Snyder Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Snyder averaged 7.42% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 7.19% and one month ago for the week of 2023-10-26, the average rate was 7.69%.

    Snyder's average rate one year ago was 6.58%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.82%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Snyder 30 Year Fixed Rate 2023-11-30 7.42%
    Snyder 30 Year Fixed Rate Refi 2023-11-30 7.82%
    Snyder 15 Year Fixed Rate 2023-11-30 6.56%
    Snyder 15 Year Fixed Rate Refi 2023-11-30 6.46%
    Snyder 30 Year FHA 2023-11-30 6.86%
    Snyder 30 Year FHA Refi 2023-11-30 6.95%
    Snyder 30 Year USDA 2023-11-30 6.9%
    Snyder 30 Year USDA Refi 2023-11-30 6.8%
    Snyder 30 Year VA 2023-11-30 6.77%
    Snyder 30 Year VA Refi 2023-11-30 6.87%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Snyder, TX.

    Snyder Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Snyder, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 5.75% $4,184
    First Bank & Trust 8 5.25% $4,727
    Jefferson Bank 6 5.33% $4,248
    CARDINAL FINANCIAL 5 5.70% $6,127
    QUICKEN LOANS, LLC 5 4.60% $5,220
    Wells Fargo Bank 4 4.34% $4,916
    Prosperity Bank 4 5.06% $3,363
    TEXAS TECH 3 4.29% $3,485
    HOMESIDE FINANCIAL, LLC 2 4.50% $5,934
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.31% $6,246
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.13% $9,795
    LRS FINANCIAL NETWORK, INC. 2 5.12% $3,952
    UNITED WHOLESALE MORTGAGE, LLC 2 6.38% $3,777
    First Financial Bank 2 4.56% $4,532
    INTERLINC MORTGAGE SERVICES, LLC 2 6.56% $7,237
    GREATER TEXAS FEDERAL CREDIT UNION 1 3.00% $4,241
    GUARANTEED RATE, INC. 1 5.88% $4,145
    JPMorgan Chase Bank 1 4.50% $4,490
    LOANDEPOT.COM, LLC 1 5.13% $6,675
    MORIA DEVELOPMENT, INC. 1 4.37% $5,947
    Mortgage Research Center, LLC 1 6.50% $2,050
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.13% $5,712
    Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $4,867
    Network Funding, L.P. 1 6.63% $5,470
    PENTAGON FEDERAL CREDIT UNION 1 4.88% $3,192
    Southwest Bank 1 5.88% $3,844
    SOUTHWEST FUNDING, LP 1 5.63% $8,752
    TEXAS DOW EMPLOYEES CREDIT UNION 1 6.13% $7,070
    VERITAS FUNDING, LLC 1 5.63% $5,134
    AgFirst Farm Credit Bank 1 6.50% $11,316
    ZILLOW HOME LOANS, LLC 1 5.63% $7,730
    Amarillo National Bank 1 4.88% $6,359
    AMERISAVE MORTGAGE CORPORATION 1 4.75% $5,310
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.75% $9,965
    CALIBER HOME LOANS, INC. 1 4.38% $3,069
    Carrington Mortgage Services, LLC 1 5.88% $9,178
    Centennial Bank 1 5.38% $7,502
    Chickasaw Community Bank 1 5.38% $4,750
    CHURCHILL MORTGAGE CORPORATION 1 3.38% $8,240
    City Bank 1 5.63% $8,949
    CORNERSTONE HOME LENDING, INC. 1 5.39% $1,839
    Equity Prime Mortgage LLC 1 3.88% $4,555
    EVERETT FINANCIAL, INC. 1 4.38% $2,903
    Flagstar Bank, FSB 1 5.25% $5,044
    Gateway First Bank 1 5.88% $3,712

    Snyder Average Closing Costs & Other Stats

    Snyder, TX's 45 lenders originated 247 loans during 2022. The total origination value was $40,725,000, with an average loan value of $164,879.

    Snyder's average closing costs are $5,513.

    The top Snyder lender as defined by loan originations is ARK-LA-TEX FINANCIAL SERVICES, LLC., with 8 loans originated. Their average total fees are $4,184, which is $543 lower than the next largest lender, First Bank & Trust.

    The lowest fee Snyder lenders (with over 10 loans originated) are .

    The lowest rate Snyder lenders (with over 10 loans originated) are .

    Snyder, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First Bank & Trust $4,550,000 $4,535,000 -0.3% 11.1%
    Pinnacle Bank $3,545,000 n/a 8.7%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,550,000 $2,345,000 51.3% 5.8%
    INTERLINC MORTGAGE SERVICES, LLC $3,080,000 $2,110,000 -31.5% 5.2%
    LRS FINANCIAL NETWORK, INC. $1,895,000 $2,000,000 5.5% 4.9%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $565,000 $1,820,000 222.1% 4.5%
    QUICKEN LOANS, LLC $4,070,000 $1,715,000 -57.9% 4.2%
    Jefferson Bank $1,335,000 $1,595,000 19.5% 3.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $115,000 $1,115,000 869.6% 2.7%
    Prosperity Bank $1,140,000 $980,000 -14.0% 2.4%
    21ST MORTGAGE CORPORATION $1,185,000 $870,000 -26.6% 2.1%
    First Financial Bank $485,000 $780,000 60.8% 1.9%
    Mortgage Research Center, LLC $455,000 $745,000 63.7% 1.8%
    LOANDEPOT.COM, LLC $305,000 $710,000 132.8% 1.7%
    TEXAS TECH $1,245,000 $695,000 -44.2% 1.7%
    Centennial Bank $685,000 n/a 1.7%
    EVERETT FINANCIAL, INC. $665,000 n/a 1.6%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $530,000 $590,000 11.3% 1.4%
    Northpointe Bank $540,000 n/a 1.3%
    CORNERSTONE HOME LENDING, INC. $510,000 n/a 1.3%
    Wells Fargo Bank $175,000 $500,000 185.7% 1.2%
    AgFirst Farm Credit Bank $495,000 n/a 1.2%
    City Bank $755,000 $495,000 -34.4% 1.2%
    PENNYMAC LOAN SERVICES, LLC $1,155,000 $465,000 -59.7% 1.1%
    AMERISAVE MORTGAGE CORPORATION $695,000 $445,000 -36.0% 1.1%
    MORIA DEVELOPMENT, INC. $435,000 n/a 1.1%
    First United Bank and Trust Company $385,000 n/a 0.9%
    HOMESIDE FINANCIAL, LLC $155,000 $370,000 138.7% 0.9%
    GUILD MORTGAGE COMPANY $360,000 n/a 0.9%
    Equity Prime Mortgage LLC $355,000 n/a 0.9%
    TEXAS DOW EMPLOYEES CREDIT UNION $335,000 n/a 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $410,000 $320,000 -22.0% 0.8%
    SOUTHWEST STAGE FUNDING, LLC $185,000 $300,000 62.2% 0.7%
    DHI MORTGAGE COMPANY, LTD. $150,000 $295,000 96.7% 0.7%
    Gateway First Bank $495,000 $285,000 -42.4% 0.7%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $285,000 235.3% 0.7%
    Flagstar Bank, FSB $245,000 $280,000 14.3% 0.7%
    ABILENE TEACHERS Federal Credit Union $25,000 $270,000 980.0% 0.7%
    BROKER SOLUTIONS, INC. $200,000 $270,000 35.0% 0.7%
    OPEN MORTGAGE, LLC $95,000 $260,000 173.7% 0.6%
    A+ Federal Credit Union $245,000 n/a 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $65,000 $235,000 261.5% 0.6%
    JPMorgan Chase Bank $235,000 n/a 0.6%
    USAA Federal Savings Bank $65,000 $230,000 253.8% 0.6%
    GREATER TEXAS FEDERAL CREDIT UNION $195,000 $195,000 0.0% 0.5%
    CHURCHILL MORTGAGE CORPORATION $175,000 n/a 0.4%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $175,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $175,000 n/a 0.4%
    NATIONS RELIABLE LENDING, LLC $175,000 n/a 0.4%
    SOUTHWEST FUNDING, LP $175,000 n/a 0.4%
    Amarillo National Bank $115,000 $165,000 43.5% 0.4%
    First United Bank $165,000 n/a 0.4%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $155,000 n/a 0.4%
    Carrington Mortgage Services, LLC $230,000 $155,000 -32.6% 0.4%
    PENTAGON FEDERAL CREDIT UNION $155,000 n/a 0.4%
    Citizens Bank $145,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $300,000 $145,000 -51.7% 0.4%
    Southwest Bank $145,000 n/a 0.4%
    Network Funding, L.P. $135,000 n/a 0.3%
    NEWREZ LLC $655,000 $135,000 -79.4% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $125,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $125,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $495,000 $115,000 -76.8% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 $105,000 10.5% 0.3%
    Community National Bank $95,000 n/a 0.2%
    LEGACY MORTGAGE LLC $95,000 n/a 0.2%
    Bank of America $85,000 n/a 0.2%
    Discover Bank $85,000 n/a 0.2%
    GUARANTEED RATE, INC. $85,000 n/a 0.2%
    PlainsCapital Bank $85,000 n/a 0.2%
    Access Community Credit Union $75,000 n/a 0.2%
    Nations Lending Corporation $115,000 $75,000 -34.8% 0.2%
    CALIBER HOME LOANS, INC. $330,000 $65,000 -80.3% 0.2%
    Chickasaw Community Bank $65,000 n/a 0.2%
    VERITAS FUNDING, LLC $65,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $55,000 n/a 0.1%
    PNC Bank $135,000 $55,000 -59.3% 0.1%

    Snyder's top lender by overall market share is First Bank & Trust, with 11.1% market share. In second place, with 8.7%, is Pinnacle Bank, having originated $3,545,000 in loans. In third place, with 5.8%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $2,345,000 in loans. In fourth place, with 5.2%, is INTERLINC MORTGAGE SERVICES, LLC, having originated $2,110,000 in loans. In fifth place, with 4.9%, is LRS FINANCIAL NETWORK, INC., having originated $2,000,000 in loans.

    Snyder Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Snyder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $128,125 (-14.0%) $163,744 (-7.3%) 0.00 117
    2018-02-01 $127,125 (-15.0%) $167,737 (-6.6%) 0.00 118
    2018-03-01 $125,000 (-17.9%) $164,780 (-8.0%) 0.00 123
    2018-04-01 $126,575 (-15.1%) $164,001 (-8.0%) 0.00 126
    2018-05-01 $131,175 (-12.0%) $167,484 (-12.2%) 0.00 122
    2018-06-01 $139,000 (-6.2%) $172,388 (-7.3%) 0.00 121
    2018-07-01 $141,500 (6.8%) $168,574 (-4.4%) 0.00 121
    2018-08-01 $131,200 (1.3%) $161,728 (-6.8%) 0.00 127
    2018-09-01 $124,450 (-4.2%) $149,705 (-16.2%) 0.00 122
    2018-10-01 $125,000 (0.0%) $151,116 (-10.1%) 0.00 113
    2018-11-01 $124,000 (-2.7%) $335,364 (99.6%) 0.00 107
    2018-12-01 $123,500 (-1.2%) $359,232 (118.5%) 0.00 103
    2019-01-01 $120,625 (-5.9%) $382,329 (133.5%) 0.00 90
    2019-02-01 $113,500 (-10.7%) $393,322 (134.5%) 0.00 81
    2019-03-01 $106,857 (-14.5%) $379,672 (130.4%) 0.00 85
    2019-04-01 $102,856 (-18.7%) $343,383 (109.4%) 0.00 99
    2019-05-01 $115,500 (-12.0%) $334,229 (99.6%) 0.00 103
    2019-06-01 $125,000 (-10.1%) $329,701 (91.3%) 0.00 104
    2019-07-01 $125,000 (-11.7%) $318,988 (89.2%) 0.00 111
    2019-08-01 $126,145 (-3.9%) $192,918 (19.3%) 0.00 104
    2019-09-01 $122,689 (-1.4%) $162,952 (8.9%) 0.00 94
    2019-10-01 $122,884 (-1.7%) $142,368 (-5.8%) 0.00 87
    2019-11-01 $125,000 (0.8%) $135,719 (-59.5%) 0.00 81
    2019-12-01 $125,000 (1.2%) $132,756 (-63.0%) 0.00 80
    2020-01-01 $126,875 (5.2%) $140,748 (-63.2%) 0.00 73
    2020-02-01 $128,000 (12.8%) $139,533 (-64.5%) 0.00 69
    2020-03-01 $129,600 (21.3%) $145,630 (-61.6%) 0.00 74
    2020-04-01 $133,650 (29.9%) $153,577 (-55.3%) 0.00 81
    2020-05-01 $134,950 (16.8%) $146,599 (-56.1%) 0.00 71
    2020-06-01 $134,950 (8.0%) $147,282 (-55.3%) 0.00 67
    2020-07-01 $137,000 (9.6%) $148,962 (-53.3%) 0.00 63
    2020-08-01 $137,000 (8.6%) $157,137 (-18.6%) 0.00 51
    2020-09-01 $139,000 (13.3%) $164,944 (1.2%) 0.00 50
    2020-10-01 $140,000 (13.9%) $181,115 (27.2%) 0.00 50
    2020-11-01 $167,975 (34.4%) $187,457 (38.1%) 0.00 53
    2020-12-01 $152,475 (22.0%) $185,132 (39.5%) 0.00 54
    2021-01-01 $144,500 (13.9%) $173,355 (23.2%) 0.00 53
    2021-02-01 $144,475 (12.9%) $184,621 (32.3%) 0.00 39
    2021-03-01 $152,200 (17.4%) $201,090 (38.1%) 0.00 34
    2021-04-01 $140,500 (5.1%) $171,816 (11.9%) 0.00 33
    2021-05-01 $149,500 (10.8%) $175,641 (19.8%) 0.00 35
    2021-06-01 $135,000 (0.0%) $173,083 (17.5%) 0.00 30
    2021-07-01 $130,000 (-5.1%) $162,049 (8.8%) 0.00 33
    2021-08-01 $151,000 (10.2%) $217,738 (38.6%) 0.00 34
    2021-09-01 $142,500 (2.5%) $209,623 (27.1%) 0.00 35
    2021-10-01 $168,500 (20.4%) $180,370 (-0.4%) 0.00 40
    2021-11-01 $143,750 (-14.4%) $180,395 (-3.8%) 0.00 48
    2021-12-01 $150,000 (-1.6%) $188,898 (2.0%) 0.00 47
    2022-01-01 $170,000 (17.7%) $197,722 (14.1%) 0.00 45
    2022-02-01 $149,000 (3.1%) $195,327 (5.8%) 0.00 46
    2022-03-01 $149,000 (-2.1%) $183,320 (-8.8%) 0.00 42
    2022-04-01 $156,000 (11.0%) $184,708 (7.5%) 0.00 45
    2022-05-01 $173,500 (16.1%) $196,718 (12.0%) 0.00 47
    2022-06-01 $183,500 (35.9%) $219,372 (26.7%) 0.00 49
    2022-07-01 $180,000 (38.5%) $225,137 (38.9%) 0.00 49
    2022-08-01 $170,000 (12.6%) $226,265 (3.9%) 0.00 49
    2022-09-01 $148,500 (4.2%) $205,038 (-2.2%) 0.00 50
    2022-10-01 $143,600 (-14.8%) $181,860 (0.8%) 0.00 44
    2022-11-01 $173,250 (20.5%) $190,660 (5.7%) 0.00 42
    2022-12-01 $165,000 (10.0%) $192,400 (1.9%) 0.00 37
    2023-01-01 $172,000 (1.2%) $206,200 (4.3%) 0.00 37
    2023-02-01 $160,000 (7.4%) $185,835 (-4.9%) 0.00 38
    2023-03-01 $189,000 (26.9%) $239,505 (30.7%) 0.00 40
    2023-04-01 $174,450 (11.8%) $239,481 (29.7%) 0.00 37
    2023-05-01 $149,500 (-13.8%) $220,801 (12.2%) 0.00 37
    2023-06-01 $147,110 (-19.8%) $209,505 (-4.5%) 0.00 38
    2023-07-01 $149,450 (-17.0%) $179,086 (-20.5%) 0.00 35
    2023-08-01 $145,325 (-14.5%) $179,284 (-20.8%) 0.00 34
    2023-09-01 $150,750 (1.5%) $182,627 (-10.9%) 0.00 39
    2023-10-01 $147,500 (2.7%) $175,560 (-3.5%) 0.00 44
    2023-11-01 $143,125 (-17.4%) $176,275 (-7.6%) 0.00 43
    Snyder's median listing price for 2023-11-01 was $143,125, a difference of $-30,125 (-17.4%) versus the prior year and $-4,375 versus the prior month.

    Snyder's median listing price comes in at 0% of the national average.

    Snyder's average listing price for 2023-11-01 was $176,275, a difference of $-14,385 (-7.6%) versus the prior year and $715 versus the prior month.

    For the 2023-11-01 period, Snyder had 43 MLS listings, a difference of -1 listings (-2%) versus the prior month and 1 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Snyder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,750 sqft
    2018-02-01 0 days 1,803 sqft
    2018-03-01 0 days 1,797 sqft
    2018-04-01 0 days 1,791 sqft
    2018-05-01 0 days 1,784 sqft
    2018-06-01 0 days 1,778 sqft
    2018-07-01 0 days 1,928 sqft
    2018-08-01 0 days 1,851 sqft
    2018-09-01 0 days 1,735 sqft
    2018-10-01 0 days 1,688 sqft
    2018-11-01 0 days 1,735 sqft
    2018-12-01 0 days 1,751 sqft
    2019-01-01 0 days 1,759 sqft
    2019-02-01 0 days 1,767 sqft
    2019-03-01 0 days 1,711 sqft
    2019-04-01 0 days 1,651 sqft
    2019-05-01 0 days 1,650 sqft
    2019-06-01 0 days 1,730 sqft
    2019-07-01 0 days 1,713 sqft
    2019-08-01 0 days 1,692 sqft
    2019-09-01 0 days 1,661 sqft
    2019-10-01 0 days 1,643 sqft
    2019-11-01 0 days 1,633 sqft
    2019-12-01 0 days 1,630 sqft
    2020-01-01 0 days 1,639 sqft
    2020-02-01 0 days 1,654 sqft
    2020-03-01 0 days 1,665 sqft
    2020-04-01 0 days 1,653 sqft
    2020-05-01 0 days 1,654 sqft
    2020-06-01 0 days 1,665 sqft
    2020-07-01 0 days 1,665 sqft
    2020-08-01 0 days 1,683 sqft
    2020-09-01 0 days 1,754 sqft
    2020-10-01 0 days 1,756 sqft
    2020-11-01 0 days 1,740 sqft
    2020-12-01 0 days 1,705 sqft
    2021-01-01 0 days 1,694 sqft
    2021-02-01 0 days 1,701 sqft
    2021-03-01 0 days 1,849 sqft
    2021-04-01 0 days 1,700 sqft
    2021-05-01 0 days 1,622 sqft
    2021-06-01 0 days 1,581 sqft
    2021-07-01 0 days 1,468 sqft
    2021-08-01 0 days 1,681 sqft
    2021-09-01 0 days 1,733 sqft
    2021-10-01 0 days 1,663 sqft
    2021-11-01 0 days 1,605 sqft
    2021-12-01 0 days 1,681 sqft
    2022-01-01 0 days 1,727 sqft
    2022-02-01 0 days 1,633 sqft
    2022-03-01 0 days 1,586 sqft
    2022-04-01 0 days 1,703 sqft
    2022-05-01 0 days 1,711 sqft
    2022-06-01 0 days 1,719 sqft
    2022-07-01 0 days 1,720 sqft
    2022-08-01 0 days 1,715 sqft
    2022-09-01 0 days 1,693 sqft
    2022-10-01 0 days 1,672 sqft
    2022-11-01 0 days 1,788 sqft
    2022-12-01 0 days 1,732 sqft
    2023-01-01 0 days 1,766 sqft
    2023-02-01 0 days 1,686 sqft
    2023-03-01 0 days 1,815 sqft
    2023-04-01 0 days 1,824 sqft
    2023-05-01 0 days 1,747 sqft
    2023-06-01 0 days 1,673 sqft
    2023-07-01 0 days 1,716 sqft
    2023-08-01 0 days 1,716 sqft
    2023-09-01 0 days 1,684 sqft
    2023-10-01 0 days 1,605 sqft
    2023-11-01 0 days 1,552 sqft
    Snyder's median listing age (time on market) for 2023-11-01 was 0 days.

    Snyder's median square footage for active listings during the 2023-11-01 period was 1,552 sqft. One year prior, the average listing was 1,788 sqft.

    Snyder, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 201 $31,665,000 $157,537
    Cash Out Refi 20 $2,730,000 $136,500
    Refi 15 $5,615,000 $374,333
    Home Improvement 10 $660,000 $66,000
    Other 1 $55,000 $55,000

    Snyder's most frequently cited loan purpose was Home Purchase, with 201 originations. The 2nd most popular reason was Cash Out Refi, with 20 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 87 $14,475,000 $166,379
    4-5% 59 $8,245,000 $139,746
    6-7% 36 $5,820,000 $161,667
    3-4% 24 $7,200,000 $300,000
    7-8% 13 $1,885,000 $145,000
    Over 8% 12 $1,270,000 $105,833
    2.5-3% 9 $1,245,000 $138,333
    <2.5% 5 $405,000 $81,000

    During 2022, Snyder's most frequently originated rate bucket was 5-6%, with 87 originations.

    Loan Sizing (Snyder, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 115 $16,965,000 $147,522
    $100,000 or less 77 $5,015,000 $65,130
    $200k-400k 48 $12,240,000 $255,000
    $400k-600k 5 $2,275,000 $455,000
    $600k-1000k 1 $685,000 $685,000
    $Over $1MM 1 $3,545,000 $3,545,000

    Snyder's loan sizing saw the bucket of loans from $100k-200k with 115 originations, totaling $16,965,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 167 $27,455,000 $164,401
    60-80% 41 $6,095,000 $148,659
    40-60% 15 $5,035,000 $335,667
    20-40% 11 $965,000 $87,727
    Under 20% 6 $120,000 $20,000
    Over 100% 5 $875,000 $175,000

    Snyder's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 167 originations, totaling $27,455,000 in origination value.