POCATELLO Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pocatello averaged 6.9% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 6.62% and one month ago for the week of 2025-01-09, the average rate was 6.86%.

    Pocatello's average rate one year ago was 6.67%.

    For refis of the same type during the week of 2025-02-13, the average rate was 6.87%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Pocatello 30 Year Fixed Rate 2025-02-13 6.9%
    Pocatello 30 Year Fixed Rate Refi 2025-02-13 6.87%
    Pocatello 15 Year Fixed Rate 2025-02-13 6.29%
    Pocatello 15 Year Fixed Rate Refi 2025-02-13 5.99%
    Pocatello 30 Year FHA 2025-02-13 6.22%
    Pocatello 30 Year FHA Refi 2025-02-13 6.62%
    Pocatello 30 Year USDA 2025-02-13 6.43%
    Pocatello 30 Year USDA Refi 2025-02-13 6.53%
    Pocatello 30 Year VA 2025-02-13 6.33%
    Pocatello 30 Year VA Refi 2025-02-13 6.63%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POCATELLO, ID.

    POCATELLO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POCATELLO, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    IDAHO CENTRAL 160 6.44% $7,201
    FIRST COLONY MORTGAGE CORPORATION 71 6.67% $7,854
    Glacier Bank 57 6.55% $6,904
    UNITED WHOLESALE MORTGAGE, LLC 51 6.61% $7,405
    QUICKEN LOANS, LLC 50 6.73% $7,938
    AMERICAN PACIFIC MORTGAGE CORPORATION 42 6.59% $6,340
    VAN DYK MORTGAGE CORPORATION 30 6.81% $7,339
    PREMIER MORTGAGE RESOURCES, L.L.C. 24 6.44% $8,798
    ADVANTAGE PLUS 17 6.65% $6,061
    MOUNTAIN AMERICA 15 6.80% $5,599
    D. L. Evans Bank 10 6.81% $6,656
    Wells Fargo Bank 10 6.68% $3,157
    WESTMARK Credit Union 8 6.45% $6,605
    Zions Bank 7 6.39% $4,806
    Bank of Idaho 7 7.02% $6,924
    Eagle Bank and Trust Company 7 6.89% $6,988
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.91% $8,270
    GUILD MORTGAGE COMPANY 7 6.11% $7,189
    IDAHO STATE UNIVERSITY 7 7.18% $7,523
    KeyBank 7 7.03% $5,679
    Bank of Utah 6 6.81% $6,730
    CANOPY MORTGAGE, LLC 6 6.83% $7,119
    MOVEMENT MORTGAGE, LLC 4 7.00% $9,070
    SUMMIT FUNDING, INC. 4 6.44% $11,222
    BROKER SOLUTIONS, INC. 4 7.00% $6,372
    Century Mortgage Company DBA Century Lending Company 4 7.12% $9,632
    INTERCAP LENDING INC. 3 6.08% $8,960
    U.S. Bank 3 6.66% $8,349
    The Loan Store, Inc. 3 6.83% $10,954
    MANN FINANCIAL INC. 3 7.00% $6,548
    NEWREZ LLC 3 8.12% $3,098
    CARDINAL FINANCIAL 2 6.06% $8,665
    Citizens Bank 2 5.50% $10,107
    CMG MORTGAGE, INC. 2 6.74% $9,091
    Colonial Savings, F.A. 2 6.94% $5,150
    Deseret First Credit Union 2 6.88% $6,054
    Washington Federal Bank 2 6.50% $4,790
    Flagstar Bank, FSB 2 6.75% $6,505
    Gateway First Bank 2 7.25% $10,079
    GENEVA FINANCIAL, LLC 2 7.50% $5,429
    BELEM SERVICING LLC 2 6.13% $6,224
    AMERICA FIRST 2 7.50% $8,642
    HOMEOWNERS FINANCIAL GROUP USA, LLC 2 7.44% $5,593
    BEEHIVE 2 5.94% $7,299
    ACADEMY MORTGAGE CORPORATION 2 7.25% $20,876
    LOANDEPOT.COM, LLC 2 6.75% $8,052
    MORTGAGE SOLUTIONS OF COLORADO, LLC 2 6.38% $6,579
    NAVY FEDERAL CREDIT UNION 2 6.81% $7,327
    NFM, INC. 2 7.31% $7,260
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.00% $8,888
    SIRVA MORTGAGE, INC. 2 6.75% $831
    Stifel Bank and Trust 2 7.13% $7,194
    Utah Mortgage Loan Corporation 2 7.50% $3,483
    Heritage Bank 1 5.63% $6,326
    American Mortgage & Equity Consultants, Inc. 1 6.63% $7,555
    BM Real Estate Services, Inc. 1 7.13% $12,439
    AMERICAN FINANCING CORPORATION 1 6.25% $6,014
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $23,767
    Wallick & Volk, Inc. 1 5.50% $1,983
    Neighborhood Loans, Inc. 1 7.99% $14,206
    BNC National Bank 1 6.88% $4,725
    CITYWIDE HOME LOANS, LLC 1 6.99% $6,539
    North American Savings Bank, F.S.B. 1 8.50% $7,391
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.38% $11,085
    Paramount Residential Mortgage Group, Inc. 1 6.25% $7,824
    PHH Mortgage Corporation 1 7.99% $8,643
    PREMIA MORTGAGE, LLC 1 6.25% $1,765
    Bank of America 1 6.00% $14,045
    Cache Valley Bank 1 6.00% $3,353
    AXIA FINANCIAL, LLC 1 7.13% $7,887
    S1L, Inc. 1 6.75% $6,095
    SAMMAMISH MORTGAGE COMPANY 1 6.00% $3,150
    CALCON MUTUAL MORTGAGE LLC 1 6.00% $22,612
    STARBOARD FINANCIAL MANAGEMENT, LLC 1 7.13% $7,249
    Citibank 1 6.50% $16,697
    DEEPHAVEN MORTGAGE LLC 1 7.50% $19,626
    Summit Mortgage Corporation 1 7.63% $9,930
    The Federal Savings Bank 1 5.88% $11,422
    CORNERSTONE HOME LENDING, INC. 1 6.63% $6,045
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 8.00% $6,116
    Umpqua Bank 1 6.38% $5,309
    HOMEXPRESS MORTGAGE CORP. 1 8.88% $10,011
    AMERISAVE MORTGAGE CORPORATION 1 6.88% $14,778
    ZILLOW HOME LOANS, LLC 1 6.13% $3,569
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $4,824
    JMJ FINANCIAL GROUP 1 7.13% $5,508
    JPMorgan Chase Bank 1 6.88% $29,917
    CONNECTIONS 1 6.38% $5,980
    LENDSURE MORTGAGE CORP. 1 8.88% $14,422
    CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 6.63% $6,069

    POCATELLO Average Closing Costs & Other Stats

    POCATELLO, ID's 90 lenders originated 2,055 loans during 2023. The total origination value was $450,395,000, with an average loan value of $219,170.

    POCATELLO's average closing costs are $5,970.

    The top POCATELLO lender as defined by loan originations is IDAHO CENTRAL, with 160 loans originated. Their average total fees are $7,201, which is $653 lower than the next largest lender, FIRST COLONY MORTGAGE CORPORATION.

    The lowest fee POCATELLO lenders (with over 10 loans originated) are Wells Fargo Bank ($3,157), MOUNTAIN AMERICA ($5,599), ADVANTAGE PLUS ($6,061), AMERICAN PACIFIC MORTGAGE CORPORATION ($6,340) and D. L. Evans Bank ($6,656).

    The lowest rate POCATELLO lenders (with over 10 loans originated) are IDAHO CENTRAL (6.44%), PREMIER MORTGAGE RESOURCES, L.L.C. (6.44%), Glacier Bank (6.55%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.59%) and UNITED WHOLESALE MORTGAGE, LLC (6.61%).

    POCATELLO, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    IDAHO CENTRAL $169,450,000 $97,845,000 -42.3% 21.7%
    Glacier Bank $57,530,000 $35,150,000 -38.9% 7.8%
    FIRST COLONY MORTGAGE CORPORATION $31,750,000 $32,900,000 3.6% 7.3%
    UNITED WHOLESALE MORTGAGE, LLC $27,005,000 $25,975,000 -3.8% 5.8%
    QUICKEN LOANS, LLC $30,880,000 $21,270,000 -31.1% 4.7%
    MOUNTAIN AMERICA $23,170,000 $19,870,000 -14.2% 4.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $21,855,000 $19,595,000 -10.3% 4.4%
    PREMIER MORTGAGE RESOURCES, L.L.C. $10,950,000 $15,075,000 37.7% 3.3%
    D. L. Evans Bank $11,075,000 $14,055,000 26.9% 3.1%
    VAN DYK MORTGAGE CORPORATION $18,855,000 $13,515,000 -28.3% 3.0%
    SUMMIT FUNDING, INC. $9,945,000 $9,110,000 -8.4% 2.0%
    ADVANTAGE PLUS $14,485,000 $8,785,000 -39.4% 2.0%
    Zions Bank $13,680,000 $6,400,000 -53.2% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,290,000 $6,325,000 -48.5% 1.4%
    Bank of Idaho $10,705,000 $6,300,000 -41.1% 1.4%
    WESTMARK Credit Union $9,585,000 $5,865,000 -38.8% 1.3%
    CONNECTIONS $13,190,000 $5,335,000 -59.6% 1.2%
    Eagle Bank and Trust Company $3,215,000 $4,795,000 49.1% 1.1%
    Mortgage Research Center, LLC $6,585,000 $4,095,000 -37.8% 0.9%
    The Bank of Commerce $2,650,000 $3,635,000 37.2% 0.8%
    ACADEMY MORTGAGE CORPORATION $3,370,000 $3,495,000 3.7% 0.8%
    U.S. Bank $7,930,000 $3,285,000 -58.6% 0.7%
    CANOPY MORTGAGE, LLC $9,345,000 $3,240,000 -65.3% 0.7%
    KeyBank $5,355,000 $3,220,000 -39.9% 0.7%
    GUILD MORTGAGE COMPANY $7,735,000 $3,125,000 -59.6% 0.7%
    Wells Fargo Bank $4,370,000 $2,610,000 -40.3% 0.6%
    Century Mortgage Company DBA Century Lending Company $155,000 $2,145,000 1,283.9% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,735,000 $2,035,000 -25.6% 0.5%
    Bank of Utah $1,160,000 $1,990,000 71.6% 0.4%
    BROKER SOLUTIONS, INC. $2,645,000 $1,935,000 -26.8% 0.4%
    JPMorgan Chase Bank $1,985,000 $1,925,000 -3.0% 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $980,000 $1,870,000 90.8% 0.4%
    Stifel Bank and Trust $1,095,000 $1,830,000 67.1% 0.4%
    INTERCAP LENDING INC. $1,895,000 $1,685,000 -11.1% 0.4%
    NAVY FEDERAL CREDIT UNION $1,085,000 $1,670,000 53.9% 0.4%
    PENNYMAC LOAN SERVICES, LLC $2,340,000 $1,650,000 -29.5% 0.4%
    IDAHO STATE UNIVERSITY $5,685,000 $1,575,000 -72.3% 0.3%
    Rails West Federal Credit Union $3,970,000 $1,485,000 -62.6% 0.3%
    The Federal Savings Bank $1,140,000 $1,440,000 26.3% 0.3%
    Gateway First Bank $2,440,000 $1,430,000 -41.4% 0.3%
    AMERISAVE MORTGAGE CORPORATION $3,315,000 $1,335,000 -59.7% 0.3%
    AMERICA FIRST $2,420,000 $1,315,000 -45.7% 0.3%
    LOANDEPOT.COM, LLC $5,960,000 $1,280,000 -78.5% 0.3%
    GENEVA FINANCIAL, LLC $2,400,000 $1,215,000 -49.4% 0.3%
    The Loan Store, Inc. $1,195,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $995,000 $1,160,000 16.6% 0.3%
    NEWREZ LLC $1,595,000 $1,115,000 -30.1% 0.2%
    CMG MORTGAGE, INC. $1,225,000 $1,085,000 -11.4% 0.2%
    Flagstar Bank, FSB $4,970,000 $1,030,000 -79.3% 0.2%
    Citibank $165,000 $995,000 503.0% 0.2%
    EAST IDAHO Credit Union $1,675,000 $975,000 -41.8% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $975,000 n/a 0.2%
    NFM, INC. $295,000 $975,000 230.5% 0.2%
    CALCON MUTUAL MORTGAGE LLC $1,075,000 $960,000 -10.7% 0.2%
    NEW DAY FINANCIAL, LLC $2,090,000 $960,000 -54.1% 0.2%
    Discover Bank $625,000 $955,000 52.8% 0.2%
    MOVEMENT MORTGAGE, LLC $2,110,000 $880,000 -58.3% 0.2%
    HOMEXPRESS MORTGAGE CORP. $205,000 $850,000 314.6% 0.2%
    AXIA FINANCIAL, LLC $195,000 $840,000 330.8% 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,455,000 $805,000 -44.7% 0.2%
    PHH Mortgage Corporation $700,000 $780,000 11.4% 0.2%
    BELEM SERVICING LLC $455,000 $750,000 64.8% 0.2%
    Cache Valley Bank $435,000 $750,000 72.4% 0.2%
    21ST MORTGAGE CORPORATION $465,000 $745,000 60.2% 0.2%
    BEEHIVE $2,115,000 $725,000 -65.7% 0.2%
    Utah Mortgage Loan Corporation $255,000 $690,000 170.6% 0.2%
    MANN FINANCIAL INC. $3,060,000 $680,000 -77.8% 0.2%
    Paramount Residential Mortgage Group, Inc. $680,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $5,745,000 $665,000 -88.4% 0.1%
    CLEARPATH LENDING $1,230,000 $620,000 -49.6% 0.1%
    FINANCE OF AMERICA REVERSE LLC $1,710,000 $615,000 -64.0% 0.1%
    SIRVA MORTGAGE, INC. $685,000 $600,000 -12.4% 0.1%
    CARDINAL FINANCIAL $1,630,000 $595,000 -63.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,590,000 $595,000 -62.6% 0.1%
    GUARANTEED RATE, INC. $1,155,000 $585,000 -49.4% 0.1%
    DEEPHAVEN MORTGAGE LLC $575,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $4,480,000 $575,000 -87.2% 0.1%
    Citizens Bank $670,000 $540,000 -19.4% 0.1%
    Deseret First Credit Union $740,000 $530,000 -28.4% 0.1%
    S1L, Inc. $1,175,000 $510,000 -56.6% 0.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $505,000 n/a 0.1%
    Umpqua Bank $460,000 $505,000 9.8% 0.1%
    USAA Federal Savings Bank $945,000 $500,000 -47.1% 0.1%
    Neighborhood Loans, Inc. $475,000 n/a 0.1%
    POLARIS HOME FUNDING CORP. $475,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $625,000 $470,000 -24.8% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $440,000 137.8% 0.1%
    PREMIA MORTGAGE, LLC $435,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $430,000 n/a 0.1%
    Bank of America $110,000 $415,000 277.3% 0.1%
    First Federal Bank $415,000 n/a 0.1%
    LENDSURE MORTGAGE CORP. $435,000 $415,000 -4.6% 0.1%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $205,000 $410,000 100.0% 0.1%
    Colonial Savings, F.A. $690,000 $410,000 -40.6% 0.1%
    JMJ FINANCIAL GROUP $395,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $390,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $720,000 $375,000 -47.9% 0.1%
    Heritage Bank $365,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $170,000 $365,000 114.7% 0.1%
    VILLAGE CAPITAL MORTGAGE $360,000 n/a 0.1%
    Franklin Loan Corporation $415,000 $345,000 -16.9% 0.1%
    SAMMAMISH MORTGAGE COMPANY $325,000 n/a 0.1%
    AUGUSTA FINANCIAL, INC. $315,000 n/a 0.1%
    Washington Federal Bank $8,015,000 $300,000 -96.3% 0.1%
    BNC National Bank $245,000 $295,000 20.4% 0.1%
    CITYWIDE HOME LOANS, LLC $735,000 $295,000 -59.9% 0.1%
    JMAC LENDING, INC. $295,000 n/a 0.1%
    North American Savings Bank, F.S.B. $205,000 $295,000 43.9% 0.1%
    American Mortgage & Equity Consultants, Inc. $285,000 n/a 0.1%
    Summit Mortgage Corporation $275,000 n/a 0.1%
    BM Real Estate Services, Inc. $265,000 n/a 0.1%
    Boeing Employees Credit Union $100,000 $250,000 150.0% 0.1%
    M&T Bank $245,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $395,000 $225,000 -43.0% 0.0%
    GESA $225,000 n/a 0.0%
    Willamette Valley Bank $455,000 $215,000 -52.7% 0.0%
    ZILLOW HOME LOANS, LLC $585,000 $215,000 -63.2% 0.0%
    Commerce Home Mortgage, Inc. $210,000 n/a 0.0%
    Wallick & Volk, Inc. $205,000 n/a 0.0%
    AMWEST FUNDING CORP. $195,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $430,000 $195,000 -54.7% 0.0%
    STARBOARD FINANCIAL MANAGEMENT, LLC $185,000 n/a 0.0%
    SECURITY HOME MORTGAGE, LLC. $1,805,000 $175,000 -90.3% 0.0%
    HighTechLending Inc $165,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $215,000 $155,000 -27.9% 0.0%
    Figure Lending LLC $260,000 $150,000 -42.3% 0.0%
    Citadel Servicing Corporation $155,000 $145,000 -6.5% 0.0%
    OCMBC, INC. $145,000 n/a 0.0%
    CHEVRON $105,000 n/a 0.0%
    LOANPAL, LLC $1,400,000 $105,000 -92.5% 0.0%
    GOLDENWEST $1,290,000 $85,000 -93.4% 0.0%
    Coastal Community Bank $55,000 n/a 0.0%
    PIONEER $55,000 $55,000 0.0% 0.0%
    Centier Bank $45,000 n/a 0.0%

    POCATELLO's top lender by overall market share is IDAHO CENTRAL, with 21.7% market share. In second place, with 7.8%, is Glacier Bank, having originated $35,150,000 in loans. In third place, with 7.3%, is FIRST COLONY MORTGAGE CORPORATION, having originated $32,900,000 in loans. In fourth place, with 5.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $25,975,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $21,270,000 in loans.

    POCATELLO Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $185,925 (20.0%) $249,955 (24.3%) 0.00 145
    2018-02-01 $192,200 (23.1%) $258,349 (25.0%) 0.00 137
    2018-03-01 $199,900 (26.6%) $262,448 (27.1%) 0.00 145
    2018-04-01 $220,000 (37.6%) $263,683 (22.8%) 0.00 143
    2018-05-01 $215,975 (24.3%) $256,631 (11.4%) 0.00 175
    2018-06-01 $200,000 (13.4%) $243,459 (6.4%) 0.00 231
    2018-07-01 $184,950 (10.4%) $232,030 (4.4%) 0.00 244
    2018-08-01 $197,450 (20.5%) $246,230 (10.9%) 0.00 226
    2018-09-01 $204,900 (22.7%) $252,679 (11.2%) 0.00 217
    2018-10-01 $213,900 (27.7%) $249,413 (7.9%) 0.00 204
    2018-11-01 $212,450 (23.7%) $258,042 (10.5%) 0.00 196
    2018-12-01 $210,000 (13.6%) $257,792 (3.5%) 0.00 184
    2019-01-01 $207,450 (11.6%) $258,814 (3.5%) 0.00 155
    2019-02-01 $224,900 (17.0%) $269,809 (4.4%) 0.00 150
    2019-03-01 $236,929 (18.5%) $275,084 (4.8%) 0.00 139
    2019-04-01 $243,029 (10.5%) $274,958 (4.3%) 0.00 132
    2019-05-01 $241,825 (12.0%) $277,016 (7.9%) 0.00 131
    2019-06-01 $245,000 (22.5%) $308,026 (26.5%) 0.00 162
    2019-07-01 $237,450 (28.4%) $312,673 (34.8%) 0.00 201
    2019-08-01 $243,736 (23.4%) $318,254 (29.3%) 0.00 219
    2019-09-01 $249,341 (21.7%) $319,804 (26.6%) 0.00 224
    2019-10-01 $255,600 (19.5%) $326,388 (30.9%) 0.00 228
    2019-11-01 $261,250 (23.0%) $331,950 (28.6%) 0.00 224
    2019-12-01 $255,000 (21.4%) $327,107 (26.9%) 0.00 206
    2020-01-01 $258,075 (24.4%) $326,983 (26.3%) 0.00 171
    2020-02-01 $267,500 (18.9%) $347,417 (28.8%) 0.00 146
    2020-03-01 $280,200 (18.3%) $354,336 (28.8%) 0.00 153
    2020-04-01 $289,675 (19.2%) $351,138 (27.7%) 0.00 168
    2020-05-01 $289,900 (19.9%) $350,899 (26.7%) 0.00 171
    2020-06-01 $316,575 (29.2%) $374,317 (21.5%) 0.00 159
    2020-07-01 $306,975 (29.3%) $381,478 (22.0%) 0.00 154
    2020-08-01 $290,000 (19.0%) $392,128 (23.2%) 0.00 133
    2020-09-01 $254,950 (2.3%) $352,627 (10.3%) 0.00 118
    2020-10-01 $239,950 (-6.1%) $381,311 (16.8%) 0.00 103
    2020-11-01 $247,425 (-5.3%) $424,000 (27.7%) 0.00 84
    2020-12-01 $249,950 (-2.0%) $426,516 (30.4%) 0.00 87
    2021-01-01 $264,900 (2.6%) $429,566 (31.4%) 0.00 70
    2021-02-01 $301,250 (12.6%) $506,979 (45.9%) 0.00 62
    2021-03-01 $352,450 (25.8%) $572,269 (61.5%) 0.00 57
    2021-04-01 $323,500 (11.7%) $459,583 (30.9%) 0.00 62
    2021-05-01 $305,250 (5.3%) $437,937 (24.8%) 0.00 72
    2021-06-01 $376,175 (18.8%) $500,430 (33.7%) 0.00 85
    2021-07-01 $354,950 (15.6%) $486,017 (27.4%) 0.00 123
    2021-08-01 $388,725 (34.0%) $489,607 (24.9%) 0.00 131
    2021-09-01 $399,725 (56.8%) $479,877 (36.1%) 0.00 144
    2021-10-01 $399,950 (66.7%) $463,794 (21.6%) 0.00 141
    2021-11-01 $365,950 (47.9%) $440,425 (3.9%) 0.00 133
    2021-12-01 $353,250 (41.3%) $434,115 (1.8%) 0.00 104
    2022-01-01 $355,000 (34.0%) $457,573 (6.5%) 0.00 70
    2022-02-01 $444,975 (47.7%) $583,032 (15.0%) 0.00 49
    2022-03-01 $447,450 (27.0%) $592,514 (3.5%) 0.00 58
    2022-04-01 $449,900 (39.1%) $547,398 (19.1%) 0.00 79
    2022-05-01 $417,500 (36.8%) $502,374 (14.7%) 0.00 126
    2022-06-01 $393,250 (4.5%) $474,011 (-5.3%) 0.00 171
    2022-07-01 $400,000 (12.7%) $465,026 (-4.3%) 0.00 223
    2022-08-01 $399,975 (2.9%) $459,864 (-6.1%) 0.00 235
    2022-09-01 $388,675 (-2.8%) $439,785 (-8.4%) 0.00 265
    2022-10-01 $389,700 (-2.6%) $449,849 (-3.0%) 0.00 272
    2022-11-01 $384,700 (5.1%) $439,213 (-0.3%) 0.00 245
    2022-12-01 $380,000 (7.6%) $437,651 (0.8%) 0.00 224
    2023-01-01 $388,750 (9.5%) $439,929 (-3.9%) 0.00 207
    2023-02-01 $410,225 (-7.8%) $461,576 (-20.8%) 0.00 193
    2023-03-01 $419,950 (-6.2%) $473,283 (-20.1%) 0.00 173
    2023-04-01 $429,950 (-4.4%) $491,764 (-10.2%) 0.00 162
    2023-05-01 $471,200 (12.9%) $520,135 (3.5%) 0.00 180
    2023-06-01 $444,900 (13.1%) $528,803 (11.6%) 0.00 187
    2023-07-01 $416,500 (4.1%) $517,566 (11.3%) 0.00 219
    2023-08-01 $428,100 (7.0%) $516,365 (12.3%) 0.00 234
    2023-09-01 $419,900 (8.0%) $506,496 (15.2%) 0.00 238
    2023-10-01 $399,788 (2.6%) $495,505 (10.2%) 0.00 261
    2023-11-01 $389,500 (1.3%) $468,775 (6.7%) 0.00 259
    2023-12-01 $384,700 (1.2%) $464,371 (6.1%) 0.00 238
    2024-01-01 $386,850 (-0.5%) $461,007 (4.8%) 0.00 209
    2024-02-01 $392,975 (-4.2%) $473,771 (2.6%) 0.00 195
    2024-03-01 $399,900 (-4.8%) $492,106 (4.0%) 0.00 210
    2024-04-01 $424,450 (-1.3%) $502,085 (2.1%) 0.00 228
    2024-05-01 $429,250 (-8.9%) $499,447 (-4.0%) 0.00 251
    2024-06-01 $425,450 (-4.4%) $505,373 (-4.4%) 0.00 295
    2024-07-01 $419,900 (0.8%) $496,463 (-4.1%) 0.00 330
    2024-08-01 $409,900 (-4.3%) $493,396 (-4.5%) 0.00 330
    2024-09-01 $413,675 (-1.5%) $494,230 (-2.4%) 0.00 332
    2024-10-01 $399,900 (0.0%) $488,915 (-1.3%) 0.00 321
    2024-11-01 $394,950 (1.4%) $478,270 (2.0%) 0.00 324
    2024-12-01 $390,750 (1.6%) $464,798 (0.1%) 0.00 304
    2025-01-01 $394,950 (2.1%) $470,258 (2.0%) 0.00 258
    POCATELLO's median listing price for 2025-01-01 was $394,950, a difference of $8,100 (2.1%) versus the prior year and $4,200 versus the prior month.

    POCATELLO's median listing price comes in at 0% of the national average.

    POCATELLO's average listing price for 2025-01-01 was $470,258, a difference of $9,251 (2.0%) versus the prior year and $5,460 versus the prior month.

    For the 2025-01-01 period, POCATELLO had 258 MLS listings, a difference of -46 listings (-15%) versus the prior month and 49 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,389 sqft
    2018-02-01 0 days 2,372 sqft
    2018-03-01 0 days 2,341 sqft
    2018-04-01 0 days 2,371 sqft
    2018-05-01 0 days 2,333 sqft
    2018-06-01 0 days 2,228 sqft
    2018-07-01 0 days 2,112 sqft
    2018-08-01 0 days 2,259 sqft
    2018-09-01 0 days 2,295 sqft
    2018-10-01 0 days 2,365 sqft
    2018-11-01 0 days 2,442 sqft
    2018-12-01 0 days 2,458 sqft
    2019-01-01 0 days 2,225 sqft
    2019-02-01 0 days 2,407 sqft
    2019-03-01 0 days 2,555 sqft
    2019-04-01 0 days 2,538 sqft
    2019-05-01 0 days 2,534 sqft
    2019-06-01 0 days 2,430 sqft
    2019-07-01 0 days 2,329 sqft
    2019-08-01 0 days 2,313 sqft
    2019-09-01 0 days 2,277 sqft
    2019-10-01 0 days 2,292 sqft
    2019-11-01 0 days 2,300 sqft
    2019-12-01 0 days 2,345 sqft
    2020-01-01 0 days 2,300 sqft
    2020-02-01 0 days 2,207 sqft
    2020-03-01 0 days 2,497 sqft
    2020-04-01 0 days 2,539 sqft
    2020-05-01 0 days 2,550 sqft
    2020-06-01 0 days 2,735 sqft
    2020-07-01 0 days 2,622 sqft
    2020-08-01 0 days 2,418 sqft
    2020-09-01 0 days 2,202 sqft
    2020-10-01 0 days 2,018 sqft
    2020-11-01 0 days 2,080 sqft
    2020-12-01 0 days 2,004 sqft
    2021-01-01 0 days 2,128 sqft
    2021-02-01 0 days 2,423 sqft
    2021-03-01 0 days 2,532 sqft
    2021-04-01 0 days 2,348 sqft
    2021-05-01 0 days 2,184 sqft
    2021-06-01 0 days 2,251 sqft
    2021-07-01 0 days 2,360 sqft
    2021-08-01 0 days 2,574 sqft
    2021-09-01 0 days 2,563 sqft
    2021-10-01 0 days 2,341 sqft
    2021-11-01 0 days 2,251 sqft
    2021-12-01 0 days 2,217 sqft
    2022-01-01 0 days 2,217 sqft
    2022-02-01 0 days 2,680 sqft
    2022-03-01 0 days 2,783 sqft
    2022-04-01 0 days 2,800 sqft
    2022-05-01 0 days 2,322 sqft
    2022-06-01 0 days 2,260 sqft
    2022-07-01 0 days 2,264 sqft
    2022-08-01 0 days 2,242 sqft
    2022-09-01 0 days 2,181 sqft
    2022-10-01 0 days 2,263 sqft
    2022-11-01 0 days 2,267 sqft
    2022-12-01 0 days 2,256 sqft
    2023-01-01 0 days 2,274 sqft
    2023-02-01 0 days 2,499 sqft
    2023-03-01 0 days 2,551 sqft
    2023-04-01 0 days 2,657 sqft
    2023-05-01 0 days 2,593 sqft
    2023-06-01 0 days 2,575 sqft
    2023-07-01 0 days 2,492 sqft
    2023-08-01 0 days 2,514 sqft
    2023-09-01 0 days 2,464 sqft
    2023-10-01 0 days 2,232 sqft
    2023-11-01 0 days 2,174 sqft
    2023-12-01 0 days 2,150 sqft
    2024-01-01 0 days 2,152 sqft
    2024-02-01 0 days 2,245 sqft
    2024-03-01 0 days 2,242 sqft
    2024-04-01 0 days 2,365 sqft
    2024-05-01 0 days 2,359 sqft
    2024-06-01 0 days 2,425 sqft
    2024-07-01 0 days 2,330 sqft
    2024-08-01 0 days 2,247 sqft
    2024-09-01 0 days 2,251 sqft
    2024-10-01 0 days 2,188 sqft
    2024-11-01 0 days 2,189 sqft
    2024-12-01 0 days 2,154 sqft
    2025-01-01 0 days 2,143 sqft
    POCATELLO's median listing age (time on market) for 2025-01-01 was 0 days.

    POCATELLO's median square footage for active listings during the 2025-01-01 period was 2,143 sqft. One year prior, the average listing was 2,152 sqft.

    POCATELLO, ID Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    83201 Pocatello, ID HUD Metro FMR Area $590 $670 $880 $1,250 $1,500
    83202 Pocatello, ID HUD Metro FMR Area $680 $770 $1,010 $1,440 $1,720
    83204 Pocatello, ID HUD Metro FMR Area $570 $640 $850 $1,200 $1,440
    83205 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
    83206 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
    83209 Pocatello, ID HUD Metro FMR Area $550 $630 $830 $1,170 $1,410
    83214 Pocatello, ID HUD Metro FMR Area $600 $680 $900 $1,280 $1,530
    83234 Pocatello, ID HUD Metro FMR Area $700 $800 $1,050 $1,490 $1,790
    83245 Pocatello, ID HUD Metro FMR Area $670 $760 $1,000 $1,420 $1,700
    83246 Pocatello, ID HUD Metro FMR Area $580 $660 $870 $1,240 $1,480
    83250 Pocatello, ID HUD Metro FMR Area $630 $720 $940 $1,340 $1,610
    83281 Pocatello, ID HUD Metro FMR Area $650 $750 $980 $1,380 $1,660

    2022 Average & Median Rent Data Statistics
    POCATELLO, ID average 1BR rent: $703, median: $680
    POCATELLO, ID average 2BR rent: $926, median: $900
    POCATELLO, ID average 3BR rent: $1,314, median: $1,280

    POCATELLO, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,139 $318,995,000 $280,066
    Cash Out Refi 353 $57,905,000 $164,037
    Home Improvement 283 $25,865,000 $91,396
    Other 141 $14,555,000 $103,227
    Refi 138 $33,040,000 $239,420
    NA 1 $35,000 $35,000

    Pocatello's most frequently cited loan purpose was Home Purchase, with 1,139 originations. The 2nd most popular reason was Cash Out Refi, with 353 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 680 $187,150,000 $275,221
    Over 8% 581 $56,405,000 $97,083
    7-8% 401 $97,525,000 $243,204
    5-6% 355 $100,215,000 $282,296
    4-5% 24 $5,080,000 $211,667
    3-4% 2 $320,000 $160,000
    <2.5% 1 $5,000 $5,000

    During 2023, Pocatello's most frequently originated rate bucket was 6-7%, with 680 originations.

    Loan Sizing (POCATELLO, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 825 $231,685,000 $280,830
    $100,000 or less 593 $26,585,000 $44,831
    $100k-200k 422 $63,120,000 $149,573
    $400k-600k 150 $70,310,000 $468,733
    $600k-1000k 52 $37,790,000 $726,731
    $Over $1MM 13 $20,905,000 $1,608,077

    POCATELLO's loan sizing saw the bucket of loans from $200k-400k with 825 originations, totaling $231,685,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 681 $219,275,000 $321,990
    Under 20% 455 $17,665,000 $38,824
    60-80% 393 $123,675,000 $314,695
    20-40% 287 $34,695,000 $120,889
    40-60% 212 $46,410,000 $218,915
    Over 100% 13 $4,485,000 $345,000

    POCATELLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 681 originations, totaling $219,275,000 in origination value.