Barre Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Barre averaged 6.88% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.66% and one month ago for the week of 2024-03-14, the average rate was 6.72%.

    Barre's average rate one year ago was 5.95%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Barre 30 Year Fixed Rate 2024-04-18 6.88%
    Barre 30 Year Fixed Rate Refi 2024-04-18 7%
    Barre 15 Year Fixed Rate 2024-04-18 6.29%
    Barre 15 Year Fixed Rate Refi 2024-04-18 6.69%
    Barre 30 Year FHA 2024-04-18 7.06%
    Barre 30 Year FHA Refi 2024-04-18 6.96%
    Barre 30 Year USDA 2024-04-18 6.96%
    Barre 30 Year USDA Refi 2024-04-18 6.86%
    Barre 30 Year VA 2024-04-18 6.66%
    Barre 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Barre, VT.

    Barre Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Barre, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    NEW ENGLAND FEDERAL CREDIT UNION 64 6.57% $4,017
    NORTHEAST HOME LOAN, LLC 52 6.72% $5,895
    Northfield Savings Bank 51 6.34% $3,930
    Union Bank 34 6.63% $4,153
    QUICKEN LOANS, LLC 27 6.86% $7,334
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 7.01% $5,486
    Vermont Federal Credit Union 14 6.37% $4,135
    NORTH COUNTRY 12 7.52% $3,378
    ACADEMY MORTGAGE CORPORATION 11 6.98% $7,295
    Community Bank 9 6.26% $951
    MOVEMENT MORTGAGE, LLC 9 6.57% $6,079
    EMM LOANS LLC 9 7.21% $5,333
    American Mortgage & Equity Consultants, Inc. 7 7.14% $5,256
    Community National Bank 7 6.91% $4,631
    Mascoma Bank 6 6.56% $6,453
    CMG MORTGAGE, INC. 6 6.87% $5,470
    TD Bank 5 6.56% $5,451
    JPMorgan Chase Bank 5 6.95% $9,977
    Citizens Bank 4 6.72% $4,410
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.88% $8,364
    HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.31% $4,909
    Morgan Stanley Private Bank 3 6.17% $4,399
    BETTER MORTGAGE CORPORATION 3 5.54% $5,420
    PENNYMAC LOAN SERVICES, LLC 3 6.75% $4,985
    NEWREZ LLC 2 6.49% $5,204
    AMERISAVE MORTGAGE CORPORATION 2 7.25% $9,641
    Bank of America 2 6.63% $4,592
    BNC National Bank 2 5.94% $5,776
    DRAPER AND KRAMER MORTGAGE CORP. 2 6.56% $3,734
    Farm Credit East, ACA 2 8.00% $7,055
    GUARANTEED RATE, INC. 2 7.50% $7,061
    KeyBank 2 5.81% $5,730
    Leader Bank 2 7.74% $9,480
    LOANDEPOT.COM, LLC 2 7.31% $5,631
    Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $8,982
    UNITED WHOLESALE MORTGAGE, LLC 2 7.17% $7,029
    U.S. Bank 1 7.50% $4,063
    Goldman Sachs Bank USA 1 5.90% $8,791
    MEMBERS MORTGAGE COMPANY, INC. 1 6.13% $3,545
    First-Citizens Bank & Trust Company 1 6.00% $7,202
    Mortgage Research Center, LLC 1 6.75% $3,859
    Farmers Bank & Trust 1 6.63% $4,700
    ADVANCIAL 1 8.88% $4,934
    M&T Bank 1 6.00% $5,341
    Navigant Credit Union 1 6.88% $4,032
    NAVY FEDERAL CREDIT UNION 1 6.38% $4,713
    NBKC BANK 1 7.50% $3,515
    DEEPHAVEN MORTGAGE LLC 1 7.50% $14,686
    CROSSCOUNTRY MORTGAGE, LLC 1 8.38% $9,212
    NexBank 1 7.88% $7,960
    Citibank 1 5.25% $10,412
    NORTHEAST CREDIT UNION 1 6.00% $2,920
    CARDINAL FINANCIAL 1 6.88% $5,206
    BROKER SOLUTIONS, INC. 1 6.75% $9,225
    Bar Harbor Bank & Trust 1 6.25% $3,974
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.63% $8,611
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.13% $6,004
    RELIANCE FIRST CAPITAL, LLC 1 7.38% $15,029
    Service Federal Credit Union 1 7.50% $3,274
    Ally Bank 1 6.63% $7,593
    HARVARD UNIVERSITY EMPLOYEES 1 6.00% $3,955
    HARBORONE MORTGAGE, LLC 1 6.75% $7,124
    Advisors Mortgage Group, L.L.C. 1 6.13% $7,095
    Landmark National Bank 1 5.88% $4,436
    Webster Bank 1 7.38% $6,862

    Barre Average Closing Costs & Other Stats

    Barre, VT's 65 lenders originated 1,067 loans during 2023. The total origination value was $230,015,000, with an average loan value of $215,572.

    Barre's average closing costs are $4,605.

    The top Barre lender as defined by loan originations is NEW ENGLAND FEDERAL CREDIT UNION, with 64 loans originated. Their average total fees are $4,017, which is $1,878 lower than the next largest lender, NORTHEAST HOME LOAN, LLC.

    The lowest fee Barre lenders (with over 10 loans originated) are NORTH COUNTRY ($3,378), Northfield Savings Bank ($3,930), NEW ENGLAND FEDERAL CREDIT UNION ($4,017), Vermont Federal Credit Union ($4,135) and Union Bank ($4,153).

    The lowest rate Barre lenders (with over 10 loans originated) are Northfield Savings Bank (6.34%), Vermont Federal Credit Union (6.37%), NEW ENGLAND FEDERAL CREDIT UNION (6.57%), Union Bank (6.63%) and NORTHEAST HOME LOAN, LLC (6.72%).

    Barre, VT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    NEW ENGLAND FEDERAL CREDIT UNION $32,790,000 $35,295,000 7.6% 15.3%
    Northfield Savings Bank $34,260,000 $23,760,000 -30.6% 10.3%
    NORTHEAST HOME LOAN, LLC $13,200,000 $18,570,000 40.7% 8.1%
    Union Bank $12,310,000 $13,205,000 7.3% 5.7%
    NORTH COUNTRY $27,805,000 $11,385,000 -59.1% 4.9%
    QUICKEN LOANS, LLC $23,210,000 $10,405,000 -55.2% 4.5%
    Community National Bank $12,170,000 $9,325,000 -23.4% 4.1%
    Mascoma Bank $7,465,000 $6,625,000 -11.3% 2.9%
    Vermont Federal Credit Union $5,620,000 $6,495,000 15.6% 2.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,755,000 $5,950,000 -32.0% 2.6%
    ACADEMY MORTGAGE CORPORATION $5,685,000 $5,850,000 2.9% 2.5%
    Citizens Bank $11,110,000 $4,775,000 -57.0% 2.1%
    TD Bank $18,390,000 $4,290,000 -76.7% 1.9%
    CMG MORTGAGE, INC. $3,920,000 n/a 1.7%
    Community Bank $5,150,000 $3,770,000 -26.8% 1.6%
    PENNYMAC LOAN SERVICES, LLC $3,970,000 $3,480,000 -12.3% 1.5%
    EMM LOANS LLC $700,000 $3,285,000 369.3% 1.4%
    Mortgage Research Center, LLC $4,270,000 $3,245,000 -24.0% 1.4%
    American Mortgage & Equity Consultants, Inc. $3,085,000 n/a 1.3%
    Goldman Sachs Bank USA $505,000 $3,005,000 495.0% 1.3%
    MOVEMENT MORTGAGE, LLC $4,290,000 $2,995,000 -30.2% 1.3%
    The National Bank of Middlebury $5,660,000 $2,600,000 -54.1% 1.1%
    AMERISAVE MORTGAGE CORPORATION $1,335,000 $2,260,000 69.3% 1.0%
    JPMorgan Chase Bank $8,230,000 $2,210,000 -73.1% 1.0%
    KeyBank $2,780,000 $1,890,000 -32.0% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $700,000 $1,890,000 170.0% 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $11,125,000 $1,845,000 -83.4% 0.8%
    Morgan Stanley Private Bank $1,075,000 $1,805,000 67.9% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $3,340,000 $1,450,000 -56.6% 0.6%
    First-Citizens Bank & Trust Company $1,405,000 n/a 0.6%
    LOANDEPOT.COM, LLC $3,290,000 $1,390,000 -57.8% 0.6%
    USAA Federal Savings Bank $1,165,000 $1,195,000 2.6% 0.5%
    Bank of America $2,795,000 $1,190,000 -57.4% 0.5%
    HARBORONE MORTGAGE, LLC $1,125,000 n/a 0.5%
    M&T Bank $2,855,000 $1,005,000 -64.8% 0.4%
    Webster Bank $1,005,000 n/a 0.4%
    GUARANTEED RATE, INC. $1,430,000 $955,000 -33.2% 0.4%
    BROKER SOLUTIONS, INC. $1,050,000 $925,000 -11.9% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $245,000 $905,000 269.4% 0.4%
    Farm Credit East, ACA $165,000 $830,000 403.0% 0.4%
    Carrington Mortgage Services, LLC $965,000 $805,000 -16.6% 0.3%
    Peoples Trust Company of St. Albans $765,000 n/a 0.3%
    Advisors Mortgage Group, L.L.C. $245,000 $725,000 195.9% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $2,445,000 $725,000 -70.3% 0.3%
    Landmark National Bank $705,000 n/a 0.3%
    RELIANCE FIRST CAPITAL, LLC $430,000 $650,000 51.2% 0.3%
    ONE Credit Union $750,000 $645,000 -14.0% 0.3%
    Leader Bank $1,175,000 $640,000 -45.5% 0.3%
    U.S. Bank $2,170,000 $615,000 -71.7% 0.3%
    Citibank $1,165,000 $605,000 -48.1% 0.3%
    FREEDOM MORTGAGE CORPORATION $1,045,000 $590,000 -43.5% 0.3%
    BETTER MORTGAGE CORPORATION $905,000 $585,000 -35.4% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,275,000 $570,000 -55.3% 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $3,445,000 $560,000 -83.7% 0.2%
    Farmers Bank & Trust $525,000 n/a 0.2%
    HOMESTEAD FUNDING CORP. $385,000 $465,000 20.8% 0.2%
    Navigant Credit Union $660,000 $465,000 -29.5% 0.2%
    First Savings Bank $435,000 n/a 0.2%
    NBKC BANK $205,000 $420,000 104.9% 0.2%
    BNC National Bank $820,000 $410,000 -50.0% 0.2%
    NEWREZ LLC $510,000 $385,000 -24.5% 0.2%
    PNC Bank $835,000 $360,000 -56.9% 0.2%
    Farmers and Merchants Union Bank $355,000 n/a 0.2%
    MEMBERS MORTGAGE COMPANY, INC. $355,000 n/a 0.2%
    GEORGIA'S OWN $345,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $510,000 $335,000 -34.3% 0.1%
    HARVARD UNIVERSITY EMPLOYEES $35,000 $335,000 857.1% 0.1%
    Barrington Bank & Trust Company, N.A. $760,000 $315,000 -58.6% 0.1%
    NAVY FEDERAL CREDIT UNION $1,410,000 $310,000 -78.0% 0.1%
    DEEPHAVEN MORTGAGE LLC $285,000 n/a 0.1%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $145,000 $275,000 89.7% 0.1%
    NBT Bank $1,000,000 $255,000 -74.5% 0.1%
    Bar Harbor Bank & Trust $720,000 $245,000 -66.0% 0.1%
    NexBank $245,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $245,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $980,000 $225,000 -77.0% 0.1%
    Discover Bank $65,000 $220,000 238.5% 0.1%
    Ally Bank $285,000 $215,000 -24.6% 0.1%
    CARDINAL FINANCIAL $1,100,000 $185,000 -83.2% 0.1%
    LEADERONE FINANCIAL CORPORATION $155,000 $185,000 19.4% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $175,000 n/a 0.1%
    ADVANCIAL $155,000 n/a 0.1%
    Service Federal Credit Union $155,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $430,000 $125,000 -70.9% 0.1%
    HANSCOM $105,000 n/a 0.0%
    Figure Lending LLC $115,000 $80,000 -30.4% 0.0%
    MEMBER FIRST MORTGAGE, LLC $75,000 n/a 0.0%
    NORTHEAST CREDIT UNION $75,000 n/a 0.0%
    The Federal Savings Bank $245,000 $65,000 -73.5% 0.0%
    DIGITAL Federal Credit Union $275,000 $55,000 -80.0% 0.0%

    Barre's top lender by overall market share is NEW ENGLAND FEDERAL CREDIT UNION, with 15.3% market share. In second place, with 10.3%, is Northfield Savings Bank, having originated $23,760,000 in loans. In third place, with 8.1%, is NORTHEAST HOME LOAN, LLC, having originated $18,570,000 in loans. In fourth place, with 5.7%, is Union Bank, having originated $13,205,000 in loans. In fifth place, with 4.9%, is NORTH COUNTRY, having originated $11,385,000 in loans.

    Barre Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $285,000 (28.8%) $380,098 (22.7%) 0.00 364
    2018-02-01 $281,175 (25.0%) $376,751 (20.1%) 0.00 355
    2018-03-01 $278,900 (25.4%) $370,665 (19.6%) 0.00 353
    2018-04-01 $275,875 (22.7%) $357,187 (15.3%) 0.00 352
    2018-05-01 $281,500 (21.6%) $358,497 (12.9%) 0.00 360
    2018-06-01 $299,000 (19.9%) $373,243 (17.6%) 0.00 384
    2018-07-01 $295,750 (18.3%) $371,115 (15.4%) 0.00 406
    2018-08-01 $292,250 (12.9%) $365,930 (10.9%) 0.00 416
    2018-09-01 $295,000 (9.3%) $363,756 (1.0%) 0.00 417
    2018-10-01 $297,250 (9.9%) $368,751 (1.4%) 0.00 409
    2018-11-01 $289,900 (9.0%) $370,127 (4.6%) 0.00 386
    2018-12-01 $295,000 (5.7%) $366,507 (-1.1%) 0.00 357
    2019-01-01 $299,450 (5.1%) $369,480 (-2.8%) 0.00 323
    2019-02-01 $285,000 (1.4%) $360,935 (-4.2%) 0.00 319
    2019-03-01 $273,714 (-1.9%) $362,976 (-2.1%) 0.00 319
    2019-04-01 $279,714 (1.4%) $364,227 (2.0%) 0.00 316
    2019-05-01 $295,000 (4.8%) $357,514 (-0.3%) 0.00 335
    2019-06-01 $299,000 (0.0%) $370,828 (-0.7%) 0.00 349
    2019-07-01 $311,250 (5.2%) $367,144 (-1.1%) 0.00 393
    2019-08-01 $308,941 (5.7%) $370,209 (1.2%) 0.00 389
    2019-09-01 $303,602 (2.9%) $367,832 (1.1%) 0.00 385
    2019-10-01 $300,318 (1.0%) $362,027 (-1.8%) 0.00 373
    2019-11-01 $305,000 (5.2%) $362,985 (-1.9%) 0.00 321
    2019-12-01 $317,225 (7.5%) $373,339 (1.9%) 0.00 289
    2020-01-01 $309,875 (3.5%) $368,883 (-0.2%) 0.00 274
    2020-02-01 $315,000 (10.5%) $375,975 (4.2%) 0.00 268
    2020-03-01 $299,925 (9.6%) $369,322 (1.8%) 0.00 258
    2020-04-01 $299,925 (7.2%) $372,765 (2.3%) 0.00 259
    2020-05-01 $300,000 (1.7%) $374,412 (4.7%) 0.00 247
    2020-06-01 $306,075 (2.4%) $386,162 (4.1%) 0.00 246
    2020-07-01 $299,900 (-3.7%) $383,812 (4.5%) 0.00 235
    2020-08-01 $299,900 (-2.9%) $407,425 (10.1%) 0.00 211
    2020-09-01 $297,500 (-2.0%) $412,060 (12.0%) 0.00 204
    2020-10-01 $299,700 (-0.2%) $415,311 (14.7%) 0.00 187
    2020-11-01 $297,625 (-2.4%) $427,914 (17.9%) 0.00 162
    2020-12-01 $299,350 (-5.6%) $454,750 (21.8%) 0.00 151
    2021-01-01 $296,000 (-4.5%) $469,760 (27.4%) 0.00 132
    2021-02-01 $305,150 (-3.1%) $507,140 (34.9%) 0.00 112
    2021-03-01 $329,450 (9.8%) $550,899 (49.2%) 0.00 101
    2021-04-01 $378,500 (26.2%) $589,887 (58.3%) 0.00 91
    2021-05-01 $349,000 (16.3%) $500,748 (33.7%) 0.00 99
    2021-06-01 $319,750 (4.5%) $510,957 (32.3%) 0.00 116
    2021-07-01 $309,000 (3.0%) $474,631 (23.7%) 0.00 129
    2021-08-01 $290,225 (-3.2%) $457,381 (12.3%) 0.00 130
    2021-09-01 $301,225 (1.3%) $463,104 (12.4%) 0.00 113
    2021-10-01 $279,250 (-6.8%) $442,249 (6.5%) 0.00 112
    2021-11-01 $279,950 (-5.9%) $449,017 (4.9%) 0.00 87
    2021-12-01 $286,450 (-4.3%) $454,466 (-0.1%) 0.00 67
    2022-01-01 $269,450 (-9.0%) $455,366 (-3.1%) 0.00 58
    2022-02-01 $287,450 (-5.8%) $419,773 (-17.2%) 0.00 44
    2022-03-01 $283,750 (-13.9%) $447,182 (-18.8%) 0.00 47
    2022-04-01 $347,450 (-8.2%) $461,635 (-21.7%) 0.00 45
    2022-05-01 $381,500 (9.3%) $551,320 (10.1%) 0.00 60
    2022-06-01 $362,250 (13.3%) $524,023 (2.6%) 0.00 73
    2022-07-01 $373,000 (20.7%) $518,662 (9.3%) 0.00 87
    2022-08-01 $357,000 (23.0%) $486,577 (6.4%) 0.00 91
    2022-09-01 $384,000 (27.5%) $480,870 (3.8%) 0.00 93
    2022-10-01 $350,000 (25.3%) $466,822 (5.6%) 0.00 90
    2022-11-01 $367,250 (31.2%) $459,212 (2.3%) 0.00 78
    2022-12-01 $352,000 (22.9%) $463,544 (2.0%) 0.00 58
    2023-01-01 $363,250 (34.8%) $503,938 (10.7%) 0.00 46
    2023-02-01 $344,000 (19.7%) $477,575 (13.8%) 0.00 42
    2023-03-01 $351,975 (24.0%) $478,964 (7.1%) 0.00 40
    2023-04-01 $395,000 (13.7%) $505,997 (9.6%) 0.00 45
    2023-05-01 $417,000 (9.3%) $536,916 (-2.6%) 0.00 50
    2023-06-01 $450,750 (24.4%) $604,431 (15.3%) 0.00 67
    2023-07-01 $497,000 (33.2%) $614,295 (18.4%) 0.00 68
    2023-08-01 $515,500 (44.4%) $673,067 (38.3%) 0.00 84
    2023-09-01 $450,000 (17.2%) $604,714 (25.8%) 0.00 97
    2023-10-01 $409,375 (17.0%) $569,336 (22.0%) 0.00 107
    2023-11-01 $357,200 (-2.7%) $555,767 (21.0%) 0.00 91
    2023-12-01 $379,000 (7.7%) $576,983 (24.5%) 0.00 75
    2024-01-01 $342,500 (-5.7%) $573,141 (13.7%) 0.00 60
    2024-02-01 $391,000 (13.7%) $520,243 (8.9%) 0.00 64
    2024-03-01 $379,000 (7.7%) $491,586 (2.6%) 0.00 70
    Barre's median listing price for 2024-03-01 was $379,000, a difference of $27,025 (7.7%) versus the prior year and $-12,000 versus the prior month.

    Barre's median listing price comes in at 0% of the national average.

    Barre's average listing price for 2024-03-01 was $491,586, a difference of $12,622 (2.6%) versus the prior year and $-28,657 versus the prior month.

    For the 2024-03-01 period, Barre had 70 MLS listings, a difference of 6 listings (9%) versus the prior month and 30 listings (75%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,788 sqft
    2018-02-01 0 days 1,763 sqft
    2018-03-01 0 days 1,766 sqft
    2018-04-01 0 days 1,808 sqft
    2018-05-01 0 days 1,886 sqft
    2018-06-01 0 days 1,926 sqft
    2018-07-01 0 days 1,967 sqft
    2018-08-01 0 days 1,932 sqft
    2018-09-01 0 days 1,920 sqft
    2018-10-01 0 days 1,917 sqft
    2018-11-01 0 days 1,920 sqft
    2018-12-01 0 days 1,888 sqft
    2019-01-01 0 days 1,855 sqft
    2019-02-01 0 days 1,812 sqft
    2019-03-01 0 days 1,808 sqft
    2019-04-01 0 days 1,809 sqft
    2019-05-01 0 days 1,864 sqft
    2019-06-01 0 days 1,898 sqft
    2019-07-01 0 days 1,900 sqft
    2019-08-01 0 days 1,899 sqft
    2019-09-01 0 days 1,899 sqft
    2019-10-01 0 days 1,892 sqft
    2019-11-01 0 days 1,872 sqft
    2019-12-01 0 days 1,872 sqft
    2020-01-01 0 days 1,867 sqft
    2020-02-01 0 days 1,900 sqft
    2020-03-01 0 days 1,858 sqft
    2020-04-01 0 days 1,830 sqft
    2020-05-01 0 days 1,836 sqft
    2020-06-01 0 days 1,809 sqft
    2020-07-01 0 days 1,824 sqft
    2020-08-01 0 days 1,802 sqft
    2020-09-01 0 days 1,800 sqft
    2020-10-01 0 days 1,800 sqft
    2020-11-01 0 days 1,800 sqft
    2020-12-01 0 days 1,821 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 1,805 sqft
    2021-03-01 0 days 1,961 sqft
    2021-04-01 0 days 2,015 sqft
    2021-05-01 0 days 1,795 sqft
    2021-06-01 0 days 1,776 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,716 sqft
    2021-09-01 0 days 1,733 sqft
    2021-10-01 0 days 1,786 sqft
    2021-11-01 0 days 1,720 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,579 sqft
    2022-02-01 0 days 1,470 sqft
    2022-03-01 0 days 1,546 sqft
    2022-04-01 0 days 1,587 sqft
    2022-05-01 0 days 1,653 sqft
    2022-06-01 0 days 1,685 sqft
    2022-07-01 0 days 1,725 sqft
    2022-08-01 0 days 1,773 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,800 sqft
    2022-11-01 0 days 1,816 sqft
    2022-12-01 0 days 1,704 sqft
    2023-01-01 0 days 1,685 sqft
    2023-02-01 0 days 1,510 sqft
    2023-03-01 0 days 1,557 sqft
    2023-04-01 0 days 1,649 sqft
    2023-05-01 0 days 1,638 sqft
    2023-06-01 0 days 1,837 sqft
    2023-07-01 0 days 2,007 sqft
    2023-08-01 0 days 2,035 sqft
    2023-09-01 0 days 1,976 sqft
    2023-10-01 0 days 1,823 sqft
    2023-11-01 0 days 1,860 sqft
    2023-12-01 0 days 1,936 sqft
    2024-01-01 0 days 1,891 sqft
    2024-02-01 0 days 1,763 sqft
    2024-03-01 0 days 1,689 sqft
    Barre's median listing age (time on market) for 2024-03-01 was 0 days.

    Barre's median square footage for active listings during the 2024-03-01 period was 1,689 sqft. One year prior, the average listing was 1,557 sqft.

    Barre, VT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 505 $157,055,000 $311,000
    Home Improvement 238 $17,700,000 $74,370
    Refi 125 $21,995,000 $175,960
    Other 109 $14,405,000 $132,156
    Cash Out Refi 90 $18,860,000 $209,556

    Barre's most frequently cited loan purpose was Home Purchase, with 505 originations. The 2nd most popular reason was Home Improvement, with 238 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 420 $108,420,000 $258,143
    7-8% 304 $61,810,000 $203,322
    5-6% 143 $39,535,000 $276,469
    Over 8% 125 $12,095,000 $96,760
    4-5% 26 $2,240,000 $86,154
    <2.5% 20 $880,000 $44,000
    2.5-3% 9 $705,000 $78,333
    3-4% 8 $360,000 $45,000

    During 2023, Barre's most frequently originated rate bucket was 6-7%, with 420 originations.

    Loan Sizing (Barre, VT MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 362 $17,180,000 $47,459
    $200k-400k 339 $95,805,000 $282,611
    $100k-200k 233 $34,195,000 $146,760
    $400k-600k 87 $40,895,000 $470,057
    $600k-1000k 33 $24,225,000 $734,091
    $Over $1MM 13 $17,715,000 $1,362,692

    Barre's loan sizing saw the bucket of loans from $100,000 or less with 362 originations, totaling $17,180,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 269 $87,285,000 $324,480
    Under 20% 265 $11,525,000 $43,491
    60-80% 238 $77,970,000 $327,605
    20-40% 144 $16,280,000 $113,056
    40-60% 132 $30,580,000 $231,667
    Over 100% 6 $2,030,000 $338,333

    Barre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 269 originations, totaling $87,285,000 in origination value.