Barre Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Barre averaged 6.94% for the week of 2025-04-24, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2025-04-17) was 6.76% and one month ago for the week of 2025-03-20, the average rate was 6.6%.

Barre's average rate one year ago was 7.03%.

For refis of the same type during the week of 2025-04-24, the average rate was 7.11%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Barre, VT.

Barre Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Barre, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
NEW ENGLAND FEDERAL CREDIT UNION 74 6.33% $4,495
Northfield Savings Bank 72 6.40% $4,074
NORTHEAST HOME LOAN, LLC 63 6.75% $6,151
QUICKEN LOANS, LLC 36 6.73% $8,267
Union Bank 29 6.79% $4,938
MSA MORTGAGE, LLC 27 7.05% $5,075
EMM LOANS LLC 23 6.62% $5,954
NORTH COUNTRY 14 7.22% $4,038
Vermont Federal Credit Union 13 5.78% $3,757
GUILD MORTGAGE COMPANY 10 6.45% $7,809
Community Bank 10 7.04% $2,510
CMG MORTGAGE, INC. 9 6.80% $5,363
Community National Bank 9 7.07% $4,721
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.64% $6,782
JPMorgan Chase Bank 7 6.45% $7,571
American Mortgage & Equity Consultants, Inc. 7 7.05% $4,798
Morgan Stanley Private Bank 6 6.12% $4,811
UNITED WHOLESALE MORTGAGE, LLC 5 6.15% $7,627
Mascoma Bank 5 7.03% $6,380
ZILLOW HOME LOANS, LLC 4 6.44% $6,458
M&T Bank 4 6.66% $5,126
MOVEMENT MORTGAGE, LLC 3 6.75% $5,013
CROSSCOUNTRY MORTGAGE, LLC 3 6.90% $6,237
NBKC BANK 3 6.91% $1,927
BROKER SOLUTIONS, INC. 3 6.96% $6,533
Mr. Cooper ( Nationstar Mortgage ) 2 7.38% $12,297
NAVY FEDERAL CREDIT UNION 2 6.25% $3,263
Farm Credit East, ACA 2 7.43% $6,908
Citizens Bank 2 6.75% $7,132
GUARANTEED RATE, INC. 2 7.68% $6,987
U.S. Bank 2 6.19% $4,869
Wells Fargo Bank 2 6.44% $5,977
LOANDEPOT.COM, LLC 2 7.00% $9,622
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $4,036
Amalgamated Bank 1 6.75% $5,699
AMERISAVE MORTGAGE CORPORATION 1 5.63% $15,283
Bank of America 1 5.88% $6,481
BAY EQUITY LLC 1 6.99% $5,126
BETTER MORTGAGE CORPORATION 1 6.50% $1,374
Carrington Mortgage Services, LLC 1 6.63% $5,199
Citibank 1 7.00% $3,169
Cornerstone First Mortgage, Inc 1 7.63% $12,869
DEEPHAVEN MORTGAGE LLC 1 6.99% $28,505
FIRST MORTGAGE COMPANY, INC. 1 6.99% $4,382
GUARANTEED RATE AFFINITY, LLC 1 7.13% $5,178
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.13% $15,137
KeyBank 1 5.88% $3,238
Leader Bank 1 6.63% $5,544
21ST MORTGAGE CORPORATION 1 8.33% $6,464
NEWREZ LLC 1 6.99% $3,070
Northwest Community Bank 1 6.00% $2,324
OceanFirst Bank 1 6.63% $4,450
Paramount Residential Mortgage Group, Inc. 1 6.99% $4,698
PHH Mortgage Corporation 1 6.63% $7,552
Stifel Bank and Trust 1 6.63% $4,843
TD Bank 1 7.25% $6,283
United Nations Federal Credit Union 1 5.50% $4,240

Barre Average Closing Costs & Other Stats

Barre, VT's 57 lenders originated 1,204 loans during 2024. The total origination value was $274,640,000, with an average loan value of $228,106.

Barre's average closing costs are $4,766.

The top Barre lender as defined by loan originations is NEW ENGLAND FEDERAL CREDIT UNION, with 74 loans originated. Their average total fees are $4,495, which is $421 higher than the next largest lender, Northfield Savings Bank.

The lowest fee Barre lenders (with over 10 loans originated) are Community Bank ($2,510), Vermont Federal Credit Union ($3,757), NORTH COUNTRY ($4,038), Northfield Savings Bank ($4,074) and NEW ENGLAND FEDERAL CREDIT UNION ($4,495).

The lowest rate Barre lenders (with over 10 loans originated) are Vermont Federal Credit Union (5.78%), NEW ENGLAND FEDERAL CREDIT UNION (6.33%), Northfield Savings Bank (6.40%), GUILD MORTGAGE COMPANY (6.45%) and EMM LOANS LLC (6.62%).

Barre, VT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
NEW ENGLAND FEDERAL CREDIT UNION $35,295,000 $44,725,000 26.7% 16.3%
Northfield Savings Bank $23,760,000 $34,640,000 45.8% 12.6%
NORTHEAST HOME LOAN, LLC $18,570,000 $25,395,000 36.8% 9.2%
QUICKEN LOANS, LLC $10,405,000 $18,280,000 75.7% 6.7%
EMM LOANS LLC $3,285,000 $14,670,000 346.6% 5.3%
NORTH COUNTRY $11,385,000 $13,700,000 20.3% 5.0%
Union Bank $13,205,000 $11,815,000 -10.5% 4.3%
MSA MORTGAGE, LLC $9,365,000 n/a 3.4%
Community National Bank $9,325,000 $8,100,000 -13.1% 2.9%
Vermont Federal Credit Union $6,495,000 $5,000,000 -23.0% 1.8%
Mascoma Bank $6,625,000 $4,985,000 -24.8% 1.8%
CMG MORTGAGE, INC. $3,920,000 $4,965,000 26.7% 1.8%
Community Bank $3,770,000 $4,760,000 26.3% 1.7%
Mortgage Research Center, LLC $3,245,000 $4,080,000 25.7% 1.5%
The National Bank of Middlebury $2,600,000 $3,790,000 45.8% 1.4%
M&T Bank $1,005,000 $3,785,000 276.6% 1.4%
JPMorgan Chase Bank $2,210,000 $3,535,000 60.0% 1.3%
Citizens Bank $4,775,000 $3,445,000 -27.9% 1.3%
GUILD MORTGAGE COMPANY $3,420,000 n/a 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,950,000 $3,355,000 -43.6% 1.2%
Morgan Stanley Private Bank $1,805,000 $2,810,000 55.7% 1.0%
American Mortgage & Equity Consultants, Inc. $3,085,000 $2,440,000 -20.9% 0.9%
TD Bank $4,290,000 $2,215,000 -48.4% 0.8%
MOVEMENT MORTGAGE, LLC $2,995,000 $1,870,000 -37.6% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $1,450,000 $1,830,000 26.2% 0.7%
Bank of America $1,190,000 $1,680,000 41.2% 0.6%
BROKER SOLUTIONS, INC. $925,000 $1,375,000 48.6% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $725,000 $1,370,000 89.0% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $905,000 $1,345,000 48.6% 0.5%
Farm Credit East, ACA $830,000 $1,340,000 61.4% 0.5%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $275,000 $1,290,000 369.1% 0.5%
PENNYMAC LOAN SERVICES, LLC $3,480,000 $1,255,000 -63.9% 0.5%
NAVY FEDERAL CREDIT UNION $310,000 $1,250,000 303.2% 0.5%
ONE Credit Union $645,000 $1,210,000 87.6% 0.4%
Wells Fargo Bank $1,115,000 n/a 0.4%
CROSSCOUNTRY MORTGAGE, LLC $335,000 $1,105,000 229.9% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,845,000 $1,090,000 -40.9% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $570,000 $1,040,000 82.5% 0.4%
DEEPHAVEN MORTGAGE LLC $285,000 $965,000 238.6% 0.4%
ZILLOW HOME LOANS, LLC $880,000 n/a 0.3%
NEWREZ LLC $385,000 $875,000 127.3% 0.3%
LAKEVIEW LOAN SERVICING, LLC $870,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $590,000 $790,000 33.9% 0.3%
LOANDEPOT.COM, LLC $1,390,000 $715,000 -48.6% 0.3%
NBKC BANK $420,000 $715,000 70.2% 0.3%
First Federal Bank $705,000 n/a 0.3%
U.S. Bank $615,000 $685,000 11.4% 0.2%
Leader Bank $640,000 $670,000 4.7% 0.2%
Carrington Mortgage Services, LLC $805,000 $615,000 -23.6% 0.2%
Cornerstone First Mortgage, Inc $585,000 n/a 0.2%
Discover Bank $220,000 $570,000 159.1% 0.2%
GUARANTEED RATE, INC. $955,000 $565,000 -40.8% 0.2%
MEMBER FIRST MORTGAGE, LLC $75,000 $550,000 633.3% 0.2%
FIRST MORTGAGE COMPANY, INC. $540,000 n/a 0.2%
Amalgamated Bank $505,000 n/a 0.2%
United Nations Federal Credit Union $505,000 n/a 0.2%
BAY EQUITY LLC $455,000 n/a 0.2%
DOMINION FINANCIAL SERVICES, LLC $450,000 n/a 0.2%
OceanFirst Bank $435,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $650,000 $410,000 -36.9% 0.1%
AMERICAN FINANCING CORPORATION $405,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $405,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $2,260,000 $385,000 -83.0% 0.1%
Armed Forces Bank $385,000 n/a 0.1%
PNC Bank $360,000 $360,000 0.0% 0.1%
Citibank $605,000 $325,000 -46.3% 0.1%
NFM, INC. $305,000 n/a 0.1%
Stifel Bank and Trust $305,000 n/a 0.1%
USAA Federal Savings Bank $1,195,000 $305,000 -74.5% 0.1%
VILLAGE CAPITAL MORTGAGE $305,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,890,000 $285,000 -84.9% 0.1%
Prosperity Home Mortgage, LLC $285,000 n/a 0.1%
21ST MORTGAGE CORPORATION $125,000 $275,000 120.0% 0.1%
Figure Lending LLC $80,000 $270,000 237.5% 0.1%
Northwest Community Bank $255,000 n/a 0.1%
PHH Mortgage Corporation $245,000 n/a 0.1%
The Federal Savings Bank $65,000 $235,000 261.5% 0.1%
Bar Harbor Bank & Trust $245,000 $225,000 -8.2% 0.1%
SPIRE Credit Union $205,000 n/a 0.1%
NBT Bank $255,000 $200,000 -21.6% 0.1%
KeyBank $1,890,000 $165,000 -91.3% 0.1%
BETTER MORTGAGE CORPORATION $585,000 $155,000 -73.5% 0.1%
Paramount Residential Mortgage Group, Inc. $225,000 $155,000 -31.1% 0.1%
Bangor Savings Bank $150,000 n/a 0.1%
Service Federal Credit Union $155,000 $110,000 -29.0% 0.0%
AFFINITY $95,000 n/a 0.0%
NORTHEAST CREDIT UNION $75,000 $90,000 20.0% 0.0%
Bethpage Federal Credit Union $65,000 n/a 0.0%
Signature Federal Credit Union $55,000 n/a 0.0%
Flagstar Bank, FSB $15,000 n/a 0.0%

Barre's top lender by overall market share is NEW ENGLAND FEDERAL CREDIT UNION, with 16.3% market share. In second place, with 12.6%, is Northfield Savings Bank, having originated $34,640,000 in loans. In third place, with 9.2%, is NORTHEAST HOME LOAN, LLC, having originated $25,395,000 in loans. In fourth place, with 6.7%, is QUICKEN LOANS, LLC, having originated $18,280,000 in loans. In fifth place, with 5.3%, is EMM LOANS LLC, having originated $14,670,000 in loans.


Barre Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $285,000 (29.6%) $380,098 (22.9%) 0.00 364
2018-02-01 $281,175 (25.0%) $376,751 (20.2%) 0.00 355
2018-03-01 $278,900 (25.4%) $370,665 (19.6%) 0.00 353
2018-04-01 $275,875 (22.7%) $357,187 (15.3%) 0.00 352
2018-05-01 $281,500 (21.7%) $358,497 (12.9%) 0.00 360
2018-06-01 $299,000 (19.9%) $373,243 (17.5%) 0.00 384
2018-07-01 $295,750 (18.3%) $371,115 (15.4%) 0.00 406
2018-08-01 $292,250 (13.8%) $365,930 (10.9%) 0.00 416
2018-09-01 $292,450 (8.4%) $363,756 (1.0%) 0.00 417
2018-10-01 $297,125 (9.9%) $368,830 (1.5%) 0.00 408
2018-11-01 $289,700 (8.9%) $370,214 (4.6%) 0.00 385
2018-12-01 $295,000 (5.7%) $366,590 (-1.1%) 0.00 356
2019-01-01 $299,350 (5.0%) $369,585 (-2.8%) 0.00 322
2019-02-01 $285,000 (1.4%) $361,013 (-4.2%) 0.00 318
2019-03-01 $272,429 (-2.3%) $363,061 (-2.1%) 0.00 318
2019-04-01 $277,429 (0.6%) $364,316 (2.0%) 0.00 315
2019-05-01 $295,000 (4.8%) $357,190 (-0.4%) 0.00 336
2019-06-01 $299,000 (0.0%) $370,214 (-0.8%) 0.00 350
2019-07-01 $311,225 (5.2%) $367,144 (-1.1%) 0.00 393
2019-08-01 $308,818 (5.7%) $370,237 (1.2%) 0.00 389
2019-09-01 $303,295 (3.7%) $367,902 (1.1%) 0.00 384
2019-10-01 $300,064 (1.0%) $362,093 (-1.8%) 0.00 372
2019-11-01 $299,000 (3.2%) $363,047 (-1.9%) 0.00 319
2019-12-01 $317,000 (7.5%) $373,318 (1.8%) 0.00 288
2020-01-01 $307,250 (2.6%) $368,865 (-0.2%) 0.00 273
2020-02-01 $314,750 (10.4%) $376,032 (4.2%) 0.00 267
2020-03-01 $299,900 (10.1%) $369,371 (1.7%) 0.00 256
2020-04-01 $299,900 (8.1%) $372,998 (2.4%) 0.00 258
2020-05-01 $299,950 (1.7%) $374,412 (4.8%) 0.00 248
2020-06-01 $304,950 (2.0%) $385,185 (4.0%) 0.00 246
2020-07-01 $299,900 (-3.6%) $383,812 (4.5%) 0.00 235
2020-08-01 $299,900 (-2.9%) $407,425 (10.0%) 0.00 211
2020-09-01 $297,500 (-1.9%) $412,060 (12.0%) 0.00 204
2020-10-01 $299,900 (-0.1%) $415,311 (14.7%) 0.00 187
2020-11-01 $297,625 (-0.5%) $427,914 (17.9%) 0.00 162
2020-12-01 $299,350 (-5.6%) $454,750 (21.8%) 0.00 151
2021-01-01 $296,000 (-3.7%) $469,760 (27.4%) 0.00 132
2021-02-01 $301,650 (-4.2%) $506,275 (34.6%) 0.00 112
2021-03-01 $329,450 (9.9%) $550,899 (49.1%) 0.00 101
2021-04-01 $378,500 (26.2%) $589,887 (58.2%) 0.00 91
2021-05-01 $349,000 (16.4%) $500,748 (33.7%) 0.00 99
2021-06-01 $319,750 (4.9%) $509,455 (32.3%) 0.00 116
2021-07-01 $309,000 (3.0%) $474,631 (23.7%) 0.00 129
2021-08-01 $290,225 (-3.2%) $457,381 (12.3%) 0.00 130
2021-09-01 $301,225 (1.3%) $463,104 (12.4%) 0.00 113
2021-10-01 $279,250 (-6.9%) $442,249 (6.5%) 0.00 112
2021-11-01 $279,950 (-5.9%) $449,017 (4.9%) 0.00 87
2021-12-01 $286,450 (-4.3%) $454,466 (-0.1%) 0.00 67
2022-01-01 $269,450 (-9.0%) $455,366 (-3.1%) 0.00 58
2022-02-01 $287,450 (-4.7%) $419,773 (-17.1%) 0.00 44
2022-03-01 $283,750 (-13.9%) $447,182 (-18.8%) 0.00 47
2022-04-01 $347,450 (-8.2%) $461,635 (-21.7%) 0.00 45
2022-05-01 $381,500 (9.3%) $551,320 (10.1%) 0.00 60
2022-06-01 $362,250 (13.3%) $524,023 (2.9%) 0.00 73
2022-07-01 $373,000 (20.7%) $518,662 (9.3%) 0.00 87
2022-08-01 $357,000 (23.0%) $486,577 (6.4%) 0.00 91
2022-09-01 $384,000 (27.5%) $480,870 (3.8%) 0.00 93
2022-10-01 $350,000 (25.3%) $466,822 (5.6%) 0.00 90
2022-11-01 $363,250 (29.8%) $459,215 (2.3%) 0.00 78
2022-12-01 $352,000 (22.9%) $463,544 (2.0%) 0.00 58
2023-01-01 $363,250 (34.8%) $503,938 (10.7%) 0.00 46
2023-02-01 $344,000 (19.7%) $477,575 (13.8%) 0.00 42
2023-03-01 $351,975 (24.0%) $478,964 (7.1%) 0.00 40
2023-04-01 $395,000 (13.7%) $505,997 (9.6%) 0.00 45
2023-05-01 $417,000 (9.3%) $536,916 (-2.6%) 0.00 50
2023-06-01 $450,750 (24.4%) $605,822 (15.6%) 0.00 67
2023-07-01 $497,000 (33.2%) $614,295 (18.4%) 0.00 68
2023-08-01 $515,500 (44.4%) $673,067 (38.3%) 0.00 84
2023-09-01 $450,000 (17.2%) $604,714 (25.8%) 0.00 97
2023-10-01 $409,375 (17.0%) $569,336 (22.0%) 0.00 107
2023-11-01 $357,200 (-1.7%) $555,767 (21.0%) 0.00 91
2023-12-01 $379,000 (7.7%) $576,983 (24.5%) 0.00 75
2024-01-01 $342,500 (-5.7%) $573,141 (13.7%) 0.00 60
2024-02-01 $391,000 (13.7%) $520,243 (8.9%) 0.00 64
2024-03-01 $379,000 (7.7%) $491,586 (2.6%) 0.00 70
2024-04-01 $375,000 (-5.1%) $483,044 (-4.5%) 0.00 76
2024-05-01 $415,925 (-0.3%) $512,859 (-4.5%) 0.00 79
2024-06-01 $449,000 (-0.4%) $507,687 (-16.2%) 0.00 86
2024-07-01 $455,750 (-8.3%) $594,090 (-3.3%) 0.00 110
2024-08-01 $498,000 (-3.4%) $633,775 (-5.8%) 0.00 138
2024-09-01 $480,000 (6.7%) $654,370 (8.2%) 0.00 152
2024-10-01 $482,100 (17.8%) $630,758 (10.8%) 0.00 165
2024-11-01 $475,950 (33.2%) $598,458 (7.7%) 0.00 149
2024-12-01 $457,450 (20.7%) $636,082 (10.2%) 0.00 115
2025-01-01 $475,350 (38.8%) $721,279 (25.9%) 0.00 97
2025-02-01 $451,250 (15.4%) $726,789 (39.7%) 0.00 90
2025-03-01 $450,000 (18.7%) $706,803 (43.8%) 0.00 90
Barre's median listing price for 2025-03-01 was $450,000, a difference of $71,000 (18.7%) versus the prior year and $-1,250 versus the prior month.

Barre's median listing price comes in at 0% of the national average.

Barre's average listing price for 2025-03-01 was $706,803, a difference of $215,217 (43.8%) versus the prior year and $-19,986 versus the prior month.

For the 2025-03-01 period, Barre had 90 MLS listings, a difference of 0 listings (0%) versus the prior month and 20 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Barre (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,788 sqft
2018-02-01 0 days 1,763 sqft
2018-03-01 0 days 1,766 sqft
2018-04-01 0 days 1,808 sqft
2018-05-01 0 days 1,886 sqft
2018-06-01 0 days 1,926 sqft
2018-07-01 0 days 1,967 sqft
2018-08-01 0 days 1,932 sqft
2018-09-01 0 days 1,921 sqft
2018-10-01 0 days 1,920 sqft
2018-11-01 0 days 1,922 sqft
2018-12-01 0 days 1,890 sqft
2019-01-01 0 days 1,859 sqft
2019-02-01 0 days 1,814 sqft
2019-03-01 0 days 1,809 sqft
2019-04-01 0 days 1,810 sqft
2019-05-01 0 days 1,863 sqft
2019-06-01 0 days 1,896 sqft
2019-07-01 0 days 1,900 sqft
2019-08-01 0 days 1,900 sqft
2019-09-01 0 days 1,900 sqft
2019-10-01 0 days 1,893 sqft
2019-11-01 0 days 1,872 sqft
2019-12-01 0 days 1,872 sqft
2020-01-01 0 days 1,863 sqft
2020-02-01 0 days 1,900 sqft
2020-03-01 0 days 1,855 sqft
2020-04-01 0 days 1,830 sqft
2020-05-01 0 days 1,836 sqft
2020-06-01 0 days 1,806 sqft
2020-07-01 0 days 1,824 sqft
2020-08-01 0 days 1,802 sqft
2020-09-01 0 days 1,800 sqft
2020-10-01 0 days 1,800 sqft
2020-11-01 0 days 1,800 sqft
2020-12-01 0 days 1,821 sqft
2021-01-01 0 days 1,777 sqft
2021-02-01 0 days 1,799 sqft
2021-03-01 0 days 1,961 sqft
2021-04-01 0 days 2,015 sqft
2021-05-01 0 days 1,794 sqft
2021-06-01 0 days 1,770 sqft
2021-07-01 0 days 1,740 sqft
2021-08-01 0 days 1,716 sqft
2021-09-01 0 days 1,733 sqft
2021-10-01 0 days 1,786 sqft
2021-11-01 0 days 1,720 sqft
2021-12-01 0 days 1,635 sqft
2022-01-01 0 days 1,579 sqft
2022-02-01 0 days 1,470 sqft
2022-03-01 0 days 1,546 sqft
2022-04-01 0 days 1,587 sqft
2022-05-01 0 days 1,653 sqft
2022-06-01 0 days 1,685 sqft
2022-07-01 0 days 1,725 sqft
2022-08-01 0 days 1,773 sqft
2022-09-01 0 days 1,800 sqft
2022-10-01 0 days 1,800 sqft
2022-11-01 0 days 1,816 sqft
2022-12-01 0 days 1,704 sqft
2023-01-01 0 days 1,685 sqft
2023-02-01 0 days 1,510 sqft
2023-03-01 0 days 1,557 sqft
2023-04-01 0 days 1,649 sqft
2023-05-01 0 days 1,638 sqft
2023-06-01 0 days 1,837 sqft
2023-07-01 0 days 2,007 sqft
2023-08-01 0 days 2,035 sqft
2023-09-01 0 days 1,976 sqft
2023-10-01 0 days 1,823 sqft
2023-11-01 0 days 1,860 sqft
2023-12-01 0 days 1,936 sqft
2024-01-01 0 days 1,891 sqft
2024-02-01 0 days 1,763 sqft
2024-03-01 0 days 1,689 sqft
2024-04-01 0 days 1,669 sqft
2024-05-01 0 days 1,783 sqft
2024-06-01 0 days 1,704 sqft
2024-07-01 0 days 1,973 sqft
2024-08-01 0 days 2,035 sqft
2024-09-01 0 days 2,000 sqft
2024-10-01 0 days 2,008 sqft
2024-11-01 0 days 1,999 sqft
2024-12-01 0 days 2,040 sqft
2025-01-01 0 days 2,011 sqft
2025-02-01 0 days 1,884 sqft
2025-03-01 0 days 1,792 sqft
Barre's median listing age (time on market) for 2025-03-01 was 0 days.

Barre's median square footage for active listings during the 2025-03-01 period was 1,792 sqft. One year prior, the average listing was 1,689 sqft.

Barre, VT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 594 $185,460,000 $312,222
Home Improvement 215 $18,705,000 $87,000
Refi 159 $30,605,000 $192,484
Other 119 $13,365,000 $112,311
Cash Out Refi 117 $26,505,000 $226,538

Barre's most frequently cited loan purpose was Home Purchase, with 594 originations. The 2nd most popular reason was Home Improvement, with 215 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 487 $135,745,000 $278,737
7-8% 366 $69,280,000 $189,290
Over 8% 167 $19,315,000 $115,659
5-6% 144 $42,070,000 $292,153
4-5% 20 $4,180,000 $209,000
<2.5% 7 $125,000 $17,857
3-4% 1 $105,000 $105,000

During 2024, Barre's most frequently originated rate bucket was 6-7%, with 487 originations.

Loan Sizing (Barre, VT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 449 $127,625,000 $284,243
$100,000 or less 345 $17,925,000 $51,957
$100k-200k 243 $36,395,000 $149,774
$400k-600k 122 $58,400,000 $478,689
$600k-1000k 41 $29,055,000 $708,659
$Over $1MM 4 $5,240,000 $1,310,000

Barre's loan sizing saw the bucket of loans from $200k-400k with 449 originations, totaling $127,625,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 306 $99,970,000 $326,699
60-80% 296 $92,890,000 $313,818
Under 20% 235 $12,855,000 $54,702
20-40% 201 $25,965,000 $129,179
40-60% 138 $32,890,000 $238,333
Over 100% 14 $5,240,000 $374,286

Barre's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 306 originations, totaling $99,970,000 in origination value.