Zillow Home Loans Mortgage Rates, Fees & Info
TOPEKA, KSLEI: 549300370QILXLFUWD20
Tax ID: 48-1236121
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 97 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Zillow Home Loans is a mid-sized mortgage company specializing in Home Purchase loans. Zillow Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Atlanta, Phoenix, Denver, Los Angeles, and Charlotte among others. We have data for 656 markets. (Some data included below & more in-depth data is available with an active subscription.)Zillow Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Zillow Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.14% | 4/5/25 |
| 30 Year Conventional Refi | 6.91% | 4/5/25 |
| 30 Year Cash-out Refi | 7.49% | 4/5/25 |
| 30 Year FHA Purchase | 7.23% | 4/5/25 |
| 30 Year FHA Refi | 6.61% | 4/5/25 |
| 30 Year VA Purchase | 6.44% | 4/5/25 |
| 30 Year VA Refi | 5.99% | 4/5/25 |
| 15 Year Conventional Purchase | 6.13% | 4/5/25 |
| 15 Year Conventional Refi | 6.09% | 4/5/25 |
| 15 Year Cash-out Refi | 6.09% | 4/5/25 |
| 15 Year VA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Zillow Home Loans Mortgage Calculator
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This is not an official calculator from Zillow Home Loans. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,372Origination Dollar Volume (All Markets)
$3,123,150,000Awards
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ZILLOW HOME LOANS - 2024
ZILLOW HOME LOANS is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Zillow Home Loans's average 30 year fixed mortgage rate was
6.6%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.05%.
Relative Fees (Closing Costs)
Zillow Home Loans's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,152.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 801 | $280,635,000 | $350,356 | $8,197 | 6.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 631 | $243,555,000 | $385,983 | $8,901 | 6.54% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 464 | $211,120,000 | $455,000 | $8,518 | 6.40% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 234 | $150,650,000 | $643,803 | $11,478 | 6.52% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 429 | $146,185,000 | $340,758 | $7,145 | 6.60% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 220 | $104,970,000 | $477,136 | $11,858 | 6.42% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 284 | $104,550,000 | $368,134 | $7,257 | 6.45% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 230 | $97,720,000 | $424,870 | $11,280 | 6.27% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 284 | $91,950,000 | $323,768 | $9,381 | 6.39% |
| Outside of Metro Areas | 416 | $91,050,000 | $218,870 | $6,901 | 6.79% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 128 | $85,160,000 | $665,313 | $11,789 | 6.53% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 198 | $67,820,000 | $342,525 | $8,908 | 6.58% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 130 | $67,060,000 | $515,846 | $9,129 | 6.49% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 108 | $60,180,000 | $557,222 | $8,825 | 6.47% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 154 | $57,450,000 | $373,052 | $8,211 | 6.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 182 | $50,240,000 | $276,044 | $8,540 | 6.60% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 92 | $40,040,000 | $435,217 | $9,507 | 6.47% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 150 | $38,380,000 | $255,867 | $8,106 | 6.69% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 124 | $34,200,000 | $275,806 | $8,792 | 6.32% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 93 | $33,025,000 | $355,108 | $8,932 | 6.45% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 83 | $30,575,000 | $368,373 | $6,753 | 6.51% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 90 | $28,940,000 | $321,556 | $7,900 | 6.59% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 45 | $28,545,000 | $634,333 | $9,729 | 6.58% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 96 | $26,850,000 | $279,688 | $6,774 | 6.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 81 | $23,045,000 | $284,506 | $7,201 | 6.61% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 48 | $19,950,000 | $415,625 | $11,105 | 6.53% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 47 | $18,385,000 | $391,170 | $9,976 | 6.53% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 60 | $16,380,000 | $273,000 | $7,922 | 6.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 68 | $15,950,000 | $234,559 | $6,595 | 6.68% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 49 | $15,555,000 | $317,449 | $7,994 | 6.53% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 30 | $15,430,000 | $514,333 | $8,960 | 6.55% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 75 | $15,265,000 | $203,533 | $5,605 | 6.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 62 | $15,160,000 | $244,516 | $6,311 | 6.65% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 53 | $15,045,000 | $283,868 | $8,273 | 6.60% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 63 | $14,735,000 | $233,889 | $6,431 | 6.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 43 | $14,195,000 | $330,116 | $7,413 | 6.37% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 50 | $13,310,000 | $266,200 | $7,855 | 6.66% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $13,210,000 | $314,524 | $9,088 | 6.51% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 58 | $11,970,000 | $206,379 | $6,620 | 6.85% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 55 | $11,085,000 | $201,545 | $6,157 | 6.53% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 25 | $10,675,000 | $427,000 | $9,465 | 6.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 57 | $10,575,000 | $185,526 | $6,496 | 6.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 33 | $10,025,000 | $303,788 | $8,912 | 6.83% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 41 | $9,045,000 | $220,610 | $6,138 | 6.60% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 15 | $8,625,000 | $575,000 | $7,235 | 6.47% |
| COLUMBUS, OH (FHA|USDA|VA) | 29 | $8,605,000 | $296,724 | $7,031 | 6.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 27 | $8,185,000 | $303,148 | $10,171 | 6.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 25 | $7,855,000 | $314,200 | $8,035 | 6.71% |
| BOULDER, CO (FHA|USDA|VA) | 17 | $7,635,000 | $449,118 | $7,023 | 6.51% |
| GAINESVILLE, GA (FHA|USDA|VA) | 21 | $7,265,000 | $345,952 | $8,465 | 6.36% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $7,005,000 | $412,059 | $8,791 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 27 | $6,545,000 | $242,407 | $6,630 | 6.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 28 | $6,220,000 | $222,143 | $6,774 | 6.60% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 23 | $5,935,000 | $258,043 | $8,191 | 6.71% |
| RICHMOND, VA (FHA|USDA|VA) | 18 | $5,680,000 | $315,556 | $6,686 | 6.55% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 21 | $5,615,000 | $267,381 | $6,613 | 6.85% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 21 | $5,475,000 | $260,714 | $7,468 | 6.76% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 21 | $5,325,000 | $253,571 | $7,206 | 6.63% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $5,105,000 | $464,091 | $7,386 | 6.58% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 27 | $5,075,000 | $187,963 | $6,430 | 6.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 15 | $4,995,000 | $333,000 | $7,906 | 6.55% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 25 | $4,775,000 | $191,000 | $8,622 | 6.52% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 22 | $4,740,000 | $215,455 | $6,600 | 6.70% |
| FRESNO, CA (FHA|USDA|VA) | 14 | $4,700,000 | $335,714 | $8,417 | 6.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 21 | $4,605,000 | $219,286 | $5,807 | 7.16% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 17 | $4,575,000 | $269,118 | $7,662 | 6.37% |
| AKRON, OH (FHA|USDA|VA) | 26 | $4,540,000 | $174,615 | $6,117 | 6.95% |
| KNOXVILLE, TN (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $7,280 | 6.51% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $4,180,000 | $418,000 | $7,894 | 6.65% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $4,110,000 | $411,000 | $9,833 | 6.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $4,040,000 | $288,571 | $6,998 | 6.78% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $3,980,000 | $284,286 | $9,817 | 6.53% |
| TULSA, OK (FHA|USDA|VA) | 21 | $3,955,000 | $188,333 | $6,808 | 6.73% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 18 | $3,950,000 | $219,444 | $5,769 | 6.69% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $3,940,000 | $328,333 | $7,908 | 6.66% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $3,935,000 | $562,143 | $13,484 | 6.36% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $6,557 | 6.82% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 12 | $3,880,000 | $323,333 | $8,655 | 6.77% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $3,835,000 | $295,000 | $8,642 | 6.62% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $3,720,000 | $310,000 | $9,250 | 6.67% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 16 | $3,720,000 | $232,500 | $7,071 | 6.73% |
| Jefferson, GA (FHA|USDA|VA) | 10 | $3,660,000 | $366,000 | $10,670 | 6.41% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $3,630,000 | $605,000 | $6,994 | 6.69% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $3,570,000 | $297,500 | $9,360 | 6.30% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $9,108 | 6.73% |
| WICHITA, KS (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $5,373 | 6.69% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $6,627 | 6.66% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $11,054 | 6.39% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $9,511 | 6.60% |
| SALEM, OR (FHA|USDA|VA) | 9 | $3,175,000 | $352,778 | $8,238 | 6.61% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $3,130,000 | $391,250 | $11,665 | 6.48% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $6,649 | 6.73% |
| FORT WAYNE, IN (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $5,581 | 6.62% |
| LOUISVILLE, KY (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $5,062 | 6.68% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 19 | $3,095,000 | $162,895 | $6,149 | 6.80% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $7,600 | 6.86% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 15 | $3,005,000 | $200,333 | $7,460 | 6.66% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $2,995,000 | $599,000 | $11,351 | 6.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $7,598 | 6.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $7,234 | 6.78% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $2,980,000 | $745,000 | $12,811 | 6.44% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $9,865 | 6.61% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,945,000 | $327,222 | $7,906 | 6.61% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $7,310 | 6.90% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $6,782 | 6.66% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $7,853 | 6.86% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $2,880,000 | $360,000 | $11,018 | 6.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $10,097 | 6.90% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $9,240 | 6.60% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $7,546 | 6.39% |
| ANCHORAGE, AK (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $5,155 | 6.67% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $7,523 | 6.72% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 16 | $2,740,000 | $171,250 | $6,526 | 6.95% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $8,022 | 6.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $4,646 | 6.92% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $2,635,000 | $202,692 | $5,477 | 6.78% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $8,076 | 6.72% |
| YUBA CITY, CA (FHA|USDA|VA) | 6 | $2,580,000 | $430,000 | $14,988 | 6.25% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $14,452 | 6.23% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $7,448 | 6.49% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 14 | $2,510,000 | $179,286 | $4,912 | 6.85% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $9,478 | 6.66% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $10,455 | 6.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $11,564 | 6.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $2,385,000 | $477,000 | $11,774 | 6.28% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $10,541 | 6.63% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $6,807 | 6.46% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $6,998 | 6.52% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $8,518 | 6.73% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 15 | $2,285,000 | $152,333 | $5,944 | 6.70% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $9,267 | 6.34% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $8,297 | 6.67% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $8,521 | 6.48% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $6,649 | 6.58% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $6,885 | 6.93% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 13 | $2,075,000 | $159,615 | $6,255 | 6.81% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $2,065,000 | $158,846 | $6,490 | 6.93% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $2,055,000 | $158,077 | $6,037 | 6.89% |
| Shelby, NC (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $6,753 | 6.60% |
| RENO, NV (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $5,438 | 7.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $11,749 | 6.54% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 11 | $1,975,000 | $179,545 | $5,338 | 6.67% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $6,118 | 6.91% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $4,379 | 6.72% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $8,228 | 6.88% |
| ROME, GA (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $5,102 | 6.73% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $6,965 | 6.64% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $5,169 | 6.67% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $5,755 | 6.41% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $6,054 | 6.64% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $7,361 | 6.86% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $5,697 | 6.73% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $8,361 | 6.88% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $7,701 | 6.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,810,000 | $905,000 | $7,147 | 6.31% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $5,956 | 6.72% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $15,439 | 6.55% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 12 | $1,780,000 | $148,333 | $5,572 | 6.92% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $9,159 | 6.85% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $6,495 | 6.69% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $6,904 | 6.94% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $5,950 | 6.69% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $8,425 | 6.58% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $5,802 | 6.67% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $5,099 | 6.79% |
| ALTOONA, PA (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $7,359 | 6.71% |
| MONROE, MI (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $4,395 | 7.11% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $9,664 | 6.83% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $8,997 | 6.61% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $10,909 | 7.04% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $8,816 | 6.55% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $12,710 | 6.17% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,373 | 6.77% |
| Hilo, HI (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $9,868 | 6.58% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $11,589 | 6.44% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $7,743 | 6.41% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $5,348 | 6.80% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $4,941 | 6.96% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $7,208 | 6.69% |
| PEORIA, IL (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $4,781 | 6.96% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,493 | 6.29% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $7,248 | 7.07% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $7,651 | 6.13% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $10,743 | 6.00% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $6,532 | 6.65% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $12,077 | 6.06% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $11,628 | 6.44% |
| Mineral Wells, TX (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $8,434 | 6.58% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $9,579 | 6.84% |
| Outside of Metro Areas | 3 | $1,355,000 | $451,667 | $13,275 | 6.79% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $5,709 | 6.58% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $8,446 | 6.84% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $4,308 | 7.34% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $5,921 | 6.56% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $5,642 | 6.78% |
| Dayton, TN (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,476 | 6.91% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $3,953 | 6.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $5,810 | 6.80% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $10,324 | 6.59% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,879 | 6.93% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $5,839 | 6.52% |
| TOPEKA, KS (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $5,789 | 6.95% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $8,956 | 6.71% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,009 | 7.05% |
| Clarksburg, WV (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $6,633 | 7.22% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $9,256 | 6.13% |
| Hutchinson, KS (FHA|USDA|VA) | 9 | $1,205,000 | $133,889 | $5,896 | 6.64% |
| READING, PA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $9,447 | 6.23% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $6,663 | 6.47% |
| Sanford, NC (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $10,278 | 6.56% |
| Lake City, FL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $9,995 | 6.29% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $6,025 | 6.64% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $5,699 | 6.55% |
| Ottawa, IL (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $5,040 | 7.08% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $7,577 | 6.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $11,074 | 6.48% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $7,359 | 6.63% |
| Sunbury, PA (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $7,607 | 6.73% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $11,393 | 6.05% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,288 | 6.60% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $12,040 | 6.42% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,913 | 7.10% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,132 | 6.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,901 | 6.72% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,511 | 6.53% |
| FLINT, MI (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $5,808 | 6.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $7,586 | 6.31% |
| Wilson, NC (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,998 | 6.97% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $6,177 | 6.81% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,834 | 7.38% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $6,762 | 7.08% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $5,481 | 6.46% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $5,584 | 7.00% |
| DOVER, DE (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $13,723 | 5.67% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $7,812 | 6.78% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,483 | 6.78% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,782 | 7.19% |
| LIMA, OH (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,051 | 6.96% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $10,260 | 6.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $12,688 | 7.04% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $7,225 | 6.83% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,489 | 6.75% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,599 | 6.44% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,258 | 6.81% |
| Athens, TN (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $7,994 | 6.94% |
| WACO, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $8,063 | 6.50% |
| New Castle, PA (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $5,911 | 6.91% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,296 | 6.25% |
| Martinsville, VA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,515 | 6.59% |
| RACINE, WI (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $7,736 | 6.46% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,417 | 6.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,942 | 7.16% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $8,462 | 6.56% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,756 | 6.81% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,796 | 6.79% |
| Barre, VT (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,458 | 6.44% |
| Las Vegas, NM (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,324 | 6.66% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $7,119 | 7.06% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,935 | 6.79% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,558 | 6.63% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $12,094 | 6.83% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,336 | 7.19% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,456 | 6.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,875 | 6.69% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,844 | 7.03% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,838 | 6.54% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $5,001 | 6.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $5,704 | 6.70% |
| Pottsville, PA (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $5,205 | 7.05% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,644 | 6.33% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,086 | 7.09% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $13,304 | 6.33% |
| ERIE, PA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $6,812 | 6.80% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,622 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,578 | 7.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $5,023 | 6.92% |
| NAPA, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,165 | 6.88% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,906 | 6.54% |
| Salem, OH (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,997 | 7.06% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,567 | 7.17% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,760 | 7.00% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,813 | 6.95% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,227 | 6.04% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $8,040 | 6.06% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $12,024 | 6.44% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,285 | 6.06% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $9,811 | 6.06% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,060 | 6.33% |
| Newport, OR (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,928 | 7.31% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,942 | 6.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,713 | 6.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $9,670 | 6.71% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,903 | 6.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $4,921 | 6.98% |
| MADISON, WI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,209 | 6.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $5,267 | 6.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $9,946 | 6.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $10,300 | 6.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,796 | 6.33% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,171 | 6.91% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,789 | 6.67% |
| Malvern, AR (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,323 | 6.46% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,216 | 6.42% |
| BEND, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $11,356 | 6.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,250 | 6.33% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,111 | 6.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $10,048 | 6.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $21,820 | 6.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $3,955 | 6.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,018 | 6.31% |
| Henderson, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,299 | 7.13% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,695 | 6.83% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,611 | 6.63% |
| DECATUR, IL (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $4,495 | 7.13% |
| Wooster, OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,564 | 6.25% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,498 | 6.19% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,497 | 6.41% |
| Russellville, AR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,410 | 6.44% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,377 | 6.88% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $13,380 | 5.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,740 | 6.58% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,620 | 6.79% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,253 | 6.46% |
| Alma, MI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,392 | 7.04% |
| West Plains, MO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,048 | 6.94% |
| Seneca, SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,014 | 7.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,857 | 6.63% |
| Boone, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,008 | 5.81% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $8,000 | 6.63% |
| Marion, IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,473 | 6.75% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,119 | 6.67% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,662 | 6.83% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,324 | 6.31% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $13,565 | 5.88% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,065 | 6.67% |
| BECKLEY, WV (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $7,428 | 6.97% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,100 | 6.72% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,920 | 6.92% |
| Brenham, TX (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $9,296 | 7.63% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,741 | 7.06% |
| REDDING, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,625 | 6.06% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,695 | 6.69% |
| TYLER, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,733 | 6.33% |
| Adrian, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,332 | 6.50% |
| London, KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,761 | 6.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,170 | 6.71% |
| Roswell, NM (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,986 | 6.84% |
| Juneau, AK (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $16,440 | 5.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,042 | 7.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,854 | 6.63% |
| Columbus, MS (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,582 | 6.94% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,491 | 7.19% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,220 | 6.69% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,009 | 7.31% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,547 | 6.94% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,779 | 6.46% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,144 | 7.13% |
| Sterling, IL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,938 | 7.03% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,485 | 6.79% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,274 | 6.50% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,228 | 6.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $5,529 | 7.09% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,356 | 6.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,366 | 6.50% |
| Brevard, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,956 | 7.13% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,802 | 7.31% |
| Lewistown, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,354 | 7.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,944 | 7.17% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,541 | 6.38% |
| Danville, VA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,074 | 7.08% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,358 | 6.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $17,798 | 6.13% |
| New Castle, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,107 | 6.83% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,522 | 6.63% |
| Jacksonville, IL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,321 | 6.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $11,281 | 5.75% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,469 | 6.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,616 | 6.56% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,878 | 6.83% |
| Minot, ND (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,441 | 6.92% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,356 | 6.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,494 | 6.92% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,642 | 6.44% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,693 | 6.88% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $20,386 | 5.63% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,019 | 6.63% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,348 | 6.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,328 | 6.13% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,693 | 6.13% |
| Laramie, WY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,702 | 6.88% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,890 | 6.96% |
| Marietta, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,474 | 6.81% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,658 | 7.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $12,507 | 6.25% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,536 | 6.75% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,355 | 6.38% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,582 | 6.83% |
| Connersville, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,083 | 6.33% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,777 | 6.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,866 | 7.06% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,061 | 6.69% |
| Warren, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,624 | 6.75% |
| Bennington, VT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $17,824 | 5.75% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,880 | 6.88% |
| Hope, AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,144 | 6.38% |
| Marion, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,159 | 6.75% |
| Duncan, OK (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,956 | 6.71% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,426 | 7.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,149 | 6.56% |
| Jesup, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,910 | 6.31% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,613 | 6.00% |
| Danville, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,000 | 6.63% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,991 | 6.88% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,178 | 6.63% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,815 | 6.81% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,537 | 6.69% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,322 | 6.94% |
| Marion, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,246 | 6.63% |
| Ruston, LA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,870 | 6.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,342 | 6.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,932 | 6.88% |
| AMES, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,665 | 7.25% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,265 | 7.63% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,355 | 6.44% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,769 | 7.13% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,853 | 6.13% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,636 | 7.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,616 | 6.13% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,911 | 6.75% |
| Austin, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,253 | 6.81% |
| Kinston, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,577 | 6.69% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,469 | 7.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,885 | 6.63% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,929 | 6.94% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,366 | 6.63% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,887 | 6.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,594 | 6.63% |
| Centralia, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,032 | 7.00% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,170 | 6.44% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,650 | 6.63% |
| Centralia, IL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,017 | 7.29% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,193 | 6.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,514 | 6.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,135 | 5.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,969 | 6.75% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,618 | 7.06% |
| Silver City, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $11,625 | 6.44% |
| ENID, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,178 | 6.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,384 | 6.56% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,354 | 7.29% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,786 | 5.63% |
| Huntington, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,807 | 6.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,792 | 6.88% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,944 | 7.00% |
| Maysville, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,707 | 7.25% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,231 | 7.00% |
| Atmore, AL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,575 | 6.58% |
| Othello, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,895 | 7.13% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,503 | 6.94% |
| Dublin, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,928 | 6.63% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,401 | 7.38% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,224 | 6.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,368 | 6.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,772 | 7.13% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,902 | 7.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,439 | 7.13% |
| Winona, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,042 | 6.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,559 | 7.06% |
| Findlay, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,428 | 6.75% |
| Mason City, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,791 | 7.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,143 | 6.00% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,791 | 5.75% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,020 | 6.88% |
| Laconia, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,710 | 7.13% |
| Williston, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,094 | 6.50% |
| Parsons, KS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,871 | 7.08% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,451 | 7.00% |
| Batesville, AR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,313 | 7.13% |
| Freeport, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,428 | 6.81% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,806 | 6.81% |
| Vernal, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,971 | 6.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,547 | 6.81% |
| Shawano, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,798 | 7.06% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,032 | 6.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,707 | 7.33% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,447 | 6.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,071 | 6.75% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,918 | 6.63% |
| Waycross, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,224 | 6.13% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,220 | 6.63% |
| North Platte, NE (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,965 | 6.75% |
| Palatka, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,810 | 6.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,653 | 6.50% |
| Huron, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,023 | 6.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,626 | 6.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,045 | 6.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,030 | 6.75% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,657 | 6.38% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,525 | 6.81% |
| Somerset, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,154 | 7.50% |
| Meadville, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,190 | 6.81% |
| Palestine, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,355 | 7.63% |
| MERCED, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,032 | 7.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,008 | 7.13% |
| Jennings, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,334 | 7.13% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,403 | 6.38% |
| Easton, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,641 | 7.63% |
| Jasper, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,683 | 6.81% |
| Miami, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,519 | 6.88% |
| Selma, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,377 | 7.06% |
| Corinth, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,186 | 6.69% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,337 | 6.69% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,178 | 6.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,473 | 5.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,455 | 6.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,069 | 7.00% |
| Willmar, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,625 | 5.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,945 | 7.13% |
| Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,270 | 6.75% |
| Hastings, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,108 | 6.88% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,930 | 6.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,461 | 7.50% |
| Clovis, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,446 | 7.13% |
| Jasper, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,751 | 6.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,736 | 6.63% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,934 | 6.75% |
| Meridian, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,681 | 6.94% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,629 | 6.63% |
| Athens, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,017 | 7.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,899 | 6.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,753 | 7.13% |
| Fremont, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,658 | 6.75% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,935 | 7.50% |
| Bradford, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,051 | 7.06% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,983 | 6.75% |
| Indiana, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,900 | 6.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,939 | 6.50% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,013 | 7.00% |
| Riverton, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,282 | 7.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,507 | 7.38% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,681 | 6.25% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,886 | 6.63% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,119 | 6.44% |
| DuBois, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,181 | 7.25% |
| Union, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,955 | 5.88% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,635 | 6.63% |
| Keene, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,350 | 6.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,369 | 6.63% |
| Minden, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,656 | 6.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,924 | 6.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,743 | 7.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,405 | 7.06% |
| Macomb, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,421 | 7.06% |
| Snyder, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,396 | 6.81% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,024 | 6.88% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,617 | 6.88% |
| Greenville, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,095 | 7.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,106 | 6.63% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,729 | 7.38% |
| Somerset, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,917 | 7.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,111 | 6.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,124 | 6.25% |
| Platteville, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,938 | 5.63% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,447 | 6.50% |
| Garden City, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,082 | 6.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,035 | 6.13% |
| Rutland, VT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,712 | 7.13% |
| Newberry, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,460 | 7.13% |
| Moberly, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,136 | 6.13% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,308 | 6.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,741 | 7.25% |
| Auburn, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,150 | 7.13% |
| Guymon, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,838 | 7.63% |
| Durant, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,519 | 6.00% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,166 | 6.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,894 | 6.25% |
| Berlin, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,393 | 6.63% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,112 | 6.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,707 | 7.00% |
| Ada, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,618 | 6.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,844 | 6.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,334 | 7.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,774 | 7.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,955 | 6.88% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,533 | 7.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,136 | 6.63% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,792 | 7.63% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,122 | 7.13% |
| Defiance, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,076 | 7.63% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,357 | 7.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,991 | 6.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,188 | 7.50% |
| Harrison, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,424 | 7.00% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,477 | 7.13% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,067 | 6.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,442 | 7.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,863 | 6.63% |
| Houghton, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,466 | 5.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,923 | 7.63% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,111 | 7.00% |
| Douglas, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,229 | 6.63% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,655 | 6.88% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,310 | 6.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,586 | 6.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,323 | 7.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,364 | 7.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,998 | 7.13% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,814 | 6.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,263 | 6.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,289 | 6.50% |
| Americus, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,272 | 5.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,868 | 6.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,249 | 7.63% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,705 | 6.38% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,930 | 7.50% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,334 | 6.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,318 | 6.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,095 | 7.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,023 | 6.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,766 | 7.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,878 | 6.63% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,011 | 5.88% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,803 | 5.50% |
| Richmond, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,770 | 7.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,000 | 6.13% |
| McComb, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,326 | 7.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,398 | 6.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,980 | 6.63% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,116 | 6.63% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,436 | 7.00% |
| Laurel, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,948 | 6.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,277 | 7.50% |
| McAlester, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,498 | 7.00% |
| Pampa, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,975 | 6.88% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,516 | 7.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,131 | 7.13% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,775 | 6.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,857 | 7.00% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,893 | 6.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,031 | 7.00% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,245 | 7.63% |
| Paragould, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,070 | 7.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,958 | 7.25% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,944 | 7.25% |
| Lexington, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,042 | 6.88% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,594 | 6.25% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,619 | 7.13% |
| Central City, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,009 | 7.63% |
| Elkins, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,804 | 7.63% |
| Kearney, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,963 | 7.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,701 | 7.50% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,364 | 7.13% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,690 | 8.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,068 | 7.13% |
| Rolla, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,142 | 6.00% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,939 | 7.63% |
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Product Mix
For 2024, Zillow Home Loans's most frequently originated type of loan was Conventional, with 6,689 originations. Their 2nd most popular type was FHA, with 2,154 originations.
Loan Reason
For 2024, Zillow Home Loans's most frequently cited loan purpose was Home Purchase, with 9,285 originations. The 2nd most popular reason was Refi, with 38 originations.
Loan Duration/Length
For 2024, Zillow Home Loans's most frequently cited loan duration was 30 Year, with 9,130 originations. The 2nd most popular length was 15 Year, with 141 originations.
Origination Fees/Closing Costs
Zillow Home Loans's average total fees were $8,152, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,610 originations.
Interest Rates
During 2024, Zillow Home Loans's average interest rate for loans was 6.60%, while their most frequently originated rate bucket for loans was 6-7%, with 5,693 originations.
Loan Sizing
2024 saw Zillow Home Loans place emphasis on $200k-400k loans with 4,489 originations, totaling $1,313,045,000 in origination value.
Applicant Income
Zillow Home Loans lent most frequently to those with incomes in the $100k-150k range, with 2,430 originations. The second most popular income band? $50k-75k, with 1,916 originations.
Applicant Debt to Income Ratio
Zillow Home Loans lent most frequently to those with DTI ratios of 30-36%, with 1,383 originations. The next most common DTI ratio? 20-30%, with 1,119 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.96%
Zillow Home Loans has an average approval rate.
Pick Rate
Approvals leading to origination69.05%
Zillow Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,372 | $3,123,150,000 | $333,243 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,372 | $3,123,150,000 | $333,243 |