First Southern National Bank Mortgage Rates, Fees & Info
Lancaster, KY
LEI: 549300C853H86L248593
Tax ID: 61-0290000
5 stars
-
out of 5 stars, based on 23 reviews
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Mortgage Data
Bank Data
Overview
First Southern National Bank is a
smaller
bank
specializing in
Home Purchase and Refi loans.
First Southern National Bank has a high proportion of conventional loans.
Their top markets include Bowling Green, Lexington, Danville, Central City, and Richmond among others. First Southern National Bank has
an above average
approval rate for mortages when compared nationally.
They have
an above average
pick rate when compared to the same sample of other lendors.
First Southern National Bank is typically
a low fee
lendor.
Originations
543
Origination Dollar Volume (All Markets)
$94,275,000
Employee count
196
Relative Rate
First Southern National Bank's average 30 year fixed rate mortgage of loans were
3.79%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.64%.
Relative Fees
First Southern National Bank's average total fees for a 30 year fixed rate
mortgage are $2,540.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
|
Outside of Metro Areas
|
227 |
$32,795,000 |
$144,471 |
$1,634 |
4.28% |
|
BOWLING GREEN, KY (FHA|USDA|VA)
|
66
|
$14,300,000 |
$216,667 |
$2,284 |
4.14% |
|
LEXINGTON-FAYETTE, KY (FHA|USDA|VA)
|
35
|
$8,815,000 |
$251,857 |
$3,040 |
4.06% |
|
Danville, KY (FHA|USDA|VA)
|
48
|
$7,900,000 |
$164,583 |
$1,931 |
4.23% |
|
Central City, KY (FHA|USDA|VA)
|
72
|
$7,020,000 |
$97,500 |
$1,443 |
4.25% |
|
Richmond-Berea, KY (FHA|USDA|VA)
|
27
|
$6,075,000 |
$225,000 |
$2,761 |
4.24% |
|
Somerset, KY (FHA|USDA|VA)
|
14
|
$2,470,000 |
$176,429 |
$2,090 |
4.26% |
|
CLARKSVILLE, TN-KY (FHA|USDA|VA)
|
15
|
$2,265,000 |
$151,000 |
$2,300 |
4.24% |
|
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA)
|
5
|
$2,255,000 |
$451,000 |
$3,603 |
3.57% |
|
MIDLAND, TX (FHA|USDA|VA)
|
1
|
$1,305,000 |
$1,305,000 |
$10,944 |
3.79% |
|
Frankfort, KY (FHA|USDA|VA)
|
5
|
$1,255,000 |
$251,000 |
$3,041 |
4.04% |
|
EVANSVILLE, IN-KY (FHA|USDA|VA)
|
3
|
$1,065,000 |
$355,000 |
$0 |
4.17% |
|
Sevierville, TN (FHA|USDA|VA)
|
1
|
$945,000 |
$945,000 |
$0 |
4.25% |
|
AUBURN-OPELIKA, AL (FHA|USDA|VA)
|
1
|
$865,000 |
$865,000 |
$0 |
3.90% |
|
PITTSBURGH, PA (FHA|USDA|VA)
|
1
|
$785,000 |
$785,000 |
$14,459 |
4.50% |
|
Madisonville, KY (FHA|USDA|VA)
|
4
|
$580,000 |
$145,000 |
$3,753 |
4.34% |
|
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA)
|
1
|
$385,000 |
$385,000 |
$5,215 |
3.95% |
|
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)
|
1
|
$345,000 |
$345,000 |
$0 |
3.95% |
|
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA)
|
1
|
$325,000 |
$325,000 |
$5,766 |
4.31% |
|
PANAMA CITY, FL (FHA|USDA|VA)
|
2
|
$320,000 |
$160,000 |
$1,315 |
3.75% |
|
JACKSONVILLE, FL (FHA|USDA|VA)
|
1
|
$305,000 |
$305,000 |
$0 |
3.95% |
|
London, KY (FHA|USDA|VA)
|
1
|
$305,000 |
$305,000 |
$4,925 |
3.95% |
|
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA)
|
2
|
$290,000 |
$145,000 |
$2,396 |
4.51% |
|
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA)
|
1
|
$275,000 |
$275,000 |
$0 |
3.95% |
|
MORRISTOWN, TN (FHA|USDA|VA)
|
1
|
$275,000 |
$275,000 |
$2,872 |
3.87% |
|
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)
|
1
|
$205,000 |
$205,000 |
$0 |
5.20% |
|
CINCINNATI, OH-KY-IN (FHA|USDA|VA)
|
1
|
$175,000 |
$175,000 |
$0 |
4.50% |
|
OWENSBORO, KY (FHA|USDA|VA)
|
1
|
$115,000 |
$115,000 |
$1,765 |
3.10% |
|
KNOXVILLE, TN (FHA|USDA|VA)
|
1
|
$105,000 |
$105,000 |
$0 |
4.50% |
|
Glasgow, KY (FHA|USDA|VA)
|
1
|
$75,000 |
$75,000 |
$0 |
3.75% |
|
Greenville, OH (FHA|USDA|VA)
|
1
|
$65,000 |
$65,000 |
$2,114 |
3.75% |
|
Lawrenceburg, TN (FHA|USDA|VA)
|
1
|
$15,000 |
$15,000 |
$1,984 |
4.32% |
First Southern National Bank's top markets include Bowling Green, Lexington, Danville, Central City, and Richmond among others.
Product Mix
| Loan Type |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Conventional |
543 |
$94,275,000 |
$173,619 |
$1,985 |
4.22% |
For the 2021 period, First Southern National Bank's most frequently
originated loan type
of loans were Conventional, with 543 originations.
Loan Reason
| Loan Reason |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Home Purchase |
271 |
$55,985,000 |
$206,587 |
$2,539 |
4.20% |
| Refi |
217 |
$32,415,000 |
$149,378 |
$1,413 |
4.20% |
| Home Improvement |
31 |
$3,135,000 |
$101,129 |
$1,683 |
4.34% |
| Other |
24 |
$2,740,000 |
$114,167 |
$2,059 |
4.44% |
For the 2021, First Southern National Bank's most frequently cited loan
purpose
of loans were Home Purchase, with 271
originations.
The 2nd most popular reason of loans were Refi,
with 217 originations.
Loan Duration/Length
| Loan Length |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Other |
211 |
$46,275,000 |
$219,313 |
$2,267 |
4.10% |
| 15 Year |
89 |
$13,645,000 |
$153,315 |
$1,750 |
4.25% |
| 20 Year |
75 |
$12,435,000 |
$165,800 |
$1,646 |
4.09% |
| 10 Year |
71 |
$4,875,000 |
$68,662 |
$1,237 |
4.64% |
| 1 Year |
51 |
$8,055,000 |
$157,941 |
$2,244 |
4.19% |
| 5 Year |
28 |
$3,550,000 |
$126,786 |
$1,094 |
4.60% |
| 30 Year |
10 |
$2,100,000 |
$210,000 |
$2,540 |
3.79% |
| 30+ year |
5 |
$3,005,000 |
$601,000 |
$3,518 |
3.83% |
| 3 Year |
3 |
$335,000 |
$111,667 |
$2,215 |
4.43% |
For the 2021, First Southern National Bank's most frequently cited loan
length
of loans were Other, with 211 originations.
The 2nd most popular length of loans were 15 Year,
with 89 originations.
Origination Fees
| Origination Fee |
Originations |
Total Value |
Average Loan |
| $<1k |
160 |
$14,540,000 |
$90,875 |
| $1k-2k |
111 |
$17,205,000 |
$155,000 |
| $2k-3k |
36 |
$9,080,000 |
$252,222 |
| $3k-4k |
21 |
$9,695,000 |
$461,667 |
| $5k+ |
6 |
$4,060,000 |
$676,667 |
$2,540 of loans were First Southern National Bank's
average total fees, while their most
frequently occuring range of origination fees were in the
$<1k bucket,
with 160 originations.
Interest Rates
| Loan Rate |
Originations |
Total Value |
Average Loan |
| 3-4% |
247 |
$58,805,000 |
$238,077 |
| 4-5% |
245 |
$31,065,000 |
$126,796 |
| 5-6% |
44 |
$3,530,000 |
$80,227 |
| 6-7% |
4 |
$180,000 |
$45,000 |
| <2.5% |
2 |
$290,000 |
$145,000 |
| 2.5-3% |
1 |
$405,000 |
$405,000 |
During 2021, First Southern National Bank's average interest
rate of loans were 3.79%, while their
most frequently originated rate bucket of loans were 3-4%,
with 247 originations.
Loan Sizing
| Loan Size |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $100,000 or less |
255 |
$13,725,000 |
$53,824 |
$1,204 |
4.44% |
| $100k-200k |
150 |
$21,530,000 |
$143,533 |
$1,797 |
4.06% |
| $200k-400k |
97 |
$26,115,000 |
$269,227 |
$2,815 |
4.03% |
| $400k-600k |
22 |
$10,640,000 |
$483,636 |
$4,240 |
3.83% |
| $600k-1MM |
13 |
$10,575,000 |
$813,462 |
$10,095 |
4.00% |
| $1MM+ |
6 |
$11,690,000 |
$1,948,333 |
$5,916 |
3.87% |
2021 saw First Southern National Bank place emphasis on
$100,000 or less loans
with 255 originations, totaling
$13,725,000 in origination value.
Applicant Income
| Applicant Income |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $50k or less |
111 |
$7,225,000 |
$65,090 |
$1,256 |
4.42% |
| $100k-150k |
109 |
$18,395,000 |
$168,761 |
$2,164 |
4.17% |
| $50k-75k |
91 |
$10,675,000 |
$117,308 |
$1,848 |
4.24% |
| $75k-100k |
80 |
$11,000,000 |
$137,500 |
$2,092 |
4.20% |
| $150k-250k |
43 |
$10,405,000 |
$241,977 |
$2,616 |
4.11% |
| $250k+ |
23 |
$8,835,000 |
$384,130 |
$5,265 |
4.06% |
First Southern National Bank lent most frequently to those with incomes in the
$50k or less range, with
111 originations.
The second most popular income band? $100k-150k,
with 109 originations.
Applicant Debt to Income Ratio
| DTI Ratio |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-30% |
142 |
$18,510,000 |
$130,352 |
$1,820 |
4.27% |
| <20% |
78 |
$9,720,000 |
$124,615 |
$1,931 |
4.14% |
| 30-36% |
71 |
$9,685,000 |
$136,408 |
$1,906 |
4.21% |
| 50-60% |
25 |
$5,015,000 |
$200,600 |
$3,095 |
4.35% |
| >60% |
18 |
$2,110,000 |
$117,222 |
$3,353 |
4.59% |
| 40% |
15 |
$1,935,000 |
$129,000 |
$1,624 |
4.49% |
| 36% |
14 |
$2,040,000 |
$145,714 |
$1,825 |
4.17% |
| 39% |
14 |
$2,730,000 |
$195,000 |
$1,788 |
4.10% |
| 43% |
12 |
$1,790,000 |
$149,167 |
$2,061 |
4.12% |
| 45% |
9 |
$1,605,000 |
$178,333 |
$1,866 |
4.01% |
| 41% |
9 |
$1,845,000 |
$205,000 |
$2,728 |
3.94% |
| 38% |
8 |
$1,580,000 |
$197,500 |
$1,738 |
3.98% |
| 47% |
8 |
$1,730,000 |
$216,250 |
$1,651 |
3.98% |
| 37% |
8 |
$1,820,000 |
$227,500 |
$2,763 |
4.12% |
| 49% |
5 |
$845,000 |
$169,000 |
$2,163 |
4.67% |
| 44% |
5 |
$575,000 |
$115,000 |
$1,122 |
4.44% |
| 46% |
5 |
$1,715,000 |
$343,000 |
$3,615 |
3.99% |
| 48% |
5 |
$655,000 |
$131,000 |
$2,018 |
4.17% |
| 42% |
4 |
$590,000 |
$147,500 |
$1,826 |
4.08% |
First Southern National Bank lent most frequently to those with DTI ratios
of 20-30%, with
142 originations.
The next most common DTI ratio? <20%,
with 78 originations.
Ethnicity Mix
| Applicant Ethnicity |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| White |
455 |
$66,835,000 |
$146,890 |
$1,956 |
4.22% |
| Not applicable |
78 |
$25,880,000 |
$331,795 |
$0 |
4.16% |
| Black |
9 |
$1,315,000 |
$146,111 |
$3,832 |
4.54% |
| Asian |
1 |
$245,000 |
$245,000 |
$0 |
3.95% |
Approval Rates
Total approvals of all applications
97.36%
First Southern National Bank has an exceptionally high approval rate. They
either target their audience
very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination
95.59%
First Southern National Bank has an exceptionally high pick rate. They
most likely have borrower friendly terms or other
characteristics like being fast to close or are easy to work with.
Points and Fees
| Points |
Originations |
Total Value |
Average Loan |
| 1124.0 |
1 |
$75,000 |
$75,000 |
| 294.0 |
1 |
$5,000 |
$5,000 |
| 544.0 |
3 |
$165,000 |
$55,000 |
| 644.0 |
1 |
$35,000 |
$35,000 |
| NA |
537 |
$93,995,000 |
$175,037 |
Occupancy Type Mix
| Dwelling Type |
Originations |
Total Value |
Average Loan |
|
543 |
$94,275,000 |
$173,619 |
LTV Distribution
| Loan to Value |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-40% |
55 |
$7,755,000 |
$141,000 |
$1,253 |
4.25% |
| 40-60% |
104 |
$15,710,000 |
$151,058 |
$1,940 |
4.31% |
| 60-80% |
198 |
$40,850,000 |
$206,313 |
$2,235 |
4.18% |
| 80-100% |
156 |
$27,820,000 |
$178,333 |
$2,044 |
4.16% |
| Over 100% |
9 |
$1,245,000 |
$138,333 |
$1,849 |
4.33% |
| Under 20% |
20 |
$860,000 |
$43,000 |
$1,136 |
4.47% |
Complaints
| Bank Name |
Product |
Issue |
2021 CPFB Complaints |
% of Total Issues |
| FIRST NATIONAL BANK OF OMAHA |
FHA mortgage |
Improper use of your report |
1 |
25.0% |
| FIRST NATIONAL BANK OF OMAHA |
Conventional home mortgage |
Applying for a mortgage or refinancing an existing mortgage |
1 |
25.0% |
| FIRST NATIONAL BANK OF OMAHA |
Conventional home mortgage |
Trouble during payment process |
1 |
25.0% |
| FIRST NATIONAL BANK OF OMAHA |
Other type of mortgage |
Struggling to pay mortgage |
1 |
25.0% |
Bank Details
Branches
| Bank Name |
Branch |
Branch Type |
Deposits (000's) |
| First Southern National Bank |
3060 Harrodsburg Road, Suite 205 Lexington, KY 40503 |
Full Service B&M
|
$54,454 |
| First Southern National Bank |
401 North Main Street Greenville, KY 42345 |
Full Service B&M
|
$35,816 |
| First Southern National Bank |
88 South Bethel Street Russellville, KY 42276 |
Full Service B&M
|
$203,148 |
| First Southern National Bank |
894 Richmond Plaza Richmond, KY 40475 |
Full Service B&M
|
$52,781 |
| First Southern National Bank |
100 North Main Street Monticello, KY 42633 |
Full Service B&M
|
$76,390 |
| First Southern National Bank |
101 West Washington Street Princeton, KY 42445 |
Full Service B&M
|
$76,047 |
| First Southern National Bank |
1013 West Main Street Princeton, KY 42445 |
Full Service B&M
|
$12,165 |
| First Southern National Bank |
102 West Main Street Stanford, KY 40484 |
Full Service B&M
|
$65,513 |
| First Southern National Bank |
103 Vincent Drive Stanford, KY 40484 |
Full Service B&M
|
$124,458 |
| First Southern National Bank |
1195 North Main Street Monticello, KY 42633 |
Full Service B&M
|
$0 |
| First Southern National Bank |
1214 Ashley Circle Bowling Green, KY 42103 |
Full Service B&M
|
$21,202 |
| First Southern National Bank |
130 West Broad Street Central City, KY 42330 |
Full Service B&M
|
$77,919 |
| First Southern National Bank |
15 North Highway 27 Somerset, KY 42501 |
Full Service B&M
|
$76,342 |
| First Southern National Bank |
204 Fairfield Drive Nicholasville, KY 40340 |
Full Service B&M
|
$51,346 |
| First Southern National Bank |
27 Public Square Lancaster, KY 40444 |
Full Service B&M
|
$76,288 |
For 2021, First Southern National Bank had 15 branches.
Yearly Performance Overview
Bank Income
First Southern National Bank's gross interest income from loans was $37,190,000.
First Southern National Bank's net interest income from loans was $36,194,000.
First Southern National Bank's fee based income from loans was $2,080,000.
First Southern National Bank's net income from loans was $9,284,000.
Bank Expenses
| Item |
Value (in 000's) |
| Total interest expense |
$996 |
| Provision for credit losses |
$533 |
| Total noninterest expense |
$28,999 |
| Salaries and employee benefits |
$13,952 |
| Premises and equipment expense |
$3,055 |
| Additional noninterest expense |
$11,992 |
| Applicable income taxes |
$2,747 |
| Net charge-offs |
$176 |
| Cash dividends |
$4,000 |
First Southern National Bank's interest expense for loans was $996,000.
First Southern National Bank's payroll and benefits expense were $13,952,000.
First Southern National Bank's property, plant and equipment expenses $3,055,000.
Deposits
| Type |
Value (in 000's) |
| Total deposits |
$1,065,042 |
| Deposits held in domestic offices |
$1,065,042 |
| Deposits by Individuals, partnerships, and corporations |
$973,116 |
| Deposits by U.S. Government |
$0 |
| Deposits by States and political subdivisions in the U.S. |
$91,754 |
| Deposits by Commercial banks and other depository institutions in U.S. |
$172 |
| Deposits by Banks in foreign countries |
$0 |
| Deposits by Foreign governments and official institutions |
$0 |
| Transaction accounts |
$695,197 |
| Demand deposits |
$695,197 |
| Nontransaction accounts |
$369,845 |
| Money market deposit accounts (MMDAs) |
$54,423 |
| Other savings deposits (excluding MMDAs) |
$202,256 |
| Total time deposits |
$113,166 |
| Total time and savings deposits |
$369,845 |
| Noninterest-bearing deposits |
$277,764 |
| Interest-bearing deposits |
$787,278 |
| Retail deposits |
$1,048,854 |
| IRAs and Keogh plan accounts |
$30,027 |
| Brokered deposits |
$0 |
| Deposits held in foreign offices |
$0 |
Assets
| Asset |
Value (in 000's) |
| Total Assets |
$1,180,778 |
| Cash & Balances due from depository institutions |
$222,611 |
| Interest-bearing balances |
$203,494 |
| Total securities |
$283,762 |
| Federal funds sold & reverse repurchase |
$127 |
| Net loans and leases |
$621,870 |
| Loan and leases loss allowance |
$10,349 |
| Trading account assets |
$0 |
| Bank premises and fixed assets |
$22,530 |
| Other real estate owned |
$685 |
| Goodwill and other intangibles |
$15,727 |
| All other assets |
$13,466 |
Liabilities
| Liabilities |
Value (in 000's) |
| Total liabilities and capital |
$1,180,778 |
| Total Liabilities |
$1,072,084 |
| Total deposits |
$1,065,042 |
| Interest-bearing deposits |
$787,278 |
| Deposits held in domestic offices |
$1,065,042 |
| % insured (estimated) |
$75 |
| Federal funds purchased and repurchase agreements |
$2,753 |
| Trading liabilities |
$0 |
| Other borrowed funds |
$0 |
| Subordinated debt |
$0 |
| All other liabilities |
$4,289 |
Issued Loan Types
| Type |
Value (in 000's) |
| Net loans and leases |
$621,870 |
| Loan and leases loss allowance |
$10,349 |
| Total loans and leases (domestic) |
$632,219 |
| All real estate loans |
$531,137 |
| Real estate loans in domestic offices |
$531,137 |
| Construction and development loans |
$41,880 |
| Residential 1-4 family construction |
$16,809 |
| Other construction, all land development and other land |
$25,071 |
| Loans secured by nonfarm nonresidential properties |
$190,571 |
| Nonfarm nonresidential secured by owner-occupied properties |
$70,000 |
| Commercial real estate & other non-farm, non-residential |
$120,571 |
| Multifamily residential real estate |
$15,544 |
| 1-4 family residential loans |
$242,093 |
| Farmland loans |
$41,049 |
| Loans held in foreign offices |
$0 |
| Farm loans |
$7,289 |
| Commercial and industrial loans |
$68,182 |
| To non-U.S. addressees |
$0 |
| Loans to individuals |
$22,886 |
| Credit card loans |
$0 |
| Related Plans |
$1,030 |
| Consumer Auto Loans |
$10,435 |
| Other loans to individuals |
$11,421 |
| All other loans & leases |
$5,097 |
| Loans to foreign governments and official institutions |
$0 |
| Other loans |
$450 |
| Loans to depository institutions and acceptances of other banks |
$0 |
| Loans not secured by real estate |
$0 |
| Loans secured by real estate to non-U.S. addressees |
$0 |
| Restructured Loans & leases |
$663 |
| Non 1-4 family restructured loans & leases |
$217 |
| Total loans and leases (foreign) |
$0 |
First Southern National Bank had $621,870,000 of loans outstanding in 2021. $531,137,000 of loans were in real estate loans.
$41,880,000 of loans were in development loans. $15,544,000 of loans were in multifamily mortgage loans.
$242,093,000 of loans were in 1-4 family mortgage loans. $7,289,000 of loans were in farm loans. $0
of loans were in credit card loans. $10,435,000 of loans were in the auto loan category.
Small Business Loans
| Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
| Nonfarm, nonresidential loans - <$1MM |
375 |
$61,351 |
$163,603 |
| Nonfarm, nonresidential loans - <$100k |
124 |
$4,765 |
$38,427 |
| Nonfarm, nonresidential loans - $100-250k |
135 |
$16,521 |
$122,378 |
| Nonfarm, nonresidential loans - $250k-1MM |
116 |
$40,065 |
$345,388 |
| Commercial & Industrial, US addressed loans - <$1MM |
1,065 |
$37,813 |
$35,505 |
| Commercial & Industrial, US addressed loans - <$100k |
963 |
$18,580 |
$19,294 |
| Commercial & Industrial, US addressed loans - $100-250k |
58 |
$5,315 |
$91,638 |
| Commercial & Industrial, US addressed loans - $250k-1MM |
44 |
$13,918 |
$316,318 |
| Farmland loans - <$1MM |
283 |
$28,300 |
$100,000 |
| Farmland loans - <$100k |
137 |
$5,088 |
$37,139 |
| Farmland loans - $100-250k |
105 |
$12,809 |
$121,990 |
| Farmland loans - $250k-1MM |
41 |
$10,403 |
$253,732 |
| Agriculture operations loans - <$1MM |
329 |
$6,932 |
$21,070 |
| Agriculture operations loans - <$100k |
316 |
$5,709 |
$18,066 |
| Agriculture operations loans - $100-250k |
12 |
$1,071 |
$89,250 |
| Agriculture operations loans - $250k-1MM |
1 |
$152 |
$152,000 |
