Mortgage Access Corp. Rates, Fees & Info

Morris Plains, NJ

LEI: 549300EFCZM6KD6B8K69

Tax ID: 22-2302263

3.7 stars - out of 5 stars, based on 68 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Mortgage Access Corp. is a small mortgage company specializing in loans. Mortgage Access Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Washington, Philadelphia, Allentown, and Houston among others. We have data for 239 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Mortgage Access Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mortgage Access Corp. is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.72% 8/6/22
    30 Year Conventional Refi 5.59% 8/6/22
    30 Year Cash-out Refi 5.96% 8/6/22
    30 Year FHA Purchase 6.56% 8/6/22
    30 Year FHA Refi 5.97% 8/6/22
    30 Year VA Purchase 5.32% 8/6/22
    30 Year VA Refi 4.91% 8/6/22
    30 Year USDA Purchase 6.15% 8/6/22
    15 Year Conventional Purchase 4.54% 8/6/22
    15 Year Conventional Refi 4.59% 8/6/22
    15 Year Cash-out Refi 4.59% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    4,580

    Origination Dollar Volume (All Markets)

    $1,491,790,000

    Awards

    MORTGAGE ACCESS CORP. 30 Year Conventional Loans silver MORTGAGE ACCESS CORP. 30 Year Conventional Loans bronze MORTGAGE ACCESS CORP. 30 Year Conventional Loans gold
    Show all (3) awards

    Relative Rate

    Mortgage Access Corp.'s average 30 year fixed rate mortgage of loans were 3.15%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0%.

    Relative Fees

    Mortgage Access Corp.'s average total fees for a 30 year fixed rate mortgage are $6,038.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 1,714 $607,720,000 $354,562 $6,168 3.08%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 565 $223,585,000 $395,726 $5,780 3.01%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 848 $209,660,000 $247,241 $5,705 3.12%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 251 $60,735,000 $241,972 $5,827 3.15%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 71 $27,275,000 $384,155 $5,684 2.99%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 51 $19,695,000 $386,176 $5,828 2.97%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 45 $17,185,000 $381,889 $5,958 2.95%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 53 $16,285,000 $307,264 $5,460 2.97%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 36 $13,730,000 $381,389 $4,359 2.93%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 45 $13,505,000 $300,111 $5,547 3.04%
    Outside of Metro Areas 48 $12,530,000 $261,042 $6,225 3.07%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » 35 $10,865,000 $310,429 $7,282 3.23%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 19 $10,165,000 $535,000 $5,108 3.06%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 41 $8,915,000 $217,439 $5,113 3.15%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 24 $8,840,000 $368,333 $4,811 3.02%
    JACKSON, MS (FHA|USDA|VA) » 25 $8,215,000 $328,600 $7,057 2.94%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 19 $6,525,000 $343,421 $3,706 3.19%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 20 $5,980,000 $299,000 $3,671 3.17%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 15 $5,745,000 $383,000 $6,901 3.04%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 10 $5,530,000 $553,000 $3,875 2.87%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 14 $4,930,000 $352,143 $4,038 3.07%
    RICHMOND, VA (FHA|USDA|VA) » 14 $4,340,000 $310,000 $4,446 3.07%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 10 $3,900,000 $390,000 $5,321 2.96%
    COLUMBUS, OH (FHA|USDA|VA) » 9 $3,795,000 $421,667 $4,786 3.15%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 18 $3,760,000 $208,889 $7,280 3.38%
    BOISE CITY, ID (FHA|USDA|VA) » 9 $3,695,000 $410,556 $5,463 3.00%
    Russellville, AR (FHA|USDA|VA) » 12 $3,620,000 $301,667 $5,458 2.89%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 12 $3,600,000 $300,000 $3,301 3.04%
    READING, PA (FHA|USDA|VA) » 15 $3,585,000 $239,000 $7,350 3.19%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » 11 $3,575,000 $325,000 $4,823 3.09%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 9 $3,475,000 $386,111 $3,840 3.14%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 9 $3,445,000 $382,778 $3,928 3.00%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 12 $3,390,000 $282,500 $3,516 3.16%
    PITTSBURGH, PA (FHA|USDA|VA) » 10 $3,320,000 $332,000 $6,602 3.07%
    JOHNSON CITY, TN (FHA|USDA|VA) » 9 $3,205,000 $356,111 $9,271 2.94%
    BATON ROUGE, LA (FHA|USDA|VA) » 11 $3,115,000 $283,182 $6,587 2.95%
    HUNTSVILLE, AL (FHA|USDA|VA) » 9 $3,085,000 $342,778 $5,426 3.08%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 7 $3,035,000 $433,571 $6,152 3.25%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 3 $2,975,000 $991,667 $18,439 3.29%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 9 $2,905,000 $322,778 $5,201 2.93%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 7 $2,785,000 $397,857 $4,267 3.05%
    OCEAN CITY, NJ (FHA|USDA|VA) » 10 $2,780,000 $278,000 $5,099 3.06%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 6 $2,780,000 $463,333 $6,381 3.14%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 8 $2,610,000 $326,250 $4,852 2.98%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 7 $2,565,000 $366,429 $4,815 3.04%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 7 $2,295,000 $327,857 $6,410 3.00%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 11 $2,205,000 $200,455 $4,525 3.10%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 7 $2,175,000 $310,714 $3,614 2.98%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 7 $2,125,000 $303,571 $2,467 3.30%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 6 $2,070,000 $345,000 $6,222 2.90%
    FORT COLLINS, CO (FHA|USDA|VA) » 4 $2,040,000 $510,000 $16,649 2.81%
    LANCASTER, PA (FHA|USDA|VA) » 6 $2,010,000 $335,000 $4,780 2.98%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 6 $1,970,000 $328,333 $2,966 3.02%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 4 $1,850,000 $462,500 $8,852 3.00%
    TULSA, OK (FHA|USDA|VA) » 5 $1,735,000 $347,000 $7,409 2.69%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 6 $1,710,000 $285,000 $3,690 3.19%
    JACKSONVILLE, FL (FHA|USDA|VA) » 4 $1,700,000 $425,000 $7,716 3.09%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 6 $1,640,000 $273,333 $5,123 2.73%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 5 $1,585,000 $317,000 $5,232 3.18%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 5 $1,515,000 $303,000 $6,174 2.87%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 4 $1,470,000 $367,500 $2,831 3.09%
    CLEVELAND, TN (FHA|USDA|VA) » 5 $1,465,000 $293,000 $7,972 2.95%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 3 $1,395,000 $465,000 $10,644 3.04%
    GREELEY, CO (FHA|USDA|VA) » 3 $1,375,000 $458,333 $8,429 3.04%
    NILES, MI (FHA|USDA|VA) » 4 $1,360,000 $340,000 $5,308 2.68%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 5 $1,295,000 $259,000 $5,714 3.10%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 6 $1,290,000 $215,000 $4,527 3.43%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 5 $1,275,000 $255,000 $4,226 3.50%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 3 $1,265,000 $421,667 $7,942 3.46%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 5 $1,215,000 $243,000 $4,254 2.87%
    FORT WAYNE, IN (FHA|USDA|VA) » 4 $1,210,000 $302,500 $3,983 3.28%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 3 $1,185,000 $395,000 $3,678 2.96%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 2 $1,160,000 $580,000 $9,515 2.87%
    BAKERSFIELD, CA (FHA|USDA|VA) » 3 $1,135,000 $378,333 $4,540 3.08%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 3 $1,125,000 $375,000 $11,690 2.96%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 5 $1,115,000 $223,000 $3,186 3.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 4 $1,100,000 $275,000 $5,336 3.03%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 3 $1,095,000 $365,000 $3,661 2.83%
    YORK-HANOVER, PA (FHA|USDA|VA) » 4 $1,070,000 $267,500 $4,248 3.19%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 2 $1,050,000 $525,000 $3,893 2.62%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 4 $1,040,000 $260,000 $5,691 3.19%
    APPLETON, WI (FHA|USDA|VA) » 3 $1,035,000 $345,000 $2,774 3.04%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 4 $1,030,000 $257,500 $4,353 2.97%
    SALISBURY, MD-DE (FHA|USDA|VA) » 6 $1,020,000 $170,000 $3,750 2.83%
    PANAMA CITY, FL (FHA|USDA|VA) » 3 $955,000 $318,333 $4,488 2.96%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 3 $935,000 $311,667 $3,375 2.49%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 3 $925,000 $308,333 $8,035 3.29%
    DULUTH, MN-WI (FHA|USDA|VA) » 2 $880,000 $440,000 $8,350 2.81%
    MONTGOMERY, AL (FHA|USDA|VA) » 2 $860,000 $430,000 $6,923 3.75%
    DECATUR, AL (FHA|USDA|VA) » 3 $855,000 $285,000 $6,323 3.66%
    Corning, NY (FHA|USDA|VA) » 3 $795,000 $265,000 $4,426 3.12%
    KNOXVILLE, TN (FHA|USDA|VA) » 2 $790,000 $395,000 $7,895 2.81%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 3 $785,000 $261,667 $2,944 3.13%
    PEORIA, IL (FHA|USDA|VA) » 3 $775,000 $258,333 $3,089 3.29%
    DOVER, DE (FHA|USDA|VA) » 3 $765,000 $255,000 $3,901 3.29%
    BINGHAMTON, NY (FHA|USDA|VA) » 2 $760,000 $380,000 $12,339 3.00%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 2 $730,000 $365,000 $5,203 3.25%
    ST. CLOUD, MN (FHA|USDA|VA) » 2 $730,000 $365,000 $3,162 3.12%
    MIDLAND, TX (FHA|USDA|VA) » 2 $720,000 $360,000 $5,714 3.06%
    ANCHORAGE, AK (FHA|USDA|VA) » 2 $660,000 $330,000 $2,777 2.56%
    Mason City, IA (FHA|USDA|VA) » 2 $650,000 $325,000 $2,533 3.06%
    BOULDER, CO (FHA|USDA|VA) » 1 $645,000 $645,000 $9,113 3.38%
    NAPA, CA (FHA|USDA|VA) » 1 $635,000 $635,000 $2,550 2.99%
    ROANOKE, VA (FHA|USDA|VA) » 2 $620,000 $310,000 $4,794 2.87%
    COLUMBIA, SC (FHA|USDA|VA) » 3 $615,000 $205,000 $3,101 3.29%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 2 $610,000 $305,000 $3,264 3.19%
    GETTYSBURG, PA (FHA|USDA|VA) » 2 $590,000 $295,000 $9,623 3.37%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 2 $570,000 $285,000 $3,428 3.44%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 2 $560,000 $280,000 $3,224 2.62%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 1 $555,000 $555,000 $13,197 3.00%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 2 $550,000 $275,000 $2,683 3.12%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 2 $550,000 $275,000 $3,986 3.12%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 2 $540,000 $270,000 $2,527 3.12%
    WICHITA, KS (FHA|USDA|VA) » 1 $535,000 $535,000 $3,351 3.13%
    Findlay, OH (FHA|USDA|VA) » 2 $520,000 $260,000 $2,782 3.38%
    MOBILE, AL (FHA|USDA|VA) » 2 $510,000 $255,000 $2,567 2.93%
    WARNER ROBINS, GA (FHA|USDA|VA) » 2 $510,000 $255,000 $3,354 2.87%
    Mayfield, KY (FHA|USDA|VA) » 1 $505,000 $505,000 $2,488 3.99%
    CUMBERLAND, MD-WV (FHA|USDA|VA) » 5 $505,000 $101,000 $5,666 3.92%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 1 $495,000 $495,000 $4,416 2.88%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 1 $485,000 $485,000 $6,794 3.99%
    GREENVILLE, NC (FHA|USDA|VA) » 2 $480,000 $240,000 $2,217 2.94%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 2 $480,000 $240,000 $6,868 3.12%
    TOLEDO, OH (FHA|USDA|VA) » 2 $480,000 $240,000 $3,607 3.19%
    ROCHESTER, NY (FHA|USDA|VA) » 2 $460,000 $230,000 $3,729 2.88%
    Bedford, IN (FHA|USDA|VA) » 1 $455,000 $455,000 $1,953 3.25%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 1 $455,000 $455,000 $4,734 2.99%
    ROCKFORD, IL (FHA|USDA|VA) » 2 $450,000 $225,000 $7,450 2.88%
    SPARTANBURG, SC (FHA|USDA|VA) » 2 $430,000 $215,000 $6,016 2.75%
    EL PASO, TX (FHA|USDA|VA) » 2 $420,000 $210,000 $3,695 3.00%
    GAINESVILLE, GA (FHA|USDA|VA) » 1 $415,000 $415,000 $15,870 2.75%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 2 $410,000 $205,000 $3,469 3.37%
    Boone, NC (FHA|USDA|VA) » 1 $405,000 $405,000 $2,384 2.99%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 1 $405,000 $405,000 $5,423 2.99%
    SALEM, OR (FHA|USDA|VA) » 1 $395,000 $395,000 $7,378 3.13%
    Pottsville, PA (FHA|USDA|VA) » 4 $390,000 $97,500 $4,067 3.47%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 2 $390,000 $195,000 $2,990 3.19%
    LAFAYETTE, LA (FHA|USDA|VA) » 1 $385,000 $385,000 $4,246 3.63%
    ASHEVILLE, NC (FHA|USDA|VA) » 1 $385,000 $385,000 $2,758 3.13%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 1 $385,000 $385,000 $3,721 2.25%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 1 $385,000 $385,000 $4,131 2.88%
    BLOOMINGTON, IL (FHA|USDA|VA) » 1 $375,000 $375,000 $2,527 3.49%
    LUBBOCK, TX (FHA|USDA|VA) » 1 $375,000 $375,000 $3,487 2.63%
    Selinsgrove, PA (FHA|USDA|VA) » 1 $375,000 $375,000 $4,718 3.13%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 2 $370,000 $185,000 $2,161 2.56%
    Vicksburg, MS (FHA|USDA|VA) » 2 $370,000 $185,000 $5,653 3.12%
    North Wilkesboro, NC (FHA|USDA|VA) » 1 $365,000 $365,000 $3,766 3.63%
    Greeneville, TN (FHA|USDA|VA) » 1 $365,000 $365,000 $9,903 2.88%
    Hobbs, NM (FHA|USDA|VA) » 2 $360,000 $180,000 $3,502 3.62%
    CHICO, CA (FHA|USDA|VA) » 1 $355,000 $355,000 $5,157 3.13%
    Stevens Point, WI (FHA|USDA|VA) » 1 $355,000 $355,000 $2,903 3.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 1 $355,000 $355,000 $4,028 3.63%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 1 $355,000 $355,000 $3,555 3.25%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 1 $355,000 $355,000 $14,321 2.63%
    MORGANTOWN, WV (FHA|USDA|VA) » 1 $345,000 $345,000 $2,736 2.88%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 1 $345,000 $345,000 $2,543 2.99%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 2 $340,000 $170,000 $3,600 3.12%
    Lewisburg, PA (FHA|USDA|VA) » 1 $335,000 $335,000 $3,993 2.38%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 1 $335,000 $335,000 $2,703 3.13%
    Albertville, AL (FHA|USDA|VA) » 1 $335,000 $335,000 $2,798 2.75%
    Ruston, LA (FHA|USDA|VA) » 1 $325,000 $325,000 $13,200 2.99%
    WACO, TX (FHA|USDA|VA) » 1 $325,000 $325,000 $2,939 3.25%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 1 $315,000 $315,000 $3,464 2.75%
    Scottsboro, AL (FHA|USDA|VA) » 1 $315,000 $315,000 $3,188 3.13%
    Somerset, KY (FHA|USDA|VA) » 1 $315,000 $315,000 $2,798 3.13%
    ANN ARBOR, MI (FHA|USDA|VA) » 1 $305,000 $305,000 $3,397 2.99%
    Meadville, PA (FHA|USDA|VA) » 1 $305,000 $305,000 $5,188 3.49%
    FLORENCE, SC (FHA|USDA|VA) » 1 $305,000 $305,000 $3,353 2.99%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 1 $295,000 $295,000 $4,503 3.99%
    TALLAHASSEE, FL (FHA|USDA|VA) » 1 $295,000 $295,000 $8,805 2.88%
    Mount Sterling, KY (FHA|USDA|VA) » 1 $285,000 $285,000 $8,050 2.49%
    Jasper, AL (FHA|USDA|VA) » 1 $285,000 $285,000 $2,096 2.88%
    Holland, MI (FHA|USDA|VA) » 1 $285,000 $285,000 $10,748 3.75%
    Emporia, KS (FHA|USDA|VA) » 1 $285,000 $285,000 $1,850 3.25%
    Clarksburg, WV (FHA|USDA|VA) » 1 $285,000 $285,000 $2,891 3.25%
    Wooster, OH (FHA|USDA|VA) » 1 $275,000 $275,000 $3,331 3.63%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 1 $275,000 $275,000 $8,888 2.63%
    Sandusky, OH (FHA|USDA|VA) » 1 $275,000 $275,000 $3,212 2.88%
    Greenville, OH (FHA|USDA|VA) » 1 $275,000 $275,000 $4,692 3.13%
    Campbellsville, KY (FHA|USDA|VA) » 1 $275,000 $275,000 $3,669 3.25%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 1 $265,000 $265,000 $1,895 3.38%
    GREEN BAY, WI (FHA|USDA|VA) » 1 $265,000 $265,000 $6,733 3.25%
    Augusta-Waterville, ME (FHA|USDA|VA) » 1 $265,000 $265,000 $2,957 3.25%
    LaGrange, GA-AL (FHA|USDA|VA) » 1 $265,000 $265,000 $4,290 3.75%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 1 $265,000 $265,000 $3,776 2.99%
    BANGOR, ME (FHA|USDA|VA) » 1 $255,000 $255,000 $2,712 2.88%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) » 1 $255,000 $255,000 $2,422 3.13%
    ALBANY, GA (FHA|USDA|VA) » 1 $255,000 $255,000 $3,602 3.13%
    GAINESVILLE, FL (FHA|USDA|VA) » 1 $245,000 $245,000 $12,628 3.75%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 1 $245,000 $245,000 $3,703 2.49%
    Pella, IA (FHA|USDA|VA) » 1 $245,000 $245,000 $1,342 2.75%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 1 $235,000 $235,000 $2,054 3.25%
    MONROE, LA (FHA|USDA|VA) » 1 $235,000 $235,000 $5,767 3.49%
    ELMIRA, NY (FHA|USDA|VA) » 1 $235,000 $235,000 $8,194 2.88%
    Portsmouth, OH (FHA|USDA|VA) » 1 $235,000 $235,000 $2,594 2.75%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) » 1 $235,000 $235,000 $3,090 3.38%
    Mount Airy, NC (FHA|USDA|VA) » 1 $235,000 $235,000 $2,722 3.25%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 1 $225,000 $225,000 $1,927 2.88%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » 1 $225,000 $225,000 $10,759 2.75%
    WILLIAMSPORT, PA (FHA|USDA|VA) » 1 $225,000 $225,000 $7,479 2.75%
    Kill Devil Hills, NC (FHA|USDA|VA) » 1 $225,000 $225,000 $2,159 2.49%
    LEBANON, PA (FHA|USDA|VA) » 1 $225,000 $225,000 $5,688 2.99%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 1 $215,000 $215,000 $1,720 2.25%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 1 $215,000 $215,000 $3,189 2.99%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) » 1 $215,000 $215,000 $2,818 3.25%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) » 1 $205,000 $205,000 $2,838 2.75%
    Owatonna, MN (FHA|USDA|VA) » 1 $205,000 $205,000 $3,403 2.99%
    JACKSON, TN (FHA|USDA|VA) » 1 $205,000 $205,000 $3,896 3.75%
    HOT SPRINGS, AR (FHA|USDA|VA) » 1 $205,000 $205,000 $2,319 3.49%
    LYNCHBURG, VA (FHA|USDA|VA) » 1 $205,000 $205,000 $2,382 2.75%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 1 $205,000 $205,000 $3,297 2.99%
    Burlington, IA-IL (FHA|USDA|VA) » 1 $185,000 $185,000 $2,398 2.99%
    Torrington, CT (FHA|USDA|VA) » 1 $185,000 $185,000 $3,837 2.49%
    Sayre, PA (FHA|USDA|VA) » 1 $185,000 $185,000 $5,096 2.38%
    SHEBOYGAN, WI (FHA|USDA|VA) » 1 $185,000 $185,000 $5,667 3.13%
    LAWTON, OK (FHA|USDA|VA) » 1 $185,000 $185,000 $2,494 3.99%
    OCALA, FL (FHA|USDA|VA) » 1 $185,000 $185,000 $7,548 2.75%
    Stillwater, OK (FHA|USDA|VA) » 1 $185,000 $185,000 $6,366 2.63%
    Clinton, IA (FHA|USDA|VA) » 1 $175,000 $175,000 $2,183 3.49%
    TOPEKA, KS (FHA|USDA|VA) » 1 $175,000 $175,000 $3,902 2.99%
    Andrews, TX (FHA|USDA|VA) » 1 $175,000 $175,000 $1,982 2.49%
    SAVANNAH, GA (FHA|USDA|VA) » 1 $165,000 $165,000 $4,690 2.99%
    Zanesville, OH (FHA|USDA|VA) » 1 $165,000 $165,000 $4,741 2.63%
    CHARLESTON, WV (FHA|USDA|VA) » 1 $165,000 $165,000 $5,670 2.75%
    Defiance, OH (FHA|USDA|VA) » 1 $155,000 $155,000 $4,013 2.99%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 1 $155,000 $155,000 $2,189 3.38%
    Glasgow, KY (FHA|USDA|VA) » 1 $155,000 $155,000 $5,022 2.88%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 1 $155,000 $155,000 $3,197 2.99%
    Cullman, AL (FHA|USDA|VA) » 1 $155,000 $155,000 $2,123 3.25%
    McMinnville, TN (FHA|USDA|VA) » 1 $145,000 $145,000 $2,268 1.99%
    Auburn, IN (FHA|USDA|VA) » 1 $145,000 $145,000 $3,491 2.49%
    Washington, NC (FHA|USDA|VA) » 1 $145,000 $145,000 $2,120 2.75%
    Arkadelphia, AR (FHA|USDA|VA) » 1 $145,000 $145,000 $2,082 2.88%
    REDDING, CA (FHA|USDA|VA) » 1 $135,000 $135,000 $2,937 2.75%
    AKRON, OH (FHA|USDA|VA) » 1 $135,000 $135,000 $2,768 3.38%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 1 $125,000 $125,000 $3,455 3.38%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $2,945 3.63%
    DOTHAN, AL (FHA|USDA|VA) » 1 $125,000 $125,000 $2,752 3.25%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » 1 $85,000 $85,000 $2,193 2.38%

    Mortgage Access Corp.'s top markets include New York, Washington, Philadelphia, Allentown, and Houston among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 3,942 $1,265,040,000 $320,913 $5,082 3.09%
    FHA » 382 $112,650,000 $294,895 $10,903 3.15%
    VA » 248 $112,530,000 $453,750 $9,289 2.76%
    USDA » 8 $1,570,000 $196,250 $6,674 3.25%

    For the 2021 period, Mortgage Access Corp.'s most frequently originated loan type of loans were Conventional, with 3,942 originations. Their 2nd most popular type is FHA, with 382 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 3,510 $1,171,690,000 $333,815 $6,170 3.13%
    Refi » 906 $275,820,000 $304,437 $4,346 2.84%
    Cash Out Refi » 164 $44,280,000 $270,000 $5,942 3.28%

    For the 2021, Mortgage Access Corp.'s most frequently cited loan purpose of loans were Home Purchase, with 3,510 originations. The 2nd most popular reason of loans were Refi, with 906 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 3,969 $1,331,895,000 $335,574 $6,038 3.15%
    15 Year » 420 $112,080,000 $266,857 $4,252 2.50%
    20 Year » 142 $37,950,000 $267,254 $4,422 2.93%
    10 Year » 31 $5,255,000 $169,516 $3,632 2.35%
    Other » 18 $4,610,000 $256,111 $4,388 3.06%

    For the 2021, Mortgage Access Corp.'s most frequently cited loan length of loans were 30 Year, with 3,969 originations. The 2nd most popular length of loans were 15 Year, with 420 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 2,293 $700,825,000 $305,637
    $<1k » 846 $299,880,000 $354,468
    $2k-3k » 610 $177,990,000 $291,787
    $3k-4k » 324 $109,500,000 $337,963
    $5k+ » 312 $137,440,000 $440,513
    $4k-5k » 195 $66,155,000 $339,256

    $6,038 of loans were Mortgage Access Corp.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,293 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 2,177 $682,355,000 $313,438
    2.5-3% » 1,943 $667,505,000 $343,543
    <2.5% » 411 $129,635,000 $315,414
    4-5% » 49 $12,295,000 $250,918

    During 2021, Mortgage Access Corp.'s average interest rate of loans were 3.15%, while their most frequently originated rate bucket of loans were 3-4%, with 2,177 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 2,396 $701,200,000 $292,654 $5,619 3.10%
    $400k-600k » 921 $441,445,000 $479,311 $6,846 3.03%
    $100k-200k » 886 $139,880,000 $157,878 $4,478 3.09%
    $600k-1MM » 258 $185,250,000 $718,023 $8,961 2.99%
    $100,000 or less » 105 $7,285,000 $69,381 $3,295 3.20%
    $1MM+ » 14 $16,730,000 $1,195,000 $11,955 3.01%

    2021 saw Mortgage Access Corp. place emphasis on $200k-400k loans with 2,396 originations, totaling $701,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k » 1,343 $452,125,000 $336,653 $6,038 3.07%
    $150k-250k » 925 $387,555,000 $418,978 $6,002 3.04%
    $75k-100k » 846 $234,950,000 $277,719 $5,766 3.14%
    $50k-75k » 795 $182,715,000 $229,830 $5,359 3.12%
    $50k or less » 366 $73,110,000 $199,754 $4,761 3.07%
    $250k+ » 297 $158,415,000 $533,384 $6,668 2.93%

    Mortgage Access Corp. lent most frequently to those with incomes in the $100k-150k range, with 1,343 originations. The second most popular income band? $150k-250k, with 925 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 1,006 $332,060,000 $330,080 $5,148 3.01%
    30-36% » 857 $286,565,000 $334,382 $5,715 3.10%
    <20% » 318 $93,780,000 $294,906 $4,844 2.94%
    44% » 205 $67,675,000 $330,122 $5,901 3.19%
    43% » 181 $56,515,000 $312,238 $6,018 3.16%
    36% » 173 $56,745,000 $328,006 $6,167 3.12%
    37% » 173 $52,715,000 $304,711 $5,720 3.06%
    42% » 168 $60,350,000 $359,226 $6,581 3.13%
    38% » 164 $56,910,000 $347,012 $5,925 3.13%
    39% » 163 $48,525,000 $297,699 $5,801 3.13%
    48% » 163 $48,465,000 $297,331 $6,640 3.13%
    40% » 161 $53,925,000 $334,938 $5,959 3.15%
    45% » 154 $47,210,000 $306,558 $6,037 3.19%
    41% » 150 $45,940,000 $306,267 $6,146 3.13%
    49% » 147 $48,955,000 $333,027 $6,201 3.12%
    46% » 133 $42,475,000 $319,361 $6,579 3.14%
    47% » 119 $39,035,000 $328,025 $6,484 3.10%
    50-60% » 98 $31,840,000 $324,898 $9,633 3.01%

    Mortgage Access Corp. lent most frequently to those with DTI ratios of 20-30%, with 1,006 originations. The next most common DTI ratio? 30-36%, with 857 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 3,645 $1,177,525,000 $323,052 $5,643 3.08%
    Black » 469 $145,815,000 $310,906 $6,859 3.15%
    Asian » 309 $117,905,000 $381,570 $6,049 2.97%
    Not provided » 147 $47,345,000 $322,075 $5,768 3.06%
    American Indian » 4 $1,360,000 $340,000 $7,518 3.19%
    Native Hawaiian or Islander » 4 $1,110,000 $277,500 $7,705 3.38%
    Asian Indian » 2 $730,000 $365,000 $4,062 3.12%

    Approval Rates

    Total approvals of all applications
    96.77%

    Mortgage Access Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    71.79%

    Mortgage Access Corp. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,580 $1,491,790,000 $325,718

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 4,580 $1,491,790,000 $325,718

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 155 $27,805,000 $179,387 $3,725 2.77%
    40-60% » 464 $127,040,000 $273,793 $4,313 2.85%
    60-80% » 1,398 $477,290,000 $341,409 $5,184 3.08%
    80-100% » 2,478 $830,940,000 $335,327 $6,305 3.14%
    Over 100% » 62 $27,210,000 $438,871 $17,174 2.86%
    Under 20% » 23 $1,505,000 $65,435 $1,826 3.24%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Mortgage Connect LP VA mortgage Closing on a mortgage 1 100.0%