Deseret First Credit Union Mortgage Rates, Fees & Info
West Valley City, UTLEI: 254900FFZUXK3B729T97
Tax ID: 87-0229235
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Deseret First Credit Union is a smaller credit union specializing in Home Improvement and Cash Out Refi loans. Deseret First Credit Union has a high proportion of conventional loans. Their top markets include Salt Lake City, Provo, Ogden, St. George, and Logan among others. Deseret First Credit Union has an average approval rate for mortages when compared nationally. They have an above average pick rate when compared to the same sample of other lendors. Deseret First Credit Union is typically an average fee lendor.Originations
1,240Origination Dollar Volume (All Markets)
$207,320,000Relative Rate
Deseret First Credit Union's average 30 year fixed rate mortgage of loans were
3.67%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.52%.
Relative Fees
Deseret First Credit Union's average total fees for a 30 year fixed rate
mortgage are $5,031.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
SALT LAKE CITY, UT (FHA|USDA|VA) | 444 | $70,600,000 | $159,009 | $4,647 | 4.26% |
PROVO-OREM, UT (FHA|USDA|VA) | 319 | $52,345,000 | $164,091 | $4,783 | 4.31% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 223 | $34,375,000 | $154,148 | $4,361 | 4.01% |
ST. GEORGE, UT (FHA|USDA|VA) | 70 | $13,470,000 | $192,429 | $4,352 | 4.16% |
LOGAN, UT-ID (FHA|USDA|VA) | 58 | $7,560,000 | $130,345 | $3,562 | 4.05% |
Outside of Metro Areas | 27 | $5,175,000 | $191,667 | $3,468 | 3.59% |
Heber, UT (FHA|USDA|VA) | 19 | $5,165,000 | $271,842 | $5,710 | 3.95% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $4,720 | 3.63% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $1,355,000 | $1,355,000 | $32,066 | 4.38% |
BOISE CITY, ID (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $4,517 | 3.79% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $5,910 | 3.80% |
IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $6,035 | 3.79% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,440 | 3.63% |
Jackson, WY-ID (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,761 | 3.13% |
Kalispell, MT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $8,797 | 3.88% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,052 | 2.81% |
Rexburg, ID (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,129 | 2.50% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,649 | 4.74% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,038 | 2.77% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,555 | 3.13% |
TWIN FALLS, ID (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,863 | 2.87% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,933 | 2.75% |
Cedar City, UT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,049 | 2.81% |
FARMINGTON, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,999 | 3.38% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,722 | 2.50% |
RICHMOND, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,486 | 2.75% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,841 | 2.75% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,419 | 3.49% |
POCATELLO, ID (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,808 | 2.50% |
KNOXVILLE, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,313 | 3.38% |
Vernal, UT (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,361 | 4.28% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,405 | 3.13% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,953 | 2.88% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,413 | 3.56% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,770 | 3.13% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,913 | 3.00% |
Burley, ID (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,044 | 2.93% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,740 | 3.63% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,793 | 4.13% |
WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,133 | 3.13% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
Garden City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,540 | 4.13% |
MODESTO, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.50% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,080 | 3.38% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,100 | 2.13% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,058 | 3.63% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
Blackfoot, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,379 | 2.25% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,559 | 2.99% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.25% |
COLUMBIA, MO (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 3.74% |
Deseret First Credit Union's top markets include Salt Lake City, Provo, Ogden, St. George, and Logan among others.
Product Mix
Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Conventional | 1,240 | $207,320,000 | $167,194 | $4,603 | 4.14% |
For the 2021 period, Deseret First Credit Union's most frequently originated loan type of loans were Conventional, with 1,240 originations.
Loan Reason
Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Home Improvement | 646 | $75,640,000 | $117,090 | $0 | 4.56% |
Refi | 171 | $34,735,000 | $203,129 | $3,956 | 2.90% |
Cash Out Refi | 165 | $47,895,000 | $290,273 | $4,762 | 3.31% |
Other | 138 | $15,370,000 | $111,377 | $0 | 4.72% |
Home Purchase | 120 | $33,680,000 | $280,667 | $5,574 | 4.08% |
For the 2021, Deseret First Credit Union's most frequently cited loan purpose of loans were Home Improvement, with 646 originations. The 2nd most popular reason of loans were Refi, with 171 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
10 Year | 765 | $90,755,000 | $118,634 | $3,047 | 4.51% |
30 Year | 333 | $93,955,000 | $282,147 | $5,031 | 3.67% |
15 Year | 106 | $14,440,000 | $136,226 | $3,408 | 3.21% |
20 Year | 14 | $3,570,000 | $255,000 | $4,274 | 2.86% |
Other | 11 | $2,965,000 | $269,545 | $4,382 | 2.78% |
5 Year | 9 | $295,000 | $32,778 | $0 | 4.05% |
30+ year | 2 | $1,340,000 | $670,000 | $8,119 | 4.13% |
For the 2021, Deseret First Credit Union's most frequently cited loan length of loans were 10 Year, with 765 originations. The 2nd most popular length of loans were 30 Year, with 333 originations.
Origination Fees
Origination Fee | Originations | Total Value | Average Loan |
---|---|---|---|
$<1k | 215 | $31,865,000 | $148,209 |
$3k-4k | 127 | $39,595,000 | $311,772 |
$2k-3k | 93 | $20,545,000 | $220,914 |
$1k-2k | 86 | $13,090,000 | $152,209 |
$5k+ | 30 | $17,260,000 | $575,333 |
$5,031 of loans were Deseret First Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 215 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 502 | $82,270,000 | $163,884 |
4-5% | 245 | $38,685,000 | $157,898 |
5-6% | 166 | $19,340,000 | $116,506 |
2.5-3% | 151 | $41,865,000 | $277,252 |
<2.5% | 80 | $13,560,000 | $169,500 |
6-7% | 73 | $9,505,000 | $130,205 |
7-8% | 12 | $830,000 | $69,167 |
Over 8% | 9 | $625,000 | $69,444 |
During 2021, Deseret First Credit Union's average interest rate of loans were 3.67%, while their most frequently originated rate bucket of loans were 3-4%, with 502 originations.
Loan Sizing
Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$100,000 or less | 475 | $27,995,000 | $58,937 | $2,316 | 4.60% |
$100k-200k | 392 | $52,940,000 | $135,051 | $3,376 | 4.06% |
$200k-400k | 290 | $79,760,000 | $275,034 | $4,743 | 3.64% |
$400k-600k | 59 | $28,235,000 | $478,559 | $6,409 | 3.48% |
$600k-1MM | 20 | $14,020,000 | $701,000 | $9,946 | 3.73% |
$1MM+ | 4 | $4,370,000 | $1,092,500 | $32,066 | 4.52% |
2021 saw Deseret First Credit Union place emphasis on $100,000 or less loans with 475 originations, totaling $27,995,000 in origination value.
Applicant Income
Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$100k-150k | 384 | $57,810,000 | $150,547 | $4,567 | 4.24% |
$150k-250k | 244 | $46,740,000 | $191,557 | $6,840 | 4.53% |
$75k-100k | 239 | $38,905,000 | $162,782 | $4,555 | 3.85% |
$50k-75k | 173 | $23,595,000 | $136,387 | $3,931 | 3.68% |
$250k+ | 109 | $28,965,000 | $265,734 | $6,180 | 4.57% |
$50k or less | 90 | $10,990,000 | $122,111 | $3,048 | 3.79% |
Deseret First Credit Union lent most frequently to those with incomes in the $100k-150k range, with 384 originations. The second most popular income band? $150k-250k, with 244 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-30% | 301 | $48,065,000 | $159,684 | $4,462 | 3.89% |
30-36% | 258 | $40,760,000 | $157,984 | $4,630 | 4.30% |
<20% | 179 | $29,095,000 | $162,542 | $4,098 | 3.80% |
44% | 55 | $12,325,000 | $224,091 | $5,635 | 4.31% |
40% | 54 | $8,460,000 | $156,667 | $4,784 | 4.53% |
41% | 52 | $7,700,000 | $148,077 | $3,847 | 4.41% |
42% | 49 | $8,275,000 | $168,878 | $5,124 | 4.41% |
38% | 49 | $8,315,000 | $169,694 | $5,822 | 4.29% |
39% | 46 | $7,720,000 | $167,826 | $5,311 | 4.40% |
36% | 45 | $8,755,000 | $194,556 | $4,413 | 4.06% |
37% | 44 | $7,680,000 | $174,545 | $4,971 | 4.27% |
43% | 34 | $5,850,000 | $172,059 | $5,820 | 4.53% |
45% | 30 | $4,290,000 | $143,000 | $4,671 | 4.58% |
>60% | 14 | $3,640,000 | $260,000 | $8,149 | 4.01% |
46% | 12 | $2,550,000 | $212,500 | $4,583 | 3.67% |
50-60% | 10 | $2,130,000 | $213,000 | $3,215 | 4.12% |
47% | 4 | $870,000 | $217,500 | $3,625 | 3.40% |
48% | 1 | $95,000 | $95,000 | $3,228 | 2.88% |
49% | 1 | $225,000 | $225,000 | $6,045 | 3.38% |
Deseret First Credit Union lent most frequently to those with DTI ratios of 20-30%, with 301 originations. The next most common DTI ratio? 30-36%, with 258 originations.
Ethnicity Mix
Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
White | 1,031 | $177,095,000 | $171,770 | $4,588 | 4.04% |
Not provided | 181 | $26,185,000 | $144,669 | $4,755 | 4.67% |
Native Hawaiian | 14 | $1,770,000 | $126,429 | $4,446 | 4.53% |
Black | 7 | $915,000 | $130,714 | $4,471 | 4.21% |
Asian | 3 | $755,000 | $251,667 | $5,923 | 4.48% |
Not applicable | 1 | $315,000 | $315,000 | $5,192 | 3.99% |
American Indian | 3 | $285,000 | $95,000 | $0 | 4.08% |
Approval Rates
Total approvals of all applications85.17%
Deseret First Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination95.08%
Deseret First Credit Union has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
0.0 | 3 | $175,000 | $58,333 |
1011.0 | 4 | $1,220,000 | $305,000 |
1024.0 | 1 | $75,000 | $75,000 |
1035.0 | 1 | $305,000 | $305,000 |
1045.0 | 2 | $420,000 | $210,000 |
1071.0 | 1 | $305,000 | $305,000 |
1083.0 | 1 | $325,000 | $325,000 |
1092.0 | 1 | $175,000 | $175,000 |
1100.0 | 1 | $255,000 | $255,000 |
1107.0 | 2 | $600,000 | $300,000 |
1116.0 | 1 | $55,000 | $55,000 |
1135.0 | 1 | $105,000 | $105,000 |
1193.0 | 1 | $385,000 | $385,000 |
1195.0 | 1 | $375,000 | $375,000 |
1227.0 | 1 | $65,000 | $65,000 |
1240.0 | 1 | $205,000 | $205,000 |
1252.0 | 2 | $810,000 | $405,000 |
1265.0 | 1 | $405,000 | $405,000 |
1276.0 | 1 | $415,000 | $415,000 |
1285.0 | 1 | $115,000 | $115,000 |
1300.0 | 1 | $425,000 | $425,000 |
1345.0 | 1 | $285,000 | $285,000 |
1359.0 | 1 | $265,000 | $265,000 |
1382.0 | 1 | $455,000 | $455,000 |
1397.0 | 1 | $465,000 | $465,000 |
1427.5 | 1 | $95,000 | $95,000 |
1445.0 | 1 | $235,000 | $235,000 |
1471.54 | 1 | $105,000 | $105,000 |
1474.0 | 1 | $105,000 | $105,000 |
1486.5 | 1 | $85,000 | $85,000 |
1493.0 | 3 | $1,505,000 | $501,667 |
150.0 | 1 | $105,000 | $105,000 |
1501.5 | 1 | $115,000 | $115,000 |
1512.0 | 1 | $275,000 | $275,000 |
1515.02 | 1 | $85,000 | $85,000 |
1523.0 | 1 | $135,000 | $135,000 |
1529.0 | 1 | $535,000 | $535,000 |
1535.0 | 1 | $305,000 | $305,000 |
1589.0 | 1 | $575,000 | $575,000 |
1594.0 | 1 | $175,000 | $175,000 |
1596.15 | 1 | $95,000 | $95,000 |
160.0 | 7 | $485,000 | $69,286 |
1629.0 | 1 | $65,000 | $65,000 |
1647.5 | 1 | $95,000 | $95,000 |
1649.0 | 1 | $75,000 | $75,000 |
1682.0 | 1 | $335,000 | $335,000 |
1734.0 | 1 | $705,000 | $705,000 |
1742.0 | 1 | $325,000 | $325,000 |
1743.0 | 1 | $505,000 | $505,000 |
175.0 | 1 | $105,000 | $105,000 |
1816.0 | 1 | $125,000 | $125,000 |
1843.33 | 1 | $325,000 | $325,000 |
185.0 | 436 | $28,940,000 | $66,376 |
1864.0 | 1 | $375,000 | $375,000 |
1970.0 | 1 | $105,000 | $105,000 |
1997.0 | 1 | $105,000 | $105,000 |
2077.0 | 1 | $115,000 | $115,000 |
2096.0 | 2 | $2,010,000 | $1,005,000 |
210.0 | 1 | $125,000 | $125,000 |
2119.0 | 1 | $155,000 | $155,000 |
2122.0 | 1 | $455,000 | $455,000 |
2143.0 | 1 | $505,000 | $505,000 |
225.0 | 1 | $95,000 | $95,000 |
2284.0 | 1 | $705,000 | $705,000 |
230.0 | 9 | $605,000 | $67,222 |
2335.0 | 1 | $145,000 | $145,000 |
235.0 | 50 | $6,010,000 | $120,200 |
2364.0 | 1 | $605,000 | $605,000 |
240.0 | 1 | $135,000 | $135,000 |
2472.0 | 1 | $695,000 | $695,000 |
250.0 | 5 | $275,000 | $55,000 |
2533.0 | 1 | $705,000 | $705,000 |
2537.0 | 1 | $125,000 | $125,000 |
2543.0 | 1 | $175,000 | $175,000 |
2578.0 | 1 | $115,000 | $115,000 |
2607.0 | 1 | $175,000 | $175,000 |
265.0 | 42 | $6,300,000 | $150,000 |
270.0 | 1 | $175,000 | $175,000 |
2763.0 | 1 | $185,000 | $185,000 |
2765.0 | 1 | $185,000 | $185,000 |
279.0 | 1 | $45,000 | $45,000 |
280.0 | 2 | $250,000 | $125,000 |
2805.0 | 1 | $175,000 | $175,000 |
2845.0 | 1 | $145,000 | $145,000 |
2852.0 | 1 | $145,000 | $145,000 |
2885.0 | 1 | $155,000 | $155,000 |
2930.0 | 1 | $265,000 | $265,000 |
295.0 | 43 | $8,115,000 | $188,721 |
310.0 | 6 | $450,000 | $75,000 |
3189.0 | 1 | $225,000 | $225,000 |
325.0 | 1 | $225,000 | $225,000 |
3278.0 | 1 | $195,000 | $195,000 |
3296.0 | 1 | $1,005,000 | $1,005,000 |
342.0 | 1 | $65,000 | $65,000 |
347.0 | 1 | $55,000 | $55,000 |
3493.0 | 1 | $185,000 | $185,000 |
350.0 | 40 | $9,400,000 | $235,000 |
361.55 | 1 | $35,000 | $35,000 |
3661.0 | 1 | $255,000 | $255,000 |
3688.0 | 1 | $245,000 | $245,000 |
369.0 | 1 | $65,000 | $65,000 |
3698.0 | 1 | $215,000 | $215,000 |
3715.0 | 1 | $185,000 | $185,000 |
385.0 | 1 | $205,000 | $205,000 |
395.0 | 1 | $215,000 | $215,000 |
405.0 | 1 | $75,000 | $75,000 |
411.0 | 1 | $85,000 | $85,000 |
4256.0 | 1 | $315,000 | $315,000 |
430.0 | 1 | $165,000 | $165,000 |
4332.0 | 1 | $305,000 | $305,000 |
436.0 | 2 | $180,000 | $90,000 |
440.0 | 1 | $95,000 | $95,000 |
462.0 | 1 | $95,000 | $95,000 |
465.0 | 1 | $155,000 | $155,000 |
4665.0 | 1 | $265,000 | $265,000 |
468.0 | 10 | $1,050,000 | $105,000 |
4735.0 | 1 | $355,000 | $355,000 |
480.0 | 1 | $165,000 | $165,000 |
498.0 | 1 | $115,000 | $115,000 |
50.0 | 1 | $65,000 | $65,000 |
513.0 | 1 | $55,000 | $55,000 |
525.0 | 1 | $255,000 | $255,000 |
528.0 | 1 | $125,000 | $125,000 |
5430.5 | 1 | $305,000 | $305,000 |
570.0 | 1 | $35,000 | $35,000 |
589.0 | 2 | $280,000 | $140,000 |
619.0 | 1 | $155,000 | $155,000 |
626.0 | 1 | $155,000 | $155,000 |
649.0 | 1 | $155,000 | $155,000 |
685.0 | 4 | $310,000 | $77,500 |
710.0 | 1 | $85,000 | $85,000 |
735.0 | 31 | $2,265,000 | $73,065 |
760.0 | 1 | $85,000 | $85,000 |
765.0 | 1 | $135,000 | $135,000 |
769.0 | 1 | $205,000 | $205,000 |
785.0 | 7 | $775,000 | $110,714 |
794.0 | 1 | $215,000 | $215,000 |
810.0 | 2 | $150,000 | $75,000 |
815.0 | 4 | $580,000 | $145,000 |
816.0 | 1 | $15,000 | $15,000 |
818.0 | 1 | $215,000 | $215,000 |
830.0 | 1 | $125,000 | $125,000 |
835.0 | 1 | $25,000 | $25,000 |
843.0 | 1 | $75,000 | $75,000 |
845.0 | 2 | $410,000 | $205,000 |
845.51 | 1 | $35,000 | $35,000 |
860.0 | 1 | $45,000 | $45,000 |
885.0 | 1 | $125,000 | $125,000 |
890.0 | 5 | $1,275,000 | $255,000 |
900.0 | 1 | $245,000 | $245,000 |
921.0 | 1 | $125,000 | $125,000 |
930.0 | 1 | $55,000 | $55,000 |
972.5 | 1 | $95,000 | $95,000 |
983.0 | 1 | $25,000 | $25,000 |
986.0 | 1 | $285,000 | $285,000 |
995.0 | 1 | $185,000 | $185,000 |
NA | 384 | $104,970,000 | $273,359 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
1,240 | $207,320,000 | $167,194 |
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-40% | 339 | $57,815,000 | $170,546 | $3,217 | 4.09% |
40-60% | 133 | $33,305,000 | $250,414 | $4,202 | 3.23% |
60-80% | 159 | $54,015,000 | $339,717 | $5,477 | 3.32% |
80-100% | 61 | $20,675,000 | $338,934 | $5,756 | 3.61% |
Under 20% | 547 | $41,205,000 | $75,329 | $2,729 | 4.68% |