Libertyville Bank & Trust Mortgage Rates, Fees & Info
Rosemont, ILLEI: 01ERPZV3DOLNXY2MLB90
Tax ID: 36-4040565
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Mortgage Data
Review & Overview
Libertyville Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Libertyville Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Los Angeles, Kalispell, San Francisco, and Madison among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)Libertyville Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
127Origination Dollar Volume (All Markets)
$92,675,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 75 | $63,445,000 | $845,933 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 10 | $7,830,000 | $783,000 | $0 | 0.00% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $2,410,000 | $602,500 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $1,850,000 | $308,333 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,840,000 | $920,000 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $1,035,000 | $1,035,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 0.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| Sonora, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 127 | $92,675,000 | $729,724 | $0 | 0.00% |
For 2022, Libertyville Bank & Trust's most frequently originated type of loan was Conventional, with 127 originations.
Loan Reason
For 2022, Libertyville Bank & Trust's most frequently cited loan purpose was Home Purchase, with 57 originations. The 2nd most popular reason was Refi, with 52 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 127 | $92,675,000 | $729,724 | $0 | 0.00% |
For 2022, Libertyville Bank & Trust's most frequently cited loan duration was Other, with 127 originations.
Loan Sizing
2022 saw Libertyville Bank & Trust place emphasis on $400k-600k loans with 28 originations, totaling $13,670,000 in origination value.
Applicant Income
Libertyville Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 24 originations. The second most popular income band? $150k-250k, with 22 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 127 | $92,675,000 | $729,724 | $0 | 0.00% |
Libertyville Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 127 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.76%
Libertyville Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.68%
Libertyville Bank & Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 127 | $92,675,000 | $729,724 |