Libertyville Bank & Trust Mortgage Rates, Fees & Info
Rosemont, ILLEI: 01ERPZV3DOLNXY2MLB90
Tax ID: 36-4040565
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Libertyville Bank & Trust is a smaller bank specializing in Refi and Home Purchase loans. Libertyville Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Dallas, Milwaukee, Denver, and Phoenix among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Libertyville Bank & Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
53Origination Dollar Volume (All Markets)
$67,285,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 46 | $51,260,000 | $1,114,348 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $6,165,000 | $2,055,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $5,415,000 | $5,415,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 53 | $67,285,000 | $1,269,528 | $0 | 0.00% |
For 2023, Libertyville Bank & Trust's most frequently originated type of loan was Conventional, with 53 originations.
Loan Reason
For 2023, Libertyville Bank & Trust's most frequently cited loan purpose was Refi, with 32 originations. The 2nd most popular reason was Home Purchase, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 53 | $67,285,000 | $1,269,528 | $0 | 0.00% |
For 2023, Libertyville Bank & Trust's most frequently cited loan duration was Other, with 53 originations.
Loan Sizing
2023 saw Libertyville Bank & Trust place emphasis on $1MM+ loans with 17 originations, totaling $53,815,000 in origination value.
Applicant Income
Libertyville Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 9 originations. The second most popular income band? $50k-75k, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 53 | $67,285,000 | $1,269,528 | $0 | 0.00% |
Libertyville Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 53 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.51%
Libertyville Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination96.23%
Libertyville Bank & Trust has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 53 | $67,285,000 | $1,269,528 |