Republic Bank Mortgage Rates, Fees & Info

Philadelphia, PA

LEI: 549300JNTZTF40KCOF79

Tax ID: 23-2479933

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Republic Bank is a smaller bank specializing in Home Purchase and Refi loans. Republic Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Philadelphia, Ocean City, New York, Atlantic City, and Trenton among others. We have data for 24 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Republic Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Republic Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.02% 4/21/24
    30 Year Conventional Purchase 5.16% 4/21/24
    30 Year Conventional Refi 5.94% 4/21/24
    30 Year Cash-out Refi 5.94% 4/21/24
    30 Year FHA Purchase 7.36% 4/21/24
    30 Year FHA Refi 7.03% 4/21/24
    30 Year VA Purchase 6.31% 4/21/24
    30 Year USDA Purchase 5.97% 4/21/24
    15 Year Conventional Purchase 6.07% 4/21/24
    15 Year Conventional Refi 5.77% 4/21/24
    15 Year Cash-out Refi 5.77% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Republic Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Republic Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,042

    Origination Dollar Volume (All Markets)

    $584,360,000

    Employee count

    568 Show all (10) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,435 $362,335,000 $252,498 $3,620 4.46%
    OCEAN CITY, NJ (FHA|USDA|VA) 269 $95,645,000 $355,558 $4,278 4.05%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 170 $81,930,000 $481,941 $4,649 4.14%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 109 $25,025,000 $229,587 $3,636 4.40%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 21 $5,235,000 $249,286 $4,415 4.75%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $4,005,000 $4,005,000 $12,889 3.13%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $2,675,000 $891,667 $5,601 3.42%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 10 $1,700,000 $170,000 $3,935 4.37%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,400,000 $175,000 $3,875 4.22%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $980,000 $490,000 $3,184 4.13%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $545,000 $545,000 $5,239 3.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $405,000 $405,000 $0 5.50%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $345,000 $345,000 $4,573 4.50%
    LEBANON, PA (FHA|USDA|VA) 1 $345,000 $345,000 $4,031 3.63%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $275,000 $275,000 $8,769 3.50%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,294 4.38%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,490 3.88%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $205,000 $205,000 $3,861 4.63%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $185,000 $185,000 $1,270 3.38%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,277 4.63%
    Outside of Metro Areas 1 $175,000 $175,000 $3,405 3.50%
    LANCASTER, PA (FHA|USDA|VA) 1 $155,000 $155,000 $1,447 4.38%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $85,000 $85,000 $663 4.38%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.50%
    Republic Bank's top markets include Philadelphia, Ocean City, New York, Atlantic City, and Trenton among others.

    Their top states include:
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Rhode Island (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Republic Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 56
    Schuyler Savings Bank
    Similarity Rank: 104
    FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
    Similarity Rank: 122
    Union County Savings Bank
    Similarity Rank: 150
    Prudential Bank
    Similarity Rank: 162
    GARDEN SAVINGS FEDERAL CREDIT UNION
    Similarity Rank: 192
    Blue Foundry Bank
    Similarity Rank: 212
    Bogota Savings Bank
    Similarity Rank: 246
    MOUNTAIN MORTGAGE CORP.
    Similarity Rank: 266
    FUNDING RESOURCES MORTGAGE CORPORATION
    Similarity Rank: 292

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,363 $458,145,000 $336,130 $3,131 4.15%
    FHA 349 $67,585,000 $193,653 $5,953 4.43%
    HELOC 267 $42,665,000 $159,794 n/a 5.52%
    VA 46 $13,200,000 $286,957 $6,328 3.94%
    USDA 17 $2,765,000 $162,647 $3,403 4.31%

    For 2019, Republic Bank's most frequently originated type of loan was Conventional, with 1,363 originations. Their 2nd most popular type was FHA, with 349 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,318 $369,390,000 $280,266 $4,145 4.23%
    Refi 346 $149,660,000 $432,543 $3,620 4.09%
    Home Improvement 205 $34,225,000 $166,951 $469 5.45%
    Other 97 $11,525,000 $118,814 $978 5.21%
    Cash Out Refi 76 $19,560,000 $257,368 $4,208 4.22%

    For 2019, Republic Bank's most frequently cited loan purpose was Home Purchase, with 1,318 originations. The 2nd most popular reason was Refi, with 346 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,624 $448,460,000 $276,145 $4,291 4.31%
    15 Year 176 $27,580,000 $156,705 $1,414 4.48%
    20 Year 111 $28,255,000 $254,550 $3,371 4.70%
    5 Year 53 $57,665,000 $1,088,019 $5 4.71%
    10 Year 44 $7,260,000 $165,000 $325 4.86%
    Other 32 $12,130,000 $379,063 $1,836 4.60%
    30+ year 1 $755,000 $755,000 $15,352 5.00%
    1 Year 1 $2,255,000 $2,255,000 $0 5.20%

    For 2019, Republic Bank's most frequently cited loan duration was 30 Year, with 1,624 originations. The 2nd most popular length was 15 Year, with 176 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,528 $421,650,000 $275,949
    $1k-2k 99 $22,725,000 $229,545
    $2k-3k 11 $3,115,000 $283,182
    $3k-4k 6 $1,550,000 $258,333
    $5k+ 6 $3,430,000 $571,667
    $4k-5k 3 $1,005,000 $335,000

    Republic Bank's average total fees were $4,291, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,528 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 886 $212,990,000 $240,395
    3-4% 820 $309,950,000 $377,988
    5-6% 224 $50,350,000 $224,777
    6-7% 82 $5,550,000 $67,683
    7-8% 20 $730,000 $36,500
    2.5-3% 10 $4,790,000 $479,000

    During 2019, Republic Bank's average interest rate for loans was 4.31%, while their most frequently originated rate bucket for loans was 4-5%, with 886 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 732 $200,550,000 $273,975 $4,203 4.10%
    $100k-200k 697 $105,545,000 $151,428 $3,745 4.46%
    $100,000 or less 299 $16,095,000 $53,829 $819 5.43%
    $400k-600k 170 $81,710,000 $480,647 $4,850 3.82%
    $600k-1MM 89 $64,085,000 $720,056 $4,693 3.80%
    $1MM+ 55 $116,375,000 $2,115,909 $8,136 3.99%

    2019 saw Republic Bank place emphasis on $200k-400k loans with 732 originations, totaling $200,550,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 410 $69,610,000 $169,780 $3,916 4.37%
    $100k-150k 403 $90,205,000 $223,834 $3,774 4.42%
    $150k-250k 395 $115,605,000 $292,671 $3,536 4.34%
    $75k-100k 305 $62,395,000 $204,574 $4,146 4.35%
    $250k+ 298 $156,190,000 $524,128 $4,358 4.32%
    $50k or less 170 $20,690,000 $121,706 $3,168 4.35%

    Republic Bank lent most frequently to those with incomes in the $50k-75k range, with 410 originations. The second most popular income band? $100k-150k, with 403 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 401 $108,565,000 $270,736 $3,622 4.34%
    30-36% 389 $102,775,000 $264,203 $3,581 4.41%
    42% 134 $32,530,000 $242,761 $3,441 4.54%
    <20% 128 $34,390,000 $268,672 $2,908 4.42%
    41% 102 $26,360,000 $258,431 $3,426 4.39%
    39% 91 $21,695,000 $238,407 $3,607 4.40%
    38% 90 $22,600,000 $251,111 $3,831 4.36%
    40% 79 $18,755,000 $237,405 $3,150 4.40%
    36% 77 $22,545,000 $292,792 $5,277 4.30%
    50-60% 75 $15,945,000 $212,600 $5,305 4.08%
    37% 68 $16,200,000 $238,235 $3,073 4.46%
    44% 68 $17,630,000 $259,265 $5,232 4.21%
    43% 65 $13,875,000 $213,462 $3,234 4.39%
    49% 53 $15,375,000 $290,094 $3,966 4.19%
    46% 45 $12,125,000 $269,444 $4,841 4.29%
    45% 45 $10,095,000 $224,333 $4,831 4.31%
    48% 40 $9,300,000 $232,500 $4,488 4.38%
    47% 38 $9,590,000 $252,368 $4,430 4.20%
    >60% 1 $365,000 $365,000 $4,272 3.63%

    Republic Bank lent most frequently to those with DTI ratios of 20-30%, with 401 originations. The next most common DTI ratio? 30-36%, with 389 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,698 $444,630,000 $261,855 $3,755 4.34%
    Not applicable 44 $65,310,000 $1,484,318 $0 4.78%
    Not provided 114 $27,830,000 $244,123 $3,848 4.81%
    Asian 82 $25,910,000 $315,976 $4,677 4.19%
    Black 95 $18,865,000 $198,579 $4,271 4.41%
    Other Asian 3 $895,000 $298,333 $3,038 4.83%
    Asian Indian 2 $410,000 $205,000 $3,905 4.00%
    Native Hawaiian or Islander 2 $270,000 $135,000 $2,321 4.75%
    American Indian 1 $215,000 $215,000 $0 3.99%
    Chinese 1 $25,000 $25,000 $0 7.49%

    Approval Rates

    Total approvals of all applications
    84.92%

    Republic Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    77.52%

    Republic Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,042 $584,360,000 $286,170

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 24 $56,280,000 $2,345,000
    Single Family (1-4 Units):Site-Built 2,018 $528,080,000 $261,685

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 164 $33,840,000 $206,341 $1,284 5.02%
    40-60% 147 $66,975,000 $455,612 $3,522 4.30%
    60-80% 540 $224,940,000 $416,556 $3,745 4.08%
    80-100% 980 $243,050,000 $248,010 $4,363 4.19%
    Over 100% 9 $2,775,000 $308,333 $12,123 3.90%
    Under 20% 202 $12,780,000 $63,267 $205 5.63%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Republic State Mortgage Co. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Republic Bank 100 William Dalton Drive Glassboro, NJ 8028 Full Service B&M $127,919
    Republic Bank 101 Laurel Oak Road Voorhees, NJ 8043 Full Service B&M $180,862
    Republic Bank 1400 Blackwood-Clementon Road Clementon, NJ 8021 Full Service B&M $53,903
    Republic Bank 1408 Old York Road Abington, PA 19001 Full Service B&M $90,073
    Republic Bank 1544 Route 38 Lumberton, NJ 8048 Full Service B&M $80,875
    Republic Bank 1601 Market Street Philadelphia, PA 19103 Full Service B&M $277,180
    Republic Bank 1601 Walnut Street Philadelphia, PA 19103 Full Service B&M $152,738
    Republic Bank 178 E Greentree Road Marlton, NJ 8053 Full Service B&M $16,807
    Republic Bank 1818 Market Street Philadelphia, PA 19103 Full Service B&M $114,869
    Republic Bank 199 New Road Somers Point, NJ 8244 Full Service B&M $9,627
    Republic Bank 2 Skeet Road Medford, NJ 8055 Full Service B&M $115,110
    Republic Bank 220 Route 73 North West Berlin, NJ 8091 Full Service B&M $62,125
    Republic Bank 230 Marter Avenue Moorestown, NJ 8057 Full Service B&M $93,858
    Republic Bank 30 Kings Highway East Haddonfield, NJ 8033 Full Service B&M $136,398
    Republic Bank 305 East Street Road Feasterville Trevose, PA 19053 Full Service B&M $4,387
    Republic Bank 35 East Wynnewood Road Wynnewood, PA 19096 Full Service B&M $114,919
    Republic Bank 399 Route 70 East Cherry Hill, NJ 8034 Full Service B&M $240,022
    Republic Bank 401 Ganttown Road Sewell, NJ 8080 Full Service B&M $71,120
    Republic Bank 421 West Germantown Pike Plymouth Meeting, PA 19462 Full Service B&M $90,638
    Republic Bank 448 East Baltimore Avenue Media, PA 19063 Full Service B&M $124,134
    Republic Bank 475 Haddonfield Road Cherry Hill, NJ 8002 Full Service B&M $118,809
    Republic Bank 50 South 16th Street, Suite 2400 Philadelphia, PA 19102 Full Service B&M $0
    Republic Bank 525 Route 73 N, Suites 100-101 Marlton, NJ 8053 Full Service B&M $0
    Republic Bank 599 S. Oxford Valley Rd Fairless Hills, PA 19030 Full Service B&M $24,502
    Republic Bank 610 Cross Keys Road, Building 400 Sicklerville, NJ 8081 Full Service B&M $14,379
    Republic Bank 7300 Frankford Avenue Philadelphia, PA 19136 Full Service B&M $29,016
    Republic Bank 780 Route 70 West Marlton, NJ 8053 Full Service B&M $85,144
    Republic Bank 833 Chestnut Street Suite 170 Philadelphia, PA 19107 Full Service B&M $44,151
    Republic Bank 8764 Frankford Avenue Philadelphia, PA 19136 Full Service B&M $62,027

    For 2019, Republic Bank had 29 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $105,807
    Net interest income $79,226
    Total noninterest income $21,766
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $2,711
    Trading account gains and fees $0
    Additional Noninterest Income $19,055
    Pre-tax net operating income $-1,829
    Securities gains (or losses, -) $1,103
    Income before extraordinary items $-293
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $-293
    Minority interest net income $0
    Net income $-293
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $-1,164

    Republic Bank's gross interest income from loans was $105,807,000.
    Republic Bank's net interest income from loans was $79,226,000.
    Republic Bank's fee based income from loans was $2,711,000.
    Republic Bank's net income from loans was $-293,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $26,581
    Provision for credit losses $1,905
    Total noninterest expense $100,916
    Salaries and employee benefits $51,252
    Premises and equipment expense $18,223
    Additional noninterest expense $31,441
    Applicable income taxes $-433
    Net charge-offs $1,254
    Cash dividends $0

    Republic Bank's interest expense for loans was $26,581,000.
    Republic Bank's payroll and benefits expense were $51,252,000.
    Republic Bank's property, plant and equipment expenses $18,223,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,006,021
    Deposits held in domestic offices $3,006,021
    Deposits by Individuals, partnerships, and corporations $1,898,864
    Deposits by U.S. Government $4
    Deposits by States and political subdivisions in the U.S. $1,107,153
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,044,818
    Demand deposits $357,818
    Nontransaction accounts $1,961,203
    Money market deposit accounts (MMDAs) $1,520,832
    Other savings deposits (excluding MMDAs) $216,792
    Total time deposits $223,579
    Total time and savings deposits $2,648,203
    Noninterest-bearing deposits $357,818
    Interest-bearing deposits $2,648,203
    Retail deposits $2,862,699
    IRAs and Keogh plan accounts $7,044
    Brokered deposits $1,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,332,457
    Cash & Balances due from depository institutions $168,318
    Interest-bearing balances $126,391
    Total securities $1,183,884
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,752,278
    Loan and leases loss allowance $9,266
    Trading account assets $0
    Bank premises and fixed assets $181,761
    Other real estate owned $1,730
    Goodwill and other intangibles $9,458
    All other assets $35,028

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,332,457
    Total Liabilities $3,087,300
    Total deposits $3,006,021
    Interest-bearing deposits $2,648,203
    Deposits held in domestic offices $3,006,021
    % insured (estimated) $30
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $68,856
    Subordinated debt $0
    All other liabilities $12,423

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,752,278
    Loan and leases loss allowance $9,266
    Total loans and leases (domestic) $1,761,544
    All real estate loans $1,539,443
    Real estate loans in domestic offices $1,539,443
    Construction and development loans $122,744
    Residential 1-4 family construction $44,085
    Other construction, all land development and other land $78,659
    Loans secured by nonfarm nonresidential properties $874,717
    Nonfarm nonresidential secured by owner-occupied properties $427,152
    Commercial real estate & other non-farm, non-residential $447,565
    Multifamily residential real estate $102,135
    1-4 family residential loans $438,883
    Farmland loans $964
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $145,320
    To non-U.S. addressees $0
    Loans to individuals $2,397
    Credit card loans $391
    Related Plans $1,437
    Consumer Auto Loans $0
    Other loans to individuals $569
    All other loans & leases $74,384
    Loans to foreign governments and official institutions $0
    Other loans $5,496
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $14,812
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $6,173
    Non 1-4 family restructured loans & leases $6,173
    Total loans and leases (foreign) $0

    Republic Bank had $1,752,278,000 of loans outstanding in 2019. $1,539,443,000 of loans were in real estate loans. $122,744,000 of loans were in development loans. $102,135,000 of loans were in multifamily mortgage loans. $438,883,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $391,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 587 $179,651 $306,049
    Nonfarm, nonresidential loans - <$100k 75 $4,420 $58,933
    Nonfarm, nonresidential loans - $100-250k 189 $28,881 $152,810
    Nonfarm, nonresidential loans - $250k-1MM 323 $146,350 $453,096
    Commercial & Industrial, US addressed loans - <$1MM 488 $62,383 $127,834
    Commercial & Industrial, US addressed loans - <$100k 243 $7,354 $30,263
    Commercial & Industrial, US addressed loans - $100-250k 128 $15,419 $120,461
    Commercial & Industrial, US addressed loans - $250k-1MM 117 $39,610 $338,547
    Farmland loans - <$1MM 2 $363 $181,500
    Farmland loans - $100-250k 2 $363 $181,500