Lincoln Savings Bank Mortgage Rates, Fees & Info

Reinbeck, IA

LEI: 549300XY02VS45I5ZZ90

Tax ID: 42-0380690

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Lincoln Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Lincoln Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Des Moines, Waterloo, Ames, Pella, and Phoenix among others. We have data for 35 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lincoln Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lincoln Savings Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.50% 11/17/24
    30 Year Conventional Refi 6.45% 11/17/24
    30 Year Cash-out Refi 6.60% 11/17/24
    30 Year FHA Purchase 7.24% 11/17/24
    30 Year FHA Refi 7.16% 11/17/24
    30 Year VA Purchase 6.14% 11/17/24
    30 Year VA Refi 5.81% 11/17/24
    30 Year USDA Purchase 6.70% 11/17/24
    15 Year Conventional Purchase 5.87% 11/17/24
    15 Year Conventional Refi 5.85% 11/17/24
    15 Year Cash-out Refi 5.85% 11/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Lincoln Savings Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Lincoln Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,452

    Origination Dollar Volume (All Markets)

    $285,240,000

    Employee count

    307 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1,015 $207,985,000 $204,911 $3,227 4.16%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 161 $29,335,000 $182,205 $2,510 4.39%
    Outside of Metro Areas 133 $17,225,000 $129,511 $2,568 4.53%
    AMES, IA (FHA|USDA|VA) 44 $9,180,000 $208,636 $3,650 4.20%
    Pella, IA (FHA|USDA|VA) 16 $3,270,000 $204,375 $4,032 4.03%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 14 $3,200,000 $228,571 $4,727 4.43%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 14 $2,740,000 $195,714 $4,046 4.40%
    Spirit Lake, IA (FHA|USDA|VA) 4 $1,440,000 $360,000 $2,079 3.69%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $1,265,000 $253,000 $4,298 4.25%
    Mason City, IA (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,592 3.97%
    Marshalltown, IA (FHA|USDA|VA) 8 $940,000 $117,500 $3,232 3.88%
    Carroll, IA (FHA|USDA|VA) 4 $850,000 $212,500 $2,882 3.91%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $825,000 $825,000 $0 4.75%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $715,000 $238,333 $2,744 3.75%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $560,000 $280,000 $2,881 3.75%
    Oskaloosa, IA (FHA|USDA|VA) 3 $555,000 $185,000 $3,239 4.67%
    TOPEKA, KS (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.75%
    Kirksville, MO (FHA|USDA|VA) 1 $325,000 $325,000 $2,407 4.00%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $325,000 $325,000 $2,895 4.38%
    Traverse City, MI (FHA|USDA|VA) 1 $315,000 $315,000 $2,764 3.75%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,492 3.63%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $295,000 $295,000 $3,012 3.38%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $290,000 $145,000 $3,205 4.06%
    DECATUR, IL (FHA|USDA|VA) 1 $265,000 $265,000 $6,014 3.38%
    Fort Dodge, IA (FHA|USDA|VA) 2 $260,000 $130,000 $2,672 3.94%
    Fairfield, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,449 4.00%
    BOULDER, CO (FHA|USDA|VA) 1 $185,000 $185,000 $4,166 3.88%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $175,000 $175,000 $2,574 3.38%
    RAPID CITY, SD (FHA|USDA|VA) 1 $175,000 $175,000 $4,297 4.25%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $155,000 $155,000 $5,165 4.00%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $1,907 4.50%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,212 4.00%
    Storm Lake, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,528 3.63%
    IOWA CITY, IA (FHA|USDA|VA) 1 $65,000 $65,000 $1,834 4.38%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.49%
    Lincoln Savings Bank's top markets include Des Moines, Waterloo, Ames, Pella, and Phoenix among others.

    Their top states include:
  • Iowa (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Lincoln Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FINANCIAL PLUS Credit Union
    Similarity Rank: 63
    Raccoon Valley Bank
    Similarity Rank: 145
    BankIowa of Cedar Rapids
    Similarity Rank: 165
    Community Choice Credit Union
    Similarity Rank: 255
    Luana Savings Bank
    Similarity Rank: 322
    Peoples Bank
    Similarity Rank: 380
    Fidelity Bank
    Similarity Rank: 388
    Premier Credit Union
    Similarity Rank: 574
    I. H. MISSISSIPPI VALLEY CREDIT UNION
    Similarity Rank: 640
    GREATER IOWA CREDIT UNION
    Similarity Rank: 640

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,111 $223,325,000 $201,013 $2,530 4.29%
    FHA 194 $31,530,000 $162,526 $5,273 4.08%
    VA 101 $23,445,000 $232,129 $4,685 3.80%
    USDA 46 $6,940,000 $150,870 $3,800 3.95%

    For 2019, Lincoln Savings Bank's most frequently originated type of loan was Conventional, with 1,111 originations. Their 2nd most popular type was FHA, with 194 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,043 $191,995,000 $184,080 $3,305 4.25%
    Refi 269 $67,055,000 $249,275 $2,584 4.04%
    Cash Out Refi 138 $26,070,000 $188,913 $2,846 4.28%
    Home Improvement 1 $75,000 $75,000 $0 5.25%
    Other 1 $45,000 $45,000 $989 6.13%

    For 2019, Lincoln Savings Bank's most frequently cited loan purpose was Home Purchase, with 1,043 originations. The 2nd most popular reason was Refi, with 269 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,206 $240,680,000 $199,569 $3,340 4.13%
    15 Year 93 $18,725,000 $201,344 $2,335 3.53%
    20 Year 74 $6,150,000 $83,108 $1,029 5.37%
    10 Year 41 $12,045,000 $293,780 $828 5.17%
    Other 16 $3,040,000 $190,000 $2,200 5.22%
    5 Year 11 $1,825,000 $165,909 $0 5.59%
    1 Year 10 $1,950,000 $195,000 $0 5.98%
    3 Year 1 $825,000 $825,000 $0 4.75%

    For 2019, Lincoln Savings Bank's most frequently cited loan duration was 30 Year, with 1,206 originations. The 2nd most popular length was 15 Year, with 93 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 812 $156,530,000 $192,771
    $1k-2k 382 $63,890,000 $167,251
    $2k-3k 100 $23,290,000 $232,900
    $3k-4k 32 $9,650,000 $301,563
    $4k-5k 11 $3,945,000 $358,636
    $5k+ 7 $5,215,000 $745,000

    Lincoln Savings Bank's average total fees were $3,340, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 812 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 728 $157,790,000 $216,745
    4-5% 547 $109,705,000 $200,558
    5-6% 142 $13,650,000 $96,127
    6-7% 30 $2,770,000 $92,333
    2.5-3% 5 $1,325,000 $265,000

    During 2019, Lincoln Savings Bank's average interest rate for loans was 4.13%, while their most frequently originated rate bucket for loans was 3-4%, with 728 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 651 $96,905,000 $148,856 $3,246 4.18%
    $200k-400k 495 $133,415,000 $269,525 $3,453 3.98%
    $100,000 or less 237 $15,545,000 $65,591 $1,848 4.91%
    $400k-600k 58 $26,090,000 $449,828 $3,147 3.83%
    $600k-1MM 8 $6,220,000 $777,500 $7,657 4.57%
    $1MM+ 3 $7,065,000 $2,355,000 $10,897 4.60%

    2019 saw Lincoln Savings Bank place emphasis on $100k-200k loans with 651 originations, totaling $96,905,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 363 $45,425,000 $125,138 $3,078 4.17%
    $50k-75k 360 $58,390,000 $162,194 $3,239 4.27%
    $100k-150k 265 $62,875,000 $237,264 $2,984 4.17%
    $75k-100k 207 $41,335,000 $199,686 $3,331 4.14%
    $150k-250k 137 $40,155,000 $293,102 $3,011 4.02%
    $250k+ 48 $16,260,000 $338,750 $3,481 4.19%

    Lincoln Savings Bank lent most frequently to those with incomes in the $50k or less range, with 363 originations. The second most popular income band? $50k-75k, with 360 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 280 $55,820,000 $199,357 $2,781 4.06%
    30-36% 267 $48,695,000 $182,378 $2,864 4.21%
    42% 72 $12,940,000 $179,722 $3,218 4.23%
    <20% 71 $16,105,000 $226,831 $2,703 4.05%
    41% 71 $13,075,000 $184,155 $3,200 4.23%
    43% 69 $13,095,000 $189,783 $3,408 4.01%
    44% 63 $13,035,000 $206,905 $3,505 4.16%
    39% 62 $10,530,000 $169,839 $3,218 4.35%
    40% 62 $11,980,000 $193,226 $3,107 4.18%
    38% 52 $10,580,000 $203,462 $3,252 4.36%
    37% 50 $7,970,000 $159,400 $2,816 4.51%
    50-60% 46 $10,650,000 $231,522 $5,171 4.15%
    47% 42 $8,500,000 $202,381 $3,967 4.09%
    46% 40 $6,830,000 $170,750 $3,642 4.14%
    36% 40 $6,670,000 $166,750 $2,705 4.17%
    49% 35 $7,255,000 $207,286 $3,227 4.13%
    45% 33 $5,995,000 $181,667 $3,291 4.19%
    48% 24 $5,150,000 $214,583 $3,717 4.11%
    >60% 5 $1,225,000 $245,000 $2,896 4.08%

    Lincoln Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 280 originations. The next most common DTI ratio? 30-36%, with 267 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,239 $239,325,000 $193,160 $3,095 4.18%
    Not provided 103 $19,635,000 $190,631 $3,330 4.19%
    Not applicable 49 $15,245,000 $311,122 $0 5.34%
    Asian 43 $7,435,000 $172,907 $3,225 4.05%
    Black 15 $2,895,000 $193,000 $4,605 4.20%
    Native Hawaiian or Islander 1 $375,000 $375,000 $2,134 3.75%
    Other Asian 1 $165,000 $165,000 $5,616 3.88%
    Asian Indian 1 $165,000 $165,000 $2,466 3.25%

    Approval Rates

    Total approvals of all applications
    96.49%

    Lincoln Savings Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    79.20%

    Lincoln Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,452 $285,240,000 $196,446

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 16 $10,180,000 $636,250
    Single Family (1-4 Units):Manufactured 5 $1,015,000 $203,000
    Single Family (1-4 Units):Site-Built 1,431 $274,045,000 $191,506

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 52 $5,360,000 $103,077 $1,148 5.09%
    40-60% 80 $16,880,000 $211,000 $2,550 3.95%
    60-80% 370 $74,510,000 $201,378 $2,505 4.30%
    80-100% 895 $182,085,000 $203,447 $3,495 4.11%
    Over 100% 18 $4,090,000 $227,222 $8,081 4.00%
    Under 20% 36 $1,980,000 $55,000 $614 5.63%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Lincoln Savings Bank 13523 University Avenue Clive, IA 50325 Full Service B&M $147,975
    Lincoln Savings Bank 1025 Main St Grinnell, IA 50112 Full Service B&M $49,827
    Lincoln Savings Bank 111 East Traer Greene, IA 50636 Full Service B&M $54,686
    Lincoln Savings Bank 121 Cedar Street Nashua, IA 50658 Full Service B&M $20,380
    Lincoln Savings Bank 1375 Sw State Street Ankeny, IA 50023 Full Service B&M $48,755
    Lincoln Savings Bank 141 Eldora Road Hudson, IA 50643 Full Service B&M $41,852
    Lincoln Savings Bank 214 West Fourth Street Tama, IA 52339 Full Service B&M $55,038
    Lincoln Savings Bank 225 West Viking Road Cedar Falls, IA 50613 Full Service B&M $7,888
    Lincoln Savings Bank 237 Main Street Garwin, IA 50632 Full Service B&M $17,852
    Lincoln Savings Bank 242 Tower Park Drive Waterloo, IA 50701 Full Service B&M $53,550
    Lincoln Savings Bank 301 Washington Street Cedar Falls, IA 50613 Full Service B&M $56,416
    Lincoln Savings Bank 312 Nile Kinnick Drive South Adel, IA 50003 Full Service B&M $64,332
    Lincoln Savings Bank 313-315 Main Street Lincoln, IA 50652 Full Service B&M $13,703
    Lincoln Savings Bank 400-404 Main Street Allison, IA 50602 Full Service B&M $54,413
    Lincoln Savings Bank 508 Main Street Reinbeck, IA 50669 Full Service B&M $349,128
    Lincoln Savings Bank 932 Parrott Aplington, IA 50604 Full Service B&M $39,053

    For 2019, Lincoln Savings Bank had 16 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $62,438
    Net interest income $45,803
    Total noninterest income $21,120
    Gross Fiduciary activities income $711
    Service charges on deposit accounts $1,202
    Trading account gains and fees $0
    Additional Noninterest Income $19,207
    Pre-tax net operating income $17,115
    Securities gains (or losses, -) $451
    Income before extraordinary items $13,580
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $13,580
    Minority interest net income $0
    Net income $13,580
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $13,223

    Lincoln Savings Bank's gross interest income from loans was $62,438,000.
    Lincoln Savings Bank's net interest income from loans was $45,803,000.
    Lincoln Savings Bank's fee based income from loans was $1,202,000.
    Lincoln Savings Bank's net income from loans was $13,580,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $16,635
    Provision for credit losses $3,610
    Total noninterest expense $46,198
    Salaries and employee benefits $29,746
    Premises and equipment expense $5,474
    Additional noninterest expense $10,978
    Applicable income taxes $3,986
    Net charge-offs $2,760
    Cash dividends $3,680

    Lincoln Savings Bank's interest expense for loans was $16,635,000.
    Lincoln Savings Bank's payroll and benefits expense were $29,746,000.
    Lincoln Savings Bank's property, plant and equipment expenses $5,474,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 3.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 2.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 5.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,121,436
    Deposits held in domestic offices $1,121,436
    Deposits by Individuals, partnerships, and corporations $957,920
    Deposits by U.S. Government $12
    Deposits by States and political subdivisions in the U.S. $163,503
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $145,716
    Demand deposits $80,437
    Nontransaction accounts $975,719
    Money market deposit accounts (MMDAs) $208,398
    Other savings deposits (excluding MMDAs) $317,176
    Total time deposits $450,144
    Total time and savings deposits $1,040,998
    Noninterest-bearing deposits $165,024
    Interest-bearing deposits $956,412
    Retail deposits $796,631
    IRAs and Keogh plan accounts $29,063
    Brokered deposits $200,111
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,371,963
    Cash & Balances due from depository institutions $66,582
    Interest-bearing balances $57,145
    Total securities $126,374
    Federal funds sold & reverse repurchase $14,042
    Net loans and leases $1,085,634
    Loan and leases loss allowance $14,259
    Trading account assets $0
    Bank premises and fixed assets $26,159
    Other real estate owned $2,993
    Goodwill and other intangibles $18,757
    All other assets $31,422

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,371,963
    Total Liabilities $1,220,091
    Total deposits $1,121,436
    Interest-bearing deposits $956,412
    Deposits held in domestic offices $1,121,436
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $38,913
    Trading liabilities $0
    Other borrowed funds $50,828
    Subordinated debt $0
    All other liabilities $8,914

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,085,634
    Loan and leases loss allowance $14,259
    Total loans and leases (domestic) $1,099,893
    All real estate loans $831,416
    Real estate loans in domestic offices $831,416
    Construction and development loans $116,679
    Residential 1-4 family construction $36,051
    Other construction, all land development and other land $80,628
    Loans secured by nonfarm nonresidential properties $314,514
    Nonfarm nonresidential secured by owner-occupied properties $112,643
    Commercial real estate & other non-farm, non-residential $201,871
    Multifamily residential real estate $79,038
    1-4 family residential loans $203,710
    Farmland loans $117,475
    Loans held in foreign offices $0
    Farm loans $92,289
    Commercial and industrial loans $163,626
    To non-U.S. addressees $0
    Loans to individuals $11,160
    Credit card loans $0
    Related Plans $4,210
    Consumer Auto Loans $3,336
    Other loans to individuals $3,614
    All other loans & leases $1,402
    Loans to foreign governments and official institutions $0
    Other loans $345
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $41,711
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $9,987
    Non 1-4 family restructured loans & leases $9,987
    Total loans and leases (foreign) $0

    Lincoln Savings Bank had $1,085,634,000 of loans outstanding in 2019. $831,416,000 of loans were in real estate loans. $116,679,000 of loans were in development loans. $79,038,000 of loans were in multifamily mortgage loans. $203,710,000 of loans were in 1-4 family mortgage loans. $92,289,000 of loans were in farm loans. $0 of loans were in credit card loans. $3,336,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 263 $65,586 $249,376
    Nonfarm, nonresidential loans - <$100k 67 $3,044 $45,433
    Nonfarm, nonresidential loans - $100-250k 84 $11,797 $140,440
    Nonfarm, nonresidential loans - $250k-1MM 112 $50,745 $453,080
    Commercial & Industrial, US addressed loans - <$1MM 642 $52,640 $81,994
    Commercial & Industrial, US addressed loans - <$100k 405 $9,301 $22,965
    Commercial & Industrial, US addressed loans - $100-250k 124 $11,920 $96,129
    Commercial & Industrial, US addressed loans - $250k-1MM 113 $31,419 $278,044
    Farmland loans - <$1MM 287 $45,635 $159,007
    Farmland loans - <$100k 81 $4,048 $49,975
    Farmland loans - $100-250k 113 $14,707 $130,150
    Farmland loans - $250k-1MM 93 $26,880 $289,032
    Agriculture operations loans - <$1MM 537 $41,994 $78,201
    Agriculture operations loans - <$100k 337 $8,619 $25,576
    Agriculture operations loans - $100-250k 115 $13,196 $114,748
    Agriculture operations loans - $250k-1MM 85 $20,179 $237,400