Msa Mortgage Rates, Fees & Info

WINTHROP, MA

LEI: 549300CHBB3GN7JFXU86

Tax ID: 04-3554784

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Mortgage Data

Review & Overview

Msa Mortgage is a smaller mortgage company specializing in Refi and Home Purchase loans. Msa Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Boston, Worcester, Barre, Providence, and Manchester among others. We have data for 29 markets. (Some data included below & more in-depth data is available with an active subscription.)

Msa Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Msa Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


Originations

1,722

Origination Dollar Volume (All Markets)

$686,460,000

Awards

MSA MORTGAGE 30 Year Conventional Loans bronze MSA MORTGAGE FHA Loans silver MSA MORTGAGE FHA Loans silver
Show all (3) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1,336 $559,870,000 $419,064 $4,574 2.99%
WORCESTER, MA-CT (FHA|USDA|VA) 128 $44,760,000 $349,688 $3,758 2.60%
Barre, VT (FHA|USDA|VA) 64 $16,880,000 $263,750 $4,190 3.09%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 45 $15,055,000 $334,556 $3,272 3.08%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 29 $8,875,000 $306,034 $2,593 2.86%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 18 $6,110,000 $339,444 $2,388 2.86%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 16 $6,070,000 $379,375 $6,033 3.17%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 12 $4,550,000 $379,167 $2,684 3.03%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 10 $4,080,000 $408,000 $3,133 2.98%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $3,475,000 $315,909 $2,949 2.61%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $2,660,000 $332,500 $4,177 3.20%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $2,465,000 $352,143 $4,425 2.68%
Outside of Metro Areas 5 $1,705,000 $341,000 $6,890 3.15%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,695,000 $339,000 $6,498 3.08%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,525,000 $305,000 $4,120 3.05%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,130,000 $282,500 $5,906 2.56%
Lebanon, NH-VT (FHA|USDA|VA) 4 $740,000 $185,000 $3,737 3.06%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $700,000 $350,000 $4,955 3.31%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $670,000 $335,000 $3,626 3.56%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.13%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $500,000 $250,000 $0 3.56%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $415,000 $415,000 $5,561 3.63%
PITTSFIELD, MA (FHA|USDA|VA) 1 $405,000 $405,000 $2,218 3.63%
BANGOR, ME (FHA|USDA|VA) 1 $335,000 $335,000 $0 2.50%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $315,000 $315,000 $1,715 3.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $305,000 $305,000 $0 2.88%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $225,000 $225,000 $3,350 2.75%
Rutland, VT (FHA|USDA|VA) 1 $225,000 $225,000 $3,647 3.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,767 2.88%
Msa Mortgage's top markets include Boston, Worcester, Barre, Providence, and Manchester among others.

Their top states include:
  • Massachusetts (FHA|USDA|VA)
  • Vermont (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Hampshire (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against MSA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Northfield Savings Bank
    Similarity Rank: 60
    Vermont Federal Credit Union
    Similarity Rank: 75
    VERMONT STATE EMPLOYEES
    Similarity Rank: 126
    Union Bank
    Similarity Rank: 154
    Eglin Federal Credit Union
    Similarity Rank: 156
    Homestar Mortgage, Inc.
    Similarity Rank: 166
    SOMERSET
    Similarity Rank: 169
    OCEAN STATE CREDIT UNION
    Similarity Rank: 252
    LUSO-AMERICAN CREDIT UNION
    Similarity Rank: 258
    Gulf Winds Credit Union
    Similarity Rank: 264

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,590 $621,080,000 $390,616 $3,533 2.97%
    FHA 128 $63,720,000 $497,813 $10,498 2.95%
    VA 4 $1,660,000 $415,000 $5,427 2.75%

    For 2020, Msa Mortgage's most frequently originated type of loan was Conventional, with 1,590 originations. Their 2nd most popular type was FHA, with 128 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,109 $436,035,000 $393,179 $3,599 2.87%
    Home Purchase 342 $147,010,000 $429,854 $6,229 3.14%
    Cash Out Refi 271 $103,415,000 $381,605 $4,117 3.14%

    For 2020, Msa Mortgage's most frequently cited loan purpose was Refi, with 1,109 originations. The 2nd most popular reason was Home Purchase, with 342 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,244 $522,550,000 $420,056 $4,774 3.10%
    15 Year 329 $110,325,000 $335,334 $2,911 2.41%
    20 Year 92 $32,400,000 $352,174 $3,035 3.09%
    Other 45 $17,785,000 $395,222 $3,212 3.11%
    10 Year 12 $3,400,000 $283,333 $0 2.36%

    For 2020, Msa Mortgage's most frequently cited loan duration was 30 Year, with 1,244 originations. The 2nd most popular length was 15 Year, with 329 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 868 $339,140,000 $390,714
    $<1k 774 $313,340,000 $404,832
    $3k-4k 21 $8,295,000 $395,000
    $2k-3k 18 $7,730,000 $429,444
    $5k+ 16 $8,370,000 $523,125
    $4k-5k 5 $2,025,000 $405,000

    Msa Mortgage's average total fees were $4,774, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 868 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 689 $281,675,000 $408,817
    3-4% 649 $266,385,000 $410,455
    <2.5% 343 $122,955,000 $358,469
    4-5% 39 $14,835,000 $380,385
    5-6% 2 $610,000 $305,000

    During 2020, Msa Mortgage's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 2.5-3%, with 689 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 804 $255,210,000 $317,425 $3,465 2.90%
    $400k-600k 701 $336,155,000 $479,536 $4,828 2.99%
    $600k-1MM 117 $78,245,000 $668,761 $7,672 3.13%
    $100k-200k 93 $15,035,000 $161,667 $3,226 3.02%
    $100,000 or less 6 $460,000 $76,667 $4,397 3.52%
    $1MM+ 1 $1,355,000 $1,355,000 $6,887 3.25%

    2020 saw Msa Mortgage place emphasis on $200k-400k loans with 804 originations, totaling $255,210,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 594 $238,640,000 $401,751 $4,587 2.91%
    $150k-250k 488 $205,010,000 $420,102 $3,273 2.88%
    $75k-100k 258 $98,440,000 $381,550 $4,970 3.13%
    $50k-75k 162 $51,160,000 $315,802 $4,483 3.14%
    $250k+ 152 $67,390,000 $443,355 $3,537 2.94%
    $50k or less 68 $25,820,000 $379,706 $8,366 3.06%

    Msa Mortgage lent most frequently to those with incomes in the $100k-150k range, with 594 originations. The second most popular income band? $150k-250k, with 488 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 398 $150,910,000 $379,171 $3,188 2.84%
    30-36% 297 $116,235,000 $391,364 $3,348 2.93%
    50-60% 129 $53,185,000 $412,287 $8,891 2.88%
    <20% 125 $47,025,000 $376,200 $3,100 2.81%
    >60% 69 $27,135,000 $393,261 $2,711 2.93%
    43% 61 $23,025,000 $377,459 $4,387 3.18%
    44% 60 $24,400,000 $406,667 $4,191 2.94%
    37% 53 $21,015,000 $396,509 $4,206 3.14%
    38% 51 $21,065,000 $413,039 $4,030 2.98%
    49% 49 $20,225,000 $412,755 $5,624 3.15%
    39% 48 $21,500,000 $447,917 $4,199 3.05%
    45% 47 $18,645,000 $396,702 $5,005 3.12%
    41% 47 $19,115,000 $406,702 $4,752 3.13%
    42% 47 $18,635,000 $396,489 $4,283 3.10%
    46% 44 $19,260,000 $437,727 $5,622 3.27%
    36% 44 $18,830,000 $427,955 $3,195 3.00%
    48% 42 $17,180,000 $409,048 $5,627 3.10%
    40% 36 $14,390,000 $399,722 $4,770 3.16%
    47% 35 $14,455,000 $413,000 $7,102 3.08%

    Msa Mortgage lent most frequently to those with DTI ratios of 20-30%, with 398 originations. The next most common DTI ratio? 30-36%, with 297 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 865 $350,405,000 $405,092 $4,878 3.17%
    Not provided 368 $145,000,000 $394,022 $3,768 2.98%
    Asian 317 $123,965,000 $391,057 $3,053 2.59%
    Asian Indian 154 $59,700,000 $387,662 $2,560 2.53%
    Black 11 $4,235,000 $385,000 $5,449 3.15%
    Other Asian 4 $2,070,000 $517,500 $0 2.69%
    American Indian 2 $660,000 $330,000 $2,838 3.69%
    Vietnamese 1 $425,000 $425,000 $3,807 3.25%

    Approval Rates

    Total approvals of all applications
    98.52%

    Msa Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.65%

    Msa Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 502 $206,690,000 $411,733
    1000.94 1 $335,000 $335,000
    1022.0 1 $245,000 $245,000
    1024.15 1 $165,000 $165,000
    1058.0 1 $435,000 $435,000
    1059.2 1 $255,000 $255,000
    1107.5 1 $515,000 $515,000
    1161.5 1 $545,000 $545,000
    1181.55 1 $175,000 $175,000
    1193.5 1 $535,000 $535,000
    1209.1 1 $425,000 $425,000
    1215.0 1 $645,000 $645,000
    1248.51 1 $245,000 $245,000
    1250.5 1 $265,000 $265,000
    1262.25 1 $475,000 $475,000
    1266.5 1 $625,000 $625,000
    1268.5 1 $465,000 $465,000
    1274.0 1 $395,000 $395,000
    1275.7 1 $285,000 $285,000
    1281.0 1 $265,000 $265,000
    1289.0 1 $485,000 $485,000
    1298.0 1 $255,000 $255,000
    1303.25 1 $245,000 $245,000
    1306.3 1 $395,000 $395,000
    1317.6 1 $415,000 $415,000
    1323.25 1 $465,000 $465,000
    1357.5 1 $495,000 $495,000
    1361.5 1 $475,000 $475,000
    1373.5 1 $465,000 $465,000
    1375.5 1 $485,000 $485,000
    1379.5 1 $455,000 $455,000
    1383.1 1 $485,000 $485,000
    1402.0 1 $315,000 $315,000
    1424.25 1 $215,000 $215,000
    1434.9 1 $375,000 $375,000
    1447.5 1 $295,000 $295,000
    1450.7 1 $425,000 $425,000
    1461.0 1 $575,000 $575,000
    1498.25 1 $475,000 $475,000
    1498.5 1 $265,000 $265,000
    1500.3 1 $435,000 $435,000
    1510.75 1 $355,000 $355,000
    1535.5 1 $515,000 $515,000
    1555.35 1 $445,000 $445,000
    1557.0 1 $155,000 $155,000
    1583.5 1 $355,000 $355,000
    1608.15 1 $385,000 $385,000
    1609.3 1 $155,000 $155,000
    1610.0 1 $475,000 $475,000
    17441.22 1 $575,000 $575,000
    1862.85 1 $295,000 $295,000
    1864.5 1 $375,000 $375,000
    1865.85 1 $315,000 $315,000
    1866.25 1 $195,000 $195,000
    1870.88 1 $165,000 $165,000
    1874.5 1 $205,000 $205,000
    1875.23 1 $345,000 $345,000
    1888.95 1 $335,000 $335,000
    1892.16 1 $535,000 $535,000
    1892.5 1 $265,000 $265,000
    1894.5 1 $515,000 $515,000
    1913.5 1 $325,000 $325,000
    1921.95 1 $355,000 $355,000
    1922.41 1 $395,000 $395,000
    1925.5 1 $375,000 $375,000
    1933.5 1 $375,000 $375,000
    1934.0 1 $495,000 $495,000
    1959.6 1 $285,000 $285,000
    1966.5 1 $385,000 $385,000
    1985.05 1 $195,000 $195,000
    1994.5 1 $465,000 $465,000
    2009.62 1 $405,000 $405,000
    2010.25 1 $455,000 $455,000
    2019.5 1 $485,000 $485,000
    2025.1 1 $205,000 $205,000
    2025.75 1 $325,000 $325,000
    2042.1 1 $445,000 $445,000
    2045.75 1 $325,000 $325,000
    2054.0 1 $365,000 $365,000
    2058.85 1 $295,000 $295,000
    2061.8 1 $165,000 $165,000
    2064.15 1 $625,000 $625,000
    2069.92 1 $315,000 $315,000
    2077.5 1 $325,000 $325,000
    2087.65 1 $415,000 $415,000
    2109.5 1 $245,000 $245,000
    2109.55 1 $215,000 $215,000
    2117.0 1 $555,000 $555,000
    2118.3 1 $475,000 $475,000
    2120.7 1 $485,000 $485,000
    2121.65 1 $375,000 $375,000
    2124.45 1 $405,000 $405,000
    2127.0 1 $435,000 $435,000
    2140.5 1 $375,000 $375,000
    2147.0 1 $415,000 $415,000
    2157.5 1 $625,000 $625,000
    2191.5 1 $505,000 $505,000
    2197.5 1 $275,000 $275,000
    2198.0 2 $840,000 $420,000
    2203.5 1 $505,000 $505,000
    2206.9 1 $155,000 $155,000
    2209.45 1 $305,000 $305,000
    2227.5 1 $435,000 $435,000
    2234.85 1 $355,000 $355,000
    2234.91 1 $335,000 $335,000
    2237.5 1 $325,000 $325,000
    2241.9 1 $455,000 $455,000
    2244.5 1 $385,000 $385,000
    2246.85 1 $455,000 $455,000
    2252.0 1 $465,000 $465,000
    2254.2 1 $115,000 $115,000
    2258.15 1 $485,000 $485,000
    2265.15 1 $565,000 $565,000
    2265.25 1 $315,000 $315,000
    2268.0 1 $155,000 $155,000
    2269.55 1 $475,000 $475,000
    2275.0 1 $365,000 $365,000
    2275.3 1 $255,000 $255,000
    2288.65 1 $455,000 $455,000
    2295.0 1 $495,000 $495,000
    2301.8 1 $665,000 $665,000
    2304.5 1 $305,000 $305,000
    2306.25 1 $495,000 $495,000
    2309.5 1 $195,000 $195,000
    2311.48 1 $205,000 $205,000
    2315.35 1 $545,000 $545,000
    2319.5 2 $790,000 $395,000
    2320.43 1 $605,000 $605,000
    2345.25 1 $205,000 $205,000
    2356.65 1 $375,000 $375,000
    2356.75 1 $165,000 $165,000
    2377.65 1 $615,000 $615,000
    2383.0 1 $135,000 $135,000
    2384.5 1 $435,000 $435,000
    2387.0 1 $355,000 $355,000
    2401.2 1 $295,000 $295,000
    2405.65 1 $465,000 $465,000
    2406.45 1 $485,000 $485,000
    2420.3 1 $555,000 $555,000
    2420.35 1 $245,000 $245,000
    2424.15 1 $225,000 $225,000
    2426.95 2 $510,000 $255,000
    2427.45 1 $225,000 $225,000
    2427.95 1 $195,000 $195,000
    2429.19 1 $185,000 $185,000
    2435.5 1 $515,000 $515,000
    2438.5 1 $265,000 $265,000
    2458.7 1 $245,000 $245,000
    2468.2 1 $275,000 $275,000
    2472.7 1 $335,000 $335,000
    2474.5 1 $215,000 $215,000
    2475.3 1 $255,000 $255,000
    2478.0 1 $695,000 $695,000
    2478.25 1 $375,000 $375,000
    2478.5 1 $265,000 $265,000
    2480.25 1 $255,000 $255,000
    2481.0 1 $305,000 $305,000
    2481.38 1 $425,000 $425,000
    2490.15 1 $265,000 $265,000
    2492.7 1 $605,000 $605,000
    2501.7 1 $265,000 $265,000
    2503.5 1 $355,000 $355,000
    2506.0 1 $345,000 $345,000
    2511.6 1 $275,000 $275,000
    2519.7 1 $185,000 $185,000
    2520.13 1 $415,000 $415,000
    2521.3 1 $595,000 $595,000
    2536.0 1 $175,000 $175,000
    2538.0 2 $590,000 $295,000
    2539.25 1 $115,000 $115,000
    2541.3 1 $295,000 $295,000
    2869.0 1 $435,000 $435,000
    2869.71 1 $425,000 $425,000
    2871.9 1 $255,000 $255,000
    2872.5 3 $605,000 $201,667
    2881.25 1 $195,000 $195,000
    2881.3 1 $395,000 $395,000
    2882.4 1 $225,000 $225,000
    2883.0 1 $495,000 $495,000
    2886.6 1 $455,000 $455,000
    2889.45 1 $505,000 $505,000
    2889.5 1 $205,000 $205,000
    2905.5 1 $235,000 $235,000
    2907.15 1 $245,000 $245,000
    2909.5 2 $750,000 $375,000
    2913.5 1 $505,000 $505,000
    2913.6 1 $155,000 $155,000
    2917.2 1 $335,000 $335,000
    2918.65 1 $215,000 $215,000
    2922.0 1 $255,000 $255,000
    2923.88 1 $235,000 $235,000
    2926.76 1 $245,000 $245,000
    2928.6 1 $255,000 $255,000
    2930.7 1 $525,000 $525,000
    2930.75 1 $225,000 $225,000
    2934.0 1 $535,000 $535,000
    2935.05 1 $165,000 $165,000
    2935.2 1 $255,000 $255,000
    2940.0 1 $175,000 $175,000
    2943.45 1 $265,000 $265,000
    2944.0 1 $515,000 $515,000
    2944.5 1 $285,000 $285,000
    2947.25 1 $235,000 $235,000
    2953.85 1 $235,000 $235,000
    2956.5 1 $175,000 $175,000
    2959.9 1 $575,000 $575,000
    2961.82 1 $395,000 $395,000
    2963.25 5 $1,325,000 $265,000
    2969.5 1 $305,000 $305,000
    2972.66 1 $395,000 $395,000
    2984.5 1 $305,000 $305,000
    2985.5 1 $445,000 $445,000
    2987.63 1 $335,000 $335,000
    2988.0 1 $285,000 $285,000
    2989.45 1 $505,000 $505,000
    2992.8 1 $205,000 $205,000
    2996.25 1 $295,000 $295,000
    3001.05 1 $205,000 $205,000
    3004.5 1 $195,000 $195,000
    3007.15 1 $245,000 $245,000
    3009.45 1 $305,000 $305,000
    3009.5 1 $405,000 $405,000
    3010.47 1 $415,000 $415,000
    3014.4 1 $305,000 $305,000
    3016.05 1 $305,000 $305,000
    3021.0 1 $315,000 $315,000
    3022.0 2 $630,000 $315,000
    3034.65 1 $595,000 $595,000
    3037.5 1 $95,000 $95,000
    3040.5 1 $335,000 $335,000
    3040.8 1 $325,000 $325,000
    3042.0 1 $165,000 $165,000
    3043.65 1 $155,000 $155,000
    3045.75 1 $325,000 $325,000
    3047.25 1 $235,000 $235,000
    3047.85 1 $595,000 $595,000
    3050.7 1 $325,000 $325,000
    3057.28 1 $185,000 $185,000
    3058.95 1 $335,000 $335,000
    3063.25 1 $175,000 $175,000
    3068.95 1 $335,000 $335,000
    3073.8 2 $690,000 $345,000
    3079.5 1 $165,000 $165,000
    3091.25 1 $595,000 $595,000
    3095.25 1 $355,000 $355,000
    3099.5 1 $585,000 $585,000
    3100.13 1 $175,000 $175,000
    3103.5 3 $1,095,000 $365,000
    3105.0 1 $275,000 $275,000
    3108.5 1 $355,000 $355,000
    3211.87 1 $345,000 $345,000
    3212.25 1 $335,000 $335,000
    3217.88 1 $225,000 $225,000
    3222.0 1 $285,000 $285,000
    3225.45 1 $345,000 $345,000
    3227.25 1 $435,000 $435,000
    3228.25 1 $465,000 $465,000
    3245.25 2 $710,000 $355,000
    3252.0 1 $455,000 $455,000
    3258.48 1 $235,000 $235,000
    3261.75 1 $365,000 $365,000
    3269.5 1 $405,000 $405,000
    3270.0 2 $750,000 $375,000
    3271.65 1 $375,000 $375,000
    3271.8 1 $465,000 $465,000
    3275.12 2 $630,000 $315,000
    3275.71 1 $345,000 $345,000
    3276.0 1 $515,000 $515,000
    3276.6 1 $375,000 $375,000
    3280.25 1 $75,000 $75,000
    3283.38 1 $185,000 $185,000
    3284.5 1 $255,000 $255,000
    3286.5 1 $385,000 $385,000
    3287.25 1 $435,000 $435,000
    3290.55 1 $475,000 $475,000
    3311.4 1 $485,000 $485,000
    3313.4 1 $365,000 $365,000
    3314.7 1 $485,000 $485,000
    3321.3 1 $495,000 $495,000
    3329.5 1 $285,000 $285,000
    3332.63 1 $405,000 $405,000
    3332.7 1 $405,000 $405,000
    3334.5 1 $505,000 $505,000
    3335.13 1 $475,000 $475,000
    3344.25 1 $415,000 $415,000
    3344.41 1 $395,000 $395,000
    3344.5 1 $115,000 $115,000
    3347.25 1 $135,000 $135,000
    3347.5 1 $385,000 $385,000
    3349.2 1 $415,000 $415,000
    3351.0 1 $515,000 $515,000
    3352.5 1 $425,000 $425,000
    3352.65 1 $515,000 $515,000
    3355.5 1 $205,000 $205,000
    3365.0 1 $175,000 $175,000
    3369.0 1 $435,000 $435,000
    3372.0 1 $345,000 $345,000
    3385.5 2 $890,000 $445,000
    3387.0 1 $295,000 $295,000
    3393.75 1 $445,000 $445,000
    3397.31 1 $215,000 $215,000
    3407.1 1 $545,000 $545,000
    3408.75 1 $545,000 $545,000
    3412.0 1 $155,000 $155,000
    3412.05 2 $980,000 $490,000
    3416.85 1 $455,000 $455,000
    3418.5 1 $465,000 $465,000
    3426.75 2 $930,000 $465,000
    3427.2 1 $335,000 $335,000
    3430.05 1 $465,000 $465,000
    3436.8 1 $565,000 $565,000
    3438.3 1 $475,000 $475,000
    3438.5 1 $315,000 $315,000
    3439.5 1 $315,000 $315,000
    3443.25 2 $950,000 $475,000
    3446.55 1 $475,000 $475,000
    3447.0 1 $405,000 $405,000
    3459.5 2 $480,000 $240,000
    3462.1 1 $305,000 $305,000
    3462.2 1 $335,000 $335,000
    3468.0 1 $495,000 $495,000
    3470.75 1 $385,000 $385,000
    3474.75 1 $585,000 $585,000
    3484.5 1 $505,000 $505,000
    3485.5 2 $1,030,000 $515,000
    3491.1 1 $505,000 $505,000
    3492.7 1 $105,000 $105,000
    3496.5 1 $365,000 $365,000
    3497.0 1 $165,000 $165,000
    3509.5 1 $405,000 $405,000
    3600.0 1 $375,000 $375,000
    3838.0 1 $385,000 $385,000
    3847.0 1 $475,000 $475,000
    384700.0 1 $475,000 $475,000
    3850.03 1 $475,000 $475,000
    3870.5 1 $505,000 $505,000
    3884.5 1 $695,000 $695,000
    3894.5 1 $305,000 $305,000
    3907.25 1 $495,000 $495,000
    3911.13 1 $485,000 $485,000
    3934.5 1 $515,000 $515,000
    3935.5 3 $1,545,000 $515,000
    3945.75 1 $455,000 $455,000
    3949.5 1 $455,000 $455,000
    3953.56 1 $305,000 $305,000
    3962.0 1 $335,000 $335,000
    3965.6 1 $435,000 $435,000
    3980.5 1 $515,000 $515,000
    4005.28 1 $415,000 $415,000
    4009.5 1 $485,000 $485,000
    4010.85 1 $425,000 $425,000
    4014.94 1 $435,000 $435,000
    4025.13 1 $545,000 $545,000
    4039.34 1 $395,000 $395,000
    4056.0 1 $495,000 $495,000
    4059.5 1 $565,000 $565,000
    4063.13 1 $385,000 $385,000
    4064.5 1 $505,000 $505,000
    4069.5 1 $565,000 $565,000
    4070.95 1 $235,000 $235,000
    4084.5 1 $575,000 $575,000
    4119.5 1 $525,000 $525,000
    4119.89 1 $585,000 $585,000
    4122.0 1 $525,000 $525,000
    4125.08 1 $335,000 $335,000
    4132.0 1 $585,000 $585,000
    4139.5 1 $505,000 $505,000
    4144.5 1 $595,000 $595,000
    4173.0 1 $285,000 $285,000
    4189.5 1 $285,000 $285,000
    4214.56 1 $305,000 $305,000
    4269.5 1 $255,000 $255,000
    4287.5 1 $595,000 $595,000
    4288.89 1 $425,000 $425,000
    4312.94 1 $275,000 $275,000
    4323.9 1 $275,000 $275,000
    4334.5 1 $395,000 $395,000
    4335.75 1 $675,000 $675,000
    4360.5 1 $515,000 $515,000
    4374.94 1 $535,000 $535,000
    4381.38 1 $685,000 $685,000
    4384.5 1 $695,000 $695,000
    4389.5 1 $55,000 $55,000
    4391.45 1 $435,000 $435,000
    4402.5 1 $315,000 $315,000
    4439.86 1 $435,000 $435,000
    4445.75 1 $655,000 $655,000
    4474.47 1 $395,000 $395,000
    4500.0 1 $405,000 $405,000
    4502.36 1 $295,000 $295,000
    4518.68 1 $295,000 $295,000
    4534.34 1 $535,000 $535,000
    4536.13 1 $385,000 $385,000
    4538.01 1 $275,000 $275,000
    4544.5 1 $515,000 $515,000
    4620.0 1 $265,000 $265,000
    4627.01 1 $555,000 $555,000
    4648.05 1 $585,000 $585,000
    4702.2 1 $335,000 $335,000
    4767.95 1 $605,000 $605,000
    4773.6 1 $405,000 $405,000
    4897.38 1 $285,000 $285,000
    4900.0 1 $285,000 $285,000
    4924.15 1 $455,000 $455,000
    4990.63 1 $345,000 $345,000
    5036.88 1 $345,000 $345,000
    5059.31 1 $485,000 $485,000
    5060.7 1 $185,000 $185,000
    5079.5 1 $355,000 $355,000
    5097.45 1 $245,000 $245,000
    5106.0 1 $475,000 $475,000
    5111.59 1 $585,000 $585,000
    5141.65 1 $305,000 $305,000
    714.5 1 $445,000 $445,000
    718.5 1 $355,000 $355,000
    755.5 1 $335,000 $335,000
    785.5 1 $355,000 $355,000
    790.75 1 $185,000 $185,000
    805.5 1 $315,000 $315,000
    823.0 1 $365,000 $365,000
    860.0 1 $265,000 $265,000
    869.5 1 $305,000 $305,000
    889.0 1 $515,000 $515,000
    917.5 1 $415,000 $415,000
    924.5 1 $405,000 $405,000
    944.95 1 $175,000 $175,000
    993.8 1 $245,000 $245,000
    994.5 1 $205,000 $205,000
    NA 767 $311,155,000 $405,678

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 1,722 $686,460,000 $398,641

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 93 $25,155,000 $270,484 $2,991 2.79%
    40-60% 411 $145,195,000 $353,273 $3,260 2.84%
    60-80% 798 $327,930,000 $410,940 $3,458 3.01%
    80-100% 417 $187,555,000 $449,772 $6,865 3.04%
    Over 100% 2 $540,000 $270,000 $8,049 2.50%
    Under 20% 1 $85,000 $85,000 $3,010 3.38%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    MCCUE MORTGAGE COMPANY, THE Conventional home mortgage Struggling to pay mortgage 1 16.7%
    MCCUE MORTGAGE COMPANY, THE Conventional home mortgage Trouble during payment process 2 33.3%
    MCCUE MORTGAGE COMPANY, THE FHA mortgage Closing on a mortgage 2 33.3%
    MCCUE MORTGAGE COMPANY, THE Other type of mortgage Trouble during payment process 1 16.7%