Barre Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Barre averaged 6.94% for the week of 2025-04-24, compared to the national average of 6.81% for the same period.

    The average rate for the prior week (2025-04-17) was 6.76% and one month ago for the week of 2025-03-20, the average rate was 6.6%.

    Barre's average rate one year ago was 7.03%.

    For refis of the same type during the week of 2025-04-24, the average rate was 7.11%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Barre, VT.

    Barre Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Barre, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    NEW ENGLAND FEDERAL CREDIT UNION 74 6.33% $4,495
    Northfield Savings Bank 72 6.40% $4,074
    NORTHEAST HOME LOAN, LLC 63 6.75% $6,151
    QUICKEN LOANS, LLC 36 6.73% $8,267
    Union Bank 29 6.79% $4,938
    MSA MORTGAGE, LLC 27 7.05% $5,075
    EMM LOANS LLC 23 6.62% $5,954
    NORTH COUNTRY 14 7.22% $4,038
    Vermont Federal Credit Union 13 5.78% $3,757
    GUILD MORTGAGE COMPANY 10 6.45% $7,809
    Community Bank 10 7.04% $2,510
    CMG MORTGAGE, INC. 9 6.80% $5,363
    Community National Bank 9 7.07% $4,721
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.64% $6,782
    JPMorgan Chase Bank 7 6.45% $7,571
    American Mortgage & Equity Consultants, Inc. 7 7.05% $4,798
    Morgan Stanley Private Bank 6 6.12% $4,811
    UNITED WHOLESALE MORTGAGE, LLC 5 6.15% $7,627
    Mascoma Bank 5 7.03% $6,380
    ZILLOW HOME LOANS, LLC 4 6.44% $6,458
    M&T Bank 4 6.66% $5,126
    MOVEMENT MORTGAGE, LLC 3 6.75% $5,013
    CROSSCOUNTRY MORTGAGE, LLC 3 6.90% $6,237
    NBKC BANK 3 6.91% $1,927
    BROKER SOLUTIONS, INC. 3 6.96% $6,533
    Mr. Cooper ( Nationstar Mortgage ) 2 7.38% $12,297
    NAVY FEDERAL CREDIT UNION 2 6.25% $3,263
    Farm Credit East, ACA 2 7.43% $6,908
    Citizens Bank 2 6.75% $7,132
    GUARANTEED RATE, INC. 2 7.68% $6,987
    U.S. Bank 2 6.19% $4,869
    Wells Fargo Bank 2 6.44% $5,977
    LOANDEPOT.COM, LLC 2 7.00% $9,622
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $4,036
    Amalgamated Bank 1 6.75% $5,699
    AMERISAVE MORTGAGE CORPORATION 1 5.63% $15,283
    Bank of America 1 5.88% $6,481
    BAY EQUITY LLC 1 6.99% $5,126
    BETTER MORTGAGE CORPORATION 1 6.50% $1,374
    Carrington Mortgage Services, LLC 1 6.63% $5,199
    Citibank 1 7.00% $3,169
    Cornerstone First Mortgage, Inc 1 7.63% $12,869
    DEEPHAVEN MORTGAGE LLC 1 6.99% $28,505
    FIRST MORTGAGE COMPANY, INC. 1 6.99% $4,382
    GUARANTEED RATE AFFINITY, LLC 1 7.13% $5,178
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.13% $15,137
    KeyBank 1 5.88% $3,238
    Leader Bank 1 6.63% $5,544
    21ST MORTGAGE CORPORATION 1 8.33% $6,464
    NEWREZ LLC 1 6.99% $3,070
    Northwest Community Bank 1 6.00% $2,324
    OceanFirst Bank 1 6.63% $4,450
    Paramount Residential Mortgage Group, Inc. 1 6.99% $4,698
    PHH Mortgage Corporation 1 6.63% $7,552
    Stifel Bank and Trust 1 6.63% $4,843
    TD Bank 1 7.25% $6,283
    United Nations Federal Credit Union 1 5.50% $4,240

    Barre Average Closing Costs & Other Stats

    Barre, VT's 57 lenders originated 1,204 loans during 2024. The total origination value was $274,640,000, with an average loan value of $228,106.

    Barre's average closing costs are $4,766.

    The top Barre lender as defined by loan originations is NEW ENGLAND FEDERAL CREDIT UNION, with 74 loans originated. Their average total fees are $4,495, which is $421 higher than the next largest lender, Northfield Savings Bank.

    The lowest fee Barre lenders (with over 10 loans originated) are Community Bank ($2,510), Vermont Federal Credit Union ($3,757), NORTH COUNTRY ($4,038), Northfield Savings Bank ($4,074) and NEW ENGLAND FEDERAL CREDIT UNION ($4,495).

    The lowest rate Barre lenders (with over 10 loans originated) are Vermont Federal Credit Union (5.78%), NEW ENGLAND FEDERAL CREDIT UNION (6.33%), Northfield Savings Bank (6.40%), GUILD MORTGAGE COMPANY (6.45%) and EMM LOANS LLC (6.62%).

    Barre, VT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    NEW ENGLAND FEDERAL CREDIT UNION $35,295,000 $44,725,000 26.7% 16.3%
    Northfield Savings Bank $23,760,000 $34,640,000 45.8% 12.6%
    NORTHEAST HOME LOAN, LLC $18,570,000 $25,395,000 36.8% 9.2%
    QUICKEN LOANS, LLC $10,405,000 $18,280,000 75.7% 6.7%
    EMM LOANS LLC $3,285,000 $14,670,000 346.6% 5.3%
    NORTH COUNTRY $11,385,000 $13,700,000 20.3% 5.0%
    Union Bank $13,205,000 $11,815,000 -10.5% 4.3%
    MSA MORTGAGE, LLC $9,365,000 n/a 3.4%
    Community National Bank $9,325,000 $8,100,000 -13.1% 2.9%
    Vermont Federal Credit Union $6,495,000 $5,000,000 -23.0% 1.8%
    Mascoma Bank $6,625,000 $4,985,000 -24.8% 1.8%
    CMG MORTGAGE, INC. $3,920,000 $4,965,000 26.7% 1.8%
    Community Bank $3,770,000 $4,760,000 26.3% 1.7%
    Mortgage Research Center, LLC $3,245,000 $4,080,000 25.7% 1.5%
    The National Bank of Middlebury $2,600,000 $3,790,000 45.8% 1.4%
    M&T Bank $1,005,000 $3,785,000 276.6% 1.4%
    JPMorgan Chase Bank $2,210,000 $3,535,000 60.0% 1.3%
    Citizens Bank $4,775,000 $3,445,000 -27.9% 1.3%
    GUILD MORTGAGE COMPANY $3,420,000 n/a 1.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,950,000 $3,355,000 -43.6% 1.2%
    Morgan Stanley Private Bank $1,805,000 $2,810,000 55.7% 1.0%
    American Mortgage & Equity Consultants, Inc. $3,085,000 $2,440,000 -20.9% 0.9%
    TD Bank $4,290,000 $2,215,000 -48.4% 0.8%
    MOVEMENT MORTGAGE, LLC $2,995,000 $1,870,000 -37.6% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,450,000 $1,830,000 26.2% 0.7%
    Bank of America $1,190,000 $1,680,000 41.2% 0.6%
    BROKER SOLUTIONS, INC. $925,000 $1,375,000 48.6% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $725,000 $1,370,000 89.0% 0.5%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $905,000 $1,345,000 48.6% 0.5%
    Farm Credit East, ACA $830,000 $1,340,000 61.4% 0.5%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $275,000 $1,290,000 369.1% 0.5%
    PENNYMAC LOAN SERVICES, LLC $3,480,000 $1,255,000 -63.9% 0.5%
    NAVY FEDERAL CREDIT UNION $310,000 $1,250,000 303.2% 0.5%
    ONE Credit Union $645,000 $1,210,000 87.6% 0.4%
    Wells Fargo Bank $1,115,000 n/a 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $335,000 $1,105,000 229.9% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,845,000 $1,090,000 -40.9% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $570,000 $1,040,000 82.5% 0.4%
    DEEPHAVEN MORTGAGE LLC $285,000 $965,000 238.6% 0.4%
    ZILLOW HOME LOANS, LLC $880,000 n/a 0.3%
    NEWREZ LLC $385,000 $875,000 127.3% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $870,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $590,000 $790,000 33.9% 0.3%
    LOANDEPOT.COM, LLC $1,390,000 $715,000 -48.6% 0.3%
    NBKC BANK $420,000 $715,000 70.2% 0.3%
    First Federal Bank $705,000 n/a 0.3%
    U.S. Bank $615,000 $685,000 11.4% 0.2%
    Leader Bank $640,000 $670,000 4.7% 0.2%
    Carrington Mortgage Services, LLC $805,000 $615,000 -23.6% 0.2%
    Cornerstone First Mortgage, Inc $585,000 n/a 0.2%
    Discover Bank $220,000 $570,000 159.1% 0.2%
    GUARANTEED RATE, INC. $955,000 $565,000 -40.8% 0.2%
    MEMBER FIRST MORTGAGE, LLC $75,000 $550,000 633.3% 0.2%
    FIRST MORTGAGE COMPANY, INC. $540,000 n/a 0.2%
    Amalgamated Bank $505,000 n/a 0.2%
    United Nations Federal Credit Union $505,000 n/a 0.2%
    BAY EQUITY LLC $455,000 n/a 0.2%
    DOMINION FINANCIAL SERVICES, LLC $450,000 n/a 0.2%
    OceanFirst Bank $435,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $650,000 $410,000 -36.9% 0.1%
    AMERICAN FINANCING CORPORATION $405,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $405,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $2,260,000 $385,000 -83.0% 0.1%
    Armed Forces Bank $385,000 n/a 0.1%
    PNC Bank $360,000 $360,000 0.0% 0.1%
    Citibank $605,000 $325,000 -46.3% 0.1%
    NFM, INC. $305,000 n/a 0.1%
    Stifel Bank and Trust $305,000 n/a 0.1%
    USAA Federal Savings Bank $1,195,000 $305,000 -74.5% 0.1%
    VILLAGE CAPITAL MORTGAGE $305,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,890,000 $285,000 -84.9% 0.1%
    Prosperity Home Mortgage, LLC $285,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $125,000 $275,000 120.0% 0.1%
    Figure Lending LLC $80,000 $270,000 237.5% 0.1%
    Northwest Community Bank $255,000 n/a 0.1%
    PHH Mortgage Corporation $245,000 n/a 0.1%
    The Federal Savings Bank $65,000 $235,000 261.5% 0.1%
    Bar Harbor Bank & Trust $245,000 $225,000 -8.2% 0.1%
    SPIRE Credit Union $205,000 n/a 0.1%
    NBT Bank $255,000 $200,000 -21.6% 0.1%
    KeyBank $1,890,000 $165,000 -91.3% 0.1%
    BETTER MORTGAGE CORPORATION $585,000 $155,000 -73.5% 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 $155,000 -31.1% 0.1%
    Bangor Savings Bank $150,000 n/a 0.1%
    Service Federal Credit Union $155,000 $110,000 -29.0% 0.0%
    AFFINITY $95,000 n/a 0.0%
    NORTHEAST CREDIT UNION $75,000 $90,000 20.0% 0.0%
    Bethpage Federal Credit Union $65,000 n/a 0.0%
    Signature Federal Credit Union $55,000 n/a 0.0%
    Flagstar Bank, FSB $15,000 n/a 0.0%

    Barre's top lender by overall market share is NEW ENGLAND FEDERAL CREDIT UNION, with 16.3% market share. In second place, with 12.6%, is Northfield Savings Bank, having originated $34,640,000 in loans. In third place, with 9.2%, is NORTHEAST HOME LOAN, LLC, having originated $25,395,000 in loans. In fourth place, with 6.7%, is QUICKEN LOANS, LLC, having originated $18,280,000 in loans. In fifth place, with 5.3%, is EMM LOANS LLC, having originated $14,670,000 in loans.

    Barre Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $285,000 (29.6%) $380,098 (22.9%) 0.00 364
    2018-02-01 $281,175 (25.0%) $376,751 (20.2%) 0.00 355
    2018-03-01 $278,900 (25.4%) $370,665 (19.6%) 0.00 353
    2018-04-01 $275,875 (22.7%) $357,187 (15.3%) 0.00 352
    2018-05-01 $281,500 (21.7%) $358,497 (12.9%) 0.00 360
    2018-06-01 $299,000 (19.9%) $373,243 (17.5%) 0.00 384
    2018-07-01 $295,750 (18.3%) $371,115 (15.4%) 0.00 406
    2018-08-01 $292,250 (13.8%) $365,930 (10.9%) 0.00 416
    2018-09-01 $292,450 (8.4%) $363,756 (1.0%) 0.00 417
    2018-10-01 $297,125 (9.9%) $368,830 (1.5%) 0.00 408
    2018-11-01 $289,700 (8.9%) $370,214 (4.6%) 0.00 385
    2018-12-01 $295,000 (5.7%) $366,590 (-1.1%) 0.00 356
    2019-01-01 $299,350 (5.0%) $369,585 (-2.8%) 0.00 322
    2019-02-01 $285,000 (1.4%) $361,013 (-4.2%) 0.00 318
    2019-03-01 $272,429 (-2.3%) $363,061 (-2.1%) 0.00 318
    2019-04-01 $277,429 (0.6%) $364,316 (2.0%) 0.00 315
    2019-05-01 $295,000 (4.8%) $357,190 (-0.4%) 0.00 336
    2019-06-01 $299,000 (0.0%) $370,214 (-0.8%) 0.00 350
    2019-07-01 $311,225 (5.2%) $367,144 (-1.1%) 0.00 393
    2019-08-01 $308,818 (5.7%) $370,237 (1.2%) 0.00 389
    2019-09-01 $303,295 (3.7%) $367,902 (1.1%) 0.00 384
    2019-10-01 $300,064 (1.0%) $362,093 (-1.8%) 0.00 372
    2019-11-01 $299,000 (3.2%) $363,047 (-1.9%) 0.00 319
    2019-12-01 $317,000 (7.5%) $373,318 (1.8%) 0.00 288
    2020-01-01 $307,250 (2.6%) $368,865 (-0.2%) 0.00 273
    2020-02-01 $314,750 (10.4%) $376,032 (4.2%) 0.00 267
    2020-03-01 $299,900 (10.1%) $369,371 (1.7%) 0.00 256
    2020-04-01 $299,900 (8.1%) $372,998 (2.4%) 0.00 258
    2020-05-01 $299,950 (1.7%) $374,412 (4.8%) 0.00 248
    2020-06-01 $304,950 (2.0%) $385,185 (4.0%) 0.00 246
    2020-07-01 $299,900 (-3.6%) $383,812 (4.5%) 0.00 235
    2020-08-01 $299,900 (-2.9%) $407,425 (10.0%) 0.00 211
    2020-09-01 $297,500 (-1.9%) $412,060 (12.0%) 0.00 204
    2020-10-01 $299,900 (-0.1%) $415,311 (14.7%) 0.00 187
    2020-11-01 $297,625 (-0.5%) $427,914 (17.9%) 0.00 162
    2020-12-01 $299,350 (-5.6%) $454,750 (21.8%) 0.00 151
    2021-01-01 $296,000 (-3.7%) $469,760 (27.4%) 0.00 132
    2021-02-01 $301,650 (-4.2%) $506,275 (34.6%) 0.00 112
    2021-03-01 $329,450 (9.9%) $550,899 (49.1%) 0.00 101
    2021-04-01 $378,500 (26.2%) $589,887 (58.2%) 0.00 91
    2021-05-01 $349,000 (16.4%) $500,748 (33.7%) 0.00 99
    2021-06-01 $319,750 (4.9%) $509,455 (32.3%) 0.00 116
    2021-07-01 $309,000 (3.0%) $474,631 (23.7%) 0.00 129
    2021-08-01 $290,225 (-3.2%) $457,381 (12.3%) 0.00 130
    2021-09-01 $301,225 (1.3%) $463,104 (12.4%) 0.00 113
    2021-10-01 $279,250 (-6.9%) $442,249 (6.5%) 0.00 112
    2021-11-01 $279,950 (-5.9%) $449,017 (4.9%) 0.00 87
    2021-12-01 $286,450 (-4.3%) $454,466 (-0.1%) 0.00 67
    2022-01-01 $269,450 (-9.0%) $455,366 (-3.1%) 0.00 58
    2022-02-01 $287,450 (-4.7%) $419,773 (-17.1%) 0.00 44
    2022-03-01 $283,750 (-13.9%) $447,182 (-18.8%) 0.00 47
    2022-04-01 $347,450 (-8.2%) $461,635 (-21.7%) 0.00 45
    2022-05-01 $381,500 (9.3%) $551,320 (10.1%) 0.00 60
    2022-06-01 $362,250 (13.3%) $524,023 (2.9%) 0.00 73
    2022-07-01 $373,000 (20.7%) $518,662 (9.3%) 0.00 87
    2022-08-01 $357,000 (23.0%) $486,577 (6.4%) 0.00 91
    2022-09-01 $384,000 (27.5%) $480,870 (3.8%) 0.00 93
    2022-10-01 $350,000 (25.3%) $466,822 (5.6%) 0.00 90
    2022-11-01 $363,250 (29.8%) $459,215 (2.3%) 0.00 78
    2022-12-01 $352,000 (22.9%) $463,544 (2.0%) 0.00 58
    2023-01-01 $363,250 (34.8%) $503,938 (10.7%) 0.00 46
    2023-02-01 $344,000 (19.7%) $477,575 (13.8%) 0.00 42
    2023-03-01 $351,975 (24.0%) $478,964 (7.1%) 0.00 40
    2023-04-01 $395,000 (13.7%) $505,997 (9.6%) 0.00 45
    2023-05-01 $417,000 (9.3%) $536,916 (-2.6%) 0.00 50
    2023-06-01 $450,750 (24.4%) $605,822 (15.6%) 0.00 67
    2023-07-01 $497,000 (33.2%) $614,295 (18.4%) 0.00 68
    2023-08-01 $515,500 (44.4%) $673,067 (38.3%) 0.00 84
    2023-09-01 $450,000 (17.2%) $604,714 (25.8%) 0.00 97
    2023-10-01 $409,375 (17.0%) $569,336 (22.0%) 0.00 107
    2023-11-01 $357,200 (-1.7%) $555,767 (21.0%) 0.00 91
    2023-12-01 $379,000 (7.7%) $576,983 (24.5%) 0.00 75
    2024-01-01 $342,500 (-5.7%) $573,141 (13.7%) 0.00 60
    2024-02-01 $391,000 (13.7%) $520,243 (8.9%) 0.00 64
    2024-03-01 $379,000 (7.7%) $491,586 (2.6%) 0.00 70
    2024-04-01 $375,000 (-5.1%) $483,044 (-4.5%) 0.00 76
    2024-05-01 $415,925 (-0.3%) $512,859 (-4.5%) 0.00 79
    2024-06-01 $449,000 (-0.4%) $507,687 (-16.2%) 0.00 86
    2024-07-01 $455,750 (-8.3%) $594,090 (-3.3%) 0.00 110
    2024-08-01 $498,000 (-3.4%) $633,775 (-5.8%) 0.00 138
    2024-09-01 $480,000 (6.7%) $654,370 (8.2%) 0.00 152
    2024-10-01 $482,100 (17.8%) $630,758 (10.8%) 0.00 165
    2024-11-01 $475,950 (33.2%) $598,458 (7.7%) 0.00 149
    2024-12-01 $457,450 (20.7%) $636,082 (10.2%) 0.00 115
    2025-01-01 $475,350 (38.8%) $721,279 (25.9%) 0.00 97
    2025-02-01 $451,250 (15.4%) $726,789 (39.7%) 0.00 90
    2025-03-01 $450,000 (18.7%) $706,803 (43.8%) 0.00 90
    Barre's median listing price for 2025-03-01 was $450,000, a difference of $71,000 (18.7%) versus the prior year and $-1,250 versus the prior month.

    Barre's median listing price comes in at 0% of the national average.

    Barre's average listing price for 2025-03-01 was $706,803, a difference of $215,217 (43.8%) versus the prior year and $-19,986 versus the prior month.

    For the 2025-03-01 period, Barre had 90 MLS listings, a difference of 0 listings (0%) versus the prior month and 20 listings (29%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,788 sqft
    2018-02-01 0 days 1,763 sqft
    2018-03-01 0 days 1,766 sqft
    2018-04-01 0 days 1,808 sqft
    2018-05-01 0 days 1,886 sqft
    2018-06-01 0 days 1,926 sqft
    2018-07-01 0 days 1,967 sqft
    2018-08-01 0 days 1,932 sqft
    2018-09-01 0 days 1,921 sqft
    2018-10-01 0 days 1,920 sqft
    2018-11-01 0 days 1,922 sqft
    2018-12-01 0 days 1,890 sqft
    2019-01-01 0 days 1,859 sqft
    2019-02-01 0 days 1,814 sqft
    2019-03-01 0 days 1,809 sqft
    2019-04-01 0 days 1,810 sqft
    2019-05-01 0 days 1,863 sqft
    2019-06-01 0 days 1,896 sqft
    2019-07-01 0 days 1,900 sqft
    2019-08-01 0 days 1,900 sqft
    2019-09-01 0 days 1,900 sqft
    2019-10-01 0 days 1,893 sqft
    2019-11-01 0 days 1,872 sqft
    2019-12-01 0 days 1,872 sqft
    2020-01-01 0 days 1,863 sqft
    2020-02-01 0 days 1,900 sqft
    2020-03-01 0 days 1,855 sqft
    2020-04-01 0 days 1,830 sqft
    2020-05-01 0 days 1,836 sqft
    2020-06-01 0 days 1,806 sqft
    2020-07-01 0 days 1,824 sqft
    2020-08-01 0 days 1,802 sqft
    2020-09-01 0 days 1,800 sqft
    2020-10-01 0 days 1,800 sqft
    2020-11-01 0 days 1,800 sqft
    2020-12-01 0 days 1,821 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 1,799 sqft
    2021-03-01 0 days 1,961 sqft
    2021-04-01 0 days 2,015 sqft
    2021-05-01 0 days 1,794 sqft
    2021-06-01 0 days 1,770 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,716 sqft
    2021-09-01 0 days 1,733 sqft
    2021-10-01 0 days 1,786 sqft
    2021-11-01 0 days 1,720 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,579 sqft
    2022-02-01 0 days 1,470 sqft
    2022-03-01 0 days 1,546 sqft
    2022-04-01 0 days 1,587 sqft
    2022-05-01 0 days 1,653 sqft
    2022-06-01 0 days 1,685 sqft
    2022-07-01 0 days 1,725 sqft
    2022-08-01 0 days 1,773 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,800 sqft
    2022-11-01 0 days 1,816 sqft
    2022-12-01 0 days 1,704 sqft
    2023-01-01 0 days 1,685 sqft
    2023-02-01 0 days 1,510 sqft
    2023-03-01 0 days 1,557 sqft
    2023-04-01 0 days 1,649 sqft
    2023-05-01 0 days 1,638 sqft
    2023-06-01 0 days 1,837 sqft
    2023-07-01 0 days 2,007 sqft
    2023-08-01 0 days 2,035 sqft
    2023-09-01 0 days 1,976 sqft
    2023-10-01 0 days 1,823 sqft
    2023-11-01 0 days 1,860 sqft
    2023-12-01 0 days 1,936 sqft
    2024-01-01 0 days 1,891 sqft
    2024-02-01 0 days 1,763 sqft
    2024-03-01 0 days 1,689 sqft
    2024-04-01 0 days 1,669 sqft
    2024-05-01 0 days 1,783 sqft
    2024-06-01 0 days 1,704 sqft
    2024-07-01 0 days 1,973 sqft
    2024-08-01 0 days 2,035 sqft
    2024-09-01 0 days 2,000 sqft
    2024-10-01 0 days 2,008 sqft
    2024-11-01 0 days 1,999 sqft
    2024-12-01 0 days 2,040 sqft
    2025-01-01 0 days 2,011 sqft
    2025-02-01 0 days 1,884 sqft
    2025-03-01 0 days 1,792 sqft
    Barre's median listing age (time on market) for 2025-03-01 was 0 days.

    Barre's median square footage for active listings during the 2025-03-01 period was 1,792 sqft. One year prior, the average listing was 1,689 sqft.

    Barre, VT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 594 $185,460,000 $312,222
    Home Improvement 215 $18,705,000 $87,000
    Refi 159 $30,605,000 $192,484
    Other 119 $13,365,000 $112,311
    Cash Out Refi 117 $26,505,000 $226,538

    Barre's most frequently cited loan purpose was Home Purchase, with 594 originations. The 2nd most popular reason was Home Improvement, with 215 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 487 $135,745,000 $278,737
    7-8% 366 $69,280,000 $189,290
    Over 8% 167 $19,315,000 $115,659
    5-6% 144 $42,070,000 $292,153
    4-5% 20 $4,180,000 $209,000
    <2.5% 7 $125,000 $17,857
    3-4% 1 $105,000 $105,000

    During 2024, Barre's most frequently originated rate bucket was 6-7%, with 487 originations.

    Loan Sizing (Barre, VT MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 449 $127,625,000 $284,243
    $100,000 or less 345 $17,925,000 $51,957
    $100k-200k 243 $36,395,000 $149,774
    $400k-600k 122 $58,400,000 $478,689
    $600k-1000k 41 $29,055,000 $708,659
    $Over $1MM 4 $5,240,000 $1,310,000

    Barre's loan sizing saw the bucket of loans from $200k-400k with 449 originations, totaling $127,625,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 306 $99,970,000 $326,699
    60-80% 296 $92,890,000 $313,818
    Under 20% 235 $12,855,000 $54,702
    20-40% 201 $25,965,000 $129,179
    40-60% 138 $32,890,000 $238,333
    Over 100% 14 $5,240,000 $374,286

    Barre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 306 originations, totaling $99,970,000 in origination value.