Ukrainian Federal Credit Union Mortgage Rates, Fees & InfoRochester, NY
Tax ID: 16-0799792
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
Review & OverviewUkrainian Federal Credit Union is a smaller credit union specializing in Cash Out Refi, Refi, and Home Purchase loans. Ukrainian Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Sacramento, Rochester, Seattle, Buffalo, and Charlotte among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)
Ukrainian Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$100,440,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA)||143||$31,445,000||$219,895||$0||0.00%|
|Outside of Metro Areas||70||$16,990,000||$242,714||$0||0.00%|
|ROCHESTER, NY (FHA|USDA|VA)||78||$11,200,000||$143,590||$0||0.00%|
|Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA)||35||$10,095,000||$288,429||$0||0.00%|
|BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA)||32||$5,220,000||$163,125||$0||0.00%|
|CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA)||19||$4,355,000||$229,211||$0||0.00%|
|CLEVELAND-ELYRIA, OH (FHA|USDA|VA)||32||$4,150,000||$129,688||$0||0.00%|
|PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA)||16||$4,050,000||$253,125||$0||0.00%|
|SYRACUSE, NY (FHA|USDA|VA)||18||$2,500,000||$138,889||$0||0.00%|
|Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA)||7||$2,125,000||$303,571||$0||0.00%|
|SPARTANBURG, SC (FHA|USDA|VA)||13||$2,025,000||$155,769||$0||0.00%|
|GREENVILLE-ANDERSON, SC (FHA|USDA|VA)||7||$1,515,000||$216,429||$0||0.00%|
|ASHEVILLE, NC (FHA|USDA|VA)||4||$1,230,000||$307,500||$0||0.00%|
|CLEVELAND, TN (FHA|USDA|VA)||3||$505,000||$168,333||$0||0.00%|
|WORCESTER, MA-CT (FHA|USDA|VA)||1||$485,000||$485,000||$0||0.00%|
|YUBA CITY, CA (FHA|USDA|VA)||2||$420,000||$210,000||$0||0.00%|
|JACKSONVILLE, FL (FHA|USDA|VA)||1||$345,000||$345,000||$0||0.00%|
|LEXINGTON-FAYETTE, KY (FHA|USDA|VA)||1||$305,000||$305,000||$0||0.00%|
|UTICA-ROME, NY (FHA|USDA|VA)||2||$250,000||$125,000||$0||0.00%|
|COLUMBIA, SC (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|SPRINGFIELD, MA (FHA|USDA|VA)||1||$185,000||$185,000||$0||0.00%|
|WATERTOWN-FORT DRUM, NY (FHA|USDA|VA)||2||$160,000||$80,000||$0||0.00%|
|KENNEWICK-RICHLAND, WA (FHA|USDA|VA)||1||$155,000||$155,000||$0||0.00%|
|ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA)||1||$145,000||$145,000||$0||0.00%|
|GREENSBORO-HIGH POINT, NC (FHA|USDA|VA)||1||$115,000||$115,000||$0||0.00%|
|PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA)||1||$95,000||$95,000||$0||0.00%|
|North Port-Sarasota-Bradenton, FL (FHA|USDA|VA)||1||$95,000||$95,000||$0||0.00%|
|Cortland, NY (FHA|USDA|VA)||1||$75,000||$75,000||$0||0.00%|
We use machine learning to identify the top lenders compared against Ukrainian Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 52
Similarity Rank: 256
Similarity Rank: 260
Similarity Rank: 424
Similarity Rank: 455
Similarity Rank: 495
Similarity Rank: 592
Similarity Rank: 624
Similarity Rank: 792
Similarity Rank: 873
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2021, Ukrainian Federal Credit Union's most frequently originated type of loan was Conventional, with 494 originations.
For 2021, Ukrainian Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 188 originations. The 2nd most popular reason was Refi, with 151 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2021, Ukrainian Federal Credit Union's most frequently cited loan duration was Other, with 494 originations.
2021 saw Ukrainian Federal Credit Union place emphasis on $100k-200k loans with 191 originations, totaling $28,395,000 in origination value.
Ukrainian Federal Credit Union lent most frequently to those with incomes in the $50k or less range, with 140 originations. The second most popular income band? $50k-75k, with 115 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Ukrainian Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 494 originations.
Approval RatesTotal approvals of all applications
Ukrainian Federal Credit Union has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Ukrainian Federal Credit Union has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|