Presidential Bank Fsb Mortgage Rates, Fees & Info

Bethesda, MD

LEI: 54930078TNN7GKZ7NU89

Tax ID: 52-1377663

3 stars - Updated: 9/25/23 - out of 5 stars, based on 44 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Presidential Bank Fsb is a smaller bank specializing in Home Purchase loans. Presidential Bank Fsb has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Baltimore, Richmond, Philadelphia, and Charlottesville among others. We have data for 105 markets. (Some data included below & more in-depth data is available with an active subscription.)

Presidential Bank Fsb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Presidential Bank Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.69% 9/25/23
30 Year Conventional Refi 7.20% 9/25/23
30 Year Cash-out Refi 6.80% 9/25/23
30 Year FHA Purchase 7.48% 9/25/23
30 Year FHA Refi 7.24% 9/25/23
30 Year VA Purchase 6.32% 9/25/23
30 Year VA Refi 6.01% 9/25/23
30 Year USDA Purchase 6.64% 9/25/23
15 Year Conventional Purchase 6.05% 9/25/23
15 Year Conventional Refi 6.16% 9/25/23
15 Year Cash-out Refi 6.16% 9/25/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Presidential Bank Fsb Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Presidential Bank Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,952

Origination Dollar Volume (All Markets)

$764,370,000
Show all (6) awards

Relative Rate

Presidential Bank Fsb's average 30 year fixed mortgage rate was 4.9%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.14%.

Relative Fees (Closing Costs)

Presidential Bank Fsb's average total fees/closing costs for a 30 year fixed rate mortgage were $8,075.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 624 $267,670,000 $428,958 $8,656 4.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 285 $109,855,000 $385,456 $7,917 4.95%
RICHMOND, VA (FHA|USDA|VA) 363 $97,905,000 $269,711 $7,645 5.05%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 188 $66,990,000 $356,330 $7,089 4.48%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 69 $27,795,000 $402,826 $8,507 4.76%
Outside of Metro Areas 61 $17,935,000 $294,016 $7,209 5.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 30 $13,470,000 $449,000 $7,364 4.40%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 28 $12,890,000 $460,357 $9,017 5.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 40 $12,670,000 $316,750 $6,856 4.74%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 24 $8,740,000 $364,167 $8,813 4.80%
MOBILE, AL (FHA|USDA|VA) 1 $7,915,000 $7,915,000 $0 4.75%
OCEAN CITY, NJ (FHA|USDA|VA) 24 $7,680,000 $320,000 $7,389 4.74%
SALISBURY, MD-DE (FHA|USDA|VA) 19 $7,595,000 $399,737 $8,567 4.65%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $6,885,000 $2,295,000 $10,960 5.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $5,900,000 $2,950,000 $2,934 4.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $4,960,000 $2,480,000 $0 5.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $4,490,000 $1,122,500 $15,267 4.94%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $3,535,000 $3,535,000 $0 4.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $3,500,000 $875,000 $9,714 5.41%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $3,205,000 $457,857 $5,121 4.09%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $3,165,000 $452,143 $7,754 4.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 9 $3,145,000 $349,444 $5,300 4.31%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $2,940,000 $735,000 $17,090 5.59%
LYNCHBURG, VA (FHA|USDA|VA) 2 $2,690,000 $1,345,000 $6,017 4.94%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $2,685,000 $2,685,000 $0 6.00%
READING, PA (FHA|USDA|VA) 8 $2,580,000 $322,500 $7,496 4.66%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $2,435,000 $2,435,000 $0 4.75%
GETTYSBURG, PA (FHA|USDA|VA) 7 $2,305,000 $329,286 $6,868 4.70%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $2,205,000 $315,000 $7,349 5.21%
COLUMBUS, OH (FHA|USDA|VA) 3 $2,005,000 $668,333 $12,822 5.67%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $1,880,000 $940,000 $0 5.44%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $1,635,000 $545,000 $8,355 5.04%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,500,000 $375,000 $3,401 5.09%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $1,460,000 $243,333 $6,314 4.54%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $1,455,000 $485,000 $5,842 5.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,440,000 $360,000 $8,784 4.69%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $1,370,000 $685,000 $5,575 4.94%
Greenwood, SC (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $0 4.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $1,275,000 $425,000 $8,434 4.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,175,000 $235,000 $8,645 5.05%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $1,105,000 $368,333 $9,872 5.29%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $1,050,000 $525,000 $7,947 4.38%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $21,367 5.75%
Cambridge, MD (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,973 5.03%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $985,000 $328,333 $3,619 4.04%
Crossville, TN (FHA|USDA|VA) 1 $925,000 $925,000 $0 4.75%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $860,000 $215,000 $5,081 4.81%
Corsicana, TX (FHA|USDA|VA) 1 $855,000 $855,000 $13,753 5.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $840,000 $420,000 $6,572 5.06%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $830,000 $415,000 $3,456 4.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $830,000 $415,000 $9,955 5.13%
STAUNTON, VA (FHA|USDA|VA) 2 $820,000 $410,000 $3,742 6.13%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $800,000 $200,000 $4,671 4.68%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $740,000 $370,000 $8,753 4.81%
LANCASTER, PA (FHA|USDA|VA) 3 $725,000 $241,667 $4,736 4.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $700,000 $350,000 $1,040 4.44%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $695,000 $695,000 $6,599 5.38%
Norwalk, OH (FHA|USDA|VA) 1 $675,000 $675,000 $0 4.65%
BRUNSWICK, GA (FHA|USDA|VA) 1 $645,000 $645,000 $9,991 5.25%
BOULDER, CO (FHA|USDA|VA) 1 $645,000 $645,000 $3,502 3.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $625,000 $625,000 $5,686 5.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $605,000 $605,000 $5,284 3.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $605,000 $605,000 $8,442 5.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $550,000 $275,000 $6,661 4.31%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $6,311 5.13%
WILMINGTON, NC (FHA|USDA|VA) 1 $515,000 $515,000 $4,043 5.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $495,000 $495,000 $15,019 5.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $485,000 $485,000 $11,429 4.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $485,000 $485,000 $3,918 2.63%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $465,000 $465,000 $4,091 4.13%
PITTSBURGH, PA (FHA|USDA|VA) 1 $455,000 $455,000 $0 4.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $455,000 $455,000 $10,990 3.75%
DOVER, DE (FHA|USDA|VA) 1 $445,000 $445,000 $5,228 5.13%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $435,000 $435,000 $5,218 4.63%
ANN ARBOR, MI (FHA|USDA|VA) 1 $435,000 $435,000 $17,552 4.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $405,000 $405,000 $0 4.88%
EL PASO, TX (FHA|USDA|VA) 1 $395,000 $395,000 $12,017 5.38%
FORT COLLINS, CO (FHA|USDA|VA) 1 $385,000 $385,000 $4,540 2.38%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $375,000 $375,000 $11,778 3.88%
SUMTER, SC (FHA|USDA|VA) 1 $375,000 $375,000 $8,856 4.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $5,727 3.38%
Pottsville, PA (FHA|USDA|VA) 1 $325,000 $325,000 $6,577 4.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $325,000 $325,000 $13,618 7.62%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $315,000 $315,000 $8,091 6.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $315,000 $315,000 $5,524 5.50%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,209 5.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $11,646 4.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $295,000 $295,000 $2,662 4.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $270,000 $135,000 $8,858 3.75%
TUCSON, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $0 6.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $255,000 $255,000 $6,154 5.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,891 4.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $235,000 $235,000 $4,684 5.99%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $235,000 $235,000 $5,615 4.00%
New Ulm, MN (FHA|USDA|VA) 1 $205,000 $205,000 $2,462 3.25%
PEORIA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $4,191 5.99%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $185,000 $185,000 $5,253 6.50%
Austin, MN (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,004 5.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,121 4.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $7,756 5.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.38%
New Castle, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,741 4.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $85,000 $85,000 $2,205 3.00%
Presidential Bank Fsb's top markets include Washington, Baltimore, Richmond, Philadelphia, and Charlottesville among others.

Their top states include:
  • Maryland (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,539 $610,735,000 $396,839 $6,653 4.88%
    FHA 197 $58,895,000 $298,959 $11,288 4.93%
    VA 189 $87,905,000 $465,106 $14,022 4.74%
    USDA 27 $6,835,000 $253,148 $8,264 4.52%

    For 2022, Presidential Bank Fsb's most frequently originated type of loan was Conventional, with 1,539 originations. Their 2nd most popular type was FHA, with 197 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,530 $593,500,000 $387,908 $8,323 5.00%
    Cash Out Refi 222 $78,170,000 $352,117 $6,320 4.39%
    Refi 200 $92,700,000 $463,500 $6,491 4.42%

    For 2022, Presidential Bank Fsb's most frequently cited loan purpose was Home Purchase, with 1,530 originations. The 2nd most popular reason was Cash Out Refi, with 222 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,832 $674,180,000 $368,002 $8,075 4.90%
    15 Year 61 $15,905,000 $260,738 $5,174 3.79%
    10 Year 37 $52,895,000 $1,429,595 $4,178 4.90%
    20 Year 11 $3,365,000 $305,909 $5,673 4.49%
    5 Year 4 $14,210,000 $3,552,500 $0 5.63%
    Other 4 $3,490,000 $872,500 $6,236 5.41%
    3 Year 3 $325,000 $108,333 $0 7.42%

    For 2022, Presidential Bank Fsb's most frequently cited loan duration was 30 Year, with 1,832 originations. The 2nd most popular length was 15 Year, with 61 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 635 $222,155,000 $349,850
    $5k+ 465 $229,275,000 $493,065
    $2k-3k 275 $87,085,000 $316,673
    $3k-4k 208 $63,670,000 $306,106
    $4k-5k 177 $63,465,000 $358,559
    $<1k 72 $11,130,000 $154,583

    Presidential Bank Fsb's average total fees were $8,075, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 635 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 619 $234,275,000 $378,473
    4-5% 533 $249,715,000 $468,508
    3-4% 475 $167,185,000 $351,968
    6-7% 210 $71,410,000 $340,048
    2.5-3% 63 $25,895,000 $411,032
    7-8% 49 $15,065,000 $307,449
    <2.5% 3 $825,000 $275,000

    During 2022, Presidential Bank Fsb's average interest rate for loans was 4.90%, while their most frequently originated rate bucket for loans was 5-6%, with 619 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 917 $270,055,000 $294,498 $7,315 4.92%
    $400k-600k 432 $209,120,000 $484,074 $9,417 4.76%
    $100k-200k 281 $45,015,000 $160,196 $5,341 4.89%
    $600k-1MM 212 $149,960,000 $707,358 $11,953 4.76%
    $100,000 or less 69 $2,745,000 $39,783 $1,439 5.15%
    $1MM+ 41 $87,475,000 $2,133,537 $17,573 4.83%

    2022 saw Presidential Bank Fsb place emphasis on $200k-400k loans with 917 originations, totaling $270,055,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 438 $160,660,000 $366,804 $8,375 4.89%
    $150k-250k 430 $204,840,000 $476,372 $9,114 4.91%
    $75k-100k 359 $105,475,000 $293,802 $7,377 4.80%
    $50k-75k 350 $82,860,000 $236,743 $6,783 4.90%
    $250k+ 188 $117,440,000 $624,681 $10,325 4.91%
    $50k or less 139 $21,125,000 $151,978 $5,176 4.68%

    Presidential Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 438 originations. The second most popular income band? $150k-250k, with 430 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 367 $143,555,000 $391,158 $7,344 4.75%
    30-36% 347 $129,075,000 $371,974 $7,502 4.80%
    44% 125 $44,575,000 $356,600 $8,687 4.88%
    <20% 109 $39,445,000 $361,881 $6,708 4.62%
    43% 104 $32,420,000 $311,731 $7,531 5.06%
    49% 81 $29,125,000 $359,568 $9,921 4.98%
    42% 79 $28,045,000 $355,000 $8,236 5.11%
    45% 77 $28,345,000 $368,117 $9,036 5.06%
    39% 75 $26,135,000 $348,467 $8,561 5.13%
    48% 74 $25,400,000 $343,243 $8,875 4.78%
    41% 71 $25,365,000 $357,254 $8,028 4.70%
    37% 71 $23,295,000 $328,099 $6,957 4.93%
    40% 69 $24,825,000 $359,783 $7,137 4.69%
    38% 69 $23,545,000 $341,232 $7,582 4.87%
    36% 66 $22,940,000 $347,576 $6,716 5.15%
    46% 51 $19,415,000 $380,686 $9,676 5.06%
    47% 47 $17,005,000 $361,809 $9,277 4.92%
    50-60% 27 $11,585,000 $429,074 $14,686 4.90%

    Presidential Bank Fsb lent most frequently to those with DTI ratios of 20-30%, with 367 originations. The next most common DTI ratio? 30-36%, with 347 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,272 $478,160,000 $375,912 $7,758 4.83%
    Not provided 346 $112,590,000 $325,405 $8,273 4.95%
    Not applicable 41 $69,765,000 $1,701,585 $0 5.19%
    Black 182 $60,440,000 $332,088 $9,135 5.01%
    Asian 95 $36,935,000 $388,789 $7,573 4.66%
    American Indian 12 $5,070,000 $422,500 $6,545 4.82%
    Native Hawaiian or Islander 4 $1,410,000 $352,500 $7,964 4.91%

    Approval Rates

    Total approvals of all applications
    97.37%

    Presidential Bank Fsb has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    87.60%

    Presidential Bank Fsb has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,952 $764,370,000 $391,583

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,952 $764,370,000 $391,583

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 69 $13,945,000 $202,101 $4,821 4.75%
    40-60% 162 $66,820,000 $412,469 $5,587 4.55%
    60-80% 585 $259,895,000 $444,265 $7,083 4.80%
    80-100% 1,029 $395,005,000 $383,873 $8,523 4.96%
    Over 100% 60 $26,700,000 $445,000 $20,030 4.70%
    Under 20% 47 $2,005,000 $42,660 $504 5.18%