Mortgage Access Corp. Rates, Fees & Info
Morris Plains, NJLEI: 549300EFCZM6KD6B8K69
Tax ID: 22-2302263
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Mortgage Data
Review & Overview
Mortgage Access Corp. is a smaller mortgage company specializing in Home Purchase loans. Mortgage Access Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Philadelphia, Washington, Allentown, and Houston among others. We have data for 197 markets. (Some data included below & more in-depth data is available with an active subscription.)Mortgage Access Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mortgage Access Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.13% | 4/5/25 |
| 30 Year Conventional Refi | 6.97% | 4/5/25 |
| 30 Year Cash-out Refi | 7.23% | 4/5/25 |
| 30 Year FHA Purchase | 7.16% | 4/5/25 |
| 30 Year FHA Refi | 6.91% | 4/5/25 |
| 30 Year VA Purchase | 6.39% | 4/5/25 |
| 30 Year VA Refi | 6.24% | 4/5/25 |
| 30 Year USDA Purchase | 6.45% | 4/5/25 |
| 15 Year Conventional Purchase | 6.31% | 4/5/25 |
| 15 Year Conventional Refi | 6.29% | 4/5/25 |
| 15 Year Cash-out Refi | 6.29% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mortgage Access Corp. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Mortgage Access Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,346Origination Dollar Volume (All Markets)
$539,360,000Awards
MORTGAGE ACCESS CORP. - 2024
MORTGAGE ACCESS CORP. is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Mortgage Access Corp.'s average 30 year fixed mortgage rate was
6.77%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.22%.
Relative Fees (Closing Costs)
Mortgage Access Corp.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $8,486.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 340 | $147,500,000 | $433,824 | $8,617 | 6.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 172 | $57,460,000 | $334,070 | $8,218 | 6.59% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 118 | $48,530,000 | $411,271 | $7,945 | 6.79% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 86 | $24,260,000 | $282,093 | $8,003 | 6.81% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 35 | $15,375,000 | $439,286 | $10,404 | 6.72% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 26 | $12,620,000 | $485,385 | $8,648 | 6.73% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 29 | $11,755,000 | $405,345 | $6,632 | 6.87% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $11,550,000 | $721,875 | $12,536 | 6.65% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 15 | $9,285,000 | $619,000 | $15,023 | 6.77% |
| Outside of Metro Areas | 19 | $7,595,000 | $399,737 | $7,314 | 6.88% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 15 | $6,795,000 | $453,000 | $7,544 | 6.62% |
| BOISE CITY, ID (FHA|USDA|VA) | 13 | $6,505,000 | $500,385 | $13,467 | 6.80% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 12 | $6,240,000 | $520,000 | $7,462 | 6.62% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 13 | $5,945,000 | $457,308 | $10,529 | 6.73% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $5,785,000 | $445,000 | $7,568 | 6.58% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $5,555,000 | $427,308 | $6,743 | 6.67% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $5,460,000 | $455,000 | $4,948 | 6.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $5,155,000 | $572,778 | $8,952 | 6.79% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $4,890,000 | $1,222,500 | $20,940 | 6.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $4,875,000 | $443,182 | $6,648 | 6.93% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $3,600,000 | $600,000 | $7,172 | 6.94% |
| LYNCHBURG, VA (FHA|USDA|VA) | 13 | $3,405,000 | $261,923 | $6,398 | 6.86% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 9 | $3,225,000 | $358,333 | $9,285 | 6.47% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $3,030,000 | $378,750 | $6,346 | 7.20% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $2,930,000 | $366,250 | $8,747 | 6.43% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $9,926 | 6.60% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $2,900,000 | $483,333 | $8,417 | 6.87% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $9,847 | 6.77% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $6,591 | 7.05% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $2,275,000 | $455,000 | $12,550 | 6.90% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $6,606 | 7.02% |
| TULSA, OK (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $9,411 | 6.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $8,021 | 6.77% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $2,020,000 | $505,000 | $10,677 | 6.84% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $2,000,000 | $500,000 | $14,315 | 6.93% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $7,608 | 6.81% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $13,581 | 6.31% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $4,536 | 6.92% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $1,825,000 | $1,825,000 | $9,662 | 6.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $12,459 | 6.42% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $7,455 | 7.31% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $12,906 | 6.48% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $10,612 | 6.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $6,655 | 6.85% |
| READING, PA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $10,688 | 6.41% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $6,210 | 6.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $11,405 | 7.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $7,218 | 6.29% |
| Easton, MD (FHA|USDA|VA) | 1 | $1,355,000 | $1,355,000 | $9,560 | 6.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $15,671 | 6.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $7,706 | 6.40% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $5,489 | 7.04% |
| AKRON, OH (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $4,779 | 7.22% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $6,415 | 6.20% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,009 | 6.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $8,375 | 6.91% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $8,561 | 6.42% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $7,708 | 6.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $8,452 | 5.94% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $15,758 | 6.31% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,279 | 6.12% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $9,054 | 6.99% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,350 | 7.19% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $5,803 | 7.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $11,706 | 6.58% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,857 | 7.03% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $8,677 | 6.43% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $10,662 | 7.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $13,249 | 6.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $7,249 | 7.24% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $5,836 | 6.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $7,926 | 6.81% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,398 | 7.04% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,640 | 6.93% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,101 | 6.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,000 | 7.99% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,338 | 6.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $13,381 | 6.74% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,100 | 7.56% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $9,915 | 5.25% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $5,024 | 6.88% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,205 | 6.54% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $13,855 | 7.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,227 | 7.18% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,666 | 5.58% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,857 | 7.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,718 | 6.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,925 | 6.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $13,429 | 6.99% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,644 | 6.88% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,138 | 7.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,895 | 7.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,486 | 6.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $19,983 | 5.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,533 | 7.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,342 | 6.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $5,346 | 7.49% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,553 | 6.81% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,733 | 6.99% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,938 | 5.81% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,727 | 6.38% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,683 | 6.81% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,868 | 6.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,745 | 6.81% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,484 | 6.37% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $17,556 | 5.49% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,750 | 6.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,108 | 7.25% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,094 | 6.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,207 | 7.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,721 | 8.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $9,027 | 7.49% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $14,472 | 6.13% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,314 | 7.13% |
| Paris, TN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,333 | 6.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,628 | 6.88% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $19,355 | 6.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,281 | 6.37% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,482 | 5.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,207 | 7.56% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,668 | 6.44% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,724 | 7.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,752 | 7.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,157 | 6.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,057 | 6.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,629 | 6.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,634 | 6.49% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,595 | 5.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,209 | 6.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,685 | 6.99% |
| WACO, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,047 | 5.63% |
| Central City, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $20,453 | 6.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,731 | 6.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,876 | 6.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,437 | 6.49% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,563 | 6.99% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,162 | 6.49% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,782 | 7.88% |
| Pella, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,362 | 6.99% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,344 | 7.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,123 | 7.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,148 | 6.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,877 | 7.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,715 | 7.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,928 | 5.88% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,115 | 6.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,202 | 6.63% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,135 | 7.99% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,819 | 6.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,821 | 6.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,533 | 6.50% |
| McComb, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,858 | 6.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,264 | 5.99% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,226 | 5.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,315 | 5.75% |
| Williston, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,225 | 6.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,579 | 7.63% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,967 | 6.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,958 | 7.13% |
| LIMA, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,975 | 5.99% |
| Richmond, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,320 | 6.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,752 | 6.49% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,390 | 6.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,845 | 6.49% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,045 | 7.49% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,358 | 7.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,032 | 7.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,805 | 6.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,044 | 5.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,601 | 5.25% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,087 | 4.99% |
| Jennings, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,796 | 6.99% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,269 | 6.63% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,249 | 6.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,749 | 7.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,035 | 7.49% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,777 | 6.38% |
| Danville, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,424 | 7.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,521 | 5.99% |
| Ruston, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,863 | 6.49% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,989 | 6.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,335 | 7.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,701 | 6.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,866 | 5.99% |
| Mason City, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,773 | 5.75% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,833 | 6.63% |
| Holland, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,817 | 6.99% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,492 | 6.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,715 | 6.88% |
| Woodward, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,550 | 6.49% |
| Celina, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,758 | 7.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,473 | 7.63% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,282 | 6.49% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,598 | 6.13% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,943 | 7.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,037 | 6.99% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,643 | 6.63% |
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Product Mix
For 2024, Mortgage Access Corp.'s most frequently originated type of loan was Conventional, with 1,134 originations. Their 2nd most popular type was FHA, with 106 originations.
Loan Reason
For 2024, Mortgage Access Corp.'s most frequently cited loan purpose was Home Purchase, with 1,309 originations. The 2nd most popular reason was Refi, with 29 originations.
Loan Duration/Length
For 2024, Mortgage Access Corp.'s most frequently cited loan duration was 30 Year, with 1,295 originations. The 2nd most popular length was 15 Year, with 30 originations.
Origination Fees/Closing Costs
Mortgage Access Corp.'s average total fees were $8,486, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 371 originations.
Interest Rates
During 2024, Mortgage Access Corp.'s average interest rate for loans was 6.77%, while their most frequently originated rate bucket for loans was 6-7%, with 852 originations.
Loan Sizing
2024 saw Mortgage Access Corp. place emphasis on $200k-400k loans with 630 originations, totaling $189,390,000 in origination value.
Applicant Income
Mortgage Access Corp. lent most frequently to those with incomes in the $150k-250k range, with 438 originations. The second most popular income band? $100k-150k, with 427 originations.
Applicant Debt to Income Ratio
Mortgage Access Corp. lent most frequently to those with DTI ratios of 30-36%, with 238 originations. The next most common DTI ratio? 20-30%, with 210 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.20%
Mortgage Access Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination65.30%
Mortgage Access Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,346 | $539,360,000 | $400,713 |