Inwood National Bank Mortgage Rates, Fees & Info

Dallas, TX

LEI: 549300AHVQ1LDFNP8P69

Tax ID: 75-1160447

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Inwood National Bank is a smaller bank specializing in Home Purchase and Refi loans. Inwood National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Glenwood Springs, Oklahoma City, Houston, and Los Angeles among others. We have data for 52 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Inwood National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Inwood National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.04% 12/16/24
    30 Year Conventional Refi 6.14% 12/16/24
    30 Year Cash-out Refi 6.34% 12/16/24
    30 Year FHA Purchase 6.44% 12/16/24
    30 Year VA Purchase 5.66% 12/16/24
    15 Year Conventional Purchase 5.49% 12/16/24
    15 Year Conventional Refi 5.39% 12/16/24
    15 Year Cash-out Refi 5.39% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Inwood National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Inwood National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    675

    Origination Dollar Volume (All Markets)

    $275,815,000

    Employee count

    227

    Awards

    Inwood National Bank 30 Year Conventional Loans gold Inwood National Bank 30 Year Conventional Loans gold
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 548 $196,300,000 $358,212 $4,983 2.89%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $9,665,000 $9,665,000 $0 3.75%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $7,505,000 $7,505,000 $0 3.50%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 17 $7,445,000 $437,941 $6,151 2.84%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $7,255,000 $2,418,333 $16,413 3.29%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $5,200,000 $2,600,000 $8,770 3.55%
    Outside of Metro Areas 12 $4,550,000 $379,167 $6,816 3.11%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $3,655,000 $406,111 $4,572 2.63%
    Breckenridge, CO (FHA|USDA|VA) 2 $2,930,000 $1,465,000 $5,023 2.63%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $2,585,000 $2,585,000 $19,490 3.75%
    RALEIGH-CARY, NC (FHA|USDA|VA) 8 $2,350,000 $293,750 $3,422 3.00%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $2,130,000 $266,250 $4,654 3.34%
    Heber, UT (FHA|USDA|VA) 1 $1,885,000 $1,885,000 $6,552 3.75%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $1,795,000 $1,795,000 $0 3.00%
    Athens, TX (FHA|USDA|VA) 3 $1,765,000 $588,333 $6,802 3.04%
    SALINAS, CA (FHA|USDA|VA) 1 $1,685,000 $1,685,000 $0 3.75%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,224 2.59%
    Mineral Wells, TX (FHA|USDA|VA) 2 $990,000 $495,000 $5,596 2.81%
    Harrison, AR (FHA|USDA|VA) 1 $935,000 $935,000 $9,078 3.75%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $910,000 $455,000 $4,092 3.25%
    Paris, TX (FHA|USDA|VA) 1 $905,000 $905,000 $0 3.75%
    MIDLAND, TX (FHA|USDA|VA) 3 $865,000 $288,333 $5,261 2.63%
    TYLER, TX (FHA|USDA|VA) 3 $815,000 $271,667 $5,295 3.17%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $765,000 $255,000 $3,897 2.71%
    Bonham, TX (FHA|USDA|VA) 3 $735,000 $245,000 $3,459 3.42%
    Fredericksburg, TX (FHA|USDA|VA) 2 $730,000 $365,000 $3,360 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $710,000 $355,000 $3,721 2.13%
    WACO, TX (FHA|USDA|VA) 2 $660,000 $330,000 $5,805 3.50%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $610,000 $305,000 $2,898 2.63%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $590,000 $295,000 $3,606 2.56%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $545,000 $545,000 $3,318 3.00%
    Bozeman, MT (FHA|USDA|VA) 1 $545,000 $545,000 $7,849 2.75%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $485,000 $485,000 $6,153 2.63%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $430,000 $215,000 $2,601 2.06%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $395,000 $395,000 $3,951 2.75%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $365,000 $365,000 $4,257 2.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $365,000 $365,000 $4,134 3.13%
    Oxford, MS (FHA|USDA|VA) 2 $350,000 $175,000 $0 3.31%
    SANTA FE, NM (FHA|USDA|VA) 1 $305,000 $305,000 $4,120 2.88%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $235,000 $235,000 $3,185 1.99%
    ABILENE, TX (FHA|USDA|VA) 2 $220,000 $110,000 $4,012 2.94%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $205,000 $205,000 $3,649 2.13%
    Granbury, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,878 2.13%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $185,000 $185,000 $2,848 2.75%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $165,000 $165,000 $3,157 2.50%
    LUBBOCK, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,407 2.13%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,130 2.87%
    Brookhaven, MS (FHA|USDA|VA) 1 $135,000 $135,000 $4,150 2.50%
    Woodward, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,544 2.13%
    Corsicana, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.50%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $115,000 $115,000 $4,809 2.88%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,833 3.75%
    Inwood National Bank's top markets include Dallas, Glenwood Springs, Oklahoma City, Houston, and Los Angeles among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Inwood National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 670 $273,870,000 $408,761 $4,980 2.91%
    VA 5 $1,945,000 $389,000 $10,423 2.08%

    For 2021, Inwood National Bank's most frequently originated type of loan was Conventional, with 670 originations. Their 2nd most popular type was VA, with 5 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 267 $149,635,000 $560,431 $6,351 3.13%
    Refi 225 $72,315,000 $321,400 $4,033 2.59%
    Cash Out Refi 156 $47,080,000 $301,795 $4,881 2.86%
    Home Improvement 14 $1,640,000 $117,143 $2,505 3.55%
    Other 13 $5,145,000 $395,769 $4,891 3.34%

    For 2021, Inwood National Bank's most frequently cited loan purpose was Home Purchase, with 267 originations. The 2nd most popular reason was Refi, with 225 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 431 $147,065,000 $341,218 $4,926 2.85%
    15 Year 112 $30,610,000 $273,304 $4,188 2.41%
    Other 68 $58,570,000 $861,324 $8,415 3.61%
    10 Year 25 $14,695,000 $587,800 $4,209 3.21%
    20 Year 19 $5,015,000 $263,947 $4,187 2.78%
    5 Year 17 $19,385,000 $1,140,294 $575 3.94%
    1 Year 2 $240,000 $120,000 $0 4.25%
    3 Year 1 $235,000 $235,000 $0 3.85%

    For 2021, Inwood National Bank's most frequently cited loan duration was 30 Year, with 431 originations. The 2nd most popular length was 15 Year, with 112 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 468 $154,710,000 $330,577
    $<1k 65 $33,855,000 $520,846
    $2k-3k 13 $4,145,000 $318,846
    $5k+ 12 $16,480,000 $1,373,333
    $3k-4k 9 $3,705,000 $411,667
    $4k-5k 8 $5,700,000 $712,500

    Inwood National Bank's average total fees were $4,926, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 468 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 274 $102,010,000 $372,299
    <2.5% 203 $60,345,000 $297,266
    3-4% 177 $108,025,000 $610,311
    4-5% 19 $5,185,000 $272,895
    5-6% 2 $250,000 $125,000

    During 2021, Inwood National Bank's average interest rate for loans was 2.85%, while their most frequently originated rate bucket for loans was 2.5-3%, with 274 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 295 $85,735,000 $290,627 $4,415 2.84%
    $100k-200k 143 $21,875,000 $152,972 $3,676 2.83%
    $400k-600k 137 $66,765,000 $487,336 $5,641 2.74%
    $600k-1MM 42 $33,170,000 $789,762 $8,919 3.31%
    $100,000 or less 32 $2,250,000 $70,313 $1,971 3.42%
    $1MM+ 26 $66,020,000 $2,539,231 $13,799 3.43%

    2021 saw Inwood National Bank place emphasis on $200k-400k loans with 295 originations, totaling $85,735,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 169 $52,325,000 $309,615 $4,714 2.83%
    $150k-250k 157 $60,975,000 $388,376 $5,035 2.75%
    $250k+ 128 $80,810,000 $631,328 $7,029 3.03%
    $75k-100k 77 $18,285,000 $237,468 $4,069 2.67%
    $50k-75k 69 $13,065,000 $189,348 $3,978 2.82%
    $50k or less 33 $5,695,000 $172,576 $3,143 3.31%

    Inwood National Bank lent most frequently to those with incomes in the $100k-150k range, with 169 originations. The second most popular income band? $150k-250k, with 157 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 181 $65,405,000 $361,354 $4,770 2.77%
    30-36% 124 $38,240,000 $308,387 $4,483 2.93%
    <20% 82 $36,090,000 $440,122 $5,094 2.73%
    36% 29 $11,385,000 $392,586 $5,628 2.84%
    37% 28 $9,300,000 $332,143 $5,084 2.83%
    39% 24 $8,360,000 $348,333 $5,563 2.92%
    44% 23 $7,795,000 $338,913 $6,514 2.84%
    41% 23 $9,675,000 $420,652 $5,860 2.87%
    42% 21 $8,645,000 $411,667 $6,333 2.90%
    43% 21 $5,965,000 $284,048 $4,606 2.83%
    38% 19 $6,895,000 $362,895 $5,338 2.94%
    40% 16 $7,390,000 $461,875 $5,279 2.81%
    47% 10 $3,330,000 $333,000 $4,845 2.73%
    48% 9 $2,825,000 $313,889 $4,157 2.65%
    45% 9 $2,925,000 $325,000 $4,521 2.97%
    46% 7 $2,775,000 $396,429 $6,533 3.13%
    49% 5 $1,405,000 $281,000 $4,686 2.90%
    >60% 1 $645,000 $645,000 $3,861 3.25%

    Inwood National Bank lent most frequently to those with DTI ratios of 20-30%, with 181 originations. The next most common DTI ratio? 30-36%, with 124 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not provided 395 $142,395,000 $360,494 $5,003 2.77%
    White 229 $86,615,000 $378,231 $5,144 2.99%
    Not applicable 30 $40,870,000 $1,362,333 $12,941 3.89%
    Asian 13 $4,655,000 $358,077 $4,411 2.83%
    Black 7 $1,135,000 $162,143 $2,772 2.98%
    American Indian 1 $145,000 $145,000 $2,110 2.00%

    Approval Rates

    Total approvals of all applications
    91.82%

    Inwood National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    84.30%

    Inwood National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 675 $275,815,000 $408,615

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    675 $275,815,000 $408,615

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 56 $12,480,000 $222,857 $3,975 2.70%
    40-60% 148 $45,020,000 $304,189 $4,566 2.79%
    60-80% 322 $156,620,000 $486,398 $5,127 2.96%
    80-100% 134 $59,520,000 $444,179 $5,771 2.89%
    Over 100% 1 $825,000 $825,000 $35,607 2.38%
    Under 20% 13 $1,205,000 $92,692 $1,831 3.58%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Indian River County Habitat for Humanity, Inc. Other type of mortgage Struggling to pay mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Inwood National Bank 1100 Centennial Boulevard Richardson, TX 75081 Full Service B&M $364,761
    Inwood National Bank 1200 Main Street Garland, TX 75040 Full Service B&M $125,592
    Inwood National Bank 1312 Washington Street Commerce, TX 75428 Full Service B&M $28,548
    Inwood National Bank 13760 Noel Road, Suite 100 Dallas, TX 75240 Full Service B&M $266,528
    Inwood National Bank 1551 South Buckner Dallas, TX 75217 Full Service B&M $86,914
    Inwood National Bank 1801 North Hampton Street De Soto, TX 75115 Full Service B&M $84,088
    Inwood National Bank 198 Turtle Creek Village Dallas, TX 75219 Full Service B&M $186,667
    Inwood National Bank 200 South Highway 78 Wylie, TX 75098 Full Service B&M $246,478
    Inwood National Bank 219 East Camp Wisdom Road Duncanville, TX 75116 Full Service B&M $124,543
    Inwood National Bank 2220 San Jacinto Blvd Denton, TX 76205 Full Service B&M $88,229
    Inwood National Bank 2830 Ridge Road Rockwall, TX 75087 Full Service B&M $171,121
    Inwood National Bank 7621 Inwood Road Dallas, TX 75209 Full Service B&M $1,466,747
    Inwood National Bank 777 Taylor Street - Suite 102 Fort Worth, TX 76102 Full Service B&M $126,186
    Inwood National Bank 8500 Highway 66 Rowlett, TX 75088 Full Service B&M $74,144

    For 2021, Inwood National Bank had 14 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $112,476
    Net interest income $105,781
    Total noninterest income $8,946
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,107
    Trading account gains and fees $0
    Additional Noninterest Income $7,839
    Pre-tax net operating income $67,005
    Securities gains (or losses, -) $0
    Income before extraordinary items $67,005
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $67,005
    Minority interest net income $0
    Net income $67,005
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $67,005

    Inwood National Bank's gross interest income from loans was $112,476,000.
    Inwood National Bank's net interest income from loans was $105,781,000.
    Inwood National Bank's fee based income from loans was $1,107,000.
    Inwood National Bank's net income from loans was $67,005,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,695
    Provision for credit losses $400
    Total noninterest expense $47,322
    Salaries and employee benefits $28,506
    Premises and equipment expense $6,221
    Additional noninterest expense $12,595
    Applicable income taxes $0
    Net charge-offs $-1
    Cash dividends $38,000

    Inwood National Bank's interest expense for loans was $6,695,000.
    Inwood National Bank's payroll and benefits expense were $28,506,000.
    Inwood National Bank's property, plant and equipment expenses $6,221,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,777,877
    Deposits held in domestic offices $3,777,877
    Deposits by Individuals, partnerships, and corporations $3,728,164
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $40,758
    Deposits by Commercial banks and other depository institutions in U.S. $8,955
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $528,854
    Demand deposits $468,825
    Nontransaction accounts $3,249,023
    Money market deposit accounts (MMDAs) $1,509,310
    Other savings deposits (excluding MMDAs) $1,384,156
    Total time deposits $355,557
    Total time and savings deposits $3,309,052
    Noninterest-bearing deposits $1,601,691
    Interest-bearing deposits $2,176,186
    Retail deposits $3,589,076
    IRAs and Keogh plan accounts $33,046
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,275,171
    Cash & Balances due from depository institutions $355,950
    Interest-bearing balances $333,285
    Total securities $1,770,565
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,068,515
    Loan and leases loss allowance $21,118
    Trading account assets $0
    Bank premises and fixed assets $23,608
    Other real estate owned $0
    Goodwill and other intangibles $30,484
    All other assets $26,049

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,275,171
    Total Liabilities $3,885,923
    Total deposits $3,777,877
    Interest-bearing deposits $2,176,186
    Deposits held in domestic offices $3,777,877
    % insured (estimated) $41
    Federal funds purchased and repurchase agreements $99,112
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $8,934

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,068,515
    Loan and leases loss allowance $21,118
    Total loans and leases (domestic) $2,089,633
    All real estate loans $1,978,896
    Real estate loans in domestic offices $1,978,896
    Construction and development loans $170,659
    Residential 1-4 family construction $13,345
    Other construction, all land development and other land $157,314
    Loans secured by nonfarm nonresidential properties $1,389,280
    Nonfarm nonresidential secured by owner-occupied properties $377,449
    Commercial real estate & other non-farm, non-residential $1,011,831
    Multifamily residential real estate $91,402
    1-4 family residential loans $327,555
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $912
    Commercial and industrial loans $93,073
    To non-U.S. addressees $0
    Loans to individuals $4,835
    Credit card loans $0
    Related Plans $86
    Consumer Auto Loans $1,018
    Other loans to individuals $3,731
    All other loans & leases $11,918
    Loans to foreign governments and official institutions $0
    Other loans $11,918
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $3,095
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Inwood National Bank had $2,068,515,000 of loans outstanding in 2021. $1,978,896,000 of loans were in real estate loans. $170,659,000 of loans were in development loans. $91,402,000 of loans were in multifamily mortgage loans. $327,555,000 of loans were in 1-4 family mortgage loans. $912,000 of loans were in farm loans. $0 of loans were in credit card loans. $1,018,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 307 $88,398 $287,941
    Nonfarm, nonresidential loans - <$100k 28 $1,250 $44,643
    Nonfarm, nonresidential loans - $100-250k 72 $7,930 $110,139
    Nonfarm, nonresidential loans - $250k-1MM 207 $79,218 $382,696
    Commercial & Industrial, US addressed loans - <$1MM 391 $35,257 $90,171
    Commercial & Industrial, US addressed loans - <$100k 217 $5,658 $26,074
    Commercial & Industrial, US addressed loans - $100-250k 73 $6,369 $87,247
    Commercial & Industrial, US addressed loans - $250k-1MM 101 $23,230 $230,000
    Agriculture operations loans - <$1MM 19 $912 $48,000
    Agriculture operations loans - <$100k 14 $242 $17,286
    Agriculture operations loans - $100-250k 2 $109 $54,500
    Agriculture operations loans - $250k-1MM 3 $561 $187,000