Old Missouri Bank Mortgage Rates, Fees & InfoSpringfield, MO
Tax ID: 43-1853121
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewOld Missouri Bank is a smaller bank specializing in Refi and Home Purchase loans. Old Missouri Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Springfield, Joplin, Crestview, St. Louis, and San Diego among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)
Old Missouri Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$72,615,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|SPRINGFIELD, MO (FHA|USDA|VA)||164||$45,710,000||$278,720||$0||0.00%|
|Outside of Metro Areas||56||$9,740,000||$173,929||$0||0.00%|
|JOPLIN, MO (FHA|USDA|VA)||42||$6,530,000||$155,476||$0||0.00%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||1||$2,505,000||$2,505,000||$0||0.00%|
|ST. LOUIS, MO-IL (FHA|USDA|VA)||10||$2,460,000||$246,000||$0||0.00%|
|SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA)||1||$1,275,000||$1,275,000||$0||0.00%|
|KANSAS CITY, MO-KS (FHA|USDA|VA)||10||$1,120,000||$112,000||$0||0.00%|
|Branson, MO (FHA|USDA|VA)||5||$795,000||$159,000||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||2||$670,000||$335,000||$0||0.00%|
|Miami, OK (FHA|USDA|VA)||2||$520,000||$260,000||$0||0.00%|
|Lebanon, MO (FHA|USDA|VA)||2||$420,000||$210,000||$0||0.00%|
|North Port-Sarasota-Bradenton, FL (FHA|USDA|VA)||1||$365,000||$365,000||$0||0.00%|
|FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|West Plains, MO (FHA|USDA|VA)||1||$195,000||$195,000||$0||0.00%|
|COLUMBIA, MO (FHA|USDA|VA)||1||$105,000||$105,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Old Missouri Bank's most frequently originated type of loan was Conventional, with 288 originations. Their 2nd most popular type was FHA, with 6 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||20||$4,130,000||$206,500||$0||0.00%|
For 2022, Old Missouri Bank's most frequently cited loan purpose was Refi, with 157 originations. The 2nd most popular reason was Home Purchase, with 122 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Old Missouri Bank's most frequently cited loan duration was Other, with 299 originations.
2022 saw Old Missouri Bank place emphasis on $100k-200k loans with 117 originations, totaling $16,855,000 in origination value.
Old Missouri Bank lent most frequently to those with incomes in the $50k or less range, with 46 originations. The second most popular income band? $50k-75k, with 38 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Old Missouri Bank lent most frequently to those with DTI ratios of Exempt%, with 299 originations.
Approval RatesTotal approvals of all applications
Old Missouri Bank has an average approval rate.
Pick RateApprovals leading to origination
Old Missouri Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|