Moses Lake Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Moses Lake averaged
7.34%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.5% and
one month ago for the week of 2026-10-01, the
average rate was 7.34%.
Moses Lake's average rate one year ago was 6.23%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.69%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Moses Lake 30 Year Fixed Rate | 2026-11-05 | 7.34% |
| Moses Lake 30 Year Fixed Rate Refi | 2026-11-05 | 7.69% |
| Moses Lake 15 Year Fixed Rate | 2026-11-05 | 6.77% |
| Moses Lake 15 Year Fixed Rate Refi | 2026-11-05 | 7.07% |
| Moses Lake 30 Year FHA | 2026-11-05 | 6.79% |
| Moses Lake 30 Year FHA Refi | 2026-11-05 | 6.73% |
| Moses Lake 30 Year USDA | 2026-11-05 | 7.1% |
| Moses Lake 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Moses Lake 30 Year VA | 2026-11-05 | 6.82% |
| Moses Lake 30 Year VA Refi | 2026-11-05 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moses Lake, WA.
Moses Lake Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moses Lake, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Moses Lake Average Closing Costs & Other Stats
Moses Lake, WA's 97 lenders originated 2,075
loans during 2025. The total origination value was $561,935,000, with an average loan value of
$270,812.
Moses Lake's average closing costs are $6,853.
The top Moses Lake lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
103 loans originated. Their average total fees are
$8,393, which is $214
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee Moses Lake lenders (with over 10 loans originated) are
Umpqua Bank ($4,924), JPMorgan Chase Bank ($5,903), HORIZON ($5,976), Washington Trust Bank ($6,191) and U.S. Bank ($6,550).
The lowest rate Moses Lake lenders (with over 10 loans originated) are
U.S. Bank (6.31%), CMG MORTGAGE, INC. (6.40%), 1st Security Bank of Washington (6.43%), SPOKANE TEACHERS (6.46%) and GESA (6.48%).
Moses Lake, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $61,350,000 | $63,905,000 | 4.2% | 11.4% |
| MOVEMENT MORTGAGE, LLC | $34,895,000 | $44,320,000 | 27.0% | 7.9% |
| CMG MORTGAGE, INC. | $35,640,000 | $42,695,000 | 19.8% | 7.6% |
| QUICKEN LOANS, LLC | $32,115,000 | $36,210,000 | 12.8% | 6.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $26,475,000 | $34,475,000 | 30.2% | 6.1% |
| GESA | $15,195,000 | $24,190,000 | 59.2% | 4.3% |
| Washington Trust Bank | $16,005,000 | $15,885,000 | -0.7% | 2.8% |
| 1st Security Bank of Washington | $5,510,000 | $15,375,000 | 179.0% | 2.7% |
| SPOKANE TEACHERS | $4,625,000 | $14,760,000 | 219.1% | 2.6% |
| Banner Bank | $9,315,000 | $13,790,000 | 48.0% | 2.5% |
| U.S. Bank | $10,555,000 | $13,090,000 | 24.0% | 2.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $10,860,000 | $10,520,000 | -3.1% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,535,000 | $9,875,000 | 78.4% | 1.8% |
| JPMorgan Chase Bank | $6,060,000 | $9,555,000 | 57.7% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $4,165,000 | $9,280,000 | 122.8% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,620,000 | $8,985,000 | 17.9% | 1.6% |
| Mortgage Research Center, LLC | $9,320,000 | $8,735,000 | -6.3% | 1.6% |
| Glacier Bank | $15,820,000 | $7,855,000 | -50.3% | 1.4% |
| HORIZON | $7,755,000 | $7,575,000 | -2.3% | 1.3% |
| Financial Funding Solutions, Inc. | $7,180,000 | n/a | 1.3% | |
| Umpqua Bank | $1,845,000 | $6,960,000 | 277.2% | 1.2% |
| LOANDEPOT.COM, LLC | $2,835,000 | $5,835,000 | 105.8% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $4,070,000 | $5,275,000 | 29.6% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,250,000 | $4,770,000 | -34.2% | 0.8% |
| Northwest Farm Credit Services, FLCA | $1,435,000 | $4,145,000 | 188.9% | 0.7% |
| NUMERICA CREDIT UNION | $2,520,000 | $4,040,000 | 60.3% | 0.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,040,000 | n/a | 0.7% | |
| BROKER SOLUTIONS, INC. | $1,635,000 | $3,870,000 | 136.7% | 0.7% |
| LENDINGHOME FUNDING CORPORATION | $2,325,000 | $3,870,000 | 66.5% | 0.7% |
| Boeing Employees Credit Union | $4,985,000 | $3,845,000 | -22.9% | 0.7% |
| IDAHO CENTRAL | $200,000 | $3,750,000 | 1,775.0% | 0.7% |
| Bank of America | $360,000 | $3,625,000 | 906.9% | 0.6% |
| NEWREZ LLC | $3,535,000 | $3,380,000 | -4.4% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $300,000 | $2,990,000 | 896.7% | 0.5% |
| Cornerstone First Mortgage, Inc | $1,360,000 | $2,925,000 | 115.1% | 0.5% |
| CANOPY MORTGAGE, LLC | $1,115,000 | $2,825,000 | 153.4% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $395,000 | $2,710,000 | 586.1% | 0.5% |
| BETTER MORTGAGE CORPORATION | $2,425,000 | n/a | 0.4% | |
| Zions Bank | $2,315,000 | n/a | 0.4% | |
| NFM, INC. | $1,475,000 | $2,290,000 | 55.3% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $2,475,000 | $2,230,000 | -9.9% | 0.4% |
| ENVOY MORTGAGE, LTD | $470,000 | $2,140,000 | 355.3% | 0.4% |
| The Loan Store, Inc. | $2,285,000 | $2,080,000 | -9.0% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $1,160,000 | $1,985,000 | 71.1% | 0.4% |
| KeyBank | $995,000 | $1,945,000 | 95.5% | 0.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,190,000 | $1,870,000 | 57.1% | 0.3% |
| S1L, Inc. | $375,000 | $1,845,000 | 392.0% | 0.3% |
| USAA Federal Savings Bank | $1,150,000 | $1,840,000 | 60.0% | 0.3% |
| MLD MORTGAGE INC. | $1,695,000 | n/a | 0.3% | |
| TRIAD FINANCIAL SERVICES, INC. | $865,000 | $1,645,000 | 90.2% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,630,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $3,705,000 | $1,430,000 | -61.4% | 0.3% |
| SUMMIT FUNDING, INC. | $1,530,000 | $1,400,000 | -8.5% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,365,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,280,000 | $1,325,000 | 3.5% | 0.2% |
| OCMBC, INC. | $1,415,000 | $1,320,000 | -6.7% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,155,000 | $1,270,000 | 10.0% | 0.2% |
| Washington Federal Bank | $2,970,000 | $1,150,000 | -61.3% | 0.2% |
| Home Mortgage Alliance Corp | $1,135,000 | n/a | 0.2% | |
| WASHINGTON STATE EMPLOYEES Credit Union | $2,705,000 | $1,130,000 | -58.2% | 0.2% |
| Wells Fargo Bank | $1,400,000 | $1,120,000 | -20.0% | 0.2% |
| Alaska USA Federal Credit Union | $1,430,000 | $1,075,000 | -24.8% | 0.2% |
| Plains Commerce Bank | $290,000 | $1,070,000 | 269.0% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $1,010,000 | $1,055,000 | 4.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,020,000 | $1,050,000 | -48.0% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $225,000 | $1,025,000 | 355.6% | 0.2% |
| PLANET HOME LENDING, LLC | $1,415,000 | $1,025,000 | -27.6% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $275,000 | $975,000 | 254.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,515,000 | $970,000 | -36.0% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $2,280,000 | $970,000 | -57.5% | 0.2% |
| Self-Help Federal Credit Union | $910,000 | $950,000 | 4.4% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,280,000 | $940,000 | -26.6% | 0.2% |
| The Federal Savings Bank | $215,000 | $905,000 | 320.9% | 0.2% |
| Solarity Credit Union | $355,000 | $885,000 | 149.3% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $690,000 | $840,000 | 21.7% | 0.1% |
| Sunflower Bank | $965,000 | $810,000 | -16.1% | 0.1% |
| HAPO COMMUNITY CREDIT UNION | $165,000 | $805,000 | 387.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $805,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,365,000 | $800,000 | -41.4% | 0.1% |
| Peoples Bank | $1,980,000 | $785,000 | -60.4% | 0.1% |
| GUARANTEED RATE, INC. | $1,965,000 | $750,000 | -61.8% | 0.1% |
| PNC Bank | $330,000 | $750,000 | 127.3% | 0.1% |
| ALLIANT CREDIT UNION | $545,000 | $745,000 | 36.7% | 0.1% |
| Arvest Bank | $725,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $345,000 | $670,000 | 94.2% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $655,000 | n/a | 0.1% | |
| SAMMAMISH MORTGAGE COMPANY | $600,000 | $630,000 | 5.0% | 0.1% |
| Cashmere Valley Bank | $620,000 | n/a | 0.1% | |
| Qualstar Credit Union | $900,000 | $620,000 | -31.1% | 0.1% |
| SPRING EQ, LLC | $355,000 | $610,000 | 71.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $555,000 | $605,000 | 9.0% | 0.1% |
| First Interstate Bank | $1,860,000 | $585,000 | -68.5% | 0.1% |
| LOANPAL, LLC | $250,000 | $585,000 | 134.0% | 0.1% |
| Opportunity Bank of Montana | $585,000 | n/a | 0.1% | |
| OAKTREE FUNDING CORP. | $545,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $365,000 | $535,000 | 46.6% | 0.1% |
| INTERCAP LENDING INC. | $535,000 | n/a | 0.1% | |
| Figure Lending LLC | $720,000 | $530,000 | -26.4% | 0.1% |
| Commerce Home Mortgage, Inc. | $500,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $445,000 | $500,000 | 12.4% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $275,000 | $495,000 | 80.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $275,000 | $465,000 | 69.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,095,000 | $455,000 | -78.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $245,000 | $450,000 | 83.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,520,000 | $430,000 | -71.7% | 0.1% |
| SOUTHWEST FUNDING, LP | $425,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $855,000 | $420,000 | -50.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $315,000 | $420,000 | 33.3% | 0.1% |
| RESIDENTIAL BANCORP | $410,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $405,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $385,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $385,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $25,000 | $380,000 | 1,420.0% | 0.1% |
| Sound Community Bank | $375,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $315,000 | $365,000 | 15.9% | 0.1% |
| NorthWest Plus Credit Union | $365,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $355,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $1,165,000 | $345,000 | -70.4% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $345,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $585,000 | $340,000 | -41.9% | 0.1% |
| Northpointe Bank | $340,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $335,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $335,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $865,000 | $325,000 | -62.4% | 0.1% |
| EVERETT FINANCIAL, INC. | $315,000 | n/a | 0.1% | |
| NuVision Federal Credit Union | $315,000 | $305,000 | -3.2% | 0.1% |
| AMWEST FUNDING CORP. | $655,000 | $285,000 | -56.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $705,000 | $285,000 | -59.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $555,000 | $275,000 | -50.5% | 0.0% |
| USAlliance Federal Credit Union | $265,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $255,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $385,000 | $255,000 | -33.8% | 0.0% |
| Coastal Community Bank | $245,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $385,000 | $235,000 | -39.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $790,000 | $205,000 | -74.1% | 0.0% |
| First National Bank of America | $205,000 | n/a | 0.0% | |
| Seattle Metropolitan Credit Union | $205,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $195,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $175,000 | n/a | 0.0% | |
| iQ Credit Union | $65,000 | $175,000 | 169.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $415,000 | $155,000 | -62.7% | 0.0% |
| SOUND | $155,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| Discover Bank | $270,000 | $140,000 | -48.1% | 0.0% |
| Wilmington Savings Fund Society, FSB | $125,000 | n/a | 0.0% | |
| RED CANOE CREDIT UNION | $115,000 | n/a | 0.0% | |
| Heritage Bank | $310,000 | $75,000 | -75.8% | 0.0% |
| TWINSTAR | $125,000 | $75,000 | -40.0% | 0.0% |
| HARBORSTONE | $75,000 | $35,000 | -53.3% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $225,000 | $25,000 | -88.9% | 0.0% |
Moses Lake's top lender by overall market share is GUILD MORTGAGE COMPANY, with 11.4% market share. In second place, with 7.9%, is MOVEMENT MORTGAGE, LLC, having originated $44,320,000 in loans. In third place, with 7.6%, is CMG MORTGAGE, INC., having originated $42,695,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $36,210,000 in loans. In fifth place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $34,475,000 in loans.
Moses Lake Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Moses Lake (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $229,000 (5.2%) | $294,699 (18.0%) | 0.00 | 214 |
| 2018-02-01 | $238,700 (9.5%) | $306,311 (21.8%) | 0.00 | 204 |
| 2018-03-01 | $244,750 (9.2%) | $312,761 (18.9%) | 0.00 | 185 |
| 2018-04-01 | $251,625 (7.1%) | $312,787 (10.4%) | 0.00 | 203 |
| 2018-05-01 | $245,750 (2.8%) | $312,124 (8.0%) | 0.00 | 216 |
| 2018-06-01 | $259,000 (6.1%) | $307,067 (4.7%) | 0.00 | 234 |
| 2018-07-01 | $254,950 (5.9%) | $308,278 (7.1%) | 0.00 | 264 |
| 2018-08-01 | $259,450 (6.4%) | $336,854 (14.7%) | 0.00 | 278 |
| 2018-09-01 | $249,250 (3.2%) | $332,645 (12.0%) | 0.00 | 297 |
| 2018-10-01 | $249,450 (4.4%) | $326,672 (8.9%) | 0.00 | 291 |
| 2018-11-01 | $239,900 (3.0%) | $319,183 (9.9%) | 0.00 | 257 |
| 2018-12-01 | $239,000 (3.5%) | $311,687 (5.9%) | 0.00 | 248 |
| 2019-01-01 | $242,198 (5.8%) | $324,053 (10.0%) | 0.00 | 198 |
| 2019-02-01 | $250,315 (4.9%) | $335,353 (9.5%) | 0.00 | 204 |
| 2019-03-01 | $267,257 (9.2%) | $350,554 (12.1%) | 0.00 | 206 |
| 2019-04-01 | $282,782 (12.4%) | $364,837 (16.6%) | 0.00 | 217 |
| 2019-05-01 | $285,982 (16.4%) | $362,057 (16.0%) | 0.00 | 259 |
| 2019-06-01 | $286,470 (10.6%) | $357,695 (16.5%) | 0.00 | 255 |
| 2019-07-01 | $299,700 (17.6%) | $377,117 (22.3%) | 0.00 | 233 |
| 2019-08-01 | $296,336 (14.2%) | $371,444 (10.3%) | 0.00 | 247 |
| 2019-09-01 | $292,716 (17.4%) | $360,235 (8.3%) | 0.00 | 269 |
| 2019-10-01 | $292,802 (17.4%) | $356,810 (9.2%) | 0.00 | 278 |
| 2019-11-01 | $294,470 (22.8%) | $362,141 (13.5%) | 0.00 | 233 |
| 2019-12-01 | $290,070 (21.4%) | $362,617 (16.3%) | 0.00 | 206 |
| 2020-01-01 | $274,625 (13.4%) | $324,633 (0.2%) | 0.00 | 201 |
| 2020-02-01 | $280,000 (11.9%) | $317,689 (-5.3%) | 0.00 | 210 |
| 2020-03-01 | $281,500 (5.3%) | $318,827 (-9.1%) | 0.00 | 240 |
| 2020-04-01 | $288,258 (1.9%) | $320,897 (-12.0%) | 0.00 | 223 |
| 2020-05-01 | $279,950 (-2.1%) | $315,497 (-12.9%) | 0.00 | 233 |
| 2020-06-01 | $281,350 (-1.8%) | $321,662 (-10.1%) | 0.00 | 218 |
| 2020-07-01 | $276,200 (-7.8%) | $323,894 (-14.1%) | 0.00 | 214 |
| 2020-08-01 | $269,900 (-8.9%) | $313,029 (-15.7%) | 0.00 | 217 |
| 2020-09-01 | $279,625 (-4.5%) | $331,816 (-7.9%) | 0.00 | 212 |
| 2020-10-01 | $274,900 (-6.1%) | $329,122 (-7.8%) | 0.00 | 218 |
| 2020-11-01 | $298,475 (1.4%) | $343,859 (-5.1%) | 0.00 | 129 |
| 2020-12-01 | $285,000 (-1.8%) | $339,971 (-6.3%) | 0.00 | 114 |
| 2021-01-01 | $279,900 (1.9%) | $338,631 (4.3%) | 0.00 | 96 |
| 2021-02-01 | $297,000 (6.1%) | $351,541 (10.7%) | 0.00 | 83 |
| 2021-03-01 | $312,725 (11.1%) | $362,703 (13.8%) | 0.00 | 96 |
| 2021-04-01 | $319,238 (10.8%) | $388,868 (21.2%) | 0.00 | 74 |
| 2021-05-01 | $302,250 (8.0%) | $373,722 (18.5%) | 0.00 | 84 |
| 2021-06-01 | $321,475 (14.3%) | $431,350 (34.1%) | 0.00 | 102 |
| 2021-07-01 | $333,993 (20.9%) | $438,116 (35.3%) | 0.00 | 123 |
| 2021-08-01 | $329,492 (22.1%) | $426,388 (36.2%) | 0.00 | 140 |
| 2021-09-01 | $337,675 (20.8%) | $437,974 (32.0%) | 0.00 | 132 |
| 2021-10-01 | $365,000 (32.8%) | $458,116 (39.2%) | 0.00 | 133 |
| 2021-11-01 | $367,232 (23.0%) | $468,371 (36.2%) | 0.00 | 134 |
| 2021-12-01 | $368,250 (29.2%) | $449,209 (32.1%) | 0.00 | 125 |
| 2022-01-01 | $358,750 (28.2%) | $459,298 (35.6%) | 0.00 | 108 |
| 2022-02-01 | $356,706 (20.1%) | $409,608 (16.5%) | 0.00 | 103 |
| 2022-03-01 | $383,000 (22.5%) | $430,800 (18.8%) | 0.00 | 91 |
| 2022-04-01 | $387,000 (21.2%) | $497,658 (28.0%) | 0.00 | 82 |
| 2022-05-01 | $384,950 (27.4%) | $482,106 (29.0%) | 0.00 | 104 |
| 2022-06-01 | $381,500 (18.7%) | $471,163 (9.2%) | 0.00 | 141 |
| 2022-07-01 | $391,200 (17.1%) | $483,300 (10.3%) | 0.00 | 158 |
| 2022-08-01 | $387,500 (17.6%) | $486,110 (14.0%) | 0.00 | 164 |
| 2022-09-01 | $395,975 (17.3%) | $479,967 (9.6%) | 0.00 | 160 |
| 2022-10-01 | $390,000 (6.9%) | $491,688 (7.3%) | 0.00 | 178 |
| 2022-11-01 | $387,000 (5.4%) | $487,176 (4.0%) | 0.00 | 188 |
| 2022-12-01 | $389,500 (5.8%) | $494,091 (10.0%) | 0.00 | 160 |
| 2023-01-01 | $382,975 (6.8%) | $480,266 (4.6%) | 0.00 | 154 |
| 2023-02-01 | $356,040 (-0.2%) | $436,901 (6.7%) | 0.00 | 164 |
| 2023-03-01 | $372,816 (-2.7%) | $460,285 (6.8%) | 0.00 | 160 |
| 2023-04-01 | $381,381 (-1.5%) | $462,687 (-7.0%) | 0.00 | 169 |
| 2023-05-01 | $399,945 (3.9%) | $488,784 (1.4%) | 0.00 | 197 |
| 2023-06-01 | $399,995 (4.9%) | $500,573 (6.2%) | 0.00 | 203 |
| 2023-07-01 | $399,990 (2.3%) | $511,354 (5.8%) | 0.00 | 222 |
| 2023-08-01 | $412,228 (6.4%) | $516,048 (6.2%) | 0.00 | 231 |
| 2023-09-01 | $392,495 (-0.9%) | $516,484 (7.6%) | 0.00 | 215 |
| 2023-10-01 | $391,654 (0.4%) | $508,100 (3.3%) | 0.00 | 207 |
| 2023-11-01 | $412,425 (6.6%) | $498,272 (2.3%) | 0.00 | 217 |
| 2023-12-01 | $409,450 (5.1%) | $489,410 (-1.0%) | 0.00 | 195 |
| 2024-01-01 | $397,975 (3.9%) | $465,348 (-3.1%) | 0.00 | 175 |
| 2024-02-01 | $404,661 (13.7%) | $469,744 (7.5%) | 0.00 | 184 |
| 2024-03-01 | $400,000 (7.3%) | $481,296 (4.6%) | 0.00 | 185 |
| 2024-04-01 | $406,472 (6.6%) | $506,350 (9.4%) | 0.00 | 217 |
| 2024-05-01 | $417,500 (4.4%) | $505,316 (3.4%) | 0.00 | 251 |
| 2024-06-01 | $464,900 (16.2%) | $528,433 (5.6%) | 0.00 | 252 |
| 2024-07-01 | $461,663 (15.4%) | $537,611 (5.1%) | 0.00 | 283 |
| 2024-08-01 | $444,375 (7.8%) | $513,278 (-0.5%) | 0.00 | 322 |
| 2024-09-01 | $448,250 (14.2%) | $510,272 (-1.2%) | 0.00 | 329 |
| 2024-10-01 | $439,815 (12.3%) | $510,423 (0.5%) | 0.00 | 335 |
| 2024-11-01 | $425,000 (3.1%) | $496,243 (-0.4%) | 0.00 | 331 |
| 2024-12-01 | $419,000 (2.3%) | $486,771 (-0.5%) | 0.00 | 304 |
| 2025-01-01 | $407,138 (2.3%) | $479,360 (3.0%) | 0.00 | 286 |
| 2025-02-01 | $409,250 (1.1%) | $475,758 (1.3%) | 0.00 | 290 |
| 2025-03-01 | $404,495 (1.1%) | $466,732 (-3.0%) | 0.00 | 309 |
| 2025-04-01 | $408,975 (0.6%) | $474,634 (-6.3%) | 0.00 | 352 |
| 2025-05-01 | $424,000 (1.6%) | $492,003 (-2.6%) | 0.00 | 387 |
| 2025-06-01 | $427,126 (-8.1%) | $508,999 (-3.7%) | 0.00 | 413 |
| 2025-07-01 | $425,000 (-7.9%) | $511,183 (-4.9%) | 0.00 | 435 |
| 2025-08-01 | $415,500 (-6.5%) | $510,456 (-0.6%) | 0.00 | 448 |
| 2025-09-01 | $425,126 (-5.2%) | $518,643 (1.6%) | 0.00 | 425 |
| 2025-10-01 | $424,950 (-3.4%) | $514,724 (0.8%) | 0.00 | 395 |
| 2025-11-01 | $415,000 (-2.4%) | $503,638 (1.5%) | 0.00 | 367 |
| 2025-12-01 | $409,312 (-2.3%) | $496,231 (1.9%) | 0.00 | 338 |
| 2026-01-01 | $415,000 (1.9%) | $497,342 (3.8%) | 0.00 | 316 |
| 2026-02-01 | $411,650 (0.6%) | $491,885 (3.4%) | 0.00 | 311 |
| 2026-03-01 | $425,000 (5.1%) | $518,862 (11.2%) | 0.00 | 349 |
| 2026-04-01 | $429,500 (5.0%) | $531,184 (11.9%) | 0.00 | 379 |
| 2026-05-01 | $435,000 (2.6%) | $541,438 (10.1%) | 0.00 | 408 |
| 2026-06-01 | $429,000 (0.4%) | $542,962 (6.7%) | 0.00 | 455 |
| 2026-07-01 | $420,000 (-1.2%) | $526,159 (2.9%) | 0.00 | 470 |
| 2026-08-01 | $417,250 (0.4%) | $526,412 (3.1%) | 0.00 | 473 |
| 2026-09-01 | $424,067 (-0.3%) | $530,765 (2.3%) | 0.00 | 462 |
| 2026-10-01 | $419,900 (-1.2%) | $515,784 (0.2%) | 0.00 | 461 |
Moses Lake's median listing price for 2026-10-01 was $419,900, a difference of
$-5,050
(-1.2%) versus the prior year and
$-4,167 versus the prior month.
Moses Lake's median listing price comes in at 0% of the national average.
Moses Lake's average listing price for 2026-10-01 was $515,784, a difference of $1,060 (0.2%) versus the prior year and $-14,981 versus the prior month.
For the 2026-10-01 period, Moses Lake had 461 MLS listings, a difference of -1 listings (0%) versus the prior month and 66 listings (17%) versus the prior year.
Moses Lake's median listing price comes in at 0% of the national average.
Moses Lake's average listing price for 2026-10-01 was $515,784, a difference of $1,060 (0.2%) versus the prior year and $-14,981 versus the prior month.
For the 2026-10-01 period, Moses Lake had 461 MLS listings, a difference of -1 listings (0%) versus the prior month and 66 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Moses Lake (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,805 sqft |
| 2018-02-01 | 0 days | 1,824 sqft |
| 2018-03-01 | 0 days | 1,890 sqft |
| 2018-04-01 | 0 days | 1,862 sqft |
| 2018-05-01 | 0 days | 1,828 sqft |
| 2018-06-01 | 0 days | 1,822 sqft |
| 2018-07-01 | 0 days | 1,783 sqft |
| 2018-08-01 | 0 days | 1,819 sqft |
| 2018-09-01 | 0 days | 1,805 sqft |
| 2018-10-01 | 0 days | 1,813 sqft |
| 2018-11-01 | 0 days | 1,785 sqft |
| 2018-12-01 | 0 days | 1,784 sqft |
| 2019-01-01 | 0 days | 1,807 sqft |
| 2019-02-01 | 0 days | 1,798 sqft |
| 2019-03-01 | 0 days | 1,804 sqft |
| 2019-04-01 | 0 days | 1,813 sqft |
| 2019-05-01 | 0 days | 1,788 sqft |
| 2019-06-01 | 0 days | 1,792 sqft |
| 2019-07-01 | 0 days | 1,846 sqft |
| 2019-08-01 | 0 days | 1,856 sqft |
| 2019-09-01 | 0 days | 1,857 sqft |
| 2019-10-01 | 0 days | 1,858 sqft |
| 2019-11-01 | 0 days | 1,918 sqft |
| 2019-12-01 | 0 days | 1,851 sqft |
| 2020-01-01 | 0 days | 1,787 sqft |
| 2020-02-01 | 0 days | 1,744 sqft |
| 2020-03-01 | 0 days | 1,656 sqft |
| 2020-04-01 | 0 days | 1,674 sqft |
| 2020-05-01 | 0 days | 1,660 sqft |
| 2020-06-01 | 0 days | 1,656 sqft |
| 2020-07-01 | 0 days | 1,669 sqft |
| 2020-08-01 | 0 days | 1,599 sqft |
| 2020-09-01 | 0 days | 1,621 sqft |
| 2020-10-01 | 0 days | 1,623 sqft |
| 2020-11-01 | 0 days | 1,691 sqft |
| 2020-12-01 | 0 days | 1,665 sqft |
| 2021-01-01 | 0 days | 1,578 sqft |
| 2021-02-01 | 0 days | 1,564 sqft |
| 2021-03-01 | 0 days | 1,581 sqft |
| 2021-04-01 | 0 days | 1,596 sqft |
| 2021-05-01 | 0 days | 1,588 sqft |
| 2021-06-01 | 0 days | 1,656 sqft |
| 2021-07-01 | 0 days | 1,728 sqft |
| 2021-08-01 | 0 days | 1,694 sqft |
| 2021-09-01 | 0 days | 1,707 sqft |
| 2021-10-01 | 0 days | 1,798 sqft |
| 2021-11-01 | 0 days | 1,793 sqft |
| 2021-12-01 | 0 days | 1,778 sqft |
| 2022-01-01 | 0 days | 1,795 sqft |
| 2022-02-01 | 0 days | 1,738 sqft |
| 2022-03-01 | 0 days | 1,745 sqft |
| 2022-04-01 | 0 days | 1,797 sqft |
| 2022-05-01 | 0 days | 1,764 sqft |
| 2022-06-01 | 0 days | 1,707 sqft |
| 2022-07-01 | 0 days | 1,682 sqft |
| 2022-08-01 | 0 days | 1,691 sqft |
| 2022-09-01 | 0 days | 1,766 sqft |
| 2022-10-01 | 0 days | 1,752 sqft |
| 2022-11-01 | 0 days | 1,726 sqft |
| 2022-12-01 | 0 days | 1,685 sqft |
| 2023-01-01 | 0 days | 1,614 sqft |
| 2023-02-01 | 0 days | 1,549 sqft |
| 2023-03-01 | 0 days | 1,559 sqft |
| 2023-04-01 | 0 days | 1,603 sqft |
| 2023-05-01 | 0 days | 1,645 sqft |
| 2023-06-01 | 0 days | 1,717 sqft |
| 2023-07-01 | 0 days | 1,742 sqft |
| 2023-08-01 | 0 days | 1,736 sqft |
| 2023-09-01 | 0 days | 1,683 sqft |
| 2023-10-01 | 0 days | 1,712 sqft |
| 2023-11-01 | 0 days | 1,743 sqft |
| 2023-12-01 | 0 days | 1,741 sqft |
| 2024-01-01 | 0 days | 1,696 sqft |
| 2024-02-01 | 0 days | 1,739 sqft |
| 2024-03-01 | 0 days | 1,724 sqft |
| 2024-04-01 | 0 days | 1,744 sqft |
| 2024-05-01 | 0 days | 1,747 sqft |
| 2024-06-01 | 0 days | 1,785 sqft |
| 2024-07-01 | 0 days | 1,801 sqft |
| 2024-08-01 | 0 days | 1,755 sqft |
| 2024-09-01 | 0 days | 1,797 sqft |
| 2024-10-01 | 0 days | 1,787 sqft |
| 2024-11-01 | 0 days | 1,746 sqft |
| 2024-12-01 | 0 days | 1,674 sqft |
| 2025-01-01 | 0 days | 1,644 sqft |
| 2025-02-01 | 0 days | 1,649 sqft |
| 2025-03-01 | 0 days | 1,672 sqft |
| 2025-04-01 | 0 days | 1,675 sqft |
| 2025-05-01 | 0 days | 1,700 sqft |
| 2025-06-01 | 0 days | 1,751 sqft |
| 2025-07-01 | 0 days | 1,732 sqft |
| 2025-08-01 | 0 days | 1,679 sqft |
| 2025-09-01 | 0 days | 1,735 sqft |
| 2025-10-01 | 0 days | 1,753 sqft |
| 2025-11-01 | 0 days | 1,697 sqft |
| 2025-12-01 | 0 days | 1,672 sqft |
| 2026-01-01 | 0 days | 1,687 sqft |
| 2026-02-01 | 0 days | 1,687 sqft |
| 2026-03-01 | 0 days | 1,716 sqft |
| 2026-04-01 | 0 days | 1,702 sqft |
| 2026-05-01 | 0 days | 1,742 sqft |
| 2026-06-01 | 0 days | 1,726 sqft |
| 2026-07-01 | 0 days | 1,725 sqft |
| 2026-08-01 | 0 days | 1,740 sqft |
| 2026-09-01 | 0 days | 1,795 sqft |
| 2026-10-01 | 0 days | 1,760 sqft |
Moses Lake's median listing age (time on market) for 2026-10-01 was 0 days.
Moses Lake's median square footage for active listings during the 2026-10-01 period was 1,760 sqft. One year prior, the average listing was 1,753 sqft.
Moses Lake's median square footage for active listings during the 2026-10-01 period was 1,760 sqft. One year prior, the average listing was 1,753 sqft.
Moses Lake, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,172 | $368,500,000 | $314,420 |
| Cash Out Refi | 325 | $73,245,000 | $225,369 |
| Refi | 232 | $77,500,000 | $334,052 |
| Other | 178 | $22,820,000 | $128,202 |
| Home Improvement | 166 | $19,520,000 | $117,590 |
| NA | 2 | $350,000 | $175,000 |
Moses Lake's most frequently cited loan purpose was Home Purchase, with 1,172 originations. The 2nd most popular reason was Cash Out Refi, with 325 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 845 | $280,415,000 | $331,852 |
| 5-6% | 391 | $134,095,000 | $342,954 |
| 7-8% | 329 | $91,415,000 | $277,857 |
| Over 8% | 307 | $37,175,000 | $121,091 |
| <2.5% | 99 | $1,915,000 | $19,343 |
| 4-5% | 44 | $12,310,000 | $279,773 |
| 2.5-3% | 27 | $2,225,000 | $82,407 |
| 3-4% | 3 | $425,000 | $141,667 |
During 2025, Moses Lake's most frequently originated rate bucket was 6-7%, with 845 originations.
Loan Sizing (Moses Lake, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 929 | $279,625,000 | $300,996 |
| $100,000 or less | 431 | $19,655,000 | $45,603 |
| $100k-200k | 334 | $49,320,000 | $147,665 |
| $400k-600k | 295 | $140,185,000 | $475,203 |
| $600k-1000k | 72 | $51,960,000 | $721,667 |
| $Over $1MM | 14 | $21,190,000 | $1,513,571 |
Moses Lake's loan sizing saw the bucket of loans from $200k-400k with 929 originations, totaling $279,625,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 815 | $289,105,000 | $354,730 |
| 60-80% | 399 | $147,815,000 | $370,464 |
| Under 20% | 369 | $16,305,000 | $44,187 |
| 20-40% | 245 | $39,175,000 | $159,898 |
| 40-60% | 186 | $47,520,000 | $255,484 |
| Over 100% | 27 | $10,695,000 | $396,111 |
Moses Lake's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 815 originations, totaling $289,105,000 in origination value.