A&d Mortgage Rates, Fees & Info
Hollywood, FLLEI: 2549005SIVTHG14U2905
Tax ID: 80-0832417
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Mortgage Data
Review & Overview
A&d Mortgage is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. A&d Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Miami, New York, Los Angeles, Orlando, and Dallas among others. We have data for 292 markets. (Some data included below & more in-depth data is available with an active subscription.)A&d Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. A&d Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 8.54% | 10/8/24 |
30 Year Conventional Refi | 7.83% | 10/8/24 |
30 Year Cash-out Refi | 8.35% | 10/8/24 |
30 Year FHA Purchase | 7.48% | 10/8/24 |
30 Year USDA Purchase | 6.27% | 10/8/24 |
15 Year Conventional Purchase | 6.39% | 10/8/24 |
15 Year Conventional Refi | 6.16% | 10/8/24 |
15 Year Cash-out Refi | 6.16% | 10/8/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
A&d Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from A&d Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,159Origination Dollar Volume (All Markets)
$2,396,085,000Relative Rate
A&d Mortgage's average 30 year fixed mortgage rate was
8.73%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 2.25%.
Relative Fees (Closing Costs)
A&d Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $17,260.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,794 | $742,750,000 | $414,019 | $18,118 | 8.64% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 852 | $444,210,000 | $521,373 | $20,272 | 8.71% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 204 | $142,800,000 | $700,000 | $22,218 | 8.96% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 373 | $120,315,000 | $322,560 | $18,450 | 8.70% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 172 | $60,290,000 | $350,523 | $18,082 | 8.63% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 153 | $46,345,000 | $302,908 | $15,002 | 8.64% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 129 | $44,145,000 | $342,209 | $15,936 | 8.55% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 83 | $34,635,000 | $417,289 | $15,598 | 8.87% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 90 | $30,790,000 | $342,111 | $16,379 | 8.83% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 46 | $29,950,000 | $651,087 | $18,331 | 9.10% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 97 | $29,885,000 | $308,093 | $15,240 | 8.99% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 99 | $27,595,000 | $278,737 | $13,055 | 8.71% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 109 | $26,135,000 | $239,771 | $10,704 | 8.96% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 65 | $25,305,000 | $389,308 | $14,765 | 8.62% |
Outside of Metro Areas | 76 | $21,430,000 | $281,974 | $13,253 | 8.92% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 67 | $20,025,000 | $298,881 | $14,318 | 8.75% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 58 | $19,810,000 | $341,552 | $15,413 | 8.73% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 58 | $19,730,000 | $340,172 | $10,277 | 8.46% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 26 | $18,270,000 | $702,692 | $22,778 | 8.42% |
JACKSONVILLE, FL (FHA|USDA|VA) | 66 | $17,970,000 | $272,273 | $18,670 | 8.40% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 36 | $17,280,000 | $480,000 | $18,864 | 8.77% |
Key West, FL (FHA|USDA|VA) | 23 | $16,965,000 | $737,609 | $21,691 | 8.70% |
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 54 | $16,940,000 | $313,704 | $16,227 | 8.61% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 41 | $15,975,000 | $389,634 | $17,666 | 8.66% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 34 | $13,840,000 | $407,059 | $14,593 | 8.05% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 18 | $11,940,000 | $663,333 | $25,540 | 8.91% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 34 | $11,340,000 | $333,529 | $16,015 | 8.57% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 37 | $10,375,000 | $280,405 | $14,395 | 8.73% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 42 | $9,700,000 | $230,952 | $14,152 | 8.84% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 14 | $8,750,000 | $625,000 | $11,177 | 8.78% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 30 | $8,530,000 | $284,333 | $11,781 | 8.28% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $8,030,000 | $803,000 | $35,242 | 8.95% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 31 | $7,985,000 | $257,581 | $12,922 | 9.03% |
PANAMA CITY, FL (FHA|USDA|VA) | 22 | $7,960,000 | $361,818 | $21,428 | 8.74% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 23 | $7,325,000 | $318,478 | $13,187 | 8.61% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 16 | $7,240,000 | $452,500 | $15,305 | 9.46% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 17 | $7,155,000 | $420,882 | $18,866 | 8.13% |
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 32 | $6,860,000 | $214,375 | $12,484 | 8.92% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 24 | $6,610,000 | $275,417 | $10,713 | 8.88% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 17 | $6,005,000 | $353,235 | $16,533 | 8.72% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $5,955,000 | $661,667 | $19,632 | 9.43% |
OCALA, FL (FHA|USDA|VA) | 28 | $5,850,000 | $208,929 | $12,588 | 8.83% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $4,940,000 | $617,500 | $21,907 | 8.72% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 11 | $4,825,000 | $438,636 | $18,551 | 9.81% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $4,340,000 | $310,000 | $14,729 | 8.45% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 20 | $4,250,000 | $212,500 | $6,153 | 8.77% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 9 | $4,175,000 | $463,889 | $16,039 | 9.05% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 19 | $4,135,000 | $217,632 | $11,175 | 9.42% |
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 22 | $4,090,000 | $185,909 | $10,284 | 8.76% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 17 | $4,075,000 | $239,706 | $13,067 | 9.11% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $4,070,000 | $678,333 | $18,117 | 8.33% |
FRESNO, CA (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $13,265 | 8.40% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,920,000 | $490,000 | $24,158 | 9.20% |
STOCKTON, CA (FHA|USDA|VA) | 8 | $3,840,000 | $480,000 | $16,689 | 9.03% |
Sevierville, TN (FHA|USDA|VA) | 10 | $3,670,000 | $367,000 | $9,500 | 8.46% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 17 | $3,655,000 | $215,000 | $11,083 | 8.45% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 11 | $3,655,000 | $332,273 | $18,657 | 8.59% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 16 | $3,520,000 | $220,000 | $10,373 | 9.16% |
LOUISVILLE, KY (FHA|USDA|VA) | 17 | $3,495,000 | $205,588 | $11,912 | 8.56% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 16 | $3,470,000 | $216,875 | $0 | 8.73% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $3,320,000 | $237,143 | $12,556 | 9.38% |
LUBBOCK, TX (FHA|USDA|VA) | 8 | $3,220,000 | $402,500 | $17,452 | 8.93% |
SALINAS, CA (FHA|USDA|VA) | 4 | $3,210,000 | $802,500 | $22,849 | 9.37% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $3,205,000 | $457,857 | $27,202 | 8.59% |
WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $3,000,000 | $375,000 | $0 | 8.95% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $14,371 | 8.55% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $2,795,000 | $186,333 | $8,881 | 9.63% |
VALLEJO, CA (FHA|USDA|VA) | 7 | $2,745,000 | $392,143 | $18,906 | 8.48% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $16,809 | 9.12% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $11,016 | 8.80% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $9,690 | 8.85% |
COLUMBUS, OH (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $3,825 | 8.89% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 13 | $2,605,000 | $200,385 | $10,001 | 8.91% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $30,668 | 8.53% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $2,480,000 | $620,000 | $18,528 | 8.19% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $2,325,000 | $775,000 | $14,864 | 8.21% |
SAN JUAN-BAYAMĆN-CAGUAS, PR (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $0 | 9.39% |
BINGHAMTON, NY (FHA|USDA|VA) | 15 | $2,245,000 | $149,667 | $8,862 | 8.66% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $10,909 | 8.46% |
PITTSBURGH, PA (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $19,567 | 9.00% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $6,913 | 8.98% |
GLENS FALLS, NY (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $7,887 | 9.56% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $11,514 | 10.02% |
JACKSONVILLE, NC (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $0 | 8.48% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $9,121 | 9.37% |
Granbury, TX (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $9,910 | 9.70% |
MODESTO, CA (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $10,674 | 7.69% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $7,760 | 9.07% |
GAINESVILLE, FL (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $11,049 | 8.95% |
TALLAHASSEE, FL (FHA|USDA|VA) | 12 | $1,740,000 | $145,000 | $8,742 | 8.75% |
KINGSTON, NY (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $11,320 | 8.33% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $13,723 | 9.25% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,645,000 | $1,645,000 | $0 | 8.88% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $1,090 | 8.21% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $17,376 | 9.29% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $20,059 | 11.06% |
ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $0 | 9.28% |
TULSA, OK (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $0 | 9.21% |
SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $11,589 | 9.16% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $7,384 | 9.62% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $1,090 | 10.81% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $15,326 | 8.50% |
Port Lavaca, TX (FHA|USDA|VA) | 1 | $1,405,000 | $1,405,000 | $25,662 | 8.88% |
BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $11,646 | 8.21% |
NAPA, CA (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $14,617 | 8.38% |
Breckenridge, CO (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $1,090 | 8.69% |
UTICA-ROME, NY (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $23,944 | 10.00% |
Clewiston, FL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $18,918 | 9.35% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $11,481 | 8.48% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $0 | 9.29% |
PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $7,587 | 8.89% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $9,593 | 9.56% |
THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $15,139 | 8.18% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $0 | 8.72% |
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $0 | 8.87% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $8,052 | 8.89% |
COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $24,977 | 9.27% |
Outside of Metro Areas | 2 | $1,190,000 | $595,000 | $19,159 | 8.44% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $0 | 9.00% |
HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $15,890 | 7.81% |
SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $0 | 9.27% |
PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $0 | 9.37% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $11,973 | 8.42% |
RICHMOND, VA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $13,524 | 7.46% |
ANN ARBOR, MI (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $0 | 11.08% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $14,800 | 6.94% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $16,709 | 8.25% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $6,999 | 9.25% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $11,930 | 9.39% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $10,440 | 8.47% |
SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $0 | 9.08% |
Moses Lake, WA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $0 | 9.88% |
EL CENTRO, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $13,034 | 8.54% |
Jefferson, GA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $0 | 8.50% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $9,770 | 9.13% |
Traverse City, MI (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $0 | 8.62% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $19,193 | 8.25% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 9.41% |
OWENSBORO, KY (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 7.79% |
TYLER, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $1,406 | 8.99% |
REDDING, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $15,249 | 9.58% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $11,708 | 7.04% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $13,249 | 9.31% |
Amsterdam, NY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $10,747 | 8.37% |
BEND, OR (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $22,659 | 8.38% |
Huntsville, TX (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $28,322 | 9.99% |
MADERA, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $0 | 9.17% |
Vineyard Haven, MA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $0 | 8.38% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $16,390 | 8.67% |
Hailey, ID (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $23,566 | 8.25% |
Bozeman, MT (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 10.75% |
Torrington, CT (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $16,017 | 8.54% |
BOISE CITY, ID (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $10,639 | 9.29% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $8,577 | 9.81% |
EL PASO, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $15,924 | 10.37% |
MOBILE, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,754 | 7.63% |
SYRACUSE, NY (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,169 | 9.20% |
PUEBLO, CO (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,117 | 8.06% |
TOLEDO, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 9.43% |
Fredericksburg, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,706 | 9.06% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 8.06% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $13,604 | 8.38% |
Show Low, AZ (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $13,499 | 9.06% |
WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 7.99% |
Clearlake, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 8.87% |
CHICO, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $14,275 | 9.12% |
GREELEY, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $15,198 | 10.00% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,410 | 8.06% |
Whitewater, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 10.49% |
Lebanon, NH-VT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 8.50% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 8.79% |
MORRISTOWN, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,347 | 9.31% |
Tupelo, MS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 10.00% |
SALEM, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 9.13% |
PROVO-OREM, UT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,575 | 5.88% |
ROCHESTER, NY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $18,538 | 8.93% |
READING, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $9,529 | 9.29% |
Red Bluff, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 9.56% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 8.50% |
DECATUR, AL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 9.04% |
Ukiah, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $14,877 | 8.99% |
DOTHAN, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 8.99% |
VISALIA, CA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $10,376 | 9.00% |
Kalispell, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 8.63% |
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 9.13% |
YUMA, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $14,146 | 8.25% |
Edwards, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,679 | 6.13% |
Hudson, NY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 11.38% |
TUCSON, AZ (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,463 | 10.33% |
Paris, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $23,105 | 8.63% |
Fort Payne, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,999 | 8.25% |
Somerset, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $20,272 | 9.25% |
Albemarle, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 8.99% |
Nogales, AZ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 10.75% |
KNOXVILLE, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,815 | 8.50% |
Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 8.62% |
YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 9.83% |
MONTGOMERY, AL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 8.38% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,624 | 9.08% |
YUBA CITY, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,662 | 9.99% |
JACKSON, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 8.68% |
Palatka, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,249 | 8.19% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 9.13% |
Fitzgerald, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,972 | 8.88% |
Spearfish, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,181 | 10.75% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,943 | 9.13% |
BANGOR, ME (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 10.13% |
Calhoun, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.81% |
GETTYSBURG, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,700 | 8.75% |
AMARILLO, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,710 | 9.38% |
Sulphur Springs, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,032 | 10.13% |
MIDLAND, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,826 | 9.06% |
Bonham, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,507 | 9.88% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,855 | 9.99% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 8.13% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 13.75% |
Crescent City, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.49% |
Henderson, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.88% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 11.63% |
STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,703 | 10.13% |
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,027 | 6.88% |
Astoria, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 9.63% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,863 | 9.06% |
Sandpoint, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,547 | 7.13% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.38% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.75% |
BURLINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.88% |
Cedar City, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 10.88% |
Athens, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,683 | 9.81% |
FOND DU LAC, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 9.49% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.06% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,183 | 10.06% |
SPARTANBURG, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,340 | 7.49% |
Richmond-Berea, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 10.13% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,226 | 8.50% |
WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,851 | 9.63% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.13% |
ITHACA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.25% |
Cookeville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,687 | 5.63% |
ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.75% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,848 | 9.13% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.00% |
BATON ROUGE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.99% |
WACO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,252 | 6.63% |
RENO, NV (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $8,008 | 8.00% |
HINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.88% |
Newport, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.63% |
ERIE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.88% |
Pahrump, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.13% |
Greensburg, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.38% |
PEORIA, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.25% |
RAPID CITY, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.38% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,365 | 10.49% |
Malone, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,124 | 10.25% |
Cullowhee, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.25% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.49% |
Mineral Wells, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,146 | 8.38% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.88% |
Alice, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.49% |
LYNCHBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.25% |
Shawnee, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.75% |
GADSDEN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 11.75% |
Thomaston, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.13% |
Searcy, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.88% |
DANVILLE, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.75% |
Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.99% |
Branson, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.49% |
Bartlesville, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.13% |
Bay City, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.63% |
SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.13% |
LAREDO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,029 | 9.38% |
Gainesville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
ROCKFORD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.99% |
Concord, NH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.99% |
AKRON, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.63% |
Rochelle, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.25% |
Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.88% |
HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.88% |
Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.75% |
OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,103 | 12.25% |
Lumberton, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,224 | 10.75% |
ODESSA, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.63% |
MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.88% |
KOKOMO, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.99% |
Elizabeth City, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.99% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 15.49% |
TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.38% |
BAY CITY, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.75% |
Gloversville, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.75% |
MERCED, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 14.49% |
JACKSON, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.38% |
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Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 6,122 | $2,381,330,000 | $388,979 | $17,226 | 8.75% |
FHA | 37 | $14,755,000 | $398,784 | $22,154 | 6.44% |
For 2023, A&d Mortgage's most frequently originated type of loan was Conventional, with 6,122 originations. Their 2nd most popular type was FHA, with 37 originations.
Loan Reason
For 2023, A&d Mortgage's most frequently cited loan purpose was Home Purchase, with 4,329 originations. The 2nd most popular reason was Cash Out Refi, with 1,522 originations.
Loan Duration/Length
For 2023, A&d Mortgage's most frequently cited loan duration was 30 Year, with 6,095 originations. The 2nd most popular length was 30+ year, with 50 originations.
Origination Fees/Closing Costs
A&d Mortgage's average total fees were $17,260, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,568 originations.
Interest Rates
During 2023, A&d Mortgage's average interest rate for loans was 8.73%, while their most frequently originated rate bucket for loans was Over 8%, with 4,408 originations.
Loan Sizing
2023 saw A&d Mortgage place emphasis on $200k-400k loans with 2,404 originations, totaling $700,130,000 in origination value.
Applicant Income
A&d Mortgage lent most frequently to those with incomes in the $250k+ range, with 1,194 originations. The second most popular income band? $150k-250k, with 895 originations.
Applicant Debt to Income Ratio
A&d Mortgage lent most frequently to those with DTI ratios of <20%, with 1,981 originations. The next most common DTI ratio? 20-30%, with 541 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.46%
A&d Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination44.83%
A&d Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 6,159 | $2,396,085,000 | $389,038 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
6,159 | $2,396,085,000 | $389,038 |