Evanston Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Evanston averaged 7.07% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.72% and one month ago for the week of 2025-04-17, the average rate was 6.84%.

    Evanston's average rate one year ago was 6.93%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.16%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Evanston 30 Year Fixed Rate 2025-05-22 7.07%
    Evanston 30 Year Fixed Rate Refi 2025-05-22 7.16%
    Evanston 15 Year Fixed Rate 2025-05-22 5.81%
    Evanston 15 Year Fixed Rate Refi 2025-05-22 6.11%
    Evanston 30 Year FHA 2025-05-22 6.71%
    Evanston 30 Year FHA Refi 2025-05-22 6.61%
    Evanston 30 Year USDA 2025-05-22 6.33%
    Evanston 30 Year USDA Refi 2025-05-22 6.53%
    Evanston 30 Year VA 2025-05-22 6.72%
    Evanston 30 Year VA Refi 2025-05-22 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Evanston, WY.

    Evanston Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Evanston, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 24 6.73% $7,799
    Glacier Bank 15 7.17% $5,948
    QUICKEN LOANS, LLC 14 6.77% $7,728
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 6.54% $6,827
    U.S. Bank 8 6.44% $5,734
    GUILD MORTGAGE COMPANY 7 6.30% $6,308
    PLAZA HOME MORTGAGE, INC. 3 6.63% $8,512
    Flanagan State Bank 3 7.58% $4,856
    MUTUAL OF OMAHA MORTGAGE, INC. 3 7.08% $5,950
    INTERCAP LENDING INC. 2 7.25% $4,185
    Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $8,848
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $8,789
    The Federal Savings Bank 1 7.00% $2,967
    The Loan Store, Inc. 1 7.63% $7,202
    TRIAD FINANCIAL SERVICES, INC. 1 9.25% $6,575
    UNION HOME MORTGAGE CORP. 1 5.88% $5,171
    Wells Fargo Bank 1 6.88% $3,614
    BMO Harris Bank 1 6.75% $3,681
    West Gate Bank 1 6.00% $4,777
    CANOPY MORTGAGE, LLC 1 6.63% $4,934
    Connexus Credit Union 1 6.49% $2,070
    CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $9,919
    FIRST COLONY MORTGAGE CORPORATION 1 7.00% $5,406
    GUARANTEED RATE AFFINITY, LLC 1 6.08% $585
    LOANDEPOT.COM, LLC 1 7.63% $6,284
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $3,940
    Plains Commerce Bank 1 7.13% $6,821
    PNC Bank 1 6.38% $2,814
    S1L, Inc. 1 6.63% $6,263

    Evanston Average Closing Costs & Other Stats

    Evanston, WY's 29 lenders originated 351 loans during 2024. The total origination value was $80,735,000, with an average loan value of $230,014.

    Evanston's average closing costs are $5,658.

    The top Evanston lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 24 loans originated. Their average total fees are $7,799, which is $1,851 higher than the next largest lender, Glacier Bank.

    The lowest fee Evanston lenders (with over 10 loans originated) are Glacier Bank ($5,948), QUICKEN LOANS, LLC ($7,728), UNITED WHOLESALE MORTGAGE, LLC ($7,799), .

    The lowest rate Evanston lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.73%), QUICKEN LOANS, LLC (6.77%), Glacier Bank (7.17%), .

    Evanston, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $7,955,000 $13,945,000 75.3% 17.3%
    Glacier Bank $10,070,000 $11,345,000 12.7% 14.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,165,000 $10,160,000 96.7% 12.6%
    QUICKEN LOANS, LLC $5,205,000 $6,240,000 19.9% 7.7%
    U.S. Bank $5,180,000 $5,580,000 7.7% 6.9%
    MOUNTAIN AMERICA $1,035,000 $3,890,000 275.8% 4.8%
    GUILD MORTGAGE COMPANY $620,000 $3,765,000 507.3% 4.7%
    PLAZA HOME MORTGAGE, INC. $2,135,000 n/a 2.6%
    Flanagan State Bank $1,235,000 $1,190,000 -3.6% 1.5%
    LAKEVIEW LOAN SERVICING, LLC $295,000 $1,160,000 293.2% 1.4%
    PENNYMAC LOAN SERVICES, LLC $480,000 $1,090,000 127.1% 1.4%
    VILLAGE CAPITAL MORTGAGE $990,000 n/a 1.2%
    SECURITYNATIONAL MORTGAGE COMPANY $320,000 $950,000 196.9% 1.2%
    INTERCAP LENDING INC. $1,190,000 $940,000 -21.0% 1.2%
    LOANDEPOT.COM, LLC $430,000 $910,000 111.6% 1.1%
    BMO Harris Bank $645,000 $865,000 34.1% 1.1%
    UNION HOME MORTGAGE CORP. $420,000 $780,000 85.7% 1.0%
    WYHY $405,000 $760,000 87.7% 0.9%
    VAN DYK MORTGAGE CORPORATION $2,460,000 $740,000 -69.9% 0.9%
    MUTUAL OF OMAHA MORTGAGE, INC. $465,000 $670,000 44.1% 0.8%
    NEWREZ LLC $345,000 $665,000 92.8% 0.8%
    FREEDOM MORTGAGE CORPORATION $205,000 $630,000 207.3% 0.8%
    TRIAD FINANCIAL SERVICES, INC. $625,000 n/a 0.8%
    AMERISAVE MORTGAGE CORPORATION $600,000 n/a 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $145,000 $535,000 269.0% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $265,000 $495,000 86.8% 0.6%
    S1L, Inc. $475,000 n/a 0.6%
    Barrington Bank & Trust Company, N.A. $540,000 $455,000 -15.7% 0.6%
    Ally Bank $445,000 n/a 0.6%
    PNC Bank $35,000 $425,000 1,114.3% 0.5%
    Flagstar Bank, FSB $415,000 n/a 0.5%
    FIRST COLONY MORTGAGE CORPORATION $365,000 n/a 0.5%
    The Loan Store, Inc. $365,000 n/a 0.5%
    Paramount Residential Mortgage Group, Inc. $335,000 n/a 0.4%
    Carrington Mortgage Services, LLC $315,000 n/a 0.4%
    Hilltop National Bank $305,000 n/a 0.4%
    GUARANTEED RATE AFFINITY, LLC $720,000 $295,000 -59.0% 0.4%
    Connexus Credit Union $255,000 n/a 0.3%
    West Gate Bank $255,000 n/a 0.3%
    Discover Bank $190,000 $245,000 28.9% 0.3%
    MOVEMENT MORTGAGE, LLC $225,000 n/a 0.3%
    Wells Fargo Bank $2,045,000 $225,000 -89.0% 0.3%
    CANOPY MORTGAGE, LLC $205,000 n/a 0.3%
    Figure Lending LLC $45,000 $190,000 322.2% 0.2%
    Meridian Trust Federal Credit Union $190,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $155,000 n/a 0.2%
    Plains Commerce Bank $145,000 n/a 0.2%
    The Federal Savings Bank $125,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $2,940,000 $115,000 -96.1% 0.1%
    UTAH FIRST $105,000 n/a 0.1%
    Utah Power $320,000 $95,000 -70.3% 0.1%
    Bank of America $155,000 $55,000 -64.5% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.1%
    RESIDENTIAL BANCORP $55,000 n/a 0.1%
    Coastal Community Bank $105,000 $50,000 -52.4% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $35,000 n/a 0.0%

    Evanston's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 17.3% market share. In second place, with 14.1%, is Glacier Bank, having originated $11,345,000 in loans. In third place, with 12.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $10,160,000 in loans. In fourth place, with 7.7%, is QUICKEN LOANS, LLC, having originated $6,240,000 in loans. In fifth place, with 6.9%, is U.S. Bank, having originated $5,580,000 in loans.

    Evanston Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Evanston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $209,900 (10.5%) $250,118 (-0.1%) 0.00 129
    2018-02-01 $199,450 (2.7%) $249,070 (-4.0%) 0.00 126
    2018-03-01 $212,400 (3.9%) $260,853 (-1.4%) 0.00 124
    2018-04-01 $223,650 (-4.8%) $278,161 (6.2%) 0.00 137
    2018-05-01 $242,000 (0.5%) $293,676 (4.9%) 0.00 145
    2018-06-01 $246,750 (5.9%) $294,447 (8.9%) 0.00 154
    2018-07-01 $249,900 (10.1%) $299,368 (9.0%) 0.00 171
    2018-08-01 $236,475 (7.5%) $291,541 (6.2%) 0.00 163
    2018-09-01 $230,000 (2.3%) $285,902 (3.6%) 0.00 158
    2018-10-01 $252,975 (9.9%) $288,622 (4.6%) 0.00 170
    2018-11-01 $259,900 (33.6%) $298,924 (12.3%) 0.00 157
    2018-12-01 $259,000 (36.4%) $296,814 (20.9%) 0.00 140
    2019-01-01 $249,900 (19.1%) $300,897 (20.3%) 0.00 124
    2019-02-01 $249,900 (25.3%) $306,209 (22.9%) 0.00 123
    2019-03-01 $254,214 (19.7%) $319,374 (22.4%) 0.00 126
    2019-04-01 $259,900 (16.2%) $340,201 (22.3%) 0.00 133
    2019-05-01 $259,450 (7.2%) $340,404 (15.9%) 0.00 138
    2019-06-01 $262,450 (6.4%) $360,649 (22.5%) 0.00 151
    2019-07-01 $264,900 (6.0%) $369,722 (23.5%) 0.00 172
    2019-08-01 $272,627 (15.3%) $376,216 (29.0%) 0.00 169
    2019-09-01 $276,718 (20.3%) $381,334 (33.4%) 0.00 162
    2019-10-01 $284,900 (12.6%) $381,475 (32.2%) 0.00 152
    2019-11-01 $289,900 (11.5%) $369,421 (23.6%) 0.00 131
    2019-12-01 $279,900 (8.1%) $358,527 (20.8%) 0.00 122
    2020-01-01 $276,925 (10.8%) $359,675 (19.5%) 0.00 112
    2020-02-01 $279,900 (12.0%) $366,952 (19.8%) 0.00 108
    2020-03-01 $292,450 (15.0%) $382,453 (19.8%) 0.00 104
    2020-04-01 $299,600 (15.3%) $377,661 (11.0%) 0.00 122
    2020-05-01 $299,200 (15.3%) $372,751 (9.5%) 0.00 130
    2020-06-01 $299,500 (14.1%) $366,803 (1.7%) 0.00 119
    2020-07-01 $281,150 (6.1%) $354,151 (-4.2%) 0.00 102
    2020-08-01 $307,450 (12.8%) $370,032 (-1.6%) 0.00 73
    2020-09-01 $344,000 (24.3%) $446,105 (17.0%) 0.00 59
    2020-10-01 $312,450 (9.7%) $516,633 (35.4%) 0.00 53
    2020-11-01 $299,225 (3.2%) $502,274 (36.0%) 0.00 50
    2020-12-01 $285,500 (2.0%) $500,382 (39.6%) 0.00 44
    2021-01-01 $297,450 (7.4%) $496,673 (38.1%) 0.00 39
    2021-02-01 $338,900 (21.1%) $506,538 (38.0%) 0.00 47
    2021-03-01 $328,400 (12.3%) $550,090 (43.8%) 0.00 44
    2021-04-01 $309,725 (3.4%) $450,627 (19.3%) 0.00 48
    2021-05-01 $359,900 (20.3%) $503,628 (35.1%) 0.00 57
    2021-06-01 $386,000 (28.9%) $546,847 (49.1%) 0.00 76
    2021-07-01 $369,900 (31.6%) $640,004 (80.7%) 0.00 80
    2021-08-01 $389,750 (26.8%) $676,423 (82.8%) 0.00 85
    2021-09-01 $395,950 (15.1%) $695,792 (56.0%) 0.00 78
    2021-10-01 $399,900 (28.0%) $731,157 (41.5%) 0.00 66
    2021-11-01 $447,450 (49.5%) $711,378 (41.6%) 0.00 61
    2021-12-01 $482,175 (68.9%) $757,462 (51.4%) 0.00 50
    2022-01-01 $539,900 (81.5%) $882,263 (77.6%) 0.00 34
    2022-02-01 $627,450 (85.1%) $856,870 (69.2%) 0.00 47
    2022-03-01 $669,700 (103.9%) $831,999 (51.3%) 0.00 55
    2022-04-01 $732,000 (136.3%) $860,195 (90.9%) 0.00 67
    2022-05-01 $686,000 (90.6%) $756,790 (50.3%) 0.00 86
    2022-06-01 $649,900 (68.4%) $710,245 (29.9%) 0.00 119
    2022-07-01 $575,000 (55.5%) $697,806 (9.0%) 0.00 134
    2022-08-01 $506,250 (29.9%) $645,356 (-4.6%) 0.00 128
    2022-09-01 $575,000 (45.2%) $668,369 (-3.9%) 0.00 136
    2022-10-01 $517,500 (29.4%) $627,024 (-14.2%) 0.00 131
    2022-11-01 $498,488 (11.4%) $614,211 (-13.7%) 0.00 120
    2022-12-01 $499,900 (3.7%) $618,486 (-18.4%) 0.00 105
    2023-01-01 $507,225 (-6.1%) $601,571 (-31.8%) 0.00 99
    2023-02-01 $494,651 (-21.2%) $587,962 (-31.4%) 0.00 92
    2023-03-01 $532,000 (-20.6%) $594,876 (-28.5%) 0.00 85
    2023-04-01 $539,450 (-26.3%) $686,719 (-20.2%) 0.00 97
    2023-05-01 $595,500 (-13.2%) $700,688 (-7.4%) 0.00 111
    2023-06-01 $550,000 (-15.4%) $712,086 (0.3%) 0.00 129
    2023-07-01 $545,000 (-5.2%) $700,756 (0.4%) 0.00 151
    2023-08-01 $546,750 (8.0%) $703,886 (9.1%) 0.00 158
    2023-09-01 $520,000 (-9.6%) $696,488 (4.2%) 0.00 154
    2023-10-01 $527,000 (1.8%) $684,832 (9.2%) 0.00 160
    2023-11-01 $528,000 (5.9%) $716,830 (16.7%) 0.00 160
    2023-12-01 $540,000 (8.0%) $736,509 (19.1%) 0.00 136
    2024-01-01 $535,565 (5.6%) $769,068 (27.8%) 0.00 102
    2024-02-01 $554,650 (12.1%) $760,846 (29.4%) 0.00 98
    2024-03-01 $573,050 (7.7%) $729,428 (22.6%) 0.00 106
    2024-04-01 $579,000 (7.3%) $714,068 (4.0%) 0.00 122
    2024-05-01 $599,925 (0.7%) $717,662 (2.4%) 0.00 135
    2024-06-01 $629,900 (14.5%) $716,281 (0.6%) 0.00 153
    2024-07-01 $631,400 (15.9%) $749,580 (7.0%) 0.00 159
    2024-08-01 $635,700 (16.3%) $788,841 (12.1%) 0.00 172
    2024-09-01 $612,225 (17.7%) $775,301 (11.3%) 0.00 178
    2024-10-01 $624,450 (18.5%) $772,717 (12.8%) 0.00 168
    2024-11-01 $624,450 (18.3%) $778,036 (8.5%) 0.00 162
    2024-12-01 $639,450 (18.4%) $780,754 (6.0%) 0.00 148
    2025-01-01 $637,400 (19.0%) $797,216 (3.7%) 0.00 129
    2025-02-01 $602,450 (8.6%) $773,285 (1.6%) 0.00 133
    2025-03-01 $569,900 (-0.6%) $721,568 (-1.1%) 0.00 147
    2025-04-01 $554,500 (-4.2%) $709,695 (-0.6%) 0.00 171
    Evanston's median listing price for 2025-04-01 was $554,500, a difference of $-24,500 (-4.2%) versus the prior year and $-15,400 versus the prior month.

    Evanston's median listing price comes in at 0% of the national average.

    Evanston's average listing price for 2025-04-01 was $709,695, a difference of $-4,373 (-0.6%) versus the prior year and $-11,873 versus the prior month.

    For the 2025-04-01 period, Evanston had 171 MLS listings, a difference of 24 listings (16%) versus the prior month and 49 listings (40%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Evanston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,016 sqft
    2018-02-01 0 days 1,943 sqft
    2018-03-01 0 days 2,112 sqft
    2018-04-01 0 days 2,200 sqft
    2018-05-01 0 days 2,200 sqft
    2018-06-01 0 days 2,114 sqft
    2018-07-01 0 days 2,119 sqft
    2018-08-01 0 days 2,122 sqft
    2018-09-01 0 days 2,150 sqft
    2018-10-01 0 days 2,054 sqft
    2018-11-01 0 days 2,060 sqft
    2018-12-01 0 days 2,080 sqft
    2019-01-01 0 days 2,079 sqft
    2019-02-01 0 days 2,078 sqft
    2019-03-01 0 days 2,120 sqft
    2019-04-01 0 days 2,170 sqft
    2019-05-01 0 days 2,146 sqft
    2019-06-01 0 days 2,144 sqft
    2019-07-01 0 days 2,178 sqft
    2019-08-01 0 days 2,123 sqft
    2019-09-01 0 days 2,115 sqft
    2019-10-01 0 days 2,176 sqft
    2019-11-01 0 days 2,212 sqft
    2019-12-01 0 days 2,106 sqft
    2020-01-01 0 days 2,084 sqft
    2020-02-01 0 days 2,112 sqft
    2020-03-01 0 days 2,223 sqft
    2020-04-01 0 days 2,354 sqft
    2020-05-01 0 days 2,302 sqft
    2020-06-01 0 days 2,364 sqft
    2020-07-01 0 days 2,407 sqft
    2020-08-01 0 days 2,416 sqft
    2020-09-01 0 days 2,493 sqft
    2020-10-01 0 days 2,401 sqft
    2020-11-01 0 days 1,982 sqft
    2020-12-01 0 days 1,885 sqft
    2021-01-01 0 days 1,984 sqft
    2021-02-01 0 days 2,083 sqft
    2021-03-01 0 days 2,154 sqft
    2021-04-01 0 days 2,132 sqft
    2021-05-01 0 days 2,361 sqft
    2021-06-01 0 days 2,402 sqft
    2021-07-01 0 days 2,381 sqft
    2021-08-01 0 days 2,290 sqft
    2021-09-01 0 days 2,241 sqft
    2021-10-01 0 days 2,202 sqft
    2021-11-01 0 days 2,226 sqft
    2021-12-01 0 days 2,264 sqft
    2022-01-01 0 days 2,532 sqft
    2022-02-01 0 days 2,314 sqft
    2022-03-01 0 days 2,507 sqft
    2022-04-01 0 days 2,495 sqft
    2022-05-01 0 days 2,464 sqft
    2022-06-01 0 days 2,528 sqft
    2022-07-01 0 days 2,495 sqft
    2022-08-01 0 days 2,439 sqft
    2022-09-01 0 days 2,428 sqft
    2022-10-01 0 days 2,348 sqft
    2022-11-01 0 days 2,400 sqft
    2022-12-01 0 days 2,336 sqft
    2023-01-01 0 days 2,178 sqft
    2023-02-01 0 days 2,195 sqft
    2023-03-01 0 days 2,367 sqft
    2023-04-01 0 days 2,424 sqft
    2023-05-01 0 days 2,519 sqft
    2023-06-01 0 days 2,479 sqft
    2023-07-01 0 days 2,168 sqft
    2023-08-01 0 days 2,075 sqft
    2023-09-01 0 days 2,075 sqft
    2023-10-01 0 days 2,054 sqft
    2023-11-01 0 days 2,074 sqft
    2023-12-01 0 days 2,038 sqft
    2024-01-01 0 days 2,184 sqft
    2024-02-01 0 days 2,399 sqft
    2024-03-01 0 days 2,386 sqft
    2024-04-01 0 days 2,128 sqft
    2024-05-01 0 days 2,169 sqft
    2024-06-01 0 days 2,201 sqft
    2024-07-01 0 days 2,393 sqft
    2024-08-01 0 days 2,393 sqft
    2024-09-01 0 days 2,479 sqft
    2024-10-01 0 days 2,465 sqft
    2024-11-01 0 days 2,415 sqft
    2024-12-01 0 days 2,448 sqft
    2025-01-01 0 days 2,448 sqft
    2025-02-01 0 days 2,393 sqft
    2025-03-01 0 days 2,310 sqft
    2025-04-01 0 days 2,336 sqft
    Evanston's median listing age (time on market) for 2025-04-01 was 0 days.

    Evanston's median square footage for active listings during the 2025-04-01 period was 2,336 sqft. One year prior, the average listing was 2,128 sqft.

    Evanston, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 201 $54,675,000 $272,015
    Cash Out Refi 60 $14,200,000 $236,667
    Other 42 $3,170,000 $75,476
    Home Improvement 26 $1,990,000 $76,538
    Refi 22 $6,700,000 $304,545

    Evanston's most frequently cited loan purpose was Home Purchase, with 201 originations. The 2nd most popular reason was Cash Out Refi, with 60 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 145 $42,125,000 $290,517
    Over 8% 74 $7,620,000 $102,973
    5-6% 53 $17,145,000 $323,491
    7-8% 53 $11,685,000 $220,472
    <2.5% 17 $185,000 $10,882
    4-5% 4 $1,050,000 $262,500
    3-4% 2 $590,000 $295,000

    During 2024, Evanston's most frequently originated rate bucket was 6-7%, with 145 originations.

    Loan Sizing (Evanston, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 150 $43,020,000 $286,800
    $100,000 or less 96 $4,290,000 $44,688
    $100k-200k 62 $9,240,000 $149,032
    $400k-600k 37 $16,895,000 $456,622
    $600k-1000k 5 $3,715,000 $743,000
    $Over $1MM 1 $3,575,000 $3,575,000

    Evanston's loan sizing saw the bucket of loans from $200k-400k with 150 originations, totaling $43,020,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 152 $46,180,000 $303,816
    Under 20% 76 $3,170,000 $41,711
    60-80% 56 $15,580,000 $278,214
    40-60% 29 $9,065,000 $312,586
    20-40% 25 $2,575,000 $103,000
    Over 100% 5 $1,835,000 $367,000

    Evanston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 152 originations, totaling $46,180,000 in origination value.