POCATELLO Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pocatello averaged 6.83% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.51% and one month ago for the week of 2024-03-14, the average rate was 6.67%.

    Pocatello's average rate one year ago was 6%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Pocatello 30 Year Fixed Rate 2024-04-18 6.83%
    Pocatello 30 Year Fixed Rate Refi 2024-04-18 7%
    Pocatello 15 Year Fixed Rate 2024-04-18 6.49%
    Pocatello 15 Year Fixed Rate Refi 2024-04-18 6.59%
    Pocatello 30 Year FHA 2024-04-18 6.46%
    Pocatello 30 Year FHA Refi 2024-04-18 6.86%
    Pocatello 30 Year USDA 2024-04-18 6.76%
    Pocatello 30 Year USDA Refi 2024-04-18 7.06%
    Pocatello 30 Year VA 2024-04-18 6.36%
    Pocatello 30 Year VA Refi 2024-04-18 6.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POCATELLO, ID.

    POCATELLO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POCATELLO, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    IDAHO CENTRAL 160 6.44% $7,201
    FIRST COLONY MORTGAGE CORPORATION 71 6.67% $7,854
    Glacier Bank 57 6.55% $6,904
    UNITED WHOLESALE MORTGAGE, LLC 51 6.61% $7,405
    QUICKEN LOANS, LLC 50 6.73% $7,938
    AMERICAN PACIFIC MORTGAGE CORPORATION 42 6.59% $6,340
    VAN DYK MORTGAGE CORPORATION 30 6.81% $7,339
    PREMIER MORTGAGE RESOURCES, L.L.C. 24 6.44% $8,798
    ADVANTAGE PLUS 17 6.65% $6,061
    MOUNTAIN AMERICA 15 6.80% $5,599
    D. L. Evans Bank 10 6.81% $6,656
    Wells Fargo Bank 10 6.68% $3,157
    WESTMARK Credit Union 8 6.45% $6,605
    Zions Bank 7 6.39% $4,806
    Bank of Idaho 7 7.02% $6,924
    Eagle Bank and Trust Company 7 6.89% $6,988
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.91% $8,270
    GUILD MORTGAGE COMPANY 7 6.11% $7,189
    IDAHO STATE UNIVERSITY 7 7.18% $7,523
    KeyBank 7 7.03% $5,679
    Bank of Utah 6 6.81% $6,730
    CANOPY MORTGAGE, LLC 6 6.83% $7,119
    MOVEMENT MORTGAGE, LLC 4 7.00% $9,070
    SUMMIT FUNDING, INC. 4 6.44% $11,222
    BROKER SOLUTIONS, INC. 4 7.00% $6,372
    Century Mortgage Company DBA Century Lending Company 4 7.12% $9,632
    INTERCAP LENDING INC. 3 6.08% $8,960
    U.S. Bank 3 6.66% $8,349
    The Loan Store, Inc. 3 6.83% $10,954
    MANN FINANCIAL INC. 3 7.00% $6,548
    NEWREZ LLC 3 8.12% $3,098
    CARDINAL FINANCIAL 2 6.06% $8,665
    Citizens Bank 2 5.50% $10,107
    CMG MORTGAGE, INC. 2 6.74% $9,091
    Colonial Savings, F.A. 2 6.94% $5,150
    Deseret First Credit Union 2 6.88% $6,054
    Washington Federal Bank 2 6.50% $4,790
    Flagstar Bank, FSB 2 6.75% $6,505
    Gateway First Bank 2 7.25% $10,079
    GENEVA FINANCIAL, LLC 2 7.50% $5,429
    BELEM SERVICING LLC 2 6.13% $6,224
    AMERICA FIRST 2 7.50% $8,642
    HOMEOWNERS FINANCIAL GROUP USA, LLC 2 7.44% $5,593
    BEEHIVE 2 5.94% $7,299
    ACADEMY MORTGAGE CORPORATION 2 7.25% $20,876
    LOANDEPOT.COM, LLC 2 6.75% $8,052
    MORTGAGE SOLUTIONS OF COLORADO, LLC 2 6.38% $6,579
    NAVY FEDERAL CREDIT UNION 2 6.81% $7,327
    NFM, INC. 2 7.31% $7,260
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.00% $8,888
    SIRVA MORTGAGE, INC. 2 6.75% $831
    Stifel Bank and Trust 2 7.13% $7,194
    Utah Mortgage Loan Corporation 2 7.50% $3,483
    Heritage Bank 1 5.63% $6,326
    American Mortgage & Equity Consultants, Inc. 1 6.63% $7,555
    BM Real Estate Services, Inc. 1 7.13% $12,439
    AMERICAN FINANCING CORPORATION 1 6.25% $6,014
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $23,767
    Wallick & Volk, Inc. 1 5.50% $1,983
    Neighborhood Loans, Inc. 1 7.99% $14,206
    BNC National Bank 1 6.88% $4,725
    CITYWIDE HOME LOANS, LLC 1 6.99% $6,539
    North American Savings Bank, F.S.B. 1 8.50% $7,391
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.38% $11,085
    Paramount Residential Mortgage Group, Inc. 1 6.25% $7,824
    PHH Mortgage Corporation 1 7.99% $8,643
    PREMIA MORTGAGE, LLC 1 6.25% $1,765
    Bank of America 1 6.00% $14,045
    Cache Valley Bank 1 6.00% $3,353
    AXIA FINANCIAL, LLC 1 7.13% $7,887
    S1L, Inc. 1 6.75% $6,095
    SAMMAMISH MORTGAGE COMPANY 1 6.00% $3,150
    CALCON MUTUAL MORTGAGE LLC 1 6.00% $22,612
    STARBOARD FINANCIAL MANAGEMENT, LLC 1 7.13% $7,249
    Citibank 1 6.50% $16,697
    DEEPHAVEN MORTGAGE LLC 1 7.50% $19,626
    Summit Mortgage Corporation 1 7.63% $9,930
    The Federal Savings Bank 1 5.88% $11,422
    CORNERSTONE HOME LENDING, INC. 1 6.63% $6,045
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 8.00% $6,116
    Umpqua Bank 1 6.38% $5,309
    HOMEXPRESS MORTGAGE CORP. 1 8.88% $10,011
    AMERISAVE MORTGAGE CORPORATION 1 6.88% $14,778
    ZILLOW HOME LOANS, LLC 1 6.13% $3,569
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $4,824
    JMJ FINANCIAL GROUP 1 7.13% $5,508
    JPMorgan Chase Bank 1 6.88% $29,917
    CONNECTIONS 1 6.38% $5,980
    LENDSURE MORTGAGE CORP. 1 8.88% $14,422
    CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 6.63% $6,069

    POCATELLO Average Closing Costs & Other Stats

    POCATELLO, ID's 90 lenders originated 2,055 loans during 2023. The total origination value was $450,395,000, with an average loan value of $219,170.

    POCATELLO's average closing costs are $5,970.

    The top POCATELLO lender as defined by loan originations is IDAHO CENTRAL, with 160 loans originated. Their average total fees are $7,201, which is $653 lower than the next largest lender, FIRST COLONY MORTGAGE CORPORATION.

    The lowest fee POCATELLO lenders (with over 10 loans originated) are Wells Fargo Bank ($3,157), MOUNTAIN AMERICA ($5,599), ADVANTAGE PLUS ($6,061), AMERICAN PACIFIC MORTGAGE CORPORATION ($6,340) and D. L. Evans Bank ($6,656).

    The lowest rate POCATELLO lenders (with over 10 loans originated) are IDAHO CENTRAL (6.44%), PREMIER MORTGAGE RESOURCES, L.L.C. (6.44%), Glacier Bank (6.55%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.59%) and UNITED WHOLESALE MORTGAGE, LLC (6.61%).

    POCATELLO, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    IDAHO CENTRAL $169,450,000 $97,845,000 -42.3% 21.7%
    Glacier Bank $57,530,000 $35,150,000 -38.9% 7.8%
    FIRST COLONY MORTGAGE CORPORATION $31,750,000 $32,900,000 3.6% 7.3%
    UNITED WHOLESALE MORTGAGE, LLC $27,005,000 $25,975,000 -3.8% 5.8%
    QUICKEN LOANS, LLC $30,880,000 $21,270,000 -31.1% 4.7%
    MOUNTAIN AMERICA $23,170,000 $19,870,000 -14.2% 4.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $21,855,000 $19,595,000 -10.3% 4.4%
    PREMIER MORTGAGE RESOURCES, L.L.C. $10,950,000 $15,075,000 37.7% 3.3%
    D. L. Evans Bank $11,075,000 $14,055,000 26.9% 3.1%
    VAN DYK MORTGAGE CORPORATION $18,855,000 $13,515,000 -28.3% 3.0%
    SUMMIT FUNDING, INC. $9,945,000 $9,110,000 -8.4% 2.0%
    ADVANTAGE PLUS $14,485,000 $8,785,000 -39.4% 2.0%
    Zions Bank $13,680,000 $6,400,000 -53.2% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,290,000 $6,325,000 -48.5% 1.4%
    Bank of Idaho $10,705,000 $6,300,000 -41.1% 1.4%
    WESTMARK Credit Union $9,585,000 $5,865,000 -38.8% 1.3%
    CONNECTIONS $13,190,000 $5,335,000 -59.6% 1.2%
    Eagle Bank and Trust Company $3,215,000 $4,795,000 49.1% 1.1%
    Mortgage Research Center, LLC $6,585,000 $4,095,000 -37.8% 0.9%
    The Bank of Commerce $2,650,000 $3,635,000 37.2% 0.8%
    ACADEMY MORTGAGE CORPORATION $3,370,000 $3,495,000 3.7% 0.8%
    U.S. Bank $7,930,000 $3,285,000 -58.6% 0.7%
    CANOPY MORTGAGE, LLC $9,345,000 $3,240,000 -65.3% 0.7%
    KeyBank $5,355,000 $3,220,000 -39.9% 0.7%
    GUILD MORTGAGE COMPANY $7,735,000 $3,125,000 -59.6% 0.7%
    Wells Fargo Bank $4,370,000 $2,610,000 -40.3% 0.6%
    Century Mortgage Company DBA Century Lending Company $155,000 $2,145,000 1,283.9% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,735,000 $2,035,000 -25.6% 0.5%
    Bank of Utah $1,160,000 $1,990,000 71.6% 0.4%
    BROKER SOLUTIONS, INC. $2,645,000 $1,935,000 -26.8% 0.4%
    JPMorgan Chase Bank $1,985,000 $1,925,000 -3.0% 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $980,000 $1,870,000 90.8% 0.4%
    Stifel Bank and Trust $1,095,000 $1,830,000 67.1% 0.4%
    INTERCAP LENDING INC. $1,895,000 $1,685,000 -11.1% 0.4%
    NAVY FEDERAL CREDIT UNION $1,085,000 $1,670,000 53.9% 0.4%
    PENNYMAC LOAN SERVICES, LLC $2,340,000 $1,650,000 -29.5% 0.4%
    IDAHO STATE UNIVERSITY $5,685,000 $1,575,000 -72.3% 0.3%
    Rails West Federal Credit Union $3,970,000 $1,485,000 -62.6% 0.3%
    The Federal Savings Bank $1,140,000 $1,440,000 26.3% 0.3%
    Gateway First Bank $2,440,000 $1,430,000 -41.4% 0.3%
    AMERISAVE MORTGAGE CORPORATION $3,315,000 $1,335,000 -59.7% 0.3%
    AMERICA FIRST $2,420,000 $1,315,000 -45.7% 0.3%
    LOANDEPOT.COM, LLC $5,960,000 $1,280,000 -78.5% 0.3%
    GENEVA FINANCIAL, LLC $2,400,000 $1,215,000 -49.4% 0.3%
    The Loan Store, Inc. $1,195,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $995,000 $1,160,000 16.6% 0.3%
    NEWREZ LLC $1,595,000 $1,115,000 -30.1% 0.2%
    CMG MORTGAGE, INC. $1,225,000 $1,085,000 -11.4% 0.2%
    Flagstar Bank, FSB $4,970,000 $1,030,000 -79.3% 0.2%
    Citibank $165,000 $995,000 503.0% 0.2%
    EAST IDAHO Credit Union $1,675,000 $975,000 -41.8% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $975,000 n/a 0.2%
    NFM, INC. $295,000 $975,000 230.5% 0.2%
    CALCON MUTUAL MORTGAGE LLC $1,075,000 $960,000 -10.7% 0.2%
    NEW DAY FINANCIAL, LLC $2,090,000 $960,000 -54.1% 0.2%
    Discover Bank $625,000 $955,000 52.8% 0.2%
    MOVEMENT MORTGAGE, LLC $2,110,000 $880,000 -58.3% 0.2%
    HOMEXPRESS MORTGAGE CORP. $205,000 $850,000 314.6% 0.2%
    AXIA FINANCIAL, LLC $195,000 $840,000 330.8% 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,455,000 $805,000 -44.7% 0.2%
    PHH Mortgage Corporation $700,000 $780,000 11.4% 0.2%
    BELEM SERVICING LLC $455,000 $750,000 64.8% 0.2%
    Cache Valley Bank $435,000 $750,000 72.4% 0.2%
    21ST MORTGAGE CORPORATION $465,000 $745,000 60.2% 0.2%
    BEEHIVE $2,115,000 $725,000 -65.7% 0.2%
    Utah Mortgage Loan Corporation $255,000 $690,000 170.6% 0.2%
    MANN FINANCIAL INC. $3,060,000 $680,000 -77.8% 0.2%
    Paramount Residential Mortgage Group, Inc. $680,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $5,745,000 $665,000 -88.4% 0.1%
    CLEARPATH LENDING $1,230,000 $620,000 -49.6% 0.1%
    FINANCE OF AMERICA REVERSE LLC $1,710,000 $615,000 -64.0% 0.1%
    SIRVA MORTGAGE, INC. $685,000 $600,000 -12.4% 0.1%
    CARDINAL FINANCIAL $1,630,000 $595,000 -63.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,590,000 $595,000 -62.6% 0.1%
    GUARANTEED RATE, INC. $1,155,000 $585,000 -49.4% 0.1%
    DEEPHAVEN MORTGAGE LLC $575,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $4,480,000 $575,000 -87.2% 0.1%
    Citizens Bank $670,000 $540,000 -19.4% 0.1%
    Deseret First Credit Union $740,000 $530,000 -28.4% 0.1%
    S1L, Inc. $1,175,000 $510,000 -56.6% 0.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $505,000 n/a 0.1%
    Umpqua Bank $460,000 $505,000 9.8% 0.1%
    USAA Federal Savings Bank $945,000 $500,000 -47.1% 0.1%
    Neighborhood Loans, Inc. $475,000 n/a 0.1%
    POLARIS HOME FUNDING CORP. $475,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $625,000 $470,000 -24.8% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $440,000 137.8% 0.1%
    PREMIA MORTGAGE, LLC $435,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $430,000 n/a 0.1%
    Bank of America $110,000 $415,000 277.3% 0.1%
    First Federal Bank $415,000 n/a 0.1%
    LENDSURE MORTGAGE CORP. $435,000 $415,000 -4.6% 0.1%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $205,000 $410,000 100.0% 0.1%
    Colonial Savings, F.A. $690,000 $410,000 -40.6% 0.1%
    JMJ FINANCIAL GROUP $395,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $390,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $720,000 $375,000 -47.9% 0.1%
    Heritage Bank $365,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $170,000 $365,000 114.7% 0.1%
    VILLAGE CAPITAL MORTGAGE $360,000 n/a 0.1%
    Franklin Loan Corporation $415,000 $345,000 -16.9% 0.1%
    SAMMAMISH MORTGAGE COMPANY $325,000 n/a 0.1%
    AUGUSTA FINANCIAL, INC. $315,000 n/a 0.1%
    Washington Federal Bank $8,015,000 $300,000 -96.3% 0.1%
    BNC National Bank $245,000 $295,000 20.4% 0.1%
    CITYWIDE HOME LOANS, LLC $735,000 $295,000 -59.9% 0.1%
    JMAC LENDING, INC. $295,000 n/a 0.1%
    North American Savings Bank, F.S.B. $205,000 $295,000 43.9% 0.1%
    American Mortgage & Equity Consultants, Inc. $285,000 n/a 0.1%
    Summit Mortgage Corporation $275,000 n/a 0.1%
    BM Real Estate Services, Inc. $265,000 n/a 0.1%
    Boeing Employees Credit Union $100,000 $250,000 150.0% 0.1%
    M&T Bank $245,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $395,000 $225,000 -43.0% 0.0%
    GESA $225,000 n/a 0.0%
    Willamette Valley Bank $455,000 $215,000 -52.7% 0.0%
    ZILLOW HOME LOANS, LLC $585,000 $215,000 -63.2% 0.0%
    Commerce Home Mortgage, Inc. $210,000 n/a 0.0%
    Wallick & Volk, Inc. $205,000 n/a 0.0%
    AMWEST FUNDING CORP. $195,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $430,000 $195,000 -54.7% 0.0%
    STARBOARD FINANCIAL MANAGEMENT, LLC $185,000 n/a 0.0%
    SECURITY HOME MORTGAGE, LLC. $1,805,000 $175,000 -90.3% 0.0%
    HighTechLending Inc $165,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $215,000 $155,000 -27.9% 0.0%
    Figure Lending LLC $260,000 $150,000 -42.3% 0.0%
    Citadel Servicing Corporation $155,000 $145,000 -6.5% 0.0%
    OCMBC, INC. $145,000 n/a 0.0%
    CHEVRON $105,000 n/a 0.0%
    LOANPAL, LLC $1,400,000 $105,000 -92.5% 0.0%
    GOLDENWEST $1,290,000 $85,000 -93.4% 0.0%
    Coastal Community Bank $55,000 n/a 0.0%
    PIONEER $55,000 $55,000 0.0% 0.0%
    Centier Bank $45,000 n/a 0.0%

    POCATELLO's top lender by overall market share is IDAHO CENTRAL, with 21.7% market share. In second place, with 7.8%, is Glacier Bank, having originated $35,150,000 in loans. In third place, with 7.3%, is FIRST COLONY MORTGAGE CORPORATION, having originated $32,900,000 in loans. In fourth place, with 5.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $25,975,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $21,270,000 in loans.

    POCATELLO Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $161,175 (8.0%) $230,559 (17.2%) 0.00 176
    2018-02-01 $163,700 (5.8%) $238,145 (18.5%) 0.00 167
    2018-03-01 $179,900 (17.5%) $242,210 (20.0%) 0.00 170
    2018-04-01 $190,175 (22.8%) $247,146 (17.8%) 0.00 167
    2018-05-01 $202,450 (21.1%) $245,457 (9.3%) 0.00 197
    2018-06-01 $189,900 (11.8%) $236,609 (6.5%) 0.00 255
    2018-07-01 $181,675 (13.6%) $225,760 (5.1%) 0.00 274
    2018-08-01 $192,400 (24.4%) $237,603 (11.2%) 0.00 258
    2018-09-01 $195,000 (23.8%) $243,645 (12.1%) 0.00 249
    2018-10-01 $212,000 (40.5%) $245,288 (11.7%) 0.00 231
    2018-11-01 $209,975 (34.3%) $253,393 (14.9%) 0.00 217
    2018-12-01 $210,000 (31.5%) $253,490 (9.9%) 0.00 202
    2019-01-01 $197,450 (22.5%) $251,390 (9.0%) 0.00 170
    2019-02-01 $209,900 (28.2%) $258,227 (8.4%) 0.00 168
    2019-03-01 $228,614 (27.1%) $265,613 (9.7%) 0.00 155
    2019-04-01 $234,114 (23.1%) $267,824 (8.4%) 0.00 146
    2019-05-01 $235,700 (16.4%) $270,954 (10.4%) 0.00 148
    2019-06-01 $237,450 (25.0%) $298,258 (26.1%) 0.00 183
    2019-07-01 $234,900 (29.3%) $302,923 (34.2%) 0.00 221
    2019-08-01 $242,982 (26.3%) $309,958 (30.5%) 0.00 234
    2019-09-01 $247,605 (27.0%) $312,590 (28.3%) 0.00 238
    2019-10-01 $251,850 (18.8%) $319,291 (30.2%) 0.00 241
    2019-11-01 $258,250 (23.0%) $323,326 (27.6%) 0.00 239
    2019-12-01 $251,225 (19.6%) $321,673 (26.9%) 0.00 226
    2020-01-01 $253,750 (28.5%) $324,959 (29.3%) 0.00 185
    2020-02-01 $265,250 (26.4%) $341,283 (32.2%) 0.00 162
    2020-03-01 $268,625 (17.5%) $341,658 (28.6%) 0.00 170
    2020-04-01 $281,175 (20.1%) $344,058 (28.5%) 0.00 182
    2020-05-01 $284,900 (20.9%) $343,498 (26.8%) 0.00 185
    2020-06-01 $294,900 (24.2%) $357,000 (19.7%) 0.00 179
    2020-07-01 $294,450 (25.4%) $360,384 (19.0%) 0.00 177
    2020-08-01 $290,000 (19.4%) $380,687 (22.8%) 0.00 148
    2020-09-01 $257,450 (4.0%) $357,113 (14.2%) 0.00 130
    2020-10-01 $241,250 (-4.2%) $384,210 (20.3%) 0.00 112
    2020-11-01 $253,650 (-1.8%) $443,106 (37.1%) 0.00 93
    2020-12-01 $262,475 (4.5%) $444,989 (38.3%) 0.00 93
    2021-01-01 $269,000 (6.0%) $454,903 (40.0%) 0.00 74
    2021-02-01 $312,825 (17.9%) $522,257 (53.0%) 0.00 68
    2021-03-01 $356,225 (32.6%) $589,658 (72.6%) 0.00 60
    2021-04-01 $329,475 (17.2%) $474,399 (37.9%) 0.00 67
    2021-05-01 $320,000 (12.3%) $475,227 (38.4%) 0.00 79
    2021-06-01 $379,900 (28.8%) $523,206 (46.6%) 0.00 97
    2021-07-01 $351,450 (19.4%) $506,293 (40.5%) 0.00 130
    2021-08-01 $380,500 (31.2%) $494,766 (30.0%) 0.00 140
    2021-09-01 $391,950 (52.2%) $478,983 (34.1%) 0.00 156
    2021-10-01 $399,250 (65.5%) $461,819 (20.2%) 0.00 152
    2021-11-01 $355,975 (40.3%) $439,896 (-0.7%) 0.00 142
    2021-12-01 $351,000 (33.7%) $438,953 (-1.4%) 0.00 111
    2022-01-01 $364,900 (35.7%) $462,178 (1.6%) 0.00 75
    2022-02-01 $416,249 (33.1%) $582,260 (11.5%) 0.00 54
    2022-03-01 $442,450 (24.2%) $588,233 (-0.2%) 0.00 63
    2022-04-01 $449,900 (36.6%) $552,066 (16.4%) 0.00 85
    2022-05-01 $417,500 (30.5%) $500,637 (5.4%) 0.00 134
    2022-06-01 $393,250 (3.5%) $474,373 (-9.3%) 0.00 181
    2022-07-01 $409,900 (16.6%) $467,250 (-7.7%) 0.00 234
    2022-08-01 $401,250 (5.5%) $460,982 (-6.8%) 0.00 247
    2022-09-01 $386,225 (-1.5%) $436,830 (-8.8%) 0.00 281
    2022-10-01 $385,950 (-3.3%) $444,250 (-3.8%) 0.00 293
    2022-11-01 $382,238 (7.4%) $434,749 (-1.2%) 0.00 269
    2022-12-01 $379,000 (8.0%) $433,403 (-1.3%) 0.00 250
    2023-01-01 $382,500 (4.8%) $435,045 (-5.9%) 0.00 229
    2023-02-01 $406,975 (-2.2%) $457,570 (-21.4%) 0.00 210
    2023-03-01 $416,425 (-5.9%) $469,595 (-20.2%) 0.00 190
    2023-04-01 $425,000 (-5.5%) $484,797 (-12.2%) 0.00 183
    2023-05-01 $462,225 (10.7%) $513,627 (2.6%) 0.00 201
    2023-06-01 $447,400 (13.8%) $526,368 (11.0%) 0.00 201
    2023-07-01 $419,900 (2.4%) $516,795 (10.6%) 0.00 233
    2023-08-01 $423,675 (5.6%) $513,251 (11.3%) 0.00 248
    2023-09-01 $421,950 (9.3%) $506,705 (16.0%) 0.00 252
    2023-10-01 $399,900 (3.6%) $495,905 (11.6%) 0.00 278
    2023-11-01 $389,725 (2.0%) $470,800 (8.3%) 0.00 270
    2023-12-01 $384,500 (1.5%) $464,016 (7.1%) 0.00 253
    2024-01-01 $385,888 (0.9%) $458,535 (5.4%) 0.00 219
    2024-02-01 $390,925 (-3.9%) $472,385 (3.2%) 0.00 206
    2024-03-01 $399,900 (-4.0%) $490,417 (4.4%) 0.00 221
    POCATELLO's median listing price for 2024-03-01 was $399,900, a difference of $-16,525 (-4.0%) versus the prior year and $8,975 versus the prior month.

    POCATELLO's median listing price comes in at 0% of the national average.

    POCATELLO's average listing price for 2024-03-01 was $490,417, a difference of $20,822 (4.4%) versus the prior year and $18,032 versus the prior month.

    For the 2024-03-01 period, POCATELLO had 221 MLS listings, a difference of 15 listings (7%) versus the prior month and 31 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,177 sqft
    2018-02-01 0 days 2,207 sqft
    2018-03-01 0 days 2,214 sqft
    2018-04-01 0 days 2,254 sqft
    2018-05-01 0 days 2,298 sqft
    2018-06-01 0 days 2,236 sqft
    2018-07-01 0 days 2,127 sqft
    2018-08-01 0 days 2,261 sqft
    2018-09-01 0 days 2,276 sqft
    2018-10-01 0 days 2,361 sqft
    2018-11-01 0 days 2,426 sqft
    2018-12-01 0 days 2,451 sqft
    2019-01-01 0 days 2,266 sqft
    2019-02-01 0 days 2,395 sqft
    2019-03-01 0 days 2,546 sqft
    2019-04-01 0 days 2,537 sqft
    2019-05-01 0 days 2,570 sqft
    2019-06-01 0 days 2,430 sqft
    2019-07-01 0 days 2,360 sqft
    2019-08-01 0 days 2,340 sqft
    2019-09-01 0 days 2,311 sqft
    2019-10-01 0 days 2,299 sqft
    2019-11-01 0 days 2,296 sqft
    2019-12-01 0 days 2,361 sqft
    2020-01-01 0 days 2,307 sqft
    2020-02-01 0 days 2,258 sqft
    2020-03-01 0 days 2,441 sqft
    2020-04-01 0 days 2,479 sqft
    2020-05-01 0 days 2,500 sqft
    2020-06-01 0 days 2,536 sqft
    2020-07-01 0 days 2,478 sqft
    2020-08-01 0 days 2,352 sqft
    2020-09-01 0 days 2,245 sqft
    2020-10-01 0 days 2,076 sqft
    2020-11-01 0 days 2,198 sqft
    2020-12-01 0 days 2,143 sqft
    2021-01-01 0 days 2,209 sqft
    2021-02-01 0 days 2,485 sqft
    2021-03-01 0 days 2,538 sqft
    2021-04-01 0 days 2,341 sqft
    2021-05-01 0 days 2,252 sqft
    2021-06-01 0 days 2,290 sqft
    2021-07-01 0 days 2,364 sqft
    2021-08-01 0 days 2,529 sqft
    2021-09-01 0 days 2,546 sqft
    2021-10-01 0 days 2,352 sqft
    2021-11-01 0 days 2,256 sqft
    2021-12-01 0 days 2,255 sqft
    2022-01-01 0 days 2,200 sqft
    2022-02-01 0 days 2,727 sqft
    2022-03-01 0 days 2,728 sqft
    2022-04-01 0 days 2,792 sqft
    2022-05-01 0 days 2,320 sqft
    2022-06-01 0 days 2,260 sqft
    2022-07-01 0 days 2,287 sqft
    2022-08-01 0 days 2,254 sqft
    2022-09-01 0 days 2,188 sqft
    2022-10-01 0 days 2,280 sqft
    2022-11-01 0 days 2,296 sqft
    2022-12-01 0 days 2,282 sqft
    2023-01-01 0 days 2,292 sqft
    2023-02-01 0 days 2,506 sqft
    2023-03-01 0 days 2,512 sqft
    2023-04-01 0 days 2,662 sqft
    2023-05-01 0 days 2,625 sqft
    2023-06-01 0 days 2,641 sqft
    2023-07-01 0 days 2,518 sqft
    2023-08-01 0 days 2,522 sqft
    2023-09-01 0 days 2,493 sqft
    2023-10-01 0 days 2,324 sqft
    2023-11-01 0 days 2,207 sqft
    2023-12-01 0 days 2,165 sqft
    2024-01-01 0 days 2,175 sqft
    2024-02-01 0 days 2,305 sqft
    2024-03-01 0 days 2,298 sqft
    POCATELLO's median listing age (time on market) for 2024-03-01 was 0 days.

    POCATELLO's median square footage for active listings during the 2024-03-01 period was 2,298 sqft. One year prior, the average listing was 2,512 sqft.

    POCATELLO, ID Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    83201 Pocatello, ID HUD Metro FMR Area $590 $670 $880 $1,250 $1,500
    83202 Pocatello, ID HUD Metro FMR Area $680 $770 $1,010 $1,440 $1,720
    83204 Pocatello, ID HUD Metro FMR Area $570 $640 $850 $1,200 $1,440
    83205 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
    83206 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
    83209 Pocatello, ID HUD Metro FMR Area $550 $630 $830 $1,170 $1,410
    83214 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
    83234 Pocatello, ID HUD Metro FMR Area $700 $800 $1,050 $1,490 $1,790
    83245 Pocatello, ID HUD Metro FMR Area $670 $760 $1,000 $1,420 $1,700
    83246 Pocatello, ID HUD Metro FMR Area $580 $660 $870 $1,240 $1,480
    83250 Pocatello, ID HUD Metro FMR Area $630 $720 $940 $1,340 $1,610
    83281 Pocatello, ID HUD Metro FMR Area $650 $750 $980 $1,380 $1,660

    2022 Average & Median Rent Data Statistics
    POCATELLO, ID average 1BR rent: $703, median: $680
    POCATELLO, ID average 2BR rent: $926, median: $900
    POCATELLO, ID average 3BR rent: $1,314, median: $1,280

    POCATELLO, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,139 $318,995,000 $280,066
    Cash Out Refi 353 $57,905,000 $164,037
    Home Improvement 283 $25,865,000 $91,396
    Other 141 $14,555,000 $103,227
    Refi 138 $33,040,000 $239,420
    NA 1 $35,000 $35,000

    Pocatello's most frequently cited loan purpose was Home Purchase, with 1,139 originations. The 2nd most popular reason was Cash Out Refi, with 353 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 680 $187,150,000 $275,221
    Over 8% 581 $56,405,000 $97,083
    7-8% 401 $97,525,000 $243,204
    5-6% 355 $100,215,000 $282,296
    4-5% 24 $5,080,000 $211,667
    3-4% 2 $320,000 $160,000
    <2.5% 1 $5,000 $5,000

    During 2023, Pocatello's most frequently originated rate bucket was 6-7%, with 680 originations.

    Loan Sizing (POCATELLO, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 825 $231,685,000 $280,830
    $100,000 or less 593 $26,585,000 $44,831
    $100k-200k 422 $63,120,000 $149,573
    $400k-600k 150 $70,310,000 $468,733
    $600k-1000k 52 $37,790,000 $726,731
    $Over $1MM 13 $20,905,000 $1,608,077

    POCATELLO's loan sizing saw the bucket of loans from $200k-400k with 825 originations, totaling $231,685,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 681 $219,275,000 $321,990
    Under 20% 455 $17,665,000 $38,824
    60-80% 393 $123,675,000 $314,695
    20-40% 287 $34,695,000 $120,889
    40-60% 212 $46,410,000 $218,915
    Over 100% 13 $4,485,000 $345,000

    POCATELLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 681 originations, totaling $219,275,000 in origination value.