POCATELLO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pocatello averaged 6.05% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 5.85% and one month ago for the week of 2024-09-05, the average rate was 6.28%.

Pocatello's average rate one year ago was 7.42%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Pocatello 30 Year Fixed Rate 2024-10-10 6.05%
Pocatello 30 Year Fixed Rate Refi 2024-10-10 6.22%
Pocatello 15 Year Fixed Rate 2024-10-10 5.61%
Pocatello 15 Year Fixed Rate Refi 2024-10-10 5.41%
Pocatello 30 Year FHA 2024-10-10 5.8%
Pocatello 30 Year FHA Refi 2024-10-10 6.1%
Pocatello 30 Year USDA 2024-10-10 5.98%
Pocatello 30 Year USDA Refi 2024-10-10 6.18%
Pocatello 30 Year VA 2024-10-10 5.86%
Pocatello 30 Year VA Refi 2024-10-10 6.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POCATELLO, ID.

POCATELLO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POCATELLO, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
IDAHO CENTRAL 160 6.44% $7,201
FIRST COLONY MORTGAGE CORPORATION 71 6.67% $7,854
Glacier Bank 57 6.55% $6,904
UNITED WHOLESALE MORTGAGE, LLC 51 6.61% $7,405
QUICKEN LOANS, LLC 50 6.73% $7,938
AMERICAN PACIFIC MORTGAGE CORPORATION 42 6.59% $6,340
VAN DYK MORTGAGE CORPORATION 30 6.81% $7,339
PREMIER MORTGAGE RESOURCES, L.L.C. 24 6.44% $8,798
ADVANTAGE PLUS 17 6.65% $6,061
MOUNTAIN AMERICA 15 6.80% $5,599
D. L. Evans Bank 10 6.81% $6,656
Wells Fargo Bank 10 6.68% $3,157
WESTMARK Credit Union 8 6.45% $6,605
Zions Bank 7 6.39% $4,806
Bank of Idaho 7 7.02% $6,924
Eagle Bank and Trust Company 7 6.89% $6,988
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.91% $8,270
GUILD MORTGAGE COMPANY 7 6.11% $7,189
IDAHO STATE UNIVERSITY 7 7.18% $7,523
KeyBank 7 7.03% $5,679
Bank of Utah 6 6.81% $6,730
CANOPY MORTGAGE, LLC 6 6.83% $7,119
MOVEMENT MORTGAGE, LLC 4 7.00% $9,070
SUMMIT FUNDING, INC. 4 6.44% $11,222
BROKER SOLUTIONS, INC. 4 7.00% $6,372
Century Mortgage Company DBA Century Lending Company 4 7.12% $9,632
INTERCAP LENDING INC. 3 6.08% $8,960
U.S. Bank 3 6.66% $8,349
The Loan Store, Inc. 3 6.83% $10,954
MANN FINANCIAL INC. 3 7.00% $6,548
NEWREZ LLC 3 8.12% $3,098
CARDINAL FINANCIAL 2 6.06% $8,665
Citizens Bank 2 5.50% $10,107
CMG MORTGAGE, INC. 2 6.74% $9,091
Colonial Savings, F.A. 2 6.94% $5,150
Deseret First Credit Union 2 6.88% $6,054
Washington Federal Bank 2 6.50% $4,790
Flagstar Bank, FSB 2 6.75% $6,505
Gateway First Bank 2 7.25% $10,079
GENEVA FINANCIAL, LLC 2 7.50% $5,429
BELEM SERVICING LLC 2 6.13% $6,224
AMERICA FIRST 2 7.50% $8,642
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 7.44% $5,593
BEEHIVE 2 5.94% $7,299
ACADEMY MORTGAGE CORPORATION 2 7.25% $20,876
LOANDEPOT.COM, LLC 2 6.75% $8,052
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 6.38% $6,579
NAVY FEDERAL CREDIT UNION 2 6.81% $7,327
NFM, INC. 2 7.31% $7,260
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.00% $8,888
SIRVA MORTGAGE, INC. 2 6.75% $831
Stifel Bank and Trust 2 7.13% $7,194
Utah Mortgage Loan Corporation 2 7.50% $3,483
Heritage Bank 1 5.63% $6,326
American Mortgage & Equity Consultants, Inc. 1 6.63% $7,555
BM Real Estate Services, Inc. 1 7.13% $12,439
AMERICAN FINANCING CORPORATION 1 6.25% $6,014
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $23,767
Wallick & Volk, Inc. 1 5.50% $1,983
Neighborhood Loans, Inc. 1 7.99% $14,206
BNC National Bank 1 6.88% $4,725
CITYWIDE HOME LOANS, LLC 1 6.99% $6,539
North American Savings Bank, F.S.B. 1 8.50% $7,391
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.38% $11,085
Paramount Residential Mortgage Group, Inc. 1 6.25% $7,824
PHH Mortgage Corporation 1 7.99% $8,643
PREMIA MORTGAGE, LLC 1 6.25% $1,765
Bank of America 1 6.00% $14,045
Cache Valley Bank 1 6.00% $3,353
AXIA FINANCIAL, LLC 1 7.13% $7,887
S1L, Inc. 1 6.75% $6,095
SAMMAMISH MORTGAGE COMPANY 1 6.00% $3,150
CALCON MUTUAL MORTGAGE LLC 1 6.00% $22,612
STARBOARD FINANCIAL MANAGEMENT, LLC 1 7.13% $7,249
Citibank 1 6.50% $16,697
DEEPHAVEN MORTGAGE LLC 1 7.50% $19,626
Summit Mortgage Corporation 1 7.63% $9,930
The Federal Savings Bank 1 5.88% $11,422
CORNERSTONE HOME LENDING, INC. 1 6.63% $6,045
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 8.00% $6,116
Umpqua Bank 1 6.38% $5,309
HOMEXPRESS MORTGAGE CORP. 1 8.88% $10,011
AMERISAVE MORTGAGE CORPORATION 1 6.88% $14,778
ZILLOW HOME LOANS, LLC 1 6.13% $3,569
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $4,824
JMJ FINANCIAL GROUP 1 7.13% $5,508
JPMorgan Chase Bank 1 6.88% $29,917
CONNECTIONS 1 6.38% $5,980
LENDSURE MORTGAGE CORP. 1 8.88% $14,422
CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 6.63% $6,069

POCATELLO Average Closing Costs & Other Stats

POCATELLO, ID's 90 lenders originated 2,055 loans during 2023. The total origination value was $450,395,000, with an average loan value of $219,170.

POCATELLO's average closing costs are $5,970.

The top POCATELLO lender as defined by loan originations is IDAHO CENTRAL, with 160 loans originated. Their average total fees are $7,201, which is $653 lower than the next largest lender, FIRST COLONY MORTGAGE CORPORATION.

The lowest fee POCATELLO lenders (with over 10 loans originated) are Wells Fargo Bank ($3,157), MOUNTAIN AMERICA ($5,599), ADVANTAGE PLUS ($6,061), AMERICAN PACIFIC MORTGAGE CORPORATION ($6,340) and D. L. Evans Bank ($6,656).

The lowest rate POCATELLO lenders (with over 10 loans originated) are IDAHO CENTRAL (6.44%), PREMIER MORTGAGE RESOURCES, L.L.C. (6.44%), Glacier Bank (6.55%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.59%) and UNITED WHOLESALE MORTGAGE, LLC (6.61%).

POCATELLO, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
IDAHO CENTRAL $169,450,000 $97,845,000 -42.3% 21.7%
Glacier Bank $57,530,000 $35,150,000 -38.9% 7.8%
FIRST COLONY MORTGAGE CORPORATION $31,750,000 $32,900,000 3.6% 7.3%
UNITED WHOLESALE MORTGAGE, LLC $27,005,000 $25,975,000 -3.8% 5.8%
QUICKEN LOANS, LLC $30,880,000 $21,270,000 -31.1% 4.7%
MOUNTAIN AMERICA $23,170,000 $19,870,000 -14.2% 4.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $21,855,000 $19,595,000 -10.3% 4.4%
PREMIER MORTGAGE RESOURCES, L.L.C. $10,950,000 $15,075,000 37.7% 3.3%
D. L. Evans Bank $11,075,000 $14,055,000 26.9% 3.1%
VAN DYK MORTGAGE CORPORATION $18,855,000 $13,515,000 -28.3% 3.0%
SUMMIT FUNDING, INC. $9,945,000 $9,110,000 -8.4% 2.0%
ADVANTAGE PLUS $14,485,000 $8,785,000 -39.4% 2.0%
Zions Bank $13,680,000 $6,400,000 -53.2% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,290,000 $6,325,000 -48.5% 1.4%
Bank of Idaho $10,705,000 $6,300,000 -41.1% 1.4%
WESTMARK Credit Union $9,585,000 $5,865,000 -38.8% 1.3%
CONNECTIONS $13,190,000 $5,335,000 -59.6% 1.2%
Eagle Bank and Trust Company $3,215,000 $4,795,000 49.1% 1.1%
Mortgage Research Center, LLC $6,585,000 $4,095,000 -37.8% 0.9%
The Bank of Commerce $2,650,000 $3,635,000 37.2% 0.8%
ACADEMY MORTGAGE CORPORATION $3,370,000 $3,495,000 3.7% 0.8%
U.S. Bank $7,930,000 $3,285,000 -58.6% 0.7%
CANOPY MORTGAGE, LLC $9,345,000 $3,240,000 -65.3% 0.7%
KeyBank $5,355,000 $3,220,000 -39.9% 0.7%
GUILD MORTGAGE COMPANY $7,735,000 $3,125,000 -59.6% 0.7%
Wells Fargo Bank $4,370,000 $2,610,000 -40.3% 0.6%
Century Mortgage Company DBA Century Lending Company $155,000 $2,145,000 1,283.9% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $2,735,000 $2,035,000 -25.6% 0.5%
Bank of Utah $1,160,000 $1,990,000 71.6% 0.4%
BROKER SOLUTIONS, INC. $2,645,000 $1,935,000 -26.8% 0.4%
JPMorgan Chase Bank $1,985,000 $1,925,000 -3.0% 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $980,000 $1,870,000 90.8% 0.4%
Stifel Bank and Trust $1,095,000 $1,830,000 67.1% 0.4%
INTERCAP LENDING INC. $1,895,000 $1,685,000 -11.1% 0.4%
NAVY FEDERAL CREDIT UNION $1,085,000 $1,670,000 53.9% 0.4%
PENNYMAC LOAN SERVICES, LLC $2,340,000 $1,650,000 -29.5% 0.4%
IDAHO STATE UNIVERSITY $5,685,000 $1,575,000 -72.3% 0.3%
Rails West Federal Credit Union $3,970,000 $1,485,000 -62.6% 0.3%
The Federal Savings Bank $1,140,000 $1,440,000 26.3% 0.3%
Gateway First Bank $2,440,000 $1,430,000 -41.4% 0.3%
AMERISAVE MORTGAGE CORPORATION $3,315,000 $1,335,000 -59.7% 0.3%
AMERICA FIRST $2,420,000 $1,315,000 -45.7% 0.3%
LOANDEPOT.COM, LLC $5,960,000 $1,280,000 -78.5% 0.3%
GENEVA FINANCIAL, LLC $2,400,000 $1,215,000 -49.4% 0.3%
The Loan Store, Inc. $1,195,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $995,000 $1,160,000 16.6% 0.3%
NEWREZ LLC $1,595,000 $1,115,000 -30.1% 0.2%
CMG MORTGAGE, INC. $1,225,000 $1,085,000 -11.4% 0.2%
Flagstar Bank, FSB $4,970,000 $1,030,000 -79.3% 0.2%
Citibank $165,000 $995,000 503.0% 0.2%
EAST IDAHO Credit Union $1,675,000 $975,000 -41.8% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $975,000 n/a 0.2%
NFM, INC. $295,000 $975,000 230.5% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,075,000 $960,000 -10.7% 0.2%
NEW DAY FINANCIAL, LLC $2,090,000 $960,000 -54.1% 0.2%
Discover Bank $625,000 $955,000 52.8% 0.2%
MOVEMENT MORTGAGE, LLC $2,110,000 $880,000 -58.3% 0.2%
HOMEXPRESS MORTGAGE CORP. $205,000 $850,000 314.6% 0.2%
AXIA FINANCIAL, LLC $195,000 $840,000 330.8% 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,455,000 $805,000 -44.7% 0.2%
PHH Mortgage Corporation $700,000 $780,000 11.4% 0.2%
BELEM SERVICING LLC $455,000 $750,000 64.8% 0.2%
Cache Valley Bank $435,000 $750,000 72.4% 0.2%
21ST MORTGAGE CORPORATION $465,000 $745,000 60.2% 0.2%
BEEHIVE $2,115,000 $725,000 -65.7% 0.2%
Utah Mortgage Loan Corporation $255,000 $690,000 170.6% 0.2%
MANN FINANCIAL INC. $3,060,000 $680,000 -77.8% 0.2%
Paramount Residential Mortgage Group, Inc. $680,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $5,745,000 $665,000 -88.4% 0.1%
CLEARPATH LENDING $1,230,000 $620,000 -49.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,710,000 $615,000 -64.0% 0.1%
SIRVA MORTGAGE, INC. $685,000 $600,000 -12.4% 0.1%
CARDINAL FINANCIAL $1,630,000 $595,000 -63.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,590,000 $595,000 -62.6% 0.1%
GUARANTEED RATE, INC. $1,155,000 $585,000 -49.4% 0.1%
DEEPHAVEN MORTGAGE LLC $575,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $4,480,000 $575,000 -87.2% 0.1%
Citizens Bank $670,000 $540,000 -19.4% 0.1%
Deseret First Credit Union $740,000 $530,000 -28.4% 0.1%
S1L, Inc. $1,175,000 $510,000 -56.6% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $505,000 n/a 0.1%
Umpqua Bank $460,000 $505,000 9.8% 0.1%
USAA Federal Savings Bank $945,000 $500,000 -47.1% 0.1%
Neighborhood Loans, Inc. $475,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $475,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $625,000 $470,000 -24.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $440,000 137.8% 0.1%
PREMIA MORTGAGE, LLC $435,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $430,000 n/a 0.1%
Bank of America $110,000 $415,000 277.3% 0.1%
First Federal Bank $415,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $435,000 $415,000 -4.6% 0.1%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $205,000 $410,000 100.0% 0.1%
Colonial Savings, F.A. $690,000 $410,000 -40.6% 0.1%
JMJ FINANCIAL GROUP $395,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $390,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $720,000 $375,000 -47.9% 0.1%
Heritage Bank $365,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $170,000 $365,000 114.7% 0.1%
VILLAGE CAPITAL MORTGAGE $360,000 n/a 0.1%
Franklin Loan Corporation $415,000 $345,000 -16.9% 0.1%
SAMMAMISH MORTGAGE COMPANY $325,000 n/a 0.1%
AUGUSTA FINANCIAL, INC. $315,000 n/a 0.1%
Washington Federal Bank $8,015,000 $300,000 -96.3% 0.1%
BNC National Bank $245,000 $295,000 20.4% 0.1%
CITYWIDE HOME LOANS, LLC $735,000 $295,000 -59.9% 0.1%
JMAC LENDING, INC. $295,000 n/a 0.1%
North American Savings Bank, F.S.B. $205,000 $295,000 43.9% 0.1%
American Mortgage & Equity Consultants, Inc. $285,000 n/a 0.1%
Summit Mortgage Corporation $275,000 n/a 0.1%
BM Real Estate Services, Inc. $265,000 n/a 0.1%
Boeing Employees Credit Union $100,000 $250,000 150.0% 0.1%
M&T Bank $245,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $395,000 $225,000 -43.0% 0.0%
GESA $225,000 n/a 0.0%
Willamette Valley Bank $455,000 $215,000 -52.7% 0.0%
ZILLOW HOME LOANS, LLC $585,000 $215,000 -63.2% 0.0%
Commerce Home Mortgage, Inc. $210,000 n/a 0.0%
Wallick & Volk, Inc. $205,000 n/a 0.0%
AMWEST FUNDING CORP. $195,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $430,000 $195,000 -54.7% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $185,000 n/a 0.0%
SECURITY HOME MORTGAGE, LLC. $1,805,000 $175,000 -90.3% 0.0%
HighTechLending Inc $165,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $215,000 $155,000 -27.9% 0.0%
Figure Lending LLC $260,000 $150,000 -42.3% 0.0%
Citadel Servicing Corporation $155,000 $145,000 -6.5% 0.0%
OCMBC, INC. $145,000 n/a 0.0%
CHEVRON $105,000 n/a 0.0%
LOANPAL, LLC $1,400,000 $105,000 -92.5% 0.0%
GOLDENWEST $1,290,000 $85,000 -93.4% 0.0%
Coastal Community Bank $55,000 n/a 0.0%
PIONEER $55,000 $55,000 0.0% 0.0%
Centier Bank $45,000 n/a 0.0%

POCATELLO's top lender by overall market share is IDAHO CENTRAL, with 21.7% market share. In second place, with 7.8%, is Glacier Bank, having originated $35,150,000 in loans. In third place, with 7.3%, is FIRST COLONY MORTGAGE CORPORATION, having originated $32,900,000 in loans. In fourth place, with 5.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $25,975,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $21,270,000 in loans.


POCATELLO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $161,175 (8.0%) $230,559 (17.2%) 0.00 176
2018-02-01 $163,700 (5.8%) $238,145 (18.5%) 0.00 167
2018-03-01 $179,900 (17.5%) $242,210 (20.0%) 0.00 170
2018-04-01 $190,175 (22.8%) $247,146 (17.8%) 0.00 167
2018-05-01 $202,450 (21.1%) $245,457 (9.3%) 0.00 197
2018-06-01 $189,900 (11.8%) $236,609 (6.5%) 0.00 255
2018-07-01 $181,675 (13.6%) $225,760 (5.1%) 0.00 274
2018-08-01 $192,400 (24.4%) $237,603 (11.2%) 0.00 258
2018-09-01 $195,000 (23.8%) $243,645 (12.1%) 0.00 249
2018-10-01 $212,000 (40.5%) $245,288 (11.7%) 0.00 231
2018-11-01 $209,975 (34.3%) $253,393 (14.9%) 0.00 217
2018-12-01 $210,000 (31.5%) $253,490 (9.9%) 0.00 202
2019-01-01 $197,450 (22.5%) $251,390 (9.0%) 0.00 170
2019-02-01 $209,900 (28.2%) $258,227 (8.4%) 0.00 168
2019-03-01 $228,614 (27.1%) $265,613 (9.7%) 0.00 155
2019-04-01 $234,114 (23.1%) $267,824 (8.4%) 0.00 146
2019-05-01 $235,700 (16.4%) $270,954 (10.4%) 0.00 148
2019-06-01 $237,450 (25.0%) $298,258 (26.1%) 0.00 183
2019-07-01 $234,900 (29.3%) $302,923 (34.2%) 0.00 221
2019-08-01 $242,982 (26.3%) $309,958 (30.5%) 0.00 234
2019-09-01 $247,605 (27.0%) $312,590 (28.3%) 0.00 238
2019-10-01 $251,850 (18.8%) $319,291 (30.2%) 0.00 241
2019-11-01 $258,250 (23.0%) $323,326 (27.6%) 0.00 239
2019-12-01 $251,225 (19.6%) $321,673 (26.9%) 0.00 226
2020-01-01 $253,750 (28.5%) $324,959 (29.3%) 0.00 185
2020-02-01 $265,250 (26.4%) $341,283 (32.2%) 0.00 162
2020-03-01 $268,625 (17.5%) $341,658 (28.6%) 0.00 170
2020-04-01 $281,175 (20.1%) $344,058 (28.5%) 0.00 182
2020-05-01 $284,900 (20.9%) $343,498 (26.8%) 0.00 185
2020-06-01 $294,900 (24.2%) $357,000 (19.7%) 0.00 179
2020-07-01 $294,450 (25.4%) $360,384 (19.0%) 0.00 177
2020-08-01 $290,000 (19.4%) $380,687 (22.8%) 0.00 148
2020-09-01 $257,450 (4.0%) $357,113 (14.2%) 0.00 130
2020-10-01 $241,250 (-4.2%) $384,210 (20.3%) 0.00 112
2020-11-01 $253,650 (-1.8%) $443,106 (37.1%) 0.00 93
2020-12-01 $262,475 (4.5%) $444,989 (38.3%) 0.00 93
2021-01-01 $269,000 (6.0%) $454,903 (40.0%) 0.00 74
2021-02-01 $312,825 (17.9%) $522,257 (53.0%) 0.00 68
2021-03-01 $356,225 (32.6%) $589,658 (72.6%) 0.00 60
2021-04-01 $329,475 (17.2%) $474,399 (37.9%) 0.00 67
2021-05-01 $320,000 (12.3%) $475,227 (38.4%) 0.00 79
2021-06-01 $379,900 (28.8%) $523,206 (46.6%) 0.00 97
2021-07-01 $351,450 (19.4%) $506,293 (40.5%) 0.00 130
2021-08-01 $380,500 (31.2%) $494,766 (30.0%) 0.00 140
2021-09-01 $391,950 (52.2%) $478,983 (34.1%) 0.00 156
2021-10-01 $399,250 (65.5%) $461,819 (20.2%) 0.00 152
2021-11-01 $355,975 (40.3%) $439,896 (-0.7%) 0.00 142
2021-12-01 $351,000 (33.7%) $438,953 (-1.4%) 0.00 111
2022-01-01 $364,900 (35.7%) $462,178 (1.6%) 0.00 75
2022-02-01 $416,249 (33.1%) $582,260 (11.5%) 0.00 54
2022-03-01 $442,450 (24.2%) $588,233 (-0.2%) 0.00 63
2022-04-01 $449,900 (36.6%) $552,066 (16.4%) 0.00 85
2022-05-01 $417,500 (30.5%) $500,637 (5.4%) 0.00 134
2022-06-01 $393,250 (3.5%) $474,373 (-9.3%) 0.00 181
2022-07-01 $409,900 (16.6%) $467,250 (-7.7%) 0.00 234
2022-08-01 $401,250 (5.5%) $460,982 (-6.8%) 0.00 247
2022-09-01 $386,225 (-1.5%) $436,830 (-8.8%) 0.00 281
2022-10-01 $385,950 (-3.3%) $444,250 (-3.8%) 0.00 293
2022-11-01 $382,238 (7.4%) $434,749 (-1.2%) 0.00 269
2022-12-01 $379,000 (8.0%) $433,403 (-1.3%) 0.00 250
2023-01-01 $382,500 (4.8%) $435,045 (-5.9%) 0.00 229
2023-02-01 $406,975 (-2.2%) $457,570 (-21.4%) 0.00 210
2023-03-01 $416,425 (-5.9%) $469,595 (-20.2%) 0.00 190
2023-04-01 $425,000 (-5.5%) $484,797 (-12.2%) 0.00 183
2023-05-01 $462,225 (10.7%) $513,627 (2.6%) 0.00 201
2023-06-01 $447,400 (13.8%) $526,368 (11.0%) 0.00 201
2023-07-01 $419,900 (2.4%) $516,795 (10.6%) 0.00 233
2023-08-01 $423,675 (5.6%) $513,251 (11.3%) 0.00 248
2023-09-01 $421,950 (9.3%) $506,705 (16.0%) 0.00 252
2023-10-01 $399,900 (3.6%) $495,905 (11.6%) 0.00 278
2023-11-01 $389,725 (2.0%) $470,800 (8.3%) 0.00 270
2023-12-01 $384,500 (1.5%) $464,016 (7.1%) 0.00 253
2024-01-01 $385,888 (0.9%) $458,535 (5.4%) 0.00 219
2024-02-01 $390,925 (-3.9%) $472,385 (3.2%) 0.00 206
2024-03-01 $399,900 (-4.0%) $490,417 (4.4%) 0.00 221
2024-04-01 $422,400 (-0.6%) $499,019 (2.9%) 0.00 241
2024-05-01 $423,750 (-8.3%) $497,589 (-3.1%) 0.00 265
2024-06-01 $421,450 (-5.8%) $503,838 (-4.3%) 0.00 307
2024-07-01 $415,700 (-1.0%) $493,941 (-4.4%) 0.00 346
2024-08-01 $409,900 (-3.3%) $490,422 (-4.5%) 0.00 351
2024-09-01 $409,900 (-2.9%) $492,271 (-2.9%) 0.00 352
POCATELLO's median listing price for 2024-09-01 was $409,900, a difference of $-12,050 (-2.9%) versus the prior year and $0 versus the prior month.

POCATELLO's median listing price comes in at 0% of the national average.

POCATELLO's average listing price for 2024-09-01 was $492,271, a difference of $-14,434 (-2.9%) versus the prior year and $1,849 versus the prior month.

For the 2024-09-01 period, POCATELLO had 352 MLS listings, a difference of 1 listings (0%) versus the prior month and 100 listings (40%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,177 sqft
2018-02-01 0 days 2,207 sqft
2018-03-01 0 days 2,214 sqft
2018-04-01 0 days 2,254 sqft
2018-05-01 0 days 2,298 sqft
2018-06-01 0 days 2,236 sqft
2018-07-01 0 days 2,127 sqft
2018-08-01 0 days 2,261 sqft
2018-09-01 0 days 2,276 sqft
2018-10-01 0 days 2,361 sqft
2018-11-01 0 days 2,426 sqft
2018-12-01 0 days 2,451 sqft
2019-01-01 0 days 2,266 sqft
2019-02-01 0 days 2,395 sqft
2019-03-01 0 days 2,546 sqft
2019-04-01 0 days 2,537 sqft
2019-05-01 0 days 2,570 sqft
2019-06-01 0 days 2,430 sqft
2019-07-01 0 days 2,360 sqft
2019-08-01 0 days 2,340 sqft
2019-09-01 0 days 2,311 sqft
2019-10-01 0 days 2,299 sqft
2019-11-01 0 days 2,296 sqft
2019-12-01 0 days 2,361 sqft
2020-01-01 0 days 2,307 sqft
2020-02-01 0 days 2,258 sqft
2020-03-01 0 days 2,441 sqft
2020-04-01 0 days 2,479 sqft
2020-05-01 0 days 2,500 sqft
2020-06-01 0 days 2,536 sqft
2020-07-01 0 days 2,478 sqft
2020-08-01 0 days 2,352 sqft
2020-09-01 0 days 2,245 sqft
2020-10-01 0 days 2,076 sqft
2020-11-01 0 days 2,198 sqft
2020-12-01 0 days 2,143 sqft
2021-01-01 0 days 2,209 sqft
2021-02-01 0 days 2,485 sqft
2021-03-01 0 days 2,538 sqft
2021-04-01 0 days 2,341 sqft
2021-05-01 0 days 2,252 sqft
2021-06-01 0 days 2,290 sqft
2021-07-01 0 days 2,364 sqft
2021-08-01 0 days 2,529 sqft
2021-09-01 0 days 2,546 sqft
2021-10-01 0 days 2,352 sqft
2021-11-01 0 days 2,256 sqft
2021-12-01 0 days 2,255 sqft
2022-01-01 0 days 2,200 sqft
2022-02-01 0 days 2,727 sqft
2022-03-01 0 days 2,728 sqft
2022-04-01 0 days 2,792 sqft
2022-05-01 0 days 2,320 sqft
2022-06-01 0 days 2,260 sqft
2022-07-01 0 days 2,287 sqft
2022-08-01 0 days 2,254 sqft
2022-09-01 0 days 2,188 sqft
2022-10-01 0 days 2,280 sqft
2022-11-01 0 days 2,296 sqft
2022-12-01 0 days 2,282 sqft
2023-01-01 0 days 2,292 sqft
2023-02-01 0 days 2,506 sqft
2023-03-01 0 days 2,512 sqft
2023-04-01 0 days 2,662 sqft
2023-05-01 0 days 2,625 sqft
2023-06-01 0 days 2,641 sqft
2023-07-01 0 days 2,518 sqft
2023-08-01 0 days 2,522 sqft
2023-09-01 0 days 2,493 sqft
2023-10-01 0 days 2,324 sqft
2023-11-01 0 days 2,207 sqft
2023-12-01 0 days 2,165 sqft
2024-01-01 0 days 2,175 sqft
2024-02-01 0 days 2,305 sqft
2024-03-01 0 days 2,298 sqft
2024-04-01 0 days 2,435 sqft
2024-05-01 0 days 2,398 sqft
2024-06-01 0 days 2,444 sqft
2024-07-01 0 days 2,358 sqft
2024-08-01 0 days 2,304 sqft
2024-09-01 0 days 2,303 sqft
POCATELLO's median listing age (time on market) for 2024-09-01 was 0 days.

POCATELLO's median square footage for active listings during the 2024-09-01 period was 2,303 sqft. One year prior, the average listing was 2,493 sqft.

POCATELLO, ID Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
83201 Pocatello, ID HUD Metro FMR Area $590 $670 $880 $1,250 $1,500
83202 Pocatello, ID HUD Metro FMR Area $680 $770 $1,010 $1,440 $1,720
83204 Pocatello, ID HUD Metro FMR Area $570 $640 $850 $1,200 $1,440
83205 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
83206 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
83209 Pocatello, ID HUD Metro FMR Area $550 $630 $830 $1,170 $1,410
83214 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
83234 Pocatello, ID HUD Metro FMR Area $700 $800 $1,050 $1,490 $1,790
83245 Pocatello, ID HUD Metro FMR Area $670 $760 $1,000 $1,420 $1,700
83246 Pocatello, ID HUD Metro FMR Area $580 $660 $870 $1,240 $1,480
83250 Pocatello, ID HUD Metro FMR Area $630 $720 $940 $1,340 $1,610
83281 Pocatello, ID HUD Metro FMR Area $650 $750 $980 $1,380 $1,660

2022 Average & Median Rent Data Statistics
POCATELLO, ID average 1BR rent: $703, median: $680
POCATELLO, ID average 2BR rent: $926, median: $900
POCATELLO, ID average 3BR rent: $1,314, median: $1,280

POCATELLO, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,139 $318,995,000 $280,066
Cash Out Refi 353 $57,905,000 $164,037
Home Improvement 283 $25,865,000 $91,396
Other 141 $14,555,000 $103,227
Refi 138 $33,040,000 $239,420
NA 1 $35,000 $35,000

Pocatello's most frequently cited loan purpose was Home Purchase, with 1,139 originations. The 2nd most popular reason was Cash Out Refi, with 353 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 680 $187,150,000 $275,221
Over 8% 581 $56,405,000 $97,083
7-8% 401 $97,525,000 $243,204
5-6% 355 $100,215,000 $282,296
4-5% 24 $5,080,000 $211,667
3-4% 2 $320,000 $160,000
<2.5% 1 $5,000 $5,000

During 2023, Pocatello's most frequently originated rate bucket was 6-7%, with 680 originations.

Loan Sizing (POCATELLO, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 825 $231,685,000 $280,830
$100,000 or less 593 $26,585,000 $44,831
$100k-200k 422 $63,120,000 $149,573
$400k-600k 150 $70,310,000 $468,733
$600k-1000k 52 $37,790,000 $726,731
$Over $1MM 13 $20,905,000 $1,608,077

POCATELLO's loan sizing saw the bucket of loans from $200k-400k with 825 originations, totaling $231,685,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 681 $219,275,000 $321,990
Under 20% 455 $17,665,000 $38,824
60-80% 393 $123,675,000 $314,695
20-40% 287 $34,695,000 $120,889
40-60% 212 $46,410,000 $218,915
Over 100% 13 $4,485,000 $345,000

POCATELLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 681 originations, totaling $219,275,000 in origination value.