PROVO - OREM Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Provo - Orem averaged 3.17% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.17% and one month ago for the week of 2021-10-21, the average rate was 2.96%.

Provo - Orem's average rate one year ago was 2.99%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.3%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Provo - Orem 30 Year Fixed Rate 2021-11-24 3.17%
Provo - Orem 30 Year Fixed Rate Refi 2021-11-24 3.3%
Provo - Orem 15 Year Fixed Rate 2021-11-24 2.63%
Provo - Orem 15 Year Fixed Rate Refi 2021-11-24 2.67%
Provo - Orem 30 Year FHA 2021-11-24 3.22%
Provo - Orem 30 Year FHA Refi 2021-11-24 3.09%
Provo - Orem 30 Year USDA 2021-11-24 3.13%
Provo - Orem 30 Year USDA Refi 2021-11-24 2.87%
Provo - Orem 30 Year VA 2021-11-24 2.92%
Provo - Orem 30 Year VA Refi 2021-11-24 2.71%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PROVO-OREM, UT.

PROVO - OREM Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the PROVO-OREM, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 4,819 3.06% $4,755
FIRST COLONY MORTGAGE CORPORATION 3,586 3.27% $4,394
INTERCAP LENDING INC. 1,834 3.16% $4,310
UTAH COMMUNITY 1,781 3.14% $4,058
QUICKEN LOANS, LLC 1,729 3.23% $4,740
SECURITYNATIONAL MORTGAGE COMPANY 1,604 3.14% $4,374
SECURITY HOME MORTGAGE, LLC. 1,475 3.12% $4,488
PROVIDENT FUNDING ASSOCIATES, L.P. 1,000 3.19% $3,413
CANOPY MORTGAGE, LLC 920 3.00% $3,438
MOUNTAIN AMERICA 770 3.09% $5,570
CALIBER HOME LOANS, INC. 764 3.26% $4,420
MY MOVE MORTGAGE, LLC 638 3.07% $3,583
ACADEMY MORTGAGE CORPORATION 609 3.22% $5,481
HOME POINT FINANCIAL CORPORATION 471 3.21% $5,204
CITYWIDE HOME LOANS, LLC 452 3.17% $4,621
LOANDEPOT.COM, LLC 365 3.14% $4,785
DIRECT MORTGAGE, CORP. 352 3.22% $6,478
Wells Fargo Bank, National Association 329 3.34% $3,789
Flagstar Bank, FSB 298 3.26% $3,392
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 292 3.14% $4,272
DHI MORTGAGE COMPANY, LTD. 271 2.98% $2,381
PRIMARY RESIDENTIAL MORTGAGE, INC. 270 3.18% $5,645
LEADERONE FINANCIAL CORPORATION 259 3.15% $3,643
AMERICAN PACIFIC MORTGAGE CORPORATION 256 3.27% $5,030
AMERICA FIRST 253 3.32% $5,337
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 244 3.16% $4,730
RANLIFE, INC. 243 3.14% $4,871
Altabank 233 3.05% $3,829
STEARNS LENDING, LLC 213 3.18% $5,444
GUARANTEED RATE, INC. 197 3.22% $4,792
GUILD MORTGAGE COMPANY 187 3.18% $4,651
AXIA FINANCIAL, LLC 177 3.33% $4,219
BROKER SOLUTIONS, INC. 174 3.13% $4,813
VERITAS FUNDING, LLC 173 3.46% $4,135
JPMorgan Chase Bank, National Association 171 3.34% $4,911
U.S. Bank National Association 158 3.45% $5,402
Gateway First Bank 156 3.19% $3,516
CYPRUS Federal Credit Union 154 3.15% $3,982
PENNYMAC LOAN SERVICES, LLC 151 3.23% $4,916
CROSSCOUNTRY MORTGAGE, LLC 148 3.08% $4,873
AMERISAVE MORTGAGE CORPORATION 147 2.85% $4,668
FINANCE OF AMERICA MORTGAGE LLC 144 3.21% $5,350
SECURITY SERVICE 137 3.37% $3,822
Zions Bancorporation, N.A. 136 3.16% $3,962
NATIONSTAR MORTGAGE LLC 132 3.39% $6,446
Utah Mortgage Loan Corporation 117 3.07% $4,514
KeyBank National Association 107 3.13% $5,276
CASTLE & COOKE MORTGAGE, LLC 103 3.23% $4,367
PRIMELENDING, A PLAINSCAPITAL COMPANY 103 3.28% $4,546
INSPIRE HOME LOANS INC. 101 3.02% $4,286
AMERICAN FINANCING CORPORATION 98 3.15% $4,927
NBH Bank 96 3.09% $3,481
NEST HOME LENDING, LLC 95 2.92% $5,870
HOMEAMERICAN MORTGAGE CORPORATION 94 3.01% $292
BETTER MORTGAGE CORPORATION 91 3.02% $3,629
GUARANTEED RATE AFFINITY, LLC 82 3.19% $3,702
Network Funding, L.P. 74 3.19% $4,278
The Loan Store, Inc. 72 2.98% $3,586
EAGLE HOME MORTGAGE, LLC 70 2.99% $3,838
Low VA Rates, LLC 70 2.92% $2,537
NBKC BANK 69 3.27% $2,107
HOMEBRIDGE FINANCIAL SERVICES, INC. 67 2.94% $4,918
MOUNTAIN WEST FINANCIAL, INC. 66 3.23% $3,962
LOANPAL, LLC 65 3.23% $5,138
PANORAMA MORTGAGE GROUP, LLC 64 3.17% $3,427
EVERETT FINANCIAL, INC. 64 3.16% $1,720
University First Federal Credit Union 63 3.04% $4,816
SUN AMERICAN MORTGAGE COMPANY 62 3.41% $3,689
PARKSIDE LENDING, LLC 60 3.32% $5,217
GRAYSTONE FUNDING COMPANY, LLC 60 3.20% $5,933
CALCON MUTUAL MORTGAGE LLC 60 3.39% $6,330
GOLDENWEST 58 3.08% $3,968
FirstBank 57 3.14% $1,868
FREEDOM MORTGAGE CORPORATION 55 3.57% $2,792
EVERLEND MORTGAGE COMPANY 55 3.06% $5,310
KELLER MORTGAGE, LLC 55 3.00% $2,486
Northpointe Bank 52 3.20% $4,803
Wyndham Capital Mortgage, Inc. 49 3.05% $2,374
Bank of Utah 47 3.18% $5,066
NEWREZ LLC 47 3.32% $4,098
First Guaranty Mortgage Corporation 46 3.35% $5,735
Strong Home Mortgage, LLC 46 3.23% $1,754
CHERRY CREEK MORTGAGE, LLC 45 3.25% $977
First Home Bank 43 3.16% $5,838
Citizens Bank, National Association 41 3.42% $4,561
GRANITE FEDERAL CREDIT UNION 40 3.25% $3,921
North American Savings Bank, F.S.B. 40 3.01% $2,477
HOMESIDE FINANCIAL, LLC 39 2.96% $6,181
CITY FIRST MORTGAGE SERVICES, L.L.C. 37 3.24% $4,265
VAN DYK MORTGAGE CORPORATION 32 3.24% $3,914
Washington Federal Bank, National Association 32 3.61% $11,028
Bank of America, National Association 29 3.38% $4,026
BAY EQUITY LLC 28 3.23% $5,953
S1L, Inc. 28 3.00% $5,313
JMJ FINANCIAL GROUP 28 3.25% $4,234
Sierra Pacific Mortgage Company, Inc. 28 3.00% $4,062
TBI MORTGAGE COMPANY 27 3.14% $5,358
Paramount Residential Mortgage Group, Inc. 25 2.99% $4,509
LENOX FINANCIAL MORTGAGE CORPORATION 24 3.19% $2,971
BELEM SERVICING LLC 22 3.18% $4,492
ROUNDPOINT MORTGAGE SERVICING CORPORATION 22 3.58% $1,187
AMERICAN INTERNET MORTGAGE, INC. 21 3.27% $3,515
CORNERSTONE HOME LENDING, INC. 21 3.17% $5,388
Cache Valley Bank 21 3.01% $3,144
GMFS LLC 21 3.28% $4,706
AMERICAN FINANCIAL NETWORK, INC. 20 3.15% $5,265
Nations Lending Corporation 19 3.16% $6,284
Evolve Bank & Trust 19 3.24% $4,009
MUTUAL OF OMAHA MORTGAGE, INC. 19 3.29% $4,915
USAA Federal Savings Bank 19 3.47% $4,744
BNC National Bank 18 3.24% $3,023
NAVY FEDERAL CREDIT UNION 18 3.55% $6,960
SOFI LENDING CORP. 18 3.24% $4,024
Austin Capital Bank SSB 17 3.06% $4,026
The Federal Savings Bank 17 3.29% $7,317
Watermark Capital, Inc. 16 2.98% $2,896
DATA MORTGAGE, INC. 16 3.45% $3,967
Amerifirst Financial, Inc. 16 3.23% $2,679
BLUE BRICK FINANCIAL LLC 16 3.02% $1,421
SRE MORTGAGE ALLIANCE INC. 15 2.91% $4,476
SUN WEST MORTGAGE COMPANY, INC. 15 3.32% $3,677
ANGEL OAK MORTGAGE SOLUTIONS LLC 14 5.58% $12,948
Triumph Bank 13 3.13% $2,151
LAKEVIEW LOAN SERVICING, LLC 13 3.48% $2,732
MORIA DEVELOPMENT, INC. 12 3.40% $4,580
Ally Bank 12 3.20% $6,143
Plains Commerce Bank 12 2.81% $5,225
NEXERA HOLDING LLC 12 3.35% $8,529
First National Bank of America 11 7.00% $10,294
PENTAGON FEDERAL CREDIT UNION 11 3.02% $2,564
Axos Bank 10 2.95% $1,581
Bank of England 10 3.24% $5,857
GUARANTY HOME MORTGAGE CORPORATION 10 3.38% $4,274
Glacier Bank 10 2.83% $3,914
PHH Mortgage Corporation 10 3.56% $5,229
SWBC MORTGAGE CORPORATION 10 3.19% $4,978
MOVEMENT MORTGAGE, LLC 9 3.26% $4,443
Jordan Federal Credit Union 9 3.08% $5,541
CMG MORTGAGE, INC. 9 3.09% $6,628
UNITED SECURITY FINANCIAL CORP 9 3.00% $3,424
AMERICAN FINANCIAL RESOURCES, INC. 9 3.26% $5,514
TRANSWEST CREDIT UNION 9 3.11% $4,547
Commerce Home Mortgage, Inc. 9 2.99% $3,873
First Internet Bank of Indiana 8 3.28% $2,840
Arvest Bank 8 3.55% $3,325
Carrington Mortgage Services, LLC 8 4.55% $6,547
FIRST CHOICE LOAN SERVICES INC. 8 3.29% $1,588
PLAZA HOME MORTGAGE, INC. 8 2.97% $5,733
DIRECTORS MORTGAGE, INC. 8 3.62% $4,261
Truist Bank 8 3.45% $4,094
LOANLEADERS OF AMERICA, INC. 7 2.93% $3,272
Fifth Third Bank, National Association 7 3.43% $3,774
OAKTREE FUNDING CORP. 7 3.77% $10,086
Cf Bank, National Association 7 3.18% $1,618
PNC Bank, National Association 7 3.05% $3,587
TCF National Bank 7 3.25% $3,843
NATIONS DIRECT MORTGAGE, LLC 6 3.54% $5,320
Morgan Stanley Private Bank, National Association 6 3.10% $3,810
JMAC LENDING, INC. 6 3.02% $4,924
Baxter Credit Union 5 3.10% $4,988
First Federal Bank 5 3.60% $4,040
V.I.P. MORTGAGE, INC. 5 3.37% $5,432
Magnolia Bank 5 3.18% $7,588
Citadel Servicing Corporation 5 4.65% $15,220
First Western Trust Bank 5 2.87% $3,028
Umpqua Bank 4 3.41% $6,251
Citibank, National Association 4 3.31% $4,594
Goldwater Bank, N.A. 4 3.09% $7,226
Stifel Bank and Trust 4 3.06% $2,327
Semper Home Loans, Inc. 3 2.79% $2,342
TIAA, FSB 3 3.38% $5,076
BAY-VALLEY MORTGAGE GROUP 3 3.38% $4,058
BEEHIVE 3 2.83% $4,321
Utah Power 3 4.17% $4,121
BOKF, National Association 3 3.46% $3,329
CIT Bank, National Association 3 3.07% $3,974
ADVANTAGE PLUS 3 2.88% $4,290
West Gate Bank 3 3.08% $2,331
Waterstone Mortgage Corporation 3 3.46% $4,850
ARC HOME LLC 3 3.29% $5,616
Colonial Savings, F.A. 3 2.96% $3,390
SIRVA MORTGAGE, INC. 3 3.13% $1,343
Silicon Valley Bank 3 3.04% $2,833
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.06% $1,244
Manufacturers and Traders Trust Company 2 3.75% $4,579
MEGASTAR FINANCIAL CORP. 2 3.63% $3,930
MICHIGAN MUTUAL, INC. 2 3.50% $4,988
CRESCENT MORTGAGE COMPANY 2 2.81% $4,511
LAND HOME FINANCIAL SERVICES, INC. 2 3.31% $2,528
Commerce Bank 2 3.31% $3,688
NFM, INC. 2 3.13% $6,583
WINGS FINANCIAL 2 3.13% $2,994
OCMBC, INC. 2 3.44% $2,758
ON Q FINANCIAL, INC. 2 3.00% $6,945
CHEVRON 2 3.38% $7,272
FIRST COMMUNITY MORTGAGE, INC. 2 3.31% $3,919
INLAND BANK & TRUST 2 3.69% $2,655
PREMIER MORTGAGE RESOURCES, L.L.C. 2 3.19% $9,696
Blue Ridge Bank, National Association 2 3.06% $8,261
IDAHO CENTRAL 2 2.69% $5,009
Raymond James Bank, National Association 2 3.75% $1,670
Renasant Bank 2 3.12% $2,436
Barrington Bank & Trust Company, N.A. 2 5.25% $5,583
Bank of the West 2 3.44% $6,647
SOVEREIGN LENDING GROUP INCORPORATED 2 2.88% $5,987
State Bank of Southern Utah 2 3.94% $2,583
GENEVA FINANCIAL, LLC 2 3.31% $6,439
The Central Trust Bank 2 2.94% $2,899
TOWER 2 3.19% $8,092
First Savings Bank 2 2.63% $6,273
FIRST TECHNOLOGY 2 3.56% $6,267
VILLAGE CAPITAL & INVESTMENT LLC 2 3.00% $6,231
ALLIANT CREDIT UNION 2 3.75% $4,534
D. L. Evans Bank 2 2.94% $2,783
Luxury Mortgage Corp. 1 2.88% $11,940
SCHLUMBERGER EMPLOYEES CREDIT UNION 1 4.00% $1,806
Northwest Federal Credit Union 1 3.50% $2,468
MidFirst Bank 1 3.20% $19,484
Loan Simple, Inc. 1 2.88% $3,032
Firefighters First Federal Credit Union 1 2.88% $2,770
HOMEXPRESS MORTGAGE CORP. 1 7.25% $15,664
City National Bank 1 2.73% $8,099
CLOSING MARK HOME LOANS 1 3.25% $5,080
Hometown Lenders, Inc. 1 3.37% $3,937
Sound Community Bank 1 3.13% $2,367
Florida Capital Bank, National Association 1 3.50% $7,536
Hometown Equity Mortgage, LLC 1 3.50% $4,930
STANFORD Federal Credit Union 1 3.13% $3,871
STAR ONE CREDIT UNION 1 3.75% $1,763
Mid-Continent Funding, Inc. 1 2.50% $9,618
State Department Federal Credit Union 1 3.13% $6,705
HomeStreet Bank 1 3.25% $2,697
FIDELITY BANK 1 3.50% $5,484
HOMESTEAD FUNDING CORP. 1 2.63% $3,771
SUMMIT FUNDING, INC. 1 2.99% $7,504
ATHAS CAPITAL GROUP, INC. 1 5.50% $7,256
Sunflower Bank, National Association 1 3.25% $5,020
First Horizon Bank 1 3.88% $3,875
Home Federal Savings Bank 1 2.88% $4,258
First Interstate Bank 1 3.75% $6,910
WEBER STATE FEDERAL CREDIT UNION 1 2.50% $4,148
Alerus Financial, National Association 1 2.50% $2,466
First Midwest Bank 1 3.75% $3,564
KS StateBank 1 2.75% $3,094
The Northern Trust Company 1 2.88% $2,790
THRIVE MORTGAGE, LLC 1 2.88% $3,897
EMBRACE HOME LOANS, INC. 1 3.99% $2,896
MID AMERICA MORTGAGE, INC. 1 3.38% $1,384
HighTechLending Inc 1 2.88% $3,999
HAMILTON HOME LOANS, INC. 1 3.50% $3,308
First Option Mortgage, LLC 1 3.00% $3,397
UBS Bank USA 1 2.50% $6,593
Leaders Credit Union 1 3.38% $2,499
UNIFY FINANCIAL Credit Union 1 3.25% $2,581
First Republic Bank 1 3.15% $2,611
Willamette Valley Bank 1 3.50% $4,501
AmeriHome Mortgage Company, LLC 1 4.25% $7,503
A&D Mortgage LLC 1 2.63% $8,542
Deere Employees Credit Union 1 3.75% $3,691
US MORTGAGE CORPORATION 1 3.63% $3,644
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 3.13% $3,768
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.63% $2,966
Charles Schwab Bank, SSB 1 2.75% $1,406
DEEPHAVEN MORTGAGE LLC 1 6.13% $6,644
PLANET HOME LENDING, LLC 1 2.99% $6,124
INB, National Association 1 3.88% $5,910
FUNDLOANS CAPITAL 1 3.25% $27,411
Mortgage Research Center, LLC 1 2.25% $5,983
BOURNS EMPLOYEES FEDERAL CREDIT UNION 1 2.63% $1,970
Paramount Bank 1 3.13% $0
IMPAC MORTGAGE CORP. 1 3.99% $0
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.75% $2,790
AMCAP MORTGAGE, LTD. 1 3.25% $4,522
LENDSURE MORTGAGE CORP. 1 6.49% $13,231
Red River Bank 1 2.88% $2,747
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.75% $4,633
Regions Bank 1 2.88% $2,283
Eagle Bank and Trust Company 1 2.63% $4,634
NuVision Federal Credit Union 1 2.63% $2,830

PROVO-OREM, UT's 279 lenders originated 57,304 loans during 2020. The total origination value was $16,699,860,000, with an average loan value of $291,426.

The top PROVO - OREM lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 4,819 loans originated. Their average total fees are $4,755, which is $361 higher than the next largest lender, FIRST COLONY MORTGAGE CORPORATION.

The lowest fee PROVO - OREM lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($292), CHERRY CREEK MORTGAGE, LLC ($977), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,187), BLUE BRICK FINANCIAL LLC ($1,421) and Axos Bank ($1,581).

The lowest rate PROVO - OREM lenders (with over 10 loans originated) are Plains Commerce Bank (2.81%), Glacier Bank (2.83%), AMERISAVE MORTGAGE CORPORATION (2.85%), SRE MORTGAGE ALLIANCE INC. (2.91%) and NEST HOME LENDING, LLC (2.92%).

PROVO-OREM, UT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
United Shore Financial Services LLC $1,074,900,000 $1,970,400,000 83.3% 11.8%
First Colony Mortgage Corporation $886,840,000 $1,536,480,000 73.3% 9.2%
Quicken Loans $539,535,000 $981,490,000 81.9% 5.9%
Intercap Lending Inc $342,145,000 $804,545,000 135.1% 4.8%
Utah Community Credit Union $417,705,000 $782,535,000 87.3% 4.7%
SecurityNational Mortgage Company $296,730,000 $715,080,000 141.0% 4.3%
Security Home Mortgage $269,675,000 $603,235,000 123.7% 3.6%
Mountain America Credit Union $311,435,000 $527,870,000 69.5% 3.2%
Nudge Funding LLC $402,920,000 n/a 2.4%
Provident Funding Associates $329,800,000 $367,920,000 11.6% 2.2%
Caliber Home Loans Inc $197,520,000 $343,365,000 73.8% 2.1%
Academy Mortgage Corporation $207,485,000 $279,735,000 34.8% 1.7%
My Move Mortgage LLC dba Momentum Loans $142,445,000 $269,885,000 89.5% 1.6%
America First Federal Credit Union $186,950,000 $256,965,000 37.5% 1.5%
Freedom Mortgage Corporation $88,555,000 $226,810,000 156.1% 1.4%
Home Point Financial Corporation $28,695,000 $220,505,000 668.4% 1.3%
WELLS FARGO BANK NA $137,560,000 $213,120,000 54.9% 1.3%
Citywide Home Loans A Utah Corporation $159,920,000 $212,665,000 33.0% 1.3%
ZB, N.A. $158,520,000 $202,595,000 27.8% 1.2%
loanDepot LLC $84,715,000 $174,890,000 106.4% 1.0%
Veritas Funding LLC $100,190,000 $170,430,000 70.1% 1.0%
DIRECT MORTGAGE CORP $73,905,000 $146,625,000 98.4% 0.9%
US BANK, N.A. $83,655,000 $142,050,000 69.8% 0.9%
PEOPLE'S INTERMOUNTAIN BANK $75,990,000 $132,195,000 74.0% 0.8%
Central Bank $92,425,000 $130,835,000 41.6% 0.8%
DHI Mortgage Company Limited $71,320,000 $129,330,000 81.3% 0.8%
Cardinal Financial Company LP $27,995,000 $127,060,000 353.9% 0.8%
Rock Canyon Bank $20,920,000 $126,045,000 502.5% 0.8%
RANLife, Inc. $59,210,000 $122,270,000 106.5% 0.7%
JPMorgan Chase Bank, NA $87,330,000 $118,575,000 35.8% 0.7%
Flagstar Bank $70,290,000 $114,025,000 62.2% 0.7%
American Pacific Mortgage Corporation $101,305,000 $112,905,000 11.5% 0.7%
FAIRWAY INDEPENDENT MORT CORP $60,995,000 $112,165,000 83.9% 0.7%
Primary Residential Mortgage Inc. $52,665,000 $110,830,000 110.4% 0.7%
Guaranteed Rate Inc. $71,230,000 $108,945,000 52.9% 0.7%
Stearns Lending $56,875,000 $99,295,000 74.6% 0.6%
LeaderOne Financial Corp. $37,455,000 $98,430,000 162.8% 0.6%
Nationstar Mortgage $54,385,000 $95,550,000 75.7% 0.6%
PENNYMAC LOAN SERVICES LLC $50,150,000 $92,410,000 84.3% 0.6%
AmWest Funding Corp. $14,265,000 $88,155,000 518.0% 0.5%
Guild Mortgage Company $50,410,000 $87,335,000 73.2% 0.5%
New American Funding (dba for Broker Solutions Inc) $48,865,000 $82,030,000 67.9% 0.5%
Security Service Federal Credit Union $32,255,000 $78,550,000 143.5% 0.5%
KeyBank National Association $48,705,000 $71,765,000 47.3% 0.4%
GATEWAY MORTGAGE GROUP $30,990,000 $68,895,000 122.3% 0.4%
Cyprus Credit Union $17,680,000 $68,800,000 289.1% 0.4%
Amerisave Mortgage Corporation $17,515,000 $67,505,000 285.4% 0.4%
Axia Financial LLC $28,830,000 $67,435,000 133.9% 0.4%
Finance of America Mortgage LLC $31,630,000 $67,360,000 113.0% 0.4%
HomeAmerican Mortgage Corp. $43,510,000 $51,065,000 17.4% 0.3%
NBH Bank $28,260,000 $49,800,000 76.2% 0.3%
Utah Mortgage Loan Corporation $19,160,000 $47,430,000 147.5% 0.3%
Castle & Cooke Mortgage LLC $51,850,000 $46,935,000 -9.5% 0.3%
Low VA Rates $6,620,000 $46,740,000 606.0% 0.3%
Washington Federal $14,185,000 $45,775,000 222.7% 0.3%
Inspire Home Loans $19,485,000 $45,540,000 133.7% 0.3%
Citibank, N.A. $5,215,000 $45,060,000 764.0% 0.3%
PRIMELENDING $22,380,000 $44,585,000 99.2% 0.3%
WALKER & DUNLOP, LLC $43,805,000 n/a 0.3%
Better Mortgage Corporation $1,075,000 $43,405,000 3,937.7% 0.3%
NETWORK FUNDING, L.P. $17,750,000 $42,175,000 137.6% 0.3%
Guaranteed Rate Affinity LLC $10,850,000 $41,880,000 286.0% 0.3%
American Financing Corporation $13,955,000 $39,790,000 185.1% 0.2%
Deseret First Credit Union $21,690,000 $39,690,000 83.0% 0.2%
Fortis Private Bank $48,695,000 $38,750,000 -20.4% 0.2%
NEWREZ LLC $22,095,000 $38,665,000 75.0% 0.2%
Village Capital & Investment $4,625,000 $38,325,000 728.6% 0.2%
Goldenwest Credit Union $18,180,000 $35,735,000 96.6% 0.2%
Alpine Credit Union $8,605,000 $32,680,000 279.8% 0.2%
First Guaranty Mortgage Corporation $2,290,000 $32,145,000 1,303.7% 0.2%
HomeBridge Financial Services, Inc. $3,475,000 $31,710,000 812.5% 0.2%
NBKC Bank $21,825,000 $30,910,000 41.6% 0.2%
The Federal Savings Bank $19,330,000 $30,465,000 57.6% 0.2%
University First Federal Credit Union $13,680,000 $30,430,000 122.4% 0.2%
FirstBank $12,500,000 $29,635,000 137.1% 0.2%
LoanPal $9,135,000 $29,580,000 223.8% 0.2%
Eagle Home Mortgage, LLC $18,050,000 $29,345,000 62.6% 0.2%
Alterra Group LLC dba Alterra Home Loans $8,965,000 $28,890,000 222.3% 0.2%
Supreme Lending/ Everett Financial Inc. $12,335,000 $28,170,000 128.4% 0.2%
CalCon Mutual Mortgage LLC $34,255,000 $27,310,000 -20.3% 0.2%
Bank of Utah $33,755,000 $27,050,000 -19.9% 0.2%
Mountain West Financial Inc. $5,185,000 $26,855,000 417.9% 0.2%
Ethos Lending LLC $3,840,000 $26,315,000 585.3% 0.2%
Cherry Creek Mortgage Co. Inc. $4,435,000 $25,845,000 482.8% 0.2%
Graystone Mortgage LLC $20,580,000 $25,365,000 23.3% 0.2%
Sun American Mortgage Company $6,565,000 $24,955,000 280.1% 0.1%
Sun West Mortgage Company Inc. $4,975,000 $24,140,000 385.2% 0.1%
Parkside Lending LLC $13,180,000 $23,960,000 81.8% 0.1%
EverLEND Mortgage Company $13,700,000 $23,750,000 73.4% 0.1%
Wyndham Capital Mortgage $3,180,000 $22,840,000 618.2% 0.1%
North American Savings Bank $10,470,000 $22,620,000 116.0% 0.1%
Northpointe Bank $16,930,000 $22,455,000 32.6% 0.1%
Mortgage Research Center LLC $15,085,000 $22,050,000 46.2% 0.1%
Lakeview Loan Servicing, LLC $9,975,000 $21,230,000 112.8% 0.1%
Bank of America NA $30,920,000 $20,870,000 -32.5% 0.1%
Keller Mortgage LLC $13,130,000 $19,655,000 49.7% 0.1%
Granite Federal Credit Union $15,795,000 $18,545,000 17.4% 0.1%
Reverse Mortgage Funding LLC $4,575,000 $18,390,000 302.0% 0.1%
First Home Bank $740,000 $18,330,000 2,377.0% 0.1%
CITY 1ST MORTGAGE SERVICES, LC $4,710,000 $17,870,000 279.4% 0.1%
American Financial Network Inc. $21,525,000 $17,540,000 -18.5% 0.1%
Synergy One Lending $26,335,000 $16,985,000 -35.5% 0.1%
VanDyk Mortgage Corporation $6,410,000 $16,755,000 161.4% 0.1%
NAVY FEDERAL CREDIT UNION $9,655,000 $16,000,000 65.7% 0.1%
TCF National Bank $16,030,000 $15,805,000 -1.4% 0.1%
TBI Mortgage Company $15,185,000 n/a 0.1%
CBNA $10,940,000 $15,160,000 38.6% 0.1%
Homeside Financial LLC $15,120,000 n/a 0.1%
CMG Mortgage Inc. $4,800,000 $14,880,000 210.0% 0.1%
BNC NATIONAL BANK $4,695,000 $14,200,000 202.4% 0.1%
Paramount Residential Mortgage Group Inc. $9,230,000 $13,905,000 50.7% 0.1%
United Security Financial $3,830,000 $13,870,000 262.1% 0.1%
AimLoan.com $6,110,000 $13,620,000 122.9% 0.1%
CARRINGTON MORTGAGE SERVICES $11,445,000 $13,145,000 14.9% 0.1%
Utah First Credit Union $9,850,000 $12,950,000 31.5% 0.1%
USAA FEDERAL SAVINGS BANK $21,800,000 $12,590,000 -42.2% 0.1%
Bay Equity LLC $5,750,000 $12,065,000 109.8% 0.1%
CORNERSTONE HOME LENDING, INC. $10,690,000 $11,780,000 10.2% 0.1%
Cache Valley Bank $7,730,000 $11,545,000 49.4% 0.1%
Belem Servicing, LLC dba Patriot Home Mortgage $3,995,000 $11,195,000 180.2% 0.1%
JMJ Financial Group Inc. $3,400,000 $10,340,000 204.1% 0.1%
GMFS LLC $9,210,000 n/a 0.1%
Lenox Financial Mortgage Corp. $2,510,000 $9,065,000 261.2% 0.1%
Alliant Credit Union $1,285,000 $8,965,000 597.7% 0.1%
Sierra Pacific Mortgage $4,175,000 $8,485,000 103.2% 0.1%
Amerifirst Financial Inc. $2,755,000 $8,310,000 201.6% 0.0%
Nations Lending Corporation $2,225,000 $8,180,000 267.6% 0.0%
SoFi Lending Corp $2,920,000 $7,895,000 170.4% 0.0%
American Financial Resources Inc. $4,490,000 $7,800,000 73.7% 0.0%
Angel Oak Mortgage Solutions $5,765,000 $7,770,000 34.8% 0.0%
Evolve Bank & Trust $1,140,000 $7,470,000 555.3% 0.0%
Barrington Bank & Trust $3,560,000 $7,235,000 103.2% 0.0%
AUSTIN CAPITAL BANK SSB $590,000 $7,200,000 1,120.3% 0.0%
Fifth Third Bank $400,000 $6,940,000 1,635.0% 0.0%
PHH MORTGAGE CORPORATION $915,000 $6,885,000 652.5% 0.0%
Watermark Home Loans $4,635,000 $6,880,000 48.4% 0.0%
BANK OF THE WEST $3,555,000 $6,865,000 93.1% 0.0%
NorthMarq Capital Finance, L.L.C. $6,755,000 n/a 0.0%
Pentagon Federal Credit Union $2,940,000 $6,720,000 128.6% 0.0%
Essex Mortgage $3,090,000 $6,470,000 109.4% 0.0%
Plains Commerce Bank $6,285,000 n/a 0.0%
Nexera Holding LLC $2,065,000 $6,150,000 197.8% 0.0%
Nations Direct Mortgage LLC $1,270,000 $6,070,000 378.0% 0.0%
AAG $3,885,000 $5,935,000 52.8% 0.0%
Glacier Bank $3,480,000 $5,720,000 64.4% 0.0%
Triumph Bank $6,760,000 $5,580,000 -17.5% 0.0%
Bank of England $3,010,000 $5,555,000 84.6% 0.0%
Finance of America Reverse LLC $3,825,000 $5,515,000 44.2% 0.0%
Magnolia Bank Incorporated $2,940,000 $5,450,000 85.4% 0.0%
AKT American Capital Inc $5,410,000 n/a 0.0%
Alaska USA Federal Credit Union $5,345,000 n/a 0.0%
Civic Financial Services $325,000 $5,295,000 1,529.2% 0.0%
Peoples Mortgage Company $2,665,000 $5,285,000 98.3% 0.0%
Oaktree Funding Corporation $1,100,000 $5,110,000 364.5% 0.0%
Axos Bank $15,370,000 $5,035,000 -67.2% 0.0%
SWBC Mortgage Corporation $4,310,000 $5,025,000 16.6% 0.0%
Guaranty Trust Company $500,000 $4,965,000 893.0% 0.0%
PNC BANK NA $3,620,000 $4,945,000 36.6% 0.0%
Cf Bank National Association $2,895,000 $4,825,000 66.7% 0.0%
Goldwater Bank National Association $1,920,000 $4,620,000 140.6% 0.0%
Citadel Servicing Corporation $11,135,000 $4,555,000 -59.1% 0.0%
Morgan Stanley Private Bank NA $2,575,000 $4,530,000 75.9% 0.0%
Branch Banking And Trust Co $13,935,000 $4,375,000 -68.6% 0.0%
First Choice Loan Services Inc. $6,535,000 $4,315,000 -34.0% 0.0%
Texana Bank, N.A. $3,970,000 n/a 0.0%
First Internet Bank $4,325,000 $3,905,000 -9.7% 0.0%
TIAA, FSB $5,820,000 $3,655,000 -37.2% 0.0%
West Gate Bank $16,990,000 $3,635,000 -78.6% 0.0%
Plaza Home Mortgage Inc. $560,000 $3,545,000 533.0% 0.0%
Jordan Credit Union $735,000 $3,485,000 374.1% 0.0%
MOVEMENT MORTGAGE, LLC $5,670,000 $3,370,000 -40.6% 0.0%
Commerce Home Mortgage Inc. $2,385,000 $3,345,000 40.3% 0.0%
Directors Mortgage, Inc. $3,310,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $4,060,000 $3,175,000 -21.8% 0.0%
Berkadia Commercial Mortgage $3,155,000 n/a 0.0%
Transwest Credit Union $480,000 $2,885,000 501.0% 0.0%
Sovereign Lending Group, Inc $570,000 $2,860,000 401.8% 0.0%
First Savings Bank $3,880,000 $2,840,000 -26.8% 0.0%
Longbridge Financial, LLC $2,825,000 n/a 0.0%
Baxter Credit Union $790,000 $2,745,000 247.5% 0.0%
Oceanside Mortgage Company $1,480,000 $2,740,000 85.1% 0.0%
ARVEST BANK $1,625,000 $2,670,000 64.3% 0.0%
SourceOne Financial, Inc. $5,720,000 $2,585,000 -54.8% 0.0%
BOKF NA $2,375,000 $2,395,000 0.8% 0.0%
City National Bank $2,365,000 n/a 0.0%
Land Home Financial Services Inc. $2,770,000 $2,315,000 -16.4% 0.0%
Utah Power Credit Union $3,735,000 $2,275,000 -39.1% 0.0%
JMAC Lending Incorporated $1,600,000 $2,110,000 31.9% 0.0%
2018 MASTER HMDA LAR $2,105,000 n/a 0.0%
Weber State Credit Union $2,065,000 n/a 0.0%
On Q Financial Inc. $2,055,000 n/a 0.0%
V.I.P. Mortgage Inc. $355,000 $2,045,000 476.1% 0.0%
CIT BANK N.A. $3,500,000 $1,945,000 -44.4% 0.0%
MidFirst Bank $1,935,000 n/a 0.0%
Quorum Federal Credit Union $1,615,000 $1,845,000 14.2% 0.0%
Silicon Valley Bank $935,000 $1,835,000 96.3% 0.0%
Mid America Mortgage Inc. $980,000 $1,830,000 86.7% 0.0%
First Western Trust Bank $315,000 $1,795,000 469.8% 0.0%
UBS Bank USA $325,000 $1,755,000 440.0% 0.0%
Connexus Credit Union $1,655,000 n/a 0.0%
Illinois National Bank $1,615,000 n/a 0.0%
First Technology Credit Union $1,820,000 $1,610,000 -11.5% 0.0%
Charles Schwab Bank $505,000 $1,550,000 206.9% 0.0%
OCMBC Inc. $500,000 $1,515,000 203.0% 0.0%
First Option Mortgage LLC $1,680,000 $1,500,000 -10.7% 0.0%
WEI Mortgage LLC $1,445,000 n/a 0.0%
Farmers Bank & Trust $1,415,000 n/a 0.0%
Stifel Bank and Trust $2,135,000 $1,395,000 -34.7% 0.0%
Hercules First Federal Credit Union $60,000 $1,375,000 2,191.7% 0.0%
COMMERCE BANK $1,350,000 n/a 0.0%
Sirva Mortgage Inc. $4,130,000 $1,330,000 -67.8% 0.0%
Discover Bank $2,785,000 $1,315,000 -52.8% 0.0%
Arbor Realty Trust Inc $1,295,000 n/a 0.0%
KS StateBank $690,000 $1,290,000 87.0% 0.0%
Colonial Savings $925,000 $1,275,000 37.8% 0.0%
James B. Nutter & Company $1,355,000 $1,275,000 -5.9% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $1,050,000 $1,270,000 21.0% 0.0%
Umpqua Bank $715,000 $1,260,000 76.2% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $3,475,000 $1,230,000 -64.6% 0.0%
Waterstone Mortgage Corp $1,175,000 $1,230,000 4.7% 0.0%
Blue Ridge Bank, NA $355,000 $1,200,000 238.0% 0.0%
Mortgage Solutions of Colorado LLC $175,000 $1,200,000 585.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $5,095,000 $1,190,000 -76.6% 0.0%
Chartway Federal Credit Unon $1,610,000 $1,180,000 -26.7% 0.0%
Semper Home Loans, Inc $515,000 $1,155,000 124.3% 0.0%
Hometown Equity Mortgage LLC $1,140,000 n/a 0.0%
Beehive Federal Credit Union $605,000 $1,110,000 83.5% 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $305,000 $1,100,000 260.7% 0.0%
Drop Mortgage $1,085,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $1,055,000 n/a 0.0%
Beckham Funding Corp $1,015,000 n/a 0.0%
Luxury Mortgage Corp. $995,000 n/a 0.0%
21ST MORTGAGE $575,000 $960,000 67.0% 0.0%
FIRST REPUBLIC BANK $2,040,000 $915,000 -55.1% 0.0%
American United FCU $890,000 n/a 0.0%
Amcap Mortgage Ltd. $670,000 $875,000 30.6% 0.0%
Embrace Home Loans, Inc. $1,980,000 $875,000 -55.8% 0.0%
THE CENTRAL TRUST BANK $835,000 n/a 0.0%
Mid-Continent Funding, Inc. $155,000 $825,000 432.3% 0.0%
Chevron Federal Credit Union $810,000 n/a 0.0%
Heritage Bank National Association $810,000 n/a 0.0%
Tower Federal Credit Union $195,000 $800,000 310.3% 0.0%
D. L. Evans Bank $125,000 $795,000 536.0% 0.0%
First Community Mortgage Inc. $790,000 n/a 0.0%
People's Bank of Seneca $790,000 n/a 0.0%
NFM, Inc. $780,000 n/a 0.0%
Eagle Bank and Trust Company $775,000 n/a 0.0%
Congressional Federal Credit Union $880,000 $765,000 -13.1% 0.0%
Megastar Financial Corporation $2,045,000 $760,000 -62.8% 0.0%
M&T Bank $10,445,000 $740,000 -92.9% 0.0%
UNIFY Financial Credit Union $885,000 $730,000 -17.5% 0.0%
Advantage Plus FCU $725,000 n/a 0.0%
Northwest Federal Credit Union $65,000 $720,000 1,007.7% 0.0%
Idaho Central Credit Union $320,000 $710,000 121.9% 0.0%
Geneva Financial LLC $1,655,000 $680,000 -58.9% 0.0%
First Midwest Bank $650,000 n/a 0.0%
AmeriHomeMortgageCompany,LL $645,000 n/a 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $620,000 n/a 0.0%
Premia Mortgage, LLC $1,400,000 $605,000 -56.8% 0.0%
Redwood Trust Inc $1,655,000 $605,000 -63.4% 0.0%
First Tennessee Bank National $1,135,000 $595,000 -47.6% 0.0%
Florida Capital Bank National Association $835,000 $580,000 -30.5% 0.0%
HighTechLending Inc. $580,000 n/a 0.0%
Bench Equity, LLC $905,000 $575,000 -36.5% 0.0%
RENASANT BANK $1,625,000 $550,000 -66.2% 0.0%
Liberty Home Equity Solutions, Inc. $1,645,000 $545,000 -66.9% 0.0%
Premier Mortgage Resources LLC $195,000 $540,000 176.9% 0.0%
Crescent Mortgage Company $435,000 $530,000 21.8% 0.0%
Meridian Bank $525,000 n/a 0.0%
BLUELEAF LENDING, LLC $520,000 n/a 0.0%
FIRST INTERSTATE BANK $515,000 n/a 0.0%
Prosperity Home Mortgage LLC $515,000 n/a 0.0%
Wasatch Peaks Federal Credit Union $515,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $510,000 n/a 0.0%
Peoples Bank $510,000 n/a 0.0%
Wings Financial Credit Union $510,000 n/a 0.0%
Sunflower Bank, N.A. $740,000 $505,000 -31.8% 0.0%
Inland Bank and Trust $550,000 $500,000 -9.1% 0.0%
One Reverse Mortgage, LLC $1,165,000 $500,000 -57.1% 0.0%
BM REAL ESTATE SERVICES, INC. $485,000 n/a 0.0%
Operating Engineers Federal Credit Union $155,000 $470,000 203.2% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $110,000 $455,000 313.6% 0.0%
Hometown Lenders LLC $380,000 $450,000 18.4% 0.0%
LendSure Mortgage Corp $1,165,000 $425,000 -63.5% 0.0%
State Bank of Southern Utah $250,000 $420,000 68.0% 0.0%
Landmark National Bank $405,000 n/a 0.0%
Thrive Mortgage LLC $405,000 n/a 0.0%
US Mortgage Corporation $405,000 n/a 0.0%
First Federal Bank of Kansas City $600,000 $395,000 -34.2% 0.0%
Firefighters First Credit Union $85,000 $390,000 358.8% 0.0%
REGIONS BANK $195,000 $375,000 92.3% 0.0%
Raymond James Bank National Association $2,615,000 $370,000 -85.9% 0.0%
DEVON BANK $385,000 $365,000 -5.2% 0.0%
A&D Mortgage LLC $345,000 n/a 0.0%
Equity Prime Mortgage LLC $345,000 n/a 0.0%
Sound Community Bank $345,000 $345,000 0.0% 0.0%
Stanford Federal Credit Union $345,000 n/a 0.0%
Star One Credit Union $830,000 $345,000 -58.4% 0.0%
Loan Simple Inc $335,000 n/a 0.0%
Logix Federal Credit Union $335,000 n/a 0.0%
Red River Bank $335,000 n/a 0.0%
Los Angeles Police Federal Credit Union $25,000 $325,000 1,200.0% 0.0%
Planet Home Lending LLC $325,000 n/a 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $265,000 $305,000 15.1% 0.0%
Fidelity Bank $305,000 n/a 0.0%
Truity Credit Union $335,000 $305,000 -9.0% 0.0%
Signature Federal Credit Union $300,000 n/a 0.0%
ALERUS FINANCIAL NA $295,000 n/a 0.0%
Deere Employees Credit Union $295,000 n/a 0.0%
Homestead Funding Corp. $295,000 n/a 0.0%
Saints Avenue Bank $295,000 n/a 0.0%
Bank 2 $690,000 $285,000 -58.7% 0.0%
State Department Federal Credit Union $330,000 $285,000 -13.6% 0.0%
Leaders Credit Union $265,000 n/a 0.0%
The Northern Trust Company $175,000 $265,000 51.4% 0.0%
Town and Country Banc Mortgage $265,000 $255,000 -3.8% 0.0%
Ann Ha $245,000 n/a 0.0%
Heartland Bank $245,000 n/a 0.0%
Summit Funding Inc. $245,000 n/a 0.0%
Willamette Valley Bank $245,000 n/a 0.0%
Home Federal Savings Bank $235,000 n/a 0.0%
The Union Bank Company $235,000 n/a 0.0%
Athas Capital Group $1,645,000 $215,000 -86.9% 0.0%
Notre Dame Federal Credit Union $215,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $205,000 n/a 0.0%
Bank of Idaho $185,000 $205,000 10.8% 0.0%
Paramount Bank $205,000 n/a 0.0%
Hamilton Group Funding Inc. $195,000 n/a 0.0%
First Federal Savings Bank of Twin Falls $185,000 n/a 0.0%
HomeStreet Bank $180,000 n/a 0.0%
Great Western Bank $165,000 n/a 0.0%
NuVision Federal Credit Union $155,000 n/a 0.0%
Credit Human Federal Credit Union $120,000 $125,000 4.2% 0.0%
Farmers Insurance Group Federal Credit Union $115,000 n/a 0.0%
Admiral's Bank $25,000 n/a 0.0%

PROVO - OREM's top lender by overall market share is United Shore Financial Services LLC, with 11.8% market share. In second place, with 9.2%, is First Colony Mortgage Corporation, having originated $1,536,480,000 in loans. In third place, with 5.9%, is Quicken Loans, having originated $981,490,000 in loans. In third place, with 4.8%, is Intercap Lending Inc, having originated $804,545,000 in loans. In third place, with 4.7%, is Utah Community Credit Union, having originated $782,535,000 in loans.


PROVO-OREM, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 26,917 $7,805,345,000 $289,978
Home Purchase 16,220 $5,394,500,000 $332,583
Cash Out Refi 10,453 $3,114,175,000 $297,922
Home Improvement 2,323 $222,945,000 $95,973
Other 1,391 $162,895,000 $117,106

Provo - Orem's most frequently cited loan purpose was Refi, with 26,917 originations. The 2nd most popular reason was Home Purchase, with 16,220 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 22,835 $6,954,335,000 $304,547
2.5-3% 22,086 $6,864,080,000 $310,789
<2.5% 6,520 $1,825,240,000 $279,945
4-5% 2,964 $554,600,000 $187,112
5-6% 1,127 $112,145,000 $99,508
6-7% 374 $37,760,000 $100,963
Over 8% 280 $20,560,000 $73,429
7-8% 144 $11,730,000 $81,458

During 2020, Provo - Orem's most frequently originated rate bucket was 3-4%, with 22,835 originations.

Loan Sizing (PROVO-OREM, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 35,280 $10,323,050,000 $292,603
$100k-200k 8,552 $1,358,800,000 $158,887
$400k-600k 8,195 $3,783,685,000 $461,707
$100,000 or less 4,412 $208,770,000 $47,319
$600k-1000k 630 $466,100,000 $739,841
$Over $1MM 235 $559,455,000 $2,380,660

PROVO - OREM's loan sizing saw the bucket of loans from $200k-400k with 35,280 originations, totaling $10,323,050,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 20,822 $6,854,520,000 $329,196
80-100% 16,845 $5,704,395,000 $338,640
40-60% 9,786 $2,572,460,000 $262,871
Under 20% 3,921 $195,865,000 $49,953
20-40% 3,534 $585,850,000 $165,775
Over 100% 333 $124,095,000 $372,658

PROVO - OREM's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 20,822 originations, totaling $6,854,520,000 in origination value.