Mld Mortgage Rates, Fees & Info
Florham Park, NJLEI: 549300AG10BX85DF5S49
Tax ID: 22-3747694
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Mortgage Data
Review & Overview
Mld Mortgage is a smaller mortgage company specializing in Home Purchase loans. Mld Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Oxnard, Bakersfield, Seattle, and Trenton among others. We have data for 149 markets. (Some data included below & more in-depth data is available with an active subscription.)Mld Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mld Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.37% | 3/16/25 |
| 30 Year Conventional Refi | 6.44% | 3/16/25 |
| 30 Year Cash-out Refi | 6.69% | 3/16/25 |
| 30 Year FHA Purchase | 7.40% | 3/16/25 |
| 30 Year FHA Refi | 7.06% | 3/16/25 |
| 30 Year VA Purchase | 6.16% | 3/16/25 |
| 30 Year USDA Purchase | 6.73% | 3/16/25 |
| 15 Year Conventional Purchase | 5.89% | 3/16/25 |
| 15 Year Conventional Refi | 5.96% | 3/16/25 |
| 15 Year Cash-out Refi | 5.96% | 3/16/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mld Mortgage Mortgage Calculator
Your Estimates
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This is not an official calculator from Mld Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,782Origination Dollar Volume (All Markets)
$633,180,000Awards
MLD MORTGAGE - 2023
MLD MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Mld Mortgage's average 30 year fixed mortgage rate was
6.36%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.12%.
Relative Fees (Closing Costs)
Mld Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,210.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 219 | $92,305,000 | $421,484 | $8,254 | 6.14% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 105 | $63,195,000 | $601,857 | $11,688 | 6.54% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 143 | $42,115,000 | $294,510 | $10,916 | 5.76% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 103 | $41,955,000 | $407,330 | $10,760 | 5.94% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 156 | $39,420,000 | $252,692 | $6,610 | 5.65% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 121 | $32,675,000 | $270,041 | $6,910 | 5.54% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 126 | $31,860,000 | $252,857 | $6,784 | 5.68% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 64 | $31,830,000 | $497,344 | $11,863 | 5.70% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 111 | $24,055,000 | $216,712 | $7,133 | 6.36% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 40 | $23,760,000 | $594,000 | $10,208 | 6.60% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 38 | $17,090,000 | $449,737 | $14,116 | 6.47% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 31 | $15,865,000 | $511,774 | $4,486 | 6.40% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 22 | $11,040,000 | $501,818 | $10,089 | 6.71% |
| VISALIA, CA (FHA|USDA|VA) | 37 | $10,245,000 | $276,892 | $7,773 | 5.91% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 16 | $8,880,000 | $555,000 | $19,160 | 6.70% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 21 | $7,975,000 | $379,762 | $12,588 | 6.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 20 | $7,190,000 | $359,500 | $6,442 | 6.56% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 17 | $7,005,000 | $412,059 | $9,565 | 6.68% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $6,595,000 | $286,739 | $8,140 | 6.26% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $4,830,000 | $402,500 | $8,303 | 4.82% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 26 | $4,520,000 | $173,846 | $5,539 | 4.82% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $4,255,000 | $386,818 | $3,607 | 6.34% |
| Outside of Metro Areas | 12 | $4,110,000 | $342,500 | $8,194 | 6.79% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $3,745,000 | $535,000 | $12,709 | 7.78% |
| Aberdeen, WA (FHA|USDA|VA) | 10 | $3,300,000 | $330,000 | $9,758 | 6.86% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $3,000,000 | $375,000 | $6,642 | 7.09% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $4,837 | 5.92% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $2,690,000 | $336,250 | $9,327 | 5.19% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,540,000 | $317,500 | $7,021 | 6.61% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $6,077 | 6.64% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $8,940 | 4.81% |
| RENO, NV (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $6,856 | 7.27% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $2,240,000 | $560,000 | $4,127 | 6.25% |
| WACO, TX (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $10,775 | 6.03% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $5,566 | 6.69% |
| MERCED, CA (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $7,590 | 5.59% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $4,254 | 6.19% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $4,240 | 5.93% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,870,000 | $467,500 | $14,385 | 6.34% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $8,521 | 7.66% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $3,851 | 7.10% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,790,000 | $895,000 | $23,648 | 7.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $10,464 | 7.07% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $15,402 | 7.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $6,099 | 6.85% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $7,387 | 6.03% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $9,904 | 7.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $7,194 | 6.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $9,943 | 6.50% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $9,921 | 6.56% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $12,105 | 6.66% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,779 | 5.28% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $16,051 | 6.81% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $11,561 | 6.21% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $7,123 | 6.84% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,059 | 6.29% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $6,815 | 5.25% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,572 | 7.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $7,479 | 6.06% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $10,934 | 6.47% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,527 | 7.56% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,304 | 7.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $13,375 | 6.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $8,593 | 7.38% |
| Shelton, WA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $19,028 | 7.31% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,438 | 7.19% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $13,232 | 6.19% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $3,497 | 5.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $3,666 | 2.96% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $13,701 | 6.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,840 | 6.38% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,721 | 6.81% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,612 | 7.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $6,489 | 6.63% |
| TULSA, OK (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,311 | 5.21% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,827 | 6.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $12,956 | 6.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,478 | 6.21% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $12,449 | 6.68% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,252 | 6.50% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,271 | 7.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,841 | 6.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $12,825 | 5.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,395 | 5.88% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,119 | 6.00% |
| Hilo, HI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 7.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,533 | 6.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,445 | 6.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $16,508 | 6.49% |
| REDDING, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,560 | 6.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,695 | 5.88% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,165 | 6.38% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,964 | 7.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,242 | 6.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,473 | 6.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,738 | 6.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,630 | 6.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,034 | 7.13% |
| RACINE, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,244 | 7.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,469 | 4.96% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,573 | 6.00% |
| MADISON, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,007 | 6.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 7.19% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,415 | 7.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,220 | 6.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,385 | 6.13% |
| SALEM, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,015 | 7.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,922 | 6.50% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,647 | 8.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,436 | 5.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,746 | 6.88% |
| Altus, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,138 | 7.13% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,429 | 6.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,268 | 6.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,738 | 6.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,454 | 5.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,161 | 5.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,391 | 6.50% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,378 | 7.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,996 | 7.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,732 | 7.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.99% |
| MADERA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,686 | 6.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,105 | 6.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,560 | 6.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,374 | 6.25% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.50% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,130 | 5.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,732 | 6.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,493 | 6.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,504 | 7.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,244 | 6.00% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,368 | 7.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,684 | 5.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,162 | 6.38% |
| Sterling, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,056 | 7.25% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,303 | 7.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,695 | 6.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,231 | 6.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,910 | 5.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,110 | 6.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,651 | 7.75% |
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We use machine learning to identify the top lenders compared against MLD MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Mld Mortgage's most frequently originated type of loan was Conventional, with 1,348 originations. Their 2nd most popular type was FHA, with 351 originations.
Loan Reason
For 2023, Mld Mortgage's most frequently cited loan purpose was Home Purchase, with 1,612 originations. The 2nd most popular reason was Cash Out Refi, with 99 originations.
Loan Duration/Length
For 2023, Mld Mortgage's most frequently cited loan duration was 30 Year, with 1,620 originations. The 2nd most popular length was 15 Year, with 66 originations.
Origination Fees/Closing Costs
Mld Mortgage's average total fees were $9,210, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 621 originations.
Interest Rates
During 2023, Mld Mortgage's average interest rate for loans was 6.36%, while their most frequently originated rate bucket for loans was 6-7%, with 809 originations.
Loan Sizing
2023 saw Mld Mortgage place emphasis on $200k-400k loans with 720 originations, totaling $216,370,000 in origination value.
Applicant Income
Mld Mortgage lent most frequently to those with incomes in the $100k-150k range, with 516 originations. The second most popular income band? $150k-250k, with 406 originations.
Applicant Debt to Income Ratio
Mld Mortgage lent most frequently to those with DTI ratios of 30-36%, with 233 originations. The next most common DTI ratio? 20-30%, with 209 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.81%
Mld Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination64.20%
Mld Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,782 | $633,180,000 | $355,320 |