The Bank Of Missouri Mortgage Rates, Fees & Info

Perryville, MO

LEI: 549300JE6M4A1G4LPS75

Tax ID: 43-0170190

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    The Bank Of Missouri is a smaller bank specializing in Home Purchase and Refi loans. The Bank Of Missouri has a high proportion of conventional loans. Their top markets by origination volume include: Cape Girardeau, Springfield, Columbia, Sikeston, and Branson among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Bank Of Missouri has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Bank Of Missouri is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.90% 12/16/24
    30 Year Conventional Refi 6.77% 12/16/24
    30 Year Cash-out Refi 6.98% 12/16/24
    30 Year FHA Purchase 6.27% 12/16/24
    30 Year FHA Refi 6.27% 12/16/24
    30 Year VA Purchase 6.27% 12/16/24
    30 Year USDA Purchase 6.27% 12/16/24
    15 Year Conventional Purchase 5.99% 12/16/24
    15 Year Conventional Refi 6.28% 12/16/24
    15 Year Cash-out Refi 6.28% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    The Bank Of Missouri Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from The Bank Of Missouri. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    580

    Origination Dollar Volume (All Markets)

    $107,850,000

    Employee count

    442

    Awards

    The Bank of Missouri 30 Year Conventional Loans silver The Bank of Missouri 30 Year Conventional Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 178 $28,930,000 $162,528 $2,280 4.63%
    Outside of Metro Areas 163 $22,795,000 $139,847 $2,276 4.74%
    SPRINGFIELD, MO (FHA|USDA|VA) 55 $22,085,000 $401,545 $2,420 4.46%
    COLUMBIA, MO (FHA|USDA|VA) 46 $9,530,000 $207,174 $2,263 4.83%
    Sikeston, MO (FHA|USDA|VA) 56 $8,730,000 $155,893 $2,376 4.63%
    Branson, MO (FHA|USDA|VA) 24 $5,520,000 $230,000 $2,331 4.22%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $1,945,000 $176,818 $2,673 4.09%
    Poplar Bluff, MO (FHA|USDA|VA) 8 $1,160,000 $145,000 $2,321 4.76%
    Fort Leonard Wood, MO (FHA|USDA|VA) 8 $1,110,000 $138,750 $2,001 5.21%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $970,000 $485,000 $2,772 4.91%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $720,000 $360,000 $2,483 4.51%
    Mexico, MO (FHA|USDA|VA) 6 $510,000 $85,000 $2,234 5.07%
    Paragould, AR (FHA|USDA|VA) 2 $490,000 $245,000 $2,382 5.39%
    Rolla, MO (FHA|USDA|VA) 6 $470,000 $78,333 $2,276 5.60%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $435,000 $435,000 $2,182 4.50%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $365,000 $365,000 $0 5.75%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,702 4.50%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,779 4.63%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,089 4.25%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.52%
    JONESBORO, AR (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.15%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $205,000 $205,000 $2,282 4.75%
    Blytheville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,278 4.38%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,618 4.00%
    Lebanon, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,140 6.18%
    Harrison, AR (FHA|USDA|VA) 1 $115,000 $115,000 $1,740 5.00%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.24%
    The Bank Of Missouri's top markets include Cape Girardeau, Springfield, Columbia, Sikeston, and Branson among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against The Bank of Missouri based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    WEST COMMUNITY
    Similarity Rank: 45
    MISSOURI Credit Union
    Similarity Rank: 176
    Hawthorn Bank
    Similarity Rank: 255
    Jefferson Bank of Missouri
    Similarity Rank: 280
    FIRST WESTERN MORTGAGE, INC.
    Similarity Rank: 315
    First Security Bank
    Similarity Rank: 560
    Truity Federal Credit Union
    Similarity Rank: 680
    Central Bank of Boone County
    Similarity Rank: 684
    Landmark Bank
    Similarity Rank: 750
    ARKANSAS Federal Credit Union
    Similarity Rank: 864

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 580 $107,850,000 $185,948 $2,321 4.67%

    For 2019, The Bank Of Missouri's most frequently originated type of loan was Conventional, with 580 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 329 $67,835,000 $206,185 $2,405 4.74%
    Refi 146 $24,710,000 $169,247 $2,188 4.63%
    Cash Out Refi 75 $12,775,000 $170,333 $2,361 4.26%
    Home Improvement 15 $1,005,000 $67,000 $2,101 5.41%
    Other 15 $1,525,000 $101,667 $1,936 4.84%

    For 2019, The Bank Of Missouri's most frequently cited loan purpose was Home Purchase, with 329 originations. The 2nd most popular reason was Refi, with 146 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 290 $53,770,000 $185,414 $2,415 4.41%
    15 Year 135 $20,365,000 $150,852 $2,220 4.42%
    20 Year 62 $9,370,000 $151,129 $2,098 5.00%
    Other 52 $20,050,000 $385,577 $1,518 5.47%
    10 Year 17 $1,195,000 $70,294 $1,986 5.85%
    5 Year 12 $1,630,000 $135,833 $1,883 6.25%
    1 Year 9 $1,325,000 $147,222 $2,210 5.57%
    3 Year 3 $145,000 $48,333 $0 5.57%

    For 2019, The Bank Of Missouri's most frequently cited loan duration was 30 Year, with 290 originations. The 2nd most popular length was 15 Year, with 135 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 240 $44,440,000 $185,167
    $<1k 203 $29,575,000 $145,690
    $2k-3k 5 $1,285,000 $257,000
    $3k-4k 1 $185,000 $185,000
    $4k-5k 1 $195,000 $195,000

    The Bank Of Missouri's average total fees were $2,415, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 240 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 192 $44,530,000 $231,927
    3-4% 189 $38,095,000 $201,561
    5-6% 146 $20,040,000 $137,260
    6-7% 40 $3,040,000 $76,000
    2.5-3% 7 $1,705,000 $243,571
    Over 8% 2 $80,000 $40,000
    7-8% 1 $25,000 $25,000

    During 2019, The Bank Of Missouri's average interest rate for loans was 4.41%, while their most frequently originated rate bucket for loans was 4-5%, with 192 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 215 $30,885,000 $143,651 $2,363 4.47%
    $100,000 or less 196 $12,330,000 $62,908 $2,038 5.24%
    $200k-400k 145 $38,445,000 $265,138 $2,492 4.21%
    $400k-600k 13 $6,085,000 $468,077 $3,066 4.39%
    $600k-1MM 6 $4,000,000 $666,667 $2,303 4.88%
    $1MM+ 5 $16,105,000 $3,221,000 $4,768 4.46%

    2019 saw The Bank Of Missouri place emphasis on $100k-200k loans with 215 originations, totaling $30,885,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 120 $11,280,000 $94,000 $2,184 4.82%
    $50k-75k 112 $13,280,000 $118,571 $2,302 4.70%
    $75k-100k 87 $16,425,000 $188,793 $2,512 4.43%
    $100k-150k 71 $13,585,000 $191,338 $2,551 4.50%
    $150k-250k 44 $9,520,000 $216,364 $2,546 4.36%
    $250k+ 18 $6,880,000 $382,222 $2,884 4.77%

    The Bank Of Missouri lent most frequently to those with incomes in the $50k or less range, with 120 originations. The second most popular income band? $50k-75k, with 112 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 125 $19,165,000 $153,320 $2,283 4.33%
    30-36% 96 $15,580,000 $162,292 $2,290 4.32%
    <20% 44 $9,830,000 $223,409 $2,456 4.07%
    40% 20 $3,200,000 $160,000 $2,313 4.60%
    42% 19 $3,115,000 $163,947 $2,241 4.74%
    36% 19 $3,125,000 $164,474 $2,268 4.47%
    39% 19 $3,335,000 $175,526 $2,371 4.50%
    43% 19 $3,115,000 $163,947 $2,291 4.27%
    41% 15 $2,745,000 $183,000 $2,717 4.39%
    37% 14 $1,690,000 $120,714 $2,249 4.54%
    44% 13 $1,765,000 $135,769 $2,414 5.08%
    38% 12 $1,640,000 $136,667 $2,229 4.80%
    45% 8 $1,380,000 $172,500 $2,485 4.37%
    50-60% 8 $1,380,000 $172,500 $2,068 4.46%
    46% 7 $1,775,000 $253,571 $2,179 4.63%
    48% 6 $1,220,000 $203,333 $2,288 4.10%
    49% 5 $1,035,000 $207,000 $2,629 4.04%
    47% 5 $635,000 $127,000 $2,530 4.67%
    >60% 3 $395,000 $131,667 $1,723 5.38%

    The Bank Of Missouri lent most frequently to those with DTI ratios of 20-30%, with 125 originations. The next most common DTI ratio? 30-36%, with 96 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 478 $77,730,000 $162,615 $2,319 4.52%
    Not applicable 75 $26,905,000 $358,733 $0 5.58%
    Not provided 13 $1,425,000 $109,615 $2,256 4.74%
    Black 8 $980,000 $122,500 $2,269 5.00%
    American Indian 3 $455,000 $151,667 $2,712 4.97%
    Chinese 1 $155,000 $155,000 $0 5.69%
    Other Pacific Islander 1 $105,000 $105,000 $2,399 3.75%
    Asian 1 $95,000 $95,000 $2,937 3.88%

    Approval Rates

    Total approvals of all applications
    85.36%

    The Bank Of Missouri has an average approval rate.

    Pick Rate

    Approvals leading to origination
    66.55%

    The Bank Of Missouri has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 580 $107,850,000 $185,948

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 22 $19,100,000 $868,182
    Single Family (1-4 Units):Manufactured 6 $290,000 $48,333
    Single Family (1-4 Units):Site-Built 552 $88,460,000 $160,254

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 40 $2,980,000 $74,500 $1,913 5.06%
    40-60% 79 $22,075,000 $279,430 $2,259 4.87%
    60-80% 253 $46,575,000 $184,091 $2,322 4.60%
    80-100% 188 $33,280,000 $177,021 $2,426 4.61%
    Over 100% 1 $135,000 $135,000 $1,969 4.09%
    Under 20% 8 $420,000 $52,500 $1,900 5.80%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    TD BANK US HOLDING COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 7 6.9%
    TD BANK US HOLDING COMPANY Conventional home mortgage Closing on a mortgage 10 9.8%
    TD BANK US HOLDING COMPANY Conventional home mortgage Struggling to pay mortgage 7 6.9%
    TD BANK US HOLDING COMPANY Conventional home mortgage Trouble during payment process 34 33.3%
    TD BANK US HOLDING COMPANY FHA mortgage Struggling to pay mortgage 1 1.0%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 4 3.9%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Closing on a mortgage 4 3.9%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Incorrect information on your report 2 2.0%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Struggling to pay mortgage 7 6.9%
    TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Trouble during payment process 13 12.7%
    TD BANK US HOLDING COMPANY Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.0%
    TD BANK US HOLDING COMPANY Other type of mortgage Incorrect information on your report 2 2.0%
    TD BANK US HOLDING COMPANY Other type of mortgage Struggling to pay mortgage 2 2.0%
    TD BANK US HOLDING COMPANY Other type of mortgage Trouble during payment process 7 6.9%
    TD BANK US HOLDING COMPANY Reverse mortgage Closing on a mortgage 1 1.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The Bank of Missouri 101 West Main Street Steele, MO 63877 Full Service B&M $43,784
    The Bank of Missouri 106 East Hudson Wellsville, MO 63384 Full Service B&M $10,224
    The Bank of Missouri 107 West Kellett St Martinsburg, MO 65264 Full Service B&M $34,908
    The Bank of Missouri 1101 West Monroe Mexico, MO 65265 Full Service B&M $353
    The Bank of Missouri 1209 W 3rd St, Highway 84 Caruthersville, MO 63830 Full Service B&M $26,813
    The Bank of Missouri 1265 Aguilar Drive Montgomery City, MO 63361 Full Service B&M $18,811
    The Bank of Missouri 1300 W Us Highway 54 Vandalia, MO 63382 Full Service B&M $4,832
    The Bank of Missouri 1301 West South Street Ozark, MO 65721 Full Service B&M $57,340
    The Bank of Missouri 1313 State Hwy 248 Branson, MO 65616 Full Service B&M $48,951
    The Bank of Missouri 1465 North Westwood Blvd Poplar Bluff, MO 63901 Full Service B&M $13,392
    The Bank of Missouri 1622 North Kingshighway Cape Girardeau, MO 63701 Full Service B&M $48,670
    The Bank of Missouri 18 West Sainte Maries Street Perryville, MO 63775 Limited, Drive-thru $0
    The Bank of Missouri 214 South Allen Street Centralia, MO 65240 Full Service B&M $20,908
    The Bank of Missouri 216 West Second Street Dixon, MO 65459 Full Service B&M $52,297
    The Bank of Missouri 2200 Plattin Road Perryville, MO 63775 Full Service B&M $2,905
    The Bank of Missouri 233 West Jackson Boulevard Jackson, MO 63755 Full Service B&M $81,094
    The Bank of Missouri 2360 East Sunshine Road Springfield, MO 65804 Full Service B&M $26,914
    The Bank of Missouri 2492 East Main Street Jackson, MO 63755 Full Service B&M $21,985
    The Bank of Missouri 2760 South Kansas Expressway Springfield, MO 65807 Full Service B&M $12,276
    The Bank of Missouri 308 Conrad Ave Marble Hill, MO 63764 Full Service B&M $58,181
    The Bank of Missouri 315 Crites Scott City, MO 63780 Full Service B&M $55,949
    The Bank of Missouri 3427 William Street Cape Girardeau, MO 63701 Full Service B&M $104,814
    The Bank of Missouri 3610 Buttonwood Columbia, MO 65203 Full Service B&M $157,086
    The Bank of Missouri 372 South Kingshighway Cape Girardeau, MO 63703 Full Service B&M $20,442
    The Bank of Missouri 3807 South Campbell Springfield, MO 65807 Full Service B&M $25,373
    The Bank of Missouri 400 South Muldrow Mexico, MO 65265 Full Service B&M $58,313
    The Bank of Missouri 434 State Highway Y Saint Robert, MO 65584 Full Service B&M $32,792
    The Bank of Missouri 440 Broadway Street Cape Girardeau, MO 63701 Full Service B&M $6,907
    The Bank of Missouri 4840 North Rangeline Street Columbia, MO 65202 Full Service Retail $1,597
    The Bank of Missouri 500 North Route B Hallsville, MO 65255 Full Service B&M $6,583
    The Bank of Missouri 520 East Elm Avenue Republic, MO 65738 Full Service B&M $73,632
    The Bank of Missouri 703 N. Mccroskey Street, Suite 3 And 4 Nixa, MO 65714 Full Service B&M $5,203
    The Bank of Missouri 916 North Kings Highway Perryville, MO 63775 Full Service B&M $257,212
    The Bank of Missouri 960 South Bishop Avenue Rolla, MO 65401 Full Service B&M $55,804
    The Bank of Missouri Highways 72 And 51 Patton, MO 63662 Limited, Drive-thru $13,666

    For 2019, The Bank Of Missouri had 35 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $78,858
    Net interest income $62,411
    Total noninterest income $35,977
    Gross Fiduciary activities income $1,384
    Service charges on deposit accounts $4,192
    Trading account gains and fees $0
    Additional Noninterest Income $30,401
    Pre-tax net operating income $30,096
    Securities gains (or losses, -) $3,484
    Income before extraordinary items $28,118
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $28,118
    Minority interest net income $28
    Net income $28,090
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $25,191

    The Bank Of Missouri's gross interest income from loans was $78,858,000.
    The Bank Of Missouri's net interest income from loans was $62,411,000.
    The Bank Of Missouri's fee based income from loans was $4,192,000.
    The Bank Of Missouri's net income from loans was $28,090,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $16,447
    Provision for credit losses $4,800
    Total noninterest expense $63,492
    Salaries and employee benefits $36,613
    Premises and equipment expense $6,528
    Additional noninterest expense $20,351
    Applicable income taxes $5,462
    Net charge-offs $3,606
    Cash dividends $11,500

    The Bank Of Missouri's interest expense for loans was $16,447,000.
    The Bank Of Missouri's payroll and benefits expense were $36,613,000.
    The Bank Of Missouri's property, plant and equipment expenses $6,528,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 1.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,472,216
    Deposits held in domestic offices $1,472,216
    Deposits by Individuals, partnerships, and corporations $1,303,626
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $160,538
    Deposits by Commercial banks and other depository institutions in U.S. $8,051
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $318,056
    Demand deposits $185,879
    Nontransaction accounts $1,154,159
    Money market deposit accounts (MMDAs) $717,230
    Other savings deposits (excluding MMDAs) $168,072
    Total time deposits $268,857
    Total time and savings deposits $1,286,336
    Noninterest-bearing deposits $301,590
    Interest-bearing deposits $1,170,626
    Retail deposits $1,430,172
    IRAs and Keogh plan accounts $42,009
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,813,626
    Cash & Balances due from depository institutions $62,616
    Interest-bearing balances $47,139
    Total securities $340,728
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,270,438
    Loan and leases loss allowance $13,939
    Trading account assets $0
    Bank premises and fixed assets $37,268
    Other real estate owned $4,160
    Goodwill and other intangibles $33,588
    All other assets $64,828

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,813,626
    Total Liabilities $1,572,396
    Total deposits $1,472,216
    Interest-bearing deposits $1,170,626
    Deposits held in domestic offices $1,472,216
    % insured (estimated) $75
    Federal funds purchased and repurchase agreements $35,722
    Trading liabilities $0
    Other borrowed funds $50,000
    Subordinated debt $0
    All other liabilities $14,458

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,270,438
    Loan and leases loss allowance $13,939
    Total loans and leases (domestic) $1,284,377
    All real estate loans $1,034,240
    Real estate loans in domestic offices $1,034,240
    Construction and development loans $89,173
    Residential 1-4 family construction $19,488
    Other construction, all land development and other land $69,685
    Loans secured by nonfarm nonresidential properties $414,630
    Nonfarm nonresidential secured by owner-occupied properties $202,986
    Commercial real estate & other non-farm, non-residential $211,644
    Multifamily residential real estate $74,374
    1-4 family residential loans $341,181
    Farmland loans $114,882
    Loans held in foreign offices $0
    Farm loans $39,050
    Commercial and industrial loans $154,330
    To non-U.S. addressees $0
    Loans to individuals $56,571
    Credit card loans $11,230
    Related Plans $4,786
    Consumer Auto Loans $10,344
    Other loans to individuals $30,211
    All other loans & leases $1,699
    Loans to foreign governments and official institutions $0
    Other loans $540
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $530
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $13,370
    Non 1-4 family restructured loans & leases $10,787
    Total loans and leases (foreign) $0

    The Bank of Missouri had $1,270,438,000 of loans outstanding in 2019. $1,034,240,000 of loans were in real estate loans. $89,173,000 of loans were in development loans. $74,374,000 of loans were in multifamily mortgage loans. $341,181,000 of loans were in 1-4 family mortgage loans. $39,050,000 of loans were in farm loans. $11,230,000 of loans were in credit card loans. $10,344,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 572 $117,387 $205,222
    Nonfarm, nonresidential loans - <$100k 131 $5,624 $42,931
    Nonfarm, nonresidential loans - $100-250k 189 $23,243 $122,979
    Nonfarm, nonresidential loans - $250k-1MM 252 $88,520 $351,270
    Commercial & Industrial, US addressed loans - <$1MM 1,008 $69,681 $69,128
    Commercial & Industrial, US addressed loans - <$100k 688 $15,989 $23,240
    Commercial & Industrial, US addressed loans - $100-250k 189 $17,697 $93,635
    Commercial & Industrial, US addressed loans - $250k-1MM 131 $35,995 $274,771
    Farmland loans - <$1MM 342 $38,758 $113,327
    Farmland loans - <$100k 151 $5,874 $38,901
    Farmland loans - $100-250k 120 $14,487 $120,725
    Farmland loans - $250k-1MM 71 $18,397 $259,113
    Agriculture operations loans - <$1MM 340 $17,317 $50,932
    Agriculture operations loans - <$100k 250 $5,221 $20,884
    Agriculture operations loans - $100-250k 59 $5,848 $99,119
    Agriculture operations loans - $250k-1MM 31 $6,248 $201,548