Bank Iowa Mortgage Rates, Fees & Info

West Des Moines, IA

LEI: 549300NDNZ6EWP8BJI88

Tax ID: 42-0181970

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Iowa is a smaller bank specializing in Home Purchase and Refi loans. Bank Iowa has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Des Moines, Oskaloosa, Pella, Las Vegas, and Omaha among others. We have data for 32 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Iowa has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Bank Iowa is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.86% 12/16/24
    30 Year Conventional Purchase 6.60% 12/16/24
    30 Year Conventional Refi 6.70% 12/16/24
    30 Year Cash-out Refi 6.75% 12/16/24
    30 Year USDA Purchase 6.57% 12/16/24
    15 Year Conventional Purchase 6.19% 12/16/24
    15 Year Conventional Refi 6.31% 12/16/24
    15 Year Cash-out Refi 6.31% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Iowa Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Iowa. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    636

    Origination Dollar Volume (All Markets)

    $97,330,000

    Employee count

    265 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 205 $44,505,000 $217,098 $2,065 4.18%
    Outside of Metro Areas 296 $28,930,000 $97,736 $1,907 4.53%
    Oskaloosa, IA (FHA|USDA|VA) 42 $5,090,000 $121,190 $1,876 4.56%
    Pella, IA (FHA|USDA|VA) 18 $4,000,000 $222,222 $2,085 4.25%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 8 $2,850,000 $356,250 $3,733 3.72%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 18 $2,170,000 $120,556 $2,115 4.91%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $1,130,000 $565,000 $0 4.45%
    Ottumwa, IA (FHA|USDA|VA) 7 $1,115,000 $159,286 $1,631 5.05%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 6 $980,000 $163,333 $1,875 4.10%
    DUBUQUE, IA (FHA|USDA|VA) 1 $585,000 $585,000 $0 4.50%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $480,000 $240,000 $2,192 4.12%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $475,000 $158,333 $3,112 3.96%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $415,000 $415,000 $2,999 3.75%
    Wauchula, FL (FHA|USDA|VA) 1 $375,000 $375,000 $2,444 4.38%
    Spirit Lake, IA (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.02%
    Rock Springs, WY (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.50%
    Maryville, MO (FHA|USDA|VA) 1 $315,000 $315,000 $0 6.95%
    Carroll, IA (FHA|USDA|VA) 3 $315,000 $105,000 $1,940 4.13%
    COLUMBUS, OH (FHA|USDA|VA) 1 $305,000 $305,000 $2,583 3.50%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,914 3.38%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $285,000 $285,000 $2,586 4.38%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,675 4.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $245,000 $245,000 $4,492 3.75%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $215,000 $215,000 $1,824 3.75%
    Heber, UT (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.25%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $200,000 $100,000 $0 4.88%
    AMES, IA (FHA|USDA|VA) 1 $175,000 $175,000 $3,660 3.88%
    Fort Dodge, IA (FHA|USDA|VA) 4 $170,000 $42,500 $1,599 4.72%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $1,377 3.75%
    Spencer, IA (FHA|USDA|VA) 1 $155,000 $155,000 $1,764 3.88%
    Fairfield, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.38%
    Marshalltown, IA (FHA|USDA|VA) 2 $90,000 $45,000 $1,036 4.38%
    Bank Iowa's top markets include Des Moines, Oskaloosa, Pella, Las Vegas, and Omaha among others.

    Their top states include:
  • Iowa (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank Iowa based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FINANCIAL PLUS Credit Union
    Similarity Rank: 63
    COMMUNITY 1ST CREDIT UNION
    Similarity Rank: 117
    Raccoon Valley Bank
    Similarity Rank: 145
    Luana Savings Bank
    Similarity Rank: 253
    Community Choice Credit Union
    Similarity Rank: 255
    SIMPLIFI MORTGAGE, LLC
    Similarity Rank: 288
    Peoples Bank
    Similarity Rank: 380
    Fidelity Bank
    Similarity Rank: 388
    Nevada Mortgage Inc.
    Similarity Rank: 401
    Premier Credit Union
    Similarity Rank: 469

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 604 $94,350,000 $156,209 $1,948 4.43%
    USDA 32 $2,980,000 $93,125 $3,150 3.82%

    For 2019, Bank Iowa's most frequently originated type of loan was Conventional, with 604 originations. Their 2nd most popular type was USDA, with 32 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 374 $57,190,000 $152,914 $2,206 4.40%
    Refi 147 $22,165,000 $150,782 $1,711 4.53%
    Cash Out Refi 98 $17,430,000 $177,857 $1,942 4.03%
    Home Improvement 13 $465,000 $35,769 $452 5.46%
    Other 4 $80,000 $20,000 $246 5.91%

    For 2019, Bank Iowa's most frequently cited loan purpose was Home Purchase, with 374 originations. The 2nd most popular reason was Refi, with 147 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 339 $55,135,000 $162,640 $2,206 4.14%
    15 Year 94 $12,440,000 $132,340 $1,791 3.67%
    5 Year 90 $13,320,000 $148,000 $173 5.54%
    Other 53 $7,765,000 $146,509 $938 5.26%
    20 Year 34 $6,360,000 $187,059 $2,084 4.16%
    10 Year 22 $1,870,000 $85,000 $936 5.06%
    1 Year 4 $440,000 $110,000 $0 5.18%

    For 2019, Bank Iowa's most frequently cited loan duration was 30 Year, with 339 originations. The 2nd most popular length was 15 Year, with 94 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 368 $57,850,000 $157,201
    $1k-2k 86 $10,980,000 $127,674
    $2k-3k 13 $2,805,000 $215,769
    $3k-4k 3 $615,000 $205,000
    $5k+ 2 $870,000 $435,000

    Bank Iowa's average total fees were $2,206, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 368 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 267 $43,485,000 $162,865
    4-5% 205 $36,055,000 $175,878
    5-6% 129 $14,495,000 $112,364
    6-7% 23 $1,495,000 $65,000
    2.5-3% 9 $1,495,000 $166,111
    7-8% 3 $305,000 $101,667

    During 2019, Bank Iowa's average interest rate for loans was 4.14%, while their most frequently originated rate bucket for loans was 3-4%, with 267 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 263 $15,165,000 $57,662 $1,805 4.77%
    $100k-200k 225 $31,875,000 $141,667 $2,094 4.14%
    $200k-400k 120 $31,810,000 $265,083 $2,169 4.11%
    $400k-600k 21 $9,595,000 $456,905 $2,562 4.13%
    $600k-1MM 4 $3,120,000 $780,000 $1,309 4.63%
    $1MM+ 3 $5,765,000 $1,921,667 $0 5.08%

    2019 saw Bank Iowa place emphasis on $100,000 or less loans with 263 originations, totaling $15,165,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 153 $11,835,000 $77,353 $1,985 4.38%
    $50k-75k 141 $17,855,000 $126,631 $2,132 4.26%
    $75k-100k 100 $14,350,000 $143,500 $1,977 4.37%
    $100k-150k 88 $15,860,000 $180,227 $1,910 4.25%
    $150k-250k 44 $10,850,000 $246,591 $2,238 4.10%
    $250k+ 27 $6,525,000 $241,667 $2,054 4.42%

    Bank Iowa lent most frequently to those with incomes in the $50k or less range, with 153 originations. The second most popular income band? $50k-75k, with 141 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 169 $23,665,000 $140,030 $2,039 4.18%
    <20% 93 $11,325,000 $121,774 $1,839 4.38%
    30-36% 91 $13,545,000 $148,846 $2,004 4.17%
    39% 25 $3,865,000 $154,600 $2,238 4.17%
    36% 23 $4,285,000 $186,304 $2,074 4.32%
    37% 22 $2,820,000 $128,182 $2,188 4.15%
    40% 18 $2,630,000 $146,111 $1,970 3.99%
    38% 16 $2,820,000 $176,250 $2,253 3.96%
    43% 12 $1,930,000 $160,833 $2,046 4.00%
    44% 11 $1,905,000 $173,182 $1,904 4.27%
    45% 9 $1,685,000 $187,222 $1,973 3.93%
    41% 8 $1,350,000 $168,750 $2,668 3.91%
    47% 8 $2,050,000 $256,250 $2,930 3.94%
    >60% 7 $545,000 $77,857 $971 5.30%
    42% 7 $1,025,000 $146,429 $1,998 4.05%
    50-60% 4 $620,000 $155,000 $1,713 5.00%
    48% 4 $470,000 $117,500 $1,926 3.91%
    49% 1 $295,000 $295,000 $1,639 5.13%

    Bank Iowa lent most frequently to those with DTI ratios of 20-30%, with 169 originations. The next most common DTI ratio? <20%, with 93 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 506 $65,140,000 $128,735 $1,977 4.38%
    Not applicable 62 $17,410,000 $280,806 $0 5.09%
    Not provided 57 $13,695,000 $240,263 $2,408 3.80%
    Asian 4 $670,000 $167,500 $2,103 3.75%
    American Indian 6 $290,000 $48,333 $609 5.54%
    Black 1 $125,000 $125,000 $3,306 5.38%

    Approval Rates

    Total approvals of all applications
    93.22%

    Bank Iowa has an average approval rate.

    Pick Rate

    Approvals leading to origination
    90.09%

    Bank Iowa has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 636 $97,330,000 $153,035

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 3 $1,855,000 $618,333
    Multifamily:Site-Built 22 $8,830,000 $401,364
    Single Family (1-4 Units):Site-Built 611 $86,645,000 $141,809

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31 $1,975,000 $63,710 $1,016 4.85%
    40-60% 86 $12,640,000 $146,977 $1,838 4.40%
    60-80% 233 $39,135,000 $167,961 $1,924 4.49%
    80-100% 266 $41,370,000 $155,526 $2,259 4.23%
    Under 20% 19 $2,155,000 $113,421 $839 4.92%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank Iowa 101 N. 15th Street Clarinda, IA 51632 Full Service B&M $95,132
    Bank Iowa 101 West Washington Street Clarinda, IA 51632 Limited, Drive-thru $0
    Bank Iowa 102 1st Avenue, Southwest Waucoma, IA 52171 Full Service B&M $29,671
    Bank Iowa 106 Southeast C Avenue Gilmore City, IA 50541 Full Service B&M $10,827
    Bank Iowa 1108 Broadway Denison, IA 51442 Full Service B&M $72,516
    Bank Iowa 1150 Jordan Creek Parkway West Des Moines, IA 50266 Full Service B&M $105,005
    Bank Iowa 121 Second Street Schleswig, IA 51461 Full Service B&M $34,734
    Bank Iowa 1300 West Nishna Road Shenandoah, IA 51601 Limited, Drive-thru $0
    Bank Iowa 1302 5th Avenue North Humboldt, IA 50548 Limited, Drive-thru $0
    Bank Iowa 165 North Woodward Avenue Fredericksburg, IA 50630 Full Service B&M $13,104
    Bank Iowa 17 Main Street Charter Oak, IA 51439 Full Service B&M $10,514
    Bank Iowa 1710 Third Avenue East Oskaloosa, IA 52577 Full Service B&M $79,328
    Bank Iowa 1805 North Broadway Red Oak, IA 51566 Full Service B&M $51,798
    Bank Iowa 210 East Main Street Fremont, IA 52561 Full Service B&M $20,944
    Bank Iowa 215 West 2nd Street North Newton, IA 50208 Full Service B&M $47,988
    Bank Iowa 300 South Third Avenue Villisca, IA 50864 Full Service B&M $34,160
    Bank Iowa 308 E Grove St Lawler, IA 52154 Full Service B&M $85,825
    Bank Iowa 341 Fourth Street Manilla, IA 51454 Full Service B&M $29,503
    Bank Iowa 420 8th Street Southeast Altoona, IA 50009 Full Service B&M $99,467
    Bank Iowa 506 Sumner Avenue Humboldt, IA 50548 Full Service B&M $145,936
    Bank Iowa 528 Iowa Street Essex, IA 51638 Full Service B&M $29,019
    Bank Iowa 5525 Merle Hay Rd, Suite 195 Johnston, IA 50131 Full Service B&M $20,911
    Bank Iowa 606 West Milwaukee New Hampton, IA 50659 Full Service B&M $57,420
    Bank Iowa 640 Washington Street Pella, IA 50219 Full Service B&M $11,029
    Bank Iowa 701 West Sheridan Avenue Shenandoah, IA 51601 Full Service B&M $66,102

    For 2019, Bank Iowa had 25 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $55,565
    Net interest income $42,286
    Total noninterest income $7,865
    Gross Fiduciary activities income $68
    Service charges on deposit accounts $2,218
    Trading account gains and fees $0
    Additional Noninterest Income $5,579
    Pre-tax net operating income $13,170
    Securities gains (or losses, -) $202
    Income before extraordinary items $12,724
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $12,724
    Minority interest net income $0
    Net income $12,724
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $12,532

    Bank Iowa's gross interest income from loans was $55,565,000.
    Bank Iowa's net interest income from loans was $42,286,000.
    Bank Iowa's fee based income from loans was $2,218,000.
    Bank Iowa's net income from loans was $12,724,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,279
    Provision for credit losses $1,000
    Total noninterest expense $35,981
    Salaries and employee benefits $23,947
    Premises and equipment expense $3,033
    Additional noninterest expense $9,001
    Applicable income taxes $648
    Net charge-offs $312
    Cash dividends $5,000

    Bank Iowa's interest expense for loans was $13,279,000.
    Bank Iowa's payroll and benefits expense were $23,947,000.
    Bank Iowa's property, plant and equipment expenses $3,033,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,221,066
    Deposits held in domestic offices $1,221,066
    Deposits by Individuals, partnerships, and corporations $959,467
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $259,820
    Deposits by Commercial banks and other depository institutions in U.S. $1,779
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $106,137
    Demand deposits $67,600
    Nontransaction accounts $1,114,929
    Money market deposit accounts (MMDAs) $458,953
    Other savings deposits (excluding MMDAs) $210,717
    Total time deposits $445,259
    Total time and savings deposits $1,153,466
    Noninterest-bearing deposits $292,398
    Interest-bearing deposits $928,668
    Retail deposits $1,068,442
    IRAs and Keogh plan accounts $46,919
    Brokered deposits $52,836
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,391,958
    Cash & Balances due from depository institutions $38,471
    Interest-bearing balances $17,214
    Total securities $268,658
    Federal funds sold & reverse repurchase $13,166
    Net loans and leases $1,005,489
    Loan and leases loss allowance $14,867
    Trading account assets $0
    Bank premises and fixed assets $22,553
    Other real estate owned $259
    Goodwill and other intangibles $754
    All other assets $42,608

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,391,958
    Total Liabilities $1,258,098
    Total deposits $1,221,066
    Interest-bearing deposits $928,668
    Deposits held in domestic offices $1,221,066
    % insured (estimated) $78
    Federal funds purchased and repurchase agreements $10,419
    Trading liabilities $0
    Other borrowed funds $17,476
    Subordinated debt $0
    All other liabilities $9,137

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,005,489
    Loan and leases loss allowance $14,867
    Total loans and leases (domestic) $1,020,356
    All real estate loans $696,586
    Real estate loans in domestic offices $696,586
    Construction and development loans $33,055
    Residential 1-4 family construction $6,618
    Other construction, all land development and other land $26,437
    Loans secured by nonfarm nonresidential properties $201,522
    Nonfarm nonresidential secured by owner-occupied properties $61,307
    Commercial real estate & other non-farm, non-residential $140,215
    Multifamily residential real estate $37,508
    1-4 family residential loans $136,857
    Farmland loans $287,644
    Loans held in foreign offices $0
    Farm loans $181,283
    Commercial and industrial loans $93,036
    To non-U.S. addressees $0
    Loans to individuals $13,359
    Credit card loans $520
    Related Plans $197
    Consumer Auto Loans $6,596
    Other loans to individuals $6,046
    All other loans & leases $36,092
    Loans to foreign governments and official institutions $0
    Other loans $8,603
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $211
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $188
    Non 1-4 family restructured loans & leases $147
    Total loans and leases (foreign) $0

    Bank Iowa had $1,005,489,000 of loans outstanding in 2019. $696,586,000 of loans were in real estate loans. $33,055,000 of loans were in development loans. $37,508,000 of loans were in multifamily mortgage loans. $136,857,000 of loans were in 1-4 family mortgage loans. $181,283,000 of loans were in farm loans. $520,000 of loans were in credit card loans. $6,596,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 345 $62,829 $182,113
    Nonfarm, nonresidential loans - <$100k 135 $5,548 $41,096
    Nonfarm, nonresidential loans - $100-250k 104 $13,854 $133,212
    Nonfarm, nonresidential loans - $250k-1MM 106 $43,427 $409,689
    Commercial & Industrial, US addressed loans - <$1MM 1,060 $57,098 $53,866
    Commercial & Industrial, US addressed loans - <$100k 815 $18,144 $22,263
    Commercial & Industrial, US addressed loans - $100-250k 166 $17,380 $104,699
    Commercial & Industrial, US addressed loans - $250k-1MM 79 $21,574 $273,089
    Farmland loans - <$1MM 885 $111,202 $125,652
    Farmland loans - <$100k 340 $13,085 $38,485
    Farmland loans - $100-250k 357 $44,478 $124,588
    Farmland loans - $250k-1MM 188 $53,639 $285,314
    Agriculture operations loans - <$1MM 2,003 $116,908 $58,366
    Agriculture operations loans - <$100k 1,459 $36,252 $24,847
    Agriculture operations loans - $100-250k 367 $40,215 $109,578
    Agriculture operations loans - $250k-1MM 177 $40,441 $228,480