Wauchula Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wauchula averaged 6.54% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.75% and one month ago for the week of 2025-02-27, the average rate was 6.96%.

    Wauchula's average rate one year ago was 6.89%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Wauchula 30 Year Fixed Rate 2025-04-03 6.54%
    Wauchula 30 Year Fixed Rate Refi 2025-04-03 7.24%
    Wauchula 15 Year Fixed Rate 2025-04-03 5.62%
    Wauchula 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Wauchula 30 Year FHA 2025-04-03 6.37%
    Wauchula 30 Year FHA Refi 2025-04-03 6.46%
    Wauchula 30 Year USDA 2025-04-03 6.22%
    Wauchula 30 Year USDA Refi 2025-04-03 6.12%
    Wauchula 30 Year VA 2025-04-03 5.86%
    Wauchula 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wauchula, FL.

    Wauchula Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wauchula, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    MIDFLORIDA 8 6.38% $5,334
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 7.15% $8,487
    21ST MORTGAGE CORPORATION 4 8.42% $6,052
    QUICKEN LOANS, LLC 3 6.33% $7,978
    JPMorgan Chase Bank 2 5.75% $7,130
    AgFirst Farm Credit Bank 2 7.00% $8,682
    MOVEMENT MORTGAGE, LLC 2 6.81% $7,223
    UNITED WHOLESALE MORTGAGE, LLC 2 6.63% $6,035
    BROKER SOLUTIONS, INC. 2 7.31% $9,137
    Suncoast Credit Union 2 5.94% $3,370
    NEWREZ LLC 2 7.00% $6,282
    FIRST FLORIDA Credit Union 1 6.63% $7,543
    GARDNER FINANCIAL SERVICES, LTD. 1 5.75% $5,426
    GENEVA FINANCIAL, LLC 1 8.13% $7,039
    HOMESIDE FINANCIAL, LLC 1 5.75% $8,833
    JMAC LENDING, INC. 1 6.99% $6,488
    MY MORTGAGE, INC. 1 6.99% $10,623
    Northpointe Bank 1 9.25% $9,721
    PENNYMAC LOAN SERVICES, LLC 1 7.12% $4,408
    Plains Commerce Bank 1 7.63% $12,441
    Regions Bank 1 7.25% $5,264
    South State Bank 1 6.60% $7,697
    Synovus Bank 1 6.13% $6,758
    THE MORTGAGE FIRM, INC. 1 6.50% $6,746
    Truist 1 6.49% $6,314
    UNION HOME MORTGAGE CORP. 1 7.50% $6,326
    USAA Federal Savings Bank 1 7.13% $5,349
    BAY EQUITY LLC 1 6.88% $3,729
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $6,734
    BMO Harris Bank 1 7.00% $3,783
    Carrington Mortgage Services, LLC 1 6.50% $7,202
    Centennial Bank 1 8.00% $7,797
    Citadel Servicing Corporation 1 9.00% $29,063
    EMBRACE HOME LOANS, INC. 1 6.13% $7,808
    EVERETT FINANCIAL, INC. 1 7.50% $6,211
    AmeriHome Mortgage Company, LLC 1 7.88% $6,893

    Wauchula Average Closing Costs & Other Stats

    Wauchula, FL's 36 lenders originated 295 loans during 2024. The total origination value was $61,195,000, with an average loan value of $207,441.

    Wauchula's average closing costs are $7,100.

    The top Wauchula lender as defined by loan originations is MIDFLORIDA, with 8 loans originated. Their average total fees are $5,334, which is $3,154 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Wauchula lenders (with over 10 loans originated) are .

    The lowest rate Wauchula lenders (with over 10 loans originated) are .

    Wauchula, FL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    MIDFLORIDA $4,150,000 $6,160,000 48.4% 10.1%
    HOMESIDE FINANCIAL, LLC $5,990,000 n/a 9.8%
    Wauchula State Bank $430,000 $3,875,000 801.2% 6.3%
    QUICKEN LOANS, LLC $2,390,000 $3,245,000 35.8% 5.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $510,000 $2,955,000 479.4% 4.8%
    Centennial Bank $2,775,000 n/a 4.5%
    UNITED WHOLESALE MORTGAGE, LLC $7,345,000 $2,635,000 -64.1% 4.3%
    Plains Commerce Bank $255,000 $1,485,000 482.4% 2.4%
    21ST MORTGAGE CORPORATION $980,000 $1,355,000 38.3% 2.2%
    AgFirst Farm Credit Bank $345,000 $1,285,000 272.5% 2.1%
    Suncoast Credit Union $1,225,000 $1,155,000 -5.7% 1.9%
    NEWREZ LLC $400,000 $1,150,000 187.5% 1.9%
    LENDINGHOME FUNDING CORPORATION $270,000 $920,000 240.7% 1.5%
    FREEDOM MORTGAGE CORPORATION $255,000 $905,000 254.9% 1.5%
    South State Bank $860,000 n/a 1.4%
    LOANDEPOT.COM, LLC $520,000 $840,000 61.5% 1.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 $835,000 111.4% 1.4%
    GARDNER FINANCIAL SERVICES, LTD. $370,000 $830,000 124.3% 1.4%
    MOVEMENT MORTGAGE, LLC $495,000 $760,000 53.5% 1.2%
    METROPLEX MORTGAGE SERVICES, INC. $805,000 $735,000 -8.7% 1.2%
    BROKER SOLUTIONS, INC. $730,000 n/a 1.2%
    Regions Bank $370,000 $725,000 95.9% 1.2%
    Heartland National Bank $1,815,000 $600,000 -66.9% 1.0%
    Prime Meridian Bank $465,000 $570,000 22.6% 0.9%
    T2 FINANCIAL LLC $560,000 n/a 0.9%
    FIRST MORTGAGE COMPANY, INC. $550,000 n/a 0.9%
    LEADERONE FINANCIAL CORPORATION $1,290,000 $550,000 -57.4% 0.9%
    Bell Bank $185,000 $540,000 191.9% 0.9%
    Truist $50,000 $515,000 930.0% 0.8%
    GUARANTEED RATE, INC. $1,170,000 $500,000 -57.3% 0.8%
    HOME SOLUTION LENDERS INC. $500,000 n/a 0.8%
    UNION HOME MORTGAGE CORP. $500,000 n/a 0.8%
    Citadel Servicing Corporation $455,000 n/a 0.7%
    VILLAGE CAPITAL MORTGAGE $425,000 n/a 0.7%
    JMAC LENDING, INC. $385,000 n/a 0.6%
    MY MORTGAGE, INC. $225,000 $385,000 71.1% 0.6%
    USAA Federal Savings Bank $375,000 n/a 0.6%
    Mortgage Research Center, LLC $465,000 $365,000 -21.5% 0.6%
    PENNYMAC LOAN SERVICES, LLC $250,000 $360,000 44.0% 0.6%
    JPMorgan Chase Bank $205,000 $340,000 65.9% 0.6%
    NFM, INC. $325,000 $340,000 4.6% 0.6%
    TRIAD FINANCIAL SERVICES, INC. $125,000 $330,000 164.0% 0.5%
    EMBRACE HOME LOANS, INC. $325,000 n/a 0.5%
    Equity Prime Mortgage LLC $315,000 n/a 0.5%
    Century Mortgage Company DBA Century Lending Company $305,000 n/a 0.5%
    Northpointe Bank $295,000 n/a 0.5%
    Loan Simple, Inc. $285,000 n/a 0.5%
    Home Mortgage Alliance Corp $280,000 n/a 0.5%
    STOCKTON MORTGAGE CORPORATION $1,310,000 $275,000 -79.0% 0.4%
    FBC MORTGAGE, LLC $185,000 $265,000 43.2% 0.4%
    CityWorth Mortgage LLC $265,000 $255,000 -3.8% 0.4%
    FINANCE OF AMERICA REVERSE LLC $250,000 n/a 0.4%
    PLANET HOME LENDING, LLC $470,000 $245,000 -47.9% 0.4%
    FIRST FLORIDA Credit Union $235,000 n/a 0.4%
    MASON MCDUFFIE MORTGAGE CORPORATION $235,000 n/a 0.4%
    Ixonia Bank $215,000 n/a 0.4%
    AmeriHome Mortgage Company, LLC $365,000 $205,000 -43.8% 0.3%
    LOANPAL, LLC $205,000 n/a 0.3%
    MILEND, INC. $205,000 n/a 0.3%
    Synovus Bank $205,000 n/a 0.3%
    THE MORTGAGE FIRM, INC. $195,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $185,000 n/a 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $175,000 n/a 0.3%
    Flagstar Bank, FSB $625,000 $175,000 -72.0% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $165,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $320,000 $165,000 -48.4% 0.3%
    NEW DAY FINANCIAL, LLC $580,000 $165,000 -71.6% 0.3%
    Quontic Bank $165,000 n/a 0.3%
    Discover Bank $90,000 $140,000 55.6% 0.2%
    Carrington Mortgage Services, LLC $185,000 $135,000 -27.0% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 n/a 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $125,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $1,030,000 $125,000 -87.9% 0.2%
    TOWNE MORTGAGE COMPANY $265,000 $125,000 -52.8% 0.2%
    BAY EQUITY LLC $115,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $155,000 $105,000 -32.3% 0.2%
    Figure Lending LLC $35,000 $105,000 200.0% 0.2%
    BMO Harris Bank $75,000 n/a 0.1%
    Coastal Community Bank $95,000 $75,000 -21.1% 0.1%
    LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.1%
    University Bank $75,000 n/a 0.1%
    Citizens Bank $55,000 n/a 0.1%
    PNC Bank $55,000 n/a 0.1%
    Bank of America $400,000 $35,000 -91.3% 0.1%
    NAVY FEDERAL CREDIT UNION $15,000 n/a 0.0%

    Wauchula's top lender by overall market share is MIDFLORIDA, with 10.1% market share. In second place, with 9.8%, is HOMESIDE FINANCIAL, LLC, having originated $5,990,000 in loans. In third place, with 6.3%, is Wauchula State Bank, having originated $3,875,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $3,245,000 in loans. In fifth place, with 4.8%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $2,955,000 in loans.

    Wauchula Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wauchula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,550 (11.4%) $238,242 (-6.1%) 0.00 34
    2018-02-01 $187,950 (10.6%) $224,823 (-15.7%) 0.00 28
    2018-03-01 $178,500 (-0.4%) $202,934 (-29.0%) 0.00 26
    2018-04-01 $182,500 (4.0%) $228,826 (-16.8%) 0.00 29
    2018-05-01 $237,375 (31.2%) $279,737 (1.3%) 0.00 28
    2018-06-01 $225,000 (26.6%) $261,195 (1.5%) 0.00 37
    2018-07-01 $214,475 (38.0%) $255,641 (17.1%) 0.00 40
    2018-08-01 $235,950 (41.3%) $283,035 (27.5%) 0.00 37
    2018-09-01 $209,900 (24.4%) $272,369 (21.7%) 0.00 38
    2018-10-01 $194,950 (2.6%) $252,463 (0.2%) 0.00 38
    2018-11-01 $192,750 (-6.2%) $242,801 (-4.2%) 0.00 46
    2018-12-01 $204,950 (4.6%) $275,298 (7.7%) 0.00 47
    2019-01-01 $224,975 (25.3%) $282,970 (18.8%) 0.00 45
    2019-02-01 $224,925 (19.7%) $333,576 (48.4%) 0.00 47
    2019-03-01 $251,707 (41.0%) $376,387 (85.5%) 0.00 42
    2019-04-01 $244,207 (33.8%) $392,543 (71.6%) 0.00 40
    2019-05-01 $219,900 (-7.4%) $376,318 (34.5%) 0.00 35
    2019-06-01 $222,400 (-1.2%) $352,518 (35.0%) 0.00 34
    2019-07-01 $203,675 (-5.0%) $316,265 (23.7%) 0.00 38
    2019-08-01 $216,291 (-8.3%) $321,734 (13.7%) 0.00 39
    2019-09-01 $218,377 (4.0%) $326,091 (19.7%) 0.00 42
    2019-10-01 $219,518 (12.6%) $327,281 (29.6%) 0.00 43
    2019-11-01 $219,900 (14.1%) $321,366 (32.4%) 0.00 43
    2019-12-01 $210,925 (2.9%) $325,530 (18.3%) 0.00 38
    2020-01-01 $227,700 (1.2%) $335,810 (18.7%) 0.00 35
    2020-02-01 $207,000 (-8.0%) $320,053 (-4.1%) 0.00 27
    2020-03-01 $181,175 (-28.0%) $289,065 (-23.2%) 0.00 24
    2020-04-01 $178,650 (-26.8%) $239,948 (-38.9%) 0.00 18
    2020-05-01 $199,000 (-9.5%) $245,576 (-34.7%) 0.00 21
    2020-06-01 $213,700 (-3.9%) $285,120 (-19.1%) 0.00 19
    2020-07-01 $219,700 (7.9%) $292,756 (-7.4%) 0.00 15
    2020-08-01 $249,500 (15.4%) $332,400 (3.3%) 0.00 11
    2020-09-01 $202,100 (-7.5%) $265,931 (-18.5%) 0.00 15
    2020-10-01 $194,450 (-11.4%) $264,147 (-19.3%) 0.00 18
    2020-11-01 $162,400 (-26.2%) $308,100 (-4.1%) 0.00 20
    2020-12-01 $180,925 (-14.2%) $302,989 (-6.9%) 0.00 22
    2021-01-01 $199,450 (-12.4%) $313,600 (-6.6%) 0.00 22
    2021-02-01 $191,700 (-7.4%) $320,160 (0.0%) 0.00 17
    2021-03-01 $253,950 (40.2%) $346,606 (19.9%) 0.00 15
    2021-04-01 $264,500 (48.1%) $423,673 (76.6%) 0.00 13
    2021-05-01 $292,250 (46.9%) $436,248 (77.6%) 0.00 16
    2021-06-01 $394,975 (84.8%) $451,906 (58.5%) 0.00 18
    2021-07-01 $412,500 (87.8%) $454,767 (55.3%) 0.00 20
    2021-08-01 $410,000 (64.3%) $445,644 (34.1%) 0.00 22
    2021-09-01 $442,500 (119.0%) $517,285 (94.5%) 0.00 21
    2021-10-01 $419,250 (115.6%) $500,671 (89.5%) 0.00 22
    2021-11-01 $412,125 (153.8%) $472,397 (53.3%) 0.00 19
    2021-12-01 $393,750 (117.6%) $491,081 (62.1%) 0.00 19
    2022-01-01 $395,000 (98.0%) $474,058 (51.2%) 0.00 17
    2022-02-01 $416,250 (117.1%) $533,818 (66.7%) 0.00 19
    2022-03-01 $435,000 (71.3%) $564,486 (62.9%) 0.00 19
    2022-04-01 $420,000 (58.8%) $538,389 (27.1%) 0.00 19
    2022-05-01 $401,250 (37.3%) $601,812 (38.0%) 0.00 20
    2022-06-01 $399,975 (1.3%) $554,126 (22.6%) 0.00 24
    2022-07-01 $280,000 (-32.1%) $418,605 (-8.0%) 0.00 42
    2022-08-01 $287,000 (-30.0%) $425,196 (-4.6%) 0.00 37
    2022-09-01 $298,825 (-32.5%) $434,548 (-16.0%) 0.00 33
    2022-10-01 $309,000 (-26.3%) $431,683 (-13.8%) 0.00 33
    2022-11-01 $294,750 (-28.5%) $461,736 (-2.3%) 0.00 30
    2022-12-01 $287,950 (-26.9%) $405,488 (-17.4%) 0.00 28
    2023-01-01 $302,425 (-23.4%) $424,220 (-10.5%) 0.00 32
    2023-02-01 $358,750 (-13.8%) $488,346 (-8.5%) 0.00 27
    2023-03-01 $308,675 (-29.0%) $494,969 (-12.3%) 0.00 25
    2023-04-01 $380,000 (-9.5%) $483,119 (-10.3%) 0.00 28
    2023-05-01 $344,950 (-14.0%) $451,121 (-25.0%) 0.00 27
    2023-06-01 $344,750 (-13.8%) $436,642 (-21.2%) 0.00 28
    2023-07-01 $352,500 (25.9%) $397,147 (-5.1%) 0.00 31
    2023-08-01 $327,750 (14.2%) $383,433 (-9.8%) 0.00 30
    2023-09-01 $399,900 (33.8%) $420,336 (-3.3%) 0.00 30
    2023-10-01 $312,400 (1.1%) $397,108 (-8.0%) 0.00 35
    2023-11-01 $326,175 (10.7%) $471,218 (2.1%) 0.00 37
    2023-12-01 $349,950 (21.5%) $475,520 (17.3%) 0.00 37
    2024-01-01 $398,425 (31.7%) $502,667 (18.5%) 0.00 35
    2024-02-01 $404,900 (12.9%) $454,796 (-6.9%) 0.00 35
    2024-03-01 $369,900 (19.8%) $421,886 (-14.8%) 0.00 35
    2024-04-01 $333,975 (-12.1%) $489,809 (1.4%) 0.00 45
    2024-05-01 $345,475 (0.2%) $510,018 (13.1%) 0.00 50
    2024-06-01 $399,900 (16.0%) $539,748 (23.6%) 0.00 45
    2024-07-01 $367,400 (4.2%) $529,665 (33.4%) 0.00 49
    2024-08-01 $388,500 (18.5%) $499,591 (30.3%) 0.00 47
    2024-09-01 $323,475 (-19.1%) $444,426 (5.7%) 0.00 44
    2024-10-01 $324,500 (3.9%) $436,289 (9.9%) 0.00 47
    2024-11-01 $329,900 (1.1%) $435,917 (-7.5%) 0.00 51
    2024-12-01 $312,500 (-10.7%) $434,253 (-8.7%) 0.00 52
    Wauchula's median listing price for 2024-12-01 was $312,500, a difference of $-37,450 (-10.7%) versus the prior year and $-17,400 versus the prior month.

    Wauchula's median listing price comes in at 0% of the national average.

    Wauchula's average listing price for 2024-12-01 was $434,253, a difference of $-41,267 (-8.7%) versus the prior year and $-1,664 versus the prior month.

    For the 2024-12-01 period, Wauchula had 52 MLS listings, a difference of 1 listings (2%) versus the prior month and 15 listings (41%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wauchula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,376 sqft
    2018-02-01 0 days 2,645 sqft
    2018-03-01 0 days 2,356 sqft
    2018-04-01 0 days 2,445 sqft
    2018-05-01 0 days 2,855 sqft
    2018-06-01 0 days 2,690 sqft
    2018-07-01 0 days 2,632 sqft
    2018-08-01 0 days 2,896 sqft
    2018-09-01 0 days 2,777 sqft
    2018-10-01 0 days 2,412 sqft
    2018-11-01 0 days 2,305 sqft
    2018-12-01 0 days 1,842 sqft
    2019-01-01 0 days 1,785 sqft
    2019-02-01 0 days 1,966 sqft
    2019-03-01 0 days 2,012 sqft
    2019-04-01 0 days 2,050 sqft
    2019-05-01 0 days 2,126 sqft
    2019-06-01 0 days 2,036 sqft
    2019-07-01 0 days 2,036 sqft
    2019-08-01 0 days 2,060 sqft
    2019-09-01 0 days 1,977 sqft
    2019-10-01 0 days 1,907 sqft
    2019-11-01 0 days 1,912 sqft
    2019-12-01 0 days 1,886 sqft
    2020-01-01 0 days 1,970 sqft
    2020-02-01 0 days 1,812 sqft
    2020-03-01 0 days 1,811 sqft
    2020-04-01 0 days 1,936 sqft
    2020-05-01 0 days 1,984 sqft
    2020-06-01 0 days 1,793 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 2,105 sqft
    2020-09-01 0 days 1,831 sqft
    2020-10-01 0 days 1,790 sqft
    2020-11-01 0 days 1,694 sqft
    2020-12-01 0 days 1,772 sqft
    2021-01-01 0 days 1,780 sqft
    2021-02-01 0 days 1,805 sqft
    2021-03-01 0 days 1,840 sqft
    2021-04-01 0 days 2,017 sqft
    2021-05-01 0 days 2,539 sqft
    2021-06-01 0 days 1,881 sqft
    2021-07-01 0 days 1,850 sqft
    2021-08-01 0 days 1,850 sqft
    2021-09-01 0 days 1,865 sqft
    2021-10-01 0 days 1,880 sqft
    2021-11-01 0 days 1,807 sqft
    2021-12-01 0 days 1,801 sqft
    2022-01-01 0 days 1,932 sqft
    2022-02-01 0 days 2,582 sqft
    2022-03-01 0 days 2,574 sqft
    2022-04-01 0 days 1,560 sqft
    2022-05-01 0 days 1,627 sqft
    2022-06-01 0 days 1,683 sqft
    2022-07-01 0 days 1,525 sqft
    2022-08-01 0 days 1,658 sqft
    2022-09-01 0 days 1,671 sqft
    2022-10-01 0 days 1,570 sqft
    2022-11-01 0 days 1,555 sqft
    2022-12-01 0 days 1,550 sqft
    2023-01-01 0 days 1,966 sqft
    2023-02-01 0 days 1,689 sqft
    2023-03-01 0 days 1,550 sqft
    2023-04-01 0 days 1,753 sqft
    2023-05-01 0 days 1,735 sqft
    2023-06-01 0 days 1,651 sqft
    2023-07-01 0 days 1,609 sqft
    2023-08-01 0 days 1,670 sqft
    2023-09-01 0 days 1,897 sqft
    2023-10-01 0 days 1,613 sqft
    2023-11-01 0 days 1,667 sqft
    2023-12-01 0 days 1,651 sqft
    2024-01-01 0 days 1,756 sqft
    2024-02-01 0 days 2,056 sqft
    2024-03-01 0 days 1,780 sqft
    2024-04-01 0 days 1,736 sqft
    2024-05-01 0 days 1,706 sqft
    2024-06-01 0 days 1,781 sqft
    2024-07-01 0 days 1,804 sqft
    2024-08-01 0 days 1,904 sqft
    2024-09-01 0 days 1,763 sqft
    2024-10-01 0 days 1,753 sqft
    2024-11-01 0 days 1,740 sqft
    2024-12-01 0 days 1,674 sqft
    Wauchula's median listing age (time on market) for 2024-12-01 was 0 days.

    Wauchula's median square footage for active listings during the 2024-12-01 period was 1,674 sqft. One year prior, the average listing was 1,651 sqft.

    Wauchula, FL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 194 $45,580,000 $234,948
    Cash Out Refi 30 $6,190,000 $206,333
    Refi 28 $5,110,000 $182,500
    Other 24 $3,070,000 $127,917
    Home Improvement 19 $1,245,000 $65,526

    Wauchula's most frequently cited loan purpose was Home Purchase, with 194 originations. The 2nd most popular reason was Cash Out Refi, with 30 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 107 $25,525,000 $238,551
    7-8% 51 $12,555,000 $246,176
    Over 8% 50 $6,930,000 $138,600
    5-6% 39 $9,045,000 $231,923
    4-5% 14 $1,850,000 $132,143
    <2.5% 12 $170,000 $14,167

    During 2024, Wauchula's most frequently originated rate bucket was 6-7%, with 107 originations.

    Loan Sizing (Wauchula, FL MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 124 $33,960,000 $273,871
    $100k-200k 84 $12,900,000 $153,571
    $100,000 or less 69 $3,455,000 $50,072
    $400k-600k 12 $5,290,000 $440,833
    $600k-1000k 3 $2,145,000 $715,000
    $Over $1MM 3 $3,445,000 $1,148,333

    Wauchula's loan sizing saw the bucket of loans from $200k-400k with 124 originations, totaling $33,960,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 137 $34,545,000 $252,153
    60-80% 47 $10,235,000 $217,766
    Under 20% 39 $1,375,000 $35,256
    20-40% 21 $3,335,000 $158,810
    40-60% 20 $4,060,000 $203,000
    Over 100% 6 $1,770,000 $295,000

    Wauchula's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 137 originations, totaling $34,545,000 in origination value.