Libertyville Bank & Trust Mortgage Rates, Fees & Info
Rosemont, ILLEI: 01ERPZV3DOLNXY2MLB90
Tax ID: 36-4040565
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Libertyville Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Libertyville Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Racine, San Francisco, Los Angeles, and San Diego among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)Libertyville Bank & Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
93Origination Dollar Volume (All Markets)
$95,815,000Top Markets
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Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 39 | $34,455,000 | $883,462 | $0 | 0.00% |
| RACINE, WI (FHA|USDA|VA) | 2 | $11,670,000 | $5,835,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $9,570,000 | $1,196,250 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $6,495,000 | $1,299,000 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $4,630,000 | $1,157,500 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $3,460,000 | $576,667 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $2,845,000 | $948,333 | $0 | 0.00% |
| Helena, MT (FHA|USDA|VA) | 2 | $2,720,000 | $1,360,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $2,150,000 | $1,075,000 | $0 | 0.00% |
| Hilo, HI (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $0 | 0.00% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $0 | 0.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $0 | 0.00% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $0 | 0.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 0.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 93 | $95,815,000 | $1,030,269 | $0 | 0.00% |
For 2024, Libertyville Bank & Trust's most frequently originated type of loan was Conventional, with 93 originations.
Loan Reason
For 2024, Libertyville Bank & Trust's most frequently cited loan purpose was Home Purchase, with 70 originations. The 2nd most popular reason was Refi, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 93 | $95,815,000 | $1,030,269 | $0 | 0.00% |
For 2024, Libertyville Bank & Trust's most frequently cited loan duration was Other, with 93 originations.
Loan Sizing
2024 saw Libertyville Bank & Trust place emphasis on $1MM+ loans with 30 originations, totaling $62,170,000 in origination value.
Applicant Income
Libertyville Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 47 originations. The second most popular income band? $150k-250k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 93 | $95,815,000 | $1,030,269 | $0 | 0.00% |
Libertyville Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 93 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.29%
Libertyville Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.40%
Libertyville Bank & Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 93 | $95,815,000 | $1,030,269 |