The Bank Of Missouri Mortgage Rates, Fees & Info

Perryville, MO

LEI: 549300JE6M4A1G4LPS75

Tax ID: 43-0170190

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    The Bank Of Missouri is a smaller bank specializing in Home Purchase and Refi loans. The Bank Of Missouri has a high proportion of conventional loans. Their top markets by origination volume include: Cape Girardeau, Springfield, Columbia, Fort Leonard Wood, and Sikeston among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Bank Of Missouri has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Bank Of Missouri is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.90% 4/21/24
    30 Year Conventional Refi 6.77% 4/21/24
    30 Year Cash-out Refi 6.98% 4/21/24
    30 Year FHA Purchase 6.27% 4/21/24
    30 Year FHA Refi 6.27% 4/21/24
    30 Year VA Purchase 6.27% 4/21/24
    30 Year USDA Purchase 6.27% 4/21/24
    15 Year Conventional Purchase 5.99% 4/21/24
    15 Year Conventional Refi 6.28% 4/21/24
    15 Year Cash-out Refi 6.28% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    The Bank Of Missouri Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from The Bank Of Missouri. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    509

    Origination Dollar Volume (All Markets)

    $102,265,000

    Employee count

    446

    Awards

    The Bank of Missouri 30 Year Conventional Loans bronze The Bank of Missouri 30 Year Conventional Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 146 $26,150,000 $179,110 $2,190 5.03%
    SPRINGFIELD, MO (FHA|USDA|VA) 66 $17,420,000 $263,939 $2,319 5.11%
    COLUMBIA, MO (FHA|USDA|VA) 63 $16,835,000 $267,222 $2,259 5.07%
    Outside of Metro Areas 127 $16,395,000 $129,094 $2,068 4.94%
    Fort Leonard Wood, MO (FHA|USDA|VA) 14 $9,140,000 $652,857 $1,899 6.04%
    Sikeston, MO (FHA|USDA|VA) 39 $5,375,000 $137,821 $2,270 5.19%
    Branson, MO (FHA|USDA|VA) 14 $2,700,000 $192,857 $2,329 5.20%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $1,795,000 $598,333 $3,217 5.04%
    Blytheville, AR (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $0 4.83%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 4.99%
    JEFFERSON CITY, MO (FHA|USDA|VA) 8 $780,000 $97,500 $2,178 5.24%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $510,000 $255,000 $2,432 4.56%
    Poplar Bluff, MO (FHA|USDA|VA) 8 $480,000 $60,000 $2,074 5.57%
    Mexico, MO (FHA|USDA|VA) 3 $425,000 $141,667 $2,155 4.87%
    Kennett, MO (FHA|USDA|VA) 3 $425,000 $141,667 $0 4.84%
    Rolla, MO (FHA|USDA|VA) 4 $340,000 $85,000 $2,450 6.13%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $315,000 $315,000 $2,434 4.00%
    DUBUQUE, IA (FHA|USDA|VA) 1 $305,000 $305,000 $2,718 4.88%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $255,000 $255,000 $2,680 4.73%
    TOLEDO, OH (FHA|USDA|VA) 1 $205,000 $205,000 $3,351 5.00%
    Kirksville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,015 5.63%
    WACO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.26%
    Paragould, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.20%
    The Bank Of Missouri's top markets include Cape Girardeau, Springfield, Columbia, Fort Leonard Wood, and Sikeston among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against The Bank of Missouri based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Missouri State Bank of Cape County
    Similarity Rank: 55
    Hawthorn Bank
    Similarity Rank: 210
    ONLINE CENTRAL INC
    Similarity Rank: 216
    MISSOURI Credit Union
    Similarity Rank: 228
    Exchange Bank of Missouri
    Similarity Rank: 240
    Midwest Mortgage Associates Corporation
    Similarity Rank: 279
    Central Bank of Boone County
    Similarity Rank: 348
    Landmark Bank
    Similarity Rank: 400
    Truity Federal Credit Union
    Similarity Rank: 533
    First Security Bank
    Similarity Rank: 693

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 509 $102,265,000 $200,914 $2,195 5.08%

    For 2018, The Bank Of Missouri's most frequently originated type of loan was Conventional, with 509 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 335 $69,825,000 $208,433 $2,280 5.01%
    Refi 109 $24,605,000 $225,734 $1,999 5.29%
    Cash Out Refi 38 $5,300,000 $139,474 $2,235 4.89%
    Home Improvement 15 $1,355,000 $90,333 $1,989 5.57%
    Other 12 $1,180,000 $98,333 $1,751 5.26%

    For 2018, The Bank Of Missouri's most frequently cited loan purpose was Home Purchase, with 335 originations. The 2nd most popular reason was Refi, with 109 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 243 $40,265,000 $165,700 $2,310 4.93%
    20 Year 89 $14,525,000 $163,202 $2,054 5.27%
    15 Year 89 $11,535,000 $129,607 $1,953 4.93%
    Other 67 $34,125,000 $509,328 $0 5.50%
    10 Year 9 $445,000 $49,444 $1,492 5.43%
    1 Year 7 $1,025,000 $146,429 $0 4.72%
    5 Year 4 $210,000 $52,500 $567 6.50%
    3 Year 1 $135,000 $135,000 $0 5.25%

    For 2018, The Bank Of Missouri's most frequently cited loan duration was 30 Year, with 243 originations. The 2nd most popular length was 20 Year, with 89 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 176 $24,920,000 $141,591
    $1k-2k 155 $24,585,000 $158,613
    $2k-3k 1 $215,000 $215,000

    The Bank Of Missouri's average total fees were $2,310, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 176 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 248 $49,080,000 $197,903
    5-6% 206 $40,820,000 $198,155
    6-7% 28 $5,910,000 $211,071
    3-4% 19 $3,175,000 $167,105
    7-8% 3 $2,625,000 $875,000
    2.5-3% 2 $220,000 $110,000
    <2.5% 1 $315,000 $315,000

    During 2018, The Bank Of Missouri's average interest rate for loans was 4.93%, while their most frequently originated rate bucket for loans was 4-5%, with 248 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 208 $28,870,000 $138,798 $2,213 4.93%
    $100,000 or less 184 $11,700,000 $63,587 $1,973 5.35%
    $200k-400k 86 $22,200,000 $258,140 $2,428 4.82%
    $1MM+ 12 $27,620,000 $2,301,667 $0 5.67%
    $600k-1MM 11 $8,085,000 $735,000 $2,822 4.91%
    $400k-600k 8 $3,790,000 $473,750 $3,096 5.31%

    2018 saw The Bank Of Missouri place emphasis on $100k-200k loans with 208 originations, totaling $28,870,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 110 $9,730,000 $88,455 $2,153 5.05%
    $50k-75k 92 $12,660,000 $137,609 $2,192 5.01%
    $100k-150k 68 $12,690,000 $186,618 $2,385 4.97%
    $75k-100k 55 $7,845,000 $142,636 $2,297 4.86%
    $150k-250k 31 $8,375,000 $270,161 $2,362 5.14%
    $250k+ 19 $5,995,000 $315,526 $2,212 5.07%

    The Bank Of Missouri lent most frequently to those with incomes in the $50k or less range, with 110 originations. The second most popular income band? $50k-75k, with 92 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 88 $11,720,000 $133,182 $2,222 4.78%
    30-36% 67 $10,605,000 $158,284 $2,177 4.87%
    <20% 45 $7,745,000 $172,111 $2,164 4.85%
    44% 19 $2,945,000 $155,000 $2,016 4.88%
    40% 17 $3,045,000 $179,118 $2,368 4.98%
    37% 17 $2,545,000 $149,706 $2,231 4.98%
    42% 11 $2,135,000 $194,091 $2,350 4.81%
    38% 11 $2,035,000 $185,000 $2,432 5.02%
    39% 11 $1,445,000 $131,364 $2,098 5.04%
    41% 8 $1,320,000 $165,000 $1,944 4.91%
    47% 7 $765,000 $109,286 $2,222 4.80%
    50-60% 7 $1,245,000 $177,857 $1,997 5.32%
    48% 6 $850,000 $141,667 $2,433 5.22%
    45% 6 $970,000 $161,667 $2,584 5.13%
    36% 6 $600,000 $100,000 $1,806 6.06%
    43% 5 $495,000 $99,000 $1,962 5.44%
    >60% 4 $370,000 $92,500 $2,058 5.08%
    46% 4 $820,000 $205,000 $2,058 4.85%
    49% 2 $200,000 $100,000 $2,639 4.81%

    The Bank Of Missouri lent most frequently to those with DTI ratios of 20-30%, with 88 originations. The next most common DTI ratio? 30-36%, with 67 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 373 $57,665,000 $154,598 $2,195 4.99%
    Not applicable 116 $42,410,000 $365,603 $0 5.38%
    Not provided 11 $1,655,000 $150,455 $2,263 4.85%
    Black 6 $310,000 $51,667 $1,764 5.35%
    American Indian 2 $130,000 $65,000 $2,050 5.60%
    Asian 1 $95,000 $95,000 $2,350 5.75%

    Approval Rates

    Total approvals of all applications
    84.94%

    The Bank Of Missouri has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    71.51%

    The Bank Of Missouri has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    91.5 1 $25,000 $25,000
    NA 508 $102,240,000 $201,260

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 31 $34,395,000 $1,109,516
    Single Family (1-4 Units):Manufactured 7 $455,000 $65,000
    Single Family (1-4 Units):Site-Built 471 $67,415,000 $143,132

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 37 $5,775,000 $156,081 $1,611 5.23%
    40-60% 70 $16,750,000 $239,286 $1,988 5.09%
    60-80% 201 $46,675,000 $232,214 $2,196 5.09%
    80-100% 189 $30,075,000 $159,127 $2,381 5.00%
    Over 100% 5 $2,465,000 $493,000 $2,278 5.42%
    Under 20% 7 $525,000 $75,000 $1,464 6.15%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    TD BANK US HOLDING COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 10 9.8%
    TD BANK US HOLDING COMPANY Conventional home mortgage Closing on a mortgage 4 3.9%
    TD BANK US HOLDING COMPANY Conventional home mortgage Incorrect information on your report 1 1.0%
    TD BANK US HOLDING COMPANY Conventional home mortgage Struggling to pay mortgage 6 5.9%
    TD BANK US HOLDING COMPANY Conventional home mortgage Trouble during payment process 30 29.4%
    TD BANK US HOLDING COMPANY FHA mortgage Incorrect information on your report 1 1.0%
    TD BANK US HOLDING COMPANY FHA mortgage Struggling to pay mortgage 4 3.9%
    TD BANK US HOLDING COMPANY FHA mortgage Trouble during payment process 1 1.0%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 8 7.8%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Closing on a mortgage 3 2.9%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Incorrect information on your report 1 1.0%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Problem with a credit reporting company's investigation into an existing problem 1 1.0%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Struggling to pay mortgage 3 2.9%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Trouble during payment process 14 13.7%
    TD BANK US HOLDING COMPANY Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.0%
    TD BANK US HOLDING COMPANY Other type of mortgage Closing on a mortgage 3 2.9%
    TD BANK US HOLDING COMPANY Other type of mortgage Struggling to pay mortgage 4 3.9%
    TD BANK US HOLDING COMPANY Other type of mortgage Trouble during payment process 7 6.9%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The Bank of Missouri 960 South Bishop Avenue Rolla, MO 65401 Full Service B&M $57,234
    The Bank of Missouri 101 West Main Street Steele, MO 63877 Full Service B&M $45,565
    The Bank of Missouri 106 East Hudson Wellsville, MO 63384 Full Service B&M $10,798
    The Bank of Missouri 107 West Kellett St Martinsburg, MO 65264 Full Service B&M $32,286
    The Bank of Missouri 1101 West Monroe Mexico, MO 65265 Full Service B&M $375
    The Bank of Missouri 1209 W 3rd St Caruthersville, MO 63830 Full Service B&M $27,306
    The Bank of Missouri 1265 Aguilar Drive Montgomery City, MO 63361 Full Service B&M $17,775
    The Bank of Missouri 1300 W Us Highway 54 Vandalia, MO 63382 Full Service B&M $4,280
    The Bank of Missouri 1301 West South Street Ozark, MO 65721 Full Service B&M $43,616
    The Bank of Missouri 1313 State Hwy 248 Branson, MO 65616 Full Service B&M $32,724
    The Bank of Missouri 1465 North Westwood Blvd Poplar Bluff, MO 63901 Full Service B&M $10,818
    The Bank of Missouri 1622 North Kingshighway Cape Girardeau, MO 63701 Full Service B&M $46,687
    The Bank of Missouri 18 West Sainte Maries Street Perryville, MO 63775 Limited, Drive-thru $0
    The Bank of Missouri 214 South Allen Street Centralia, MO 65240 Full Service B&M $16,737
    The Bank of Missouri 216 West Second Street Dixon, MO 65459 Full Service B&M $46,461
    The Bank of Missouri 2200 Plattin Road Perryville, MO 63775 Full Service B&M $3,079
    The Bank of Missouri 233 West Jackson Boulevard Jackson, MO 63755 Full Service B&M $78,489
    The Bank of Missouri 2360 East Sunshine Road Springfield, MO 65804 Full Service B&M $21,021
    The Bank of Missouri 2492 East Main Street Jackson, MO 63755 Full Service B&M $18,871
    The Bank of Missouri 2760 South Kansas Expressway Springfield, MO 65807 Full Service B&M $8,240
    The Bank of Missouri 308 Conrad Ave Marble Hill, MO 63764 Full Service B&M $55,448
    The Bank of Missouri 315 Crites Scott City, MO 63780 Full Service B&M $54,576
    The Bank of Missouri 3427 William Street Cape Girardeau, MO 63701 Full Service B&M $103,284
    The Bank of Missouri 3610 Buttonwood Columbia, MO 65203 Full Service B&M $143,428
    The Bank of Missouri 372 South Kingshighway Cape Girardeau, MO 63703 Full Service B&M $19,960
    The Bank of Missouri 3807 South Campbell Springfield, MO 65807 Full Service B&M $25,155
    The Bank of Missouri 400 South Muldrow Mexico, MO 65265 Full Service B&M $64,733
    The Bank of Missouri 434 State Highway Y Saint Robert, MO 65584 Full Service B&M $26,229
    The Bank of Missouri 440 Broadway Street Cape Girardeau, MO 63701 Full Service B&M $5,931
    The Bank of Missouri 4840 North Rangeline Street Columbia, MO 65202 Full Service Retail $1,724
    The Bank of Missouri 500 North Route B Hallsville, MO 65255 Full Service B&M $7,106
    The Bank of Missouri 520 East Elm Avenue Republic, MO 65738 Full Service B&M $62,615
    The Bank of Missouri 703 N. Mccroskey Street, Suite 3 And 4 Nixa, MO 65714 Full Service B&M $2,748
    The Bank of Missouri 916 North Kings Highway Perryville, MO 63775 Full Service B&M $300,930
    The Bank of Missouri Highways 72 And 51 Patton, MO 63662 Limited, Drive-thru $13,524

    For 2018, The Bank Of Missouri had 35 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $74,240
    Net interest income $61,778
    Total noninterest income $29,474
    Gross Fiduciary activities income $1,339
    Service charges on deposit accounts $4,018
    Trading account gains and fees $0
    Additional Noninterest Income $24,117
    Pre-tax net operating income $24,172
    Securities gains (or losses, -) $-2
    Income before extraordinary items $20,547
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $20,547
    Minority interest net income $28
    Net income $20,519
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $20,548

    The Bank Of Missouri's gross interest income from loans was $74,240,000.
    The Bank Of Missouri's net interest income from loans was $61,778,000.
    The Bank Of Missouri's fee based income from loans was $4,018,000.
    The Bank Of Missouri's net income from loans was $20,519,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $12,462
    Provision for credit losses $8,800
    Total noninterest expense $58,280
    Salaries and employee benefits $33,741
    Premises and equipment expense $6,474
    Additional noninterest expense $18,065
    Applicable income taxes $3,623
    Net charge-offs $5,274
    Cash dividends $27,500

    The Bank Of Missouri's interest expense for loans was $12,462,000.
    The Bank Of Missouri's payroll and benefits expense were $33,741,000.
    The Bank Of Missouri's property, plant and equipment expenses $6,474,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,446,994
    Deposits held in domestic offices $1,446,994
    Deposits by Individuals, partnerships, and corporations $1,284,182
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $160,620
    Deposits by Commercial banks and other depository institutions in U.S. $2,192
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $298,966
    Demand deposits $186,070
    Nontransaction accounts $1,148,028
    Money market deposit accounts (MMDAs) $599,520
    Other savings deposits (excluding MMDAs) $200,687
    Total time deposits $347,822
    Total time and savings deposits $1,260,924
    Noninterest-bearing deposits $294,759
    Interest-bearing deposits $1,152,235
    Retail deposits $1,332,934
    IRAs and Keogh plan accounts $41,658
    Brokered deposits $65,217
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,773,230
    Cash & Balances due from depository institutions $54,230
    Interest-bearing balances $29,039
    Total securities $283,979
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,284,746
    Loan and leases loss allowance $12,745
    Trading account assets $0
    Bank premises and fixed assets $39,200
    Other real estate owned $7,229
    Goodwill and other intangibles $34,312
    All other assets $69,534

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,773,230
    Total Liabilities $1,558,555
    Total deposits $1,446,994
    Interest-bearing deposits $1,152,235
    Deposits held in domestic offices $1,446,994
    % insured (estimated) $72
    Federal funds purchased and repurchase agreements $36,688
    Trading liabilities $0
    Other borrowed funds $65,000
    Subordinated debt $0
    All other liabilities $9,873

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,284,746
    Loan and leases loss allowance $12,745
    Total loans and leases (domestic) $1,297,491
    All real estate loans $1,045,249
    Real estate loans in domestic offices $1,045,249
    Construction and development loans $63,956
    Residential 1-4 family construction $22,362
    Other construction, all land development and other land $41,594
    Loans secured by nonfarm nonresidential properties $425,337
    Nonfarm nonresidential secured by owner-occupied properties $206,084
    Commercial real estate & other non-farm, non-residential $219,253
    Multifamily residential real estate $79,769
    1-4 family residential loans $361,817
    Farmland loans $114,370
    Loans held in foreign offices $0
    Farm loans $55,054
    Commercial and industrial loans $136,723
    To non-U.S. addressees $0
    Loans to individuals $61,509
    Credit card loans $12,229
    Related Plans $7,951
    Consumer Auto Loans $13,711
    Other loans to individuals $27,618
    All other loans & leases $1,922
    Loans to foreign governments and official institutions $0
    Other loans $678
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,833
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $5,975
    Non 1-4 family restructured loans & leases $5,855
    Total loans and leases (foreign) $0

    The Bank of Missouri had $1,284,746,000 of loans outstanding in 2018. $1,045,249,000 of loans were in real estate loans. $63,956,000 of loans were in development loans. $79,769,000 of loans were in multifamily mortgage loans. $361,817,000 of loans were in 1-4 family mortgage loans. $55,054,000 of loans were in farm loans. $12,229,000 of loans were in credit card loans. $13,711,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 608 $113,633 $186,896
    Nonfarm, nonresidential loans - <$100k 152 $5,282 $34,750
    Nonfarm, nonresidential loans - $100-250k 198 $22,763 $114,965
    Nonfarm, nonresidential loans - $250k-1MM 258 $85,588 $331,736
    Commercial & Industrial, US addressed loans - <$1MM 1,088 $67,941 $62,446
    Commercial & Industrial, US addressed loans - <$100k 735 $15,067 $20,499
    Commercial & Industrial, US addressed loans - $100-250k 209 $17,084 $81,742
    Commercial & Industrial, US addressed loans - $250k-1MM 144 $35,790 $248,542
    Farmland loans - <$1MM 367 $43,677 $119,011
    Farmland loans - <$100k 154 $6,198 $40,247
    Farmland loans - $100-250k 132 $16,127 $122,174
    Farmland loans - $250k-1MM 81 $21,352 $263,605
    Agriculture operations loans - <$1MM 387 $20,013 $51,713
    Agriculture operations loans - <$100k 286 $5,945 $20,787
    Agriculture operations loans - $100-250k 70 $7,004 $100,057
    Agriculture operations loans - $250k-1MM 31 $7,064 $227,871