Queensborough National Bank & Trust Company Mortgage Rates, Fees & Info

Louisville, GA

LEI: 254900C2QXQ435D8TY78

Tax ID: 58-0330052

5 stars - out of 5 stars, based on 40 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Queensborough National Bank & Trust Company is a smaller bank specializing in Home Purchase and Refi loans. Queensborough National Bank & Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Augusta, Savannah, Atlanta, Columbia, and Statesboro among others. We have data for 26 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Queensborough National Bank & Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Queensborough National Bank & Trust Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.69% 11/26/22
    30 Year Conventional Refi 6.55% 11/26/22
    30 Year Cash-out Refi 6.80% 11/26/22
    30 Year FHA Purchase 7.22% 11/26/22
    30 Year FHA Refi 6.78% 11/26/22
    30 Year VA Purchase 6.29% 11/26/22
    30 Year VA Refi 6.14% 11/26/22
    30 Year USDA Purchase 6.74% 11/26/22
    15 Year Conventional Purchase 6.08% 11/26/22
    15 Year Conventional Refi 5.97% 11/26/22
    15 Year Cash-out Refi 5.97% 11/26/22
    15 Year VA Purchase 5.90% 11/26/22
    15 Year VA Refi 5.92% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    1,612

    Origination Dollar Volume (All Markets)

    $381,250,000

    Employee count

    335 Show all (15) awards

    Relative Rate

    Queensborough National Bank & Trust Company's average 30 year fixed mortgage rate was 2.82%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.33%.

    Relative Fees (Closing Costs)

    Queensborough National Bank & Trust Company's average total fees/closing costs for a 30 year fixed rate mortgage were $3,801.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1,368 $326,280,000 $238,509 $3,770 2.86%
    Outside of Metro Areas 103 $18,365,000 $178,301 $2,763 3.29%
    SAVANNAH, GA (FHA|USDA|VA) 64 $17,130,000 $267,656 $3,212 3.28%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 18 $5,650,000 $313,889 $2,844 2.84%
    COLUMBIA, SC (FHA|USDA|VA) 7 $2,045,000 $292,143 $4,073 2.80%
    Statesboro, GA (FHA|USDA|VA) 16 $1,930,000 $120,625 $2,117 3.40%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,875,000 $625,000 $3,047 3.17%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,755,000 $351,000 $3,023 2.63%
    BRUNSWICK, GA (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,690 3.13%
    WARNER ROBINS, GA (FHA|USDA|VA) 3 $635,000 $211,667 $3,480 2.63%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $630,000 $315,000 $2,597 3.13%
    FLORENCE, SC (FHA|USDA|VA) 2 $410,000 $205,000 $2,330 2.56%
    HINESVILLE, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,500 2.44%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $365,000 $365,000 $7,490 2.25%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $350,000 $175,000 $0 3.06%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $335,000 $335,000 $2,042 2.25%
    Georgetown, SC (FHA|USDA|VA) 1 $335,000 $335,000 $4,527 3.00%
    Milledgeville, GA (FHA|USDA|VA) 1 $305,000 $305,000 $2,381 2.50%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $265,000 $88,333 $0 3.38%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,102 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,394 2.50%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.50%
    Crossville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.88%
    Palatka, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.50%
    Americus, GA (FHA|USDA|VA) 1 $105,000 $105,000 $1,773 2.50%
    Dublin, GA (FHA|USDA|VA) 1 $35,000 $35,000 $550 5.00%
    Queensborough National Bank & Trust Company's top markets include Augusta, Savannah, Atlanta, Columbia, and Statesboro among others.

    Their top states include:
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Queensborough National Bank & Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GEOVISTA
    Similarity Rank: 236
    Emory Alliance Credit Union
    Similarity Rank: 305
    Coastal Carolina National Bank
    Similarity Rank: 675
    Credence Funding Corporation
    Similarity Rank: 707
    First Community Bank
    Similarity Rank: 1170
    AMERICAN HOME MORTGAGE, INC.
    Similarity Rank: 1218
    FIRST CHOICE MORTGAGE, INC.
    Similarity Rank: 1395
    First Palmetto Bank
    Similarity Rank: 2100
    Aurora Financial, LLC
    Similarity Rank: 2263
    AUGUSTA MORTGAGE CO.
    Similarity Rank: 2280

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,269 $285,465,000 $224,953 $2,967 3.02%
    VA 241 $75,045,000 $311,390 $5,980 2.49%
    FHA 91 $18,715,000 $205,659 $5,295 2.52%
    USDA 11 $2,025,000 $184,091 $3,180 2.65%

    For 2021, Queensborough National Bank & Trust Company's most frequently originated type of loan was Conventional, with 1,269 originations. Their 2nd most popular type was VA, with 241 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,003 $250,805,000 $250,055 $3,948 2.99%
    Refi 369 $78,505,000 $212,751 $2,962 2.70%
    Cash Out Refi 226 $49,980,000 $221,150 $3,539 2.75%
    Home Improvement 13 $1,825,000 $140,385 $2,691 5.11%
    Other 1 $135,000 $135,000 $2,746 5.25%

    For 2021, Queensborough National Bank & Trust Company's most frequently cited loan purpose was Home Purchase, with 1,003 originations. The 2nd most popular reason was Refi, with 369 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,229 $302,025,000 $245,749 $3,801 2.82%
    15 Year 202 $39,460,000 $195,347 $2,956 2.35%
    Other 63 $9,865,000 $156,587 $2,058 5.19%
    20 Year 47 $10,745,000 $228,617 $3,243 2.75%
    5 Year 29 $9,585,000 $330,517 $0 4.63%
    10 Year 22 $4,690,000 $213,182 $3,283 2.70%
    1 Year 20 $4,880,000 $244,000 $3,653 4.65%

    For 2021, Queensborough National Bank & Trust Company's most frequently cited loan duration was 30 Year, with 1,229 originations. The 2nd most popular length was 15 Year, with 202 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 995 $241,805,000 $243,020
    $1k-2k 202 $45,720,000 $226,337
    $2k-3k 111 $28,865,000 $260,045
    $3k-4k 39 $13,785,000 $353,462
    $4k-5k 23 $9,265,000 $402,826
    $5k+ 11 $4,925,000 $447,727

    Queensborough National Bank & Trust Company's average total fees were $3,801, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 995 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 641 $163,245,000 $254,672
    <2.5% 571 $132,905,000 $232,758
    3-4% 294 $65,970,000 $224,388
    4-5% 59 $15,055,000 $255,169
    5-6% 35 $3,485,000 $99,571
    6-7% 7 $435,000 $62,143
    7-8% 3 $105,000 $35,000
    Over 8% 2 $50,000 $25,000

    During 2021, Queensborough National Bank & Trust Company's average interest rate for loans was 2.82%, while their most frequently originated rate bucket for loans was 2.5-3%, with 641 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 707 $195,385,000 $276,358 $4,043 2.75%
    $100k-200k 575 $86,605,000 $150,617 $2,660 2.89%
    $100,000 or less 165 $11,405,000 $69,121 $2,056 3.63%
    $400k-600k 144 $68,630,000 $476,597 $5,144 2.80%
    $600k-1MM 15 $11,515,000 $767,667 $11,834 3.40%
    $1MM+ 6 $7,710,000 $1,285,000 $7,051 3.79%

    2021 saw Queensborough National Bank & Trust Company place emphasis on $200k-400k loans with 707 originations, totaling $195,385,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 367 $95,055,000 $259,005 $4,095 2.83%
    $50k-75k 333 $64,665,000 $194,189 $3,385 2.86%
    $75k-100k 282 $61,320,000 $217,447 $3,788 2.79%
    $150k-250k 222 $67,930,000 $305,991 $4,158 2.80%
    $50k or less 184 $25,900,000 $140,761 $2,713 2.85%
    $250k+ 111 $37,765,000 $340,225 $4,015 3.08%

    Queensborough National Bank & Trust Company lent most frequently to those with incomes in the $100k-150k range, with 367 originations. The second most popular income band? $50k-75k, with 333 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 423 $95,345,000 $225,402 $3,403 2.87%
    30-36% 287 $68,725,000 $239,460 $3,589 2.82%
    <20% 237 $54,365,000 $229,388 $3,006 2.68%
    41% 52 $11,790,000 $226,731 $4,250 2.79%
    38% 51 $12,535,000 $245,784 $3,622 2.74%
    43% 50 $11,620,000 $232,400 $3,766 2.76%
    40% 44 $10,560,000 $240,000 $4,100 2.93%
    45% 44 $11,060,000 $251,364 $4,351 2.79%
    36% 44 $11,050,000 $251,136 $3,413 2.89%
    39% 39 $11,035,000 $282,949 $5,749 2.90%
    42% 37 $8,865,000 $239,595 $3,719 2.86%
    44% 34 $7,840,000 $230,588 $3,620 2.89%
    37% 33 $8,015,000 $242,879 $3,598 3.08%
    47% 32 $7,600,000 $237,500 $6,228 2.77%
    48% 30 $8,120,000 $270,667 $5,108 2.68%
    49% 29 $6,405,000 $220,862 $4,269 2.79%
    46% 27 $7,075,000 $262,037 $4,295 2.64%
    50-60% 3 $945,000 $315,000 $7,819 2.79%

    Queensborough National Bank & Trust Company lent most frequently to those with DTI ratios of 20-30%, with 423 originations. The next most common DTI ratio? 30-36%, with 287 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,223 $288,095,000 $235,564 $3,554 2.82%
    Not provided 161 $36,335,000 $225,683 $3,966 2.90%
    Black 111 $26,835,000 $241,757 $4,406 3.02%
    Not applicable 60 $16,820,000 $280,333 $3,776 4.71%
    Asian 47 $10,655,000 $226,702 $2,969 2.74%
    American Indian 4 $880,000 $220,000 $4,341 2.50%
    Native Hawaiian or Islander 2 $670,000 $335,000 $6,575 2.50%
    Other Asian 2 $450,000 $225,000 $2,429 2.44%
    Filipino 1 $335,000 $335,000 $8,812 2.63%
    Asian Indian 1 $175,000 $175,000 $2,537 2.25%

    Approval Rates

    Total approvals of all applications
    93.83%

    Queensborough National Bank & Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    87.28%

    Queensborough National Bank & Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,612 $381,250,000 $236,507

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,612 $381,250,000 $236,507

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 70 $10,340,000 $147,714 $2,519 2.84%
    40-60% 201 $42,465,000 $211,269 $3,059 2.87%
    60-80% 609 $132,805,000 $218,071 $3,063 3.06%
    80-100% 676 $176,930,000 $261,731 $3,775 2.77%
    Over 100% 44 $16,590,000 $377,045 $12,288 2.65%
    Under 20% 12 $2,120,000 $176,667 $1,947 4.88%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Queensborough National Bank & Trust Company 107 Us Highway 1-Bypass North Louisville, GA 30434 Limited, Drive-thru $0
    Queensborough National Bank & Trust Company 549 West Hill Street Thomson, GA 30824 Full Service B&M $80,553
    Queensborough National Bank & Trust Company 597 S. Columbia Avenue Rincon, GA 31326 Full Service B&M $35,820
    Queensborough National Bank & Trust Company 692 South Main Street Swainsboro, GA 30401 Full Service B&M $64,527
    Queensborough National Bank & Trust Company 711 North Main Street Wrens, GA 30833 Full Service B&M $42,476
    Queensborough National Bank & Trust Company 721 Liberty Street Waynesboro, GA 30830 Full Service B&M $113,371
    Queensborough National Bank & Trust Company 7393 Hodgson Memorial Drive Savannah, GA 31406 Full Service B&M $34,399
    Queensborough National Bank & Trust Company Jones And North Railroad Streets Midville, GA 30441 Full Service B&M $9,293
    Queensborough National Bank & Trust Company 201 South Main Street Statesboro, GA 30458 Full Service B&M $36,900
    Queensborough National Bank & Trust Company 202 N. Harris Street Sandersville, GA 31082 Full Service B&M $72,208
    Queensborough National Bank & Trust Company 213 Highway 80 West Garden City, GA 31408 Full Service B&M $0
    Queensborough National Bank & Trust Company 216 West Hwy 80 Savannah, GA 31408 Full Service B&M $48,551
    Queensborough National Bank & Trust Company 24-28 North Broad Street Metter, GA 30439 Full Service B&M $31,073
    Queensborough National Bank & Trust Company 2550 Tobacco Road Hephzibah, GA 30815 Full Service B&M $54,006
    Queensborough National Bank & Trust Company 301 Mims Road Sylvania, GA 30467 Full Service B&M $30,326
    Queensborough National Bank & Trust Company 311 East Winthrope Avenue Millen, GA 30442 Full Service B&M $58,124
    Queensborough National Bank & Trust Company 3617 Walton Way Extension Augusta, GA 30909 Full Service B&M $295,133
    Queensborough National Bank & Trust Company 421 Fury's Ferry Road Martinez, GA 30907 Full Service B&M $86,170
    Queensborough National Bank & Trust Company 4226 Columbia Road Martinez, GA 30907 Full Service B&M $158,908
    Queensborough National Bank & Trust Company 4321 Washington Road Evans, GA 30809 Full Service B&M $105,488
    Queensborough National Bank & Trust Company 5049 Wrightsboro Road Grovetown, GA 30813 Full Service B&M $70,445
    Queensborough National Bank & Trust Company 113 E Broad St Louisville, GA 30434 Full Service B&M $117,100
    Queensborough National Bank & Trust Company 116 North Main Street Wadley, GA 30477 Full Service B&M $48,220
    Queensborough National Bank & Trust Company 1450 Greene Street, Suite 150 Augusta, GA 30901 Full Service B&M $66,421

    For 2021, Queensborough National Bank & Trust Company had 24 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $57,522
    Net interest income $54,487
    Total noninterest income $22,603
    Gross Fiduciary activities income $356
    Service charges on deposit accounts $7,841
    Trading account gains and fees $0
    Additional Noninterest Income $14,406
    Pre-tax net operating income $26,487
    Securities gains (or losses, -) $98
    Income before extraordinary items $20,438
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $20,438
    Minority interest net income $0
    Net income $20,438
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $20,360

    Queensborough National Bank & Trust Company's gross interest income from loans was $57,522,000.
    Queensborough National Bank & Trust Company's net interest income from loans was $54,487,000.
    Queensborough National Bank & Trust Company's fee based income from loans was $7,841,000.
    Queensborough National Bank & Trust Company's net income from loans was $20,438,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,035
    Provision for credit losses $-1,000
    Total noninterest expense $51,603
    Salaries and employee benefits $32,686
    Premises and equipment expense $3,512
    Additional noninterest expense $15,405
    Applicable income taxes $6,147
    Net charge-offs $95
    Cash dividends $2,200

    Queensborough National Bank & Trust Company's interest expense for loans was $3,035,000.
    Queensborough National Bank & Trust Company's payroll and benefits expense were $32,686,000.
    Queensborough National Bank & Trust Company's property, plant and equipment expenses $3,512,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,909,837
    Deposits held in domestic offices $1,909,837
    Deposits by Individuals, partnerships, and corporations $1,594,808
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $314,781
    Deposits by Commercial banks and other depository institutions in U.S. $248
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $189,543
    Demand deposits $150,287
    Nontransaction accounts $1,720,294
    Money market deposit accounts (MMDAs) $1,413,492
    Other savings deposits (excluding MMDAs) $91,167
    Total time deposits $215,635
    Total time and savings deposits $1,759,550
    Noninterest-bearing deposits $857,345
    Interest-bearing deposits $1,052,492
    Retail deposits $1,868,675
    IRAs and Keogh plan accounts $39,701
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,069,851
    Cash & Balances due from depository institutions $371,266
    Interest-bearing balances $323,893
    Total securities $653,313
    Federal funds sold & reverse repurchase $0
    Net loans and leases $972,397
    Loan and leases loss allowance $13,575
    Trading account assets $0
    Bank premises and fixed assets $35,583
    Other real estate owned $706
    Goodwill and other intangibles $2,953
    All other assets $33,633

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,069,851
    Total Liabilities $1,917,417
    Total deposits $1,909,837
    Interest-bearing deposits $1,052,492
    Deposits held in domestic offices $1,909,837
    % insured (estimated) $58
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $7,580

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $972,397
    Loan and leases loss allowance $13,575
    Total loans and leases (domestic) $985,972
    All real estate loans $805,790
    Real estate loans in domestic offices $805,790
    Construction and development loans $133,875
    Residential 1-4 family construction $30,942
    Other construction, all land development and other land $102,933
    Loans secured by nonfarm nonresidential properties $342,631
    Nonfarm nonresidential secured by owner-occupied properties $259,314
    Commercial real estate & other non-farm, non-residential $83,317
    Multifamily residential real estate $8,507
    1-4 family residential loans $177,900
    Farmland loans $142,877
    Loans held in foreign offices $0
    Farm loans $27,565
    Commercial and industrial loans $130,836
    To non-U.S. addressees $0
    Loans to individuals $15,477
    Credit card loans $0
    Related Plans $149
    Consumer Auto Loans $6,941
    Other loans to individuals $8,387
    All other loans & leases $6,304
    Loans to foreign governments and official institutions $0
    Other loans $2,580
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $267
    Non 1-4 family restructured loans & leases $267
    Total loans and leases (foreign) $0

    Queensborough National Bank & Trust Company had $972,397,000 of loans outstanding in 2021. $805,790,000 of loans were in real estate loans. $133,875,000 of loans were in development loans. $8,507,000 of loans were in multifamily mortgage loans. $177,900,000 of loans were in 1-4 family mortgage loans. $27,565,000 of loans were in farm loans. $0 of loans were in credit card loans. $6,941,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 674 $147,586 $218,970
    Nonfarm, nonresidential loans - <$100k 124 $4,081 $32,911
    Nonfarm, nonresidential loans - $100-250k 239 $27,119 $113,469
    Nonfarm, nonresidential loans - $250k-1MM 311 $116,386 $374,232
    Commercial & Industrial, US addressed loans - <$1MM 1,738 $101,747 $58,543
    Commercial & Industrial, US addressed loans - <$100k 1,349 $31,604 $23,428
    Commercial & Industrial, US addressed loans - $100-250k 246 $27,096 $110,146
    Commercial & Industrial, US addressed loans - $250k-1MM 143 $43,047 $301,028
    Farmland loans - <$1MM 366 $38,379 $104,861
    Farmland loans - <$100k 177 $6,312 $35,661
    Farmland loans - $100-250k 112 $12,891 $115,098
    Farmland loans - $250k-1MM 77 $19,176 $249,039
    Agriculture operations loans - <$1MM 242 $14,121 $58,351
    Agriculture operations loans - <$100k 161 $3,561 $22,118
    Agriculture operations loans - $100-250k 51 $5,433 $106,529
    Agriculture operations loans - $250k-1MM 30 $5,127 $170,900