Ukrainian Federal Credit Union Mortgage Rates, Fees & Info
Rochester, NYLEI: 254900LNRKOG7TRURB32
Tax ID: 16-0799792
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ukrainian Federal Credit Union is a smaller credit union specializing in Home Purchase and Cash Out Refi loans. Ukrainian Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Sacramento, Rochester, Seattle, Syracuse, and Buffalo among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)Ukrainian Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
152Origination Dollar Volume (All Markets)
$34,430,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 32 | $8,760,000 | $273,750 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 41 | $6,605,000 | $161,098 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $4,715,000 | $943,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 15 | $3,285,000 | $219,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 12 | $2,200,000 | $183,333 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $1,650,000 | $137,500 | $0 | 0.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $0 | 0.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $0 | 0.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 0.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Ukrainian Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 152 | $34,430,000 | $226,513 | $0 | 0.00% |
For 2024, Ukrainian Federal Credit Union's most frequently originated type of loan was Conventional, with 152 originations.
Loan Reason
For 2024, Ukrainian Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 75 originations. The 2nd most popular reason was Cash Out Refi, with 75 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 152 | $34,430,000 | $226,513 | $0 | 0.00% |
For 2024, Ukrainian Federal Credit Union's most frequently cited loan duration was Other, with 152 originations.
Loan Sizing
2024 saw Ukrainian Federal Credit Union place emphasis on $200k-400k loans with 57 originations, totaling $15,395,000 in origination value.
Applicant Income
Ukrainian Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 40 originations. The second most popular income band? $75k-100k, with 34 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 152 | $34,430,000 | $226,513 | $0 | 0.00% |
Ukrainian Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 152 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.59%
Ukrainian Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination84.87%
Ukrainian Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 152 | $34,430,000 | $226,513 |