Community National Bank Mortgage Rates, Fees & Info
Midland, TXLEI: 5493006TJ2N1MYD0XD45
Tax ID: 75-1829272
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Mortgage Data
Review & Overview
Community National Bank is a smaller bank specializing in Home Purchase loans. Community National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Midland, Odessa, Lubbock, El Paso, and Dallas among others. We have data for 24 markets. (Some data included below & more in-depth data is available with an active subscription.)Community National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
380Origination Dollar Volume (All Markets)
$111,110,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MIDLAND, TX (FHA|USDA|VA) | 158 | $43,790,000 | $277,152 | $0 | 0.00% |
| ODESSA, TX (FHA|USDA|VA) | 83 | $19,985,000 | $240,783 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 79 | $18,665,000 | $236,266 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $7,775,000 | $2,591,667 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $6,340,000 | $634,000 | $0 | 0.00% |
| Outside of Metro Areas | 13 | $3,785,000 | $291,154 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $3,120,000 | $1,560,000 | $0 | 0.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $0 | 0.00% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $0 | 0.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 0.00% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 0.00% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 0.00% |
| Andrews, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Levelland, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Plainview, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Snyder, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 318 | $95,850,000 | $301,415 | $0 | 0.00% |
| FHA | 56 | $13,310,000 | $237,679 | $0 | 0.00% |
| VA | 6 | $1,950,000 | $325,000 | $0 | 0.00% |
For 2022, Community National Bank's most frequently originated type of loan was Conventional, with 318 originations. Their 2nd most popular type was FHA, with 56 originations.
Loan Reason
For 2022, Community National Bank's most frequently cited loan purpose was Home Purchase, with 299 originations. The 2nd most popular reason was Cash Out Refi, with 40 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 380 | $111,110,000 | $292,395 | $0 | 0.00% |
For 2022, Community National Bank's most frequently cited loan duration was Other, with 380 originations.
Loan Sizing
2022 saw Community National Bank place emphasis on $200k-400k loans with 167 originations, totaling $43,865,000 in origination value.
Applicant Income
Community National Bank lent most frequently to those with incomes in the $50k-75k range, with 56 originations. The second most popular income band? $100k-150k, with 50 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 380 | $111,110,000 | $292,395 | $0 | 0.00% |
Community National Bank lent most frequently to those with DTI ratios of Exempt%, with 380 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.44%
Community National Bank has an average approval rate.
Pick Rate
Approvals leading to origination84.21%
Community National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 380 | $111,110,000 | $292,395 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) | FHA mortgage | Struggling to pay mortgage | 2 | 66.7% |
| Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) | Other type of mortgage | Trouble during payment process | 1 | 33.3% |