Mld Mortgage Rates, Fees & Info
Florham Park, NJLEI: 549300AG10BX85DF5S49
Tax ID: 22-3747694
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Mortgage Data
Review & Overview
Mld Mortgage is a smaller mortgage company specializing in Home Purchase loans. Mld Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Oxnard, New York, Los Angeles, Bakersfield, and Seattle among others. We have data for 185 markets. (Some data included below & more in-depth data is available with an active subscription.)Mld Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mld Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.37% | 5/28/23 |
| 30 Year Conventional Refi | 6.44% | 5/28/23 |
| 30 Year Cash-out Refi | 6.69% | 5/28/23 |
| 30 Year FHA Purchase | 7.40% | 5/28/23 |
| 30 Year FHA Refi | 7.06% | 5/28/23 |
| 30 Year VA Purchase | 6.16% | 5/28/23 |
| 30 Year USDA Purchase | 6.73% | 5/28/23 |
| 15 Year Conventional Purchase | 5.89% | 5/28/23 |
| 15 Year Conventional Refi | 5.96% | 5/28/23 |
| 15 Year Cash-out Refi | 5.96% | 5/28/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mld Mortgage Mortgage Calculator
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This is not an official calculator from Mld Mortgage. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,214Origination Dollar Volume (All Markets)
$835,840,000Awards
MLD MORTGAGE - 2022
MLD MORTGAGE is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Mld Mortgage's average 30 year fixed mortgage rate was
4.77%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.01%.
Relative Fees (Closing Costs)
Mld Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,605.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 214 | $121,820,000 | $569,252 | $8,854 | 4.63% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 278 | $110,730,000 | $398,309 | $8,335 | 4.38% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 119 | $76,175,000 | $640,126 | $9,655 | 4.56% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 239 | $67,555,000 | $282,657 | $8,907 | 4.45% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 113 | $46,255,000 | $409,336 | $8,429 | 4.85% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 132 | $36,410,000 | $275,833 | $6,254 | 5.29% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 58 | $29,090,000 | $501,552 | $11,524 | 4.67% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 62 | $28,010,000 | $451,774 | $4,195 | 4.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 50 | $24,790,000 | $495,800 | $7,220 | 4.99% |
| VISALIA, CA (FHA|USDA|VA) | 88 | $21,270,000 | $241,705 | $7,458 | 4.37% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 29 | $18,435,000 | $635,690 | $12,426 | 5.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 62 | $17,660,000 | $284,839 | $7,372 | 4.54% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 86 | $16,850,000 | $195,930 | $6,470 | 4.19% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 39 | $15,635,000 | $400,897 | $10,748 | 4.62% |
| MADERA, CA (FHA|USDA|VA) | 38 | $10,130,000 | $266,579 | $8,772 | 3.91% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 24 | $9,740,000 | $405,833 | $4,162 | 4.43% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 31 | $7,665,000 | $247,258 | $6,120 | 4.62% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $6,385,000 | $375,588 | $6,084 | 4.54% |
| FRESNO, CA (FHA|USDA|VA) | 24 | $6,320,000 | $263,333 | $6,943 | 4.08% |
| MODESTO, CA (FHA|USDA|VA) | 21 | $6,195,000 | $295,000 | $9,300 | 5.59% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $5,930,000 | $370,625 | $8,440 | 4.56% |
| Outside of Metro Areas | 16 | $4,990,000 | $311,875 | $8,767 | 5.19% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $4,925,000 | $447,727 | $9,107 | 3.70% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 13 | $4,705,000 | $361,923 | $6,371 | 4.52% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $4,530,000 | $453,000 | $8,969 | 5.34% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $12,018 | 5.34% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $4,135,000 | $459,444 | $10,224 | 5.28% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 12 | $3,930,000 | $327,500 | $8,224 | 4.49% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $3,455,000 | $493,571 | $8,248 | 4.57% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $3,245,000 | $295,000 | $10,139 | 4.36% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 9 | $3,155,000 | $350,556 | $4,267 | 4.65% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $3,045,000 | $276,818 | $4,026 | 4.24% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $2,985,000 | $597,000 | $11,275 | 3.83% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,775,000 | $396,429 | $10,292 | 5.09% |
| MERCED, CA (FHA|USDA|VA) | 7 | $2,745,000 | $392,143 | $5,698 | 4.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5 | $2,645,000 | $529,000 | $9,320 | 4.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $6,635 | 4.76% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $9,115 | 4.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $11,147 | 4.96% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $11,491 | 5.42% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $2,330,000 | $582,500 | $12,036 | 3.72% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $7,376 | 4.45% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $5,098 | 4.62% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $5,548 | 5.25% |
| Aberdeen, WA (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $8,914 | 5.15% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $0 | 4.19% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $8,375 | 5.41% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $4,753 | 3.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $6,593 | 4.10% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $7,477 | 5.06% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $9,413 | 5.34% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $6,732 | 3.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $4,074 | 5.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $6,160 | 4.33% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $5,944 | 4.50% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $9,680 | 4.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $7,649 | 5.18% |
| Brookings, OR (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $9,646 | 5.33% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $8,897 | 4.89% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $4,710 | 4.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $7,931 | 4.14% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $9,494 | 5.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $18,076 | 5.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $10,106 | 5.29% |
| SALEM, OR (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $15,781 | 5.74% |
| MADISON, WI (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $4,070 | 6.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $6,023 | 4.31% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $8,999 | 4.31% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $11,487 | 5.66% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $5,227 | 4.29% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $11,760 | 4.06% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $8,016 | 4.65% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,819 | 5.22% |
| Centralia, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $14,383 | 5.42% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $7,739 | 5.06% |
| Hilo, HI (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $10,493 | 6.19% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,555 | 3.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $16,560 | 3.29% |
| TYLER, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,649 | 5.93% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,828 | 4.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,616 | 3.63% |
| Outside of Metro Areas | 2 | $720,000 | $360,000 | $9,390 | 4.81% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $6,481 | 4.75% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,389 | 4.72% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $5,985 | 3.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,021 | 5.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,915 | 3.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,410 | 5.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,493 | 4.06% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $12,025 | 5.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,905 | 4.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,774 | 6.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,250 | 4.18% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,992 | 5.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,766 | 5.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $14,937 | 4.99% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,684 | 6.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,790 | 5.69% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,369 | 4.94% |
| RENO, NV (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,709 | 4.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,524 | 3.13% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,668 | 4.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $15,109 | 3.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,262 | 5.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,920 | 4.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,590 | 3.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,839 | 2.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,680 | 2.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,983 | 5.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,355 | 3.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,693 | 3.50% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,536 | 5.56% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 4.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,541 | 5.00% |
| Fernley, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,610 | 5.88% |
| Pullman, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 6.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 5.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 6.30% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,369 | 2.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,659 | 4.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 4.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,589 | 3.63% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,327 | 5.56% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,969 | 3.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,527 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,470 | 3.99% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,971 | 4.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,507 | 3.99% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,595 | 3.38% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,473 | 5.50% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,226 | 3.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 5.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,540 | 5.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,511 | 4.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,571 | 4.88% |
| READING, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,297 | 5.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,452 | 4.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,081 | 6.13% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,352 | 6.00% |
| Auburn, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,578 | 5.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,095 | 5.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,984 | 2.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,022 | 5.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,553 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,663 | 5.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,116 | 6.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,191 | 5.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,588 | 2.81% |
| Cordele, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,221 | 4.88% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,626 | 3.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,730 | 6.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,636 | 5.63% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,434 | 4.99% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,228 | 3.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,597 | 4.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,766 | 3.25% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,633 | 5.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.50% |
| Shelby, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,982 | 6.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,096 | 4.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,877 | 4.63% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,571 | 5.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,808 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,220 | 5.38% |
| Waycross, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,133 | 5.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,234 | 5.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,844 | 3.49% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.99% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,895 | 5.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,572 | 4.88% |
| Olean, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,064 | 5.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,753 | 5.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 3.31% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,546 | 2.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.13% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,516 | 5.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,575 | 5.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,032 | 5.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,121 | 4.00% |
| Paris, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,136 | 2.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,381 | 3.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,293 | 6.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.50% |
Their top states include:
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Product Mix
For 2022, Mld Mortgage's most frequently originated type of loan was Conventional, with 1,756 originations. Their 2nd most popular type was FHA, with 379 originations.
Loan Reason
For 2022, Mld Mortgage's most frequently cited loan purpose was Home Purchase, with 1,639 originations. The 2nd most popular reason was Cash Out Refi, with 379 originations.
Loan Duration/Length
For 2022, Mld Mortgage's most frequently cited loan duration was 30 Year, with 2,003 originations. The 2nd most popular length was 15 Year, with 123 originations.
Origination Fees/Closing Costs
Mld Mortgage's average total fees were $8,605, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 853 originations.
Interest Rates
During 2022, Mld Mortgage's average interest rate for loans was 4.77%, while their most frequently originated rate bucket for loans was 5-6%, with 587 originations.
Loan Sizing
2022 saw Mld Mortgage place emphasis on $200k-400k loans with 940 originations, totaling $279,160,000 in origination value.
Applicant Income
Mld Mortgage lent most frequently to those with incomes in the $100k-150k range, with 624 originations. The second most popular income band? $150k-250k, with 459 originations.
Applicant Debt to Income Ratio
Mld Mortgage lent most frequently to those with DTI ratios of 30-36%, with 272 originations. The next most common DTI ratio? 20-30%, with 232 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.96%
Mld Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination54.61%
Mld Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,214 | $835,840,000 | $377,525 |