Queensborough National Bank & Trust Company Mortgage Rates, Fees & Info

Louisville, GA

LEI: 254900C2QXQ435D8TY78

Tax ID: 58-0330052

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Mortgage Data

Bank Data

Review & Overview

Queensborough National Bank & Trust Company is a smaller bank specializing in Home Purchase loans. Queensborough National Bank & Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Augusta, Savannah, Statesboro, Atlanta, and Charleston among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)

Queensborough National Bank & Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Queensborough National Bank & Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.38% 3/25/24
30 Year Conventional Refi 6.37% 3/25/24
30 Year Cash-out Refi 6.50% 3/25/24
30 Year FHA Purchase 6.88% 3/25/24
30 Year VA Purchase 6.05% 3/25/24
30 Year VA Refi 5.70% 3/25/24
30 Year USDA Purchase 6.27% 3/25/24
15 Year Conventional Purchase 5.96% 3/25/24
15 Year Conventional Refi 6.00% 3/25/24
15 Year Cash-out Refi 6.00% 3/25/24
15 Year FHA Purchase 7.22% 3/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Queensborough National Bank & Trust Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Queensborough National Bank & Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

981

Origination Dollar Volume (All Markets)

$189,545,000

Employee count

314 Show all (11) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 780 $150,530,000 $192,987 $2,705 4.56%
SAVANNAH, GA (FHA|USDA|VA) 52 $13,530,000 $260,192 $2,502 4.90%
Outside of Metro Areas 73 $9,715,000 $133,082 $2,545 5.15%
Statesboro, GA (FHA|USDA|VA) 34 $5,340,000 $157,059 $2,114 4.57%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 12 $2,850,000 $237,500 $3,831 4.79%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $1,290,000 $645,000 $2,922 4.69%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,180,000 $590,000 $8,442 4.56%
COLUMBIA, SC (FHA|USDA|VA) 3 $595,000 $198,333 $7,227 4.92%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $490,000 $245,000 $0 4.85%
HINESVILLE, GA (FHA|USDA|VA) 2 $490,000 $245,000 $2,728 5.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $445,000 $445,000 $10,158 4.25%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $415,000 $415,000 $13,365 4.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $395,000 $395,000 $1,201 4.88%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.63%
Dublin, GA (FHA|USDA|VA) 2 $240,000 $120,000 $1,613 4.31%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $225,000 $225,000 $136 4.38%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,428 4.25%
Waycross, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,549 4.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,819 4.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.75%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,117 4.38%
PINE BLUFF, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
Scottsboro, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.00%
VALDOSTA, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.13%
POCATELLO, ID (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.00%
BRUNSWICK, GA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.00%
Queensborough National Bank & Trust Company's top markets include Augusta, Savannah, Statesboro, Atlanta, and Charleston among others.

Their top states include:
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 608 $116,260,000 $191,217 $1,955 4.95%
    VA 181 $41,855,000 $231,243 $4,187 4.11%
    FHA 162 $27,270,000 $168,333 $3,248 4.09%
    USDA 30 $4,160,000 $138,667 $2,114 4.24%

    For 2018, Queensborough National Bank & Trust Company's most frequently originated type of loan was Conventional, with 608 originations. Their 2nd most popular type was VA, with 181 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 821 $161,485,000 $196,693 $2,516 4.52%
    Refi 82 $16,110,000 $196,463 $3,225 5.46%
    Cash Out Refi 61 $10,255,000 $168,115 $4,846 4.61%
    Home Improvement 11 $675,000 $61,364 $1,403 6.16%
    Other 5 $645,000 $129,000 $1,812 6.79%
    NA 1 $375,000 $375,000 $0 5.65%

    For 2018, Queensborough National Bank & Trust Company's most frequently cited loan purpose was Home Purchase, with 821 originations. The 2nd most popular reason was Refi, with 82 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 776 $153,800,000 $198,196 $2,753 4.41%
    15 Year 67 $9,745,000 $145,448 $2,177 4.69%
    Other 63 $8,135,000 $129,127 $1,342 6.27%
    5 Year 24 $8,860,000 $369,167 $898 5.80%
    20 Year 20 $3,730,000 $186,500 $3,549 4.81%
    1 Year 16 $2,360,000 $147,500 $2,403 6.20%
    10 Year 13 $2,815,000 $216,538 $2,541 5.01%
    3 Year 2 $100,000 $50,000 $0 5.75%

    For 2018, Queensborough National Bank & Trust Company's most frequently cited loan duration was 30 Year, with 776 originations. The 2nd most popular length was 15 Year, with 67 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 672 $126,720,000 $188,571
    $1k-2k 64 $9,540,000 $149,063
    $2k-3k 38 $9,930,000 $261,316
    $5k+ 16 $7,570,000 $473,125
    $4k-5k 15 $4,835,000 $322,333
    $3k-4k 13 $3,325,000 $255,769

    Queensborough National Bank & Trust Company's average total fees were $2,753, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 672 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 604 $126,490,000 $209,421
    3-4% 200 $40,030,000 $200,150
    5-6% 113 $18,785,000 $166,239
    6-7% 37 $2,745,000 $74,189
    7-8% 19 $1,075,000 $56,579
    Over 8% 8 $420,000 $52,500

    During 2018, Queensborough National Bank & Trust Company's average interest rate for loans was 4.41%, while their most frequently originated rate bucket for loans was 4-5%, with 604 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 410 $61,280,000 $149,463 $2,119 4.49%
    $200k-400k 321 $84,595,000 $263,536 $3,464 4.36%
    $100,000 or less 199 $12,725,000 $63,945 $1,634 5.38%
    $400k-600k 37 $16,345,000 $441,757 $4,695 4.47%
    $600k-1MM 8 $6,120,000 $765,000 $6,664 4.69%
    $1MM+ 6 $8,480,000 $1,413,333 $0 5.08%

    2018 saw Queensborough National Bank & Trust Company place emphasis on $100k-200k loans with 410 originations, totaling $61,280,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 279 $46,195,000 $165,573 $2,512 4.41%
    $100k-150k 181 $39,635,000 $218,978 $3,189 4.60%
    $50k or less 169 $19,385,000 $114,704 $1,836 4.66%
    $75k-100k 163 $31,375,000 $192,485 $2,994 4.56%
    $150k-250k 89 $23,465,000 $263,652 $3,159 4.75%
    $250k+ 37 $12,905,000 $348,784 $4,529 4.93%

    Queensborough National Bank & Trust Company lent most frequently to those with incomes in the $50k-75k range, with 279 originations. The second most popular income band? $100k-150k, with 181 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 224 $39,090,000 $174,509 $2,457 4.60%
    30-36% 166 $30,980,000 $186,627 $2,419 4.58%
    <20% 70 $13,180,000 $188,286 $2,759 4.63%
    50-60% 49 $10,235,000 $208,878 $3,606 4.48%
    42% 34 $7,230,000 $212,647 $2,449 4.53%
    36% 34 $6,760,000 $198,824 $2,332 4.76%
    38% 34 $6,570,000 $193,235 $3,969 4.46%
    40% 34 $6,960,000 $204,706 $2,568 4.83%
    39% 33 $6,295,000 $190,758 $2,894 4.54%
    43% 30 $6,260,000 $208,667 $2,097 4.75%
    44% 30 $5,700,000 $190,000 $3,532 4.37%
    37% 30 $5,300,000 $176,667 $2,746 4.47%
    49% 29 $5,965,000 $205,690 $3,750 4.31%
    41% 28 $4,830,000 $172,500 $2,357 4.63%
    46% 26 $5,260,000 $202,308 $2,294 4.42%
    45% 23 $4,465,000 $194,130 $2,827 4.40%
    48% 21 $3,845,000 $183,095 $2,787 4.53%
    47% 21 $3,995,000 $190,238 $2,938 4.38%
    >60% 4 $470,000 $117,500 $769 6.56%

    Queensborough National Bank & Trust Company lent most frequently to those with DTI ratios of 20-30%, with 224 originations. The next most common DTI ratio? 30-36%, with 166 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 747 $139,965,000 $187,369 $2,714 4.57%
    Not applicable 55 $15,385,000 $279,727 $0 5.56%
    Black 89 $15,345,000 $172,416 $2,432 4.71%
    Not provided 57 $11,825,000 $207,456 $2,794 4.38%
    Asian 30 $6,070,000 $202,333 $2,719 4.79%
    American Indian 2 $790,000 $395,000 $4,235 4.50%
    Filipino 1 $165,000 $165,000 $3,814 4.25%

    Approval Rates

    Total approvals of all applications
    95.79%

    Queensborough National Bank & Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    88.89%

    Queensborough National Bank & Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 981 $189,545,000 $193,216

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 14 $9,780,000 $698,571
    Single Family (1-4 Units):Manufactured 8 $350,000 $43,750
    Single Family (1-4 Units):Site-Built 959 $179,415,000 $187,086

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31 $4,965,000 $160,161 $2,449 5.68%
    40-60% 59 $9,505,000 $161,102 $2,476 5.01%
    60-80% 244 $43,220,000 $177,131 $2,614 4.96%
    80-100% 583 $120,475,000 $206,647 $2,515 4.36%
    Over 100% 36 $8,820,000 $245,000 $6,977 4.27%
    Under 20% 25 $2,045,000 $81,800 $1,908 6.18%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Queensborough National Bank & Trust Company 107 Us Highway 1-Bypass North Louisville, GA 30434 Limited, Drive-thru $0
    Queensborough National Bank & Trust Company 113 East Broad Street Louisville, GA 30434 Full Service B&M $97,361
    Queensborough National Bank & Trust Company 116 North Main Street Wadley, GA 30477 Full Service B&M $39,189
    Queensborough National Bank & Trust Company 1450 Greene Street, Suite 150 Augusta, GA 30901 Full Service B&M $44,467
    Queensborough National Bank & Trust Company 201 South Main Street Statesboro, GA 30458 Full Service B&M $24,866
    Queensborough National Bank & Trust Company 202 N. Harris Street Sandersville, GA 31082 Full Service B&M $30,511
    Queensborough National Bank & Trust Company 206 North Main Street Tennille, GA 31089 Full Service B&M $26,302
    Queensborough National Bank & Trust Company 213 Highway 80 West Garden City, GA 31408 Full Service B&M $0
    Queensborough National Bank & Trust Company 216 West Hwy 80 Savannah, GA 31408 Full Service B&M $28,986
    Queensborough National Bank & Trust Company 24-28 North Broad Street Metter, GA 30439 Full Service B&M $21,093
    Queensborough National Bank & Trust Company 2550 Tobacco Road Hephzibah, GA 30815 Full Service B&M $33,831
    Queensborough National Bank & Trust Company 301 Mims Road Sylvania, GA 30467 Full Service B&M $18,379
    Queensborough National Bank & Trust Company 311 East Winthrope Avenue Millen, GA 30442 Full Service B&M $48,970
    Queensborough National Bank & Trust Company 3617 Walton Way Extension Augusta, GA 30909 Full Service B&M $79,136
    Queensborough National Bank & Trust Company 421 Fury's Ferry Road Martinez, GA 30907 Full Service B&M $49,370
    Queensborough National Bank & Trust Company 4226 Columbia Road Martinez, GA 30907 Full Service B&M $87,333
    Queensborough National Bank & Trust Company 4321 Washington Road Evans, GA 30809 Full Service B&M $69,689
    Queensborough National Bank & Trust Company 5049 Wrightsboro Road Grovetown, GA 30813 Full Service B&M $46,188
    Queensborough National Bank & Trust Company 549 West Hill Street Thomson, GA 30824 Full Service B&M $47,505
    Queensborough National Bank & Trust Company 597 S. Columbia Avenue Rincon, GA 31326 Full Service B&M $21,749
    Queensborough National Bank & Trust Company 692 South Main Street Swainsboro, GA 30401 Full Service B&M $50,524
    Queensborough National Bank & Trust Company 711 North Main Street Wrens, GA 30833 Full Service B&M $34,109
    Queensborough National Bank & Trust Company 721 Liberty Street Waynesboro, GA 30830 Full Service B&M $78,245
    Queensborough National Bank & Trust Company 7393 Hodgson Memorial Drive Savannah, GA 31406 Full Service B&M $24,800
    Queensborough National Bank & Trust Company Jones And North Railroad Streets Midville, GA 30441 Full Service B&M $8,606

    For 2018, Queensborough National Bank & Trust Company had 25 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $46,147
    Net interest income $41,647
    Total noninterest income $14,449
    Gross Fiduciary activities income $265
    Service charges on deposit accounts $7,616
    Trading account gains and fees $0
    Additional Noninterest Income $6,568
    Pre-tax net operating income $16,183
    Securities gains (or losses, -) $0
    Income before extraordinary items $12,435
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $12,435
    Minority interest net income $0
    Net income $12,435
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $12,435

    Queensborough National Bank & Trust Company's gross interest income from loans was $46,147,000.
    Queensborough National Bank & Trust Company's net interest income from loans was $41,647,000.
    Queensborough National Bank & Trust Company's fee based income from loans was $7,616,000.
    Queensborough National Bank & Trust Company's net income from loans was $12,435,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $4,500
    Provision for credit losses $0
    Total noninterest expense $39,913
    Salaries and employee benefits $23,390
    Premises and equipment expense $2,898
    Additional noninterest expense $13,625
    Applicable income taxes $3,748
    Net charge-offs $-1,507
    Cash dividends $2,954

    Queensborough National Bank & Trust Company's interest expense for loans was $4,500,000.
    Queensborough National Bank & Trust Company's payroll and benefits expense were $23,390,000.
    Queensborough National Bank & Trust Company's property, plant and equipment expenses $2,898,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 4.0%
    Real Estate loans 5.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 0.0%
    All other family 2.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,059,091
    Deposits held in domestic offices $1,059,091
    Deposits by Individuals, partnerships, and corporations $921,709
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $135,145
    Deposits by Commercial banks and other depository institutions in U.S. $2,237
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $59,386
    Demand deposits $48,870
    Nontransaction accounts $999,705
    Money market deposit accounts (MMDAs) $695,147
    Other savings deposits (excluding MMDAs) $56,089
    Total time deposits $248,469
    Total time and savings deposits $1,010,221
    Noninterest-bearing deposits $322,918
    Interest-bearing deposits $736,173
    Retail deposits $992,824
    IRAs and Keogh plan accounts $48,554
    Brokered deposits $11,076
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,171,496
    Cash & Balances due from depository institutions $77,661
    Interest-bearing balances $59,022
    Total securities $262,254
    Federal funds sold & reverse repurchase $10,000
    Net loans and leases $753,693
    Loan and leases loss allowance $12,337
    Trading account assets $0
    Bank premises and fixed assets $29,145
    Other real estate owned $3,639
    Goodwill and other intangibles $3,214
    All other assets $31,890

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,171,496
    Total Liabilities $1,063,246
    Total deposits $1,059,091
    Interest-bearing deposits $736,173
    Deposits held in domestic offices $1,059,091
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $500
    Subordinated debt $0
    All other liabilities $3,655

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $753,693
    Loan and leases loss allowance $12,337
    Total loans and leases (domestic) $766,030
    All real estate loans $643,688
    Real estate loans in domestic offices $643,688
    Construction and development loans $80,923
    Residential 1-4 family construction $21,176
    Other construction, all land development and other land $59,747
    Loans secured by nonfarm nonresidential properties $260,217
    Nonfarm nonresidential secured by owner-occupied properties $176,137
    Commercial real estate & other non-farm, non-residential $84,080
    Multifamily residential real estate $18,812
    1-4 family residential loans $156,532
    Farmland loans $127,204
    Loans held in foreign offices $0
    Farm loans $35,347
    Commercial and industrial loans $65,467
    To non-U.S. addressees $0
    Loans to individuals $13,758
    Credit card loans $0
    Related Plans $335
    Consumer Auto Loans $5,800
    Other loans to individuals $7,623
    All other loans & leases $7,817
    Loans to foreign governments and official institutions $0
    Other loans $5,201
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Queensborough National Bank & Trust Company had $753,693,000 of loans outstanding in 2018. $643,688,000 of loans were in real estate loans. $80,923,000 of loans were in development loans. $18,812,000 of loans were in multifamily mortgage loans. $156,532,000 of loans were in 1-4 family mortgage loans. $35,347,000 of loans were in farm loans. $0 of loans were in credit card loans. $5,800,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 660 $137,055 $207,659
    Nonfarm, nonresidential loans - <$100k 166 $6,056 $36,482
    Nonfarm, nonresidential loans - $100-250k 228 $26,939 $118,154
    Nonfarm, nonresidential loans - $250k-1MM 266 $104,060 $391,203
    Commercial & Industrial, US addressed loans - <$1MM 954 $55,312 $57,979
    Commercial & Industrial, US addressed loans - <$100k 726 $15,657 $21,566
    Commercial & Industrial, US addressed loans - $100-250k 151 $14,225 $94,205
    Commercial & Industrial, US addressed loans - $250k-1MM 77 $25,430 $330,260
    Farmland loans - <$1MM 354 $34,002 $96,051
    Farmland loans - <$100k 201 $7,496 $37,294
    Farmland loans - $100-250k 99 $12,178 $123,010
    Farmland loans - $250k-1MM 54 $14,328 $265,333
    Agriculture operations loans - <$1MM 321 $20,935 $65,218
    Agriculture operations loans - <$100k 228 $5,340 $23,421
    Agriculture operations loans - $100-250k 54 $6,463 $119,685
    Agriculture operations loans - $250k-1MM 39 $9,132 $234,154