PROVO - OREM Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Provo - Orem averaged 5.32% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.37% and one month ago for the week of 2022-04-14, the average rate was 5.17%.

Provo - Orem's average rate one year ago was 3.04%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.45%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Provo - Orem 30 Year Fixed Rate 2022-05-19 5.32%
Provo - Orem 30 Year Fixed Rate Refi 2022-05-19 5.45%
Provo - Orem 15 Year Fixed Rate 2022-05-19 4.94%
Provo - Orem 15 Year Fixed Rate Refi 2022-05-19 4.38%
Provo - Orem 30 Year FHA 2022-05-19 5.42%
Provo - Orem 30 Year FHA Refi 2022-05-19 5.19%
Provo - Orem 30 Year USDA 2022-05-19 5.11%
Provo - Orem 30 Year USDA Refi 2022-05-19 5.24%
Provo - Orem 30 Year VA 2022-05-19 4.96%
Provo - Orem 30 Year VA Refi 2022-05-19 4.85%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PROVO-OREM, UT.

PROVO - OREM Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the PROVO-OREM, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 4,460 2.95% $4,602
FIRST COLONY MORTGAGE CORPORATION 3,551 3.01% $4,559
QUICKEN LOANS, LLC 1,972 2.99% $4,383
SECURITYNATIONAL MORTGAGE COMPANY 1,364 3.12% $5,012
INTERCAP LENDING INC. 1,300 3.12% $4,583
HOME POINT FINANCIAL CORPORATION 1,123 2.95% $4,904
UTAH COMMUNITY 1,117 2.99% $6,146
SECURITY HOME MORTGAGE, LLC. 834 3.01% $4,870
CANOPY MORTGAGE, LLC 811 2.91% $3,674
ACADEMY MORTGAGE CORPORATION 523 3.10% $5,669
MY MOVE MORTGAGE, LLC 520 3.05% $3,713
PROVIDENT FUNDING ASSOCIATES, L.P. 505 2.77% $3,222
MOUNTAIN AMERICA 484 3.00% $5,824
CALIBER HOME LOANS, INC. 464 3.05% $4,480
LOANDEPOT.COM, LLC 394 2.91% $4,711
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 364 3.06% $4,613
DHI MORTGAGE COMPANY, LTD. 347 2.82% $2,381
Wells Fargo Bank 340 3.01% $3,591
VERITAS FUNDING, LLC 312 3.21% $4,275
CITYWIDE HOME LOANS, LLC 307 3.09% $4,979
DIRECT MORTGAGE, CORP. 304 3.03% $7,063
AMERICA FIRST 245 3.00% $5,903
PENNYMAC LOAN SERVICES, LLC 227 3.03% $5,355
Glacier Bank 227 3.00% $4,228
RANLIFE, INC. 226 3.14% $5,163
STEARNS LENDING, LLC 221 2.97% $5,155
BROKER SOLUTIONS, INC. 219 3.07% $5,396
GUARANTEED RATE, INC. 214 2.99% $4,623
BETTER MORTGAGE CORPORATION 195 2.78% $3,268
PRIMARY RESIDENTIAL MORTGAGE, INC. 192 3.14% $6,410
AMERISAVE MORTGAGE CORPORATION 190 2.83% $5,267
CROSSCOUNTRY MORTGAGE, LLC 180 3.18% $5,762
GUILD MORTGAGE COMPANY 166 3.05% $5,179
AXIA FINANCIAL, LLC 164 3.12% $4,988
Central Bank 157 3.05% $4,142
GUARANTEED RATE AFFINITY, LLC 154 3.10% $3,846
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 153 3.05% $4,875
JPMorgan Chase Bank 150 2.97% $3,949
Mr. Cooper ( Nationstar Mortgage ) 145 3.20% $5,625
NEWREZ LLC 144 3.11% $4,779
U.S. Bank 135 3.02% $5,468
Flagstar Bank, FSB 134 3.14% $4,352
NEST HOME LENDING, LLC 132 3.07% $5,442
HOMESIDE FINANCIAL, LLC 129 3.26% $5,685
Gateway First Bank 128 3.17% $3,969
FINANCE OF AMERICA MORTGAGE LLC 124 3.08% $5,757
SECURITY SERVICE 118 2.94% $5,473
HOMEAMERICAN MORTGAGE CORPORATION 117 2.87% $318
AMERICAN PACIFIC MORTGAGE CORPORATION 115 3.12% $4,878
AMERICAN FINANCING CORPORATION 111 3.08% $4,755
EAGLE HOME MORTGAGE, LLC 107 2.90% $3,705
KeyBank 107 2.84% $5,634
Utah Mortgage Loan Corporation 107 2.98% $4,891
Zions Bancorporation, N.A. 106 2.88% $3,090
Chicago Mortgage Solutions LLC 102 3.02% $4,999
NBH Bank 98 3.04% $4,841
Plains Commerce Bank 93 3.07% $5,574
FREEDOM MORTGAGE CORPORATION 89 3.04% $2,893
PRIMELENDING, A PLAINSCAPITAL COMPANY 89 3.17% $4,862
INSPIRE HOME LOANS INC. 88 3.07% $5,589
CYPRUS Federal Credit Union 85 3.10% $4,008
SUN AMERICAN MORTGAGE COMPANY 84 3.30% $3,834
Network Funding, L.P. 76 3.18% $4,350
LEADERONE FINANCIAL CORPORATION 74 2.97% $3,383
LOANPAL, LLC 65 3.05% $7,271
Paramount Residential Mortgage Group, Inc. 63 3.23% $4,398
Deseret First Credit Union 62 3.25% $4,943
PANORAMA MORTGAGE GROUP, LLC 62 3.09% $3,789
EVERLEND MORTGAGE COMPANY 58 3.24% $5,553
GOLDENWEST 57 2.99% $3,991
FirstBank 55 2.83% $2,003
CELEBRITY HOME LOANS, LLC 52 3.33% $5,674
Bank of Utah 49 3.08% $5,978
CMG MORTGAGE, INC. 48 3.05% $5,857
Strong Home Mortgage, LLC 46 2.97% $1,203
NBKC BANK 45 2.96% $2,622
BELEM SERVICING LLC 45 3.39% $4,620
Bank of America 44 2.79% $3,876
Northpointe Bank 44 3.10% $6,489
MOUNTAIN WEST FINANCIAL, INC. 43 2.97% $4,008
Wyndham Capital Mortgage, Inc. 42 2.93% $1,973
Low VA Rates, LLC 41 2.88% $2,534
North American Savings Bank, F.S.B. 37 2.80% $2,049
Ally Bank 37 2.73% $6,468
KELLER MORTGAGE, LLC 36 3.08% $2,201
S1L, Inc. 32 3.23% $5,770
CHURCHILL MORTGAGE CORPORATION 31 3.41% $4,468
BLUE BRICK FINANCIAL LLC 30 3.13% $1,781
CHERRY CREEK MORTGAGE, LLC 28 2.93% $1,103
Austin Capital Bank SSB 28 3.52% $5,478
GRANITE FEDERAL CREDIT UNION 27 3.30% $4,045
First Guaranty Mortgage Corporation 27 3.22% $5,411
The Loan Store, Inc. 27 2.90% $3,832
AMERICAN FINANCIAL NETWORK, INC. 25 3.16% $8,196
University First Federal Credit Union 25 3.15% $3,674
Cache Valley Bank 25 2.88% $3,195
VAN DYK MORTGAGE CORPORATION 23 3.01% $5,244
Century Mortgage Company DBA Century Lending Company 23 3.21% $5,422
First Home Bank 21 3.06% $6,354
The Federal Savings Bank 19 3.14% $8,988
AMERICAN INTERNET MORTGAGE, INC. 19 2.70% $3,585
PHH Mortgage Corporation 18 3.17% $5,987
SOFI LENDING CORP. 18 2.98% $3,654
Amerifirst Financial, Inc. 17 3.21% $3,716
Watermark Capital, Inc. 17 2.76% $2,929
CORNERSTONE HOME LENDING, INC. 17 3.13% $5,011
SOVEREIGN LENDING GROUP INCORPORATED 16 3.20% $6,188
MOVEMENT MORTGAGE, LLC 15 3.24% $4,357
TBI MORTGAGE COMPANY 14 3.12% $5,808
ANGEL OAK MORTGAGE SOLUTIONS LLC 14 5.19% $12,394
LAKEVIEW LOAN SERVICING, LLC 14 3.46% $2,566
MORTGAGEONE, INC. 14 3.13% $4,641
JMJ FINANCIAL GROUP 14 3.13% $4,421
Citadel Servicing Corporation 14 4.54% $11,903
Evolve Bank & Trust 13 2.98% $2,706
CITY FIRST MORTGAGE SERVICES, L.L.C. 13 3.06% $4,099
PARKSIDE LENDING, LLC 12 2.88% $5,005
BAY EQUITY LLC 12 3.23% $6,398
NAVY FEDERAL CREDIT UNION 12 3.32% $4,510
HOMEBRIDGE FINANCIAL SERVICES, INC. 12 3.12% $7,935
Citizens Bank 11 2.84% $6,278
Sierra Pacific Mortgage Company, Inc. 11 3.07% $3,429
LENOX FINANCIAL MORTGAGE CORPORATION 11 3.02% $3,109
Washington Federal Bank 10 3.23% $13,411
Nations Lending Corporation 10 2.89% $7,949
SWBC MORTGAGE CORPORATION 9 2.97% $5,244
DATA MORTGAGE, INC. 9 3.22% $4,134
First National Bank of America 9 7.21% $12,097
GUARANTY HOME MORTGAGE CORPORATION 9 3.21% $5,048
CALCON MUTUAL MORTGAGE LLC 9 3.47% $14,597
PNC Bank 9 3.08% $4,002
LENDSURE MORTGAGE CORP. 9 4.39% $16,625
Axos Bank 8 2.73% $2,335
Bank of England 8 3.20% $5,327
Carrington Mortgage Services, LLC 8 3.83% $6,687
Triumph Bank 8 2.70% $2,800
Commerce Home Mortgage, Inc. 7 3.69% $4,944
V.I.P. MORTGAGE, INC. 7 3.18% $3,750
BNC National Bank 7 2.93% $2,793
The Central Trust Bank 7 2.82% $4,708
OAKTREE FUNDING CORP. 7 4.35% $7,513
Truist Bank 7 2.96% $6,407
The Huntington National Bank 6 3.21% $4,701
OCMBC, INC. 6 2.85% $4,569
TIAA, FSB 6 3.31% $6,145
Citibank 6 3.00% $5,584
Utah Power 6 2.75% $5,381
Arvest Bank 6 3.10% $3,824
EVERETT FINANCIAL, INC. 6 3.60% $2,277
NEXERA HOLDING LLC 6 2.96% $13,901
Fifth Third Bank 6 3.25% $2,487
MORIA DEVELOPMENT, INC. 6 3.37% $3,408
Waterstone Mortgage Corporation 6 3.54% $6,669
Texana Bank 5 3.18% $4,137
First Western Trust Bank 5 2.97% $3,024
Stifel Bank and Trust 5 2.88% $3,142
IMPAC MORTGAGE CORP. 5 3.17% $2,301
First Savings Bank 5 2.95% $6,596
TCF National Bank 5 2.98% $4,701
Morgan Stanley Private Bank 5 2.92% $4,259
A&D Mortgage LLC 5 2.73% $5,415
First Internet Bank of Indiana 5 3.08% $3,528
ZILLOW HOME LOANS, LLC 4 2.88% $2,855
HOMESTEAD FUNDING CORP. 4 2.84% $3,432
Hercules First Federal Credit Union 4 3.06% $5,735
Heritage Bank 4 3.16% $6,222
SUN WEST MORTGAGE COMPANY, INC. 4 3.09% $5,325
WESTERN EXPRESS LENDING 4 3.00% $1,831
Bank of the West 4 3.22% $6,686
Goldwater Bank, N.A. 4 3.16% $6,758
GENEVA FINANCIAL, LLC 4 3.25% $4,000
Hometown Lenders, Inc. 3 3.46% $5,586
5TH STREET CAPITAL, INC. 3 5.75% $6,850
Alerus Financial 3 2.83% $2,241
AMERICAN UNITED FAMILY OF CREDIT UN 3 3.34% $6,768
ARC HOME LLC 3 4.46% $14,086
Armed Forces Bank 3 3.21% $2,005
Charles Schwab Bank, SSB 3 2.21% $4,229
CIT Bank 3 2.50% $7,019
CRESCENT MORTGAGE COMPANY 3 3.04% $4,986
DIRECTORS MORTGAGE, INC. 3 3.28% $8,601
EMBRACE HOME LOANS, INC. 3 3.08% $3,109
First Republic Bank 3 2.52% $3,181
Florida Capital Bank 3 3.25% $4,540
HOMEXPRESS MORTGAGE CORP. 3 4.63% $16,651
KS StateBank 3 2.92% $2,322
LENDUS, LLC 3 3.00% $9,865
Magnolia Bank 3 3.04% $7,401
PENTAGON FEDERAL CREDIT UNION 3 2.75% $2,783
PREMIA MORTGAGE, LLC 3 2.91% $4,937
State Bank of Southern Utah 3 3.04% $3,025
TRANSWEST CREDIT UNION 3 3.00% $5,697
RBC Bank, (Georgia) 2 2.63% $3,706
Toyota Financial Savings Bank 2 2.75% $3,740
SRE MORTGAGE ALLIANCE INC. 2 2.93% $5,739
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.19% $8,777
Blue Ridge Bank 2 3.63% $4,439
LOANLEADERS OF AMERICA, INC. 2 3.13% $3,268
Renasant Bank 2 3.06% $3,290
Umpqua Bank 2 2.88% $4,784
DIGNIFIED HOME LOANS, LLC 2 3.19% $3,684
HighTechLending Inc 2 3.31% $4,386
J. VIRGIL, INC. 2 2.88% $6,344
BEEHIVE 2 2.56% $4,212
FIRST TECHNOLOGY 2 3.00% $5,343
Baxter Credit Union 2 2.81% $3,333
PLANET HOME LENDING, LLC 2 2.63% $3,660
Firefighters First Federal Credit Union 2 2.94% $2,684
Fidelity Bank 2 3.00% $2,954
Eagle Bank and Trust Company 2 2.88% $4,198
Crestline Funding Corporation 2 2.56% $3,295
Commerce Bank 2 2.81% $6,562
Victorian Finance, LLC 2 2.75% $3,106
VILLAGE CAPITAL & INVESTMENT LLC 2 3.25% $4,511
AmeriHome Mortgage Company, LLC 2 2.88% $3,532
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.06% $4,494
AMCAP MORTGAGE, LTD. 2 3.44% $4,080
ALL WESTERN MORTGAGE, INC. 2 3.56% $8,893
Loan Simple, Inc. 2 3.12% $3,016
SIRVA MORTGAGE, INC. 2 2.94% $144
Luxury Mortgage Corp. 2 5.25% $2,730
CASTLE & COOKE MORTGAGE, LLC 2 2.94% $2,061
Mortgage Research Center, LLC 2 2.94% $3,423
DIGITAL Federal Credit Union 1 2.75% $2,952
SUMMIT FUNDING, INC. 1 3.25% $8,899
Devon Bank 1 3.13% $3,775
Sunflower Bank 1 2.99% $4,358
DELTA COMMUNITY CREDIT UNION 1 3.00% $7,499
Deere Employees Credit Union 1 2.75% $4,218
DEEPHAVEN MORTGAGE LLC 1 4.38% $3,786
City Bank 1 3.50% $3,874
CHEVRON 1 3.00% $5,705
Cf Bank 1 2.88% $1,728
Cadence Bank, N.A. 1 3.00% $23,459
Access Bank 1 2.88% $3,189
BMO Harris Bank 1 3.13% $4,807
Tulsa Federal Credit Union 1 3.13% $2,117
UBS Bank USA 1 2.88% $3,492
UNIFY FINANCIAL Credit Union 1 2.98% $1,448
UNITED SECURITY FINANCIAL CORP 1 2.75% $4,381
BLUELEAF LENDING, LLC 1 2.25% $7,255
USAA Federal Savings Bank 1 3.00% $3,827
Barrington Bank & Trust Company, N.A. 1 2.75% $5,025
Bank of Idaho 1 3.00% $8,788
Bank of Colorado 1 2.63% $5,782
Valley National Bank 1 2.75% $5,190
ATHAS CAPITAL GROUP, INC. 1 7.75% $8,554
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 2.75% $5,397
ALLIANT CREDIT UNION 1 3.00% $3,209
NATIONS RELIABLE LENDING, LLC 1 3.50% $2,890
NATIONS DIRECT MORTGAGE, LLC 1 3.99% $4,861
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.88% $10,887
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.88% $4,725
Northwest Federal Credit Union 1 2.63% $11,000
MID AMERICA MORTGAGE, INC. 1 3.13% $1,347
OCEANSIDE MORTGAGE COMPANY 1 2.75% $1,280
MEGA CAPITAL FUNDING, INC. 1 3.38% $3,604
ON Q FINANCIAL, INC. 1 3.00% $3,406
MASON MCDUFFIE MORTGAGE CORPORATION 1 4.00% $3,424
Manufacturers and Traders Trust Company 1 3.13% $2,502
ADVANTAGE PLUS 1 2.88% $7,334
PLAZA HOME MORTGAGE, INC. 1 3.38% $5,426
Ixonia Bank 1 2.88% $8,412
ADVANCIAL 1 3.88% $3,411
PREMIER LENDING, INC. 1 2.75% $3,660
PREMIER MORTGAGE RESOURCES, L.L.C. 1 2.99% $10,600
IDAHO CENTRAL 1 2.63% $5,444
1st Constitution Bank 1 3.13% $2,895
Prosperity Home Mortgage, LLC 1 3.25% $3,574
Happy State Bank 1 3.38% $2,926
Quontic Bank 1 5.75% $39,458
Great Plains National Bank 1 2.88% $3,271
Raymond James Bank 1 2.63% $6,966
Regions Bank 1 2.88% $1,778
Republic Bank & Trust Company 1 3.00% $2,277
Rock Canyon Bank 1 3.25% $3,904
First Federal Savings Bank of Twin Falls 1 2.88% $6,583
Simmons Bank 1 2.88% $2,208
D. L. Evans Bank 1 3.38% $2,821
Discover Bank 1 3.99% $0
Adams Bank & Trust 1 3.63% $6,626
State Department Federal Credit Union 1 2.63% $7,401
DIRECT LENDERS, LLC 1 2.88% $3,045

PROVO-OREM, UT's 283 lenders originated 52,045 loans during 2021. The total origination value was $16,797,025,000, with an average loan value of $322,740.

The top PROVO - OREM lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 4,460 loans originated. Their average total fees are $4,602, which is $43 higher than the next largest lender, FIRST COLONY MORTGAGE CORPORATION.

The lowest fee PROVO - OREM lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($318), CHERRY CREEK MORTGAGE, LLC ($1,103), Strong Home Mortgage, LLC ($1,203), BLUE BRICK FINANCIAL LLC ($1,781) and Wyndham Capital Mortgage, Inc. ($1,973).

The lowest rate PROVO - OREM lenders (with over 10 loans originated) are AMERICAN INTERNET MORTGAGE, INC. (2.70%), Ally Bank (2.73%), Watermark Capital, Inc. (2.76%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.77%) and BETTER MORTGAGE CORPORATION (2.78%).

PROVO-OREM, UT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $1,970,400,000 $2,245,560,000 14.0% 13.4%
FIRST COLONY MORTGAGE CORPORATION $1,536,480,000 $1,545,590,000 0.6% 9.2%
QUICKEN LOANS, LLC $981,490,000 $922,805,000 -6.0% 5.5%
INTERCAP LENDING INC. $804,545,000 $723,925,000 -10.0% 4.3%
SECURITYNATIONAL MORTGAGE COMPANY $715,080,000 $659,325,000 -7.8% 3.9%
UTAH COMMUNITY $782,535,000 $615,035,000 -21.4% 3.7%
HOME POINT FINANCIAL CORPORATION $220,505,000 $563,600,000 155.6% 3.4%
MOUNTAIN AMERICA $527,870,000 $559,030,000 5.9% 3.3%
CANOPY MORTGAGE, LLC $402,920,000 $371,500,000 -7.8% 2.2%
SECURITY HOME MORTGAGE, LLC. $603,235,000 $370,075,000 -38.7% 2.2%
AMERICA FIRST $256,965,000 $316,765,000 23.3% 1.9%
ACADEMY MORTGAGE CORPORATION $279,735,000 $260,435,000 -6.9% 1.6%
Zions Bancorporation, N.A. $202,595,000 $256,595,000 26.7% 1.5%
CALIBER HOME LOANS, INC. $343,365,000 $247,090,000 -28.0% 1.5%
MY MOVE MORTGAGE, LLC $269,885,000 $223,925,000 -17.0% 1.3%
LOANDEPOT.COM, LLC $174,890,000 $221,555,000 26.7% 1.3%
Wells Fargo Bank $213,120,000 $221,250,000 3.8% 1.3%
FREEDOM MORTGAGE CORPORATION $226,810,000 $201,360,000 -11.2% 1.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $367,920,000 $196,440,000 -46.6% 1.2%
DHI MORTGAGE COMPANY, LTD. $129,330,000 $185,985,000 43.8% 1.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $127,060,000 $178,405,000 40.4% 1.1%
CITYWIDE HOME LOANS, LLC $212,665,000 $171,305,000 -19.4% 1.0%
PENNYMAC LOAN SERVICES, LLC $92,410,000 $163,080,000 76.5% 1.0%
U.S. Bank $142,050,000 $154,560,000 8.8% 0.9%
DIRECT MORTGAGE, CORP. $146,625,000 $145,725,000 -0.6% 0.9%
VERITAS FUNDING, LLC $170,430,000 $138,860,000 -18.5% 0.8%
Glacier Bank $5,720,000 $135,765,000 2,273.5% 0.8%
GUARANTEED RATE, INC. $108,945,000 $123,185,000 13.1% 0.7%
SECURITY SERVICE $78,550,000 $121,595,000 54.8% 0.7%
RANLIFE, INC. $122,270,000 $110,830,000 -9.4% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $67,150,000 $107,830,000 60.6% 0.6%
BETTER MORTGAGE CORPORATION $43,405,000 $104,970,000 141.8% 0.6%
BROKER SOLUTIONS, INC. $82,030,000 $104,340,000 27.2% 0.6%
STEARNS LENDING, LLC $99,295,000 $103,635,000 4.4% 0.6%
KeyBank $71,765,000 $97,625,000 36.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $95,550,000 $93,600,000 -2.0% 0.6%
JPMorgan Chase Bank $118,575,000 $90,615,000 -23.6% 0.5%
NEWREZ LLC $38,665,000 $90,545,000 134.2% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $112,165,000 $85,430,000 -23.8% 0.5%
Arbor Realty Trust, Inc. $1,295,000 $85,210,000 6,479.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $67,505,000 $84,990,000 25.9% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $110,830,000 $83,565,000 -24.6% 0.5%
GUILD MORTGAGE COMPANY $87,335,000 $81,410,000 -6.8% 0.5%
Central Bank $130,835,000 $78,775,000 -39.8% 0.5%
GUARANTEED RATE AFFINITY, LLC $41,880,000 $77,735,000 85.6% 0.5%
Rock Canyon Bank $126,045,000 $75,460,000 -40.1% 0.4%
Flagstar Bank, FSB $114,025,000 $69,860,000 -38.7% 0.4%
NEST HOME LENDING, LLC $48,815,000 $66,000,000 35.2% 0.4%
HOMEAMERICAN MORTGAGE CORPORATION $51,065,000 $65,360,000 28.0% 0.4%
AXIA FINANCIAL, LLC $67,435,000 $63,705,000 -5.5% 0.4%
NBH Bank $49,800,000 $62,470,000 25.4% 0.4%
Gateway First Bank $68,895,000 $60,595,000 -12.0% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $67,360,000 $59,660,000 -11.4% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $112,905,000 $59,265,000 -47.5% 0.4%
TIAA, FSB $3,655,000 $55,645,000 1,422.4% 0.3%
Deseret First Credit Union $39,770,000 $52,345,000 31.6% 0.3%
AMERICAN FINANCING CORPORATION $39,790,000 $52,130,000 31.0% 0.3%
AMWEST FUNDING CORP. $88,155,000 $51,940,000 -41.1% 0.3%
HOMESIDE FINANCIAL, LLC $15,120,000 $50,610,000 234.7% 0.3%
GOLDENWEST $35,735,000 $50,195,000 40.5% 0.3%
EAGLE HOME MORTGAGE, LLC $29,345,000 $49,455,000 68.5% 0.3%
Utah Mortgage Loan Corporation $47,430,000 $48,400,000 2.0% 0.3%
Bank of Utah $27,050,000 $47,895,000 77.1% 0.3%
CYPRUS Federal Credit Union $68,800,000 $47,810,000 -30.5% 0.3%
Plains Commerce Bank $6,285,000 $45,800,000 628.7% 0.3%
CASTLE & COOKE MORTGAGE, LLC $46,935,000 $45,150,000 -3.8% 0.3%
Fortis Private Bank $38,750,000 $43,425,000 12.1% 0.3%
Network Funding, L.P. $42,175,000 $41,090,000 -2.6% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $6,755,000 $40,505,000 499.6% 0.2%
Chicago Mortgage Solutions LLC $685,000 $40,295,000 5,782.5% 0.2%
INSPIRE HOME LOANS INC. $45,540,000 $38,545,000 -15.4% 0.2%
Bank of America $20,870,000 $37,330,000 78.9% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $44,585,000 $36,465,000 -18.2% 0.2%
SUN AMERICAN MORTGAGE COMPANY $24,955,000 $36,330,000 45.6% 0.2%
REVERSE MORTGAGE FUNDING LLC $18,390,000 $35,030,000 90.5% 0.2%
Washington Federal Bank $45,775,000 $32,830,000 -28.3% 0.2%
LAKEVIEW LOAN SERVICING, LLC $21,230,000 $31,000,000 46.0% 0.2%
LOANPAL, LLC $29,580,000 $30,625,000 3.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $38,325,000 $30,435,000 -20.6% 0.2%
LEADERONE FINANCIAL CORPORATION $98,430,000 $29,950,000 -69.6% 0.2%
CELEBRITY HOME LOANS, LLC $29,760,000 n/a 0.2%
Ally Bank $5,485,000 $29,330,000 434.7% 0.2%
Paramount Residential Mortgage Group, Inc. $13,905,000 $28,920,000 108.0% 0.2%
CMG MORTGAGE, INC. $14,880,000 $28,690,000 92.8% 0.2%
Low VA Rates, LLC $46,740,000 $27,710,000 -40.7% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $27,170,000 n/a 0.2%
PANORAMA MORTGAGE GROUP, LLC $28,890,000 $26,990,000 -6.6% 0.2%
The Federal Savings Bank $30,465,000 $26,775,000 -12.1% 0.2%
Mortgage Research Center, LLC $22,050,000 $26,400,000 19.7% 0.2%
UTAH FIRST $12,950,000 $25,015,000 93.2% 0.1%
FirstBank $29,635,000 $24,545,000 -17.2% 0.1%
Northpointe Bank $22,455,000 $24,450,000 8.9% 0.1%
Strong Home Mortgage, LLC $17,910,000 $24,370,000 36.1% 0.1%
EVERLEND MORTGAGE COMPANY $23,750,000 $22,645,000 -4.7% 0.1%
NBKC BANK $30,910,000 $22,365,000 -27.6% 0.1%
North American Savings Bank, F.S.B. $22,620,000 $20,165,000 -10.9% 0.1%
BELEM SERVICING LLC $11,195,000 $19,325,000 72.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $5,515,000 $19,255,000 249.1% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $26,855,000 $18,685,000 -30.4% 0.1%
University First Federal Credit Union $30,430,000 $18,410,000 -39.5% 0.1%
Wyndham Capital Mortgage, Inc. $22,840,000 $18,370,000 -19.6% 0.1%
BLUE BRICK FINANCIAL LLC $6,360,000 $17,540,000 175.8% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $17,540,000 $17,530,000 -0.1% 0.1%
AMERICAN ADVISORS GROUP $5,935,000 $15,820,000 166.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $24,140,000 $15,715,000 -34.9% 0.1%
CORNERSTONE HOME LENDING, INC. $11,780,000 $15,070,000 27.9% 0.1%
Alpine Credit Union $32,680,000 $15,015,000 -54.1% 0.1%
First Guaranty Mortgage Corporation $32,145,000 $14,940,000 -53.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $25,845,000 $14,925,000 -42.3% 0.1%
Century Mortgage Company DBA Century Lending Company $14,645,000 n/a 0.1%
PHH Mortgage Corporation $6,885,000 $14,615,000 112.3% 0.1%
UMB Bank $14,580,000 n/a 0.1%
S1L, Inc. $11,495,000 $14,475,000 25.9% 0.1%
VAN DYK MORTGAGE CORPORATION $16,755,000 $14,430,000 -13.9% 0.1%
LONGBRIDGE FINANCIAL, LLC $2,825,000 $14,275,000 405.3% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $7,770,000 $13,980,000 79.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $13,790,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $13,620,000 $13,665,000 0.3% 0.1%
Cache Valley Bank $11,545,000 $13,565,000 17.5% 0.1%
KELLER MORTGAGE, LLC $19,655,000 $13,420,000 -31.7% 0.1%
NAVY FEDERAL CREDIT UNION $16,000,000 $12,980,000 -18.9% 0.1%
The Loan Store, Inc. $25,850,000 $12,910,000 -50.1% 0.1%
GRANITE FEDERAL CREDIT UNION $18,545,000 $12,360,000 -33.4% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $2,860,000 $11,410,000 299.0% 0.1%
MORTGAGEONE, INC. $4,500,000 $11,345,000 152.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $16,985,000 $11,340,000 -33.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $6,720,000 $10,215,000 52.0% 0.1%
Austin Capital Bank SSB $7,200,000 $10,105,000 40.3% 0.1%
SOFI LENDING CORP. $7,895,000 $9,465,000 19.9% 0.1%
Carrington Mortgage Services, LLC $13,145,000 $9,440,000 -28.2% 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $9,175,000 n/a 0.1%
Citadel Servicing Corporation $4,555,000 $9,060,000 98.9% 0.1%
First Home Bank $18,330,000 $9,030,000 -50.7% 0.1%
JMJ FINANCIAL GROUP $10,340,000 $8,665,000 -16.2% 0.1%
TBI MORTGAGE COMPANY $15,185,000 $8,595,000 -43.4% 0.1%
ALLIANT CREDIT UNION $8,965,000 $8,425,000 -6.0% 0.1%
PNC Bank $4,945,000 $8,370,000 69.3% 0.0%
Citizens Bank $15,160,000 $8,260,000 -45.5% 0.0%
GREYSTONE SERVICING COMPANY LLC $7,705,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $31,710,000 $7,500,000 -76.3% 0.0%
LENDSURE MORTGAGE CORP. $425,000 $7,440,000 1,650.6% 0.0%
TCF National Bank $15,805,000 $7,350,000 -53.5% 0.0%
CALCON MUTUAL MORTGAGE LLC $27,310,000 $7,325,000 -73.2% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $17,870,000 $6,900,000 -61.4% 0.0%
Watermark Capital, Inc. $6,880,000 $6,850,000 -0.4% 0.0%
Amerifirst Financial, Inc. $8,310,000 $6,820,000 -17.9% 0.0%
WALKER & DUNLOP, LLC $43,805,000 $6,705,000 -84.7% 0.0%
Alaska USA Federal Credit Union $5,345,000 $6,630,000 24.0% 0.0%
SourceOne Financial, Inc. $2,585,000 $6,605,000 155.5% 0.0%
EVERETT FINANCIAL, INC. $28,170,000 $6,580,000 -76.6% 0.0%
NEXERA HOLDING LLC $6,150,000 $6,425,000 4.5% 0.0%
MOVEMENT MORTGAGE, LLC $3,370,000 $6,135,000 82.0% 0.0%
The Huntington National Bank $5,970,000 n/a 0.0%
PARKSIDE LENDING, LLC $23,960,000 $5,705,000 -76.2% 0.0%
Utah Power $2,275,000 $5,685,000 149.9% 0.0%
OAKTREE FUNDING CORP. $5,110,000 $5,595,000 9.5% 0.0%
Citibank $45,060,000 $5,500,000 -87.8% 0.0%
Evolve Bank & Trust $7,470,000 $5,375,000 -28.0% 0.0%
DATA MORTGAGE, INC. $6,470,000 $5,330,000 -17.6% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $9,065,000 $5,165,000 -43.0% 0.0%
BAY EQUITY LLC $12,065,000 $4,990,000 -58.6% 0.0%
Truist Bank $4,375,000 $4,955,000 13.3% 0.0%
Bank of England $5,555,000 $4,910,000 -11.6% 0.0%
Bank of the West $6,865,000 $4,705,000 -31.5% 0.0%
Axos Bank $5,035,000 $4,525,000 -10.1% 0.0%
The Central Trust Bank $835,000 $4,355,000 421.6% 0.0%
Triumph Bank $5,580,000 $4,300,000 -22.9% 0.0%
Barrington Bank & Trust Company, N.A. $7,235,000 $4,215,000 -41.7% 0.0%
Nations Lending Corporation $8,180,000 $4,110,000 -49.8% 0.0%
BNC National Bank $14,200,000 $4,030,000 -71.6% 0.0%
GEORGIA'S OWN $4,025,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $4,965,000 $4,015,000 -19.1% 0.0%
Magnolia Bank $5,450,000 $3,990,000 -26.8% 0.0%
Morgan Stanley Private Bank $4,530,000 $3,945,000 -12.9% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $3,900,000 n/a 0.0%
First National Bank of America $3,175,000 $3,900,000 22.8% 0.0%
Commerce Home Mortgage, Inc. $3,345,000 $3,805,000 13.8% 0.0%
UNITED SECURITY FINANCIAL CORP $13,870,000 $3,760,000 -72.9% 0.0%
USAA Federal Savings Bank $12,590,000 $3,640,000 -71.1% 0.0%
Sierra Pacific Mortgage Company, Inc. $8,485,000 $3,635,000 -57.2% 0.0%
HomeTrust Bank $3,630,000 n/a 0.0%
Raymond James Bank $370,000 $3,615,000 877.0% 0.0%
SWBC MORTGAGE CORPORATION $5,025,000 $3,550,000 -29.4% 0.0%
First Savings Bank $2,840,000 $3,540,000 24.6% 0.0%
Charles Schwab Bank, SSB $1,550,000 $3,525,000 127.4% 0.0%
V.I.P. MORTGAGE, INC. $2,045,000 $3,155,000 54.3% 0.0%
Arvest Bank $2,670,000 $3,100,000 16.1% 0.0%
Discover Bank $1,315,000 $3,100,000 135.7% 0.0%
First Republic Bank $915,000 $2,825,000 208.7% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $605,000 $2,800,000 362.8% 0.0%
Stifel Bank and Trust $1,395,000 $2,795,000 100.4% 0.0%
MORIA DEVELOPMENT, INC. $5,285,000 $2,790,000 -47.2% 0.0%
First Internet Bank of Indiana $3,905,000 $2,785,000 -28.7% 0.0%
IMPAC MORTGAGE CORP. $1,230,000 $2,770,000 125.2% 0.0%
Waterstone Mortgage Corporation $1,230,000 $2,550,000 107.3% 0.0%
CIT Bank $1,945,000 $2,515,000 29.3% 0.0%
LIMA ONE CAPITAL, LLC $2,505,000 n/a 0.0%
FIRST TECHNOLOGY $1,610,000 $2,295,000 42.5% 0.0%
KS StateBank $1,290,000 $2,285,000 77.1% 0.0%
First Western Trust Bank $1,795,000 $2,280,000 27.0% 0.0%
PLAZA HOME MORTGAGE, INC. $3,545,000 $2,235,000 -37.0% 0.0%
Hercules First Federal Credit Union $1,375,000 $2,230,000 62.2% 0.0%
Pacific Premier Bank $2,215,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $1,830,000 $2,195,000 19.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,190,000 $2,175,000 82.8% 0.0%
OCMBC, INC. $1,515,000 $2,160,000 42.6% 0.0%
QUORUM FEDERAL CREDIT UNION $1,845,000 $2,145,000 16.3% 0.0%
Fifth Third Bank $6,940,000 $2,090,000 -69.9% 0.0%
LENDUS, LLC $2,025,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $6,070,000 $1,965,000 -67.6% 0.0%
DIRECTORS MORTGAGE, INC. $3,310,000 $1,955,000 -40.9% 0.0%
ARC HOME LLC $1,445,000 $1,850,000 28.0% 0.0%
HighTechLending Inc $580,000 $1,850,000 219.0% 0.0%
BLUELEAF LENDING, LLC $520,000 $1,805,000 247.1% 0.0%
Mortgage Bank of California $1,795,000 n/a 0.0%
WESTERN EXPRESS LENDING $1,795,000 n/a 0.0%
Cadence Bank, N.A. $1,775,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $875,000 $1,770,000 102.3% 0.0%
RBC Bank, (Georgia) $1,770,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $295,000 $1,695,000 474.6% 0.0%
BMO Harris Bank $1,670,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $530,000 $1,665,000 214.2% 0.0%
A&D Mortgage LLC $345,000 $1,645,000 376.8% 0.0%
ATHAS CAPITAL GROUP, INC. $215,000 $1,635,000 660.5% 0.0%
Texana Bank $3,970,000 $1,605,000 -59.6% 0.0%
First Federal Bank $3,795,000 $1,590,000 -58.1% 0.0%
SPRING EQ, LLC $1,550,000 n/a 0.0%
Goldwater Bank, N.A. $4,620,000 $1,530,000 -66.9% 0.0%
PREMIA MORTGAGE, LLC $605,000 $1,525,000 152.1% 0.0%
Toyota Financial Savings Bank $1,515,000 n/a 0.0%
TRANSWEST CREDIT UNION $2,885,000 $1,450,000 -49.7% 0.0%
Florida Capital Bank $580,000 $1,440,000 148.3% 0.0%
ZILLOW HOME LOANS, LLC $1,440,000 n/a 0.0%
Banner Bank $1,435,000 n/a 0.0%
MidFirst Bank $1,935,000 $1,435,000 -25.8% 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $890,000 $1,425,000 60.1% 0.0%
CHARTWAY FEDERAL CREDIT UNION $1,180,000 $1,420,000 20.3% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,315,000 $1,390,000 -40.0% 0.0%
SIRVA MORTGAGE, INC. $1,330,000 $1,390,000 4.5% 0.0%
ALL WESTERN MORTGAGE, INC. $1,380,000 n/a 0.0%
SRE MORTGAGE ALLIANCE INC. $5,410,000 $1,350,000 -75.0% 0.0%
Heritage Bank $810,000 $1,335,000 64.8% 0.0%
21ST MORTGAGE CORPORATION $960,000 $1,315,000 37.0% 0.0%
Quontic Bank $1,315,000 n/a 0.0%
GENEVA FINANCIAL, LLC $680,000 $1,290,000 89.7% 0.0%
State Bank of Southern Utah $420,000 $1,290,000 207.1% 0.0%
5TH STREET CAPITAL, INC. $1,275,000 n/a 0.0%
Commerce Bank $1,350,000 $1,260,000 -6.7% 0.0%
J. VIRGIL, INC. $1,200,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,140,000 $1,180,000 3.5% 0.0%
Umpqua Bank $1,260,000 $1,175,000 -6.7% 0.0%
Eagle Bank and Trust Company $775,000 $1,135,000 46.5% 0.0%
AMCAP MORTGAGE, LTD. $875,000 $1,125,000 28.6% 0.0%
Hometown Lenders, Inc. $450,000 $1,100,000 144.4% 0.0%
D. L. Evans Bank $795,000 $1,090,000 37.1% 0.0%
OCEANSIDE MORTGAGE COMPANY $2,740,000 $1,080,000 -60.6% 0.0%
Luxury Mortgage Corp. $995,000 $1,070,000 7.5% 0.0%
Baxter Credit Union $2,745,000 $1,060,000 -61.4% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $370,000 $1,045,000 182.4% 0.0%
PREMIER AMERICA $1,005,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $7,800,000 $945,000 -87.9% 0.0%
Meridian Bank Corporation $525,000 $940,000 79.0% 0.0%
BM Real Estate Services, Inc. $485,000 $930,000 91.8% 0.0%
Armed Forces Bank $905,000 n/a 0.0%
BENCH EQUITY L.L.C. $575,000 $905,000 57.4% 0.0%
Manufacturers and Traders Trust Company $740,000 $875,000 18.2% 0.0%
United States Senate Federal Credit Union $855,000 n/a 0.0%
Blue Ridge Bank $1,200,000 $840,000 -30.0% 0.0%
Capital Bank $840,000 n/a 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $835,000 n/a 0.0%
Alerus Financial $295,000 $815,000 176.3% 0.0%
Sunflower Bank $505,000 $810,000 60.4% 0.0%
Firefighters First Federal Credit Union $390,000 $795,000 103.8% 0.0%
Loan Simple, Inc. $335,000 $770,000 129.9% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $305,000 $750,000 145.9% 0.0%
SUMMIT FUNDING, INC. $245,000 $750,000 206.1% 0.0%
Valley National Bank $735,000 n/a 0.0%
WEBER STATE FEDERAL CREDIT UNION $2,065,000 $695,000 -66.3% 0.0%
DIGNIFIED HOME LOANS, LLC $690,000 n/a 0.0%
Renasant Bank $550,000 $660,000 20.0% 0.0%
Crestline Funding Corporation $650,000 n/a 0.0%
Cf Bank $4,825,000 $645,000 -86.6% 0.0%
AmeriHome Mortgage Company, LLC $645,000 $640,000 -0.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $115,000 $640,000 456.5% 0.0%
Prosperity Home Mortgage, LLC $515,000 $625,000 21.4% 0.0%
Simmons Bank $620,000 n/a 0.0%
OPEN MORTGAGE, LLC $615,000 n/a 0.0%
PLANET HOME LENDING, LLC $325,000 $600,000 84.6% 0.0%
Victorian Finance, LLC $590,000 n/a 0.0%
Bank of Idaho $205,000 $565,000 175.6% 0.0%
UBS Bank USA $1,755,000 $555,000 -68.4% 0.0%
Community First National Bank $545,000 n/a 0.0%
Ixonia Bank $535,000 n/a 0.0%
InterContinental Capital Group, Inc $530,000 n/a 0.0%
ADVANTAGE PLUS $725,000 $495,000 -31.7% 0.0%
AmRes Corporation $495,000 n/a 0.0%
MEGA CAPITAL FUNDING, INC. $485,000 n/a 0.0%
Farmers Bank & Trust $1,415,000 $465,000 -67.1% 0.0%
PREMIER LENDING, INC. $465,000 n/a 0.0%
BEEHIVE $1,110,000 $450,000 -59.5% 0.0%
Bank of Colorado $445,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $435,000 n/a 0.0%
DIGITAL Federal Credit Union $435,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $455,000 $420,000 -7.7% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $415,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $540,000 $415,000 -23.1% 0.0%
NP, Inc. $405,000 n/a 0.0%
Deere Employees Credit Union $295,000 $395,000 33.9% 0.0%
Fidelity Bank $390,000 n/a 0.0%
Bethpage Federal Credit Union $380,000 n/a 0.0%
1st Constitution Bank $365,000 n/a 0.0%
Devon Bank $365,000 $365,000 0.0% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $365,000 n/a 0.0%
Regions Bank $375,000 $365,000 -2.7% 0.0%
Bell Bank $355,000 n/a 0.0%
First Federal Savings Bank of Twin Falls $185,000 $355,000 91.9% 0.0%
First Horizon Bank $595,000 $355,000 -40.3% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $355,000 n/a 0.0%
City Bank $345,000 n/a 0.0%
State Department Federal Credit Union $285,000 $345,000 21.1% 0.0%
Jordan Federal Credit Union $3,485,000 $340,000 -90.2% 0.0%
Mid-Continent Funding, Inc. $825,000 $335,000 -59.4% 0.0%
Northwest Federal Credit Union $720,000 $335,000 -53.5% 0.0%
LOANLEADERS OF AMERICA, INC. $2,290,000 $330,000 -85.6% 0.0%
CHEVRON $810,000 $325,000 -59.9% 0.0%
DOMINION FINANCIAL SERVICES, LLC $325,000 n/a 0.0%
The Security National Bank of Sioux City, Iowa $315,000 n/a 0.0%
DIRECT LENDERS, LLC $305,000 n/a 0.0%
JMAC LENDING, INC. $2,110,000 $305,000 -85.5% 0.0%
DEEPHAVEN MORTGAGE LLC $635,000 $295,000 -53.5% 0.0%
IDAHO CENTRAL $710,000 $295,000 -58.5% 0.0%
Republic Bank & Trust Company $295,000 n/a 0.0%
Great Plains National Bank $285,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $285,000 n/a 0.0%
Access Bank $275,000 n/a 0.0%
Happy State Bank $275,000 n/a 0.0%
First Fidelity Bank $255,000 n/a 0.0%
Tulsa Federal Credit Union $245,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $510,000 $235,000 -53.9% 0.0%
Adams Bank & Trust $205,000 n/a 0.0%
MANN FINANCIAL INC. $195,000 n/a 0.0%
Veritex Community Bank $195,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $185,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $185,000 n/a 0.0%
ADVANCIAL $175,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $730,000 $175,000 -76.0% 0.0%
First Western Federal Savings Bank $150,000 n/a 0.0%
PARSONS Federal Credit Union $130,000 n/a 0.0%
ON Q FINANCIAL, INC. $2,055,000 $115,000 -94.4% 0.0%
TOWER $800,000 $85,000 -89.4% 0.0%
Connexus Credit Union $1,655,000 $55,000 -96.7% 0.0%

PROVO - OREM's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.4% market share. In second place, with 9.2%, is FIRST COLONY MORTGAGE CORPORATION, having originated $1,545,590,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $922,805,000 in loans. In third place, with 4.3%, is INTERCAP LENDING INC., having originated $723,925,000 in loans. In third place, with 3.9%, is SECURITYNATIONAL MORTGAGE COMPANY, having originated $659,325,000 in loans.


PROVO-OREM, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 18,746 $5,662,490,000 $302,064
Home Purchase 15,996 $6,340,620,000 $396,388
Cash Out Refi 11,944 $4,132,550,000 $345,994
Home Improvement 3,479 $384,255,000 $110,450
Other 1,878 $273,210,000 $145,479
NA 2 $3,900,000 $1,950,000

Provo - Orem's most frequently cited loan purpose was Refi, with 18,746 originations. The 2nd most popular reason was Home Purchase, with 15,996 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 22,759 $8,013,105,000 $352,085
3-4% 15,627 $5,437,855,000 $347,978
<2.5% 9,214 $2,637,040,000 $286,199
4-5% 2,796 $423,150,000 $151,341
5-6% 857 $101,185,000 $118,069
Over 8% 230 $21,900,000 $95,217
6-7% 227 $30,105,000 $132,621
7-8% 80 $8,590,000 $107,375

During 2021, Provo - Orem's most frequently originated rate bucket was 2.5-3%, with 22,759 originations.

Loan Sizing (PROVO-OREM, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 26,634 $7,985,030,000 $299,806
$400k-600k 11,542 $5,455,170,000 $472,636
$100k-200k 7,143 $1,097,335,000 $153,624
$100,000 or less 4,840 $253,730,000 $52,424
$600k-1000k 1,455 $1,055,605,000 $725,502
$Over $1MM 431 $950,155,000 $2,204,536

PROVO - OREM's loan sizing saw the bucket of loans from $200k-400k with 26,634 originations, totaling $7,985,030,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 17,961 $6,943,295,000 $386,576
80-100% 12,622 $5,049,510,000 $400,056
40-60% 10,043 $3,017,635,000 $300,471
20-40% 5,065 $956,555,000 $188,856
Under 20% 5,053 $334,495,000 $66,197
Over 100% 233 $104,625,000 $449,034

PROVO - OREM's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 17,961 originations, totaling $6,943,295,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - PROVO - OREM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $368,900 (7.2%) $522,797 (4.8%) 1.36 1,449
2018-02-01 $379,950 (8.3%) $530,538 (3.7%) 1.37 1,390
2018-03-01 $389,900 (7.6%) $534,101 (0.7%) 1.35 1,381
2018-04-01 $391,648 (5.9%) $547,968 (1.7%) 1.31 1,482
2018-05-01 $397,335 (8.2%) $541,491 (1.1%) 1.32 1,655
2018-06-01 $399,720 (7.4%) $530,511 (-0.6%) 1.33 1,894
2018-07-01 $398,845 (7.8%) $530,135 (3.3%) 1.33 1,908
2018-08-01 $398,975 (10.4%) $529,055 (5.5%) 1.33 1,992
2018-09-01 $389,950 (7.8%) $520,532 (5.7%) 1.30 2,065
2018-10-01 $386,400 (6.5%) $505,703 (1.6%) 1.29 2,245
2018-11-01 $383,400 (4.9%) $499,824 (-1.8%) 1.29 2,275
2018-12-01 $380,000 (3.4%) $494,744 (-3.7%) 1.30 2,180
2019-01-01 $380,700 (3.2%) $480,582 (-8.1%) 1.31 2,012
2019-02-01 $385,450 (1.5%) $478,269 (-9.9%) 1.29 1,972
2019-03-01 $394,900 (1.3%) $496,286 (-7.1%) 1.29 1,975
2019-04-01 $401,900 (2.6%) $519,147 (-5.3%) 1.27 1,994
2019-05-01 $398,500 (0.3%) $522,549 (-3.5%) 1.23 2,077
2019-06-01 $399,900 (0.1%) $533,478 (0.6%) 1.23 2,161
2019-07-01 $407,500 (2.2%) $538,335 (1.6%) 1.27 2,181
2019-08-01 $397,957 (-0.3%) $519,267 (-1.9%) 1.25 2,509
2019-09-01 $394,457 (1.2%) $511,759 (-1.7%) 1.25 2,531
2019-10-01 $399,950 (3.5%) $527,897 (4.4%) 1.28 2,113
2019-11-01 $401,370 (4.7%) $531,385 (6.3%) 1.30 1,871
2019-12-01 $403,450 (6.2%) $542,277 (9.6%) 1.35 1,675
2020-01-01 $418,450 (9.9%) $546,056 (13.6%) 1.40 1,529
2020-02-01 $429,900 (11.5%) $556,608 (16.4%) 1.39 1,340
2020-03-01 $432,450 (9.5%) $568,298 (14.5%) 1.35 1,385
2020-04-01 $416,445 (3.6%) $514,889 (-0.8%) 1.30 1,732
2020-05-01 $425,000 (6.7%) $551,576 (5.6%) 1.29 1,629
2020-06-01 $437,450 (9.4%) $593,052 (11.2%) 1.28 1,352
2020-07-01 $451,950 (10.9%) $618,523 (14.9%) 1.30 1,127
2020-08-01 $478,500 (20.2%) $679,131 (30.8%) 1.37 962
2020-09-01 $508,400 (28.9%) $723,991 (41.5%) 1.45 818
2020-10-01 $520,000 (30.0%) $833,251 (57.8%) 1.49 683
2020-11-01 $531,570 (32.4%) $914,420 (72.1%) 1.52 564
2020-12-01 $544,450 (35.0%) $917,546 (69.2%) 1.60 498
2021-01-01 $539,900 (29.0%) $988,802 (81.1%) 1.59 398
2021-02-01 $534,250 (24.3%) $1,162,194 (108.8%) 1.54 308
2021-03-01 $521,450 (20.6%) $1,137,339 (100.1%) 1.46 328
2021-04-01 $549,816 (32.0%) $1,110,645 (115.7%) 1.48 417
2021-05-01 $559,000 (31.5%) $1,042,774 (89.1%) 1.47 528
2021-06-01 $549,950 (25.7%) $935,613 (57.8%) 1.43 692
2021-07-01 $547,000 (21.0%) $893,396 (44.4%) 1.42 780
2021-08-01 $550,000 (14.9%) $897,738 (32.2%) 1.45 849
2021-09-01 $535,000 (5.2%) $848,378 (17.2%) 1.41 883
2021-10-01 $538,000 (3.5%) $876,018 (5.1%) 1.42 813
2021-11-01 $544,450 (2.4%) $904,587 (-1.1%) 1.43 737
2021-12-01 $553,750 (1.7%) $956,232 (4.2%) 1.48 574
2022-01-01 $565,000 (4.7%) $989,717 (0.1%) 1.51 464
2022-02-01 $587,650 (10.0%) $1,067,691 (-8.1%) 1.50 402
2022-03-01 $593,664 (13.9%) $985,642 (-13.3%) 1.47 450
2022-04-01 $612,250 (11.4%) $955,538 (-14.0%) 1.44 668
PROVO - OREM's median listing price for 2022-04-01 was $612,250, a difference of $62,434 (11.4%) versus the prior year and $18,586 versus the prior month.

PROVO - OREM's median listing price comes in at 144% of the national average.

PROVO - OREM's average listing price for 2022-04-01 was $955,538, a difference of $-155,107 (-14.0%) versus the prior year and $-30,104 versus the prior month.

For the 2022-04-01 period, PROVO - OREM had 668 MLS listings, a difference of 218 listings (48%) versus the prior month and 251 listings (60%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - PROVO - OREM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 52 days 3,379 sqft
2018-02-01 49 days 3,442 sqft
2018-03-01 26 days 3,501 sqft
2018-04-01 32 days 3,480 sqft
2018-05-01 33 days 3,474 sqft
2018-06-01 33 days 3,488 sqft
2018-07-01 32 days 3,448 sqft
2018-08-01 33 days 3,408 sqft
2018-09-01 44 days 3,340 sqft
2018-10-01 42 days 3,333 sqft
2018-11-01 42 days 3,294 sqft
2018-12-01 54 days 3,294 sqft
2019-01-01 57 days 3,268 sqft
2019-02-01 51 days 3,264 sqft
2019-03-01 53 days 3,327 sqft
2019-04-01 44 days 3,354 sqft
2019-05-01 42 days 3,287 sqft
2019-06-01 44 days 3,264 sqft
2019-07-01 46 days 3,299 sqft
2019-08-01 53 days 3,188 sqft
2019-09-01 57 days 3,171 sqft
2019-10-01 54 days 3,229 sqft
2019-11-01 55 days 3,249 sqft
2019-12-01 57 days 3,227 sqft
2020-01-01 60 days 3,305 sqft
2020-02-01 57 days 3,391 sqft
2020-03-01 49 days 3,325 sqft
2020-04-01 39 days 3,203 sqft
2020-05-01 44 days 3,224 sqft
2020-06-01 50 days 3,313 sqft
2020-07-01 51 days 3,369 sqft
2020-08-01 43 days 3,450 sqft
2020-09-01 33 days 3,485 sqft
2020-10-01 39 days 3,431 sqft
2020-11-01 44 days 3,520 sqft
2020-12-01 48 days 3,568 sqft
2021-01-01 56 days 3,454 sqft
2021-02-01 27 days 3,223 sqft
2021-03-01 12 days 2,994 sqft
2021-04-01 10 days 3,147 sqft
2021-05-01 10 days 3,040 sqft
2021-06-01 15 days 2,978 sqft
2021-07-01 16 days 2,898 sqft
2021-08-01 19 days 2,971 sqft
2021-09-01 22 days 2,850 sqft
2021-10-01 24 days 2,736 sqft
2021-11-01 25 days 2,817 sqft
2021-12-01 40 days 2,941 sqft
2022-01-01 51 days 3,050 sqft
2022-02-01 31 days 3,035 sqft
2022-03-01 28 days 2,887 sqft
2022-04-01 25 days 2,911 sqft
PROVO - OREM's median listing age (time on market) for 2022-04-01 was 25 days. This is 163% longer than the same period one year ago.

PROVO - OREM's median square footage for active listings during the 2022-04-01 period was 2,911 sqft. One year prior, the average listing was 3,147 sqft.