Barre Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Barre averaged 6.33% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.05% and one month ago for the week of 2023-04-20, the average rate was 6.15%.

    Barre's average rate one year ago was 4.81%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Barre 30 Year Fixed Rate 2023-05-25 6.33%
    Barre 30 Year Fixed Rate Refi 2023-05-25 5.22%
    Barre 15 Year Fixed Rate 2023-05-25 6.17%
    Barre 15 Year Fixed Rate Refi 2023-05-25 5.87%
    Barre 30 Year FHA 2023-05-25 6.71%
    Barre 30 Year FHA Refi 2023-05-25 6.51%
    Barre 30 Year USDA 2023-05-25 6.73%
    Barre 30 Year USDA Refi 2023-05-25 6.53%
    Barre 30 Year VA 2023-05-25 6.31%
    Barre 30 Year VA Refi 2023-05-25 6.51%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Barre, VT.

    Barre Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Barre, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Northfield Savings Bank 75 4.50% $3,754
    NEW ENGLAND FEDERAL CREDIT UNION 73 4.45% $3,375
    VERMONT STATE EMPLOYEES 69 4.41% $5,635
    QUICKEN LOANS, LLC 54 4.72% $6,919
    NORTHEAST HOME LOAN, LLC 42 4.96% $5,505
    Union Bank 35 5.03% $4,210
    HOMEBRIDGE FINANCIAL SERVICES, INC. 29 4.98% $5,319
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 22 4.79% $4,630
    NORTH COUNTRY 20 5.26% $3,899
    Mascoma Bank 16 4.77% $5,386
    Citizens Bank 15 4.30% $5,498
    Vermont Federal Credit Union 14 5.65% $3,245
    JPMorgan Chase Bank 14 4.36% $7,344
    PENNYMAC LOAN SERVICES, LLC 11 5.23% $4,580
    TD Bank 11 4.16% $4,955
    ACADEMY MORTGAGE CORPORATION 11 5.49% $7,770
    MOVEMENT MORTGAGE, LLC 10 4.83% $4,659
    Community National Bank 9 4.79% $5,039
    Community Bank 8 4.77% $763
    DRAPER AND KRAMER MORTGAGE CORP. 8 4.47% $7,103
    Mr. Cooper ( Nationstar Mortgage ) 7 4.28% $9,507
    LOANDEPOT.COM, LLC 6 4.98% $6,525
    Wells Fargo Bank 6 4.21% $4,098
    KeyBank 5 4.12% $5,127
    UNITED WHOLESALE MORTGAGE, LLC 5 5.71% $4,742
    U.S. Bank 5 4.30% $5,146
    Bank of America 5 4.25% $6,544
    AMERISAVE MORTGAGE CORPORATION 4 5.00% $5,578
    NAVY FEDERAL CREDIT UNION 4 4.94% $3,100
    GUARANTEED RATE, INC. 4 3.34% $3,836
    M&T Bank 4 4.56% $4,776
    First Republic Bank 3 3.38% $4,368
    Leader Bank 3 4.58% $5,353
    Flagstar Bank, FSB 2 3.37% $3,720
    Amalgamated Bank 2 4.63% $4,822
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.13% $5,184
    CARDINAL FINANCIAL 2 2.99% $2,389
    BROKER SOLUTIONS, INC. 2 5.74% $7,052
    Paramount Residential Mortgage Group, Inc. 2 6.88% $4,812
    BNY Mellon 2 3.31% $4,686
    EMM LOANS LLC 2 4.56% $4,255
    BETTER MORTGAGE CORPORATION 2 2.81% $5,575
    NEWREZ LLC 2 5.13% $4,899
    HOME POINT FINANCIAL CORPORATION 2 5.75% $3,890
    MUTUAL OF OMAHA MORTGAGE, INC. 2 3.87% $6,568
    Morgan Stanley Private Bank 2 4.39% $4,258
    Wilmington Savings Fund Society, FSB 1 4.88% $8,220
    ARC HOME LLC 1 2.75% $2,109
    Armed Forces Bank 1 5.00% $6,559
    Bar Harbor Bank & Trust 1 4.50% $4,578
    BNC National Bank 1 2.88% $3,978
    CALIBER HOME LOANS, INC. 1 6.88% $8,001
    Carrington Mortgage Services, LLC 1 4.88% $8,102
    Century Mortgage Company DBA Century Lending Company 1 7.00% $5,848
    Charles Schwab Bank, SSB 1 3.00% $5,615
    Citibank 1 3.63% $6,702
    CROSSCOUNTRY MORTGAGE, LLC 1 5.08% $10,926
    DIGITAL Federal Credit Union 1 4.88% $3,286
    EVERETT FINANCIAL, INC. 1 6.50% $2,497
    Farm Credit East, ACA 1 7.25% $3,174
    FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.63% $6,695
    First Horizon Bank 1 4.63% $9,189
    FREEDOM MORTGAGE CORPORATION 1 5.38% $5,701
    Goldman Sachs Bank USA 1 4.50% $2,918
    HOMESTEAD FUNDING CORP. 1 3.38% $3,715
    Mortgage Research Center, LLC 1 6.13% $7,080
    NBKC BANK 1 5.50% $3,574
    North American Savings Bank, F.S.B. 1 7.00% $4,483
    People's United Bank 1 2.88% $4,357
    PLANET HOME LENDING, LLC 1 5.50% $6,501
    RBC Bank, (Georgia) 1 5.75% $5,007
    RELIANCE FIRST CAPITAL, LLC 1 5.38% $12,940
    S1L, Inc. 1 6.88% $6,557
    TOTAL MORTGAGE SERVICES, LLC 1 6.75% $8,635
    Toyota Financial Savings Bank 1 5.00% $5,195
    Truist 1 4.80% $6,817
    UBS Bank USA 1 3.63% $3,676
    21ST MORTGAGE CORPORATION 1 6.49% $7,151

    Barre Average Closing Costs & Other Stats

    Barre, VT's 78 lenders originated 1,601 loans during 2022. The total origination value was $362,335,000, with an average loan value of $226,318.

    Barre's average closing costs are $4,457.

    The top Barre lender as defined by loan originations is Northfield Savings Bank, with 75 loans originated. Their average total fees are $3,754, which is $380 higher than the next largest lender, NEW ENGLAND FEDERAL CREDIT UNION.

    The lowest fee Barre lenders (with over 10 loans originated) are Vermont Federal Credit Union ($3,245), NEW ENGLAND FEDERAL CREDIT UNION ($3,375), Northfield Savings Bank ($3,754), NORTH COUNTRY ($3,899) and Union Bank ($4,210).

    The lowest rate Barre lenders (with over 10 loans originated) are TD Bank (4.16%), Citizens Bank (4.30%), JPMorgan Chase Bank (4.36%), VERMONT STATE EMPLOYEES (4.41%) and NEW ENGLAND FEDERAL CREDIT UNION (4.45%).

    Barre, VT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Northfield Savings Bank $62,465,000 $34,260,000 -45.2% 9.5%
    NEW ENGLAND FEDERAL CREDIT UNION $42,725,000 $32,790,000 -23.3% 9.0%
    VERMONT STATE EMPLOYEES $60,230,000 $30,690,000 -49.0% 8.5%
    NORTH COUNTRY $20,070,000 $27,805,000 38.5% 7.7%
    QUICKEN LOANS, LLC $41,845,000 $23,210,000 -44.5% 6.4%
    TD Bank $8,195,000 $18,390,000 124.4% 5.1%
    NORTHEAST HOME LOAN, LLC $21,730,000 $13,200,000 -39.3% 3.6%
    Union Bank $26,870,000 $12,310,000 -54.2% 3.4%
    Community National Bank $9,725,000 $12,170,000 25.1% 3.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $10,380,000 $11,125,000 7.2% 3.1%
    Citizens Bank $13,225,000 $11,110,000 -16.0% 3.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,585,000 $8,755,000 -52.9% 2.4%
    JPMorgan Chase Bank $7,855,000 $8,230,000 4.8% 2.3%
    Mascoma Bank $5,475,000 $7,465,000 36.3% 2.1%
    ACADEMY MORTGAGE CORPORATION $12,535,000 $5,685,000 -54.6% 1.6%
    The National Bank of Middlebury $5,700,000 $5,660,000 -0.7% 1.6%
    Vermont Federal Credit Union $7,060,000 $5,620,000 -20.4% 1.6%
    Community Bank $3,970,000 $5,150,000 29.7% 1.4%
    MOVEMENT MORTGAGE, LLC $5,360,000 $4,290,000 -20.0% 1.2%
    Mortgage Research Center, LLC $7,120,000 $4,270,000 -40.0% 1.2%
    PENNYMAC LOAN SERVICES, LLC $7,885,000 $3,970,000 -49.7% 1.1%
    DRAPER AND KRAMER MORTGAGE CORP. $5,980,000 $3,445,000 -42.4% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $2,435,000 $3,340,000 37.2% 0.9%
    Wells Fargo Bank $6,425,000 $3,340,000 -48.0% 0.9%
    LOANDEPOT.COM, LLC $4,285,000 $3,290,000 -23.2% 0.9%
    M&T Bank $285,000 $2,855,000 901.8% 0.8%
    Bank of America $7,730,000 $2,795,000 -63.8% 0.8%
    KeyBank $2,545,000 $2,780,000 9.2% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $2,710,000 $2,445,000 -9.8% 0.7%
    U.S. Bank $2,085,000 $2,170,000 4.1% 0.6%
    First Republic Bank $1,950,000 $1,545,000 -20.8% 0.4%
    GUARANTEED RATE, INC. $4,170,000 $1,430,000 -65.7% 0.4%
    NAVY FEDERAL CREDIT UNION $4,010,000 $1,410,000 -64.8% 0.4%
    CALIBER HOME LOANS, INC. $1,395,000 $1,345,000 -3.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $6,980,000 $1,335,000 -80.9% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,605,000 $1,275,000 -20.6% 0.4%
    People's United Bank $4,050,000 $1,245,000 -69.3% 0.3%
    BNY Mellon $425,000 $1,210,000 184.7% 0.3%
    Amalgamated Bank $1,200,000 n/a 0.3%
    Leader Bank $1,645,000 $1,175,000 -28.6% 0.3%
    Citibank $1,420,000 $1,165,000 -18.0% 0.3%
    USAA Federal Savings Bank $2,940,000 $1,165,000 -60.4% 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $580,000 $1,100,000 89.7% 0.3%
    Morgan Stanley Private Bank $3,025,000 $1,075,000 -64.5% 0.3%
    BROKER SOLUTIONS, INC. $1,930,000 $1,050,000 -45.6% 0.3%
    FREEDOM MORTGAGE CORPORATION $6,820,000 $1,045,000 -84.7% 0.3%
    NBT Bank $225,000 $1,000,000 344.4% 0.3%
    Paramount Residential Mortgage Group, Inc. $385,000 $980,000 154.5% 0.3%
    Carrington Mortgage Services, LLC $730,000 $965,000 32.2% 0.3%
    Armed Forces Bank $960,000 n/a 0.3%
    Charles Schwab Bank, SSB $275,000 $930,000 238.2% 0.3%
    BETTER MORTGAGE CORPORATION $4,330,000 $905,000 -79.1% 0.2%
    Flagstar Bank, FSB $1,150,000 $885,000 -23.0% 0.2%
    PNC Bank $400,000 $835,000 108.8% 0.2%
    BNC National Bank $545,000 $820,000 50.5% 0.2%
    HOME POINT FINANCIAL CORPORATION $1,150,000 $815,000 -29.1% 0.2%
    Truist $205,000 $775,000 278.0% 0.2%
    Barrington Bank & Trust Company, N.A. $500,000 $760,000 52.0% 0.2%
    First Horizon Bank $755,000 n/a 0.2%
    ONE Credit Union $1,975,000 $750,000 -62.0% 0.2%
    Bar Harbor Bank & Trust $1,135,000 $720,000 -36.6% 0.2%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $705,000 n/a 0.2%
    Provident Bank $705,000 n/a 0.2%
    EMM LOANS LLC $1,015,000 $700,000 -31.0% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $550,000 $700,000 27.3% 0.2%
    Navigant Credit Union $660,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $630,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $2,095,000 $565,000 -73.0% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $1,365,000 $510,000 -62.6% 0.1%
    ENVOY MORTGAGE, LTD $675,000 $510,000 -24.4% 0.1%
    NEWREZ LLC $2,350,000 $510,000 -78.3% 0.1%
    Goldman Sachs Bank USA $505,000 n/a 0.1%
    Wilmington Savings Fund Society, FSB $475,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $430,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $615,000 $430,000 -30.1% 0.1%
    UBS Bank USA $735,000 $425,000 -42.2% 0.1%
    Toyota Financial Savings Bank $415,000 n/a 0.1%
    Bangor Savings Bank $385,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $690,000 $385,000 -44.2% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $375,000 n/a 0.1%
    East Cambridge Savings Bank $345,000 n/a 0.1%
    RBC Bank, (Georgia) $345,000 n/a 0.1%
    First Federal Bank $670,000 $335,000 -50.0% 0.1%
    North Shore Bank, a Co-operative Bank $655,000 $315,000 -51.9% 0.1%
    Ally Bank $285,000 n/a 0.1%
    DIGITAL Federal Credit Union $165,000 $275,000 66.7% 0.1%
    PLANET HOME LENDING, LLC $265,000 n/a 0.1%
    ARC HOME LLC $255,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $255,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $255,000 n/a 0.1%
    Advisors Mortgage Group, L.L.C. $325,000 $245,000 -24.6% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $245,000 n/a 0.1%
    First National Bank of America $245,000 n/a 0.1%
    REVERSE MORTGAGE FUNDING LLC $245,000 n/a 0.1%
    The Federal Savings Bank $245,000 $245,000 0.0% 0.1%
    TOTAL MORTGAGE SERVICES, LLC $580,000 $225,000 -61.2% 0.1%
    NBKC BANK $895,000 $205,000 -77.1% 0.1%
    EVERETT FINANCIAL, INC. $195,000 n/a 0.1%
    Nations Lending Corporation $195,000 n/a 0.1%
    Northway Bank $195,000 n/a 0.1%
    North American Savings Bank, F.S.B. $460,000 $185,000 -59.8% 0.1%
    S1L, Inc. $185,000 n/a 0.1%
    SOFI LENDING CORP. $735,000 $185,000 -74.8% 0.1%
    Farm Credit East, ACA $165,000 n/a 0.0%
    Magnolia Bank $135,000 $165,000 22.2% 0.0%
    LEADERONE FINANCIAL CORPORATION $155,000 n/a 0.0%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $1,225,000 $145,000 -88.2% 0.0%
    Northpointe Bank $145,000 n/a 0.0%
    Figure Lending LLC $115,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $370,000 $95,000 -74.3% 0.0%
    Discover Bank $65,000 n/a 0.0%
    Deere Employees Credit Union $55,000 n/a 0.0%
    HARVARD UNIVERSITY EMPLOYEES $35,000 n/a 0.0%

    Barre's top lender by overall market share is Northfield Savings Bank, with 9.5% market share. In second place, with 9.0%, is NEW ENGLAND FEDERAL CREDIT UNION, having originated $32,790,000 in loans. In third place, with 8.5%, is VERMONT STATE EMPLOYEES, having originated $30,690,000 in loans. In fourth place, with 7.7%, is NORTH COUNTRY, having originated $27,805,000 in loans. In fifth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $23,210,000 in loans.

    Barre Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $285,000 (29.6%) $380,098 (22.6%) 0.00 364
    2018-02-01 $281,175 (25.0%) $376,751 (19.9%) 0.00 355
    2018-03-01 $278,900 (25.4%) $370,665 (19.4%) 0.00 353
    2018-04-01 $275,875 (22.7%) $357,187 (15.3%) 0.00 352
    2018-05-01 $281,500 (21.7%) $358,497 (12.9%) 0.00 360
    2018-06-01 $299,000 (19.9%) $373,243 (17.5%) 0.00 384
    2018-07-01 $295,750 (18.3%) $371,115 (15.4%) 0.00 406
    2018-08-01 $292,250 (12.9%) $365,930 (10.8%) 0.00 416
    2018-09-01 $292,450 (8.4%) $363,756 (1.0%) 0.00 417
    2018-10-01 $297,125 (10.1%) $368,830 (3.7%) 0.00 408
    2018-11-01 $289,700 (8.9%) $370,214 (4.6%) 0.00 386
    2018-12-01 $292,450 (4.8%) $365,953 (-1.3%) 0.00 357
    2019-01-01 $299,250 (5.0%) $368,847 (-3.0%) 0.00 323
    2019-02-01 $280,000 (-0.4%) $360,299 (-4.4%) 0.00 319
    2019-03-01 $299,000 (-2.3%) $368,162 (-2.2%) 0.00 303
    2019-04-01 $279,950 (0.6%) $365,567 (1.9%) 0.00 313
    2019-05-01 $295,000 (4.8%) $356,676 (-0.5%) 0.00 337
    2019-06-01 $299,000 (0.0%) $369,685 (-1.0%) 0.00 351
    2019-07-01 $309,950 (4.8%) $366,682 (-1.2%) 0.00 394
    2019-08-01 $319,900 (5.1%) $365,259 (1.1%) 0.00 396
    2019-09-01 $312,225 (3.4%) $364,125 (1.1%) 0.00 381
    2019-10-01 $299,450 (1.0%) $356,706 (-1.8%) 0.00 371
    2019-11-01 $299,000 (3.2%) $362,594 (-2.1%) 0.00 320
    2019-12-01 $316,000 (8.1%) $372,792 (1.9%) 0.00 289
    2020-01-01 $306,125 (2.3%) $368,299 (-0.2%) 0.00 274
    2020-02-01 $314,500 (12.3%) $375,436 (4.2%) 0.00 268
    2020-03-01 $298,675 (9.6%) $368,784 (1.7%) 0.00 257
    2020-04-01 $299,900 (8.1%) $372,384 (2.3%) 0.00 259
    2020-05-01 $299,900 (1.7%) $373,771 (4.8%) 0.00 249
    2020-06-01 $303,700 (1.6%) $384,492 (4.0%) 0.00 247
    2020-07-01 $299,675 (-3.3%) $383,137 (4.5%) 0.00 236
    2020-08-01 $299,900 (-2.3%) $406,584 (9.9%) 0.00 212
    2020-09-01 $297,125 (-1.8%) $411,100 (11.8%) 0.00 205
    2020-10-01 $299,500 (-0.2%) $414,291 (14.4%) 0.00 188
    2020-11-01 $297,500 (-0.5%) $426,661 (17.7%) 0.00 163
    2020-12-01 $299,350 (-5.3%) $453,289 (21.6%) 0.00 152
    2021-01-01 $296,000 (-3.3%) $469,760 (27.6%) 0.00 132
    2021-02-01 $301,650 (-4.1%) $506,275 (34.9%) 0.00 112
    2021-03-01 $327,175 (9.5%) $549,446 (49.0%) 0.00 101
    2021-04-01 $378,500 (26.2%) $589,887 (58.4%) 0.00 91
    2021-05-01 $349,000 (16.4%) $500,748 (34.0%) 0.00 99
    2021-06-01 $319,750 (5.3%) $509,455 (32.5%) 0.00 116
    2021-07-01 $309,000 (3.1%) $474,631 (23.9%) 0.00 129
    2021-08-01 $290,225 (-3.2%) $457,381 (12.5%) 0.00 130
    2021-09-01 $301,225 (1.4%) $463,104 (12.7%) 0.00 113
    2021-10-01 $279,000 (-6.8%) $440,066 (6.2%) 0.00 112
    2021-11-01 $279,950 (-5.9%) $447,696 (4.9%) 0.00 87
    2021-12-01 $286,450 (-4.3%) $454,466 (0.3%) 0.00 67
    2022-01-01 $269,450 (-9.0%) $455,366 (-3.1%) 0.00 58
    2022-02-01 $287,450 (-4.7%) $419,773 (-17.1%) 0.00 44
    2022-03-01 $283,750 (-13.3%) $447,182 (-18.6%) 0.00 47
    2022-04-01 $347,450 (-8.2%) $461,635 (-21.7%) 0.00 45
    2022-05-01 $381,500 (9.3%) $551,320 (10.1%) 0.00 60
    2022-06-01 $362,250 (13.3%) $522,522 (2.6%) 0.00 73
    2022-07-01 $373,000 (20.7%) $516,097 (8.7%) 0.00 87
    2022-08-01 $357,000 (23.0%) $486,577 (6.4%) 0.00 91
    2022-09-01 $384,000 (27.5%) $480,887 (3.8%) 0.00 93
    2022-10-01 $350,000 (25.5%) $468,254 (6.4%) 0.00 89
    2022-11-01 $367,250 (31.2%) $459,212 (2.6%) 0.00 78
    2022-12-01 $352,000 (22.9%) $463,544 (2.0%) 0.00 58
    2023-01-01 $363,250 (34.8%) $503,938 (10.7%) 0.00 46
    2023-02-01 $344,000 (19.7%) $477,575 (13.8%) 0.00 42
    2023-03-01 $351,975 (24.0%) $478,964 (7.1%) 0.00 40
    2023-04-01 $395,000 (0.0%) $505,997 (0.0%) 0.00 45
    Barre's median listing price for 2023-04-01 was $395,000, a difference of $47,550 (0.0%) versus the prior year and $43,025 versus the prior month.

    Barre's median listing price comes in at 0% of the national average.

    Barre's average listing price for 2023-04-01 was $505,997, a difference of $44,362 (0.0%) versus the prior year and $27,033 versus the prior month.

    For the 2023-04-01 period, Barre had 45 MLS listings, a difference of 5 listings (13%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,788 sqft
    2018-02-01 0 days 1,763 sqft
    2018-03-01 0 days 1,766 sqft
    2018-04-01 0 days 1,808 sqft
    2018-05-01 0 days 1,886 sqft
    2018-06-01 0 days 1,926 sqft
    2018-07-01 0 days 1,967 sqft
    2018-08-01 0 days 1,932 sqft
    2018-09-01 0 days 1,921 sqft
    2018-10-01 0 days 1,920 sqft
    2018-11-01 0 days 1,920 sqft
    2018-12-01 0 days 1,888 sqft
    2019-01-01 0 days 1,855 sqft
    2019-02-01 0 days 1,812 sqft
    2019-03-01 0 days 1,820 sqft
    2019-04-01 0 days 1,805 sqft
    2019-05-01 0 days 1,862 sqft
    2019-06-01 0 days 1,896 sqft
    2019-07-01 0 days 1,900 sqft
    2019-08-01 0 days 1,920 sqft
    2019-09-01 0 days 1,911 sqft
    2019-10-01 0 days 1,892 sqft
    2019-11-01 0 days 1,872 sqft
    2019-12-01 0 days 1,872 sqft
    2020-01-01 0 days 1,867 sqft
    2020-02-01 0 days 1,900 sqft
    2020-03-01 0 days 1,858 sqft
    2020-04-01 0 days 1,835 sqft
    2020-05-01 0 days 1,836 sqft
    2020-06-01 0 days 1,810 sqft
    2020-07-01 0 days 1,825 sqft
    2020-08-01 0 days 1,829 sqft
    2020-09-01 0 days 1,800 sqft
    2020-10-01 0 days 1,800 sqft
    2020-11-01 0 days 1,800 sqft
    2020-12-01 0 days 1,832 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 1,799 sqft
    2021-03-01 0 days 1,961 sqft
    2021-04-01 0 days 2,015 sqft
    2021-05-01 0 days 1,794 sqft
    2021-06-01 0 days 1,770 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,716 sqft
    2021-09-01 0 days 1,733 sqft
    2021-10-01 0 days 1,786 sqft
    2021-11-01 0 days 1,720 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,579 sqft
    2022-02-01 0 days 1,470 sqft
    2022-03-01 0 days 1,546 sqft
    2022-04-01 0 days 1,587 sqft
    2022-05-01 0 days 1,653 sqft
    2022-06-01 0 days 1,685 sqft
    2022-07-01 0 days 1,725 sqft
    2022-08-01 0 days 1,773 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,763 sqft
    2022-11-01 0 days 1,816 sqft
    2022-12-01 0 days 1,704 sqft
    2023-01-01 0 days 1,685 sqft
    2023-02-01 0 days 1,510 sqft
    2023-03-01 0 days 1,557 sqft
    2023-04-01 0 days 1,649 sqft
    Barre's median listing age (time on market) for 2023-04-01 was 0 days.

    Barre's median square footage for active listings during the 2023-04-01 period was 1,649 sqft. One year prior, the average listing was 1,587 sqft.

    Barre, VT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 708 $197,440,000 $278,870
    Cash Out Refi 278 $60,110,000 $216,223
    Home Improvement 277 $24,685,000 $89,116
    Refi 256 $65,510,000 $255,898
    Other 82 $14,590,000 $177,927

    Barre's most frequently cited loan purpose was Home Purchase, with 708 originations. The 2nd most popular reason was Cash Out Refi, with 278 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 407 $92,385,000 $226,990
    3-4% 385 $87,785,000 $228,013
    5-6% 340 $78,580,000 $231,118
    2.5-3% 139 $33,545,000 $241,331
    6-7% 136 $30,960,000 $227,647
    <2.5% 126 $26,930,000 $213,730
    7-8% 37 $5,255,000 $142,027
    Over 8% 14 $680,000 $48,571

    During 2022, Barre's most frequently originated rate bucket was 4-5%, with 407 originations.

    Loan Sizing (Barre, VT MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 562 $153,100,000 $272,420
    $100k-200k 437 $65,925,000 $150,858
    $100,000 or less 419 $21,285,000 $50,800
    $400k-600k 121 $57,235,000 $473,017
    $600k-1000k 51 $37,265,000 $730,686
    $Over $1MM 11 $27,525,000 $2,502,273

    Barre's loan sizing saw the bucket of loans from $200k-400k with 562 originations, totaling $153,100,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 453 $138,225,000 $305,132
    80-100% 436 $131,030,000 $300,528
    Under 20% 252 $10,450,000 $41,468
    40-60% 231 $46,345,000 $200,628
    20-40% 199 $24,215,000 $121,683
    Over 100% 10 $5,500,000 $550,000

    Barre's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 453 originations, totaling $138,225,000 in origination value.