Malone Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Malone averaged
6.28%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.57% and
one month ago for the week of 2024-11-07, the
average rate was 6.77%.
Malone's average rate one year ago was 6.91%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.2%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Malone 30 Year Fixed Rate | 2024-12-12 | 6.28% |
Malone 30 Year Fixed Rate Refi | 2024-12-12 | 7.2% |
Malone 15 Year Fixed Rate | 2024-12-12 | 5.74% |
Malone 15 Year Fixed Rate Refi | 2024-12-12 | 5.74% |
Malone 30 Year FHA | 2024-12-12 | 6.08% |
Malone 30 Year FHA Refi | 2024-12-12 | 6.28% |
Malone 30 Year USDA | 2024-12-12 | 6.4% |
Malone 30 Year USDA Refi | 2024-12-12 | 6.1% |
Malone 30 Year VA | 2024-12-12 | 6.08% |
Malone 30 Year VA Refi | 2024-12-12 | 6.28% |
Malone Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Malone, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Malone Average Closing Costs & Other Stats
Malone, NY's 36 lenders originated 394
loans during 2023. The total origination value was $74,550,000, with an average loan value of
$189,213.
Malone's average closing costs are $4,236.
The top Malone lender as defined by loan originations is Community Bank, with
50 loans originated. Their average total fees are
$852, which is $5,160
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Malone lenders (with over 10 loans originated) are
Community Bank ($852), QUICKEN LOANS, LLC ($6,012), .
The lowest rate Malone lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.78%), Community Bank (6.86%), .
Malone, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Community Bank | $14,810,000 | $14,965,000 | 1.0% | 20.1% |
Webster Bank | $12,655,000 | n/a | 17.0% | |
QUICKEN LOANS, LLC | $6,750,000 | $4,855,000 | -28.1% | 6.5% |
HOMESTEAD FUNDING CORP. | $6,255,000 | $3,975,000 | -36.5% | 5.3% |
NORTHERN CREDIT UNION | $1,870,000 | $3,530,000 | 88.8% | 4.7% |
NBT Bank | $3,505,000 | $3,135,000 | -10.6% | 4.2% |
CROSSCOUNTRY MORTGAGE, LLC | $5,845,000 | $2,240,000 | -61.7% | 3.0% |
Glens Falls National Bank and Trust Company | $410,000 | $2,195,000 | 435.4% | 2.9% |
Adirondack Bank | $2,225,000 | $1,905,000 | -14.4% | 2.6% |
SEFCU SERVICES, LLC | $725,000 | $1,835,000 | 153.1% | 2.5% |
PARAGON HOME LOANS INC. | $4,385,000 | $1,620,000 | -63.1% | 2.2% |
NAVY FEDERAL CREDIT UNION | $515,000 | $1,485,000 | 188.3% | 2.0% |
JPMorgan Chase Bank | $105,000 | $1,285,000 | 1,123.8% | 1.7% |
Farm Credit East, ACA | $460,000 | $1,255,000 | 172.8% | 1.7% |
KeyBank | $4,050,000 | $1,215,000 | -70.0% | 1.6% |
STATE EMPLOYEES FEDERAL CREDIT UNION | $250,000 | $1,200,000 | 380.0% | 1.6% |
MOVEMENT MORTGAGE, LLC | $1,360,000 | $1,175,000 | -13.6% | 1.6% |
Bank of America | $155,000 | $1,145,000 | 638.7% | 1.5% |
Citizens Bank | $830,000 | $1,125,000 | 35.5% | 1.5% |
TD Bank | $340,000 | $1,030,000 | 202.9% | 1.4% |
Mortgage Research Center, LLC | $1,510,000 | $870,000 | -42.4% | 1.2% |
U.S. Bank | $2,500,000 | $785,000 | -68.6% | 1.1% |
ABSOLUTE HOME MORTGAGE CORPORATION | $490,000 | $740,000 | 51.0% | 1.0% |
Wells Fargo Bank | $5,210,000 | $735,000 | -85.9% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $740,000 | $650,000 | -12.2% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $2,760,000 | $445,000 | -83.9% | 0.6% |
HOME TOWN FUNDING, INC. | $755,000 | $425,000 | -43.7% | 0.6% |
PLAZA HOME MORTGAGE, INC. | $485,000 | $395,000 | -18.6% | 0.5% |
TRIAD FINANCIAL SERVICES, INC. | $250,000 | $395,000 | 58.0% | 0.5% |
CMG MORTGAGE, INC. | $385,000 | n/a | 0.5% | |
Prosperity Home Mortgage, LLC | $385,000 | n/a | 0.5% | |
Ballston Spa National Bank | $380,000 | n/a | 0.5% | |
BETTER MORTGAGE CORPORATION | $320,000 | n/a | 0.4% | |
1ST PRIORITY MORTGAGE, INC. | $315,000 | n/a | 0.4% | |
Morgan Stanley Private Bank | $305,000 | n/a | 0.4% | |
NJ LENDERS CORP. | $135,000 | $295,000 | 118.5% | 0.4% |
PENTAGON FEDERAL CREDIT UNION | $280,000 | n/a | 0.4% | |
SUNMARK FEDERAL CREDIT UNION | $245,000 | n/a | 0.3% | |
Barrington Bank & Trust Company, N.A. | $240,000 | $230,000 | -4.2% | 0.3% |
Carthage Federal Savings and Loan Association | $225,000 | n/a | 0.3% | |
21ST MORTGAGE CORPORATION | $640,000 | $210,000 | -67.2% | 0.3% |
USAA Federal Savings Bank | $910,000 | $195,000 | -78.6% | 0.3% |
US MORTGAGE CORPORATION | $185,000 | n/a | 0.2% | |
A&D Mortgage LLC | $175,000 | n/a | 0.2% | |
PENNYMAC LOAN SERVICES, LLC | $175,000 | n/a | 0.2% | |
GUARANTEED RATE, INC. | $145,000 | n/a | 0.2% | |
MID AMERICA MORTGAGE, INC. | $505,000 | $145,000 | -71.3% | 0.2% |
The National Bank of Coxsackie | $145,000 | n/a | 0.2% | |
AMERICU Credit Union | $515,000 | $125,000 | -75.7% | 0.2% |
Pathfinder Bank | $25,000 | $110,000 | 340.0% | 0.1% |
Discover Bank | $105,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $125,000 | $105,000 | -16.0% | 0.1% |
CREDIT HUMAN FEDERAL CREDIT UNION | $185,000 | $45,000 | -75.7% | 0.1% |
Malone's top lender by overall market share is Community Bank, with 20.1% market share. In second place, with 17.0%, is Webster Bank, having originated $12,655,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $4,855,000 in loans. In fourth place, with 5.3%, is HOMESTEAD FUNDING CORP., having originated $3,975,000 in loans. In fifth place, with 4.7%, is NORTHERN CREDIT UNION, having originated $3,530,000 in loans.
Malone Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Malone (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $129,800 (3.8%) | $265,022 (9.1%) | 0.00 | 335 |
2018-02-01 | $129,250 (1.0%) | $284,957 (14.8%) | 0.00 | 334 |
2018-03-01 | $134,900 (2.6%) | $282,329 (8.9%) | 0.00 | 331 |
2018-04-01 | $135,000 (3.1%) | $288,533 (10.1%) | 0.00 | 337 |
2018-05-01 | $159,250 (18.5%) | $300,161 (13.1%) | 0.00 | 348 |
2018-06-01 | $165,000 (18.7%) | $305,298 (13.7%) | 0.00 | 369 |
2018-07-01 | $167,000 (18.2%) | $326,180 (19.7%) | 0.00 | 402 |
2018-08-01 | $163,500 (16.8%) | $319,257 (18.7%) | 0.00 | 400 |
2018-09-01 | $165,000 (22.2%) | $328,774 (18.8%) | 0.00 | 376 |
2018-10-01 | $149,000 (10.4%) | $316,988 (20.3%) | 0.00 | 351 |
2018-11-01 | $142,313 (5.4%) | $322,411 (24.9%) | 0.00 | 315 |
2018-12-01 | $140,000 (5.7%) | $319,215 (22.9%) | 0.00 | 297 |
2019-01-01 | $140,000 (7.9%) | $308,728 (16.5%) | 0.00 | 267 |
2019-02-01 | $140,000 (8.3%) | $318,459 (11.8%) | 0.00 | 263 |
2019-03-01 | $149,857 (11.1%) | $330,767 (17.2%) | 0.00 | 266 |
2019-04-01 | $161,225 (19.4%) | $333,609 (15.6%) | 0.00 | 272 |
2019-05-01 | $154,225 (-3.2%) | $344,066 (14.6%) | 0.00 | 297 |
2019-06-01 | $165,000 (0.0%) | $359,622 (17.8%) | 0.00 | 319 |
2019-07-01 | $175,000 (4.8%) | $396,139 (21.5%) | 0.00 | 329 |
2019-08-01 | $172,245 (5.4%) | $409,935 (28.4%) | 0.00 | 329 |
2019-09-01 | $168,114 (1.9%) | $400,460 (21.8%) | 0.00 | 325 |
2019-10-01 | $164,950 (10.7%) | $392,039 (23.7%) | 0.00 | 322 |
2019-11-01 | $159,900 (12.4%) | $379,111 (17.6%) | 0.00 | 288 |
2019-12-01 | $150,250 (7.3%) | $387,586 (21.4%) | 0.00 | 264 |
2020-01-01 | $147,000 (5.0%) | $372,468 (20.7%) | 0.00 | 250 |
2020-02-01 | $158,250 (13.0%) | $358,091 (12.4%) | 0.00 | 245 |
2020-03-01 | $162,200 (8.2%) | $355,976 (7.6%) | 0.00 | 243 |
2020-04-01 | $174,950 (8.5%) | $382,466 (14.6%) | 0.00 | 225 |
2020-05-01 | $184,450 (19.6%) | $403,011 (17.1%) | 0.00 | 214 |
2020-06-01 | $189,300 (14.7%) | $444,672 (23.7%) | 0.00 | 216 |
2020-07-01 | $190,425 (8.8%) | $436,483 (10.2%) | 0.00 | 229 |
2020-08-01 | $189,900 (10.3%) | $421,869 (2.9%) | 0.00 | 215 |
2020-09-01 | $189,900 (13.0%) | $414,205 (3.4%) | 0.00 | 213 |
2020-10-01 | $179,000 (8.5%) | $366,006 (-6.6%) | 0.00 | 204 |
2020-11-01 | $165,375 (3.4%) | $331,332 (-12.6%) | 0.00 | 191 |
2020-12-01 | $165,500 (10.2%) | $356,234 (-8.1%) | 0.00 | 172 |
2021-01-01 | $156,000 (6.1%) | $343,531 (-7.8%) | 0.00 | 154 |
2021-02-01 | $149,950 (-5.2%) | $353,921 (-1.2%) | 0.00 | 135 |
2021-03-01 | $165,500 (2.0%) | $373,021 (4.8%) | 0.00 | 124 |
2021-04-01 | $145,000 (-17.1%) | $399,663 (4.5%) | 0.00 | 112 |
2021-05-01 | $179,900 (-2.5%) | $442,279 (9.7%) | 0.00 | 114 |
2021-06-01 | $189,450 (0.1%) | $432,891 (-2.7%) | 0.00 | 123 |
2021-07-01 | $187,250 (-1.7%) | $472,018 (8.1%) | 0.00 | 132 |
2021-08-01 | $199,000 (4.8%) | $445,085 (5.5%) | 0.00 | 144 |
2021-09-01 | $207,500 (9.3%) | $411,977 (-0.5%) | 0.00 | 147 |
2021-10-01 | $185,000 (3.4%) | $390,100 (6.6%) | 0.00 | 141 |
2021-11-01 | $159,000 (-3.9%) | $362,508 (9.4%) | 0.00 | 134 |
2021-12-01 | $159,000 (-3.9%) | $370,366 (4.0%) | 0.00 | 120 |
2022-01-01 | $165,500 (6.1%) | $366,148 (6.6%) | 0.00 | 105 |
2022-02-01 | $156,725 (4.5%) | $295,486 (-16.5%) | 0.00 | 105 |
2022-03-01 | $159,975 (-3.3%) | $282,080 (-24.4%) | 0.00 | 100 |
2022-04-01 | $165,500 (14.1%) | $295,352 (-26.1%) | 0.00 | 104 |
2022-05-01 | $203,750 (13.3%) | $332,151 (-24.9%) | 0.00 | 112 |
2022-06-01 | $199,500 (5.3%) | $400,394 (-7.5%) | 0.00 | 140 |
2022-07-01 | $210,000 (12.2%) | $495,021 (4.9%) | 0.00 | 159 |
2022-08-01 | $231,000 (16.1%) | $491,250 (10.4%) | 0.00 | 159 |
2022-09-01 | $227,000 (9.4%) | $476,877 (15.8%) | 0.00 | 154 |
2022-10-01 | $215,000 (16.2%) | $450,477 (15.5%) | 0.00 | 143 |
2022-11-01 | $202,250 (27.2%) | $449,298 (23.9%) | 0.00 | 139 |
2022-12-01 | $215,000 (35.2%) | $434,842 (17.4%) | 0.00 | 125 |
2023-01-01 | $185,725 (12.2%) | $415,004 (13.3%) | 0.00 | 116 |
2023-02-01 | $189,000 (20.6%) | $416,549 (41.0%) | 0.00 | 113 |
2023-03-01 | $218,500 (36.6%) | $419,133 (48.6%) | 0.00 | 110 |
2023-04-01 | $212,500 (28.4%) | $445,304 (50.8%) | 0.00 | 101 |
2023-05-01 | $235,250 (15.5%) | $472,295 (42.2%) | 0.00 | 114 |
2023-06-01 | $229,750 (15.2%) | $478,859 (19.6%) | 0.00 | 131 |
2023-07-01 | $249,500 (18.8%) | $475,524 (-3.9%) | 0.00 | 158 |
2023-08-01 | $249,000 (7.8%) | $487,141 (-0.8%) | 0.00 | 161 |
2023-09-01 | $249,900 (10.1%) | $603,926 (26.6%) | 0.00 | 156 |
2023-10-01 | $249,450 (16.0%) | $574,978 (27.6%) | 0.00 | 145 |
2023-11-01 | $249,000 (23.1%) | $608,433 (35.4%) | 0.00 | 132 |
2023-12-01 | $249,450 (16.0%) | $613,042 (41.0%) | 0.00 | 125 |
2024-01-01 | $249,238 (34.2%) | $624,549 (50.5%) | 0.00 | 109 |
2024-02-01 | $263,250 (39.3%) | $706,094 (69.5%) | 0.00 | 98 |
2024-03-01 | $265,000 (21.3%) | $684,831 (63.4%) | 0.00 | 101 |
2024-04-01 | $267,750 (26.0%) | $664,480 (49.2%) | 0.00 | 105 |
2024-05-01 | $268,500 (14.1%) | $629,167 (33.2%) | 0.00 | 132 |
2024-06-01 | $249,000 (8.4%) | $619,377 (29.3%) | 0.00 | 144 |
2024-07-01 | $234,500 (-6.0%) | $583,722 (22.8%) | 0.00 | 155 |
2024-08-01 | $239,000 (-4.0%) | $572,201 (17.5%) | 0.00 | 171 |
2024-09-01 | $238,250 (-4.7%) | $566,980 (-6.1%) | 0.00 | 176 |
2024-10-01 | $233,750 (-6.3%) | $605,997 (5.4%) | 0.00 | 167 |
2024-11-01 | $219,500 (-11.9%) | $620,639 (2.0%) | 0.00 | 160 |
Malone's median listing price comes in at 0% of the national average.
Malone's average listing price for 2024-11-01 was $620,639, a difference of $12,206 (2.0%) versus the prior year and $14,642 versus the prior month.
For the 2024-11-01 period, Malone had 160 MLS listings, a difference of -7 listings (-4%) versus the prior month and 28 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Malone (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,556 sqft |
2018-02-01 | 0 days | 1,551 sqft |
2018-03-01 | 0 days | 1,550 sqft |
2018-04-01 | 0 days | 1,559 sqft |
2018-05-01 | 0 days | 1,563 sqft |
2018-06-01 | 0 days | 1,556 sqft |
2018-07-01 | 0 days | 1,565 sqft |
2018-08-01 | 0 days | 1,565 sqft |
2018-09-01 | 0 days | 1,586 sqft |
2018-10-01 | 0 days | 1,577 sqft |
2018-11-01 | 0 days | 1,593 sqft |
2018-12-01 | 0 days | 1,600 sqft |
2019-01-01 | 0 days | 1,620 sqft |
2019-02-01 | 0 days | 1,631 sqft |
2019-03-01 | 0 days | 1,657 sqft |
2019-04-01 | 0 days | 1,672 sqft |
2019-05-01 | 0 days | 1,627 sqft |
2019-06-01 | 0 days | 1,630 sqft |
2019-07-01 | 0 days | 1,624 sqft |
2019-08-01 | 0 days | 1,624 sqft |
2019-09-01 | 0 days | 1,624 sqft |
2019-10-01 | 0 days | 1,626 sqft |
2019-11-01 | 0 days | 1,621 sqft |
2019-12-01 | 0 days | 1,625 sqft |
2020-01-01 | 0 days | 1,620 sqft |
2020-02-01 | 0 days | 1,616 sqft |
2020-03-01 | 0 days | 1,651 sqft |
2020-04-01 | 0 days | 1,673 sqft |
2020-05-01 | 0 days | 1,680 sqft |
2020-06-01 | 0 days | 1,717 sqft |
2020-07-01 | 0 days | 1,776 sqft |
2020-08-01 | 0 days | 1,742 sqft |
2020-09-01 | 0 days | 1,754 sqft |
2020-10-01 | 0 days | 1,728 sqft |
2020-11-01 | 0 days | 1,711 sqft |
2020-12-01 | 0 days | 1,650 sqft |
2021-01-01 | 0 days | 1,633 sqft |
2021-02-01 | 0 days | 1,590 sqft |
2021-03-01 | 0 days | 1,637 sqft |
2021-04-01 | 0 days | 1,577 sqft |
2021-05-01 | 0 days | 1,669 sqft |
2021-06-01 | 0 days | 1,676 sqft |
2021-07-01 | 0 days | 1,785 sqft |
2021-08-01 | 0 days | 1,666 sqft |
2021-09-01 | 0 days | 1,675 sqft |
2021-10-01 | 0 days | 1,674 sqft |
2021-11-01 | 0 days | 1,625 sqft |
2021-12-01 | 0 days | 1,650 sqft |
2022-01-01 | 0 days | 1,738 sqft |
2022-02-01 | 0 days | 1,506 sqft |
2022-03-01 | 0 days | 1,454 sqft |
2022-04-01 | 0 days | 1,563 sqft |
2022-05-01 | 0 days | 1,555 sqft |
2022-06-01 | 0 days | 1,518 sqft |
2022-07-01 | 0 days | 1,588 sqft |
2022-08-01 | 0 days | 1,705 sqft |
2022-09-01 | 0 days | 1,664 sqft |
2022-10-01 | 0 days | 1,649 sqft |
2022-11-01 | 0 days | 1,662 sqft |
2022-12-01 | 0 days | 1,608 sqft |
2023-01-01 | 0 days | 1,544 sqft |
2023-02-01 | 0 days | 1,584 sqft |
2023-03-01 | 0 days | 1,625 sqft |
2023-04-01 | 0 days | 1,718 sqft |
2023-05-01 | 0 days | 1,713 sqft |
2023-06-01 | 0 days | 1,650 sqft |
2023-07-01 | 0 days | 1,649 sqft |
2023-08-01 | 0 days | 1,610 sqft |
2023-09-01 | 0 days | 1,666 sqft |
2023-10-01 | 0 days | 1,629 sqft |
2023-11-01 | 0 days | 1,666 sqft |
2023-12-01 | 0 days | 1,715 sqft |
2024-01-01 | 0 days | 1,699 sqft |
2024-02-01 | 0 days | 1,695 sqft |
2024-03-01 | 0 days | 1,657 sqft |
2024-04-01 | 0 days | 1,646 sqft |
2024-05-01 | 0 days | 1,636 sqft |
2024-06-01 | 0 days | 1,600 sqft |
2024-07-01 | 0 days | 1,604 sqft |
2024-08-01 | 0 days | 1,611 sqft |
2024-09-01 | 0 days | 1,584 sqft |
2024-10-01 | 0 days | 1,593 sqft |
2024-11-01 | 0 days | 1,596 sqft |
Malone's median square footage for active listings during the 2024-11-01 period was 1,596 sqft. One year prior, the average listing was 1,666 sqft.
Malone, NY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 231 | $57,265,000 | $247,900 |
Home Improvement | 68 | $5,270,000 | $77,500 |
Refi | 32 | $3,270,000 | $102,188 |
Cash Out Refi | 32 | $5,140,000 | $160,625 |
Other | 31 | $3,605,000 | $116,290 |
Malone's most frequently cited loan purpose was Home Purchase, with 231 originations. The 2nd most popular reason was Home Improvement, with 68 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 173 | $29,065,000 | $168,006 |
7-8% | 79 | $24,445,000 | $309,430 |
5-6% | 55 | $11,795,000 | $214,455 |
Over 8% | 40 | $3,660,000 | $91,500 |
<2.5% | 27 | $2,565,000 | $95,000 |
4-5% | 8 | $1,480,000 | $185,000 |
3-4% | 7 | $735,000 | $105,000 |
During 2023, Malone's most frequently originated rate bucket was 6-7%, with 173 originations.
Loan Sizing (Malone, NY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 164 | $23,520,000 | $143,415 |
$100,000 or less | 134 | $7,800,000 | $58,209 |
$200k-400k | 76 | $19,660,000 | $258,684 |
$400k-600k | 10 | $4,550,000 | $455,000 |
$600k-1000k | 8 | $5,250,000 | $656,250 |
$Over $1MM | 2 | $13,770,000 | $6,885,000 |
Malone's loan sizing saw the bucket of loans from $100k-200k with 164 originations, totaling $23,520,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 165 | $29,785,000 | $180,515 |
60-80% | 88 | $17,680,000 | $200,909 |
20-40% | 49 | $3,805,000 | $77,653 |
Under 20% | 47 | $3,205,000 | $68,191 |
40-60% | 37 | $18,565,000 | $501,757 |
Over 100% | 3 | $705,000 | $235,000 |
Malone's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 165 originations, totaling $29,785,000 in origination value.