Wauchula Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wauchula averaged 6.95% for the week of 2024-07-03, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-27) was 6.96% and one month ago for the week of 2024-05-30, the average rate was 7.23%.

Wauchula's average rate one year ago was 6.71%.

For refis of the same type during the week of 2024-07-03, the average rate was 6.85%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-03 6.95%
Wauchula 30 Year Fixed Rate 2024-07-03 6.95%
Wauchula 30 Year Fixed Rate Refi 2024-07-03 6.85%
Wauchula 15 Year Fixed Rate 2024-07-03 6.15%
Wauchula 15 Year Fixed Rate Refi 2024-07-03 6.15%
Wauchula 30 Year FHA 2024-07-03 6.52%
Wauchula 30 Year FHA Refi 2024-07-03 6.82%
Wauchula 30 Year USDA 2024-07-03 6.84%
Wauchula 30 Year USDA Refi 2024-07-03 6.84%
Wauchula 30 Year VA 2024-07-03 6.48%
Wauchula 30 Year VA Refi 2024-07-03 6.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wauchula, FL.

Wauchula Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wauchula, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 11 7.02% $11,674
MIDFLORIDA 6 5.85% $4,136
Suncoast Credit Union 3 5.83% $4,589
QUICKEN LOANS, LLC 3 7.13% $11,554
21ST MORTGAGE CORPORATION 2 8.06% $5,871
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.37% $6,023
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.99% $2,332
FBC MORTGAGE, LLC 1 6.50% $4,901
Flagstar Bank, FSB 1 6.63% $5,233
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $4,187
GUARANTEED RATE, INC. 1 6.08% $14,432
JPMorgan Chase Bank 1 6.88% $7,506
LEADERONE FINANCIAL CORPORATION 1 6.88% $7,506
METROPLEX MORTGAGE SERVICES, INC. 1 6.38% $7,623
Bank of America 1 5.38% $7,633
Morgan Stanley Private Bank 1 5.90% $4,843
Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $7,046
NETWORK CAPITAL FUNDING CORPORATION 1 7.25% $8,608
NFM, INC. 1 6.50% $10,074
Plains Commerce Bank 1 6.88% $7,478
PLANET HOME LENDING, LLC 1 5.88% $17,278
PREFERRED LENDING SERVICES, LLC 1 5.99% $6,424
AmeriHome Mortgage Company, LLC 1 6.38% $7,623
Regions Bank 1 6.88% $4,260
ROYAL UNITED MORTGAGE LLC 1 6.88% $7,631
Ally Bank 1 5.88% $4,644
ACADEMY MORTGAGE CORPORATION 1 7.25% $7,019
Valley National Bank 1 7.63% $5,465
DEEPHAVEN MORTGAGE LLC 1 10.38% $16,896

Wauchula Average Closing Costs & Other Stats

Wauchula, FL's 29 lenders originated 222 loans during 2023. The total origination value was $45,600,000, with an average loan value of $205,405.

Wauchula's average closing costs are $6,628.

The top Wauchula lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 11 loans originated. Their average total fees are $11,674, which is $7,538 higher than the next largest lender, MIDFLORIDA.

The lowest fee Wauchula lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($11,674), .

The lowest rate Wauchula lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (7.02%), .

Wauchula, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $2,170,000 $7,345,000 238.5% 16.1%
MIDFLORIDA $7,585,000 $4,150,000 -45.3% 9.1%
QUICKEN LOANS, LLC $3,605,000 $2,390,000 -33.7% 5.2%
NTFN, INC. $3,360,000 $1,960,000 -41.7% 4.3%
Heartland National Bank $330,000 $1,815,000 450.0% 4.0%
STOCKTON MORTGAGE CORPORATION $1,310,000 n/a 2.9%
LEADERONE FINANCIAL CORPORATION $1,290,000 n/a 2.8%
Suncoast Credit Union $1,835,000 $1,225,000 -33.2% 2.7%
GUARANTEED RATE, INC. $105,000 $1,170,000 1,014.3% 2.6%
SOUTHWEST STAGE FUNDING, LLC $400,000 $1,030,000 157.5% 2.3%
21ST MORTGAGE CORPORATION $905,000 $980,000 8.3% 2.1%
METROPLEX MORTGAGE SERVICES, INC. $1,275,000 $805,000 -36.9% 1.8%
Flagstar Bank, FSB $400,000 $625,000 56.3% 1.4%
NEW DAY FINANCIAL, LLC $135,000 $580,000 329.6% 1.3%
LOANDEPOT.COM, LLC $1,070,000 $520,000 -51.4% 1.1%
Morgan Stanley Private Bank $515,000 n/a 1.1%
CARDINAL FINANCIAL $185,000 $510,000 175.7% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $900,000 $510,000 -43.3% 1.1%
MOVEMENT MORTGAGE, LLC $495,000 n/a 1.1%
GSF Mortgage Corporation $485,000 n/a 1.1%
PLANET HOME LENDING, LLC $470,000 n/a 1.0%
Mortgage Research Center, LLC $1,715,000 $465,000 -72.9% 1.0%
Prime Meridian Bank $225,000 $465,000 106.7% 1.0%
DEEPHAVEN MORTGAGE LLC $445,000 n/a 1.0%
Wauchula State Bank $2,490,000 $430,000 -82.7% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $1,135,000 $420,000 -63.0% 0.9%
Bank of America $180,000 $400,000 122.2% 0.9%
NEWREZ LLC $115,000 $400,000 247.8% 0.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 n/a 0.9%
PREFERRED LENDING SERVICES, LLC $385,000 n/a 0.8%
GARDNER FINANCIAL SERVICES, LTD. $370,000 n/a 0.8%
Regions Bank $460,000 $370,000 -19.6% 0.8%
AmeriHome Mortgage Company, LLC $365,000 n/a 0.8%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $350,000 n/a 0.8%
AgFirst Farm Credit Bank $1,280,000 $345,000 -73.0% 0.8%
Valley National Bank $345,000 n/a 0.8%
HOMEXPRESS MORTGAGE CORP. $335,000 n/a 0.7%
NFM, INC. $325,000 n/a 0.7%
Mr. Cooper ( Nationstar Mortgage ) $680,000 $320,000 -52.9% 0.7%
GUARANTEED RATE AFFINITY, LLC $525,000 $310,000 -41.0% 0.7%
VAN DYK MORTGAGE CORPORATION $265,000 $295,000 11.3% 0.6%
OPEN MORTGAGE, LLC $275,000 n/a 0.6%
LENDINGHOME FUNDING CORPORATION $840,000 $270,000 -67.9% 0.6%
CityWorth Mortgage LLC $265,000 n/a 0.6%
TEMPLE VIEW CAPITAL FUNDING, LP $265,000 n/a 0.6%
TOWNE MORTGAGE COMPANY $265,000 n/a 0.6%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $255,000 n/a 0.6%
FREEDOM MORTGAGE CORPORATION $800,000 $255,000 -68.1% 0.6%
Plains Commerce Bank $215,000 $255,000 18.6% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $250,000 n/a 0.5%
PENNYMAC LOAN SERVICES, LLC $1,005,000 $250,000 -75.1% 0.5%
ACADEMY MORTGAGE CORPORATION $245,000 n/a 0.5%
DELMAR FINANCIAL COMPANY $245,000 n/a 0.5%
TOP FLITE FINANCIAL, INC. $215,000 $245,000 14.0% 0.5%
CHURCHILL MORTGAGE CORPORATION $325,000 $240,000 -26.2% 0.5%
GUILD MORTGAGE COMPANY $275,000 $240,000 -12.7% 0.5%
LAND HOME FINANCIAL SERVICES, INC. $235,000 n/a 0.5%
MY MORTGAGE, INC. $225,000 n/a 0.5%
NETWORK CAPITAL FUNDING CORPORATION $225,000 n/a 0.5%
HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 n/a 0.5%
JPMorgan Chase Bank $315,000 $205,000 -34.9% 0.4%
Bell Bank $185,000 n/a 0.4%
BM Real Estate Services, Inc. $185,000 n/a 0.4%
Carrington Mortgage Services, LLC $250,000 $185,000 -26.0% 0.4%
FBC MORTGAGE, LLC $185,000 n/a 0.4%
Commerce Home Mortgage, Inc. $175,000 n/a 0.4%
AMWEST FUNDING CORP. $155,000 n/a 0.3%
EVERETT FINANCIAL, INC. $385,000 $155,000 -59.7% 0.3%
TRIAD FINANCIAL SERVICES, INC. $265,000 $125,000 -52.8% 0.3%
Ally Bank $115,000 n/a 0.3%
CALIBER HOME LOANS, INC. $1,550,000 $115,000 -92.6% 0.3%
CMG MORTGAGE, INC. $495,000 $100,000 -79.8% 0.2%
Coastal Community Bank $95,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $85,000 $95,000 11.8% 0.2%
Discover Bank $90,000 n/a 0.2%
Citizens Bank and Trust $65,000 n/a 0.1%
ALLIANT CREDIT UNION $55,000 n/a 0.1%
Truist $55,000 $50,000 -9.1% 0.1%
Figure Lending LLC $35,000 n/a 0.1%

Wauchula's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 16.1% market share. In second place, with 9.1%, is MIDFLORIDA, having originated $4,150,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $2,390,000 in loans. In fourth place, with 4.3%, is NTFN, INC., having originated $1,960,000 in loans. In fifth place, with 4.0%, is Heartland National Bank, having originated $1,815,000 in loans.


Wauchula Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Wauchula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,550 (11.4%) $238,242 (-6.1%) 0.00 34
2018-02-01 $187,950 (10.6%) $224,823 (-15.7%) 0.00 28
2018-03-01 $178,500 (-0.4%) $202,934 (-29.0%) 0.00 26
2018-04-01 $182,500 (4.0%) $228,826 (-16.8%) 0.00 29
2018-05-01 $237,375 (31.2%) $279,737 (1.3%) 0.00 28
2018-06-01 $225,000 (26.6%) $261,195 (1.5%) 0.00 37
2018-07-01 $214,475 (38.0%) $255,641 (17.1%) 0.00 40
2018-08-01 $235,950 (41.3%) $283,035 (27.5%) 0.00 37
2018-09-01 $209,900 (24.4%) $272,369 (21.7%) 0.00 38
2018-10-01 $194,950 (2.6%) $252,463 (0.2%) 0.00 38
2018-11-01 $192,750 (-6.2%) $242,801 (-4.2%) 0.00 46
2018-12-01 $204,950 (4.6%) $275,298 (7.7%) 0.00 47
2019-01-01 $224,975 (25.3%) $282,970 (18.8%) 0.00 45
2019-02-01 $224,925 (19.7%) $333,576 (48.4%) 0.00 47
2019-03-01 $251,707 (41.0%) $376,387 (85.5%) 0.00 42
2019-04-01 $244,207 (33.8%) $392,543 (71.6%) 0.00 40
2019-05-01 $219,900 (-7.4%) $376,318 (34.5%) 0.00 35
2019-06-01 $222,400 (-1.2%) $352,518 (35.0%) 0.00 34
2019-07-01 $203,675 (-5.0%) $316,265 (23.7%) 0.00 38
2019-08-01 $216,291 (-8.3%) $321,734 (13.7%) 0.00 39
2019-09-01 $218,377 (4.0%) $326,091 (19.7%) 0.00 42
2019-10-01 $219,518 (12.6%) $327,281 (29.6%) 0.00 43
2019-11-01 $219,900 (14.1%) $321,366 (32.4%) 0.00 43
2019-12-01 $210,925 (2.9%) $325,530 (18.3%) 0.00 38
2020-01-01 $227,700 (1.2%) $335,810 (18.7%) 0.00 35
2020-02-01 $207,000 (-8.0%) $320,053 (-4.1%) 0.00 27
2020-03-01 $181,175 (-28.0%) $289,065 (-23.2%) 0.00 24
2020-04-01 $178,650 (-26.8%) $239,948 (-38.9%) 0.00 18
2020-05-01 $199,000 (-9.5%) $245,576 (-34.7%) 0.00 21
2020-06-01 $213,700 (-3.9%) $285,120 (-19.1%) 0.00 19
2020-07-01 $219,700 (7.9%) $292,756 (-7.4%) 0.00 15
2020-08-01 $249,500 (15.4%) $332,400 (3.3%) 0.00 11
2020-09-01 $202,100 (-7.5%) $265,931 (-18.5%) 0.00 15
2020-10-01 $194,450 (-11.4%) $264,147 (-19.3%) 0.00 18
2020-11-01 $162,400 (-26.2%) $308,100 (-4.1%) 0.00 20
2020-12-01 $180,925 (-14.2%) $302,989 (-6.9%) 0.00 22
2021-01-01 $199,450 (-12.4%) $313,600 (-6.6%) 0.00 22
2021-02-01 $191,700 (-7.4%) $320,160 (0.0%) 0.00 17
2021-03-01 $253,950 (40.2%) $346,606 (19.9%) 0.00 15
2021-04-01 $264,500 (48.1%) $423,673 (76.6%) 0.00 13
2021-05-01 $292,250 (46.9%) $436,248 (77.6%) 0.00 16
2021-06-01 $394,975 (84.8%) $451,906 (58.5%) 0.00 18
2021-07-01 $412,500 (87.8%) $454,767 (55.3%) 0.00 20
2021-08-01 $410,000 (64.3%) $445,644 (34.1%) 0.00 22
2021-09-01 $442,500 (119.0%) $517,285 (94.5%) 0.00 21
2021-10-01 $419,250 (115.6%) $500,671 (89.5%) 0.00 22
2021-11-01 $412,125 (153.8%) $472,397 (53.3%) 0.00 19
2021-12-01 $393,750 (117.6%) $491,081 (62.1%) 0.00 19
2022-01-01 $395,000 (98.0%) $474,058 (51.2%) 0.00 17
2022-02-01 $416,250 (117.1%) $533,818 (66.7%) 0.00 19
2022-03-01 $435,000 (71.3%) $564,486 (62.9%) 0.00 19
2022-04-01 $420,000 (58.8%) $538,389 (27.1%) 0.00 19
2022-05-01 $401,250 (37.3%) $601,812 (38.0%) 0.00 20
2022-06-01 $399,975 (1.3%) $554,126 (22.6%) 0.00 24
2022-07-01 $280,000 (-32.1%) $418,605 (-8.0%) 0.00 42
2022-08-01 $287,000 (-30.0%) $425,196 (-4.6%) 0.00 37
2022-09-01 $298,825 (-32.5%) $434,548 (-16.0%) 0.00 33
2022-10-01 $309,000 (-26.3%) $431,683 (-13.8%) 0.00 33
2022-11-01 $294,750 (-28.5%) $461,736 (-2.3%) 0.00 30
2022-12-01 $287,950 (-26.9%) $405,488 (-17.4%) 0.00 28
2023-01-01 $302,425 (-23.4%) $424,220 (-10.5%) 0.00 32
2023-02-01 $358,750 (-13.8%) $488,346 (-8.5%) 0.00 27
2023-03-01 $308,675 (-29.0%) $494,969 (-12.3%) 0.00 25
2023-04-01 $380,000 (-9.5%) $483,119 (-10.3%) 0.00 28
2023-05-01 $344,950 (-14.0%) $451,121 (-25.0%) 0.00 27
2023-06-01 $344,750 (-13.8%) $436,642 (-21.2%) 0.00 28
2023-07-01 $352,500 (25.9%) $397,147 (-5.1%) 0.00 31
2023-08-01 $327,750 (14.2%) $383,433 (-9.8%) 0.00 30
2023-09-01 $399,900 (33.8%) $420,336 (-3.3%) 0.00 30
2023-10-01 $312,400 (1.1%) $397,108 (-8.0%) 0.00 35
2023-11-01 $326,175 (10.7%) $471,218 (2.1%) 0.00 37
2023-12-01 $349,950 (21.5%) $475,520 (17.3%) 0.00 37
2024-01-01 $398,425 (31.7%) $502,667 (18.5%) 0.00 35
2024-02-01 $404,900 (12.9%) $454,796 (-6.9%) 0.00 35
2024-03-01 $369,900 (19.8%) $421,886 (-14.8%) 0.00 35
2024-04-01 $333,975 (-12.1%) $489,809 (1.4%) 0.00 45
2024-05-01 $345,475 (0.2%) $510,018 (13.1%) 0.00 50
2024-06-01 $399,900 (16.0%) $545,313 (24.9%) 0.00 45
Wauchula's median listing price for 2024-06-01 was $399,900, a difference of $55,150 (16.0%) versus the prior year and $54,425 versus the prior month.

Wauchula's median listing price comes in at 0% of the national average.

Wauchula's average listing price for 2024-06-01 was $545,313, a difference of $108,671 (24.9%) versus the prior year and $35,295 versus the prior month.

For the 2024-06-01 period, Wauchula had 45 MLS listings, a difference of -5 listings (-10%) versus the prior month and 17 listings (61%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Wauchula (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,376 sqft
2018-02-01 0 days 2,645 sqft
2018-03-01 0 days 2,356 sqft
2018-04-01 0 days 2,445 sqft
2018-05-01 0 days 2,855 sqft
2018-06-01 0 days 2,690 sqft
2018-07-01 0 days 2,632 sqft
2018-08-01 0 days 2,896 sqft
2018-09-01 0 days 2,777 sqft
2018-10-01 0 days 2,412 sqft
2018-11-01 0 days 2,305 sqft
2018-12-01 0 days 1,842 sqft
2019-01-01 0 days 1,785 sqft
2019-02-01 0 days 1,966 sqft
2019-03-01 0 days 2,012 sqft
2019-04-01 0 days 2,050 sqft
2019-05-01 0 days 2,126 sqft
2019-06-01 0 days 2,036 sqft
2019-07-01 0 days 2,036 sqft
2019-08-01 0 days 2,060 sqft
2019-09-01 0 days 1,977 sqft
2019-10-01 0 days 1,907 sqft
2019-11-01 0 days 1,912 sqft
2019-12-01 0 days 1,886 sqft
2020-01-01 0 days 1,970 sqft
2020-02-01 0 days 1,812 sqft
2020-03-01 0 days 1,811 sqft
2020-04-01 0 days 1,936 sqft
2020-05-01 0 days 1,984 sqft
2020-06-01 0 days 1,793 sqft
2020-07-01 0 days 1,900 sqft
2020-08-01 0 days 2,105 sqft
2020-09-01 0 days 1,831 sqft
2020-10-01 0 days 1,790 sqft
2020-11-01 0 days 1,694 sqft
2020-12-01 0 days 1,772 sqft
2021-01-01 0 days 1,780 sqft
2021-02-01 0 days 1,805 sqft
2021-03-01 0 days 1,840 sqft
2021-04-01 0 days 2,017 sqft
2021-05-01 0 days 2,539 sqft
2021-06-01 0 days 1,881 sqft
2021-07-01 0 days 1,850 sqft
2021-08-01 0 days 1,850 sqft
2021-09-01 0 days 1,865 sqft
2021-10-01 0 days 1,880 sqft
2021-11-01 0 days 1,807 sqft
2021-12-01 0 days 1,801 sqft
2022-01-01 0 days 1,932 sqft
2022-02-01 0 days 2,582 sqft
2022-03-01 0 days 2,574 sqft
2022-04-01 0 days 1,560 sqft
2022-05-01 0 days 1,627 sqft
2022-06-01 0 days 1,683 sqft
2022-07-01 0 days 1,525 sqft
2022-08-01 0 days 1,658 sqft
2022-09-01 0 days 1,671 sqft
2022-10-01 0 days 1,570 sqft
2022-11-01 0 days 1,555 sqft
2022-12-01 0 days 1,550 sqft
2023-01-01 0 days 1,966 sqft
2023-02-01 0 days 1,689 sqft
2023-03-01 0 days 1,550 sqft
2023-04-01 0 days 1,753 sqft
2023-05-01 0 days 1,735 sqft
2023-06-01 0 days 1,651 sqft
2023-07-01 0 days 1,609 sqft
2023-08-01 0 days 1,670 sqft
2023-09-01 0 days 1,897 sqft
2023-10-01 0 days 1,613 sqft
2023-11-01 0 days 1,667 sqft
2023-12-01 0 days 1,651 sqft
2024-01-01 0 days 1,756 sqft
2024-02-01 0 days 2,056 sqft
2024-03-01 0 days 1,780 sqft
2024-04-01 0 days 1,736 sqft
2024-05-01 0 days 1,706 sqft
2024-06-01 0 days 1,781 sqft
Wauchula's median listing age (time on market) for 2024-06-01 was 0 days.

Wauchula's median square footage for active listings during the 2024-06-01 period was 1,781 sqft. One year prior, the average listing was 1,651 sqft.

Wauchula, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 143 $35,275,000 $246,678
Cash Out Refi 30 $6,570,000 $219,000
Home Improvement 20 $1,160,000 $58,000
Other 18 $1,410,000 $78,333
Refi 11 $1,185,000 $107,727

Wauchula's most frequently cited loan purpose was Home Purchase, with 143 originations. The 2nd most popular reason was Cash Out Refi, with 30 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 65 $16,445,000 $253,000
Over 8% 50 $6,660,000 $133,200
7-8% 44 $10,610,000 $241,136
5-6% 35 $8,505,000 $243,000
<2.5% 8 $110,000 $13,750
4-5% 5 $435,000 $87,000
3-4% 1 $25,000 $25,000

During 2023, Wauchula's most frequently originated rate bucket was 6-7%, with 65 originations.

Loan Sizing (Wauchula, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 85 $23,525,000 $276,765
$100k-200k 63 $9,515,000 $151,032
$100,000 or less 56 $2,470,000 $44,107
$400k-600k 15 $7,205,000 $480,333
$600k-1000k 2 $1,480,000 $740,000
$Over $1MM 1 $1,405,000 $1,405,000

Wauchula's loan sizing saw the bucket of loans from $200k-400k with 85 originations, totaling $23,525,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 97 $25,545,000 $263,351
60-80% 46 $11,140,000 $242,174
Under 20% 36 $1,210,000 $33,611
40-60% 16 $2,780,000 $173,750
20-40% 12 $980,000 $81,667
Over 100% 3 $1,055,000 $351,667

Wauchula's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 97 originations, totaling $25,545,000 in origination value.