Wauchula Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wauchula averaged 6.58% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.69% and one month ago for the week of 2024-10-10, the average rate was 6.32%.

    Wauchula's average rate one year ago was 7.6%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Wauchula 30 Year Fixed Rate 2024-11-14 6.58%
    Wauchula 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Wauchula 15 Year Fixed Rate 2024-11-14 5.79%
    Wauchula 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Wauchula 30 Year FHA 2024-11-14 0%
    Wauchula 30 Year FHA Refi 2024-11-14 -0.1%
    Wauchula 30 Year USDA 2024-11-14 -0.1%
    Wauchula 30 Year USDA Refi 2024-11-14 0.2%
    Wauchula 30 Year VA 2024-11-14 0.2%
    Wauchula 30 Year VA Refi 2024-11-14 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wauchula, FL.

    Wauchula Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wauchula, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 11 7.02% $11,674
    MIDFLORIDA 6 5.85% $4,136
    Suncoast Credit Union 3 5.83% $4,589
    QUICKEN LOANS, LLC 3 7.13% $11,554
    21ST MORTGAGE CORPORATION 2 8.06% $5,871
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.37% $6,023
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.99% $2,332
    FBC MORTGAGE, LLC 1 6.50% $4,901
    Flagstar Bank, FSB 1 6.63% $5,233
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $4,187
    GUARANTEED RATE, INC. 1 6.08% $14,432
    JPMorgan Chase Bank 1 6.88% $7,506
    LEADERONE FINANCIAL CORPORATION 1 6.88% $7,506
    METROPLEX MORTGAGE SERVICES, INC. 1 6.38% $7,623
    Bank of America 1 5.38% $7,633
    Morgan Stanley Private Bank 1 5.90% $4,843
    Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $7,046
    NETWORK CAPITAL FUNDING CORPORATION 1 7.25% $8,608
    NFM, INC. 1 6.50% $10,074
    Plains Commerce Bank 1 6.88% $7,478
    PLANET HOME LENDING, LLC 1 5.88% $17,278
    PREFERRED LENDING SERVICES, LLC 1 5.99% $6,424
    AmeriHome Mortgage Company, LLC 1 6.38% $7,623
    Regions Bank 1 6.88% $4,260
    ROYAL UNITED MORTGAGE LLC 1 6.88% $7,631
    Ally Bank 1 5.88% $4,644
    ACADEMY MORTGAGE CORPORATION 1 7.25% $7,019
    Valley National Bank 1 7.63% $5,465
    DEEPHAVEN MORTGAGE LLC 1 10.38% $16,896

    Wauchula Average Closing Costs & Other Stats

    Wauchula, FL's 29 lenders originated 222 loans during 2023. The total origination value was $45,600,000, with an average loan value of $205,405.

    Wauchula's average closing costs are $6,628.

    The top Wauchula lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 11 loans originated. Their average total fees are $11,674, which is $7,538 higher than the next largest lender, MIDFLORIDA.

    The lowest fee Wauchula lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($11,674), .

    The lowest rate Wauchula lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (7.02%), .

    Wauchula, FL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $2,170,000 $7,345,000 238.5% 16.1%
    MIDFLORIDA $7,585,000 $4,150,000 -45.3% 9.1%
    QUICKEN LOANS, LLC $3,605,000 $2,390,000 -33.7% 5.2%
    NTFN, INC. $3,360,000 $1,960,000 -41.7% 4.3%
    Heartland National Bank $330,000 $1,815,000 450.0% 4.0%
    STOCKTON MORTGAGE CORPORATION $1,310,000 n/a 2.9%
    LEADERONE FINANCIAL CORPORATION $1,290,000 n/a 2.8%
    Suncoast Credit Union $1,835,000 $1,225,000 -33.2% 2.7%
    GUARANTEED RATE, INC. $105,000 $1,170,000 1,014.3% 2.6%
    SOUTHWEST STAGE FUNDING, LLC $400,000 $1,030,000 157.5% 2.3%
    21ST MORTGAGE CORPORATION $905,000 $980,000 8.3% 2.1%
    METROPLEX MORTGAGE SERVICES, INC. $1,275,000 $805,000 -36.9% 1.8%
    Flagstar Bank, FSB $400,000 $625,000 56.3% 1.4%
    NEW DAY FINANCIAL, LLC $135,000 $580,000 329.6% 1.3%
    LOANDEPOT.COM, LLC $1,070,000 $520,000 -51.4% 1.1%
    Morgan Stanley Private Bank $515,000 n/a 1.1%
    CARDINAL FINANCIAL $185,000 $510,000 175.7% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $900,000 $510,000 -43.3% 1.1%
    MOVEMENT MORTGAGE, LLC $495,000 n/a 1.1%
    GSF Mortgage Corporation $485,000 n/a 1.1%
    PLANET HOME LENDING, LLC $470,000 n/a 1.0%
    Mortgage Research Center, LLC $1,715,000 $465,000 -72.9% 1.0%
    Prime Meridian Bank $225,000 $465,000 106.7% 1.0%
    DEEPHAVEN MORTGAGE LLC $445,000 n/a 1.0%
    Wauchula State Bank $2,490,000 $430,000 -82.7% 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $1,135,000 $420,000 -63.0% 0.9%
    Bank of America $180,000 $400,000 122.2% 0.9%
    NEWREZ LLC $115,000 $400,000 247.8% 0.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 n/a 0.9%
    PREFERRED LENDING SERVICES, LLC $385,000 n/a 0.8%
    GARDNER FINANCIAL SERVICES, LTD. $370,000 n/a 0.8%
    Regions Bank $460,000 $370,000 -19.6% 0.8%
    AmeriHome Mortgage Company, LLC $365,000 n/a 0.8%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $350,000 n/a 0.8%
    AgFirst Farm Credit Bank $1,280,000 $345,000 -73.0% 0.8%
    Valley National Bank $345,000 n/a 0.8%
    HOMEXPRESS MORTGAGE CORP. $335,000 n/a 0.7%
    NFM, INC. $325,000 n/a 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $680,000 $320,000 -52.9% 0.7%
    GUARANTEED RATE AFFINITY, LLC $525,000 $310,000 -41.0% 0.7%
    VAN DYK MORTGAGE CORPORATION $265,000 $295,000 11.3% 0.6%
    OPEN MORTGAGE, LLC $275,000 n/a 0.6%
    LENDINGHOME FUNDING CORPORATION $840,000 $270,000 -67.9% 0.6%
    CityWorth Mortgage LLC $265,000 n/a 0.6%
    TEMPLE VIEW CAPITAL FUNDING, LP $265,000 n/a 0.6%
    TOWNE MORTGAGE COMPANY $265,000 n/a 0.6%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $255,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $800,000 $255,000 -68.1% 0.6%
    Plains Commerce Bank $215,000 $255,000 18.6% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $250,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $1,005,000 $250,000 -75.1% 0.5%
    ACADEMY MORTGAGE CORPORATION $245,000 n/a 0.5%
    DELMAR FINANCIAL COMPANY $245,000 n/a 0.5%
    TOP FLITE FINANCIAL, INC. $215,000 $245,000 14.0% 0.5%
    CHURCHILL MORTGAGE CORPORATION $325,000 $240,000 -26.2% 0.5%
    GUILD MORTGAGE COMPANY $275,000 $240,000 -12.7% 0.5%
    LAND HOME FINANCIAL SERVICES, INC. $235,000 n/a 0.5%
    MY MORTGAGE, INC. $225,000 n/a 0.5%
    NETWORK CAPITAL FUNDING CORPORATION $225,000 n/a 0.5%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 n/a 0.5%
    JPMorgan Chase Bank $315,000 $205,000 -34.9% 0.4%
    Bell Bank $185,000 n/a 0.4%
    BM Real Estate Services, Inc. $185,000 n/a 0.4%
    Carrington Mortgage Services, LLC $250,000 $185,000 -26.0% 0.4%
    FBC MORTGAGE, LLC $185,000 n/a 0.4%
    Commerce Home Mortgage, Inc. $175,000 n/a 0.4%
    AMWEST FUNDING CORP. $155,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $385,000 $155,000 -59.7% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $265,000 $125,000 -52.8% 0.3%
    Ally Bank $115,000 n/a 0.3%
    CALIBER HOME LOANS, INC. $1,550,000 $115,000 -92.6% 0.3%
    CMG MORTGAGE, INC. $495,000 $100,000 -79.8% 0.2%
    Coastal Community Bank $95,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $85,000 $95,000 11.8% 0.2%
    Discover Bank $90,000 n/a 0.2%
    Citizens Bank and Trust $65,000 n/a 0.1%
    ALLIANT CREDIT UNION $55,000 n/a 0.1%
    Truist $55,000 $50,000 -9.1% 0.1%
    Figure Lending LLC $35,000 n/a 0.1%

    Wauchula's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 16.1% market share. In second place, with 9.1%, is MIDFLORIDA, having originated $4,150,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $2,390,000 in loans. In fourth place, with 4.3%, is NTFN, INC., having originated $1,960,000 in loans. In fifth place, with 4.0%, is Heartland National Bank, having originated $1,815,000 in loans.

    Wauchula Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wauchula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,550 (11.4%) $238,242 (-6.1%) 0.00 34
    2018-02-01 $187,950 (10.6%) $224,823 (-15.7%) 0.00 28
    2018-03-01 $178,500 (-0.4%) $202,934 (-29.0%) 0.00 26
    2018-04-01 $182,500 (4.0%) $228,826 (-16.8%) 0.00 29
    2018-05-01 $237,375 (31.2%) $279,737 (1.3%) 0.00 28
    2018-06-01 $225,000 (26.6%) $261,195 (1.5%) 0.00 37
    2018-07-01 $214,475 (38.0%) $255,641 (17.1%) 0.00 40
    2018-08-01 $235,950 (41.3%) $283,035 (27.5%) 0.00 37
    2018-09-01 $209,900 (24.4%) $272,369 (21.7%) 0.00 38
    2018-10-01 $194,950 (2.6%) $252,463 (0.2%) 0.00 38
    2018-11-01 $192,750 (-6.2%) $242,801 (-4.2%) 0.00 46
    2018-12-01 $204,950 (4.6%) $275,298 (7.7%) 0.00 47
    2019-01-01 $224,975 (25.3%) $282,970 (18.8%) 0.00 45
    2019-02-01 $224,925 (19.7%) $333,576 (48.4%) 0.00 47
    2019-03-01 $251,707 (41.0%) $376,387 (85.5%) 0.00 42
    2019-04-01 $244,207 (33.8%) $392,543 (71.6%) 0.00 40
    2019-05-01 $219,900 (-7.4%) $376,318 (34.5%) 0.00 35
    2019-06-01 $222,400 (-1.2%) $352,518 (35.0%) 0.00 34
    2019-07-01 $203,675 (-5.0%) $316,265 (23.7%) 0.00 38
    2019-08-01 $216,291 (-8.3%) $321,734 (13.7%) 0.00 39
    2019-09-01 $218,377 (4.0%) $326,091 (19.7%) 0.00 42
    2019-10-01 $219,518 (12.6%) $327,281 (29.6%) 0.00 43
    2019-11-01 $219,900 (14.1%) $321,366 (32.4%) 0.00 43
    2019-12-01 $210,925 (2.9%) $325,530 (18.3%) 0.00 38
    2020-01-01 $227,700 (1.2%) $335,810 (18.7%) 0.00 35
    2020-02-01 $207,000 (-8.0%) $320,053 (-4.1%) 0.00 27
    2020-03-01 $181,175 (-28.0%) $289,065 (-23.2%) 0.00 24
    2020-04-01 $178,650 (-26.8%) $239,948 (-38.9%) 0.00 18
    2020-05-01 $199,000 (-9.5%) $245,576 (-34.7%) 0.00 21
    2020-06-01 $213,700 (-3.9%) $285,120 (-19.1%) 0.00 19
    2020-07-01 $219,700 (7.9%) $292,756 (-7.4%) 0.00 15
    2020-08-01 $249,500 (15.4%) $332,400 (3.3%) 0.00 11
    2020-09-01 $202,100 (-7.5%) $265,931 (-18.5%) 0.00 15
    2020-10-01 $194,450 (-11.4%) $264,147 (-19.3%) 0.00 18
    2020-11-01 $162,400 (-26.2%) $308,100 (-4.1%) 0.00 20
    2020-12-01 $180,925 (-14.2%) $302,989 (-6.9%) 0.00 22
    2021-01-01 $199,450 (-12.4%) $313,600 (-6.6%) 0.00 22
    2021-02-01 $191,700 (-7.4%) $320,160 (0.0%) 0.00 17
    2021-03-01 $253,950 (40.2%) $346,606 (19.9%) 0.00 15
    2021-04-01 $264,500 (48.1%) $423,673 (76.6%) 0.00 13
    2021-05-01 $292,250 (46.9%) $436,248 (77.6%) 0.00 16
    2021-06-01 $394,975 (84.8%) $451,906 (58.5%) 0.00 18
    2021-07-01 $412,500 (87.8%) $454,767 (55.3%) 0.00 20
    2021-08-01 $410,000 (64.3%) $445,644 (34.1%) 0.00 22
    2021-09-01 $442,500 (119.0%) $517,285 (94.5%) 0.00 21
    2021-10-01 $419,250 (115.6%) $500,671 (89.5%) 0.00 22
    2021-11-01 $412,125 (153.8%) $472,397 (53.3%) 0.00 19
    2021-12-01 $393,750 (117.6%) $491,081 (62.1%) 0.00 19
    2022-01-01 $395,000 (98.0%) $474,058 (51.2%) 0.00 17
    2022-02-01 $416,250 (117.1%) $533,818 (66.7%) 0.00 19
    2022-03-01 $435,000 (71.3%) $564,486 (62.9%) 0.00 19
    2022-04-01 $420,000 (58.8%) $538,389 (27.1%) 0.00 19
    2022-05-01 $401,250 (37.3%) $601,812 (38.0%) 0.00 20
    2022-06-01 $399,975 (1.3%) $554,126 (22.6%) 0.00 24
    2022-07-01 $280,000 (-32.1%) $418,605 (-8.0%) 0.00 42
    2022-08-01 $287,000 (-30.0%) $425,196 (-4.6%) 0.00 37
    2022-09-01 $298,825 (-32.5%) $434,548 (-16.0%) 0.00 33
    2022-10-01 $309,000 (-26.3%) $431,683 (-13.8%) 0.00 33
    2022-11-01 $294,750 (-28.5%) $461,736 (-2.3%) 0.00 30
    2022-12-01 $287,950 (-26.9%) $405,488 (-17.4%) 0.00 28
    2023-01-01 $302,425 (-23.4%) $424,220 (-10.5%) 0.00 32
    2023-02-01 $358,750 (-13.8%) $488,346 (-8.5%) 0.00 27
    2023-03-01 $308,675 (-29.0%) $494,969 (-12.3%) 0.00 25
    2023-04-01 $380,000 (-9.5%) $483,119 (-10.3%) 0.00 28
    2023-05-01 $344,950 (-14.0%) $451,121 (-25.0%) 0.00 27
    2023-06-01 $344,750 (-13.8%) $436,642 (-21.2%) 0.00 28
    2023-07-01 $352,500 (25.9%) $397,147 (-5.1%) 0.00 31
    2023-08-01 $327,750 (14.2%) $383,433 (-9.8%) 0.00 30
    2023-09-01 $399,900 (33.8%) $420,336 (-3.3%) 0.00 30
    2023-10-01 $312,400 (1.1%) $397,108 (-8.0%) 0.00 35
    2023-11-01 $326,175 (10.7%) $471,218 (2.1%) 0.00 37
    2023-12-01 $349,950 (21.5%) $475,520 (17.3%) 0.00 37
    2024-01-01 $398,425 (31.7%) $502,667 (18.5%) 0.00 35
    2024-02-01 $404,900 (12.9%) $454,796 (-6.9%) 0.00 35
    2024-03-01 $369,900 (19.8%) $421,886 (-14.8%) 0.00 35
    2024-04-01 $333,975 (-12.1%) $489,809 (1.4%) 0.00 45
    2024-05-01 $345,475 (0.2%) $510,018 (13.1%) 0.00 50
    2024-06-01 $399,900 (16.0%) $539,748 (23.6%) 0.00 45
    2024-07-01 $367,400 (4.2%) $529,665 (33.4%) 0.00 49
    2024-08-01 $388,500 (18.5%) $499,591 (30.3%) 0.00 47
    2024-09-01 $323,475 (-19.1%) $444,426 (5.7%) 0.00 44
    2024-10-01 $324,500 (3.9%) $436,289 (9.9%) 0.00 47
    Wauchula's median listing price for 2024-10-01 was $324,500, a difference of $12,100 (3.9%) versus the prior year and $1,025 versus the prior month.

    Wauchula's median listing price comes in at 0% of the national average.

    Wauchula's average listing price for 2024-10-01 was $436,289, a difference of $39,181 (9.9%) versus the prior year and $-8,137 versus the prior month.

    For the 2024-10-01 period, Wauchula had 47 MLS listings, a difference of 3 listings (7%) versus the prior month and 12 listings (34%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wauchula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,376 sqft
    2018-02-01 0 days 2,645 sqft
    2018-03-01 0 days 2,356 sqft
    2018-04-01 0 days 2,445 sqft
    2018-05-01 0 days 2,855 sqft
    2018-06-01 0 days 2,690 sqft
    2018-07-01 0 days 2,632 sqft
    2018-08-01 0 days 2,896 sqft
    2018-09-01 0 days 2,777 sqft
    2018-10-01 0 days 2,412 sqft
    2018-11-01 0 days 2,305 sqft
    2018-12-01 0 days 1,842 sqft
    2019-01-01 0 days 1,785 sqft
    2019-02-01 0 days 1,966 sqft
    2019-03-01 0 days 2,012 sqft
    2019-04-01 0 days 2,050 sqft
    2019-05-01 0 days 2,126 sqft
    2019-06-01 0 days 2,036 sqft
    2019-07-01 0 days 2,036 sqft
    2019-08-01 0 days 2,060 sqft
    2019-09-01 0 days 1,977 sqft
    2019-10-01 0 days 1,907 sqft
    2019-11-01 0 days 1,912 sqft
    2019-12-01 0 days 1,886 sqft
    2020-01-01 0 days 1,970 sqft
    2020-02-01 0 days 1,812 sqft
    2020-03-01 0 days 1,811 sqft
    2020-04-01 0 days 1,936 sqft
    2020-05-01 0 days 1,984 sqft
    2020-06-01 0 days 1,793 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 2,105 sqft
    2020-09-01 0 days 1,831 sqft
    2020-10-01 0 days 1,790 sqft
    2020-11-01 0 days 1,694 sqft
    2020-12-01 0 days 1,772 sqft
    2021-01-01 0 days 1,780 sqft
    2021-02-01 0 days 1,805 sqft
    2021-03-01 0 days 1,840 sqft
    2021-04-01 0 days 2,017 sqft
    2021-05-01 0 days 2,539 sqft
    2021-06-01 0 days 1,881 sqft
    2021-07-01 0 days 1,850 sqft
    2021-08-01 0 days 1,850 sqft
    2021-09-01 0 days 1,865 sqft
    2021-10-01 0 days 1,880 sqft
    2021-11-01 0 days 1,807 sqft
    2021-12-01 0 days 1,801 sqft
    2022-01-01 0 days 1,932 sqft
    2022-02-01 0 days 2,582 sqft
    2022-03-01 0 days 2,574 sqft
    2022-04-01 0 days 1,560 sqft
    2022-05-01 0 days 1,627 sqft
    2022-06-01 0 days 1,683 sqft
    2022-07-01 0 days 1,525 sqft
    2022-08-01 0 days 1,658 sqft
    2022-09-01 0 days 1,671 sqft
    2022-10-01 0 days 1,570 sqft
    2022-11-01 0 days 1,555 sqft
    2022-12-01 0 days 1,550 sqft
    2023-01-01 0 days 1,966 sqft
    2023-02-01 0 days 1,689 sqft
    2023-03-01 0 days 1,550 sqft
    2023-04-01 0 days 1,753 sqft
    2023-05-01 0 days 1,735 sqft
    2023-06-01 0 days 1,651 sqft
    2023-07-01 0 days 1,609 sqft
    2023-08-01 0 days 1,670 sqft
    2023-09-01 0 days 1,897 sqft
    2023-10-01 0 days 1,613 sqft
    2023-11-01 0 days 1,667 sqft
    2023-12-01 0 days 1,651 sqft
    2024-01-01 0 days 1,756 sqft
    2024-02-01 0 days 2,056 sqft
    2024-03-01 0 days 1,780 sqft
    2024-04-01 0 days 1,736 sqft
    2024-05-01 0 days 1,706 sqft
    2024-06-01 0 days 1,781 sqft
    2024-07-01 0 days 1,804 sqft
    2024-08-01 0 days 1,904 sqft
    2024-09-01 0 days 1,763 sqft
    2024-10-01 0 days 1,753 sqft
    Wauchula's median listing age (time on market) for 2024-10-01 was 0 days.

    Wauchula's median square footage for active listings during the 2024-10-01 period was 1,753 sqft. One year prior, the average listing was 1,613 sqft.

    Wauchula, FL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 143 $35,275,000 $246,678
    Cash Out Refi 30 $6,570,000 $219,000
    Home Improvement 20 $1,160,000 $58,000
    Other 18 $1,410,000 $78,333
    Refi 11 $1,185,000 $107,727

    Wauchula's most frequently cited loan purpose was Home Purchase, with 143 originations. The 2nd most popular reason was Cash Out Refi, with 30 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 65 $16,445,000 $253,000
    Over 8% 50 $6,660,000 $133,200
    7-8% 44 $10,610,000 $241,136
    5-6% 35 $8,505,000 $243,000
    <2.5% 8 $110,000 $13,750
    4-5% 5 $435,000 $87,000
    3-4% 1 $25,000 $25,000

    During 2023, Wauchula's most frequently originated rate bucket was 6-7%, with 65 originations.

    Loan Sizing (Wauchula, FL MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 85 $23,525,000 $276,765
    $100k-200k 63 $9,515,000 $151,032
    $100,000 or less 56 $2,470,000 $44,107
    $400k-600k 15 $7,205,000 $480,333
    $600k-1000k 2 $1,480,000 $740,000
    $Over $1MM 1 $1,405,000 $1,405,000

    Wauchula's loan sizing saw the bucket of loans from $200k-400k with 85 originations, totaling $23,525,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 97 $25,545,000 $263,351
    60-80% 46 $11,140,000 $242,174
    Under 20% 36 $1,210,000 $33,611
    40-60% 16 $2,780,000 $173,750
    20-40% 12 $980,000 $81,667
    Over 100% 3 $1,055,000 $351,667

    Wauchula's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 97 originations, totaling $25,545,000 in origination value.