Zillow Home Loans Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 549300370QILXLFUWD20

Tax ID: 48-1236121

5 stars - out of 5 stars, based on 114 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Zillow Home Loans is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Zillow Home Loans has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Los Angeles, Atlanta, Phoenix, and Washington among others. We have data for 600 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Zillow Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Zillow Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.91% 11/26/22
    30 Year Conventional Refi 6.70% 11/26/22
    30 Year Cash-out Refi 6.86% 11/26/22
    30 Year FHA Purchase 7.58% 11/26/22
    30 Year FHA Refi 7.30% 11/26/22
    30 Year VA Purchase 6.46% 11/26/22
    30 Year VA Refi 6.28% 11/26/22
    15 Year Conventional Purchase 6.33% 11/26/22
    15 Year Conventional Refi 6.11% 11/26/22
    15 Year Cash-out Refi 6.11% 11/26/22
    15 Year FHA Refi 6.96% 11/26/22
    15 Year VA Purchase 6.06% 11/26/22
    15 Year VA Refi 5.94% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    12,892

    Origination Dollar Volume (All Markets)

    $4,066,000,000
    Show all (54) awards

    Relative Rate

    Zillow Home Loans's average 30 year fixed mortgage rate was 3.01%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.14%.

    Relative Fees (Closing Costs)

    Zillow Home Loans's average total fees/closing costs for a 30 year fixed rate mortgage were $4,435.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 559 $240,745,000 $430,671 $4,149 2.77%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 501 $229,375,000 $457,834 $4,247 2.84%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 620 $181,700,000 $293,065 $4,475 2.97%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 492 $159,700,000 $324,593 $4,258 2.94%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 404 $155,500,000 $384,901 $3,790 2.76%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 254 $121,380,000 $477,874 $3,695 2.79%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 285 $112,205,000 $393,702 $3,989 2.81%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 293 $108,915,000 $371,724 $4,441 2.94%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 313 $97,565,000 $311,709 $5,451 2.81%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 235 $89,865,000 $382,404 $3,969 2.86%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 278 $82,870,000 $298,094 $4,739 2.84%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 229 $81,995,000 $358,057 $4,447 2.83%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 266 $81,680,000 $307,068 $3,783 2.88%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 246 $77,400,000 $314,634 $3,757 2.93%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 226 $73,140,000 $323,628 $5,386 2.91%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 261 $73,005,000 $279,713 $5,124 2.88%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 193 $72,065,000 $373,394 $3,995 2.92%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 147 $67,535,000 $459,422 $4,286 2.86%
    Outside of Metro Areas 282 $64,930,000 $230,248 $4,318 3.04%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 203 $64,395,000 $317,217 $4,365 2.93%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 219 $62,225,000 $284,132 $5,223 2.96%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 202 $55,680,000 $275,644 $3,909 2.94%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 144 $46,130,000 $320,347 $3,617 2.94%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 91 $45,205,000 $496,758 $4,039 2.71%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 131 $42,485,000 $324,313 $3,558 2.78%
    RALEIGH-CARY, NC (FHA|USDA|VA) 133 $41,825,000 $314,474 $3,813 2.94%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 137 $40,765,000 $297,555 $5,028 2.94%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 119 $33,005,000 $277,353 $4,150 3.05%
    JACKSONVILLE, FL (FHA|USDA|VA) 115 $32,965,000 $286,652 $5,545 2.94%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 137 $32,845,000 $239,745 $3,546 3.01%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 94 $28,500,000 $303,191 $4,563 2.78%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 107 $27,965,000 $261,355 $3,392 2.98%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 105 $25,835,000 $246,048 $3,884 3.05%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 93 $25,025,000 $269,086 $5,320 2.92%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 77 $24,465,000 $317,727 $3,988 2.90%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 59 $21,825,000 $369,915 $4,227 2.96%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 57 $21,155,000 $371,140 $4,781 2.75%
    RICHMOND, VA (FHA|USDA|VA) 72 $20,960,000 $291,111 $4,009 2.84%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 63 $19,335,000 $306,905 $3,859 2.92%
    BOISE CITY, ID (FHA|USDA|VA) 62 $19,250,000 $310,484 $4,857 3.00%
    TUCSON, AZ (FHA|USDA|VA) 79 $19,155,000 $242,468 $4,221 2.98%
    COLUMBUS, OH (FHA|USDA|VA) 67 $18,625,000 $277,985 $3,618 3.01%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 62 $18,280,000 $294,839 $4,987 2.96%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 75 $18,015,000 $240,200 $3,597 2.98%
    STOCKTON, CA (FHA|USDA|VA) 48 $17,790,000 $370,625 $4,317 2.90%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 43 $17,515,000 $407,326 $4,279 2.74%
    WORCESTER, MA-CT (FHA|USDA|VA) 55 $17,275,000 $314,091 $3,729 2.95%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 66 $17,210,000 $260,758 $4,588 2.91%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 57 $17,035,000 $298,860 $3,848 2.90%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 66 $16,910,000 $256,212 $3,703 2.86%
    PITTSBURGH, PA (FHA|USDA|VA) 67 $16,625,000 $248,134 $4,475 2.91%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 58 $16,130,000 $278,103 $3,740 3.03%
    RENO, NV (FHA|USDA|VA) 44 $15,660,000 $355,909 $3,837 2.87%
    ALBUQUERQUE, NM (FHA|USDA|VA) 57 $14,975,000 $262,719 $4,967 3.03%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 60 $13,840,000 $230,667 $3,985 2.96%
    TULSA, OK (FHA|USDA|VA) 50 $12,680,000 $253,600 $4,884 2.98%
    VALLEJO, CA (FHA|USDA|VA) 33 $12,505,000 $378,939 $3,641 2.87%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 45 $12,385,000 $275,222 $3,382 3.01%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 55 $12,235,000 $222,455 $4,644 3.03%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 48 $12,180,000 $253,750 $4,062 2.92%
    FORT COLLINS, CO (FHA|USDA|VA) 33 $11,885,000 $360,152 $4,353 2.84%
    FRESNO, CA (FHA|USDA|VA) 41 $11,465,000 $279,634 $3,944 2.98%
    ASHEVILLE, NC (FHA|USDA|VA) 35 $10,635,000 $303,857 $3,846 2.90%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 24 $10,170,000 $423,750 $3,662 2.88%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 37 $9,665,000 $261,216 $4,656 3.02%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 35 $9,435,000 $269,571 $3,085 2.98%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 26 $9,340,000 $359,231 $4,185 2.74%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 36 $8,940,000 $248,333 $5,177 3.08%
    MODESTO, CA (FHA|USDA|VA) 27 $8,895,000 $329,444 $4,361 2.94%
    SPRINGFIELD, MA (FHA|USDA|VA) 37 $8,835,000 $238,784 $4,596 2.88%
    KNOXVILLE, TN (FHA|USDA|VA) 37 $8,805,000 $237,973 $3,731 3.04%
    MADISON, WI (FHA|USDA|VA) 29 $8,615,000 $297,069 $3,322 3.01%
    GREELEY, CO (FHA|USDA|VA) 25 $8,545,000 $341,800 $4,585 2.89%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 38 $8,430,000 $221,842 $2,973 3.10%
    BAKERSFIELD, CA (FHA|USDA|VA) 30 $8,250,000 $275,000 $3,963 3.01%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 29 $8,075,000 $278,448 $4,427 2.88%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 30 $8,040,000 $268,000 $3,737 3.00%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 31 $7,675,000 $247,581 $4,812 2.97%
    BOULDER, CO (FHA|USDA|VA) 19 $7,635,000 $401,842 $5,187 2.91%
    SALISBURY, MD-DE (FHA|USDA|VA) 28 $7,610,000 $271,786 $4,391 2.92%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 31 $7,505,000 $242,097 $4,065 2.89%
    WINSTON-SALEM, NC (FHA|USDA|VA) 35 $7,475,000 $213,571 $4,039 3.11%
    COLUMBIA, SC (FHA|USDA|VA) 31 $7,445,000 $240,161 $4,574 2.96%
    ANN ARBOR, MI (FHA|USDA|VA) 23 $7,275,000 $316,304 $3,949 2.78%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 28 $7,270,000 $259,643 $3,078 3.00%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 24 $7,250,000 $302,083 $4,932 2.94%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 32 $7,220,000 $225,625 $4,601 3.04%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 27 $7,165,000 $265,370 $3,839 2.95%
    HUNTSVILLE, AL (FHA|USDA|VA) 29 $7,055,000 $243,276 $3,917 3.00%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 29 $7,035,000 $242,586 $4,964 3.06%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 31 $7,015,000 $226,290 $4,585 3.04%
    SALEM, OR (FHA|USDA|VA) 21 $6,965,000 $331,667 $4,405 3.01%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 26 $6,940,000 $266,923 $5,732 2.97%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $6,875,000 $361,842 $3,820 2.78%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 27 $6,645,000 $246,111 $3,485 2.85%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $6,560,000 $252,308 $4,749 3.06%
    AKRON, OH (FHA|USDA|VA) 26 $6,450,000 $248,077 $4,339 3.00%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 29 $6,305,000 $217,414 $3,249 2.83%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $6,140,000 $383,750 $3,354 2.90%
    GAINESVILLE, GA (FHA|USDA|VA) 20 $5,930,000 $296,500 $5,970 2.87%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $5,630,000 $281,500 $4,264 2.94%
    LANCASTER, PA (FHA|USDA|VA) 23 $5,525,000 $240,217 $5,585 2.99%
    SALINAS, CA (FHA|USDA|VA) 13 $5,505,000 $423,462 $3,825 2.95%
    SAVANNAH, GA (FHA|USDA|VA) 21 $5,285,000 $251,667 $4,200 3.01%
    Outside of Metro Areas 14 $5,070,000 $362,143 $6,374 2.82%
    BEND, OR (FHA|USDA|VA) 13 $5,015,000 $385,769 $4,661 3.05%
    BELLINGHAM, WA (FHA|USDA|VA) 15 $5,005,000 $333,667 $3,503 2.95%
    MEDFORD, OR (FHA|USDA|VA) 15 $4,985,000 $332,333 $4,676 2.94%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 17 $4,945,000 $290,882 $6,759 2.99%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $4,915,000 $446,818 $3,142 2.83%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 22 $4,800,000 $218,182 $3,634 2.97%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 23 $4,765,000 $207,174 $3,977 3.07%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 14 $4,720,000 $337,143 $3,750 2.90%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 14 $4,550,000 $325,000 $4,169 2.79%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $4,545,000 $239,211 $4,837 3.00%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 13 $4,525,000 $348,077 $4,911 2.88%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 16 $4,430,000 $276,875 $3,812 3.04%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 9 $4,395,000 $488,333 $3,076 2.86%
    ANCHORAGE, AK (FHA|USDA|VA) 12 $4,390,000 $365,833 $5,735 2.55%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 12 $4,230,000 $352,500 $5,760 3.07%
    TALLAHASSEE, FL (FHA|USDA|VA) 15 $4,195,000 $279,667 $3,609 3.09%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $4,135,000 $243,235 $3,951 3.14%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 11 $4,055,000 $368,636 $4,256 2.85%
    YUBA CITY, CA (FHA|USDA|VA) 13 $4,045,000 $311,154 $4,308 2.94%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 13 $3,915,000 $301,154 $3,194 2.85%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $3,770,000 $269,286 $3,952 3.01%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 14 $3,760,000 $268,571 $5,641 2.83%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 15 $3,755,000 $250,333 $3,961 3.09%
    LAS CRUCES, NM (FHA|USDA|VA) 19 $3,735,000 $196,579 $5,233 3.06%
    WILMINGTON, NC (FHA|USDA|VA) 13 $3,695,000 $284,231 $3,644 2.89%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $3,540,000 $252,857 $3,486 3.13%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 14 $3,450,000 $246,429 $4,064 3.04%
    FLAGSTAFF, AZ (FHA|USDA|VA) 11 $3,435,000 $312,273 $4,303 2.83%
    WICHITA, KS (FHA|USDA|VA) 14 $3,390,000 $242,143 $4,004 2.70%
    PUNTA GORDA, FL (FHA|USDA|VA) 12 $3,170,000 $264,167 $4,538 3.03%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,145,000 $285,909 $5,010 2.95%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $3,140,000 $261,667 $3,969 3.19%
    READING, PA (FHA|USDA|VA) 13 $3,095,000 $238,077 $4,920 2.91%
    TOLEDO, OH (FHA|USDA|VA) 13 $3,045,000 $234,231 $4,191 2.85%
    PUEBLO, CO (FHA|USDA|VA) 12 $3,010,000 $250,833 $5,887 3.02%
    CHICO, CA (FHA|USDA|VA) 9 $3,005,000 $333,889 $3,461 2.81%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 12 $2,990,000 $249,167 $3,862 3.19%
    Torrington, CT (FHA|USDA|VA) 10 $2,990,000 $299,000 $4,806 3.03%
    GRAND JUNCTION, CO (FHA|USDA|VA) 12 $2,980,000 $248,333 $5,149 2.99%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 11 $2,955,000 $268,636 $4,175 2.92%
    SANTA FE, NM (FHA|USDA|VA) 11 $2,925,000 $265,909 $4,150 2.98%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $2,875,000 $191,667 $4,401 3.12%
    MERCED, CA (FHA|USDA|VA) 10 $2,860,000 $286,000 $3,606 3.03%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 13 $2,795,000 $215,000 $4,645 3.02%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 13 $2,795,000 $215,000 $5,474 3.10%
    IDAHO FALLS, ID (FHA|USDA|VA) 8 $2,790,000 $348,750 $5,559 2.84%
    BATON ROUGE, LA (FHA|USDA|VA) 11 $2,785,000 $253,182 $4,650 3.06%
    SPRINGFIELD, MO (FHA|USDA|VA) 12 $2,750,000 $229,167 $3,628 2.93%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,740,000 $342,500 $3,517 2.92%
    VISALIA, CA (FHA|USDA|VA) 13 $2,725,000 $209,615 $4,713 3.05%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $2,710,000 $338,750 $5,718 2.77%
    SPARTANBURG, SC (FHA|USDA|VA) 16 $2,700,000 $168,750 $3,903 3.21%
    LYNCHBURG, VA (FHA|USDA|VA) 10 $2,610,000 $261,000 $3,344 2.88%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 11 $2,575,000 $234,091 $4,902 2.99%
    REDDING, CA (FHA|USDA|VA) 8 $2,540,000 $317,500 $4,008 2.94%
    SALT LAKE CITY, UT (FHA|USDA|VA) 7 $2,505,000 $357,857 $5,168 2.86%
    WINCHESTER, VA-WV (FHA|USDA|VA) 8 $2,450,000 $306,250 $3,575 2.84%
    LINCOLN, NE (FHA|USDA|VA) 11 $2,435,000 $221,364 $4,434 2.95%
    Shelton, WA (FHA|USDA|VA) 8 $2,420,000 $302,500 $5,916 2.86%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $2,410,000 $241,000 $5,588 2.78%
    GAINESVILLE, FL (FHA|USDA|VA) 11 $2,345,000 $213,182 $4,178 2.97%
    FAYETTEVILLE, NC (FHA|USDA|VA) 13 $2,325,000 $178,846 $4,474 3.11%
    OCALA, FL (FHA|USDA|VA) 11 $2,315,000 $210,455 $3,453 3.14%
    COLUMBIA, MO (FHA|USDA|VA) 9 $2,285,000 $253,889 $2,453 3.00%
    Port Angeles, WA (FHA|USDA|VA) 8 $2,280,000 $285,000 $4,393 2.94%
    JACKSON, MS (FHA|USDA|VA) 11 $2,275,000 $206,818 $2,871 3.14%
    Concord, NH (FHA|USDA|VA) 8 $2,250,000 $281,250 $5,034 3.13%
    Sandpoint, ID (FHA|USDA|VA) 7 $2,245,000 $320,714 $4,649 2.48%
    YORK-HANOVER, PA (FHA|USDA|VA) 10 $2,230,000 $223,000 $4,617 3.03%
    LAWRENCE, KS (FHA|USDA|VA) 8 $2,220,000 $277,500 $3,587 2.75%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 9 $2,185,000 $242,778 $4,014 3.01%
    WARNER ROBINS, GA (FHA|USDA|VA) 11 $2,175,000 $197,727 $4,304 2.93%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $2,160,000 $216,000 $4,828 2.85%
    Lebanon, NH-VT (FHA|USDA|VA) 6 $2,120,000 $353,333 $4,274 3.06%
    Fernley, NV (FHA|USDA|VA) 7 $2,095,000 $299,286 $4,826 2.89%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $2,065,000 $295,000 $3,394 2.91%
    FORT SMITH, AR-OK (FHA|USDA|VA) 8 $2,040,000 $255,000 $4,305 3.00%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $2,015,000 $223,889 $6,044 2.88%
    YAKIMA, WA (FHA|USDA|VA) 8 $2,010,000 $251,250 $5,044 3.19%
    PITTSFIELD, MA (FHA|USDA|VA) 7 $2,005,000 $286,429 $4,265 3.05%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 9 $1,985,000 $220,556 $3,428 2.99%
    Oak Harbor, WA (FHA|USDA|VA) 6 $1,980,000 $330,000 $5,191 2.92%
    STATE COLLEGE, PA (FHA|USDA|VA) 7 $1,975,000 $282,143 $4,736 2.79%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $1,930,000 $482,500 $4,786 2.81%
    DOVER, DE (FHA|USDA|VA) 6 $1,930,000 $321,667 $4,989 2.81%
    DULUTH, MN-WI (FHA|USDA|VA) 7 $1,905,000 $272,143 $2,931 2.96%
    GRANTS PASS, OR (FHA|USDA|VA) 7 $1,845,000 $263,571 $3,803 3.00%
    ROANOKE, VA (FHA|USDA|VA) 7 $1,825,000 $260,714 $3,926 2.91%
    FORT WAYNE, IN (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,386 3.27%
    EL PASO, TX (FHA|USDA|VA) 8 $1,790,000 $223,750 $4,239 3.06%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $1,785,000 $198,333 $4,069 3.06%
    Traverse City, MI (FHA|USDA|VA) 8 $1,780,000 $222,500 $2,826 2.94%
    Clearlake, CA (FHA|USDA|VA) 6 $1,740,000 $290,000 $3,505 3.02%
    LAFAYETTE, LA (FHA|USDA|VA) 10 $1,740,000 $174,000 $4,212 3.23%
    MOBILE, AL (FHA|USDA|VA) 7 $1,735,000 $247,857 $4,833 3.13%
    NEW BERN, NC (FHA|USDA|VA) 7 $1,705,000 $243,571 $3,171 2.70%
    MADERA, CA (FHA|USDA|VA) 7 $1,635,000 $233,571 $4,299 2.88%
    PANAMA CITY, FL (FHA|USDA|VA) 6 $1,630,000 $271,667 $5,592 2.88%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,615,000 $230,714 $3,967 2.98%
    WENATCHEE, WA (FHA|USDA|VA) 5 $1,565,000 $313,000 $4,286 3.10%
    FLINT, MI (FHA|USDA|VA) 8 $1,560,000 $195,000 $4,106 3.00%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,355 3.08%
    YUMA, AZ (FHA|USDA|VA) 8 $1,530,000 $191,250 $4,513 3.20%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,643 2.90%
    CORVALLIS, OR (FHA|USDA|VA) 5 $1,505,000 $301,000 $3,755 2.80%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 8 $1,500,000 $187,500 $2,874 3.23%
    LONGVIEW, WA (FHA|USDA|VA) 7 $1,485,000 $212,143 $3,899 3.27%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 8 $1,470,000 $183,750 $5,615 3.09%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,470,000 $367,500 $6,089 2.97%
    Bozeman, MT (FHA|USDA|VA) 4 $1,440,000 $360,000 $8,408 2.63%
    PROVO-OREM, UT (FHA|USDA|VA) 4 $1,440,000 $360,000 $2,855 2.88%
    TOPEKA, KS (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,143 3.45%
    Sevierville, TN (FHA|USDA|VA) 5 $1,415,000 $283,000 $4,673 3.48%
    Whitewater, WI (FHA|USDA|VA) 5 $1,385,000 $277,000 $3,439 2.93%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,355,000 $271,000 $4,369 3.13%
    ROME, GA (FHA|USDA|VA) 5 $1,355,000 $271,000 $2,421 3.03%
    Newport, OR (FHA|USDA|VA) 5 $1,345,000 $269,000 $5,602 3.20%
    CLEVELAND, TN (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,655 3.48%
    Sonora, CA (FHA|USDA|VA) 4 $1,340,000 $335,000 $4,665 3.41%
    COLUMBUS, GA-AL (FHA|USDA|VA) 6 $1,330,000 $221,667 $7,004 3.08%
    TEXARKANA, TX-AR (FHA|USDA|VA) 4 $1,330,000 $332,500 $8,539 3.06%
    Los Alamos, NM (FHA|USDA|VA) 4 $1,330,000 $332,500 $6,292 2.63%
    Boone, NC (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,807 2.81%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,373 3.19%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,044 2.77%
    GETTYSBURG, PA (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,324 2.88%
    BRUNSWICK, GA (FHA|USDA|VA) 8 $1,310,000 $163,750 $4,064 3.05%
    THE VILLAGES, FL (FHA|USDA|VA) 6 $1,280,000 $213,333 $6,106 2.79%
    NAPA, CA (FHA|USDA|VA) 3 $1,265,000 $421,667 $5,481 2.54%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,749 2.69%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,255,000 $179,286 $2,985 3.09%
    APPLETON, WI (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,800 3.05%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 6 $1,220,000 $203,333 $5,024 3.08%
    FLORENCE, SC (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,818 3.18%
    BILLINGS, MT (FHA|USDA|VA) 3 $1,195,000 $398,333 $7,078 3.00%
    Centralia, WA (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,195 3.19%
    HOT SPRINGS, AR (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,050 2.94%
    ROCKFORD, IL (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,621 2.98%
    Edwards, CO (FHA|USDA|VA) 3 $1,175,000 $391,667 $6,739 2.54%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,931 3.04%
    Kalispell, MT (FHA|USDA|VA) 3 $1,165,000 $388,333 $3,246 3.29%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,150 2.75%
    Morehead City, NC (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,559 3.03%
    Rexburg, ID (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,486 2.88%
    Granbury, TX (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,678 3.03%
    MANHATTAN, KS (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,988 3.18%
    ROCHESTER, MN (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,969 3.13%
    STAUNTON, VA (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,970 3.00%
    FARGO, ND-MN (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,046 2.85%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,239 2.97%
    Seneca, SC (FHA|USDA|VA) 3 $1,075,000 $358,333 $4,070 2.83%
    RACINE, WI (FHA|USDA|VA) 8 $1,040,000 $130,000 $5,293 3.72%
    Crescent City, CA (FHA|USDA|VA) 2 $1,020,000 $510,000 $4,383 2.69%
    BLOOMINGTON, IN (FHA|USDA|VA) 5 $1,015,000 $203,000 $2,910 3.03%
    ROCKY MOUNT, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,833 3.31%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $1,010,000 $252,500 $7,400 2.72%
    SPRINGFIELD, OH (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,489 2.79%
    Astoria, OR (FHA|USDA|VA) 3 $995,000 $331,667 $4,120 3.08%
    DALTON, GA (FHA|USDA|VA) 3 $995,000 $331,667 $7,581 2.67%
    Pottsville, PA (FHA|USDA|VA) 6 $990,000 $165,000 $5,379 3.19%
    LEWISTON, ID-WA (FHA|USDA|VA) 3 $985,000 $328,333 $5,073 3.04%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $985,000 $197,000 $4,099 3.25%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $985,000 $197,000 $4,050 3.43%
    AMARILLO, TX (FHA|USDA|VA) 4 $980,000 $245,000 $3,572 3.00%
    JACKSON, TN (FHA|USDA|VA) 5 $975,000 $195,000 $6,559 2.78%
    TWIN FALLS, ID (FHA|USDA|VA) 3 $975,000 $325,000 $4,322 2.83%
    Cullowhee, NC (FHA|USDA|VA) 3 $965,000 $321,667 $3,031 2.88%
    Laconia, NH (FHA|USDA|VA) 4 $960,000 $240,000 $2,704 3.06%
    Moses Lake, WA (FHA|USDA|VA) 4 $950,000 $237,500 $4,333 3.19%
    ERIE, PA (FHA|USDA|VA) 4 $950,000 $237,500 $2,966 3.03%
    Crossville, TN (FHA|USDA|VA) 3 $945,000 $315,000 $3,463 2.79%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $930,000 $232,500 $4,168 2.84%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $930,000 $232,500 $4,788 3.19%
    Show Low, AZ (FHA|USDA|VA) 5 $925,000 $185,000 $3,489 3.05%
    BOWLING GREEN, KY (FHA|USDA|VA) 4 $920,000 $230,000 $4,512 2.78%
    Columbus, MS (FHA|USDA|VA) 4 $920,000 $230,000 $5,681 2.97%
    BURLINGTON, NC (FHA|USDA|VA) 4 $920,000 $230,000 $3,877 3.63%
    Forest City, NC (FHA|USDA|VA) 3 $915,000 $305,000 $6,810 3.13%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $905,000 $301,667 $4,797 2.96%
    Jefferson, GA (FHA|USDA|VA) 3 $905,000 $301,667 $3,698 2.79%
    JOHNSON CITY, TN (FHA|USDA|VA) 4 $900,000 $225,000 $2,559 2.94%
    Ellensburg, WA (FHA|USDA|VA) 2 $890,000 $445,000 $2,224 2.75%
    EL CENTRO, CA (FHA|USDA|VA) 4 $890,000 $222,500 $2,486 3.06%
    Statesboro, GA (FHA|USDA|VA) 4 $880,000 $220,000 $4,595 2.94%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $860,000 $215,000 $4,795 2.78%
    WACO, TX (FHA|USDA|VA) 4 $860,000 $215,000 $4,367 3.00%
    St. Marys, GA (FHA|USDA|VA) 3 $855,000 $285,000 $8,562 2.79%
    LAKE CHARLES, LA (FHA|USDA|VA) 4 $850,000 $212,500 $4,185 2.97%
    MIDLAND, TX (FHA|USDA|VA) 4 $850,000 $212,500 $4,637 2.84%
    JACKSONVILLE, NC (FHA|USDA|VA) 5 $825,000 $165,000 $5,156 3.23%
    Durango, CO (FHA|USDA|VA) 3 $815,000 $271,667 $5,072 3.13%
    Brookings, OR (FHA|USDA|VA) 2 $810,000 $405,000 $4,161 2.81%
    Coos Bay, OR (FHA|USDA|VA) 2 $810,000 $405,000 $5,298 3.19%
    GREEN BAY, WI (FHA|USDA|VA) 3 $805,000 $268,333 $2,674 2.83%
    Gaffney, SC (FHA|USDA|VA) 4 $800,000 $200,000 $2,642 3.00%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $800,000 $400,000 $2,828 2.75%
    Vineyard Haven, MA (FHA|USDA|VA) 2 $790,000 $395,000 $2,789 2.81%
    Eureka-Arcata, CA (FHA|USDA|VA) 4 $780,000 $195,000 $3,374 3.09%
    JACKSON, MI (FHA|USDA|VA) 3 $775,000 $258,333 $7,031 2.54%
    CaƱon City, CO (FHA|USDA|VA) 3 $745,000 $248,333 $4,792 2.96%
    LUBBOCK, TX (FHA|USDA|VA) 3 $735,000 $245,000 $5,364 2.75%
    MONROE, MI (FHA|USDA|VA) 4 $730,000 $182,500 $4,124 3.09%
    Hood River, OR (FHA|USDA|VA) 2 $730,000 $365,000 $3,159 2.81%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $730,000 $182,500 $4,775 2.69%
    Heber, UT (FHA|USDA|VA) 1 $725,000 $725,000 $22,474 2.00%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $720,000 $360,000 $3,192 3.00%
    DECATUR, AL (FHA|USDA|VA) 4 $720,000 $180,000 $4,162 3.00%
    Wapakoneta, OH (FHA|USDA|VA) 2 $710,000 $355,000 $4,551 2.63%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $700,000 $350,000 $2,386 3.19%
    HINESVILLE, GA (FHA|USDA|VA) 4 $700,000 $175,000 $4,678 3.00%
    Roseburg, OR (FHA|USDA|VA) 3 $695,000 $231,667 $4,233 2.92%
    TYLER, TX (FHA|USDA|VA) 4 $690,000 $172,500 $5,423 2.78%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $680,000 $170,000 $5,807 3.53%
    DOTHAN, AL (FHA|USDA|VA) 4 $680,000 $170,000 $3,657 3.47%
    Holland, MI (FHA|USDA|VA) 2 $680,000 $340,000 $8,270 3.06%
    ALTOONA, PA (FHA|USDA|VA) 3 $675,000 $225,000 $5,414 2.83%
    Starkville, MS (FHA|USDA|VA) 2 $670,000 $335,000 $5,835 2.56%
    Opelousas, LA (FHA|USDA|VA) 2 $670,000 $335,000 $5,888 2.88%
    NILES, MI (FHA|USDA|VA) 2 $670,000 $335,000 $2,946 3.00%
    Lake City, FL (FHA|USDA|VA) 3 $665,000 $221,667 $4,000 3.21%
    Farmington, MO (FHA|USDA|VA) 3 $665,000 $221,667 $4,988 2.88%
    Sanford, NC (FHA|USDA|VA) 4 $660,000 $165,000 $1,744 3.19%
    Aberdeen, WA (FHA|USDA|VA) 3 $655,000 $218,333 $4,187 3.21%
    Athens, TX (FHA|USDA|VA) 3 $655,000 $218,333 $6,442 2.88%
    EAU CLAIRE, WI (FHA|USDA|VA) 2 $650,000 $325,000 $4,951 2.69%
    Fallon, NV (FHA|USDA|VA) 2 $650,000 $325,000 $4,331 2.94%
    Lewisburg, PA (FHA|USDA|VA) 2 $650,000 $325,000 $4,276 2.81%
    ST. CLOUD, MN (FHA|USDA|VA) 2 $650,000 $325,000 $10,259 2.38%
    Elizabeth City, NC (FHA|USDA|VA) 4 $640,000 $160,000 $3,265 3.28%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $640,000 $160,000 $3,751 3.00%
    VALDOSTA, GA (FHA|USDA|VA) 4 $630,000 $157,500 $5,471 3.41%
    Minot, ND (FHA|USDA|VA) 3 $625,000 $208,333 $6,032 2.75%
    MUNCIE, IN (FHA|USDA|VA) 3 $615,000 $205,000 $3,655 3.33%
    Cookeville, TN (FHA|USDA|VA) 3 $615,000 $205,000 $3,172 3.33%
    Shawnee, OK (FHA|USDA|VA) 3 $615,000 $205,000 $4,928 2.96%
    HATTIESBURG, MS (FHA|USDA|VA) 3 $615,000 $205,000 $5,814 2.83%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $615,000 $205,000 $6,795 2.46%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $610,000 $305,000 $3,078 2.69%
    Salina, KS (FHA|USDA|VA) 3 $605,000 $201,667 $7,903 2.83%
    Mount Airy, NC (FHA|USDA|VA) 4 $600,000 $150,000 $4,374 3.03%
    Payson, AZ (FHA|USDA|VA) 2 $600,000 $300,000 $2,409 2.75%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $575,000 $191,667 $4,816 3.29%
    Glasgow, KY (FHA|USDA|VA) 2 $570,000 $285,000 $8,279 2.75%
    MORRISTOWN, TN (FHA|USDA|VA) 2 $570,000 $285,000 $4,233 3.31%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $565,000 $188,333 $3,404 2.79%
    North Wilkesboro, NC (FHA|USDA|VA) 3 $565,000 $188,333 $4,308 3.00%
    Russellville, AR (FHA|USDA|VA) 4 $560,000 $140,000 $3,919 2.94%
    SHEBOYGAN, WI (FHA|USDA|VA) 3 $555,000 $185,000 $3,825 3.13%
    MISSOULA, MT (FHA|USDA|VA) 2 $550,000 $275,000 $4,535 3.50%
    Sayre, PA (FHA|USDA|VA) 3 $545,000 $181,667 $5,932 3.21%
    Klamath Falls, OR (FHA|USDA|VA) 3 $545,000 $181,667 $4,390 2.96%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 3 $545,000 $181,667 $2,759 3.21%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $540,000 $270,000 $3,478 2.69%
    Bemidji, MN (FHA|USDA|VA) 2 $540,000 $270,000 $3,266 3.00%
    Montrose, CO (FHA|USDA|VA) 1 $535,000 $535,000 $7,013 2.25%
    LEBANON, PA (FHA|USDA|VA) 3 $535,000 $178,333 $4,804 3.04%
    Blackfoot, ID (FHA|USDA|VA) 2 $530,000 $265,000 $3,690 3.25%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $525,000 $525,000 $1,977 2.13%
    Findlay, OH (FHA|USDA|VA) 2 $510,000 $255,000 $3,327 2.50%
    Dayton, TN (FHA|USDA|VA) 2 $510,000 $255,000 $4,604 3.31%
    Thomasville, GA (FHA|USDA|VA) 2 $500,000 $250,000 $5,816 2.81%
    CARSON CITY, NV (FHA|USDA|VA) 2 $500,000 $250,000 $3,142 2.88%
    MONTGOMERY, AL (FHA|USDA|VA) 2 $500,000 $250,000 $4,627 2.94%
    Ruston, LA (FHA|USDA|VA) 2 $500,000 $250,000 $5,210 2.75%
    Shelby, NC (FHA|USDA|VA) 3 $495,000 $165,000 $3,677 3.08%
    Warsaw, IN (FHA|USDA|VA) 2 $490,000 $245,000 $2,091 3.13%
    JOPLIN, MO (FHA|USDA|VA) 1 $485,000 $485,000 $3,110 2.00%
    Mountain Home, AR (FHA|USDA|VA) 2 $480,000 $240,000 $2,549 3.13%
    Washington, NC (FHA|USDA|VA) 2 $480,000 $240,000 $3,523 3.13%
    Branson, MO (FHA|USDA|VA) 2 $480,000 $240,000 $2,546 2.81%
    Brainerd, MN (FHA|USDA|VA) 2 $480,000 $240,000 $5,329 3.56%
    IOWA CITY, IA (FHA|USDA|VA) 2 $480,000 $240,000 $4,373 2.94%
    Del Rio, TX (FHA|USDA|VA) 3 $475,000 $158,333 $4,463 3.25%
    La Grande, OR (FHA|USDA|VA) 1 $475,000 $475,000 $4,469 2.75%
    PEORIA, IL (FHA|USDA|VA) 4 $470,000 $117,500 $4,244 3.19%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $470,000 $235,000 $2,200 3.00%
    WILLIAMSPORT, PA (FHA|USDA|VA) 2 $470,000 $235,000 $5,890 2.81%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $470,000 $235,000 $4,997 3.00%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $470,000 $235,000 $4,711 3.06%
    Kerrville, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,849 2.63%
    MUSKEGON, MI (FHA|USDA|VA) 4 $460,000 $115,000 $3,565 3.34%
    Adrian, MI (FHA|USDA|VA) 3 $455,000 $151,667 $2,787 3.13%
    Stillwater, OK (FHA|USDA|VA) 3 $455,000 $151,667 $4,841 2.96%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $455,000 $151,667 $4,458 3.29%
    Ardmore, OK (FHA|USDA|VA) 2 $450,000 $225,000 $5,010 2.94%
    Elko, NV (FHA|USDA|VA) 2 $450,000 $225,000 $5,152 2.75%
    POCATELLO, ID (FHA|USDA|VA) 2 $450,000 $225,000 $6,937 3.50%
    Greeneville, TN (FHA|USDA|VA) 1 $445,000 $445,000 $1,799 2.13%
    Indiana, PA (FHA|USDA|VA) 2 $440,000 $220,000 $4,425 2.94%
    Big Rapids, MI (FHA|USDA|VA) 2 $440,000 $220,000 $3,054 2.88%
    Calhoun, GA (FHA|USDA|VA) 2 $430,000 $215,000 $4,994 2.88%
    Key West, FL (FHA|USDA|VA) 1 $425,000 $425,000 $3,620 2.50%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $420,000 $210,000 $4,501 2.88%
    GREENVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $3,850 3.31%
    Tupelo, MS (FHA|USDA|VA) 2 $410,000 $205,000 $4,427 3.38%
    Elk City, OK (FHA|USDA|VA) 2 $410,000 $205,000 $3,574 3.06%
    Gallup, NM (FHA|USDA|VA) 1 $405,000 $405,000 $4,915 2.88%
    McMinnville, TN (FHA|USDA|VA) 1 $405,000 $405,000 $1,121 2.50%
    Albemarle, NC (FHA|USDA|VA) 2 $400,000 $200,000 $3,775 3.44%
    LOGAN, UT-ID (FHA|USDA|VA) 2 $400,000 $200,000 $5,307 3.31%
    Richmond-Berea, KY (FHA|USDA|VA) 2 $400,000 $200,000 $4,487 3.00%
    Somerset, PA (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.63%
    Williston, ND (FHA|USDA|VA) 1 $395,000 $395,000 $3,093 2.63%
    Nogales, AZ (FHA|USDA|VA) 1 $395,000 $395,000 $5,334 3.00%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $385,000 $385,000 $8,266 2.50%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $380,000 $190,000 $2,012 2.69%
    Troy, AL (FHA|USDA|VA) 2 $380,000 $190,000 $3,947 3.19%
    WICHITA FALLS, TX (FHA|USDA|VA) 3 $375,000 $125,000 $3,976 3.50%
    Hutchinson, MN (FHA|USDA|VA) 1 $375,000 $375,000 $3,243 2.25%
    Kearney, NE (FHA|USDA|VA) 2 $370,000 $185,000 $2,298 3.00%
    Baraboo, WI (FHA|USDA|VA) 2 $370,000 $185,000 $3,585 3.63%
    Ruidoso, NM (FHA|USDA|VA) 1 $365,000 $365,000 $6,936 2.25%
    Keene, NH (FHA|USDA|VA) 2 $360,000 $180,000 $4,831 3.44%
    Jasper, IN (FHA|USDA|VA) 2 $360,000 $180,000 $2,044 3.38%
    Scottsboro, AL (FHA|USDA|VA) 1 $355,000 $355,000 $4,714 2.88%
    Ashtabula, OH (FHA|USDA|VA) 1 $355,000 $355,000 $3,293 2.88%
    Taos, NM (FHA|USDA|VA) 1 $355,000 $355,000 $7,013 3.00%
    McAlester, OK (FHA|USDA|VA) 1 $355,000 $355,000 $3,777 3.00%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $355,000 $355,000 $4,028 3.25%
    Fort Payne, AL (FHA|USDA|VA) 1 $345,000 $345,000 $3,128 3.25%
    RAPID CITY, SD (FHA|USDA|VA) 1 $345,000 $345,000 $3,588 2.88%
    Storm Lake, IA (FHA|USDA|VA) 2 $340,000 $170,000 $4,051 3.13%
    AMES, IA (FHA|USDA|VA) 2 $340,000 $170,000 $3,396 3.06%
    New Castle, PA (FHA|USDA|VA) 2 $340,000 $170,000 $6,023 2.50%
    Georgetown, SC (FHA|USDA|VA) 2 $340,000 $170,000 $3,414 3.00%
    Red Bluff, CA (FHA|USDA|VA) 1 $335,000 $335,000 $9,788 2.50%
    Pierre, SD (FHA|USDA|VA) 1 $335,000 $335,000 $2,570 2.75%
    Hobbs, NM (FHA|USDA|VA) 1 $335,000 $335,000 $10,599 2.38%
    Moscow, ID (FHA|USDA|VA) 1 $335,000 $335,000 $3,314 2.88%
    Grand Rapids, MN (FHA|USDA|VA) 2 $330,000 $165,000 $3,032 3.31%
    Durant, OK (FHA|USDA|VA) 2 $330,000 $165,000 $4,241 3.00%
    Austin, MN (FHA|USDA|VA) 1 $325,000 $325,000 $3,705 2.88%
    Tifton, GA (FHA|USDA|VA) 1 $325,000 $325,000 $2,703 3.38%
    Mount Pleasant, MI (FHA|USDA|VA) 2 $320,000 $160,000 $3,907 3.81%
    Ottawa, IL (FHA|USDA|VA) 2 $320,000 $160,000 $3,577 3.75%
    Angola, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,353 2.88%
    Camden, AR (FHA|USDA|VA) 2 $310,000 $155,000 $2,655 2.81%
    Wooster, OH (FHA|USDA|VA) 1 $305,000 $305,000 $6,467 3.00%
    Mason City, IA (FHA|USDA|VA) 1 $305,000 $305,000 $4,486 2.88%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $300,000 $150,000 $2,940 2.88%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $300,000 $150,000 $5,230 3.50%
    Paducah, KY-IL (FHA|USDA|VA) 2 $300,000 $150,000 $4,340 2.81%
    Bartlesville, OK (FHA|USDA|VA) 2 $300,000 $150,000 $3,422 3.13%
    New Castle, IN (FHA|USDA|VA) 2 $300,000 $150,000 $2,271 3.56%
    Jackson, OH (FHA|USDA|VA) 1 $295,000 $295,000 $1,964 2.88%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $295,000 $295,000 $13,501 2.63%
    Athens, TN (FHA|USDA|VA) 1 $295,000 $295,000 $3,651 2.25%
    Corinth, MS (FHA|USDA|VA) 1 $295,000 $295,000 $5,109 3.00%
    Sedalia, MO (FHA|USDA|VA) 2 $290,000 $145,000 $2,265 3.25%
    KANKAKEE, IL (FHA|USDA|VA) 2 $290,000 $145,000 $4,884 3.00%
    Owatonna, MN (FHA|USDA|VA) 1 $285,000 $285,000 $3,619 3.25%
    Corsicana, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,902 3.38%
    BATTLE CREEK, MI (FHA|USDA|VA) 1 $275,000 $275,000 $7,988 2.63%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $275,000 $275,000 $3,888 3.75%
    Nacogdoches, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,261 2.88%
    Marion, NC (FHA|USDA|VA) 1 $275,000 $275,000 $4,263 3.00%
    MONROE, LA (FHA|USDA|VA) 1 $275,000 $275,000 $5,151 2.88%
    Okeechobee, FL (FHA|USDA|VA) 2 $270,000 $135,000 $3,832 2.75%
    Zanesville, OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,972 3.19%
    Poplar Bluff, MO (FHA|USDA|VA) 2 $270,000 $135,000 $6,307 3.63%
    Bedford, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,511 2.88%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $265,000 $265,000 $5,098 3.00%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $265,000 $265,000 $3,272 3.13%
    Greenwood, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,261 2.38%
    Easton, MD (FHA|USDA|VA) 1 $265,000 $265,000 $3,271 3.13%
    Milledgeville, GA (FHA|USDA|VA) 1 $265,000 $265,000 $3,047 3.00%
    Cullman, AL (FHA|USDA|VA) 1 $265,000 $265,000 $3,615 3.00%
    Pittsburg, KS (FHA|USDA|VA) 2 $260,000 $130,000 $4,377 3.25%
    Palatka, FL (FHA|USDA|VA) 2 $260,000 $130,000 $2,835 3.06%
    Great Bend, KS (FHA|USDA|VA) 1 $255,000 $255,000 $11,257 2.50%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $255,000 $255,000 $3,241 2.50%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $255,000 $255,000 $5,099 3.38%
    Arkadelphia, AR (FHA|USDA|VA) 1 $255,000 $255,000 $1,365 2.88%
    Bardstown, KY (FHA|USDA|VA) 2 $250,000 $125,000 $4,203 3.69%
    Worthington, MN (FHA|USDA|VA) 1 $245,000 $245,000 $4,624 3.50%
    Cedartown, GA (FHA|USDA|VA) 1 $245,000 $245,000 $8,070 3.00%
    Rockingham, NC (FHA|USDA|VA) 1 $245,000 $245,000 $4,626 3.00%
    Summerville, GA (FHA|USDA|VA) 1 $245,000 $245,000 $3,854 3.25%
    Picayune, MS (FHA|USDA|VA) 1 $245,000 $245,000 $3,234 2.75%
    BAY CITY, MI (FHA|USDA|VA) 2 $240,000 $120,000 $3,010 3.69%
    Harrison, AR (FHA|USDA|VA) 2 $240,000 $120,000 $3,430 3.38%
    Selinsgrove, PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,193 3.00%
    Huntington, IN (FHA|USDA|VA) 1 $235,000 $235,000 $3,547 3.00%
    ALBANY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,924 3.13%
    North Platte, NE (FHA|USDA|VA) 1 $235,000 $235,000 $3,384 2.25%
    Ukiah, CA (FHA|USDA|VA) 1 $235,000 $235,000 $3,169 2.88%
    Weatherford, OK (FHA|USDA|VA) 1 $235,000 $235,000 $6,914 2.88%
    COLUMBUS, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,289 3.31%
    FAIRBANKS, AK (FHA|USDA|VA) 1 $225,000 $225,000 $7,886 3.75%
    Peru, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,155 2.50%
    Enterprise, AL (FHA|USDA|VA) 1 $225,000 $225,000 $7,564 2.63%
    Brownwood, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,795 2.25%
    Hillsdale, MI (FHA|USDA|VA) 1 $225,000 $225,000 $6,550 2.50%
    Laramie, WY (FHA|USDA|VA) 1 $215,000 $215,000 $2,553 3.25%
    Lexington, NE (FHA|USDA|VA) 1 $215,000 $215,000 $2,079 3.00%
    Lewisburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,790 3.00%
    Waycross, GA (FHA|USDA|VA) 1 $215,000 $215,000 $475 3.50%
    Brevard, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,318 2.75%
    Silver City, NM (FHA|USDA|VA) 1 $205,000 $205,000 $3,743 3.38%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $205,000 $205,000 $4,353 3.00%
    Sandusky, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,010 3.38%
    JOHNSTOWN, PA (FHA|USDA|VA) 2 $200,000 $100,000 $4,835 3.13%
    Craig, CO (FHA|USDA|VA) 1 $195,000 $195,000 $4,971 2.88%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $195,000 $195,000 $7,925 2.88%
    West Plains, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,248 3.13%
    Kendallville, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,516 3.50%
    Carroll, IA (FHA|USDA|VA) 1 $185,000 $185,000 $7,801 3.13%
    Las Vegas, NM (FHA|USDA|VA) 1 $185,000 $185,000 $6,784 3.63%
    Sterling, CO (FHA|USDA|VA) 1 $185,000 $185,000 $6,133 2.25%
    Norwalk, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,783 3.13%
    Alexandria, MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,037 3.25%
    Rock Springs, WY (FHA|USDA|VA) 1 $175,000 $175,000 $3,044 2.88%
    Marquette, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,717 3.00%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $175,000 $175,000 $6,024 2.88%
    SAGINAW, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,536 3.13%
    Frankfort, KY (FHA|USDA|VA) 1 $175,000 $175,000 $7,246 2.25%
    BISMARCK, ND (FHA|USDA|VA) 1 $175,000 $175,000 $2,697 3.63%
    Raymondville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,586 2.75%
    Wilson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,347 3.13%
    Pullman, WA (FHA|USDA|VA) 1 $165,000 $165,000 $7,990 3.25%
    Somerset, KY (FHA|USDA|VA) 1 $165,000 $165,000 $6,246 3.75%
    Ottumwa, IA (FHA|USDA|VA) 1 $165,000 $165,000 $5,342 2.88%
    Magnolia, AR (FHA|USDA|VA) 1 $165,000 $165,000 $3,362 3.38%
    Cordele, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,101 3.25%
    Urbana, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,968 3.38%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,337 3.38%
    Greenville, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,468 2.75%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $165,000 $165,000 $4,262 2.88%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $165,000 $165,000 $2,804 3.25%
    LONGVIEW, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,058 2.88%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $7,450 3.00%
    Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,933 2.88%
    Warrensburg, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,869 3.13%
    Ada, OK (FHA|USDA|VA) 1 $155,000 $155,000 $6,704 3.00%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,719 2.63%
    Dyersburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $7,248 3.38%
    Garden City, KS (FHA|USDA|VA) 1 $155,000 $155,000 $3,393 3.25%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,000 4.13%
    Oxford, MS (FHA|USDA|VA) 1 $155,000 $155,000 $2,828 3.38%
    Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $3,494 3.38%
    GADSDEN, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,476 3.25%
    Paris, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,803 3.25%
    Jennings, LA (FHA|USDA|VA) 1 $145,000 $145,000 $4,820 2.75%
    Jacksonville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,567 3.25%
    Deming, NM (FHA|USDA|VA) 1 $145,000 $145,000 $3,236 2.75%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,914 2.63%
    Morgan City, LA (FHA|USDA|VA) 1 $145,000 $145,000 $425 3.13%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,675 2.88%
    Plymouth, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,242 3.25%
    Laurinburg, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,572 3.00%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,405 3.13%
    BANGOR, ME (FHA|USDA|VA) 1 $145,000 $145,000 $3,579 3.75%
    Marion, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,684 3.50%
    Woodward, OK (FHA|USDA|VA) 1 $145,000 $145,000 $9,039 2.75%
    Sunbury, PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,035 3.25%
    MANKATO, MN (FHA|USDA|VA) 1 $135,000 $135,000 $4,568 2.38%
    LAWTON, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,980 3.50%
    Newport, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,422 3.13%
    Hope, AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,284 3.38%
    Guymon, OK (FHA|USDA|VA) 1 $135,000 $135,000 $5,680 3.13%
    Sidney, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,495 3.75%
    Roswell, NM (FHA|USDA|VA) 1 $135,000 $135,000 $4,011 2.63%
    Douglas, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,910 3.13%
    Alma, MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,828 3.88%
    Parsons, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,813 3.25%
    OWENSBORO, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,118 3.63%
    DECATUR, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,509 3.50%
    Pampa, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,172 3.25%
    Defiance, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,174 3.50%
    Vicksburg, MS (FHA|USDA|VA) 1 $125,000 $125,000 $6,792 3.00%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,239 2.75%
    Batesville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,099 3.25%
    Ozark, AL (FHA|USDA|VA) 1 $115,000 $115,000 $6,186 3.25%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,080 3.63%
    ENID, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,733 2.88%
    Dixon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,058 3.25%
    Warren, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,577 3.25%
    FARMINGTON, NM (FHA|USDA|VA) 1 $115,000 $115,000 $5,317 3.13%
    Malvern, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,968 2.75%
    SUMTER, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,229 3.50%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,036 3.25%
    Minden, LA (FHA|USDA|VA) 1 $105,000 $105,000 $4,271 4.13%
    Coldwater, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,767 3.13%
    Searcy, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,742 3.38%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,779 3.38%
    HAMMOND, LA (FHA|USDA|VA) 1 $105,000 $105,000 $5,065 3.13%
    Norfolk, NE (FHA|USDA|VA) 1 $105,000 $105,000 $3,191 4.38%
    Cornelia, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,559 2.75%
    Mount Sterling, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,989 3.88%
    Madisonville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,337 3.38%
    Burlington, IA-IL (FHA|USDA|VA) 1 $105,000 $105,000 $6,062 2.00%
    Orangeburg, SC (FHA|USDA|VA) 1 $95,000 $95,000 $6,562 3.50%
    Charleston-Mattoon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $1,873 3.63%
    Palestine, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,331 3.00%
    Duncan, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,535 3.75%
    Zillow Home Loans's top markets include Seattle, Los Angeles, Atlanta, Phoenix, and Washington among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ZILLOW HOME LOANS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Middlesex Savings Bank
    Similarity Rank: 174
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    POLISH NATIONAL
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    GEOVISTA
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    Gulf Winds Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,851 $3,759,215,000 $317,207 $3,996 2.93%
    FHA 585 $144,525,000 $247,051 $7,915 2.91%
    VA 456 $162,260,000 $355,833 $7,476 2.64%

    For 2021, Zillow Home Loans's most frequently originated type of loan was Conventional, with 11,851 originations. Their 2nd most popular type was FHA, with 585 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,390 $1,735,900,000 $322,059 $3,681 2.80%
    Cash Out Refi 4,143 $1,292,685,000 $312,017 $4,343 2.99%
    Home Purchase 3,359 $1,037,415,000 $308,846 $5,228 3.03%

    For 2021, Zillow Home Loans's most frequently cited loan purpose was Refi, with 5,390 originations. The 2nd most popular reason was Cash Out Refi, with 4,143 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,363 $3,348,355,000 $323,107 $4,435 3.01%
    15 Year 1,980 $562,420,000 $284,051 $3,715 2.45%
    20 Year 357 $100,985,000 $282,871 $3,969 2.88%
    Other 104 $32,790,000 $315,288 $3,723 2.92%
    10 Year 88 $21,450,000 $243,750 $3,206 2.55%

    For 2021, Zillow Home Loans's most frequently cited loan duration was 30 Year, with 10,363 originations. The 2nd most popular length was 15 Year, with 1,980 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,563 $1,441,575,000 $315,927
    $<1k 3,594 $1,254,240,000 $348,982
    $2k-3k 1,878 $515,430,000 $274,457
    $3k-4k 1,094 $291,160,000 $266,143
    $5k+ 1,015 $355,325,000 $350,074
    $4k-5k 748 $208,270,000 $278,436

    Zillow Home Loans's average total fees were $4,435, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,563 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 6,732 $2,262,850,000 $336,133
    3-4% 3,978 $1,053,040,000 $264,716
    <2.5% 2,095 $732,965,000 $349,864
    4-5% 87 $17,145,000 $197,069

    During 2021, Zillow Home Loans's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 2.5-3%, with 6,732 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,682 $1,968,550,000 $294,605 $4,299 2.90%
    $400k-600k 3,080 $1,471,210,000 $477,666 $4,307 2.76%
    $100k-200k 2,690 $417,820,000 $155,323 $4,067 3.10%
    $600k-1MM 279 $194,985,000 $698,871 $6,658 3.05%
    $100,000 or less 161 $13,435,000 $83,447 $3,765 3.36%

    2021 saw Zillow Home Loans place emphasis on $200k-400k loans with 6,682 originations, totaling $1,968,550,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,731 $1,289,845,000 $345,710 $4,324 2.89%
    $150k-250k 2,583 $1,038,125,000 $401,907 $4,095 2.81%
    $75k-100k 2,506 $720,620,000 $287,558 $4,369 2.96%
    $50k-75k 2,390 $559,100,000 $233,933 $4,413 3.02%
    $50k or less 1,005 $169,765,000 $168,920 $4,326 3.14%
    $250k+ 603 $262,685,000 $435,630 $4,171 2.67%

    Zillow Home Loans lent most frequently to those with incomes in the $100k-150k range, with 3,731 originations. The second most popular income band? $150k-250k, with 2,583 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,112 $978,470,000 $314,418 $3,964 2.88%
    30-36% 2,420 $776,810,000 $320,996 $4,149 2.93%
    <20% 1,143 $346,535,000 $303,180 $3,655 2.81%
    44% 568 $177,730,000 $312,905 $4,534 3.01%
    43% 512 $163,450,000 $319,238 $4,359 3.00%
    42% 487 $153,055,000 $314,281 $4,662 2.99%
    40% 483 $152,155,000 $315,021 $4,560 2.96%
    41% 473 $151,215,000 $319,693 $4,585 2.97%
    39% 470 $142,870,000 $303,979 $4,165 2.99%
    37% 455 $143,885,000 $316,231 $4,288 2.94%
    38% 434 $136,860,000 $315,346 $4,236 2.97%
    36% 412 $131,470,000 $319,102 $4,291 2.95%
    45% 333 $105,095,000 $315,601 $4,696 2.93%
    49% 330 $107,030,000 $324,333 $4,556 2.95%
    47% 308 $100,620,000 $326,688 $4,776 2.93%
    48% 301 $94,045,000 $312,442 $4,619 2.94%
    50-60% 281 $85,295,000 $303,541 $7,721 2.84%
    46% 278 $88,040,000 $316,691 $4,773 2.93%
    >60% 17 $5,105,000 $300,294 $6,639 2.82%

    Zillow Home Loans lent most frequently to those with DTI ratios of 20-30%, with 3,112 originations. The next most common DTI ratio? 30-36%, with 2,420 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,758 $2,371,950,000 $305,742 $4,208 2.93%
    Not provided 3,118 $990,890,000 $317,797 $4,432 2.92%
    Asian 1,136 $440,890,000 $388,107 $4,096 2.79%
    Black 686 $199,270,000 $290,481 $4,930 3.00%
    American Indian 137 $40,775,000 $297,628 $4,863 3.01%
    Native Hawaiian or Islander 21 $8,365,000 $398,333 $3,988 2.86%
    Filipino 10 $3,620,000 $362,000 $3,111 2.84%
    Chinese 7 $2,965,000 $423,571 $4,559 2.75%
    Asian Indian 5 $2,395,000 $479,000 $5,174 3.00%
    Other Asian 7 $2,275,000 $325,000 $4,100 2.96%
    Vietnamese 5 $1,865,000 $373,000 $4,337 2.65%
    Korean 2 $740,000 $370,000 $2,544 3.06%

    Approval Rates

    Total approvals of all applications
    95.22%

    Zillow Home Loans has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    25.95%

    Zillow Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,892 $4,066,000,000 $315,389

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,892 $4,066,000,000 $315,389

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 709 $173,635,000 $244,901 $3,679 2.84%
    40-60% 3,064 $953,700,000 $311,260 $3,660 2.79%
    60-80% 5,914 $1,923,200,000 $325,194 $4,205 2.96%
    80-100% 3,018 $954,480,000 $316,262 $4,998 3.00%
    Over 100% 68 $25,830,000 $379,853 $16,691 2.68%
    Under 20% 54 $11,790,000 $218,333 $4,100 3.06%