Farmers Bank & Trust Company Mortgage Rates, Fees & Info

Magnolia, AR

LEI: 549300GKNMX0ZXKVPE54

Tax ID: 71-0054330

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Farmers Bank & Trust Company is a smaller bank specializing in Home Purchase and Refi loans. Farmers Bank & Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Texarkana, Magnolia, Little Rock, Camden, and Hot Springs among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Farmers Bank & Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Farmers Bank & Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.73% 4/14/24
    30 Year Conventional Refi 6.43% 4/14/24
    30 Year Cash-out Refi 6.55% 4/14/24
    30 Year FHA Purchase 7.34% 4/14/24
    30 Year FHA Refi 6.45% 4/14/24
    30 Year VA Purchase 6.42% 4/14/24
    30 Year VA Refi 6.36% 4/14/24
    30 Year USDA Purchase 6.57% 4/14/24
    15 Year Conventional Purchase 6.65% 4/14/24
    15 Year Conventional Refi 6.26% 4/14/24
    15 Year Cash-out Refi 6.26% 4/14/24
    15 Year FHA Refi 8.08% 4/14/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Farmers Bank & Trust Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Farmers Bank & Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    663

    Origination Dollar Volume (All Markets)

    $100,035,000

    Employee count

    256 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    TEXARKANA, TX-AR (FHA|USDA|VA) 230 $36,210,000 $157,435 $3,596 5.16%
    Magnolia, AR (FHA|USDA|VA) 141 $18,655,000 $132,305 $2,199 5.20%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 51 $8,825,000 $173,039 $2,919 5.26%
    Camden, AR (FHA|USDA|VA) 63 $5,805,000 $92,143 $1,668 5.00%
    Outside of Metro Areas 38 $4,940,000 $130,000 $3,038 5.02%
    HOT SPRINGS, AR (FHA|USDA|VA) 17 $4,575,000 $269,118 $3,248 5.21%
    Durant, OK (FHA|USDA|VA) 2 $4,250,000 $2,125,000 $712 5.00%
    Hope, AR (FHA|USDA|VA) 40 $3,410,000 $85,250 $1,984 5.15%
    El Dorado, AR (FHA|USDA|VA) 19 $1,975,000 $103,947 $1,966 5.38%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $1,750,000 $218,750 $4,393 4.87%
    Minden, LA (FHA|USDA|VA) 11 $1,665,000 $151,364 $3,867 4.79%
    Malvern, AR (FHA|USDA|VA) 19 $1,565,000 $82,368 $2,021 5.01%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,498 4.58%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $7,898 4.85%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $585,000 $195,000 $2,210 4.64%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $565,000 $565,000 $0 5.40%
    OCALA, FL (FHA|USDA|VA) 1 $525,000 $525,000 $19,698 4.10%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $495,000 $495,000 $0 5.95%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $405,000 $405,000 $0 5.50%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.00%
    TULSA, OK (FHA|USDA|VA) 1 $245,000 $245,000 $2,702 4.85%
    Arkadelphia, AR (FHA|USDA|VA) 4 $230,000 $57,500 $1,432 4.91%
    Paragould, AR (FHA|USDA|VA) 1 $225,000 $225,000 $3,049 4.63%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,781 4.63%
    Bonham, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,450 4.75%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,272 4.50%
    MONROE, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
    Farmers Bank & Trust Company's top markets include Texarkana, Magnolia, Little Rock, Camden, and Hot Springs among others.

    Their top states include:
  • Arkansas (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Farmers Bank & Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    State Bank of De Kalb
    Similarity Rank: 112
    ONE BANK & TRUST, NATIONAL ASS
    Similarity Rank: 189
    NEIGHBORHOOD
    Similarity Rank: 200
    TEXANS
    Similarity Rank: 416
    TELCOE FEDERAL CREDIT UNION
    Similarity Rank: 448
    ARKANSAS Federal Credit Union
    Similarity Rank: 611
    AMERICAN HERITAGE CAPITAL, L.P.
    Similarity Rank: 780
    First Arkansas Bank and Trust
    Similarity Rank: 781
    HIGHLAND HOMELOANS, LLC
    Similarity Rank: 870
    CAPITAL PLUS FINANCIAL, LLC
    Similarity Rank: 897

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 553 $83,575,000 $151,130 $2,306 5.22%
    FHA 62 $9,300,000 $150,000 $5,294 4.50%
    USDA 23 $2,715,000 $118,043 $3,685 4.86%
    VA 19 $3,725,000 $196,053 $3,515 4.83%
    HELOC 6 $720,000 $120,000 n/a 5.66%

    For 2018, Farmers Bank & Trust Company's most frequently originated type of loan was Conventional, with 553 originations. Their 2nd most popular type was FHA, with 62 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 432 $62,970,000 $145,764 $3,126 5.12%
    Refi 147 $28,995,000 $197,245 $2,356 5.07%
    Home Improvement 44 $2,650,000 $60,227 $1,377 5.46%
    Cash Out Refi 22 $3,220,000 $146,364 $3,513 4.89%
    Other 18 $2,200,000 $122,222 $2,442 5.48%

    For 2018, Farmers Bank & Trust Company's most frequently cited loan purpose was Home Purchase, with 432 originations. The 2nd most popular reason was Refi, with 147 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 238 $41,050,000 $172,479 $3,791 4.78%
    Other 183 $25,035,000 $136,803 $1,734 5.03%
    5 Year 144 $13,300,000 $92,361 $1,097 5.78%
    1 Year 41 $7,135,000 $174,024 $1,964 5.61%
    15 Year 30 $5,070,000 $169,000 $2,930 4.58%
    3 Year 13 $5,625,000 $432,692 $0 5.79%
    10 Year 9 $1,855,000 $206,111 $1,991 5.38%
    20 Year 5 $965,000 $193,000 $3,792 4.70%

    For 2018, Farmers Bank & Trust Company's most frequently cited loan duration was 30 Year, with 238 originations. The 2nd most popular length was Other, with 183 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 433 $68,505,000 $158,210
    $1k-2k 26 $4,590,000 $176,538
    $2k-3k 2 $220,000 $110,000
    $5k+ 2 $930,000 $465,000

    Farmers Bank & Trust Company's average total fees were $3,791, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 433 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 357 $64,665,000 $181,134
    5-6% 228 $24,730,000 $108,465
    6-7% 48 $3,520,000 $73,333
    3-4% 29 $7,085,000 $244,310
    7-8% 1 $35,000 $35,000

    During 2018, Farmers Bank & Trust Company's average interest rate for loans was 4.78%, while their most frequently originated rate bucket for loans was 4-5%, with 357 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 315 $17,655,000 $56,048 $1,892 5.41%
    $100k-200k 194 $28,060,000 $144,639 $3,130 5.03%
    $200k-400k 121 $32,555,000 $269,050 $3,500 4.65%
    $400k-600k 26 $11,850,000 $455,769 $4,481 4.89%
    $600k-1MM 4 $3,270,000 $817,500 $4,055 5.29%
    $1MM+ 3 $6,645,000 $2,215,000 $9,100 4.85%

    2018 saw Farmers Bank & Trust Company place emphasis on $100,000 or less loans with 315 originations, totaling $17,655,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 122 $14,320,000 $117,377 $2,654 5.03%
    $50k or less 118 $8,800,000 $74,576 $2,389 5.09%
    $100k-150k 117 $20,875,000 $178,419 $3,074 5.01%
    $75k-100k 100 $14,240,000 $142,400 $2,975 4.96%
    $150k-250k 62 $11,900,000 $191,935 $3,408 5.11%
    $250k+ 36 $11,040,000 $306,667 $2,908 5.06%

    Farmers Bank & Trust Company lent most frequently to those with incomes in the $50k-75k range, with 122 originations. The second most popular income band? $50k or less, with 118 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 118 $16,940,000 $143,559 $2,642 4.91%
    30-36% 104 $16,670,000 $160,288 $2,827 4.95%
    <20% 67 $8,805,000 $131,418 $1,896 4.99%
    50-60% 22 $4,190,000 $190,455 $4,665 4.55%
    37% 20 $3,320,000 $166,000 $2,274 4.92%
    36% 18 $1,890,000 $105,000 $2,030 4.93%
    40% 18 $2,870,000 $159,444 $3,173 4.80%
    41% 18 $2,940,000 $163,333 $3,209 4.68%
    39% 17 $2,245,000 $132,059 $1,944 5.14%
    42% 15 $2,315,000 $154,333 $2,817 5.05%
    47% 11 $2,095,000 $190,455 $4,546 4.70%
    44% 11 $2,455,000 $223,182 $4,648 4.56%
    43% 10 $1,860,000 $186,000 $3,544 4.69%
    38% 10 $1,490,000 $149,000 $2,547 4.95%
    48% 9 $1,925,000 $213,889 $3,286 4.74%
    49% 9 $1,545,000 $171,667 $2,883 5.04%
    45% 7 $1,375,000 $196,429 $4,112 4.73%
    >60% 6 $770,000 $128,333 $2,479 5.00%
    46% 6 $1,220,000 $203,333 $3,510 4.73%

    Farmers Bank & Trust Company lent most frequently to those with DTI ratios of 20-30%, with 118 originations. The next most common DTI ratio? 30-36%, with 104 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 498 $76,710,000 $154,036 $2,807 5.02%
    Not applicable 98 $17,050,000 $173,980 $3,741 5.69%
    Black 50 $4,080,000 $81,600 $2,917 5.27%
    Asian 5 $865,000 $173,000 $2,785 4.27%
    Not provided 9 $765,000 $85,000 $2,640 5.53%
    American Indian 2 $450,000 $225,000 $3,136 4.88%
    Native Hawaiian or Islander 1 $115,000 $115,000 $4,439 4.50%

    Approval Rates

    Total approvals of all applications
    95.71%

    Farmers Bank & Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    92.31%

    Farmers Bank & Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 663 $100,035,000 $150,882

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $25,000 $25,000
    Multifamily:Site-Built 12 $8,520,000 $710,000
    Single Family (1-4 Units):Manufactured 25 $1,425,000 $57,000
    Single Family (1-4 Units):Site-Built 625 $90,065,000 $144,104

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 36 $2,450,000 $68,056 $1,607 5.43%
    40-60% 37 $7,735,000 $209,054 $2,034 5.29%
    60-80% 180 $24,230,000 $134,611 $2,508 5.22%
    80-100% 390 $63,380,000 $162,513 $3,199 5.04%
    Over 100% 4 $1,570,000 $392,500 $3,541 5.25%
    Under 20% 15 $575,000 $38,333 $1,106 5.55%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Farmers Bank & Trust Company 1061 N Coleman Street Prosper, TX 75078 Full Service B&M $114,203
    Farmers Bank & Trust Company 1102 Arkansas Blvd Texarkana, AR 71854 Full Service B&M $47,763
    Farmers Bank & Trust Company 112 N. Hwy 229 Haskell, AR 72015 Full Service B&M $19,655
    Farmers Bank & Trust Company 1125 Fairview Road Camden, AR 71701 Limited, Drive-thru $9,524
    Farmers Bank & Trust Company 1128 East Main Magnolia, AR 71753 Limited, Drive-thru $456
    Farmers Bank & Trust Company 1140 Washington Street, N.W. Camden, AR 71701 Limited, Drive-thru $16,739
    Farmers Bank & Trust Company 116 Jefferson Street, S.W. Camden, AR 71701 Full Service B&M $118,845
    Farmers Bank & Trust Company 15064 Highway 132 Taylor, AR 71861 Full Service B&M $12,416
    Farmers Bank & Trust Company 1929 Oliver Lancaster Blvd. Malvern, AR 72104 Full Service B&M $5,274
    Farmers Bank & Trust Company 200 E. Third St. Hope, AR 71801 Full Service B&M $100,548
    Farmers Bank & Trust Company 200 East Main Street Magnolia, AR 71753 Full Service B&M $424,749
    Farmers Bank & Trust Company 202 Spruce Street Lewisville, AR 71845 Full Service B&M $12,405
    Farmers Bank & Trust Company 205 East Main Magnolia, AR 71753 Limited, Drive-thru $0
    Farmers Bank & Trust Company 2103 South Main Street Hope, AR 71801 Limited, Drive-thru $2,825
    Farmers Bank & Trust Company 2106 North Jackson Magnolia, AR 71753 Limited, Drive-thru $2,262
    Farmers Bank & Trust Company 2900 St. Michael Drive Texarkana, TX 75503 Limited, Drive-thru $124,689
    Farmers Bank & Trust Company 3601 East 9th Street Texarkana, AR 71854 Full Service B&M $42,633
    Farmers Bank & Trust Company 3625 Richmond Road Texarkana, TX 75503 Full Service B&M $56,274
    Farmers Bank & Trust Company 416 North Mccoy Blvd New Boston, TX 75570 Full Service B&M $66,304
    Farmers Bank & Trust Company 521 East Page Malvern, AR 72104 Full Service B&M $66,551
    Farmers Bank & Trust Company 536 Highway 274 Camden, AR 71701 Limited, Drive-thru $10,294
    Farmers Bank & Trust Company 5461 Highway 371 Blevins, AR 71825 Full Service B&M $7,769
    Farmers Bank & Trust Company 617 North Hervey Hope, AR 71801 Limited, Drive-thru $6,451

    For 2018, Farmers Bank & Trust Company had 23 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $64,804
    Net interest income $51,265
    Total noninterest income $8,845
    Gross Fiduciary activities income $662
    Service charges on deposit accounts $3,677
    Trading account gains and fees $0
    Additional Noninterest Income $4,506
    Pre-tax net operating income $23,004
    Securities gains (or losses, -) $-349
    Income before extraordinary items $21,735
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $21,735
    Minority interest net income $0
    Net income $21,735
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $22,070

    Farmers Bank & Trust Company's gross interest income from loans was $64,804,000.
    Farmers Bank & Trust Company's net interest income from loans was $51,265,000.
    Farmers Bank & Trust Company's fee based income from loans was $3,677,000.
    Farmers Bank & Trust Company's net income from loans was $21,735,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,539
    Provision for credit losses $3,600
    Total noninterest expense $33,506
    Salaries and employee benefits $17,986
    Premises and equipment expense $4,464
    Additional noninterest expense $11,056
    Applicable income taxes $920
    Net charge-offs $3,005
    Cash dividends $2,501

    Farmers Bank & Trust Company's interest expense for loans was $13,539,000.
    Farmers Bank & Trust Company's payroll and benefits expense were $17,986,000.
    Farmers Bank & Trust Company's property, plant and equipment expenses $4,464,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 1.0%
    Personal loans 1.0%
    Credit card loans 1.5%
    Other individual loans 1.0%
    Auto loans 1.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,318,043
    Deposits held in domestic offices $1,318,043
    Deposits by Individuals, partnerships, and corporations $839,211
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $478,832
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $331,549
    Demand deposits $98,760
    Nontransaction accounts $986,494
    Money market deposit accounts (MMDAs) $343,363
    Other savings deposits (excluding MMDAs) $65,999
    Total time deposits $577,132
    Total time and savings deposits $1,219,283
    Noninterest-bearing deposits $178,963
    Interest-bearing deposits $1,139,080
    Retail deposits $1,024,121
    IRAs and Keogh plan accounts $47,606
    Brokered deposits $63,271
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,537,103
    Cash & Balances due from depository institutions $61,720
    Interest-bearing balances $38,378
    Total securities $223,890
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,163,271
    Loan and leases loss allowance $18,458
    Trading account assets $0
    Bank premises and fixed assets $22,216
    Other real estate owned $747
    Goodwill and other intangibles $17,633
    All other assets $47,626

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,537,103
    Total Liabilities $1,377,643
    Total deposits $1,318,043
    Interest-bearing deposits $1,139,080
    Deposits held in domestic offices $1,318,043
    % insured (estimated) $91
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $46,092
    Subordinated debt $0
    All other liabilities $13,508

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,163,271
    Loan and leases loss allowance $18,458
    Total loans and leases (domestic) $1,181,729
    All real estate loans $933,375
    Real estate loans in domestic offices $933,375
    Construction and development loans $110,305
    Residential 1-4 family construction $20,426
    Other construction, all land development and other land $89,879
    Loans secured by nonfarm nonresidential properties $395,457
    Nonfarm nonresidential secured by owner-occupied properties $136,904
    Commercial real estate & other non-farm, non-residential $258,553
    Multifamily residential real estate $23,286
    1-4 family residential loans $305,279
    Farmland loans $99,048
    Loans held in foreign offices $0
    Farm loans $23,545
    Commercial and industrial loans $189,711
    To non-U.S. addressees $0
    Loans to individuals $26,537
    Credit card loans $952
    Related Plans $0
    Consumer Auto Loans $9,152
    Other loans to individuals $16,433
    All other loans & leases $8,561
    Loans to foreign governments and official institutions $0
    Other loans $1,158
    Loans to depository institutions and acceptances of other banks $7,143
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,749
    Non 1-4 family restructured loans & leases $3,588
    Total loans and leases (foreign) $0

    Farmers Bank & Trust Company had $1,163,271,000 of loans outstanding in 2018. $933,375,000 of loans were in real estate loans. $110,305,000 of loans were in development loans. $23,286,000 of loans were in multifamily mortgage loans. $305,279,000 of loans were in 1-4 family mortgage loans. $23,545,000 of loans were in farm loans. $952,000 of loans were in credit card loans. $9,152,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 468 $77,599 $165,810
    Nonfarm, nonresidential loans - <$100k 152 $6,364 $41,868
    Nonfarm, nonresidential loans - $100-250k 169 $20,358 $120,462
    Nonfarm, nonresidential loans - $250k-1MM 147 $50,877 $346,102
    Commercial & Industrial, US addressed loans - <$1MM 1,706 $98,363 $57,657
    Commercial & Industrial, US addressed loans - <$100k 1,308 $27,874 $21,310
    Commercial & Industrial, US addressed loans - $100-250k 257 $28,102 $109,346
    Commercial & Industrial, US addressed loans - $250k-1MM 141 $42,387 $300,617
    Farmland loans - <$1MM 219 $17,164 $78,374
    Farmland loans - <$100k 136 $5,226 $38,426
    Farmland loans - $100-250k 61 $6,844 $112,197
    Farmland loans - $250k-1MM 22 $5,094 $231,545
    Agriculture operations loans - <$1MM 215 $9,448 $43,944
    Agriculture operations loans - <$100k 186 $4,345 $23,360
    Agriculture operations loans - $100-250k 20 $2,274 $113,700
    Agriculture operations loans - $250k-1MM 9 $2,829 $314,333