Ubs Bank Usa Mortgage Rates, Fees & Info

Salt Lake City, UT

LEI: 549300GWD9H4FQ2VR805

Tax ID: 87-0477597

3.5 stars - out of 5 stars, based on 77 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Ubs Bank Usa is a large bank specializing in Home Purchase, Refi, and Other loans. Ubs Bank Usa has a high proportion of conventional loans. Their top markets include New York, Los Angeles, Miami, San Francisco, and San Diego among others. Ubs Bank Usa has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Ubs Bank Usa is typically a high fee lendor.


Originations

5,938

Origination Dollar Volume (All Markets)

$7,939,080,000

Employee count

507 Show all (69) awards

Relative Rate

Ubs Bank Usa's average 30 year fixed rate mortgage of loans were 2.77%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.38%.

Relative Fees

Ubs Bank Usa's average total fees for a 30 year fixed rate mortgage are $7,377.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 762 $1,068,230,000 $1,401,877 $8,609 2.76%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 516 $970,370,000 $1,880,562 $7,523 2.72%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 351 $714,035,000 $2,034,288 $11,610 2.69%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 276 $454,200,000 $1,645,652 $7,690 2.69%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 149 $216,695,000 $1,454,329 $6,468 2.77%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 112 $204,930,000 $1,829,732 $9,508 2.77%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 130 $202,740,000 $1,559,538 $8,120 2.73%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 104 $188,070,000 $1,808,365 $9,080 2.83%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 158 $186,040,000 $1,177,468 $6,119 2.76%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 144 $170,310,000 $1,182,708 $5,816 2.80%
Outside of Metro Areas 128 $145,420,000 $1,136,094 $6,155 2.80%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 127 $133,645,000 $1,052,323 $5,870 2.82%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 120 $132,320,000 $1,102,667 $5,892 2.81%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 133 $127,395,000 $957,857 $4,863 2.83%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 85 $116,225,000 $1,367,353 $9,276 2.70%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 84 $110,840,000 $1,319,524 $12,382 2.72%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 117 $108,005,000 $923,120 $5,709 2.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 40 $100,150,000 $2,503,750 $7,202 2.65%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 72 $96,720,000 $1,343,333 $6,909 2.80%
Heber, UT (FHA|USDA|VA) 41 $90,005,000 $2,195,244 $7,678 2.60%
Glenwood Springs, CO (FHA|USDA|VA) 18 $88,740,000 $4,930,000 $13,391 2.71%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 58 $83,770,000 $1,444,310 $6,251 2.70%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 80 $75,610,000 $945,125 $4,775 2.84%
Edwards, CO (FHA|USDA|VA) 31 $70,145,000 $2,262,742 $9,945 2.60%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 80 $65,140,000 $814,250 $5,120 2.88%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 52 $61,770,000 $1,187,885 $5,766 2.70%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 68 $58,930,000 $866,618 $5,311 2.93%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 56 $58,230,000 $1,039,821 $7,727 2.89%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 46 $50,690,000 $1,101,957 $6,587 2.78%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 34 $50,680,000 $1,490,588 $5,791 2.80%
Jackson, WY-ID (FHA|USDA|VA) 17 $48,395,000 $2,846,765 $11,110 2.68%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 40 $47,310,000 $1,182,750 $4,713 2.77%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 37 $42,435,000 $1,146,892 $5,834 2.76%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 59 $42,275,000 $716,525 $3,887 2.98%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 39 $41,015,000 $1,051,667 $5,206 2.79%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 27 $39,175,000 $1,450,926 $9,582 2.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $38,145,000 $978,077 $5,077 2.73%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 40 $36,890,000 $922,250 $7,614 2.79%
PORT ST. LUCIE, FL (FHA|USDA|VA) 20 $34,360,000 $1,718,000 $9,743 2.80%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 28 $33,700,000 $1,203,571 $5,770 2.74%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $31,435,000 $10,478,333 $3,031 3.30%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 19 $31,325,000 $1,648,684 $7,255 2.79%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $30,090,000 $1,074,643 $5,715 2.72%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $29,965,000 $1,033,276 $8,078 2.78%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 38 $29,340,000 $772,105 $6,592 2.86%
Breckenridge, CO (FHA|USDA|VA) 20 $28,780,000 $1,439,000 $5,680 2.69%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 20 $27,400,000 $1,370,000 $5,028 2.71%
RENO, NV (FHA|USDA|VA) 22 $27,200,000 $1,236,364 $6,435 2.80%
Key West, FL (FHA|USDA|VA) 19 $26,085,000 $1,372,895 $9,624 2.72%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 18 $25,970,000 $1,442,778 $9,207 2.56%
BEND, OR (FHA|USDA|VA) 29 $24,925,000 $859,483 $5,817 2.74%
BOULDER, CO (FHA|USDA|VA) 24 $24,510,000 $1,021,250 $4,901 2.79%
SALINAS, CA (FHA|USDA|VA) 21 $23,985,000 $1,142,143 $4,898 2.61%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 38 $23,550,000 $619,737 $4,345 2.81%
Hilo, HI (FHA|USDA|VA) 7 $23,425,000 $3,346,429 $11,115 2.61%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 24 $23,240,000 $968,333 $9,176 2.69%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 26 $22,920,000 $881,538 $5,058 2.82%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 20 $21,280,000 $1,064,000 $5,957 2.76%
SANTA FE, NM (FHA|USDA|VA) 25 $20,415,000 $816,600 $6,060 2.79%
COLUMBUS, OH (FHA|USDA|VA) 10 $20,070,000 $2,007,000 $4,673 3.13%
OCEAN CITY, NJ (FHA|USDA|VA) 16 $20,000,000 $1,250,000 $8,139 2.61%
Gardnerville Ranchos, NV (FHA|USDA|VA) 7 $16,045,000 $2,292,143 $7,767 3.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 13 $15,735,000 $1,210,385 $6,048 2.92%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $15,550,000 $7,775,000 $4,977 2.80%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $15,440,000 $1,286,667 $7,840 2.73%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 35 $15,145,000 $432,714 $3,939 2.94%
Lebanon, NH-VT (FHA|USDA|VA) 15 $14,995,000 $999,667 $5,881 2.76%
Bozeman, MT (FHA|USDA|VA) 9 $14,895,000 $1,655,000 $6,355 2.81%
NAPA, CA (FHA|USDA|VA) 9 $14,645,000 $1,627,222 $7,029 2.85%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $14,485,000 $1,609,444 $15,042 2.67%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $14,270,000 $594,583 $3,414 2.79%
Vineyard Haven, MA (FHA|USDA|VA) 7 $13,995,000 $1,999,286 $8,660 2.98%
Steamboat Springs, CO (FHA|USDA|VA) 12 $13,010,000 $1,084,167 $4,771 2.73%
ST. LOUIS, MO-IL (FHA|USDA|VA) 18 $12,990,000 $721,667 $4,030 2.94%
Kapaa, HI (FHA|USDA|VA) 10 $12,960,000 $1,296,000 $9,937 2.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 17 $12,725,000 $748,529 $4,671 2.91%
URBAN HONOLULU, HI (FHA|USDA|VA) 6 $12,250,000 $2,041,667 $8,858 2.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 17 $12,225,000 $719,118 $4,429 2.88%
Hailey, ID (FHA|USDA|VA) 8 $11,820,000 $1,477,500 $8,347 2.55%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $11,640,000 $646,667 $3,636 2.84%
BRUNSWICK, GA (FHA|USDA|VA) 5 $11,615,000 $2,323,000 $11,480 2.65%
SALT LAKE CITY, UT (FHA|USDA|VA) 12 $11,400,000 $950,000 $4,462 2.72%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 12 $10,490,000 $874,167 $5,173 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 10 $10,430,000 $1,043,000 $7,179 2.66%
Torrington, CT (FHA|USDA|VA) 7 $9,915,000 $1,416,429 $8,153 2.66%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 16 $9,590,000 $599,375 $4,983 2.99%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 12 $9,420,000 $785,000 $10,264 3.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 9 $8,875,000 $986,111 $6,712 2.90%
SALISBURY, MD-DE (FHA|USDA|VA) 12 $8,750,000 $729,167 $5,278 3.02%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $8,625,000 $958,333 $7,032 2.60%
ANN ARBOR, MI (FHA|USDA|VA) 10 $8,190,000 $819,000 $4,102 2.89%
Traverse City, MI (FHA|USDA|VA) 11 $7,315,000 $665,000 $4,106 3.05%
Kalispell, MT (FHA|USDA|VA) 7 $7,125,000 $1,017,857 $5,359 2.82%
BOISE CITY, ID (FHA|USDA|VA) 11 $7,115,000 $646,818 $5,402 2.78%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $7,095,000 $1,013,571 $6,374 2.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $6,820,000 $682,000 $4,588 2.61%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $6,705,000 $745,000 $4,349 2.93%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 10 $6,670,000 $667,000 $3,830 3.04%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $6,425,000 $584,091 $5,509 2.83%
WILMINGTON, NC (FHA|USDA|VA) 5 $6,405,000 $1,281,000 $6,181 2.70%
FORT COLLINS, CO (FHA|USDA|VA) 8 $6,370,000 $796,250 $4,482 3.06%
Bennington, VT (FHA|USDA|VA) 8 $6,300,000 $787,500 $6,438 2.83%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $6,040,000 $604,000 $3,984 2.91%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $5,965,000 $1,193,000 $7,680 2.70%
Cullowhee, NC (FHA|USDA|VA) 8 $5,860,000 $732,500 $5,495 2.89%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $5,615,000 $802,143 $4,246 2.98%
Taos, NM (FHA|USDA|VA) 4 $5,600,000 $1,400,000 $8,391 2.94%
KINGSTON, NY (FHA|USDA|VA) 7 $5,545,000 $792,143 $6,452 2.95%
ASHEVILLE, NC (FHA|USDA|VA) 8 $5,500,000 $687,500 $4,399 3.03%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $5,475,000 $782,143 $4,445 2.82%
SAVANNAH, GA (FHA|USDA|VA) 4 $5,340,000 $1,335,000 $7,245 2.66%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $5,290,000 $661,250 $6,206 2.72%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $5,250,000 $875,000 $3,852 2.77%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $5,230,000 $871,667 $3,621 2.69%
Ellensburg, WA (FHA|USDA|VA) 5 $5,175,000 $1,035,000 $4,810 2.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $4,965,000 $709,286 $5,351 2.93%
KNOXVILLE, TN (FHA|USDA|VA) 11 $4,765,000 $433,182 $4,101 3.18%
BELLINGHAM, WA (FHA|USDA|VA) 4 $4,680,000 $1,170,000 $4,932 2.81%
LAFAYETTE, LA (FHA|USDA|VA) 4 $4,650,000 $1,162,500 $6,568 3.22%
Boone, NC (FHA|USDA|VA) 6 $4,390,000 $731,667 $4,385 2.83%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $4,385,000 $626,429 $3,811 2.82%
Whitewater, WI (FHA|USDA|VA) 3 $4,345,000 $1,448,333 $4,915 2.67%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $4,260,000 $710,000 $7,425 2.96%
TUCSON, AZ (FHA|USDA|VA) 8 $4,230,000 $528,750 $4,233 2.94%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $4,210,000 $701,667 $7,839 2.60%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 7 $4,135,000 $590,714 $3,983 3.05%
SYRACUSE, NY (FHA|USDA|VA) 2 $4,080,000 $2,040,000 $12,072 2.56%
Hudson, NY (FHA|USDA|VA) 4 $4,060,000 $1,015,000 $8,325 2.84%
FRESNO, CA (FHA|USDA|VA) 6 $3,920,000 $653,333 $3,901 3.08%
PITTSBURGH, PA (FHA|USDA|VA) 7 $3,785,000 $540,714 $6,286 2.70%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $3,625,000 $725,000 $3,564 2.80%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $3,535,000 $505,000 $4,269 3.36%
Easton, MD (FHA|USDA|VA) 3 $3,515,000 $1,171,667 $6,562 2.96%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $3,515,000 $1,171,667 $6,900 2.58%
Outside of Metro Areas 4 $3,440,000 $860,000 $6,267 2.75%
ROCHESTER, NY (FHA|USDA|VA) 7 $3,425,000 $489,286 $5,704 2.79%
RICHMOND, VA (FHA|USDA|VA) 7 $3,385,000 $483,571 $4,114 2.95%
OCALA, FL (FHA|USDA|VA) 4 $3,250,000 $812,500 $6,521 2.63%
Rexburg, ID (FHA|USDA|VA) 2 $3,180,000 $1,590,000 $8,190 2.94%
BATON ROUGE, LA (FHA|USDA|VA) 3 $3,115,000 $1,038,333 $6,606 2.92%
AKRON, OH (FHA|USDA|VA) 7 $3,095,000 $442,143 $3,876 3.29%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $3,090,000 $772,500 $6,463 3.03%
ST. GEORGE, UT (FHA|USDA|VA) 5 $3,005,000 $601,000 $4,102 3.05%
Sandpoint, ID (FHA|USDA|VA) 1 $2,905,000 $2,905,000 $14,127 2.13%
PITTSFIELD, MA (FHA|USDA|VA) 3 $2,895,000 $965,000 $5,982 2.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $2,835,000 $567,000 $3,345 2.95%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $2,775,000 $925,000 $4,646 2.67%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $2,720,000 $680,000 $3,872 2.84%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $2,660,000 $665,000 $6,267 2.78%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $2,615,000 $523,000 $4,867 3.18%
ANCHORAGE, AK (FHA|USDA|VA) 4 $2,550,000 $637,500 $5,231 2.91%
Georgetown, SC (FHA|USDA|VA) 2 $2,550,000 $1,275,000 $6,249 2.94%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $2,485,000 $497,000 $3,439 2.60%
NILES, MI (FHA|USDA|VA) 3 $2,455,000 $818,333 $5,273 2.71%
Fredericksburg, TX (FHA|USDA|VA) 2 $2,450,000 $1,225,000 $11,195 2.69%
Seneca, SC (FHA|USDA|VA) 3 $2,445,000 $815,000 $4,955 2.67%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $2,425,000 $2,425,000 $14,861 2.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $2,360,000 $590,000 $7,046 2.66%
MODESTO, CA (FHA|USDA|VA) 3 $2,335,000 $778,333 $3,940 2.92%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $2,190,000 $1,095,000 $4,486 3.00%
Granbury, TX (FHA|USDA|VA) 2 $2,180,000 $1,090,000 $8,129 3.00%
ROANOKE, VA (FHA|USDA|VA) 3 $2,125,000 $708,333 $4,548 3.21%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $2,105,000 $701,667 $4,781 3.25%
Brainerd, MN (FHA|USDA|VA) 2 $2,020,000 $1,010,000 $3,125 2.69%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,990,000 $497,500 $5,318 3.13%
Aberdeen, WA (FHA|USDA|VA) 2 $1,970,000 $985,000 $5,797 2.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $1,955,000 $651,667 $3,931 2.71%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $1,950,000 $975,000 $4,756 2.63%
LINCOLN, NE (FHA|USDA|VA) 3 $1,925,000 $641,667 $3,649 2.67%
TOLEDO, OH (FHA|USDA|VA) 3 $1,845,000 $615,000 $5,133 2.83%
MORRISTOWN, TN (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $7,203 2.50%
Laconia, NH (FHA|USDA|VA) 1 $1,775,000 $1,775,000 $5,900 2.50%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $1,715,000 $571,667 $6,245 2.96%
PUEBLO, CO (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $4,712 3.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $1,675,000 $1,675,000 $48,779 2.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $1,660,000 $830,000 $3,644 2.69%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,655,000 $551,667 $3,568 2.71%
LUBBOCK, TX (FHA|USDA|VA) 2 $1,650,000 $825,000 $8,578 2.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $1,625,000 $541,667 $4,423 2.83%
Brenham, TX (FHA|USDA|VA) 1 $1,575,000 $1,575,000 $21,127 2.50%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,575,000 $525,000 $3,759 2.79%
MADISON, WI (FHA|USDA|VA) 3 $1,565,000 $521,667 $3,584 3.17%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $1,565,000 $521,667 $4,322 3.00%
Hood River, OR (FHA|USDA|VA) 2 $1,560,000 $780,000 $4,786 2.94%
LANCASTER, PA (FHA|USDA|VA) 1 $1,495,000 $1,495,000 $10,400 2.38%
LaGrange, GA-AL (FHA|USDA|VA) 2 $1,460,000 $730,000 $4,371 2.94%
Durango, CO (FHA|USDA|VA) 2 $1,460,000 $730,000 $6,104 3.44%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $1,455,000 $1,455,000 $5,422 2.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,008 3.16%
PANAMA CITY, FL (FHA|USDA|VA) 2 $1,390,000 $695,000 $5,874 3.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,375,000 $458,333 $9,161 2.83%
VALLEJO, CA (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $4,346 2.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $4,436 2.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $1,360,000 $680,000 $20,277 3.19%
Athens, TX (FHA|USDA|VA) 2 $1,350,000 $675,000 $7,800 2.75%
Show Low, AZ (FHA|USDA|VA) 2 $1,340,000 $670,000 $4,717 3.06%
MORGANTOWN, WV (FHA|USDA|VA) 1 $1,325,000 $1,325,000 $4,213 2.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $5,676 2.88%
MIDLAND, TX (FHA|USDA|VA) 2 $1,280,000 $640,000 $6,705 3.38%
MONTGOMERY, AL (FHA|USDA|VA) 3 $1,245,000 $415,000 $3,310 3.04%
Platteville, WI (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $3,996 2.75%
Kerrville, TX (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $4,950 2.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $7,259 2.88%
MISSOULA, MT (FHA|USDA|VA) 2 $1,140,000 $570,000 $4,062 3.38%
CLEVELAND, TN (FHA|USDA|VA) 2 $1,120,000 $560,000 $4,059 3.31%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $4,102 2.75%
Forest City, NC (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $4,633 3.00%
Montrose, CO (FHA|USDA|VA) 1 $1,065,000 $1,065,000 $4,032 2.75%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,714 3.17%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $7,503 2.75%
CASPER, WY (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $4,541 2.88%
Sevierville, TN (FHA|USDA|VA) 1 $975,000 $975,000 $8,469 2.88%
JONESBORO, AR (FHA|USDA|VA) 1 $965,000 $965,000 $4,559 2.38%
LONGVIEW, WA (FHA|USDA|VA) 2 $930,000 $465,000 $4,003 3.00%
Sonora, CA (FHA|USDA|VA) 1 $915,000 $915,000 $3,662 3.00%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $895,000 $895,000 $3,669 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $880,000 $440,000 $3,253 2.88%
Brevard, NC (FHA|USDA|VA) 2 $820,000 $410,000 $4,607 2.94%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $820,000 $410,000 $4,206 3.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $810,000 $405,000 $3,839 3.25%
TULSA, OK (FHA|USDA|VA) 1 $805,000 $805,000 $6,027 2.75%
Port Angeles, WA (FHA|USDA|VA) 1 $805,000 $805,000 $5,381 2.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $790,000 $395,000 $6,262 3.63%
MUSKEGON, MI (FHA|USDA|VA) 1 $765,000 $765,000 $4,114 2.63%
Shelton, WA (FHA|USDA|VA) 1 $755,000 $755,000 $6,116 2.88%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $755,000 $755,000 $4,418 2.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $750,000 $375,000 $4,052 2.94%
Concord, NH (FHA|USDA|VA) 2 $740,000 $370,000 $3,100 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $735,000 $735,000 $4,068 2.63%
REDDING, CA (FHA|USDA|VA) 1 $735,000 $735,000 $3,532 2.63%
Barre, VT (FHA|USDA|VA) 1 $735,000 $735,000 $4,665 2.50%
Elkins, WV (FHA|USDA|VA) 1 $725,000 $725,000 $4,387 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $725,000 $725,000 $3,887 3.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $715,000 $715,000 $4,351 2.38%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $705,000 $705,000 $4,542 2.75%
Newport, OR (FHA|USDA|VA) 1 $705,000 $705,000 $5,346 3.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $700,000 $350,000 $3,871 2.81%
SPARTANBURG, SC (FHA|USDA|VA) 1 $665,000 $665,000 $3,926 2.63%
The Dalles, OR (FHA|USDA|VA) 1 $645,000 $645,000 $9,457 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $640,000 $320,000 $3,860 2.94%
Crossville, TN (FHA|USDA|VA) 2 $640,000 $320,000 $3,254 2.69%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $635,000 $635,000 $4,887 2.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $615,000 $615,000 $6,399 2.38%
CARSON CITY, NV (FHA|USDA|VA) 1 $605,000 $605,000 $3,212 2.38%
JACKSON, MI (FHA|USDA|VA) 1 $605,000 $605,000 $3,216 3.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $605,000 $605,000 $4,092 2.63%
AMARILLO, TX (FHA|USDA|VA) 1 $605,000 $605,000 $7,505 2.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $595,000 $595,000 $16,246 2.88%
Bay City, TX (FHA|USDA|VA) 1 $595,000 $595,000 $8,351 2.88%
READING, PA (FHA|USDA|VA) 1 $595,000 $595,000 $6,228 2.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $595,000 $595,000 $5,114 2.75%
McAlester, OK (FHA|USDA|VA) 1 $595,000 $595,000 $3,979 2.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $590,000 $295,000 $5,273 3.19%
GREEN BAY, WI (FHA|USDA|VA) 1 $585,000 $585,000 $4,554 2.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $585,000 $585,000 $3,813 3.00%
SALEM, OR (FHA|USDA|VA) 1 $585,000 $585,000 $7,205 3.13%
GAINESVILLE, GA (FHA|USDA|VA) 1 $555,000 $555,000 $4,515 2.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $555,000 $555,000 $5,576 2.75%
Payson, AZ (FHA|USDA|VA) 1 $555,000 $555,000 $3,542 2.63%
GREELEY, CO (FHA|USDA|VA) 1 $555,000 $555,000 $4,419 2.88%
PROVO-OREM, UT (FHA|USDA|VA) 1 $555,000 $555,000 $3,492 2.88%
Sturgis, MI (FHA|USDA|VA) 1 $555,000 $555,000 $3,774 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $555,000 $555,000 $6,637 2.88%
YUBA CITY, CA (FHA|USDA|VA) 1 $555,000 $555,000 $3,905 2.38%
Alexandria, MN (FHA|USDA|VA) 1 $555,000 $555,000 $3,819 3.25%
Holland, MI (FHA|USDA|VA) 1 $545,000 $545,000 $3,532 2.88%
Milledgeville, GA (FHA|USDA|VA) 1 $545,000 $545,000 $4,180 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $545,000 $545,000 $4,957 2.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $545,000 $545,000 $4,789 2.75%
Helena, MT (FHA|USDA|VA) 1 $545,000 $545,000 $5,594 3.00%
Ludington, MI (FHA|USDA|VA) 1 $525,000 $525,000 $3,366 2.63%
MEDFORD, OR (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.13%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $515,000 $515,000 $4,119 3.13%
JACKSON, MS (FHA|USDA|VA) 1 $515,000 $515,000 $4,531 2.38%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $505,000 $505,000 $6,105 3.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $505,000 $505,000 $3,656 3.13%
STAUNTON, VA (FHA|USDA|VA) 2 $490,000 $245,000 $3,309 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $455,000 $151,667 $4,202 4.08%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $445,000 $445,000 $7,849 3.50%
Berlin, NH (FHA|USDA|VA) 1 $445,000 $445,000 $3,778 3.50%
North Platte, NE (FHA|USDA|VA) 1 $435,000 $435,000 $3,861 3.25%
Dayton, TN (FHA|USDA|VA) 1 $415,000 $415,000 $4,368 3.13%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $410,000 $205,000 $4,395 3.06%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $410,000 $205,000 $3,047 2.56%
Clewiston, FL (FHA|USDA|VA) 1 $355,000 $355,000 $4,827 3.25%
CHICO, CA (FHA|USDA|VA) 1 $345,000 $345,000 $4,697 3.75%
Somerset, KY (FHA|USDA|VA) 1 $295,000 $295,000 $3,507 3.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $295,000 $295,000 $3,177 3.50%
BINGHAMTON, NY (FHA|USDA|VA) 1 $295,000 $295,000 $4,716 2.88%
Meadville, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,771 3.75%
Alamogordo, NM (FHA|USDA|VA) 1 $275,000 $275,000 $4,204 3.63%
Ukiah, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,382 3.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $255,000 $255,000 $5,078 3.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,714 3.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $245,000 $245,000 $2,755 2.88%
La Grande, OR (FHA|USDA|VA) 1 $235,000 $235,000 $3,400 3.00%
SAN ANGELO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,407 2.75%
ITHACA, NY (FHA|USDA|VA) 1 $225,000 $225,000 $5,910 2.88%
Pottsville, PA (FHA|USDA|VA) 1 $215,000 $215,000 $4,383 2.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,242 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,247 3.63%
Baraboo, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,037 2.88%
ROCHESTER, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,166 3.25%
Rutland, VT (FHA|USDA|VA) 1 $145,000 $145,000 $3,980 3.13%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,635 3.25%
MONROE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $3,566 2.63%
Silver City, NM (FHA|USDA|VA) 1 $125,000 $125,000 $3,785 2.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $2,387 2.88%
Mount Sterling, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,003 3.13%
NEW BERN, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.13%

Ubs Bank Usa's top markets include New York, Los Angeles, Miami, San Francisco, and San Diego among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 5,938 $7,939,080,000 $1,336,996 $7,176 2.78%

For the 2021 period, Ubs Bank Usa's most frequently originated loan type of loans were Conventional, with 5,938 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 2,086 $3,067,160,000 $1,470,355 $8,832 2.72%
Refi 1,644 $1,980,790,000 $1,204,860 $5,837 2.82%
Other 1,531 $2,137,735,000 $1,396,300 $6,784 2.73%
Cash Out Refi 677 $753,395,000 $1,112,843 $6,159 2.97%

For the 2021, Ubs Bank Usa's most frequently cited loan purpose of loans were Home Purchase, with 2,086 originations. The 2nd most popular reason of loans were Refi, with 1,644 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 5,385 $7,333,575,000 $1,361,852 $7,377 2.77%
15 Year 344 $237,550,000 $690,552 $5,280 2.75%
20 Year 160 $102,520,000 $640,750 $5,159 3.00%
10 Year 42 $22,760,000 $541,905 $4,221 2.76%
3 Year 4 $73,960,000 $18,490,000 $0 3.11%
Other 3 $168,715,000 $56,238,333 $0 3.10%

For the 2021, Ubs Bank Usa's most frequently cited loan length of loans were 30 Year, with 5,385 originations. The 2nd most popular length of loans were 15 Year, with 344 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 5,562 $7,322,530,000 $1,316,528
$1k-2k 80 $28,290,000 $353,625
$5k+ 67 $133,375,000 $1,990,672
$3k-4k 19 $17,905,000 $942,368
$2k-3k 16 $10,280,000 $642,500

$7,377 of loans were Ubs Bank Usa's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 5,562 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 3,086 $3,798,640,000 $1,230,927
<2.5% 1,736 $3,295,640,000 $1,898,410
3-4% 1,100 $839,750,000 $763,409
4-5% 16 $5,050,000 $315,625

During 2021, Ubs Bank Usa's average interest rate of loans were 2.77%, while their most frequently originated rate bucket of loans were 2.5-3%, with 3,086 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$1MM+ 2,552 $5,864,880,000 $2,298,150 $10,017 2.64%
$600k-1MM 1,831 $1,410,475,000 $770,330 $5,484 2.77%
$400k-600k 939 $507,495,000 $540,463 $4,869 2.86%
$200k-400k 452 $132,230,000 $292,544 $3,963 3.26%
$100k-200k 143 $22,275,000 $155,769 $3,320 3.19%
$100,000 or less 21 $1,725,000 $82,143 $3,106 3.13%

2021 saw Ubs Bank Usa place emphasis on $1MM+ loans with 2,552 originations, totaling $5,864,880,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 4,090 $6,452,900,000 $1,577,726 $8,181 2.70%
$150k-250k 1,090 $759,960,000 $697,211 $5,151 2.86%
$100k-150k 422 $212,190,000 $502,820 $4,499 2.99%
$75k-100k 132 $44,120,000 $334,242 $3,992 3.22%
$50k-75k 121 $27,075,000 $223,760 $3,614 3.29%
$50k or less 29 $4,605,000 $158,793 $3,378 3.22%

Ubs Bank Usa lent most frequently to those with incomes in the $250k+ range, with 4,090 originations. The second most popular income band? $150k-250k, with 1,090 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,165 $1,332,135,000 $1,143,464 $7,032 2.80%
30-36% 870 $1,040,340,000 $1,195,793 $6,743 2.79%
<20% 830 $1,019,800,000 $1,228,675 $6,959 2.75%
50-60% 475 $779,035,000 $1,640,074 $8,266 2.66%
44% 241 $374,705,000 $1,554,793 $7,800 2.79%
43% 225 $255,865,000 $1,137,178 $6,396 2.82%
41% 204 $288,190,000 $1,412,696 $8,107 2.77%
39% 189 $225,115,000 $1,191,085 $6,584 2.81%
45% 175 $225,205,000 $1,286,886 $6,900 2.83%
42% 172 $274,530,000 $1,596,105 $8,131 2.81%
47% 169 $197,765,000 $1,170,207 $7,290 2.82%
40% 166 $210,460,000 $1,267,831 $7,233 2.80%
37% 161 $205,435,000 $1,275,994 $6,631 2.79%
46% 160 $204,540,000 $1,278,375 $7,231 2.82%
38% 159 $184,245,000 $1,158,774 $6,146 2.80%
36% 156 $170,740,000 $1,094,487 $6,275 2.79%
48% 155 $177,835,000 $1,147,323 $6,667 2.79%
49% 153 $196,225,000 $1,282,516 $6,982 2.78%
>60% 64 $154,490,000 $2,413,906 $10,560 2.52%

Ubs Bank Usa lent most frequently to those with DTI ratios of 20-30%, with 1,165 originations. The next most common DTI ratio? 30-36%, with 870 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,599 $5,482,315,000 $1,192,067 $6,893 2.79%
Not provided 1,001 $1,606,205,000 $1,604,600 $8,081 2.73%
Not applicable 53 $425,225,000 $8,023,113 $13,766 2.70%
Asian 196 $280,320,000 $1,430,204 $7,708 2.69%
Black 63 $104,505,000 $1,658,810 $8,081 2.83%
Other Asian 1 $16,205,000 $16,205,000 $21,670 2.75%
American Indian 11 $11,605,000 $1,055,000 $6,458 2.82%
Asian Indian 5 $5,065,000 $1,013,000 $4,971 2.70%
Native Hawaiian 6 $4,760,000 $793,333 $4,341 2.85%
Filipino 1 $1,405,000 $1,405,000 $7,569 2.50%
Vietnamese 1 $1,205,000 $1,205,000 $6,051 3.25%
Chinese 1 $265,000 $265,000 $0 3.13%

Approval Rates

Total approvals of all applications
93.05%

Ubs Bank Usa has an average approval rate.

Pick Rate

Approvals leading to origination
73.77%

Ubs Bank Usa has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 5,938 $7,939,080,000 $1,336,996

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
5,938 $7,939,080,000 $1,336,996

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 685 $623,445,000 $910,139 $5,996 2.82%
40-60% 1,536 $1,838,880,000 $1,197,188 $6,388 2.81%
60-80% 2,401 $3,719,065,000 $1,548,965 $7,724 2.76%
80-100% 1,221 $1,695,955,000 $1,388,989 $7,866 2.74%
Under 20% 95 $61,735,000 $649,842 $5,202 2.86%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
UBS BANK USA Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 100.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Ubs Bank Usa 299 South Main Street, Suite 2275 Salt Lake City, UT 84111 Full Service B&M $86,192,020

For 2021, Ubs Bank Usa had 1 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $1,852,115
Net interest income $1,742,472
Total noninterest income $54,952
Gross Fiduciary activities income $0
Service charges on deposit accounts $0
Trading account gains and fees $0
Additional Noninterest Income $54,952
Pre-tax net operating income $1,444,498
Securities gains (or losses, -) $5,931
Income before extraordinary items $1,051,875
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $1,051,875
Minority interest net income $0
Net income $1,051,875
Sale, conversion, retirement of capital stock, net $0
Net operating income $1,047,189

Ubs Bank Usa's gross interest income from loans was $1,852,115,000.
Ubs Bank Usa's net interest income from loans was $1,742,472,000.
Ubs Bank Usa's fee based income from loans was $0.
Ubs Bank Usa's net income from loans was $1,051,875,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $109,643
Provision for credit losses $8,518
Total noninterest expense $344,408
Salaries and employee benefits $101,600
Premises and equipment expense $7,426
Additional noninterest expense $235,382
Applicable income taxes $398,554
Net charge-offs $1,703
Cash dividends $0

Ubs Bank Usa's interest expense for loans was $109,643,000.
Ubs Bank Usa's payroll and benefits expense were $101,600,000.
Ubs Bank Usa's property, plant and equipment expenses $7,426,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.2%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $111,602,591
Deposits held in domestic offices $111,602,591
Deposits by Individuals, partnerships, and corporations $111,504,215
Deposits by U.S. Government $2,445
Deposits by States and political subdivisions in the U.S. $94,763
Deposits by Commercial banks and other depository institutions in U.S. $1,168
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $10,237
Demand deposits $9,698
Nontransaction accounts $111,592,354
Money market deposit accounts (MMDAs) $106,516,604
Other savings deposits (excluding MMDAs) $0
Total time deposits $5,075,749
Total time and savings deposits $111,592,893
Noninterest-bearing deposits $10,237
Interest-bearing deposits $111,592,354
Retail deposits $106,526,842
IRAs and Keogh plan accounts $15,137,500
Brokered deposits $5,075,749
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $121,064,212
Cash & Balances due from depository institutions $33,658,425
Interest-bearing balances $33,643,213
Total securities $7,491,104
Federal funds sold & reverse repurchase $0
Net loans and leases $79,266,239
Loan and leases loss allowance $60,601
Trading account assets $0
Bank premises and fixed assets $12,167
Other real estate owned $931
Goodwill and other intangibles $4,760
All other assets $630,586

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $121,064,212
Total Liabilities $112,647,804
Total deposits $111,602,591
Interest-bearing deposits $111,592,354
Deposits held in domestic offices $111,602,591
% insured (estimated) $57
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $751,029
Subordinated debt $0
All other liabilities $294,184

Issued Loan Types

Type Value (in 000's)
Net loans and leases $79,266,239
Loan and leases loss allowance $60,601
Total loans and leases (domestic) $79,326,840
All real estate loans $24,182,820
Real estate loans in domestic offices $24,182,820
Construction and development loans $439
Residential 1-4 family construction $0
Other construction, all land development and other land $439
Loans secured by nonfarm nonresidential properties $868,346
Nonfarm nonresidential secured by owner-occupied properties $25,552
Commercial real estate & other non-farm, non-residential $842,794
Multifamily residential real estate $457,366
1-4 family residential loans $22,856,669
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $9,534,431
To non-U.S. addressees $521,169
Loans to individuals $40,452,035
Credit card loans $256,342
Related Plans $0
Consumer Auto Loans $0
Other loans to individuals $40,195,693
All other loans & leases $5,157,554
Loans to foreign governments and official institutions $0
Other loans $5,138,832
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $5,511,220
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $545
Non 1-4 family restructured loans & leases $545
Total loans and leases (foreign) $0

UBS Bank USA had $79,266,239,000 of loans outstanding in 2021. $24,182,820,000 of loans were in real estate loans. $439,000 of loans were in development loans. $457,366,000 of loans were in multifamily mortgage loans. $22,856,669,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $256,342,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 1 $57 $57,000
Nonfarm, nonresidential loans - $250k-1MM 1 $57 $57,000
Commercial & Industrial, US addressed loans - <$1MM 5,074 $801,296 $157,922
Commercial & Industrial, US addressed loans - <$100k 3,140 $47,404 $15,097
Commercial & Industrial, US addressed loans - $100-250k 697 $112,729 $161,735
Commercial & Industrial, US addressed loans - $250k-1MM 1,237 $641,163 $518,321