Inwood National Bank Mortgage Rates, Fees & Info

Dallas, TX

LEI: 549300AHVQ1LDFNP8P69

Tax ID: 75-1160447

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Inwood National Bank is a smaller bank specializing in Refi and Home Purchase loans. Inwood National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Houston, Austin, Athens, and Hilton Head Island among others. We have data for 60 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Inwood National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Inwood National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.04% 4/18/24
    30 Year Conventional Refi 6.14% 4/18/24
    30 Year Cash-out Refi 6.34% 4/18/24
    30 Year FHA Purchase 6.44% 4/18/24
    30 Year VA Purchase 5.66% 4/18/24
    15 Year Conventional Purchase 5.49% 4/18/24
    15 Year Conventional Refi 5.39% 4/18/24
    15 Year Cash-out Refi 5.39% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Inwood National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Inwood National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,199

    Origination Dollar Volume (All Markets)

    $366,115,000

    Employee count

    230 Show all (8) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,041 $314,095,000 $301,724 $4,331 2.93%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 21 $6,275,000 $298,810 $4,113 2.76%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $4,505,000 $346,538 $4,562 2.75%
    Athens, TX (FHA|USDA|VA) 5 $4,095,000 $819,000 $8,271 4.25%
    Outside of Metro Areas 12 $3,530,000 $294,167 $5,220 3.41%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $2,485,000 $2,485,000 $7,466 4.25%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,685 2.79%
    TYLER, TX (FHA|USDA|VA) 7 $1,995,000 $285,000 $4,419 2.63%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $1,945,000 $389,000 $3,171 2.70%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,820,000 $455,000 $7,498 3.06%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,228 2.93%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,625 2.66%
    WACO, TX (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,994 2.63%
    MIDLAND, TX (FHA|USDA|VA) 3 $1,265,000 $421,667 $5,516 2.58%
    Edwards, CO (FHA|USDA|VA) 2 $1,230,000 $615,000 $0 4.00%
    Mineral Wells, TX (FHA|USDA|VA) 2 $970,000 $485,000 $6,434 2.63%
    Corsicana, TX (FHA|USDA|VA) 2 $930,000 $465,000 $4,837 3.44%
    Fredericksburg, TX (FHA|USDA|VA) 2 $800,000 $400,000 $5,378 2.94%
    LUBBOCK, TX (FHA|USDA|VA) 5 $785,000 $157,000 $3,681 2.53%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $655,000 $655,000 $0 4.50%
    Gainesville, TX (FHA|USDA|VA) 3 $655,000 $218,333 $3,262 3.33%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $650,000 $325,000 $3,403 2.31%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $610,000 $305,000 $3,099 2.75%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $575,000 $575,000 $3,083 2.75%
    RALEIGH-CARY, NC (FHA|USDA|VA) 2 $570,000 $285,000 $2,958 2.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $560,000 $280,000 $3,308 2.50%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $455,000 $455,000 $4,467 2.63%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $435,000 $435,000 $2,542 2.75%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $395,000 $395,000 $2,397 2.25%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $375,000 $375,000 $5,234 2.25%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $365,000 $365,000 $6,040 4.13%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $355,000 $355,000 $4,384 2.38%
    Taos, NM (FHA|USDA|VA) 1 $335,000 $335,000 $3,915 2.50%
    HUNTSVILLE, AL (FHA|USDA|VA) 2 $330,000 $165,000 $3,386 2.25%
    Granbury, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,486 2.50%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.63%
    BECKLEY, WV (FHA|USDA|VA) 1 $305,000 $305,000 $2,764 2.88%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $305,000 $305,000 $0 4.50%
    WICHITA, KS (FHA|USDA|VA) 1 $285,000 $285,000 $3,286 2.63%
    LONGVIEW, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,451 3.38%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $285,000 $285,000 $3,278 2.63%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $285,000 $285,000 $4,082 2.50%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $275,000 $275,000 $3,269 2.63%
    Kalispell, MT (FHA|USDA|VA) 1 $275,000 $275,000 $3,535 3.75%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $2,972 2.38%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $245,000 $245,000 $2,941 2.38%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $225,000 $225,000 $3,567 3.75%
    Bonham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,528 3.12%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $7,450 2.25%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,136 3.38%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $215,000 $215,000 $2,958 2.75%
    ABILENE, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,688 2.88%
    Bozeman, MT (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.00%
    Stillwater, OK (FHA|USDA|VA) 2 $190,000 $95,000 $0 3.63%
    Oxford, MS (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.38%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $175,000 $175,000 $2,703 2.75%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,466 4.50%
    FRESNO, CA (FHA|USDA|VA) 1 $135,000 $135,000 $2,833 2.25%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,785 3.25%
    Nacogdoches, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.50%
    Inwood National Bank's top markets include Dallas, Houston, Austin, Athens, and Hilton Head Island among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Inwood National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    AAXY L.L.C.
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    ASSOCIATED CREDIT UNION OF TEXAS
    Similarity Rank: 1895
    DATCU
    Similarity Rank: 1900
    PRIMEWAY
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,156 $353,880,000 $306,125 $4,219 2.93%
    FHA 21 $5,105,000 $243,095 $8,738 2.93%
    VA 20 $6,800,000 $340,000 $5,269 2.66%
    HELOC 2 $330,000 $165,000 n/a 3.25%

    For 2020, Inwood National Bank's most frequently originated type of loan was Conventional, with 1,156 originations. Their 2nd most popular type was FHA, with 21 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 659 $185,875,000 $282,056 $3,739 2.74%
    Home Purchase 308 $121,380,000 $394,091 $5,683 3.22%
    Cash Out Refi 203 $51,905,000 $255,690 $4,523 2.98%
    Home Improvement 17 $2,315,000 $136,176 $2,251 4.10%
    Other 12 $4,640,000 $386,667 $4,637 3.48%

    For 2020, Inwood National Bank's most frequently cited loan purpose was Refi, with 659 originations. The 2nd most popular reason was Home Purchase, with 308 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 787 $229,955,000 $292,192 $4,350 2.93%
    15 Year 258 $64,210,000 $248,876 $3,950 2.56%
    Other 63 $39,745,000 $630,873 $6,735 3.78%
    20 Year 38 $8,120,000 $213,684 $3,783 2.89%
    10 Year 28 $11,810,000 $421,786 $3,565 3.23%
    5 Year 24 $11,470,000 $477,917 $867 4.38%
    1 Year 1 $805,000 $805,000 $20,808 4.25%

    For 2020, Inwood National Bank's most frequently cited loan duration was 30 Year, with 787 originations. The 2nd most popular length was 15 Year, with 258 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 970 $272,530,000 $280,959
    $<1k 99 $43,645,000 $440,859
    $2k-3k 11 $3,825,000 $347,727
    $5k+ 11 $13,965,000 $1,269,545
    $4k-5k 5 $4,355,000 $871,000
    $3k-4k 3 $1,025,000 $341,667

    Inwood National Bank's average total fees were $4,350, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 970 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 415 $117,405,000 $282,904
    <2.5% 391 $111,975,000 $286,381
    3-4% 328 $110,140,000 $335,793
    4-5% 58 $25,640,000 $442,069
    5-6% 5 $355,000 $71,000
    7-8% 2 $600,000 $300,000

    During 2020, Inwood National Bank's average interest rate for loans was 2.93%, while their most frequently originated rate bucket for loans was 2.5-3%, with 415 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 615 $176,925,000 $287,683 $4,245 2.83%
    $100k-200k 308 $48,020,000 $155,909 $3,676 2.96%
    $400k-600k 184 $85,740,000 $465,978 $4,779 2.80%
    $100,000 or less 50 $3,370,000 $67,400 $2,301 3.67%
    $600k-1MM 24 $18,810,000 $783,750 $8,756 3.83%
    $1MM+ 18 $33,250,000 $1,847,222 $12,003 4.02%

    2020 saw Inwood National Bank place emphasis on $200k-400k loans with 615 originations, totaling $176,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 298 $79,930,000 $268,221 $4,051 2.85%
    $150k-250k 297 $96,785,000 $325,875 $4,405 2.80%
    $75k-100k 185 $45,345,000 $245,108 $4,084 2.82%
    $250k+ 162 $83,930,000 $518,086 $5,416 3.18%
    $50k-75k 130 $23,200,000 $178,462 $3,850 2.90%
    $50k or less 56 $7,970,000 $142,321 $3,762 3.38%

    Inwood National Bank lent most frequently to those with incomes in the $100k-150k range, with 298 originations. The second most popular income band? $150k-250k, with 297 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 349 $98,495,000 $282,221 $4,288 2.87%
    30-36% 206 $60,670,000 $294,515 $4,123 2.92%
    <20% 169 $61,295,000 $362,692 $4,227 2.89%
    44% 42 $10,670,000 $254,048 $4,200 2.93%
    37% 42 $12,850,000 $305,952 $4,157 3.06%
    36% 40 $11,470,000 $286,750 $4,696 2.96%
    40% 37 $12,145,000 $328,243 $4,809 2.96%
    42% 36 $10,490,000 $291,389 $4,431 2.90%
    38% 35 $9,815,000 $280,429 $3,989 2.86%
    45% 32 $9,600,000 $300,000 $4,422 2.85%
    43% 31 $9,945,000 $320,806 $4,416 3.02%
    41% 31 $7,605,000 $245,323 $4,237 2.81%
    39% 28 $8,150,000 $291,071 $4,144 2.81%
    49% 25 $6,985,000 $279,400 $4,628 2.71%
    46% 21 $5,655,000 $269,286 $4,022 2.61%
    47% 17 $4,935,000 $290,294 $4,332 2.78%
    48% 12 $3,150,000 $262,500 $4,284 3.00%
    50-60% 4 $880,000 $220,000 $8,076 2.66%
    >60% 2 $280,000 $140,000 $3,507 3.81%

    Inwood National Bank lent most frequently to those with DTI ratios of 20-30%, with 349 originations. The next most common DTI ratio? 30-36%, with 206 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not provided 662 $192,380,000 $290,604 $4,353 2.84%
    White 474 $150,320,000 $317,131 $4,271 2.99%
    Not applicable 21 $14,375,000 $684,524 $18,897 4.33%
    Black 24 $4,390,000 $182,917 $3,594 3.30%
    Asian 15 $4,135,000 $275,667 $4,321 2.63%
    American Indian 3 $515,000 $171,667 $2,414 2.88%

    Approval Rates

    Total approvals of all applications
    90.65%

    Inwood National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.49%

    Inwood National Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,199 $366,115,000 $305,350

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $805,000 $805,000
    Single Family (1-4 Units):Site-Built 1,198 $365,310,000 $304,933

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 104 $23,410,000 $225,096 $3,885 2.94%
    40-60% 245 $61,265,000 $250,061 $3,962 2.80%
    60-80% 582 $193,100,000 $331,787 $4,208 2.95%
    80-100% 237 $81,015,000 $341,835 $5,203 2.96%
    Over 100% 2 $530,000 $265,000 $10,509 2.50%
    Under 20% 22 $4,230,000 $192,273 $3,156 3.55%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Inwood National Bank 1100 Centennial Boulevard Richardson, TX 75081 Full Service B&M $342,482
    Inwood National Bank 1200 Main Street Garland, TX 75040 Full Service B&M $130,442
    Inwood National Bank 1312 Washington Street Commerce, TX 75428 Full Service B&M $29,477
    Inwood National Bank 13760 Noel Road, Suite 100 Dallas, TX 75240 Full Service B&M $227,557
    Inwood National Bank 1551 South Buckner Dallas, TX 75217 Full Service B&M $81,054
    Inwood National Bank 1801 North Hampton Street De Soto, TX 75115 Full Service B&M $86,229
    Inwood National Bank 198 Turtle Creek Village Dallas, TX 75219 Full Service B&M $134,681
    Inwood National Bank 200 South Highway 78 Wylie, TX 75098 Full Service B&M $219,088
    Inwood National Bank 219 East Camp Wisdom Road Duncanville, TX 75116 Full Service B&M $102,394
    Inwood National Bank 2220 San Jacinto Blvd Denton, TX 76205 Full Service B&M $86,315
    Inwood National Bank 2830 Ridge Road Rockwall, TX 75087 Full Service B&M $147,037
    Inwood National Bank 7621 Inwood Road Dallas, TX 75209 Full Service B&M $1,182,095
    Inwood National Bank 777 Taylor Street - Suite 102 Fort Worth, TX 76102 Full Service B&M $113,793
    Inwood National Bank 8500 Highway 66 Rowlett, TX 75088 Full Service B&M $71,664

    For 2020, Inwood National Bank had 14 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $114,528
    Net interest income $102,487
    Total noninterest income $10,813
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,252
    Trading account gains and fees $0
    Additional Noninterest Income $9,561
    Pre-tax net operating income $65,563
    Securities gains (or losses, -) $96
    Income before extraordinary items $65,659
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $65,659
    Minority interest net income $0
    Net income $65,659
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $65,563

    Inwood National Bank's gross interest income from loans was $114,528,000.
    Inwood National Bank's net interest income from loans was $102,487,000.
    Inwood National Bank's fee based income from loans was $1,252,000.
    Inwood National Bank's net income from loans was $65,659,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $12,041
    Provision for credit losses $2,000
    Total noninterest expense $45,737
    Salaries and employee benefits $27,758
    Premises and equipment expense $6,768
    Additional noninterest expense $11,211
    Applicable income taxes $0
    Net charge-offs $-2
    Cash dividends $34,750

    Inwood National Bank's interest expense for loans was $12,041,000.
    Inwood National Bank's payroll and benefits expense were $27,758,000.
    Inwood National Bank's property, plant and equipment expenses $6,768,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,153,938
    Deposits held in domestic offices $3,153,938
    Deposits by Individuals, partnerships, and corporations $3,088,868
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $56,874
    Deposits by Commercial banks and other depository institutions in U.S. $8,196
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $410,335
    Demand deposits $360,229
    Nontransaction accounts $2,743,603
    Money market deposit accounts (MMDAs) $1,256,153
    Other savings deposits (excluding MMDAs) $1,090,848
    Total time deposits $396,602
    Total time and savings deposits $2,793,709
    Noninterest-bearing deposits $1,248,498
    Interest-bearing deposits $1,905,440
    Retail deposits $2,936,007
    IRAs and Keogh plan accounts $34,530
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,606,113
    Cash & Balances due from depository institutions $272,232
    Interest-bearing balances $246,805
    Total securities $1,242,131
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,012,061
    Loan and leases loss allowance $20,717
    Trading account assets $0
    Bank premises and fixed assets $23,084
    Other real estate owned $0
    Goodwill and other intangibles $30,484
    All other assets $26,121

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,606,113
    Total Liabilities $3,245,870
    Total deposits $3,153,938
    Interest-bearing deposits $1,905,440
    Deposits held in domestic offices $3,153,938
    % insured (estimated) $46
    Federal funds purchased and repurchase agreements $83,704
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $8,228

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,012,061
    Loan and leases loss allowance $20,717
    Total loans and leases (domestic) $2,032,778
    All real estate loans $1,750,223
    Real estate loans in domestic offices $1,750,223
    Construction and development loans $166,974
    Residential 1-4 family construction $25,592
    Other construction, all land development and other land $141,382
    Loans secured by nonfarm nonresidential properties $1,213,725
    Nonfarm nonresidential secured by owner-occupied properties $369,769
    Commercial real estate & other non-farm, non-residential $843,956
    Multifamily residential real estate $70,392
    1-4 family residential loans $299,132
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $1,289
    Commercial and industrial loans $224,548
    To non-U.S. addressees $0
    Loans to individuals $6,106
    Credit card loans $0
    Related Plans $66
    Consumer Auto Loans $1,167
    Other loans to individuals $4,873
    All other loans & leases $50,612
    Loans to foreign governments and official institutions $0
    Other loans $50,612
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $749
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Inwood National Bank had $2,012,061,000 of loans outstanding in 2020. $1,750,223,000 of loans were in real estate loans. $166,974,000 of loans were in development loans. $70,392,000 of loans were in multifamily mortgage loans. $299,132,000 of loans were in 1-4 family mortgage loans. $1,289,000 of loans were in farm loans. $0 of loans were in credit card loans. $1,167,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 311 $86,375 $277,733
    Nonfarm, nonresidential loans - <$100k 33 $1,372 $41,576
    Nonfarm, nonresidential loans - $100-250k 88 $9,578 $108,841
    Nonfarm, nonresidential loans - $250k-1MM 190 $75,425 $396,974
    Commercial & Industrial, US addressed loans - <$1MM 1,217 $116,340 $95,596
    Commercial & Industrial, US addressed loans - <$100k 795 $24,818 $31,218
    Commercial & Industrial, US addressed loans - $100-250k 234 $29,432 $125,778
    Commercial & Industrial, US addressed loans - $250k-1MM 188 $62,090 $330,266
    Agriculture operations loans - <$1MM 26 $1,289 $49,577
    Agriculture operations loans - <$100k 20 $383 $19,150
    Agriculture operations loans - $100-250k 3 $127 $42,333
    Agriculture operations loans - $250k-1MM 3 $779 $259,667