POCATELLO Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Rent Data
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pocatello averaged 6.83% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.52% and one month ago for the week of 2023-08-17, the average rate was 6.63%.

    Pocatello's average rate one year ago was 5.46%.

    For refis of the same type during the week of 2023-09-21, the average rate was 6.36%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Pocatello 30 Year Fixed Rate 2023-09-21 6.83%
    Pocatello 30 Year Fixed Rate Refi 2023-09-21 6.36%
    Pocatello 15 Year Fixed Rate 2023-09-21 6.71%
    Pocatello 15 Year Fixed Rate Refi 2023-09-21 6.44%
    Pocatello 30 Year FHA 2023-09-21 6.66%
    Pocatello 30 Year FHA Refi 2023-09-21 7.24%
    Pocatello 30 Year USDA 2023-09-21 6.82%
    Pocatello 30 Year USDA Refi 2023-09-21 6.82%
    Pocatello 30 Year VA 2023-09-21 6.15%
    Pocatello 30 Year VA Refi 2023-09-21 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POCATELLO, ID.

    POCATELLO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POCATELLO, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    IDAHO CENTRAL 314 4.56% $6,152
    Glacier Bank 109 4.77% $5,712
    QUICKEN LOANS, LLC 83 4.67% $6,742
    FIRST COLONY MORTGAGE CORPORATION 69 4.54% $7,063
    UNITED WHOLESALE MORTGAGE, LLC 45 4.91% $6,319
    VAN DYK MORTGAGE CORPORATION 40 4.96% $5,253
    ADVANTAGE PLUS 34 4.71% $5,204
    IDAHO STATE UNIVERSITY 21 4.51% $4,874
    Bank of Idaho 21 4.70% $5,014
    PREMIER MORTGAGE RESOURCES, L.L.C. 20 6.17% $9,301
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 4.69% $7,754
    AMERICAN PACIFIC MORTGAGE CORPORATION 18 4.82% $6,018
    CANOPY MORTGAGE, LLC 16 5.19% $8,254
    LOANDEPOT.COM, LLC 15 4.73% $6,612
    HOME POINT FINANCIAL CORPORATION 15 4.57% $6,354
    U.S. Bank 14 4.42% $6,630
    Flagstar Bank, FSB 14 4.66% $5,134
    SUMMIT FUNDING, INC. 14 4.06% $8,278
    KeyBank 14 5.02% $5,511
    Wells Fargo Bank 12 4.61% $4,008
    GUILD MORTGAGE COMPANY 12 4.80% $6,661
    Mr. Cooper ( Nationstar Mortgage ) 12 4.21% $9,019
    MOUNTAIN AMERICA 11 4.10% $6,152
    WESTMARK Credit Union 11 5.08% $7,303
    AMERISAVE MORTGAGE CORPORATION 9 4.53% $9,964
    SECURITYNATIONAL MORTGAGE COMPANY 8 5.14% $9,136
    D. L. Evans Bank 8 4.75% $5,668
    Washington Federal Bank 8 3.92% $5,354
    ACADEMY MORTGAGE CORPORATION 7 5.20% $9,439
    Zions Bank 7 4.41% $4,996
    AMERICAN FINANCING CORPORATION 6 3.98% $5,024
    MUTUAL OF OMAHA MORTGAGE, INC. 6 4.52% $6,090
    MANN FINANCIAL INC. 5 5.20% $6,005
    LAKEVIEW LOAN SERVICING, LLC 5 4.43% $4,872
    MOVEMENT MORTGAGE, LLC 5 4.85% $6,451
    FINANCE OF AMERICA MORTGAGE LLC 5 5.73% $6,669
    INTERCAP LENDING INC. 5 5.25% $7,839
    FREEDOM MORTGAGE CORPORATION 5 5.58% $6,744
    GENEVA FINANCIAL, LLC 4 5.84% $6,781
    BEEHIVE 4 4.13% $4,230
    BETTER MORTGAGE CORPORATION 4 4.31% $7,460
    VERITAS FUNDING, LLC 4 5.78% $9,548
    CONNECTIONS 4 3.44% $4,980
    Eagle Bank and Trust Company 4 4.06% $6,877
    AMERICA FIRST 4 4.78% $5,681
    BROKER SOLUTIONS, INC. 4 4.53% $6,428
    GUARANTEED RATE, INC. 3 5.61% $7,043
    NEWREZ LLC 3 4.87% $6,639
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 3.92% $6,957
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.83% $7,246
    Citizens Bank 3 3.92% $3,088
    Stifel Bank and Trust 3 4.50% $2,766
    CARDINAL FINANCIAL 3 4.37% $6,789
    Bank of Utah 3 5.13% $8,033
    Gateway First Bank 3 5.00% $9,656
    JPMorgan Chase Bank 3 5.25% $4,580
    GOLDENWEST 3 4.71% $6,106
    Colonial Savings, F.A. 2 5.00% $8,961
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.56% $8,450
    BAY EQUITY LLC 2 5.69% $4,168
    Deseret First Credit Union 2 5.68% $6,640
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.63% $7,338
    NBKC BANK 2 4.06% $3,204
    RANLIFE, INC. 2 5.00% $9,455
    S1L, Inc. 2 4.19% $10,962
    Sierra Pacific Mortgage Company, Inc. 2 5.38% $7,913
    SIRVA MORTGAGE, INC. 2 6.75% $2,087
    Umpqua Bank 2 3.25% $5,684
    ZILLOW HOME LOANS, LLC 2 4.25% $5,535
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.50% $4,770
    EMBRACE HOME LOANS, INC. 1 4.49% $8,498
    EAST IDAHO Credit Union 1 5.40% $17,390
    Nations Lending Corporation 1 3.99% $4,896
    NAVY FEDERAL CREDIT UNION 1 3.00% $3,767
    NBH Bank 1 3.50% $4,783
    BMO Harris Bank 1 4.25% $25,843
    NETWORK CAPITAL FUNDING CORPORATION 1 7.13% $5,502
    Discover Bank 1 5.99% $0
    North American Savings Bank, F.S.B. 1 3.00% $2,782
    Northwest Farm Credit Services, FLCA 1 5.00% $6,173
    OAKTREE FUNDING CORP. 1 7.38% $10,384
    PENNYMAC LOAN SERVICES, LLC 1 5.12% $12,045
    PENTAGON FEDERAL CREDIT UNION 1 4.25% $2,935
    PHH Mortgage Corporation 1 5.38% $5,596
    PLANET HOME LENDING, LLC 1 3.38% $1,953
    CROSSCOUNTRY MORTGAGE, LLC 1 5.63% $6,689
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.38% $6,827
    Cornerstone First Mortgage, Inc 1 3.63% $5,578
    CITYWIDE HOME LOANS, LLC 1 4.48% $10,079
    BLACK HILLS FEDERAL CREDIT UNION 1 3.12% $2,706
    Assurance Financial Group, L.L.C. 1 3.49% $4,774
    SECURITY HOME MORTGAGE, LLC. 1 3.88% $15,691
    Citibank 1 4.38% $8,027
    Willamette Valley Bank 1 5.75% $15,727
    Wyndham Capital Mortgage, Inc. 1 5.13% $2,684
    STEARNS LENDING, LLC 1 2.99% $8,166
    Citadel Servicing Corporation 1 9.63% $9,086
    CHERRY CREEK MORTGAGE, LLC 1 2.99% $123
    The Central Trust Bank 1 5.87% $1,593
    The Huntington National Bank 1 3.75% $4,945
    TOP FLITE FINANCIAL, INC. 1 7.00% $16,676
    Truist 1 3.63% $7,393
    Ally Bank 1 3.38% $20,710
    CENTENNIAL LENDING, LLC 1 3.50% $7,097
    USAA Federal Savings Bank 1 5.75% $4,169
    CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 3.89% $5,143
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.50% $4,483
    CALIBER HOME LOANS, INC. 1 3.63% $6,252
    Cache Valley Bank 1 3.13% $6,266
    LADERA LENDING, INC. 1 5.50% $5,612
    LENDSURE MORTGAGE CORP. 1 8.38% $14,484
    Franklin Loan Corporation 1 6.13% $4,162
    LOANPAL, LLC 1 2.50% $1,480
    FIRST TECHNOLOGY 1 5.75% $4,405
    Mortgage Research Center, LLC 1 3.25% $5,514
    First Internet Bank of Indiana 1 3.25% $6,852

    POCATELLO Average Closing Costs & Other Stats

    POCATELLO, ID's 116 lenders originated 3,344 loans during 2022. The total origination value was $688,200,000, with an average loan value of $205,801.

    POCATELLO's average closing costs are $5,728.

    The top POCATELLO lender as defined by loan originations is IDAHO CENTRAL, with 314 loans originated. Their average total fees are $6,152, which is $440 higher than the next largest lender, Glacier Bank.

    The lowest fee POCATELLO lenders (with over 10 loans originated) are Wells Fargo Bank ($4,008), IDAHO STATE UNIVERSITY ($4,874), Bank of Idaho ($5,014), Flagstar Bank, FSB ($5,134) and ADVANTAGE PLUS ($5,204).

    The lowest rate POCATELLO lenders (with over 10 loans originated) are SUMMIT FUNDING, INC. (4.06%), MOUNTAIN AMERICA (4.10%), Mr. Cooper ( Nationstar Mortgage ) (4.21%), U.S. Bank (4.42%) and IDAHO STATE UNIVERSITY (4.51%).

    POCATELLO, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    IDAHO CENTRAL $251,015,000 $169,450,000 -32.5% 24.6%
    Glacier Bank $86,460,000 $57,530,000 -33.5% 8.4%
    FIRST COLONY MORTGAGE CORPORATION $64,145,000 $31,750,000 -50.5% 4.6%
    QUICKEN LOANS, LLC $69,150,000 $30,880,000 -55.3% 4.5%
    UNITED WHOLESALE MORTGAGE, LLC $40,410,000 $27,005,000 -33.2% 3.9%
    MOUNTAIN AMERICA $45,075,000 $23,170,000 -48.6% 3.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $42,390,000 $21,855,000 -48.4% 3.2%
    VAN DYK MORTGAGE CORPORATION $35,510,000 $18,855,000 -46.9% 2.7%
    ADVANTAGE PLUS $38,815,000 $14,485,000 -62.7% 2.1%
    Zions Bancorporation, N.A. $17,645,000 $13,680,000 -22.5% 2.0%
    CONNECTIONS $16,895,000 $13,190,000 -21.9% 1.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,515,000 $12,290,000 -40.1% 1.8%
    D. L. Evans Bank $11,445,000 $11,075,000 -3.2% 1.6%
    PREMIER MORTGAGE RESOURCES, L.L.C. $2,765,000 $10,950,000 296.0% 1.6%
    Bank of Idaho $24,910,000 $10,705,000 -57.0% 1.6%
    SUMMIT FUNDING, INC. $19,915,000 $9,945,000 -50.1% 1.4%
    WESTMARK Credit Union $10,170,000 $9,585,000 -5.8% 1.4%
    CANOPY MORTGAGE, LLC $13,455,000 $9,345,000 -30.5% 1.4%
    Washington Federal Bank $2,145,000 $8,015,000 273.7% 1.2%
    U.S. Bank $10,060,000 $7,930,000 -21.2% 1.2%
    GUILD MORTGAGE COMPANY $13,170,000 $7,735,000 -41.3% 1.1%
    Mortgage Research Center, LLC $6,125,000 $6,585,000 7.5% 1.0%
    LOANDEPOT.COM, LLC $12,085,000 $5,960,000 -50.7% 0.9%
    FREEDOM MORTGAGE CORPORATION $16,545,000 $5,745,000 -65.3% 0.8%
    HOME POINT FINANCIAL CORPORATION $4,830,000 $5,715,000 18.3% 0.8%
    IDAHO STATE UNIVERSITY $20,440,000 $5,685,000 -72.2% 0.8%
    KeyBank $12,460,000 $5,355,000 -57.0% 0.8%
    Flagstar Bank, FSB $3,195,000 $4,970,000 55.6% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $4,210,000 $4,480,000 6.4% 0.7%
    Wells Fargo Bank $6,710,000 $4,370,000 -34.9% 0.6%
    Rails West Federal Credit Union $4,110,000 $3,970,000 -3.4% 0.6%
    ACADEMY MORTGAGE CORPORATION $5,560,000 $3,370,000 -39.4% 0.5%
    AMERISAVE MORTGAGE CORPORATION $5,970,000 $3,315,000 -44.5% 0.5%
    Eagle Bank and Trust Company $4,625,000 $3,215,000 -30.5% 0.5%
    MANN FINANCIAL INC. $4,265,000 $3,060,000 -28.3% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,000,000 $2,735,000 36.8% 0.4%
    The Bank of Commerce $8,565,000 $2,650,000 -69.1% 0.4%
    BROKER SOLUTIONS, INC. $5,030,000 $2,645,000 -47.4% 0.4%
    Gateway First Bank $1,750,000 $2,440,000 39.4% 0.4%
    AMERICA FIRST $1,860,000 $2,420,000 30.1% 0.4%
    GENEVA FINANCIAL, LLC $1,490,000 $2,400,000 61.1% 0.3%
    PENNYMAC LOAN SERVICES, LLC $7,220,000 $2,340,000 -67.6% 0.3%
    SECURITYNATIONAL MORTGAGE COMPANY $2,145,000 $2,290,000 6.8% 0.3%
    VERITAS FUNDING, LLC $890,000 $2,130,000 139.3% 0.3%
    BEEHIVE $1,385,000 $2,115,000 52.7% 0.3%
    MOVEMENT MORTGAGE, LLC $725,000 $2,110,000 191.0% 0.3%
    NEW DAY FINANCIAL, LLC $3,965,000 $2,090,000 -47.3% 0.3%
    JPMorgan Chase Bank $2,645,000 $1,985,000 -25.0% 0.3%
    INTERCAP LENDING INC. $2,970,000 $1,895,000 -36.2% 0.3%
    SECURITY HOME MORTGAGE, LLC. $545,000 $1,805,000 231.2% 0.3%
    FINANCE OF AMERICA REVERSE LLC $945,000 $1,710,000 81.0% 0.2%
    EAST IDAHO Credit Union $2,675,000 $1,675,000 -37.4% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $4,415,000 $1,640,000 -62.9% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,140,000 $1,630,000 -23.8% 0.2%
    NEWREZ LLC $4,085,000 $1,595,000 -61.0% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $3,455,000 $1,590,000 -54.0% 0.2%
    RANLIFE, INC. $945,000 $1,460,000 54.5% 0.2%
    CALIBER HOME LOANS, INC. $6,905,000 $1,455,000 -78.9% 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,400,000 $1,455,000 3.9% 0.2%
    LOANPAL, LLC $3,415,000 $1,400,000 -59.0% 0.2%
    GOLDENWEST $540,000 $1,290,000 138.9% 0.2%
    CLEARPATH LENDING $1,930,000 $1,230,000 -36.3% 0.2%
    CMG MORTGAGE, INC. $1,140,000 $1,225,000 7.5% 0.2%
    S1L, Inc. $1,565,000 $1,175,000 -24.9% 0.2%
    AMERICAN ADVISORS GROUP $1,005,000 $1,165,000 15.9% 0.2%
    Bank of Utah $1,930,000 $1,160,000 -39.9% 0.2%
    GUARANTEED RATE, INC. $1,170,000 $1,155,000 -1.3% 0.2%
    BAY EQUITY LLC $205,000 $1,150,000 461.0% 0.2%
    The Federal Savings Bank $1,625,000 $1,140,000 -29.8% 0.2%
    Stifel Bank and Trust $185,000 $1,095,000 491.9% 0.2%
    NAVY FEDERAL CREDIT UNION $3,395,000 $1,085,000 -68.0% 0.2%
    CALCON MUTUAL MORTGAGE LLC $1,075,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $6,915,000 $1,000,000 -85.5% 0.1%
    AMERICAN FINANCING CORPORATION $4,905,000 $995,000 -79.7% 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,245,000 $980,000 -21.3% 0.1%
    USAA Federal Savings Bank $1,595,000 $945,000 -40.8% 0.1%
    NBH Bank $635,000 $910,000 43.3% 0.1%
    EVERETT FINANCIAL, INC. $865,000 n/a 0.1%
    BMO Harris Bank $855,000 n/a 0.1%
    Ally Bank $390,000 $805,000 106.4% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $805,000 n/a 0.1%
    PNC Bank $750,000 n/a 0.1%
    Deseret First Credit Union $330,000 $740,000 124.2% 0.1%
    CITYWIDE HOME LOANS, LLC $85,000 $735,000 764.7% 0.1%
    Sierra Pacific Mortgage Company, Inc. $720,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $1,560,000 $715,000 -54.2% 0.1%
    PHH Mortgage Corporation $545,000 $700,000 28.4% 0.1%
    Colonial Savings, F.A. $690,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $1,260,000 $690,000 -45.2% 0.1%
    SIRVA MORTGAGE, INC. $590,000 $685,000 16.1% 0.1%
    REVERSE MORTGAGE FUNDING LLC $85,000 $680,000 700.0% 0.1%
    Citizens Bank $670,000 n/a 0.1%
    CIVIC FINANCIAL SERVICES, LLC $370,000 $655,000 77.0% 0.1%
    PLANET HOME LENDING, LLC $595,000 $650,000 9.2% 0.1%
    Discover Bank $405,000 $625,000 54.3% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,265,000 $625,000 -72.4% 0.1%
    ZILLOW HOME LOANS, LLC $450,000 $585,000 30.0% 0.1%
    CENTENNIAL LENDING, LLC $400,000 $580,000 45.0% 0.1%
    CHERRY CREEK MORTGAGE, LLC $335,000 $580,000 73.1% 0.1%
    LONGBRIDGE FINANCIAL, LLC $245,000 $565,000 130.6% 0.1%
    Waterstone Mortgage Corporation $605,000 $565,000 -6.6% 0.1%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $560,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $825,000 $550,000 -33.3% 0.1%
    Cornerstone First Mortgage, Inc $495,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $210,000 $465,000 121.4% 0.1%
    NBKC BANK $1,205,000 $460,000 -61.8% 0.1%
    Umpqua Bank $1,310,000 $460,000 -64.9% 0.1%
    BELEM SERVICING LLC $520,000 $455,000 -12.5% 0.1%
    Willamette Valley Bank $725,000 $455,000 -37.2% 0.1%
    Carrington Mortgage Services, LLC $745,000 $450,000 -39.6% 0.1%
    LADERA LENDING, INC. $450,000 n/a 0.1%
    Cache Valley Bank $735,000 $435,000 -40.8% 0.1%
    LENDSURE MORTGAGE CORP. $435,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $700,000 $430,000 -38.6% 0.1%
    Franklin Loan Corporation $415,000 n/a 0.1%
    Northpointe Bank $245,000 $415,000 69.4% 0.1%
    CORNERSTONE HOME LENDING, INC. $215,000 $395,000 83.7% 0.1%
    Nations Lending Corporation $800,000 $380,000 -52.5% 0.1%
    Flanagan State Bank $355,000 n/a 0.1%
    STEARNS LENDING, LLC $1,100,000 $345,000 -68.6% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $1,345,000 $335,000 -75.1% 0.0%
    OAKTREE FUNDING CORP. $335,000 n/a 0.0%
    The Huntington National Bank $325,000 n/a 0.0%
    Truist $105,000 $325,000 209.5% 0.0%
    EMBRACE HOME LOANS, INC. $1,070,000 $305,000 -71.5% 0.0%
    Northwest Farm Credit Services, FLCA $930,000 $305,000 -67.2% 0.0%
    NFM, INC. $295,000 n/a 0.0%
    Assurance Financial Group, L.L.C. $285,000 n/a 0.0%
    Equity Prime Mortgage LLC $285,000 n/a 0.0%
    KELLER MORTGAGE, LLC $410,000 $285,000 -30.5% 0.0%
    TOP FLITE FINANCIAL, INC. $285,000 n/a 0.0%
    Figure Lending LLC $170,000 $260,000 52.9% 0.0%
    Utah Mortgage Loan Corporation $485,000 $255,000 -47.4% 0.0%
    BNC National Bank $325,000 $245,000 -24.6% 0.0%
    FIRST TECHNOLOGY $170,000 $235,000 38.2% 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $215,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $1,030,000 $215,000 -79.1% 0.0%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $245,000 $205,000 -16.3% 0.0%
    HOMEXPRESS MORTGAGE CORP. $440,000 $205,000 -53.4% 0.0%
    North American Savings Bank, F.S.B. $950,000 $205,000 -78.4% 0.0%
    The Central Trust Bank $205,000 n/a 0.0%
    AXIA FINANCIAL, LLC $355,000 $195,000 -45.1% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $755,000 $185,000 -75.5% 0.0%
    First Internet Bank of Indiana $175,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $175,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $170,000 n/a 0.0%
    Citibank $165,000 n/a 0.0%
    Century Mortgage Company DBA Century Lending Company $155,000 n/a 0.0%
    Citadel Servicing Corporation $360,000 $155,000 -56.9% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $645,000 $155,000 -76.0% 0.0%
    BLACK HILLS FEDERAL CREDIT UNION $135,000 n/a 0.0%
    HomeTrust Bank $135,000 n/a 0.0%
    UNIVERSITY CREDIT UNION $135,000 n/a 0.0%
    Bank of America $75,000 $110,000 46.7% 0.0%
    ALLIANT CREDIT UNION $105,000 n/a 0.0%
    Boeing Employees Credit Union $350,000 $100,000 -71.4% 0.0%
    NETWORK CAPITAL FUNDING CORPORATION $95,000 n/a 0.0%
    Bank of the West $965,000 $85,000 -91.2% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
    Deere Employees Credit Union $75,000 n/a 0.0%
    PIONEER $55,000 n/a 0.0%

    POCATELLO's top lender by overall market share is IDAHO CENTRAL, with 24.6% market share. In second place, with 8.4%, is Glacier Bank, having originated $57,530,000 in loans. In third place, with 4.6%, is FIRST COLONY MORTGAGE CORPORATION, having originated $31,750,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $30,880,000 in loans. In fifth place, with 3.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,005,000 in loans.

    POCATELLO Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $161,175 (8.0%) $230,559 (17.2%) 0.00 176
    2018-02-01 $163,700 (5.8%) $238,145 (18.5%) 0.00 167
    2018-03-01 $179,900 (17.5%) $242,210 (20.0%) 0.00 170
    2018-04-01 $190,175 (22.8%) $247,146 (17.8%) 0.00 167
    2018-05-01 $202,450 (21.1%) $245,457 (9.3%) 0.00 197
    2018-06-01 $189,900 (11.8%) $236,609 (6.5%) 0.00 255
    2018-07-01 $181,675 (13.6%) $225,760 (5.1%) 0.00 274
    2018-08-01 $192,400 (24.4%) $237,603 (11.2%) 0.00 258
    2018-09-01 $195,000 (23.8%) $243,645 (12.1%) 0.00 249
    2018-10-01 $212,000 (40.5%) $245,288 (11.7%) 0.00 231
    2018-11-01 $209,975 (34.3%) $253,393 (14.9%) 0.00 217
    2018-12-01 $210,000 (31.5%) $253,490 (9.9%) 0.00 202
    2019-01-01 $197,450 (22.5%) $251,390 (9.0%) 0.00 170
    2019-02-01 $209,900 (28.2%) $258,227 (8.4%) 0.00 168
    2019-03-01 $228,614 (27.1%) $265,613 (9.7%) 0.00 155
    2019-04-01 $234,114 (23.1%) $267,824 (8.4%) 0.00 146
    2019-05-01 $235,700 (16.4%) $270,954 (10.4%) 0.00 148
    2019-06-01 $237,450 (25.0%) $298,258 (26.1%) 0.00 183
    2019-07-01 $234,900 (29.3%) $302,923 (34.2%) 0.00 221
    2019-08-01 $242,982 (26.3%) $309,958 (30.5%) 0.00 234
    2019-09-01 $247,605 (27.0%) $312,590 (28.3%) 0.00 238
    2019-10-01 $251,850 (18.8%) $319,291 (30.2%) 0.00 241
    2019-11-01 $258,250 (23.0%) $323,326 (27.6%) 0.00 239
    2019-12-01 $251,225 (19.6%) $321,673 (26.9%) 0.00 226
    2020-01-01 $253,750 (28.5%) $324,959 (29.3%) 0.00 185
    2020-02-01 $265,250 (26.4%) $341,283 (32.2%) 0.00 162
    2020-03-01 $268,625 (17.5%) $341,658 (28.6%) 0.00 170
    2020-04-01 $281,175 (20.1%) $344,058 (28.5%) 0.00 182
    2020-05-01 $284,900 (20.9%) $343,498 (26.8%) 0.00 186
    2020-06-01 $294,900 (24.2%) $357,000 (19.7%) 0.00 179
    2020-07-01 $294,450 (25.4%) $360,384 (19.0%) 0.00 177
    2020-08-01 $290,000 (19.4%) $380,687 (22.8%) 0.00 148
    2020-09-01 $257,450 (4.0%) $357,113 (14.2%) 0.00 130
    2020-10-01 $241,250 (-4.2%) $384,210 (20.3%) 0.00 112
    2020-11-01 $253,650 (-1.8%) $443,106 (37.1%) 0.00 93
    2020-12-01 $262,475 (4.5%) $444,989 (38.3%) 0.00 93
    2021-01-01 $269,000 (6.0%) $454,903 (40.0%) 0.00 74
    2021-02-01 $312,825 (17.9%) $522,257 (53.0%) 0.00 68
    2021-03-01 $356,225 (32.6%) $589,658 (72.6%) 0.00 60
    2021-04-01 $329,475 (17.2%) $474,399 (37.9%) 0.00 67
    2021-05-01 $320,000 (12.3%) $475,227 (38.4%) 0.00 79
    2021-06-01 $379,900 (28.8%) $523,206 (46.6%) 0.00 97
    2021-07-01 $351,450 (19.4%) $506,293 (40.5%) 0.00 130
    2021-08-01 $380,500 (31.2%) $494,766 (30.0%) 0.00 140
    2021-09-01 $394,000 (53.0%) $480,843 (34.7%) 0.00 156
    2021-10-01 $399,250 (65.5%) $461,819 (20.2%) 0.00 152
    2021-11-01 $355,975 (40.3%) $439,896 (-0.7%) 0.00 142
    2021-12-01 $351,000 (33.7%) $438,953 (-1.4%) 0.00 111
    2022-01-01 $364,900 (35.7%) $462,178 (1.6%) 0.00 75
    2022-02-01 $416,249 (33.1%) $582,260 (11.5%) 0.00 54
    2022-03-01 $442,450 (24.2%) $588,233 (-0.2%) 0.00 63
    2022-04-01 $449,900 (36.6%) $552,066 (16.4%) 0.00 85
    2022-05-01 $417,500 (30.5%) $500,637 (5.4%) 0.00 134
    2022-06-01 $393,250 (3.5%) $474,373 (-9.3%) 0.00 181
    2022-07-01 $409,900 (16.6%) $467,250 (-7.7%) 0.00 234
    2022-08-01 $401,250 (5.5%) $460,982 (-6.8%) 0.00 247
    2022-09-01 $386,225 (-2.0%) $436,830 (-9.2%) 0.00 281
    2022-10-01 $385,950 (-3.3%) $444,250 (-3.8%) 0.00 293
    2022-11-01 $382,238 (7.4%) $434,749 (-1.2%) 0.00 269
    2022-12-01 $379,000 (8.0%) $433,403 (-1.3%) 0.00 250
    2023-01-01 $382,500 (4.8%) $435,045 (-5.9%) 0.00 229
    2023-02-01 $406,975 (-2.2%) $457,570 (-21.4%) 0.00 210
    2023-03-01 $416,425 (-5.9%) $469,595 (-20.2%) 0.00 190
    2023-04-01 $425,000 (-5.5%) $484,797 (-12.2%) 0.00 182
    2023-05-01 $462,450 (10.8%) $515,703 (3.0%) 0.00 198
    2023-06-01 $449,950 (14.4%) $530,940 (11.9%) 0.00 198
    2023-07-01 $419,900 (2.4%) $519,047 (11.1%) 0.00 233
    2023-08-01 $423,675 (5.6%) $513,251 (11.3%) 0.00 248
    POCATELLO's median listing price for 2023-08-01 was $423,675, a difference of $22,425 (5.6%) versus the prior year and $3,775 versus the prior month.

    POCATELLO's median listing price comes in at 0% of the national average.

    POCATELLO's average listing price for 2023-08-01 was $513,251, a difference of $52,269 (11.3%) versus the prior year and $-5,796 versus the prior month.

    For the 2023-08-01 period, POCATELLO had 248 MLS listings, a difference of 15 listings (6%) versus the prior month and 1 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,177 sqft
    2018-02-01 0 days 2,207 sqft
    2018-03-01 0 days 2,214 sqft
    2018-04-01 0 days 2,254 sqft
    2018-05-01 0 days 2,298 sqft
    2018-06-01 0 days 2,236 sqft
    2018-07-01 0 days 2,127 sqft
    2018-08-01 0 days 2,261 sqft
    2018-09-01 0 days 2,276 sqft
    2018-10-01 0 days 2,361 sqft
    2018-11-01 0 days 2,426 sqft
    2018-12-01 0 days 2,451 sqft
    2019-01-01 0 days 2,266 sqft
    2019-02-01 0 days 2,395 sqft
    2019-03-01 0 days 2,546 sqft
    2019-04-01 0 days 2,537 sqft
    2019-05-01 0 days 2,570 sqft
    2019-06-01 0 days 2,430 sqft
    2019-07-01 0 days 2,360 sqft
    2019-08-01 0 days 2,340 sqft
    2019-09-01 0 days 2,311 sqft
    2019-10-01 0 days 2,299 sqft
    2019-11-01 0 days 2,296 sqft
    2019-12-01 0 days 2,361 sqft
    2020-01-01 0 days 2,307 sqft
    2020-02-01 0 days 2,258 sqft
    2020-03-01 0 days 2,441 sqft
    2020-04-01 0 days 2,479 sqft
    2020-05-01 0 days 2,500 sqft
    2020-06-01 0 days 2,536 sqft
    2020-07-01 0 days 2,478 sqft
    2020-08-01 0 days 2,352 sqft
    2020-09-01 0 days 2,245 sqft
    2020-10-01 0 days 2,076 sqft
    2020-11-01 0 days 2,198 sqft
    2020-12-01 0 days 2,143 sqft
    2021-01-01 0 days 2,209 sqft
    2021-02-01 0 days 2,485 sqft
    2021-03-01 0 days 2,538 sqft
    2021-04-01 0 days 2,341 sqft
    2021-05-01 0 days 2,252 sqft
    2021-06-01 0 days 2,290 sqft
    2021-07-01 0 days 2,364 sqft
    2021-08-01 0 days 2,529 sqft
    2021-09-01 0 days 2,561 sqft
    2021-10-01 0 days 2,352 sqft
    2021-11-01 0 days 2,256 sqft
    2021-12-01 0 days 2,255 sqft
    2022-01-01 0 days 2,200 sqft
    2022-02-01 0 days 2,727 sqft
    2022-03-01 0 days 2,728 sqft
    2022-04-01 0 days 2,792 sqft
    2022-05-01 0 days 2,320 sqft
    2022-06-01 0 days 2,260 sqft
    2022-07-01 0 days 2,287 sqft
    2022-08-01 0 days 2,254 sqft
    2022-09-01 0 days 2,188 sqft
    2022-10-01 0 days 2,280 sqft
    2022-11-01 0 days 2,296 sqft
    2022-12-01 0 days 2,282 sqft
    2023-01-01 0 days 2,292 sqft
    2023-02-01 0 days 2,506 sqft
    2023-03-01 0 days 2,512 sqft
    2023-04-01 0 days 2,657 sqft
    2023-05-01 0 days 2,639 sqft
    2023-06-01 0 days 2,644 sqft
    2023-07-01 0 days 2,518 sqft
    2023-08-01 0 days 2,522 sqft
    POCATELLO's median listing age (time on market) for 2023-08-01 was 0 days.

    POCATELLO's median square footage for active listings during the 2023-08-01 period was 2,522 sqft. One year prior, the average listing was 2,254 sqft.

    POCATELLO, ID Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    83201 Pocatello, ID $540 $620 $810 $1,150 $1,390
    83202 Pocatello, ID $600 $680 $900 $1,280 $1,540
    83204 Pocatello, ID $560 $610 $800 $1,130 $1,370
    83205 Pocatello, ID $540 $620 $820 $1,160 $1,400
    83206 Pocatello, ID $540 $620 $820 $1,160 $1,400
    83209 Pocatello, ID $500 $580 $760 $1,080 $1,300
    83214 Pocatello, ID $540 $620 $820 $1,160 $1,400
    83234 Pocatello, ID $700 $800 $1,050 $1,490 $1,800
    83245 Pocatello, ID $540 $620 $810 $1,150 $1,390
    83246 Pocatello, ID $540 $620 $820 $1,160 $1,400
    83250 Pocatello, ID $570 $660 $870 $1,240 $1,500
    83281 Pocatello, ID $620 $730 $940 $1,330 $1,610

    2022 Average & Median Rent Data Statistics
    POCATELLO, ID average 1BR rent: $648, median: $620
    POCATELLO, ID average 2BR rent: $852, median: $820
    POCATELLO, ID average 3BR rent: $1,208, median: $1,160

    POCATELLO, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,407 $390,935,000 $277,850
    Cash Out Refi 896 $170,660,000 $190,469
    Home Improvement 526 $46,760,000 $88,897
    Refi 351 $65,385,000 $186,282
    Other 164 $14,460,000 $88,171

    Pocatello's most frequently cited loan purpose was Home Purchase, with 1,407 originations. The 2nd most popular reason was Cash Out Refi, with 896 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 827 $190,255,000 $230,054
    4-5% 825 $169,785,000 $205,800
    5-6% 754 $177,680,000 $235,650
    6-7% 405 $66,165,000 $163,370
    2.5-3% 214 $42,000,000 $196,262
    7-8% 176 $23,300,000 $132,386
    Over 8% 82 $6,310,000 $76,951
    <2.5% 46 $8,950,000 $194,565

    During 2022, Pocatello's most frequently originated rate bucket was 3-4%, with 827 originations.

    Loan Sizing (POCATELLO, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,239 $345,155,000 $278,575
    $100,000 or less 928 $45,390,000 $48,912
    $100k-200k 867 $128,445,000 $148,149
    $400k-600k 240 $110,610,000 $460,875
    $600k-1000k 63 $45,375,000 $720,238
    $Over $1MM 7 $13,225,000 $1,889,286

    POCATELLO's loan sizing saw the bucket of loans from $200k-400k with 1,239 originations, totaling $345,155,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 912 $282,850,000 $310,143
    60-80% 774 $212,270,000 $274,251
    Under 20% 658 $27,430,000 $41,687
    40-60% 479 $97,255,000 $203,038
    20-40% 474 $54,650,000 $115,295
    Over 100% 20 $7,410,000 $370,500

    POCATELLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 912 originations, totaling $282,850,000 in origination value.