Evanston Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Evanston averaged 6.6% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.98% and one month ago for the week of 2023-02-16, the average rate was 6.4%.

    Evanston's average rate one year ago was 3.82%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.39%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Evanston 30 Year Fixed Rate 2023-03-23 6.6%
    Evanston 30 Year Fixed Rate Refi 2023-03-23 6.39%
    Evanston 15 Year Fixed Rate 2023-03-23 5.97%
    Evanston 15 Year Fixed Rate Refi 2023-03-23 6.18%
    Evanston 30 Year FHA 2023-03-23 5.93%
    Evanston 30 Year FHA Refi 2023-03-23 6.35%
    Evanston 30 Year USDA 2023-03-23 6.23%
    Evanston 30 Year USDA Refi 2023-03-23 6.27%
    Evanston 30 Year VA 2023-03-23 6.04%
    Evanston 30 Year VA Refi 2023-03-23 5.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Evanston, WY.

    Evanston Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Evanston, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Glacier Bank 23 4.78% $4,773
    QUICKEN LOANS, LLC 19 5.08% $6,885
    Wells Fargo Bank 17 4.17% $3,814
    CRESCENT MORTGAGE COMPANY 9 4.19% $6,072
    UNITED WHOLESALE MORTGAGE, LLC 8 4.86% $4,248
    ACADEMY MORTGAGE CORPORATION 7 5.11% $5,170
    VAN DYK MORTGAGE CORPORATION 5 4.78% $3,488
    PENNYMAC LOAN SERVICES, LLC 5 5.47% $7,121
    LOANDEPOT.COM, LLC 4 4.75% $6,577
    FIRST COLONY MORTGAGE CORPORATION 4 4.91% $5,300
    MOUNTAIN AMERICA 3 4.33% $5,178
    The Federal Savings Bank 2 5.69% $6,923
    AMERISAVE MORTGAGE CORPORATION 2 5.19% $7,899
    Flanagan State Bank 2 4.69% $4,888
    Utah Power 2 4.06% $5,732
    Meridian Trust Federal Credit Union 2 6.13% $5,781
    BROKER SOLUTIONS, INC. 2 5.43% $8,709
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.68% $6,138
    CROSSCOUNTRY MORTGAGE, LLC 2 4.79% $4,418
    Cache Valley Bank 2 4.75% $7,470
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.38% $4,610
    Mr. Cooper ( Nationstar Mortgage ) 2 5.62% $9,206
    SECURITYNATIONAL MORTGAGE COMPANY 2 4.88% $3,360
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $3,998
    West Gate Bank 1 5.00% $3,354
    Zions Bancorporation, N.A. 1 6.00% $6,392
    AMERICAN ADVISORS GROUP 1 4.50% $4,553
    Bank of America 1 3.63% $4,642
    Bank of the West 1 4.88% $5,810
    Century Mortgage Company DBA Century Lending Company 1 6.25% $3,721
    CHERRY CREEK MORTGAGE, LLC 1 3.25% $808
    CHEVRON 1 5.13% $5,267
    Citizens Bank 1 4.88% $6,920
    CMG MORTGAGE, INC. 1 4.13% $4,051
    Colonial Savings, F.A. 1 6.75% $5,398
    Deseret First Credit Union 1 5.50% $3,924
    FINANCE OF AMERICA MORTGAGE LLC 1 5.75% $3,974
    First Federal Bank 1 6.00% $3,771
    Flagstar Bank, FSB 1 3.88% $4,120
    GRANITE FEDERAL CREDIT UNION 1 4.00% $8,726
    INTERCAP LENDING INC. 1 5.13% $4,537
    JPMorgan Chase Bank 1 3.13% $5,193
    M&T Bank 1 5.38% $3,902
    NEWREZ LLC 1 5.99% $3,925
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.88% $7,228
    Prosperity Home Mortgage, LLC 1 5.63% $10,220
    UNION HOME MORTGAGE CORP. 1 5.50% $5,716
    U.S. Bank 1 5.13% $3,838

    Evanston Average Closing Costs & Other Stats

    Evanston, WY's 48 lenders originated 399 loans during 2022. The total origination value was $93,235,000, with an average loan value of $233,672.

    Evanston's average closing costs are $4,989.

    The top Evanston lender as defined by loan originations is Glacier Bank, with 23 loans originated. Their average total fees are $4,773, which is $2,112 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Evanston lenders (with over 10 loans originated) are Wells Fargo Bank ($3,814), Glacier Bank ($4,773), QUICKEN LOANS, LLC ($6,885), .

    The lowest rate Evanston lenders (with over 10 loans originated) are Wells Fargo Bank (4.17%), Glacier Bank (4.78%), QUICKEN LOANS, LLC (5.08%), .

    Evanston, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Glacier Bank $20,480,000 $12,225,000 -40.3% 13.1%
    QUICKEN LOANS, LLC $20,245,000 $10,390,000 -48.7% 11.1%
    Wells Fargo Bank $26,160,000 $6,980,000 -73.3% 7.5%
    MOUNTAIN AMERICA $3,605,000 $6,745,000 87.1% 7.2%
    UNITED WHOLESALE MORTGAGE, LLC $11,495,000 $4,935,000 -57.1% 5.3%
    VAN DYK MORTGAGE CORPORATION $5,760,000 $3,525,000 -38.8% 3.8%
    CRESCENT MORTGAGE COMPANY $9,450,000 $3,240,000 -65.7% 3.5%
    U.S. Bank $1,850,000 $3,025,000 63.5% 3.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $560,000 $2,830,000 405.4% 3.0%
    Mortgage Research Center, LLC $3,040,000 $2,050,000 -32.6% 2.2%
    ACADEMY MORTGAGE CORPORATION $465,000 $1,935,000 316.1% 2.1%
    PENNYMAC LOAN SERVICES, LLC $3,705,000 $1,850,000 -50.1% 2.0%
    FIRST COLONY MORTGAGE CORPORATION $1,395,000 $1,770,000 26.9% 1.9%
    CALIBER HOME LOANS, INC. $3,645,000 $1,645,000 -54.9% 1.8%
    AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 $1,520,000 607.0% 1.6%
    CROSSCOUNTRY MORTGAGE, LLC $1,445,000 $1,455,000 0.7% 1.6%
    BROKER SOLUTIONS, INC. $1,930,000 $1,145,000 -40.7% 1.2%
    Cache Valley Bank $680,000 $1,125,000 65.4% 1.2%
    Bank of the West $775,000 $1,095,000 41.3% 1.2%
    Utah Power $385,000 $1,060,000 175.3% 1.1%
    Carrington Mortgage Services, LLC $980,000 $900,000 -8.2% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $620,000 $900,000 45.2% 1.0%
    LOANDEPOT.COM, LLC $4,285,000 $845,000 -80.3% 0.9%
    FINANCE OF AMERICA MORTGAGE LLC $310,000 $740,000 138.7% 0.8%
    Flanagan State Bank $770,000 $720,000 -6.5% 0.8%
    Century Mortgage Company DBA Century Lending Company $215,000 $710,000 230.2% 0.8%
    NAVY FEDERAL CREDIT UNION $1,070,000 $690,000 -35.5% 0.7%
    JPMorgan Chase Bank $630,000 n/a 0.7%
    FREEDOM MORTGAGE CORPORATION $2,960,000 $620,000 -79.1% 0.7%
    CHERRY CREEK MORTGAGE, LLC $650,000 $605,000 -6.9% 0.6%
    SECURITYNATIONAL MORTGAGE COMPANY $1,365,000 $580,000 -57.5% 0.6%
    Bank of America $25,000 $560,000 2,140.0% 0.6%
    Flagstar Bank, FSB $340,000 $560,000 64.7% 0.6%
    GUILD MORTGAGE COMPANY $2,150,000 $540,000 -74.9% 0.6%
    GRANITE FEDERAL CREDIT UNION $535,000 n/a 0.6%
    Meridian Trust Federal Credit Union $215,000 $525,000 144.2% 0.6%
    AMERICAN ADVISORS GROUP $485,000 n/a 0.5%
    West Gate Bank $485,000 n/a 0.5%
    First Federal Bank $475,000 n/a 0.5%
    CENTENNIAL LENDING, LLC $195,000 $470,000 141.0% 0.5%
    Zions Bancorporation, N.A. $165,000 $425,000 157.6% 0.5%
    AMERISAVE MORTGAGE CORPORATION $4,265,000 $420,000 -90.2% 0.5%
    The Federal Savings Bank $1,525,000 $420,000 -72.5% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $290,000 $400,000 37.9% 0.4%
    Barrington Bank & Trust Company, N.A. $165,000 $385,000 133.3% 0.4%
    Colonial Savings, F.A. $370,000 n/a 0.4%
    Bank of England $335,000 n/a 0.4%
    Prosperity Home Mortgage, LLC $315,000 n/a 0.3%
    BECKAM FUNDING CORP. $305,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $305,000 n/a 0.3%
    Citizens Bank $305,000 n/a 0.3%
    Low VA Rates, LLC $755,000 $305,000 -59.6% 0.3%
    EVERETT FINANCIAL, INC. $295,000 n/a 0.3%
    NEWREZ LLC $1,040,000 $290,000 -72.1% 0.3%
    CHEVRON $285,000 n/a 0.3%
    CASTLE & COOKE MORTGAGE, LLC $175,000 $275,000 57.1% 0.3%
    CITYWIDE HOME LOANS, LLC $4,215,000 $265,000 -93.7% 0.3%
    21ST MORTGAGE CORPORATION $145,000 $255,000 75.9% 0.3%
    AMERICAN INTERNET MORTGAGE, INC. $145,000 $255,000 75.9% 0.3%
    Jonah Bank of Wyoming $125,000 $235,000 88.0% 0.3%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $235,000 n/a 0.3%
    Utah Mortgage Loan Corporation $420,000 $225,000 -46.4% 0.2%
    INTERCAP LENDING INC. $1,740,000 $215,000 -87.6% 0.2%
    UNION HOME MORTGAGE CORP. $215,000 n/a 0.2%
    CMG MORTGAGE, INC. $195,000 n/a 0.2%
    ADVANTAGE PLUS $185,000 n/a 0.2%
    Nations Lending Corporation $185,000 $185,000 0.0% 0.2%
    Wyoming Bank & Trust $175,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $170,000 n/a 0.2%
    Deseret First Credit Union $165,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $185,000 $165,000 -10.8% 0.2%
    PHH Mortgage Corporation $165,000 n/a 0.2%
    M&T Bank $280,000 $145,000 -48.2% 0.2%
    VILLAGE CAPITAL MORTGAGE $455,000 $145,000 -68.1% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $800,000 $135,000 -83.1% 0.1%
    Rock Canyon Bank $185,000 $125,000 -32.4% 0.1%
    WYHY $125,000 n/a 0.1%
    Discover Bank $120,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $115,000 n/a 0.1%
    Truist $195,000 $115,000 -41.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $410,000 $105,000 -74.4% 0.1%
    PENTAGON FEDERAL CREDIT UNION $195,000 $95,000 -51.3% 0.1%
    RELIANCE FIRST CAPITAL, LLC $85,000 n/a 0.1%
    Figure Lending LLC $15,000 $65,000 333.3% 0.1%

    Evanston's top lender by overall market share is Glacier Bank, with 13.1% market share. In second place, with 11.1%, is QUICKEN LOANS, LLC, having originated $10,390,000 in loans. In third place, with 7.5%, is Wells Fargo Bank, having originated $6,980,000 in loans. In fourth place, with 7.2%, is MOUNTAIN AMERICA, having originated $6,745,000 in loans. In fifth place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,935,000 in loans.

    Evanston Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Evanston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $188,225 (14.1%) $226,206 (15.9%) 0.00 82
    2018-02-01 $185,000 (9.0%) $221,444 (12.8%) 0.00 83
    2018-03-01 $187,000 (10.1%) $223,284 (11.4%) 0.00 83
    2018-04-01 $189,925 (11.8%) $236,147 (13.4%) 0.00 91
    2018-05-01 $194,900 (7.6%) $241,713 (10.9%) 0.00 94
    2018-06-01 $199,900 (5.7%) $234,736 (7.6%) 0.00 92
    2018-07-01 $199,225 (8.3%) $231,529 (5.3%) 0.00 95
    2018-08-01 $196,475 (9.5%) $224,168 (6.7%) 0.00 87
    2018-09-01 $187,450 (4.7%) $216,406 (-0.3%) 0.00 81
    2018-10-01 $197,425 (16.3%) $227,282 (5.6%) 0.00 85
    2018-11-01 $212,450 (28.0%) $229,284 (8.6%) 0.00 79
    2018-12-01 $204,750 (20.5%) $227,258 (8.8%) 0.00 79
    2019-01-01 $211,225 (12.2%) $221,380 (-2.1%) 0.00 75
    2019-02-01 $197,200 (6.6%) $217,138 (-1.9%) 0.00 71
    2019-03-01 $198,957 (6.4%) $221,284 (-0.9%) 0.00 69
    2019-04-01 $201,657 (6.2%) $227,272 (-3.8%) 0.00 72
    2019-05-01 $190,700 (-2.2%) $223,098 (-7.7%) 0.00 74
    2019-06-01 $189,900 (-5.0%) $254,792 (8.5%) 0.00 81
    2019-07-01 $189,900 (-4.7%) $240,267 (3.8%) 0.00 91
    2019-08-01 $192,300 (-2.1%) $239,858 (7.0%) 0.00 79
    2019-09-01 $196,575 (4.9%) $246,413 (13.9%) 0.00 70
    2019-10-01 $204,950 (3.8%) $258,369 (13.7%) 0.00 64
    2019-11-01 $205,000 (-3.5%) $268,580 (17.1%) 0.00 57
    2019-12-01 $197,500 (-3.5%) $269,540 (18.6%) 0.00 55
    2020-01-01 $195,000 (-7.7%) $274,252 (23.9%) 0.00 51
    2020-02-01 $219,000 (11.1%) $275,023 (26.7%) 0.00 49
    2020-03-01 $198,875 (0.0%) $280,559 (26.8%) 0.00 45
    2020-04-01 $229,450 (13.8%) $290,141 (27.7%) 0.00 51
    2020-05-01 $220,000 (15.4%) $276,935 (24.1%) 0.00 60
    2020-06-01 $217,475 (14.5%) $267,186 (4.9%) 0.00 67
    2020-07-01 $219,950 (15.8%) $243,619 (1.4%) 0.00 61
    2020-08-01 $215,000 (11.8%) $243,994 (1.7%) 0.00 42
    2020-09-01 $229,975 (17.0%) $249,001 (1.1%) 0.00 31
    2020-10-01 $205,000 (0.0%) $235,926 (-8.7%) 0.00 26
    2020-11-01 $207,500 (1.2%) $217,325 (-19.1%) 0.00 30
    2020-12-01 $213,750 (8.2%) $235,264 (-12.7%) 0.00 28
    2021-01-01 $220,000 (12.8%) $247,842 (-9.6%) 0.00 25
    2021-02-01 $225,950 (3.2%) $260,548 (-5.3%) 0.00 28
    2021-03-01 $255,475 (28.5%) $357,850 (27.6%) 0.00 28
    2021-04-01 $254,000 (10.7%) $354,602 (22.2%) 0.00 34
    2021-05-01 $284,500 (29.3%) $381,744 (37.9%) 0.00 34
    2021-06-01 $281,950 (29.7%) $391,872 (46.7%) 0.00 44
    2021-07-01 $314,500 (43.0%) $359,579 (47.6%) 0.00 50
    2021-08-01 $304,500 (41.6%) $369,068 (51.3%) 0.00 54
    2021-09-01 $282,800 (23.0%) $376,991 (51.4%) 0.00 45
    2021-10-01 $274,950 (34.1%) $390,961 (65.7%) 0.00 37
    2021-11-01 $261,738 (26.1%) $392,588 (80.7%) 0.00 34
    2021-12-01 $248,000 (16.0%) $391,597 (66.5%) 0.00 29
    2022-01-01 $269,000 (22.3%) $384,105 (55.0%) 0.00 18
    2022-02-01 $329,125 (45.7%) $457,487 (75.6%) 0.00 23
    2022-03-01 $399,925 (56.5%) $499,236 (39.5%) 0.00 26
    2022-04-01 $454,900 (79.1%) $534,702 (50.8%) 0.00 24
    2022-05-01 $450,000 (58.2%) $494,288 (29.5%) 0.00 39
    2022-06-01 $407,973 (44.7%) $474,521 (21.1%) 0.00 48
    2022-07-01 $409,500 (30.2%) $467,289 (30.0%) 0.00 51
    2022-08-01 $388,225 (27.5%) $449,845 (21.9%) 0.00 51
    2022-09-01 $372,475 (31.7%) $436,666 (15.8%) 0.00 53
    2022-10-01 $375,000 (36.4%) $421,812 (7.9%) 0.00 46
    2022-11-01 $389,050 (48.6%) $428,414 (9.1%) 0.00 45
    2022-12-01 $389,900 (57.2%) $405,709 (3.6%) 0.00 39
    2023-01-01 $354,656 (31.8%) $381,552 (-0.7%) 0.00 40
    2023-02-01 $349,975 (6.3%) $379,063 (-17.1%) 0.00 39
    Evanston's median listing price for 2023-02-01 was $349,975, a difference of $20,850 (6.3%) versus the prior year and $-4,681 versus the prior month.

    Evanston's median listing price comes in at 0% of the national average.

    Evanston's average listing price for 2023-02-01 was $379,063, a difference of $-78,424 (-17.1%) versus the prior year and $-2,489 versus the prior month.

    For the 2023-02-01 period, Evanston had 39 MLS listings, a difference of -1 listings (-3%) versus the prior month and 16 listings (70%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Evanston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,899 sqft
    2018-02-01 0 days 1,878 sqft
    2018-03-01 0 days 1,950 sqft
    2018-04-01 0 days 2,056 sqft
    2018-05-01 0 days 2,059 sqft
    2018-06-01 0 days 2,043 sqft
    2018-07-01 0 days 2,078 sqft
    2018-08-01 0 days 2,099 sqft
    2018-09-01 0 days 2,114 sqft
    2018-10-01 0 days 2,064 sqft
    2018-11-01 0 days 2,121 sqft
    2018-12-01 0 days 2,080 sqft
    2019-01-01 0 days 2,079 sqft
    2019-02-01 0 days 2,048 sqft
    2019-03-01 0 days 2,000 sqft
    2019-04-01 0 days 2,064 sqft
    2019-05-01 0 days 2,030 sqft
    2019-06-01 0 days 1,810 sqft
    2019-07-01 0 days 1,872 sqft
    2019-08-01 0 days 1,862 sqft
    2019-09-01 0 days 1,848 sqft
    2019-10-01 0 days 1,870 sqft
    2019-11-01 0 days 1,886 sqft
    2019-12-01 0 days 1,900 sqft
    2020-01-01 0 days 1,857 sqft
    2020-02-01 0 days 1,842 sqft
    2020-03-01 0 days 1,842 sqft
    2020-04-01 0 days 2,085 sqft
    2020-05-01 0 days 1,876 sqft
    2020-06-01 0 days 2,004 sqft
    2020-07-01 0 days 2,039 sqft
    2020-08-01 0 days 1,728 sqft
    2020-09-01 0 days 1,855 sqft
    2020-10-01 0 days 1,854 sqft
    2020-11-01 0 days 1,743 sqft
    2020-12-01 0 days 1,767 sqft
    2021-01-01 0 days 1,747 sqft
    2021-02-01 0 days 1,754 sqft
    2021-03-01 0 days 1,854 sqft
    2021-04-01 0 days 1,938 sqft
    2021-05-01 0 days 1,976 sqft
    2021-06-01 0 days 2,278 sqft
    2021-07-01 0 days 2,219 sqft
    2021-08-01 0 days 2,215 sqft
    2021-09-01 0 days 2,117 sqft
    2021-10-01 0 days 2,087 sqft
    2021-11-01 0 days 2,101 sqft
    2021-12-01 0 days 1,972 sqft
    2022-01-01 0 days 2,087 sqft
    2022-02-01 0 days 2,098 sqft
    2022-03-01 0 days 2,440 sqft
    2022-04-01 0 days 2,495 sqft
    2022-05-01 0 days 2,392 sqft
    2022-06-01 0 days 2,286 sqft
    2022-07-01 0 days 2,224 sqft
    2022-08-01 0 days 2,235 sqft
    2022-09-01 0 days 2,237 sqft
    2022-10-01 0 days 2,204 sqft
    2022-11-01 0 days 2,221 sqft
    2022-12-01 0 days 2,133 sqft
    2023-01-01 0 days 2,112 sqft
    2023-02-01 0 days 2,112 sqft
    Evanston's median listing age (time on market) for 2023-02-01 was 0 days.

    Evanston's median square footage for active listings during the 2023-02-01 period was 2,112 sqft. One year prior, the average listing was 2,098 sqft.

    Evanston, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 192 $54,460,000 $283,646
    Cash Out Refi 107 $23,055,000 $215,467
    Refi 58 $11,430,000 $197,069
    Other 25 $2,715,000 $108,600
    Home Improvement 17 $1,575,000 $92,647

    Evanston's most frequently cited loan purpose was Home Purchase, with 192 originations. The 2nd most popular reason was Cash Out Refi, with 107 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 103 $23,635,000 $229,466
    4-5% 94 $23,160,000 $246,383
    3-4% 88 $21,730,000 $246,932
    6-7% 41 $12,885,000 $314,268
    2.5-3% 37 $7,495,000 $202,568
    Over 8% 17 $1,265,000 $74,412
    <2.5% 10 $1,480,000 $148,000
    7-8% 8 $1,580,000 $197,500

    During 2022, Evanston's most frequently originated rate bucket was 5-6%, with 103 originations.

    Loan Sizing (Evanston, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 176 $49,140,000 $279,205
    $100k-200k 127 $19,175,000 $150,984
    $100,000 or less 62 $3,350,000 $54,032
    $400k-600k 30 $13,930,000 $464,333
    $600k-1000k 2 $1,370,000 $685,000
    $Over $1MM 2 $6,270,000 $3,135,000

    Evanston's loan sizing saw the bucket of loans from $200k-400k with 176 originations, totaling $49,140,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 163 $43,285,000 $265,552
    60-80% 114 $27,780,000 $243,684
    40-60% 53 $15,925,000 $300,472
    Under 20% 32 $1,310,000 $40,938
    20-40% 29 $2,885,000 $99,483
    Over 100% 6 $1,740,000 $290,000

    Evanston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 163 originations, totaling $43,285,000 in origination value.