Vernal Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Vernal averaged 5.74% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.01% and one month ago for the week of 2022-05-19, the average rate was 5.48%.

Vernal's average rate one year ago was 2.96%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Vernal 30 Year Fixed Rate 2022-06-23 5.74%
Vernal 30 Year Fixed Rate Refi 2022-06-23 5.86%
Vernal 15 Year Fixed Rate 2022-06-23 5.44%
Vernal 15 Year Fixed Rate Refi 2022-06-23 4.85%
Vernal 30 Year FHA 2022-06-23 0.22%
Vernal 30 Year FHA Refi 2022-06-23 -0.14%
Vernal 30 Year USDA 2022-06-23 -0.15%
Vernal 30 Year USDA Refi 2022-06-23 -0.54%
Vernal 30 Year VA 2022-06-23 0.11%
Vernal 30 Year VA Refi 2022-06-23 -0.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vernal, UT.

Vernal Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Vernal, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
MOUNTAIN AMERICA 186 3.08% $4,581
GUILD MORTGAGE COMPANY 81 3.19% $5,552
UNITED WHOLESALE MORTGAGE, LLC 80 3.00% $3,999
INTERCAP LENDING INC. 41 3.18% $5,026
QUICKEN LOANS, LLC 40 3.14% $5,115
ACADEMY MORTGAGE CORPORATION 31 3.16% $6,129
Zions Bancorporation, N.A. 23 2.98% $3,838
Plains Commerce Bank 21 3.24% $5,819
FIRST COLONY MORTGAGE CORPORATION 15 3.10% $3,897
Wells Fargo Bank 15 2.99% $2,646
LOANDEPOT.COM, LLC 11 3.08% $3,953
CALIBER HOME LOANS, INC. 10 3.00% $3,395
Northpointe Bank 8 3.33% $6,572
Grand Valley Bank 8 2.97% $3,028
SECURITYNATIONAL MORTGAGE COMPANY 8 3.19% $2,946
CANOPY MORTGAGE, LLC 8 3.22% $3,898
HOME POINT FINANCIAL CORPORATION 7 3.02% $3,749
Bank of Utah 7 3.00% $4,311
FREEDOM MORTGAGE CORPORATION 6 3.35% $2,980
AMERICA FIRST 6 2.77% $4,064
DIRECT MORTGAGE, CORP. 5 3.05% $4,954
CROSSCOUNTRY MORTGAGE, LLC 5 3.25% $5,763
AMERICAN FINANCING CORPORATION 5 3.10% $3,589
AMERISAVE MORTGAGE CORPORATION 5 2.78% $4,708
Mr. Cooper ( Nationstar Mortgage ) 5 3.18% $6,497
BROKER SOLUTIONS, INC. 5 2.95% $5,060
GUARANTY HOME MORTGAGE CORPORATION 4 3.00% $3,721
BETTER MORTGAGE CORPORATION 4 2.59% $4,600
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 3.50% $4,987
SUN AMERICAN MORTGAGE COMPANY 3 4.29% $1,472
CHURCHILL MORTGAGE CORPORATION 3 4.25% $4,463
GUARANTEED RATE, INC. 3 3.29% $2,748
JPMorgan Chase Bank 3 3.21% $167
Low VA Rates, LLC 3 3.50% $2,426
NEWREZ LLC 3 3.08% $3,381
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.33% $5,420
SECURITY HOME MORTGAGE, LLC. 3 3.63% $3,569
STEARNS LENDING, LLC 3 2.75% $4,041
The Federal Savings Bank 3 3.13% $7,104
UTAH COMMUNITY 3 2.75% $4,267
Utah Power 3 2.71% $4,262
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.50% $4,540
CHERRY CREEK MORTGAGE, LLC 2 3.75% $623
University First Federal Credit Union 2 3.31% $2,581
CITYWIDE HOME LOANS, LLC 2 3.06% $4,247
CASTLE & COOKE MORTGAGE, LLC 2 2.94% $1,484
RANLIFE, INC. 2 3.18% $4,571
TRANSWEST CREDIT UNION 1 2.75% $7,091
Central Bank 1 3.13% $3,388
CELEBRITY HOME LOANS, LLC 1 3.50% $3,777
Hercules First Federal Credit Union 1 2.88% $1,296
Carrington Mortgage Services, LLC 1 3.38% $4,025
AMCAP MORTGAGE, LTD. 1 2.88% $5,586
J. VIRGIL, INC. 1 4.50% $410
LEADERONE FINANCIAL CORPORATION 1 2.63% $2,820
LOANPAL, LLC 1 3.13% $1,843
Mazuma Credit Union 1 3.25% $2,769
MORIA DEVELOPMENT, INC. 1 3.50% $3,535
Cache Valley Bank 1 3.25% $4,821
MOUNTAIN WEST FINANCIAL, INC. 1 3.25% $3,367
BLUE BRICK FINANCIAL LLC 1 3.13% $1,018
MY MOVE MORTGAGE, LLC 1 2.75% $3,148
NAVY FEDERAL CREDIT UNION 1 3.25% $6,420
NBH Bank 1 2.88% $4,441
NBKC BANK 1 2.99% $1,350
Network Funding, L.P. 1 3.38% $3,253
U.S. Bank 1 2.99% $0
BELEM SERVICING LLC 1 3.37% $3,389
PANORAMA MORTGAGE GROUP, LLC 1 3.15% $2,145
PENNYMAC LOAN SERVICES, LLC 1 3.63% $4,129
PENTAGON FEDERAL CREDIT UNION 1 2.75% $3,673
Bank of England 1 3.50% $3,346
PLAZA HOME MORTGAGE, INC. 1 2.75% $3,588
Axos Bank 1 2.49% $10,048
Ally Bank 1 2.38% $12,351
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.50% $3,569
ARC HOME LLC 1 5.40% $3,895
Utah Mortgage Loan Corporation 1 3.13% $625
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.88% $3,499
SIRVA MORTGAGE, INC. 1 3.13% $0
A&D Mortgage LLC 1 3.38% $3,786
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.00% $4,555
SWBC MORTGAGE CORPORATION 1 2.88% $4,601
VERITAS FUNDING, LLC 1 2.88% $2,041
Commerce Home Mortgage, Inc. 1 4.33% $16,128
Deseret First Credit Union 1 2.88% $5,361
DHI MORTGAGE COMPANY, LTD. 1 2.63% $3,809
Chicago Mortgage Solutions LLC 1 2.99% $3,050
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 2.99% $6,014
FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $6,029
FirstBank 1 2.75% $2,483
CHEVRON 1 2.63% $10,271
Flagstar Bank, FSB 1 2.88% $8,585
First National Bank of America 1 7.63% $5,511
Gateway First Bank 1 3.13% $3,575
Glacier Bank 1 3.50% $3,267
GOLDENWEST 1 2.63% $2,151
Century Mortgage Company DBA Century Lending Company 1 2.88% $3,348
GUARANTEED RATE AFFINITY, LLC 1 2.88% $3,116

Vernal, UT's 99 lenders originated 2,074 loans during 2021. The total origination value was $402,920,000, with an average loan value of $194,272.

The top Vernal lender as defined by loan originations is MOUNTAIN AMERICA, with 186 loans originated. Their average total fees are $4,581, which is $971 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Vernal lenders (with over 10 loans originated) are Wells Fargo Bank ($2,646), CALIBER HOME LOANS, INC. ($3,395), Zions Bancorporation, N.A. ($3,838), FIRST COLONY MORTGAGE CORPORATION ($3,897) and LOANDEPOT.COM, LLC ($3,953).

The lowest rate Vernal lenders (with over 10 loans originated) are Zions Bancorporation, N.A. (2.98%), Wells Fargo Bank (2.99%), UNITED WHOLESALE MORTGAGE, LLC (3.00%), CALIBER HOME LOANS, INC. (3.00%) and MOUNTAIN AMERICA (3.08%).

Vernal, UT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
MOUNTAIN AMERICA $81,900,000 $83,080,000 1.4% 20.6%
GUILD MORTGAGE COMPANY $40,970,000 $46,505,000 13.5% 11.5%
UNITED WHOLESALE MORTGAGE, LLC $17,495,000 $32,500,000 85.8% 8.1%
INTERCAP LENDING INC. $26,200,000 $31,240,000 19.2% 7.8%
Zions Bancorporation, N.A. $17,900,000 $20,720,000 15.8% 5.1%
ACADEMY MORTGAGE CORPORATION $12,300,000 $18,700,000 52.0% 4.6%
M&T Realty Capital Corporation $15,465,000 n/a 3.8%
QUICKEN LOANS, LLC $15,980,000 $13,940,000 -12.8% 3.5%
FREEDOM MORTGAGE CORPORATION $7,515,000 $7,370,000 -1.9% 1.8%
Plains Commerce Bank $825,000 $7,010,000 749.7% 1.7%
Grand Valley Bank $3,100,000 $6,410,000 106.8% 1.6%
CALIBER HOME LOANS, INC. $3,835,000 $6,140,000 60.1% 1.5%
FIRST COLONY MORTGAGE CORPORATION $3,465,000 $5,800,000 67.4% 1.4%
Wells Fargo Bank $4,175,000 $5,305,000 27.1% 1.3%
HOME POINT FINANCIAL CORPORATION $1,130,000 $4,950,000 338.1% 1.2%
LOANDEPOT.COM, LLC $3,055,000 $4,310,000 41.1% 1.1%
SECURITYNATIONAL MORTGAGE COMPANY $4,510,000 $3,995,000 -11.4% 1.0%
PENNYMAC LOAN SERVICES, LLC $1,210,000 $3,930,000 224.8% 1.0%
Northpointe Bank $4,220,000 $3,460,000 -18.0% 0.9%
Bank of Utah $3,300,000 $3,285,000 -0.5% 0.8%
Mortgage Research Center, LLC $1,930,000 $3,280,000 69.9% 0.8%
RANLIFE, INC. $3,105,000 $3,270,000 5.3% 0.8%
DIRECT MORTGAGE, CORP. $1,075,000 $2,760,000 156.7% 0.7%
AMERICAN FINANCING CORPORATION $1,125,000 $2,710,000 140.9% 0.7%
AMERICA FIRST $1,505,000 $2,680,000 78.1% 0.7%
CASTLE & COOKE MORTGAGE, LLC $655,000 $2,470,000 277.1% 0.6%
CANOPY MORTGAGE, LLC $1,495,000 $2,280,000 52.5% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,895,000 $2,225,000 -23.1% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $915,000 $2,215,000 142.1% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $440,000 $1,915,000 335.2% 0.5%
Utah Power $210,000 $1,775,000 745.2% 0.4%
SECURITY HOME MORTGAGE, LLC. $2,180,000 $1,675,000 -23.2% 0.4%
BETTER MORTGAGE CORPORATION $1,645,000 n/a 0.4%
AMERISAVE MORTGAGE CORPORATION $2,055,000 $1,570,000 -23.6% 0.4%
NEWREZ LLC $310,000 $1,565,000 404.8% 0.4%
BROKER SOLUTIONS, INC. $1,555,000 $1,405,000 -9.6% 0.3%
CITYWIDE HOME LOANS, LLC $495,000 $1,275,000 157.6% 0.3%
Carrington Mortgage Services, LLC $375,000 $1,195,000 218.7% 0.3%
Bank of the West $335,000 $1,160,000 246.3% 0.3%
UTAH COMMUNITY $540,000 $1,160,000 114.8% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,110,000 $1,145,000 3.2% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $590,000 $1,120,000 89.8% 0.3%
STEARNS LENDING, LLC $2,045,000 $1,090,000 -46.7% 0.3%
CYPRUS Federal Credit Union $155,000 $1,070,000 590.3% 0.3%
The Federal Savings Bank $1,220,000 $985,000 -19.3% 0.2%
SUN AMERICAN MORTGAGE COMPANY $960,000 n/a 0.2%
GUARANTEED RATE, INC. $675,000 $915,000 35.6% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $470,000 $905,000 92.6% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,130,000 $885,000 -21.7% 0.2%
MOVEMENT MORTGAGE, LLC $275,000 $865,000 214.5% 0.2%
JPMorgan Chase Bank $500,000 $820,000 64.0% 0.2%
Utah Mortgage Loan Corporation $1,615,000 $785,000 -51.4% 0.2%
Ally Bank $775,000 n/a 0.2%
Commerce Home Mortgage, Inc. $755,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $745,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,610,000 $695,000 -56.8% 0.2%
Century Mortgage Company DBA Century Lending Company $685,000 n/a 0.2%
University First Federal Credit Union $635,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $625,000 n/a 0.2%
Glacier Bank $620,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $890,000 $610,000 -31.5% 0.2%
CELEBRITY HOME LOANS, LLC $605,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $605,000 n/a 0.2%
USAA Federal Savings Bank $1,345,000 $570,000 -57.6% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,155,000 $550,000 -74.5% 0.1%
PLAZA HOME MORTGAGE, INC. $790,000 $545,000 -31.0% 0.1%
NBH Bank $155,000 $540,000 248.4% 0.1%
DHI MORTGAGE COMPANY, LTD. $525,000 n/a 0.1%
Network Funding, L.P. $265,000 $500,000 88.7% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $185,000 $485,000 162.2% 0.1%
BLUE BRICK FINANCIAL LLC $480,000 n/a 0.1%
A&D Mortgage LLC $475,000 n/a 0.1%
AMWEST FUNDING CORP. $855,000 $465,000 -45.6% 0.1%
Gateway First Bank $305,000 $440,000 44.3% 0.1%
ARC HOME LLC $425,000 n/a 0.1%
LOANPAL, LLC $710,000 $420,000 -40.8% 0.1%
BAY EQUITY LLC $885,000 $405,000 -54.2% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $580,000 $400,000 -31.0% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $390,000 n/a 0.1%
TRANSWEST CREDIT UNION $385,000 n/a 0.1%
U.S. Bank $510,000 $375,000 -26.5% 0.1%
Axos Bank $355,000 n/a 0.1%
MY MOVE MORTGAGE, LLC $1,230,000 $355,000 -71.1% 0.1%
Cache Valley Bank $345,000 n/a 0.1%
VERITAS FUNDING, LLC $1,185,000 $340,000 -71.3% 0.1%
Low VA Rates, LLC $800,000 $335,000 -58.1% 0.1%
MORIA DEVELOPMENT, INC. $330,000 n/a 0.1%
Central Bank $215,000 $320,000 48.8% 0.1%
AMERICAN ADVISORS GROUP $65,000 $315,000 384.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $310,000 n/a 0.1%
CHEVRON $305,000 n/a 0.1%
Chicago Mortgage Solutions LLC $305,000 n/a 0.1%
First Midwest Bank $305,000 n/a 0.1%
Deseret First Credit Union $55,000 $295,000 436.4% 0.1%
GOLDENWEST $485,000 $290,000 -40.2% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $155,000 $285,000 83.9% 0.1%
Flagstar Bank, FSB $285,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $275,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $265,000 n/a 0.1%
Equity Prime Mortgage LLC $255,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $255,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $135,000 $245,000 81.5% 0.1%
SUMMIT FUNDING, INC. $245,000 n/a 0.1%
UNITED SECURITY FINANCIAL CORP $390,000 $235,000 -39.7% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $230,000 n/a 0.1%
Mazuma Credit Union $215,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $460,000 $205,000 -55.4% 0.1%
Nations Lending Corporation $155,000 $205,000 32.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $205,000 n/a 0.1%
SIRVA MORTGAGE, INC. $205,000 n/a 0.1%
FirstBank $315,000 $195,000 -38.1% 0.0%
LEADERONE FINANCIAL CORPORATION $195,000 n/a 0.0%
NBKC BANK $185,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $185,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $185,000 $180,000 -2.7% 0.0%
EVERETT FINANCIAL, INC. $205,000 $180,000 -12.2% 0.0%
SWBC MORTGAGE CORPORATION $175,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $165,000 n/a 0.0%
First Guaranty Mortgage Corporation $890,000 $155,000 -82.6% 0.0%
BELEM SERVICING LLC $135,000 $145,000 7.4% 0.0%
KeyBank $490,000 $145,000 -70.4% 0.0%
J. VIRGIL, INC. $140,000 n/a 0.0%
BECKAM FUNDING CORP. $135,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $135,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.0%
Bank of England $115,000 n/a 0.0%
First National Bank of America $115,000 n/a 0.0%
S1L, Inc. $105,000 n/a 0.0%
SECURITY SERVICE $35,000 $105,000 200.0% 0.0%
Barrington Bank & Trust Company, N.A. $95,000 $85,000 -10.5% 0.0%
Hercules First Federal Credit Union $75,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $265,000 $65,000 -75.5% 0.0%
CRESCENT MORTGAGE COMPANY $175,000 $35,000 -80.0% 0.0%
UTAH FIRST $35,000 $35,000 0.0% 0.0%

Vernal's top lender by overall market share is MOUNTAIN AMERICA, with 20.6% market share. In second place, with 11.5%, is GUILD MORTGAGE COMPANY, having originated $46,505,000 in loans. In third place, with 8.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $32,500,000 in loans. In third place, with 7.8%, is INTERCAP LENDING INC., having originated $31,240,000 in loans. In third place, with 5.1%, is Zions Bancorporation, N.A., having originated $20,720,000 in loans.


Vernal, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 985 $189,905,000 $192,797
Refi 728 $151,680,000 $208,352
Cash Out Refi 235 $49,575,000 $210,957
Home Improvement 72 $7,170,000 $99,583
Other 54 $4,590,000 $85,000

Vernal's most frequently cited loan purpose was Home Purchase, with 985 originations. The 2nd most popular reason was Refi, with 728 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 758 $159,310,000 $210,172
3-4% 695 $133,575,000 $192,194
<2.5% 377 $78,595,000 $208,475
4-5% 152 $10,090,000 $66,382
5-6% 82 $5,450,000 $66,463
6-7% 4 $200,000 $50,000
Over 8% 3 $95,000 $31,667
7-8% 2 $140,000 $70,000

During 2021, Vernal's most frequently originated rate bucket was 2.5-3%, with 758 originations.

Loan Sizing (Vernal, UT MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 868 $133,130,000 $153,376
$200k-400k 754 $196,480,000 $260,584
$100,000 or less 376 $16,380,000 $43,564
$400k-600k 61 $28,895,000 $473,689
$600k-1000k 12 $9,200,000 $766,667
$Over $1MM 3 $18,835,000 $6,278,333

Vernal's loan sizing saw the bucket of loans from $100k-200k with 868 originations, totaling $133,130,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 887 $196,465,000 $221,494
60-80% 614 $129,470,000 $210,863
Under 20% 206 $3,860,000 $18,738
40-60% 197 $35,005,000 $177,690
20-40% 112 $10,600,000 $94,643
Over 100% 21 $5,305,000 $252,619

Vernal's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 887 originations, totaling $196,465,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Vernal (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $170,000 (3.0%) $203,272 (0.5%) 0.00 248
2018-02-01 $178,450 (7.7%) $210,604 (5.2%) 0.00 242
2018-03-01 $189,000 (14.6%) $218,617 (8.9%) 0.00 223
2018-04-01 $192,400 (13.9%) $221,027 (7.7%) 0.00 230
2018-05-01 $208,900 (17.9%) $233,055 (8.7%) 0.00 233
2018-06-01 $204,999 (12.4%) $231,443 (4.4%) 0.00 261
2018-07-01 $200,000 (11.7%) $232,856 (10.1%) 0.00 271
2018-08-01 $199,900 (13.7%) $228,123 (8.5%) 0.00 287
2018-09-01 $189,000 (8.1%) $227,779 (9.6%) 0.00 271
2018-10-01 $187,400 (7.5%) $227,448 (9.5%) 0.00 287
2018-11-01 $192,450 (10.5%) $226,422 (10.3%) 0.00 279
2018-12-01 $184,900 (5.8%) $221,989 (7.1%) 0.00 263
2019-01-01 $189,450 (11.4%) $221,325 (8.9%) 0.00 254
2019-02-01 $189,900 (6.4%) $222,214 (5.5%) 0.00 232
2019-03-01 $201,429 (6.6%) $233,779 (6.9%) 0.00 217
2019-04-01 $213,750 (11.1%) $247,659 (12.1%) 0.00 220
2019-05-01 $222,400 (6.5%) $252,387 (8.3%) 0.00 245
2019-06-01 $225,999 (10.2%) $256,141 (10.7%) 0.00 259
2019-07-01 $225,000 (12.5%) $253,060 (8.7%) 0.00 259
2019-08-01 $215,614 (7.9%) $245,193 (7.5%) 0.00 277
2019-09-01 $204,700 (8.3%) $239,112 (5.0%) 0.00 274
2019-10-01 $204,750 (9.3%) $238,587 (4.9%) 0.00 228
2019-11-01 $210,000 (9.1%) $241,483 (6.7%) 0.00 208
2019-12-01 $209,500 (13.3%) $237,056 (6.8%) 0.00 190
2020-01-01 $207,000 (9.3%) $234,732 (6.1%) 0.00 188
2020-02-01 $215,000 (13.2%) $242,986 (9.4%) 0.00 195
2020-03-01 $218,950 (8.7%) $247,580 (5.9%) 0.00 166
2020-04-01 $218,500 (2.2%) $251,422 (1.5%) 0.00 173
2020-05-01 $200,000 (-10.1%) $235,943 (-6.5%) 0.00 191
2020-06-01 $204,000 (-9.7%) $235,684 (-8.0%) 0.00 189
2020-07-01 $204,900 (-8.9%) $238,734 (-5.7%) 0.00 175
2020-08-01 $199,000 (-7.7%) $237,919 (-3.0%) 0.00 158
2020-09-01 $187,400 (-8.5%) $227,289 (-4.9%) 0.00 158
2020-10-01 $179,900 (-12.1%) $218,990 (-8.2%) 0.00 159
2020-11-01 $168,750 (-19.6%) $229,480 (-5.0%) 0.00 126
2020-12-01 $174,900 (-16.5%) $238,602 (0.7%) 0.00 119
2021-01-01 $189,000 (-8.7%) $246,622 (5.1%) 0.00 109
2021-02-01 $190,000 (-11.6%) $227,388 (-6.4%) 0.00 105
2021-03-01 $195,950 (-10.5%) $248,666 (0.4%) 0.00 82
2021-04-01 $192,000 (-12.1%) $283,690 (12.8%) 0.00 80
2021-05-01 $219,900 (10.0%) $338,300 (43.4%) 0.00 70
2021-06-01 $264,450 (29.6%) $377,258 (60.1%) 0.00 62
2021-07-01 $279,000 (36.2%) $391,988 (64.2%) 0.00 67
2021-08-01 $279,000 (40.2%) $397,099 (66.9%) 0.00 69
2021-09-01 $267,000 (42.5%) $362,094 (59.3%) 0.00 83
2021-10-01 $289,900 (61.2%) $368,389 (68.2%) 0.00 60
2021-11-01 $330,000 (95.6%) $406,283 (77.0%) 0.00 43
2021-12-01 $325,000 (85.8%) $393,346 (64.9%) 0.00 41
2022-01-01 $320,000 (69.3%) $391,193 (58.6%) 0.00 25
2022-02-01 $332,500 (75.0%) $425,088 (86.9%) 0.00 28
2022-03-01 $322,450 (64.6%) $474,314 (90.7%) 0.00 26
2022-04-01 $324,000 (68.8%) $491,889 (73.4%) 0.00 31
2022-05-01 $310,500 (41.2%) $447,990 (32.4%) 0.00 50
Vernal's median listing price for 2022-05-01 was $310,500, a difference of $90,600 (41.2%) versus the prior year and $-13,500 versus the prior month.

Vernal's median listing price comes in at 0% of the national average.

Vernal's average listing price for 2022-05-01 was $447,990, a difference of $109,690 (32.4%) versus the prior year and $-43,899 versus the prior month.

For the 2022-05-01 period, Vernal had 50 MLS listings, a difference of 19 listings (61%) versus the prior month and -20 listings (-29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Vernal (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,743 sqft
2018-02-01 0 days 1,799 sqft
2018-03-01 0 days 1,800 sqft
2018-04-01 0 days 1,864 sqft
2018-05-01 0 days 1,950 sqft
2018-06-01 0 days 1,942 sqft
2018-07-01 0 days 1,881 sqft
2018-08-01 0 days 1,836 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,841 sqft
2018-11-01 0 days 1,787 sqft
2018-12-01 0 days 1,680 sqft
2019-01-01 0 days 1,680 sqft
2019-02-01 0 days 1,711 sqft
2019-03-01 0 days 1,843 sqft
2019-04-01 0 days 1,956 sqft
2019-05-01 0 days 2,008 sqft
2019-06-01 0 days 2,082 sqft
2019-07-01 0 days 2,010 sqft
2019-08-01 0 days 1,948 sqft
2019-09-01 0 days 1,899 sqft
2019-10-01 0 days 1,889 sqft
2019-11-01 0 days 1,857 sqft
2019-12-01 0 days 1,872 sqft
2020-01-01 0 days 1,857 sqft
2020-02-01 0 days 1,865 sqft
2020-03-01 0 days 1,854 sqft
2020-04-01 0 days 1,871 sqft
2020-05-01 0 days 1,831 sqft
2020-06-01 0 days 1,827 sqft
2020-07-01 0 days 1,771 sqft
2020-08-01 0 days 1,730 sqft
2020-09-01 0 days 1,600 sqft
2020-10-01 0 days 1,600 sqft
2020-11-01 0 days 1,521 sqft
2020-12-01 0 days 1,503 sqft
2021-01-01 0 days 1,600 sqft
2021-02-01 0 days 1,537 sqft
2021-03-01 0 days 1,582 sqft
2021-04-01 0 days 1,575 sqft
2021-05-01 0 days 1,843 sqft
2021-06-01 0 days 1,979 sqft
2021-07-01 0 days 1,971 sqft
2021-08-01 0 days 2,277 sqft
2021-09-01 0 days 2,000 sqft
2021-10-01 0 days 2,334 sqft
2021-11-01 0 days 2,464 sqft
2021-12-01 0 days 2,345 sqft
2022-01-01 0 days 2,028 sqft
2022-02-01 0 days 2,392 sqft
2022-03-01 0 days 2,378 sqft
2022-04-01 0 days 1,887 sqft
2022-05-01 0 days 1,738 sqft
Vernal's median listing age (time on market) for 2022-05-01 was 0 days.

Vernal's median square footage for active listings during the 2022-05-01 period was 1,738 sqft. One year prior, the average listing was 1,843 sqft.