POCATELLO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pocatello averaged 6.53% for the week of 2023-06-01, compared to the national average of 6.79% for the same period.

The average rate for the prior week (2023-05-25) was 6.21% and one month ago for the week of 2023-04-27, the average rate was 5.97%.

Pocatello's average rate one year ago was 4.54%.

For refis of the same type during the week of 2023-06-01, the average rate was 5.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-06-01 6.79%
Pocatello 30 Year Fixed Rate 2023-06-01 6.53%
Pocatello 30 Year Fixed Rate Refi 2023-06-01 5.86%
Pocatello 15 Year Fixed Rate 2023-06-01 6.35%
Pocatello 15 Year Fixed Rate Refi 2023-06-01 6.08%
Pocatello 30 Year FHA 2023-06-01 -0.57%
Pocatello 30 Year FHA Refi 2023-06-01 0%
Pocatello 30 Year USDA 2023-06-01 0.1%
Pocatello 30 Year USDA Refi 2023-06-01 0.2%
Pocatello 30 Year VA 2023-06-01 -0.67%
Pocatello 30 Year VA Refi 2023-06-01 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POCATELLO, ID.

POCATELLO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POCATELLO, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
IDAHO CENTRAL 314 4.56% $6,152
Glacier Bank 109 4.77% $5,712
QUICKEN LOANS, LLC 83 4.67% $6,742
FIRST COLONY MORTGAGE CORPORATION 69 4.54% $7,063
UNITED WHOLESALE MORTGAGE, LLC 45 4.91% $6,319
VAN DYK MORTGAGE CORPORATION 40 4.96% $5,253
ADVANTAGE PLUS 34 4.71% $5,204
IDAHO STATE UNIVERSITY 21 4.51% $4,874
Bank of Idaho 21 4.70% $5,014
PREMIER MORTGAGE RESOURCES, L.L.C. 20 6.17% $9,301
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 4.69% $7,754
AMERICAN PACIFIC MORTGAGE CORPORATION 18 4.82% $6,018
CANOPY MORTGAGE, LLC 16 5.19% $8,254
LOANDEPOT.COM, LLC 15 4.73% $6,612
HOME POINT FINANCIAL CORPORATION 15 4.57% $6,354
U.S. Bank 14 4.42% $6,630
Flagstar Bank, FSB 14 4.66% $5,134
SUMMIT FUNDING, INC. 14 4.06% $8,278
KeyBank 14 5.02% $5,511
Wells Fargo Bank 12 4.61% $4,008
GUILD MORTGAGE COMPANY 12 4.80% $6,661
Mr. Cooper ( Nationstar Mortgage ) 12 4.21% $9,019
MOUNTAIN AMERICA 11 4.10% $6,152
WESTMARK Credit Union 11 5.08% $7,303
AMERISAVE MORTGAGE CORPORATION 9 4.53% $9,964
SECURITYNATIONAL MORTGAGE COMPANY 8 5.14% $9,136
D. L. Evans Bank 8 4.75% $5,668
Washington Federal Bank 8 3.92% $5,354
ACADEMY MORTGAGE CORPORATION 7 5.20% $9,439
Zions Bancorporation, N.A. 7 4.41% $4,996
AMERICAN FINANCING CORPORATION 6 3.98% $5,024
MUTUAL OF OMAHA MORTGAGE, INC. 6 4.52% $6,090
MANN FINANCIAL INC. 5 5.20% $6,005
LAKEVIEW LOAN SERVICING, LLC 5 4.43% $4,872
MOVEMENT MORTGAGE, LLC 5 4.85% $6,451
FINANCE OF AMERICA MORTGAGE LLC 5 5.73% $6,669
INTERCAP LENDING INC. 5 5.25% $7,839
FREEDOM MORTGAGE CORPORATION 5 5.58% $6,744
GENEVA FINANCIAL, LLC 4 5.84% $6,781
BEEHIVE 4 4.13% $4,230
BETTER MORTGAGE CORPORATION 4 4.31% $7,460
VERITAS FUNDING, LLC 4 5.78% $9,548
CONNECTIONS 4 3.44% $4,980
Eagle Bank and Trust Company 4 4.06% $6,877
AMERICA FIRST 4 4.78% $5,681
BROKER SOLUTIONS, INC. 4 4.53% $6,428
GUARANTEED RATE, INC. 3 5.61% $7,043
NEWREZ LLC 3 4.87% $6,639
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 3.92% $6,957
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.83% $7,246
Citizens Bank 3 3.92% $3,088
Stifel Bank and Trust 3 4.50% $2,766
CARDINAL FINANCIAL 3 4.37% $6,789
Bank of Utah 3 5.13% $8,033
Gateway First Bank 3 5.00% $9,656
JPMorgan Chase Bank 3 5.25% $4,580
GOLDENWEST 3 4.71% $6,106
Colonial Savings, F.A. 2 5.00% $8,961
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.56% $8,450
BAY EQUITY LLC 2 5.69% $4,168
Deseret First Credit Union 2 5.68% $6,640
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.63% $7,338
NBKC BANK 2 4.06% $3,204
RANLIFE, INC. 2 5.00% $9,455
S1L, Inc. 2 4.19% $10,962
Sierra Pacific Mortgage Company, Inc. 2 5.38% $7,913
SIRVA MORTGAGE, INC. 2 6.75% $2,087
Umpqua Bank 2 3.25% $5,684
ZILLOW HOME LOANS, LLC 2 4.25% $5,535
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.50% $4,770
EMBRACE HOME LOANS, INC. 1 4.49% $8,498
EAST IDAHO Credit Union 1 5.40% $17,390
Nations Lending Corporation 1 3.99% $4,896
NAVY FEDERAL CREDIT UNION 1 3.00% $3,767
NBH Bank 1 3.50% $4,783
BMO Harris Bank 1 4.25% $25,843
NETWORK CAPITAL FUNDING CORPORATION 1 7.13% $5,502
Discover Bank 1 5.99% $0
North American Savings Bank, F.S.B. 1 3.00% $2,782
Northwest Farm Credit Services, FLCA 1 5.00% $6,173
OAKTREE FUNDING CORP. 1 7.38% $10,384
PENNYMAC LOAN SERVICES, LLC 1 5.12% $12,045
PENTAGON FEDERAL CREDIT UNION 1 4.25% $2,935
PHH Mortgage Corporation 1 5.38% $5,596
PLANET HOME LENDING, LLC 1 3.38% $1,953
CROSSCOUNTRY MORTGAGE, LLC 1 5.63% $6,689
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.38% $6,827
Cornerstone First Mortgage, Inc 1 3.63% $5,578
CITYWIDE HOME LOANS, LLC 1 4.48% $10,079
BLACK HILLS FEDERAL CREDIT UNION 1 3.12% $2,706
Assurance Financial Group, L.L.C. 1 3.49% $4,774
SECURITY HOME MORTGAGE, LLC. 1 3.88% $15,691
Citibank 1 4.38% $8,027
Willamette Valley Bank 1 5.75% $15,727
Wyndham Capital Mortgage, Inc. 1 5.13% $2,684
STEARNS LENDING, LLC 1 2.99% $8,166
Citadel Servicing Corporation 1 9.63% $9,086
CHERRY CREEK MORTGAGE, LLC 1 2.99% $123
The Central Trust Bank 1 5.87% $1,593
The Huntington National Bank 1 3.75% $4,945
TOP FLITE FINANCIAL, INC. 1 7.00% $16,676
Truist 1 3.63% $7,393
Ally Bank 1 3.38% $20,710
CENTENNIAL LENDING, LLC 1 3.50% $7,097
USAA Federal Savings Bank 1 5.75% $4,169
CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 3.89% $5,143
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.50% $4,483
CALIBER HOME LOANS, INC. 1 3.63% $6,252
Cache Valley Bank 1 3.13% $6,266
LADERA LENDING, INC. 1 5.50% $5,612
LENDSURE MORTGAGE CORP. 1 8.38% $14,484
Franklin Loan Corporation 1 6.13% $4,162
LOANPAL, LLC 1 2.50% $1,480
FIRST TECHNOLOGY 1 5.75% $4,405
Mortgage Research Center, LLC 1 3.25% $5,514
First Internet Bank of Indiana 1 3.25% $6,852

POCATELLO Average Closing Costs & Other Stats

POCATELLO, ID's 116 lenders originated 3,344 loans during 2022. The total origination value was $688,200,000, with an average loan value of $205,801.

POCATELLO's average closing costs are $5,728.

The top POCATELLO lender as defined by loan originations is IDAHO CENTRAL, with 314 loans originated. Their average total fees are $6,152, which is $440 higher than the next largest lender, Glacier Bank.

The lowest fee POCATELLO lenders (with over 10 loans originated) are Wells Fargo Bank ($4,008), IDAHO STATE UNIVERSITY ($4,874), Bank of Idaho ($5,014), Flagstar Bank, FSB ($5,134) and ADVANTAGE PLUS ($5,204).

The lowest rate POCATELLO lenders (with over 10 loans originated) are SUMMIT FUNDING, INC. (4.06%), MOUNTAIN AMERICA (4.10%), Mr. Cooper ( Nationstar Mortgage ) (4.21%), U.S. Bank (4.42%) and IDAHO STATE UNIVERSITY (4.51%).

POCATELLO, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
IDAHO CENTRAL $251,015,000 $169,450,000 -32.5% 24.6%
Glacier Bank $86,460,000 $57,530,000 -33.5% 8.4%
FIRST COLONY MORTGAGE CORPORATION $64,145,000 $31,750,000 -50.5% 4.6%
QUICKEN LOANS, LLC $69,150,000 $30,880,000 -55.3% 4.5%
UNITED WHOLESALE MORTGAGE, LLC $40,410,000 $27,005,000 -33.2% 3.9%
MOUNTAIN AMERICA $45,075,000 $23,170,000 -48.6% 3.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $42,390,000 $21,855,000 -48.4% 3.2%
VAN DYK MORTGAGE CORPORATION $35,510,000 $18,855,000 -46.9% 2.7%
ADVANTAGE PLUS $38,815,000 $14,485,000 -62.7% 2.1%
Zions Bancorporation, N.A. $17,645,000 $13,680,000 -22.5% 2.0%
CONNECTIONS $16,895,000 $13,190,000 -21.9% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,515,000 $12,290,000 -40.1% 1.8%
D. L. Evans Bank $11,445,000 $11,075,000 -3.2% 1.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,765,000 $10,950,000 296.0% 1.6%
Bank of Idaho $24,910,000 $10,705,000 -57.0% 1.6%
SUMMIT FUNDING, INC. $19,915,000 $9,945,000 -50.1% 1.4%
WESTMARK Credit Union $10,170,000 $9,585,000 -5.8% 1.4%
CANOPY MORTGAGE, LLC $13,455,000 $9,345,000 -30.5% 1.4%
Washington Federal Bank $2,145,000 $8,015,000 273.7% 1.2%
U.S. Bank $10,060,000 $7,930,000 -21.2% 1.2%
GUILD MORTGAGE COMPANY $13,170,000 $7,735,000 -41.3% 1.1%
Mortgage Research Center, LLC $6,125,000 $6,585,000 7.5% 1.0%
LOANDEPOT.COM, LLC $12,085,000 $5,960,000 -50.7% 0.9%
FREEDOM MORTGAGE CORPORATION $16,545,000 $5,745,000 -65.3% 0.8%
HOME POINT FINANCIAL CORPORATION $4,830,000 $5,715,000 18.3% 0.8%
IDAHO STATE UNIVERSITY $20,440,000 $5,685,000 -72.2% 0.8%
KeyBank $12,460,000 $5,355,000 -57.0% 0.8%
Flagstar Bank, FSB $3,195,000 $4,970,000 55.6% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $4,210,000 $4,480,000 6.4% 0.7%
Wells Fargo Bank $6,710,000 $4,370,000 -34.9% 0.6%
Rails West Federal Credit Union $4,110,000 $3,970,000 -3.4% 0.6%
ACADEMY MORTGAGE CORPORATION $5,560,000 $3,370,000 -39.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $5,970,000 $3,315,000 -44.5% 0.5%
Eagle Bank and Trust Company $4,625,000 $3,215,000 -30.5% 0.5%
MANN FINANCIAL INC. $4,265,000 $3,060,000 -28.3% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,000,000 $2,735,000 36.8% 0.4%
The Bank of Commerce $8,565,000 $2,650,000 -69.1% 0.4%
BROKER SOLUTIONS, INC. $5,030,000 $2,645,000 -47.4% 0.4%
Gateway First Bank $1,750,000 $2,440,000 39.4% 0.4%
AMERICA FIRST $1,860,000 $2,420,000 30.1% 0.4%
GENEVA FINANCIAL, LLC $1,490,000 $2,400,000 61.1% 0.3%
PENNYMAC LOAN SERVICES, LLC $7,220,000 $2,340,000 -67.6% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $2,145,000 $2,290,000 6.8% 0.3%
VERITAS FUNDING, LLC $890,000 $2,130,000 139.3% 0.3%
BEEHIVE $1,385,000 $2,115,000 52.7% 0.3%
MOVEMENT MORTGAGE, LLC $725,000 $2,110,000 191.0% 0.3%
NEW DAY FINANCIAL, LLC $3,965,000 $2,090,000 -47.3% 0.3%
JPMorgan Chase Bank $2,645,000 $1,985,000 -25.0% 0.3%
INTERCAP LENDING INC. $2,970,000 $1,895,000 -36.2% 0.3%
SECURITY HOME MORTGAGE, LLC. $545,000 $1,805,000 231.2% 0.3%
FINANCE OF AMERICA REVERSE LLC $945,000 $1,710,000 81.0% 0.2%
EAST IDAHO Credit Union $2,675,000 $1,675,000 -37.4% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $4,415,000 $1,640,000 -62.9% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,140,000 $1,630,000 -23.8% 0.2%
NEWREZ LLC $4,085,000 $1,595,000 -61.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $3,455,000 $1,590,000 -54.0% 0.2%
RANLIFE, INC. $945,000 $1,460,000 54.5% 0.2%
CALIBER HOME LOANS, INC. $6,905,000 $1,455,000 -78.9% 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,400,000 $1,455,000 3.9% 0.2%
LOANPAL, LLC $3,415,000 $1,400,000 -59.0% 0.2%
GOLDENWEST $540,000 $1,290,000 138.9% 0.2%
CLEARPATH LENDING $1,930,000 $1,230,000 -36.3% 0.2%
CMG MORTGAGE, INC. $1,140,000 $1,225,000 7.5% 0.2%
S1L, Inc. $1,565,000 $1,175,000 -24.9% 0.2%
AMERICAN ADVISORS GROUP $1,005,000 $1,165,000 15.9% 0.2%
Bank of Utah $1,930,000 $1,160,000 -39.9% 0.2%
GUARANTEED RATE, INC. $1,170,000 $1,155,000 -1.3% 0.2%
BAY EQUITY LLC $205,000 $1,150,000 461.0% 0.2%
The Federal Savings Bank $1,625,000 $1,140,000 -29.8% 0.2%
Stifel Bank and Trust $185,000 $1,095,000 491.9% 0.2%
NAVY FEDERAL CREDIT UNION $3,395,000 $1,085,000 -68.0% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,075,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $6,915,000 $1,000,000 -85.5% 0.1%
AMERICAN FINANCING CORPORATION $4,905,000 $995,000 -79.7% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,245,000 $980,000 -21.3% 0.1%
USAA Federal Savings Bank $1,595,000 $945,000 -40.8% 0.1%
NBH Bank $635,000 $910,000 43.3% 0.1%
EVERETT FINANCIAL, INC. $865,000 n/a 0.1%
BMO Harris Bank $855,000 n/a 0.1%
Ally Bank $390,000 $805,000 106.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $805,000 n/a 0.1%
PNC Bank $750,000 n/a 0.1%
Deseret First Credit Union $330,000 $740,000 124.2% 0.1%
CITYWIDE HOME LOANS, LLC $85,000 $735,000 764.7% 0.1%
Sierra Pacific Mortgage Company, Inc. $720,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,560,000 $715,000 -54.2% 0.1%
PHH Mortgage Corporation $545,000 $700,000 28.4% 0.1%
Colonial Savings, F.A. $690,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $1,260,000 $690,000 -45.2% 0.1%
SIRVA MORTGAGE, INC. $590,000 $685,000 16.1% 0.1%
REVERSE MORTGAGE FUNDING LLC $85,000 $680,000 700.0% 0.1%
Citizens Bank $670,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $370,000 $655,000 77.0% 0.1%
PLANET HOME LENDING, LLC $595,000 $650,000 9.2% 0.1%
Discover Bank $405,000 $625,000 54.3% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,265,000 $625,000 -72.4% 0.1%
ZILLOW HOME LOANS, LLC $450,000 $585,000 30.0% 0.1%
CENTENNIAL LENDING, LLC $400,000 $580,000 45.0% 0.1%
CHERRY CREEK MORTGAGE, LLC $335,000 $580,000 73.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $245,000 $565,000 130.6% 0.1%
Waterstone Mortgage Corporation $605,000 $565,000 -6.6% 0.1%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $560,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $825,000 $550,000 -33.3% 0.1%
Cornerstone First Mortgage, Inc $495,000 n/a 0.1%
21ST MORTGAGE CORPORATION $210,000 $465,000 121.4% 0.1%
NBKC BANK $1,205,000 $460,000 -61.8% 0.1%
Umpqua Bank $1,310,000 $460,000 -64.9% 0.1%
BELEM SERVICING LLC $520,000 $455,000 -12.5% 0.1%
Willamette Valley Bank $725,000 $455,000 -37.2% 0.1%
Carrington Mortgage Services, LLC $745,000 $450,000 -39.6% 0.1%
LADERA LENDING, INC. $450,000 n/a 0.1%
Cache Valley Bank $735,000 $435,000 -40.8% 0.1%
LENDSURE MORTGAGE CORP. $435,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $700,000 $430,000 -38.6% 0.1%
Franklin Loan Corporation $415,000 n/a 0.1%
Northpointe Bank $245,000 $415,000 69.4% 0.1%
CORNERSTONE HOME LENDING, INC. $215,000 $395,000 83.7% 0.1%
Nations Lending Corporation $800,000 $380,000 -52.5% 0.1%
Flanagan State Bank $355,000 n/a 0.1%
STEARNS LENDING, LLC $1,100,000 $345,000 -68.6% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,345,000 $335,000 -75.1% 0.0%
OAKTREE FUNDING CORP. $335,000 n/a 0.0%
The Huntington National Bank $325,000 n/a 0.0%
Truist $105,000 $325,000 209.5% 0.0%
EMBRACE HOME LOANS, INC. $1,070,000 $305,000 -71.5% 0.0%
Northwest Farm Credit Services, FLCA $930,000 $305,000 -67.2% 0.0%
NFM, INC. $295,000 n/a 0.0%
Assurance Financial Group, L.L.C. $285,000 n/a 0.0%
Equity Prime Mortgage LLC $285,000 n/a 0.0%
KELLER MORTGAGE, LLC $410,000 $285,000 -30.5% 0.0%
TOP FLITE FINANCIAL, INC. $285,000 n/a 0.0%
Figure Lending LLC $170,000 $260,000 52.9% 0.0%
Utah Mortgage Loan Corporation $485,000 $255,000 -47.4% 0.0%
BNC National Bank $325,000 $245,000 -24.6% 0.0%
FIRST TECHNOLOGY $170,000 $235,000 38.2% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $215,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,030,000 $215,000 -79.1% 0.0%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $245,000 $205,000 -16.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $440,000 $205,000 -53.4% 0.0%
North American Savings Bank, F.S.B. $950,000 $205,000 -78.4% 0.0%
The Central Trust Bank $205,000 n/a 0.0%
AXIA FINANCIAL, LLC $355,000 $195,000 -45.1% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $755,000 $185,000 -75.5% 0.0%
First Internet Bank of Indiana $175,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $175,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $170,000 n/a 0.0%
Citibank $165,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $155,000 n/a 0.0%
Citadel Servicing Corporation $360,000 $155,000 -56.9% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $645,000 $155,000 -76.0% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $135,000 n/a 0.0%
HomeTrust Bank $135,000 n/a 0.0%
UNIVERSITY CREDIT UNION $135,000 n/a 0.0%
Bank of America $75,000 $110,000 46.7% 0.0%
ALLIANT CREDIT UNION $105,000 n/a 0.0%
Boeing Employees Credit Union $350,000 $100,000 -71.4% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $95,000 n/a 0.0%
Bank of the West $965,000 $85,000 -91.2% 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
Deere Employees Credit Union $75,000 n/a 0.0%
PIONEER $55,000 n/a 0.0%

POCATELLO's top lender by overall market share is IDAHO CENTRAL, with 24.6% market share. In second place, with 8.4%, is Glacier Bank, having originated $57,530,000 in loans. In third place, with 4.6%, is FIRST COLONY MORTGAGE CORPORATION, having originated $31,750,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $30,880,000 in loans. In fifth place, with 3.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,005,000 in loans.


POCATELLO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $161,175 (8.0%) $230,559 (17.2%) 0.00 176
2018-02-01 $163,700 (5.8%) $238,145 (18.5%) 0.00 167
2018-03-01 $179,900 (17.5%) $242,210 (20.0%) 0.00 170
2018-04-01 $190,175 (22.8%) $247,146 (17.8%) 0.00 167
2018-05-01 $202,450 (21.1%) $245,457 (9.3%) 0.00 197
2018-06-01 $189,900 (11.8%) $236,609 (6.5%) 0.00 255
2018-07-01 $181,675 (13.6%) $225,760 (5.1%) 0.00 274
2018-08-01 $192,400 (24.4%) $237,603 (11.2%) 0.00 258
2018-09-01 $195,000 (23.8%) $243,645 (12.1%) 0.00 249
2018-10-01 $212,000 (40.5%) $245,288 (11.7%) 0.00 231
2018-11-01 $209,975 (34.3%) $253,393 (14.9%) 0.00 217
2018-12-01 $210,000 (31.5%) $253,490 (9.9%) 0.00 202
2019-01-01 $197,450 (22.5%) $251,390 (9.0%) 0.00 170
2019-02-01 $209,900 (28.2%) $258,227 (8.4%) 0.00 168
2019-03-01 $228,614 (27.1%) $265,613 (9.7%) 0.00 155
2019-04-01 $234,114 (23.1%) $267,824 (8.4%) 0.00 146
2019-05-01 $235,700 (16.4%) $270,954 (10.4%) 0.00 148
2019-06-01 $237,450 (25.0%) $298,258 (26.1%) 0.00 183
2019-07-01 $234,900 (29.3%) $302,923 (34.2%) 0.00 221
2019-08-01 $242,982 (26.3%) $309,958 (30.5%) 0.00 234
2019-09-01 $247,605 (27.0%) $312,590 (28.3%) 0.00 238
2019-10-01 $251,850 (18.8%) $319,291 (30.2%) 0.00 241
2019-11-01 $258,250 (23.0%) $323,326 (27.6%) 0.00 239
2019-12-01 $251,225 (19.6%) $321,673 (26.9%) 0.00 226
2020-01-01 $253,750 (28.5%) $324,959 (29.3%) 0.00 185
2020-02-01 $265,250 (26.4%) $341,283 (32.2%) 0.00 162
2020-03-01 $268,625 (17.5%) $341,658 (28.6%) 0.00 170
2020-04-01 $281,175 (20.1%) $344,058 (28.5%) 0.00 182
2020-05-01 $284,900 (20.9%) $343,498 (26.8%) 0.00 186
2020-06-01 $294,900 (24.2%) $357,000 (19.7%) 0.00 179
2020-07-01 $294,450 (25.4%) $360,384 (19.0%) 0.00 177
2020-08-01 $290,000 (19.4%) $380,687 (22.8%) 0.00 148
2020-09-01 $257,450 (4.0%) $357,113 (14.2%) 0.00 130
2020-10-01 $241,250 (-4.2%) $384,210 (20.3%) 0.00 112
2020-11-01 $253,650 (-1.8%) $443,106 (37.1%) 0.00 93
2020-12-01 $262,475 (4.5%) $444,989 (38.3%) 0.00 93
2021-01-01 $269,000 (6.0%) $454,903 (40.0%) 0.00 74
2021-02-01 $312,825 (17.9%) $522,257 (53.0%) 0.00 68
2021-03-01 $356,225 (32.6%) $589,658 (72.6%) 0.00 60
2021-04-01 $329,475 (17.2%) $474,399 (37.9%) 0.00 67
2021-05-01 $320,000 (12.3%) $475,227 (38.4%) 0.00 79
2021-06-01 $379,900 (28.8%) $523,206 (46.6%) 0.00 97
2021-07-01 $351,450 (19.4%) $506,293 (40.5%) 0.00 130
2021-08-01 $380,500 (31.2%) $494,766 (30.0%) 0.00 140
2021-09-01 $394,000 (53.0%) $480,843 (34.7%) 0.00 156
2021-10-01 $399,250 (65.5%) $461,819 (20.2%) 0.00 152
2021-11-01 $355,975 (40.3%) $439,896 (-0.7%) 0.00 142
2021-12-01 $351,000 (33.7%) $438,953 (-1.4%) 0.00 111
2022-01-01 $364,900 (35.7%) $462,178 (1.6%) 0.00 75
2022-02-01 $416,249 (33.1%) $582,260 (11.5%) 0.00 54
2022-03-01 $442,450 (24.2%) $588,233 (-0.2%) 0.00 63
2022-04-01 $449,900 (36.6%) $552,066 (16.4%) 0.00 85
2022-05-01 $417,500 (30.5%) $500,637 (5.4%) 0.00 134
2022-06-01 $393,250 (3.5%) $474,373 (-9.3%) 0.00 181
2022-07-01 $409,900 (16.6%) $467,250 (-7.7%) 0.00 234
2022-08-01 $401,250 (5.5%) $460,982 (-6.8%) 0.00 247
2022-09-01 $386,225 (-2.0%) $436,830 (-9.2%) 0.00 281
2022-10-01 $385,950 (-3.3%) $444,250 (-3.8%) 0.00 293
2022-11-01 $382,238 (7.4%) $434,749 (-1.2%) 0.00 269
2022-12-01 $379,000 (8.0%) $433,403 (-1.3%) 0.00 250
2023-01-01 $382,500 (4.8%) $435,045 (-5.9%) 0.00 229
2023-02-01 $406,975 (-2.2%) $457,570 (-21.4%) 0.00 210
2023-03-01 $416,425 (-5.9%) $469,595 (-20.2%) 0.00 190
2023-04-01 $425,000 (-5.5%) $484,797 (-12.2%) 0.00 182
2023-05-01 $462,450 (10.8%) $515,703 (3.0%) 0.00 198
POCATELLO's median listing price for 2023-05-01 was $462,450, a difference of $44,950 (10.8%) versus the prior year and $37,450 versus the prior month.

POCATELLO's median listing price comes in at 0% of the national average.

POCATELLO's average listing price for 2023-05-01 was $515,703, a difference of $15,066 (3.0%) versus the prior year and $30,906 versus the prior month.

For the 2023-05-01 period, POCATELLO had 198 MLS listings, a difference of 16 listings (9%) versus the prior month and 64 listings (48%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,177 sqft
2018-02-01 0 days 2,207 sqft
2018-03-01 0 days 2,214 sqft
2018-04-01 0 days 2,254 sqft
2018-05-01 0 days 2,298 sqft
2018-06-01 0 days 2,236 sqft
2018-07-01 0 days 2,127 sqft
2018-08-01 0 days 2,261 sqft
2018-09-01 0 days 2,276 sqft
2018-10-01 0 days 2,361 sqft
2018-11-01 0 days 2,426 sqft
2018-12-01 0 days 2,451 sqft
2019-01-01 0 days 2,266 sqft
2019-02-01 0 days 2,395 sqft
2019-03-01 0 days 2,546 sqft
2019-04-01 0 days 2,537 sqft
2019-05-01 0 days 2,570 sqft
2019-06-01 0 days 2,430 sqft
2019-07-01 0 days 2,360 sqft
2019-08-01 0 days 2,340 sqft
2019-09-01 0 days 2,311 sqft
2019-10-01 0 days 2,299 sqft
2019-11-01 0 days 2,296 sqft
2019-12-01 0 days 2,361 sqft
2020-01-01 0 days 2,307 sqft
2020-02-01 0 days 2,258 sqft
2020-03-01 0 days 2,441 sqft
2020-04-01 0 days 2,479 sqft
2020-05-01 0 days 2,500 sqft
2020-06-01 0 days 2,536 sqft
2020-07-01 0 days 2,478 sqft
2020-08-01 0 days 2,352 sqft
2020-09-01 0 days 2,245 sqft
2020-10-01 0 days 2,076 sqft
2020-11-01 0 days 2,198 sqft
2020-12-01 0 days 2,143 sqft
2021-01-01 0 days 2,209 sqft
2021-02-01 0 days 2,485 sqft
2021-03-01 0 days 2,538 sqft
2021-04-01 0 days 2,341 sqft
2021-05-01 0 days 2,252 sqft
2021-06-01 0 days 2,290 sqft
2021-07-01 0 days 2,364 sqft
2021-08-01 0 days 2,529 sqft
2021-09-01 0 days 2,561 sqft
2021-10-01 0 days 2,352 sqft
2021-11-01 0 days 2,256 sqft
2021-12-01 0 days 2,255 sqft
2022-01-01 0 days 2,200 sqft
2022-02-01 0 days 2,727 sqft
2022-03-01 0 days 2,728 sqft
2022-04-01 0 days 2,792 sqft
2022-05-01 0 days 2,320 sqft
2022-06-01 0 days 2,260 sqft
2022-07-01 0 days 2,287 sqft
2022-08-01 0 days 2,254 sqft
2022-09-01 0 days 2,188 sqft
2022-10-01 0 days 2,280 sqft
2022-11-01 0 days 2,296 sqft
2022-12-01 0 days 2,282 sqft
2023-01-01 0 days 2,292 sqft
2023-02-01 0 days 2,506 sqft
2023-03-01 0 days 2,512 sqft
2023-04-01 0 days 2,657 sqft
2023-05-01 0 days 2,639 sqft
POCATELLO's median listing age (time on market) for 2023-05-01 was 0 days.

POCATELLO's median square footage for active listings during the 2023-05-01 period was 2,639 sqft. One year prior, the average listing was 2,320 sqft.

POCATELLO, ID Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
83201 Pocatello, ID $540 $620 $810 $1,150 $1,390
83202 Pocatello, ID $600 $680 $900 $1,280 $1,540
83204 Pocatello, ID $560 $610 $800 $1,130 $1,370
83205 Pocatello, ID $540 $620 $820 $1,160 $1,400
83206 Pocatello, ID $540 $620 $820 $1,160 $1,400
83209 Pocatello, ID $500 $580 $760 $1,080 $1,300
83214 Pocatello, ID $540 $620 $820 $1,160 $1,400
83234 Pocatello, ID $700 $800 $1,050 $1,490 $1,800
83245 Pocatello, ID $540 $620 $810 $1,150 $1,390
83246 Pocatello, ID $540 $620 $820 $1,160 $1,400
83250 Pocatello, ID $570 $660 $870 $1,240 $1,500
83281 Pocatello, ID $620 $730 $940 $1,330 $1,610

2022 Average & Median Rent Data Statistics
POCATELLO, ID average 1BR rent: $648, median: $620
POCATELLO, ID average 2BR rent: $852, median: $820
POCATELLO, ID average 3BR rent: $1,208, median: $1,160

POCATELLO, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,407 $390,935,000 $277,850
Cash Out Refi 896 $170,660,000 $190,469
Home Improvement 526 $46,760,000 $88,897
Refi 351 $65,385,000 $186,282
Other 164 $14,460,000 $88,171

Pocatello's most frequently cited loan purpose was Home Purchase, with 1,407 originations. The 2nd most popular reason was Cash Out Refi, with 896 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 827 $190,255,000 $230,054
4-5% 825 $169,785,000 $205,800
5-6% 754 $177,680,000 $235,650
6-7% 405 $66,165,000 $163,370
2.5-3% 214 $42,000,000 $196,262
7-8% 176 $23,300,000 $132,386
Over 8% 82 $6,310,000 $76,951
<2.5% 46 $8,950,000 $194,565

During 2022, Pocatello's most frequently originated rate bucket was 3-4%, with 827 originations.

Loan Sizing (POCATELLO, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,239 $345,155,000 $278,575
$100,000 or less 928 $45,390,000 $48,912
$100k-200k 867 $128,445,000 $148,149
$400k-600k 240 $110,610,000 $460,875
$600k-1000k 63 $45,375,000 $720,238
$Over $1MM 7 $13,225,000 $1,889,286

POCATELLO's loan sizing saw the bucket of loans from $200k-400k with 1,239 originations, totaling $345,155,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 912 $282,850,000 $310,143
60-80% 774 $212,270,000 $274,251
Under 20% 658 $27,430,000 $41,687
40-60% 479 $97,255,000 $203,038
20-40% 474 $54,650,000 $115,295
Over 100% 20 $7,410,000 $370,500

POCATELLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 912 originations, totaling $282,850,000 in origination value.