POCATELLO Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pocatello averaged 6.63% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.35% and one month ago for the week of 2025-03-06, the average rate was 6.74%.

    Pocatello's average rate one year ago was 6.73%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.12%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Pocatello 30 Year Fixed Rate 2025-04-10 6.63%
    Pocatello 30 Year Fixed Rate Refi 2025-04-10 7.12%
    Pocatello 15 Year Fixed Rate 2025-04-10 6.02%
    Pocatello 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Pocatello 30 Year FHA 2025-04-10 6.14%
    Pocatello 30 Year FHA Refi 2025-04-10 6.23%
    Pocatello 30 Year USDA 2025-04-10 6.55%
    Pocatello 30 Year USDA Refi 2025-04-10 6.45%
    Pocatello 30 Year VA 2025-04-10 6.38%
    Pocatello 30 Year VA Refi 2025-04-10 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POCATELLO, ID.

    POCATELLO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POCATELLO, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    IDAHO CENTRAL 161 6.55% $6,464
    Glacier Bank 78 6.52% $6,699
    FIRST COLONY MORTGAGE CORPORATION 75 6.58% $7,541
    UNITED WHOLESALE MORTGAGE, LLC 69 6.42% $7,265
    QUICKEN LOANS, LLC 55 6.69% $8,028
    PREMIER MORTGAGE RESOURCES, L.L.C. 29 6.64% $9,194
    VAN DYK MORTGAGE CORPORATION 28 6.89% $6,527
    ADVANTAGE PLUS 20 7.00% $7,445
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 6.69% $9,267
    Zions Bank 16 6.02% $10,106
    GUILD MORTGAGE COMPANY 12 6.68% $9,087
    MOUNTAIN AMERICA 12 6.06% $4,932
    IDAHO STATE UNIVERSITY 10 7.12% $7,460
    Century Mortgage Company DBA Century Lending Company 9 6.52% $8,302
    U.S. Bank 9 6.62% $3,814
    CANOPY MORTGAGE, LLC 8 6.40% $8,104
    WESTMARK Credit Union 7 6.44% $8,409
    D. L. Evans Bank 6 6.94% $6,611
    KeyBank 4 6.66% $5,637
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 7.03% $8,912
    SIRVA MORTGAGE, INC. 3 6.67% $1,660
    Eagle Bank and Trust Company 3 6.75% $8,745
    BELEM SERVICING LLC 3 5.83% $7,021
    Plains Commerce Bank 2 7.69% $7,179
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.88% $5,735
    SUMMIT FUNDING, INC. 2 7.13% $8,916
    BROKER SOLUTIONS, INC. 2 6.50% $5,454
    GENEVA FINANCIAL, LLC 2 7.56% $6,636
    PENNYMAC LOAN SERVICES, LLC 2 6.50% $3,832
    First Federal Savings Bank of Twin Falls 2 6.13% $5,611
    NAVY FEDERAL CREDIT UNION 2 6.31% $7,635
    AXIA FINANCIAL, LLC 2 6.63% $10,211
    NATIONS RELIABLE LENDING, LLC 2 6.38% $10,096
    Nations Lending Corporation 2 6.81% $15,144
    VERITAS FUNDING, LLC 2 6.31% $12,401
    Wells Fargo Bank 2 6.63% $7,910
    GOLDENWEST 2 6.31% $8,125
    LOANDEPOT.COM, LLC 2 6.31% $7,197
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.94% $4,919
    PLAZA HOME MORTGAGE, INC. 2 7.19% $9,030
    The Huntington National Bank 1 6.75% $8,531
    The Loan Store, Inc. 1 6.63% $9,100
    UNION HOME MORTGAGE CORP. 1 6.63% $8,775
    USAA Federal Savings Bank 1 6.88% $10,098
    JMJ FINANCIAL GROUP 1 6.88% $8,863
    ALLIANT CREDIT UNION 1 6.50% $4,547
    ALLIED MORTGAGE GROUP, INC. 1 6.63% $4,624
    Ally Bank 1 5.88% $13,200
    AMERICA FIRST 1 7.13% $5,366
    AMERISAVE MORTGAGE CORPORATION 1 6.63% $11,359
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.62% $5,410
    Bank of America 1 6.63% $2,742
    Bank of Utah 1 6.63% $3,351
    BEEHIVE 1 5.99% $9,440
    BETTER MORTGAGE CORPORATION 1 6.88% $4,115
    BMO Harris Bank 1 6.63% $5,467
    BM Real Estate Services, Inc. 1 7.50% $15,571
    Carrington Mortgage Services, LLC 1 6.13% $5,892
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $11,105
    Cornerstone First Mortgage, Inc 1 5.88% $8,997
    DEEPHAVEN MORTGAGE LLC 1 8.75% $11,911
    Deere Employees Credit Union 1 6.75% $4,825
    Deseret First Credit Union 1 7.25% $4,781
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.13% $17,172
    First National Bank of America 1 9.24% $11,826
    Gateway First Bank 1 7.63% $7,739
    Home Mortgage Alliance Corp 1 7.13% $18,808
    INTERCAP LENDING INC. 1 6.00% $8,102
    JPMorgan Chase Bank 1 7.50% $4,909
    LENDSURE MORTGAGE CORP. 1 8.88% $13,115
    Morgan Stanley Private Bank 1 6.35% $3,329
    Mortgage Research Center, LLC 1 7.13% $775
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $8,239
    NEWREZ LLC 1 6.99% $6,814
    Northwest Farm Credit Services, FLCA 1 6.95% $9,366
    ON Q FINANCIAL, INC. 1 5.63% $3,955
    Paramount Residential Mortgage Group, Inc. 1 6.99% $3,454
    PENTAGON FEDERAL CREDIT UNION 1 6.38% $9,880
    PHH Mortgage Corporation 1 7.63% $4,214
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.88% $9,510
    SPOKANE TEACHERS 1 6.38% $6,931
    Stifel Bank and Trust 1 5.75% $7,531
    Summit Mortgage Corporation 1 7.13% $10,338
    SWBC MORTGAGE CORPORATION 1 6.63% $5,734

    POCATELLO Average Closing Costs & Other Stats

    POCATELLO, ID's 84 lenders originated 2,320 loans during 2024. The total origination value was $531,800,000, with an average loan value of $229,224.

    POCATELLO's average closing costs are $6,191.

    The top POCATELLO lender as defined by loan originations is IDAHO CENTRAL, with 161 loans originated. Their average total fees are $6,464, which is $235 lower than the next largest lender, Glacier Bank.

    The lowest fee POCATELLO lenders (with over 10 loans originated) are MOUNTAIN AMERICA ($4,932), IDAHO CENTRAL ($6,464), VAN DYK MORTGAGE CORPORATION ($6,527), Glacier Bank ($6,699) and UNITED WHOLESALE MORTGAGE, LLC ($7,265).

    The lowest rate POCATELLO lenders (with over 10 loans originated) are Zions Bank (6.02%), MOUNTAIN AMERICA (6.06%), UNITED WHOLESALE MORTGAGE, LLC (6.42%), Glacier Bank (6.52%) and IDAHO CENTRAL (6.55%).

    POCATELLO, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    IDAHO CENTRAL $97,845,000 $114,335,000 16.9% 21.5%
    UNITED WHOLESALE MORTGAGE, LLC $25,975,000 $45,760,000 76.2% 8.6%
    Glacier Bank $35,150,000 $41,815,000 19.0% 7.9%
    FIRST COLONY MORTGAGE CORPORATION $32,900,000 $32,365,000 -1.6% 6.1%
    QUICKEN LOANS, LLC $21,270,000 $25,510,000 19.9% 4.8%
    PREMIER MORTGAGE RESOURCES, L.L.C. $15,075,000 $19,335,000 28.3% 3.6%
    MOUNTAIN AMERICA $19,870,000 $15,745,000 -20.8% 3.0%
    VAN DYK MORTGAGE CORPORATION $13,515,000 $15,365,000 13.7% 2.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $19,595,000 $14,345,000 -26.8% 2.7%
    Zions Bank $6,400,000 $14,310,000 123.6% 2.7%
    ADVANTAGE PLUS $8,785,000 $11,845,000 34.8% 2.2%
    SUMMIT FUNDING, INC. $9,110,000 $9,975,000 9.5% 1.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,325,000 $9,335,000 47.6% 1.8%
    The Bank of Commerce $3,635,000 $9,325,000 156.5% 1.8%
    CONNECTIONS $5,335,000 $8,380,000 57.1% 1.6%
    Mortgage Research Center, LLC $4,095,000 $8,180,000 99.8% 1.5%
    Bank of Idaho $6,300,000 $7,130,000 13.2% 1.3%
    GUILD MORTGAGE COMPANY $3,125,000 $6,965,000 122.9% 1.3%
    D. L. Evans Bank $14,055,000 $5,890,000 -58.1% 1.1%
    WESTMARK Credit Union $5,865,000 $5,335,000 -9.0% 1.0%
    CANOPY MORTGAGE, LLC $3,240,000 $5,045,000 55.7% 0.9%
    FIRST TECHNOLOGY $4,905,000 n/a 0.9%
    Century Mortgage Company DBA Century Lending Company $2,145,000 $4,680,000 118.2% 0.9%
    AMERICA FIRST $1,315,000 $3,970,000 201.9% 0.7%
    U.S. Bank $3,285,000 $3,425,000 4.3% 0.6%
    NAVY FEDERAL CREDIT UNION $1,670,000 $3,325,000 99.1% 0.6%
    FREEDOM MORTGAGE CORPORATION $665,000 $2,830,000 325.6% 0.5%
    USAA Federal Savings Bank $500,000 $2,805,000 461.0% 0.5%
    PENNYMAC LOAN SERVICES, LLC $1,650,000 $2,770,000 67.9% 0.5%
    IDAHO STATE UNIVERSITY $1,575,000 $2,745,000 74.3% 0.5%
    Eagle Bank and Trust Company $4,795,000 $2,565,000 -46.5% 0.5%
    GOLDENWEST $85,000 $2,240,000 2,535.3% 0.4%
    NEW DAY FINANCIAL, LLC $960,000 $2,055,000 114.1% 0.4%
    NEWREZ LLC $1,115,000 $2,025,000 81.6% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,035,000 $1,860,000 -8.6% 0.3%
    Stifel Bank and Trust $1,830,000 $1,840,000 0.5% 0.3%
    BELEM SERVICING LLC $750,000 $1,705,000 127.3% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $575,000 $1,600,000 178.3% 0.3%
    S1L, Inc. $510,000 $1,540,000 202.0% 0.3%
    SIRVA MORTGAGE, INC. $600,000 $1,505,000 150.8% 0.3%
    Paramount Residential Mortgage Group, Inc. $680,000 $1,495,000 119.9% 0.3%
    LOANDEPOT.COM, LLC $1,280,000 $1,375,000 7.4% 0.3%
    The Federal Savings Bank $1,440,000 $1,355,000 -5.9% 0.3%
    VERITAS FUNDING, LLC $1,325,000 n/a 0.2%
    KeyBank $3,220,000 $1,290,000 -59.9% 0.2%
    CLEARPATH LENDING $620,000 $1,280,000 106.5% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $595,000 $1,170,000 96.6% 0.2%
    Carrington Mortgage Services, LLC $1,115,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,335,000 $1,090,000 -18.4% 0.2%
    The Loan Store, Inc. $1,195,000 $1,060,000 -11.3% 0.2%
    Rails West Federal Credit Union $1,485,000 $1,045,000 -29.6% 0.2%
    GENEVA FINANCIAL, LLC $1,215,000 $1,035,000 -14.8% 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $950,000 n/a 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,870,000 $935,000 -50.0% 0.2%
    First Federal Savings Bank of Twin Falls $895,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $875,000 n/a 0.2%
    Discover Bank $955,000 $870,000 -8.9% 0.2%
    PENTAGON FEDERAL CREDIT UNION $860,000 n/a 0.2%
    LOANPAL, LLC $105,000 $690,000 557.1% 0.1%
    Nations Lending Corporation $680,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $680,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $745,000 $675,000 -9.4% 0.1%
    Plains Commerce Bank $665,000 n/a 0.1%
    Figure Lending LLC $150,000 $655,000 336.7% 0.1%
    AXIA FINANCIAL, LLC $840,000 $650,000 -22.6% 0.1%
    CHURCHILL MORTGAGE CORPORATION $645,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $1,160,000 $620,000 -46.6% 0.1%
    AmeriHome Mortgage Company, LLC $620,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $600,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $600,000 n/a 0.1%
    Home Mortgage Alliance Corp $575,000 n/a 0.1%
    Gateway First Bank $1,430,000 $560,000 -60.8% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $365,000 $550,000 50.7% 0.1%
    VILLAGE CAPITAL MORTGAGE $360,000 $550,000 52.8% 0.1%
    Bank of Utah $1,990,000 $545,000 -72.6% 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $805,000 $545,000 -32.3% 0.1%
    BEEHIVE $725,000 $535,000 -26.2% 0.1%
    A&D Mortgage LLC $530,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $575,000 $520,000 -9.6% 0.1%
    BMO Harris Bank $515,000 n/a 0.1%
    NFM, INC. $975,000 $510,000 -47.7% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $505,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $1,935,000 $490,000 -74.7% 0.1%
    OCMBC, INC. $145,000 $485,000 234.5% 0.1%
    Deere Employees Credit Union $455,000 n/a 0.1%
    First Savings Bank $435,000 n/a 0.1%
    GEORGIA'S OWN $435,000 n/a 0.1%
    Bank of America $415,000 $430,000 3.6% 0.1%
    The Huntington National Bank $425,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $375,000 $415,000 10.7% 0.1%
    Umpqua Bank $505,000 $415,000 -17.8% 0.1%
    Morgan Stanley Private Bank $405,000 n/a 0.1%
    Wells Fargo Bank $2,610,000 $390,000 -85.1% 0.1%
    ALLIED MORTGAGE GROUP, INC. $385,000 n/a 0.1%
    Equity Prime Mortgage LLC $375,000 n/a 0.1%
    Northwest Farm Credit Services, FLCA $355,000 n/a 0.1%
    Waterstone Mortgage Corporation $355,000 n/a 0.1%
    ALLIANT CREDIT UNION $345,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $440,000 $345,000 -21.6% 0.1%
    EVERETT FINANCIAL, INC. $330,000 n/a 0.1%
    BM Real Estate Services, Inc. $265,000 $325,000 22.6% 0.1%
    PHH Mortgage Corporation $780,000 $325,000 -58.3% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $325,000 n/a 0.1%
    Summit Mortgage Corporation $275,000 $325,000 18.2% 0.1%
    Washington Federal Bank $300,000 $325,000 8.3% 0.1%
    Ally Bank $315,000 n/a 0.1%
    INTERCAP LENDING INC. $1,685,000 $315,000 -81.3% 0.1%
    LENDSURE MORTGAGE CORP. $415,000 $315,000 -24.1% 0.1%
    GUARANTEED RATE, INC. $585,000 $310,000 -47.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $615,000 $300,000 -51.2% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $470,000 $300,000 -36.2% 0.1%
    TOP FLITE FINANCIAL, INC. $300,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $295,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $225,000 $285,000 26.7% 0.1%
    UNION HOME MORTGAGE CORP. $285,000 n/a 0.1%
    First National Bank of America $275,000 n/a 0.1%
    RESIDENTIAL BANCORP $270,000 n/a 0.1%
    Citizens Bank $540,000 $265,000 -50.9% 0.0%
    JPMorgan Chase Bank $1,925,000 $255,000 -86.8% 0.0%
    Leader Bank $255,000 n/a 0.0%
    SPOKANE TEACHERS $255,000 n/a 0.0%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $245,000 n/a 0.0%
    DIRECT MORTGAGE, CORP. $235,000 n/a 0.0%
    Deseret First Credit Union $530,000 $225,000 -57.5% 0.0%
    Secured Investment Corp. $215,000 n/a 0.0%
    JMJ FINANCIAL GROUP $395,000 $205,000 -48.1% 0.0%
    MY MOVE MORTGAGE, LLC $180,000 n/a 0.0%
    AMERICAN HERITAGE LENDING, INC. $175,000 n/a 0.0%
    Magnolia Bank $175,000 n/a 0.0%
    SWBC MORTGAGE CORPORATION $175,000 n/a 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 n/a 0.0%
    M&T Bank $245,000 $155,000 -36.7% 0.0%
    Servion, Inc. $155,000 n/a 0.0%
    WEBER STATE FEDERAL CREDIT UNION $155,000 n/a 0.0%
    Cornerstone First Mortgage, Inc $145,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $140,000 n/a 0.0%
    HighTechLending Inc $165,000 $125,000 -24.2% 0.0%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $410,000 $105,000 -74.4% 0.0%
    HOMEXPRESS MORTGAGE CORP. $850,000 $105,000 -87.6% 0.0%
    ON Q FINANCIAL, INC. $105,000 n/a 0.0%
    PNC Bank $105,000 n/a 0.0%
    SPRING EQ, LLC $100,000 n/a 0.0%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $80,000 n/a 0.0%
    CMG MORTGAGE, INC. $1,085,000 $65,000 -94.0% 0.0%
    PLANET HOME LENDING, LLC $55,000 n/a 0.0%

    POCATELLO's top lender by overall market share is IDAHO CENTRAL, with 21.5% market share. In second place, with 8.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $45,760,000 in loans. In third place, with 7.9%, is Glacier Bank, having originated $41,815,000 in loans. In fourth place, with 6.1%, is FIRST COLONY MORTGAGE CORPORATION, having originated $32,365,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $25,510,000 in loans.

    POCATELLO Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $185,925 (20.0%) $249,955 (24.3%) 0.00 145
    2018-02-01 $192,200 (23.1%) $258,349 (25.0%) 0.00 137
    2018-03-01 $199,900 (26.6%) $262,448 (27.1%) 0.00 145
    2018-04-01 $220,000 (37.6%) $263,683 (22.8%) 0.00 143
    2018-05-01 $215,975 (24.3%) $256,631 (11.4%) 0.00 175
    2018-06-01 $200,000 (13.4%) $243,459 (6.4%) 0.00 231
    2018-07-01 $184,950 (10.4%) $232,030 (4.4%) 0.00 244
    2018-08-01 $197,450 (20.5%) $246,230 (10.9%) 0.00 226
    2018-09-01 $204,900 (22.7%) $252,679 (11.2%) 0.00 217
    2018-10-01 $213,900 (27.7%) $249,413 (7.9%) 0.00 204
    2018-11-01 $212,450 (23.7%) $258,042 (10.5%) 0.00 196
    2018-12-01 $210,000 (13.6%) $257,792 (3.5%) 0.00 184
    2019-01-01 $207,450 (11.6%) $258,814 (3.5%) 0.00 155
    2019-02-01 $224,900 (17.0%) $269,809 (4.4%) 0.00 150
    2019-03-01 $236,929 (18.5%) $275,084 (4.8%) 0.00 139
    2019-04-01 $243,029 (10.5%) $274,958 (4.3%) 0.00 132
    2019-05-01 $241,825 (12.0%) $277,016 (7.9%) 0.00 131
    2019-06-01 $245,000 (22.5%) $308,026 (26.5%) 0.00 162
    2019-07-01 $237,450 (28.4%) $312,673 (34.8%) 0.00 201
    2019-08-01 $243,736 (23.4%) $318,254 (29.3%) 0.00 219
    2019-09-01 $249,341 (21.7%) $319,804 (26.6%) 0.00 224
    2019-10-01 $255,600 (19.5%) $326,388 (30.9%) 0.00 228
    2019-11-01 $261,250 (23.0%) $331,950 (28.6%) 0.00 224
    2019-12-01 $255,000 (21.4%) $327,107 (26.9%) 0.00 206
    2020-01-01 $258,075 (24.4%) $326,983 (26.3%) 0.00 171
    2020-02-01 $267,500 (18.9%) $347,417 (28.8%) 0.00 146
    2020-03-01 $280,200 (18.3%) $354,336 (28.8%) 0.00 153
    2020-04-01 $289,675 (19.2%) $351,138 (27.7%) 0.00 168
    2020-05-01 $289,900 (19.9%) $350,899 (26.7%) 0.00 171
    2020-06-01 $316,575 (29.2%) $374,317 (21.5%) 0.00 159
    2020-07-01 $306,975 (29.3%) $381,478 (22.0%) 0.00 154
    2020-08-01 $290,000 (19.0%) $392,128 (23.2%) 0.00 133
    2020-09-01 $254,950 (2.3%) $352,627 (10.3%) 0.00 118
    2020-10-01 $239,950 (-6.1%) $381,311 (16.8%) 0.00 103
    2020-11-01 $247,425 (-5.3%) $424,000 (27.7%) 0.00 84
    2020-12-01 $249,950 (-2.0%) $426,516 (30.4%) 0.00 87
    2021-01-01 $264,900 (2.6%) $429,566 (31.4%) 0.00 70
    2021-02-01 $301,250 (12.6%) $506,979 (45.9%) 0.00 62
    2021-03-01 $352,450 (25.8%) $572,269 (61.5%) 0.00 57
    2021-04-01 $323,500 (11.7%) $459,583 (30.9%) 0.00 62
    2021-05-01 $305,250 (5.3%) $437,937 (24.8%) 0.00 72
    2021-06-01 $376,175 (18.8%) $500,430 (33.7%) 0.00 85
    2021-07-01 $354,950 (15.6%) $486,017 (27.4%) 0.00 123
    2021-08-01 $388,725 (34.0%) $489,607 (24.9%) 0.00 131
    2021-09-01 $399,725 (56.8%) $479,877 (36.1%) 0.00 144
    2021-10-01 $399,950 (66.7%) $463,794 (21.6%) 0.00 141
    2021-11-01 $365,950 (47.9%) $440,425 (3.9%) 0.00 133
    2021-12-01 $353,250 (41.3%) $434,115 (1.8%) 0.00 104
    2022-01-01 $355,000 (34.0%) $457,573 (6.5%) 0.00 70
    2022-02-01 $444,975 (47.7%) $583,032 (15.0%) 0.00 49
    2022-03-01 $447,450 (27.0%) $592,514 (3.5%) 0.00 58
    2022-04-01 $449,900 (39.1%) $547,398 (19.1%) 0.00 79
    2022-05-01 $417,500 (36.8%) $502,374 (14.7%) 0.00 126
    2022-06-01 $393,250 (4.5%) $474,011 (-5.3%) 0.00 171
    2022-07-01 $400,000 (12.7%) $465,026 (-4.3%) 0.00 223
    2022-08-01 $399,975 (2.9%) $459,864 (-6.1%) 0.00 235
    2022-09-01 $388,675 (-2.8%) $439,785 (-8.4%) 0.00 265
    2022-10-01 $389,700 (-2.6%) $449,849 (-3.0%) 0.00 272
    2022-11-01 $384,700 (5.1%) $439,213 (-0.3%) 0.00 245
    2022-12-01 $380,000 (7.6%) $437,651 (0.8%) 0.00 224
    2023-01-01 $388,750 (9.5%) $439,929 (-3.9%) 0.00 207
    2023-02-01 $410,225 (-7.8%) $461,576 (-20.8%) 0.00 193
    2023-03-01 $419,950 (-6.2%) $473,283 (-20.1%) 0.00 173
    2023-04-01 $429,950 (-4.4%) $491,764 (-10.2%) 0.00 162
    2023-05-01 $471,200 (12.9%) $520,135 (3.5%) 0.00 180
    2023-06-01 $444,900 (13.1%) $528,803 (11.6%) 0.00 187
    2023-07-01 $416,500 (4.1%) $517,566 (11.3%) 0.00 219
    2023-08-01 $428,100 (7.0%) $516,365 (12.3%) 0.00 234
    2023-09-01 $419,900 (8.0%) $506,496 (15.2%) 0.00 238
    2023-10-01 $399,788 (2.6%) $495,505 (10.2%) 0.00 261
    2023-11-01 $389,500 (1.3%) $468,775 (6.7%) 0.00 259
    2023-12-01 $384,700 (1.2%) $464,371 (6.1%) 0.00 238
    2024-01-01 $386,850 (-0.5%) $461,007 (4.8%) 0.00 209
    2024-02-01 $392,975 (-4.2%) $473,771 (2.6%) 0.00 195
    2024-03-01 $399,900 (-4.8%) $492,106 (4.0%) 0.00 210
    2024-04-01 $424,450 (-1.3%) $502,085 (2.1%) 0.00 228
    2024-05-01 $429,250 (-8.9%) $499,447 (-4.0%) 0.00 251
    2024-06-01 $425,450 (-4.4%) $505,373 (-4.4%) 0.00 295
    2024-07-01 $419,900 (0.8%) $496,463 (-4.1%) 0.00 330
    2024-08-01 $409,900 (-4.3%) $493,396 (-4.5%) 0.00 330
    2024-09-01 $413,675 (-1.5%) $494,230 (-2.4%) 0.00 332
    2024-10-01 $399,900 (0.0%) $488,915 (-1.3%) 0.00 321
    2024-11-01 $394,950 (1.4%) $478,270 (2.0%) 0.00 324
    2024-12-01 $390,750 (1.6%) $464,798 (0.1%) 0.00 304
    2025-01-01 $394,950 (2.1%) $470,258 (2.0%) 0.00 258
    2025-02-01 $393,450 (0.1%) $475,101 (0.3%) 0.00 245
    2025-03-01 $410,000 (2.5%) $481,594 (-2.1%) 0.00 240
    POCATELLO's median listing price for 2025-03-01 was $410,000, a difference of $10,100 (2.5%) versus the prior year and $16,550 versus the prior month.

    POCATELLO's median listing price comes in at 0% of the national average.

    POCATELLO's average listing price for 2025-03-01 was $481,594, a difference of $-10,512 (-2.1%) versus the prior year and $6,493 versus the prior month.

    For the 2025-03-01 period, POCATELLO had 240 MLS listings, a difference of -5 listings (-2%) versus the prior month and 30 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,389 sqft
    2018-02-01 0 days 2,372 sqft
    2018-03-01 0 days 2,341 sqft
    2018-04-01 0 days 2,371 sqft
    2018-05-01 0 days 2,333 sqft
    2018-06-01 0 days 2,228 sqft
    2018-07-01 0 days 2,112 sqft
    2018-08-01 0 days 2,259 sqft
    2018-09-01 0 days 2,295 sqft
    2018-10-01 0 days 2,365 sqft
    2018-11-01 0 days 2,442 sqft
    2018-12-01 0 days 2,458 sqft
    2019-01-01 0 days 2,225 sqft
    2019-02-01 0 days 2,407 sqft
    2019-03-01 0 days 2,555 sqft
    2019-04-01 0 days 2,538 sqft
    2019-05-01 0 days 2,534 sqft
    2019-06-01 0 days 2,430 sqft
    2019-07-01 0 days 2,329 sqft
    2019-08-01 0 days 2,313 sqft
    2019-09-01 0 days 2,277 sqft
    2019-10-01 0 days 2,292 sqft
    2019-11-01 0 days 2,300 sqft
    2019-12-01 0 days 2,345 sqft
    2020-01-01 0 days 2,300 sqft
    2020-02-01 0 days 2,207 sqft
    2020-03-01 0 days 2,497 sqft
    2020-04-01 0 days 2,539 sqft
    2020-05-01 0 days 2,550 sqft
    2020-06-01 0 days 2,735 sqft
    2020-07-01 0 days 2,622 sqft
    2020-08-01 0 days 2,418 sqft
    2020-09-01 0 days 2,202 sqft
    2020-10-01 0 days 2,018 sqft
    2020-11-01 0 days 2,080 sqft
    2020-12-01 0 days 2,004 sqft
    2021-01-01 0 days 2,128 sqft
    2021-02-01 0 days 2,423 sqft
    2021-03-01 0 days 2,532 sqft
    2021-04-01 0 days 2,348 sqft
    2021-05-01 0 days 2,184 sqft
    2021-06-01 0 days 2,251 sqft
    2021-07-01 0 days 2,360 sqft
    2021-08-01 0 days 2,574 sqft
    2021-09-01 0 days 2,563 sqft
    2021-10-01 0 days 2,341 sqft
    2021-11-01 0 days 2,251 sqft
    2021-12-01 0 days 2,217 sqft
    2022-01-01 0 days 2,217 sqft
    2022-02-01 0 days 2,680 sqft
    2022-03-01 0 days 2,783 sqft
    2022-04-01 0 days 2,800 sqft
    2022-05-01 0 days 2,322 sqft
    2022-06-01 0 days 2,260 sqft
    2022-07-01 0 days 2,264 sqft
    2022-08-01 0 days 2,242 sqft
    2022-09-01 0 days 2,181 sqft
    2022-10-01 0 days 2,263 sqft
    2022-11-01 0 days 2,267 sqft
    2022-12-01 0 days 2,256 sqft
    2023-01-01 0 days 2,274 sqft
    2023-02-01 0 days 2,499 sqft
    2023-03-01 0 days 2,551 sqft
    2023-04-01 0 days 2,657 sqft
    2023-05-01 0 days 2,593 sqft
    2023-06-01 0 days 2,575 sqft
    2023-07-01 0 days 2,492 sqft
    2023-08-01 0 days 2,514 sqft
    2023-09-01 0 days 2,464 sqft
    2023-10-01 0 days 2,232 sqft
    2023-11-01 0 days 2,174 sqft
    2023-12-01 0 days 2,150 sqft
    2024-01-01 0 days 2,152 sqft
    2024-02-01 0 days 2,245 sqft
    2024-03-01 0 days 2,242 sqft
    2024-04-01 0 days 2,365 sqft
    2024-05-01 0 days 2,359 sqft
    2024-06-01 0 days 2,425 sqft
    2024-07-01 0 days 2,330 sqft
    2024-08-01 0 days 2,247 sqft
    2024-09-01 0 days 2,251 sqft
    2024-10-01 0 days 2,188 sqft
    2024-11-01 0 days 2,189 sqft
    2024-12-01 0 days 2,154 sqft
    2025-01-01 0 days 2,143 sqft
    2025-02-01 0 days 2,122 sqft
    2025-03-01 0 days 2,190 sqft
    POCATELLO's median listing age (time on market) for 2025-03-01 was 0 days.

    POCATELLO's median square footage for active listings during the 2025-03-01 period was 2,190 sqft. One year prior, the average listing was 2,242 sqft.

    POCATELLO, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,202 $336,120,000 $279,634
    Cash Out Refi 428 $79,410,000 $185,537
    Home Improvement 312 $29,190,000 $93,558
    Refi 235 $70,465,000 $299,851
    Other 143 $16,615,000 $116,189

    Pocatello's most frequently cited loan purpose was Home Purchase, with 1,202 originations. The 2nd most popular reason was Cash Out Refi, with 428 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 869 $255,805,000 $294,367
    Over 8% 613 $59,515,000 $97,088
    7-8% 435 $90,285,000 $207,552
    5-6% 332 $100,380,000 $302,349
    4-5% 22 $7,210,000 $327,727
    <2.5% 7 $395,000 $56,429
    2.5-3% 3 $895,000 $298,333
    3-4% 1 $185,000 $185,000

    During 2024, Pocatello's most frequently originated rate bucket was 6-7%, with 869 originations.

    Loan Sizing (POCATELLO, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 936 $265,120,000 $283,248
    $100,000 or less 671 $33,945,000 $50,589
    $100k-200k 436 $65,260,000 $149,679
    $400k-600k 205 $95,855,000 $467,585
    $600k-1000k 58 $41,430,000 $714,310
    $Over $1MM 14 $30,190,000 $2,156,429

    POCATELLO's loan sizing saw the bucket of loans from $200k-400k with 936 originations, totaling $265,120,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 778 $250,810,000 $322,378
    Under 20% 455 $22,235,000 $48,868
    60-80% 424 $134,290,000 $316,722
    20-40% 363 $42,535,000 $117,176
    40-60% 228 $52,080,000 $228,421
    Over 100% 19 $6,915,000 $363,947

    POCATELLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 778 originations, totaling $250,810,000 in origination value.