-01-01 0 days 2,700 sqft
    2020-02-01 0 days 2,488 sqft
    2020-03-01 0 days 2,500 sqft
    2020-04-01 0 days 2,557 sqft
    2020-05-01 0 days 2,494 sqft
    2020-06-01 0 days 2,544 sqft
    2020-07-01 0 days 2,410 sqft
    2020-08-01 0 days 2,549 sqft
    2020-09-01 0 days 2,261 sqft
    2020-10-01 0 days 2,528 sqft
    2020-11-01 0 days 2,268 sqft
    2020-12-01 0 days 2,132 sqft
    2021-01-01 0 days 1,919 sqft
    2021-02-01 0 days 1,869 sqft
    2021-03-01 0 days 2,028 sqft
    2021-04-01 0 days 2,464 sqft
    2021-05-01 0 days 2,477 sqft
    2021-06-01 0 days 2,496 sqft
    2021-07-01 0 days 2,645 sqft
    2021-08-01 0 days 2,492 sqft
    2021-09-01 0 days 2,611 sqft
    2021-10-01 0 days 2,374 sqft
    2021-11-01 0 days 2,448 sqft
    2021-12-01 0 days 2,504 sqft
    2022-01-01 0 days 2,675 sqft
    2022-02-01 0 days 2,307 sqft
    2022-03-01 0 days 2,521 sqft
    2022-04-01 0 days 2,310 sqft
    2022-05-01 0 days 2,541 sqft
    2022-06-01 0 days 2,623 sqft
    2022-07-01 0 days 2,621 sqft
    2022-08-01 0 days 2,600 sqft
    2022-09-01 0 days 2,641 sqft
    2022-10-01 0 days 2,761 sqft
    2022-11-01 0 days 2,730 sqft
    2022-12-01 0 days 2,625 sqft
    2023-01-01 0 days 2,595 sqft
    2023-02-01 0 days 2,682 sqft
    2023-03-01 0 days 2,836 sqft
    2023-04-01 0 days 2,800 sqft
    2023-05-01 0 days 2,960 sqft
    2023-06-01 0 days 2,836 sqft
    2023-07-01 0 days 2,934 sqft
    2023-08-01 0 days 2,937 sqft
    2023-09-01 0 days 2,934 sqft
    2023-10-01 0 days 2,866 sqft
    2023-11-01 0 days 2,856 sqft
    2023-12-01 0 days 2,800 sqft
    2024-01-01 0 days 2,600 sqft
    2024-02-01 0 days 2,515 sqft
    2024-03-01 0 days 2,499 sqft
    2024-04-01 0 days 2,574 sqft
    2024-05-01 0 days 2,748 sqft
    2024-06-01 0 days 2,864 sqft
    2024-07-01 0 days 2,794 sqft
    2024-08-01 0 days 2,678 sqft
    2024-09-01 0 days 2,609 sqft
    2024-10-01 0 days 2,582 sqft
    Blackfoot's median listing age (time on market) for 2024-10-01 was 0 days.

    Blackfoot's median square footage for active listings during the 2024-10-01 period was 2,582 sqft. One year prior, the average listing was 2,866 sqft.

    Blackfoot, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 477 $140,845,000 $295,273
    Cash Out Refi 168 $31,190,000 $185,655
    Home Improvement 149 $11,345,000 $76,141
    Refi 83 $19,385,000 $233,554
    Other 73 $7,865,000 $107,740

    Blackfoot's most frequently cited loan purpose was Home Purchase, with 477 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 319 $87,375,000 $273,903
    Over 8% 243 $23,635,000 $97,263
    5-6% 184 $49,870,000 $271,033
    7-8% 177 $40,825,000 $230,650
    4-5% 13 $3,305,000 $254,231
    3-4% 2 $1,570,000 $785,000
    <2.5% 1 $455,000 $455,000

    During 2023, Blackfoot's most frequently originated rate bucket was 6-7%, with 319 originations.

    Loan Sizing (Blackfoot, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 354 $100,500,000 $283,898
    $100,000 or less 258 $12,300,000 $47,674
    $100k-200k 214 $31,710,000 $148,178
    $400k-600k 93 $43,145,000 $463,925
    $600k-1000k 29 $20,595,000 $710,172
    $Over $1MM 2 $2,380,000 $1,190,000

    Blackfoot's loan sizing saw the bucket of loans from $200k-400k with 354 originations, totaling $100,500,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 306 $97,980,000 $320,196
    Under 20% 221 $10,775,000 $48,756
    60-80% 166 $54,190,000 $326,446
    20-40% 126 $15,710,000 $124,683
    40-60% 106 $23,260,000 $219,434
    Over 100% 14 $5,120,000 $365,714

    Blackfoot's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 306 originations, totaling $97,980,000 in origination value.