Barre Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Barre averaged 7% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 6.77% and one month ago for the week of 2024-04-11, the average rate was 6.66%.

Barre's average rate one year ago was 6.03%.

For refis of the same type during the week of 2024-05-16, the average rate was 7.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Barre 30 Year Fixed Rate 2024-05-16 7%
Barre 30 Year Fixed Rate Refi 2024-05-16 7.42%
Barre 15 Year Fixed Rate 2024-05-16 6.08%
Barre 15 Year Fixed Rate Refi 2024-05-16 6.48%
Barre 30 Year FHA 2024-05-16 6.94%
Barre 30 Year FHA Refi 2024-05-16 6.64%
Barre 30 Year USDA 2024-05-16 6.55%
Barre 30 Year USDA Refi 2024-05-16 6.95%
Barre 30 Year VA 2024-05-16 6.4%
Barre 30 Year VA Refi 2024-05-16 6.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Barre, VT.

Barre Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Barre, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
NEW ENGLAND FEDERAL CREDIT UNION 64 6.57% $4,017
NORTHEAST HOME LOAN, LLC 52 6.72% $5,895
Northfield Savings Bank 51 6.34% $3,930
Union Bank 34 6.63% $4,153
QUICKEN LOANS, LLC 27 6.86% $7,334
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 7.01% $5,486
Vermont Federal Credit Union 14 6.37% $4,135
NORTH COUNTRY 12 7.52% $3,378
ACADEMY MORTGAGE CORPORATION 11 6.98% $7,295
Community Bank 9 6.26% $951
MOVEMENT MORTGAGE, LLC 9 6.57% $6,079
EMM LOANS LLC 9 7.21% $5,333
American Mortgage & Equity Consultants, Inc. 7 7.14% $5,256
Community National Bank 7 6.91% $4,631
Mascoma Bank 6 6.56% $6,453
CMG MORTGAGE, INC. 6 6.87% $5,470
TD Bank 5 6.56% $5,451
JPMorgan Chase Bank 5 6.95% $9,977
Citizens Bank 4 6.72% $4,410
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.88% $8,364
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.31% $4,909
Morgan Stanley Private Bank 3 6.17% $4,399
BETTER MORTGAGE CORPORATION 3 5.54% $5,420
PENNYMAC LOAN SERVICES, LLC 3 6.75% $4,985
NEWREZ LLC 2 6.49% $5,204
AMERISAVE MORTGAGE CORPORATION 2 7.25% $9,641
Bank of America 2 6.63% $4,592
BNC National Bank 2 5.94% $5,776
DRAPER AND KRAMER MORTGAGE CORP. 2 6.56% $3,734
Farm Credit East, ACA 2 8.00% $7,055
GUARANTEED RATE, INC. 2 7.50% $7,061
KeyBank 2 5.81% $5,730
Leader Bank 2 7.74% $9,480
LOANDEPOT.COM, LLC 2 7.31% $5,631
Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $8,982
UNITED WHOLESALE MORTGAGE, LLC 2 7.17% $7,029
U.S. Bank 1 7.50% $4,063
Goldman Sachs Bank USA 1 5.90% $8,791
MEMBERS MORTGAGE COMPANY, INC. 1 6.13% $3,545
First-Citizens Bank & Trust Company 1 6.00% $7,202
Mortgage Research Center, LLC 1 6.75% $3,859
Farmers Bank & Trust 1 6.63% $4,700
ADVANCIAL 1 8.88% $4,934
M&T Bank 1 6.00% $5,341
Navigant Credit Union 1 6.88% $4,032
NAVY FEDERAL CREDIT UNION 1 6.38% $4,713
NBKC BANK 1 7.50% $3,515
DEEPHAVEN MORTGAGE LLC 1 7.50% $14,686
CROSSCOUNTRY MORTGAGE, LLC 1 8.38% $9,212
NexBank 1 7.88% $7,960
Citibank 1 5.25% $10,412
NORTHEAST CREDIT UNION 1 6.00% $2,920
CARDINAL FINANCIAL 1 6.88% $5,206
BROKER SOLUTIONS, INC. 1 6.75% $9,225
Bar Harbor Bank & Trust 1 6.25% $3,974
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.63% $8,611
AMERICAN FINANCIAL RESOURCES, INC. 1 7.13% $6,004
RELIANCE FIRST CAPITAL, LLC 1 7.38% $15,029
Service Federal Credit Union 1 7.50% $3,274
Ally Bank 1 6.63% $7,593
HARVARD UNIVERSITY EMPLOYEES 1 6.00% $3,955
HARBORONE MORTGAGE, LLC 1 6.75% $7,124
Advisors Mortgage Group, L.L.C. 1 6.13% $7,095
Landmark National Bank 1 5.88% $4,436
Webster Bank 1 7.38% $6,862

Barre Average Closing Costs & Other Stats

Barre, VT's 65 lenders originated 1,067 loans during 2023. The total origination value was $230,015,000, with an average loan value of $215,572.

Barre's average closing costs are $4,605.

The top Barre lender as defined by loan originations is NEW ENGLAND FEDERAL CREDIT UNION, with 64 loans originated. Their average total fees are $4,017, which is $1,878 lower than the next largest lender, NORTHEAST HOME LOAN, LLC.

The lowest fee Barre lenders (with over 10 loans originated) are NORTH COUNTRY ($3,378), Northfield Savings Bank ($3,930), NEW ENGLAND FEDERAL CREDIT UNION ($4,017), Vermont Federal Credit Union ($4,135) and Union Bank ($4,153).

The lowest rate Barre lenders (with over 10 loans originated) are Northfield Savings Bank (6.34%), Vermont Federal Credit Union (6.37%), NEW ENGLAND FEDERAL CREDIT UNION (6.57%), Union Bank (6.63%) and NORTHEAST HOME LOAN, LLC (6.72%).

Barre, VT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
NEW ENGLAND FEDERAL CREDIT UNION $32,790,000 $35,295,000 7.6% 15.3%
Northfield Savings Bank $34,260,000 $23,760,000 -30.6% 10.3%
NORTHEAST HOME LOAN, LLC $13,200,000 $18,570,000 40.7% 8.1%
Union Bank $12,310,000 $13,205,000 7.3% 5.7%
NORTH COUNTRY $27,805,000 $11,385,000 -59.1% 4.9%
QUICKEN LOANS, LLC $23,210,000 $10,405,000 -55.2% 4.5%
Community National Bank $12,170,000 $9,325,000 -23.4% 4.1%
Mascoma Bank $7,465,000 $6,625,000 -11.3% 2.9%
Vermont Federal Credit Union $5,620,000 $6,495,000 15.6% 2.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,755,000 $5,950,000 -32.0% 2.6%
ACADEMY MORTGAGE CORPORATION $5,685,000 $5,850,000 2.9% 2.5%
Citizens Bank $11,110,000 $4,775,000 -57.0% 2.1%
TD Bank $18,390,000 $4,290,000 -76.7% 1.9%
CMG MORTGAGE, INC. $3,920,000 n/a 1.7%
Community Bank $5,150,000 $3,770,000 -26.8% 1.6%
PENNYMAC LOAN SERVICES, LLC $3,970,000 $3,480,000 -12.3% 1.5%
EMM LOANS LLC $700,000 $3,285,000 369.3% 1.4%
Mortgage Research Center, LLC $4,270,000 $3,245,000 -24.0% 1.4%
American Mortgage & Equity Consultants, Inc. $3,085,000 n/a 1.3%
Goldman Sachs Bank USA $505,000 $3,005,000 495.0% 1.3%
MOVEMENT MORTGAGE, LLC $4,290,000 $2,995,000 -30.2% 1.3%
The National Bank of Middlebury $5,660,000 $2,600,000 -54.1% 1.1%
AMERISAVE MORTGAGE CORPORATION $1,335,000 $2,260,000 69.3% 1.0%
JPMorgan Chase Bank $8,230,000 $2,210,000 -73.1% 1.0%
KeyBank $2,780,000 $1,890,000 -32.0% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $700,000 $1,890,000 170.0% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $11,125,000 $1,845,000 -83.4% 0.8%
Morgan Stanley Private Bank $1,075,000 $1,805,000 67.9% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $3,340,000 $1,450,000 -56.6% 0.6%
First-Citizens Bank & Trust Company $1,405,000 n/a 0.6%
LOANDEPOT.COM, LLC $3,290,000 $1,390,000 -57.8% 0.6%
USAA Federal Savings Bank $1,165,000 $1,195,000 2.6% 0.5%
Bank of America $2,795,000 $1,190,000 -57.4% 0.5%
HARBORONE MORTGAGE, LLC $1,125,000 n/a 0.5%
M&T Bank $2,855,000 $1,005,000 -64.8% 0.4%
Webster Bank $1,005,000 n/a 0.4%
GUARANTEED RATE, INC. $1,430,000 $955,000 -33.2% 0.4%
BROKER SOLUTIONS, INC. $1,050,000 $925,000 -11.9% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $245,000 $905,000 269.4% 0.4%
Farm Credit East, ACA $165,000 $830,000 403.0% 0.4%
Carrington Mortgage Services, LLC $965,000 $805,000 -16.6% 0.3%
Peoples Trust Company of St. Albans $765,000 n/a 0.3%
Advisors Mortgage Group, L.L.C. $245,000 $725,000 195.9% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $2,445,000 $725,000 -70.3% 0.3%
Landmark National Bank $705,000 n/a 0.3%
RELIANCE FIRST CAPITAL, LLC $430,000 $650,000 51.2% 0.3%
ONE Credit Union $750,000 $645,000 -14.0% 0.3%
Leader Bank $1,175,000 $640,000 -45.5% 0.3%
U.S. Bank $2,170,000 $615,000 -71.7% 0.3%
Citibank $1,165,000 $605,000 -48.1% 0.3%
FREEDOM MORTGAGE CORPORATION $1,045,000 $590,000 -43.5% 0.3%
BETTER MORTGAGE CORPORATION $905,000 $585,000 -35.4% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,275,000 $570,000 -55.3% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $3,445,000 $560,000 -83.7% 0.2%
Farmers Bank & Trust $525,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $385,000 $465,000 20.8% 0.2%
Navigant Credit Union $660,000 $465,000 -29.5% 0.2%
First Savings Bank $435,000 n/a 0.2%
NBKC BANK $205,000 $420,000 104.9% 0.2%
BNC National Bank $820,000 $410,000 -50.0% 0.2%
NEWREZ LLC $510,000 $385,000 -24.5% 0.2%
PNC Bank $835,000 $360,000 -56.9% 0.2%
Farmers and Merchants Union Bank $355,000 n/a 0.2%
MEMBERS MORTGAGE COMPANY, INC. $355,000 n/a 0.2%
GEORGIA'S OWN $345,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $510,000 $335,000 -34.3% 0.1%
HARVARD UNIVERSITY EMPLOYEES $35,000 $335,000 857.1% 0.1%
Barrington Bank & Trust Company, N.A. $760,000 $315,000 -58.6% 0.1%
NAVY FEDERAL CREDIT UNION $1,410,000 $310,000 -78.0% 0.1%
DEEPHAVEN MORTGAGE LLC $285,000 n/a 0.1%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $145,000 $275,000 89.7% 0.1%
NBT Bank $1,000,000 $255,000 -74.5% 0.1%
Bar Harbor Bank & Trust $720,000 $245,000 -66.0% 0.1%
NexBank $245,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $245,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $980,000 $225,000 -77.0% 0.1%
Discover Bank $65,000 $220,000 238.5% 0.1%
Ally Bank $285,000 $215,000 -24.6% 0.1%
CARDINAL FINANCIAL $1,100,000 $185,000 -83.2% 0.1%
LEADERONE FINANCIAL CORPORATION $155,000 $185,000 19.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $175,000 n/a 0.1%
ADVANCIAL $155,000 n/a 0.1%
Service Federal Credit Union $155,000 n/a 0.1%
21ST MORTGAGE CORPORATION $430,000 $125,000 -70.9% 0.1%
HANSCOM $105,000 n/a 0.0%
Figure Lending LLC $115,000 $80,000 -30.4% 0.0%
MEMBER FIRST MORTGAGE, LLC $75,000 n/a 0.0%
NORTHEAST CREDIT UNION $75,000 n/a 0.0%
The Federal Savings Bank $245,000 $65,000 -73.5% 0.0%
DIGITAL Federal Credit Union $275,000 $55,000 -80.0% 0.0%

Barre's top lender by overall market share is NEW ENGLAND FEDERAL CREDIT UNION, with 15.3% market share. In second place, with 10.3%, is Northfield Savings Bank, having originated $23,760,000 in loans. In third place, with 8.1%, is NORTHEAST HOME LOAN, LLC, having originated $18,570,000 in loans. In fourth place, with 5.7%, is Union Bank, having originated $13,205,000 in loans. In fifth place, with 4.9%, is NORTH COUNTRY, having originated $11,385,000 in loans.


Barre Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $285,000 (28.8%) $380,098 (22.7%) 0.00 364
2018-02-01 $281,175 (25.0%) $376,751 (20.1%) 0.00 355
2018-03-01 $278,900 (25.4%) $370,665 (19.6%) 0.00 353
2018-04-01 $275,875 (22.7%) $357,187 (15.3%) 0.00 352
2018-05-01 $281,500 (21.6%) $358,497 (12.9%) 0.00 360
2018-06-01 $299,000 (19.9%) $373,243 (17.6%) 0.00 384
2018-07-01 $295,750 (18.3%) $371,115 (15.4%) 0.00 406
2018-08-01 $292,250 (12.9%) $365,930 (10.9%) 0.00 416
2018-09-01 $295,000 (9.3%) $363,756 (1.0%) 0.00 417
2018-10-01 $297,250 (9.9%) $368,751 (1.4%) 0.00 409
2018-11-01 $289,900 (9.0%) $370,127 (4.6%) 0.00 386
2018-12-01 $295,000 (5.7%) $366,507 (-1.1%) 0.00 357
2019-01-01 $299,450 (5.1%) $369,480 (-2.8%) 0.00 323
2019-02-01 $285,000 (1.4%) $360,935 (-4.2%) 0.00 319
2019-03-01 $273,714 (-1.9%) $362,976 (-2.1%) 0.00 319
2019-04-01 $279,714 (1.4%) $364,227 (2.0%) 0.00 316
2019-05-01 $295,000 (4.8%) $357,514 (-0.3%) 0.00 335
2019-06-01 $299,000 (0.0%) $370,828 (-0.7%) 0.00 349
2019-07-01 $311,250 (5.2%) $367,144 (-1.1%) 0.00 393
2019-08-01 $308,941 (5.7%) $370,209 (1.2%) 0.00 389
2019-09-01 $303,602 (2.9%) $367,832 (1.1%) 0.00 385
2019-10-01 $300,318 (1.0%) $362,027 (-1.8%) 0.00 373
2019-11-01 $305,000 (5.2%) $362,985 (-1.9%) 0.00 321
2019-12-01 $317,225 (7.5%) $373,339 (1.9%) 0.00 289
2020-01-01 $309,875 (3.5%) $368,883 (-0.2%) 0.00 274
2020-02-01 $315,000 (10.5%) $375,975 (4.2%) 0.00 268
2020-03-01 $299,925 (9.6%) $369,322 (1.8%) 0.00 258
2020-04-01 $299,925 (7.2%) $372,765 (2.3%) 0.00 259
2020-05-01 $300,000 (1.7%) $374,412 (4.7%) 0.00 247
2020-06-01 $306,075 (2.4%) $386,162 (4.1%) 0.00 246
2020-07-01 $299,900 (-3.7%) $383,812 (4.5%) 0.00 235
2020-08-01 $299,900 (-2.9%) $407,425 (10.1%) 0.00 211
2020-09-01 $297,500 (-2.0%) $412,060 (12.0%) 0.00 204
2020-10-01 $299,700 (-0.2%) $415,311 (14.7%) 0.00 187
2020-11-01 $297,625 (-2.4%) $427,914 (17.9%) 0.00 162
2020-12-01 $299,350 (-5.6%) $454,750 (21.8%) 0.00 151
2021-01-01 $296,000 (-4.5%) $469,760 (27.4%) 0.00 132
2021-02-01 $305,150 (-3.1%) $507,140 (34.9%) 0.00 112
2021-03-01 $329,450 (9.8%) $550,899 (49.2%) 0.00 101
2021-04-01 $378,500 (26.2%) $589,887 (58.3%) 0.00 91
2021-05-01 $349,000 (16.3%) $500,748 (33.7%) 0.00 99
2021-06-01 $319,750 (4.5%) $510,957 (32.3%) 0.00 116
2021-07-01 $309,000 (3.0%) $474,631 (23.7%) 0.00 129
2021-08-01 $290,225 (-3.2%) $457,381 (12.3%) 0.00 130
2021-09-01 $301,225 (1.3%) $463,104 (12.4%) 0.00 113
2021-10-01 $279,250 (-6.8%) $442,249 (6.5%) 0.00 112
2021-11-01 $279,950 (-5.9%) $449,017 (4.9%) 0.00 87
2021-12-01 $286,450 (-4.3%) $454,466 (-0.1%) 0.00 67
2022-01-01 $269,450 (-9.0%) $455,366 (-3.1%) 0.00 58
2022-02-01 $287,450 (-5.8%) $419,773 (-17.2%) 0.00 44
2022-03-01 $283,750 (-13.9%) $447,182 (-18.8%) 0.00 47
2022-04-01 $347,450 (-8.2%) $461,635 (-21.7%) 0.00 45
2022-05-01 $381,500 (9.3%) $551,320 (10.1%) 0.00 60
2022-06-01 $362,250 (13.3%) $524,023 (2.6%) 0.00 73
2022-07-01 $373,000 (20.7%) $518,662 (9.3%) 0.00 87
2022-08-01 $357,000 (23.0%) $486,577 (6.4%) 0.00 91
2022-09-01 $384,000 (27.5%) $480,870 (3.8%) 0.00 93
2022-10-01 $350,000 (25.3%) $466,822 (5.6%) 0.00 90
2022-11-01 $367,250 (31.2%) $459,212 (2.3%) 0.00 78
2022-12-01 $352,000 (22.9%) $463,544 (2.0%) 0.00 58
2023-01-01 $363,250 (34.8%) $503,938 (10.7%) 0.00 46
2023-02-01 $344,000 (19.7%) $477,575 (13.8%) 0.00 42
2023-03-01 $351,975 (24.0%) $478,964 (7.1%) 0.00 40
2023-04-01 $395,000 (13.7%) $505,997 (9.6%) 0.00 45
2023-05-01 $417,000 (9.3%) $536,916 (-2.6%) 0.00 50
2023-06-01 $450,750 (24.4%) $604,431 (15.3%) 0.00 67
2023-07-01 $497,000 (33.2%) $614,295 (18.4%) 0.00 68
2023-08-01 $515,500 (44.4%) $673,067 (38.3%) 0.00 84
2023-09-01 $450,000 (17.2%) $604,714 (25.8%) 0.00 97
2023-10-01 $409,375 (17.0%) $569,336 (22.0%) 0.00 107
2023-11-01 $357,200 (-2.7%) $555,767 (21.0%) 0.00 91
2023-12-01 $379,000 (7.7%) $576,983 (24.5%) 0.00 75
2024-01-01 $342,500 (-5.7%) $573,141 (13.7%) 0.00 60
2024-02-01 $391,000 (13.7%) $520,243 (8.9%) 0.00 64
2024-03-01 $379,000 (7.7%) $491,586 (2.6%) 0.00 70
2024-04-01 $375,000 (-5.1%) $483,044 (-4.5%) 0.00 76
Barre's median listing price for 2024-04-01 was $375,000, a difference of $-20,000 (-5.1%) versus the prior year and $-4,000 versus the prior month.

Barre's median listing price comes in at 0% of the national average.

Barre's average listing price for 2024-04-01 was $483,044, a difference of $-22,953 (-4.5%) versus the prior year and $-8,542 versus the prior month.

For the 2024-04-01 period, Barre had 76 MLS listings, a difference of 6 listings (9%) versus the prior month and 31 listings (69%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,788 sqft
2018-02-01 0 days 1,763 sqft
2018-03-01 0 days 1,766 sqft
2018-04-01 0 days 1,808 sqft
2018-05-01 0 days 1,886 sqft
2018-06-01 0 days 1,926 sqft
2018-07-01 0 days 1,967 sqft
2018-08-01 0 days 1,932 sqft
2018-09-01 0 days 1,920 sqft
2018-10-01 0 days 1,917 sqft
2018-11-01 0 days 1,920 sqft
2018-12-01 0 days 1,888 sqft
2019-01-01 0 days 1,855 sqft
2019-02-01 0 days 1,812 sqft
2019-03-01 0 days 1,808 sqft
2019-04-01 0 days 1,809 sqft
2019-05-01 0 days 1,864 sqft
2019-06-01 0 days 1,898 sqft
2019-07-01 0 days 1,900 sqft
2019-08-01 0 days 1,899 sqft
2019-09-01 0 days 1,899 sqft
2019-10-01 0 days 1,892 sqft
2019-11-01 0 days 1,872 sqft
2019-12-01 0 days 1,872 sqft
2020-01-01 0 days 1,867 sqft
2020-02-01 0 days 1,900 sqft
2020-03-01 0 days 1,858 sqft
2020-04-01 0 days 1,830 sqft
2020-05-01 0 days 1,836 sqft
2020-06-01 0 days 1,809 sqft
2020-07-01 0 days 1,824 sqft
2020-08-01 0 days 1,802 sqft
2020-09-01 0 days 1,800 sqft
2020-10-01 0 days 1,800 sqft
2020-11-01 0 days 1,800 sqft
2020-12-01 0 days 1,821 sqft
2021-01-01 0 days 1,777 sqft
2021-02-01 0 days 1,805 sqft
2021-03-01 0 days 1,961 sqft
2021-04-01 0 days 2,015 sqft
2021-05-01 0 days 1,795 sqft
2021-06-01 0 days 1,776 sqft
2021-07-01 0 days 1,740 sqft
2021-08-01 0 days 1,716 sqft
2021-09-01 0 days 1,733 sqft
2021-10-01 0 days 1,786 sqft
2021-11-01 0 days 1,720 sqft
2021-12-01 0 days 1,635 sqft
2022-01-01 0 days 1,579 sqft
2022-02-01 0 days 1,470 sqft
2022-03-01 0 days 1,546 sqft
2022-04-01 0 days 1,587 sqft
2022-05-01 0 days 1,653 sqft
2022-06-01 0 days 1,685 sqft
2022-07-01 0 days 1,725 sqft
2022-08-01 0 days 1,773 sqft
2022-09-01 0 days 1,800 sqft
2022-10-01 0 days 1,800 sqft
2022-11-01 0 days 1,816 sqft
2022-12-01 0 days 1,704 sqft
2023-01-01 0 days 1,685 sqft
2023-02-01 0 days 1,510 sqft
2023-03-01 0 days 1,557 sqft
2023-04-01 0 days 1,649 sqft
2023-05-01 0 days 1,638 sqft
2023-06-01 0 days 1,837 sqft
2023-07-01 0 days 2,007 sqft
2023-08-01 0 days 2,035 sqft
2023-09-01 0 days 1,976 sqft
2023-10-01 0 days 1,823 sqft
2023-11-01 0 days 1,860 sqft
2023-12-01 0 days 1,936 sqft
2024-01-01 0 days 1,891 sqft
2024-02-01 0 days 1,763 sqft
2024-03-01 0 days 1,689 sqft
2024-04-01 0 days 1,669 sqft
Barre's median listing age (time on market) for 2024-04-01 was 0 days.

Barre's median square footage for active listings during the 2024-04-01 period was 1,669 sqft. One year prior, the average listing was 1,649 sqft.

Barre, VT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 505 $157,055,000 $311,000
Home Improvement 238 $17,700,000 $74,370
Refi 125 $21,995,000 $175,960
Other 109 $14,405,000 $132,156
Cash Out Refi 90 $18,860,000 $209,556

Barre's most frequently cited loan purpose was Home Purchase, with 505 originations. The 2nd most popular reason was Home Improvement, with 238 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 420 $108,420,000 $258,143
7-8% 304 $61,810,000 $203,322
5-6% 143 $39,535,000 $276,469
Over 8% 125 $12,095,000 $96,760
4-5% 26 $2,240,000 $86,154
<2.5% 20 $880,000 $44,000
2.5-3% 9 $705,000 $78,333
3-4% 8 $360,000 $45,000

During 2023, Barre's most frequently originated rate bucket was 6-7%, with 420 originations.

Loan Sizing (Barre, VT MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 362 $17,180,000 $47,459
$200k-400k 339 $95,805,000 $282,611
$100k-200k 233 $34,195,000 $146,760
$400k-600k 87 $40,895,000 $470,057
$600k-1000k 33 $24,225,000 $734,091
$Over $1MM 13 $17,715,000 $1,362,692

Barre's loan sizing saw the bucket of loans from $100,000 or less with 362 originations, totaling $17,180,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 269 $87,285,000 $324,480
Under 20% 265 $11,525,000 $43,491
60-80% 238 $77,970,000 $327,605
20-40% 144 $16,280,000 $113,056
40-60% 132 $30,580,000 $231,667
Over 100% 6 $2,030,000 $338,333

Barre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 269 originations, totaling $87,285,000 in origination value.