POCATELLO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pocatello averaged
6.99%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.05% and
one month ago for the week of 2026-10-01, the
average rate was 6.99%.
Pocatello's average rate one year ago was 5.88%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.26%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Pocatello 30 Year Fixed Rate | 2026-11-05 | 6.99% |
| Pocatello 30 Year Fixed Rate Refi | 2026-11-05 | 7.26% |
| Pocatello 15 Year Fixed Rate | 2026-11-05 | 6.37% |
| Pocatello 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Pocatello 30 Year FHA | 2026-11-05 | 6.54% |
| Pocatello 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Pocatello 30 Year USDA | 2026-11-05 | 7% |
| Pocatello 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Pocatello 30 Year VA | 2026-11-05 | 6.52% |
| Pocatello 30 Year VA Refi | 2026-11-05 | 6.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POCATELLO, ID.
POCATELLO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POCATELLO, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
POCATELLO Average Closing Costs & Other Stats
POCATELLO, ID's 83 lenders originated 2,518
loans during 2025. The total origination value was $629,400,000, with an average loan value of
$249,960.
POCATELLO's average closing costs are $6,406.
The top POCATELLO lender as defined by loan originations is IDAHO CENTRAL, with
163 loans originated. Their average total fees are
$6,285, which is $620
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee POCATELLO lenders (with over 10 loans originated) are
IDAHO CENTRAL ($6,285), ADVANTAGE PLUS ($6,464), UNITED WHOLESALE MORTGAGE, LLC ($6,905), Glacier Bank ($7,019) and MOUNTAIN AMERICA ($7,425).
The lowest rate POCATELLO lenders (with over 10 loans originated) are
MOUNTAIN AMERICA (6.10%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.34%), UNITED WHOLESALE MORTGAGE, LLC (6.36%), IDAHO CENTRAL (6.37%) and Glacier Bank (6.49%).
POCATELLO, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $114,335,000 | $117,045,000 | 2.4% | 18.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $45,760,000 | $55,795,000 | 21.9% | 8.9% |
| Glacier Bank | $41,815,000 | $47,180,000 | 12.8% | 7.5% |
| FIRST COLONY MORTGAGE CORPORATION | $32,365,000 | $39,075,000 | 20.7% | 6.2% |
| QUICKEN LOANS, LLC | $25,510,000 | $29,255,000 | 14.7% | 4.6% |
| MOUNTAIN AMERICA | $15,745,000 | $20,740,000 | 31.7% | 3.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $19,335,000 | $20,470,000 | 5.9% | 3.3% |
| VAN DYK MORTGAGE CORPORATION | $15,365,000 | $19,215,000 | 25.1% | 3.1% |
| Washington Federal Bank | $325,000 | $18,950,000 | 5,730.8% | 3.0% |
| BERKELEY POINT CAPITAL LLC | $16,675,000 | n/a | 2.6% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $14,345,000 | $14,690,000 | 2.4% | 2.3% |
| CONNECTIONS | $8,380,000 | $13,915,000 | 66.1% | 2.2% |
| ADVANTAGE PLUS | $11,845,000 | $12,955,000 | 9.4% | 2.1% |
| D. L. Evans Bank | $5,890,000 | $11,295,000 | 91.8% | 1.8% |
| SUMMIT FUNDING, INC. | $9,975,000 | $10,955,000 | 9.8% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,335,000 | $10,065,000 | 7.8% | 1.6% |
| Zions Bank | $14,310,000 | $9,000,000 | -37.1% | 1.4% |
| Mortgage Research Center, LLC | $8,180,000 | $7,660,000 | -6.4% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $2,830,000 | $7,575,000 | 167.7% | 1.2% |
| GUILD MORTGAGE COMPANY | $6,965,000 | $7,525,000 | 8.0% | 1.2% |
| U.S. Bank | $3,425,000 | $7,240,000 | 111.4% | 1.2% |
| WESTMARK Credit Union | $5,335,000 | $6,410,000 | 20.1% | 1.0% |
| CANOPY MORTGAGE, LLC | $5,045,000 | $6,265,000 | 24.2% | 1.0% |
| Century Mortgage Company DBA Century Lending Company | $4,680,000 | $5,115,000 | 9.3% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $2,770,000 | $4,870,000 | 75.8% | 0.8% |
| The Loan Store, Inc. | $1,060,000 | $4,830,000 | 355.7% | 0.8% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $545,000 | $4,400,000 | 707.3% | 0.7% |
| Eagle Bank and Trust Company | $2,565,000 | $3,820,000 | 48.9% | 0.6% |
| ENVOY MORTGAGE, LTD | $3,795,000 | n/a | 0.6% | |
| The Bank of Commerce | $9,325,000 | $3,705,000 | -60.3% | 0.6% |
| LOANDEPOT.COM, LLC | $1,375,000 | $3,310,000 | 140.7% | 0.5% |
| IDAHO STATE UNIVERSITY | $2,745,000 | $2,850,000 | 3.8% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $3,325,000 | $2,775,000 | -16.5% | 0.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $935,000 | $2,610,000 | 179.1% | 0.4% |
| NEWREZ LLC | $2,025,000 | $2,410,000 | 19.0% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $550,000 | $1,900,000 | 245.5% | 0.3% |
| GOLDENWEST | $2,240,000 | $1,830,000 | -18.3% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,600,000 | $1,765,000 | 10.3% | 0.3% |
| KeyBank | $1,290,000 | $1,665,000 | 29.1% | 0.3% |
| BELEM SERVICING LLC | $1,705,000 | $1,655,000 | -2.9% | 0.3% |
| Rails West Federal Credit Union | $1,045,000 | $1,655,000 | 58.4% | 0.3% |
| Cache Valley Bank | $1,650,000 | n/a | 0.3% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,170,000 | $1,515,000 | 29.5% | 0.2% |
| GENEVA FINANCIAL, LLC | $1,035,000 | $1,445,000 | 39.6% | 0.2% |
| 21ST MORTGAGE CORPORATION | $675,000 | $1,435,000 | 112.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $490,000 | $1,395,000 | 184.7% | 0.2% |
| GUARANTEED RATE, INC. | $310,000 | $1,380,000 | 345.2% | 0.2% |
| Stifel Bank and Trust | $1,840,000 | $1,350,000 | -26.6% | 0.2% |
| JPMorgan Chase Bank | $255,000 | $1,310,000 | 413.7% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $1,275,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,860,000 | $1,265,000 | -32.0% | 0.2% |
| LENDSURE MORTGAGE CORP. | $315,000 | $1,235,000 | 292.1% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $505,000 | $1,195,000 | 136.6% | 0.2% |
| Bank of America | $430,000 | $1,185,000 | 175.6% | 0.2% |
| LOANPAL, LLC | $690,000 | $1,180,000 | 71.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,055,000 | $1,100,000 | -46.5% | 0.2% |
| AMERICA FIRST | $3,970,000 | $1,075,000 | -72.9% | 0.2% |
| Figure Lending LLC | $655,000 | $1,055,000 | 61.1% | 0.2% |
| VERITAS FUNDING, LLC | $1,325,000 | $1,025,000 | -22.6% | 0.2% |
| BEEHIVE | $535,000 | $1,015,000 | 89.7% | 0.2% |
| Sunflower Bank | $1,010,000 | n/a | 0.2% | |
| S1L, Inc. | $1,540,000 | $1,000,000 | -35.1% | 0.2% |
| LENDINGONE, LLC | $990,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $300,000 | $980,000 | 226.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,495,000 | $945,000 | -36.8% | 0.2% |
| BETTER MORTGAGE CORPORATION | $295,000 | $940,000 | 218.6% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $870,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $2,805,000 | $865,000 | -69.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $845,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $835,000 | n/a | 0.1% | |
| SAMMAMISH MORTGAGE COMPANY | $800,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $765,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $145,000 | $745,000 | 413.8% | 0.1% |
| CMG MORTGAGE, INC. | $65,000 | $670,000 | 930.8% | 0.1% |
| EAST IDAHO Credit Union | $660,000 | n/a | 0.1% | |
| NBKC BANK | $630,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $345,000 | $625,000 | 81.2% | 0.1% |
| OCMBC, INC. | $485,000 | $610,000 | 25.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $570,000 | n/a | 0.1% | |
| The Federal Savings Bank | $1,355,000 | $560,000 | -58.7% | 0.1% |
| ADVANCIAL | $555,000 | n/a | 0.1% | |
| Citizens Bank | $265,000 | $555,000 | 109.4% | 0.1% |
| Waterstone Mortgage Corporation | $355,000 | $545,000 | 53.5% | 0.1% |
| INTERCAP LENDING INC. | $315,000 | $540,000 | 71.4% | 0.1% |
| Network Funding, L.P. | $515,000 | n/a | 0.1% | |
| First Federal Savings Bank of Twin Falls | $895,000 | $495,000 | -44.7% | 0.1% |
| Bank of Utah | $545,000 | $490,000 | -10.1% | 0.1% |
| Magnolia Bank | $175,000 | $480,000 | 174.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $455,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $455,000 | $435,000 | -4.4% | 0.1% |
| First Federal Bank | $425,000 | n/a | 0.1% | |
| INOVA FEDERAL CREDIT UNION | $425,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $405,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $405,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $860,000 | $385,000 | -55.2% | 0.1% |
| SPRING EQ, LLC | $100,000 | $380,000 | 280.0% | 0.1% |
| FIRST TECHNOLOGY | $4,905,000 | $375,000 | -92.4% | 0.1% |
| Banner Bank | $365,000 | n/a | 0.1% | |
| Plains Commerce Bank | $665,000 | $365,000 | -45.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $550,000 | $365,000 | -33.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $300,000 | $360,000 | 20.0% | 0.1% |
| M&T Bank | $155,000 | $345,000 | 122.6% | 0.1% |
| Boeing Employees Credit Union | $335,000 | n/a | 0.1% | |
| Summit Mortgage Corporation | $325,000 | $335,000 | 3.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $645,000 | $330,000 | -48.8% | 0.1% |
| PHH Mortgage Corporation | $325,000 | $330,000 | 1.5% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $950,000 | $325,000 | -65.8% | 0.1% |
| Texana Bank | $315,000 | n/a | 0.1% | |
| The Huntington National Bank | $425,000 | $305,000 | -28.2% | 0.0% |
| HighTechLending Inc | $125,000 | $300,000 | 140.0% | 0.0% |
| SPOKANE TEACHERS | $255,000 | $285,000 | 11.8% | 0.0% |
| Willamette Valley Bank | $285,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $620,000 | $265,000 | -57.3% | 0.0% |
| Loan Simple, Inc. | $265,000 | n/a | 0.0% | |
| AMERISAVE MORTGAGE CORPORATION | $1,090,000 | $255,000 | -76.6% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $245,000 | n/a | 0.0% | |
| PNC Bank | $105,000 | $230,000 | 119.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $225,000 | n/a | 0.0% | |
| SECURITY HOME MORTGAGE, LLC. | $225,000 | n/a | 0.0% | |
| Gateway First Bank | $560,000 | $215,000 | -61.6% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $285,000 | $210,000 | -26.3% | 0.0% |
| RESIDENTIAL BANCORP | $270,000 | $210,000 | -22.2% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $205,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Bell Bank | $195,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $600,000 | $195,000 | -67.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| NFM, INC. | $510,000 | $175,000 | -65.7% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $875,000 | $170,000 | -80.6% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $520,000 | $165,000 | -68.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $1,505,000 | $155,000 | -89.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $175,000 | $135,000 | -22.9% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $105,000 | $125,000 | 19.0% | 0.0% |
| Wells Fargo Bank | $390,000 | $120,000 | -69.2% | 0.0% |
| F&A Federal Credit Union | $105,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $1,115,000 | $100,000 | -91.0% | 0.0% |
| Coastal Community Bank | $100,000 | n/a | 0.0% | |
| Arvest Bank | $85,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $85,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| Discover Bank | $870,000 | $55,000 | -93.7% | 0.0% |
| FARMERS BANK | $45,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $55,000 | $35,000 | -36.4% | 0.0% |
POCATELLO's top lender by overall market share is IDAHO CENTRAL, with 18.6% market share. In second place, with 8.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $55,795,000 in loans. In third place, with 7.5%, is Glacier Bank, having originated $47,180,000 in loans. In fourth place, with 6.2%, is FIRST COLONY MORTGAGE CORPORATION, having originated $39,075,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $29,255,000 in loans.
POCATELLO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $185,925 (20.0%) | $249,955 (24.3%) | 0.00 | 145 |
| 2018-02-01 | $192,200 (23.1%) | $258,349 (25.0%) | 0.00 | 137 |
| 2018-03-01 | $199,900 (26.6%) | $262,448 (27.1%) | 0.00 | 145 |
| 2018-04-01 | $220,000 (37.6%) | $263,683 (22.8%) | 0.00 | 143 |
| 2018-05-01 | $215,975 (24.3%) | $256,631 (11.4%) | 0.00 | 175 |
| 2018-06-01 | $200,000 (13.4%) | $243,459 (6.4%) | 0.00 | 231 |
| 2018-07-01 | $184,950 (10.4%) | $232,030 (4.4%) | 0.00 | 244 |
| 2018-08-01 | $197,450 (20.5%) | $246,230 (10.9%) | 0.00 | 226 |
| 2018-09-01 | $204,900 (22.7%) | $252,679 (11.2%) | 0.00 | 217 |
| 2018-10-01 | $213,900 (27.7%) | $249,413 (7.9%) | 0.00 | 204 |
| 2018-11-01 | $212,450 (23.7%) | $258,042 (10.5%) | 0.00 | 196 |
| 2018-12-01 | $210,000 (13.6%) | $257,792 (3.5%) | 0.00 | 184 |
| 2019-01-01 | $207,450 (11.6%) | $258,814 (3.5%) | 0.00 | 155 |
| 2019-02-01 | $224,900 (17.0%) | $269,809 (4.4%) | 0.00 | 150 |
| 2019-03-01 | $236,929 (18.5%) | $275,084 (4.8%) | 0.00 | 139 |
| 2019-04-01 | $243,029 (10.5%) | $274,958 (4.3%) | 0.00 | 132 |
| 2019-05-01 | $241,825 (12.0%) | $277,016 (7.9%) | 0.00 | 131 |
| 2019-06-01 | $245,000 (22.5%) | $308,026 (26.5%) | 0.00 | 162 |
| 2019-07-01 | $237,450 (28.4%) | $312,673 (34.8%) | 0.00 | 201 |
| 2019-08-01 | $243,736 (23.4%) | $318,254 (29.3%) | 0.00 | 219 |
| 2019-09-01 | $249,341 (21.7%) | $319,804 (26.6%) | 0.00 | 224 |
| 2019-10-01 | $255,600 (19.5%) | $326,388 (30.9%) | 0.00 | 228 |
| 2019-11-01 | $261,250 (23.0%) | $331,950 (28.6%) | 0.00 | 224 |
| 2019-12-01 | $255,000 (21.4%) | $327,107 (26.9%) | 0.00 | 206 |
| 2020-01-01 | $258,075 (24.4%) | $326,983 (26.3%) | 0.00 | 171 |
| 2020-02-01 | $267,500 (18.9%) | $347,417 (28.8%) | 0.00 | 146 |
| 2020-03-01 | $280,200 (18.3%) | $354,336 (28.8%) | 0.00 | 153 |
| 2020-04-01 | $289,675 (19.2%) | $351,138 (27.7%) | 0.00 | 168 |
| 2020-05-01 | $289,900 (19.9%) | $350,899 (26.7%) | 0.00 | 171 |
| 2020-06-01 | $316,575 (29.2%) | $374,317 (21.5%) | 0.00 | 159 |
| 2020-07-01 | $306,975 (29.3%) | $381,478 (22.0%) | 0.00 | 154 |
| 2020-08-01 | $290,000 (19.0%) | $392,128 (23.2%) | 0.00 | 133 |
| 2020-09-01 | $254,950 (2.3%) | $352,627 (10.3%) | 0.00 | 118 |
| 2020-10-01 | $239,950 (-6.1%) | $381,311 (16.8%) | 0.00 | 103 |
| 2020-11-01 | $247,425 (-5.3%) | $424,000 (27.7%) | 0.00 | 84 |
| 2020-12-01 | $249,950 (-2.0%) | $426,516 (30.4%) | 0.00 | 87 |
| 2021-01-01 | $264,900 (2.6%) | $429,566 (31.4%) | 0.00 | 70 |
| 2021-02-01 | $301,250 (12.6%) | $506,979 (45.9%) | 0.00 | 62 |
| 2021-03-01 | $352,450 (25.8%) | $572,269 (61.5%) | 0.00 | 57 |
| 2021-04-01 | $323,500 (11.7%) | $459,583 (30.9%) | 0.00 | 62 |
| 2021-05-01 | $305,250 (5.3%) | $437,937 (24.8%) | 0.00 | 72 |
| 2021-06-01 | $376,175 (18.8%) | $500,430 (33.7%) | 0.00 | 85 |
| 2021-07-01 | $354,950 (15.6%) | $486,017 (27.4%) | 0.00 | 123 |
| 2021-08-01 | $388,725 (34.0%) | $489,607 (24.9%) | 0.00 | 131 |
| 2021-09-01 | $399,725 (56.8%) | $479,877 (36.1%) | 0.00 | 144 |
| 2021-10-01 | $399,950 (66.7%) | $463,794 (21.6%) | 0.00 | 141 |
| 2021-11-01 | $365,950 (47.9%) | $440,425 (3.9%) | 0.00 | 133 |
| 2021-12-01 | $353,250 (41.3%) | $434,115 (1.8%) | 0.00 | 104 |
| 2022-01-01 | $355,000 (34.0%) | $457,573 (6.5%) | 0.00 | 70 |
| 2022-02-01 | $444,975 (47.7%) | $583,032 (15.0%) | 0.00 | 49 |
| 2022-03-01 | $447,450 (27.0%) | $592,514 (3.5%) | 0.00 | 58 |
| 2022-04-01 | $449,900 (39.1%) | $547,398 (19.1%) | 0.00 | 79 |
| 2022-05-01 | $417,500 (36.8%) | $502,374 (14.7%) | 0.00 | 126 |
| 2022-06-01 | $393,250 (4.5%) | $474,011 (-5.3%) | 0.00 | 171 |
| 2022-07-01 | $400,000 (12.7%) | $465,026 (-4.3%) | 0.00 | 223 |
| 2022-08-01 | $399,975 (2.9%) | $459,864 (-6.1%) | 0.00 | 235 |
| 2022-09-01 | $388,675 (-2.8%) | $439,785 (-8.4%) | 0.00 | 265 |
| 2022-10-01 | $389,700 (-2.6%) | $449,849 (-3.0%) | 0.00 | 272 |
| 2022-11-01 | $384,700 (5.1%) | $439,213 (-0.3%) | 0.00 | 245 |
| 2022-12-01 | $380,000 (7.6%) | $437,651 (0.8%) | 0.00 | 224 |
| 2023-01-01 | $388,750 (9.5%) | $439,929 (-3.9%) | 0.00 | 207 |
| 2023-02-01 | $410,225 (-7.8%) | $461,576 (-20.8%) | 0.00 | 193 |
| 2023-03-01 | $419,950 (-6.2%) | $473,283 (-20.1%) | 0.00 | 173 |
| 2023-04-01 | $429,950 (-4.4%) | $491,764 (-10.2%) | 0.00 | 162 |
| 2023-05-01 | $471,200 (12.9%) | $520,135 (3.5%) | 0.00 | 180 |
| 2023-06-01 | $444,900 (13.1%) | $528,803 (11.6%) | 0.00 | 187 |
| 2023-07-01 | $416,500 (4.1%) | $517,566 (11.3%) | 0.00 | 219 |
| 2023-08-01 | $428,100 (7.0%) | $516,365 (12.3%) | 0.00 | 234 |
| 2023-09-01 | $419,900 (8.0%) | $506,496 (15.2%) | 0.00 | 238 |
| 2023-10-01 | $399,788 (2.6%) | $495,505 (10.2%) | 0.00 | 261 |
| 2023-11-01 | $389,500 (1.3%) | $468,775 (6.7%) | 0.00 | 259 |
| 2023-12-01 | $384,700 (1.2%) | $464,371 (6.1%) | 0.00 | 238 |
| 2024-01-01 | $386,850 (-0.5%) | $461,007 (4.8%) | 0.00 | 209 |
| 2024-02-01 | $392,975 (-4.2%) | $473,771 (2.6%) | 0.00 | 195 |
| 2024-03-01 | $399,900 (-4.8%) | $492,106 (4.0%) | 0.00 | 210 |
| 2024-04-01 | $424,450 (-1.3%) | $502,085 (2.1%) | 0.00 | 228 |
| 2024-05-01 | $429,250 (-8.9%) | $499,447 (-4.0%) | 0.00 | 251 |
| 2024-06-01 | $425,450 (-4.4%) | $505,373 (-4.4%) | 0.00 | 295 |
| 2024-07-01 | $419,900 (0.8%) | $496,463 (-4.1%) | 0.00 | 330 |
| 2024-08-01 | $409,900 (-4.3%) | $493,396 (-4.5%) | 0.00 | 330 |
| 2024-09-01 | $412,450 (-1.8%) | $492,664 (-2.7%) | 0.00 | 331 |
| 2024-10-01 | $404,950 (1.3%) | $490,151 (-1.1%) | 0.00 | 323 |
| 2024-11-01 | $394,950 (1.4%) | $478,270 (2.0%) | 0.00 | 324 |
| 2024-12-01 | $390,750 (1.6%) | $464,798 (0.1%) | 0.00 | 304 |
| 2025-01-01 | $394,950 (2.1%) | $470,258 (2.0%) | 0.00 | 258 |
| 2025-02-01 | $394,450 (0.4%) | $475,101 (0.3%) | 0.00 | 244 |
| 2025-03-01 | $410,000 (2.5%) | $481,594 (-2.1%) | 0.00 | 240 |
| 2025-04-01 | $422,500 (-0.5%) | $499,955 (-0.4%) | 0.00 | 237 |
| 2025-05-01 | $429,950 (0.2%) | $511,919 (2.5%) | 0.00 | 295 |
| 2025-06-01 | $426,850 (0.3%) | $519,652 (2.8%) | 0.00 | 350 |
| 2025-07-01 | $425,675 (1.4%) | $522,211 (5.2%) | 0.00 | 359 |
| 2025-08-01 | $420,000 (2.5%) | $520,534 (5.5%) | 0.00 | 370 |
| 2025-09-01 | $413,950 (0.4%) | $515,849 (4.7%) | 0.00 | 382 |
| 2025-10-01 | $402,425 (-0.6%) | $505,243 (3.1%) | 0.00 | 377 |
| 2025-11-01 | $395,900 (0.2%) | $492,660 (3.0%) | 0.00 | 363 |
| 2025-12-01 | $389,900 (-0.2%) | $478,321 (2.9%) | 0.00 | 323 |
| 2026-01-01 | $385,000 (-2.5%) | $464,483 (-1.2%) | 0.00 | 292 |
| 2026-02-01 | $389,975 (-1.1%) | $470,807 (-0.9%) | 0.00 | 272 |
| 2026-03-01 | $399,948 (-2.5%) | $474,289 (-1.5%) | 0.00 | 280 |
| 2026-04-01 | $399,950 (-5.3%) | $475,059 (-5.0%) | 0.00 | 308 |
| 2026-05-01 | $404,945 (-5.8%) | $488,808 (-4.5%) | 0.00 | 325 |
| 2026-06-01 | $409,975 (-4.0%) | $500,298 (-3.7%) | 0.00 | 341 |
| 2026-07-01 | $406,175 (-4.6%) | $507,402 (-2.8%) | 0.00 | 374 |
| 2026-08-01 | $399,900 (-4.8%) | $503,620 (-3.3%) | 0.00 | 369 |
| 2026-09-01 | $399,900 (-3.4%) | $500,330 (-3.0%) | 0.00 | 382 |
| 2026-10-01 | $399,450 (-0.7%) | $495,222 (-2.0%) | 0.00 | 366 |
POCATELLO's median listing price for 2026-10-01 was $399,450, a difference of
$-2,975
(-0.7%) versus the prior year and
$-450 versus the prior month.
POCATELLO's median listing price comes in at 0% of the national average.
POCATELLO's average listing price for 2026-10-01 was $495,222, a difference of $-10,021 (-2.0%) versus the prior year and $-5,108 versus the prior month.
For the 2026-10-01 period, POCATELLO had 366 MLS listings, a difference of -16 listings (-4%) versus the prior month and -11 listings (-3%) versus the prior year.
POCATELLO's median listing price comes in at 0% of the national average.
POCATELLO's average listing price for 2026-10-01 was $495,222, a difference of $-10,021 (-2.0%) versus the prior year and $-5,108 versus the prior month.
For the 2026-10-01 period, POCATELLO had 366 MLS listings, a difference of -16 listings (-4%) versus the prior month and -11 listings (-3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - POCATELLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,389 sqft |
| 2018-02-01 | 0 days | 2,372 sqft |
| 2018-03-01 | 0 days | 2,341 sqft |
| 2018-04-01 | 0 days | 2,371 sqft |
| 2018-05-01 | 0 days | 2,333 sqft |
| 2018-06-01 | 0 days | 2,228 sqft |
| 2018-07-01 | 0 days | 2,112 sqft |
| 2018-08-01 | 0 days | 2,259 sqft |
| 2018-09-01 | 0 days | 2,295 sqft |
| 2018-10-01 | 0 days | 2,365 sqft |
| 2018-11-01 | 0 days | 2,442 sqft |
| 2018-12-01 | 0 days | 2,458 sqft |
| 2019-01-01 | 0 days | 2,225 sqft |
| 2019-02-01 | 0 days | 2,407 sqft |
| 2019-03-01 | 0 days | 2,555 sqft |
| 2019-04-01 | 0 days | 2,538 sqft |
| 2019-05-01 | 0 days | 2,534 sqft |
| 2019-06-01 | 0 days | 2,430 sqft |
| 2019-07-01 | 0 days | 2,329 sqft |
| 2019-08-01 | 0 days | 2,313 sqft |
| 2019-09-01 | 0 days | 2,277 sqft |
| 2019-10-01 | 0 days | 2,292 sqft |
| 2019-11-01 | 0 days | 2,300 sqft |
| 2019-12-01 | 0 days | 2,345 sqft |
| 2020-01-01 | 0 days | 2,300 sqft |
| 2020-02-01 | 0 days | 2,207 sqft |
| 2020-03-01 | 0 days | 2,497 sqft |
| 2020-04-01 | 0 days | 2,539 sqft |
| 2020-05-01 | 0 days | 2,550 sqft |
| 2020-06-01 | 0 days | 2,735 sqft |
| 2020-07-01 | 0 days | 2,622 sqft |
| 2020-08-01 | 0 days | 2,418 sqft |
| 2020-09-01 | 0 days | 2,202 sqft |
| 2020-10-01 | 0 days | 2,018 sqft |
| 2020-11-01 | 0 days | 2,080 sqft |
| 2020-12-01 | 0 days | 2,004 sqft |
| 2021-01-01 | 0 days | 2,128 sqft |
| 2021-02-01 | 0 days | 2,423 sqft |
| 2021-03-01 | 0 days | 2,532 sqft |
| 2021-04-01 | 0 days | 2,348 sqft |
| 2021-05-01 | 0 days | 2,184 sqft |
| 2021-06-01 | 0 days | 2,251 sqft |
| 2021-07-01 | 0 days | 2,360 sqft |
| 2021-08-01 | 0 days | 2,574 sqft |
| 2021-09-01 | 0 days | 2,563 sqft |
| 2021-10-01 | 0 days | 2,341 sqft |
| 2021-11-01 | 0 days | 2,251 sqft |
| 2021-12-01 | 0 days | 2,217 sqft |
| 2022-01-01 | 0 days | 2,217 sqft |
| 2022-02-01 | 0 days | 2,680 sqft |
| 2022-03-01 | 0 days | 2,783 sqft |
| 2022-04-01 | 0 days | 2,800 sqft |
| 2022-05-01 | 0 days | 2,322 sqft |
| 2022-06-01 | 0 days | 2,260 sqft |
| 2022-07-01 | 0 days | 2,264 sqft |
| 2022-08-01 | 0 days | 2,242 sqft |
| 2022-09-01 | 0 days | 2,181 sqft |
| 2022-10-01 | 0 days | 2,263 sqft |
| 2022-11-01 | 0 days | 2,267 sqft |
| 2022-12-01 | 0 days | 2,256 sqft |
| 2023-01-01 | 0 days | 2,274 sqft |
| 2023-02-01 | 0 days | 2,499 sqft |
| 2023-03-01 | 0 days | 2,551 sqft |
| 2023-04-01 | 0 days | 2,657 sqft |
| 2023-05-01 | 0 days | 2,593 sqft |
| 2023-06-01 | 0 days | 2,575 sqft |
| 2023-07-01 | 0 days | 2,492 sqft |
| 2023-08-01 | 0 days | 2,514 sqft |
| 2023-09-01 | 0 days | 2,464 sqft |
| 2023-10-01 | 0 days | 2,232 sqft |
| 2023-11-01 | 0 days | 2,174 sqft |
| 2023-12-01 | 0 days | 2,150 sqft |
| 2024-01-01 | 0 days | 2,152 sqft |
| 2024-02-01 | 0 days | 2,245 sqft |
| 2024-03-01 | 0 days | 2,242 sqft |
| 2024-04-01 | 0 days | 2,365 sqft |
| 2024-05-01 | 0 days | 2,359 sqft |
| 2024-06-01 | 0 days | 2,425 sqft |
| 2024-07-01 | 0 days | 2,330 sqft |
| 2024-08-01 | 0 days | 2,247 sqft |
| 2024-09-01 | 0 days | 2,219 sqft |
| 2024-10-01 | 0 days | 2,188 sqft |
| 2024-11-01 | 0 days | 2,189 sqft |
| 2024-12-01 | 0 days | 2,154 sqft |
| 2025-01-01 | 0 days | 2,143 sqft |
| 2025-02-01 | 0 days | 2,122 sqft |
| 2025-03-01 | 0 days | 2,190 sqft |
| 2025-04-01 | 0 days | 2,288 sqft |
| 2025-05-01 | 0 days | 2,388 sqft |
| 2025-06-01 | 0 days | 2,357 sqft |
| 2025-07-01 | 0 days | 2,396 sqft |
| 2025-08-01 | 0 days | 2,392 sqft |
| 2025-09-01 | 0 days | 2,435 sqft |
| 2025-10-01 | 0 days | 2,358 sqft |
| 2025-11-01 | 0 days | 2,322 sqft |
| 2025-12-01 | 0 days | 2,279 sqft |
| 2026-01-01 | 0 days | 2,111 sqft |
| 2026-02-01 | 0 days | 2,103 sqft |
| 2026-03-01 | 0 days | 2,111 sqft |
| 2026-04-01 | 0 days | 2,195 sqft |
| 2026-05-01 | 0 days | 2,226 sqft |
| 2026-06-01 | 0 days | 2,208 sqft |
| 2026-07-01 | 0 days | 2,154 sqft |
| 2026-08-01 | 0 days | 2,207 sqft |
| 2026-09-01 | 0 days | 2,196 sqft |
| 2026-10-01 | 0 days | 2,226 sqft |
POCATELLO's median listing age (time on market) for 2026-10-01 was 0 days.
POCATELLO's median square footage for active listings during the 2026-10-01 period was 2,226 sqft. One year prior, the average listing was 2,358 sqft.
POCATELLO's median square footage for active listings during the 2026-10-01 period was 2,226 sqft. One year prior, the average listing was 2,358 sqft.
POCATELLO, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,264 | $403,370,000 | $319,122 |
| Cash Out Refi | 471 | $84,255,000 | $178,885 |
| Home Improvement | 365 | $41,525,000 | $113,767 |
| Refi | 289 | $86,275,000 | $298,529 |
| Other | 127 | $13,775,000 | $108,465 |
| NA | 2 | $200,000 | $100,000 |
Pocatello's most frequently cited loan purpose was Home Purchase, with 1,264 originations. The 2nd most popular reason was Cash Out Refi, with 471 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,059 | $291,665,000 | $275,415 |
| 5-6% | 545 | $201,655,000 | $370,009 |
| 7-8% | 436 | $75,440,000 | $173,028 |
| Over 8% | 369 | $34,025,000 | $92,209 |
| 4-5% | 41 | $7,385,000 | $180,122 |
| <2.5% | 4 | $610,000 | $152,500 |
| 2.5-3% | 2 | $600,000 | $300,000 |
| 3-4% | 1 | $105,000 | $105,000 |
During 2025, Pocatello's most frequently originated rate bucket was 6-7%, with 1,059 originations.
Loan Sizing (POCATELLO, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,020 | $294,420,000 | $288,647 |
| $100,000 or less | 670 | $32,980,000 | $49,224 |
| $100k-200k | 469 | $68,645,000 | $146,365 |
| $400k-600k | 281 | $133,335,000 | $474,502 |
| $600k-1000k | 66 | $47,930,000 | $726,212 |
| $Over $1MM | 12 | $52,090,000 | $4,340,833 |
POCATELLO's loan sizing saw the bucket of loans from $200k-400k with 1,020 originations, totaling $294,420,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 847 | $283,955,000 | $335,248 |
| Under 20% | 481 | $21,215,000 | $44,106 |
| 60-80% | 450 | $181,560,000 | $403,467 |
| 20-40% | 375 | $45,595,000 | $121,587 |
| 40-60% | 259 | $62,815,000 | $242,529 |
| Over 100% | 22 | $8,610,000 | $391,364 |
POCATELLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 847 originations, totaling $283,955,000 in origination value.