Pampa Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pampa averaged 6.64% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.45% and one month ago for the week of 2025-02-27, the average rate was 6.66%.

    Pampa's average rate one year ago was 6.99%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Pampa 30 Year Fixed Rate 2025-04-03 6.64%
    Pampa 30 Year Fixed Rate Refi 2025-04-03 6.64%
    Pampa 15 Year Fixed Rate 2025-04-03 5.82%
    Pampa 15 Year Fixed Rate Refi 2025-04-03 6.42%
    Pampa 30 Year FHA 2025-04-03 6.26%
    Pampa 30 Year FHA Refi 2025-04-03 6.06%
    Pampa 30 Year USDA 2025-04-03 6.12%
    Pampa 30 Year USDA Refi 2025-04-03 6.52%
    Pampa 30 Year VA 2025-04-03 6.06%
    Pampa 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pampa, TX.

    Pampa Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pampa, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Amarillo National Bank 7 6.20% $3,741
    EUSTIS AND AMERICAN MORTGAGE COMPANY 6 7.08% $5,794
    DAS Acquisition Company, LLC 5 6.58% $5,141
    QUICKEN LOANS, LLC 4 6.93% $5,465
    Flagstar Bank, FSB 3 7.13% $4,338
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.25% $7,975
    ASSOCIATED MORTGAGE CORPORATION 2 6.81% $4,856
    RANLIFE, INC. 2 7.50% $5,273
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.94% $3,762
    Centennial Bank 2 7.13% $2,496
    Nations Lending Corporation 1 6.88% $5,430
    NATIONS RELIABLE LENDING, LLC 1 7.88% $8,784
    Network Funding, L.P. 1 7.63% $4,499
    RBC Bank, (Georgia) 1 5.75% $3,675
    ROYAL UNITED MORTGAGE LLC 1 7.63% $6,743
    Servion, Inc. 1 6.13% $3,316
    TEXAS TECH 1 6.38% $4,011
    UNITED WHOLESALE MORTGAGE, LLC 1 6.87% $10,449
    U.S. Bank 1 5.99% $5,758
    ZILLOW HOME LOANS, LLC 1 6.88% $5,975
    Bank of America 1 8.50% $3,213
    BROKER SOLUTIONS, INC. 1 7.00% $5,091
    CARDINAL FINANCIAL 1 6.88% $7,479
    CROSSCOUNTRY MORTGAGE, LLC 1 7.63% $6,507
    EASTMAN 1 6.50% $3,739
    First United Bank 1 6.25% $4,435
    GUILD MORTGAGE COMPANY 1 7.49% $3,419
    MEMBER HOME LOAN, L.L.C. 1 6.63% $6,035
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $5,332

    Pampa Average Closing Costs & Other Stats

    Pampa, TX's 29 lenders originated 235 loans during 2024. The total origination value was $32,255,000, with an average loan value of $137,255.

    Pampa's average closing costs are $5,374.

    The top Pampa lender as defined by loan originations is Amarillo National Bank, with 7 loans originated. Their average total fees are $3,741, which is $2,054 lower than the next largest lender, EUSTIS AND AMERICAN MORTGAGE COMPANY.

    The lowest fee Pampa lenders (with over 10 loans originated) are .

    The lowest rate Pampa lenders (with over 10 loans originated) are .

    Pampa, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FirstBank Southwest $4,250,000 $5,565,000 30.9% 17.3%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $3,915,000 $2,790,000 -28.7% 8.6%
    QUICKEN LOANS, LLC $2,120,000 $2,045,000 -3.5% 6.3%
    Amarillo National Bank $1,725,000 $1,980,000 14.8% 6.1%
    DAS Acquisition Company, LLC $215,000 $1,615,000 651.2% 5.0%
    Equity Prime Mortgage LLC $115,000 $1,505,000 1,208.7% 4.7%
    RANLIFE, INC. $1,075,000 $1,385,000 28.8% 4.3%
    Mortgage Research Center, LLC $595,000 $1,090,000 83.2% 3.4%
    UNITED WHOLESALE MORTGAGE, LLC $385,000 $1,045,000 171.4% 3.2%
    GUILD MORTGAGE COMPANY $970,000 n/a 3.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $255,000 $885,000 247.1% 2.7%
    CARDINAL FINANCIAL $355,000 $880,000 147.9% 2.7%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $705,000 $705,000 0.0% 2.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,035,000 $670,000 -35.3% 2.1%
    BROKER SOLUTIONS, INC. $150,000 $520,000 246.7% 1.6%
    TEXAS TECH $275,000 $475,000 72.7% 1.5%
    Flagstar Bank, FSB $705,000 $435,000 -38.3% 1.3%
    U.S. Bank $415,000 n/a 1.3%
    ASSOCIATED MORTGAGE CORPORATION $125,000 $405,000 224.0% 1.3%
    AMARILLO COMMUNITY $290,000 $355,000 22.4% 1.1%
    NAVY FEDERAL CREDIT UNION $330,000 n/a 1.0%
    RBC Bank, (Georgia) $325,000 n/a 1.0%
    UNION HOME MORTGAGE CORP. $325,000 n/a 1.0%
    21ST MORTGAGE CORPORATION $730,000 $300,000 -58.9% 0.9%
    OCEANSIDE MORTGAGE COMPANY $275,000 n/a 0.9%
    NATIONS RELIABLE LENDING, LLC $285,000 $245,000 -14.0% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $105,000 $240,000 128.6% 0.7%
    Nations Lending Corporation $235,000 n/a 0.7%
    The People's Federal Credit Union $230,000 n/a 0.7%
    EASTMAN $215,000 n/a 0.7%
    FREEDOM MORTGAGE CORPORATION $195,000 $195,000 0.0% 0.6%
    NETWORK CAPITAL FUNDING CORPORATION $185,000 n/a 0.6%
    TRIAD FINANCIAL SERVICES, INC. $340,000 $185,000 -45.6% 0.6%
    MEMBER HOME LOAN, L.L.C. $160,000 $175,000 9.4% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $175,000 n/a 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 n/a 0.5%
    Centennial Bank $1,020,000 $145,000 -85.8% 0.4%
    Servion, Inc. $55,000 $145,000 163.6% 0.4%
    TruHome Solutions, LLC $135,000 n/a 0.4%
    VILLAGE CAPITAL MORTGAGE $135,000 $135,000 0.0% 0.4%
    Alliance Credit Union $195,000 $125,000 -35.9% 0.4%
    Network Funding, L.P. $125,000 n/a 0.4%
    ZILLOW HOME LOANS, LLC $115,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $95,000 n/a 0.3%
    Bank of America $85,000 n/a 0.3%
    USAA Federal Savings Bank $85,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $75,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $75,000 n/a 0.2%
    Education Credit Union $335,000 $65,000 -80.6% 0.2%
    Truist $145,000 $55,000 -62.1% 0.2%
    Pinnacle Bank - Wyoming $45,000 n/a 0.1%
    First United Bank $380,000 $35,000 -90.8% 0.1%
    Wells Fargo Bank $85,000 $35,000 -58.8% 0.1%

    Pampa's top lender by overall market share is FirstBank Southwest, with 17.3% market share. In second place, with 8.6%, is EUSTIS AND AMERICAN MORTGAGE COMPANY, having originated $2,790,000 in loans. In third place, with 6.3%, is QUICKEN LOANS, LLC, having originated $2,045,000 in loans. In fourth place, with 6.1%, is Amarillo National Bank, having originated $1,980,000 in loans. In fifth place, with 5.0%, is DAS Acquisition Company, LLC, having originated $1,615,000 in loans.

    Pampa Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Pampa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $117,500 (30.2%) $133,919 (9.0%) 0.00 133
    2018-02-01 $113,475 (21.0%) $132,821 (6.4%) 0.00 148
    2018-03-01 $116,800 (16.5%) $137,527 (6.7%) 0.00 144
    2018-04-01 $124,600 (14.9%) $141,561 (5.2%) 0.00 145
    2018-05-01 $125,500 (11.1%) $144,244 (6.5%) 0.00 143
    2018-06-01 $129,900 (13.0%) $148,675 (9.8%) 0.00 143
    2018-07-01 $128,000 (9.4%) $147,133 (9.4%) 0.00 161
    2018-08-01 $129,675 (11.3%) $148,696 (13.6%) 0.00 167
    2018-09-01 $126,400 (9.9%) $146,555 (10.2%) 0.00 156
    2018-10-01 $122,000 (8.9%) $133,988 (0.2%) 0.00 157
    2018-11-01 $118,500 (3.0%) $131,723 (-2.8%) 0.00 153
    2018-12-01 $119,900 (4.3%) $134,258 (-1.0%) 0.00 145
    2019-01-01 $117,625 (0.1%) $130,927 (-2.2%) 0.00 139
    2019-02-01 $115,000 (1.3%) $127,009 (-4.4%) 0.00 137
    2019-03-01 $117,107 (0.3%) $133,141 (-3.2%) 0.00 139
    2019-04-01 $117,857 (-5.4%) $138,060 (-2.5%) 0.00 139
    2019-05-01 $109,225 (-13.0%) $136,623 (-5.3%) 0.00 145
    2019-06-01 $106,000 (-18.4%) $132,338 (-11.0%) 0.00 155
    2019-07-01 $115,125 (-10.1%) $136,900 (-7.0%) 0.00 158
    2019-08-01 $114,864 (-11.4%) $138,571 (-6.8%) 0.00 157
    2019-09-01 $114,659 (-9.3%) $141,391 (-3.5%) 0.00 156
    2019-10-01 $114,523 (-6.1%) $143,270 (6.9%) 0.00 154
    2019-11-01 $112,000 (-5.5%) $140,755 (6.9%) 0.00 146
    2019-12-01 $111,000 (-7.4%) $136,488 (1.7%) 0.00 146
    2020-01-01 $105,500 (-10.3%) $132,873 (1.5%) 0.00 141
    2020-02-01 $100,000 (-13.0%) $130,366 (2.6%) 0.00 141
    2020-03-01 $107,250 (-8.4%) $133,018 (-0.1%) 0.00 137
    2020-04-01 $101,760 (-13.7%) $129,085 (-6.5%) 0.00 137
    2020-05-01 $109,500 (0.3%) $134,553 (-1.5%) 0.00 133
    2020-06-01 $92,925 (-12.3%) $129,234 (-2.4%) 0.00 139
    2020-07-01 $89,700 (-22.1%) $124,639 (-9.0%) 0.00 131
    2020-08-01 $91,450 (-20.4%) $126,537 (-8.7%) 0.00 130
    2020-09-01 $103,750 (-9.5%) $128,262 (-9.3%) 0.00 125
    2020-10-01 $105,000 (-8.3%) $130,052 (-9.2%) 0.00 112
    2020-11-01 $115,000 (2.7%) $134,495 (-4.5%) 0.00 110
    2020-12-01 $116,125 (4.6%) $134,579 (-1.4%) 0.00 106
    2021-01-01 $125,000 (18.5%) $139,240 (4.8%) 0.00 103
    2021-02-01 $122,500 (22.5%) $141,260 (8.4%) 0.00 87
    2021-03-01 $117,500 (9.6%) $142,856 (7.4%) 0.00 76
    2021-04-01 $122,500 (20.4%) $144,279 (11.8%) 0.00 68
    2021-05-01 $119,950 (9.5%) $149,590 (11.2%) 0.00 58
    2021-06-01 $130,500 (40.4%) $158,620 (22.7%) 0.00 59
    2021-07-01 $130,000 (44.9%) $150,298 (20.6%) 0.00 60
    2021-08-01 $119,225 (30.4%) $131,847 (4.2%) 0.00 67
    2021-09-01 $127,200 (22.6%) $145,689 (13.6%) 0.00 67
    2021-10-01 $130,750 (24.5%) $160,295 (23.3%) 0.00 71
    2021-11-01 $142,500 (23.9%) $203,798 (51.5%) 0.00 61
    2021-12-01 $123,625 (6.5%) $194,774 (44.7%) 0.00 57
    2022-01-01 $120,000 (-4.0%) $188,444 (35.3%) 0.00 53
    2022-02-01 $110,000 (-10.2%) $161,904 (14.6%) 0.00 44
    2022-03-01 $95,500 (-18.7%) $140,978 (-1.3%) 0.00 43
    2022-04-01 $100,000 (-18.4%) $142,312 (-1.4%) 0.00 39
    2022-05-01 $120,344 (0.3%) $159,577 (6.7%) 0.00 45
    2022-06-01 $135,000 (3.5%) $157,685 (-0.6%) 0.00 50
    2022-07-01 $131,175 (0.9%) $154,156 (2.6%) 0.00 59
    2022-08-01 $120,625 (1.2%) $150,165 (13.9%) 0.00 55
    2022-09-01 $128,700 (1.2%) $155,514 (6.7%) 0.00 44
    2022-10-01 $135,000 (3.3%) $166,016 (3.6%) 0.00 57
    2022-11-01 $137,450 (-3.5%) $172,963 (-15.1%) 0.00 65
    2022-12-01 $145,000 (17.3%) $178,627 (-8.3%) 0.00 62
    2023-01-01 $148,000 (23.3%) $182,793 (-3.0%) 0.00 61
    2023-02-01 $165,725 (50.7%) $188,689 (16.5%) 0.00 62
    2023-03-01 $149,250 (56.3%) $177,350 (25.8%) 0.00 59
    2023-04-01 $134,950 (35.0%) $180,324 (26.7%) 0.00 52
    2023-05-01 $150,275 (24.9%) $197,934 (24.0%) 0.00 41
    2023-06-01 $176,075 (30.4%) $216,549 (37.3%) 0.00 46
    2023-07-01 $159,200 (21.4%) $208,664 (35.4%) 0.00 44
    2023-08-01 $164,225 (36.2%) $203,828 (35.7%) 0.00 44
    2023-09-01 $144,400 (12.2%) $186,157 (19.7%) 0.00 41
    2023-10-01 $146,225 (8.3%) $187,810 (13.1%) 0.00 49
    2023-11-01 $151,225 (10.0%) $201,023 (16.2%) 0.00 58
    2023-12-01 $149,950 (3.4%) $201,705 (12.9%) 0.00 55
    2024-01-01 $146,450 (-1.1%) $192,278 (5.2%) 0.00 61
    2024-02-01 $157,425 (-5.0%) $205,500 (8.9%) 0.00 53
    2024-03-01 $175,000 (17.3%) $213,228 (20.2%) 0.00 53
    2024-04-01 $169,000 (25.2%) $217,328 (20.5%) 0.00 63
    2024-05-01 $149,750 (-0.4%) $207,405 (4.8%) 0.00 68
    2024-06-01 $152,500 (-13.4%) $194,466 (-10.2%) 0.00 82
    2024-07-01 $149,625 (-6.0%) $183,055 (-12.3%) 0.00 90
    2024-08-01 $149,900 (-8.7%) $182,093 (-10.7%) 0.00 101
    2024-09-01 $149,925 (3.8%) $181,109 (-2.7%) 0.00 100
    2024-10-01 $149,975 (2.6%) $184,388 (-1.8%) 0.00 102
    2024-11-01 $164,167 (8.6%) $192,075 (-4.5%) 0.00 107
    2024-12-01 $159,950 (6.7%) $188,278 (-6.7%) 0.00 99
    2025-01-01 $152,500 (4.1%) $188,161 (-2.1%) 0.00 101
    2025-02-01 $152,500 (-3.1%) $184,585 (-10.2%) 0.00 96
    2025-03-01 $150,000 (-14.3%) $179,352 (-15.9%) 0.00 92
    Pampa's median listing price for 2025-03-01 was $150,000, a difference of $-25,000 (-14.3%) versus the prior year and $-2,500 versus the prior month.

    Pampa's median listing price comes in at 0% of the national average.

    Pampa's average listing price for 2025-03-01 was $179,352, a difference of $-33,876 (-15.9%) versus the prior year and $-5,233 versus the prior month.

    For the 2025-03-01 period, Pampa had 92 MLS listings, a difference of -4 listings (-4%) versus the prior month and 39 listings (74%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Pampa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,794 sqft
    2018-02-01 0 days 1,741 sqft
    2018-03-01 0 days 1,740 sqft
    2018-04-01 0 days 1,786 sqft
    2018-05-01 0 days 1,739 sqft
    2018-06-01 0 days 1,789 sqft
    2018-07-01 0 days 1,814 sqft
    2018-08-01 0 days 1,815 sqft
    2018-09-01 0 days 1,833 sqft
    2018-10-01 0 days 1,786 sqft
    2018-11-01 0 days 1,768 sqft
    2018-12-01 0 days 1,733 sqft
    2019-01-01 0 days 1,653 sqft
    2019-02-01 0 days 1,601 sqft
    2019-03-01 0 days 1,650 sqft
    2019-04-01 0 days 1,694 sqft
    2019-05-01 0 days 1,674 sqft
    2019-06-01 0 days 1,605 sqft
    2019-07-01 0 days 1,618 sqft
    2019-08-01 0 days 1,619 sqft
    2019-09-01 0 days 1,644 sqft
    2019-10-01 0 days 1,665 sqft
    2019-11-01 0 days 1,674 sqft
    2019-12-01 0 days 1,664 sqft
    2020-01-01 0 days 1,609 sqft
    2020-02-01 0 days 1,622 sqft
    2020-03-01 0 days 1,633 sqft
    2020-04-01 0 days 1,565 sqft
    2020-05-01 0 days 1,665 sqft
    2020-06-01 0 days 1,560 sqft
    2020-07-01 0 days 1,530 sqft
    2020-08-01 0 days 1,548 sqft
    2020-09-01 0 days 1,553 sqft
    2020-10-01 0 days 1,527 sqft
    2020-11-01 0 days 1,553 sqft
    2020-12-01 0 days 1,570 sqft
    2021-01-01 0 days 1,633 sqft
    2021-02-01 0 days 1,616 sqft
    2021-03-01 0 days 1,678 sqft
    2021-04-01 0 days 1,569 sqft
    2021-05-01 0 days 1,533 sqft
    2021-06-01 0 days 1,551 sqft
    2021-07-01 0 days 1,601 sqft
    2021-08-01 0 days 1,440 sqft
    2021-09-01 0 days 1,595 sqft
    2021-10-01 0 days 1,608 sqft
    2021-11-01 0 days 1,701 sqft
    2021-12-01 0 days 1,622 sqft
    2022-01-01 0 days 1,582 sqft
    2022-02-01 0 days 1,587 sqft
    2022-03-01 0 days 1,524 sqft
    2022-04-01 0 days 1,529 sqft
    2022-05-01 0 days 1,649 sqft
    2022-06-01 0 days 1,654 sqft
    2022-07-01 0 days 1,622 sqft
    2022-08-01 0 days 1,574 sqft
    2022-09-01 0 days 1,559 sqft
    2022-10-01 0 days 1,619 sqft
    2022-11-01 0 days 1,775 sqft
    2022-12-01 0 days 1,721 sqft
    2023-01-01 0 days 1,743 sqft
    2023-02-01 0 days 1,878 sqft
    2023-03-01 0 days 1,714 sqft
    2023-04-01 0 days 1,595 sqft
    2023-05-01 0 days 1,644 sqft
    2023-06-01 0 days 1,965 sqft
    2023-07-01 0 days 1,597 sqft
    2023-08-01 0 days 1,675 sqft
    2023-09-01 0 days 1,560 sqft
    2023-10-01 0 days 1,591 sqft
    2023-11-01 0 days 1,648 sqft
    2023-12-01 0 days 1,648 sqft
    2024-01-01 0 days 1,620 sqft
    2024-02-01 0 days 1,637 sqft
    2024-03-01 0 days 1,682 sqft
    2024-04-01 0 days 1,882 sqft
    2024-05-01 0 days 1,702 sqft
    2024-06-01 0 days 1,666 sqft
    2024-07-01 0 days 1,587 sqft
    2024-08-01 0 days 1,538 sqft
    2024-09-01 0 days 1,576 sqft
    2024-10-01 0 days 1,601 sqft
    2024-11-01 0 days 1,682 sqft
    2024-12-01 0 days 1,698 sqft
    2025-01-01 0 days 1,593 sqft
    2025-02-01 0 days 1,679 sqft
    2025-03-01 0 days 1,682 sqft
    Pampa's median listing age (time on market) for 2025-03-01 was 0 days.

    Pampa's median square footage for active listings during the 2025-03-01 period was 1,682 sqft. One year prior, the average listing was 1,682 sqft.

    Pampa, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 170 $24,640,000 $144,941
    Refi 24 $4,030,000 $167,917
    Other 18 $1,370,000 $76,111
    Cash Out Refi 14 $1,380,000 $98,571
    Home Improvement 9 $835,000 $92,778

    Pampa's most frequently cited loan purpose was Home Purchase, with 170 originations. The 2nd most popular reason was Refi, with 24 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 78 $11,500,000 $147,436
    7-8% 53 $6,655,000 $125,566
    5-6% 35 $5,905,000 $168,714
    Over 8% 21 $2,545,000 $121,190
    <2.5% 2 $10,000 $5,000

    During 2024, Pampa's most frequently originated rate bucket was 6-7%, with 78 originations.

    Loan Sizing (Pampa, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 103 $14,825,000 $143,932
    $100,000 or less 88 $5,600,000 $63,636
    $200k-400k 42 $10,940,000 $260,476
    $400k-600k 2 $890,000 $445,000

    Pampa's loan sizing saw the bucket of loans from $100k-200k with 103 originations, totaling $14,825,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 125 $19,665,000 $157,320
    60-80% 28 $3,850,000 $137,500
    20-40% 12 $640,000 $53,333
    40-60% 9 $845,000 $93,889
    Over 100% 6 $1,060,000 $176,667
    Under 20% 6 $190,000 $31,667

    Pampa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 125 originations, totaling $19,665,000 in origination value.